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Debbie Feldman literally grew up in hotels—her father founded Embassy Suites—and she's since worn almost every hat: GM, asset manager of a 45-hotel portfolio, and co-founder of TCOR Hotel Partners. She's led high-profile repositionings (hello, Fairmont Copley Plaza) and recently teamed with Hotel B School to build a pragmatic course on hotel investment. Susan and Debbie talk about buying basics, budget brass tacks, and booking blend.
In this episode of The Gray Report, Spencer Gray is joined by Gray Capital's Griffin Haddad, Investor Relations, for a wide-ranging conversation on the state of the multifamily housing market, the broader economy, and the human side of investing.We cover:Why national rent growth is turning negative — and how the Midwest is bucking the trendVacancy, absorption, and the true drivers of NOI growth in today's marketHow interest rates, the Fed, and the 10-year Treasury shape multifamily investingWhat investors should know about affordability, homeownership vs. renting, and value-add strategiesThe risks of institutional over-investment in markets like DenverGriffin's remarkable career shift — from the NFL sidelines as an athletic trainer to guiding investors at Gray CapitalIf you're a multifamily investor (active or passive), or just want to understand the forces shaping real estate and the economy, you're in the right place. Subscribe for weekly insights, market data, and honest conversations about multifamily real estate and investing.Sign up for our free weekly newsletter: graycapitalllc.com/newsletter
Even if you don't create your center's budget yourself—you still need to know exactly what to look for.In this episode, I walk you through how I personally review the annual budgets for my shopping centers—despite not preparing them myself. Whether it's spotting weird dips in base rent, double-counting taxes and insurance, or bad timing on capital projects, I'm sharing the real checklist I use to catch costly mistakes before they impact NOI.This episode is perfect for shopping center owners, asset managers, or anyone handing budget prep to a CPA or property manager. Don't miss my tips for tracking leasing fees, mortgage escrows, and cash flow month by month—and why I never schedule capital work during rainy season in Florida.
You never know where the podcast is going to take you. This episode started off light then turned into a full On explanation of Muslim faith. BP myself in Dula started off talking about the new Jay Electronica EP's.And then it turned into an almost our long conversation about the difference between the NOI and the Ahki Muslims in Philly. Very informative episode if you were always curious about the different factions of the Muslim faith.
Is Your Apartment Roof a Hidden Goldmine? Stop Wasting 6-Figures in Potential Value! You're a multifamily operator focused on renovations and rent bumps, but our guest, Owen Madsen Barrett, reveals the secret CapEx move that's delivering 3x equity multiples and adding $100k+ in NOI without kicking out tenants.
Noi e altri animali È la trasmissione che da settembre del 2014 si interroga su i mille intrecci di una coabitazione sul pianeta attraverso letteratura, musica, scienza, costume, linguaggio, arte e storia. Ogni giorno con l'ospite di turno si approfondisce un argomento e si amplia il Bestiario che stiamo compilando. In onda da lunedì a venerdì dalle 12.45 alle 13.15. A cura di Cecilia Di Lieto.
Pio Esposito e Francesco Camarda sono i due giovani del momento in Serie A: entrambi a segno nell'ultimo turno di Serie A, ormai tutti parlano di loro. Noi li analizziamo a raggi X e proviamo a dare un voto a ciascuna delle loro caratteristiche. Chi vincerà? Con Andrea Di Giacomo, Angelo Taglieri e Tommaso Murdocca.Potrero, dove tutto ha inizio. Un podcast sul calcio italiano e internazionale.Su Como TV (https://tv.comofootball.com) nel 2025 potete seguire in diretta e gratuitamente le partite della Saudi Pro League, Saudi King's Cup, Supercoppa d'Arabia, Copa Libertadores, Copa Sudamericana, Recopa, Liga Profesional Argentina, Trofeo de Campeones argentino, Eredivisie, Coppa di Francia, Scottish Premiership, Coppa di Scozia, Scottish League Cup, Scottish Championship, Coppa di Portogallo, Supercoppa di Portogallo, HNL croata e tutti i contenuti di calcio italiano e internazionale on demand.Diventa un supporter di questo podcast: https://www.spreaker.com/podcast/potrero--5761582/support.
TESTO DELL'ARTICOLO ➜ https://www.bastabugie.it/8301OMELIA XXVII DOMENICA T. ORD. - ANNO C (Lc 17,5-10)Se aveste fede!di Giacomo Biffi COSA DOBBIAMO VERAMENTE CHIEDERE A DIO NELLA PREGHIERA Che cosa dobbiamo chiedere nella preghiera? Possiamo chiedere tutto quello che vogliamo, perché Dio è un padre che ama ascoltare i balbettii dei suoi piccoli figli (e noi siamo tutti piccoli davanti a lui), anche se non sempre si concede alle loro pretese, perché troppo spesso essi non sanno qual è il loro vero bene. Possiamo chiedere tutto quello che vogliamo, purché ci manteniamo nell'atteggiamento interiore di chi accoglie docilmente la sua volontà. Possiamo chiedere anche i favori materiali che ci sembrano convenienti. Gesù stesso ci ha insegnato a pregare non solo perché venga il Regno di Dio, ma anche perché ci sia assicurato il pane quotidiano. Ma non dobbiamo chiedere solo i favori materiali. Gli apostoli, che tante volte nella narrazione evangelica ci appaiono ancora spiritualmente rozzi e curvi sui valori terreni, questa volta ci danno l'esempio di una richiesta bellissima: Aumenta la nostra fede! (Lc 17,5), dicono al loro Maestro. Un po' di fede l'abbiamo tutti; ma tutti avremmo bisogno di averne di più, perché senza fede è difficile anche vivere decentemente da uomini. Perciò anche noi vogliamo oggi dire: "Aumenta la nostra fede!". LA PREZIOSITÀ DELLA FEDE PER LA NOSTRA VITA Che cos'è la fede? La fede è un affidarsi a Dio, alla sua parola, al suo desiderio di salvarci, alla sua guida sulle strade oscure e faticose dell'esistenza. 1. La fede è sapere che c'è un Padre, che ci ha tratti dal nulla per amore. Non siamo venuti al mondo per sbaglio, senza che nessuno ci abbia né pensato né voluto; e perciò neanche adesso siamo in balìa di un caso irragionevole e gelido: siamo nelle mani di uno che ci vuol bene e non ci abbandona. 2. La fede è sapere che il Figlio di Dio è venuto a farsi uno di noi, perché in lui potessimo avere una vita più intensa e splendente di quella delle creature terrestri che non hanno né consapevolezza né speranza. Credere quindi significa vedere le cose con gli occhi di Cristo, giudicare le idee e gli accadimenti alla luce del suo magistero, diventare capaci di un nuovo modo d'amare gli altri, che è il modo limpido e disinteressato con cui li ama lui. 3. La fede è sapere che lo Spirito santo, mandatoci dal Signore risorto, agisce nei nostri cuori, ci aiuta a distinguere il bene dal male, ci sollecita a camminare sulla strada diritta, ci induce a diventare, in un mondo litigioso e duro, uomini di concordia e di pace. 4. La fede è sapere che c'è per noi una "vita eterna"; c'è una via precisa per arrivarci, attraverso gli atti che ci santificano nei vari momenti del nostro pellegrinaggio di quaggiù; c'è per noi la gioia di appartenere alla Chiesa, che è la famiglia dei figli di Dio e il luogo dell'incontro anticipato col Padre. Non c'è nulla di più bello e di più importante della fede. È l'eredità più preziosa che abbiamo ricevuto dai nostri padri, è quanto di più necessario a vivere sensatamente e senza disperazione possiamo lasciare alle generazioni che verranno. Il mio giusto vive di fede (Ab 2,4), ci ha detto la parola di Dio. Perciò anche noi, che vogliamo essere giusti, come gli apostoli dobbiamo implorare: "Aumenta la nostra fede!". LA FORZA PRODIGIOSA DI UNA FEDE AUTENTICA Ma Gesù ci ha insegnato un'altra cosa che non dobbiamo dimenticare, ed è la grande energia che è contenuta nell'atto del credere: Se aveste fede quanto un granellino di senape, potreste dire a questo gelso: "Sii sradicato e trapiantato in mare", ed esso vi ascolterebbe (Lc 17,6). Nelle pagine di Marco e di Matteo si dice addirittura che un granello di fede rende capaci di trasportare le montagne (cf. Mc 11,23; Mt 17,20). Sono frasi paradossali, ma esprimono una grande verità; ed è che non c'è al mondo una forza paragonabile alla fede. Ce lo insegna anche la storia: tutte le grandi potenze e le grandi prepotenze, che sembrano sempre sul punto di trionfare e di imporsi, o presto o tardi traballano e vanno in rovina, mentre il debole popolo dei credenti c'è sempre a cantare le sue lodi al Dio vivo e vero e a mantenersi nell'attesa fiduciosa del Regno di Dio. DIO NON HA BISOGNO DI NOI, MA NOI ABBIAMO BISOGNO DI LUI C'è infine un terzo punto, nella pagina evangelica che è stata letta, che merita di essere rilevato. Noi siamo i servitori di Dio, non i suoi padroni. Quando abbiamo fatto la sua volontà e gli abbiamo dato l'omaggio del nostro culto, abbiamo fatto solo quanto dovevamo fare (Lc 17,10). Invece ci sono di quelli che, se vengono a messa alla domenica qualche volta, credono di aver fatto un gran piacere al Signore. Hanno fatto solo un piccolo piacere a loro stessi, perché si è meno uomini se ci si dimentica del proprio Dio. La fede è dunque anche la capacità di stare al nostro posto di fronte all'infinità del Padre che è nei cieli, e di saper dire con tutta verità: "Siamo soltanto dei servi di cui tu, o Dio, non hai nessun bisogno, mentre noi abbiamo un tremendo bisogno di te". Allora il Signore ci glorificherà e ci dischiuderà la sua dimora di luce e di gioia, perché sta scritto che, soprattutto davanti al Padrone dell'universo, chi si umilia sarà esaltato (Lc 14,11).
Iniziamo la puntata parlando dei tanti spunti offerti da questa giornata di campionato con mister Walter Novellino.Entriamo poi nello specifico e con Guido Vaciago analizziamo il pareggio della Juventus, il secondo consecutivo, arrivato ieri sera contro l’Atalanta.Cambiamo continente e sport: Pecco Bagnaia vince la gara di MotoGp in Giappone, Marquez è campione del mondo per la nona volta consecutiva. Sentiamo Carlo Pernat.Con Andrea Zorzi parliamo invece degli altri campioni del mondo: la nazionale di pallavolo maschile supera anche la Bulgaria con un netto 3-1 e si aggiudica il titolo.Torniamo al calcio con la supersfida in programma stasera a San Siro. Milan-Napoli, Allegri-Conte e tante emozioni da vivere. Noi entriamo nel clima pre-partita con Mario Ielpo e con Umberto Chiariello.E con un bomber come Simone Tiribocchi parliamo invece di Francesco Pio Esposito, ieri autore del suo primo gol in Serie A. Può diventare il nuovo attaccante della Nazionale?Chiudiamo con il mondiale di ciclismo in Ruanda: tanto per cambiare vince il solito Pogacar, di nuovo campione del mondo. Ci racconta tutto Pier Augusto Stagi.
De reţinut: "Cristos cel înviat ne mântuieşte, ne trimite şi ne susţine ca să vestim Evanghelia personal, biblic şi raţional."Noi credem cu tărie că un mesaj în care Evanghelia si Cuvântul lui Dumnezeu sunt centrale şi expuse autentic, are impact în viaţa ascultătorului.Aşadar, fie că eşti membru într-o biserică sau auzi pentru prima dată un mesaj de genul acesta, avem încredinţarea că dacă-l vei asculta cu seriozitate va fi benefic pentru viaţa ta.Credem cu tărie că Dumnezeul Triunic s-a revelat personal în Scripturi şi deasemena credem că a revelat omului planul Său cu privire la creaţie.De aceea încercăm, în măsura în care am fost înzestraţi de Duhul Sfânt, să transmitem mesaje fidele Scripturii, care afirmă despre ea însăşi, că este singura autoritate, suficientă pentru orice aspect important al vieţii omului. 2Timotei 3:15-17Suntem o comunitate de oameni obişnuiţi, păcătoşi şi imperfecţi dar care prin Harul Lui Dumnezeu, jertfa substitutivă a Domnului Isus de la cruce şi lucrarea tainică a naşterii din nou făcută de Duhul Sfânt, personal în fiecare dintre noi, am fost salvaţi, regeneraţi şi sfinţiţi.Credem deasemenea că suntem făpturi noi locuite şi abilitate de Duhul Sfant să trăiască o viaţă de sfinţenie pentru Gloria Lui Dumnezeu, având onoarea şi responsabilitatea să fim angrenaţi activ în lucrarea de răscumpărare a Lui Dumnezeu.Noi nu pretindem mesaje infailibile, dar pretindem că Biblia este infailibilă; Nu pretindem că avem monopolul Adevărului, dar pretindem că Hristos este "Calea, Adevărul şi Viaţa".De aceea scopul nostru nu este să te inducem în eroare sau să te amăgim, nici să spunem doar ceea ce vrei să auzi, ci este să expunem clar Cuvântul Lui Dumnezeu pentru ca Acesta să producă Credinţă autentică în viaţa omului şi să dea direcţie celor aflaţi deja pe calea sfinţeniei.Știm şi recunoaștem că suntem într-un proces de învățare continuă, astfel identificăm slăbiciuni în ceea ce privește expunerea Cuvântului lui Dumnezeu, pe care cu ajutorul Duhului Sfânt vom incerca să le diminuăm, dar în ciuda acestui neajuns universal valabil tuturor lucrătorilor de pretutindeni, avem certitudinea că preluate de Duhul Sfânt, mesajele noastre bine intenţionate vor fi de folos pentru o lucrare destoinică.Aşa că frate/soră sau prieten/ă drag/ă, dacă asculţi acest mesaj, te rog să inţelegi că Dumnezeu în providenţa Lui a decis să-l asculţi, intr-un scop pe care-L are cu tine personal, dar cu un beneficiu reciproc, probabil spre mântuire, pocăinţă, încurajare, zidire, mustrare, corectare, învăţare.Te încurajăm să ne contactezi (bisericaradiant.ro/) şi să ne spui cum ţi-a vorbit acest mesaj.
Liturgia della Settimana - Il Commento e il Vangelo del giorno
A te cantiamo, Signore, davanti ai tuoi angeli. E noi, in questa festa dei santi Arcangeli vogliamo fare proprio quel che fanno le schiere angeliche, le schiere celesti. Vogliamo dare gloria a Lui, gloria a Dio. Nella liturgia gli angeli vengono chiamati cooperatori, cooperatori del disegno di salvezza, sono al servizio di Dio e del Figlio dell'uomo, di Cristo. Non sappiamo molto degli angeli, anche se la Bibbia spesso ci presenta questi amici di Dio. Daniele nella prima lettura parla degli angeli in forma misteriosa. Nella profezia sul Figlio d'uomo Daniele dice: "Un fiume di fuoco scendeva dinanzi a Lui, mille migliaia lo servivano e dieci mila miriadi lo assistevano". Il profeta non nomina gli angeli, parla di fuoco, parla di miriadi, parla veramente con un linguaggio misterioso... Noi spesso rappresentiamo gli angeli come uomini, uomini dal viso dolce, soave... Nella Scrittura invece loro appaiono come esseri terribili, esseri che incutono timore, perché sono la manifestazione della Potenza di Dio, della Santità di Dio. Dobbiamo però notare una cosa importante, una cosa che spesso ci sfugge. Abbiamo parlato degli Angeli nella profezia di Daniele. Ma se la rileggiamo bene, ci accorgiamo che in quel brano, non sono gli Angeli gli esseri più importanti... Dopo la Epifania di Dio, la manifestazione di Dio vediamo "uno, simile ad un figlio d'uomo". Ed è proprio lui e non gli Angeli ad essere introdotto fino al trono di Dio. È a lui che il Vegliardo "da' il potere, la gloria e il regno", è "a lui che tutti i popoli serviranno". L cosa simile osserviamo anche nel brano evangelico di oggi... "Vedrete i cieli aperti e gli angeli di Dio salire a scendere sul Figlio d'uomo". Anche qui gli angeli sono al servizio del Figlio d'uomo, di Gesù Cristo. Vediamo allora come la liturgia purifica il nostro culto, il nostro servizio. La nostra lode, la nostra adorazione non è rivolta ai santi, nemmeno quando si tratta degli angeli o arcangeli. La nostra lode e il nostro culto va indirizzato solo a Dio e al Figlio di Dio. Gli angeli sono solo servitori suoi che Dio, nella sua immensa bontà, mette anche al nostro servizio. Che cos'è che ci insegna questa festa di oggi, che cos'è che impariamo oggi dai santi Arcangeli? San Michele ci insegna il "Chi se non Dio!"... Come far significare nella/colla nostra vita che solo Dio importa, che solo Lui è il Signore della nostra vita, a Lui solo vogliamo dar la nostra gloria. San Gabriele, il grande annunciatore della volontà di Dio, del progetto di Dio. Egli ci dice come riconoscere il progetto divino nella nostra vita, come accettarlo... San Raffaele, colui che guida, colui che accompagna, conduce il mondo, noi verso il Signore... Chiediamo al Signore perché ci faccia veramente comprendere la sua santità, maestà, potenza perché possiamo dargli gloria, reverenza in mezzo ai suoi Angeli.
Ciao Italiani Veri,come sono andate le vacanze? Avete praticato un po’ di italiano… di quello vero?Noi vi stavamo aspettando qui con Giada, Luca e Max per un episodio tutto da ridere... e da studiare!Si parla di grammatica, modi di dire e soprattutto del famigerato periodo ipotetico
On this episode, Karl Eggerss explains the nuances of a commercial real estate investment. He stresses the key factors to consider when evaluating potential commercial real estate deals, including cap rates, net operating income (NOI), financing, and the different types of real estate investors. The episode also highlights the differences between commercial and residential real estate, the importance of doing thorough due diligence, and leveraging financial tools like cash-out refinancing. 02:13 Market Overview and Insights 04:27 Understanding Portfolio Risks 05:47 Introduction to Commercial Real Estate 08:43 Evaluating Commercial Real Estate Deals
Giorni complicati per il Ticino,. La meteo poco clemente, tanto traffico e l'ennesima stangata che arriva da Berna per quel che riguarda i premi di cassa malati! Noi proviamo a tenervi su il morale!
Con il 3-2 al Pisa, il Napoli si porta in testa alla classifica, ma a spegnere qualsiasi entusiasmo di inizio stagione ci pensa Antonio Conte ridimensionando le narrazioni su un ricco mercato sostenuto dal club la scorsa estate. Di questo e di tutti i temi del campionato parliamo con l'ad del Sassuolo Giovanni Carnevali, oggi ospite nello studio di Radio 24 alla Fiera Cersaie di Bologna. Noi siamo a casa sua, ma Leo Turrini è sempre bloccato nel traffico e si collega con noi, come ogni martedì, dalla Pero-Cormano.
Keith discusses the pros and cons of being a hands-on landlord versus hiring a property manager. Self-management offers cost savings, quality control, and better tenant relationships but can be challenging due to tenant and contractor management. Keep up with inflation and market trends, by using tools like Rent Finder.ai for market analysis. Dani-Lynn Robison with Freedom Family Investments joins the conversation to highlight their recession-resilient real estate funds offering 8-16% returns, with options for liquidity and growth. Resources: Visit freedomfamilyinvestments.com/gre to learn more about the investment opportunity or text FAMILY to 66866 to get more information about Freedom Family Investments' liquid investment options. Show Notes: GetRichEducation.com/572 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE I'm your host. Keith Weinhold, being a hands on landlord versus professional property management. Which one is right for you? How often and how much should you raise the rent? Then learn how, rather than a landlord, to be a landlord and increase your income by becoming a real estate lender. Today on get rich education, Speaker 1 0:28 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:13 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Speaker 2 1:30 Welcome to GRE from Charleston, South Carolina to Charleston, West Virginia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education before we talk about, should you be your own landlord or not, and how often do you raise the rent? Let's get more personal. I want to get introspective with you with three questions, do you focus more on what you have or on what's missing? Yeah, and not just as an investor, but in your overall life. Do you focus more on what you have or on what's missing? As for me, it's what's missing, and that might be a shame. I'm definitely grateful for what I have, but probably not grateful enough if you also focus more on what's missing from your life rather than what you have. Maybe you need to be more grateful for what you've got too. But those like me that focus more on what's missing are often accomplishment driven people always trying striving for more. The second question is, do you focus more on your past, present or future. Now we all focus on all three, but which one do you focus on the most? For me, it's the present and then the future after that. The third question that you can ask yourself to learn more about yourself is, do you focus more on what's in your control or out of your control, I focus more on what's in my control. So there you go. Certain combinations of those questions can tell you a lot about yourself. For example, if you answered that, you're most focused on your future and what's out of your control, you could be setting yourself up for some sleepless nights. Oh, gosh, did I lock the car door or really, it's more like, Geez, how is that meeting really going to go tomorrow? I do some of that too fretting too much about the future for things outside your control that won't change your future one bit, but yet, ostensibly, that steals your peace of mind in the present. And I don't know who to attribute those questions to. Who originated them, but I heard Tony Robbins talking about them, and that helps you figure yourself out for some of what we're talking about here on today's show. I want to start off real basically here most first time real estate investors, they find themselves diving into the world of property management with zero experience and tons of uncertainty. You don't have to put management experience on a resume before you hire yourself to manage your own property. Self managing a rental property, it can be daunting in the beginning, but it also offers you some real benefits, like greater control and cost savings and some hands on learning. But self management comes with its own set of challenges, like tenant management and handling maintenance issues, so let's weigh some of those pros and cons of self landlording versus outsourcing it to a professional manager, there are about four key advantages to self managing. I think that most obvious one is the cost savings, because property management companies typically charge eight to 10% of the monthly. Rent amount for their services, along with an additional fee for placing a tenant or renewing a lease, and maybe even a fee for certain maintenance types. By self managing, you can then avoid these fees and keep more of the rental income for yourself and thereby making your investment more profitable. Say that your property is rented for $2,000 a month. That $200 management fee, because that's 10% Well, multiply that by 12, that's $2,400, a year, plus a typical leasing fee when a new tenant is placed is a half months rent. That's $1,000 in this case, now, you're probably not going to have a new tenant placed every single year, but if you did, then that's $3,400 annually to the manager in total, between the management fee and the leasing fee. Another advantage of DIY ing is quality control. Now, I think people that tend to be control freaks, oftentimes have to self manage, and they care a little too much. But when you self manage, you do have direct control over the maintenance and tenant selection and the overall condition of your property, and that is going to ensure that your investment is well maintained and that your tenants are satisfied. Property managers, they often manage multiple properties, so your rental might not get as much attention. And the most common, recurring issue that I hear from investors that use a professional management company is that they don't feel like their property is getting enough attention, or that the property manager doesn't really care that much about them after their contract is signed. And if you think that through, from the property management industry side, you know most managers, they're only making that 100 to 200 bucks of recurring revenue per month on each property they manage, and these are pretty thin margins overall. So in order to run a profitable business and pay their employees and cover their other business expenses, these property managers, they need to onboard hundreds of clients, and in turn, that's going to spread out their efforts pretty thin if you've only got a few properties with a manager. Well, their main priority sometimes ends up being their bigger clients. So the smaller you are, the further down the callback list you might be. But I'll tell you, even staying in touch with my professional managers a little bit, even the ones I only have a few properties with, I feel like I get what I need. A third advantage to managing yourself is better tenant relationships. You've got a level of control that allows you to build relationships with your residents that can lead to longer retention and less of that costly turnover, and having that direct communication that builds some trust, that builds some respect between you and your tenant, they appreciate a landlord like you is probably going to respond quickly to maintenance requests and the fact that you're approachable if an issue comes up, and also, by you being more involved in the tenant screening process, you can ensure that you select a pretty good tenant that's going to stay Long Term and really take care of your property. Another advantage to you self managing is that you do build some valuable skills. I mean, managing a property on your own that teaches you a big range of pretty versatile skills, from like handling maintenance and repairs to negotiating leases and just overall, managing your finances, these can be pretty helpful skills, not just for your rentals, but for your future business ventures. So really, those are some of the upsides of self management. Now, how about the flip side, the challenges of self managing your own rental property? Well, the problem is managing your tenants. I mean, some say that this whole discipline that's called Property Management ought to be called tenant management and handling tenant relations. That's one of the most critical aspects of being a self managing landlord. I mean, even if you try to build tenant relationships, mismanagement that can lead to vacancies or disputes or can even go into legal issues. So educating yourself on landlord tenant laws and best practices, that's pretty essential. If you want to head off problems, you've got proper tenant screening and addressing tenant concerns and ensuring that rent is paid on time. I mean, all that stuff's crucial. Most tenants are pretty reasonable, but you know, there are always going to be a few that will challenge your patients, and it really requires that you be tactful and professional to manage well, managing contractors. I mean, property maintenance, that's another key responsibility you have to. Fine and hire and coordinate contractors for repairs and upkeep and poor contractor management that could lead to cost overruns or really shoddy work and more, knowing how to negotiate contracts and oversee projects that's crucial to maintaining the tenant satisfaction and the overall quality of your property. Another downside of self management is handling emergencies, I mean plumbing leaks or electrical issues, that stuff could happen anytime. And as a self managing landlord, you might not always be available to respond immediately, which can lead to property damage or unhappy tenants. So self managers, they really need to be problem solvers. Self managing a rental property, things go fine 99 plus percent of the time, but it could get emotionally taxing, especially if those tenant relations become a problem. So you got to keep personal feelings out of it, that stuff can cloud your judgment and negatively impact your decisions. If you want to self manage, you've got to maintain professionalism and set clear boundaries and remain objective when you're dealing with tenants and property issues, so creating systems and processes help you minimize those emotionally driven decisions, and can help you ensure consistency in managing approach. And then there is that legal side you ought to keep up on that local area's landlord and tenant law. So in conclusion, on whether to be your own landlord or outsource it to professional management, while these challenges are pretty real, you should still be able to self manage your properties, even remotely, even across state lines or from 1000s of miles away. I mean, most of these worst case scenarios that you hear about, like a flood at 2am I mean that stuff just never happens. I mean, it's never happened to me, even if you don't have previous experience, you really can effectively manage your rental properties and see positive results when you got the right tools and the right mindset. And today's tech tools make remote management easier than it's ever been in human history. But any long time listener knows that I do not manage my own properties. My time is simply too valuable. As a frequent guest on the show here, Robert helm says life is too short for property management, I just feel a personal sense of freedom and autonomy and some headspace clearance by knowing that no tenant can contact me directly yet that my manager is taking care of them. I mean, it's just not worth doing it myself to get that last 2% toward perfection. When you buy in the most investor advantage areas, you should have enough margin to pay for a manager. Keith Weinhold 13:03 All right, well, let's change topics now, and whether you self manage or you outsource it to a pro, you know, you've got to ask, how much and how often should landlords raise the rent? That is the question. Let's say you've crunched the numbers and expenses are climbing like they have these past few years, and the market is shifting and your rent hasn't changed. That really leaves you with one big question, Should you raise the rent? And should you raise it every year? And if you're new to landlording, it can kind of feel complicated. It could feel like if you raise the rent too much, you risk losing a great tenant if you raise it too little or not at all, and you might fall behind on costs then, or even undervalue your property if you don't keep your rents up there, because five plus unit property values are based on the rent, which goes into the NOI your net operating income. And really, this is one of the more common dilemmas that landlords face. But really, the good news is that there's a pretty clear way forward. So let me help you determine when a rent increase makes sense, and then figure out an amount that keeps your unit competitive. It keeps your rental income on track. Now some people, they actually believe that landlords are required to raise the rent every year and to a tenant, it might seem like that's what happens, but no, landlords are not required to raise the rent every year. They often choose to do so to keep up with inflation or stay competitive and high demand markets, and keep up with shifts in local rental trends, gradual, smaller increases can help you avoid the need for making larger jumps later, that stuff can surprise or frustrate your tenant. You want to go for those big rent jumps, but two. 19 tenancies. We've covered that part before. Now, some landlords prefer to keep rent steady, like when they have long term reliable tenants, or they're just focused on building equity over time, and they want to stay hands off, and don't really need the cash flow so much. Now, in a lot of cases, maintaining that same rent amount that sure can reduce your turnover in vacancy costs, those things are your biggest expenses, but often that is not the best approach in the long run, because you probably are a leveraged investor, meaning that you have a loan on the property. Well, then a rent increase that helps you out more than it does for the less educated, paid off free and clear property owner, because you can widen your delta faster. You widen your cash flow faster because your biggest expense, your principal and interest payment, stays fixed. Yes, you are getting leverage on both the asset value overall and the income. Yes, this is winning that third crown of GRE s inflation triple crown. So ultimately deciding how often to raise the rent, that really depends somewhat on your goals and also the condition of the rental. You got to factor in how satisfied you think that your tenant is. That's part of it, and the state of the market as well. Now, if you're unsure what the right rent price is for your area, there are increasingly sophisticated tools for helping you figure that out. Rent finder.ai, can help you. One of my property managers uses it. It's a really cool AI driven report that looks at 25 rent comparables in the area. Again, that tool is rent finder.ai. Speaker 2 16:52 Now, when should landlords raise rent? Finding the right time to do this that helps you stay aligned with the market value all while supporting your financial goals. But there are also times where it might be smarter to hold off on hiking the rent. The most common times that you implement a rent increase are at least renewal. That's really the most common and appropriate time to raise the rent, provided that you give proper notice. You usually got to give 30 to 60 days notice. Another common time to raise the rent are after you make significant upgrades, like installing new appliances or renovating a kitchen or updating flooring. I mean, this is when it might be reasonable to adjust rent to reflect that added value. Another time is when overall market rents are rising, even if you haven't improved the unit or anything, because if rental prices in your area are up, well, then raising your rent helps keep your property in line with local rates. But you got to keep in mind that rent price increases require a well thought out strategy to avoid pushing away good tenants. Another time to increase the rent is to keep up with inflation and expenses over time, especially these last few years, we've all had higher operational costs like higher insurance, higher property taxes, higher maintenance costs. So even a small annual rent increase definitely helps offset those rising expenses, but you have got to avoid basing your rent price solely on operating expenses. When you do raise the rent for this reason, though, let the tenant know just which operating expense rose. That is going to help reduce tenant frustration. Now, on the flip side, there are times when keeping your rent steady could be the better choice, especially if you have a long term reliable tenant. I mean good tenants that pay on time and take care of the property. They are worth retaining, not all times, but sometimes avoiding that rent hike can help you maintain a good relationship. There another time to avoid it is when the rental market is soft. I mean, if there's more competition in your area, or high vacancy rates in your area, well then raising the rent could lead a tenant to look somewhere else, especially if there are vacant properties nearby that they could move into. Another time to not raise the rent is if the property hasn't changed, if you haven't made any of those improvements, sometimes a rent increase might not be justified, or obviously you don't want to raise the rent if you really, really want to avoid a vacancy. So keeping the rent the same might encourage them to renew. So factors to consider before raising the rent and how to calculate an appropriate increase if a unit is aging or needs repairs, raising the rent without improvement that could discourage renewals. So consider creating a value checklist to quantify certain improvements, like new apps. Appliances could be 25 to $50 a month in additional rent, or a renovated kitchen, $75 a month or new HVAC. That could be 30 to $50 a month. Think about neighborhood changes like gentrification or new schools or increased transportation access or nearby commercial development. I mean, all that stuff can raise demand, building a Whole Foods nearby, having a new office space with high wages nearby, that can increase your rent. Look at City Planning announcements and local news. You can help stay ahead of the trends that way, and if your neighborhood has seen a rise in new businesses or housing demand. I mean, that is justification for a moderate increase and a modest annual rent increase tied to inflation that can help offset your rise in costs. You can reference the CPI, yeah, the BLS. They don't just report national inflation, but they do this by region as well. Now, is there a limit to the amount of your rent increase? Well, depending on where your property is located, there might be legal limits to how much you can raise the rent, and they're typically defined by state and local rent control laws that can vary a lot across the US, in cities or states with rent control, or what's called rent stabilization, there are strict caps on how much you can raise the rent annually. And those caps, they're often based on the local CPI. They might range from 2% per year to 10% a year, depending on the area and if your rental property is in a place without rent control, well, then there might not be any legal limit on how much you can raise the rent really. That's sort of situation normal. So you do have to look at those local laws. Of course, here at GRE we recommend buying and owning properties outside of any rent control jurisdictions, which are often those places in big Northeastern cities or on the west coast where they have rent control. Well, your success as an investor, it has a lot to do with how much of your money you are leveraging, but funds that are leveraged into property that you own directly, they're not very liquid. Any prudent investor keeps a liquidity bucket of funds, and for me personally, I don't keep many of them in these online only savings accounts that might yield a 3% or 4% return today, because that is simply too low. What I do with my liquid funds is I get a return that's more than twice that amount. Where I am not the landlord, I'm the LEND Lord. Yes, l, e, n, d, lendlord, I'll tell you how to increase your income that way. That's next. I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 23:03 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. Keith Weinhold 23:34 You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866, Robert Kiyosaki 24:48 this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold. Don't quit your Daydream. Speaker 2 25:06 If you love the income from rentals but you don't like the vetting and the tracking and the tenant calls, this episode is for you. I've openly shared with you before that I don't keep much money in a savings account, since the returns are often lower than true inflation today, it's about where I invest my own funds that I want to keep fairly liquid yet get a strong return. We're talking to who owns and runs those very funds that I'm personally invested in. She co founded freedom family investments. They're a firm with over $50 million in assets under management, and they have a 100% track record of investor payouts to those investors that include me. After building her own wealth through real estate, she made it her mission to help investors create freedom, safety and peace of mind in their portfolios. She specializes in turning hands on real estate strategies like turnkey rentals into relatively passive, scalable income. It has real estate backed returns that get fairly high. You'll see how high today. She's got a great plain English approach and focus on recession resilient, needs based assets that have earned her repeat invitations to get rich, education and other top real estate shows she and her husband flip also co wrote a great book called Get real, which I have on my bookshelf. Hey, it's great to have you back on GRE Danny Lynn Robison Dani-Lynn Robison 26:30 thank you so much, Keith. I'm so excited to be here Speaker 2 26:33 Danni, We'll discuss rates of return for the investor shortly, but first, I think that any prudent investor asks about that foundation, what is the investment backed by? What are the underlying assets? Tell us about that. Dani-Lynn Robison 26:48 So that's really important to me as well. And real estate is my love and passion. So this is a fund that is based on recession resilient needs based real estate. What that means is we're really focused on the needs over economies, down economies, no matter what is going on the market, is there demand? Is there enough demand that the cash flow is going to continue on? And so our asset classes inside this fund are multifamily housing and then senior housing build to rent and self storage. And by concentrating on all of those, we're just staying aligned with the fundamental needs of American families, which is why we're freedom family investments, Keith Weinhold 27:26 right? Okay, so, yeah, pretty staid, stable underlying assets there, like you say, these are needs based items, items that people need. And tell us more about how the investment is structured for that investor, and these investors like me, looking for predictable, passive income. Dani-Lynn Robison 27:46 This is something that's really important to me. I'm always talking to our investors and finding out what's important to them. What are they investing in right now? How do they feel about the market? What's important to them? And out of that has come every single fund or offering that we have created. And so what I love about this one is it combines a whole bunch of things all into one place. So this fund, the way it's structured, provides diversification, because as a private money lender, you are lending on one asset, so you're dependent on that one asset actually performing and being able to pay you back. Now, as you said at the beginning of the episode, we have a 100% payout track record, and that's because I think my very first episode with you was about private money lending, and I told this story about this duplex where we lost, I want to say, over $50,000 and I talked about the importance of investor relationships to me, and that long term relationship means more to me than anything else, because if you don't Have trust, then you don't have anything, you don't have a business, you don't have you can't grow long term. So even though we had lost so much money on that duplex and made a lot of mistakes, the investor got their full principal paid back. They got every penny of interest during the time that they were owed. And that Testament has happened over and over again, and it's also why I've always preached volume, because deals like that in real estate, it's going to happen in anybody who tells you otherwise just run, because there's going to be times where you peel back a wall and there's something you know big that you're going to have to take care of, and there's times when contractors aren't going to do what they say they're going to do, and it's going to go over budget. And because of that, volume is important. So if I'm doing 10 deals a month, and two of them go bad. I've got eight that do really, really great. So that's the diversification piece that is so important to me, and therefore also important to my investors. Because we've talked about that, we've talked about those conversations. So in the fund, being balanced and diversified across those four asset classes ensures that no matter where the market is and what we're investing in, some of them could be doing really good, while some of them may not be doing as good, and we're just evening out and protecting ourselves and our investors with that separate asset classes and multiple doors. Then the other thing about that I've heard loud and clear is liquidity. And you and I were talking about this right before we pressed record, and I. Always laughed, and I was like, liquidity and real estate just don't go together. So let me figure this out. And we worked with our attorneys and figured out different ways to provide liquidity to real estate investors while still protecting just the way everything was structured, because that promise and making sure that I'm always giving that money back to the investors and paying them on time every single time, was so important, we structured a fund that allows people to invest and then get their money back in a year if they want it, but if they don't, then they get to continue investing for a period of time. And so that marriage and balance has really been a win for us and for our investors. And so I'm really excited about this fund. Keith Weinhold 30:37 Danny Lynn, it's a little sad before our chat today, we learned about another industry professional that offered a fund to investors, and that fund imploded, for lack of a better term, and you divulged with me that you're actually familiar with that fund and with that operator that offered it. And you know you talked about how there were really some red flags, some warning signs, there, you have third party eyes on your fund for its lifespan, from beginning to end and here in the present. And the other thing is that you invest the funds in your own businesses, so you have more control over that when you talk about these four different asset types that you're involved in. So can you talk to us about that? Dani-Lynn Robison 31:25 I've been in the room with him. I don't know him personally. We're not friends or anything, but I know him, and I know what happened as that fund progressed. And when I looked at the fund structure, I love the promissory note idea, because it's simple to understand. There's a warren buffett quote I love talking about that you shouldn't invest in something you don't understand. And I believe in simplicity. I believe in making sure that you understand exactly what you're getting into when you're putting your money on the line. And in that particular fund, it was very hard to understand the assets that you're investing in. And so it was a lot of businesses I would view them as high risk. I felt like even the monthly distributions were a little risky as well, because sometimes you just don't know if the money is going to be coming in. You know, you might be in a building phase where you actually need the capital to work on and grow and improve the business or the real estate. And so we always structure things in a way that we do two tiers. There's an income track and there's a growth track to allow us to balance everything out and be able to give the investors a lower rate of return if they want income, and a higher rate of return if they want growth, because that higher rate of return we can do that because they are allowing us to use that capital to be able to work on properties, to work on businesses have that growth trajectory, and when it comes to our businesses, I'm glad you brought that up, because he did invest in businesses, and I don't historically do that. I love real estate, but I do invest in my own businesses, because I know me. I know my character, I know my track record. I know what I promise I'm going to do, no matter how hard it is. I'm going to make sure that I fulfill those promises. And so if I have like, ownership and direct control of everything, I feel very confident in my ability to move forward. And that's really where the masternote program comes in, we now call it freedom notes, because we just love freedom so much we're just rebranding everything. So the freedom note program really does help us invest in businesses as we're growing, and it's our own businesses so super excited about that opportunity. Structured the exact same way as the flagship fund. Keith Weinhold 33:16 You use the term promissory note there, just so that no investor is left behind. What is a promissory note? Dani-Lynn Robison 33:23 A promissory note is really like an IOU. So I always like to compare it to bank loans. Whenever our private money lenders would come and talk to us about private money lending, and they'd say, can you explain this to me? I'd say your Bank of America like you're the one with the lien on the property, so you're in first lien position, and so if something goes wrong, then you have the ability to foreclose and get that property back. So promissory notes, essentially is a loan to this fund, and this fund is then going to use that money to purchase or acquire or invest in or do recapitalizations of those projects that we talked about. So in the flagship fund, those four asset classes, masternodes, so the freedom notes also invest in those same asset classes, but they also invest in the businesses as well. Keith Weinhold 34:09 So we're talking about predictable passive income for the investor here, about as close to passive as it gets, hands off management. You've got the professional underwriting, the servicing and the reporting done by a third party you actually use invest next, that's the third party company that administers this. Tell us more about the investor qualifications, about the minimum investment amount and accredited versus non accredited. Tell us about that. Dani-Lynn Robison 34:38 We have programs for both non accredited and accredited investors, and like I said, they're set up structurally very, very similar, but they are it's has to be SEC compliant, right? So for the non accredited investors, it is the freedom note program, and it's set up so your funds are in a separate bank account all by itself. It's fully tracked that way by our accounting team. And you can always go in and say, Hey, can you guys tell me where my funds are placed? And we can always track that information. So it's a little bit more work on our part, but it does allow non accredited investors to participate in something until they have the opportunity to reach a point where they do meet that accredited status and they can participate in the fund. And then the fund is the accredited vehicle. It's a 506, C, again, fully it's a Regulation D, fully vetted by our attorney. They're just actually finishing the documents right now. I didn't tell you before this, but you're actually the very first group that we're like talking to this about. And I told you how much I love our relationship and how long we've known each other, and how I just want to do more things with you. And so we're like, this is perfect that we get to actually launch it to Keith's group first. So we're excited about that as well. And then you talked about invest next. This is the piece that I think is important to me, no matter who you invest in, is what is their financial transparency look like? How are in the investments tracked? Where are the funds? Who is looking at those funds. So not only are we tracking all of the funds in house, but our CPA has to look at the funds and what's happening there. And originally we had nav, which is a fund manager. Now we've moved over to our invest next, and it probably took us six months to get onboarded with them, because of all the compliance pieces required for a company like that to bring you on board. So I just think that's one of the important pieces that makes me feel safe, because I want a bunch of eyes on the financials, and it makes our investors feel safe as well. Keith Weinhold 36:31 For those wondering why I invest my funds here, yes, you've got that third party auditing, like you've mentioned, and you're investing only in your own businesses, so you have control. That's a big part of what makes me feel good. Well, let's talk about the fun part. Danny, tell us about those rates of return and the liquidity. Dani-Lynn Robison 36:50 The rates of return are anywhere from eight to 14% but the 14% can go up to 16% because there's a 2% bonus upon maturity, and that eight to 16% is in two series. So there's an income series and there's a growth series. The income series is what appeals to investors who want those quarterly distributions and who want the passive income and cash flow. And so that particular series is anywhere from eight to 10% and again, depending on how much you invest, there's a 2% bonus in that series, and then the growth series is even higher. And the reason that is is because these are the long term investors who are looking to really accelerate growth in their portfolio. And that allows us peace of mind that we've got capital to be able to use for the renovations, for whatever is needed, depending on the market and how the cycles are going. As I said before, real estate is illiquid, and you have to structure and balance things based on that. And the growth series is a win for the investors, because compounding on, let me see, it's 10 to 14% returns, plus, depending on how much you invest, there's a 2% bonus that compounding adds up fast. We've done math for our investors are like, Oh my gosh, I'm never moving my money. I love this. They just love to see the growth trajectory. It's a win for us, too, because we get to use that capital as needed in order to ensure that we've got successful investments at the end of the day. Keith Weinhold 38:21 Okay, so the income series has eight to 10% returns based on how much you invest, that pays out quarterly. And then the growth series that has those higher rates of return, up to 14 even 16% where the payout is made at the end, and how long is one waiting until the end? I know it sounds like most people want to continue that compounding and roll it forward, but what does the end look like for the groceries fund? Dani-Lynn Robison 38:47 Yeah, I'm glad you asked that. So that's the liquidity piece, and that's the thing that we went back and forth with our attorneys about, because real estate is naturally illiquid, and so what we did is it's a recurring annual renewal. So it's an auto renewal, meaning that every single year you have the opportunity to say, Hey, Danny, hey freedom, I would like to go ahead and give you notice that I would like to get my funds back. And so that gives us enough notice be able to plan for those funds to come back to you principal plus interest. And then every year, if you choose not to ask for your funds back, it auto renews for a total of five years. I believe it is. You'll have to look at the documents just to confirm everything that I'm saying, because what I'm speaking to is our freedom note program, which is what this was built off of, because it was so popular. When given investment opportunities, everybody was just like, I want to go into those freedom notes. I like those because it gave them peace of mind, the ability to take out their cash if they needed it, but allowed for a compound or fast growth and a long term investment if they felt that was right as well. Keith Weinhold 39:47 Okay, this freedom note program either the income series or the growth series, but we're talking about rates of return here. What's interesting is we're in a period where federal funds rate drops are. Anticipated when that happens, the return on your savings account does fall by that amount. However, these funds don't. That is correct. Yes, we're talking about, again, these funds that are backed by needs based real estate, like senior housing, workforce apartments and self storage demand that stays steady, even in downturns. And I know that you have an investor story as well. Tell us about that. Dani-Lynn Robison 40:28 Yeah. So we have so many investor stories, and you can actually see the videos and audios on our website, and I encourage you to go check them out. But we like to call this investor story Jane, because we've heard the story so often that we call her Jane. So this is really the investors who have been investing with us as private money lenders and turnkey investors. And there they realize that number one, the in and out of investments. As a private money lender means that they always have this capital sitting and earning nothing at some point in time. And the turnkey investors, they think it's passive. And then they realize, oh gosh, there are tenant issues. I do have to, you know, manage this, the property management company. I do have to double check all the financials. I do have to approve a tenant or approve repairs, and it ends up being a little bit more work, and sometimes a lot more work than they ever anticipated. Those investors in particular, are the ones that love working with us the most, because suddenly what they thought was freedom going into the investment opportunity turned out to be a little bit different than they anticipated. And so they're like, I'm so thankful to finally, you know, be in an investment with a company that I trust, but that can be there, give me liquidity options, give me a good return, but it's 100% passive. So we call that investor Jane, because we just hear this story over and over and over Speaker 2 41:45 before I ask about how our listeners can learn more about this, if it might interest them. Is there any last thing that you want to tell the audience? Maybe something that I didn't think about asking you? Dani-Lynn Robison 41:57 That's a great question. The here's the thing that I always like to say, when you're investing with somebody, I think it's important to ask about the worst thing that's happened, what they did, how their investor was treated, what was the financial outcome? I think those questions are people don't think to ask that. Like, when you get on the phone with somebody, everybody's gonna tell you the rosy stories and all the good things, and this is why you should invest. And they're not going to go down the road of like, what happened, like, what are the bad things? Because every business and every real estate investor experiences bad things. So finding out the character of the person, I think, is how you find out is by asking what happened in that worst case scenario. So I think that's a really great question to ask, and you can ask us anytime I transparently tell my horror stories all the time, and just always in saying how important our long term investors are with us. Keith Weinhold 42:46 It's just like the title of your book. Get real. If you don't have a messy story to tell, you probably haven't been in business for very long. Are there any fees in order for one to get started? Dani-Lynn Robison 42:58 No, there are no fees. That's another investor feedback piece is the confusion. It's like they want to invest, but they're so confused by investment opportunities and what they're really making. So when you invest with us, the return that we tell you you're going to get is actually the return that you're going to get. So whether it's, you know, 8% 9% 10% whatever that is, that's the return you'll get. If there's any fees in, uh, within the fund itself, there's none in the freedom notes program. If there's any fees within the fund itself, it comes from the actual underlying properties, not from investor returns. Keith Weinhold 43:31 Well, it doesn't take very much documentation in order to get started. This could really help you make more of the funds that you want to keep more liquid as fast as 90 day liquidity. Danny, tell our audience how they can get started, and if they just want to learn more about this to see if it's right for them, Dani-Lynn Robison 43:50 we have done something super special this time. I think I've been on your podcast probably four or five times. Now this time, I'm going to tell you to go to freedom, family investments.com. Forward, slash, G, R, E, so it stands for get rich, education, so freedom, family, investments.com. Forward, slash GRE, what we've done this time is we're really tailoring what we do to Keith, because this relationship has just been such a great relationship we've had over time that we want to make sure that the investors that come in from your audience are just they rise to the top for our Investor Relations team so that anything that you need, we're just right there for you. We've got an investor concierge, and we're just doing as much as possible to make sure that you guys are prioritized. Speaker 2 44:30 Yeah, feel free to let them know that you learned about this through me, you'll get the VIP treatment. Danny, thanks for being such a responsible custodian of my own funds. For years, it's been great having you back on the show. Dani-Lynn Robison 44:42 Thank you so much, Keith. Keith Weinhold 44:50 Look the key to most anything in business or investing is for you to provide something that's of value to someone. Else. Look for something that makes somebody else money, and then go get a piece of that for yourself. And because this is where I park my own funds for liquidity, I do need something that I can count on, recession resilient needs based real estate assets that people rely on in every economic cycle. So this is backed by, frankly, pretty plain things, with durable demand, limited supply and strong demographic tailwinds. And again, those four underlying assets are multifamily housing, senior housing, build to rent, which are new single family rental communities and self storage, which is something proven to hold up even in recessions. And what makes these funds from Freedom family investments different is that, like we said, they have third party financial eyes on them, and the control is there because the funds are invested in their own companies, and now there's no such thing as a zero risk investment or even a 100% passive investment, but this is about as close to real estate passivity as you can get. There's more of that than there is with direct ownership of turnkey real estate, they'd surveyed investors to find out what they want. That's why you can choose from again, Freedom family investments either their income series, which has eight to 10% returns, but it can be up to 12% at higher investment amounts, you get quarterly distributions, or their other is their growth series, 10 to 14% returns, but it can be up to 16% at higher investment amounts, with the option to have your funds back annually. These are fixed rates of return and a declining interest rate environment like we're in now. Cannot touch those rates of return, I think, for someone that's not in real estate and doesn't understand how real estate pays, five ways, they might find it unusual that an investment can reliably return more than 10% like this. But those that are initiated, they get it. It's pretty simple. I mean, you are going to increase your income $10,000 per year if you invest 100k at a 10% return. If you'd like to learn more and see if it's right for you, it's been made pretty easy. You can do that one of two ways. Text family to 66 866, just text the word family to 66866, yes. This is how you can, rather than a landlord, be a lend Lord with the liquid component of your investments. So you can learn more about freedom family investments, just visit freedom family investments.com/gre. That's freedom, family investments.com/gre, until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 48:13 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 48:37 You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now just text. Gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866, Speaker 2 49:53 The preceding program was brought to you by your home
USR poate accepta orice soluție îndulcită de reformă, doar dacă aceasta își atinge scopul, spune la RFI liderul senatorilor formațiunii, Ștefan Pălărie. ”Dacă îndulcelile astea sunt de fapt niște perdele de fum, nu avem cum să fim de acord cu ele”, declară parlamentarul. Ștefan Pălărie, despre o eventuală îndulcire a reformei administrației: ”Noi putem accepta orice soluție îndulcită, care își atinge scopul. O soluție îndulcită de tipul celor din trecut, mai ținem aminte, aveam tot felul de idei năstrușnice, legi care se luptau cu specula și interveneau în piață, anunțul triumfal al tăierii a 100.000 de posturi din organigramă, ordonanțe de austeritate, să nu uităm, aici e paradoxul, noi suntem într-o țară care cred că a apucat să dea vreo patru-cinci serii de ordonanțe de austeritate aparentă și în 2023, când îl aveam pe domnul Nicolae Ciucă în fruntea Guvernului, dar și cu domnul Marcel Ciolacu, deci dacă îndulcelile astea sunt de fapt niște perdele de fum, nu avem cum să fim de acord cu ele”. Despre viitoarea decizie a CCR privind pensiile speciale ale magistraților: ”Șansele sunt fie pentru acceptarea în totalitate a legii, fie posibile observații parțiale pe lege”. În opinia sa, ”Guvernul trebuie să analizeze foarte bine necesitatea stabilității, inclusiv politice, în această perioadă și cântărind acest argument, să meargă mai departe”.
Entriamo nel vivo della quarta giornata del campionato di Serie A con il punto di vista di mister Gianni De Biasi sulle gare giocate finora.Con Alessandro Allara facciamo un salto nel mondo Juventus. I Bianconeri frenano a Verona, ma Tudor attacca arbitri e Lega.Michele Plastino invece ci porta nella Capitale per analizzare quanto accaduto nel derby di Roma. Vince la squadra di Gasperini grazie a un gol di Pellegrini, Sarri duro con i suoi in conferenza stampa.Con Umberto Zapelloni parliamo invece di Formula 1. Il GP dell’Azerbaigian si conclude con la vittoria di Verstappen. Hamilton e Leclerc chiudono rispettivamente ottavo e nono.Torniamo a Milano con Mario Ielpo per analizzare la netta vittoria (0-3) del Milan di Allegri nella sfida giocata ieri a Udine. Paolo Tomaselli ci porta invece in casa Inter: i Nerazzurri di Chivu attendono il Sassuolo nella partita di stasera.Lasciamo il calcio e voliamo in Giappone con Giorgio Rondelli per farci raccontare le ultime ore del mondiale di atletica.In coda il tennis, con l’Italia che vince la Billie Jean king cup per il secondo anno consecutivo. Noi ne discutiamo con Vincenzo Martucci.
So che questo è esattamente il contrario di quello che tutti vi stanno dicendo di fare nel 2025, ma in questo articolo voglio parlarvi del perché l'intelligenza artificiale sta rovinando il vostro italiano, o almeno perché vi sta impedendo di diventare finalmente fluenti. Smetti di usare l'IA per imparare l'italiano I Principali Problemi dell'Apprendimento con l'IA Non ti metti in situazioni del mondo reale Praticare con l'IA è come praticare in un ambiente artificiale. È letteralmente intelligenza artificiale. Non potete simulare lo stress che potreste provare, per esempio, in un colloquio di lavoro o quando parlate in pubblico. Siete nella vostra zona di comfort. Vi sentite al sicuro. State solo parlando con uno schermo, non con una persona reale. E anche se questo può sembrare attraente, specialmente se siete timidi o nervosi nel parlare italiano, non vi state facendo alcun favore. Non vi sta aiutando. Dovete prepararvi per conversazioni del mondo reale. Dovete prepararvi per quelle situazioni stressanti, quelle situazioni dove dovete uscire dalla vostra zona di comfort. Esempio pratico: Immaginate di dover chiedere informazioni in una stazione ferroviaria affollata a Roma. Con l'IA, non sperimentate mai la confusione del rumore di fondo, l'ansia di non capire la risposta rapida di un italiano madrelingua, o la necessità di ripetere la domanda con parole diverse se non vi capiscono subito. La pressione positiva della conversazione umana Ecco perché praticare con una persona reale vi mette sotto un po' più di pressione positiva. Vi costringe a essere più intenzionali su come parlate. Vi costringe a prestare attenzione al vostro modo di parlare e a concentrarvi sul fare una buona impressione, a concentrarvi sull'usare il vocabolario corretto e la pronuncia corretta. Con l'IA, potete facilmente diventare pigri. Perché l'IA non vi giudica. Non è una persona reale. È solo uno schermo, una voce dietro uno schermo. Se volete prepararvi per il mondo reale - e ovviamente lo volete, perché è per questo che state imparando una lingua - dovete effettivamente praticarla nel mondo reale. Il problema dell'italiano "da libro di testo" Un altro grosso problema con l'IA è che vi insegna un italiano da libro di testo che nessuno usa mai. Se parlate con l'IA, per esempio ChatGPT, DeepL, qualsiasi di questi bot IA, le risposte che ricevete saranno sempre perfette, quasi troppo perfette. E indovinate un po'? Noi siamo umani. Siamo naturalmente imperfetti. E se non vi preparate per l'imperfezione, per gli errori grammaticali, per il parlare velocemente, per lo slang, per qualsiasi cosa meno che da libro di testo, qualsiasi cosa meno che perfetta, quando le incontrate davvero nel mondo reale, finite nei guai. Esempio concreto: L'IA vi dirà sempre "Come va?" in modo formale, ma un italiano potrebbe dirvi "Come butta?" o "Tutto apposto?" (scritto volutamente sbagliato invece di "a posto"). Oppure potrebbero dire "Boh, non lo so" invece della forma corretta "Non lo so", che è quello che troverete sui libri di testo. La soluzione: parlare con persone reali E ancora, la soluzione a questo è parlare con un essere umano reale. Questa è la mia filosofia. E questa è la filosofia della mia organizzazione. Lo dico sempre ai miei studenti. I miei insegnanti sono d'accordo con me su questo. La soluzione a questo problema è parlare italiano con persone reali. L'italiano è una lingua. Le lingue devono essere parlate. E devono essere parlate con persone reali. La connessione umana è una parte integrale dell'apprendimento di una lingua. Perché senza di essa, vi manca qualcosa. Vi manca un pezzo del puzzle che vi rende fluenti. L'importanza delle barriere culturali Lavoro con studenti da tutto il mondo. Lavoro con studenti dal Nord America, Sud America, Europa, Asia, Africa, ovunque tranne l'Antartide. E una delle cose che dovete sempre tenere in considerazione quando lavorate c...
Title: Capital Raising is the New Superpower: How to Win in Any Economy with Hunter Thompson Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley engages with Hunter Thompson, a prominent figure in the world of passive income investing. They discuss the current economic landscape, including rising interest rates, inflation, and the inverted yield curve, and how these factors impact real estate investments. Hunter shares his entrepreneurial journey, emphasizing the importance of diversification and capital raising in passive investing. The conversation also touches on strategies for navigating the current market and the significance of education and mentorship in achieving financial freedom. Links to watch and subscribe: https://www.youtube.com/watch?v=g9QZ1WTVLUE Bullet Point Highlights: Passive income allows you to practice when you want, not because you have to. Rising interest rates and inflation are significant factors in real estate investing. Diversification is key to mitigating risks in real estate investments. Capital raising can be a hybrid approach to passive investing. Understanding economic indicators can help predict market trends. Real estate is a hedge against inflation, benefiting from rising rents. Investors should focus on net operating income (NOI) when evaluating properties. Education and mentorship are crucial for success in investing. Speed in decision-making can lead to better investment opportunities. Having a virtual assistant can help manage time effectively. Transcript: Seth Bradley (00:10.42) What's going on law nation. Welcome to the passive income attorney podcast, the best place for learning about the world of alternative passive investing so that you can practice when you want to and not because you have to. So if you're ready to kick that billable hour to the curb, start by going to attorneybydesign.com to download the freedom blueprint, which will also get you access to partner with us on one of our next passive real estate investments and We have a live deal right now. It's a 506 C opportunity for accredited investors only with a target preferred return of 15%. Yes, 15%. You heard that right. So jump on that. If you have a chance today, let's talk about when and what to invest in. There's been a lot of chatter about waiting for the right time to jump in over the last, I don't know. I'd say five years or so. because everyone has their own prediction on when the next 2008 might happen. But well, other than the blip caused by the recent global pandemic, we haven't seen that natural correction yet. And who really knows when that will be? Nobody does. But what we have seen are very strong influences that could impact the real estate market in the very near future. And you know what I'm talking about? I'm talking about rising interest rates. I'm talking about a highly inflationary environment that we're all feeling combined with, you know, an under supply that's creating a high demand and skyrocketing prices. So with all these different factors culminating right now, what does it all mean? What can we predict after factoring in all these things? Well, you're about to find out. In this episode, one of my favorite investing personalities, Hunter Thompson shares his expert insights into this economic melting pot that's happening right now and how you can capitalize on it before you get left behind. Hunter is the founder of ACM Capital and who has acquired over $150 million of mobile home parks, self-storage retail office, ATM machines and cryptocurrency assets. Seth Bradley (02:29.868) Hunter is also the host of the cashflow connections, real estate podcast, which has received over 1 million downloads. He's also wrote raising capital for real estate, which hit number one on Amazon in real estate sales and selling really stoked for this guys. Let's go. This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of to make Start living the good life on your own terms. Now, here's Seth Bradley. the ultra. Seth Bradley (02:57.475) y'all Seth Bradley (03:09.518) Here's your host. Hunter Thompson, what's going on? Rather welcome to the show. Hey, thanks a lot. Our honor to on. Absolutely, man. You're someone I personally look up to a lot and holding high regard in this industry. So super stoked to have you on the show today, man. Thanks again. Absolutely, man. So look, you've been on a ton of podcasts and you know, you're the host of your own successful show, cashflow connections. So I got to ask who's the real Hunter Thompson. and mutual. Hunter Thompson (03:38.894) So, I mean, you know, someone asked me like, if I had to say one word that identify it's entrepreneur man. And I think everyone listens to that. That's probably that speaks to them because anybody listened to the show, they take an entrepreneurial approach to reality and to their lives. Like we were not born passive real estate investors, right? In fact, we had to find this stuff out on our own to a large degree. And A lot of us were kind of taught a lot of myths about investing, you know, save only invest in the stock market. For some reason, dividends can pay off your expenses at some points. Like you have to have a $40 million net worth to do that, you know? And so that feeling of like, man, I may have been lied to about some of the most important things in life kind of inspired me to go down a cool path and, you know, break some rules along the way, but here we are. Nice. I love it, man. So dive in a little bit deeper. Tell us a little bit about your background and your story, and then we'll jump into it. Sure, so I think for a lot of people when they talk about real estate and like their history in the space, 2008 is gonna come up. And that's the same for me. But I was very insulated from that risk. So was in college during 2008, but I saw what took place and I had a background as an entrepreneur and a poker player. And so I wasn't really like investing in the stock market, but when 2008 happened, saw flood was in the streets and I heard the quotes from the billionaires that said, that's when you should be buying. And so I basically went all in on education. I was obsessed with CNBC. Jim Kramer was like the biggest fan of his, just reading everything from Warren Buffett, Charlie Munger, all those guys and started to follow financial markets, even dabbled in day trading a bit. And then something happened, started to have success as anybody that did that started in 2008, by the way. But it wasn't really until 2010 that something happened that like completely shifted my perspective. Hunter Thompson (05:33.194) on everything I had learned up until that point. And people don't talk a lot about 2010, but for me, that was the big moment because after all of this research about quote diversification and hey, you got to get Apple and Johnson and Johnson and also some cash and maybe some gold and these types of things out of nowhere, the European debt crisis happened and it created massive challenges with volatility in the US markets. And all of sudden everyone was focusing on some obscure economic data point, which was the Greece bond yields and the German bond yields. And it was like, Hey man, all this research I had done never suggested that something as ridiculous and obscure. I'm talking to every single person on CNBC was watching the German bond yields. And the quote at the time was, if it goes above 7%, the S &P 500 is going to dive. And they were correct. And every day it would go above 7%, below 7%, and the S &P would go up and down and five, like over and over again. And I was like, I've got to find a way that a small firm or myself can conduct due diligence on an asset class that is, the performance is directly tied to supply and demand, not the German bond yields. And so I was actually not really interested in real estate specifically. I just ended up doing a lot of research on everything that was out there and found real estate was extremely predictable in terms of wealth creation and had the opportunity to create some asymmetric returns. So that's what led us to this conversation today. Yeah, yeah. So I know your story pretty well. So fill the audience in a little bit, but I know that Jeremy Roll, who's been a guest on our show before, is a mentor of yours and one of the first people kind of got you into the space or got you interested in the space. And he's well known for taking a fully passive approach, right? He's one of these guys that's just fully passive. That's kind of his thing. How have you kind of adapted that approach and made it your own? Hunter Thompson (07:29.038) So yeah, you're right. going back to like 2010, I moved to California, which is one of the most decimated States in the country in terms of the recession, right? And so that's where I started my real estate career. And so I would go into the networking events, sometimes four or five a week. And it was honestly like going to, mean, it was somber to say the least. People had lost their shirts, people that created $10 million of wealth. If they were all invested in California, some of them are wiped out. And I found that there was a couple of strategies that really struggled and there's a couple of strategies that didn't struggle. And, you know, some people don't talk about this, the default rate for multifamily apartments, 150 units or more like Fannie Fannie financed 1.5 % during 2008. I mean, it's just, that's the reality of quality assets with a lot of checks. If you got a lot of checks and they keep coming in because rental income is not really volatile, you just didn't have that big of a problem. So I was very sympathetic to finding out how to do this. And the first person that really introduced to me to this was like you said, Jeremy Roll. And the thesis was this. I'm very, I want to be focused on diversification. I don't want to be hyper allocated to one particular niche, but if you study economics, you know that in order to have a market advantage, you must be focused on doing one thing better than everyone else. But that is not conducive to building a portfolio that is diversified. Like you probably have interviewed a lot of like, let's say self storage. Operator that's like all in on cell storage and Florida's the market and everybody knows the demographics are super favorable. got their whole $30 million net worth all in the East coast of Florida. And it's insane. All the baby boomers are moving there. It's amazing. And then once a year when it's hurricane season, they can't sleep for months because they got $30 million on the East coast of Florida. And it's like, man, the East coast of Florida is awesome, but maybe I should have a little bit in Georgia. Maybe I should have a little bit in senior living in Wyoming. You know what I mean? So. Hunter Thompson (09:33.698) That's the only way to accomplish that from my perspective is to have a diversified passive approach. And I do know Jeremy very well, he doesn't just go to Mexico and drink Mai Tais. I mean, he works 50, 60 hours a week trying to allocate his portfolio appropriately. And I do a similar kind of thing with my portfolio and also have an active side of the business as well, which is where I raise capital for other people's deals. Yeah. That's the beautiful part about passive investing is you can diversify across different asset classes, different geographies with different sponsors, all that sort of thing so that you can diversify within the realm of real estate or business or whatever it might be. Rather than if you are an active sponsor, you're operating those properties. That market advantage is knowing the market, knowing the market being boots on the ground and knowing all those intricacies rather than, but you know, if you're that person, it's very difficult to diversify. Perhaps you can pass it invest in somebody else's deals. But again, you're, jumping into the passive investing space. Yeah. So you're very well known as, know, a great capital raiser. Do you consider that a passive approach or is that an active approach? That's exactly right. Hunter Thompson (10:44.142) Well, it's a hybrid, right? Because what I do is I still find and aggregate active owner operators in their respective niches. It's just that because I have a little bit of expertise in this and a due diligence process and some economies of scale, because we've invested very significantly over the years and because we have hundreds of investors and thousands of people on our list or tens of thousands on our list, we can do the level of due diligence that most passive investors can't. even if they knew exactly what to do, it's not economically viable. So I'll you an example. There's a lot of passive investors that listen to the show. And I'm sure that if you had the time and infinite resources, you would want to go visit these properties in person on every single deal. Spend probably a hundred hours on due diligence on each deal. know, not only talk to the sponsors themselves, but their CPAs, their contractors, their property managers. You want to review their software. You want to run criminal checks, background checks. If you had infinite time and resources, you'd probably do all that stuff. But if you do all that and you're investing 50 grand, your return profile is gonna be deteriorated by that due diligence process. And so I feel like there's need in the space for that extra layer of due diligence, but it's not economically viable unless you're pulling capital together, aggregating investors. And so that's why I founded Asim Capital to do that exact thing. We provide that service and... usually investors aren't really paying anything out of pocket. We get our economics from the sponsor because we can show up with, hey, $5 million in 30 days, $10 million in 60 days, these types of things. And that's a great skill to have in the business of real estate. Yeah. And you just laid that out perfectly. You know, why some people ask, why don't you just go straight to the operator to invest in rather than someone who might be mainly a capital raiser or an aggregator of capital. And you just laid that out perfectly. It's, you know, that's an extra layer of due diligence, time, effort, money that you as the passive investor don't have to do. And if you do do it, it just stops making sense. I mean, there's only so much you can do. Even if you take something simple. Seth Bradley (12:51.022) It's certainly not simple, but something like, you know, looking at a sponsor's underwriting model, there are so many things to look into that and you won't be able to pick that apart. I mean, you just won't from the past investors per second. Even if I go grab somebody sponsors, some sponsors underwriting model and look at it, I don't know what equations they've changed. I'm not going to check a thousand different equations. But what we do bring value wise is that we know these sponsors. It's a really small industry when you get to know everyone in it. And we know their reputations. know how their deals have gone. We know how they treat their past investors. So that's just an extra level of due diligence that the past investors at the retail level might not be able to do. least not. Exactly right. That's exactly right. And something else, think that I obviously I've mentioned economics a couple of times in the show. Like this is the lens through which I view the space. And if you are an owner operator, you want to kind of play lip service to economics. So the reality is you've got your head down because you can't adjust your business accordingly. Like if you're a retail owner operator and then retail centers get closed in 2020 and you cannot go to retail. You can't just go, all right, we're doing hotels now. You can't, I mean, you've built up a business around that, but as a passive investor, you can be nimble and aggregate capital and allocate capital based on your view through the lens of economics or otherwise. Yeah, absolutely. Yeah, you're not going to if you're a retail operator, you're not going to say in tanks, you're not going to be like, OK, well, retail sucks now. Don't don't invest with me. Forget about it. Exactly. That's the more else you've got to come up with reasons why to invest in. It might not be the best for those investors. Hunter Thompson (14:29.516) That's exactly right. That's exactly right. So a lot of our listeners are attorneys, they're doctors, they're W-2s. Is raising capital something they should be interested in getting into? Should they take that next step? depends. So, I mean, we do a webinar about raising money. And the first thing we say is like, Hey, look, this is like the third slide in the presentation. And I say like, are you actually ready for this responsibility? If not, should leave now because you know, what we talk about is turning on the faucet, turning on that thing. It's like the X factor of every business. And I don't want you to 10 X. I don't know what I'm doing. You know, so it's, take the responsibility very, very seriously. And, If you haven't done a deal, for example, you shouldn't raise money for a deal. What you should do is go all in on education. And I know you've done just a tremendous job kind of educating your base, but you can go all in. I'll put this, this is like a really powerful way to put this. So in 2010, when I started going to real estate meetings, everyone was saying like, honor, this is the opportunity of a lifetime. I've been in this business for 30 years and never seen anything like it. This is the back the truck up moment. And I was like, back what truck up? Like, don't know what I'm doing. Like, I don't know what a cap rate is. You know what I mean? But here's the crazy thing. They were absolutely correct. The market dynamics was so favorable that it was probably more favorable than any time in history, especially when it comes to commercial real estate. But four years later, I had developed more confidence, more knowledge, more network that the deals I solved then were better than the deals I saw in 2010. And that is why this game is amazing. Hunter Thompson (16:05.794) because if you can expand your network and knowledge and confidence faster than even the most pronounced recovery in the history of real estate. And so all those people that if you ever hear someone saying like, now's the opportunity of a lifetime, go all in, like maybe they're right, but it might not be the right time for you. So just take your time, stay away from people that are pushy. The reason this game works is that it works all the time. So you never miss the opportunity of a lifetime. That's the whole point. Love it, man. Yeah. So they already have the network, right? If you're an attorney or doctor, you probably know other attorneys and doctors. So at least you have that network established of high net worth individuals that you might be able to aggregate some capital with. But you're right. I mean, the education piece is imperative and everybody goes through that learning curve and it takes some time. And there's a lot of responsibilities to come with raising capital and investing in real estate in general. So you've got to make sure that you get that education piece nailed down. Totally. Actually, do you mind if I, so like something that's been just like on my mind recently is, and so many past investors need to understand is that there's been a lot of discussion around the yield curve inversion and all of that. Do you mind if I talk about that? I'm sure that the lot of listeners are going to be interested. Okay. So recently, you know, there's been a lot of discussion around economic indicators and recessions and such, and what that may mean for us as investors and Absolutely, let's jump into it. Hunter Thompson (17:30.328) Part of this is because of the inverted yield curve. And I'll break what that down means just really quickly. So typically speaking, bond yields slope up into the right. If you think of the X axis as time and the Y axis as the yield, you would think that the yields would slope up into the right because the longer the time, the more time risk you're incurring, the higher the return you would want on your bond. So that's typical. But every now and then there's this economic phenomenon that takes place where short-term bonds can produce higher yields than long-term bonds because people are concerned about short-term risk. And so bonds, the long-term bonds, people flood into the long-term bonds, which reduces the yields and also increase the yields of the short-term bonds. And so this unique phenomenon takes place. And historically speaking, this has been a very good predictor of recessions, typically 18 to 22 months after the inversion. of the two year and the 10 year bonds. Does that make sense before I go forward? Yeah. Okay. So I think that this is a good indicator of recessions, generally speaking, but I am very bullish about the current environment and I can give you some data as to why, but most importantly, 2008 is a really significant aberration. Recessions do not typically trigger significant pullbacks in real estate. mean, a 10 % pullback in real estate, especially commercial real estate or multifamily apartments in particular, that is pretty a historic. mean, it takes, you got to look back decades to find these types of examples. And I just want investors to understand that. But we saw something in 2008 that this was confirmed in 2020. That is just a holy crap type of moment, even in the face of that potentially challenging information. which is in 2008, for the first time to this scale, the federal government, know, printed trillions of dollars. And this was basically the Pandora's box, which was open in terms of quantitative easing. And I believe it set the precedent that anytime something catastrophic or borderline catastrophic or could be catastrophic, could happen, they're gonna smash that button. And I've been talking about this for a decade and then 2020 happens. Hunter Thompson (19:51.252) And boy, were we right. And they smashed the trillion dollar button harder than they've ever smashed it before. The United States government printed about a $6 trillion. Federal governments all around the world, the central banks printed another $4 trillion. So there's 10 trillion extra dollars in the system slushing around the financial sector searching for yield. And I believe that what's going to happen is that yield, that search is gonna go into the bond markets first, because it's the only place you can place trillions of dollars quickly. And then it's gonna work its way to United States real estate, which I think still is the most favorable risk adjusted investment in the world. And I'm not the only one that thinks that. So imagine this trillion dollar tsunami set to crash on a very limited amount of supply in the United States. in the wake of enduring an affordable housing crisis in an environment where every bond in the industrialized world is negative, the United States positive interest rates and positive cap rates are here to provide that yield. And this is a crazy, crazy moment. I want to talk about interest rates in a second, but like that tsunami, that visualization of that tsunami, I think is creating a situation where it's like, are you going to surf that tsunami? Or are you going to sit back and watch that crash and watch equity prices rise without participating? Yeah. Yeah. So how did the other things kind of layer onto that? I mean, we're not just hearing about the, you know, the inverted yield curve, but also, you know, the interest rates that the feds are hiking up and inflation is through the roof that everybody's feeling the effects of that. I mean, how do all these different factors, you know, what are they resulting? What is the result or, know, what is your prediction of the results? Hunter Thompson (21:39.278) So first of all, I'm glad you asked this because I'm working on a summit right now where we're having 22 experts in different niches talk about their perspective on this exact topic. And so I'm in the middle of these sessions and like they have been crazy. So if you want to get access to that, it's a free summit, by the way, you can go to 100ktoinvest.com and it's for people that have a hundred thousand dollars to invest. you you want to look at different niches through this economic lens. So someone I just interviewed on my show, Dr. Peter Lindemann talks about this and very well-known economist. Basically these rising interest rates, dude, this is serious. I mean, this is not some like economic indicator. This is actually happening right now. I know a $40 million deal that just got blown up because the bank basically underwriting changes if the interest rate increases by a hundred basis points, that's significant. But we got to put this in context. So when interest rates rise, typically it's because of concerns around inflation. And that's the case for now as well. And inflation is typically thought of, or I think I should say, real estate is typically thought of as a hedge against inflation. I mean, you've probably said that a million times, I have too, but I think out of this conversation, you maybe will both start phrasing it slightly differently. It is true that it is a hedge against inflation, but I think that doesn't even come close to stating. how favorable inflation is for real estate owners. Because when we think about real estate being a hedge against inflation, I think it's like this. We think about the equity prices, the prices of real estate rise proportionally as inflation takes place with is true. But there's something else that's taking place, which is there's a distinction between equity prices and consumer prices. So when consumer prices rise, you have inflation working its way through the monetary system and the consumers feel it. from top to bottom, right? But in real estate, we trade the assets on a multiple of net income. So I know you bought some multifamily apartments. have I. Most deals look something like this. We're buying from an owner that doesn't know what they're doing for some degree or another. We're going to buy the property, raise rents, cut expenses. We'll probably raise rents by 15 % year one, maybe 8 % year two. And then from that year going forward, we're probably going to track along with inflation. Does that make sense? Hunter Thompson (24:02.572) Yeah. If you're being conservative. Yeah. So I would expect rents after the business plan is implemented to simply track along with inflation to be conservative. And then expenses will also track along with inflation. Now, most people, when they hear that, they think, it's a wash. You know, the top line is increasing by 5%. The expenses are increasing by 5 % and no one's really going to benefit. But that would only be the case if it was a one-to-one ratio of gross to expenses. Absolutely. Hunter Thompson (24:31.98) or net to expenses and it's not. Like most of the assets you and I look at, we're talking about 45 % operating expense ratio and self storage, for example, you can see 35 or even 30 % operating expense ratio. So it's disproportionately impacting the top line compared to the bottom line, because the bottom, the expenses are so much smaller. So the net is actually increasing significantly every year you have five, six, seven, eight, percent inflation. And I'm sure you've seen a lot of people that say it's really 15. That's even better for owners because the net isn't going to increase, increase and increase. There's one other piece of this inflation discussion that I want to talk about, but it's a little bit confusing. Are you, did I explain that in a way that's clear? No, that was perfect. Very clear. Complicated subject, very clear. Okay, good. So it's not just a hedge, right? The hedge is like, sure, the asset values excluding this discussion around NOI. That's the first part. The second part is the NOI situation is very favorable for investors. The third piece though is like this almost no one's talking about this. And I think it's probably the most powerful and conceptually it is the most powerful, which is if I go to buy a $15 million piece of property, I put $5 million down. I borrowed $10 million. The bank is now on the losing end of basically compounding interest because of inflation. If I borrow $10 million in today's purchase power, by 10 years, if inflation continues at 8 % per year, by 10 years, the purchase power of that $10 million has been cut in half by inflation, meaning the purchase power of the dollars, I will pay them in 10 years, Hunter Thompson (26:18.104) Half is valuable to me. And it's the same dollar amount that I ended up paying them, but the purchase power has now been cut in half. So what this means is that while there is so much chatter about interest rates rising, the reality is they're net negative in real terms. The bank is paying you to borrow their money, to buy an asset, which value will increase and also in a while will increase and also likely the multiple on which that in a while is. rated will increase. This is why this is a back the truck moment for these real estate owners. And, you know, that's what we're doing right now. Yeah. So based on that, do you think when you're looking at different asset classes, the more disproportionate the income is to the expenses, maybe the more favorable that investment looks like nowadays? Really good question. Um, I do think there's some merit to that, but I gotta say a caveat. So we have some self store, excuse me, some, assisted living properties and those actually are like 70 % operating at expense ratios. So you can hear this and say, Oh, those maybe we're going to get hammered. Senior living is dealing with some challenges because of COVID, but the top line is not increasing at inflation. The top line is increasing at like 10, 15 % nationally. So. I don't know exactly what's going on, but there's obviously there's more to this conversation than just the inflation discussion, but it isn't the case that we're losing money because of this. It's a challenge because of like move in certain States are still locked down. There's challenges, all that whole thing, but the demographics and everything I think make up for that. But to your point, I think your argument can be made all things being equal. Meaning I think that let's say class A apartments start to make a lot of sense. Self storage start to make a lot of sense. Hunter Thompson (28:07.234) You can make the argument that new development could even make sense. So that's not something I do and have ever done, but you can start to make that argument for sure. Yeah. So maybe give us a preview. I don't want to give away the whole thing. I know you've got the a hundred K to invest summit coming up, but what are some of those investments that start making sense in this environment? We've kind of touched on it a little bit, but maybe make it a little bit more clear. my gosh. I'm so okay. So I'm such a nerd. So I'm like literally nerding out, but let me give you a couple of examples. So we have like a big broad view of things that we're going to talk about because there's a lot of things that I invest in. There's a lot of things that I don't invest in, but generally speaking, when it comes to wealth creation, the summit's broken down into three days, protect, grow and multiply. And like in that order. So protect is like downside protection, focused real estate, know, stabilize multifamily apartments. sell storage assets, things like that. Then in grow, we're gonna talk about, know, development, maybe something with like real estate and blockchain, you know, the tokenization of real estate, for example. Then in multiply, we're gonna talk about Bitcoin mining. We're gonna talk about Dow funds. We're gonna talk about buying existing businesses. One of our clients owns the company acquisitions.com. And he's gonna come and talk about like buying businesses that are cash flowing. I try to put them on the spot and be like, what sector is your favorite sector right now? He's like, He's like French Canadian. He's like, I don't really care about the sector. He's like my friend that just bought the company is a billionaire. did yogurt. So I don't want to say that yogurt is the best sector. He's like, he's going big on yogurt, dude. so anyway, it's going to be a cool summit. Seth Bradley (29:43.284) That's awesome. Yeah. It sounds like it's going to be like really diverse, right? It's not just, okay, a multifamily summit. You're kind of going to give this broad swath of lots of different ways to invest in different risk profiles as well. Totally. That's what's cool. Okay. So this is what you and I like kind of have in common. Like we can actually be open and honest about our views because of the position that we play. And this is why I don't think I've ever seen a summit quite like it because it wouldn't be good for business if all you did was multifamily and you go, Hey, go invest in Bitcoin mining. So, but you know, we're just trying to do the right thing for the past investors. Like I said, hundred K to invest.com. Yeah. I love the concept, man. Cause a lot of people are thinking that they're like, okay, well I've got, I've got a hundred K to invest. Like what is the best place to put it? And especially with all these different crazy factors that are going right now, going on right now, that's, that's awesome. Very timely. All right, man. Before we jump into the freedom for let's jump on to one last golden nugget for our listeners. got one. Yeah. Just go spitball. Cause I have got a bajillion. Okay. didn't know you did the freedom for that. So crazy. do a freedom Friday thing. We're on the same page in so many ways, dude. That's awesome. So, here's a golden nugget for sure. you know, speed beats pretty much everything. So what this means is that, the difference between like college sports and professional sports, basically that everyone's faster. In fact, you can be smaller, but if you're way faster, you can still move up through the ranks from high school to college to professional. Spitball man. Hunter Thompson (31:08.832) And the same is true of business. Now, some people might hear that and go, like you're rushing through due diligence. No, it means rush to conduct due diligence, rush to start. But it doesn't mean go quickly and rush through it and do it sloppily. It means get to it. And one of the best ways that I've found to get to it is to find mentors, is to find guides and not try to figure it out on your own. know, of cool things that I've done, you mentioned some. cool things I've done in this industry. It's awesome, but dude, I didn't make any of this stuff up. That's not my lane. I want to find someone that has done exactly what I want to do. And I want to model it as closely as possible. And by the way, when you do this, you'll find a place where you feel like your gut wants to go right. And they went left. And sometimes you can feel like, okay, now I got to go on my own. I'll you a perfect example. You mentioned Jeremy Rohl. He's a passive investor, right? And there was a moment where I was thinking my skills are not completely used. Like I've got this excitement about like building websites and marketing and email content, which Jeremy doesn't do, you know? And I'm like, I need to find someone that's done that. I looked left, found someone that went that direction and then model, model, model, model. And I'm sure there's going to be a moment where I have to do the same thing and model, model, model. So I'm never going like, Hmm, how can I use my raw intelligence to figure this out? By the way, if I had done that, you know, I still would have been like struggling to get C's in college. You know what I mean? So like it's all because of just finding good mentors. Yeah, absolutely. It's a way to accelerate your growth. A lot of people, they'll look and say, look, I don't want to buy this course or this mentor or this coach because it's expensive and it might be expensive, but think about like what people pay for their undergraduate degree or their law degree. I mean, it's ridiculous. And it's a fraction of that. That's exactly right. probably shouldn't made a joke about making season college, given your audience, but, you know, here's what I can say about your audience in particular. Everybody kind of values things differently. And it's like your audience has a high demand for time. Cause it's what they lack. When I started my career, I had all the time in the world. Nobody cared about anything. I couldn't get my calendar to get filled up, but all of sudden after years of working the skills that I have developed now, the sense is very difficult for me to get 15 minutes. Hunter Thompson (33:24.342) So when I think about how can I expedite whatever this is, my need for money is low. My need for time is high. So it's like, if I can pay to expedite whatever it is, trust me, you tell me it's $5,000 to get 30, okay, done. I'll get the result in 30 minutes. Boom, here's the five grand. so, but that's a balance, right? So there's a lot of people listening to this right now that are kind of going down this path and perhaps they have a lot of time. So then what the opportunity is, is that's your leverage point. Find someone that has a high demand for time, low demand for money, and you can exchange. Yeah, definitely. Most of our listeners definitely don't have time. mean, I'll be like, Hey, make sure you get a workout in or meditate in the morning. Like I don't have 15 minutes. don't have an hour. Billing, Billing 3000 hours a year. It's ridiculous, man. I've been in that world and it's, it's tough to carve out some time. So that's why I passed investing is really the way to go. mean, I did the fix and flips and, and did all that kind of stuff to start out with. And it's just, it's not a good business model for. So tough. Seth Bradley (34:23.15) You know, an attorney at a big law firm or a doctor that's running their own practice. It's just really difficult to balance those things. All right, man, let's jump into the freedom for let's go. Totally. Hunter Thompson (34:33.454) It's time for the Freedom Form. What's the best thing you do to keep your mind and body healthy? you already know. you know, I'm constantly working on, like kind of like athletic inspired things. have a gym. It's probably the most baller thing ever. I'm not like the typical flashy person, but I do have a home gym is pretty dope. and so right now when I'm working on is a 1,000 pound total for the three powerlifting lifts, the squat bench and deadlift. I'm not there yet, but I'll check in maybe in three months and I'll probably be there. Woo, sounds good, man. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it? dude. Okay, I'm not gonna do like a 30 minute thing on this one, but you know, I think a lot of people... Hunter Thompson (35:21.432) get the impression that the higher you go up in the success ladder, the more it's about tactics and strategies and nothing can be further from the truth. Hunter Thompson (35:35.326) I've paid $50,000 to be in a room with some very successful people. And the reason that room is so exciting is because you start to realize that there is no ceiling. It's a mental thing. It is not the tactics and the strategies that I wanted to learn. I wanted to know what they move like, how they think. And that's a lot of money to pay. But the higher you go up in that ladder, The smaller, the little tweaks, the, that realization that, I should do that. I can do that. That stuff. It's crazy. Right. Because when you start, you're like, there's a certain point, like at different layers, again, there's a certain point where you go, I'm sick of hearing about this mindset stuff. get it. I just want results. But then you realize later, that's all that's holding me back. So like, that's my thought. Yeah, it's a lot of money, but at the same time, that's something that sticks with you forever. Once you get over that, not that mindset hurdle, it's with you forever. What's one actual step our listeners can do right now to start creating more freedom. Totally. Hunter Thompson (36:40.28) So funny that you have these dude, this is so cool. I've like, respect this so much, cause it's what it's all about. One strategy they can implement. I would say leveraging technology to save time. First eliminating a lot of tasks that you don't need to be doing, but leveraging technology as opposed to people, especially you. And then as you first eliminate, then automate and then delegate. So. Everyone on here, and this is going to hurt a lot of people, but every single person listening to this right now should have a VA or an assistant of some kind. Like if you're making six figures, it's absolutely inexcusable to not have someone doing some of the tasks that you shouldn't be doing. If you Google the term unique ability by strategic coach and Dan Sullivan, it'll give you some insight in terms of my views on a lot of that stuff. Perfect. Yeah. Sometimes it's hard to let go, but you got to do it. That's right. Last but not least, how has passive income made your life better? dude, that pro come on. mean that these are great questions. Okay. I mean it is my whole life. It has made my whole life, but just real quick, a story about this. So a lot of people listening to this show, when you get started in this path, the main goal is to have your passive income exceed your expenses. And that's was my goal when I got into this business as well, until I was at a conference and someone at the back of the stage, back of the room said that they had a cool announcement. because they had accomplished their number one financial role. And they come up there and of course I assume he's going to say that. And he goes, so I achieved my number one financial goal was that my passive income is now 10 times my expenses. I was like, what? Like mind blown situation. Like I didn't even know that was possible. I didn't know that's legal. Like, what are you talking about? I never heard anyone say a multiple of that. Like, you know, he's probably. Hunter Thompson (38:27.402) Super frugal guy, by the way, $10,000 a month in expenses, $100,000 a month in passive income tax deferred dude. So that's possible in this game. you keep going. Love it, man. All right, Hunter, this has been awesome, man. We're going to find out more about you. Yeah. One thing, 100k to invest.com. That's it. You guys are awesome. Thanks. That's it. Go check it out. Thanks again, Hunter. Hunter Thompson, ladies and gentlemen, you can see why I like him so much because well, there's a lot of the same ideas that I have. have the same political views. We have a lot in common and well, he's just a lot like me and who doesn't like someone that's like them, right? So anyways, major key, they say the best time to plant a tree was 20 years ago and the second best time is now and The same thing goes for investing. There's no better time for you to take action than right now. There are always opportunities in every part of the cycle. You just have to get educated and make the right moves. All right. If you're ready for a change and ready to take action, partner with us on our next passive real estate deal, which is live right now. Go to passiveincomeattorney.com and join our Esquire passive investor club. All right, kiddos, enjoy the journey. Hunter Thompson (39:43.544) Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Hunter Thompson's Links: https://www.instagram.com/hunterlthompsonofficial/ https://www.threads.com/@hunterlthompsonofficial https://www.facebook.com/hunterlthompsonofficial https://www.linkedin.com/in/hunterlthompsonofficial/ https://www.youtube.com/@hunterlthompsonofficial https://raisingcapital.com/hunterthompson
Handing off leasing to a third party? Don't let them sabotage your NOI.In this episode of I Own a Shopping Center. Now What?, I walk you through my go-to process for selecting and managing third-party leasing brokers—especially if retail isn't your specialty. After a recent call with multifamily investors entering the mixed-use world, I laid out the exact steps I take to make sure brokers are vetted, expectations are clear, and accountability is non-negotiable.From requiring them to tour comps, to demanding weekly activity reports, to firing (gracefully) when they underperform, I share the playbook that protects your asset and keeps leasing on track. If you're new to ground-floor retail—or you've had brokers ghost you in the past—this episode gives you the checklist you didn't even know you needed.
Viitorul aparține celor care văd mai departe de ziua de mâine. Nu poți crește dacă te rezumi să faci mâine ceea ce faci azi iar azi să faci ce ai făcut ieri. Viața e flux, e mișcare și nu una oarecare, ci una orientată către creștere. Asta înseamnă « viitor » și asta ne spune și rădăcina proto-indoeuropeană a acestui cuvânt: « *bheue », care înseamnă « a fi » și « a crește ». Viitorul este creșterea ascunsă în inima existenței tale. Unii o văd mai repede, alții mai încet și alții mai deloc. De ce? Pentru că nu toată lumea are aceeași curiozitate și deschidere pentru noile tehnologii, nu toți au curajul să riște și să iasă din zona de confort. Dar cei care o fac ajung departe. De fapt, ajung în același loc în care ajungem cu toții, doar că ei ajung mai repede. Asta s-a întâmplat lui Adrian Enache, fondator al companiei Omniperform, specializată în servicii de digital, media și comunicare personalizată. Omul a stat conectat cu noile tehnologii și inteligența artificială de la începuturile ei și a văzut înaintea altora pe unde o ia lumea. Astăzi compania Omniperform beneficiază de un parteneriat strategic cu Creata Global Agency, una dintre cele mai mari agenții internaționale, cu un portofoliu în care regăsim mărci precum Coca-Cola, McDonald's, Kellogg's și Nestlé. M-am întrebat de ce și-a botezat Adrian compania cu labelul Omniperform și am săpat din nou prin rădăcina cuvintelor. « Omni » vine din latină și înseamnă « tot », « întreg ». Rădăcina lui proto-indoeuropeană este « *op » și înseamnă « a produce » și « a crește », ca și rădăcina cuvântului « viitor ». Putem spune că « omni » e aproape un sinonim al viitorului. Adrian Enache nu este singur în povestea Omniperform. Are în spate o echipă, oameni creativi care produc plusvaloare pe bune. L-am invitat astăzi la „Noi venim din viitor” alături de Irina Studineanu, care este, din luna aprilie, director global new business la Omniperform. Irina a fost mai bine de zece ani manager al mall-ului Sun Plaza Shopping Center și cunoaște bine meandrele unui business. Omniperform a livrat advertoriale la peste 50 de milioane de consumatori în mai mult de 100 de țări. Cu ajutorul inteligenței artificiale, compania a reușit să croiască mai mult de 200 000 de formate creative pentru 5 000 de tipuri de consumatori diferite. Mai multe despre ei și proiectele lor puteți afla la adresa: https://omniperform.com
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
Charles and Heath Binder (LBX Investments) explain why neighborhood/community shopping centers still work. They show how outparcels and small-shop leasing grow NOI, and why “retail is dead” misses daily-needs demand. What you'll learn: How to spot the best center in a retail node Outparcel arbitrage: return equity, de-risk the deal Shop-space leasing: why small bays out-rent anchors Right-sizing anchors (Burlington example) to unlock value Where motivated sellers create better bases and outcomes Learn More About Heath Here: LBX Investments - https://www.lbxinvestments.com/ Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/ ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/
In this episode of The Property Profits Podcast, host Dave Dubeau sits down with seasoned real estate investor, bestselling author, and trainer Mike Morawski. With over 30 years of experience, Mike shares how he's scaling multifamily and light industrial properties by creatively boosting NOI with solar energy and tax incentives. Mike reveals: Why he targets both multifamily and light industrial assets in specific U.S. markets How adding solar to industrial properties transforms NOI and creates massive value gains The role of tax credits and incentives in maximizing investor returns Key insights into today's market cycle and where opportunities are emerging Lessons from his new book Multifamily Investment Secrets - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
In this episode, Craig McGrouther and I dive deep into the nuances of "above the line" and "below the line" expenses in multifamily underwriting. We explain how the "line" is Net Operating Income (NOI), with operating expenses like payroll and insurance sitting above, while CapEx and debt service fall below. I reveal the art behind these classifications and how a unit renovation could be coded as either R&M (above) or CapEx (below) depending on interpretation, affecting the property's apparent NOI and cap rate. Using their current deal as an example, they show why contract services dropped from $127K to $57K and how they're handling bulk WiFi implementation. The key insight: every sponsor underwrites differently, and sophisticated buyers/lenders understand these financials are normalized to each party's standards. This is essential knowledge for anyone evaluating multifamily investments.Learn more about LSCRE:www.lscre.com
On this week's episode of Best Ever CRE Show, John Casmon interviews fellow Best Ever host, Ash Patel. Ash breaks down why he shifted from multifamily to non-residential CRE, citing shrinking returns, intense competition and far greater room for creativity in retail, office, industrial and mixed-use. He shares case studies including a Louisville office portfolio bought for pennies on the dollar with a split-and-sell strategy, and an 80,000-square-foot Canton office deal that breaks even with one floor leased. They compare underwriting, leasing risk, and management intensity, with Ash arguing commercial can deliver higher NOI with fewer headaches when you play defense and buy creatively. This is a limited time offer, so head over to aspenfunds.us/bestever to download the investor deck—or grab their quick-start guide if you're brand new to oil and gas investing. Visit investwithsunrise.com to learn more about investment opportunities. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Get a 4-week trial, free postage, and a digital scale at https://www.stamps.com/cre. Thanks to Stamps.com for sponsoring the show! Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices
In this solo episode, Mikey breaks down why cash flow is fuel, not the finish line, and how to force appreciation so your deals pencil in a high-rate world.What you'll learn:Rates & reality: Why ~6.29% mortgages matter and how a small drop can save real dollars monthly. • Cash flow vs. appreciation: The mindset shift younger investors should consider to build wealth. • Negative leverage decoded: When a 5.5% cap vs. 6%+ debt becomes a silent deal-killer and what to do instead. • Build-to-rent advantage: Targeting ~7.5% yield-on-cost so income covers debt service. • NOI growth levers for 2025: Low-cost, high-impact upgrades (paint, LED, hardware, landscaping), ADUs/conversions, RUBS, and ancillary income (storage, reserved parking, pets). • Case study: From a duplex to a 32-unit entitlement—how forced appreciation can create value before you build. • Timing the next window: What rising cap rates + falling interest rates could mean for buying.Why this matters: You can't control the market, but you can control your inputs design, entitlement, underwriting, and operation to drive NOI, protect cash flow, and compound your equity.The content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain statements reflect projections or expectations of future financial or economic performance of the project. Such “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or the project's actual performance. Past performance is not an indication of future results.This Video does not constitute an offer to invest and such offer will only be made by means of a confidential offering document that should be carefully reviewed before determining whether to invest. As with any investment there is a risk of loss, including up to the amount of investment.
La manovra 2025 ha previsto un assetto nuovo per quanto riguarda i bonus fiscali dedicati ai lavori in casa. Il punto di partenza è un "bonus base" al 36%, che diventa 50% se il contribuente risponde a determinati requisiti: il diritto di proprietà o altro diritto reale di godimento e l'intervento sulla propria abitazione principale. Il tema, come sempre, è molto sentito da tanti italiani che sono alle prese con le ristrutturazioni del proprio immobile e sarà al centro dell'edizione speciale di Telefisco, il tradizionale convegno curato da L'Esperto Risponde de Il Sole 24 ORE prevista per questo giovedì 18 settembre. L'appuntamento coincide con la ripresa dell’attività di studi professionali e imprese e che ha come obiettivo dare certezze su novità e appuntamenti che caratterizzano gli ultimi mesi dell’anno. Noi coinvolgiamo in trasmissione Luca De Stefani, commercialista ed esperto in materia fiscale, e il collega Giuseppe Latour.Un altro appuntamento fissato per giovedì 18 settembre è quello con gli Stati Generali dell'Abitare, a Roma, un tavolo unico tra istituzioni, associazioni di categoria e imprese per discutere del presente e del futuro del settore immobiliare. Ci colleghiamo con Andrea Napoli, esperto di mercato immobiliare, fondatore di Locare, che ne sarà l'animatore.
Reid Bennett knows multifamily. As National Council Chair of Multifamily at SVN and a 24-year broker across market-rate, workforce, and affordable housing, he's completed hundreds of transactions and advised lenders on more than 450 broker opinions of value (BOV) in just the past 18 months. In my recent conversation with him, Reid cuts through the noise to explain what's really happening in multifamily and why sponsors and investors need to pay attention. Here are five big questions he answers: Are the 450+ BOVs a sign that distress is about to hit multifamily, or just lenders marking time? Why are occupancies still in the mid-90s when everything else in the economy feels shaky? What's crushing NOI faster - insurance, property taxes, or payroll? How should investors think about workforce housing as a long-term hedge against oversupply at the top end? Why do Class A buildings show concessions while B and C rents remain sticky, and how does new supply really solve affordability? This isn't 2009, but it isn't 2021 either. Reid explains why today's market feels like a slow-motion reset and what signals to watch if you want to stay ahead. Tune in to hear Reid's unvarnished take. *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing. With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection. Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000
In this episode, Dave chats with Cincinnati-based investor Evan Polaski about balancing a full-time investor relations role with personal investing. Evan breaks down how Axia Partners shifted from a broad mix (self-storage, RV parks, multifamily, and a 230,000-sq-ft industrial development) toward heavier emphasis on RV parks and value-add multifamily in Middle America—and why today's pricing has them patient on new multifamily acquisitions. He explains how fixed-rate debt and conservative underwriting have kept their 2021 multifamily deals cash-flowing (with strong NOI growth) even as exit timelines stretch. On the capital-raising front, Evan shares what's actually moving the needle now: nailing execution for current investors, nurturing referral networks, and participating in the right mastermind communities long before you need to raise. For newer capital raisers, Evan's advice is simple and powerful: know your deals inside and out, never “wing” answers, give straight talk (with proper disclaimers), and recognize that not every investor is the right fit—protect your future sanity and reputation by trusting your gut. - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
In this episode of The YM Show, I sit down with my good friend Rabbi Lior Ghalili — a young rabbi, matchmaker, and marriage expert based in Los Angeles. We dive into the modern dating scene and uncover the real reasons why so many singles today aren't finding their match.We talk about: • Why expectations in dating are higher than ever. • How confusion about what people truly want is holding them back. • The impact of culture, community, and religion on relationships in 2025. • What it really takes to build a strong marriage today.It's a thought-provoking, honest, and inspiring conversation about dating, marriage, and faith in today's world.⏱️ TIMELINE / CHAPTERS00:00 – Values & goals: why direction matters00:41 – “It's not good for man to be alone” – Torah on marriage01:59 – Sponsor: GBC Facility Services02:39 – Modern dating in 2025: confusion, money & looks04:55 – Young generation struggles: anxiety, depression, being lost06:00 – Two biggest challenges today: dating & lack of purpose07:55 – How to actually “find yourself” (practical steps)10:59 – Building a real relationship with God12:31 – Why marriage is essential according to Torah15:02 – Marriage as the most rewarding hard work17:04 – The #1 dating mistake: wrong values18:41 – Redefining attraction: more than just looks21:53 – Women & financial pressure in dating23:30 – Social pressure test: “island thought experiment”26:04 – What really matters after 5 years in marriage33:05 – Love vs. infatuation: “Love = Giving”36:49 – Dating goal = compatibility now, love later38:02 – The “building a house” metaphor (architect vs. builder)43:06 – Judaism as relationship, not transaction45:31 – Emotional health & readiness to marry46:59 – Guarding your eyes: why it impacts marriage49:44 – Don't marry to fix yourself – do the work first51:01 – Pressure to marry young vs. being truly ready52:29 – How to know when you're ready (peace with self, giving)53:28 – How to start a relationship with God (practical advice)55:33 – Mitzvot as rungs on the ladder to connection57:00 – Final takeaway: make it real – relationship first⸻
What if the skills you built in real estate could unlock success in any business? In this episode, I sit down again with Bava Srinivasan to explore his leap from property investing into entrepreneurship across multiple industries. From buying into a downtown Montreal restaurant franchise to acquiring a group home and launching a social media agency, Bava shares how each venture came from curiosity, persistence, and applying lessons he first learned as an investor. We dive into how real estate training—building teams, managing people, and optimizing systems—translates directly into running businesses. Bava also explains why decision-making speed matters, how failure becomes fuel for growth, and why providing value first is the best way to break into new industries. Tune in to learn how to spot opportunities beyond real estate, transfer your skills with confidence, and build businesses that create both impact and freedom. — Tired of spreadsheets and admin headaches in your rental business? If you're a real estate investor looking to simplify operations and grow your portfolio, Kompas is your new best friend. This all-in-one property management and accounting software helps you automate the tedious stuff—like receivables, renewals, and leasing—so you can focus on creating value. Boost your cash flow, improve your NOI, cut down back-office work, and scale with confidence.
Da mercoledì 17 ottobre, con l'episodio n. 20 intitolato L'età dell'adolescenza inquieta (1986), riprende la pubblicazione del podcast sulla storia del movimento e della popolazione LGBT+ in Italia Le Radici dell'Orgoglio.Ogni quindici giorni un nuovo episodio per concludere la seconda stagione sugli anni Ottanta, per poi avventurarci con la terza stagione negli anni Novanta. Aiutaci nel nostro lavoro di ricerca e divulgazione con una donazione: vai sul sito web leradicidellorgoglio.it o sulla piattaforma produzionidalbasso.com e fai una donazione.Noi contiamo su di te!
In this episode of Pillars of Wealth Creation, Todd sits down with Brad Johnson to discuss the realities of mobile home park investing. Brad shares how he first tried managing parks from 2,000 miles away, only to realize the inefficiencies of remote operations. Today, he focuses on providing capital to local operators with the infrastructure and systems needed to manage these communities effectively. Mobile home parks are an operationally intensive asset class, essentially functioning like small cities for 100+ families. Success requires strong teams, reliable rent collection, and well-built systems to manage expenses and infrastructure. Brad emphasizes the importance of investing with experienced operators who understand how to grow NOI and sustain communities—rather than newcomers chasing an idea without a plan. Favorite Book: Poor Charlie's Almanac By Charles T Munger 3 Pillars 1. Compounding 2. After Tax Return Wealth 3. Diversification Brad Johnson is the Co-Founder and Chief Investment Officer of Vintage Capital, where he leads private alternative investment strategies with a focus on mobile home parks and private credit. With over 20 years of experience in real estate and private equity, he has closed more than $3.3 billion in transactions and brings prior expertise from Wells Fargo's Eastdil Secured, TA Associates Realty, and The Swig Company. Brad holds a B.S. from Cal Poly San Luis Obispo and an M.B.A. from MIT. If you would like to connect with Brad Johnson, visit vintage-funds.com YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Institutional CRE investing: A market run by allocation math – and uncertainty My podcast/YouTube guest today is Greg MacKinnon, Director of Research at the Pension Real Estate Association (PREA). PREA represents the institutional real estate community - think pension funds, sovereign wealth funds, endowments, and other fiduciaries managing hundreds of billions on behalf of millions of beneficiaries. These are the investors who typically allocate to real estate as part of their overall investment portfolios and who set the tone for how capital flows through the entire real estate market. Greg explains how while institutional real estate remains a roughly 10% sleeve in diversified institutional portfolios, the number matters less than the mechanics behind it. When equities rally and private values fall, the real estate slice shrinks—creating a theoretical bid to “rebalance” back to target. In practice, that bid has been clogged by a fund-recycling problem: closed-end vehicles haven't been returning capital as quickly because exits have slowed, which leaves investors waiting for distributions before recommitting. Until that dam breaks more broadly, new capital formation into private real estate remains inconsistent across strategies and managers. Office: price discovery by compulsion Institutional portfolios built in a world where office was a core holding are still working through the repricing. Unlevered office values are down on the order of ~40% from pre-COVID peaks nationally; with leverage, many positions are effectively wiped out, explaining why owners resist selling and why trades are scarce. That stasis is ending as lenders tire of “extend and pretend,” loan maturities arrive, and forced decisions accelerate. The practical question for CIOs isn't simply “hold or sell” but how fast to harvest, return, and re-underwrite risk elsewhere. Expect more office volume but much of it distress-driven rather than conviction buying. The rate cut mirage: CRE runs on growth and the 10-year Market chatter obsesses over the next Fed move. Institutional capital takes a broader view. The cost of capital that matters for underwriting – term debt, cap-rate anchoring, discount rates – is tethered more to the 10-year Treasury than the overnight Fed funds rate. A policy cut can coexist with a higher 10-year if inflation risk re-prices, blunting any “cuts are bullish” narrative. More importantly: CRE performance tracks the real economy's breadth and durability. Historically, rising interest rates often coincide with strong growth and healthy real estate. Falling rates tend to arrive with deceleration, which is why “cuts” are not automatically good news for NOI or values. Underwrite your forward cash flows, not the headline. Policy risk is now an underwriting line item Global capital has long treated the U.S. as the default safe harbor. That advantage compresses when macro policy feels unpredictable – tariffs one week, reversals the next, and public debate over central-bank independence. Some non-U.S. allocators have simply chosen not to live with the noise premium, shifting incremental dollars to Europe. Domestic institutions aren't exiting the U.S., but the signal is clear: political-economy volatility now shows up as a higher hurdle rate, more conditional investment committee approvals, and a stronger preference for managers who can navigate policy in both research and structuring. Where the money is actually going Facing actuarial return targets and a cloudy macro, institutions are tilting toward “where alpha lives now”: Digital and specialized industrial: data centers; cold storage; and industrial outdoor storage (IOS) – think secured yards for heavy equipment – where supply is constrained and tenant demand is need-based. Housing adjacencies: single-family rental, manufactured housing, student housing, and seniors housing, plus targeted affordable strategies that can layer policy incentives with operating expertise. Selective core logistics and resilient multifamily: still investable but crowded; institutions need an edge in submarket selection, cost basis, or operations to meet return hurdles. Themes in common: operational complexity that deters industry tourists, local expertise that differentiates underwriting, and cash flows less correlated to the office cycle. The portfolio is changing: from “real estate” to “real assets” Many large investors are reorganizing how they bucket risk. Instead of a hard 10% “real estate” sleeve, they're adopting either a broader real assets mandate (real estate + infrastructure + sometimes commodities) or a private markets sleeve (real estate + private credit + private equity). The goal is flexibility: tilt to where relative value is best without tripping governance wires each time. This structural shift makes it easier for a head of Real Assets to move dollars from, say, mid-risk equity in apartments to long-duration infrastructure when spreads and growth argue for it, and to rotate back when underwriting improves. It's a quiet change with large implications for which managers get funded and when. “Institutional quality” is a culture, not a class of building Too many sponsors use “institutional quality” as shorthand for a gleaming asset. Institutions define quality as process: governance, repeatability, controls, reporting cadence, and audit-ready data, plus the discipline to say “no” when the numbers don't clear the bar. That's why a best-in-class niche specialist (e.g., Southwest self-storage or cold-chain) can attract blue-chip LPs without owning a single skyline trophy. Conversely, a sponsor with a glossy deck but ad-hoc reporting will struggle to cross the institutional threshold even in “prime” locations. What to do now (operators and allocators) Own the 10-year, not the headline. Build your assumptions around the 10-year Treasury and the yield curve, not the Fed's short-term rate projections. Stress cash flows under slower growth. Lean into complex operations. Data centers, IOS, cold storage, seniors housing, where capability barriers protect yield. Be distribution-aware. If you're raising from institutions, understand their recycling constraints; design pacing and structures that fit their liquidity reality. Institutionalize the back office. Reporting, controls, and data pipelines are capital-raising assets. Treat them as such. Bottom line: allocations still want to be filled, but the bar is higher and the path is narrower. Those who combine operating edge with institutional process will take disproportionate share when the dam finally breaks. n.b. Greg and I take a detailed look at what ‘institutional' real estate really means; how it's defined, structured, and operates. It's worth tuning in so you can separate fact from fiction the next time you see the term in a pitch deck. *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing. With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection. Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000
What do you do when your Humvee gets rocked by an IED blast… and a suspicious car creeps toward you through the dust? Most people freeze. Navy Corpsman Noi Dumpit didn't. He confronted the driver — thinking it could be his last moment — and somehow chose not to pull the trigger.In this episode of Urban Valor, Noi relives the chaos of Fallujah, where life and death blurred by the second. He breaks down the day his Humvee was launched into the air by a vehicle-borne IED, and the surreal moment that followed when he faced a possible suicide bomber.But the IED blast was only one chapter. Noi also opens up about his post-deployment struggles, the moral confusion of letting terrorists through checkpoints, and how martial arts eventually became his path to healing. From battlefield trauma to rebuilding a business back home, this story is raw, real, and unforgettable.
Bart sits down with co-founder John Koborowski to rapid-fire update the portfolio—especially assets tied to Neighborhood Ventures' Opportunistic Fund: Asset #1 (acquired Jan ‘25): Occupancy jumped from 72% → 85%+ as tenant quality improved and maintenance was brought in-house; Google reviews surged from ~2.5★ to 5★ under on-site leadership. Venture on 52nd (closed mid-March): Now 94% occupied with 12 new leases and 15 renewals trending to market. Light CapEx (sound-dampening doors on Thomas-facing units, new semi-private patios) is boosting NOI and rental appeal. Venture on 12th Place: Strategic refinance converted $2M debt → $2M equity, locking in fixed financing and positioning a well-renovated, high-occupancy asset for a stronger hold. Venture on Maryland (under contract): 78 units in Central Phoenix at a compelling basis with lender-backed reno dollars; plan is staged interior upgrades and bringing ~$1,100 one-beds toward ~$1,500 market rents. Venture on Country Club: City-driven life-safety upgrades (sprinklers, egress, signage) slated to start September with tenants in place—stabilizing operations in a “buy-don't-sell” market. Clear takeaways: disciplined ops, targeted CapEx, and cycle-aware buying are driving occupancy, NOI, and long-term positioning across the NV portfolio.
Le immagini di migliaia di donne sono finite, a loro insaputa, su siti frequentati, di fatto, da soli uomini, con commenti spesso osceni. Molti i reati sui quali indaga la Procura di Roma, dal revenge porn alla diffamazione aggravata fino alla violazione della privacy.Ne parliamo con Mara Carfagna, segretaria di Noi moderati e subito dopo con Giovanni Ziccardi, professore di Informatica giuridica all'Università statale di Milano.
On this episode of Next Level CRE, Matt Faircloth interviews Paul Moore. Paul shares his remarkable journey from selling his first company and chasing “shiny objects” that left him $2.5M in debt, to giving his way out during the 2008 crash, and eventually pivoting into real estate. He explains why multifamily wasn't the “perfect investment,” how Wellings Capital now focuses on fund-of-funds strategies using Pareto's principle to back only top-tier operators, and why diversification across operators, geographies, and asset classes is key. Paul also highlights how private equity firms vet operators, what passives should know about due diligence (including NOI audits), and how Wellings has raised over $800K to fight human trafficking through AIM Paul Moore Current role: Founder & Managing Partner, Wellings Capital Based in: Lynchburg, Virginia Say hi to them at: LinkedIn| Wellings Capital| AIM Free Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices
What if your first rental property became the spark for a much bigger journey? In this episode, I sit down with Bava Srinivasan to hear how he went from buying his first single-family home in Brossard to building a diverse real estate portfolio across Quebec and the Maritimes. Bava shares how a mindset shift—from consumer to investor—helped him see opportunity differently, and how mentors, community, and creative financing shaped his growth. We dive into the importance of secondary and tertiary markets, how off-market deals can accelerate progress, and why surrounding yourself with the right team of brokers, property managers, and partners makes all the difference. Bava also opens up about personal development—why discomfort fuels growth, how failure builds resilience, and why every investor should take inventory of themselves along the way. Tune in to learn how patience, community, and the right mindset can turn a single rental into long-term financial freedom. — Tired of spreadsheets and admin headaches in your rental business? If you're a real estate investor looking to simplify operations and grow your portfolio, Kompas is your new best friend. This all-in-one property management and accounting software helps you automate the tedious stuff—like receivables, renewals, and leasing—so you can focus on creating value. Boost your cash flow, improve your NOI, cut down back-office work, and scale with confidence.
Multifamily syndications can unlock wealth, tax advantages, and freedom. Nizan Mosery shares powerful insights, revealing the golden trifecta every investor must know.See full article: https://www.unitedstatesrealestateinvestor.com/creating-wealth-freedom-and-ultimate-fulfillment-with-nizan-mosery/(00:00) - Welcome to The REI Agent Podcast with Mattias and Erica(00:19) - Mattias Introduces the Episode and Guest Nizan Mosery(03:55) - Nizan Joins the Conversation: Multifamily and Student Housing Focus(05:09) - From Fix-and-Flip to Multifamily Syndication(06:32) - Nizan's Family Real Estate Roots in New York(07:53) - Moving to Florida and Entering Real Estate Sales(09:16) - Transition from Agent and Broker to Multifamily Investor(10:52) - Investing in Student Housing and Market Demand Shifts(13:04) - Breaking Down Syndications: Cap Rates and Value-Add Strategies(19:30) - Example of Rent Increases and Cap Rate Impact(21:10) - Conservative Rent Growth and Resident Retention(22:20) - Managing Turnover and Increasing Property Value(23:57) - Syndication Structures: LPs, GPs, and Investor Classes(30:04) - Tax Advantages: Cost Segregation, Bonus Depreciation, and Opportunity Zones(31:42) - Mattias Shares a $50K Investment and $66K Tax Write-Off Example(32:38) - Tangible Nature of Real Estate vs. Stocks(33:19) - Local Market Stability and NOI as Value Driver(36:13) - Recapture Tax Considerations and Holding Periods(39:08) - Using Retirement Accounts and Insurance to Fund Investments(41:11) - Diversifying Portfolios Across Markets(42:19) - Favorable Markets: Density, Growth, and Moratoriums on Single-Family Builds(43:36) - Golden Nuggets: Build Wealth Through Multifamily and the Golden Trifecta(45:27) - Recommended Books: Think and Grow Rich, How to Win Friends and Influence People, The 12-Week Year, Flip the Script, Profit First(48:22) - Nizan's Contact Info and Free Due Diligence Checklist(49:47) - Closing Thoughts and Thank You from Mattias and Erica(50:16) - Disclaimer: Entertainment Only, Not Investment or Therapy AdviceContact Nizan Moseryhttps://www.mtninvestmentgroup.com/https://www.instagram.com/thetravelinginvestor/https://www.linkedin.com/in/nizanmosery/https://www.youtube.com/@NizanMosery1For more powerful insights on building wealth, freedom, and a life of choice through multifamily syndications, visit https://reiagent.com
In this episode, I sit down with the CEO of Universe Holdings, a multifamily real estate veteran with over 42 years of experience. From his very first property acquisition to building a massive portfolio, he shares the hard-earned lessons, strategies, and insider insights every real estate investor should know.If you're curious about how to get started in multifamily real estate, avoid major mistakes, harness significant tax benefits, and scale your investments—this episode delivers actionable advice you can start using immediately.
In this episode of the Property Profits Podcast, Dave Dubeau sits down with Percy Nikora, co-founder of Penn Capital Group, to dive into strategies for uncovering opportunities in overlooked multifamily markets. Percy shares how Penn Capital has successfully built a portfolio across emerging markets like Huntsville, North Carolina, South Carolina, and Northwest Texas—all while staying disciplined during recent market turbulence. He discusses: How secondary and overlooked markets can offer strong job growth and population trends Why buying newer construction can sometimes beat the traditional “value-add” approach Smart ways to increase NOI without raising rents—like valet trash, internet partnerships, and washer/dryer leasing The power of creating local “hubs” for property management across multiple states How Penn Capital uses a fund structure to diversify investors and win better deals - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
Just like weeds can overtake a thriving garden, hidden risks can creep into your real estate portfolio and compromise everything you've built. In this episode of REady2Scale, Jeannette Friedrich draws a powerful analogy between gardens and portfolios to highlight how “weeds” or overlooked risks can creep in and compromise performance. She walks through five key portfolio risks investors need to identify early and manage effectively to ensure long-term success. Key Takeaways: - Why over leverage is one of the most dangerous risks and how to mitigate it with cash reserves, fixed rate debt, rate caps, and stress testing. - The importance of diversification across markets, operators, and asset classes to avoid concentration risk. - How neglecting asset management can erode NOI and property value, and what proactive steps to take with reporting, metrics, and property managers. - Why chasing “shiny object” investments outside your expertise can be risky, and how to stay disciplined with your investment thesis. - The role of tax strategy in maximising returns, including cost segregation, bonus depreciation, and 1031 exchanges. By the end of the episode, you will have a practical framework for spotting and removing portfolio “weeds” before they undermine your hard work, ensuring a stronger and more resilient investment harvest. Timestamps 00:00 Introduction: Gardening and Real Estate 00:59 Weed #1: Over Leveraging Risks 01:54 Weed #2: Concentration Risk 02:30 Weed #3: Neglecting Asset Management 03:29 Weed #4: Chasing Shiny Objects 04:04 Weed #5: Ignoring Tax Strategy Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *
Send us a textThey say nothing is certain except death and taxes — and in multi-family real estate, property taxes are often the single biggest expense you can't escape. In this episode, we sit down with Tyler Dowell and Kyle Moon from KE Andrews, one of the nation's leading property tax consulting firms, to unpack how owners can fight rising assessments, navigate appeals, and protect their NOI. From understanding how valuations are set to learning strategies that actually work in protests, this conversation is all about turning one of real estate's biggest headaches into a competitive advantage.If you've ever wondered how to outsmart the taxman (legally, of course), this is the episode for you.
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
If you think raising rent is the fastest way to boost profits, think again. In this Strategy Saturday episode, Charles Carillo breaks down why occupancy is the true backbone of multifamily performance—and why lenders, investors, and property managers track it so closely. You'll learn: Multifamily occupancy rate explained and why it matters more than rent growth What is a good occupancy rate for multifamily property (and the sweet spot investors target) The difference between physical vs. economic occupancy in multifamily investing How lenders view stabilized properties and the best occupancy rate for multifamily financing Why keeping units filled drives NOI, valuation, and financing success Related Episodes: SS237: What Is the Cost of Tenant Turnover – https://youtu.be/yuR_KXJX6nA SS240: Tenant Not Paying Rent? Do THIS Before It's Too Late - https://youtu.be/b4AkJAwedHE Subscribe for more Strategy Saturday episodes focused on multifamily investing, passive income, and building long-term wealth. Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/ ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/
Negli ultimi mesi ho capito come usare l'IA per massimizzare ciò che imparo. Si tratta di un processo talmente semplice e utile che ho deciso di condividerlo. Sono convinto che la tecnologia quando usata saggiamente possa fare davvero la differenza e questa volta siamo di fronte ad una rivoluzione assurda. Noi impariamo per tutta la vita, al di là del nostro mesiterie e di ciò che decidiamo di fare… ecco perchè questo episodio può cambiarti la vita!Clicca qui per approfondire (link attivo dalle 5:00 AM del 01/09/25) https://psinel.com/come-studio-10-volte-piu-velocemente-grazie-allintelligenza-artificiale/Sei Psicologa/o? Stiamo creando una squadra di professionisti partecipa al Sondaggio https://newmanspirit.typeform.com/to/cq3TyGC1Mindfitness è il nostro percorso gratuito per sviluppare il legame tra energia mentale e fisica. L'ho fatto insieme ad un grande professinista il dott. Valerio Rosso (medico psichiatra). Iscriviti gratis cliccando quiSe ti piace il podcast adorerai il mio Nuovo libro: “Restare in piedi in mezzo alle Onde - Manuale di gestione delle emozioni”... https://amzn.eu/d/1grjAUS- Vuoi Imparare a Meditare? Scarica Gratis Clarity: https://clarityapp.it/- Instagram: https://www.instagram.com/gennaro_romagnoli/I NOSTRI PERCORSI: https://psinel.com/corsi-online/https://lifeology.it/
Ciao Italiani Veri,come state?Noi bene anche perché oggi siamo in compagnia di un’amica, Simona Sacrifizi, che ci conquisterà con la sua professionalità, la sua passione e il suo entusiasmo
On this episode of Multifamily Mastery, John Casmon interviews Zach Winner, a former attorney turned full-time real estate investor who shares how he transitioned from single-family rentals to large-scale commercial real estate. Zach breaks down his "Value Add Plus" strategy, which focuses on buying newer properties from developers and increasing NOI through underutilized revenue streams and advantageous tax incentives, rather than heavy capex renovations. He emphasizes the importance of landlord-friendly markets and reveals some of the 25 metrics his team uses to vet markets—like the presence of STEM jobs and evolving tenant laws. The conversation also touches on 1031 exchanges, a little-known 1245 exchange tactic, and the steady returns found in Midwest markets. Zach Winner Current Role: Managing Partner at Prosperity CRE Based in: Los Angeles, CA Say hi to them at: zw@prosperitycre.com LinkedIn Visit investwithsunrise.com to learn more about investment opportunities. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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