Podcast appearances and mentions of george floyd

The idea for this episode was born on Twitter. Someone wondered if Charles Murray would be willing to do a podcast with journalist Steve Sailer, who, like Charles, is willing to confront openly the most delicate aspects of race and class in America—and gets the same treatment from liberals everywhere: complete demonization. I offered to host, and Charles and Steve, who have never met, agreed. Well I asked a lot of questions, by mostly just tried to get out of the way and let Charles and Steve talk, and really work through some questions at leisure. We talked so long that this became a two-part episode (with part 2 coming next week). We start here with some general observations about “the great awokening” of the last decade, and how the roots of the madness we saw in the aftermath of George Floyd’s death in 2020 were well under way years before. What were those roots, and how did Obama figure into this story? The consequences of substituting “equity” for equality are too obvious to need mentioning, but we discuss them anyway. The second half, next week, will examine some of the more specific aspects of education today, starting with the current attack on meritocracy, which Charles and Steve agree, paradoxically, is not without it merits! P.S. Here’s the podcast episode with Charles from four years ago that I mention in the introduction, “How Charles Murray Became Charles Murray.”

Spätestens seit dem Tod von George Floyd sind in den USA die Themen Rassismus und Vergangenheitsbewältigung wieder allgegenwärtig. Die traditionelle Erinnerungskultur vor allem in den Südstaaten wird dabei auf den Prüfstand gestellt.

Recordings provided courtesy of the podcast Into America, from MSNBC and NBC News. https://link.chtbl.com/obvkRMCh?sid=obp

Heather's deep dive into African American literature … The impact of George Floyd on violent crime rates … Heather: Why doesn't the mainstream media cover the violent deaths of black children? … The difficulty of addressing black out-of-wedlock birth rates … Who has the moral authority to advocate for traditional family structures? … Heather: Giuliani […]

Heather's deep dive into African American literature ... The impact of George Floyd on violent crime rates ... Heather: Why doesn't the mainstream media cover the violent deaths of black children? ... The difficulty of addressing black out-of-wedlock birth rates ... Who has the moral authority to advocate for traditional family structures? ... Heather: Giuliani was one of America's greatest mayors ... Glenn: Lowering academic standards threatens the foundation of our civilization ... Looking for Black leadership ... Was the reaction to the crack epidemic a “moral panic”? ...

Heather's deep dive into African American literature ... The impact of George Floyd on violent crime rates ... Heather: Why doesn't the mainstream media cover the violent deaths of black children? ... The difficulty of addressing black out-of-wedlock birth rates ... Who has the moral authority to advocate for traditional family structures? ... Heather: Giuliani was one of America's greatest mayors ... Glenn: Lowering academic standards threatens the foundation of our civilization ... Looking for Black leadership ... Was the reaction to the crack epidemic a “moral panic”? ...

It took one day to find 18 jurors for the federal trial of three former Minneapolis police officers charged with violating George Floyd's constitutional rights. Opening statements are expected Monday. This is an MPR News morning update for Friday, January 21, 2022. Hosted by Cathy Wurzer. Our theme music is by Gary Meister.

@drbryantmarks Bryant T Marks speaks about his organization The National Training Institute on Race and Equity and their role in the partnership with Google's Jigsaw company to develop the virtual police program "Trainer" which allows officers to have anti-bias training in a virtual reality environment. view full episode at www.kysii.com

Lynx boss and USA basketball coach Cheryl Reeve on Maya, Seimone, Lusia Harris and others.Supported by All Energy Solar (https://www.allenergysolar.com/coach,) Rudy Luther Toyota (https://www.rudyluthertoyota.com/,) Vibe realtor Cara Quinn (https://caraquinnrealtor.com/,) Successful Marketing Group (https://successfulmarketinggroup.com/) & Pizza Luce (https://pizzaluce.com/).

Thursday on the NewsHour, we look at what's gone well, and what hasn't over the past 365 days of the Biden administration. Then, disagreements between NATO allies prompt widespread uncertainty as the threat of a renewed Russian invasion looms over Ukraine. And, jury selection begins in the federal case against three former Minneapolis police officers charged in the murder of George Floyd. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

Jury selection began Thursday in the federal trial of three former Minneapolis police officers charged in the killing of George Floyd. The charges and issues in this federal trial are different from those in the earlier state trial that ended in the conviction of Derek Chauvin. Special correspondent Fred de Sam Lazaro and John Yang report. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

Thursday, jury selection was underway in downtown St. Paul in the federal trial of three former Minneapolis police officers accused of violating George Floyd's civil rights. MPR News editor Brandt Williams previewed the trial for host Cathy Wurzer.

President Biden took questions on COVID, his stalled agenda and Russian forces along the Ukrainian border in a nearly two hour press conference marking his first year in office. The Democrats landmark voting rights bill failed by 52 votes to 48 in the senate last night. Two Democrats joined all 50 Republicans in opposing a rules change to push it through. We are in Geneva following U.S. efforts to prevent a Russian invasion of Ukraine. The CIA now says that most cases of the neurological illness known as "Havana syndrome" were not caused by a foreign adversary. The U.S. Supreme Court says President Trump's presidential documents linked to the assault on the Capitol can be turned over to the House committee investigating the attack. We're inside an overwhelmed hospital in Missouri -- a state where the vaccination rate is low, and COVID cases are skyrocketing. All 50 states are reporting a high level of community transmission. Jury selection begins this morning in the federal trial of three fired Minneapolis police officers, facing civil rights charges in the George Floyd case. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bill Handel talks about how Manchin and Sinema joined the GOP in rejecting the attempt to change the filibuster rules, effectively killing the Democratic voting bill. What's behind the 'Great Resignation' of California lawmakers? ABC News Crime and Terrorism Analyst Brad Garrett joins the show to warn unsuspecting listeners against using QR codes, as they're the new method scammers are using to steal money and identities. And another trial in the killing of George Floyd is taking shape against the other officers that were at the scene of the crime.

Topics Include: New poll shows Democrats support prison for questioning vaxx Carhartt requires workers to get the Big C vaxx Biden says George Floyd's death was more impactful than MLK Jr. Deep dive into human experiments the US government has performed on its citizens ----more---- Support the Show!   Merch  ► https://www.pardonmyamerican.com/store Patreon►  https://www.patreon.com/user?u=34413934 PayPal  ► https://www.paypal.me/pardonmyamerican   Follow the Show!   Instagram►  https://www.instagram.com/pardonmyamericanpodcast/ Telegram► https://t.me/pardonmyamericanpodcast Website►  https://www.pardonmyamerican.com/ Rumble►  https://rumble.com/c/c-296311 YouTube►  https://www.youtube.com/c/PardonMyAmerican

The federal courthouse in downtown St. Paul will be locked down tight this week, as jury selection starts in the federal trial of three former police officers charged in connection to the May 2020 killing of George Floyd. This is an MPR News morning update for Thursday, January 20, 2022. Hosted by Cathy Wurzer. Our theme music is by Gary Meister.

In this episode, outrageous claim that George Floyd's contribution is greater than that of MLK. Filibuster being called an "anti-Democratic" tool.

Liz Wheeler is a Conservative Political Commentator, Author, and Podcast host. She is the host of “The Liz Wheeler Show”. Liz joins Mike to discuss Gallup's reporting that there are now more people affiliated & identifying with the Republican party. Plus, Mike gets Liz's take on Joe Biden comparing Martin Luther King Jr.'s to George Floyd's death. After the MLK assassination, there was also race riots, but there was a universal understanding that the riots, looting, & arson was wrong. Also, Liz talks to Mike about how the Democrats have used Covid to manipulate the laws & rules that relate to our elections. See omnystudio.com/listener for privacy information.

Biden's polls are finally reflecting some reality. So . . . are you ready to vote like you pray? Or, are we counting on Mitch McConnell to turn it all round?  THE THESIS: Only God will rescue us and only godly leaders will really take on The Party. THE SCRIPTURE:  Psalm 146: 3-5 3 Do not put your trust in princes,     in human beings, who cannot save. 4 When their spirit departs, they return to the ground;     on that very day their plans come to nothing. 5 Blessed are those whose help is the God of Jacob,     whose hope is in the Lord their God. Zacchaeus the Tax Collector 19 Jesus entered Jericho and was passing through. 2 A man was there by the name of Zacchaeus; he was a chief tax collector and was wealthy. 3 He wanted to see who Jesus was, but because he was short he could not see over the crowd. 4 So he ran ahead and climbed a sycamore-fig tree to see him, since Jesus was coming that way. 5 When Jesus reached the spot, he looked up and said to him, “Zacchaeus, come down immediately. I must stay at your house today.” 6 So he came down at once and welcomed him gladly. 7 All the people saw this and began to mutter, “He has gone to be the guest of a sinner.” 8 But Zacchaeus stood up and said to the Lord, “Look, Lord! Here and now I give half of my possessions to the poor, and if I have cheated anybody out of anything, I will pay back four times the amount.” 9 Jesus said to him, “Today salvation has come to this house, because this man, too, is a son of Abraham. 10 For the Son of Man came to seek and to save the lost.” THE NEWS & THE MONOLOGUE: Seriously take a minute to think about this moment. On a day celebrating MLK Jr., a Jamaican-born successful Black woman is presiding over the state Senate in the former Confederate Capitol. This is his legacy come to life. Biden: “Even Dr. King's assassination did not have the worldwide impact that George Floyd's death did.” A young man mentally abused into apparent hatred  A new version of MLK's “I have a dream speech”  The Biden administration is failing to help the supply chain crisis. -MRCTV Dramatic 14-point shift in party preference during 2021 gives GOP biggest lead since 1995: Gallup Republicans held a 47-42 lead in voter identification at the end of 2021 Only a third of Americans give Biden a thumbs-up in new national poll; Biden's approval ratings remain deeply underwater in new national survey. See omnystudio.com/listener for privacy information.

Van Lathan welcomes Rachel Lindsay back after a week off, and the two catch up on life and loss … the Cowboys' loss (7:23). Plus, with Dr. Martin Luther King Jr. Day behind us, they reflect on the whitewashing of the civil rights icon (17:21) and react to the George Floyd comments on Mario Lopez's podcast (48:57).  Hosts: Van Lathan and Rachel Lindsay Producers: Trudy Joseph and Donnie Beacham Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you willing to sacrifice security to follow your dreams? Have you ever had dreams that you gave your whole heart to, and then life happened? This week, Dr. Venus talks about putting this podcast and social media on hold while she focuses her energy on her first TV show. She is willing to take the risk and go for a life where she surrenders to her calling and goes full time as a creative. This sparks a conversation on how to believe in yourself, why it's important to take a risk and let go of the false God of security in service of what you are REALLY meant to do. She talks about how her brother Tory's transition led her to really take a deep look at the point of life, and why it's time to get rich or die trying. Stay tuned.    Key Takeaways: [1:32] Dr. Venus is choosing to walk away from security in order to go for her dreams as a full time creative and sell her TV show. Where have you tolerated staying in the same place because you didn't want to risk the unknown, or possible heartbreak?  [6:16] Dr. Venus shares how she wanted to write and it has always given her joy, but life got in the way, until now. She talks about the decision to get back into writing after George Floyd and how articulating how she sees the world gives her joy and connects her with her purpose.  [9:26] It takes courage to let go of the false God called security. Most of us are so addicted for our need to know and be comfortable, that we would rather stay in situations that harm us before we walk away.  [10:10] Being brave is different from being courageous. You are brave when you go into something with your eyes wide open, knowing that you could fail and lose it all. However, you know that there is a purpose worthy of your life being at risk, and your fulfillment goes above everything else.  [11:25] What if you gave YOURSELF the passion that you give to others? Dr. Venus contends with giving herself the attention and support that she has given to other causes, movements, and people.  [12:20] Dr. Venus explains her break from the podcast and how she is not taking any money from things that don't fall under her creative worth. As she transitions to entertainment and focuses all her energy on selling her first TV show, she is giving herself a real chance.   [13:59] Are you doing what you are born to do, or are you staying safe?  [18:31] Dr. Venus knows that it's time to have a bigger platform and have her own show. She's grown beyond social media, so for now she is even pausing her social media while she works on her show.  [21:32] The more Dr. Venus heals her father wounds, the more extraordinary Black Men show up and are there to give their expertise and support.  Quotes:  “If I can win with money, how come I can't win with words?”  “I trusted God with my needs, but I did not trust God with my dreams. Until now.”   “I am claiming my fulfillment. I'm claiming my joy. I'm claiming me.”   “Have you ever had dreams that you gave your whole heart to, and then life happened?” “It takes courage to let go of the false God called security.”  “I say your fulfillment is worth risking your life. My fulfillment and doing what God has built me to do is worthy of me putting my ass on the line.”  “I refuse to live with regret and I refuse to die with it. I'm going to get rich or die trying.”    Mentioned: Dr. Venus Website | Facebook | Twitter | Instagram  “Hot Mess Millionaire” Amazon Pilot  “Hot Mess Millionaire” Complete Series (https://www.youtube.com/c/DrVenusOpalReese) Free Gift When You Join The Truth Tribe The Black Woman Millionaire Hot Mess Edition Healing With Him Event    RESOURCES How to (Finally!) Find The Courage to Pursue Your Dream! 

Tensions between the U.S. and Russia are rising after last week's summit in Geneva ended with no resolution between the two countries over Ukraine. We hear an excerpt of Secretary of State Antony Blinken's exclusive interview with Pod Save The World just hours before he went overseas yesterday to meet with Ukraine's president and Russia's foreign minister. Tomorrow, jury selection is expected to start in the federal trial of three former Minneapolis police officers charged with violating George Floyd's civil rights: Tou Thao, J. Keung, and Thomas Lane. All three were on the scene when their fellow officer Derek Chauvin killed George Floyd, and failed to stop him from kneeling on Floyd's neck.  And in headlines: Rudy Giuliani was subpoenaed by the House panel investigating the January 6th insurrection, Tonga gave its first status update after a volcano eruption and tsunami devastated its islands, and a federal judge approved a plan that would resolve Puerto Rico's bankruptcy and restructure its $33 billion debt. Show Notes: Hear Secretary of State Antony Blinken's exclusive interview with Pod Save The World – https://crooked.com/podcast-series/pod-save-the-world/ Follow us on Instagram – https://www.instagram.com/whataday/ For a transcript of this episode, please visit crooked.com/whataday Learn more about your ad choices. Visit podcastchoices.com/adchoices

Anton Jaegar (https://twitter.com/AntonJaegermm) sits down with Emmet to talk about how we moved from the post-political age of technocratic consensus to the noisy stasis of our current hyper-political present. They talk about whether the right and left descriptors handed down from French parliament hold today, politics as fandom, the death of political responsibility, and more! How the World Went from Post-Politics to Hyper-Politics (https://tribunemag.co.uk/2022/01/from-post-politics-to-hyper-politics) by Anton Jaegar, Tribune. Subscribe to our Patreon to get two exclusive episodes a month and access to our back catalog of reading series including our series on MacIntyre's After Virtue. (https://www.patreon.com/exhaust) Check out Emmet's new Substack, Nuclear Barbarians. (https://nuclearbarians.substack.com/) Closing Song: Parasocial Contract by Future Nauseous. (https://www.youtube.com/watch?v=5FE0fQB7K_k)

Joe Biden compares MLK to George Floyd, Democrats want unvaccinated people to be locked down, and a mother forces her child to be gay. --- Support this podcast: https://anchor.fm/williamhallshow/support

Minneapolis city government plans a free income program for 200 families. Montez T Lee Jr. convicted of burning down a pawn shop in the days following the death of George Floyd got as light a sentence as could be arranged. Surprisingly the judge was not Regina Chu, but Wilhelmina M Wright. Johnny Heidt with guitar news.

Today on the Matt Walsh Show, we're told that there is a “mental illness epidemic” among kids which can be attributed to the pandemic. But this is a lie, and a very nefarious one, and I'll explain why. Also, the Supreme Court killed the vaccine mandate but some companies are enforcing them anyway. How should we respond? And a clip of Biden says that George Floyd's death had a greater impact on the world than Martin Luther King's death. He's right, but not for the reason he thinks. Plus, a woman drives her car into a river by accident and then takes a selfie while the vehicle sinks below the surface. It is an image that perfectly encapsulates modern western culture.  I am now a self-acclaimed beloved children's author. Reserve your copy of my new book here: https://utm.io/ud1Cb  Sign The Petition To Keep Matt Walsh on Saint Louis University Campus: https://bit.ly/3Dzeu1f DW members get special product discounts up to 20% off PLUS access to exclusive Daily Wire merch. Grab your Daily Wire merch here: https://utm.io/udZpp You petitioned, and we heard you. Made for Sweet Babies everywhere: get the official Sweet Baby Gang t-shirt here: https://utm.io/udIX3 Andrew Klavan's latest novel When Christmas Comes is now available on Amazon. Order in time for Christmas: https://utm.io/udW6u Subscribe to Morning Wire, Daily Wire's new morning news podcast, and get the facts first on the news you need to know: https://utm.io/udyIF Learn more about your ad choices. Visit megaphone.fm/adchoices

Tucker Carlson had a brilliant reaction to Joe Biden comparing the MLK assassination to George Floyd's death. Plus, WSJ's James Freeman points out that it should be disturbing to every American that Biden wants to change who counts the vote. See omnystudio.com/listener for privacy information.

Joe Biden says George Floyd mattered more than Martin Luther King, Israel finds that even a fourth COVID shot does not stop Omicron, and Dr. Fauci's financial disclosures show that the vaunted doctor is loaded. DW members get special product discounts up to 20% off PLUS access to exclusive Daily Wire merch. Grab your Daily Wire merch here: https://utm.io/udZpp  My new book 'Speechless: Controlling Words, Controlling Minds,' is now available wherever books are sold. Grab your copy today here: https://utm.io/udtMJ  Andrew Klavan's latest novel When Christmas Comes is now available on Amazon. Order in time for Christmas: https://utm.io/udW6u Matt Walsh is now a self-acclaimed beloved children's author. Reserve your copy of his new book here: https://utm.io/ud1Cb  Subscribe to Morning Wire, Daily Wire's new morning news podcast, and get the facts first on the news you need to know: https://utm.io/udyIF Learn more about your ad choices. Visit megaphone.fm/adchoices

Hour 1: Woke community conflicted about Martin Luther King and his ideals. Some black leaders today are condescending and don't follow what MLK preached and fought for. Biden has called MLK's assassination didn't have worldwide impact that George Floyd did in the past.

Joe Biden compared Martin Luther King Jr.'s assassination to George Floyd's death back in June 2020. Plus, President & CEO of Job Creators Network Alfredo Ortiz joins Mike to discuss the Supreme Court blocking Biden's vaccine mandate for businesses & more! See omnystudio.com/listener for privacy information.

Yesterday was full of dumb takes, but which was the worst? NBA owner Chamath Palihapitiya emphatically doesn't care about Uyghurs. Darren Rovell has black friends and an MLK collection. President Biden puts George Floyd over MLK.   Want extra content? Get daily livestreams and one extra show per week on Locals: callahan.locals.com   Support our sponsors: expressvpn.com/callahan mypillow.com/Gerry sheaconcrete.com dcu.org The Long Game with LZ and Leitch

See omnystudio.com/listener for privacy information.

Joseph, Greenwald and Laake has been representing clients in suburban Maryland and the District of Columbia for almost 50 years. With offices in Greenbelt and Rockville, Maryland, we have lawyers who focus their practices in diverse areas of the law, including employment and whistleblower actions, family law, estates and trusts, civil rights, business planning and commercial litigation, personal injury, medical and professional negligence. In this episode we have JGL Attorney, Hannah Nallo & Allen Liu, Policy Counsel at the NAACP Legal Defense Fund. In this episode they discuss the following topics and more... : 1. What is the Maryland Police Accountability Act of 2021? 2. What was left out of the Act/what is still left to do? 3. Is there traction for police reform on the federal side? JGL LAW FOR YOU brings you up close and personal with our lawyers who will be discussing how to navigate the many legal processes,  developments in the law, other current events and how they may affect you. You can find us at www.jgllaw.com, on facebook and twitter.

In this episode, the devil went down to Georgia because he was looking for souls to steal. As we celebrate MLK we reflect on all - Republican-sponsored - Civil Rights Acts. The Clintons effort at a triumphant return to the spotlight.

On this Episode, I'm just Cooling, Sipping a little #RobertMondavi talking #TrendingTopics such as #KanyeWest defending Fatherhood #NiyaG new album release, President #JoeBiden talking about #GeorgeFloyd death had more Impact than #MartinLutherKingJr & More tune in Pour Up & Let's Talk About It…. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

It's MLK Day and Biden claims that George Floyd had more global impact than Martin Luther King Jr! Then, Adam Waldeck of 1776 Action joins Shaun to discuss Younkin banning CRT in Virginia schools. Plus, Michael Warren Davis, author of "The Reactionary Mind: Why 'Conservative' Isn't Enough" discusses his book and what conservatives can do to live happily in Biden's America.  See omnystudio.com/listener for privacy information.

On this Martin Luther King, Jr. day, Keri and Carter begin by exposing how the left is usurping MLK's primary message to push their petty, racist agenda. They then observe that Trump's impact on the left was to unify and strengthen it. Next, they pause to appreciate the eloquent evasion of Vice President Kamala Harris: "It's time for us to do what we have been doing, and that time is every day." After watching a Telediario host rant against the unvaccinated, calling them "morons," Keri and Carter ponder the idea that maybe, just maybe, there is some kind of mass psychosis at play. Much to Keri's delight, Carter concedes that demon possession is a great analogy, and the two discuss how poor parenting can lead to adult children desperate for an authority figure to lead them. Finally, they consider President Biden's claim that the death of George Floyd was "more impactful" than the assassination of Martin Luther King, Jr. The video version of this episode is available here: https://unsafespace.com/ep0703 Links Referenced in the Show: MLK disobeyed unjust laws: https://www.nbcnews.com/think/opinion/mlk-disobeyed-unjust-laws-state-america-today-requires-we-not-ncna1287569 Politicians "misuse" MLK's words: https://www.bloomberg.com/news/articles/2022-01-17/mlk-day-to-draw-divisions-as-politicians-misuse-his-words Filibuster fact check: https://www.usatoday.com/story/news/factcheck/2020/06/23/fact-check-democrats-hold-senate-filibuster-record-75-days-1964/3228935001/ Kamals Harris: "That time is every day": https://twitter.com/AlexThomp/status/1481626312041246721 Unhinged Telediario host: https://twitter.com/59dallas/status/1482288387310891021 Biden on George Floyd's death (2020): https://thepostmillennial.com/flashback-biden-george-floyds-death-worldwide-impact-mlks-assassination?utm_campaign=64466 Thanks for Watching! The best way to follow Unsafe Space, no matter which platforms ban us, is to visit: https://unsafespace.com While we're still allowed on YouTube, please don't forget to verify that you're subscribed, and to like and share this episode. You can find us there at: https://unsafespace.com/channel For episode clips, visit: https://unsafespace.com/clips Other video platforms on which our content can be found include: LBRY: https://lbry.tv/@unsafe BitChute: https://www.bitchute.com/channel/unsafespace/ Also, come join our community of dangerous thinkers at the following social media sites...at least until we get banned: Censorship-averse platforms: Gab: @unsafe Minds: @unsafe Locals: unsafespace.locals.com Parler: @unsafespace Telegram Chat: https://t.me/joinchat/H4OUclXTz4xwF9EapZekPg Censorship-happy platforms: Twitter: @_unsafespace Facebook: https://www.facebook.com/unsafepage Instagram: @_unsafespace MeWe: https://mewe.com/p/unsafespace Support the content that you consume by visiting: https://unsafespace.com/donate Finally, don't forget to announce your status as a wrong-thinker with some Unsafe Space merch, available at: https://unsafespace.com/shop

Episode 947: Happy GF Day! – Biden: “Even Dr. King's assassination did not have the worldwide impact that George Floyd's death did.” – Alex Stein joins us!

Kenton Myers es intérprete trilingüe de inglés, español y lengua de señas estadounidense (ASL). Leímos sobre su trabajo en una nota titulada “Black trilingual interpreter is the face of representation for underserved community”. Y sí, ¡nos tiramos de cabeza! Y seguramente esta entrevista sea demasiado corta para reflejar todo su trabajo y dedicación, pero sin dudas, la vas a disfrutar: nos contó de sus comienzos como intérprete médico en una clínica ginecológica, de la frustración que sintió cuando en otra clínica vio que había muchos pacientes sordos con los que no podía comunicarse, hablamos sobre la importancia de la representación, sobre su dedicación para que cada vez haya más intérpretes negros certificados en Alabama y sobre la responsabilidad que sintió de interpretar todas las protestas por las muertes de George Floyd y Breonna Taylor. ¡Play, ya! Kenton es Licenciado de español y psicología de la Birmingham Southern College, intérprete de español certificado a nivel nacional por el National Board of Certification of Medical Interpreters (NBCMI) y la Certification Commission for Healthcare Interpreters (CCHI), como también la Oficina Administrativa de Tribunales del estado de Alabama. Además, es intérprete de lengua de señas estadounidense (ASL) certificado por RID a nivel nacional e intérprete calificado de salud mental (QMHI). Es muy conocido en Alabama y en todo el sur de Estados Unidos por liderar el avance de la interpretación y la traducción. Además, se desempeña como presidente de la Interpreters and Translators Association of Alabama (ITAA), una organización profesional de intérpretes y traductores de más de 12 idiomas, cuyo objetivo es promover la profesión, concientizar a la comunidad y fomentar la educación continua para quienes ejercen la interpretación y la traducción. Habiendo reconocido la necesidad de formar intérpretes calificados, Kenton cofundó un curso de capacitación de 40 horas destinado a preparar a los intérpretes médicos inglés español para rendir el examen de certificación nacional. En Noviembre de 2017, Kenton tuvo el orgullo de ser seleccionado Representante de la Región II para Mano a Mano, la única organización nacional de intérpretes trilingües (español-inglés-ASL). Además, tiene un gran compromiso con el bienestar holístico. Es masajista profesional, instructor de bienestar hispano, y fanático de IronTribe.

We were told coronavirus didn't discriminate, but it didn't need to – society had already done that for us. But there is a path to a fairer future if we want it. By Gary Younge. Help support our independent journalism at theguardian.com/longreadpod

On this edition of Parallax Views, Dan Feidt of the media collective Unicorn Riot joined Parallax Views to discuss his lengthy, complex investigative piece "January 6 Documents Reveal Plans to Overturn 2020 Election as Military Questions Deepen: Congress investigates military role in Jan. 6; Generals warn of rogue military personnel in future coup attempts". The question at the core of Dan's article is the military and National Guard response to the Capitol breach (which has also been referred to as an insurrection). In particular, Dan hones in on the whistleblower testimony of Col. Earl Matthews, a former D.C. National Guard official, who has accused Gen. Charles Flynn (brother of the infamous Michael Flynn) and Walter Piatt of deceiving Congress. In a memo, Col. Matthews has gone so far as to call Piatt and Flynn "absolute and unmitigated liars". key issue is that the National Guard's timeline of events in relation to January 6th conflicts with the Pentagon's timeline of the same events. This takes us on a journey into a number of issues including: White House Chief of Staff Mark Meadows powerpoint to Trump about declaring the elections illegitimate and his invocation of national emergency measures; the history of national emergency measures, COG (Continuity of Government); Operation Garden Plot and Rex 84; fears expressed by retired military brass that a military breakdown and Civil War could occur if another incident like the Capitol breach happens; the history of coup d'états and how they happen; the 2016 coup attempt in Turkey; Michael Flynn and his calls for creating an army of "digital soldiers"; Iran-Contra figure, hardline Cold Warrior, and longtime friend of the Flynn family Maj. Gen. John Singlaub and "America's Covert Empire"; Jimmy Carter's firing of Singlaub and the alleged "October Surprise" plot; journalist Matt Farwell's reporting on Ret. Lt. Gen Michael Flynn and Flynn's "Long Game"; police militarization and population control in the era of Ronald Reagan's Presidency; the Council for National Policy, the World Anti-Communist League, the John Birch Society, arch-conservative Phyllis Schlafly, and the Eagles Forum (as well as the successor organization Phyllis Schlafly Eagles); US Northern Command (USNORTHCOM) Civil Disturbance Operations Plan CONPLAN 3502; federalized troops; the George Floyd uprising and National Guard mobilization; the slowness of the response on January 6th; Michael Flynn's attorney Sidney Powell; Roger Stone, the Brooks Bros. riot in Florida, and the 2000 election; election integrity and Ohio in relation to the 2004 election; Christian Nationalism, Michael Flynn, and the "Jericho March"; Cold War networks; "low intensity operations"; and much, much more!

On this episode of the It’s Going Down podcast, we speak with Lexis Figuereo of Saratoga Springs Black Lives Matter in New York. We talk about how the George Floyd movement exploded on the streets there, how an occupation outside of a local police station played out over a week, clashes with the Proud Boys... Read Full Article

Lynx and Team USA boss Cheryl Reeve on her staff, WNBA news, and modern sports hiring. Supported by All Energy Solar (https://www.allenergysolar.com/coach,) Rudy Luther Toyota (https://www.rudyluthertoyota.com/,) Vibe realtor Cara Quinn (https://caraquinnrealtor.com/,) Successful Marketing Group (https://successfulmarketinggroup.com/) & Pizza Luce (https://pizzaluce.com/)

It's a new year so Court TV has a new docket of trials to cover and with this episode of the Court TV Podcast host Vinnie Politan has invited some of his on-air colleagues to join him and preview some of the biggest trials expected to happen this year – including the murder trial of the remaining former police officers charged in the death of George Floyd, the retrial of Katherine Magbanua whose first murder for hire trial end up with a hung jury and the bizarre decades long story of the Killer Clown Murder trial.  Get the latest updates on Court TV and CourtTV.com. And join Vinnie Politan and the entire Court TV team nightly as they discuss the biggest legal stories of the day on Closing Arguments from 8pm to 11pm.  To learn more about the Katherine Magbanua murder trial, click here. Get a primer on the case of Baby Evelyn, here. And for more on the Playboy Model Murder trial, click here. See omnystudio.com/listener for privacy information.

We hate ads as much as you. Get access to the ad-free version of every show: Patreon.com/TheBpDShow OR Patreon.com/LikeItOrNot1-12-22 | Solidarity Wednesday | MPD Officers on Trial in Floyd Case | Biden's Belated Voting Rights Push

Colin Lynch os the Head of Global Real Estate Investments at TD Asset Management. Colin is responsible for Global and Canadian Real Estate Strategy, overseeing fund design and structuring, implementation and oversight of acquired assets for the Global Real Estate Strategy. In this role Colin manages Investments in over 1000 properties located in over 20 counties worldwide. In this episode we talked about:  • Colin's Bio & Background  • Financial Crisis  • The Canadian Market from a Global Perspective  • Post-COVID Real Estate Market Overview  • Pricing & Affordability  • Effects of Inflation  • Commercial Real Estate Culture  • Mentorship, Resources and Lessons Learned Useful links: https://www.linkedin.com/in/colinkrlynch/?originalSubdomain=ca Transcription: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. Ladies and gentlemen, welcome to working capital the real estate podcast. My special guest today is Colin Lynch. Colin is the head of global real estate investments at TD asset management.   Colin is responsible for global and Canadian real estate strategy, overseeing fund design and structuring implementation and oversight of acquired assets for the global real estate strategy. In this role, calling manages investments in over 1000 properties located in over 20 countries. Worldwide. We just updated that now. Colin, how's it going   Colin (53s): Kid. Good. Thank you for having me here.   Jesse (56s): Thanks for, thanks for being on the show. I'm really excited to talk with you today. I think there's a number of things that we'd like to cover, but before we do, as with every guest that we have on the show would love to get a little bit of more information on your background, how you got into real estate. We talked a little how it was a bit of an unconventional approach or entrance into real estate. So take us back, take us back and give us a little bit of a, of your background.   Colin (1m 23s): Absolutely certainly unconventional approach to real estate. So first things first, I actually grew up as very much into music as a musician. And so I was one of those children that was in every sort of music class. By the time it got to high school was performing in a ton of ensembles through the, by the a hundred concerts a year, got to the end of high school, said time to explore something else.   Cause I figured I, I had learned all that I could possibly learn in music, which was incorrect, but I figured I'd at least explored app. And so I went into a business and history. So I did three things in undergrad. I did the world concerned for a music. I did a bachelor of commerce at Queens, and I did a bachelor of arts in history at Queens. And, and then, you know, graduated and it was the heyday of the leveraged buyout, boom. And my mom who said, I was way too all over the place said, you got to get a skill.   You've got to focus and you should go work for those banks because they never run into any issues, their board to stability. And so that's what I did I do to fleet, went out to investment banking and went to Morgan Stanley and got to experience the global financial crisis front and center. Ben went to, went to, to business school. And throughout that entire period, this is where you expect me to say, I had that passion for real estate, which I do, but I also had a passion for commercial aviation.   So joined McKinsey and company in Chicago, but reality was all over the world, did that stuff. And after traveling all over the world, I said, look, that's fantastic, but I'd like to come back to a city I love and a nation I love and that's in Toronto. So I did that and this is where the real estate part comes in. I had been very interested in, in a lot of political activities. And so in 2014, in January, 2014, somebody that couldn't get elected asked me to help him.   And that was the John Torrey mayoral campaign here in, in Toronto. And so 10 months later he was mayor. He asked me to work for him. I said, no. And through that conversation set of conversations that got introduced to this firm called Greystone, a firm that I had never heard of before. And, and after about a year of conversation, Greystone asked me to join. So initially I joined in strategy working for effectively the C-suite and, and then that turned into moving into the real estate world.   So that's a long way of saying I had a very unconventional introduction to the world of real estate, but it was, it was a fun story to, to live through.   Jesse (4m 26s): That's great. So in terms of the, the financial crisis component of that was that you were still a at Morgan Stanley at that, at that time. And if so, what were you doing? What were you doing for them there?   Colin (4m 38s): Yeah, I was doing a number, number of different things. I, so I started started that Morgan Stanley focused on consumer retail and financial services. So financial sponsor stories. So serving pension plans who private equity firms in the light and then also timber companies. And then, and then as, as the financial crisis unfolded that broadened.   And I basically worked across firstly every street, but spent a bit of time in real estate as well. And then from a type of activity, as I mentioned prior to the global financial crisis investment banking was doing a lot of leveraged buyouts and throughout the financial crisis also worked on things like that or in possession financing for companies going through insolvency or worked on a few, reached a sort of a few IPO's did some M and a, but at the conclusion of my term at Morgan Stanley, the governor of the bank of Canada, Mark Carney at the time requested some help on the financial stability plan for Canada that was quantitative easing effectively in Trent and requests was help design a program for the bank to implement a quantitative easing.   And so that's what I did in the last sort of four months or so of my time at Morgan Stanley. So highly unusual investment banking experience for sure. A lot of industries and a lot of different types of activities that I participated in very much a function of the global financial crisis.   Jesse (6m 21s): Yeah, for sure. I mean, it's still topical, I guess even the current environment we're in now. So I think the, the idea of just the macro economic perspective you got, I don't think it's something that's too dissimilar to some of what we're doing right now from a stimulus and, and a quantitative easing perspective.   Colin (6m 40s): Very fair point. And you know, it's interesting because prior to this environment that we're in used to tell folks about that quantitative easing program, which the bank didn't actually have to implement. And the bank was here in Canada was one of the few central banks worldwide. They didn't have to implement quantitative easing well, fast forward to 2020, and we were pretty, pretty heavy on the quantitative Beason train. So, so, you know, it's things, things change and evolve over time.   Yeah.   Jesse (7m 11s): Yeah. Fair enough. So take us to, to the Greystone, to the actual foray into real estate, you know, what, what area did you, did you initially go into, and maybe for those that don't know a little bit about what they do?   Colin (7m 25s): Yeah, absolutely. So Greystone began as the investment management corporation of Saskatchewan. So 35 years ago, thereabouts, it was a department of, of the government and it was spun out from the government and became sort of like the investment authority for the province of Saskatchewan then became owned by pension plans. And at that point looked very much like, you know, the Aimco as an example, what the government of Saskatchewan said at that point, when they spun it out was after five years, the pensions could do whatever they wanted in terms of their investment management services.   And over time management bought out most of the interests of those pensions and, and that, that time Greystone had a very small real estate portfolio. It was a full suite, so public equities and fixed income, but also had real estate. And that real estate grew from about 200 million to on, on, by the time TD came around and bought Greystone in 2018, that real estate portfolio equity was about 16, 17 billion mortgages was around, I believe at the time about 4 billion.   And so it was quite the successful run and Greystone had become a name for excellence in real estate, both equity and debt, even though Greystone began and, and still had quite a strong public equities and fixed income side to it. And so like that, I joined Ray stone working with the senior team in, and once I did a number of things around reorganizations U S expansion, et cetera, I said, look, it's time to fire me because I'm pretty much done.   And then that, you know, originated into originate the conversation, which was, you know, do you want to be a coach, I E a manager, or do you want to be a player on the team? And I looked at that and I said, you know, what, why being a player on the team looks really interesting. And so that's the path I went down. And as we've looked at the different areas in Greystone and where my passion was, my dad grew up in construction. And so I grew up with, you know, floor plans, building plans, sorry, I'm on my, on my basement floor.   You know, I had a fascination for real estate. And so I thought that would be a cool place to be. And so my foray in was working on our asset management division. And so we created a real estate asset management division in house to do a bit of that work a bit on the office portfolio, in the industrial portfolio. And then, so I worked on that, that I was also asked to help co-create the international strategy, which was taking Greystone success that we had experienced over 30 years within Canada and, and expanding that outside of Canada.   And so I worked on those two initiatives and, and then the international strategy went from strategy to being a fund. And I went from creating the strategy to running the fund and then, and then that grew, and it was quite, it's been quite a successful ride. And then I was earlier this year, asked to take over the domestic portfolio, which is that portfolio that had been around for the, for the last 30 years.   Jesse (10m 55s): Yeah. So in terms of, in terms of going into the fund model, what was it prior to that? Was it, was it raising capital for asset specific and w like, what was that transformation like?   Colin (11m 5s): Yeah, so it was actually, so on the international side, it was literally building something from scratch. So Greystone prior to launching the international head, just domestic real estate. And it was a largely one strategy on the equity side and one strategy on the debt side, diversified across property types and by risk strategies and by geography and on international there's, there were a lot of investors con we call clients that were asking us, you know, why don't you have a strategy to invest outside of Canada?   And for about a decade, the Greystone response was we hear you, but we're focused on delivering great results in Canada. And so when I came around and said, look, I really am interested in, in, in being a player on the team versus the coach, they said, great help us solve this. And so we, we literally had a whiteboard. That's how we began. And we, and we designed ground up a single, comprehensive global strategy, investing everywhere from Australia to Europe, to the U S across all the property types and all of our strategies in all formats.   So it could be a fund investment or can be a JV, or it could be a club. And, and so we designed something with a tremendous amount of flexibility, which took a long time, but it was quite fun to be able to just literally create something from scratch and then, and then to actually build it, which, you know, you have all of the legal ramifications, regulatory ramifications fro in selling Greystone to TV in the middle of bad. And now you're pro you're owned by a traded bank and they've got their own regulations and then sort of, you know, build a track record and, and take that to the market and, and raise capital and, and deploy it.   So that's been, that's been the journey on the international side and it's definitely been interesting.   Jesse (13m 11s): Yeah, that is interesting. So we had a Michael Emery on the show a few months ago from allied REIT, and we know every time I have some Canadian Canadian guests that has started or work for a large Canadian real estate company, I always ask them the comparison to the U S or globally, where you have individuals playing in our backyard for a certain amount of time. And then I can imagine just like you're alluding to here, the regulatory environment, the probably the accredited investor differences and those kinds of complexities. Well, I'm sure there was a bunch of things that were challenging, but was there one thing or one or two things that was really one of the, one of the hardest parts about that transformation or about that ability to go from not just in playing in a Canadian market, but into a global space?   Colin (13m 58s): Oh, that's a good question. Certainly the regulatory dynamic is, is, is challenging. The European union, as an example, is a highly regulated regulatory construct. And, and there's a lot of rules around if you're marketing a fund, there's something called a passport and you sort of have to have this passport that applies to certain European countries.   We have a vehicle in Ireland called the ICAP, which Cyrus collective acid vehicle runs pretty akin to accompany. So with a legitimate board and, and, and all of the infrastructure service providers, companies that service that ICAP sending that up was quite, quite, quite the work, particularly as we're getting to the ninth ending of this, of this story, right, as COVID started. And so we sort of certainly felt the heat of regulatory concern just in general, as, as we were creating this as, as COVID habit.   So that's probably a little bit of a boring answer cause folks, folks, really, not too many people get up in the morning wanting to talk regulatory details, but, you know, we had eight, eight external law firms helping us around the world on, on that, on that point. And so, you know, the, the complexity of that I think was unexpected. I would say I'd stepped back from that and say, there's a cultural difference, you know, in, in the U S for sure.   You know, I think a bit more aggressive in Canada, we've got a smaller number of participants in the market that are fair. You know, quite a number are fairly well capitalized and have very long-term perspectives in terms of ownership, property. That's not uniform around the world. And certainly the U S is a deep and liquid place. And, and, and the regional variances are quite significant, but I think that broad sort of hates a little bit more aggressive is actually probably true.   I'd say the real estate challenge for us is there's just a host of participants worldwide. And so, you know, we're active in Australia, we're active in the UK, we're active in Germany, we're active in Japan and, and finding sort of like-minded investors across all of those regions. It's just a lot to learn a lot to introduce yourself a lot of introductions to make, and a lot of subsequent sort of conversations. And then you layer that on, into, into do that in the pandemic.   And, you know, fortunately we S we did maybe three years of those introductions and, and subsequent meetings, pre pandemic, but still we've, you know, we've had quite a number of those conversations. So layer on doing, doing that in a pandemic. And it becomes a quite interesting,   Jesse (17m 2s): Yeah, a little more challenging than, than any other time or most times in terms of, if we go there on that, you know, lockdowns the government stimulus, what we we've talked about before eviction moratoriums a lot has happened in the, in the last crazy to say almost two years, how has that perspective for you? And I understand it's a big question, but how has that, how has your perspective as a, as somebody that deals with real estate on a, on a domestic and global level, you know, how has your opinion of the market and asset classes changed over the last year or two?   Colin (17m 38s): Yeah, that is a big question. So generally put, I've been reminded of the ever present role of government in our lives and in particular in real estate. And I, and I don't think that can be overstated, right? So whether, you know, the, the eviction moratoriums, or simply put closing down a lot, a lot of the retail, et cetera, and that was a global story.   And, and going through the different government programs requirements, et cetera, particularly during the first two waves of COVID was, was an exercise. And, and there's things that we know about. So the shopping malls closed, et cetera. There were other things that got a bit less play, but were also meaningful. I E different requirements for international investors use Australia as an example, there were new requirements for international investors looking to bring capital into the market due to COVID.   So, you know, that, that was interesting now to real estate foundationally. I don't think COVID has changed my perspective on the different property types. So as an example, while located office and CPDs high quality had the view that if, you know, pre COVID, if, if you're making office investments, that's probably where you want to invest during COVID, don't have, I haven't changed my perspective on it, you know, has my overall sort of thoughts on office as a property type being tempered clearly.   But I, you know, I think you talk to folks and say, and what you hear is, you know, COVID, hasn't really changed their direction of travel. I think that's, that's largely the same for me. I do think on the retail side at some point. So I used the UK as an example, where we saw a lot of devaluation of retail. At some point, you hit the level where you say, you know, the land value is, is, is higher than what folks are sort of trading in the market for.   Right. And I think in the UK, you actually have some of those situations, but I think in, in Canada, there were probably some deals to be had in the retail space, depending on the type of retail you're looking at. And that probably, that would be a different point of view than one I would have had two years ago. It's just, we've seen, you know, a lot interns evaluations over the last two years, multifamily and industrial. I mean, you know, I think we've all been very interested on the industrial story, the E the E grocery dynamic, something I'm focused on a bit, most folks don't see that being a significant concern in, in, you know, for those that own grocery boxes.   But I do think that that E grocery, even though most would say, it's fairly unprofitable for the operators. I do think it's worth watching. And, and then on the multifamily side, you know, the, the story say, Hey, everybody's moved out, Tim, we're all gonna live in, in, you know, in two hours outside of the metros or we're going to move someplace far. I think we're seeing that kind of played out to a small degree, but largely hasn't fully, and folks have moved back.   And especially in, in the U S where folks have moved back into urban Metro San Francisco's a bit sluggish on that. But beyond that CEO look at Seattle, look at Boston, you've seen, you've seen those apartment rants quite dramatically increased this year. So, you know, some, all of that up and say, not dramatic changes in my view on real estate overall, but certainly certainly reinforcement in some areas and, and deeper thinking and others.   Yeah.   Jesse (21m 57s): I think I'm probably agree with everything you just said, from my perspective of what you're saying, it sounds like very similar to our outlook. Obviously we're biased in brokerage, but on the office end, I think that there was, if you were really in tune with what was going on in office, you saw a lot of these changes really predated COVID in the lockdown, the different ways of working, the ability to have people come in on potential alternating days. So I th I share your position on downtown well located transit oriented office.   I think the story hasn't changed much for them. What's, what's been amazing is that record prices that we've seen in, in industrial and multi res industry industrial, you know, has been the darling of the industry, multi Rez. I think at the beginning of the pandemic, there was this concern that eviction moratoriums would have caused this, you know, mass vacancy, which I think just generally we didn't see, we saw people paying their rent, which I guess in theory, or in practice was kind of subsidy subsidized by the government's.   Colin (23m 3s): Yeah, no, that's right. That's right. It was. And that goes back to the first point on the large role of government in, in our society. And, and to be fair, so much of our society was underwritten by the government, especially in that first lockdown, but our multifamily it's interesting because one could juxtapose a national headline from CNN, for instance, saying nobody's paying rent and rent collection is only at 70%. And multi-family, and then what I was hearing from, from institutional owners was, oh, no, our rent collections are 95%.   And I, the worst I heard was like maybe 89%. And so, you know, that, you know, those two stats juxtapose show the importance of institutional ownership of the multifamily space and, and how that really paid off in, in, in, in, throughout the crisis, not withstanding the point that yes, government definitely helped pay the bills for a number of folks, but that really, really mattered. And also the types of multifamily that you were in, this is more of a us common than Canada, because, you know, you have a much broader spectrum in the us, but certainly some of that luxury multi-family was, was hit pretty hard in the U S but interestingly, it is bouncing back.   Now I was in Boston six weeks ago, or so touring a bit of this product and it's, you know, it was quite interesting. The bounce back has been pretty robust. So anyway, for me, the point is institutional ownership and management of, of multifamily really made a difference in, in the crisis. Yeah.   Jesse (24m 49s): And I think on that point with trip, you know, AAA or high-end multi res, I know that there was intra construction, you know, pivots from, okay, maybe let's go be like, you know, maybe we don't need the Taj Mahal, whereas prior to COVID, they might've gone for that super high end. But yeah, I think a big component of it has been, despite some of the government policies, people have continued to pay the rent. And it seems to be at least from the data that we have, that the not only the prices keep going up, but net operating income keeps going up.   So the question really from my point of view is, you know, w where do we hit the wall first and pricing or affordability, you know, what, what tempers multi rise.   Colin (25m 30s): Yeah, that's a really good question. And take it take cities like Vancouver and Toronto, which have robust shadow rental markets where that condo inventory is, is really, you know, subbing in for that luxury rental. And I candidly think that it's those owners that will have to deal with that question first versus a multifamily owners. And if I were to sort of locate myself along that spectrum, I have to think affordability's going to start being an issue one way or another.   So whether it's, you know, people are paying, you know, the income proportions after, after tax income is, is, is off the charts. I'd say as, as a proportion of rent on average, you know, in, in, in, in Toronto and Vancouver, again, to a lot of that sort of condo shadow inventory, but it's worse for folks that are owner occupiers, just based off of the, you know, the significant appreciation that has happened.   So, you know, I think it's a legitimate concern. I just don't think institutional multifamily Canada is going to be the first in line to address it. I think there's going to be some other folks who dressing at first and we'll see how it gets addressed. And then the big thing that everybody talks about in, in the public equities world is interest rates. And when will they go up and, you know, folks are concerned about inflation. And I think we genuinely are, cause it sucks that things are a lot more expensive quickly, but I think a lot more people are much more interested on how will central banks, if they decide that this inflation run is a bit more permanent than they thought, Hmm, how will they adjust interest rates to, you know, deal with that.   And, and, and there, you know, if I look at that's the challenge and the folks lined up to, to face that challenge, those multi-family owners, aren't first in line, they're probably third in line. The first SIM are probably, you know, I would say highly leveraged homeowners that have, you know, purchased a product in the last year or so.   Jesse (27m 47s): Yeah. Fair enough. In terms of moving on to a little bit more on the interest rate, inflation inflation environment, you know, we keep hearing whether this is transitory, whether inflation that we have right now, for those that don't know, I think the fed very quietly, you know, mentioned that they would no longer be targeting the 2%, you know, their, their typical target of a 2% inflation. And it kind of went under the radar, I think even from, from kind of financial news, but w what are your thoughts?   And I guess in your role at TD, obviously you have to take a pretty broad global approach. How, how, how did that decision and what you've been seeing as inflation kind of creeping up, how is that influencing or changing, if it does your opinion on, on, you know, where you think you want to lock in rates where you think that you can, you can be in, in variable environments.   Colin (28m 44s): Yeah. Good question. So numb number places, one on, on the fixed versus fair, but we, we have generally put, had a predisposition to have as much fixed as possible on the view that, you know, this environment is benign in terms of the cost of debt. And so if we could sort of lock in some of that, that's, that's quite attractive now in certain places, it's pretty hard to do that. So construction financing being one, but we're possible that's being broadly the approach and, and this, and now that's a worldwide thing.   So, you know, I think that approach was most pronounced pre pandemic in places like Japan and also in Germany and other European countries. But I think now that's a Candace point, a us point, et cetera, on the other side, which is on the property type side, that's interesting, right? Because multifamily have one year, at least a student housing and maybe eight months, maybe 12 month policing. And when you look at an inflation world of rising interest rate world, that becomes quite interesting, even pre pandemic we're down in Australia, looking at industrial, we took a lot of comfort from the structure of leases in, in, for industrial product in Australia, which have a rental escalations each year.   And it's quite quite attractive at two to 3% per year. And so some now, sorry, that's quite attractive right now, right? Hopefully, hopefully it's attractive in five years, but I think that's also important. What's the structure of the leasing in, in the property types that you're investing in. And, and it's interesting, even in the office environment today, we're seeing leasing transform a little bit. We're seeing shorter term leases, not due to inflation, just due to uncertainty in office, but the, you know, the, I guess the net benefit of what might be viewed as more challenging leasing dynamic is you might have a little bit more flexibility in the shorter term if we, if we do have, you know, rising rates due to rising inflation.   So it is a complicated point, but we, we really began thinking about it in earnest in 2020. You know, we, we thought about it in 2019 and 2018, but in 2020, as we saw some of those significant changes and by the way, on the fed. Yeah. So that was a watershed moment. At least to me, when they moved off that sort of target, they also sort of announced, I think in the September meeting to be, you know, that they would begin tapering. Now we've been tapering in Canada for awhile, but I also think that's an important announcement that probably didn't get as much press as it should.   And then the program to taper fully, I think goes until June of next year. And after that, you would, you know, at least conceivably expect that rates would begin to rise. And I think to most people that would be sooner than what most people anticipate for the U S fed to, to do so. Yes, the feds made a few announcements that I think of come beneath that radar screen.   Jesse (31m 59s): I think it's one of those things that when it comes down to the ground level for us at the property level, whether it's, you know, office leasing or retail, I think there is potential for return of, you know, we've had leases where in the nineties and eighties, you'd see these legacy leases where they didn't have step-ups discreetly, but they had, you know, each, each year your rent would rise or your base rent would rise as a function of the CPI index. So it'd be interesting to see if we go back to more of kind of targeted step-ups that really want to go up with inflation, you know, if that's going to be a big enough thing where you, you see that translate, but yeah, it's, it's definitely something that's on the interest rate side, curious for all everybody, you know, we have people on that are, I find extremely smart that will have complete opposite opinions on inflation and interest rates.   So it's one of those things where you watch carefully, but in terms of having a crystal ball for where, where rates are going to go, I mean, I think I've confidently said rates will have to go up for the last 10 years.   Colin (33m 5s): Yeah, that's right. That's right. And, and, and eating a bit of humble pie is essential when, when, when prognosticating about these saints, because it's, you know, it's, it's almost like predicting currencies. There's just so much that goes in to, to, to, you know, what the fed does or what the bank of Canada does. And, you know, you can raise rate rates quickly or slowly. You might raise some that dance through there is, there's quite a lot in there.   And then you've got geopolitics, you've got a health pandemic and, and, you know, so sitting in 2019, nobody would have anticipated, right. Where rates would be today, just nobody would have gone in that. Right. So to your point, yes, I, I definitely eat some humble pie as well.   Jesse (33m 54s): Yeah, no, fair enough. You, you control what you can control. And, you know, we were in one of those few industries where you can directly almost directly pass on inflation to your customer, but it's a interesting point, especially in the Canadian environment, when you talk about student rentals where you essentially can mark to market your rental rates almost almost annually, usually two years, three years. But, you know, for those that don't know the Canadian environment, even in multi res, even though they're one year leases, you're not really marketing to market within, you know, every year, you know, the turnover can be, depending on the asset can be quite a bit different than, than student res.   Yeah,   Colin (34m 32s): Absolutely. And that, and, and, and that will be interesting going forward, right? Because you had folks in the last year or so, depending on the market and depending on the product, and this is more of a condo shadow inventory point that moves to take advantage of some of the lower rents in the multi-res side, that due to, you know, rent control, both, you know, use Toronto or Ontario as an example, you would think that the turnover rates going to decline materially, at least in the short term, as a result and in, in the student world, you know, it's, it's doubly interesting.   So number one, you've got your normal turnover folks graduate, but you also have this year and next year cold called the bulge in the class. You've got people that might've delayed, that are now taking the class people that were at home that are now going back to campus. You've got campuses that were virtual, like Ryerson here in Toronto that are going back to in-person in January. So that re all of that combined, and then you've got international students that are coming back.   It makes it a really interesting place to be in the student world. Yeah.   Jesse (35m 50s): Yeah, for sure. Colin, I want to be respectful of the time here, but I do want to talk about the, the black opportunity fund for those that don't know what it is. I just want to, you know, before we, we ask our final questions here, I mean, just in kind of asking the question, are you able to talk a little bit about the fund moving on to kind of culture in our commercial real estate world? You know, we can talk about specifically here in our area, but I think culture is very similar, our commercial real estate culture.   So I'd like to just kind of get your view on where we're at right now, from your point of view, you know, we're what improvements from a cultural standpoint you think that we can make and, and yeah. And on that talking a little bit about the fund and what it is.   Colin (36m 37s): Yeah, absolutely. So first the culture culture in real estate, in the commercial real estate world, it is a highly congenial culture and relies a lot on personal and interpersonal interaction and the log on the power of networks. And that's just a global global point and familiarity with each other on the basis, usually of doing deals and transactions and working through situations, none of that's overly bad.   What I have found, whether it's going to expo in new Nick or whether it's going to, you know, an animal con conference in Beijing is it's extraordinarily a male and be uniform. And when I stepped back from that, I think, you know, the folks that occupy our properties are not all male and not all uniform. And we live in one of the most incredibly rapidly changing and advancing times ever, right?   We're in the fourth industrial revolution and everything literally is changing. And so how can an owner operator of real estate realistically tell their investors that they're the best in the world at what they do, but their staff is only, you know, only calls from a quarter of the population in the country or city in which they're in. I just don't think it's possible. There are smart people out there, brilliant people out there that would make fantastic real estate investors that aren't actually able to get into real estate for X, Y, Z at ABC reasons.   So I think that's a problem for the real estate industry as much or more than it is a problem for society. But if we can solve that problem, we create better outcomes. And this isn't just that, you know, this isn't a CSR thing. I E the thing at the back of the annual report and where everybody's smiling, no, this is actually a, Hey, you can do, you can create better returns by having smarter people running the strategies, running the real estate.   So what's the black opportunity fund, a billion and a half world's largest pool of capital to fund a black led black focus, black serving charities nonprofits on one hand businesses entrepreneurs on the other hand. And why, because when we went through the last two years accelerated by what happened, George Floyd, we saw a ton of organizations doing fantastic work, just subscale.   They just need a capital. And it, why? Because we thought, Hey, why don't we start an, you know, a scholarship? Well, there's a ton of organizations getting scholarships. Why don't we start an after-school program? There's tons of organizations. There are literally hundreds and hundreds and hundreds of nonprofits, by the way, didn't say charities because they don't have even the scale to get through the process to become a registered charity. So they're non-profits, but they're, you know, moms and pops doing their best with the limited resources that we, that they have.   So black opportunity for motivate contributions from corporations, governments, individuals, families, anybody, we think it's a whole, a candidate problem to scale up these charities, nonprofits on the businesses and entrepreneurs side. There are thousands of entrepreneurs and businesses, all of them virtually all of them, very small. And the number one issue statistically as surveyed is access to capital.   And there is both and a perception issue and also true difficulty accessing meaning financial institutions are less likely, and this was studied by the, the federal reserve are less likely to give to an individual of color. There, there are like more likely to be determined, to be high risk.   And as a result, individuals of color are less likely then to go to those financial institutions. So you have sort of this negative wheel created. And so we're just trying to break that and create an assessable pool of capital to provide. So that's the goal of the black opportunity fund. We have been raised capital TD just announced a couple of weeks ago, $10 million plus office space. Plus the conduct individuals, national bank announced 6 million, just over $6 million to, to the black opportunity fund.   There's been a number of other contributions, but we're early meaning we've got a ways to go. We spent a lot of time creating the infrastructure at the correct governance, the board, et cetera, et cetera. And it's been a huge effort, more than 300 folks involved. We talked to thousands of businesses and charities and all, all across the country. And that's important to geography. Folks think about Toronto and Montreal. They overlook St.   Johns and Halifax and equalizer. We want to focus completely across the country, French and English, female, and male, and, and, and also LGBTQ plus, et cetera, that is important to us. And so that's the black opportunity fund.   Jesse (42m 29s): Yeah, I think, I think for, you know, from the point of view of the industry, I think me personally, I think that's why it's important to have these carefully, these organizations do these care for careful, you know, dis w whatever you want to call them, disparate impact studies, but we're looking at what policy actually does at the end of the day. You know, we have XYZ goal for policy, but what is really happening in reality? One thing that really clicked for me was I was in business school years ago in Toronto, and we had a venture capital capitalist that was talking to our class.   And he said that he had his daughter, she was going into computer science and programming and university of Waterloo for, you know, the Americans listening pretty much our Silicon valley in Canada. And he said, he went, brought her into programming and it was an orientation. And as most people could imagine, 99.9, 9% male. And initially I remember thinking, well, you know, if, if you go into something and you have people that are interested in that and they want to do it, and it happens to be disproportionate to society, you know, that's people making, making decisions, but then you said something, I think it would always stuck with me.   And when we have these conversations, I always think about this is, he said, these are, this is the generation that's going to design the virtual reality in geography. We plan the way that we navigate the world is a lot of it is going to be on the computer. A lot of it is going to be software. Do you really want this one cohort of people, no matter how great they are with all the blind, you know, the blind side, you know, the blind spots that they have. Do you want that to be what creates the future and designs it, or do you want to have a multitude of different views where the collective blind spots, you know, create something that is very clear?   Colin (44m 22s): Yeah, no, that's exactly. That's exactly it. And the tech world to that point has had its owns for the realization. Cause you know, commercial real estate, isn't alone. I mean, I'd say broadly the investment world, same thing broadly, broadly the tech world. But if you stay, you know, I stepped back and I've, and I've posed this question and truly a few times, it's like, why, why is it that virtually all of the administrative assistants are female. And it's like, do you, do you grow up?   Are you born? And you grow up and there's an innate desire as a female to become an admin assistant that doesn't exist for males. And clearly the answer is no, at least at least my interpretation and understanding of medicine yields me to conclude. That's probably not the case. It's probably a societal expectation. But if you take it to your example or the instance of commercial real estate owners, you know, how, how is it that you will grow?   How can you grasp future trends? How will you understand how people want to live, work and play, how they want to shop the types of retailers? They w retailers that they want to go to the experience that they want to have in lifestyle oriented centers. How can you actually understand that? If it's five dudes planning out the layout of the mall, right? It just, I don't get it. So to me, it's kind of like, well, you want to, you want to draw people in so that you have these different points of view.   So   Jesse (46m 0s): You're just going to go to that mall and not have any place for, for your, any daycare to put your child.   Colin (46m 7s): Yeah. Pretty much   Jesse (46m 9s): Awesome. And okay. I've, you know, we've been very, very generous with your time here calling. We have four questions. We ask everybody on, on the show. So if you're cool, I'll S I'll send them your way.   Colin (46m 20s): Sounds good.   Jesse (46m 22s): Okay. What's one thing, you know, now in your career, you wish you knew when you started,   Colin (46m 27s): I say, boldly use using the Wayne Gretzky analogy, which is old flea. Think about where that puck is going and skate, where that puck is going versus looking at the shiny object today and going to that shiny object today.   Jesse (46m 46s): Yeah, that's great. I haven't heard that in a while B be where that thing or that puck is going to be not where it, not, where it is in terms of, we always ask guests in terms of what you would tell younger people, getting into our industry, and just generally your view of mentorship,   Colin (47m 3s): Jay mentorships, critical more than my mistakes has been not caring mentors throughout my career. As I progress, meaning I have lots of mentors as I began my career. And then you sort of, you know, go through the different levels and you know, you get busy, it falls off you, you know, whatever, it's a terrible thing. I think mentors are absolutely critical. Gives you a perspective on, on things that you're seeing today that, that person's seen in a different way, 3, 4, 5 different times, and can tell you what they did or what didn't do more important than that is a mentor calls out your bullshit.   And that's really important sometimes. And so that's valuable somebody coming into the industry today, what would I say? It is a relationship industry at the end of the day. I mean, you got to do the work you got to do well, you got to have passion for it. So if you don't have passion for real estate, don't go into real estate. So assuming you're passionate for real estate, it's a networking industry, it's a relationship industry. And so take that time to go out and take somebody to drinks.   Or if you don't drink, take them to lunch, whatever it is, because that, that is what gets your career going in the industry.   Jesse (48m 29s): Yeah, absolutely. What is one or two books or podcasts that you are constantly recommending?   Colin (48m 35s): Yeah, that's a good question. I do like Malcolm Gladwell's books a lot. I wish I could say I've got a long book list. I wish I could say I've read all the books on that book list. There's a book that comes to mind. It was it's the power of one. I read it in literally high school, but it, it, it, it just speaks to me as a story about courage and resilience that, you know, I think is beneficial today.   And if I go back to your earlier question about advice, people used to say in, I banking world, it's a marathon, not a sprint. It absolutely is. And so to run that marathon, you need resilience and you need that, you know, that, that capacity to endure, to learn, to fall down, to, you know, make mistakes and to get up even better. Yeah. That, that book, the pair, the power of one was quite, quite instrumental to me, even though I read it so many years ago. Awesome.   Jesse (49m 39s): We'll put a link up to that. And the last question, my favorite layup first car make and model.   Colin (49m 48s): So funny enough, I've never, I've never owned a car because I've always lived in, in urban centers and have, you know, subscribed to the notion of taking the subway, walking everywhere and now taking Uber's. But the first car is likely to be some form of electric vehicle. Can't say it's going to be a Tesla, but it might be a, so let's go with Tesla and some electric vehicles.   Jesse (50m 16s): I like it. That's the first guest to prospect there, their first car. And the second one that, that they've always, they've always been public transit oriented. So I think that trend is going to continue going in that direction.   Colin (50m 30s): Yeah. I was early on that train cause you know, you know, it was very unusual, but you know, just like the, not having a landline telephone, a terrain that was early on that too, but eventually I'm going to have to give them, I know I can, I can see it coming in. It's probably going to be that Evy, hopefully when those batteries are better, there you go   Jesse (50m 50s): Calling for those, for those interested in getting in contact with you or anybody that wants to see, you know, what you guys are up to, what would be the best place to reach out?   Colin (51m 1s): Yeah. So LinkedIn is, is, is good. People do reach out through that in terms of finding, you know, what we're up to black opportunity fund for bear has a good website, lots of info there. We keep it up to date as it relates to T them and global real estate and our Canadian real estate, there is a T damn website, like most websites in the, in the investment world. We don't tend to overload it with information.   So, but T them does have a LinkedIn page. And so that is also quite active. So following either TDM on LinkedIn or on Twitter, there's there's information there. And if you don't want to do either and just want to message me on LinkedIn, you can, and eventually I'll get back to you.   Jesse (51m 54s): My guest today has been calling Lynch con thanks for being part of working capital   Colin (51m 59s): Pleasure. Pleasure. It was great conversation.   Jesse (52m 8s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five-star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one take care.

The federal court judge overseeing the trial of three former Minneapolis police officers charged in the killing of George Floyd in 2020 said he's concerned about COVID disrupting the proceedings. This is an MPR News morning update for Wednesday, January 12, 2022. Hosted by Cathy Wurzer. Our theme music is by Gary Meister.

Adam and Dr. Drew open the show with Drew telling Adam about the familiar symptoms that he's been dealing with after becoming infected with Covid a second time. They also discuss a clip of President Biden from July explaining that some with 'Long Covid' may be eligible for disability payments to cover their needs. As the show wraps up Drew tells Adam about a listener email he was sent challenging them to call out our news outlets more equally when they are dishonest. Please Support Our Sponsors: MoinkBox.com/ADS Con-Cret.com/podcast Geico.com

George Floyd niece shot in her own home. Fake covid test bring felony charges. Learn more about your ad choices. Visit megaphone.fm/adchoices

On Thursday's Mark Levin Show, the leadership of the Democrat party that supported the Klan, did nothing to stop lynching and created Jim Crow laws came together to disrespect the citizens and reject the Constitution on January 6. They disgustingly compared the Capitol riot to Pearl Harbor and the 9/11 attacks. Sadly, what we're seeing with the press is party journalism. A media that is focused on advancing their political agenda instead of reporting the facts. They've made it their mission to destroy Donald Trump and everything related to him because he represents the hard-working people of this great country. The Marxist revolution is devouring every aspect of our culture and they don't care who they dispirit or what they destroy in the process. Then, no members of Congress were hurt in the capitol riot, yet the media seems to omit that as they chant in unison on a purported attack on democracy. In his speech, President Biden said, that his critics only "obey the law when it's convenient" forgetting that he stood quiet during the George Floyd riots and destruction of 2020. Later, thanks to the Democrats' pro-crime policies crime waves continue growing in cities across America. Homicides rates are equally increasing as murders skyrocket, yet there isn't a day of remembrance for the people, many of them minorities of color, that are dying in these Democrat-run cities. Finally, Author Mollie Hemingway joins the show to discuss how the media avoids their accountability on January 6. Learn more about your ad choices. Visit megaphone.fm/adchoices