POPULARITY
Categories
97 episodes with Specialty
86 episodes with Specialty
64 episodes with Specialty
151 episodes with Specialty
30 episodes with Specialty
61 episodes with Specialty
99 episodes with Specialty
72 episodes with Specialty
32 episodes with Specialty
21 episodes with Specialty
31 episodes with Specialty
52 episodes with Specialty
54 episodes with Specialty
56 episodes with Specialty
39 episodes with Specialty
38 episodes with Specialty
41 episodes with Specialty
22 episodes with Specialty
20 episodes with Specialty
28 episodes with Specialty
11 episodes with Specialty
13 episodes with Specialty
14 episodes with Specialty
15 episodes with Specialty
14 episodes with Specialty
15 episodes with Specialty
11 episodes with Specialty
24 episodes with Specialty
29 episodes with Specialty
15 episodes with Specialty
11 episodes with Specialty
17 episodes with Specialty
12 episodes with Specialty
17 episodes with Specialty
21 episodes with Specialty
17 episodes with Specialty
7 episodes with Specialty
11 episodes with Specialty
16 episodes with Specialty
11 episodes with Specialty
9 episodes with Specialty
16 episodes with Specialty
5 episodes with Specialty
6 episodes with Specialty
7 episodes with Specialty
8 episodes with Specialty
7 episodes with Specialty
4 episodes with Specialty
9 episodes with Specialty
5 episodes with Specialty
6 episodes with Specialty
5 episodes with Specialty
4 episodes with Specialty
10 episodes with Specialty
6 episodes with Specialty
5 episodes with Specialty
6 episodes with Specialty
6 episodes with Specialty
5 episodes with Specialty
3 episodes with Specialty
5 episodes with Specialty
7 episodes with Specialty
6 episodes with Specialty
3 episodes with Specialty
6 episodes with Specialty
4 episodes with Specialty
9 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
5 episodes with Specialty
5 episodes with Specialty
5 episodes with Specialty
4 episodes with Specialty
6 episodes with Specialty
13 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
5 episodes with Specialty
6 episodes with Specialty
5 episodes with Specialty
3 episodes with Specialty
11 episodes with Specialty
4 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
7 episodes with Specialty
4 episodes with Specialty
2 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
12 episodes with Specialty
5 episodes with Specialty
6 episodes with Specialty
5 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
6 episodes with Specialty
5 episodes with Specialty
3 episodes with Specialty
6 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
4 episodes with Specialty
2 episodes with Specialty
4 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
5 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
6 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
2 episodes with Specialty
3 episodes with Specialty
12 episodes with Specialty
64 episodes with Specialty
6 episodes with Specialty
7 episodes with Specialty
8 episodes with Specialty
3 episodes with Specialty
2 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
2 episodes with Specialty
3 episodes with Specialty
2 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
3 episodes with Specialty
6 episodes with Specialty
6 episodes with Specialty
2 episodes with Specialty
8 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
3 episodes with Specialty
4 episodes with Specialty
3 episodes with Specialty
2 episodes with Specialty
5 episodes with Specialty
This is the Live Call-in Show from this past Sunday night, September 27, 2026! Mike and Scott were back together for the hour taking your calls! We started the show with some discussion of Scott's upcoming Wine & Dine trip, and how he will not have theme park tickets this time around and how he see this as a positive! We also discussed the "multiple 5Ks" at Wine & Dine race Weekend, with some input from Listener TJ from Chicago! Specialty cruises like Very Merrytime sailings were discussed as well, since both Scott and Mike will be sailing on these in the next couple of months! Come join us in the BOGP Clubhouse this week at www.beourguestpodcast.com/discord. Please visit our website at www.beourguestpodcast.com. Thank you so much for your support of our podcast! Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast. Become a patron of the Be Our Guest Podcast over at www.patreon.com/BeOurGuestPodcast. Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!
In this episode of the Medical Sales Podcast, Samuel Adeyinka sits down with Steven Drummond, a technology-based orthopedics sales professional at IntelliJoint, to unpack his unique career journey across multiple areas of medical sales. Steven shares how he transitioned from endoscopy and capital equipment to wound care, trauma, ophthalmology, and ultimately orthopedic technology, explaining what he learned from each role and why different specialties require completely different skill sets. He discusses the technical and clinical demands of endoscopy, the business and reimbursement complexities of wound care, the intense pressure and 24/7 lifestyle of trauma, and the relationship-driven nature of ophthalmology. Steven also explains why he eventually moved away from trauma, how lifestyle and family priorities influenced his career decisions, and what ultimately brought him back to a more technology-driven role in orthopedics. Throughout the episode, he shares valuable lessons on preparation, accountability, time management, networking, and building a reputation in an extremely competitive industry. Most importantly, Steven breaks down the type of person who thrives in each medical sales specialty and explains why understanding what you're actually getting into is critical before choosing your next career move. Whether you're trying to break into medical sales, deciding which specialty is right for you, or looking to take your career to the next level, this episode provides a firsthand look at the different paths available and what it takes to succeed in each one. Connect with Steven Drummon: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How »
In today's episode, we spoke with Jacqueline Aredo, MD, and Benjamin Bleiberg, MD. Dr Aredo is a thoracic oncologist at Mass General Brigham Cancer Institute in Boston, Massachusetts, and Dr Bleiberg is an adjunct assistant professor of medicine at the University of Pennsylvania Perelman School of Medicine in Philadelphia.In our exclusive interview, Drs Aredo and Bleiberg reflected on the experiences and relationships that shaped their transitions from fellowship into their first faculty positions in thoracic oncology and on the role that smaller, specialty-focused meetings played in building the professional community that supported them along the way.Both physicians spoke to the value of the ASCO Fellows Forum, a one-day event held annually before the ASCO Annual Meeting, describing it as a low-stakes, high-value environment where fellows present research abstracts in small groups alongside peers from other institutions and senior mentors. They noted that beyond the opportunity to practice presentation skills and refine research projects, the forum serves as a catalyst for organic relationships that have extended well beyond the event itself. Dr Bleiberg noted that many of the colleagues he met through programs like this, individuals with shared research interests at the same career stage, became lasting professional connections he would not have encountered otherwise. Dr Aredo added that these forums created direct pathways to mentors at institutions she was actively exploring for her job search, with several going on to advocate for her and connect her with senior investigators in her area of focus.The discussion then broadened to the fellowship-to-faculty transition itself. Both physicians emphasized the importance of identifying priorities early and being transparent about those priorities throughout the interview process. Dr Aredo noted that the more non-negotiable parameters a fellow has, the narrower but clearer the search becomes. Dr Bleiberg highlighted the value of speaking candidly with junior faculty at prospective institutions to get an unfiltered view of institutional culture, and of presenting one's goals honestly so that the position that results is a genuine fit.Both physicians also acknowledged that the job search timeline is far more asynchronous than prior training milestones like the match, with opportunities presenting themselves on different schedules from different institutions. They encouraged current fellows not to be discouraged by the pace or uncertainty of the process, and advised having a polished CV and cover letter ready sooner than expected. Leaning on internal mentors, external advocates, and co-fellows were cited as essential strategies for navigating what both described as a marathon rather than a sprint.Finally, Drs Aredo and Bleiberg underscored that in a field where the world grows smaller the further along one progresses, investing early in community-building at specialty meetings pays dividends well beyond any single conference. Knowing one's research identity, following up on relationships consistently, and recognizing that today's co-fellows are tomorrow's collaborators and references were offered as the most lasting lessons from their own transitions into faculty life.
"The most expensive labor your customer pays for is the labor they have to do twice." This week, Tim sits down with Gideon Honeycutt (Sales Rep for Valor and Blaze King) for part two of our mini-series on specialty installation. Products are sold through more channels every year, and labor has become the one thing big box stores, e-commerce, and AI can't take from a hearth dealer. Tim and Gideon explain why installation deserves the same care as the rest of your business. In this episode, Tim and Gideon discuss: Why a dealer can survive losing its top manufacturer, but losing its installers could end the business. How treating labor as a commodity or a "line on the invoice" leads to price objections, and why you can price match on product without price matching on labor. How average installed price ranges, bundled quotes, and detailed scopes of work help you sell labor with confidence, and why salespeople should earn commission on the whole project. Don't miss this conversation about turning your installation department from an afterthought into your biggest competitive advantage and profit center. Links from this episode: Part One: https://itsfiretime.com/2026/09/22/episode-360-specialty-installation-is-your-number-one-asset-part-1/ —— Links from this episode:WhyFire Pro: http://whyfire.com —— Watch this podcast on YouTube: https://youtu.be/zfnLXuWOrVIListen on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-fire-time-podcast/id1433804268Listen on Spotify: https://open.spotify.com/show/4vHdzg48bE5qFf0KjMeMej?si=7b6cae3923d348f2Read The Fire Time Magazine: https://www.itsfiretime.com/magazineSubscribe to The Fire Time Magazine: https://itsfiretime.com/subscribeSupport The Fire Time Podcast financially: https://www.itsfiretime.com/join Want to get more fireplace leads for your company? Check out: https://findmyfireplace.co
Today's guest is an insurance professional who has just completed forty years in the market. Over that time he has built a reputation as the consummate underwriter's underwriter. But by some strange coincidence our paths hadn't crossed – until now. We can complain about Monte Carlo all we want but it never fails to throw up wonderful opportunities to meet the most senior and prestigious figures in the global insurance and reinsurance industry. So it was that I finally met Jack Kuhn, President of Westfield Specialty at a meeting table in a conference hall in the bowels of the Fairmont Hotel. At Monte Carlo everyone is in talking mode and so what follows is the classic fast-paced kind of conversation you have ten times a day when down at the Rendez-Vous. But listening back in the cold light of day, it's Jack's underwriting leadership qualities that really stand out – even in such a frenetic environment. He is calm and focused and has a clear idea of what he wants to achieve. Like all the best underwriters, he is never dismissive of new ideas, but weighs them carefully and leaves you in no doubt where he stands. Westfield Specialty is in an enviable position, now writing around $2.4bn of gross premium, as part of a mutual group with a 178-year pedigree, it can evaluate and navigate the market on its merits, without pressure to grow. And that's where this conversation shines. It's liberating to talk to an underwriter with such a long and successful career, being given the chance to design an underwriting shop that is applying the full benefit of all that experience. Jack is clearly in his element and really enjoying this latest chapter in his career, and this conversation encompasses all the big themes: The challenges of a highly competitive insurance and reinsurance market, emerging automatic digital underwriting and AI as an emerging casualty peril, all have a strong showing, among many other themes. It's always great to finally meet someone you have heard a lot about, but it can sometimes be a little anticlimactic. I am pleased to report that this meeting exceeded all expectations and my only regret is not having met Jack twenty years earlier. LINKS: We thank our naming sponsor AdvantageGo, now part of Sapiens: https://www.advantagego.com
So much brain, so little bandwidth... Hostus Maximus Justin Fort invaded the Automotive A.D.H.D. studios and rallied Primary Knowledge Unit Matt West for an hour of high-density car-guy madness. Pour the Thai tea and lock the hatch, because the gearhead time-space interruptor is on. From the battle of Toyota versus Subaru to EZ Subies and blown 22REs, and the EJ257 versus the FA24, plus the eternal question of "If I bought 300hp, why can't I use them all?", these two overintuited car geeks went after it. HFS. More? Junkyard versus O.E... Where "red sticky" grease came from... How International and Mercury made better engines than the factory... Why your car is following you... Why the O.E.s put SCCA memberships in the glovebox of new cars... Tach dumps under the overpass, and mechanic-owned cars on the menu... While we're at it: Roy Scheider, "Final Countdown", cohost nicknames, boba from the Coffee & Tea Zone, and desert metal from Fatso Jetson, Kyuss, Queens of the Stone Age, Masters of Reality, Screaming Trees and Yawning Man.
So much brain, so little bandwidth... Hostus Maximus Justin Fort invaded the Automotive A.D.H.D. studios and rallied Primary Knowledge Unit Matt West for an hour of high-density car-guy madness. Pour the Thai tea and lock the hatch, because the gearhead time-space interruptor is on. From the battle of Toyota versus Subaru to EZ Subies and blown 22REs, and the EJ257 versus the FA24, plus the eternal question of "If I bought 300hp, why can't I use them all?", these two overintuited car geeks went after it. HFS. More? Junkyard versus O.E... Where "red sticky" grease came from... How International and Mercury made better engines than the factory... Why your car is following you... Why the O.E.s put SCCA memberships in the glovebox of new cars... Tach dumps under the overpass, and mechanic-owned cars on the menu... While we're at it: Roy Scheider, "Final Countdown", cohost nicknames, boba from the Coffee & Tea Zone, and desert metal from Fatso Jetson, Kyuss, Queens of the Stone Age, Masters of Reality, Screaming Trees and Yawning Man.
[00:00:31] Iowa weather history: a look back at late-September 1985, when widespread rain, sleet, and snow occurred across Iowa, including trace snowfall in Des Moines. [00:01:26] Forecast headline: widespread rainfall continues through Thursday night, fueled by tropical moisture associated with Hurricane Polo's remnants, monsoonal moisture, and a larger-scale low-pressure system. [00:02:00] Pattern change ahead: sunshine, daytime temperatures in the 60s, overnight lows in the 40s, and a drier, less active weather pattern beginning Friday. [00:02:24] September rainfall records: Des Moines may approach or break its wettest September on record, while only 2.76 inches are needed to break the city's all-time wettest-month record. [00:03:47] Statewide September climate update: Iowa ranks as the fifth warmest and seventh wettest September in 154 years of records, with some locations receiving May-and-June-scale precipitation totals in one month. [00:04:51] Extended outlook: the 8-to-14-day and 3-to-4-week forecasts favor a generally drier pattern. Keep an eye on a short-lived period of much-below-normal temperatures 10/6-10/7 in SE Iowa. [00:07:41] Past-week weather recap: temperatures were slightly below normal for the first time this September, while statewide rainfall averaged 1.26 inches. [00:08:36] Weekly extremes: Clarinda and Shenandoah reached 80°F; Hampton dropped to 45°F; Missouri Valley received 2.73 inches of rain; and parts along the Iowa-Wisconsin border received little or no rain. [00:09:20] Specialty-crop update: sweet potatoes are thriving in the warm, wet season, but harvest appropriately sized roots before they become oversized and harder to market. [00:10:38] Cloud cover and crop growth: Dan and Justin discuss whether unusually cloudy conditions may be limiting photosynthesis, crop sizing, and fall growth; they plan to revisit cloud-cover data next week. [00:11:42] Fall foliage and warm nights: persistent greenness and delayed leaf-color change may reflect warm overnight temperatures and the broader warming signal associated with climate change. [00:12:25] Recommended listening: Dan highlights a recent weather-focused episode of the Growing for Market podcast featuring a Northeast meteorologist. [00:12:57] Grower challenges: growers describe an exceptionally difficult season marked by excessive rain, reduced harvests, poor farmers-market turnout during rain, crop disease and production challenges, and uneven conditions across Iowa. [00:13:44] Western Iowa perspective: a grower in Manning reports a much drier growing season before September; Justin reviews precipitation observations showing 6.65 inches in Manning during September and about 27 inches for the year in nearby Irwin. [00:15:37] Pivot Points podcast spotlight: Dan shares his other podcast, which features farmers navigating setbacks and major changes. He highlights a new episode with Cassie and Michael of Crossroads Community Farm near Madison, Wisconsin. summary generated using perplexity.ai
** IMPACT SUMMIT REGISTRATION LINK: towerimpactsummit.comUse code DRHALEY30 for 30% off your ticket! In Part 1 of this conversation, Dr. Haley sits down with oral surgeon Dr. Lora Parker to talk about the unexpected path that led her to oral surgery. Dr. Lora shares why she originally thought orthodontics was in her future, how a dental mission trip completely changed her direction, and what it took to become a competitive oral surgery applicant after making the decision relatively late in dental school.They also talk about Dr. Lora's experience as a woman in a male-dominated specialty, the importance of female mentorship, and navigating residency and the early years of her career. Dr. Lora opens up about becoming a mom shortly after residency, unexpectedly delivering her daughter 10½ weeks early, navigating a lengthy NICU stay, and ultimately returning to work just two weeks after an emergency C-section.From choosing the right specialty to finding a supportive first job and navigating motherhood when your career doesn't come with a traditional maternity leave, this episode is an honest conversation about building a career and a family when life doesn't always go according to plan.Dr. Lora on Instagram: https://www.instagram.com/p/DY8Im0gEa1n/Podcast TikTok: https://www.tiktok.com/@dentaldownloadpodcastHaley's Instagram: https://www.instagram.com/dr.haley.dds Haley's TikTok: https://www.tiktok.com/@dr.haley.dds?lang=en
September 28, 2026 1 Sam. 18:5-30; Ps. 111:1-4; Prov. 24:8; John 8:25-30
As specialty drugs play an increasingly important role in patient care, 340B hospitals need to be planning for how to obtain these high-cost medications when they come online and how best to support their patients once they start using these treatments. Tina Do is associate director of clinical strategy and business development at Yale New Haven Health. She discusses the ways her health system has achieved success in connecting patients with some of the most complex and costly specialty drugs and what other hospitals can learn from those examples. Why Specialty Drugs Are Key for 340B HospitalsDo says specialty drugs are becoming more important to the 340B world for much the same reason they are becoming more important in the health care system. More than 70% of drugs in development are specialty drugs, including numerous therapies that are considered ultra-specialty drugs. That makes it imperative for 340B hospitals to be considering the projected costs of these drugs and the often-substantial amount of patient support that is necessary for people who need these complex therapies.Hospitals Must Anticipate Upcoming Drug TherapiesDo argues that hospitals need to be monitoring medications coming down the pharmaceutical pipeline because of all the strategic conversations that need to happen within and outside of a pharmacy. Hospitals might need to acquire certain equipment or technology to support these therapies and make plans for the financial impact of new treatments on both the health system and the patients.What Hospitals Need to Figure Out Ahead of TimeBefore new treatments come online, Do says health systems need to ask numerous questions about accessing and administering them. Is a specialty medication going to be a limited distribution drug? Will the medication be part of payer contracts? How many patients and prescribers are affiliated with a particular health service and might be interested in receiving or prescribing the medication? How can the hospital help patients stay on this complex therapy and access financial assistance when necessary? Figuring out the answers to these questions well ahead of time will go a long way in setting up the hospital and its patients for success.
It's the day you've been waiting for because The Rock Fight, the best outdoor culture podcast, is back!And we're starting things back up with some spice as host and outdoor industry veteran Colin True returns with five rocks for the outdoor industry.Is the hype around trail running finally peaking? Does the industry need to rethink what “outdoor participation” actually means? Is REI exactly what we need it to be? And with Outdoor Retailer, Switchback, GOA Connect and Outside Days all fighting for attention, do we already have the national outdoor gathering everyone keeps asking for?Then Outdoor Unfiltered host and Rock Fight consigliere Eoin Comerford joins the show to dig into the growing power of specialty retailers, why dealers are increasingly favoring at-once orders over preseason commitments, and what that shift could mean for outdoor brands.Plus: Helly Hansen wants to more than triple its U.S. business by 2030. Eoin and Colin discuss where that growth could possibly come from.TOPICS & CHAPTERS00:00 – Welcome back to The Rock Fight!04:00 – Rock #1: Has trail running peaked?07:00 – Rock #2: Outdoor participation is changing09:30 – Rock #3: REI is the Steadiest of Eddies12:15 – Rock #4: The Outdoor Trade Show Wars18:30 – Rock #5: Specialty retail has the power23:15 – Eoin Comerford joins the show24:50 – Why retailers are moving away from preseason orders27:20 – The “sea of sameness” comes home to roost32:05 – How specialty retailers influence consumers35:55 – How much power do independent retailers really have?38:45 – Are there too many outdoor brands?40:40 – Helly Hansen's massive U.S. growth ambitionsSend your feedback and questions to myrockfight@gmail.comThe Rock Fight is a production of Rock Fight, LLC
In episode HM342, Dr. Liz interviewed the founder of YouMind, Yassine Daraoui. In this mini-episode, she gives an update on how the music from YouMind has affected her. She receives no compensation for this episode. To use the system yourself or to access free resources go to https://www.youmind.org/bespoke or https://www.youmind.org/life Or contact Yessine directly at CEO@Youmind.org -------------- Support the podcast through Buy Me a Coffee! https://buymeacoffee.com/drlizbonet Support the Podcast & Help yourself with Hypnosis Downloads by Dr. Liz! http://bit.ly/HypnosisMP3Downloads Do you have Chronic Insomnia? Find out more about Dr. Liz's Better Sleep Program at https://bit.ly/sleepbetterfeelbetter Search episodes at the Podcast Page http://bit.ly/HM-podcast --------- About Dr. Liz Interested in hypnosis with Dr. Liz? Schedule your free consultation at https://www.drlizhypnosis.com Winner of numerous awards including Top 100 Moms in Business, Dr. Liz provides psychotherapy, hypnotherapy, and hypnosis to people wanting a fast, easy way to transform all around the world. She has a PhD in Clinical Psychology, is a Licensed Mental Health Counselor (LMHC) and has special certification in Hypnosis and Hypnotherapy. Specialty areas include Anxiety, Insomnia, and Deeper Emotional Healing. A problem shared is a problem halved. In person and online hypnosis and CBT for healing and transformation. Listened to in over 140 countries, Hypnotize Me is the podcast about hypnosis, transformation, and healing. Certified hypnotherapist and Licensed Mental Health Counselor, Dr. Liz Bonet, discusses hypnosis and interviews professionals doing transformational work. Thank you for tuning in!
Láng Peti Instagramja autók az életben kiégés és önismeret Miért nem szeretik az emberek ha fotózzák? Land Cruiser és a terepjárás természet szeretete feltöltődés nagy fotós projektek tervek a jövőre Írhatsz nekünk e-mailt: kotyogospodcast@gmail.com Ha meghívnál minket egy kávéra és ezzel hozzá szeretnél férni a specialty tartalmunkhoz megjelenés pillanatában:Patreon támogatás Ha beszélgetni akartok velünk és hallgatótársaitokkal akkor Telegramon is megtehetitek ha a "t pont me per kotyogos"-ra mentek.
[00:00:34] Iowa weather history: Justin looks back at September 24, 1985, when snowflakes mixed with rain in Des Moines—among the earliest observations of snow in Iowa history. [00:01:19] Weather trivia: Which Iowa sector is most vulnerable to climate variability impacts? [00:01:44] Forecast headline: "endless wet": The team discusses a soggy seven-day outlook, including at least 1.5 inches of statewide precipitation and possible 2–4 inch totals south of a Des Moines-to-Sioux City line. [00:02:50] Near-term forecast details: Showers continue through Sunday morning, followed by a brief early-week break before rain returns Tuesday. Temperatures remain in the 60s, with mild overnight lows. [00:03:18] Hurricane Polo and the quiet Atlantic: Justin explains how Pacific Hurricane Polo's remnants may influence Upper Midwest weather, while the group discusses El Niño, wind shear, and the lack of an Atlantic hurricane so far this season. [00:05:12] 8-to-14-day outlook: Madelynn reviews the early October outlook, which favors above-normal precipitation while keeping temperatures near normal around Iowa. [00:07:16] Hazards outlook: No notable hazards are highlighted in the 8-to-14-day hazards outlook. [00:07:32] Past-week weather recap: The group gives the week its "Flood and Furious" headline and talks about widespread wet conditions, and rain impacts across Iowa. [00:08:46] Iowa weather extremes: Justin reports the wettest location, North Liberty, with 6.75 inches of rain; the driest location, Randolph, with 0.15 inches; and temperature extremes ranging from 97°F in Clarinda to 42°F at Mason City Municipal Airport. [00:09:49] Summer Glory Index: Justin introduces the Summer Glory Index, a measure combining temperature, humidity, and precipitation to assess how pleasant meteorological summer was. [00:11:27] Des Moines' wretched summer: Des Moines recorded 43 disqualifying summer days out of 91, including a particularly oppressive July 27, leading to a Summer Glory Index score of 853. [00:12:07] Putting the summer in context: Dan compares Des Moines' score with Twin Cities history and recent Iowa summers, noting that 2026 skipped past "not glorious" into the "wretched" category. [00:13:31] Monthly Summer Glory breakdown: June scored 583 points, but July had negative 44.5, illustrating the sharp deterioration in summer conditions. [00:13:57] The "San Diego of Iowa": Justin identifies Northwood, Iowa, as the Iowa station whose summer temperatures most closely matched a San Diego-like climate. [00:15:55] Specialty crop impacts and high-tunnel work: Dan shares lessons from helping re-cover the Global Greens greenhouse, including methods for safely installing plastic over high tunnels. [00:17:16] High-tunnel covering techniques: Dan compares traditional plastic-pulling methods with a ridge-spool approach that can reduce billowing and make wet-weather installation more manageable. [00:19:04] Inflation-fan advice: Tips for two-layer plastic systems, including installing fans promptly, keeping a backup fan available, and using outside air to reduce interior condensation. [00:20:39] High-tunnel storm preparation: Dan emphasizes installing anti-billow ropes and keeping a utility knife in every tunnel to protect the steel structure during extreme snow or wind events. [00:22:25] Caterpillar tunnel inside a high tunnel: Dan discusses Andrew Phelps' planned experiment using a caterpillar tunnel within a high tunnel for added winter insulation. [00:22:58] High Tunnel Short Course: Registration is open for the November 11 short course at the Iowa Arboretum. [00:23:13] Hort Friday Field Day delayed: The Iowa Public Radio Hort Friday Field Day is postponed because saturated fields and rain make parking and field access impractical; a new date is expected no earlier than mid-October. [00:23:38] Trivia answer: [00:24:24] A difficult growing season: The group reflects on a challenging year for growers, marked by a poor Summer Glory Index and persistently wet September weather. [00:25:06] Cloud cover and seasonal affective disorder: Madelynn discusses unusually cloudy conditions in Des Moines, with overcast observations occurring 42% of the time this September versus a climatological average of 26%. Podcast summary generated using perplexity.ai
Organization-wide revenue cycle metrics can look healthy while individual specialties quietly lose revenue through missed charges, authorization breakdowns, coding issues, and payer-specific rules. This episode explains how to uncover those hidden problems and turn specialty knowledge into more reliable workflows.
Is Bain Capital Specialty Finance stock an undervalued high-yield opportunity or a BDC carrying more risk than its dividend suggests? In this episode of BDC Stock Breakdown, we examine BCSF's dividend coverage, portfolio quality, net asset value, leverage, credit performance, valuation, and long-term risks before giving the stock a rating out of 10. This video is for educational and entertainment purposes only and is not financial advice.#BCSF #BainCapitalSpecialtyFinance #BDCInvesting
"Service and installation is your moat—and I can't cross it." That's a direct quote from an AI agent when Tim asked how specialty retailers stack up against big box and e-commerce. In this episode—the first of a two-part series on the value of specialty installation—Tim shares a class he taught for the North Central HPBA in Wisconsin, making the case that installation isn't a necessary evil or a line item to tack onto a quote. It's the single most important asset any retailer in this industry has. In this episode, Tim covers: - Why retailers lose jobs four-to-one to indecision over competition—and how a seamless baton pass from showroom to estimator to install crew closes that gap - The 20% rule—most customers will pay up to 20% more for a service that's less of a hassle, which means you don't need the best price, just a competitive one - How to build a value wedge—something important to your customer, unique to your company, and objectively defendable—that makes your business impossible to shop against Don't miss this one if you've ever treated installation labor like a commodity—Tim lays out exactly why your install team, not your product line, is the thing big box and e-commerce can't replicate, and how to price, schedule, and sell like you believe it. —— Links from this episode: WhyFire Pro: http://whyfire.com —— Watch this podcast on YouTube: https://youtu.be/824ip58vNag Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-fire-time-podcast/id1433804268 Listen on Spotify: https://open.spotify.com/show/4vHdzg48bE5qFf0KjMeMej?si=7b6cae3923d348f2 Read The Fire Time Magazine: https://www.itsfiretime.com/magazine Subscribe to The Fire Time Magazine: https://itsfiretime.com/subscribe Support The Fire Time Podcast financially: https://www.itsfiretime.com/join Want to get more fireplace leads for your company? Check out: https://findmyfireplace.com
Today's podcast is a really strong conversation with someone in a significant strategic position within the global Facultative reinsurance, Wholesale and Specialty market. That's because across 26 business lines, with platforms in the US, London and Singapore they run a business that is closing in on $4bn in Gross written premium in 2026. Jason Keen is the CEO of Global Wholesale and Specialty at Everest Insurance and given his broad viewpoint of the market this discussion gives a very accurate picture of where we find ourselves at this interesting point in the pricing cycle. What emerges is a market where the most skilful underwriters are going to be able to differentiate themselves and one where caution and a focus on margin is the order of the day in some segments, but in others there are still clear opportunities for growth. But it's after the day-to-day market questions have been dealt with that this discussion comes into its own. Jason is an advocate of the digital revolution that is transforming the globally syndicated insurance market in which his business operates and our discussion around facilitisation, fast follow and other digitally-enhanced forms of underwriting is insightful and enlightening. It is becoming clear that all business leaders now need a comprehensive strategy on how to engage with profound structural changes in the way business is being placed and Jason is eloquent and unambiguous on this theme. Our broad and frank discussion also covers other emerging big themes such as nascent AI exposures - and plenty more besides. Jason is an underwriter through and through and this makes for a fast-moving and lively exchange. I can highly recommend a listen LINKS: We thank our naming sponsor AdvantageGo, now part of Sapiens: https://www.advantagego.com
It's no secret that finding adequate, affordable ag labor is a huge challenge for farmers, especially in recent years.
Historia Hario V60 – drippera, który zaczął jako klęska w latach 80., przeleżał na półce dwie dekady i wrócił dokładnie wtedy, gdy świat kawy był na niego gotowy. Od laboratoryjnego szkła dla naukowców po 50 milionów sprzedanych stożków i kawowy wzorzec w każdej kawiarni speciality.Linki:Strona domowaInstagram | X/TwitterNewsletter „Bo czemu nie?”#058 - Historia AeroPressuZobacz kawowe akcesoria w sklepie HAYBPartnerzy:- Palarnia kawy HAYB (w odcinku kod -10% na kawy i herbaty!)Prowadzący: Krzysztof KołaczMam prośbę: Oceń ten podcast w Apple Podcasts oraz na Spotify. Zostaw tyle gwiazdek, ile uznasz. Twoja opinia ma znaczenie!Zainteresowany współpracą? Pogadajmy! kawa@boczemunie.plSłuchaj, gdzie chcesz: Apple Podcasts | Spotify i przez RSS.Rozdziały:(00:00:12) INTRO(00:00:45) Wstępniak(00:01:57) Historia Hario V60(00:11:41) Podsumowując
Alexis Taylor, chief global policy officer for the International Fresh Produce Association, says specialty crop producers need more demand for their products and help stabilizing the industry against further challenges.
If your child has had molluscum contagiosum bumps for months or even years, you're not alone — and you're not doing anything wrong. In this episode, Dr. Chris Motley breaks down what the clinical research actually says about treating this common childhood viral skin condition, why the go-to prescription cream may be no better than doing nothing at all, and what a 1,400-year-old Chinese medicine framework has to say about why some kids clear it fast while others struggle for years. In this episode, you'll learn: Why a 2017 Cochrane Collaboration review of 22 clinical trials and 1,600+ patients found that imiquimod, the cream prescribed for molluscum for nearly 20 years, performed no better than a placebo The real story behind Imiquimod's off-label use — it was never FDA-approved for molluscum in the first place What "auto-inoculation" means and how scratching can spread bumps from 2 to 10+ across the body How the molluscum virus actively blocks your immune system's inflammation signals to hide undetected in the skin Details on berdazimer (brand name Zelsuvmi), the first FDA-approved treatment specifically studied for molluscum, and how nitric oxide may help fight the virus A 2025 study finding a link between eczema and prolonged molluscum infections — and Dr. Motley's take on why The Traditional Chinese Medicine connection between the lungs, large intestine, and skin health (the "Wei Qi" or defensive energy concept) Signs that may point to underlying gut or respiratory imbalances — including asthma, chronic congestion, food poisoning history, and digestive issues Specialty labs Dr. Motley recommends for investigating hidden gut or lung infections (MicrogenDX, Mosaic Diagnostics) Herbal and homeopathic approaches discussed for immune support, including: Astragalus: https://tinyurl.com/39j4xpnx Olive leaf: https://tinyurl.com/32c4sj9a Elderberry: https://tinyurl.com/kxvnrtep Cat's claw: https://tinyurl.com/yu8ntvu7 Scutellaria: https://tinyurl.com/4murtnuk Timestamps: 0:00 – Introduction: The molluscum cream that doesn't work 1:53 – What the Cochrane review revealed about imiquimod 3:39 – Case study: A family's frustrating molluscum experience 8:42 – How the virus hides from the immune system 10:47 – Berdazimer (Zelsuvmi): the first FDA-approved treatment 14:11 – Why some kids clear molluscum fast and others don't 16:05 – The lung–large intestine–skin connection in Chinese medicine 20:38 – Checking for gut and respiratory imbalances 26:10 – Testing methods: EAV, kinesiology, and specialty labs 27:38 – Herbal and homeopathic options for immune support Resources mentioned: MicrogenDX (respiratory/sinus testing) Mosaic Diagnostics (parasitology and gut testing) Supreme Nutrition Products (Astragalus, Olive Leaf, Elderberry, Cat's Claw, Scutellaria) Hawaii Pharm Woodland Essences DesBio (homeopathic remedies) Metabolics.com Want more of The Ancient Health Podcast? Subscribe to the YouTube channel. Follow Doctor Motley! Instagram TikTok Facebook Website *You can get cell support in gummy form: Mitopure now starts at $79, when you go to timeline.com/DRMOTLEY. *Join Doctor Motley's newsletter for TCM insights and regular podcast updates https://www.doctormotley.com/ *Do you have a ton more in-depth questions for Doctor Motley? Check out his course on emotions and the body in his membership. You'll find other courses full of his expertise and clinical wisdom, plus bring all your questions to his weekly lives! To try risk-free for 15 days click here https://www.doctormotley.com/15 Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode, Dr. Mark McGovern and Dr. Berkeley Franz stop by the show to discuss their latest article Medication Approaches for Patients With Opioid Use Disorders: Differences Between Primary Care Clinics and Specialty Addiction Treatment Programs, featured in the July/August issue of the Journal of Addiction Medicine. Article Link: Medication Approaches for Patients With Opioid Use Disorders: Differences Between Primary Care Clinics and Specialty Addiction Treatment Programs
What's it really like to transition into urology from another specialty? In this episode, Brandon Sterling sits down with fellow APP Maggie O'Block to discuss their personal journeys into urology and the lessons they learned along the way. Drawing from their own experiences, Brandon and Maggie share practical tips for navigating the learning curve, building confidence in a new specialty, finding mentorship, and adapting to the unique challenges and opportunities of urologic practice. Whether you're considering a move into urology or are just getting started in the field, this candid conversation offers valuable insights, encouragement, and advice to help make your transition a successful one.
Cindy and Jeff Coggin, owners of Coggin Travel, talk with James Shillinglaw of Insider Travel Report about how their Nexion-affiliated agency, based in Newnan, Ga., has grown in just three years from a hobby to a much larger business focus on wine tourism. In fact, their home-based agency just acquired its own building and a general manager—big news for Coggins, who are both sommeliers leading wine cruises on the rivers and oceans of Europe. For more information, visit https://coggintravels.com or www.nexion.com. All our Insider Travel Report video interviews are archived and available on our Youtube channel (youtube.com/insidertravelreport), and as podcasts with the same title on: Spotify, Pandora, Stitcher, PlayerFM, Listen Notes, Podchaser, TuneIn + Alexa, Podbean, iHeartRadio, Google, Amazon Music/Audible, Deezer, Podcast Addict, and iTunes Apple Podcasts, which supports Overcast, Pocket Cast, Castro and Castbox.
On this episode of the Insurance Coffee House, Nick Hoadley is joined by Joe Zuk, Operating Partner at Altamont Capital Partners, where he focuses on corporate and business development across the firm's insurance portfolio.Joe shares his career journey from reinsurance broking and underwriting into insurance operations and private equity. He reflects on beginning his career in New York, building experience across different lines of business and international markets, and later moving into the MGA sector, where he worked across corporate development, strategy and operational leadership before joining Altamont.The conversation explores Joe's transition from running insurance businesses to working within a private equity firm. He explains how his role allows him to work alongside Altamont's investment principals when assessing new opportunities while also supporting executives and senior management teams across its portfolio companies. For Joe, the role brings together investment, underwriting and operating experience with the practical work of building and growing insurance businesses.Nick and Joe discuss what insurance executives should consider before joining or partnering with a private equity firm. Joe explains why it is important to understand the firm's investment philosophy, fund duration, experience within the sector and track record of working with founders and management teams. He also discusses Altamont's long-term approach and why alignment between investors, founders and leadership teams matters throughout the investment period.The discussion then turns to how Altamont evaluates potential insurance investments. Joe outlines the importance of underwriting or operational discipline, an understanding of market cycles, strong financial fundamentals and a defensible position within the market. He explains why the quality of the leadership team remains central to the assessment, including its ability to build, attract and retain talented people.Joe also shares how Altamont assesses leadership needs before and after an investment. This includes understanding the ambitions and timelines of founders and CEOs, evaluating the depth of the existing executive team and identifying where additional expertise may be required. Depending on the business, that could involve strengthening finance, operations or other strategic functions with leaders who are aligned culturally and financially with the company's objectives.Nick and Joe explore what distinguishes Altamont's approach when founders and CEOs are considering several potential investment partners. Joe discusses the firm's experience across insurance, its network of portfolio companies and its founder-first approach. Rather than directing management teams on how to run their core insurance operations, Altamont aims to provide practical support through strategic advice, leadership recruitment, acquisitions, board development and access to relevant relationships.The conversation also examines how to build an effective board. Joe explains why the strongest boards operate as constructive partners to the CEO and management team rather than simply providing oversight. He discusses the value of independent directors who bring relevant operating experience, different perspectives and access to senior relationships, while remaining actively involved in the business beyond formal board meetings.Nick and Joe discuss the qualities Altamont looks for when appointing independent directors. While insurance knowledge can be valuable, Joe explains why strong thinkers and experienced operators from other sectors can also contribute significantly. Experience in areas such as business services, manufacturing, sales culture, systems and organisational development can provide a different perspective while still being applicable to insurance businesses.The discussion then considers how data and technology are influencing insurance investment. Joe explains why he is more interested in businesses that use technology to strengthen a distinct operating model or make better use of proprietary data than businesses built around technology alone. He shares examples of how data can support claims analysis and underwriting decisions while emphasising the continued importance of regulatory awareness, judgment and relationships.Looking ahead, Joe identifies opportunities around the convergence of capital and risk origination, closing insurance coverage gaps and the continued development of specialty insurance. He also discusses the potential for further activity across MGAs, commercial insurance, parametric products and embedded insurance as established carriers look for new ways to participate in the specialty market.Joe closes by reflecting on the culture at Altamont and across its portfolio companies. He discusses the firm's focus on developing its people, supporting its wider network and maintaining a culture built around capable professionals who communicate clearly, treat people well and remain committed to helping management teams succeed.Connect with Joe Zuk on LinkedIn to follow his perspectives on insurance investment, MGAs, specialty insurance, leadership and business development.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.
Live from TIFF, Matt is joined by the president of Searchlight Pictures, Matthew Greenfield along with Bloomberg's Lucas Shaw to discuss how to run a specialty film division in 2026, what it's like being a part of the Disney machine, how to know if a movie is theatrical, how they compare themselves to their competitors, and how they choose sequels to greenlight (00:00). Host: Matt Belloni Guest: Matthew Greenfield, Lucas Shaw Producers: Craig Horlbeck, Jessie Lopez, and Stefano Sanchez Theme Song: Devon Renaldo Learn more about your ad choices. Visit podcastchoices.com/adchoices
It's Sarah's birthday this week, and just like last year, she's celebrating with a positively chaotic YAP FEST for your listening pleasure! We discuss whatever TF the birthday girl wants, including in-laws, a floor poop heard 'round the world, PARIS, her ongoing feud with the neighbors, and so much more. It's a wild ride so buckle up!As always, write in your questions, stories, anything you want discussed on the pod! Sarah@bigkidproblems.comWant more from Sarah?Personal Instagram: @SarahMerrill_HallShare some Laughs: @bigkidproblemsCheck out our new Show IG! @bottleserviceBKPShop my SHOPMY LinksShop Sarah's Pregnancy/ Postpartum Must Haves on AmazonShop Bottle Service MERCH! Big thank you to our episode sponsors!Quince - From quick dinners to slow simmers, Quince has the cookware to make it all better!RULA: Connect with quality therapists and mental health expertsLittle Spoon - Make mealtime easy with 30% off with code BOTTLESERVICE30HIYA - Receive 50% off (50% off!!!) your first order on any of their products. Not available on their website, go to hiyahealth.com/bottleservice to claim this deal!Tumble - Machine Washable Rugs, Made Better. Get 10% off + free shipping at Tumbleliving.com/BOTTLESERVICESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today we're chatting with Jessica Barr, owner of Messy Jessy Vintage, a Brooklyn-based vintage brand specializing in women's wear and bridal, with a showroom she shares with two fellow dealers and a rotating presence at markets and events across New York, including the Manhattan Vintage Show. Jessica studied journalism in school, and became fascinated with sustainability and inequality in fashion — studies that eventually led her to a dedicated practice of secondhand shopping and, not long after, selling vintage itself. Her real education in vintage came post-grad, working for Matt Smith at Newburgh Vintage Emporium, where she sharpened her eye for feminine silhouettes and fell hard for 1970s dresses. From there, her Etsy shop grew from a side hustle into a full-time business, eventually landing her in a Brooklyn showroom. In the last year, vintage bridal has become an unexpected and deeply personal part of her business, drawing in brides for laid-back appointments and building a community she never anticipated. We're getting into it all — the treasured thrift store finds, the incredible vintage buys from a theater's costume department, road trips across Massachusetts, and the labels and styles she can never resist. All that and more on today's show! Let's dive right in! DISCUSSED IN THE EPISODE: [02:52] Jessica grew up loving fashion, including Jennifer Aniston street style and Phoebe from Friends, and hunting down pieces from Poshmark in high school [04:45] She studied journalism in college with a focus on sustainability and inequality in fashion [08:25] Reconstructing a shredded 1980s Pink Floyd tee from the thrift store [10:21] Working for Matt Smith at Newburgh Vintage Emporium post-graduation [13:11] Developing her vintage brand's point of view: 70s dresses, cottagecore, feminine eveningwear [14:39] How vintage bridal became part of the business, and selling her first wedding dress [17:24] Balancing TikTok trends with personal sourcing vision [19:16] Why her bridal content resonates so strongly [23:37] Going full-time in vintage when she moved to Brooklyn, and the hustle of NYC's saturated but supportive vintage market [27:56] Opening a shared Brooklyn showroom [34:01] How her sourcing has shifted toward wholesale as the business has grown [41:31] Holy grail finds and go-to labels [48:22] Favorite pieces from her personal collection, and her current vintage wishlist EPISODE MENTIONS: Messy Jessy Vintage @messyjessyvintage Newburgh Vintage Emporium Matt Smith on Pre-Loved Podcast The Manhattan Vintage Show Armoury Shop Lucky Fool Vintage Studio Dorothy Brimfield Antique Flea Market LET'S CONNECT:
Your eye exam came back normal, but your vision still isn't right. Dr. Chris Motley explains the Traditional Chinese Medicine case for why liver health, not just age, may be behind your floaters, flashes, or dim vision, including his own story of vision loss and recovery. He covers the real embryology behind "the eyes are a map of the brain," the labs he uses when a standard eye exam comes back clean, and the herbs and acupressure points he recommends for eye strength. [00:00:00] - Opening: why your eyes might be showing signs your eye doctor can't explain [00:00:26] - The real embryology: your eyes grow directly off your brain [00:02:11] - Iridology: reading the eye's lines and colors, and why it's contested [00:04:03] - Welcome to the Ancient Health Podcast, and the day's premise [00:07:14] - Chinese medicine's oldest eye theory: the liver opens into the eyes [00:08:17] - When the eye doctor finds nothing, and the questions start [00:10:01] - Old infections hiding in the brain, and the path to your eyes [00:11:22] - Floaters, squiggly lines, and the parasite possibility [00:15:32] - Dr. Motley's own story: losing vision in his right eye [00:19:20] - Specialty testing when the standard labs come back clean [00:20:38] - Why the liver is the real storehouse for eye health [00:23:40] - The infection-liver-eye pipeline: how pathogens steal your nutrients [00:26:06] - The herb protocol: Schisandra, Bodyguard, Morinda, and Cat's Claw Supreme [00:27:47] - Acupressure for the eyes: five points and the liver connection [00:30:57] - Recap and closing: what to do when your eye doctor can't explain it Key Takeaways Your eyes really are an extension of your brain, not just symbolically. Early in embryonic development, the eyes form as a direct outgrowth of the brain itself. This is standard developmental biology, not a TCM metaphor, and it's the real anatomical reason vision problems can be windows into neurological and systemic health rather than isolated eye issues. Traditional Chinese Medicine's oldest eye doctrine holds up as a documented framework. The idea that "the liver opens into the eyes" is one of TCM's five foundational organ-to-sense-organ correspondences (alongside kidney-ears and spleen-mouth), and it's been part of the system's diagnostic language for thousands of years. A clean eye exam doesn't always mean nothing is wrong. DR. Motley argues that when floaters, flashes, or dim vision persist despite normal dye tests, blood flow scans, and pressure checks, the next step isn't to give up, it's to look at whether an old infection (Lyme, mold, a lingering virus) picked up years earlier is still active in the body. The liver is a nutrient warehouse for your eyes. It stores vitamin A and hands it off via retinol-binding protein to feed the rods and cones that let you see a real, verified biochemical pathway. When a hidden infection is consuming those same nutrients in the liver, your eyes are the ones that go without. Floaters may not always be simple debris. Dr. Motley describes patients who say their floaters look like "little worms crawling across my eyes," and raises the possibility that some of what people write off as normal floaters could be a pathogen or parasite in the eye's own fluid, not only dead cell tissue. The herb and acupressure routine, in the order Dr. Motley reaches for them: Total Eyebright C or M by Nutriwest Schisandra Supreme to support glutathione production and detox: https://tinyurl.com/a24kyuzz Bodyguard Supreme (Chanca Piedra, "the stone breaker") to help clear liver and gallbladder sludge: https://tinyurl.com/ebnszurf Morinda Supreme to help eliminate infections: https://tinyurl.com/k2pvvb4w Cat's Claw Supreme as an anti-inflammatory: https://tinyurl.com/yu8ntvu7 Alongside the herbs, a five-point acupressure routine around the eyes - GB 1 TW23 ST1 BL1 and the whole area that surrounds the eye (done two to three times a day, 30 seconds per point). Rub each point for at least 30 seconds in a small circular motion at each point and also rub the areas around the eyes in a nice circular pattern. Also rub the area behind the jaw bone right before the ears and on the backside of the neck, right where your neck meets your skull for the same time frame and circular pattern. Additional Resources: DesBio's Eye Support: https://dbscript.com/product/eye-sarcode-2/ To help strengthen the brain for eye health: Vital Guard Supreme - https://tinyurl.com/3m92t94k Bacopa Supreme: https://tinyurl.com/yc54b4w4 Microgen DX, microgendx.com: qPCR plus next-generation sequencing infection testing via swab samples Mosaic Labs (Mosaic Diagnostics), mosaicdx.com: Comprehensive Stool Analysis with Parasitology, direct stool microscopy Vibrant Wellness (Labs), vibrant-wellness.com: functional lab panels GI-MAP by Genova Diagnostics Want more of The Ancient Health Podcast? Subscribe to the YouTube channel. Follow Doctor Motley! Instagram TikTok Facebook Website *You can get cell support in gummy form: Mitopure now starts at $79, when you go to timeline.com/DRMOTLEY. *Join Doctor Motley's newsletter for TCM insights and regular podcast updates https://www.doctormotley.com/ *Do you have a ton more in-depth questions for Doctor Motley? Check out his course on emotions and the body in his membership. You'll find other courses full of his expertise and clinical wisdom, plus bring all your questions to his weekly lives! To try risk-free for 15 days click here https://www.doctormotley.com/15 Learn more about your ad choices. Visit megaphone.fm/adchoices
September 11, 2001, changed Bob Ellis's life, just as it changed mine. Bob was working at the Pentagon that morning and had walked out of the building only minutes before Flight 77 struck the area where his meeting had taken place. You will hear how he immediately became part of the response, helping organize emergency supplies and support for those working at the Pentagon. We also compare our experiences from two different locations that day, Bob at the Pentagon and me at the World Trade Center with my guide dog Roselle. Twenty-five years later, our conversation is about more than remembering 9/11. It is about leadership, teamwork, service, controlling fear, and deciding what we do with the life we have been given. I believe Bob's story offers lessons we can all use when the unexpected happens. Highlights: 05:29-Bob shares how his early life and military support career shaped his path. 23:53-He recalls realizing the first World Trade Center strike was not an accident. 32:59-Bob describes being just 300 yards away when the Pentagon was hit. 37:00-He explains how he helped organize emergency relief supplies within hours. 1:03:54-Michael reflects on survival, fear, and the responsibility to move forward. 1:06:55-Bob shares the lasting life lessons he took from September 11. About the Guest: Bob Ellis is the Vice President, American Logistics Association responsible for Exchange, MWR, Food Service Operations. The native of Fort Walton Beach, Florida began his career with AAFES in 1972. From 1972 through 1984, he held retail management positions as a Branch Manager, and Operations Manager Main Store. In 1985, Ellis began a string of assignments as an Exchange General Manager trainee at Fort Belvoir, VA, and Exchange General Manager, Fort Hamilton, NY and Carlisle Barrack PA, (Army War College). Assignments as Area Retail Manager and General Manager at the former Japan Area Exchange ran from 1989-1992. In 1992, Ellis was transferred to Travis AFB in California as Retail Manager, Main Store. In 1994, Ellis was selected for the General Manager's position at Travis and spent three years assisting in the design and new construction effort of the largest retail Main Store ever constructed by AAFES. From 1997 to 2002, Ellis held the position of Director of AAFES' Washington Office, serving as the principal representative of the Commander, AAFES to the Office of the Secretary of Defense, the Departments of the Army and the Air Force, Congressional offices and industry representatives. Notable among his accomplishments, Ellis was instrumental in spearheading AAFES support to the Pentagon after the attacks of September 11th. Within 48 hours of the event, AAFES established a mobile exchange in the shadow of the impact site to support rescue workers and investigators with critical need and personal comfort items. After Washington, Ellis moved to AAFES Headquarters' in Dallas to assume the Vice President Specialty and Consumables position. In this role, Ellis was responsible for the SD-C Category Team Managers/Buyers. In August 2003, Ellis took his a position as Vice President of Corporate Planning and Communications where he managed the development of AAFES long range and contingency planning programs, oversight of corporate public affairs and ensured compliance with Department of Defense policy guidance with the goal of preserving and protecting the exchange benefit for soldiers and airmen and their families around the globe. Bob joined the ALA on 31 July 2006 where he continues to serve a role in military resale supporting Exchange, MWR, and Food Service, operations still serving military resale over 51 years continuous service. Ways to connect with Bob**:** You can find more benefits how Branded Riches can help you build your Brand, Product, Business, and Yourself at https://www.BrandedRiches.com Connect: https://www.linkedin.com/in/neryk-davydov Branded Riches Audiobook by Neryk Davydov https://www.audible.com/pd/Branded-Riches-Audiobook/B0GCP9MMRB Branded Riches Book https://www.amazon.com/Branded-Riches-Increase-Income-Irresistible/dp/1987753836 $5 Free Gift for Creating A New Ovato Wallet www.ovatoCoin.com About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson 00:00 Everyone, I am Michael Hingson, the host of Unstoppable Mindset. You've heard my voice for the last 471 episodes, but I'm calling you all out today and asking you to listen to this because we're going to make a special announcement now regarding the next four episodes, starting with 472. We're going to help commemorate the historic events of September 11, 2001. Yes, they're definitely historic, although not necessarily the most positive things that have ever happened. But as many of you may know, I was in the World Trade Center working on September 11, 2001, on the 78th floor of Tower One, and escaped with my guide dog. I've delivered a speech about that, which we put in the first episode of this podcast series back in August of 2021. But this Friday, episode 472 is going to have an updated speech that I delivered just a few years ago at the Marshfield, Missouri Cherry Blossom Festival. That festival is a yearly event celebrating different kinds of things that have happened in American history, and I was invited to come and speak, which I did. I'm going to put that speech up for you as episode 472. I think you'll find it enlightening. It'll teach you something about blindness and blind people. It'll tell you my story, and it'll give you some inspiration that I hope you will find helpful. Next Tuesday, september 8, Michelle Abraham is going to interview me. Michelle is with Amplify You, the company that does all of our back office stuff and helps me with the editing and other things regarding the podcast. Michelle owns her own podcast, and she is going to interview me about September 11th and other kinds of things relating to what I've learned and things that have happened over the past 25 years. She's also going to be putting this up on her podcast Amplify You, so you can find us in a lot of different places. On September 11th, I'm going to chat with Bob Ellis. Bob was in the Pentagon on September 11, 2001, and had literally just walked out the door of the Pentagon when the plane crashed into the Pentagon and did the things and the damage that it did, and of course generated all the things that occurred at the Pentagon. On the 15th of September, I'm going to come back and have a conversation with all of you about lessons that I've learned over the past 25 years, and just reminisce a little bit about all of that. While the podcast is occurring on September 11th, I will be actually in Kilgore, Texas, doing a speech about September 11th. So lots of things going on, I hope you listen to these episodes. I hope that you'll tell everyone that you can about them. I really enjoy all of the support that you've given us over the years, and we're going to continue to do things with Unstoppable Mindset. And of course, as always, if you'd like to come on or know anyone who would, please let us know. We're always looking for guests. Thanks very much. We'll see you on Friday with the first of these four episodes. What if the biggest thing holding you back isn't what's in front of you, but rather what you believe? Welcome to Unstoppable Mindset, where inclusion, diversity, and the unexpected meet. I'm your host, Michael Hingston, speaker, author, and advocate for inclusion and possibilities. This podcast explores how the beliefs we carry shape the way we live, lead, and connect with others. Each week, I talk with people who challenge assumptions, face adversity head-on, and show what's possible when we choose curiosity over fear. Together, we focus on mindset, resilience, and the small shifts that lead to meaningful change. Let's get started. Hi everyone, and welcome to another episode of Unstoppable Mindset. You are listening to us today, or at least I'm assuming you're listening just when this came out. But whenever you're listening, it is today, September 11th, 2026, which is needless to say, a special day. If you have kept up with my podcast from the beginning, you know that I worked in the World Trade Center on September 11th, and ever since then I've been a public speaker, traveling the world, talking about trust, teamwork, leadership, the human-animal bond, and a variety of things. But recently, I met Bob Ellis. Michael Hingson 04:40 Now, Bob, as it turns out, on September 11th worked at the Pentagon, and I have not ever really had the opportunity to talk with someone who was at the Pentagon, especially on September 11th. But we get to chat about that today, and Bob knows our rules, which are basically. He sent me a series of questions that he wants to cover, but we are doing this as a conversation, so we'll probably talk about a lot of the things that he specifically sent. But we can go any old way that Bob wants to go, so that's what we'll we'll make this really fun. And I'm really looking forward to having the opportunity to talk with Bob. So again, welcome to September 11th, and Bob, I want to welcome you to Unstoppable Mindset. We're really glad you're here, Bob Ellis 05:28 Michael. Thank you for inviting me. I know you you've inquired several times, and I've debated it, and and I was just holding it for the right time, and this is the right time-the 25th anniversary of the event. Michael Hingson 05:40 Yeah, it is, and and and as as we've said, if you find anybody who needs a a speaker to come in and speak, let me know. But but for now, we get to chat about you and and hear your story, which I think is the important thing. I think we'll probably talk about both of our stories in the course of the day, no doubt about it. But I really am glad that you are here and that you are able to to talk with us today and and and talk about things. So let's start the way I love to start with people. Let's start at the beginning. Tell me kind of about the early Bob growing up and so on. Let's start with that. Bob Ellis 06:17 Well, I I grew up in let's say grew up until I was four years old. I lived. I was born in Pensacola, Florida. Lived in the Panhandle. Mother and father got divorced, and we moved to Norfolk, Virginia. And it was just my my mother and I until I was 14 years old. And I found out about my dad and found some letters from him and insisted to go see him. And so, between 14 and 15, I made a couple of unauthorized attempts to to make my way to Florida. On the third attempt, I made it, and it was quite a surprise for my father. Ended up living with him and being my closest friend up until I had he had grandkids, we had kids, and so I lived and grew up in the Destin, Fort Worth, Fort Walton area. Went to work, and this is where the story begins. I went to work at Eglin Air Force Base as a as a janitor in a gas station for the Army Air Force Exchange Service, so that I could continue to play high school football and practice, was a great job. It was an opportunity to work with the military, be around the military, and I took great pride in that feeling that that that that while I I wanted to go into the air force and I wanted to fly jets, that opportunity just never presented itself because the Vietnam War was going on and they were banking pilots instead of taking pilots. Anyway, I I ended up staying with the Army Air Force Exchange Service for 34 years. I moved all over the world. I've seen the every AOR and every combat scenario since the Vietnam War. Not in the Vietnam War, but I was in the refugee program, helping with the resettlement back in 1972, 1973. Spent the rest of my career going wherever they sent me, and and and that was from Tokyo, Japan, to to Tuli, Greenland, to California, and ultimately to to Texas. Michael Hingson 08:30 I remember during the Vietnam War, someone called me one day. I was a student at UC Irvine, and there was a refugee camp fairly close to the university, and someone said, and someone said, "There's a blind young man at the sent at the refugee center, and we should go see him. And so we we bought a transistor radio for him and went out to visit with him and spent some time with him, and I never got to see him after that. But I hope I hope he did well. He he seemed like he was doing okay, but he was a little bit lost, needless to say, because it's a whole bunch of people. There are no a lot of people who knew much about blindness and blind people, but I would presume he did reasonably okay. I hope so, but that was the only time I specifically had an involvement with him or anyone at the refugee camps. Later, when I met my wife Karen, she lived, I think, a door down, and she and her parents lived a door down from a Vietnamese couple, and he was a tailor and actually made her wedding dress, which was kind of cool, and so we got to spend a fair amount of time with the Voo's, which was was good, but what's. Interesting for me now, with with now being well so many years later. In November, I will be going to do a speech in Hanoi, so I'm really looking forward to to going over there and and experiencing it. At least it'll be a little bit cooler then than it probably is now. So we'll see, but it'll be it'll be pretty enjoyable to go and again see a different a different part of the world, and I I think we'll be fine. At least that's that's that's the plan. Bob Ellis 10:34 That that that that tour that I had at Eglin Air Force Base with the refugees, will come back to to to 911 2001 and the experiences that I had at that refugee camp replicated in the Pentagon park and lot there in 911. So we'll get to that. I'll explain it further. Michael Hingson 10:56 Yeah, I'm sure it was a a great a great lesson. Where did you do college, or did you Bob Ellis 11:03 went to went to Duke University and the University and the University of Maryland? Michael Hingson 11:10 Okay. Well, at Bob Ellis 11:12 least much of it was correspondence as well, only because I was deployed for for so many years back to back, 17 moves in 34 years. Michael Hingson 11:22 Wow, Duke University. At least you didn't go to one of those other schools in North Carolina. Boy, talk about talk about rivalries and basketball. What a what a group down there. Bob Ellis 11:35 Oh, I know, I know. Michael Hingson 11:38 I once spoke in Kentucky, and the Wildcats were in the NCAA championship that year, and I was asked to speak at an event on the night of the championship. But I was told I had to end by 630. I could not go one second past 630 because the gym I was speaking in was going to clear out. Well, I ended in time so that at 630, what they said was absolutely true. That gym cleared out. Everybody went home to watch the game. Bob Ellis 12:09 That's that's sports. Michael Hingson 12:11 Not sports. It is, but it's okay. I I learned a lot down there and got to meet a number of people, and so it was it was a lot of fun to to do it, and then years later I was in North Carolina when NC State and UNC were playing to see who was going to go into the championship. So again, pretty interesting world, and and sports ruled everything then, so it's okay. It Bob Ellis 12:43 hasn't it hasn't changed at all because my my my daughter I got her graduate studies done at NC State, and it hasn't changed a bit. It's just I'll bet it's just crazy as it's when was 20 3040 years ago, Michael Hingson 12:58 and it shall ever be, won't it? Bob Ellis 13:01 Yeah, yeah. Her undergraduate degree was at University of Texas. This was my son's, and she went on to NC State, and and he went on to medical school in in Houston. Michael Hingson 13:16 Okay. Well, UC Irvine, when I was there, had the championship water polo team, but that's what we had. But they started basketball while I was there, although it wasn't anything huge. But a couple of years ago, they made it to the Sweet 16, and that was kind of fun for UC Irvine. One of these days, it'll go all the way. Bob Ellis 13:40 Yep. Michael Hingson 13:41 Well, anyway, so you you went to college, and and what did you major in? Bob Ellis 13:45 Political science. Michael Hingson 13:47 Okay, political science Bob Ellis 13:48 and business management. With a with my two aspirations, I wanted to. I really wanted to major in in aviation science, but that that wasn't offered. So that's political science and business science, business law. Michael Hingson 14:06 But you were working for the Army Air Force Exchange Service. What is that exactly? Bob Ellis 14:11 Yeah, it's a it's it's it's a non-appropriated funded Service provided all goods. I think of it as the the Walmart or the Target of of the civilian sector, except the Army Air Force Exchange Service has stored everything from stores, every business that you can think of therein, from stores to convenience stores to gas stations to beauty shops and barber shops to dining facilities, franchise Burger Kings, anything that a soldier and his family needs at the base or overseas or in the combat arena, where we were there with it, providing it. It's been a great career. Michael Hingson 14:59 Did you? Do you have any involvement with, especially here in the U.S. the the Randolph Sheppard programs, the blind vending stand operations at any of the facilities? Bob Ellis 15:09 Yep, sure did many many times. We're still working with it. There's there's some issues present right now under the Randolph Shepherd that they're looking at. I don't know what what's going to change, but yes, sir, we were very, very close to that. Michael Hingson 15:24 Yeah, I know there. The current government's looking at it; they want to scale a lot of it back, which would, I think, not be a good thing. I think there's a lot of reasons to keep it, but we'll see. We'll see. We'll see how it goes. But I, the closest I ever came to dealing with anything from AAES was I was invited to speak once at an organizational meeting of the National Property Managers Association in the military. Are you familiar with that? Bob Ellis 15:56 I am. Yes. Michael Hingson 15:57 And when I was asked to come, the Speakers Bureau didn't do a good research job because they told me, "Oh, it's the people who rent apartments and all that. When I got down to the to the event, I will say that the National Property Managers Association certainly serves a nice breakfast. But anyway, the conversation just didn't seem like what I what I was expecting. So I asked somebody, and they told me that the organization was the organization that had complete jurisdiction over anything physical that the government owned, and Bob Ellis 16:30 absolutely Michael Hingson 16:31 that that changed my grass. Sorry, Bob Ellis 16:34 right down to the grass, right down to the grass and the concrete. Michael Hingson 16:37 There you go. Well, it also changed my speech in 10 minutes, but it was fun. They invited me back the next year, so that was good. But it's it's fun when you're you're planning to do a particular speech, and suddenly it turns out it's got to change. It's good to have the flexibility to do that. But I'm I'm glad I had the opportunity to do it, and hopefully we'll have opportunities to do it again, but you have served a lot of different kinds of of services within AAES, and and I assume that's all worked out pretty well. Bob Ellis 17:14 That that worked out very well. Yep, I had I started at the bottom and and climbed as close to the top as I possibly could, but Michael Hingson 17:23 you eventually got the the highest medal that was available for civilians when you retired or after you retired. Bob Ellis 17:31 No, the highest award that I ever received was from my man over the Pentagon 911 support program, which was a nice medoris civilian award. Michael Hingson 17:46 Okay, where is your favorite place to live in the world? Or is that really easy to say? I mean, you've been all over the place and seen a lot of different kinds of places. Don't know how much you got to two of them, but anyway, Bob Ellis 18:00 it wasn't the two places that I that I went overseas, which was Japan and Greenland. Those were the longest tours of my life. Beautiful country in Japan, and and great facilities and support in tuning Greenland. But I would I would guess throughout the United States, I had a great assignment at the Army War College, and I had a great assignment at Travis Air Force Base here in Michael Hingson 18:26 California. Yeah, Bob Ellis 18:28 yeah. Michael Hingson 18:30 I've spoken. Bob Ellis 18:30 My son was born in Japan. He's dual citizen as a result on the Air Force Base, and my daughter was born in California. So it was a great time, mainly because the kids were younger and and and and we were in great climate areas. Michael Hingson 18:48 When people ask me what my favorite place in the United States is, I say everywhere. I I just enjoy meeting people wherever I go in the U.S. It's so many different cultures and customs and ways of doing things. It is so fun to to see all the different places and see how they are. People ask what I like, where I like outside the U.S. And so far, it's been New Zealand. I would say is probably the best, but Japan has to be up there too. I've really enjoyed being in Japan. I've been there a couple times, and I thoroughly enjoyed Bob Ellis 19:23 it. I, I had, I think the most the the greatest thing about the assignments was some of the people I I got to to meet in in my in my tours. One of them would be the Crown Prince of of Thailand, who who is now the king of Thailand, King Rama, got to meet him when he was a pilot, and supported him when when I was at Yokota Air Base, and multiple other celebrities. I I had the opportunity as a kid to attend the funeral. For Douglas MacArthur, and and his his memorial was right across the street in North Virginia from where my mother worked. And 20 years later, I had the opportunity to to meet mrs. Mcarthur, Jean MacArthur, at Gracie Mansion in New York, and I I I wrote protocol. I when it came time for her to to meet me and meet meet her, I got down on one knee and I held her hand and I said, "I want to tell you a little story, ma'am. And she said, "Well, certainly, absolutely. And I told her the story how when the general had died in in 1964, I was required by my my mother to go to the funeral, and the most fascinating person I'd ever seen in my life was herself, and she just got she just turned red. Well, long story short, I was at an army command at Fort Hamilton. The next day, the the group the the installation commander called me over to his office, very angry, but he wanted me to know that I was going to be the first civilian aide for the old lady, which was mrs. Mcarthur, and he had to take one of his lieutenants off. And I got to know the family and and the Mcarthurs as a result of that. So lots of opportunities, just absolutely amazing. 911, and we'll get to it. I got to meet President Bush momentarily, but I I got to meet him and have a short conversation. Michael Hingson 21:32 I got to meet him in 2005. We went to the Oval Office, and we were supposed to have a two minute photo op, but he kept wanting to interact. We ended up talking for about 15 minutes. He kept the Italian ambassador or prime minister waiting, but it was a was a great conversation. I very much enjoyed having the opportunity to meet with him. Bob Ellis 21:53 Yeah, he was remarkable. Michael Hingson 21:54 Yeah, in in so many ways. If Speaker 1 22:00 you enjoy Unstoppable Mindset and would like to help us continue bringing these conversations to you each week, we've created a way for you to support the show. Your contribution helps us cover production costs and continue sharing stories, insights, and ideas that inspire people to live with purpose and possibility. If supporting the podcast feels right for you, you'll find the link in the show notes. Thank you for being part of the Unstoppable Mindset Community. Michael Hingson 22:33 So that's that's pretty cool. So as you were going around to all these different places, what would you say you were learning. Bob Ellis 22:41 I was learning business. I was learning relationships. I was learning marketing. Pretty much anything that you wanted to do as a general manager or a vice president, the exchanges let you do it. You know, until you got too far gone, and they they reel you back in. But I love being able to run multiple businesses on the installation, and and be accountable for them, and run them at a profit, and and at the end of the day, do great things for military families. Michael Hingson 23:16 Wow! So you um, you you've you've had a lot of challenges and and had to learn a lot of different things. Needless to say, but I would would think that you've you've been able to to keep a lot of that and use it. And you know we've referred to September 11 th, and so let's let's get to around that time. The first thing I would ask, and people have asked me, but you're in a better position in theory than I. Did you have any inkling that something like September 11th was going to happen? Bob Ellis 23:53 Well, actually, September 11th was was happening. I left for work about 4:30 in the morning. I lived out in the suburbs in Centerville, Virginia, and it was one of those days that you just wished you didn't have to go to work. It was the as the sun was coming up, it had a little cold breeze to it. The skies were blue. It was just one of those days that you just wanted to sit out in the yard and and relax or go bicycling, whatever. But I did my duty and I drove in to the Washington D.C. area and reported to my office on time, which was right around 5o'clock. My staff showed up around six and some at seven, and my secretary came in, and I don't know exactly what time it was, but it was shortly after, right around 9o'clock in Eastern Time, when the first airplane had hit the the trade center. Michael Hingson 24:49 Yeah, Bob Ellis 24:49 846-940-6846, Yes, right, 846. Yeah, and and so I I went in to look at the. The the television monitor standing there it was just her and I at the time and and and I said that's not an accident and she says how do you know that I said look at the skies that was an airliner they were talking about it was a little small private aviation well I'm a pilot I've been a pilot for 40 years 41 years I knew exactly, you know, that that where it was, what it was doing, and that wasn't a it wasn't an accident. And and my inkling was is that I was in a in rented space in Arlington, Virginia, because we had been moved out because the wedge that got attacked was the one that was still under construction. My office had not been completed there, and and I had a meeting in that wedge at 9o'clock that morning. And my secretary said to me, "You know, Bob, the Pentagon is next. And I paused for a minute and I looked at her and I said, "How in the world could you even imagine that, you know that that that's a fortress? Who would be crazy enough to attack the Pentagon? And she says, I I just I don't want you to go over, you know, just just just do it by phone, which I I probably could have done. And I said, No, I'm I'm going to go over there. If they're going if they're going to attack the Pentagon, I'm going to go down with it, and that was kind of my philosophy. So, in the back of my mind, seeing that airplane hit the Trade Center and her telling me that certainly made me wonder if it wasn't a possibility. Michael Hingson 26:33 So, you didn't. You don't think that anyone, and I've never heard of any such, but that anyone had any advance notice? There wasn't chatter. There wasn't anything that made people suspect what might be getting ready to happen. Bob Ellis 26:47 No, I I I think that is the the worst our country has ever been off guard. It reminds me of you know the the attack on Hawaii and that you know in in Pearl Harbor. We were completely unprepared, and I thought we were completely unprepared on 911. And in fact, after the attack, I knew we were unprepared when I saw the two jets fly over with no armament on the wings. So no, I don't think anybody had any idea. Michael Hingson 27:18 Well, the other side of it, and I've talked about this in in some talks I've given. I talk a lot about trust and teamwork, and like it or not, one of the things that I observe is you had 19 terrorists who functioned well enough as a team that they didn't talk about it. They didn't let anything come out. So no matter how much armament or whatever we might have had, I'm not sure whether we could have predicted that on September 11th, what occurred was going to happen. Bob Ellis 27:49 You know, all the indicators were there. You know, those those 19 trained at private airports, and they and during their training, it was it was reported multiple times that all they were interested in was taking off, not landing. I mean, first clue, you know. Okay. Why would you just be interested? He's taking off an airplane, and and I always found that very curious, and I'd heard it several times. That should have set alarm bells off. Should have. It didn't. Apparently, it did. Michael Hingson 28:20 Good point, and you know the the thing is though that, as as you pointed out, who would have thought that anybody would attack the Pentagon, the fortress that it was? Who Bob Ellis 28:33 yeah, Michael Hingson 28:33 who would have thought? So again, you can only go by what you got, and so nobody, I think, would have ever imagined that. Well, of course, the first plane hit the World Trade Center, and at first, people didn't really know what happened because there were really not very many people who who saw it. In fact, we only have the few photos that were taken by the French photographers who were there for something else, but then a little after nine, the second plane hit, and that changed the dynamic and changed the perspective a lot. Although a bunch of people who started seeing it on TV thought it was just a movie, and it wasn't true, but the second plane hitting changed the attitudes. I think for most people, and that's when people knew something was going on. Bob Ellis 29:24 Yeah, I didn't know anything about the second trade center. I had left my office in Crystal City, and I had headed to the Pentagon. And the meeting, the meeting that I had was with the Army Personnel Chief and several other folks. And as it turned out, that is exactly the window that the airplane flew into. That was ground zero for the for the for the target for the airplane going in just above the first floor for the Pentagon. So I didn't know anything. I was I was trapped at that point. I was trapped. Couldn't go um. Wouldn't go um. Didn't want to go um. And I had lived in New York City for five years, and I was my biggest. I was always impressed by the New York City Fire Department. I mean, they're they're just walking heroes if you've ever seen them. I mean, they were like they were like giants when you got next to them, and that they would they were just superhumans. And I always wondered upon the top floors how in the world you would get a fire put out at the top of the World Trade Center, and and I did not know until two days later when I made it home. That was my first question to my family: How did they get the the fire out at the top of the World Trade Center? And I and and it was repeated to me centers, and I said, What are you talking about? Centers in my family, and they said, "Bob, the World Trade Centers are gone. I said, "I don't understand. How could they be gone? And that was that. That was you know two days later that I found out about that. It was quite a shock to me to learn what it actually while I was on on the Pentagon mission. Michael Hingson 30:58 Well, when the first plane hit. Well, in the second plane, the firefighters were going up the stairs carrying all their equipment, and I had had had known about that and asked people, "Well, why are you or would you be carrying equipment? Because I met I I didn't meet the FDNY people ahead of the World Trade Center attacks, but I did meet with other people to learn about emergency preparedness and so on because I felt as the leader of an office, it was my job to know because I wasn't going to be able to read signs, and I love information, so I was trying to learn all I could, and they told me that where would if you if you had equipment stored in the in the towers, then people would go to it. Firefighters would go to it and get the the equipment. What floor do you put it on? Because no matter what floor you put it on, what if the fire broke out one floor below? You know, you can't get to the equipment. So the only way they could get up the stairs to fight the fires was to carry all of the equipment with them, yep, yep. Not enough is said about those guys in history. No, and I met a number of them coming up the stairs as we were going down, and they wanted to escort me down, and I didn't want them to do that because I knew they were a team, and I I pushed back pretty hard and said, no, you guys go up and we'll go down unless we can help you fight the fires, and they said no. The reason they eventually let me go down without any assistance was I had a friend with me who could see, and I said, "Look, David can see. Don't worry about us. And David and they turned to David and they said, "You're with him. And David said, "Yeah, leave him alone. He's fine. So we went on down, and they went up. I don't know whether the people we interacted with made it down or perished up above. It was about 10 after 10 after nine or so when we got to the 30th floor where we met them. So it was another hour and almost 20 minutes before the tower collapsed, but I don't know where the firefighters were, or how many people from the groups that we interacted with perished, or if they all made it out. I don't know, but Bob Ellis 33:12 yep, I I memorized all those numbers. You know, 189 between the airplane and the Pentagon, 200 injured, but 189. 189 total were 64 on the airplane, 125 in the Pentagon, and I'll never forget those numbers. Yeah, I'll never forget the time. I looked at my watch at 9:17, and and I have to tell you that on 9/11, I always sit very quietly until I get past 917, not 937. I'm sorry, 937. Michael Hingson 33:48 So Bob Ellis 33:48 in the morning. Michael Hingson 33:49 So, how close were you to where the plane came into the Pentagon? Bob Ellis 33:56 About 300 yards. When when it was clear that the meeting wasn't going to happen because the air traffic control system had been shut down. They released us to go back to our our offices, and I was going out the front door. I left about 930. It was supposed to start at nine 930. The generals said we'll just reconvene, and and I agreed. And from his office on on the south portico, I was walking out the front door. Literally, I heard the engines spool up. I had been in the AOR in rail combat munitions, and and I've heard cruise missiles, and and I could hear this one spinning up, and I thought it was a cruise missile, and so when it hit when it hit the building, it was just it was just a horrendous sound. But my first impression was to run to it to see what happened, what what what caused that, and there was nothing there. It was just four or five cars burning and smoke billowing out of the building. And and the the rest turned into a you know a rescue and a a recovery. Michael Hingson 35:08 AOR is what Bob Ellis 35:10 the area of responsibility. Michael Hingson 35:13 Okay, area of responsibility. Okay, Bob Ellis 35:16 yeah, Kuwait, Saudi Arabia, wherever we are, it's it's N A O R, and that's your A O R. That's state. That's where you are. So that that's where I encountered first first and only live person coming out of the building, and which was a which was a really big surprise. But I knew that there was something that I I had to do, and and one of the things was to, if he needed assistance, getting him assistance. And there were several people. He was he was he was burned third degree burns over his whole body. He lived. I said one prayer was for him. And as it turned out, he became a a great ambassador. Turned out to be a great friend, and is actually back in the Pentagon to this day, just steps away from his old office as a civilian, went went back on a presidential appointment. Michael Hingson 36:09 So, you mentioned the general a while ago. Was did he survive? Bob Ellis 36:15 No, he was the he was the highest ranking person that we lost in in the entire encounter, and it was the entire office was just instantly vaporized. So he did not survive. Michael Hingson 36:33 Well, so you heard the engines revving up, and you went after you heard the explosion and so on. You went over to see what was going on, and then what did you do? Because it certainly had to be a major surprise and a shock by any standard. Bob Ellis 36:49 Yeah, I went that side of the building, saw the hole in the building, kind of convinced myself it was a cruise missile, but I never heard such a loud engine noise. As it turned out, it was it was two big engines off of a 757 200, and so I immediately tried to figure out you know what can I do? What should I do? Should I even be here? And that's when I saw the colonel coming out of the building, and I was able to walk with him and four others over to the the road, the Washington Boulevard that goes around the Pentagon, and and I sat down on the telephone pole, a light pole that the airplane hit going in. Now I'm a pilot, and and I have to tell you to take an airplane going at Mach point eight seven, and hit a target, hit the building, and not hitting the ground was just absolutely amazing to me. So as they got the colonel into an SUV and and and got him out of the the scene, I sat there. Just it was almost like a movie I was watching. The triage was being set up. The Pentagon was burning. The emergency services units were starting to show up, and we had very intermittent phone capability. And I had I had a a friend, my my the commander that I worked for in Dallas at the time. This secretary's husband was a bodyguard for Secretary Rumsfeld, and and Secretary Rumsfeld was actually carrying litter patients, carrying people out of the debris area and out of the offices. He was actually helping people, and he he realized that something needed to be done. So he gave Jerry a note, a piece of paper. We called them snowflakes, but it was a tablet, and he had listed what needed to be done and what needed to be done now. And Jerry found me sitting over there and gave me that that piece of paper, and it had everything listed on it. He wanted a a tactical field operation in place. He wanted it now, not yesterday. He wanted something in the interim, and it was to provide emergency relief supplies. So I I sat down on that telephone pole and I called our our local dist not local our largest distribution center in the world was down in Newport News, and I got the director on the phone and I said, I have an official order from you coming from the Secretary of Defense, and and don't override, don't just just follow my instructions until we can get to the commander at AFIS headquarters, and so I gave him the list. I just gave him the full list of things that we needed to get rolling, and I called another gentleman that was just across the river, the American Logistics Association, which owned all of the brokers and manufacturers, and I gave him a list of stuff that we needed now, like Gatorade boots. the The surface was over 2000 degrees, and the emergency service boots were melting almost upon contact. So I had I had 1000s, hundreds of 1000s of dollars of equipment. And supplies coming in, and we set up the USO tent, put everything in the USO tent. We raided all the stores in the in the Washington D.C. area. I was able to contact the region manager, and I told him, you know, what we needed to take it off the shelf, put it in the back seat of the cars, don't account for it, and get it to me. And that's what we did the entire first night was setting up the USO trailer, and the next morning I had two tactical field tractor trailers coming up the ramp just as the sun was coming up, and they were loaded with supplies, and that's what stayed in place for the next two months. Over $2 million worth of merchandise, emergency recovery type merchandise, everything from linens to the towels to eye wash, and and and we had to actually have some special boots made out of leather for the dogs because the dogs' feet were so it was it was quite an operation. We ended up well running within within 24 hours of the attack, Michael Hingson 41:04 why is it that you are able to stay pretty focused through all of this? Bob Ellis 41:08 I you know I you know I I've often asked that question. I wanted to go home. Alls I could think of is my kids, my wife. What what are they doing? What are they thinking? They're watching this on the news, and I had I had drifted over to which my car was very close, and it was taped off. The parking lot was taped off. It was a crime scene. There was no going anywhere. There was no transportation. If I wanted to walk 40 miles, I guess I could have, but because I couldn't go anywhere, I had to do something there on the scene, so that's that's that's what I did, and and it wasn't until the next day when the phone started working again, our two star in Dallas was able to get through to me on on my BlackBerry, and he wanted to know what the situation was, and and and I told him, and and he said, what what are we going to do? And I explained to him what we had done already, and he says, "How did you do all of that? I said, "I picked up the phone and I told him I was working for Secretary Rumsfeld, and this is the order. And and he says, "How are we going to pay for all of this? I said, "Sir, this is our finest hour. We're not. We're going to donate. These are all donating goods, and and it really was an interesting. I I just I just don't know. I was compelled. He he he ordered me on that second day to go home, and and I said I had no way to go home. And he said go to the motor pool. I'm going to call the motor pool. He had been the commander of the Air Force One Squadron, so he had a lot of connections in Washington, and he he got me a car, and I went home long enough to change clothes and and and to come back out. So it was it was just out of adrenaline, I think. Somebody had to do something, and and everything that I've told you here today is not written anywhere in history. I own every bit of what happened in in in that story, other than some of the people that were working there. Michael Hingson 43:07 What phone did you use that first day? You said you're you're it was the second day or the next day that you're phoned. So how were you able to communicate? Bob Ellis 43:17 We had Blackberries, and and until the networks got completely overrun, we were able to use it. And and so by the second third day, we we had pretty consistent communication, because the the the commander called me back that same morning, and and he said, you know, he said, how come you haven't been home? And I explained to him, and he says, "Will you do me one favor? And I said, "I would. He said, "Will you go back into the building? Said, "Sir, the building's on fire. He says, "Well, well, you get in the front, and I'm looking at it. He was looking at it on television, and the military clothing store was in the very front, within 100 feet, probably of that door that I went out of. And he says, "Would you see if our people survive, and if the store itself survived? It was sitting near the the area. I went in the store. I went into the building, into the burning building, and was able to look in the door, and I could see that the the room was full of smoke, and the door was locked. So I told him I would assume that our people made it out, alive and okay. And they say that was a, and they did, and they absolutely did. And in fact, everybody that that that that had any kind of supervisory capability around the Beltway, they volunteered to come over and work for me and and operating that facility for 2024 hours a day, seven days a week. Wow! So and not and not to shorten the the question, I wasn't there, but because of what I was doing in the in the Pentagon, my old homestead was at Fort Hamilton. Fort Hamilton picked up the same thing and went over to the Trade Center area, and they gave them a place to put a mobile. Food truck, and they brought supplies in and pretty much supported the firefighters and the and the and the police there. So so we had quite an operation going for a long time. Michael Hingson 45:11 Yeah, and and needed to, but it was interesting and commendable that in both places people were able to focus, and were able to carry out missions. I know at the World Trade Center when the two towers collapsed. Of course, it was it was unexpected, but we know now, of course, why they collapsed. It wasn't that the planes hit; it's that they were they were full of what 36,000 pounds of jet fuel each, and that exploding jet fuel is what damaged the infrastructure of the buildings to cause them to be able to collapse. But as well as at the Pentagon, but very quickly people were able to start to move and deal with issues and put procedures in place that were able to, I'm sure, keep more people from perishing and keep kept more people being able to focus throughout the whole the whole sequence of events. It it certainly was very scary, but it is something that that people like you were able to do. I know for me, the reason I was able to focus was because I had learned what to do in an emergency at the World Trade Center. I spent time with people and I learned how the whole building was structured, so I knew when the building tipped, why it tipped, and and things like that. You Bob Ellis 46:40 felt it. You you felt it. Michael Hingson 46:43 Oh yeah. Oh my god. We moved probably at least 20 feet, and then it came back, and oh my Speaker 2 46:48 god, it Michael Hingson 46:48 got vertical again. It got vertical again, and then a few seconds later, it dropped about six feet because the expansion joints went back to their normal configuration. But Bob Ellis 46:59 we uh we we knew from 937 till about 5o'clock that evening there would be no more survivors. It was over, and and and the dogs were getting depressed because they were they were they were not cadaver dogs. They were recovery dogs, and they were used to fight. And we we actually had ceremonies for the dogs every day, where we sewed flags onto their collars, and they had special water and special food. So they played a big, big role in morale, mine especially. Michael Hingson 47:33 And at the same time, I know people had to do drills to keep the dogs focused because they weren't able to find people, as you said, so they had to do things to give them something to find to keep them happy, which was was so important. Bob Ellis 47:50 Yeah, that we had two two tractor trailers lined up. It was just just two 300 feet from where you went into the damaged area of the Pentagon, and those dogs and their handlers would get up underneath those trailers and sleep, and they would play with the dogs. We actually had some carpets brought out, tarps brought out, and that's kind of where that was kind of their headquarters during 911. We had to make it up as we went along, and and the other interesting part of this story is in 1972 at the at the refugee camp, I was sleeping in the back of a van because there was just no way to go home. It was too it was too far to drive home to turn around and come back at 8o'clock the next morning, and I heard somebody knocking at the door, and and and I and I opened up the door, and it was a military colonel in uniform, and there was a civilian standing there with him. And he says, "Are you part of this operation? And I said, "Yes, sir, I am. He said, "Who are you with? And I said, "The Army Air Force Exchange Service. And and he says, "You're not provided any other facilities. This, I said, that was my choice. And as it turned out, I was speaking to Secretary Rumsfeld during his first administration as Secretary of Defense, and it was interesting that when he found out that what I did in in that program, I won the Indo Indo China Award for service, and then of course you you move ahead to to 2001, and we we knew each other. I had briefed him several times, and we we knew each other in the Pentagon. And that day, he knew that I would know what to do for the support role, and that's why he sent the letter up. And as it turned out, when he retired and and left the Pentagon, he was on a book tour, and and the the general secretary and myself got an invite to come to the book tour with him and and have lunch with him. And he handed me a book and he said, "I want you to have this, but I don't want you to open it up until you, Bob. I don't want you to open it up till you get home. I don't want you to give it to your wife. And and it was like this. Sure, I'm not not a problem, and so I got I got home. You know, this is this is 10 years later, and handed the book to her, and I said, "Open it up. I'm not wasn't allowed, and there's a nice thank you page on the front from Secretary Rums for allowing him to use me on 9/11, and you just you just that's the best reward that I could have ever ever expected. A guy that I just idolized to do that. Michael Hingson 50:26 When you got home, so you weren't able to talk to your wife before you got home, or did you ever get communication so you could call her? Bob Ellis 50:33 No, I didn't. I when I finally got the phone back up and running and got in the car. I had lost the battery, so I said, "I'm gonna be home in in an hour. I'll just be there. But General Wax called up, and she answered the phone. She went. She went sometime during that day and pulled the kids out of the private school, brought them home. She could see my car. It was a yellow SUV, and she could see it in the South parking lot in the news choppers going around. She said that was my car where my spot was, and General Wax got her on the phone and she and and she answered the phone and he said this is C J Wax and she thought that was the call. She thought that was it, and she alls I could do was drop to my knees and and and C J said and it's it's okay. I've ordered him to come home. He's all right. He's running. He's running a a program for us for for recovery. And if he's not there, he should be there shortly. And then by the time I got there, I got to the front step. I'm asking the question about the World Trade Center, how they got the fire out, and I was ordered that I could not go in the house because I smelled like smoke. So, so two minutes before that, I was the most important person in the world, and and then all of a sudden, I was I was back to Bob, and I wasn't going to wear that that suit in the house to to smoke it. So anyway, that's that's how she found out. He he called her up. I asked him. I think I asked him if he would get in touch with her at our last conversation, and he did. Michael Hingson 52:06 Soon after both towers collapsed, like a minute or so later, I called and got through to my wife Karen. I had talked with her before we left our office, and then when we got downstairs, I couldn't get through to her because the circuits were busy, and it was obvious that everyone we learned later was saying goodbye to loved ones, and so the circuits were busy. So after both towers collapsed, I was able to get through to her, and as I tell people, there were tears on both sides of the phone at the when that conversation started, but she was the first one who told us how two aircraft had been crashed into the World Trade Center towers, one to the Pentagon, and at that time, the fourth one was apparently still missing over Pennsylvania, and of course, then it crashed at Shanksville. Bob Ellis 52:52 I love it. Michael Hingson 52:54 Yeah, but we, you know, we talked, so she knew I was okay. Then a friend of ours, Tom Painter, who had been a friend of Karen's at high school out in California, but Tom, over the years, had ended up moving to New Jersey. He came down to stay with her, not knowing until he arrived whether I was in the office that day or out with a customer or what was going on. And of course, then she told him, and so he drove her to the train station to pick me up. When, when I got back out to Westfield, we went home. And you talk about with with dogs. We got in the house, and I took Roselle's harness off because I was going to take her out, and she would have none of it. She ran off, grabbed her favorite tug bone and started playing tug of war with my retired guide dog Linny, and I talked to the veterinarians at Guide Dogs for the Blind in San Rafael the next day, and they said, "Did anything threaten her? And I said, "No, not directly. And they said, "That's why she ran off because it was over. Nothing threatened her. Bob Ellis 53:58 Comfortable. Michael Hingson 53:59 She, they don't. Dogs don't do what if like we do, and so she was comfortable. She was happy. She wanted to play, and then then she did go out. But by the same token, the the whole point was that she was able to deal with with all of it and was able to to focus. Then we got her outside and and came back in, and she ate and and all that. But the the the thing is that she focused all day, and and she did a a wonderful job. And the reason that she focused and did so well was mainly because I worked at keeping her focus by telling her every chance I got. You're a good girl. What a good dog! Good dog. You're doing a great job. Keep going. I did that all the way down the stairs in the World Trade Center, and I was very deliberate about that because I knew she had to sense the fear and what was going on, and I wanted her to know that I was okay and I was going to be there for. Her, which is of course what teamwork and support is all about. You understand that very well. You you proved it in so many ways. I kept working with Roselle and kept her focused, and you know it all it all really went well. I still think one of the most relevant things for me in the World Trade Center. I went down the stairs with a guy named David Frank. David was from our corporate office in California, and David and I were going to be conducting sales seminars that day, teaching some resellers how to sell our products. And we got down to about the 50th floor, so David was there to talk about the the pricing and so on. I was going to do the majority of the presentation because I was going to be their technical contact, anyway, and we got to about the 50th floor, going down, and suddenly David said, "Mike, we're going to die. We're not going to make it out of here. And as I tell people, since I got a teaching credential, I had learned all about the secrets of how to yell at students. So I just said, "Stop it, David. If Roselle and I can go down these stairs, so can you. And he then immediately said that I brought him out of his spunk, and he told me that later as well. But what he told me was that he wanted to walk a floor below me on the stairs and shout up to me everything that he was seeing. He had to take his mind off of what was going on, and so he asked if I cared, and I said, "No, go ahead. That's what you need to do. That's fine. So I got like down to the 48th floor, and he yelled, "47th floor, Mike. All's clear here. Going on down. So we went down several floors that way. Eventually, I got to 45, and he was 44th floor. This is where the Port Authority cafeteria is not stopping. And the reason I mention it is because I think what David did is one of the unsung things that is so important from September 11th. He kept shouting up to me everything that he saw, but the reality is, anyone in the sound of his voice heard that there was someone who was okay going down the stairs, and he had to keep panic out of people's senses for so many individuals, because they just heard him, Mike, 43rd floor, all's good here. Going on down the stairs, all the way down the stairs. He had to have been able to keep so many people focused because he was able to keep his mind off of what was going on by shouting to me, and I think that that's so important, and so I'm. I always tell that story. I've been telling it for many years now because I want people to know what he did to keep so many people focused going down the stairs, and he had to have done that. Bob Ellis 57:31 Well, you know, I have. That's that's the first I've heard that, and and and and I read everything that I followed your story very closely, as well as the colonel who I was so close to, but there there are a couple of stories that are just never mentioned, not talked about, and one of them where we had to do every day. There was an update that the military gave the families an update as to what is happening, what was found, what was recovered, what to expect, and they would bring the kids in to listen to these brutal military briefings. I mean, just you know, these were these were soldiers, these were these were combat folks, and this is the way they briefed. And the therapy dogs were brought in, and there wasn't but about a dozen of them, and I will never forget not only the kids on the floor with the arms around those dogs, but some of the adults were as well. And I thought, what what a moment! That was the most touching moment of my entire life witnessing that. I mean, I could have done without it, but it was it was a very special moment. And then the the other thing that the world doesn't know about is on the second day, I got a I got a phone call from Secretary Rumsfeld's office that the VA was completely out of coffin flags. We had nothing in inventory to to cover the remains or the caskets for burial, and what could I do? And and right right from the Pentagon parking lot, I I called one of the buyers that bought American flags in Dallas, and then I asked her who do you get flags from, and she says it's American Flag Company. I'll give them credit for that, and and I said you need you need to get their entire inventory. We need to get it flown in, whatever expenses cover it, and get them here. The Pentagon doesn't have them, and New York doesn't have them. And those flags came in. They were they were there about that midnight that that that night. Now boxed up, thrown in the bag box, whatever tape they were bound, but everybody that came out later, you know, the recoveries as we got deeper into the debris, that had a had a flag that that came that came from us in the as well as at the Pentagon, and they put two very big special flags in there. I mean, like you see flying over a car dealer. And they hung that on the side of the Pentagon. And if you look at any of the any of the news willers of that time, it was on day two that flag was hanging that that came in with the rest of the other flags. So it was it was quite impressive. You never know what the next moment was going to bring you on you know from my side and and and can I meet the challenge? That was what I constantly worry about. How could I let any of this down? And I've got to do something. And and we were making it up as we went along. Michael Hingson 1:00:33 Yeah, that's all you could do. And so when I go back to Bob Ellis 1:00:37 to to this to this day, you know, we go back. They've got 184 markers. I don't know how many people attend it, but it's it's right in that zone, right outside the building, in that grassy area where they they they've made that memorial. And 184 people, to include I think two infants, are are memorialized there forever, which is very touching. It was a that was a hard place to go back to. Still was New York City when I went to it because I'd never I had never been 20 years 20 years yet 18 years before I ever went to to New York City to see the recovery there. I've never I've not been to the to the to the Pennsylvania field. I plan to go. I want to go. Just hadn't been convenient to get there, but but if I do that, I will have seen all all the sites. Michael Hingson 1:01:26 Yeah, I haven't been to Pennsylvania either. In 2017, I did make it to the World Trade Center Museum. In well, so we moved out of Westfield, and I moved back to California in late January, beginning of February of 2002, to work for Guide Dogs for the Blind and and speak from there. And traveled around and speak. Karen was there for a couple more months selling our home, and then she came out. But in May of 2002, Roselle was going to be honored by Hart's Mountain, the pet food and pet supply company. So, so we went back to New York, and while we were there, I met one of the police officers with with one of the service with one of the rescue dogs that that had been around the World Trade Center, and he arranged for us to get in a vehicle and drive down into the pit that was where the World Trade Center was, and they had built an artificial, well, a temporary road, and they were bringing things up, but we got to go down to what would have been the seventh sublevel, the bottom of the tower, and it was just a for me just imagining it standing in that dirt area in a hole seven stories deep and remembering what what it was like, and then in 2017 I went to the World Trade Center Museum and got to spend a little bit of time there, and of course everything had been rebuilt. The reflecting pool was there, and so on. But it was nothing like what I remembered from having been in the World Trade Center, and I walked around with someone who was able to be aware and describe what was where we were and what was above us, or what part of the building we were in as we walked through the complex. But of course, it was totally different. So it was it was such a strange feeling to experience all of that. But we did it, you know. And so now I've been to the museum, and actually there is a there's an animal exhibit in the basement, and Roselle's collar is is part of that exhibit. We donated that to oh Bob Ellis 1:03:50 really, oh really, oh God, I I was I was thinking that when I asked you that question earlier today, and I was thinking about that that has got to be remarkable, you know that that that's what touched me so much at the period. That the fact that the two of you were such a team, and I read everything that newspapers printed and watched. I guess there was some there was some CBS specials and so forth too, where you were interviewed, and it was it was just it was just absolutely amazing. Michael Hingson 1:04:21 Well, it is. you know, it is a an awe-inspiring sort of thing. And you know, people always say, you know, don't you feel guilty about surviving when so many people didn't? And and I said, no, I I didn't have any control over that. But what I do have control over is having been a survivor. What am I going to do about it? It's my responsibility to decide how I'm going to deal with moving forward after something like that. And of course, the opportunity opened to travel and speak, and so I've been doing it ever since. And I believe my job is. Is to educate people about what happened on September 11th, and let them know t
What would happen if specialty insurance underwriters and risk capital providers could work from the same timely, detailed information? In this episode of Tech Talks Daily, I speak with Jeff Radke, CEO and cofounder of Accelerant, about the infrastructure behind specialty insurance and why his team chose to rebuild it around a data-driven risk exchange. Jeff has spent decades in reinsurance broking, reinsurance underwriting, and specialty insurance across New York, Bermuda, and London. That experience gave him a direct view of a process he describes as expensive, slow, and supported by weak data flows. Jeff explains that Accelerant backs independent underwriting specialists who focus on narrow areas of risk, from pickleball courts to New York brownstones. These teams need the regulatory ability to issue policies and the capital required to support them. Accelerant connects those needs through a shared platform that routes risks to insurance companies and distributes them across a group of capital providers. The economic argument is striking. Jeff says the traditional chain can consume about 40 cents of each premium dollar in expenses and overhead. Accelerant instead seeks portfolio-level solutions across a diverse book of business, reducing repeated negotiations and transfers between intermediaries. He also addresses the tradeoff created by concentrating information in one exchange, including the need to protect data and cash flows when participants depend on a shared platform. Data quality sits at the center of the conversation. Jeff says older policy administration systems often retain only eight to twelve exposure characteristics for each policy, while Accelerant captures over 60 on average. That fuller record gives underwriters and capital providers more information when selecting risk, reviewing performance, or investigating a problem. We also discuss why smaller underwriting organizations may hold an advantage over established insurers. New teams can begin with data at the center of their operating model, while larger companies must change processes built around older systems. Jeff argues that the biggest barrier is often mindset rather than budget. AI has a defined role in that model. Accelerant uses agentic AI to organize varied incoming data, identify products whose performance needs attention, support portfolio construction, and improve internal operations. Jeff draws a firm boundary around responsibility: underwriters remain accountable for underwriting outcomes. His father's advice captures the principle neatly: do not blame the wheelbarrow; responsibility belongs to the person driving it. Could shared data and lower operating expense return more value to policyholders while preserving human judgment? Listen to the conversation and share your thoughts with me.
Pour yourself a bowl and sharpen the roof of your mouth because Episode 188 of Jay of the Dead's New Horror Movies is serving Oops! All Specialty Segments — the podcast equivalent of picking every golden Cap'n Crunch square out of the milk and hoarding the berries for last. Jay begins with the perfectly reasonable story of how he once convinced missionary companion Eddie Marquez that he possessed prophetic powers, thanks to a cereal box spotted atop a stranger's refrigerator. From that sacred breakfast revelation springs an entire episode stripped of its usual format and crammed with the Horror Avengers' strangest, funniest, most personal obsessions. These are the segments that prove no corner of Horror is too shadowy, scholarly, slimy, or absurdly specific to investigate. You'll encounter a documentary best entered completely blind, a digital demon limping out of the early Internet, and a ranked menu of dinner scenes guaranteed to ruin your appetite. There is even a debate over whether "King Kong vs. Godzilla" is gloriously goofy or merely terrible (because peace was never an option). Nine Horror Avengers enter the cereal bowl; only the yellow squares have been removed. The result is sweet, jagged, colorful, and likely to leave your ears pleasantly scraped raw. (Ai writing is so weird…) Along the way, the gang travels from silent Swedish dread and South Korean found footage to backwoods cannibals, PG-13 exorcisms, so-called "Elevated Horror," and the urgent cultural necessity of killer-hippo cinema! Jay asks listeners to say "hippopotamus" aloud at work, condemns "Hungry" for making the obvious Hungry Hungry Hippos joke, then immediately asks whether everyone has lost their marbles. Mister Watson breaks bread over 15 disturbing dinner scenes while admitting he cannot confidently explain why No. 12 outranks No. 5. Gillman Joel and Dr. Shock confront "Horrorvision," a movie so baffling that its ending inspires the show's spiritual image: everyone simply limping off into the distance. Yet amid the glorious nonsense, Episode 188 also makes room for genuine heart: Dr. Shock's remembrance of Judith Barsi and a warm, funny tribute to Dave Zee's podcasting career, including the revelation that this entire operation was built on meeting strange men online and that Dave Zee once determined it takes exactly 563 licks to reach the center of a Tootsie Roll Pop. It is an all-you-can-eat buffet of scholarship, tangents, friendship, monsters, marbles, and questionable life choices. This is what happens when Horror fandom is allowed off its leash. Bring a spoon, say grace, and as the part Cajun Gillman Joel says, "Stay swampy." NOTE: You can donate and support Jay of the Dead's podcasts right here through Venmo: Venmo.com/ConsiderCinema — Thank you!
Kelly and I recently experienced the Virgin Voyages Festival of Senses 2026, and in this episode, we're sharing everything we ate during the cruise! From our favorite dishes and specialty menus to the restaurants and dining experiences you shouldn't miss, we're giving you our honest opinions and recommendations.We'll tell you which Festival of Senses food was worth trying, which dishes stood out, where you need to eat onboard, and what we would order again. We also share helpful Virgin Voyages dining tips so you can plan your meals and make the most of your cruise.If you're researching the Virgin Voyages Festival of Senses, planning your first Virgin Voyages cruise, or trying to decide which restaurants and dishes to add to your list, this episode is for you. Listen to our firsthand Festival of Senses 2026 review before your next sailing!In this episode, we cover:* Our Virgin Voyages Festival of Senses 2026 experience* The best food and must-try dishes* Our favorite meals from the cruise* Virgin Voyages restaurants you need to visit* Specialty menus and unique dining experiences* What we loved and what we would order again* Helpful Virgin Voyages food and dining tipsReady to plan your own Virgin Voyages cruise? Fabulous Adventures Travel has been a Top 10 Virgin Voyages agency for four consecutive years, and our team has sailed more than 50 times across the Virgin Voyages fleet. Contact us for firsthand advice, expert planning, and help finding the perfect voyage.Ready to Sail? Get a deal here!Join us for Girls Gone Cruisin' 2026 & 2027! Click here: https://fabulousadventurestravel.com/girls-gone-crusin/Shop Virgin Voyages essentials! Click hereJoin my Facebook Group:https://www.facebook.com/groups/virginvoyagestipsanddealsFollow me on Social Media:Facebook: https://www.facebook.com/FabulousAdventurestravelcompanyInstagram: https://www.instagram.com/samanthastravels
"I think what dies is when you have someone show up and they don't actually understand the problem they're solving and they can't relate to a builder."That's Brett Dahmer, CFO of Performance Contracting Group, on what actually kills a vendor pitch inside a 60+ office, employee owned specialty contractor.We sat down with Brett for a rare finance side view of ConTech decisions. He walked us through:BarrierCube Ventures, PCG's own venture arm, and why a contractor started writing cheques into startupsThe Track3D investment, and what happens when you're both a startup's investor and its biggest customerThe line KP Reddy gave him early on that he still uses to size up every founderBrett's quick fire answer on ROI in construction tech is worth the listen alone. A vendor once quoted him a figure for a company he knows personally, and it didn't hold up.Full episode live on Youtube and Spotify. #aec #bricksandbytes #construction #constructiontech #vcOur Sponsors:BreadCrumb- 50,000+ projects globally. All running safer, faster, with Breadcrumb. - breadcrumb.coAphex is the multiplayer planning platform where construction teams plan together, stay aligned, and deliver projects faster – check out aphex.coArchdesk - “The #1 Construction Management Software for Growing Companies - Manage your projects from Tender to Handover” check archdesk.comChapters00:00 Intro01:00 Introduction to Brett Dahmer and Performance Contracting03:53 The Role of Technology in Construction08:51 Establishing a Venture Arm: Barrier Cube Ventures11:30 CFO Perspectives on Technology Investments17:19 Investing in Track Free D: A Case Study22:43 The Dual Role: Investor and Customer26:19 Challenges in Selling Technology to PCG26:49 Understanding the Pain Points in Problem Solving28:01 The Importance of Humility in Innovation29:57 Navigating Technology Implementation in Construction33:12 Consolidation of Technology for Efficiency35:13 Exploring Robotics and Automation in Construction37:32 Evaluating New Solutions: The First Questions40:12 The Role of Empathy in Founders' Pitches42:40 Reflecting on Investment Trends in Construction Tech45:37 Challenges of Fragmentation in the Construction Industry
In this LoanOfficerPodcast.com episode, the host Chris Johnstone sits down with Anthony Casa, CEO of UMortgage, to discuss how loan officers can grow their business in today's changing mortgage market. Anthony shares the strategies his organization uses to help loan officers build self-generated businesses, deepen relationships within their communities, leverage AI, expand into specialty lending, and build a personal brand that attracts the right clients and referral partners. In this episode, you'll learn: • How to build a stronger self-generated mortgage business through referral relationships, open houses, community events, and strategic outreach—and why loan officers should eventually shift from mostly outreach to more in-person relationship building. • How AI can help loan officers uncover the right loan products, manage their pipeline, stay in touch with their database, and compete as mortgage technology continues to evolve. • Why specialty lending, including HELOCs, second liens, non-QM, and other niche products, can help loan officers differentiate themselves and serve more customers in today's market. Anthony also shares why he believes the loan officers with the largest referral networks will have a major advantage in the future, how AI-powered search is already influencing how consumers find lenders, and why consistent, authentic social media content can build a powerful personal brand over time. If you're a loan officer looking to generate more referrals, use AI more effectively, expand your product knowledge, build a stronger database, and prepare for the future of the mortgage industry, this episode is packed with actionable insights. Listen to the full episode now to learn from Anthony Casa and discover how to build more relationships, serve more clients, and position yourself to win in the evolving mortgage market. And if you enjoy the episode, please subscribe, share it with another loan officer, and leave us a 5-star review. Your support helps us continue bringing you valuable conversations and proven strategies from the mortgage industry's top leaders.
Friends for years and with CF as their connection, Laura and Petrina have figured out how to raise CF awareness across the world. How does cystic fibrosis care compare between Australia and the United States? Host Laura Bonnell talks with Petrina Fraccaro, CEO of CF Queensland, about her journey into CF advocacy, the mission of CF Queensland, and the support available to individuals and families living with cystic fibrosis. Laura and Petrina also discuss the global landscape of cystic fibrosis, including advocacy, carrier screening, and international collaboration. They share insights from worldwide conferences, highlight the importance of community support, and explore opportunities to improve access to care and medications for people living with CF around the globe. As cofounders of the CF Global Advocacy Alliance (CFGAA), the women talk about how organizations around the world are working together to create a brighter future for the CF community. A Personal Connection to Cystic Fibrosis Petrina's path to CF advocacy is an interesting one. With a background in public relations, education, and working to empower women, she eventually began looking for an opportunity in the not-for-profit world. She wanted to use her skills for something meaningful, particularly for a chronic illness that many people didn't understand. But CF wasn't completely unfamiliar to her. As a child, Petrina had watched a family friend live with cystic fibrosis. That early experience stayed with her and eventually helped lead her into a career advocating for people and families affected by CF. Today, that passion has grown into leadership at Cystic Fibrosis Queensland, where she works to make sure people living with CF and their families have the resources, support, and advocacy they need. Supporting Families Through Cystic Fibrosis Queensland Cystic Fibrosis Queensland provides support across Queensland and the Northern Territory, helping families navigate the financial, emotional, and practical challenges that come with CF. Petrina talked openly about the challenges the organization has faced, including financial sustainability. Rather than trying to do everything, she focused on listening to the CF community and identifying the services that were most important. Those services include: Medical subsidies to help families manage the costs associated with CF care. Specialty grants that can help provide equipment such as nebulizers and oxygen concentrators. Education scholarships that help people with CF pursue college, training, and career opportunities. Mental health support for people with CF, their families, and caregivers. What struck me throughout our conversation was how much of this work comes down to one simple idea: people should not have to navigate CF alone. Why Awareness and Education Still Matter It can be easy to look at the incredible advances in CF treatment and think that we have solved many of the problems associated with the disease. We haven't. While CF treatments have changed dramatically—and modulators have given many people with CF opportunities that previous generations never had—there are still people who are diagnosed late, people who don't have access to the newest treatments, and families who don't understand what CF means when it enters their lives. Petrina talked about the importance of reaching immigrant and multicultural communities in Australia, where cystic fibrosis may not be well understood or even recognized. That education extends beyond families. Healthcare professionals and the broader community also need to understand CF so that people can be diagnosed as early as possible and connected with appropriate care. The Importance of Carrier Screening One of the topics we discussed that I think deserves much more attention is genetic carrier screening. Cystic fibrosis is an inherited condition, and a person can be a healthy carrier without ever knowing it. In Australia, Cystic Fibrosis Australia estimates that approximately 1 in 25 people carry a CF gene change, and most carriers are unaware of their status. Research from Australia also demonstrates just how important broader carrier screening can be. In a study of 12,000 people undergoing reproductive carrier screening for CF, spinal muscular atrophy, and fragile X syndrome, 342 people were identified as CF carriers, about 1 in 34 people screened. Approximately 88% of the people identified as carriers had no known family history of the condition. That last statistic is especially important. You don't have to have a family history of cystic fibrosis to be a carrier. Australia took an important step in November 2023 when reproductive carrier screening for CF, spinal muscular atrophy, and fragile X syndrome was added to the Medicare Benefits Schedule for people who are pregnant or planning a pregnancy. Testing has increased significantly since then, although there is still a need for greater awareness and education about carrier screening. For me, this is another reminder that education can change lives. Knowing your carrier status can give people information they can use when making decisions about starting or growing their families. Mental Health Is Part of CF Care Another part of our conversation that really stood out to me was mental health. Living with CF is not just about medications, clinic appointments, hospitalizations, treatments, and lung function numbers. It can affect every part of a person's life, and it affects the entire family. Cystic Fibrosis Queensland has developed mental health programming that supports people with CF as well as their families and caregivers. Petrina also talked about mental health first-aid training, which can give people the tools to recognize when someone may be struggling and help connect them with appropriate support. We also talked about something that comes up frequently in advocacy: the power and responsibility of sharing your story. Personal stories can educate people, change hearts, raise money, and influence policy. But constantly telling your story can also be emotionally exhausting. That means we need to make sure the people sharing their experiences are supported, too. Advocacy Is About More Than Awareness One of my biggest takeaways from talking with Petrina is that advocacy isn't just about making people aware that cystic fibrosis exists. It's about changing systems. It's about making sure families can afford the care they need. It's about access to medications and equipment. It's about education. It's about mental health. It's about genetic screening. It's about making sure people in every community—including communities where CF may be less recognized—have access to knowledgeable healthcare. And it's about making sure that progress in CF doesn't leave people behind. Looking Toward the Future Petrina's journey is a great example of what can happen when someone combines professional skills with a personal passion for making a difference. Our conversation reminded me that the CF community has come incredibly far, but there is still so much work to do. The treatments may be changing. The life expectancy for people with CF is changing. The way we think about CF is changing. But the need for advocacy, education, support, and connection isn't going away. And that's why conversations like this matter. I'm grateful to Petrina—not only for the work she does every day for the CF community in Australia, but for the friendship we've built through our shared commitment to making life better for people and families living with cystic fibrosis. To learn more about CF Queensland, Australia https://www.cfqld.org.au For more about CF Global Advocacy Alliance https://cfgaa.org.au For more about the European CF Society and the conferences they hold https://www.ecfs.eu Like, subscribe, and comment on our podcasts!Please consider making a donation: https://thebonnellfoundation.org/donate/The Bonnell Foundation website:https://thebonnellfoundation.orgEmail us at: thebonnellfoundation@gmail.com Watch our podcasts on YouTube: https://www.youtube.com/@laurabonnell1136/featuredNew: Shop our merchandise! https://thebonnellfoundation.org/product-shop/Thanks to our sponsors:Vertex: https://www.vrtx.comViatris: https://www.viatris.com/enRead us on Substack: https://substack.com/@lstb?utm_campaign=profile&utm_medium=profile-pageWatch our trailer of Embracing Egypt: https://youtu.be/RYjlB25Cr9Y
Russ Johnston, president of Commercial, E&S and Specialty at Nationwide, said that one of the company's fundamental pillars is its trust.
Employer health care costs have risen 70% over the last decade while wages have grown just 30%. Kirat Kharode, CEO and Founder of HealCo, joins the Startup Junkies Podcast's Fuel Accelerator health tech series to break down why self-funded employer health plans are becoming unsustainable, and how HealCo's governance layer helps route employees to lower-cost, high-quality care before costs spiral.In this episode:Why self-funded health plans are under more scrutiny than everThe site-of-entry problem driving up specialty care costsHow HealCo's governance and routing model worksWhat a real cost-savings diagnostic looks like for employersWhy Northwest Arkansas is fertile ground for this kind of infrastructureThis episode is part of our Fuel Accelerator series⏱️ Chapters: 00:18 – Welcome & the Fuel Accelerator health tech cohort00:42 – Meet Kirat Kharode, CEO & Founder of HealCo01:00 – 20 years inside hospital C-suites 01:26 – Inside the self-funded health plan landscape 02:07 – Why costs are outpacing wages 03:06 – Site of entry: where health costs really start 04:02 – Specialty care and the $15K vs. $50K cost divide 05:33 – HealCo's origin story and validation lab 06:36 – Building the governance layer and how employees benefit 09:06 – Sponsor: RISE Arkansas 09:33 – Validating the model & where self-funded care is headed 11:48 – HealCo's 5-year vision, case studies & broker demand 15:49 – Why Northwest Arkansas, plus advice for CFOs 18:50 – Connect with Kirat + episode wrap-up—Connect with Kirat & HealCo
Oral Arguments for the Court of Appeals for the Ninth Circuit
Tetra Tech EC, Inc. v. AIG Specialty Insurance Company
Dr. Liz Bonet interviews the founder and CEO of YouMind ® , Yassine Darkaoui. Sixteen years ago, after surviving six overdoses, Yassine found himself in an emergency room asking a question that changed the direction of his life. That journey led him to establish three world records in sailing and to found YouMind®, where they've developed two patented technologies: an AI that creates Neurofunctional Profiles from natural conversation, and a personalized neuroacoustic technology designed to help people intentionally shift and optimize their brain states. We explore how neuroscience, consciousness, and sound can complement practices such as hypnosis and mindfulness, and how understanding brain function may open new possibilities for lasting personal transformation. To use the system yourself or to access free resources go to https://www.youmind.org/bespoke or https://www.youmind.org/life Or contact Yessine directly at CEO@Youmind.org -------------- Support the podcast through Buy Me a Coffee! https://buymeacoffee.com/drlizbonet Support the Podcast & Help yourself with Hypnosis Downloads by Dr. Liz! http://bit.ly/HypnosisMP3Downloads Do you have Chronic Insomnia? Find out more about Dr. Liz's Better Sleep Program at https://bit.ly/sleepbetterfeelbetter Search episodes at the Podcast Page http://bit.ly/HM-podcast --------- About Dr. Liz Interested in hypnosis with Dr. Liz? Schedule your free consultation at https://www.drlizhypnosis.com Winner of numerous awards including Top 100 Moms in Business, Dr. Liz provides psychotherapy, hypnotherapy, and hypnosis to people wanting a fast, easy way to transform all around the world. She has a PhD in Clinical Psychology, is a Licensed Mental Health Counselor (LMHC) and has special certification in Hypnosis and Hypnotherapy. Specialty areas include Anxiety, Insomnia, and Deeper Emotional Healing. A problem shared is a problem halved. In person and online hypnosis and CBT for healing and transformation. Listened to in over 140 countries, Hypnotize Me is the podcast about hypnosis, transformation, and healing. Certified hypnotherapist and Licensed Mental Health Counselor, Dr. Liz Bonet, discusses hypnosis and interviews professionals doing transformational work. Thank you for tuning in!
Adam and Jordana try out some of the specialty drinks offered up courtesy of LuLu's Public House - they delve into First Place Peach, Strawberry Mojito Cider and more thanks to our friends at LuLu's for providing these beverages for Adam and Jordana LIVE at the Fair!
n this episode I speak with Jon Irvine about two specialty systems that can save plant operators from bigger problems: heat trace and liquid leak detection. John explains why these systems are often needed late in a project, how poor planning or the wrong product can create freeze-ups, nuisance alarms, or missed leaks, and why contractors need technical support before installation starts. We also talk about smarter design, better communication to building management systems, and how data centers are changing the conversation around leak detection.Please like and subscribe on your favorite platform.To reach Jon Irvine on LinkedIn: https://www.linkedin.com/in/jon-irvine-02a34424/ Learn more about Valin: https://www.valin.com/ To see products supported/sold by Valin: https://valinonline.com/ Valin's Heat Trace products page: https://valinonline.com/catalog/process-heatYouTube: https://youtu.be/yfPwirz9zfA
Patsy Mangan joined us on The Modern People Leader. We talked about Scribd Flex, why flexibility only works when it is paired with clarity and accountability, and why Scribd needed the GRIT Performance framework.---- Sponsor Links:
What if your career path took an unexpected turn, leading to a fulfilling journey in the surety industry? NASBP is excited to continue the series of episodes exploring that question, titled "The Corner Office: Conversations with Surety Leaders." In this episode, we explore David Pesce's remarkable transition from aspiring astronaut to Head of Surety at Munich Re Specialty - North America. With 40 years of experience, David shares insights on the evolving landscape of surety, the importance of risk management, and the industry's promising future amid global trends in renewable energy and infrastructure. Don't miss this engaging conversation that highlights the hidden dynamics of surety! With special guest: David Pesce, CCIFP, Head of Surety, Munich Re Specialty - North America Hosted by: Kat Shamapande, Director, Professional Development, NASBP and Mark McCallum, CEO, NASBP Sponsored By Applied Surety Underwriters
Dr. Clarke, the president-elect of the American Animal Hospital Association, a co-owner of a small animal hospital, a diplomate of the American Board of Veterinary Practitioners, and a member of the AVMA Veterinary Economics Strategy Committee, is our guest this week. His commitment to advanced learning led him to become board-certified through the American Board of Veterinary Practitioners, while his passion for elevating veterinary care expanded into service with professional organizations including AAHA and AVMA. Dr. Clarke also reflects on balancing professional service with family and team commitments and explains why strong relationships remain at the heart of a successful veterinary career.Thank you to our podcast partner, NVA General Practice. NVA helps great vets become even greater with multiple paths to build a career that's uniquely yours. Wherever you want to go next, NVA has a path to help you get there. Visit Careers.NVA.com to find your next role.Join Dr. Clarke at the 2026 Veterinary Business and Economic Forum, online October 7-8. Thought leaders and innovative researchers will share the latest information on business trends that affect local veterinary hospitals. Come away with actionable insights and easy-to-implement action guides to build your own success strategy. Register here today!
Today on the CodeCast Podcast, Terry discusses a topic that comes up in auditing conversations frequently: “that an auditor needs to specialize in a certain specialty before they can audit E/M services for that specialty.” That is not necessarily true. I understand where that thought comes from. It can absolutely help for an auditor to be familiar with the anatomy, medications, terminology, and common treatment plans within a specific specialty. That knowledge can make the note easier to follow. It may also help the auditor know when they need to ask a question or do additional research. But does it also create a bias? Let's chat about this today on the CodeCast. Subscribe and Listen Find all of Terry’s official links in one place: https://www.terryfletcher.net/links The post E/M Auditing Specialty Providers appeared first on Terry Fletcher Consulting, Inc..
Speciality of the House: Sbirro's has no menu, no sign and no interest in new customers, and the handful of men who eat there have taken a solemn oath never to speak of the one dish that keeps them coming back.Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.tiny.us/OTRCHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:01:30.028 = CBS Radio Mystery Theater, “A Matter of Faith” (June 21, 1978) ***WD00:45:51.326 = Obsession, “Ebb Tide” (October 01, 1951) ***WD01:14:46.759 = Origin of Superstition, “Black Cat” (1935) ***WD01:28:25.308 = Pat Novak For Hire, “Father Leahy Joe Feldman” (April 02, 1949)01:57:11.365 = Peril, “Mask of Hate” (1953) ***WD02:21:19.624 = Mystery Playhouse, “Letter” (December 26, 1944) ***WD(LQ)02:43:57.936 = Philip Morris Playhouse, “Four Hours to Kill” (May 13, 1949) ***WD(LQ)03:12:47.766 = The Price of Fear, “Speciality Of The House” (April 13, 1974) ***WD03:41:18.848 = Adventures of Ellery Queen, “One Diamond” (May 06, 1948)04:10:28.639 = Quiet Please, “Dialogue For A Tragedy” (April 10, 1949) ***WD04:40:22.415 = Radio City Playhouse, “Sibling” (December 11, 1949) ***WD05:08:43.222 = Show Close(ADU) = Air Date Unknown(LQ) = Low Quality***WD = Remastered, edited, or cleaned up by Weird Darkness to make the episode more listenable. Audio may not be pristine, but it will be better than the original file which may have been unusable or more difficult to hear without editing.CUSTOM WEBPAGE: https://weirddarkness.com/WDRR0745
© 2020-2026 Ivy Podcast Discovery LLC
