Podcasts about SAS

When a prison riot breaks out inside Scotland's Peterhead Prison, two officers are taken hostage and the SAS are secretly called in. But the truth of what happened wouldn't come out for years...This is the story of a brutal prison, a high-stakes rescue mission, and the man who survived it all.For pictures of the destruction of D Block, see here: https://www.bbc.co.uk/news/uk-scotland-41397881Murder They Wrote with Laura Whitmore and Iain Stirling is available twice a week on BBC Sounds. Subscribe now so you never miss an episode. Got a case or story for us? Email lauraandiain@bbc.co.uk.

Send us a text however note we cannot reply through these means. Please message the instagram or email if you are wanting a response. On today's Zero Limits Podcast I chat with Jordan Fitzgerald NZ Commando, 1st Battalion Royal New Zealand Infantry Regiment, founder Warfighter AthleticJordan enlisted in the New Zealand defence force in 2007 serving in the 1st Battalion Royal New Zealand Infantry Regiment. During his infantry career Jordan deployed to Afghanistan in 2009 as part of the ISAF. In 2014 Jordan attempted selection for the SAS and was selected for the Commando pipeline. In 2018 Jordan can up with the concept for Warfighter Athletic a fitness and lifestyle inspired brand to better individuals. In 2020 Jordan ended his career in the commandos spending the last couple of years conducting grey role operations before moving into a fulltime role at Warfighter Athletic. "Pursue Excellence" www.3zeroscoffee.com.auInstargram @3zeroscoffee Discount Code 3ZLimits Website - www.zerolimitspodcast.comInstagram - https://www.instagram.com/zero.limits.podcast/?hl=enHost - Matty Morris www.instagram.com/matty.m.morrisSponsorsGatorz Australia - www.gatorzaustralia.com15% Discount Code - ZERO15(former/current military & first responders 20% discount to order please email orders@gatorzaustralia.com.auGetSome Jocko Fuel - www.getsome.com.au10 % Discount Code - ZEROLIMITS

How is church worker formation cemented as culture in the church? The Rev. Dr. Mike Von Behren (President of the LCMS Northwest District and Regent at Concordia University Irvine) and the Rev. Dr. Bill Harmon (President of the LCMS Southeastern District and Assistant Pastor of King of Glory Lutheran Church in Williamsburg, VA) join Andy for our Set Apart to Serve series to talk about their journeys to becoming pastors and then District Presidents, their chief duties as a District President, what each of their districts are doing to form and recruit church workers and why this work is so important to each of them, and what they think will cement church worker formation and recruitment into the culture of our LCMS congregations, schools, districts, and entities. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve.

Indignación entre las instituciones malagueñas y el mundo de la cultura después de que el Gobierno central haya excluido a Málaga de la comisión para la conmemoración del centenario de la Generación 27. Más de 5.700 médicos de la provincia de Málaga que ejercen en la sanidad pública 4.500 exclusivamente para el SAS y 1.200 compatibilizando con la privada-están llamados hoy a una huelga nacional de 24h convocada la Confederación Española de Sindicatos Médicos y el Sindicato Médico Andaluz. La dirección de costas ha sacado a licitación los trabajos de ampliación de los baños del carmen de Málaga, una obra que llevaba una década esperándose, que supondrá una inversión 6,1 millones de euros y un plazo de 9 meses. El aeropuerto de Málaga sigue batiendo récords con 2.584000 pasajeros en mayo, un 8,7% más respecto al mismo mes de 2024 y 18.000 vuelos, un 10% más. El Unicaja buscará esta noche reponerse de la contundente derrota del miércoles e igualar las semifinales de Liga ante el Real Madrid. La escritora argentina Claudia Piñeiro está de vuelta en Málaga para presentar su última novela, 'La muerte ajena', hoy hablaremos con Claudia en nuestros estudios.Escuchar audio

This special episode formed part of FP&A Con 2025 which saw a record-breaking 1500 registrants.  The guests: Nathan Bell, Managing Partner, VAi Consulting, is among the most in-demand experts. Bell has unique experience– having started in computer science, before leading finance teams at Native American Bank, Digital Media Trends and Gartner– where he advised hundreds of FP&A teams facing chaotic data situations). Anna Tioma former CFO of Sandoz and  Softeq. Most recently she has pivoted to become a fractional CFO at Blend2Balance.  Anna Yamashita, Solutions Consulting at Data Rails who has worked across SAS finance throughout her career where she helps FP&A teams implement modern performance management solutions. In this session:  How AI is being applied in real FP&A workflows today  Predictive analytics as the gold standard Getting to a single version of truth with AI  ROI in AI  Mastering Data Management  Misconceptions about AI in finance and security  Co-pilot, prompts Bonus: Security and AI 

Rebecca spendeerde haar weekend in een dikke villa in Barca terwijl Sas opzoek ging naar een nieuwe sleurhut, verschil moet er zijn toch?

Robert Fico by chcel spolu s KDH meniť našu ústavu. Chceli by v nej mať len dve pohlavia a nadradenú národnú identitu. Ústavný právnici hovoria o bezprecedentnom zásahu do nášho právneho systému. Robert Fico medzi tým navštevuje a chváli autoritatívnych politikov a ich režimy a avizuje, že možno nepodporí 18. balík sankcií proti ruským agresorom, stále zabíjajúcim nevinných ľudí na Ukrajine.Parlament popritom nezabudol aspoň na učiteľské platy, no obmedzenie transakčnej dane odsunul až na jeseň. Európska únia nás upozorňuje, že sme prešustrovali eurofondy a strácame právny štát.Prečo má Slovensko problémy s právnym štátom a čo s tým chce robiť opozícia? Čo hovorí SaS na spoluprácu Smeru a KDH? A cítia vinu za to, že nezastavili uznesenie parlamentu proti sankciám? Neprehlušili hádky o pohlaviach či kňazoch v nemocniciach tému demokracie a životnej úrovne na Slovensku? A podporia v opozícií zvyšovanie našich výdavkov na obranu, ktoré ohlasuje prezident?Braňo Závodský sa rozprával s predsedom strany Sloboda a solidarita a poslancom Národnej rady Branislavom Gröhlingom.

Bienvenidos a Andalucía Informa, un podcast de Europa Press. En este espacio podrás conocer en unos minutos las noticias más relevantes de nuestra comunidad. Hoy es 11 de junio y estas son algunas de las informaciones más destacadas en nuestra agencia. La Junta urge a Montero a "romper su silencio" y acabar con el "maltrato permanente" del Gobierno a AndalucíaMontero pregunta si Moreno es "conocedor o cómplice" de la paralización de los contratos del SAS en la Cámara de CuentasCCOO exige cumplir en verano la jornada intensiva en obras y pide a Trabajo urgencia con las denuncias presentadasRecuerda que puedes encontrar estas y otras muchas noticias en la sección de Andalucía en nuestra web europapress.es. 

15 stycznia 2019 roku. Ze stolicy Kenii napływają przerażające informacje i zdjęcia. Luksusowy hotel DusitD2 stał się celem ataku terrorystycznego. Materiały wideo pokazują ludzi, którzy w panice uciekają z okolicznych budynków, a w tle słychać strzały. Uwagę mediów zwraca tajemniczy mężczyzna ubrany w fioletową kurtkę, kamizelkę kuloodporną oraz kominiarkę. Na kilku nagraniach widać, jak samotnie wchodzi do budynków i wyprowadza z nich cywili oraz pomaga kenijskim służbom w opanowaniu sytuacji. Tym mężczyzną okazuje się operator brytyjskiego SAS o pseudonimie Christian Craighead. W jaki sposób znalazł się w Kenii? Dlaczego to właśnie hotel w Nairobi stał się celem terrorystów? O tym opowiadamy w najnowszym odcinku Misji specjalnej RMF FM.

Episode 69 tee hee (05/06/25) On this episode - Greg talks about his first mission with the SAS and what it was actually like going on a night patrol. episode 6 of our divisive new Chat GPT generated radio play ‘The Depot', Olly Murs quits a show, Russel Crowe in a chip shop, an attempt at playing the ‘wikipedia rabbit hole game' again (probably the last), the King gets a gift, a local murder, the end of WTF with Marc Maron, the works and various different members of The Grumbleweeds in ‘Masters of Comedy'(with “impressions”), our improvised soap opera ‘Aylesbury Market/Building Site', a life hack for perverts, inappropriate laughter from the audience on The Chase, recommendations, Future Greg and a whole lot more! 

Bienvenidos a Andalucía Informa, un podcast de Europa Press. En este espacio podrás conocer en unos minutos las noticias más relevantes de nuestra comunidad. Hoy es 10 de junio y estas son algunas de las informaciones más destacadas en nuestra agencia. La fiscal superior de Andalucía considera que la situación de García Ortiz "no es nada positiva" para el Ministerio PúblicoPSOE-A afea a Moreno "quitar competencias" a la interventora del SAS y "poner la Cámara de Cuentas a su servicio"La alcaldesa de Puerto Real (Cádiz) urge investigar el incendio que obligó a desalojos: "Presentaba 20 focos distintos"Recuerda que puedes encontrar estas y otras muchas noticias en la sección de Andalucía en nuestra web europapress.es. 

Send us a text however note we cannot reply through these means. Please message the instagram or email if you are wanting a response. On the todays Zero Limits Podcast I chat with  Jamie Hull, motivational speaker, adventurer and former 21 SAS British Army Reservist.Whilst training for his private pilot's licence in 2007, Jamie's aircraft caught fire forcing him to make an emergency landing. With the cockpit in flames and the plane descending, death appeared imminent. Yet against the odds, he remained calm and escaped via the only way possible: by climbing onto the wing of the aircraft. When the aircraft was only twenty feet from the ground, he jumped. Jamie's aircraft crashed and exploded only sixty feet from him.Jamie was rescued by a passer-by and rushed to hospital, where he remained in intensive care for six months followed by another six months in a coma. He had a total of 60% third-degree burns to his body and hopes of survival were slim. During this time, he suffered renal failure, underwent kidney dialysis and suffered from pneumonia and septicaemia.Since the accident, Jamie has undergone over fifty operations. Through mental strength and determination, Jamie has rebuilt his life and gone on to inspire thousands with his resilience. www.3zeroscoffee.com.auInstargram @3zeroscoffee Discount Code 3ZLimits Website - www.zerolimitspodcast.comInstagram - https://www.instagram.com/zero.limits.podcast/?hl=enHost - Matty Morris www.instagram.com/matty.m.morrisSponsorsGatorz Australia - www.gatorzaustralia.com15% Discount Code - ZERO15(former/current military & first responders 20% discount to order please email orders@gatorzaustralia.com.auGetSome Jocko Fuel - www.getsome.com.au10 % Discount Code - ZEROLIMITS

Part 2Tony undertakes training including a course at Aldermaston to find “Dirty Bombs” during a search exercise at Lippitts Hill he encountered the SAS. We discuss the “Foxtrot 11” and the formation of D11, the specialist firearms team.During his time Tony witnesses a number of incidents that have been recorded in the annals of history for the metropolitan police. Including the shooting of an officer by a cross dressing burglary suspect called David Martin . The arrest of this man resulted in 2 officers being charged with attempted murder. The officers were subsequently found not guilty.Tony became an instructor and was part of Blue team and would assist in the instruction of officers who were authorised shots for the force. As part of “Blue team” Tony was deployed to St James Square following the murder of Yvonne Fletcher. He talks of the time spent with the SAS and how he sketched cartoons for the staff involved in the containment.His first shooting was in 1985 at a domestic siege where the suspect survived and faced trial at the old bailey. 18 months later he was called the Equalizer by the Sun. Tony had been deployed to a potential armed robbery. The robbery took place and Tony deployed from an observation vehicle. He and his colleagues confronted the suspects at an abattoir. The suspects turned, presented their weapons and believing that he was in immediate danger Tony opened fire and shot 3 suspects. 2 of them died at the scene. The 3rd man survived.The senior management were more concerned about the ethnicity of the suspects than the welfare of the officers involved. Hosted on Acast. See acast.com/privacy for more information.

What does it take to establish a strong foundation for church work formation and recruitment in the culture of our congregations, schools, and the larger church body? The Rev. Dr. Lucas Woodford (President of the LCMS Minnesota South District, Regent at Concordia University St. Paul, and Associate Pastor at Trinity Lutheran Church in Farmington, MN) and the Rev. David Nehrenz (President of the LCMS Oklahoma District and Pastor at Trinity Lutheran Church in Norman, OK) join Andy and Sarah to talk about their paths to becoming a pastor and district president, how each of their districts is forming and recruiting church workers, why a mindset for formation and recruitment is important, why collaboration on growing a culture of church work formation across the LCMS is important, why it's particularly crucial to have the support and collaboration of schools in this culture, and the benefits each has seen so far from these collaborative efforts in Set Apart to Serve in their districts and across Synod. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org. Today's episode of The Coffee Hour is underwritten in part by Concordia University, Nebraska. You can learn more about Concordia University, Nebraska at cune.edu

The boys are joined by Private military contractor Tysson Ley and talk about drinking spiced rum in Iraq's Green zone, the pitfalls of being called Tysson, joining the Welsh Guards as a teenager, operations in Northern Ireland and getting battered by the RUC. Tysson talks about going for SAS selection, having to learn to walk again after a bad accident, sailing Antonio Banderas yacht, working on the doors in Magaluf and the legend of Mucca. Tysson talks about going into the Private military sector, nearly being involved in toppling an African government, the absolute carnage of Baghdad, having Christmas dinner in Saddam Husseins palace, having to evacuate out of Yemen during the Arab Spring and doing close protection for Holly Valance plus much much more…..@ambitioniscritcal1997 on Instagram @TheAiCPodcast on Twitter

Pavel Macko je predseda malej strany, ktorá spolu s SaS tvorí Pravicový blok. Tvrdí, že spolu pôjdu aj do volieb.V podcaste s Pavlom Mackom sa dozviete:– od 1. minúty – čo hovorí na neprávoplatné odsúdenie guvernéra NBS Kažimíra;– do 3:00 – že Peter Kažimír mal odstúpiť už pri podozrení;– po 5:00 – či ide do volieb na kandidátke SaS, aj keď je predsedom strany DS - ODS;– od 6:00 – či by sa mali do predvolebnej koalície s SaS pridať aj Demokrati;– po 7:00 – čo hovorí na Friedricha Merza a jeho slová o zastavení eurofondov pre Slovensko;– od 8:00 – že vďaka Robertovi Ficovi sme ako Slovensko úplne nedôveryhodní;– po 10:00 – že Fico sa topí a nás ťahá spolu s ním do povodne;– od 11:00 – že hádzanie sa o zem ako malé dieťa nie je suverénna politika;– od 14:30 – že Fico nás dostáva do pozície, keď z členstva v EÚ prestaneme mať výhody;– po 15:20 – či sa budeme vedieť spoľahnúť na našu bezpečnosť, keď stojíme na okraji;– od 16:20 – že Nemci sa môžu suverénne rozhodnúť, že takéto Slovensko nebudú sponzorovať;– po 18:30 – prečo nemôžeme ignorovať Andreja Danka a jeho slová o odchode z EÚ;– od 20:00 – že Danko šíri len nihilizmus a zúfalstvo, a jeho slová o otrokoch v nemeckých firmách sú škandalózne;– po 23:00 – že keby Robert Fico zavolal Orbánovi, aby nám odblokoval peniaze, našiel by peniaze na transakčnú daň;– od 26:00 – že Rusi aktuálne cítia šancu;– po 29:00 – ako môže Donald Trump nakoniec pomôcť Ukrajine viac než Joe Biden;– po 30:00 – že Putin si vyhodnotil Trumpa ako slabého;– od 31:30 – ako Ukrajina chcela ustúpiť v záujme mieru;– po 33:50 – že Ukrajina nám kupuje čas, ale my ho nevyužívame;– od 34:30 – že Putin sa nebude vedieť prestaviť na mierovú ekonomiku;– po 35:00 – že príčinou vojny je podľa Ruska samotná existencia nezávislej Ukrajiny;– po 38:00 – ako ruské podvratné aktivity majú aj druhé kolo a to sú napríklad vraždy;– od 39:30 – že bolo zaznamenaných viac ako 500 incidentov v Európe, v ktorých mali prsty Rusi;– po 40:00 – že ruské sabotáže sú napríklad aj zakladanie požiarov;– do 43:00 – či si vieme vybrať, či byť ruským nepriateľom, alebo ním jednoducho sme.

Pavel Macko je predseda malej strany, ktorá spolu s SaS tvorí Pravicový blok. Tvrdí, že spolu pôjdu aj do volieb.V podcaste s Pavlom Mackom sa dozviete:– od 1. minúty – čo hovorí na neprávoplatné odsúdenie guvernéra NBS Kažimíra;– do 3:00 – že Peter Kažimír mal odstúpiť už pri podozrení;– po 5:00 – či ide do volieb na kandidátke SaS, aj keď je predsedom strany DS - ODS;– od 6:00 – či by sa mali do predvolebnej koalície s SaS pridať aj Demokrati;– po 7:00 – čo hovorí na Friedricha Merza a jeho slová o zastavení eurofondov pre Slovensko;– od 8:00 – že vďaka Robertovi Ficovi sme ako Slovensko úplne nedôveryhodní;– po 10:00 – že Fico sa topí a nás ťahá spolu s ním do povodne;– od 11:00 – že hádzanie sa o zem ako malé dieťa nie je suverénna politika;– od 14:30 – že Fico nás dostáva do pozície, keď z členstva v EÚ prestaneme mať výhody;– po 15:20 – či sa budeme vedieť spoľahnúť na našu bezpečnosť, keď stojíme na okraji;– od 16:20 – že Nemci sa môžu suverénne rozhodnúť, že takéto Slovensko nebudú sponzorovať;– po 18:30 – prečo nemôžeme ignorovať Andreja Danka a jeho slová o odchode z EÚ;– od 20:00 – že Danko šíri len nihilizmus a zúfalstvo, a jeho slová o otrokoch v nemeckých firmách sú škandalózne;– po 23:00 – že keby Robert Fico zavolal Orbánovi, aby nám odblokoval peniaze, našiel by peniaze na transakčnú daň;– od 26:00 – že Rusi aktuálne cítia šancu;– po 29:00 – ako môže Donald Trump nakoniec pomôcť Ukrajine viac než Joe Biden;– po 30:00 – že Putin si vyhodnotil Trumpa ako slabého;– od 31:30 – ako Ukrajina chcela ustúpiť v záujme mieru;– po 33:50 – že Ukrajina nám kupuje čas, ale my ho nevyužívame;– od 34:30 – že Putin sa nebude vedieť prestaviť na mierovú ekonomiku;– po 35:00 – že príčinou vojny je podľa Ruska samotná existencia nezávislej Ukrajiny;– po 38:00 – ako ruské podvratné aktivity majú aj druhé kolo a to sú napríklad vraždy;– od 39:30 – že bolo zaznamenaných viac ako 500 incidentov v Európe, v ktorých mali prsty Rusi;– po 40:00 – že ruské sabotáže sú napríklad aj zakladanie požiarov;– do 43:00 – či si vieme vybrať, či byť ruským nepriateľom, alebo ním jednoducho sme.

Správa prezidenta o stave republiky, vnútropolitická situácia, zahraničná politika SR, Gaza a Ukrajina, a iné; | Hostia: Juraj Blanár (minister zahr. vecí; podpredseda SMER-SD) a Vladimíra Marcinková (poslankyňa NR SR; SaS). | Moderuje: Matej Baránek. | Diskusiu Sobotné dialógy pripravuje Slovenský rozhlas, Rádio Slovensko, SRo1. Reláciu vysielame každú sobotu po 12:10.

How do a Pastor and DCE work together as a ministry team in a congregation? The Rev. Dr. Phil Booe (Pastor, St. John Lutheran Church in Luverne, MN) and DCE Jessica Blocker (Director of Christian Education, St. John Lutheran Church in Luverne, MN) join Andy and Sarah for our Set Apart to Serve series to talk about how their education and formation as church workers prepared (or didn't prepare) them for team ministry, what they've learned about working as a team since they began serving together five years ago, how they handle logistics while working on a small team, how they make the best use of each other's strengths and interests, and what matters to them in how they present themselves as a team to the congregation and others. Learn more about St. John Lutheran Church at stjohnluverne.org. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

In April 1945, during Operation Howard in enemy occupied territory, troops of the SAS were ambushed by German Panzerfausts. Several were pinned down and they suffered heavy losses. Along came Paddy Mayne who, in an act of suicidal bravery, drove along an open road to reach his men, all the while giving and taking fire. HE collected wounded, returned to safety before again heading out to retrieve more of his men. For this action, Field Marshal Bernard Montgomery recommended Mayne for the Victoria Cross, however the award never came. Now, many years later, Damien Lewis and others are at the forefront of a campaign to have the decision reviewed. Damien is a historian and author of SAS Great Escapes Four and he joins me to discuss the non award, and SAS stories and ethos. Damien Lewis Links SAS Great Escapes Four Aspects of History Links Latest Issue out - Annual Subscription to Aspects of History Magazine only $9.99/£9.99 Ollie on X Aspects of History on Instagram Get in touch: history@aspectsofhistory.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

افغانستان میں جنگی جرائم کے واقعات میں سابق اسپیشل ایئر سروس (SAS) کے فوجیوں کے ممکنہ کردار کی تحقیقات کرنے والی اینٹی وار کرائمز ایجنسی نے مبینہ طور پر بڑے پیمانے پر چھاپے مارے ہیں۔

Kiera is joined by Mark Rasmussen, CEO of Moolah, to talk about the landscape of credit card fees and how to reduce them, membership discount plans, and other bonus features offered by the dental payment tech company. (Pssst, Mark was last on episode 866, It's Time to Modernize Payment Processing!) Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I am super jazzed because I have a guest here who's going to help us with cashflow leaks, modernizing your practice, figuring out those membership plans, all the things that you need and want. We're going to talk about some case studies. This is one of my absolute favorite guests, Mark Rasmussen, CEO, owner, founder, Moolah. How are you today, Mark? Welcome to the show.   Mark Rasmussen (00:22) Hey, Kara, I'm doing fantastic. I'm doing awesome. So, so, so it's connected with you and your listeners and excited to get into all this juicy good stuff about revenue and payments and modernizing things. Let's do it. I love it.   Kiera Dent (00:31) Yeah.   Let's   do it. So I have a slight crush on Moolah. Like truly you guys like just make credit card processing easy. And so what I want to start off, if you guys don't listen, Mark and I have done other podcasts in the past together. ⁓ But I don't know, Mark, what you guys say on your email subject lines, like on your little, what is it your signature, but I feel like it should be like your new favorite credit card processing company. Like that's what I feel like Moolah's tagline should be because I wanted to do a couple case studies with you since we last chatted.   Mark Rasmussen (00:40) Hahaha   Kiera Dent (01:05) ⁓ Mark knows, like, I do have a crush on Moolah. I try to get them to come and be our processor too.   Mark Rasmussen (01:10) I need to like soundbite clip that,   like I have a crush on Moolah just like everywhere in social. I love that.   Kiera Dent (01:15) I   do. do because I like companies that make things easy, but also are like the cheapest on the market and credit card fees are one of my biggest beefs. Like really truly I get annoyed when I look to see how much credit card fees are charging. And when you guys, ⁓ deadly team listeners, just so you know, I'm going to throw it out there. Like anybody who goes through our link literally saves 10 basis points. ⁓   on it, which is huge to get anywhere in the credit card industry. So you're getting below that 2.99. So you're getting 2.89 on cards not present and 2.39. And I hope that Mark, I'm allowed to say that because I'm just going to be bold and brazen. And if not, we'll cut that out. So don't stress about that.   Mark Rasmussen (01:52) No, no, no, for sure. And   not only that, it's like, that's not just a like teaser rate, like they look, your practices will get that preferred rate forever, right, which is awesome. And, and it's like you and I were talking a little bit earlier, too, of like, a bit of shock and awe of like, I and myself as well, I've been seeing like some statements from potential practices. And I'm like, ⁓ my God, I'm like, I'm seeing like,   Kiera Dent (02:03) which is so big and you don't add extra heat.   Mark Rasmussen (02:19) six, seven, eight percent, like net effective rates. I know you were saying you have been seeing even higher. It's crazy. Yeah, that's crazy. It's almost criminal.   Kiera Dent (02:25) Mm-hmm. Yeah, so it   does feel criminal because like here's the thing like you might get a cheaper rate somewhere else but when you look and dig into the details and this is where it feels annoying and obnoxious to me and doesn't happen right away it happens like when you've stopped looking at it you're like I've checked my credit card company for years they don't do anything and then all of a sudden it starts creeping up and being eerie and that's where I just get annoyed and that's why like I have a crush on Moolah because you guys don't do it and you guys stay consistent for it so   I felt Mark and I, you didn't listen to our last podcast, we'll definitely link it in the show notes for you. But Mark, I felt we should kick today off with some case studies because I have some clients that I've recommended over to Moolah. And I think my favorite one is we were looking and I had a practice and our overhead was high. So like this practice, they don't love to like look at numbers. They have an amazing CPA. Like I will say we do look at numbers, but they're kind of like, yeah, carry it. We'll just like out produce our problems a little bit. And that's fine. Like anybody can have that. But I said, Hey,   Mark Rasmussen (03:17) Alright.   Kiera Dent (03:21) Your credit card fees are really high. think that they were honestly like 10%. And I'm like, is that really true? Like that just seems outlandish. And they said, well, Kiera, we're in a contract. Mark, do you want to throw up with contracts? Tell me about credit card contracts.   Mark Rasmussen (03:33) Oh, I hate contracts. I hate contracts   like really in anything in my life. I don't know. So yeah, but that's, it's just crazy. The industry for the longest time has like felt the need to like lock these business owners and not just Dennis, but business owners in like these typically it's like three year contracts. And then, you know, they'll have like termination fees. And so they take advantage of that. And like you were saying, I talked to so many practices are like, Oh, I'm paying X and you know, they were paying X the first month that they signed up.   And then they didn't look at it, like you said, and then six months later, eight months later, the processor started like nudging it up, nudging it up, nudging it up. And to the point where when you look at what their rates are, you know, two years from when they signed up, it's like almost 180 degrees difference. So yeah, please you guys out there, please make sure you stay on your credit card processing. Look at those month end statements. Look at, you know, what is being nudged up because   Kiera Dent (04:19) Yeah.   Mark Rasmussen (04:28) You know, they'll just slip it in a little statement message. They're not forthcoming about it. I promise you they're not like, shooting you multiple emails or calling you and be like, hey, we're going to increase your rate. No, no, no, no, no. They're going to slip it under the table and hope that you never pay attention to it, which is really what happens because you guys are all busy. You guys are all doing amazing care on patients and you're not paying attention to that. That's the reality.   Kiera Dent (04:49) And it's creepy to me because it's also done on things that don't make sense. Like I feel like reading a credit card statement with what they're charging is like reading very highly processed foods. And I'm like, I have no clue what 90 % of these words are. And I feel like it's the same thing when you come to a credit card statement. And so back to this practice, what we did, there's two case studies I wanted to bring to the table today that are my own personal clients that I've referred over to Moolah that I signed up with Moolah. So this practice, again, overhead, let's out produce our problems.   Mark Rasmussen (05:00) That's a good comparison, I like that.   Kiera Dent (05:18) And it was wild because the first month they switched to Moolah, their CPA sent a letter to all of us and said like, hey, what'd you do? Did you switch credit card companies? Your fees are so much lower. Like that fast first month drop down. So we went from about a 10 % fee on what they're producing and collecting to then dropping it down to this 2.89 to 2.39, depending upon if card was present or not, which is super awesome also because then you can get cards.   Mark Rasmussen (05:28) guys.   Kiera Dent (05:44) on auto renew, like on just processing internally and you don't have to, like you can have cards present or not present within the practice, which is so awesome. ⁓ But I was shocked like that fast. And then another practice that we brought to Moolah, they were locked in with another credit card company. And so I didn't know you couldn't do this, Mark. So this was like rookie mistake on me. Like I was, I'm scrappy and I thought, well, okay, fine. You guys are in a contract. So.   just stop processing through that processor, switch everything over to Moolah. Well, you know this Mark and I was rookie so you know what happens. Do you know what happens with those companies?   Mark Rasmussen (06:21) No,   listen, I said that a lot too because technically, really, if the practice is in a contract, and I've said that before, you probably have these miscellaneous junk fees, these monthly minimums that are gonna hit maybe 20, $30 a month. But even if you're paying that minimum and you saved thousands over here, who cares? Pay that minimum, just write that contract out. What happened here in this scenario? Okay.   Kiera Dent (06:44) That was exactly what I said too. So   that's what, cause I was like, why not? I thought the exact same thing. I'm like, okay, if we're looking at, you're able to save 3%, 4 % like higher amounts and we're processing, even if you're processing a hundred thousand or 200,000, like that extra two, 3 % do the math. Like that's surely going to offset the cost. Well, what happened is we actually did that. So a client signed up with you guys. They did that. And we got a letter from the other processor saying,   Mark Rasmussen (06:54) Yeah.   Kiera Dent (07:11) that, we have a minimum and if we don't hit it, it was going to be substantial and to get out of contract, it was going to cost us a thousand dollars. So we literally said, fine, take the thousand dollars because we'd already saved that much through Moolah's savings to be able to like, we're just like, like it's a done deal. Like they were trying to threaten them with this thousand dollar fee, but we were like, that's so minimal to get us out of this contract based on how much we were saving. Now this practice was processing a decent chunk.   Mark Rasmussen (07:32) Right. Right.   Kiera Dent (07:38) But I think even if you're processing like 70,000, 80,000, that one, 2 % stacks up. Like it's insane how much we pay in credit card fees. So those are like the two that I wanted to bring to the, like I said, this is why I have a crush because I hate credit card fees so much. And that's going to lead into our next topic. But Mark, anything you want to add? Cause these were two cases that I've watched since we last met.   Mark Rasmussen (07:45) yeah.   I love that.   Kiera Dent (08:00) ⁓ I'm constantly on the prowl for cheaper people. I love that you guys don't charge for the terminals. You have it set up the next day. There's no contracts. Like that's where I said, like it's your new favorite, like credit card processing. You don't increase the fees. You give our clients reduced rates. If you have multi locations, you guys also take care of those practices. Like it's amazing what you guys do. So that's my like pitch for Moolah, but if you want to add anything else.   Mark Rasmussen (08:22) I love that. wanted to, because you just   like rang a memory. So what you were referring to in that practice, right, where like, okay, you can't just skate by and just pay the minimum, right? Or they were gonna hit him with his fee. Well, another thing I'm gonna tell your listeners out there is, listen, if you don't go with Moolah, great, do your homework. But one thing to look out that I've seen in contracts, which is crazy, is that sometimes you'll see a contract, all right, if you cancel early, it's like a 350 termination fee. Okay, fine.   but I've seen others out there where the processor says they try to enforce liquidated damages. So the processor will say, oh, we've been making, you're in a three year contract, on average we're making like, whatever, $500 a month on your processing. If you leave us now, it's not early termination fee, we're gonna calculate that $500 for the remaining 16, 17 months and they hit you with this liquidated damages thing, crazy. So just be on the lookout for that. If you're doing anywhere that's a contract,   Kiera Dent (08:57) No.   Mark Rasmussen (09:20) Look out for liquidated damages, that's no bueno, but better yet, find somebody that's just not gonna put you in a contract. Much easier.   Kiera Dent (09:26) Yeah. And   also like, okay, Mark, help me understand. And maybe you don't know because you guys don't do this and that's okay. But to me, it feels really funny that I signed a contract with them and there's got to be something in the fine print because I'm like, how did they go from what they told me to being able to add all these extra surcharges later on and increase it when we're in a contract?   Mark Rasmussen (09:43) for sure it's in the fine print.   yeah. It says that any, it basically says that any time at our discretion with 30 days notice, we can make an adjustment to any of your pre-schedule. And so they'll just do that. And then they'll just put a little message, you know, really small font in whatever kind of notification. And you know, in their minds, right? All right, well, we checked off the box. It's super shady. It sucks, but it's, you know, it's out there. Yeah.   Kiera Dent (10:05) Yeah, it is what it is. And I would say   they'll like look at it because two clients that were in contract, we were able to send over every person that I've sent to you guys have just loved who you are, that it's easy, that it's fast, that it's the cheapest processing. And there's a few other features that I think we should talk about. I feel like I'm on like a Moolah sales pitch right now. Like I'm truly not. I just get giddy. Like if you guys hear me talk about Swell,   Mark Rasmussen (10:27) Ha   Kiera Dent (10:30) was Zeke and Google reviews. I have a crush on Swell. They just do Google reviews better than anyone else. And right now, Moolah for sure, you guys are taking the cake on being able to do credit card processing better than any other company that I've come across, which I think is amazing. And so something else that I think is ratcheting fees on practices when we're looking for some of these cashflow leaks is on membership plans. Now, I'm a huge proponent of membership plans. I also think with the economy, with where insurance is reimbursing, ⁓ people are starting to look at like   should we be going out of network? And my big proposal is, hey, yeah, of course, if you want to do that rock on, membership plans really can help with that. But ⁓ there are some membership companies that actually charge pretty outlandish fees. I never wanted to pay for that. I was scrappy in a practice. So what I did is I just charged the patient an annual fee. Well, that was like eight years ago that I was charging an annual fee. And I think you look at today's world, no one wants an annual fee anymore. They just want like a monthly fee and they want it to be low.   Mark Rasmussen (11:02) for   Right. Right.   Kiera Dent (11:28) But managing that is nonsense on my own paying for it. And Moolah, like I've heard through the grapevine, you guys are doing something with membership fees. Can we talk about the membership plans? Talk about how you guys do this. Is it easier? Is it something we can do? Because I think membership plans have to come into play with the insurance situation that offices are in. And also possibly a cash leak if you're paying for heavy management fees on your membership plans.   Mark Rasmussen (11:37) Yeah, yeah, absolutely.   Yeah. So listen, membership discount plans. I've since I've been, I've only been in the industry, you know, dental industry for about four years now. And every year I feel like it's getting traction. More practices are asking about us. I have practices that are doing demos with us and they're like, Hey, I'm doing this demo is driving it because I heard you guys do, you know, membership, discount plan management. And so yes, the answer is we do. ⁓   And as you were looking to, there's a lot of great vendors in this space that just do that, right? And I'm not going to name any names, but there's a lot of great vendors, but they're not inexpensive. Like, you know, there's some decent SAS fees and then you pay per patient enrollment. ⁓ And so when it's, you know, when you look at the net net and you're like, okay, is this really making sense? So what's nice is that we have complete membership discount plan management built into the platform. You can create all your plans. ⁓ You can easily onboard the patient into the system.   Kiera Dent (12:21) Mm-hmm.   Yeah.   Mark Rasmussen (12:48) whether the patient wants to go monthly or annual, like you said, you were doing annual and a lot of the practices that I run into have historically been doing it annually, right? Because to think about billing it on a monthly basis has you like pulling your hair out. But the reality is that the patients and the consumers in the world that we live in, ⁓ everybody looks at whatever they're gonna bring into their life, whether it's a Netflix subscription or it's a car payment or it's anything else, everybody kind of looks at at a monthly basis.   Kiera Dent (13:02) Too hard.   Mark Rasmussen (13:17) And so that is what you want to be delivering. And so with the Moolah platform, you can absolutely manage an in-house membership discount plan and offer both annual and monthly options and truly set it and forget it. Not have to think about it. The system's going to run. The system's going to automatically post that payment into the ledger. In open dental, we even go a step further where when you enroll the patient into the membership, not only are we handling the billing element of it,   But we're also going into the PMS and we're associating that patient to that membership discount plan and keeping track. You know, that's what's really doing all the heavy lifting of keeping track of whatever the one free cleaning of the 10 % off services. And we keep that in lockstep. So if there was like a billing issue, we automatically disassociate the patient from the plan to really just kind of make it pain free. you know, membership discount plans are phenomenal. It's a win win for patients and practice. First of all, it brings some really great reoccurring   Kiera Dent (13:51) Mm-hmm.   Mm-hmm.   Mark Rasmussen (14:14) like trackable revenue into the practice, right? Number two, it's bringing patients like butts in seats ⁓ as well. ⁓ Because the patient looks like, I'm paying $40 a month. I should use it. I should be in there. ⁓ And it's bringing value to the patient. So it's literally just a win-win all around. I really love that for, you know, when you're looking at out of network patients ⁓ and the absolutely, you know, the platform has it built in. So you guys, please, if you're looking at discount plans, memberships,   I encourage you to look at some of the other great vendors out there and then come take a look at us last and see like the value that you get that's included.   Kiera Dent (14:49) That's awesome. Yeah. And again, like there are so many great people out there that are doing it. I just feel, ⁓ when I heard that you guys were doing membership plans, I was like, well, it kind of makes sense because you're already processing credit cards. Like you're already doing the processing. So now something else that is doing a processing is in my processor, into my software, which I just, that was so incredibly clever. And, ⁓ like again, I had another client who, who scoped you against other companies and they were like, gosh, like there's no fees.   Mark Rasmussen (15:03) Great.   Kiera Dent (15:17) compared to other companies with moolah. So that was something I was really excited about. I'm big on just, it's like my insurance. I've been with State Farm forever. And Jason and I giggled, we're like, we need to go and actually like assess and make sure that we're truly getting the best plans. And so I just think like it's good to periodically go and assess and make sure our credit card fees, what they were when we set up.   our membership plans making sense? Is it time to look to possibly renegotiate some certain things? And again, I'm not here to propose one company over another. Like Mark said, do your homework, figure out what's best because there's so many great companies out there. I just really love when it's simple and easy. And that's something I love about you guys, Mark, you guys have the fact that we can send patient statements and like have payments online and they can pay it all times of the day. Like just that alone boosts offices, collections with Moulin. So Mark, I want to go into a dicey topic with you though.   because this one's hot. We had it in our in-person ⁓ doctor and leadership mastermind when we were in Arizona and I loved it. It was like a hot, hot topic and heads up like this might be awkward for you. I don't think it will because of who you are, but there's the question of, and it was hot, like the room was split of people who were pro and con. So the question is with credit card fees being as much as they were, we talked about at the beginning, like ways that we can reduce it.   Mark Rasmussen (16:10) Let's do it.   I know, I wanna hear what the feedback was, because I know where you're going.   Kiera Dent (16:40) Then we talked about reducing membership plans. Now there's a question of, should we actually charge patients the credit card fees? Like this is becoming really popular and I don't blame businesses because inflation's high, labor is higher. So now we're trying to figure out like where could we cut? And so people are like, well, sweet, we're just gonna pass on the credit card fees to our patients. And the room was spicy. There was like people that were so pro and people that like literally people were bristly and it was a...   Mark Rasmussen (17:05) Yeah.   Kiera Dent (17:06) It was quite interesting. So your credit card company, which is where I feel like it's a little awkward to ask you this question, but I want to know, we pro, are we con? Should we charge the patients from your perspective? We're in 2025. So many companies do this. Should people be charging patients the credit card fee? Should they just raise their fees and bake it in? Like, what are your thoughts on this? Because my room was 50 50 split. And I will tell you some of the feedback if you want to hear it, cause it was quite interesting.   Mark Rasmussen (17:13) Yeah.   Okay, okay.   I do. Okay, so the first   thing I want to point out is I expect you to say that the room is split, right? Like half of them are like, yeah, absolutely. You know, I'm not paying for my patients' reward points. And I think the other half of the room was like, yeah, but I'm worried about the optics. Does it look like we're trying to be cheesy or nickel and diming our patients, right? Those are the two ends that are battling each other. The interesting thing is that this hot topic, ⁓ if you would have asked that just three years ago,   Kiera Dent (17:38) Mm-hmm.   Mm-hmm. No.   Mark Rasmussen (18:01) it wouldn't have been 50 50. It   would have been like 80 90 % saying no way and 10 % made me do it. So the trend is is like it is going right and two or three years from now I have a feeling it's going to be like 80 % are doing it and 20 % are not doing it. So the cat is out of the bag. Let's just get that you know right out there in the open. What do I think about it? I'm to be super Switzerland about this and I'm going to say that I think   Kiera Dent (18:06) Agreed. 100 % agree.   I would agree with you.   Remember he's   a credit card processing company.   Mark Rasmussen (18:31) Well,   no, I'm going to say that I think that as a vendor who delivers credit card processing service, I think that I should enable our practices to make that choice for themselves. I think whatever you think you should do for your practice, I want to support it. So if you don't want to do surcharging, great, we love that. If you do want to do surcharging, great, I love that. I just want to give the tools to the practice so they can make that decision. Now, aside what I think about it,   It's a very interesting topic to talk about. Well, what is the net result? I like, all right, how does it work? What does it save? Let's get into it if I may. Okay, so there's a couple ways. There is absolutely there. There is, and there's a couple flavors to this. There's a couple flavors to this. ⁓ there, the, the, what that we do, let me talk about that first. So what we do is what's referred to as compliance surcharging and with compliance surcharging, what is, what you're doing is that   Kiera Dent (19:06) I agree. Cause like, are there rules around it? Like, you actually have to do anything? Okay. I have no idea. Okay.   Mark Rasmussen (19:28) When a customer's paying you with a credit card, the system, system, I'll just speak to our system, most others are similar, but when a patient is paying you, whether it's in practice on the device or whether you sent a text to pay or it's an online payment, our system automatically, real time, looks at the number that the patient put in or used on the terminal. And within a half a second, we're looking back at the credit card network before we even charge it, and we say, is this a credit or is this a debit? If the patient is paying with a credit card,   We then pop on the screen, either on their mobile device or on the terminal, we say, hey, we see you're using a credit card. We're going to add 2.99 % as a fee to you for using a credit card. If you want to use a debit card, you will avoid that fee. So in Compliance Surcharging, what I really like about that is that you're not charging us fee across debit and credit, right? You're still giving your patient the convenience of being able to pay with plastic.   Kiera Dent (20:19) Mm-hmm. Mm-hmm.   Mark Rasmussen (20:25) and still use a debit card because the reality is if you have a credit card in your wallet, there's probably 99 % chance you've got a Visa debit card in your wallet as well. And so you're not pulling away that convenience of them being able to pay plastic and just saying, hey, if you want to avoid that fee, pay cash or check. That's kind of archaic. So with compliance surcharging, you are going to offload your credit card fees to the patient, only the credit card fees. When they pay with a debit card, you will still pay for that, okay?   Kiera Dent (20:43) I agree.   Mark Rasmussen (20:55) With doing that with Moolah, if you're going to pay the debit fee and not pay the credit card fee, we see that the overall net effective rate for the practice ends up being below 1%. It ends up being like, I'm going to throw out a weird term that people are going, what the heck is that? It's usually going to be around 75 or 80 basis points. About three quarters of 1 % is going to be your net overall cost, which is huge savings, right? Huge savings.   Kiera Dent (21:07) No.   Crazy, like insane. Just do   some math. If you did a million dollars and you were able to basically save, gosh, so much.   Mark Rasmussen (21:28) No, let's just say,   the reality is you're probably saving one and a half percent. So on a million dollar practice, that practice is gonna put about $15,000 back to their bottom line. Like, and that's it, and it was painless. And you're still not really, yeah, exactly.   Kiera Dent (21:37) Exactly.   And that's also for payments you're already collecting. Like this is already   money we're collecting, we just get to keep more of it rather than having the credit card processing fee.   Mark Rasmussen (21:47) Yes.   And it doesn't need to like, you know, break brain cells for you to try and figure it out. Like the system is going to automatically calculate it. We're going to organize it. ⁓ It's just, it's painless. We're handling it in the PMS correctly. listen, the savings cannot be ignored. Like we talked about the cats out of the bag. You're going to see more businesses across more different verticals. ⁓ And the reality is   We've all been around it for a long, long time, right? Who's been doing it forever? Gas stations, right? We've seen it on there. Cash credit, right? That's been there forever. And we're all used to it. And you also typically see a lot when you're dealing with like state or federal agencies, you ever gone on and make an online tax payment, they usually charge a fee there. So it's just now getting more, you know, ⁓ rolling out. Yeah.   Kiera Dent (22:40) Nail salons for the girls out there. We all know the   nail salons. They'll say like, it's a 3 % charge if you use credit card. I'm like, here's your cash. Like it's clever. They push us to what they want.   Mark Rasmussen (22:49) Yeah, yeah. Yeah, yeah.   So it is listen. So I, I believe in delivering the technology to our clients, I don't have an opinion one way or the other, whatever you feel is good. I will tell you though that I think a lot of practices, especially on the on the one half of the room that are like against it. I think what we're finding is that people are not pushing back as much as   you think they are because consumers are just getting used to it. And again, the fact that at least with our practices, you're still giving your patient the ability to have that convenience and pay with a debit card and not have the fee. If they were doing like the model where they call it, know, cash discount, where you're going to hit the debit card and you're going to hit the credit card, I think you get more pushback on that, but you're still giving that convenience. So yeah, I'm a fan of it. We get, like I said, more and more requests of it. ⁓   It's not going anywhere. yeah, we're here to support your practice. If you guys want to try it out, try it out and listen, here's the thing.   Kiera Dent (23:50) Yeah.   How does it work in practice   though? Like, so someone's standing in front of me at a terminal, I'm collecting money in person. How does this work? Because it's not gonna pop up on my like treatment plan that I just gave them or on my ledger. So how do I do that?   Mark Rasmussen (24:00) Yeah. Yeah. Yeah. Yeah.   It'll pop up on the terminal.   so first thing we do, we give the practices, ⁓ you know, some template messaging and they'll just want to put up something by the front desk. And it says something to the effect of that, you know, this office adds a surcharge when using a credit card, ⁓ not beyond, you know, what our costs are, right? This is not a money, additional money revenue is trying to like, you know, make arbitrage between costs and no, I'm only going to pass off. And so.   Kiera Dent (24:32) Great.   Mark Rasmussen (24:35) the patient is aware of it, they've seen it, and then when they go to use it on the terminal, if they're in practice, when they go to run the credit card, it will pop up on the screen and your team can just show it to the patient, they'll see it, that it's adding it because they're using the credit card. And it'll give them an option if they want to accept it or if they want to back out of it and try again with a debit card and avoid the fee, really easy.   Kiera Dent (24:58) Okay, that's actually really helpful. And now I have a question because I don't know this. How does this work? Because technically the practice is collecting more money, right? Like we are taking the fee plus the credit card fee. ⁓   Mark Rasmussen (25:10) Let's say it's $100 and let's just say we're   adding that surcharge so now it's $103. Okay? Yeah. Yeah.   Kiera Dent (25:14) Right, so that's $3 more per $100 transaction. But   does that impact them in tax? I would think no, because credit card companies still charging us the 3%. Like, how does this work? Are you following what I'm saying? how does this impact you?   Mark Rasmussen (25:26) Yeah, I do. So you   don't have anything else to like, you know, break your brain on that. Our system, first of all, will break out the surcharge in the reporting. Okay. So it's really clean. Furthermore, the addition, the $103, right, like the customer got charged, the patient got charged $103. But our system automatically calculates it, that you have a fee of 3 % and that you surcharge the patient 3%. So the practice is still just going to get the full $100.   Kiera Dent (25:36) Mm-hmm.   Mm-hmm.   Mark Rasmussen (25:56) It's as if they took a cash payment. So it's easy for them. They're not getting 10.99 at the $103, so to speak. It's just still truly only taking $100, which is great.   Kiera Dent (25:57) Gotcha. Okay.   Mm-hmm. ⁓   Yeah, because that's what   I was curious like, and like some things have sales tax. So didn't know like surcharges, do they get taxed differently or is it just like accepting cash, same thing for a practice? Okay. Now, so that's really helpful. And that helps me see on the ledger. So are you guys synced into the PMS for it to say, because like if my ledger says a hundred dollars, but I'm now doing 3 % surcharge on it.   Mark Rasmussen (26:18) Exactly, total amount, total amount, yeah.   Yes.   Kiera Dent (26:35) I'm going to be posting $103. How do I make sure that all of my ledgers match up?   Mark Rasmussen (26:40) So   we'll post $100 in the ledger, okay? And then we'll have a procedure code for the surcharge. And then we'll also have an offsetting so that it doesn't mess up your balance. So you can easily run reports based on the procedure code. I can see what my surcharge is, but it's not messing up and showing that, I took in $103 on this $100 transaction. So your ledger is gonna stay nice and clean.   and not be a nightmare, 100%.   Kiera Dent (27:10) Okay,   because that's I was like, Oh, great. Because there was another office that I heard about. And Mark, I'm just curious about your opinion on this. And then we're gonna get back to this like spicy and thanks for walking through this. There was another practice, I've literally never heard of this before. So I'm curious if you have or if you recommend or don't this practice. So let's say a patient, the total is $100, they pay the $100, the practice literally posted on the ledger.   Mark Rasmussen (27:28) Mm-hmm.   Kiera Dent (27:38) instead of being $100 because now they lost $3, they posted $97 on the ledger and they were taking out the surcharge. Have you ever heard of that? Because I had never heard it. I was, do you recommend that? Because I've never recommended that, right? And I think as a patient, I'd feel really angry though. no, I gave you 100 bucks, but you gave me 97. Like I would just.   Mark Rasmussen (27:48) I haven't.   That seems wonky. Yeah.   Right. Or   continue that on. How about now all of a sudden a week later you go to refund it and we're we're refunding you 97. You're like, no, no, no, I paid you 100. It's gonna be messed up in so many levels.   Kiera Dent (28:09) Right. I was just curious.   I was like, I mean, maybe I'm archaic on how I do this. I used to just do it that way and then accept that that would just be a cost on my PNL. But now there's a way for you to actually offset it with the process. So my question is going back to that, that's actually helpful. Thank you. So if you're doing that, definitely recommend not doing that anymore. ⁓ But I was like, Hey, I've never heard of this. Maybe that is the right way to do the accounting on it. But it felt very messy to me. Now,   Do we as the practice need to put in the surcharge as that procedure code when we're charging that out or does Moolah automatically sync it in and put the surcharge of the procedure code?   Mark Rasmussen (28:48) We have, yeah,   automatically done. There's nothing for you to do. Yeah. So during onboarding, we will set up, we will work with the practice, obviously. We'll make sure that we have a procedure code set up for them. And so during the onboarding, we'll have that so that when you do run a surcharge transaction like that, there's nothing you need to do. It'll all be handled in the ledger correctly.   Kiera Dent (28:51) Amazing. I love it. This is why I said I have a preference on you.   and you're in all softwares. What softwares does Moolah sink into?   Mark Rasmussen (29:10) Yes, so ⁓ Open Dental, ⁓ Dentrix, G7, and ⁓ newer server-based, not Ascend. And we're actually going to be ⁓ releasing, finally, this has been a long time coming, we're finally going live with Eagle Soft ⁓ Beta at end of next week. So Open Dental, Dentrix, and Eagle Soft. Yeah.   Kiera Dent (29:28) Awesome.   That's awesome. Okay, very cool. And   then if you're not in one of those and you can just obviously add this in, it wouldn't be automatically synced. And I think like of those ones though, huge win this way. Okay, now we'll go back to the spicy. I will tell you guys how the room was divided. The room was divided, I'll be right. The do it, don't do it. And then the like, there's a middle ground, which I thought the middle ground was kind of convenient. ⁓ There wasn't, but I did see people like it. I did feel like it was like,   Mark Rasmussen (29:45) Yes.   Was there any physical fighting going on? Okay.   Kiera Dent (30:00) like politics and religion status. Like it was like very cut through the room. I do agree with you. And that's what I said. I was like, you guys, this 2025, this is going to take place in the future and it will be very common. just, think our early adopters going to stay or not. It's your choice. Um, I've always been of the opinion like, no, just bake it into your fee. And now I'm like, well, everybody's starting to charge for it. Like, why not? Um, so it was don't charge for it now. Another was like, no, put it in. People are doing it anyway. And the middle ground, which I thought was   Mark Rasmussen (30:02) Right. Right, right, right.   Kiera Dent (30:30) of a good way to do it is in person. They didn't charge a fee, but any of their online statements, they did charge a fee because they said most people who pay online know there's usually a service fee associated with it. So I thought that was kind of a, an easy way. If you guys are looking for a navigation through it. ⁓ but I think like, honestly, it's just like anything else, train your patients if you want to, but don't feel like you have to, I think it'd just be something to consider. So, but again,   Like get the reduction, like if nothing else, like switch to a processor that's going to be reduced fees anyway. So even if you want to continue offering it, you're still saving on that. Mark, I have one last thing that I wanted to dive into. I'm hearing from a lot of like integrated softwares. So like dental Intel and Flex and some of these other ones that literally make practice lives easier. They're having processors in there that are just integrated right into that. They're using it all the time.   Mark Rasmussen (31:20) Yeah.   Kiera Dent (31:25) How does Moolah play in those worlds? Like, do you get the same pricing? Do we not get the same pricing? Are some of those better because they're already bundled in? Again, I'm putting you on like really awkward topics, but I just want to know. I want to know how does this work.   Mark Rasmussen (31:35) No, no, not at all. So listen, you mentioned Flex. We   love Flex, okay? I love Flex, not just because, yes, they're a partner of ours, right? And yes, your Mool account works beautifully and integrated with Flex. But I love Flex just because I think they're like cut from the same cloth that we are. Like we just, at the end of the day, we want to over-deliver, right? We want to over-deliver, whether it's technology, whether it's value, and they have that mindset. And so I love the Flex team. Full disclosure.   ⁓ And so we've been an integrated partner with Flex for, gosh now, I think three years. So yeah, I think they deliver a ton of value to any open dental practice. So anybody out there for sure should check out Flex. They are amazing. Dental Intel. So we used to be, ⁓ not to bore the audience, but like we used to have an integration with Modento and then Dental Intel acquired Modento.   Kiera Dent (32:33) Yep.   Mark Rasmussen (32:33) and   then Dental Intel wanted to roll up their own integrated credit card processing. And so they have now. so, listen, ⁓ we wish Dental Intel the best, wish them well, but yeah, we're no longer integrated with Dental Intel, but yeah, Flex, we love Flex.   Kiera Dent (32:49) Okay, because I was just curious. Now, I feel if it's bundled, is this a time where offices should just be strategic? I'm not saying anyone's doing it. I haven't looked at it. So I'm not here to like cast judge or I just want to make sure offices are being smart. I would think when they're bundled or they're integrated, offices should still check even using MULA. They should still be watching their credit card statements every single month, right? Like no matter what, just to always make sure things are staying clean and also before we sign up with anybody.   Mark Rasmussen (33:08) Mm-hmm.   100%.   Kiera Dent (33:19) Like literally read the fine print and look for it. Yes. No. I from like, let's just go all the way back.   Mark Rasmussen (33:23) Yeah.   And I would always say that, you know, let's just take the Flex example. Flex has, you and I won't name anything, I'll let you guys out there, you go check it out to yourself, but there are three options. I encourage you, especially when we're talking about a vendor that you're looking at, and especially when this vendor that you're looking at revolves around your cashflow, right? Like it's a pretty integral part of a vendor that you're bringing into your ecosystem. call them, talk to them.   Kiera Dent (33:46) Mm-hmm.   Mark Rasmussen (33:54) Call in the middle of the day. Do they pick up the phone? Do they answer? Can you talk to somebody very easily? Like really pop the hood and take a look at who you're going to get in and do business with, especially when it's, you know, that vendor is like controlling your cash flow on a daily basis. So yes, please you guys out there, do your homework, look at the agreements, ask questions, and see what's right for you. Yeah.   Kiera Dent (34:10) Yeah.   That's awesome. just, again,   I wanted to like go into it because these are things I'm hearing. I'm hearing people say like, this seamlessly integrates. I know you seamlessly integrate. I know you guys are constantly working to refine, to get into more and more practice management softwares to make it easier. Just Mark, as we wrap up, like this has been fun. I love the like, thanks for going into some of the spices with me. ⁓ But just as a quick rundown, like what are some of the features that Moola does? We talked about the membership plans. We did talk about that Dental A Team clients get 10 % basis points less for card present or card not present.   Mark Rasmussen (34:33) Always is.   Yep.   Kiera Dent (34:47) Which to me that alone, I would just look into it and see, like I said, two clients literally saved money by like dumping their contracts and moving over, which I think to me, like before I can have a crush on a company, I test them pretty heavily. So to see the proof in the pudding, I was so just elated and it made me even like you guys more. But what else does Moola do? Because I know you guys do a lot of other things that just make life easy.   Mark Rasmussen (35:05) I love that. yeah, yeah. So   at the end of the day, we do a lot, but it's all payment related and will always be payment related, right? So we're focused on being like, we try to be like the end all be all payment solution for dentists. And so when you look at like, what does a dental office need from a payment perspective, ⁓ it's in practice payments, right? So we provide you guys the physical devices. So   No more having to buy rent or lease those terminals. We're going to include them. you know, not only, yeah, they're wireless. Yeah, they're really cool. Aesthetically, they look really good. Yeah. And, and here's the other great part too, that I think it's kind of underrated ⁓ is of course, not only did we include them. the practice didn't need to buy them, but like normally, you know, with our peers, you have to buy these devices and then you buy them and then it's like one year warranty, right? And then like Murphy's law always kicks in.   Kiera Dent (35:37) They're awesome too. They're portable. They can go back to the hygiene operatories. It's amazing. So your hygienist can take it. Like they're awesome. It's so great.   Mark Rasmussen (36:01) like it loves to do. like, okay, month 14, the device just, you know, went out on you. And then you're gonna sorry, you got to buy another five $600 device with mula you guys will literally never have hardware expense ever because we give them to you on the front end. And we will warranty them forever. As long as you're with us. I don't care four or five, six years. If there's new devices that come out and your guys age out, we're going to replace them. Even if you drop it off the counter and crack the screen.   We don't care, we're gonna replace it for you. There's no fear or premium. So, in practice payments, we have you covered there from a technology standpoint as well as a hardware standpoint. Moving on, there's also, have the ability to, like you were talking about earlier, store patient cards securely tokenized. Nothing's ever touching the practices servers. It's all on our servers, but it's giving you the convenience of having those stored cards for the patient. You can have as many stored cards as you want. You can even send a request to the patient.   before their appointment and the patient from easily from home from their mobile device could add their credit card. And so when they come in, it's already stored and it's available to use. So stored cards, yeah, yeah, yeah.   Kiera Dent (37:07) With that, can I ask, do you guys have   the compliance paperwork? Is there anything you have to do to get a patient to have a stored credit card that we can run for future payments? once insurance pays, because I know that's a big thing of storing cards on file, do you have anything with that? Because I know that this is a zone.   Mark Rasmussen (37:23) Yep. What I...   Yeah, no. So it's very obvious as far as the process of the patient adding the card. Like when you send the message, it says, hey, would you like to securely store your card on file? Right? Beyond that, what I've seen some practices do is just they'll just include it in their overall like new patient intake forms and kind of include it in their terms of service of that. Hey, listen, if you want to store a card on file with us, you can. And you allow, once you store a card, you're giving us the authorization to utilize that card.   Kiera Dent (37:35) Mm-hmm.   Mark Rasmussen (37:51) for other future balances. As simple as that, that's all you need to do.   Kiera Dent (37:54) which is so smart you   guys think about it. This is where so many other industries do this. They have a card on file. I mean, I go to the spa, my cards on file, they run that card when I'm gone, like I authorize it to happen. So they never out of money. They're never chasing money down. Like it just to me makes so much more sense of a way to process.   Mark Rasmussen (38:12) Can you imagine if   Netflix or all the other subscriptions, if they had to wait for a payment every month and wait, come on, no. Subscription is the way, 100%. So, okay, so store card on file they get. The other thing they get is the ability to create and manage in-house payment plans. And of course, automatically post those payments to the ledger. We have some great things where if the payment fails, right? They're into the plan for three months and all of sudden the July payment fails.   Kiera Dent (38:18) No. No.   Yeah.   Mark Rasmussen (38:41) our system will automatically notify the practice, notify the patient, and what's cool is that the software will allow the patient to self-administer and fix it. So the software is not telling the patient, your card failed, call the front desk. No, we're gonna save a phone call there. The software will allow the patient to tell the software, okay, either A, try to charge that card again, or B, they can actually upload a new card on file.   So the cool stat on that is that in failed transactions in our payment plans, we see patients solving it between themselves and software within the first 24 hours at a rate of over 80%, which is huge. So payment plans, and then we talked about earlier, you also get the ability to manage any of your in-house membership or discount plans. ⁓ We have the collecting on a balance when the patient is out of practice, ⁓ sending a payment request either   Kiera Dent (39:20) Holy cow, it's amazing.   Mark Rasmussen (39:37) allocated or unallocated payment request can attach a statement. ⁓ We also have the ability to host a payment page on their website. So if you want to put a little navigation, click here to make an online after hours payment, we'll host that page for the practice. ⁓ So yeah, we really kind of just looked at it a full circle of like, where are all the payment touch points that our practice is dealing with, and just trying to deliver these really amazing tools. And again, as you know, our model.   ⁓ There's never any monthly fees. There's never any set up fees. There's never any annual fees ⁓ All there are these two simple flat rates and again, you can cancel it anytime you want never locked in anything   Kiera Dent (40:18) That's awesome. Mark, I appreciate this so much. How do people, like know they just connect with you, schedule a demo. You guys will look at their credit card processing, see how you guys can fix it. How do they connect with you specifically if they're interested? And specifically The Dental A Team, The Dental A Team, perks.   Mark Rasmussen (40:33) I would recommend and maybe we can list this in the podcast, but there will be a specific Moolah URL. It's like forward slash The Dental A Team They should go there and then they can schedule a demo. And then if they go there, then we're going to know it came from you guys. That way we can get them that 10 basis point savings forever. So just schedule a demo with us and no pressure. We're like the most like   the least salesy organization I think that you guys will ever run into. All we wanna do is inform you. We wanna show you what we have. We're not for everybody. ⁓ But assuming that you guys love what you see, we encourage you to try us out and check us out and see if we're gonna be a great fit for your practice.   Kiera Dent (41:13) Yeah, for sure. You guys, honestly, I love Moolah They're incredible. So on our website, we will link it. So the way you get to Moolah, it's on our website, TheDentalATeam.com. And then you can click on the About Partnerships Mulas right there. ⁓ And the actual, like if you guys want our direct link here, it would be TheDentalATeam.com slash partnerships slash Moolah. And that should take you right to Moolah's page. It's also mula.cc slash partners.   So that helps you guys will also link that in the show notes mark. I appreciate you guys so much Things are being on the podcast things are going through the spicy with me. I appreciate you so much   Mark Rasmussen (41:52) Any time, love you guys, you guys are the best and ⁓ have a great rest of day.   Kiera Dent (41:58) Hey, you too, for all of you listening. Thanks for listening and we'll catch you next time on The Dental A Team Podcast.  

In this episode, I'm joined by bestselling author Damien Lewis to talk about one of the remarkable men featured in his new book SAS Great Escapes Four — Archie Gibson. Archie served with the Long Range Desert Group and worked closely with the SAS during some of their earliest and most daring operations. His wartime journey took him from the harsh deserts of North Africa to the rugged terrain of Yugoslavia, where he operated alongside local resistance fighters behind enemy lines. We also delve into the ongoing campaign to award SAS legend Paddy Mayne a posthumous Victoria Cross, recognition he was controversially denied during the war.   patreon.com/ww2podcast  

In this episode of the Scottish Property Podcast, Nick and Steven are joined by Andrew and Chris from Brightstone Property, returning two years after their first appearance to share how they went from flips and serviced accommodation to delivering a 30-unit commercial business centre in Falkirk.They break down how they financed, developed, and filled the building — including the challenges of a six-figure refurb budget overrun, raising private investor finance through a SAS pension, and how the project has now grown into a profitable commercial asset and full-time business.Whether you're curious about commercial conversions, raising finance, or building a scalable property business, this episode delivers real talk, numbers, and lessons from two investors who are making it happen.Episode Highlights

For the launch of his new book, "SAS: Great Escapes Four" we were re-joined by author and historian, Damien Lewis, to share with us the story of Captain Roy Bridgeman-Evans of the SAS, who was captured on Sicily, but escaped from Fort Bismarck, a camp near Strasbourg. As always with Damien, its an episode not to be missed!For You The War Is Over is a podcast that looks at the real life stories of Prisoner-of-War escapes from the the Second World War. Hosted by Dave Robertson and Tony Hoskins, each episode looks at a new escape. If you would like to follow us on Twitter we can be found @FYTWIO we can also be found on Facebook https://www.facebook.com/FYTWIO/ or if you would prefer to send a more long form message we can also be reached via email at FYTWIOpodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.

How does Crean Lutheran High School raise up young Lutherans for future vocations? Conni Schramm, Learning Success Teacher at Crean Lutheran High School in Irvine, California, joins Andy and Sarah for our Set Apart to Serve series to talk about what she gets to do every day at Crean Lutheran, how she became a teacher and her many years of service in Lutheran education, why providing Lutheran education is important to her, what is unique about Crean Lutheran High School, and how Crean Lutheran is raising up the next generation of church workers. Learn more about Crean Lutheran at creanlutheran.org. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

Trumps nye skattelettelser på vej i Kongressen, men investorer frygt løbsk statsgæld. Danmarks ambassadør i USA opfordrer virksomheder til at se muligheder i landet. SAS-topchef med opfordring til politikere. To interne kandidater nævnes til toppost i Novo Nordisk. Henning Dyremose "meget trist" over salg af TDC. Moderaterne klar med model for bilafgifter. Den danske rente er steget markant. USA accepterer officielt luksusfly fra Qatars kongehus. Vært: Lasse Ladefoged (lala@borsen.dk)

SAS slipper nye (og gamle) ruter, vi har litt flplasstatistikk og Qatar Airways har vært på handletur. Velkommen ombord på flight 342.AKTUELT:SAS slipper deler av vinterprogrametNordiske flyplassers trafikktallNorse har klart å skade et fly under motortestKjempeordre fra Qatar AirwaysWizzAir får første A321XLR

Keir Starmer says it puts Britain back on the world stage. Some critics claim it could drag Britain into some kind of “EU army”.Sitrep explains what is, and isn't, included in the new 62-point defence partnership agreement, and what it might mean for our Armed Forces.Amid intense scrutiny of past actions by UK Special Forces, and a former SAS commander's warning about the “complete absence of a workable legal framework”, how can they be better held to public account while maintaining vital secrecy in their job to keep us safe?And a reshuffle of Britain's top brass is underway. Mike talks us through the names in the frame, what they could bring to the jobs, and the challenges they'll face.

Smoothies, Supplements, and Skincare—Toxin-Free Breakdown for a Better You!Life is hectic, and sometimes a quick meal or product feels like the easiest option. But what if those fast fixes are actually doing more harm than good—especially when it comes to your health and skincare?They're not just affecting your body—they're impacting your skin, energy, and overall wellness too.Switching to healthier, toxin-free choices doesn't have to be complicated. From smoothies packed with nutrients to supplements that actually support your goals and clean skincare that's kind to your body, making these small changes can make a big difference.In this episode, you will learn:Impact of Fruit and Juicing on Blood Sugar and Insulin LevelsSmoothie Bowls as an Alternative for Spoonable OptionsBenefits of Smoothies for On-the-Go NutritionPlant-Based Protein Sources in SmoothiesChoosing the Right Protein Powder (Pea vs. Soy)Glycemic Index and Blood Sugar ManagementAdding Vegetables like Cauliflower for Health BenefitsGreek Yogurt as a Protein Source in SmoothiesImportance of Reading Snack Bar IngredientsPersonalized Supplements for Health OptimizationThe Role of Protein as We AgePlant-Based vs. Animal Protein SourcesUnderstanding Sweeteners and Glycemic LoadClean Supplements and Third-Party TestingQuality Control in Supplements: Avoiding Harmful ContaminantsVitamin C for Skin Health and Anti-AgingClean Makeup and Beauty Products for Toxin-Free BeautyReplacing Plastic Containers to Reduce Chemical ExposureReducing Toxins in Food, Supplements, and Skincare Products… And much more.****************************************Get Jumping!! Rebounder Workouts = Cardio without ImpactI loooove my rebounder mini-trampoline workouts. Why? Efficient cardio without high-impact hurting my joints + the bonus of improving lymphatic flow.It's a great 1-2 punch to get a high energy, low-impact sweat on with the added benefit of using the trampoline as a step, bench and other uses to allow for building muscle (especially when you add-on the strength training kit for a true muscle-building workout!).You can even use code: SAMANTHA10 for 10% off fitness trampolines model 250 or higher. Just click HERE or visit:https://www.jumpsport.com/?sscid=41k8_5dt10&utm_channel=affiliate_&utm_source=SAS_&=3244587 ****************************************My Daily Go-To for Detoxing and Fighting Aging

Premiér Fico vyhlasuje, že vláda nemá žiaden korupčný škandál. Nie sú to ani eurofondy investované podľa všetkého do súkromných haciend vplyvných ľudí okolo Smeru. A prečo sa na to neprišlo skôr, už za vlády protikorupčného premiéra Matoviča, či potom aj Hegera a Ódora?Smer, Hlas aj SNS sa v prieskumoch prepadli. Opozičné strany ich už predbiehajú. Hovoria o spolupráci, no navzájom sa vymedzujú a podpichujú. PS a SaS by radšej ako s Matovičom vládli s Demokratmi, no tí sú stále pod hranicou zvoliteľnosti.Nie je ich volanie po predčasných voľbách predčasné? Poučili sa už z vlastných chýb a z toho, že si nedokázali udržať svoje vlády? A pomáha im v tom aj samotná vláda vilami v Chorvátsku, či vyhrážkami aktivistom, keď jedného z nich s valaškou v ruke už stíha polícia? A čo pre Slovensko znamenajú cesty premiéra za vojnovým agresorom Putinom či jeho odmietanie očkovania a pandemickej zmluvy? Prečo opozícia nemá tieňovú vládu a nerobí spoločné tlačovky a čo by robila inak?Braňo Závodský sa rozprával s predsedom strany Demokrati a bývalým ministrom obrany Jaroslavom Naďom.

On todays podcast, I speak with 1 RAR / Australian Special Forces SASR regiment veteran Troy Simmonds. Troy had a decorated career that included deployments to Somalia, East Timor, Iraq, and Afghanistan, he was also a member of the domestic counterterrorism team TAG West. As a kid, Troy always wanted to join the SAS after being given a book when he was little. Troy joined the army in 1991. Troys dream became a reality when he was selected to join the Perth-based SAS Regiment in 1996. Troy joined the SASR during one of the most operationally active periods of its history. As well, he was a member of TAG for the Sydney Olympics in 2000. In 2008, while in 3 SQN, Troy was the Patrol Commander of the lead patrol in the battle, known as the Battle of Khas Uruzgan, which was one of the bloodiest engagements involving Australian troops during the Afghanistan campaign. Nine in his team of thirteen were wounded in action against a Taliban force of over 150 over the 2-hour battle. It would result in one of Troy's team, Mark Donaldson, being awarded Australia's first Victoria Cross in 40 years. Troy was wounded three times in that furious battle and still has a Taliban bullet in his pelvis today. In 2012, after 22 years of service, Troy discharged from the Army. In post-service life, Troy now works as a Safety manager for an international offshore marine company. Troy was President of the Western Australian branch of the Australian SAS Association. Currently, he is Assistant National Secretary of the SAS Association National Executive. Troy is deeply involved and passionate about the challenges and opportunities faced by veterans. Presenter: Adam Blum Guest: Troy Simmonds Editor: Kyle Watkins

Jon Truett is a former British Army soldier with a 23-year career, including 20 years serving in the elite 22 Special Air Service (SAS) Regiment of the United Kingdom Special Forces. Enlisting in the Parachute Regiment in 1998, he passed the grueling SAS selection process in 2002 and participated in numerous high-stakes operations, including multiple deployments in Iraq combating insurgent networks. His service spanned complex global conflicts post-9/11, involving counter-terrorism, hostage rescue, and covert reconnaissance. Truett faced significant psychological and physical challenges, including stress-related alopecia and personal tragedies, which shaped his perspective on resilience and mental health. Today, he is an advocate for neurotechnology, exploring wearable devices to enhance human performance and detect neurological conditions early. Truett shares his expertise through speaking engagements, podcasts, and his work with organizations like Avanti Communications, where he serves as Director of Special Programs, focusing on strategic solutions and interdisciplinary collaboration. Shawn Ryan Show Sponsors: https://uscca.com/srs https://www.betterhelp.com/srs This episode is sponsored by Better Help. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://www.meetfabric.com/shawn https://www.fastgrowingtrees.com - USE CODE SRS https://www.shawnlikesgold.com | 855-936-GOLD https://www.helixsleep.com/srs https://hexclad.com/srs https://www.paladinpower.com/srs https://www.patriotmobile.com/srs https://www.rocketmoney.com/srs https://www.shopify.com/srs Jon Truett Links: IG - https://www.instagram.com/jon_neuro  LI - https://www.linkedin.com/in/jon-truett-60841b222 Avanti Communications - https://www.avanti.space  Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode Im joined by author, entrepreneur, winner of the TV show Survivor and of course former SAS officer Mark Wales, and award winning Channel 9 journalist and news presenter, who's covered some of Australia's and the worlds biggest news stories and has certainly experienced more than his fair share of war zones, Brett McLeod, to go Behind the Mask of War stories.This episode includes:-The war zones they've served in and reported from.-Mark shares the sexual assault he experienced as a young boy.-Brett shares the harrowing experience of witnessing the death toll of Thailand Tsunami.-Mark witnessing his first fellow soldier dying.-Brett reporting on the Today Show, rom Israel while a missile explosion happens directly above him.-Mark opens up on why he became he was inspired to join the SAS.-Brett discusses his very first hand experience of the ‘Red Shirt' uprising in Thailand.-The conflict in Afghanistan that led to Mark's PTSD.-Brett shares what it was like loosing his parents at such a young age and how that shaped his life.-Mark shares his response to sound and silence since coming home from war.-Brett shares how his family deals with the dangerous nature of what he does.-Mark shares why he chose to write so candidly about his War experiences in his memoir SURVIVOR.-Brett shares thoughts on Gaza and Israel.-They both share what war has taught them about life.Keep up to date with Mark on instagram @mark.a.wales and Brett @brett_mcleod9Be sure to subscribe to our YouTube channel to WATCH the full episode @gobehindthemaskFollow us on Instagram and TikTok @gobehindthemaskVisit www.gobehindthemask.com.au for more information and sign up to our ‘Weekly Wisdoms' to begin YOUR journey behind the mask. Hosted on Acast. See acast.com/privacy for more information.

How does an entire family become involved in church work vocations? David Beikmann (principal and teacher at Linn Lutheran School, Linn KS, moving to Zion Lutheran School in Pierce, Nebraska), his wife Diane Beikmann (Lutheran teacher) and daughter Camryn Beikmann, join Andy and Sarah for our Set Apart to Serve Series to talk about who encouraged each of them to pursue church work, David's time serving at Linn Lutheran School, the chapel service at Linn Lutheran that focused on Set Apart to Serve, how David and Diane have created a culture of church work formation and recruitment at Linn Lutheran, Camryn's journey into church worker formation at Concordia University, Nebraska, and the letter of intent she signed to attend CUNE for Lutheran Teacher Education. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

Slovenská televízia a rozhlas má novú riaditeľku. Rada STVR za ňu zvolila Martinu Flašíkovú. Ako celá voľba prebiehala a prečo ju opozícia spochybňuje, prebehla v súlade so zákonom a je tento zákon v súlade s princípmi verejnoprávnosti a európskym právom? Aké sú zámery novej riaditeľky a aká bude jej spolupráca s Radou STVR, ktorá ma nad ňou silné právomoci?SNS by chcela po STVR meniť aj zákon o Matici Slovenskej. Prečo jej prekáža opakovaná voľba predsedu Matice a prečo proti je proti zámeru SNS Hlas aj Smer? A sú v koalícii okrem transakčnej dane aj spory okolo návštevy Roberta Fica v Moskve, ktorú kritizuje aj Európska únia? Môže správanie sa premiéra poškodiť Slovensko? Čo z toho celého bude, zatiaľ čo premiér brojí proti nedeľným politickým debatám a silno zdôrazňuje výročie pokusu o atentát, ukazuje fotky zakrvavenej košele aj fotografie brucha s operačnými jazvami? A čo za predražený nákup chystal na ministerstve vnútra Matúš Šutaj Eštok?Braňo Závodský sa rozprával s poslancom parlamentu za SNS a predsedom výboru pre kultúru a médiá Romanom Michelkom a podpredsedom klubu SaS aj ústavnoprávneho výboru parlamentu poslancom Ondrejom Dostálom.

How can schools integrate Social-Emotional Learning, Belonging, Global Citizenship and Creative Expression in one beautiful package? By prioritizing a crucial aspect of schooling: The Arts. And yet The Arts are often relegated to “encore” status, underfunded or even dispensed with duiring budget crunches.For this show, we assembled a talented panel of guests who represented years of experience and an array of artistic disciplines: Film, Theater, Art and Music.David Gran has developed and taught film programs for 20 years  in the U.S., Shanghai, and Chile. He was a co-founder of SAS's Innovation Institute and Nido's Changemakers program, the Shanghai Student Film Festival and the InThinking site for IB Film. David is also a former columnist for School Arts Magazine.Tina Casey is the HS Theater Teacher and the Performing Arts Director at ISKL. She has been working overseas for over 30 years, including 15 years in Malaysia. This year marks Tina's final year at ISKL, after which she will return home with her husband to Northern Ontario for a "nap year" before deciding on next steps.Nick Stonehouse is an art and design educator currently working in HCMC, Vietnam. He has taught in multiple curricula at a range of ages, from Early Childhood to Secondary. At present, Nick is thoroughly enjoying teaching grades 2 and 3 art. Nick is also an avid photographer, artist, art enthusiast, and world traveler.Scott Rogal has taught in Canada, Hong Kong and Vietnam. Currently, he teaches Band at the American School of Bahrain and conducts the Jazz Orchestra of Bahrain, a semi-professional ensemble featuring many of Bahrain's top musicians. He is also an active composer who writes and publishes through ApRo Music in Canada. Our guiding question for the show was “What are some characteristics that describe international school arts programs?”Our panelists shared many insights around implementing an arts program while also sharing specifics about their individual domains of music, theater, film and art. Here are a few of the topics covered: What a standard K-12 arts program from a holistic perspective can look likeUnpacking the components of an arts program including mission/vision, infrastructure, curricular outcomes, etc. Painting the picture of what music, theater, film and art look like in ES, MS and HSThis was a rich discussion with each participant chiming in with their takes while sharing experiences from their careers. We has so many questions that plans are already being made for a follow-up recording!This episode was recorded on March 29, 2025.Categories: The Arts | SEL | Life Skills Remember to access our Educators Going Global website for more information and consider joining our Patreon community at patreon/educatorsgoingglobal!Email us with comments or suggestions at educatorsgoingglobal@gmail.com Follow us on LinkedIn, Facebook, Instagram or YouTube.Listen on your favorite podcast app: connect from our share page.Music: YouTube. (2022). Acoustic Guitar | Folk | No copyright | 2022❤️. YouTube. Retrieved October 11, 2022, from https://www.youtube.com/watch?v=YOEmg_6i7jA.

William discusses the latest BBC Panorama documentary about SAS war crimes.

>> Bournemouth 7s Festival tickets click here

This week's guest is Dr Paul Wood – speaker, author, psychologist… and a man who spent 11 years in prison for murder.Paul opens up about the defining moments of his life: the crime that changed everything, what prison was really like, how he transformed behind bars, and how he became the first person in NZ to earn a PhD while incarcerated.We cover the brutal realities of prison life, the mental strategies he used to survive and thrive, the death of his mother just days before the murder, and how he now works with elite performers, the NZ Police, and the SAS.This is one of the most mind-blowing redemption stories we've ever told.If you want to check out Dr Paul Wood's online course "Mental Fitness" and you're the type of person who wants to work on their brain capital through Mental Fitness. Head to paulwood.com/mental-fitness-course and simply add the code 'B2B' to access a 10% discount. This episode is brought to you by TAB, download the new app today and get your bet on!Between Two Beers is now part of the Acast Creator Network, listen wherever you get your podcasts from, or watch the video on YouTube. Hosted on Acast. See acast.com/privacy for more information.

What is life like as an Early Childhood Educator in a Lutheran School? Gretchen Gosch (1st grade teacher at Unity Ridge Lutheran School in Denison, IA), Heather Nitzel (2nd Grade teacher at Iowa Great Lakes Lutheran School in Spencer, IA), and Chelsea Adams (Kindergarten teacher at Mt. Olive Lutheran School in Des Moines, IA) join Andy and Sarah for our Set Apart to Serve Series to talk about their journeys to becoming Lutheran teachers, what they love about teaching, and specifically, teaching in Lutheran schools, what motivates them in their vocations through the good and bad days, who encouraged them to pursue becoming a Lutheran educator, and how their schools form future church workers. Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve. Have a topic you'd like to hear about on The Coffee Hour? Contact us at: listener@kfuo.org.

TakeawaysThere are two types of SAS contracts: SASNANS and SAS Replace.SASNANS allows roasters to hold coffee while waiting for samples.SAS Replace is used to hold a commitment for a type of coffee.Traders should be consulted about using SAS contracts effectively.SAS contracts help roasters access unique coffee offerings.Understanding SAS contracts can lead to better coffee quality.Roasters should not abuse SAS contracts to hoard coffee.Effective use of SAS contracts can differentiate successful roasters.   Visit and Explore Covoya! TAKE OUR LISTENER SURVEY

For this episode I'm joined once again by author and ex-solider, Jon Trigg to speak about his new book “Death In Derry” which tells the story of the Derry IRA and it's perpetual leader, Martin McGuinness.Jon joined us last year when he released “Death In The Fields”, his excellent book on the East Tyrone IRA, for what was one of my personal favorite interviews.Jon tells us about Derry's significance in Irish history as well as “the troubles” period itself. We discuss Martin McGuinness' roots and his rise power including Chief of Staff. Jon discusses the battle of the Bogside, Bloody Sunday as well as the army's early days in the city and how it's relationship with the locals changed over time.We discuss the types of attacks and operation carried out by the Provos in the city, the various “own-goals” that the IRA inflicted on itself, the role of the SAS in the city/county, the various notorious informers or “touts” that severely damaged the group's capabilities, how the conflict wound down and eventually ended and much more.PLEASE HELP OUT THE SHOW IF YOU CAN SPARE IT.. THANK YOUhttps://www.buymeacoffee.com/goodlistenerpodcast CONTACT THE SHOW: thegoodlistenerpodcast@gmail.com BUY THE BOOK ⬇️⬇️ https://www.irishacademicpress.ie/product/death-in-derry/TIMESTAMPS00:00 Reaction to previous book & interview (East Tyrone) 1:30 Derry's significance in Irish history 8:30 Martin McGuinness & pre-troubles Derry 15:20 BATTLE OF THE BOGSIDE 22:05 British army come to Derry  41:50 “Wild West” early days and Commercial b*mbing campaign  56:20 BLOODY SUNDAY1:06:30 Operation Motorman & Claudy b*mbs 1:15:50 Poster boys 1:35:20 THE SAS 1:44:25 DET shooting 1981 1:51:48 Why the “cell structure” didn't suit Derry as much as Belfast 1:56:23 Events damaging the Derry IRA's image 2:13:50 Successful SAS ambushes 2:23:40 Raymond Gilmour, Willie Carlin & Frank Hegarty2:34:40 WAS MARTIN MCGUINNESS AN INFORMER 2:42:25 Loyalist activity in Derry 2:48:20 The End2:58:10 Thoughts on Say Nothing tv series 3:04:17 Future Belfast Brigade books

Eric interviews Elaine Begley, an ambassador for the Sacramento Aquarium Society. The conversation explores the benefits of joining aquarium clubs, highlighting the opportunity for fish enthusiasts to connect and share their passion, especially for those whose families and friends may not share the same level of interest. Elaine discusses the inclusive nature of the Sacramento Aquarium Society, emphasizing that beginners are welcome and that the club aims to involve younger generations in the hobby. They also touch upon the challenges of getting new people involved, particularly overcoming the perception that fish keeping is difficult and encouraging introverted hobbyists to attend meetings and events. SAS: https://www.facebook.com/Sacramentoaquariumsociety Key Takeaways: Find and join a local aquarium or pond club to connect with fellow enthusiasts. Seek information and ask for help to avoid common fish-keeping mistakes. Cultivate patience as the aquatic hobby often requires time for success. Involve children in the hobby to provide an engaging and rewarding experience. Attend club meetings to meet welcoming people who share your passion. Resources: Contractor Sales Secrets: ContractorSalesSecrets.com Fitz Fish Ponds: Koi Trips Book A Call With Triplett: Call with Triplett The Pond Digger: https://theponddigger.com/ LA Pet Fair: https://www.lapetfair.com/ Atlantic-Oase: https://www.atlantic-oase.com/ Helix Pond Filtration: http://helixpondfiltration.com/ TWT Contractor Circle (Facebook Group): TWT Contractor Circle TWT Contractor Power Circle (Facebook Group): TWT Contractor Power Circle The Pond Digger Instagram: Instagram The Pond Digger Facebook: Facebook Train With Triplett TikTok: TikTok

What We've Been Up To: Enjoying live music (Kendrick & Tobe), supporting their sons' fitness, playing in a golf tournament (with some drama!), and checking out new restaurants in Houston. News: Leaked ESPN audio criticizing SAS, an OnlyFans model facing a second-degree murder charge, a relay runner assaulting another competitor, and Ja Morant's gun gesture making headlines. Break: A Mel Kiper skit. F*CKERY/LISTENER FEEDBACK: Discussion on Shedeur Sanders' draft stock falling, Shannon Sharpe facing some challenges, Big U's legal issues, Ant-Man's child support situation, a feud between Boosie and Kanye, J Prince recovering Slim Thug's jewelry, Marvin Sapp closing his doors, and Yella Beezy's arrest in connection to Mo3's death.           Generate Audio Overview  

Today is the day of the Great NBA Reset! Basketball has fallen from its once esteemed place among sports. Now it's full of entitled children who will sell out in a heartbeat for the bag. We have no one to blame but ourselves. Have no fear, though, because Jason Whitlock is here. On today's special episode of "Fearless," Jason, joined by YouTuber and NBA analyst Jay Skapinac (Skap Attack), unpacks his plan to save the NBA from its oncoming doom. Whitlock's plan fixes not only the regular season but also the off-season. Could this be the lifeboat the NBA has been looking for? Or will the league go down with the sinking ship? It's about time the NBA gives back more power to the fan, and we at "Fearless" have the answer. Later in the show, Jason and Skap address Shedeur Sanders' and Travis Hunter's jersey retirement at Colorado. Did both of them have noteworthy careers to warrant this level of praise? Paige Bueckers is the official No. 1 overall draft pick by the Dallas Wings at the WNBA draft, but that isn't even the news of the night. Paige and one of her UCONN teammates in attendance seem to be pretty close. Rumors spread about how deep their relationship really is. Maybe this is why the WNBA holds Bueckers in higher regard than Caitlin Clark. Finally, Jason reacts to a sound bite from "The Karen Hunter Show" of former journalist turned social justice activist John Mitchell, who has some words to say about Jason. Mitchell is very outspoken about his relationship with Stephen A. Smith. Could this mean that Whitlock lives rent-free in SAS's head? Find out next on "Fearless." ​​Today's Sponsors: Relief Factor With Relief Factor, you'll feel better every day, and you'll live better every day. Get their 3-Week QuickStart for only $19.95 – that's less than a dollar a day. Call 1-800-4-Relief Or Visit https://ReliefFactor.com  King of Kings We encourage you to see The King of Kings. In theaters right now! Get your tickets today at https://Angel.com/JASON   ExpressVPN Going online without ExpressVPN is like putting all your passwords and credit card numbers on a huge billboard for the whole world to see. Secure your online data TODAY by visiting https://expressvpn.com/fearless and find out how you can get up to four extra months FREE! Fearless Army Roll Call 3.0 Roll Call 3.0 continues the mission of men encouraging each other to pursue holiness and the execution of The Great Commission (Matthew 28:19-20) by seeking alliance and fellowship with men who share our faith, values and commitment to obey our Lord and Savior. Join hundreds of like-minded men in Nashville on May 2nd-3rd for this important conference. Lunch will be included. Tickets are available right now at https://www.fearlessrollcall.com. SHOW OUTLINE 07:49 Whitlock and Skap Attack Attempt to Save the NBA 01:23:44 Colorado Retires Shedeur Sanders and Travis Hunter's Jerseys 01:38:54 Paige Buckers and UCONN Teammate look comfortable at WNBA draft  01:53:00 Stephen A. Smith Cronie Bashes Whitlock We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Want more Fearless content? Subscribe to Jason Whitlock Harmony for a biblical perspective on everyday issues at https://www.youtube.com/@JasonWhitlockHarmony Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to this "Fearless" Monday! Stephen A. Smith goes on ABC and starts flaunting his presidential run. Whitlock must have had a crystal ball, since his prediction of SAS becoming a puppet for the Democratic Party has come to fruition. Unfortunately, no one could predict what Stephen A. would run on. His message of standing out from the rest of the candidates is that he isn't Trump. The next presidential election is almost four years away, so anything can happen. However, the American people have proven that they could be duped into thinking Joe Biden was physically fit to be our president … could they be duped again? SAS has the backing of Bob Iger and Disney; we better start taking his presidential aspirations seriously, or we will have another Joe Biden in the White House. In sports news, Steve Kim and Jason discuss the talented Tennessee quarterback Nico Iamaleava reportedly wanting out of Knoxville and the University of Tennessee. There have been some NIL disputes between Iamaleava and UT's quarterbacks coach. Nico then proceeded to skip spring practice and ultimately leave the school. This is what the unregulated NIL has created in college sports: entitled professional athletes who lack the loyalty and perseverance needed for success. These players know that some other school will offer them lucrative NIL contracts if they have an issue with their previous school. What kind of precedent are we setting for these kids? Finally, wrapping up the show, Steve and Jason discuss the tragic suicide of standout LSU football player Kyren Lacy. Lacy was preparing to be drafted in the first or second round of the 2025 NFL draft class. Praying for peace for the family of a child gone too soon. ​​Today's Sponsors: Real Estate Agents I Trust Real Estate Agents I Trust connects you with the top-performing real estate agents in your local area. They'll find you an expert who understands today's crazy housing market and will lead you every step of the way. Visit https://www.realestateagentsitrust.com to find an agent you can count on! Omaha Steaks Go to https://OmahaSteaks.com to get 50% off sitewide during their Spring Savings Event. And use Promo Code FEARLESS at checkout for an extra $30 off. Minimum purchase may apply. See site for details. A big thanks to our advertiser, Omaha Steaks! Relief Factor With Relief Factor, you'll feel better every day, and you'll live better every day. Get their 3-Week QuickStart for only $19.95 – that's less than a dollar a day. Call 1-800-4-Relief Or Visit https://ReliefFactor.com  Fearless Army Roll Call 3.0 Roll Call 3.0 continues the mission of men encouraging each other to pursue holiness and the execution of The Great Commission (Matthew 28: 19-20) by seeking alliance and fellowship with men who share our faith, values and commitment to obey our Lord and Savior. Join hundreds of like-minded men in Nashville on May 2nd-3rd for this important conference. Lunch will be included. Tickets are available right now at https://www.fearlessrollcall.com. SHOW OUTLINE 00:00 Intro We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Want more Fearless content? Subscribe to Jason Whitlock Harmony for a biblical perspective on everyday issues at https://www.youtube.com/@JasonWhitlockHarmony Learn more about your ad choices. Visit megaphone.fm/adchoices

Timecodes: 0:00 Start 00:07 Going by "Lil Sas" vs "Harry Settle" 06:23 Sas is having fun filming Les Mascots 13:15 Kevin consumes more sour cream than anyone in the world 16:06 Sas on puking and s***ing 32:48 Dave Portnoy on CNN 34:34 Sas's shaved head 41:39 Sas was born with 12 fingers 44:48 Extinct Animals 49:20 Dog people 57:33 Taxes and Trumps Tarrifs 01:09:49 Open Carry laws 01:18:55 SOABD Joe Rogan Kettle Bell +++++++++++++++++++++++++++++ BlueChew: Try your first month of BlueChew FREE when you use promo code KFC -- just pay $5 shipping. https://BlueChew.com Simplisafe: https://SIMPLISAFE.com/kfcradio to claim 50% off a new system with a professional monitoring plan and get your first month free. A24: In IMAX and theaters everywhere April 11 - Get Tickets Now https://tickets.warfare.movie HeyDude: HEYDUDE Golf styles drop exclusively in May. Sign up now to be the first to know at https://www.heydude.com/golfYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/kfcr