Podcasts about Sowa

I'm delighted to bring you a midlife metabolic health masterclass for women today, with experts Dr. Yael Joffe, Dr. Ben Bikman, Dr. Lara Briden, Dr. Felice Gersh, and Dr. Alexandra Sowa. In this masterclass, our panel of experts explores how women's metabolisms change in perimenopause, how our fat cells change with age, and how those changes influence our estrogen, insulin, and body composition. We examine how muscle, estrogen, and satiety mechanisms can improve or worsen metabolic health, the roles of aging, stress, inflammation, and ovarian health, and how body changes become metabolic risks. Join us for today's impactful masterclass with our insightful panel of metabolic health experts. IN THIS EPISODE, YOU WILL LEARN: Why the amount of body fat you carry does not necessarily determine your metabolic health How declining estrogen during menopause can change where women store their body fat Why women have to work harder to maintain and build muscle as estrogen declines in perimenopause and menopause How women can continue building muscle at any age Why progesterone is not only a reproductive hormone or something prescribed to protect the uterine lining The changes women may experience as their estradiol and progesterone production declines in midlife What women considering GLP-1 medications for menopausal weight gain should look at, beyond the number on the scale How to support your gut health and manage gastrointestinal symptoms when taking a GLP-1 The factors Dr. Joffe takes into account when evaluating women during their menopausal transition Connect with Cynthia Thurlow   Follow on X, Instagram & LinkedIn Check out Cynthia's website. Submit your questions to support@cynthiathurlow.com  Join other like-minded women in a supportive, nurturing community: The Midlife Pause/Cynthia Thurlow.  Purchase Cynthia's book, The Menopause Gut. Cynthia's Intermittent Fasting Transformation Book The Midlife Pause Supplement Line Connect with Dr. Yael Joffe 3X4 Genetics Instagram Facebook Connect with Dr. Ben Bikman On his website Social media: @benbikmanphd Connect with Dr. Lara Briden Website Social media: @Lara Briden Connect with Dr. Felice Gersh On her website: Integrative Medical Group of Irvine Instagram All of Dr. Gersh's books are available on Amazon. Connect with Dr. Alexandra Sowa On her website   Social media: @alexandrasowamd  Purchase a copy of Dr. Sowa's book, The Ozempic Revolution: A Doctor's Proven Plan for Success to Help You Reverse Obesity, End Yo-Yo Dieting, and Protect Yourself from Disease Podcast Episodes:  Ep. 558 Your DNA Isn't Your Destiny – The Most Actionable Way to Use Genetics for Weight Loss with Dr. Yael Joffe  Ep. 316 The Impact of Age, Gender and Lifestyle on Metabolic Health with Dr. Ben Bikman Ep. 372 Metabolism Repair for Women: Strategies and Insights with Dr. Lara Briden Ep. 570 We've Been Wrong About Progesterone! – The Most Powerful Hormone for Heart, Brain & Longevity with Dr. Felice Gersh|Menopause & HRT Ep. 438 - The Rise of GLP-1s: Key to Weight Loss and Metabolic Health with Alexandra Sowa, MD

What if the hardest part of living with obesity was never actually the weight? For so many women, it's the years of dieting, judgment, doctor's appointments, body comments, weight stigma, and quietly believing that if they could finally lose the weight, then they could start living. And when the weight finally does come off? The emotional transformation doesn't necessarily happen at the same speed. In this deeply compassionate conversation, Dr. Mariza sits down with double board-certified internal medicine and obesity medicine physician Dr. Alexandra Sowa to explore the side of GLP-1 medications that almost nobody is talking about: what happens after they start working. Dr. Sowa has spent 15 years treating obesity and was one of the earliest physicians using GLP-1 medications for obesity management. She explains why medication can be an extraordinary tool while still being only one piece of a much bigger healing process. Together, they unpack what happens when your body changes faster than your identity, why compliments about weight loss can unexpectedly trigger grief or shame, and how decades of weight stigma and childhood experiences can continue influencing the way you see yourself long after the number on the scale changes. They also explore the surprising ways GLP-1s can change relationships, friendships, food preferences, social routines, and even the amount of mental space women have available when constant food noise begins to quiet. Dr. Sowa shares the foundational practices she uses with her own patients, including logging food and feelings without obsessively tracking calories, prioritizing protein, meeting yourself where you are with movement, preserving muscle, and doing the deeper emotional work when trauma begins to surface. And for women in midlife, they tackle an especially important conversation: why changing hormones and metabolic health deserve to be taken seriously instead of dismissed as laziness or lack of willpower. Because losing weight can change your health, your mobility, and your life. But the greatest transformation may be the freedom to finally stop organizing your entire life around your weight. DR. ALEXANDRA SOWA Dr. Alexandra Sowa is a double board-certified physician in internal medicine and obesity medicine, bestselling author of The Ozempic Revolution, and one of the country's leading experts in metabolic health and GLP-1 medications. She has practiced obesity medicine for 15 years and was one of the earliest physicians to incorporate GLP-1 medications into obesity treatment. She is also the founder of SoWell, where she provides education, community, and nutritional support specifically designed for people using GLP-1 medications. Her work goes far beyond weight loss, helping patients build sustainable habits while addressing the emotional, behavioral, and metabolic complexities of obesity. IN THIS EPISODE Why losing weight doesn't automatically heal years of weight stigma and shame What happens when your body changes faster than your identity can catch up Why GLP-1 medications can change friendships, marriages, and social routines How reducing food noise can give women valuable mental space back The connection between childhood trauma, obesity, and chronic disease Dr. Sowa's non-negotiables for protein, logging, movement, and preserving muscle Why exercise doesn't have to mean an intense 45-minute gym workout Why midlife weight changes deserve better care than "eat less and move more" QUOTES “Weight loss doesn't make you happier.” “We have mistaken thinness for health.” “Start where you are. Move as much as you can, and then beyond that, we try to grow our muscles.” “I want you to mom yourself like you mom your kid.” RESOURCES MENTIONED Find inspiration, connection, and meaningful reads. Join the Book Club now! https://drmariza.com/bookclub The Ozempic Revolution by Dr. Alexandra Sowa SoWell Website Alexandra Sowa Website Alexandra Sowa Instagram Alexandra Sowa Tiktok RELATED EPISODES  765: How Do You Hold It Together When You're Falling Apart Inside with Amy Morin 764: Why Your Nervous System Feels Dysregulated (Even When You're Doing Everything Right) with Roseann Capanna-Hodge 763: Why So Many High-Functing and Achieving Women Miss the Signs of Hormone Imbalance with Anastasia Sartan 750: The Underlying Cellular Cause of Midlife Fatigue, Brain Fog & Low Motivation with Andrew Salzman

Retirement is defined by age based rules that govern your finances. Donna and Nathan take us through these retirement milestones that you should keep on your calendar when prepping for retirement. Also on MoneyTalk, financial challenges and concerns that you may expect to face in your 50s, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/11/2026; Original Air Date: 6/18/2025 & 5/23/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

There are few periods in the 20th century that were more impactful to the global economy than the Iranian Oil Crisis and the revolution that followed. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how Iran seized control of their oil industry from the British, and the ripple effects that it caused across the globe. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 8/5/2026; Original Air Date: 8/6/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

More than half of private sector workers are now contributing to a 401K, showing a much needed head of steam for plan participation at a time when the retirement savings gap poses a major threat to future retirees. Donna and Nathan discuss how new 401K plan features are making it simpler and more attractive for workers to save for retirement. Also on MoneyTalk, Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/6/2026; Original Air Date: 3/31/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Estate planning is not a set it and forget it process, and any major life changes or changes in residency should prompt a review and update of those critical documents. Donna discusses the importance of keeping your estate plan up-to-date. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 8/10/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

If you've ever had to go through the process of unwinding a poorly planned estate, then you understand how messy these things can be. Donna and Nathan talk through some estate planning mistakes that you want to avoid to make the process smoother for your loved ones. Also on MoneyTalk, Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 8/3/2026; Original Air Dates: 11/21/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Some of the best content on the MoneyTalk program comes from our listeners, but our hosts also draw inspiration directly from the clients they talk to each day. Donna discusses questions from advisory client, including: Can I reverse a Roth conversion? How does a 1031 exchange work? And, in what order should I withdraw from my retirement accounts? Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 8/3/2026; Original Air Dates: 12/18/2023 & 7/24/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The traditional 60/40 portfolio has been disrupted over recent years by the increased correlation between stocks and bonds, driving investors to asset classes like commodities for diversification. Nathan speaks with Dan Cole, Principal at Quantix Commodities, to dig into how futures contracts function, how different types of commodities respond to inflation, and how they can fit into your portfolio. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Special Guest: Dan Cole, Quantix Commodities; Air Date: 7/31/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

When you've made a substantial investment that goes badly, it's not uncommon to see people stubbornly ride it out, or even double down in hopes of recovering their loses. Donna and Nathan discuss how cognitive biases like the sunk cost fallacy can lead to compounding losses, and how investors can avoid becoming their own worst enemy. Also on MoneyTalk, 401k mistakes to avoid, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 7/30/2026; Original Air Dates: 3/28/2023 & 8/5/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Some say that asset management is an art form, and while this may be true to some extent, there is a science behind portfolio design that helps to guide asset allocation decisions. Nathan discusses the mechanics of the three primary asset allocation strategies: strategic, tactical and dynamic. Also on MoneyTalk, Nathan covers the worst investments of some of history's most prolific investors. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/29/2026; Original Air Date: 7/28/2023 & 10/2/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The initial economic shock caused by AI's potential impact on jobs seems to have settled, as employers who pulled back on hiring discover that AI is far from ready to replace the entry level workforce. Donna and Nathan discuss the reality of how AI is shaping industries, and current its dependency on workers at every level to support that change. Also on MoneyTalk, some unique approaches to retirement, and Special Guest Stock Trivia. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 7/28/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In this replay episode, we interview obesity medicine specialist Dr. Alexandra Sowa, author of The Ozempic Revolution. The discussion demystifies GLP-1 medications such as Ozempic, Wegovy, semaglutide, and tirzepatide, explaining how they work, who they are designed for, and why they represent a major shift in the treatment of obesity and metabolic disease. Dr. Sowa emphasizes that obesity is not a failure of willpower, but a complex chronic disease driven by genetics, hormones, metabolism, and environmental factors.  Our discussion moves beyond the basics of GLP-1 medications like Ozempic, Wegovy, Zepbound, and semaglutide to explore practical questions many patients have: *How much do these medications cost? * Will insurance cover them? * What are the side effects? * How long do you need to stay on treatment? * And what lifestyle changes are essential for lasting success? Dr. Sowa explains that GLP-1 medications are powerful tool, but they are not a magic solution. Sustainable weight loss and improved metabolic health require proper nutrition, strength training, medical supervision, and a long-term commitment to healthy habits. Show Notes/Links: www.hotflashescooltopics.com JOIN THE HOT FLASHES & COOL TOPICS PODCAST COMMUNITY: Website: www.hotflashescooltopics.com Newsletter: Link Mail:  hotflashescooltopics@gmail.com Instagram https://www.instagram.com/hotflashesandcooltopics Facebook : www.facebook.com/hotflashescooltopics YouTube https://www.youtube.com/@HotFlashesCoolTopics  

Trump savings accounts are tax deferred custodial investment accounts designed to give children a head start on retirement savings, with $1,000 in initial funding for children born during the Trump presidency. Donna discusses the merits of the new program, the benefit of developing early savings habits, and alternative custodial options that may be a better fit for some. Also on MoneyTalk, supersizing your retirement savings, and considerations for transferring wealth. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/27/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

People often have confusion around how and when a Roth conversion should be used, which is why there is a clear methodology professionals use to help make these decisions. Nathan explains the three goals advisors consider when deciding whether to do a Roth conversion: lower taxes over time, lower withdrawals from retirement accounts, and higher tax adjusted assets to pass down. Also, on MoneyTalk, credentials and licenses, financial scams, and leveling up your 401k. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/24/2026; Original Air Dates: 1/28/2026, 6/9/2023, 7/19/2023 & 7/28/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In a lot of ways, the Traditional and Roth IRA are mirror images of one another, and they are designed that way to provide very specific tax benefits to individuals under different circumstances. Donna and Nathan delve into the unique rules and benefits of the Traditional and Roth IRA, and explain how each can be used differently to minimize your tax liability. Also on MoneyTalk, Special Guest Stock Trivia. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 7/23/2026; Original Air Date: 1/23/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

A financial plan has many moving parts that are synchronized to achieve your goals, which is why it's important to approach the process with a strategy in mind. Nathan takes us through the various components of a financial plan, and the questions you should be asking yourself along the way. Also on MoneyTalk, common financial scams, and the story of a grocery chain CEO's bold attempted to corner the US stock market in the early 1900s. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 7/22/2026; Original Air Date: 2/18/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Estate planning can be complex, or as simple as naming beneficiaries on your IRA, so even if your situation seems straightforward, if you own assets, you need an estate plan. Nathan welcomes back estate attorney and long time friend of the show, Andy Nault, to discuss the different ways wills, trusts, and other legal arrangements can be structured to ensure your assets end up in the right hands after you pass way. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Andy Nault, Brule Nault & Hainley; Air Date: 7/17/2026; Original Air Date: 3/13/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The F.I.R.E. movement (Financially Independent, Retiring Early) is a growing lifestyle trend which emphasizes making extreme financial sacrifices today to set yourself up for an early retirement. Donna discusses some of the strategies used by F.I.R.E. movement followers to maximize their savings and current income while minimizing their expenses. Also on MoneyTalk, risks we face as we enter retirement, and Stock Trivia: Battle of the Sowas. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/21/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!afSee omnystudio.com/listener for privacy information.

Donna shares answers to questions from wealth management clients, including: How do I go about selling my precious metal items without getting swindled? How do I live my best retirement without overspending? How can I teach my college age child to save when prices are so high? What kind of an emergency fund should I keep?— and more. Also on MoneyTalk, how the sequence and size of returns can impact your retirement income. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/20/2026; Original Air Date: 2/9/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

New Fed Chair, Kevin Warsh, has brought about a new era for the Fed, defined by less rate intervention, more deregulation, and most notably, less forward guidance. Donna and Nathan discuss how the economy could respond to a less transparent, more hands-off Federal Reserve. Also on MoneyTalk, questions to ask your financial advisor, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/16/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

When we think of the innovations that contributed to the rise of the industrial age, the steam locomotive is arguably the most impactful of them all. Without the railroad system, the westward expansion of the US and the exponential economic growth of the late 19th and 20th centuries could not have occurred. In this edition of our MoneyTalk Moment in Financial History, Nathan tells the infamous story of one of the first major US railroads, the Eerie, and the war that ensued between Cornelius Vanderbilt, Daniel Drew, James Fisk and Jay Gould. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 7/15/2026; Original Air Date: 3/6/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Whether or not AI poses a future threat to certain professional jobs, like that of the financial advisor, it is currently providing exciting enhancements to the services they offer. Donna and Nathan discuss some of the ways that AI is helping fiduciaries better serve their clients. Also on MoneyTalk, Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/14/2026; Original Air Date: 6/20/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Financial planning projections typically rely on formulaic models, but it's important to know that even the best of these models are far from perfect. Donna and Nathan discuss why these imperfect projection models are still useful depending on how they are used in your financial plan. Also on MoneyTalk, the process of choosing an advisor, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/2/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Managing money can be hard enough when you have steady wages coming in, but when it's time to turn off the faucet and survive on your savings, many struggle with the shift in mindset. Donna discusses lifestyle habits you can employ as you approach retirement if you are concerned about your ability to make your money last. Also on MoneyTalk, the practical and psychological benefits of keeping an emergency fund, and Roth IRA income and contribution limits. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/13/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

That 10 year stretch of time leading up to retirement is a critical period when your strategic retirement plan gets accelerated to get you to your goal, and how you choose to focus your efforts and resources will make all the difference. Donna runs through 10 questions you should be asking yourself when planning for your final approach to retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/29/2026; Original Air Dates: 2/5/2024 & 9/23/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

You're not going to lose your job to AI. You'll lose it to somebody who understands it. Chris Sowa has been inside the boardrooms where the AI conversation is theater. Senior tech executive at Accenture, IBM, and Oracle. Co-founder of Redacture, an AI security startup. He's also a Wim Hof Method instructor who walks into the Atlantic Ocean before most men are awake. He's a father of two sons. He buried a daughter almost five years ago. In this conversation, Chris and Ted walk through the gap between how AI gets talked about publicly and what actually happens inside enterprise — why most executives are clueless, why 75% of AI tools are wide open to prompt injection, why most enterprise AI pilots are million-dollar resume builders that never scale, and why this is a golden window for the small-to-mid business owner that won't last.  Then it goes deeper — into the operating philosophy Chris carries from his ice swims and his loss: if you can't lead yourself under pressure, you won't lead anything else. If you're a man between 25 and 55 carrying a business, a family, and a quiet sense that you're about to get left behind — this one's for you.   Key insights from this episode: The gap between AI talk and AI reality inside enterprise Why 75% of AI tools are open to prompt injection (what Meta admitted) The $1M AI pilot to "save" two offshore employees earning $10K (and why it never scaled) Why 70% of medium-sized companies are still clueless about AI "You won't lose your job to AI. You'll lose it to someone who understands AI." The golden window: months, not years How Chris's daughter's death rewired his sense of urgency The Wim Hof method as leadership training Chapters: 00:00 You won't lose your job to AI  01:00 Welcome brother — Ted's intro  01:55 The ice swim and Wim Hof method  03:49 The gap between AI talk and enterprise reality  04:30 "Officially we don't" — what executives say vs. what employees do  05:55 The democratization of strategy intel  07:07 Two reactions to AI: dread vs. hog-wild  09:30 The 75% prompt injection stat  12:25 The $20 million data layer most companies don't need  13:24 Settings, deletion, and what to do about open Comet  16:13 One programmer doing the work of ten  18:20 Should employees use the same LLM? Frameworks vs. tools  20:50 Why Chris tells ChatGPT to be skeptical  23:12 Why less than 30% of enterprise AI initiatives scale  24:46 The $1M pilot to save $20K in offshore wages  27:04 The plumber analogy — fixing a clogged pipe before adding pressure  28:32 What leaders three levels away from the work don't see  30:50 "You won't lose your job to AI. You'll lose it to someone who understands AI."  32:01 The internet boom comparison  33:50 Why this is a golden window (and won't last)  35:55 Why the data center economics will change  39:29 The conversation Chris has with his sons about AI  42:46 Redacture and the AI safety play  46:27 Where to find Chris and Redacture  48:15 The day Chris's daughter died  49:40 Outro and Ted's recap   Sowa's Links: Website: https://www.redacture.com Instagram:  @so_wa_cold Email: chris.sowa@redacture.com  

More people today are claiming social security at 62 than are waiting until age 70, suggesting that retirees are considering more than just maximizing their benefits when deciding when to claim. Donna and Nathan examine the deciding factors for those who choose to claim social security early. Also on MoneyTalk, how to navigate volatility, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 6/30/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

With our nation celebrating its 250th anniversary, we thought it appropriate to take a look back at how it all began. On this edition of our MoneyTalk Moment in Financial History, Nathan takes us on a journey back to the American Revolution to examine the fiscal policies, economic conditions, and bold new political thinking that drove the early colonists to wage war against their British oppressors. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 6/26/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

It's a well known fact that the social security retirement trust fund will be unable to support full benefit payments starting in 2032, and with no clear solution in sight, Congress is being forced to get creative. Donna and Nathan discuss the various measures being proposed to fix social security, and the reality that future retirees will have to live with. Also on MoneyTalk, why financial strain is climbing up the income ladder, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 6/23/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Late Fed Chairman, Alan Greenspan, served under four presidents, through multiple market meltdowns, and negotiated the American economy into its longest period of peacetime expansion, but Greenspan's legacy is also inextricably linked to the policies that led to the Great Financial Crisis. Donna does a retrospective commemorating the great contributions and unfortunate miss-steps of the man known as “The Maestro”, Alan Greenspan. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/22/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

For over a century, gold wasn't just a symbol of wealth—it was the backbone of the U.S. dollar. From the discovery of gold in California to the creation of the Federal Reserve and the dramatic shift under President Nixon, the gold standard shaped not only how America did business, but how it saw itself on the global stage. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel uncover the myths, the politics, and the economics behind one of the most influential—and controversial—chapters in monetary history: The U.S. Gold Standard. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 6/17/2026; Original Air Date: 7/2/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Many people use a home equity line of credit for home renovations and unforeseen liquidity needs, but if you are carrying an old balance on your variable rate HELOC, the current high interest rate environment has not been friendly to you. Donna and Nathan discuss options for managing variable rate home equity loan balances, and strategies for paying down other forms of high interest debt. Also on MoneyTalk, retirement milestones, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 6/18/2026; Original Air Date: 4/4/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

You may have heard of the 4% Rule, which suggests 4% as the safe maximum rate of withdrawal from your retirement accounts, but over recent years the goal posts have been shifting, leading some to question the validity of this classic rule of thumb. Donna offers insights from experts on what rate of withdrawal makes sense based on current and projected cost of living and the importance of building flexibility into your retirement plan. Also on MoneyTalk, financial compatibility among couples, and managing risk in your retirement portfolio. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/15/2026; Original Air Dates: 8/25/2025 & 4/6/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

RI Governor Dan McKee has increased the top line income tax rate to 9% for those making over $1M, following a wave of populist state leaders and drawing criticism from many local residents and business leaders. Donna and Nathan discuss the motivations behind the new millionaires tax, and the potential impact on the State. Also on MoneyTalk, the different types of education savings accounts, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 6/16/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The reverse mortgage has been shrouded in controversy and misunderstanding due to some early abusive sales tactics and its highly vulnerable target market, but when used under the right circumstances, the reverse mortgage can be a game changer. Donna and Nathan have a conversation with reverse mortgage expert, Garrett Duffy, to explain how reverse mortgages work, and who should and shouldn't consider one as part of their retirement income plan. This material is intended for informational educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation. Reverse mortgages are subject to risk, including possible foreclosure, high fees, and interest payments, and they may negatively affect your eligibility for various state and federal benefits. Please contact your financial professional for more information specific to your situation. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Garrett Duffy, Supreme Lending; Air Date: 6/12/2026; Original Air Date: 10/27/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Trump savings accounts are begin rolling out on July 4th 2026 to give children of eligible birth years a head start on retirement savings with $1,000 of tax deferred initial funding, sparking both excitement and confusion. Donna and Nathan discuss the program details, the convoluted application process, and alternative early savings options for children. Also on MoneyTalk, sequence of returns risk, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 6/11/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Until the 20th century, there was never an expectation that life would be better than that of your parents', but the emergence of capitalism forged a prolonged period of economic growth that we now take for granted. On this edition of our MoneyTalk Moment in Financial History, Nathan takes us through the origins of capitalism, highlighting the inflection point that we find ourselves in. Also on MoneyTalk, how to think about investment risk. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 6/10/2026; Original Air Date: 9/18/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In 2026 we've finally managed to close the infamous retirement savings gap, with average savings rates for Americans reaching the level necessary to eventually afford retirement. Donna and Nathan discuss the factors driving this trend, and how Gen Z is leaning into financial wellness. Also on MoneyTalk, financial scams to avoid, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 6/9/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

One of the primary goals of estate planning is minimizing overall tax burden, and when dealing with large estates, the small details can make all the difference. Donna discusses one particular aspect of inheritance planning: the difference between using date of death vs alternate valuation date. Also on MoneyTalk, deciding whether to rollover your 401K, and planning for your first year of retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/8/2026; Original Air Dates: 1/8/2024 & 11/10/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Broadly speaking, commodities can be an effective portfolio diversifier as they are often negatively correlated to the stock market, however, each type of commodity carries its own unique set of risks, so it's important to investigate before you invest. Nathan discusses how commodities investing works, and the precautions to take when considering them for your portfolio. Also on MoneyTalk, understanding stock options, and the history of the Nasdaq. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 6/5/2026; Original Air Date: 5/17/2023 & 6/21/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

For a young person starting out, receiving rental income from a multi-family home can be a great way to offset the cost of your mortgage, but many are unequipped to navigate the complicated tax rules that govern rental income without the help of a tax professional. Donna and Nathan discuss some specifics around rental property taxes and how to ensure that the IRS and property inspectors don't catch you off guard. Also on MoneyTalk, breaking down the financial planning process, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 6/4/2026; Original Air Date: 2/2/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In this special episode, I'm joined by Dr. Alexandra Sowa and Rachel Goldman, Ph.D. for a powerful midlife health masterclass on the topics every woman deserves to understand. From perimenopause and menopause to hormones, symptoms, treatment options, metabolism, mindset, and the future of women's healthcare, this conversation brings together leading voices in the field to help educate, empower, and support women through midlife and beyond.Whether you are navigating symptoms yourself, supporting someone you love, or simply want to better understand what happens during this stage of life, this episode is packed with expert insight, practical guidance, and the kind of information too many women are still missing.Rachel Goldman's Book: https://whenlifehappensbook.com/Dr. Alexandra Sowa's Book: https://getsowell.com/products/the-ozempic-revolution

They say that what separates investing from gambling is the availability of information to facilitate educated decision making, but what about the information a skilled Poker player reads on an opponent's face, or the limited information available for a start up company? Donna and Nathan discuss the gray area between gambling and investing, and why it's important to understand the difference. Also on MoneyTalk, bringing 401Ks into the 21st century, add Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 6/2/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

It seems implied that retirement accounts are the best vehicles for your retirement savings, but depending on your circumstances, the flexibility of an after tax brokerage account can be a major benefit. Nathan explains how non-retirement accounts can work to compliment your retirement portfolio. Also, on our MoneyTalk Moment in Financial History Nathan and Daniel tell the story of Alexander Hamilton and The Whiskey Rebellion. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Guest: Daniel Sowa; Air Date: 6/3/2026; Original Air Date: 4/26/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Retirement planning is mainly focused on the math, but there is much more to aging than surviving financially, and today’s advisors are taking a more holistic approach to serving their senior clients. Donna discusses how longevity planning is providing a more comprehensive solution to the needs of retirement community. Also, on MoneyTalk, what to do with your old 401k. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/1/2026; Original Air Dates: 1/5/2026 & 8/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Inheriting money from your spouse is a pretty straightforward process, but when money is passed down from parents or other family members, the rules get a bit more complicated. Donna and Nathan discuss the process of distributing assets from a non-spousal inheritance. Also, on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/28/2026; Original Air Date: 7/1/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Investments can be packaged and presented in a variety of ways, and understanding your investments requires an equal understanding of the vehicles that carry them. Nathan offers an in depth look at ETFs and other investment vehicles. Also, on MoneyTalk, IRAs vs brokerage accounts, and understanding stock options. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/29/2026; Original Air Dates: 6/27/2023, 8/2/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In this episode of MoneyTalk, Nathan discusses how to navigate accounts offered by workplaces. Also on MoneyTalk, Nathan and Dan chat about steam engines and the first monopoly. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/27/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Welcome to today's masterclass episode featuring metabolic health and GLP-1 experts Dr. Nick Norwitz, Dr. Rocio Salas-Whalen, Dr. Alexandra Sowa, PA-C, McCall McPherson, and registered dietitian, Ashley Koff, sharing their expert perspectives. In today's masterclass, our experts share insights into appetite regulation and satiety, the importance of digestion, the impact of statins on insulin sensitivity, and key limitations in the research. We take a closer look at GLP-1 medications, proper prescribing practices, personalized dosing, and the value of targeted, individualized nutrition strategies. We also separate fact from fiction when complications arise. Join our experts as they break down how to safely and effectively maximize the benefits of GLP-1 therapy. IN THIS EPISODE, YOU WILL LEARN: The value of combining GLP-1s with other medications and lifestyle tools for optimal results How taking time to pause helps women reconnect with their bodies and shift from mindless eating to mindful nourishment  Dr. Nick Norwitz highlights that patients are often not given the information needed for proper informed consent around statins. How statins can reduce natural GLP-1 levels and negatively impact metabolic health  How GLP-1 medications work to reduce hunger and prevent snacking between meals Common side-effects of GLP-1 medications, and how they can be mitigated How hair loss can occur with weight loss, and how that can be managed The importance of clinical guidance for monitoring the side effects of GLP-1 use  The benefits of microdosing with GLP-1s Why it's essential for hunger not to be entirely suppressed when taking GLP-1s  Connect with Cynthia Thurlow   Follow on X, Instagram & LinkedIn Check out Cynthia's website Submit your questions to support@cynthiathurlow.com Join other like-minded women in a supportive, nurturing community: The Midlife Pause/Cynthia Thurlow  Cynthia's Menopause Gut Book is on presale now! Cynthia's Intermittent Fasting Transformation Book The Midlife Pause Supplement Line Connect with Dr. Alexandra Sowa On her website On all social media: @dralexandrasowa Purchase a copy of Dr. Sowa's book, The Ozempic Revolution Connect with McCall McPherson Modern Thyroid Clinic On Instagram and TikTok Modern Thyroid and Wellness Podcast Thyroid Lab Guide Connect with Dr. Nick Norwitz On YouTube, X, and Instagram Substack Connect with Dr. Rocio Salas-Whalen On her website On social media: @drsalaswhalen Dr. Rocio's Book, Weightless Connect with Ashley Koff The Better Nutrition Program On Instagram and Substack Social media: @Ashley Koff Podcast Links: Ep. 438 The Rise of GLP-1s: Key to Weight Loss & Metabolic Health with Dr. Alexandra Sowa Ep. 478 Thyroid Truths: Labs, Adrenals & Appetite Explained with McCall McPherson Ep. 525 We've Been Misled About Metabolic Health – The Shocking Truth About Cholesterol, GLP-1 & Aging with Dr. Nick Norwitz Ep. 534 The Hidden Forces Making Women Gain Weight – The Shocking Truth About Hormones, Trauma & GLP-1s with Dr. Rocio Salas-Whalen Ep. 562 “It's Not a Willpower Problem” – Why Women's Bodies Resist Weight Loss in Midlife with Ashley Koff, RD