Podcasts about Relative

Integrity in the workplace has become a hot topic. Corporate America recognizes the cost when there is lack of integrity on the job, and they're trying to figure out how they can put values and integrity back in our good ‘ole American system. It will only happen as individuals put integrity back into their personal lives and make it a high priority. And that will only happen when we are motivated from within, not from without. All the training courses in the world cannot instill integrity into a person’s heart. That must come from a belief system that is committed to doing what’s right, regardless of the cost. If we do what’s right only as a manipulative tool to get where we want to go, only because that’s the “in” thing to do nowadays, we’ll find ourselves waffling all over the place. Doing the right thing takes an internal value system and standard by which we operate. It takes absolutes. If you don’t have an authority and a standard by which actions and attitudes are judged, you will never have integrity—personal or corporate. Relative truth doesn’t work; it’s another name for compromise. If I asked you what was the best book on business ethics, good customer service, and dealing with people on the job, what book would you recommend? Not too many people would ever think of the Bible as relevant to those issues, but let me tell you, it’s the textbook we need. God’s principles, when practiced, will benefit anyone. That’s because he’s the Creator, he knows how things should work and he knows how people are motivated better than anyone else. He wrote the owner’s manual. Whether a person or an organization recognizes God or his principles, when those principles are followed, they bring success. Whoever pursues righteousness and love finds life, prosperity and honor (Proverbs 21:21). Pursuing righteousness and love—there’s the secret to integrity. Righteousness simply means doing the right thing. If you and I are committed to do the right thing in every situation in our lives and to act out of love for other people, we will be people of integrity. Christians in the workplace should always have the highest standards of integrity—doing the right thing with love.

Mike and Trey review the controversial episode 73, Should Christians Be Involved in Politics with a deeper discussion and respond to Relative's (listener) feed back and questions.

Many business schools are hurriedly designing and incorporating courses on ethics. Seminars and management training are focusing on integrity. There seems to be a sudden awareness of our need for integrity in the marketplace.    Employee theft is a problem of great magnitude, as well as lack of employee loyalty. But, after all, how can you motivate loyalty if you engage in shady business dealings or treat employees unfairly? And now corporate America says, “How can we put values and integrity back in our good ‘ole American system?”  Well, it will only happen as individuals put integrity back into their personal lives and make it a high priority. And it will only happen when we are motivated from within, not from without. All the training courses in the world cannot instill integrity into a person’s heart. That must come from a belief system which is committed to doing what’s right, regardless of the cost.  If we do what’s right only as a manipulative tool to get where we want to go, only because that’s the “in” thing to do, we’ll find ourselves waffling all over the place. Doing the right thing takes an internal belief and commitment and a standard by which we operate. It takes absolutes. And it takes an internal power which many seem to lack.  If I asked you what is the best book on business principles, customer service skills, how to succeed, how to get along with people, how to handle a difficult boss, and how to deal with decisions of integrity on your job, what book would you recommend? Not too many people would ever think of the Bible as relevant to those issues, but let me tell you, it’s the textbook and the authority which we need.  If you don’t have an authority and a standard by which actions and attitudes are judged, you will never have integrity—personal or corporate. Relative truth doesn’t work; it’s another name for compromise. A moving standard which changes based on how you feel versus how I feel or is contingent on circumstances is no standard at all.   The Bible is dogmatic. It gives us very strong guidelines in many areas, with no room for argument. That causes many people a lot of difficulty, because by nature we just don’t like to be told where the limits are. But the interesting thing is, Bible principles work, and they work in the marketplace equally as well as anywhere else.  The best customer service philosophy in the world is based on what we call the golden rule which Jesus set forth 2000 years ago: Treat other people the way you want to be treated. Now, when we base our business philosophy upon this principle, we find we design a dynamite system and way to deal with people, whether customers, employees, or vendors.   God’s principles, when practiced, will benefit anyone. That’s because he’s the Creator, he knows how things should work, he knows how people are motivated, he knows what makes us tick. His principles are based on long-term profit. God doesn’t go for the instant answers most of us look for. He has marvelous strategic insight, and when he sets forth a principle, it is always to our benefit to follow them. So, regardless of whether a person or an organization recognizes God or his principles, when those principles are followed, they bring success.  Proverbs 21:21 tells us, Whoever pursues righteousness and love finds life, prosperity and honor.  Pursuing righteousness and love—there’s the secret to integrity. Don’t let the word righteousness throw you. It doesn’t mean perfection or weirdness. It simply means doing the right thing. If you and I are committed to doing the right thing in every situation and to act out of love for other people, we will be people of integrity. And integrity will bring us prosperity and honor.   But more importantly, as Christians in the workplace, it will open a door of witness to those around us that is stronger than any words we can ever say. A life of righteousness and love is a light which cannot be hidden; it is what I call a “question-generating” life, one which causes someone along the way to stop you and say, “Hey, what’s different about you?”  Now in part one and part two, I'd like to look at three case studies where integrity is at stake and ask ourselves what is the biblical way to deal with them. These are only three of many situations you may face, but hopefully they’ll give you some food for thought as to how you can apply biblical principles to your ethical dilemmas.  Case #1  Your departmental manager is not liked by any of the employees. She is very unfair, discourteous to everyone, and in addition, doesn’t perform her own duties well. Everyone in the department talks about her in derogatory ways. You’ve been a part of this malicious talk at times.  But you’ve decided you don’t want to be a part of this character assassination any longer. How will you keep from getting caught up in this office gossip?   First, let me ask a very basic question: Do you think this is a question of ethics and integrity? Is it unethical to gossip about someone, especially if what you’re saying is true? You’re not making it up or enlarging on it. Would this kind of behavior be viewed as a lack of integrity?  Well, let’s go back to our verse in Proverbs 21:21: Whoever pursues righteousness and love finds life, prosperity and honor. Remember righteousness is simply doing the right thing.  Here’s another biblical principle to consider:  Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen (Ephesians 4:29).  I will grant you in the world’s view, gossip and backbiting would not likely be considered unethical behavior, but God’s Word says it is. No unwholesome talk out of our mouths. That’s the standard. Only what will build others up and benefit those who listen. This is not a moving standard; it remains steadfast regardless of the circumstances.  In this case study, we have a difficult manager, one who makes your job difficult, and it’s particularly hard to keep your mouth shut in these situations. But the standard doesn’t change for the difficult manager. No unwholesome talk—that’s it.   Now, if you decide to live your life by this standard of integrity, how will you handle situations in which others talk about the boss behind her back? Here are some suggestions: Get up and leave if you can. Just walk away from the conversation. Do it quietly, try not to call attention to it. You don’t want to announce, “I’m not going to listen to this kind of gossip; I’m leaving.” Not necessary; not a good idea. But walk away if you can. Someone may notice, and that’s okay.   If walking away is not an option, try changing the subject. Just find another topic and start in. Rather assertively, talk about something else which is harmless and not derogatory. That will take some fortitude and guts on your part, but you can do it nicely. Remember, it’s okay if someone notices you’re purposely changing the subject. But do it as gently as you can.  And then, I would add, don’t be afraid to say, “Instead of talking about her, why don't we talk to her?” There may be occasions when you’ll have to state your objections to the gossip. Again, do it as nicely and gently and non-judgmentally as you can, but you shouldn’t be afraid to stand up for what you think is right.   You know, integrity can be costly. If we determine to live our lives by Proverbs 21:21 and pursue righteousness and love in all we do, it won’t always be popular. Jesus told us people like darkness because their deeds are evil. And when our integrity turns a light on and exposes dark areas, we may not be appreciated for it. We must be prepared to pay the price, but we shouldn’t purposely expose someone or make an example out of them.  In part two, we’ll look at some other real-life situations where we have to make ethical choices in the marketplace. I hope you’ll take some time this week to consider the biblical imperative for a life of integrity and ask God to show you any areas in your own life where you’ve let down the bars and lowered the standards.   Pray Proverbs 21:21 this week: Lord, help me to pursue righteousness and love in everything I do. Help me to simply do the right thing, no matter what the situation is, no matter how alone I may be, no matter what it may cost me. Give me your power to make right ethical choices.  I can only imagine what would happen if every Christian in the marketplace started to pray this every morning before work. I’m telling you, it would make a difference in our witness for Jesus. We might find ourselves out on a limb occasionally, but if we simply do what is right, we’re never going to be out on that limb by ourselves. Jesus will be with us, and he has promised we will prosper and be honored if we pursue righteousness and love.  I don’t think this necessarily means prosperity by the world’s measure but prosperity in God’s eyes. A healthy and prosperous soul is far more important than a prosperous lifestyle. And the honor may not come immediately; but if God has promised it, it will come. We can trust him. 

Remember last episode when we talked about the new Lazy Gamemaster Kickstarter campaign? Well, now you can hear it from the man himself! Mike Shea joins us to talk about the campaign ( https://www.kickstarter.com/projects/slyflourish/rise-of-the-lazy-game-master ), how Paizo is ending long term licensing deals, and CMON continues long term terrible decision making.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcThe market is full of opportunities... but finding the right one can feel like searching for a needle in a haystack. A sector might be moving higher, an industry could be gaining momentum, and a stock may suddenly flash a buy signal... but how do you turn all that data into an actual trading plan?This conversation dives deep into building a systematic process using OVTLYR's Sector Intelligence Map. Instead of randomly jumping between sectors and chasing whatever stock looks hot, the discussion breaks down how to identify emerging trends, track rising buy signals, measure relative volume, and narrow an entire market down to just a few potential opportunities. The goal isn't to guess which stock will explode next... it's to follow the data and let the strongest setups rise to the top.There's also a powerful lesson about why context matters. A strong stock inside a weak industry might not be the same opportunity as a strong stock inside a hot industry and an emerging sector. From auto manufacturers to steel stocks, the episode shows how weekly and monthly performance, sector participation, fear and greed, market breadth, and liquidity can all work together to build a stronger trading thesis.And the real takeaway? You don't have to risk real money while developing a new strategy. The discussion follows potential setups in Cleveland-Cliffs, Gerdau, and Nucor, then uses paper trading to test the process before putting actual capital on the line. Because a trading idea isn't a strategy until you've tracked it, tested it, and proven that it has an edge.✅ How to use the OVTLYR Sector Intelligence Map to find opportunities✅ Emerging sectors, industry momentum, and sector rotation explained✅ Relative volume, buy signals, fear and greed, and market breadth✅ Cleveland-Cliffs, Gerdau, Nucor, GM, Honda, and stock setups✅ Paper trading, watchlists, and testing a strategy before risking capitalIf you've ever looked at a screen full of market data and wondered how to turn it into an actual trading plan... this episode shows how to go from thousands of stocks to a focused watchlist without blindly chasing the market.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

In this episode of Mind the Kids, the podcast from the Association for Child and Adolescent Mental Health (ACAMH), host Mark Tebbs is joined by Dr. Elaine Clark, postdoctoral researcher at the Lifespan Autism Lab, Rutgers University.Dr. Clark shares findings from her recently published paper in JCPP Advances, ACAMH's open-access research journal, co-authored with Dr. Vanessa Ball and Dr. Katherine Lord. Drawing on the Longitudinal Study of Autism (LSA) — tracking autistic individuals from ages 2–3 through to their mid-twenties — the study examines how daily living skills develop across the lifespan in autistic individuals, both with and without a co-occurring intellectual disability.Daily living skills — the practical abilities that underpin independent adult life — are broken down into three domains: personal skills (hygiene, dressing, grooming), domestic skills (cooking, household chores), and community skills (managing money, navigating public spaces, vocational readiness). These are the skills that shape autism outcomes across education, employment, and quality of life, yet they have been chronically under-researched, particularly for autistic individuals with co-occurring intellectual disability.The headline finding is striking: approximately 80% of autistic individuals with co-occurring intellectual disability demonstrated daily living skills equal to or stronger than their measured cognitive ability — directly challenging the widespread assumption that adaptive behaviour in autism is constrained by IQ. Developmental trajectories between groups were indistinguishable up to age five, clearly differentiated by age nine, and those differences strengthened into adulthood.Dr. Clark and Mark discuss why domestic skills represent the most promising early intervention target, why community skills are the hardest to move, and how schools, IEP goals, and caregivers can reshape expectations to create opportunity-rich learning environments for autistic young people. The conversation closes with a look ahead at Dr. Clark's next research phase — examining individual skills for adults with profound autism and the caregivers who support them.A must-listen for anyone working in autism education, autism support, early intervention, or child and adolescent mental health.Read the JCPP paper ‘Relative strengths in daily living skills among autistic individuals and individuals with related developmental conditions who have co-occurring intellectual disability' - https://doi.org/10.1111/jcpp.70124Elaine B. Clarke, Catherine Lord, Vanessa Hus BalFirst published: 28 January 2026Get a free CPD/CME certificate for listening to this podcast by registering for a FREE ACAMH Learn account at https://bit.ly/4fF4BBWVisit https://www.acamh.orgFacebook and LinkedIn search / ACAMHInstagram https://www.instagram.com/assoc.camhBluesky https://bsky.app/profile/acamh.bsky.socialX https://x.com/acamh

The Op examines the case of Gurpreet Singh, who called 911 after finding his wife and three members of her family dead inside their West Chester apartment.At first, the call places him outside the violence—the husband returning to a home already changed. But as investigators reconstruct the evening, the account he provides begins to compete with evidence pointing much closer to home.When the person reporting a family's murder knows its routines better than anyone, where does grief end and explanation begin?Hugs ❤️FACEBOOK https://www.facebook.com/groups/911callsX https://x.com/911CallsPodcastINSTAGRAM https://www.instagram.com/911callspodcastYOUTUBE https://www.youtube.com/@911CallsPodcastTIKTOK https://www.tiktok.com/@911callspodcastPATREON https://patreon.com/1159media====Unlimited Access, Early, Ad-free for $5For $5, supporters get everything we have to offer - every podcast, live backdoor access to watch us record, video episodes, uncut episodes, all of our PLUS podcasts, early and ad-free, and more. Support 11:59 Media's vision to build our great creators. Visit ⁠11:59 Media on Patreon⁠ ⁠https://patreon.com/1159media⁠ to sign up now. Start your support, and access everything you've been missing.

Topics covered in this episode: Some more things about Django I've been enjoying Who cleans up after the vibe-coding party? Where Did All Your AI Tokens Go? AgentsView to the rescue! Careful with phishing all Extras Joke Watch on YouTube About the show Sponsored by us! Support our work through: Our courses at Talk Python Consulting from Six Feet Up Connect with the hosts Michael: Mastodon / BlueSky / X / LinkedIn Calvin: Mastodon / BlueSky / X / LinkedIn Show: Mastodon / BlueSky / X Join us on YouTube at pythonbytes.fm/live to be part of the audience. Usually Tuesday at 7am PT. Older video versions available there too. Finally, if you want an artisanal, hand-crafted digest of every week of the show notes in email form? Add your name and email to our friends of the show list, we'll never share it. Calvin #1: Some more things about Django I've been enjoying Julia Evans is learning "2010-style" web dev (Django + SQL + server-rendered HTML) after years of Go backends and JS-heavy frontends Query builders: likes defining custom QuerySet classes with chainable filter methods (.approved().future().with_tags()) — more readable than raw SQL Template filters: highlights urlize, linebreaksbr, json_script, and especially querystring for building/modifying query-string links in templates Migrations: still loves Django's auto-generated migrations — 19 and counting on her project Skips inheritance for class-based views; prefers function-based views for sharing code, though fine using Django's own mixins/interfaces Performance surprise: CPU profiling (via py-spy) — not slow DB queries — revealed the culprit; she'd accidentally disabled the cached template loader, and re-enabling it took throughput from ~2-3 req/s to ~12 req/s on a $10/mo VM Michael #2: Who cleans up after the vibe-coding party? FT Magazine piece by Sam Learner (July 11) on AI coding tools overwhelming open source maintainers - sent in by listener Dylan McConnell, whose main point was that this ran in the Financial Times, not a dev blog. cURL as the case study - Daniel Stenberg has been the only full-time person on it for years; libcurl has been installed an estimated 20+ billion times with 3,000+ listed contributors. Bug bounty killed - cURL ended its paid security bounty program in January, citing an "explosion of AI slop reports" that take real time to debunk and drain morale. Extractive contributions - authoring a PR is now nearly free, reviewing one still costs a human; tldraw's Steve Ruiz closed outside contributions entirely, asking why he'd want someone else writing the easy part. Guido weighs in - van Rossum says projects are holding emergency meetings over the slop flow, and notes LLM patches tend to touch unrelated parts of a file, making review more tedious. "Vibe Coding Kills Open Source" - paper from Miklós Koren's group: packages frequently recommended by coding models saw big download jumps with no matching engagement, breaking the reputation loop that sustains maintainers. Stack Overflow flatlined - over 100,000 questions a month before ChatGPT, under 1,500 last month, with the response rate cut roughly in half; the public archive is now stale training data. The course-creator angle - Josh Comeau's newest web dev course launched at about a third of prior enrollment, and he worries about devs who never learn which questions to ask. But the most interesting portion is what was omitted. Focused on: The end of the curl bug-bounty Omitted: High-Quality Chaos Why the omission is interesting It fits a narrative. The FT piece is a maintenance-and-decline story, and January-Stenberg is a perfect witness for it. April-Stenberg complicates it - same person, same project, better data, opposite direction on the specific claim being used. The tell is already in the article. Learner quotes Stenberg saying AI tools are much better at finding problems than fixing them. That's the April thesis in one line, and it goes undeveloped. Reason for the shift is process, not vibes. Killing the bounty removed the cash incentive and the venue change filtered the rest. Worth saying out loud, because "AI reports got better" isn't quite it - "no bounty plus a real triage platform" is closer. Joke too: Sarah O'Connor wrote a related piece (is this just before skynet launches?) Calvin #3: Where Did All Your AI Tokens Go? AgentsView to the rescue! Local-first desktop/web app for browsing, searching, and analyzing your past AI coding agent sessions (Claude Code, Codex, Copilot, Cursor, Gemini, Aider, and dozens more) Auto-discovers session files on your machine — no config needed; everything stored locally in SQLite, no cloud/accounts agentsview usage is a drop-in ccusage alternative — reads from pre-indexed SQLite, reports run 80–220× faster on large histories New Activity dashboard shows peak concurrency, active vs. idle time, agent-minutes, and cost — filterable by project/agent/machine, with a -json CLI report too Full-text + optional semantic search across every session; also imports Claude.ai/ChatGPT chat exports Install via pip install agentsview, uvx agentsview, brew install --cask agentsview, or download desktop binaries from GitHub Releases Michael #4: Careful with phishing all The situation I pass this along because it was a pretty sneaky bit of targeted phishing, and happened to play off an old interaction in bandit's repo. As usual with phishing scams there are a bunch of tells that this isn't legitimate, but just enough plausibility that I could see falling for it in a weak moment. Relative nobodies like me haven't historically been worth the effort to hit with scams this specific. Agents change the game though :-/. Be careful out there folks! Original message From: "Patrick (Blacktrace)" [HTML_REMOVED] To: LISTENER EMAIL Subject: Your Bandit #1350 (B105 NextToken false positive) -- just fixed that exact case Date: Wednesday, July 15, 2026 12:02 AM Hi AJ, Saw your Bandit issue #1350 -- the B105 hardcoded-password false positive on the string NextToken. I build a deterministic gate that filters that class of Bandit noise, and #1350 was literally the case I just fixed: NextToken / next_token / page_token / nextPageToken now stay quiet, while a genuine hardcoded token like api_token="sk-live-..." still fires. Verified against your exact case. 30-second paste: https://blacktrace.co/noise-eraser Where it still trips, published: https://blacktrace.co/kruc Curious whether it clears what you hit -- and if it trips on something of yours, that's the more useful reply. Patrick, Blacktrace I asked Claude for some analysis too. It was pretty good at finding them. The message name-drops enough real detail to feel legit, but the structure is pure phishing - everything in it exists to get AJ onto blacktrace.co. The strongest ones: Freemail sender, corporate signoff. Signs as "Patrick, Blacktrace" but sends from emailpjv@gmail.com. Real company outreach comes from the company domain, not a personal Gmail - and there's no last name. Over-specific targeting. It mirrors AJ's exact public activity - issue #1350, the B105 rule, the NextToken false positive, even the token variants. That's the "just enough plausibility" AJ flagged, and it's exactly what agents make cheap: scrape a GitHub issue, auto-generate tailored bait. Legit cold outreach rarely reads your history back to you this precisely. The entire payload is two links. Strip the technical flattery and the message is just "paste here" plus "see results here." When the whole point of an email is the click, that's the tell. "30-second paste." Low-friction urgency, and "paste" most likely means paste your source into their tool - handing your code to a stranger's site. Exfiltration dressed as convenience. Brand-new, no-reputation domain. blacktrace.co has no track record, and the name is doing some ominous work. The /kruc slug is random noise, not how real product pages get named. Precise-sounding jargon that's actually vague. "Deterministic gate," "noise-eraser" - impressive, empty. Bolted onto correct real details (B105 is the Bandit hardcoded-password test, sk-live- is a Stripe live-key prefix) to borrow credibility. The disarming close. "if it trips on something of yours, that's the more useful reply" - engineered humility that flatters your expertise and baits a response. Makes engaging feel like you're doing them a favor, which drops your guard. Extras Calvin: DjangoCon US 2026 is rapidly approaching, August 24-28, Chicago Ruff v0.16.0 massively expands its default rule set Ruff now enables 413 rules by default, up from 59 https://astral.sh/blog/ruff-v0.16.0 Michael: Completely redesigned the home page. Try /insights in Claude Code (terminal) Joke: We're Safe

Extra case roundupMahdawi v. Trump, 2026 WL 2090981 (2d Cir. 2026) – habeas & § 237(a)(4)(C)Suri v. Trump, 2026 WL 2123557 (4th Cir. 2026) – habeas & § 237(a)(4)(C)Fuentes v. USCIS (4th Cir. July 24, 2026) – SIJ, statutory interpretation, and parental benefits Rana v. Blanche, No. 25-1862 (1st Cir. July 23, 2026)M-A-M-; mental health safeguards and credibility; indicia of incompetency; IJ affirmative duty; Maoists; Nepal Matter of H-L-S-M-, 29 I&N Dec. 767 (BIA 2026)no past torture; CAT; Mexico; Guatemala; Latin Kings; MS-13; clear error; expert testimony Matter of A-G-O-F-, 29 I&N Dec. 772 (BIA 2026)humanitarian asylum; particularity; Brazilian children; relocation; abandoned children; police reporting harm; police arresting perpetrators for other crimes; C-G-T- Matter of Y-S-P-T-, 29 I&N Dec. 776 (BIA 2026)exceptional and extremely unusual hardship for § 212(h) waiver; discretion with sexual crimes; extreme hardship Matter of Lopez Rico, 29 I&N Dec. 780 (BIA 2026)unlawful voting; INA § 237(a)(3)(D); 18 U.S.C. § 611(a); DHS burdens; pleading the Fifth; discretionMatter of L-F-R-, 29 I&N Dec. 787 (BIA 2026)annual asylum fee; abandonment of asylum; scheduling orders; enforcing filing deadlines; statutory interpretation; plain language of the statute; OBBBA Garcia Demetrio, et al. v. Blanche, No. 25-991 (9th Cir. July 20, 2026)age and immutability; particular social group; mother of adolescents; single mothers; nexus reviewed de novo; Mexico Diaz-Boyzo v. Blanche, No. 17-72894 (9th Cir. July 23, 2026)crime of child abuse, abandonment, or neglect divisibility; enhancement; Or. Rev. Stat. § 163.160(1)(a), (3)(c); criminal negligence Torres-Casas v. Blanche, No. 25-172 (9th Cir. July 22, 2026)qualifying relative age-out for non LPR cancellation of removal purposes; predictive findings; remanding non-LPR cancellation denials pending at the BIA; hardshipKurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.eimmigration"Immigration law software you'll love to use."get.eimmigration.com/IRP Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com Stafi"Remote staffing solutions for businesses of all sizes"Click me!Want to become a patron?Show the Podcast some loooovvveeeCONTACT INFORMATION:Email: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewAbout your hostCase notesRecent criminal-immigration article (p.18)Featured in San Diego VoyagerSupport the show

Mother reads from The Catholic Mother and The Catholic Father, and answers questions from: Maureen, who is very concerned about husbands using pornography;  Maria, who is worries about her daughter practicing yoga;  https://www.catholic.com/magazine/online-edition/should-catholics-practice-yoga;  https://womenofgrace.com/new-age;  Jessica, who needs advice on dealing with her divorced and remarried aunt;  Kaitlin, whose boyfriend is agnostic;  And Victor, a Catholic struggling with same-sex attraction.

Relative to the rest of the world, North America has a lot of advantages when it comes to fertilizer.

Rabbi Saadia Gaon's sefer Emunot V'Deot (Book of Beliefs and Opinions) innovated the genre of Jewish philosophy. Long before Rabbi Yehuda HaLevi and the Rambam, R. Saadia paved the road for viewing Jewish principles through a lens of classic Greek philosophy, the science of his time, and is justifiably where Jewish philosophy begins. Join ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rabbi Daniel Korobkin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ as he explores this important, monumental work, tracing the differences in approach between R. Saadia and those who came after him.For the original course page please visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://webyeshiva.org/course/emunot-vdeot-the-first-book-of-jewish-philosophy/

Player development starts long before players step onto the pitch. In this episode, Gary Curneen sits down with Herman Ottosson, Technical Director at Mjällby AIF Academy in Sweden, to explore one of the most innovative coach development environments in European football. Rather than relying on rigid curriculums or copied training sessions, Herman explains how Mjällby develops adaptable coaches, creates ownership with players, and builds an academy culture centered around reflection, accountability, and continuous improvement. Topics include: Why coaches should design sessions around their own players—not YouTube drills. Building development environments instead of chasing results. Relative freedom versus fixed curriculums. The Ballon d'Or Project and player ownership. Video feedback for coaches and players. Creating honest conversations through IDPs. Coach education systems that actually change behavior. Why the best academies develop coaches first. Whether you're a technical director, academy coach, or club leader, this episode is packed with practical ideas that can transform your environment.

Half naked mime covered in baby oil terrorized women in a Massachusetts park. Russian authorities are going to raid shopping malls for radical youths. Family discovers body of a dead stranger in the freezer of their recently deceased relative in Alaska. Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Rebbe writes that the true memorial for a departed relative is not only the stone marker, but the ongoing daily conduct of their descendants. The inscription on the living memorial is shaped by their actions, not just by commemorating on the yahrzeit. https://www.torahrecordings.com/rebbe/igroskodesh/017/010/6420

Start Your Transformation Now⁠  You've heard me talk about the power of dreamtime and using your subconscious mind to problem solve and in this episode I go further and talk about how to make dreamtime work even better for you. Relative to “who you need to be,” I'm often asked….“Jim, if I've never been a millionaire before, what ways would I need to be in my mind to make it happen?” Even when I give people ideas, they many times struggle finding the right way of being to help them create the life they want. So….in this episode I talk about:[1:57] Of course, about dreamtime[7:39] A recapitulation of the fact that your identity drives you[15:19] Who you have to be to have the exact experience of life that you want[15:40] Your primary and secondary identity[26:04] Why I trust dreamtime guidance more than my analytical mindAnd, the specific question you can ask your unconscious mind for deeper understanding. As well, I talk about “setting your intention” to maximize your mind's direction during dreamtime. Not only do I talk about asking your subconscious mind for assistance, I go deeper and share how to ensure your answers come to you. Listen, apply, and enjoy! Transformational Takeaway  Set your intentions for dreamtime answers. Let's Connect:  ⁠Instagram⁠ | ⁠Facebook⁠ | ⁠YouTube⁠ | ⁠LinkedIn⁠  LIKED THE EPISODE?  If you're the kind of person who likes to help others, then share this with your friends and family. If you have found value, they will too. Please leave a review on ⁠Apple Podcasts⁠ so we can reach more people.  Listening on ⁠Spotify⁠? Please leave a comment below. We would love to hear from you!  With gratitude, Jim 

Rev. Amanda Robertson led a week long retreat at Shasta Abbey, June 21-28 2026, looking at the Buddha's teaching of Karma. Her talks guide us toward how we can work with Karma in our own practice, and understand it for ourselves.YouTube: https://youtu.be/8KE_eHi62UcTwitter/X: @shastaabbey

Is truth relative? What is the difference between relative truth and absolute truth?

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

✔️ BTC doesn't need someone to pull it higher. ✔️ Bitcoin is starting to look like the bottom from 2022✔️ BTC's weekly DEATH CROSS signal has flashed!✔️ Just 84 more days of waiting lads✔️ Relative strength indicator has flashed a quadruple buy signal ✔️ For a lot of people, even Bitcoin at $1M won't be enough✔️ The COMEBACK will be DISGUSTING.✔️ Bitcoin is improving the odds of a durable bottom.✔️ Bitcoin is at the production cost band✔️ Day 2 of drawing a big arrow on Bitcoin chart ✔️ OCEAN is launching two additional Stratum endpoints/Chainsplit support ✔️ libsecp256k1 repo has found a new maintainer✔️ A Cashu wallet ✔️ Sources:► https://x.com/david_eng_mba/status/2076330026690400538► https://x.com/bitcoinarchive/status/2076377091101094284► https://x.com/cryptojellenl/status/2076588189616132531► https://x.com/byzgeneral/status/2076330950795866597► https://x.com/sykodelic_/status/2076672271893360812► https://x.com/sminston_with/status/2076737315679220117► https://x.com/jameseastonuk/status/2076690080404484211► https://x.com/superbitcoinbro/status/2076571348554727832► https://x.com/seth_fin/status/2076683820284449201► https://x.com/nebraskangooner/status/2076678417093681661► https://x.com/ocean_mining/status/2074825828731342880► https://x.com/ocean_mining/status/2076763510596407616► https://x.com/lopp/status/2076772419902066853► https://x.com/fanquake/status/2076766713404625291► https://x.com/cashubtc/status/2076700928569426026► https://cashu.me/► DONATE TO HELP KEONNE AND BILL https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

Daily Dad Jokes (11 July 2026) The official Daily Dad Jokes Podcast electronic button now available on Amazon. The perfect gift for dad! Click here here to view! Shower Thoughts Podcast: We have another podcast called Daily Shower Thoughts, showcasing random, amusing and mind bending epiphanies. Search "Daily Shower Thoughts" in your podcast player or click here Email Newsletter: Looking for more dad joke humor to share? Then subscribe to our new weekly email newsletter. It's our weekly round-up of the best dad jokes, memes, and humor for you to enjoy. Spread the laughs, and groans, and sign up today! Click here to subscribe! Listen to the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ or search "Daily Dad Jokes" in your podcast app. Jokes sourced and curated from reddit.com/r/dadjokes. Joke credits: friedtesticularcance, OneLittleWarrior, PeterTheDolphin, IEnjoyDadJokes, Healthy_Ladder_6198, SeniorFlyingMango, IEnjoyDadJokes, breck, digiBeLow, James__HD, aj_beekeeper, Left-Distribution-13, , Lucky_Middle_5525, SlappyPappy99, Mozzafox, Slowloris81, its_rud Subscribe to this podcast via: iHeartMedia Spotify iTunes Google Podcasts YouTube Channel Social media: Instagram Facebook Twitter TikTok Discord Interested in advertising or sponsoring our show? Contact us at mediasales@klassicstudios.com Produced by Klassic Studios using AutoGen Podcast technology (http://klassicstudios.com/autogen-podcasts/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Daily Dad Jokes (11 July 2026) The official Daily Dad Jokes Podcast electronic button now available on Amazon. The perfect gift for dad! Click here here to view! Shower Thoughts Podcast: We have another podcast called Daily Shower Thoughts, showcasing random, amusing and mind bending epiphanies. Search "Daily Shower Thoughts" in your podcast player or click here Email Newsletter: Looking for more dad joke humor to share? Then subscribe to our new weekly email newsletter. It's our weekly round-up of the best dad jokes, memes, and humor for you to enjoy. Spread the laughs, and groans, and sign up today! Click here to subscribe! Listen to the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ or search "Daily Dad Jokes" in your podcast app. Jokes sourced and curated from reddit.com/r/dadjokes. Joke credits: friedtesticularcance, OneLittleWarrior, PeterTheDolphin, IEnjoyDadJokes, Healthy_Ladder_6198, SeniorFlyingMango, IEnjoyDadJokes, breck, digiBeLow, James__HD, aj_beekeeper, Left-Distribution-13, , Lucky_Middle_5525, SlappyPappy99, Mozzafox, Slowloris81, its_rud Subscribe to this podcast via: iHeartMedia Spotify iTunes Google Podcasts YouTube Channel Social media: Instagram Facebook Twitter TikTok Discord Interested in advertising or sponsoring our show? Contact us at mediasales@klassicstudios.com Produced by Klassic Studios using AutoGen Podcast technology (http://klassicstudios.com/autogen-podcasts/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Hot Topics w/ Nyk the Voice & Nate the Agitator

Thomas Savidge warns that the US national debt is reaching dangerous levels relative to GDP. He explains that rising interest costs are now exceeding national defense spending, which threatens to stifle the productive economy and lead to a decreased standard of living for the average American taxpayer. (13)1865 

Wingspan will soon fit in your pocket, Spirit Island is getting a new publisher, and the Lazy Gamemaster has a brand new kickstarter campaign! Speaking of being a GM, if you want to be a better one, you'll want to check out our review of “So You Want To Be A Game Master” by Justin Alexander (amazon affiliate link). Then, we'll give you some examples of “great” GM advice in our Ask A Dirtbag GM segment!

Asokwa Circuit Court in Kumasi has sentenced a 35-year-old man to two-and-a-half years' imprisonment after he admitted stealing from a patient's relative at the Komfo Anokye Teaching Hospital (KATH) and unlawfully possessing police gear, which prosecutors say he used while targeting victims in hospital settings

Ken Swartz, aka “Ken the Scientist," joins me today to talk about oxidative stress, mitochondrial efficiency, and Carbon 60, also known as C60. Ways in which oxidative stress can damage the body: Rips holes in cell membranes Prevents proteins from folding properly Damages cellular blueprints (DNA and RNA) Ken Swartz Bio: Ken Swartz, aka “Ken the Scientist,” is the founder and Chief Science Officer of C60 Purple Power, a health and wellness company committed to delivering the highest quality Carbon 60 products available. Ken earned a Master of Science degree from the University of Colorado at Denver and a Bachelor of Science in Economics from Arizona State University. He spent the early part of his career as a secondary school teacher, and he continues to be passionate about helping and educating people. Ken has run several research science laboratories over the course of his career and discovered C60 while developing the MOXY fusion reactor.  During his research, he became aware of the powerful free radical neutralizing properties of C60. He first began using C60 as a radiation protectant while leading a fusion research project. He noticed, after taking C60 for a couple of months, that not only was it protecting him from radiation, but he discovered that his health was also improving. So, he continued taking it.  About eight months after Ken started taking C60, he was at a routine visit with his optometrist and discovered that his *dry Macular Degeneration was gone. His doctor was dumbfounded and told him that in all his years, he had never seen such an improvement.  Due to this healing experience, Ken decided to dedicate himself to the research, study, and production of C60 Buckminster Fullerenes. In 2016, Ken founded C60 Purple Power which offers 99.99% pure sublimated Carbon 60, (never exposed to solvents), delivered in 100% certified organic oils, made in the USA.  Ken believes that “your health is your responsibility” and he is on a mission to help people feel empowered to take control of their health.  *However, disclaimer here, these statements and products have not been approved by the Food & Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.  In this episode: What C60 is, and what it does for the cells. (5:36) What is oxidative stress? (6:03) The cumulative damage oxidative stress causes over time. (7:06) How C60 reverses symptoms of aging. (8:11) The role mitochondria play in our health. (8:55) Why athletes love C60. (15:52) What differentiates C60 from other anti-oxidants? (29:36) Why Ken makes C60 products with MCT, avocado, and olive oils. (23:15) The hormonal benefits of using C60. (28:20) The initial and ongoing benefits of using C60. (32:46) Links and resources: Guest Social Media Links:: ⁠https://www.facebook.com/c60purplepowerproducts⁠ ⁠https://www.instagram.com/c60purplepower/⁠  ⁠https://twitter.com/c60purplepower⁠ Relative links: Get 10% off using code IHHC Use this link: ⁠https://go.shopc60.com/IHHC/⁠ ⁠https://whatisc60.org⁠  ⁠⁠⁠⁠⁠Your Longevity Blueprint: Methyl B Complex – 60 capsules⁠⁠⁠⁠⁠ To Access My New Free eBook ⁠How To Create Resilient Health Follow Your Longevity Blueprint on ⁠Instagram⁠ | ⁠Facebook⁠ | ⁠Twitter⁠ | ⁠YouTube⁠ | ⁠LinkedIn⁠ ⁠Get your copy of the Your Longevity Blueprint book and claim your bonuses here⁠ ⁠Find Dr. Stephanie Gray and Your Longevity Blueprint online⁠   Follow Dr. Stephanie Gray on ⁠Facebook⁠ | ⁠Instagram⁠ | ⁠Youtube⁠ | ⁠Twitter⁠ | ⁠and LinkedIn⁠ ⁠Integrative Health and Hormone Clinic⁠ ⁠Podcast production by Team Podcast⁠ 

0:00 Intro 0:07 House 3:10 Disgust 5:55 Doctor 9:36 Scared 11:14 Fired Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking for a holiday weekend flick to get the kids out of the blazing heat? You could do a lot worse than "Minions & Monsters," the third installment in the "Minions" prequel series and the seventh installment overall in the "Despicable Me" franchise. This time out, circumstances find the Minions in 1920s Hollywood, and they decide to make a monster movie. The pacing and animation are solid in this episode that has a lot of inside jokes for parents who are movie buffs. "Minions & Monsters" delivers exactly the kind of goofy family fun you'd expect. Just in time for the July 4th celebrations, Angel Studios offers the historical drama "Young Washington." Relative newcomer William Franklyn-Miller portrays the founding father in a respectful but underwhelming look at his life before the American Revolution. Washington's ambitions and his strategic blunders in a skirmish with the French are the focus of this well-mounted but superficial biopic. The supporting cast includes familiar faces who bring a gravitas that Franklyn-Miller's performance is missing. Best thing you can say is that "Young Washington" is an easily digestible history lesson. Is the third time the charm for Millie Bobby Brown in the Netflix comic mystery, "Enola Holmes 3?" Light, bright, and easy to digest, “Enola Holmes 3” is a tongue-in-cheek sequel that presents yet another mystery for the sister of Sherlock Holmes, appealingly played by Brown. This time out, Sherlock, played by Henry Cavill, is kidnapped while attending Enola's wedding in Malta. A sprightly feminist YA offering “Enola Holmes 3” floats along nicely thanks to a solid production and an appealing cast.

Plato's Intellectual Roots and First Visit. Guest Author: Professor James Romm. Plato's early life was shaped by the reign of the 30 Tyrants in Athens, including his relative Critias. The execution of his teacher, Socrates, further disillusioned him with traditional democracy. He developed a philosophy centered on an unseen world of perfect "forms." Influenced by Pythagorean mathematics, he viewed numbers as a way to understand the universe's abstract essences. Invited by Dion, Plato visited Syracuse in 385 BCE to explore potential autocratic reforms. This visit failed when Dionysius the Elder dismissed his ethical teachings. Plato then returned to Athens to found the Academy. 2

One of the pillars of 40K has passed away, Asmodee is making buckets from CMONs failures, and apparently D&D is a big deal? Who knew!?! Also, we've got some dirtbag GM advice to give as we dust off our vacation clothes.

Masterpiece Podcasts: Collection of Chinese Classic Novels

Conrad Black. Conrad Black discusses the excessive size of Canada's government relative to its population. He argues that overlapping jurisdictions lead to a top-heavy, expensive bureaucracy and recommends reducing the public service through attrition.1903 ST. LAWRENCE

Somewhere along the way, youth soccer stopped being a game kids play and became a product their parents buy. Dai Redwood has spent years building a program he believes in — most recently as the executive and sporting director at Fremont FC — and he's built a club that runs almost opposite to the rest of the country. No travel tournaments. No badge on the sleeve. Kids who start at U8 and are still there when they graduate. Dai, Craig, and Chad go deep on the part of youth sports nobody markets: the gap between what kids actually need and what the system has learned to sell.We get into:How some clubs choose to chase trophies as a marketing tool. How Fremont FC turns vision and values into something you can see at every practice — high fives, handbooks, and coaches who admit they're still learningThe shiny-new-school analogy that explains every parent who leaves a club their kid lovesWhy we "professionalized the kids — the home kit, the away kit, the third kit — but not the coaches"Relative age effect, late developers, and why picking on impact instead of potential costs us the players who'd actually make itThe private-equity question — Surf, Rush, and Pioneer Sports — and Dai's blunt take on what that money does to a kid's experiencePay-to-play: not the devil, but an abused system — and what an honest version actually looks likeIf your spring just ended in a parking lot full of pop-up tents and trophies nobody will remember, this is the conversation to have before you sign up for the next thing.Dai Redwood is the Executive & Sporting Director of Fremont FC and a veteran of youth soccer development in NorCal.

Markets continue to recover from the recent 4.5% correction, holding above the 20-day moving average and setting up a potential run toward new all-time highs. Relative strength is improving, momentum indicators are beginning to reverse higher, and a new buy signal could provide additional fuel for the rally as we move into historically strong July seasonality. In today's pre-market update, we examine why the recent pullback may have cleared the path for further gains, how declining oil prices are helping support risk assets, and why the reopening of global energy supply routes could create additional downward pressure on crude prices. We also review the latest sector rotation trends. Technology, AI, momentum, and high-beta stocks continue to attract capital, while energy stocks weaken alongside falling oil prices. However, some of the market's largest mega-cap stocks are becoming increasingly oversold, raising the possibility of another rotation beneath the surface. Are investors chasing momentum at exactly the right time, or is the next market rotation already beginning? Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/ox4_xMsXqt4 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Candid Coffee, "Beyond Protection: What Life Insurance Can Really Do," 8am Saturday, June 20, 2026: https://streamyard.com/watch/WauFUig8HFtb --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketUpdate #Investing #ArtificialIntelligence #SectorRotation

Hasbro's CEO apparently has a lot of thoughts about D&D and how you should be playing the game. (Methinks maybe he should keep his mouth shut....). Also, there's a new survival horror game from the makers of Draw Steel, and Roll20 has a dungeon generator that ISNT AI! Plus, we've got Marc-André and Martin Lavoie, creators of the new board game “Questline” from Thunderworks Games! (https://thunderworksgames.com/products/questline-card-game)

Preview for Later Today: Jack Burnham discusses Kim Jong-un's rise from pandemic-era economic failure to a confident global leader. A modernized military and support from Russia and China have strengthened his position relative to Xi Jinping.1951 Korea

Investors today are navigating a set of complex macroeconomic, geopolitical, and market forces. Whatever the market conditions, Guggenheim Investments leans in to structured credit as an important allocation in most of our fixed-income strategies. In Part 1 of this episode, Karthik Narayanan, Head of Structured Credit, joins Macro Markets to discuss the fundamental appeal of the sector and its relative and absolute value.Related Content:Corporate Credit QuarterlySolid corporate fundamentals continue to anchor our constructive view on credit.Read Now Macro Markets: Portfolio Strategy as Oil Stays Elevated and ‘Regime Change' Comes to the FedInsights on the FOMC decision, inflation, and the possible path of oil prices.Listen Now The Advantage of Investing in Real Assets and Infrastructure The dynamic landscape of infrastructure investing offers diverse opportunities across sectors and the risk-return spectrum.Read ReportInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC. Past performance is not indicative of future results. There is neither representation nor warranty as to the current accuracy of, nor liability for, decisions based on such information.Guggenheim Investments represents the investment management businesses of Guggenheim Partners, LLC. Securities offered through Guggenheim Funds Distributors, LLC.© 2026 Guggenheim Partners, LLC. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC.RO 5564384

A guide to diagnosing, imaging, and managing acute renal colic and nephrolithiasis in the ED. Hosts: Brian Gilberti, MD Avir Mitra, MD https://media.blubrry.com/coreem/content.blubrry.com/coreem/Nephrolithiasis.mp3 Download Leave a Comment Tags: Kidney Stones, Urology Show Notes 1. CLINICAL CORE & PHYSIOLOGIC FRAMEWORK Epidemiologic Risk Profiles Lifetime incidence parameters hover around 1 in 11, presenting with a prominent male sex skew. Peak demographic manifestation concentrated within the 30–60 age band. High-yield temporal parameter: 50% recurrence vector within a 5-year post-initial-insult window. Mineralogical Composition Vectors Calcium oxalate crystals represent the predominant structural matrix. Struvite configurations (magnesium ammonium phosphate matrix) account for 1–2% of cohorts. Struvite stones function explicitly as infection-driven configurations secondary to upper tract proliferation; higher distribution index noted in female cohorts. Etiological & Modifiable Relational Dynamics Profound systemic dehydration or low baseline fluid throughput states. High-sodium diet structures and heavy animal-protein consumption loads. Positive genetic/familial history variables. Relative risk modulation: Each variable independently operates to expand baseline risk by a factor of 2x to 3x. Pathophysiologic Symptom Complexes Acute, sudden-onset, maximum-intensity (10/10) unilateral flank pain. Classic structural radiation vector tracking downward toward the ipsilateral groin/genitourinary dermatomes. Distinctive behavioral marker: Renal colic pacing/writhing behavior with zero antalgic position availability. Concomitant autonomic triggers: Nausea and emesis manifest in 50% of acute presentations. Physical Exam Discordance Metrics Severe subjective distress contrasted with a characteristically soft, completely non-tender abdominal palpation exam. CVA tenderness is completely variable and lacks reliable negative predictive value. Atypical Presentation Classifications Vague, poorly localized abdominal pain presentations occurring in up to 20% of active cases. Isolated lower urinary tract irritative signs including acute frequency or severe urgency. Incidental & Asymptomatic Dynamics Silent intrarenal or ureteral stones found incidentally. Longitudinal tracking demonstrates up to 33.3% of initially asymptomatic cohorts convert to fully symptomatic renal colic within a multi-year tracking window. 2. EXCLUSION DIAGNOSES & CRITICAL PATHWAY RED FLAGS Vascular Mimics: AAA rupture/expansion. This is a mandatory exclusion pathway in elderly cohorts presenting with acute flank or back pain. Physical tracking requires active exploration for an expansile, pulsatile abdominal mass. Gynecologic Emergencies: Ruptured ectopic pregnancy. Demands universal screening protocols via rapid beta-hCG testing in all female patients of childbearing potential presenting with lower abdominal/pelvic localization. Infectious Upper Tract Decompensation: Acute uncomplicated pyelonephritis. Differentiated via persistent high spikes, high fevers, systemic shaking chills, and profound pyuria. Genitourinary Structural Crises: Acute testicular torsion. Mandates a thorough, explicit scrotal/testicular structural exam if the flank pain radiates into the scrotum. Gastrointestinal and Adnexal Torsional Confounds: Acute appendicitis variants, acute mesenteric/bowel ischemia, and ovarian torsion syndromes. 3. LABORATORY TESTING & PHYSIOLOGIC EVALUATION Urinalysis Interpretation Nuances Microscopic or gross hematuria presents in approximately 66% to 90% of acute cases. Critical Pathological Caveat: Complete absence of hematuria documented in 20% to 33.3% of confirmed, acute obstructing ureteral stones. Diagnostic rule: A pristine urinalysis with zero red blood cells is entirely insufficient to exclude acute ureterolithiasis. Urinary pH as a Composition Clue Consistently low urinary pH parameters (pH < 5.5) point strongly toward a uric acid crystalline composition. Elevated urinary pH parameters (pH > 7.5) indicate the presence of urease-producing microbial pathogens, pointing toward a struvite infection stone. Infectious Screening Metrics Active tracking for marked pyuria, positive leukocyte esterase, and bacterial nitrites to rule out an obstructed, infected upper urinary tract system. BMP Immediate quantification of baseline serum creatinine to establish accurate eGFR values. Targeting detection of post-renal AKI from bilateral obstruction, unilateral obstruction in a single functioning kidney, or severe volume depletion. CBC Evaluation for marked leukocytosis. Physiologic Nuance: Mild-to-moderate white blood cell count elevations frequently represent non-specific stress demargination driven by severe pain and repetitive vomiting. High-grade white blood cell shifts demand immediate exclusion of systemic bacteremia or an infected, obstructed urinary system. Adjunctive Lab Pathways Rapid qualitative urine hCG testing. Reflex urine culture execution whenever urinalysis metrics display significant inflammatory profiles or clinical suspicion of UTI is high. 4. IMAGING MODALITIES & ALGORITHMIC CLINICAL SELECTION Non-Contrast CT Diagnostics Gold standard; diagnostic sensitivity and specificity parameters exceed 95% for stones >2 mm. Provides precise quantification of stone diameter (mm), exact localization (proximal, mid, or distal ureter), and degree of secondary hydronephrosis. Excellent structural visualization for detecting or ruling out alternate retroperitoneal, vascular, or intra-abdominal pathologies. Contrast-Enhanced CT Protocols Indicated when alternative intra-abdominal surgical pathology is highly suspected over isolated renal colic. Retains diagnostic capability to identify urinary tract stones >3 mm even within contrast-enhanced phases. NCCT Structural Architecture Limitations Standard stone protocol CT scans are executed in a prone position without IV contrast enhancement. It does not opacify the ureteral lumen. Presents a cumulative radiation exposure penalty when utilized serially across recurrent ED presentations. POCUS / Radiology Ultrasound Direct stone visualization capabilities are modest, operating at approximately 50% to 60% sensitivity, and is highly dependent on anatomical positioning at the extreme proximal ureter or the UVJ. Secondary obstruction tracking: Demonstration of hydronephrosis operates at a high sensitivity of approximately 80%. POCUS Clinical Utility Metrics Eliminates ionizing radiation exposure and allows immediate, rapid real-time execution directly at the patient’s bedside. Confirmation of significant hydronephrosis within a classic clinical presentation yields high post-test probability for stone presence while lowering suspicion for vascular catastrophes like a AAA. KUB Radiography Extremely poor overall diagnostic sensitivity, hovering around 57%. Fails to image radiolucent configurations (pure uric acid matrices) or small stones measuring

Author and shamanic researcher SunBôw TrueBrother explores whether Sasquatch (aka Bigfoot) are humanity's closest relatives, and what forbidden Grand Canyon tunnels, ancient civilizations, and interdimensional beings may reveal about our forgotten origins in episode 249 of the Far Out with Faust podcast.SunBôw TrueBrother is a French-Canadian author, shamanic practitioner, and founder of SCENIC (Sasquatch Close Encounter Network for Interspecies Communication). After decades studying with indigenous elders across North and South America and Australia, he became known for the internationally translated Sasquatch Message to Humanity series. The books explore Sasquatch, interdimensional communication, indigenous wisdom, human origins, and humanity's relationship with non-human intelligence through teachings attributed to the Sasquatch Elder Kamooh.In this conversation, Faust and SunBôw explore why indigenous oral traditions have long preserved stories of Star People, interspecies communication, and non-human intelligence that challenge conventional ideas about human history. Drawing on the Sasquatch Genome Project, decades of shamanic experience, and teachings attributed to the Sasquatch Elder Kamooh, they explore a possibility most mainstream researchers never seriously consider: that humanity's story may be far older, stranger, and more interconnected than we've been taught. The discussion also ventures into forbidden archaeology, hidden civilizations, and the possibility that consciousness itself plays a larger role in human evolution than modern science is prepared to acknowledge.In this episode:• The Sasquatch Genome Project: The controversial DNA study of Bigfoot that mainstream science refuses to accept.• Forbidden Archaeology & Smithsonian Secrets: Hidden Grand Canyon chambers, Smithsonian involvement, and the century-old mystery that refuses to disappear.• Sipapu & The Place of Emergence: What did Hopi elders say exists beneath one of the most mysterious locations in the American Southwest?• The Ant People & Earth's First Caretakers: Why indigenous traditions continue to speak of a mysterious race beneath the Earth.• Reptilians & Ancient Lineages: Are the reptilians of ancient traditions villains, misunderstood ancestors, or something else entirely?• Telepathy & The Seven Grandfather Teachings: The surprising role Sasquatch play in one indigenous wisdom tradition.• Moon Anomalies & Hidden Structures: Claims of non-human activity and one of the strangest objects in our solar system.• Star People & Human Hybridization: Could humanity's origins be more complex than modern history suggests?• Archons & The Parasite Class: Are humanity's systems broken, or functioning exactly as intended?• The Great Awakening & Human Sovereignty: Caretakers, conquerors, and the growing divide between two very different futures.• Earth's Hidden History: Ancient ruins, lost civilizations, and the possibility that far more of our past remains undiscovered than we've been told.The deeper the conversation goes, the less it becomes a story about Sasquatch — and the more it becomes a question of what humanity may have forgotten about itself.Check out SunBôw's booksThe Sasquatch Message to Humanity: Conversations with Elder Kamooh https://a.co/d/0ehDVsODThe Sasquatch Message to Humanity Book 2: Interdimensional Teachings from our Eldershttps://a.co/d/02nLlPL2The Sasquatch Message to Humanity Book 3: Earth Ambassadors Cooperationhttps://a.co/d/02CdueLVConnect with SunBôw TrueBrotherhttps://scenicsasquatch.com/https://www.facebook.com/scenicsasquatch/Join us on PatreonFor uncensored episodes, behind-the-scenes content, and exclusive community access:https://patreon.com/FarOutWithFaustListen on Spotify + Apple PodcastsSpotify: https://open.spotify.com/show/6StPwgq2di3f8uxnc6SmIfApple: https://podcasts.apple.com/us/podcast/far-out-with-faust-fowf/id1533017218FOWF & Faust Checho on socialhttps://www.instagram.com/faroutwithfaust/https://www.instagram.com/theonefaustchecho/https://www.facebook.com/Faroutwithfausthttps://x.com/faustchechohttps://patreon.com/FarOutWithFaustQUESTION THE ANSWERS™we'd love to hear from you

Should Jess Reconnect With Her Relative After 7 Years? full 324 Thu, 04 Jun 2026 14:09:58 +0000 99B8JmGzkkTbc3o8DkpvjgR8JH1mab34 family,family dynamics,family issues,family drama,no contact,music,society & culture,news Kramer & Jess On Demand Podcast family,family dynamics,family issues,family drama,no contact,music,society & culture,news Should Jess Reconnect With Her Relative After 7 Years? Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News https://player.amperwavepodcasting.com?f

In August 1817, a large serpentine creature was spotted off the coast of Gloucester by dozens, if not hundreds, of residents. Sure you've heard of Bigfoot and Nessie, perhaps even the Chupacabra and the Jersey Devil. But have you heard the famous Gloucester Sea Serpent? YES, the North Shore has its very own Nessie and it is perhaps the most well-documented and most-sighted cryptid of American legends. Join Jeffrey and Sarah, your favorite Salem tour guides, as they discover the mysteries and the truths about what was seen in Gloucester Harbor over 200 years ago. How big was this thing? How valid were the reports? Did the serpent come to Salem? What exactly was it that visited Gloucester that fateful summer of 1817? Dr Vitka's Myths Legends & Lore. 2025. “The Gloucester Sea Serpent What Was It? Myth or Monster?” YouTube. January 9, 2025. https://www.youtube.com/watch?v=9Qe9FBBJ1EA. Landrigan, Leslie. 2014. “The Great New England Sea Serpents.” New England Historical Society. April 3, 2014. https://newenglandhistoricalsociety.com/great-new-england-sea-serpents/. “Report of a Committee of the Linnaean Society of New England, Relative to a Large Marine Animal, Supposed to Be a Serpent, Seen near Cape Ann, Massachusetts, in August 1817 : Linnaean Society of New England : Free Download, Borrow, and Streaming : Internet Archive.” 2026. Internet Archive. 2026. https://archive.org/details/b22333393/mode/2up. Soini, Wayne. 2010. Gloucester's Sea Serpent. Arcadia Publishing. Bentley, William. The Diary of William Bentley, D.D., Pastor of the East Church, Salem, Massachusetts. Vol. 4, 1811–1819. Salem, MA: Essex Institute, 1905. Nickell, Joe. “Gloucester Sea-Serpent Mystery: Solved after Two Centuries.” Skeptical Inquirer, September 26, 2019. LINK “Here There Be Monsters, OR The Gloucester Serpent!” Readex. November 8, 2012. LINK.   Interested in Salem The Podcast Merch!?  CLICK HERE! Interested in supporting the Podcast? Looking for more Salem content? CLICK HERE! www.salemthepodcast.com NEW INSTAGRAM - @salemthepod Email - hello@salemthepodcast.com   Book a tour with Sarah at Bewitched Historical Tours   www.bewitchedtours.com Book a tour with Jeffrey at Salem Uncovered Tours  www.salemuncoveredtours.com    Intro/Outro Music from Uppbeat: https://uppbeat.io/t/all-good-folks/unfamiliar-faces License code: NGSBY7LA1HTVAUJE

In August 1817, a large serpentine creature was spotted off the coast of Gloucester by dozens, if not hundreds, of residents. Sure you've heard of Bigfoot and Nessie, perhaps even the Chupacabra and the Jersey Devil. But have you heard the famous Gloucester Sea Serpent? YES, the North Shore has its very own Nessie and it is perhaps the most well-documented and most-sighted cryptid of American legends. Join Jeffrey and Sarah, your favorite Salem tour guides, as they discover the mysteries and the truths about what was seen in Gloucester Harbor over 200 years ago. How big was this thing? How valid were the reports? Did the serpent come to Salem? What exactly was it that visited Gloucester that fateful summer of 1817? Dr Vitka's Myths Legends & Lore. 2025. “The Gloucester Sea Serpent What Was It? Myth or Monster?” YouTube. January 9, 2025. https://www.youtube.com/watch?v=9Qe9FBBJ1EA. Landrigan, Leslie. 2014. “The Great New England Sea Serpents.” New England Historical Society. April 3, 2014. https://newenglandhistoricalsociety.com/great-new-england-sea-serpents/. “Report of a Committee of the Linnaean Society of New England, Relative to a Large Marine Animal, Supposed to Be a Serpent, Seen near Cape Ann, Massachusetts, in August 1817 : Linnaean Society of New England : Free Download, Borrow, and Streaming : Internet Archive.” 2026. Internet Archive. 2026. https://archive.org/details/b22333393/mode/2up. Soini, Wayne. 2010. Gloucester's Sea Serpent. Arcadia Publishing. Bentley, William. The Diary of William Bentley, D.D., Pastor of the East Church, Salem, Massachusetts. Vol. 4, 1811–1819. Salem, MA: Essex Institute, 1905. Nickell, Joe. “Gloucester Sea-Serpent Mystery: Solved after Two Centuries.” Skeptical Inquirer, September 26, 2019. LINK “Here There Be Monsters, OR The Gloucester Serpent!” Readex. November 8, 2012. LINK.   Interested in Salem The Podcast Merch!?  CLICK HERE! Interested in supporting the Podcast? Looking for more Salem content? CLICK HERE! www.salemthepodcast.com NEW INSTAGRAM - @salemthepod Email - hello@salemthepodcast.com   Book a tour with Sarah at Bewitched Historical Tours   www.bewitchedtours.com Book a tour with Jeffrey at Salem Uncovered Tours  www.salemuncoveredtours.com    Intro/Outro Music from Uppbeat: https://uppbeat.io/t/all-good-folks/unfamiliar-faces License code: NGSBY7LA1HTVAUJE

Raquel thinks her cousin was hooking up with her ex while they were still together. Follow us on socials! @themorningmess

Gregory Copley previews the 2027 Nigerian presidential election, noting President Tinubu's likely run despite his health concerns. He contrasts Nigeria's relative calm with the revolutionary anarchy currently gripping the neighboring states in the Sahel. (10)1919

The relative pronoun "cui" connects two parts of a sentence and it is used with Italian prepositions that show the relationship between what is being said.Start learning Italian today!1. Explore more simple Italian lessons: https://italianmatters.com/2442. Download the Italian Verb Conjugation Blueprint: ⁠⁠⁠https://bit.ly/freebieverbblueprint⁠⁠⁠3. Subscribe to the YouTube lessons: ⁠⁠⁠https://www.youtube.com/italianmatters⁠⁠⁠The goal of the Italian Matters Language and Culture School is to help English speakers build fluency and confidence to speak the Italian language through support, feedback, and accountability. The primary focus is on empowering Italian learners to speak clearly and sound natural so they can easily have conversations in Italian. Hosted on Acast. See acast.com/privacy for more information.

Our Global Head of Fixed Income Research Andrew Sheets and Chief UK Economist Bruna Skarica discuss why they see a more constructive UK outlook than markets do, despite energy, fiscal and political risks.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Bruna Skarica: And I'm Bruna Skarica, Morgan Stanley's Chief UK Economist. Andrew Sheets: Today, the debate around growth and debt in the United Kingdom. It's Wednesday, May 20th at 2pm in London. Bruna, I'm so glad you could join us today because I actually really did want to talk about what's going on here in the United Kingdom. I don't think it's an exaggeration to say that this is the country where you hear some of the strongest divergence of opinions. Pessimists point to political uncertainty, vulnerability to oil prices from the Strait of Hormuz, and rising bond yields. And yet, UK growth this year has been pretty good. Inflation is set to come down, and the currency's been pretty stable, hardly the stuff of big instability. So, Bruna, I was hoping you could help us set the scene. Let's start with how you see the economy. Bruna Skarica: I actually think your framing is perfect. For the past five years, there has been a striking divergence of opinion on the UK, which I do think mimics to a degree some of the divisions on the Bank of England's Monetary Policy Committee. The question really is – has the country underwent structural changes in the past decade of supply-side shocks such that its potential growth is very low, perhaps as low as 1 percent on the year. And has the inflationary process shifted in such a way that, for example, we need much higher jobless rate in order to generate enough economic slack to get inflation down to 2 percent? Or the other question is, has the UK just had a unique string of external shocks amplified perhaps by domestic policy choices, which mean that we have seen a prolonged period of low growth and high inflation – but again, without major structural changes. We are in the more constructive structural camp. I actually think that's probably Morgan Stanley's biggest out of consensus call in the UK. In recent years in particular, we have seen quite robust CapEx. And last year, actually very healthy private sector productivity gains. When you adjust for accurate labor market data, UK's private sector productivity growth is just under 2 percent as of the end of 2025, actually not too far off from the U.S. But for these good structural trends to persist and continue to improve, we do need a more supportive cyclical environment. And there, unfortunately, given the rise in oil prices, it's hard to be overly constructive about growth and inflation in the UK this year. We've downgraded our growth forecasts to around 1 percent over [20]26 and [20]27, and we have lifted our inflation projections by around 150 basis points at their peak to a peak of around 3.5 percent later in the year. Andrew Sheets: So, Bruna, how much does the price of oil or the price of natural gas matter for this outlook, especially as the Strait of Hormuz remains effectively shut? Bruna Skarica: It does matter a fair bit. We use Morgan Stanley's commodity team's forecasts in our own scenario analyses for the UK economy. Now, their base case still sees a gentle decline in oil prices this year, which leads to outcomes I've already mentioned. The activity flatlines from the second quarter, we have a rise in inflation from April onwards, but we don't have a recession. However, if we fail to see any movement lower in oil, and as you rightly pointed out, natural gas prices as well; or if we even saw a move higher over the summer, we do think that risks of a recession would be quite pronounced in the second half of the year. UK consumers are already in for a year of flat real disposable income growth. Higher prices of food and energy than in our base case could result in even lower discretionary spending growth than what we're already modeling. And if the Bank of England had to hike rates in this inflationary scenario, we think they would act twice in this kind of a scenario. We also have these tight financial conditions which would weigh on household spending. Andrew Sheets: So, Bruna, I think that's a great segue into that out-of-consensus call that we have on the Bank of England. You know, the market is expecting the Bank of England to raise interest rates. We think that they'll be on hold. And if you take a step back, it's a view that, kind of, puts the UK and the Bank of England a little bit between the Federal Reserve, which we think is going to be lowering rates over the next twelve months modestly, and the European Central Bank, which we think will raise rates in the near term. Could you talk a bit more about why you think it will remain on hold? And why you differ from what the market's seeing? Bruna Skarica: Yeah, absolutely. So, in our base case, the one where we do see a bit of a decline in oil and gas prices over the course of this year, we think the Bank of England remains on hold. It's important to remember that they were about to cut rates, prior to the closure of the Strait of Hormuz. So, there is a bit of restrictiveness there in the starting stance, which we think can just be maintained for a longer period of time than would've otherwise been the case. And so, for the Bank of England to avoid having to tighten rates. Now, with respect to the market, I think it's fair to say that the market price is a probability-weighted outcome, where there is some chance, a non-negligible one, that the Bank of England will have to hike rates aggressively if oil prices were to rise from here. To give you a bit of clarity here, bank's own analyses suggests that in a scenario where oil prices were to rise towards $130 per barrel and stay there for a few months, the bank could hike rates by four times. Now, it's interesting that in this scenario, the bank actually doesn't forecast a recession. Now, we think that in the case of such elevated commodity prices, as I've already mentioned, we would certainly see high inflation, potentially as high as 6 percent, but also recessionary impulses. So, even in the scenario of elevated oil prices, we think the bank could only deliver around two hikes. And so, this kind of probability-weighted outcome that we have, which differs a little bit from our model case, even that is actually fairly lower than what the market is pricing. So, I think that's maybe one of the main differences that we have versus the market. The market is expecting a repeat of 2022, so elevated inflation with growth just about holding on. We disagree that's possible because there's far less scope for a fiscal response to shield growth from an inflationary external shock. Andrew Sheets: But Bruna, maybe I'll take even a bigger step back here because to borrow a British phrase, it almost seems like some of these debates over oil prices are kind of small beer compared to these two big questions around the UK. Which are, you know, concerns over a lack of productivity growth and concerns that the UK economy is just, kind of, poorly positioned over the long term – especially in the wake of Brexit and concern over the fiscal situation. And this idea that, well, government debt is historically high for the UK, concern that that will continue. And I think it's no exaggeration to say that when you talk to investors about the UK, those are often, kind of, two of the big questions that hang over the debate. So, your brief thoughts on both of those issues. And again, where you think the market might be potentially surprised? Bruna Skarica: So, one of the most interesting things when I talk to clients is when I mention some of these statistics around measured cyclical productivity growth last year, they're often very, very surprised. And we do think it's more important to talk about this because there is evidence, I would say nascent evidence, that UK is benefiting from the AI tailwind. We are seeing more CapEx adoption. We are seeing slower hiring, but more resilient growth, which, as I say, results in cyclical productivity growth that looks very robust, especially in UK's historical context. In the last ten years, of course, UK's productivity growth has been very lackluster. So, over the course of this year, I think that's actually my primary focus to see how much of this uplift in productivity last year is cyclical and perhaps will dissipate over 2026 with the slowdown in growth. And how much of it was actually structural. Now, in terms of the fiscal question, you know, one thing that's interesting to mention is the UK is, per IMF calculations, in the middle of the most severe fiscal consolidation amongst its G7 peers. Medium-term fiscal plans deliver a decline in deficit to below 2 percent of GDP by 2030. Again, this is hard to square with gilt yields where they currently stand. So, it's fair to say that the market is just more focused on the risks of delivery. For example, departmental spending settlements look challenging to deliver. Ministry of Defense is looking for a [£]30 billion top-up to its budgets. Labor backbenchers have recently come out seeking for a bit more capital expenditure. Political volatility is high. We are actually quite confident around our 2026 fiscal forecasts. We're looking for a deficit at 4 percent. But when it comes to 2027, I think it's fair to say that risks here really depend on the political trajectory with risks skewed, I think, towards a slightly higher deficit than around 3.5 percent, which we have in our base case. Andrew Sheets: But Bruna, just to be very direct, is it fair to say that for investors who are very concerned about productivity growth in the UK, you'd argue that that actually could be a bit better than people are expecting as capital deepens? And that for investors afraid of the fiscal trajectory, that actually could be one of the best fiscal trajectories In the G7? Bruna Skarica: Yeah, absolutely. I mean, one of our recent outlook titles was “Everything is Relative,” and that's exactly the point that we always try to make with the UK. It seems like it has a lot of idiosyncratic fiscal problems, but I would say a lot of its fiscal challenges are very similar to other DM countries – demographic aging, slowing in potential GDP growth. And when it comes to productivity growth, I'm not trying to argue that we're likely to see UK's potential GDP growth in excess of 2 percent anytime soon. However, we do think that the picture is actually much better in terms of productivity growth than perhaps what the average market participants think is the case. Andrew Sheets: Finally, Bruna, just a word on politics. I'm mindful that we have a global audience. And for those less steeped in the latest UK news, what's been happening? And what are the developments that investors are watching out for? Bruna Skarica: Yeah, absolutely. So, we had local elections in the UK in early May, and they delivered quite sizable losses for the governing Labour Party. Since then, a number of Labour MPs, Members of Parliament, just under 100 of them, called on Prime Minister Starmer to resign. Now, challenging a Labour leader and a prime minister in this case is not an easy process to trigger.However, Manchester Mayor Andy Burnham is now looking to enter the House of Commons. He will be contesting a by-election, most likely on June 18th. I would say that's the key date to watch out for from here. Andy Burnham has previously said UK politicians should be less focused on the bond market, but perhaps it's worth reiterating. More recently, he said he supports the current fiscal rules, which of course require debt-to-GDP ratio to be on the declining trajectory over the next five years. Now, Andrew, for you, what stands out in the pricing of the UK story? Andrew Sheets: Well, Bruna, I really think this is the country where across everything that we look at, there's the biggest gap, I think, between kind of conventional wisdom and what we at Morgan Stanley are forecasting.The market's conventional wisdom is that productivity growth is going to be very weak and very bad. That's not what you see in the numbers and is in our forecast. The market thinks the government finances are very weak. As you mentioned, relative to the G7, they're on a pretty good trajectory and at a pretty good level. And I think this is also a market where you have some interesting risk premium. I mean, again, we talk a lot in this podcast about how little risk premium there is in a lot of different asset classes. That's not the case in the UK. The government bond market, in our view, is offering a lot of risk premium to take on the risk of owning the government debt. And, you know, one example of that is, you know, you look at what interest rate is implied on a UK 10-year government bond 10 years from now. It's implying that yield is 6.6 percent. That's a very high yield, especially if you think that growth is going to be weak in this country. So, I think it's a really interesting macro story. It's one certainly where we at Morgan Stanley differ, and where there's some risk premium on offer. So, I'm so glad you could join us today to dig into it in more detail. Bruna Skarica: Absolutely. Thank you so much for the invite. Andrew Sheets: And thank you as always for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

Join Rabbi Joey Rosenfeld as he guides us through the world and major works of Kabbalah, Hasidic masters, and Jewish philosophy, shedding light on the inner life of the soul. To learn more, visit JoeyRosenfeld.com

For decades, women and their doctors have been wary of Hormone Replacement Therapy (HRT), especially after menopause, largely due to fear-mongering surrounding breast cancer risk. But what if I told you that much of this fear is based on flawed data, misinterpretations, and sensationalized media reports? In this episode, I dive deep into the truth, myths, and misconceptions around HRT and breast cancer. I'll unpack the infamous Women's Health Initiative study, exposing its significant design flaws and the detrimental impact of its media interpretation. Grab your seat for the Advanced Practice Nutrition Intensive!⁠Topics discussed: - The real story behind the HRT breast cancer scare- Relative vs. absolute risk- Synthetic vs. bioidentical hormones- New science- Beyond symptoms- Navigating your HRT journey

Despite the historical energy disruption from the Iran conflict, stocks are back to record highs. Our Global Head of Fixed Income Research Andrew Sheets and our Head of Commodity Research Martijn Rats discuss different views and fundamentals driving markets.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley.Martijn Rats: I'm Martijn Rats, Head of Commodity Research at Morgan Stanley.Andrew Sheets: Today: oil, oil inventories, and the price at the pump.It's Wednesday, May 6th, at 2pm in London.Martijn, it's great to talk to you. We remain in this very unique market where on the one hand, the energy market is severely disrupted. On the other hand, we're making new all-time highs in the stock market. And part of this debate is a creeping sense that maybe the energy market is just a lot more resilient than many people initially thought.So, let's just jump right into it. As you look at the current state of the world, the state of things, how are you seeing the energy market at the moment?Martijn Rats: There are definitely two views in the market. I would say commodity specialists, oil traders, people that trade oil and gas equities for a living, tend to focus on the size of the supply shock. And it is neither hyperbole nor disputed that the size of the supply shock is the largest in the history of the oil market. We have the statistical data to back that up. That is not a controversial statement.But at the same time, the other view in the market, generally held by your generalist investors who invest across many markets. They tend to focus on the likelihood or possibility that this supply shock might also be uniquely short. It was there all of a sudden, from one day to the next, the strait was closed. It felt a bit man-made, so to say. It was an outcome of a political decision, and that can also be undecided. And so, this is – the to-ing and fro-ing in the market is; on the one hand, this shock is very, very large. But the other hand it may also be very, very short.Now we went into this supply shock, arguably well-prepared. In the sense that during the course of like late 2024, all of 2025, and the very early part of 2026, we were telling a story of oversupply surplus. And on top of that, given the military buildup was going on in January and February, a lot of countries in the Arabian Gulf – Saudi Arabia, the UAE, Kuwait – visibly put out a lot of oil at sea.So, in the oversupply of 2025, we put oil in storage in lots of places that we can't always see. But that seems very likely. Oil in the water was very, very high. So, we have been living off these buffers, and that has helped. And then, yeah, at any point in time, there were good enough reasons to assume that on a timeframe of a couple of weeks, this would largely be resolved. We would eat into these buffers, draw some inventory.And it has been hard for the market then to really capitalize the size of the supply shock and say, "Yeah, really oil prices need to spike very, very high." And in that sense, we're left with this significant supply shock, but we haven't taken out the highs that we saw in 2022, for example.Andrew Sheets: So maybe a way to think about this, right, is that if we imagined all of that oil as sitting in a big tank. We've kind of stopped a lot of the flow into the top of the tank as the Strait of Hormuz has remained closed. But oil's still able to drain out of the bottom, kind of, like normal because that tank is being drained. Those inventories have been drawn down. Maybe that's a quite a crude analogy, to forgive the pun.But how long can that last? I mean, if we think about these inventories, if we think about the speed of which they're being drawn down; and I think that's an important point that you mentioned, that these inventories were unusually high going in. But they're obviously not unlimited.Where does that stand? And I guess, you know, what is the limit of that? How long can those inventory draws last?Martijn Rats: Yeah, yeah. To say that this is the billion-dollar question would be understating it, Andrew. It's also a unusually complicated question to answer in the sense that it depends very heavily on the region, on the product that you're looking at. Jet fuel in Europe, NAFTA in Asia, you might see something sooner. But other products in other regions, you know, might take longer.We often don't really know where the operational limitations of inventories are. Globally, we see something like 8 billion barrels of oil in some form of storage. That is an enormous amount. We can't draw that down to zero because a lot of that is there for operational, like working capital type reasons. Just to facilitate the operations of the industry. Is the floor seven? Is the floor six? These things are hard to answer.Andrew Sheets: You've got to have some oil in the pipeline to make the pipeline flow…Martijn Rats: Exactly, exactly. You can't operate a refinery if you don't have at least some storage right next to it. It just doesn't work. So, these things are hard to know. But I would say that we are eating through these buffers very, very re-rapidly now. Oil on water has largely normalized and is no longer elevated.We are seeing very large inventory draws across every data point that we have on refined products. Refined products are universally drawing. On crude, the data is more patchy. But we are seeing large inventory draws now coming through in the United States. I would say – and this is partly having worked with this data for a long time and sort of developing some market feel rather than very analytical spreadsheets, so to say. But I would say that if the flow of oil through the Strait of Hormuz does not resume on the sort of next four to six weeks, we will get very, very tight by June, early summer.And, well, look, I mean, from there, it's simply… You know, if you then were to forecast. You know, project forward from there on. It would be getting tight by August, September. But of course, that's done under the assumption that the flow remains impaired over that period, which I would say most market participants would not assume at the moment.Andrew Sheets: And another point that comes up sometimes, at least in my conversations, is, ‘Oh, but, you know, maybe Venezuelan oil is going to be coming online.' There's more investment. The U.S. seems very focused on increasing oil output in Venezuela. You know, can that match in any sense the scale of what we've had disrupted here?Martijn Rats: No, that is a complicated issue in the sense that, you know, growing oil production takes time. It takes capital, it takes equipment, it takes a lot of people. Venezuela at the moment, produces a bit more than a million barrels a day. I'd have to say, like, relative to the size of Venezuela's production, the last two monthly data points have actually come in better than expected. But you're talking about 100,000 barrels a day, 200,000 barrels a day, that sort of thing. Relative to a supply shock that is 13-14 million barrels a day.The fastest ever single amount of production growth of any country in any year was 2018. U.S. shale with natural gas liquids included grew 2 million barrels a day in a single year. But yeah, even that…Andrew Sheets: So, 2 million barrels relative to 14 million barrels lost is…Martijn Rats: Yeah, exactly.Andrew Sheets A drop in the bucket. Martijn Rats: And that had a huge run-up of several years of putting the infrastructure in place to do that. I mean, it…. You don't turn it on a dime either. So no, that remains difficult.Andrew Sheets: So, you know, maybe a dynamic to close with is actually another way that I think people care about the oil price, you know, besides their portfolio – which is they drive.And, you know, you had a great stat in your report that one out of every 11 barrels of oil that's produced ends up in an American car. And the U.S. is a big producer. Its inventories have been drawing down. There are clear signs that the U.S. is exporting a lot of energy, and as a result, gas prices are also going up in the U.S.So, you know, what… If you could just talk a little bit about the move in gasoline and maybe, you know, I think this could be a good segue into this idea of distillates into, kind of, parts of refined product. And how those prices can deviate or not from the barrel of oil we often talk about. And then even just more generally, kind of what is the price at the pump that people might need to think about as you head into the summer – assuming, you know, this conflict is still somewhat uncertain.Martijn Rats: Yeah. So, the United States is very interesting at the moment. In the sense that the regular discourse about the United States is that the United States is energy independent because it is a net oil producer. And at the most aggregate level, that is correct. But that doesn't mean that the United States is not connected to the rest of the world from an oil market perspective. I would say actually it's the opposite.The U.S. oil market is deeply connected to the rest of the world. It is a net exporter because there are very large imports, and there are very large exports, and it just happens so that the exports are a little bit bigger than the imports. So, it's a net exporter.But flows in both directions exist for every product – for crude, for diesel, for gasoline. So, the U.S. should be the last place to have physical disruptions because the supply is close to home. But in the end, it's so connected; that in the end, there's only one global oil price – and we all pay it, including in the United States.Now, because of the deficits at the moment, in Asia, to [an] extent in Europe, there is a very large pool on oil from the United States, and we're seeing that across the board. Crude oil exports were 4 million barrels a day, at the start of the year. They're now running sort of 5.5, even 6 million barrels a day. So, there's a lot of crude being pulled out of the United States. That is partly also the SBR release, the release from the Strategic Petroleum Reserve. But the export's very, very large.Another product where that is also happening is in gasoline. Now, the gasoline market in the United States has a degree of complexity to it in the sense that the U.S. is a big importer of gasoline in the East Coast and the West Coast, but then a big exporter from the Gulf Coast.Andrew Sheets: Hunh! Okay. Yeah.Martijn Rats: Net-net, it's an exporter, but in the East Coast and the West Coast, big, big importer. Now, in Europe, for example, we are normally long gasoline, short diesel. We export our surplus to the U.S. East Coast. But, at the moment, it's tight in Europe, so we're not exporting that much gasoline. So, imports in the United States have dropped a lot.At the same time, Asian customers, Brazilian customers, Mexican customers [are] pulling a lot of gasoline out of the Gulf Coast. And as a result, the net exports are unusually high for this time of the year. On top of that, the Strait of Hormuz issue has tightened the diesel market so much relative to the gasoline market that it is favorable for refineries to maximize their diesel output over their gasoline output.Andrew Sheets: Hmm. And these are decisions you can make in terms of how you crack that barrel in a refinery and split it up.Martijn Rats: Yeah, exactly. Within a relatively narrow window, but you can make tweaks that are significant. Now, normally, we're going into this summer driving season, refineries switch from what we call max diesel to max gasoline. At the moment, they are not doing that.Andrew Sheets: Mm.Martijn Rats: So, you have low gasoline production, and you have large net exports of gasoline. Over the last 11 weeks already, we have seen a very significant, very significant decline in gasoline inventories in the United States. And prices have risen at the pump. The nation's average is now $4.50 per barrel, as of reports this morning.The summer driving season has yet to start. That can become $4.70, $4.80. That can become $5. Above $5 is historically a point where people get, yeah, worried about demand destruction. And it has a real impact.Andrew Sheets: Well, Martijn, I think this remains such an important and interesting story. And even if, you know, it can seem sometimes like the market has moved on to other things, clearly there are a lot of other factors driving the equity market. It remains pretty historic, pretty significant, and pretty complicated. Also, something that I think, you know, affects the day-to-day spending and lives of a lot of people out there.So, Martijn, again, thank you for taking the time to talk.Martijn Rats: Thank you.Andrew Sheets: And thank you, as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. 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