Podcasts about inheriting

#292: What happens to your points and miles when you die? And how can you make sure they don't disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you're already dealing with a loved one's rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fabric: ⁠Affordable term life insurance for you and your family Bilt Rewards: ⁠Earn the most valuable points when you pay rent Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Resources Points & Miles Death and Transfer Rules PDF Silo Markets Trustworthy Notion 1Password Books & People The Points Guy Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins ATH Podcast #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci #285: Why Net Fulfillment Beats Net Worth with Bill Perkins Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:16) Your Points & Miles Aren't Actually Your Property (02:31) Can You Legally Access a Deceased Person's Accounts? (07:49) What Happens to Bank & Credit Card Points After Death (09:52) Why Amex Is One of the Most Generous Programs (13:51) Transferring Points Before Someone Passes Away (17:23) How Annual Fees Are Handled (17:51) What Happens to Business Cards (18:18) Moving Bank Points to Loyalty Programs (18:51) What Happens to Airline Miles (23:09) Why You Should Push Back With Airlines (24:13) Other Ways to Use or Preserve Airline Miles (25:50) How Hotel Points Are Handled (and Why They're Easier) (31:26) Hotel Certificates & Flight Credits (32:41) What Happens to Rental Car Points (33:55) Don't Hoard Your Points (34:12) Document Every Account and Login (37:17) Set Up Points Pooling and Authorized Users in Advance (37:43) Leave Clear Instructions for Your Heirs (38:03) Why You Need a Financial Power of Attorney (38:36) Don't Let Auto-Pays Shut Down an Account (39:08) Proactively Transfer Points Out (39:45) Where to Move Bank Points in a Hurry (45:30) Choosing Someone to Manage Your Points & Miles (47:00) The Checklist for When a Family Member Passes (48:21) Hang Up, Call Again (49:55) Document Everything You Do (50:30) How Points Are Handled in Divorce (51:30) Why Gift Cards Are Different (51:50) The Risks of Inheriting a Timeshare Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Think you have 10 years to empty an inherited IRA? That may not always be the case. In this episode of Wise Money, we break down the lesser-known 5-year rule, how beneficiary designations can change your options, and why regularly reviewing them matters. Plus, we answer listener questions about saving for a first home, Mega Backdoor Roth contributions, and Roth IRA 5-year rules. Season 11, Episode 52 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Watch this episode on YouTube: https://youtu.be/_anEkWnVCz4  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. This video may discuss estate planning concepts but does not constitute legal advice. Please consult an attorney for advice specific to your situation. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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Mary Anastasia O'Grady reports Keiko Fujimori has secured the Peruvian presidency by a narrow margin, inheriting a nation plagued by organized crime and Chinese influence. Fujimori faces an immediate crisis with the expected arrival of El Niño in September, which threatens the fishing industry and may cause floods. Transnational criminal organizations involved in extortion and illegal mining present a strategic threat to property rights and small businesses. Additionally, China's construction of the Chancay port and heavy mining investments have granted Beijing significant political leverage. Fujimori must now balance these economic realities while attempting to restore the rule of law. (8)

When it comes to the future of wealth, one of the most significant financial shifts of our time is already underway. In this episode of The Wealth Exchange, Chris Warner, Wealth Advisor and Practice Management Lead | Client Relationship Manager, sits down with Cassandra Cross, Wealth Advisor | Client Relationship Manager, to explore how women are increasingly shaping the future of wealth - and what it means for individuals, families and future generations. Drawing on insights from Cassandra's recent article, Women Are About to Control More Wealth Than Ever Before, But Many Still Don't Feel Financially Confident, they discuss the forces driving this historic shift, how many women are building wealth in different ways, and why financial confidence has less to do with knowledge than may people think. You'll hear: Why women are expected to inherit nearly 70% of the largest wealth transfer in history The key trends driving women's growing influence over wealth & financial decision making Why confidence - not capability - is often the biggest barrier to financial engagement The hidden cost of delaying important financial decisions How thoughtful financial planning can help navigate major life transitions with greater clarity and purpose Why wealth planning is about more than growing assets - it's about creating flexibility, choice, and a lasting legacy As women continue to shape the future of wealth, this conversation explores what this historic shift means for individuals, families, and the next generation of financial decision-makers.

What if the breakthrough you've been praying for isn't about trying harder—but trusting God more? In Psalm 37, David shares five keys to inheriting the earth after a lifetime of walking with God: • Patience • Obedience • Generosity • Righteousness • Persistence God's promises are worth waiting for, His ways are worth following, and His faithfulness never fails. If this message encourages you, share it with a friend who needs hope today.

What allows a system to endure long after its creator steps away?In this episode of Crypto Hipster's Curtain Calls, Jamil Hasan brings together four conversations that, on the surface, appear to have little in common—but together reveal one of the central themes of Inheriting Saturn.Featuring:David "Oz" OsterczyDrew MillerSara NematiAmelia TomasicchioFrom creativity and resilience to community and adoption, each guest explores a different stage in the lifecycle of enduring systems.Creation begins the journey.Preparation allows systems to survive uncertainty.Communities carry ideas forward.Adoption transforms innovation into everyday reality.This episode examines why stewardship—not ownership—is ultimately what determines whether organizations, technologies, and ideas stand the test of time.Curtain Calls is a companion series to Inheriting Saturn, connecting years of founder conversations into a broader exploration of leadership, responsibility, trust, and the human side of systems.

Let's turn to Luke 10:25-37. This picture of our Lord, dealing with a Jewish lawyer on the question of what he could do to inherit eternal life, is presented by Luke to us to realize that there is nothing a person can do to inherit eternal life. Why? because eternal life is received by faith in the Lord Jesus Christ and Him alone. Only He has accomplished all that God demands for sin, in all it's entirety. Jesus dealt with sin in it's eternal and temporal results by dying for each person on earth, shedding His own blood. God's righteousness was vindicated by our Lord Jesus. God is now quite free to forgive any and every kind of sin to anyone on earth, even you! and me.Here's Dr. Mitchell with the Good Samaritan on the Unchanging Word Bible Broadcast, Luke 10:25.

Satoshi Nakamoto invented Bitcoin, but his greatest contribution may have been something far less technical: the decision to disappear.In this episode, I explore why stewardship begins when ownership ends, and why every founder eventually faces the same question:Can the system survive without me?Using Satoshi as a lens, we examine legacy, decentralization, leadership, and the responsibilities that outlive the people who create enduring systems.Inheriting Saturn is a series about stewardship, inheritance, and the ideas that continue long after their creators are gone.

Alex Fulton joins Farm4Profit to share his journey from horse racing and landscaping to building a thriving first-generation livestock farm in Maryland. Today, Alex raises registered Berkshire hogs, sheep, chickens, turkeys, and laying hens while selling premium meat directly to consumers through multiple weekly farmers markets. Along the way, he explains how direct marketing, quality genetics, customer education, and diversification have allowed his family to create a profitable business in one of the country's most competitive regions. The conversation also dives into Berkshire genetics, premium pork production, direct-to-consumer marketing, grinding your own feed, Maryland Pork Producers, excavation, social media opportunities, and even Alex's background as a steeplechase jockey. Topics include: First-generation farming Berkshire hogs Direct-to-consumer meat sales Farmers markets Premium pork production Sheep and lamb production Pasture poultry Maryland Pork Producers Grinding your own feed Plenish high oleic soybeans Small farm profitability Equipment buying Excavating business Marketing premium food Starting a farm without family land Steeplechase horse racing Whether you're dreaming of starting your own farm, expanding into direct marketing, or simply love hearing unique agricultural stories, Alex proves there are still many paths into agriculture for people willing to build something from the ground up. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Teaching by Josh ClarkWeek 5: Inheriting the Promise (Ch 13-19)Opening Activity: What are specific ways you have seen God's faithfulness?1. Outline of Chapters 13-1913:1-7 The Remaining Land (to be conquered)13:8-33 Moses's Allotment to the 2 1/2 tribes  13:8-14 Eastern tribes' boundaries  13:15-23 Reuben  13:24-28 Gad  13:29-31 1/2 Tribe of Manasseh14:1-5 Explanation of Allotment for 9 1/2 tribes14:6-15:63 Judah's Allotment  14:6-15 Caleb's Inheritance  15:1-12 Judah's Boundaries  15:13-19 Caleb, Achsah, & Othniel  15:20-63 Judah's Cities16:1-17:18 Allotment of the Tribes of Joseph18:1-19:51 Allotment of the Remaining Tribes  18:1-10 Introduction - Joshua Sends Surveyors  18:11-28 Benjamin's Allotment  19:1-9 Simeon's Allotment  19:10-16 Zebulun's Allotment  19:17-23 Issachar's Allotment  19:24-31 Asher's Allotment  19:32-39 Naphtali's Allotment  19:40-48 Dan's Allotment  19:49-51 Joshua's Allotment2. The Process of Allotment (14:1-5)- V 1 This is a joint effort between Joshua, Eleazar the priest, and the heads of the tribes- V 2 They cast lots to discern who received what allotment of land- V 2b, 5 The land was allotted as the Lord commanded (Num 26:52-56)3. Caleb's Inheritance (14:6-15; 15:13-19)14:6-15- V 7 Caleb was 40 when he went to spy out the land and when he received the promise- V 8 "made the heart of the people melt" compared to "wholly followed the Lord my God"- V 9 The promise made to Caleb (Num 14:24, 30; 32:12; Deut 1:34-36)- V 10 Caleb is 85 years old when he receives the fulfillment of the promise  - 5 times throughout the passage Caleb refers to what the source of his faith is: God's promise to him (14:6, 10a, 10b, 12a, 12b)15:13-19 Three Examples of Faith- Caleb - drives out the sons of Anak- Othniel - drives out the inhabitants of Debir- Achsah - makes a bold request for more in faith4. The Daughters of Zelophehad (17:3-6)- Num 27:1-11; 36:1-12- Features of their faith:  - Request is made before they have entered the land  - Request was untraditional- The problem: if Zelophehad's daughters marry men from another tribe, the land they inherited will be transferred to their husbands' tribes, removing it from the inheritance of their father's tribe.5. Discontentment in the Tribes of Joseph (17:14-18)- Deut 20:1- The problem is not that God has not provided an adequate amount of space, but that the tribes of Joseph don't believe God is adequate to lead them to victory- God's victories yesterday put today's challenges in perspective6. Shiloh (18:1; 19:51)- This moment reveals a couple of things:  - The divine will was made known to Joshua, Eleazar, and the tribal leaders during the allotment  - With the tabernacle erected at Shiloh, the wilderness period was over and they were making their home in the land  - God dwelled in the midst of his people7. Christ Connection- Just as Joshua, Caleb, Othniel, Achsah, and the daughters of Zelophehad trusted God's promise and received their inheritance, we too receive an inheritance by faith.- Like the inheritance of Zelophehad's daughters, which could not be taken away through human schemes or legal maneuvering, our inheritance cannot be stolen, revoked, or diminished.- 1 Peter 1:3-5- The God who promised the inheritance is the God who preserves his people until they possess it.

Sun 10:00 am | Speaker/s: Ps Ben Naitako

An inheritance? Slay. Inheriting shares but being prohibited from ever selling them? Err… help? This week, Victoria, Bec and Jess unpack Money Dilemmas and DMs galore. Our first stop: The difference between LICs and ETFs. Plus, a dread many of us know all too well; working at a job that literally sucks the life from you, while dreading the financial implications of leaving. Join us for another episode of Friday Drinks, where the gang covers burnout, pizza dimensions, and what we thought our lives would be like at 30. Like, did you also think you’d own a horse by now? Weird how things work out. WANT OUR ETF CHEAT SHEET? Head on over to our resources page to grab a copy.BRB, TUNING IN FROM THE BAHAMAS: Where are you listening from? Tag us on socials @shesonthemoneyausBURNOUT IS REAL: If this episode brought up some issues for you, or if you’re looking for resources to support your mental health, please visit beyondblue.org.au/mental-health. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Today's conversation tackles one of the most emotional and misunderstood topics in farm succession planning: how do you provide for non-farming children without putting the future of the farm at risk?Will McKinley explains why "fair" doesn't always mean "equal" and shares practical strategies that allow farm families to care for every child while protecting the operation they've spent a lifetime building. From trusts and LLCs to long-term leases, purchase options, and structured buyout agreements, you'll learn how thoughtful planning today can prevent conflict tomorrow.Will also shares real-life success stories and heartbreaking cautionary tales that demonstrate exactly what happens when estate plans leave room for ambiguity.Whether you're actively planning your estate or simply beginning family conversations, this episode offers valuable insight into preserving both your farm and your family relationships.Contact Will McKinley at Menn LawWilliam-McKinley@mennlaw.com(920) 731-6631Learn more at https://mennlaw.com/00:00 Why "Fair Isn't Always Equal" in Farm Succession01:28 Understanding the Real Value—and Responsibility—of Inheriting a Farm03:05 Using Trusts and LLCs to Protect Farm Assets05:02 The Biggest Mistake Families Make with Farmland06:15 Purchase Options, Long-Term Leases & Buyout Strategies08:10 Why You Should Never Leave Rent Negotiations to Future Generations09:48 Real Success Story: A Farm Family That Planned Ahead12:58 When Poor Planning Forced a Farm to Shut Down15:05 Good Intentions, Bad Estate Planning17:16 Eliminating Ambiguity Before It Leads to Litigation18:00 Three Questions Every Farm Parent Should Answer Before They're Gone

In Episode 2 of Inheriting Saturn, Jamil Hasan explores the idea of stewardship through four founders building on Solana: Mitchell Gildenberg, Joanna Zeng, Chris Chung, and Michael Repetny.Rather than focusing on technology or market cycles, this episode asks what it means to inherit a system you didn't create—and the responsibility that comes with improving it for those who follow.Part of the ongoing Inheriting Saturn series, where founder interviews become a broader conversation about ownership, stewardship, and the systems that outlive us.

Over the next two decades, an estimated $124 trillion is expected to pass from one generation to the next. For many people, receiving an inheritance can feel overwhelming. The first challenge usually is not deciding how to invest the money. It is knowing what to do next.In this episode of A Wiser Retirement® Podcast, we discuss the first steps to take after receiving an inheritance, the common mistakes to avoid, and why it is important to pause before making major financial decisions. An inheritance often comes during a difficult season of grief, family responsibility, and emotional decision-making, which makes having a clear plan even more important.Related Podcast Episodes: Ep 283. How to Manage a Sudden Money Windfall: IPOs, Business Sales, or InheritanceEp 278. Avoid These Common Mistakes After Receiving a Large InheritanceRelated Financial Education Videos:What is the stepped up basis loophole for inherited assets?Inheriting a Property: Keep, Sell, or Rent?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom.  Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by Wiser Wealth Management. Thanks for listening!

My guest today came to philanthropy through the lab bench, not the development office. ⁠Melissa Stevens⁠ trained as a biochemist, and for nearly two decades at the ⁠Milken Institute⁠ she has put a scientist's question to an entire field: what does the evidence actually tell us about where a dollar of high-risk capital does the most good?As Executive Vice President for Strategic Philanthropy, she helps families and foundations give serious money away, and give it away well. And she is watching history arrive in real time. Eighty-four trillion dollars is changing hands, the largest transfer of wealth ever, and the generation receiving it has no intention of inheriting the old model of giving.We get into why big philanthropic dollars stall, and it is rarely for lack of money; the wealth conversation families keep dodging; the $47 trillion women are set to inherit by 2048; and the one belief about this field Melissa has thrown out for good.

Guest: Mateo Bervejillo, CEO of Xseed and author of Back to Basics Mateo started his career as an attorney in Uruguay before moving into outsourcing operations, growing into VP-level roles leading teams across the US, Uruguay and India, and eventually becoming CEO of Xseed, a LATAM software talent company he helped grow from five people to a hundred. He has spent two decades in the gap between being good at a job and being good at leading people who do that job. What we cover in this episode The conversation covers what actually happens when you get promoted into leadership for the first time, and why the skills that earned you the role are rarely the ones the role requires. We talk about inheriting teams versus building them, the mistake of leading by authority rather than trust, why scaling a business means changing how you work rather than just working more, and how to tell whether you are actually succeeding as a leader. Key topics and timestamps [00:02] Why a legal background can become a "business prevention syndrome" and how to get past it [08:00] The transition from corporate to entrepreneurship, and losing the fear of rejection [11:00] Building a network before you need it: your 20s, 30s and 40s [14:45] The book: what nobody tells you when they give you a team [19:50] Inheriting a team, taking it slowly, and giving people the right chance [22:30] Leading by authority versus leading by alignment [26:45] Building a team from scratch, cultural fit, and hiring for the stage you are actually at [29:00] Why unconscious bias in hiring is unavoidable, and how to design around it [33:50] Scaling and the player-coach problem: when letting go of the work feels like not working [41:00] Leadership myths: you are on camera constantly, and the little things matter more than you think [45:50] How to know if it is actually working: results, attrition and growth [48:00] Advice to his younger self: network outside the company, and start early Mentioned in this episode Back to Basics: Bridging the Gap Between Expectations and Preparation for the Leader Role by Mateo Bervejillo, available on Amazon in Kindle, paperback and hardcover. Also at www.xseed.com.uy/back-to-basics-book First Break All the Rules by Gallup (on employee motivation and engagement) Connect with Mateo Company: www.xseed.com.uy LinkedIn: search Mateo Bervejillo Email: mateobervejillo@gmail.com The Atom CTO Podcast is hosted by Bhairav Patel. New episodes cover technology, entrepreneurship and the people building things that matter. Subscribe wherever you listen to podcasts.

Today we begin the Inheriting Saturn Series.This series asks a simple but profound question:When does a system stop belonging to its creator?Using examples from recovery, cryptocurrency, business, and institutional leadership, we explore the people who demonstrated that great systems don't endure because of founders alone—they endure because someone chooses to steward them.In this episode, we examine the first four Residents of Jupiter:• Bill Wilson• Charlie Lee• David Schwartz• Hank GreenbergDifferent industries. Different lives. One shared lesson:Stewardship is what outlives the founder.

What would you actually do with a life-changing inheritance?

Everyone evaluating a business purchase today fixates on the same thing. Can this survive AI? Wrong lens. Wrong era. Wrong way to size up a deal. Tony Xu ran product and engineering at Flippa for five years before taking over as CEO. He's sat behind the scenes of thousands of transactions, tracked which categories exploded and which quietly faded, and seen firsthand what happens once AI actually touches a working business. And he'll say something most of the doom content circulating right now won't. AI isn't hunting your business down. It's clearing out the grunt work inside it. Photo editing. Listing copy. Animation that used to demand a full production team. Rough drafts of ad creative. Tasks that used to consume a founder's entire week now take minutes. Treating that as a threat misses what it really is. A head start. But here's the part almost nobody admits out loud. Nothing essential has changed. Who you reach. What people remember about your brand. Whether your customers stick around. Claude can write your listing copy. It can't earn you a decade-long relationship that gets your product onto a shelf. It's not handling your cash flow. It's not securing your credit line. It's not the reason someone buys from you twice. The businesses pulling ahead right now aren't the ones hiding from AI. They're run by people who know precisely where its usefulness ends and the real value begins. In this episode, Jaryd talks with Tony about what's really moving inside Flippa's marketplace. Why $250K to $5M has become the sweet spot for the sharpest buyers. How specialist operators are walking into neglected businesses and multiplying category growth in a matter of months. The difference between a roll-up play and a specialist play. And why chasing "AI-proof" is precisely the wrong instinct to bring into diligence. They also break down the two warning signs that should end a deal immediately. How a buyer's own comfort with AI can cut a year-long ramp-up down to half that. And why the businesses that seem the most behind the curve might actually be the cheapest assets on the whole platform. The buyers nervous about AI aren't wrong to be paying attention. They're just tracking the wrong risk. Tony isn't.

In this episode of One Vision Podcast, Danny Friday, CEO and Founder of Sail, joins Theodora Lau to unpack why the "boring" corners of fintech — HSA and FSA accounts — are exactly where the next wave of meaningful innovation is hiding. Danny shares the origin story behind Sail: a claim over a Spanish-language dental receipt that exposed a deeper challenge about regulated industries: most of their software isn't broken by accident, it's broken by indifference to user experience. They dig into why no one had built itemized, embedded HSA/FSA infrastructure before now, what changed technically to make it possible, and why Danny insists AI should never make the hard calls. The conversation closes on a bigger bet: that within three to five years, every digital banking app will help people reimburse tax-advantaged expenses, and what that means for the industry. 

Chat with Subhi: https://calendly.com/letscombinate/let-s-combinate-intro-sessionFinished medical devices can create a lot of surprises when they are added to combination product kits.A needle, vial adapter, filter, or transfer device may already be sterile, cleared, qualified, and sold at massive scale.But already on the market does not automatically mean ready for your combination product.In this episode, I talk through the challenges of selecting finished medical devices for combination product kits and the three lifecycle moments that usually determine whether qualification goes smoothly or turns into a late-stage problem.We cover:* Why “already approved” does not mean combination-product ready* Why you inherit the supplier's design, QMS, packaging, validation, change control, and outsourcing decisions* What to think about before supplier selection* How to set expectations during supplier selection* Why structured qualification matters* How PPAP concepts like process flow, PFMEA, control plans, inspections, sampling, and validation evidence can helpThe main point: A commercially available device may be qualified for someone else's intended use. Your job is to determine whether it is qualified for yours.Chapters:00:00 Device Selection Stakes02:05 Common Supplier Myths03:54 Inheriting the Device QMS04:53 Three Crucial Moments05:51 Before Selection: Intended Use07:21 Packaging, Markets, and Risk Flags08:55 During Selection: Set Expectations10:33 Qualification: Use a Structured PPAP Approach14:12 Wrap Up and Next StepsSubhi Saadeh is the Founder and Principal at Let's Combinate, where he helps teams develop and control drug-device combination products by aligning quality systems, development, supplier quality, and regulatory expectations across drug and device domains. He is a consultant, auditor, trainer, and speaker with experience across companies including Pfizer, Gilead, and Baxter, supporting the development and launch of combination products across vaccines, biologics, and generics.Let's Combinate helps teams develop and control drug-device combination products by aligning quality systems, development, supplier quality, and regulatory expectations across drug and device domains.#CombinationProducts #MedicalDevices #PharmaQuality #SupplierQuality #DrugDeviceCombinationProducts #PPAP #QualitySystems

What does it mean to help young people carry burdens they didn't create? In this episode, Jennifer chats with Newbery Medal-winning author Tae Keller about her latest novel, When Tomorrow Burns. Together, they explore climate anxiety, online radicalization, toxic masculinity, and the pressure many young people feel to somehow fix the challenges they have inherited. Most importantly, they discuss why hope requires us to reject the idea that any one generation must carry these burdens alone and how stories can help readers imagine a more connected future. Show notes, episode transcripts and other goodies can be found here. Educators can also download a free student activity inspired by this conversation and designed to help readers engage more deeply with the themes explored in When Tomorrow Burns. Chapters 00:00:00 Opening Reflection: A World on Fire 00:00:43 Welcome to The Reader's Heart 00:01:56 The Reader's Heart and the Magic of Story 00:05:19 Building When Tomorrow Burns 00:10:29 Inheriting the Fires We Didn't Start 00:22:16 Vi, Nomi, Identity, and Being Seen 00:32:02 Hope, Media Literacy, and Closing Reflections 00:39:16 Closing Credits

In this episode of One Vision Podcast, Danny Friday, CEO and Founder of Sail, joins Theodora Lau to unpack why the "boring" corners of fintech — HSA and FSA accounts — are exactly where the next wave of meaningful innovation is hiding. Danny shares the origin story behind Sail: a claim over a Spanish-language dental receipt that exposed a deeper challenge about regulated industries: most of their software isn't broken by accident, it's broken by indifference to user experience. They dig into why no one had built itemized, embedded HSA/FSA infrastructure before now, what changed technically to make it possible, and why Danny insists AI should never make the hard calls. The conversation closes on a bigger bet: that within three to five years, every digital banking app will help people reimburse tax-advantaged expenses, and what that means for the industry.

Meet Dr. Shawna Pandya, Canada's first named female commercial astronaut and a leading figure in space medicine. From emergency medicine to aquanaut missions and suborbital research flights, Shawna has trained to thrive in some of the most extreme environments on Earth—and soon, in space. In this episode, she shares her journey from a childhood inspired by Dr. Roberta Bondar, through neuroscience and medical training, to testing spacesuits in zero gravity and completing multiple NEPTUNE aquanaut missions.  We dive into: The challenges of spaceflight on the body and mind The "RIDGE" framework Radiation, Isolation, Distance, Gravity, Environment Using emergency medicine, diving, and piloting to build operational readiness Maintaining balance, avoiding burnout, and living a life aligned with values Preparing for her upcoming flight with Virgin Galactic Shawna's story is a masterclass in perseverance, curiosity, and aiming for the stars—literally. ***  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x *** Show notes Who is Shawna  Being Canada's first named female Astronaut  Her early years and growing up in the 90s Wanting to be an Astronaut since she was a child and being inspired by Dr. Roberta Bondar Simplifying things  Wanting to follow in her footsteps  Doing a neuroscience degree The influence of her parents  Girl Guides of Canada  Doing outdoor education during junior high and building her spirit of adventure  Inheriting her work ethic from her parents - thinking the normal work day was from 7am to 10pm Sharing her goal and telling people what she wanted to achieve  Taking a family trip to Australia at 12 years old and being obsessed with the Southern Night Sky  Not knowing if it will work out or not - Having to love the grind and the journey  Keeping focused on the goal  Not letting other people opinions stop her  Her parents wanting her to have a realistic career ambition  The roadmap included medicine  After doing her undergrad in neuroscience and applying for medical school Having a back up plan - just in case  International Space University - Masters Program  Asking medical school for a deferral  Doing an internship at the European Space Agency European Space Centre and making a meaningful contribution to space medicine  Dealing with criticism Having balance in her life and not suffering from burnout  Pursuing the trajectory as a research astronaut - and still maintaining her clinical hours in emergency medicine  Work life balance  Why she does't burn out Living her life according to her values  Having complete control over her schedule   Being surrounded by good people Finding fulfilment and loving what she does Being inspired to be a better version of herself everyday  Fitness and health in space  Bone density and muscle mass  Space Medicine  The challenges of space flight environment and why it's trying to kill you  The "RIDGE" Framework short for Space Radiation, Isolation and Confinement, Distance from Earth, Gravity fields, and Hostile/Closed Environments. Altered day night cycles - 1 sunrise/sunset every 90 mins - 16 sunrise - sunset cycles per 24hr period every and how it interferes with your sleep cycle Micro-gravity and how it affects your bodily systems  Physical activity as therapy and using it as a way of investing in herself.  The days she doesn't make it to the gym  Needing to change something up - or end up burning out  Learning diving skills and spending time underwater Looking for transferable skills Being operational good and a good team mate Operational environments: - emergency medicine, diving, sky diving and piloting  The importance of having aqua-naught experience  Going on 2 NEPTUNE Missions  NEPTUNE (Nautical Experiments in Physiology, Technology and Underwater Exploration) Building her space flight readiness Learning to handle stress in challenging situations  Why there is no room for ego  Using emergency medicine as an example  Escalation patterns of communication  Question - Suggestion - Statement - Command  Why there is a time and place for everything  If everything is urgent - nothing is urgent! Urgency fatigue - not knowing what do first Being aware of what tools you have at your disposal High risk - high reward scenarios  The countdown to flight  Since 2021 - the launch of private companies into space  Going to space for research  What kind of astronaut do you want to be? Being a research astronaut  Training flights as a team - and getting to fly with her good friends Kellie Gerardi  Dr. Norah Patten  Figuring out research priorities  The outreach aspects of what they do Science diplomacy  The lead up to the space flight  Managing fears and concerns  Having a job to do  Being aware of the need to be prepared  Deciding on the final payloads Dealing with periods in space  Quick Fire Questions Being an evening person Not scheduling early morning meetings Starting her day at 9am Favourite movie and favourite space movie  2007 movie - Sunshine Book inspiration - Chris Hatfield - An Astronaut's guide to Earth  Music inspiration - liking high adrenaline workout play lists  Liking the John Wicks Soundtrack  Beach or mountains.. Favourite food at home and in space High RPM skipping Rest and relaxation Her love for birds - having a 56g Lovebird - 'Jules'  Mantra and words she lives by - 'You've got this" Words from mum - "Keep going" - "Keep moving" Words from dad - "What's the difference between success and activity? Success is eating tomato soup with a spoon, activity is eating tomato soup with a fork" How to connect and follow along on social media Final words of advice and wisdom for other girls who want to pursue  Pick what you want to do, aim to be really, really good at it.  Aim to become the hardest working person in the room. Because the work ethic is free. Work really hard to get to where you want to be and then act like you belong there, because you do. You just need to make space for yourself.    Social Media Website: shawnapandya.com  Linkedin: www.linkedin.com/in/shawnapandya  Instagram: @shawnapandya  Facebook: @shawnapandyaofficial  

Show Notes In this episode of Be a Smarter Homeowner, host Beth Dodson sits down with Craig Sheets, founder of Crestville Accounting, to unpack one of the most misunderstood parts of homeownership: taxes. Craig brings nearly 25 years of senior-level accounting experience and helps individuals and business owners not only stay compliant, but also make smarter financial decisions throughout the year. Together, Beth and Craig discuss how homeowners can better understand deductions, tax planning, rental property rules, renovation records, mortgage interest, inherited homes, and the importance of working with a knowledgeable CPA. This conversation covers practical tax considerations for both primary residences and rental properties, including the difference between repairs and capital improvements, how renovations can affect your cost basis, what rental property owners should know about depreciation, and why keeping detailed records can make a major difference when it is time to file taxes or sell a home. Topics covered include: Homeowner tax myths, Schedule A deductions, sales tax deductions, mortgage interest, real estate taxes, rental property deductions, cost segregation, depreciation, repairs versus renovations, capital improvements, tax basis, inherited homes, revocable and irrevocable trusts, energy-efficiency tax credits, and why planning with your CPA matters. Important note: This episode is for educational purposes only. Tax laws and individual situations vary, so homeowners should consult their own CPA, accountant, or financial advisor before making tax decisions.   Episode Summary Your home is often your largest financial asset, but many homeowners do not fully understand how it connects to their tax strategy. In this episode, Beth Dodson talks with CPA Craig Sheets about the deductions, credits, planning opportunities, and recordkeeping habits homeowners should know. Craig explains why tax planning should happen year-round, not just during filing season. He discusses how homeowners may be able to deduct certain taxes, mortgage interest, sales tax on qualifying renovations, and energy-efficient upgrades. He also breaks down the difference between a repair and a renovation, explaining why that distinction matters for tax purposes. For rental property owners, Craig goes deeper into depreciation, cost segregation, active versus passive management, possible travel and business-related deductions, and the importance of understanding how a property is owned. Beth and Craig also explore how renovations can affect a home's tax basis and why detailed project records can help homeowners reduce potential capital gains later. The episode closes with practical advice: keep receipts, track home improvements, document energy-efficient upgrades, communicate with your CPA before major projects, and treat your home like the financial asset it is.   Key Takeaways Homeowners may miss deductions simply because they do not know what to track. Repairs and renovations are treated differently for tax purposes. Rental property ownership comes with additional rules, deductions, and planning opportunities. Cost segregation may help rental property owners accelerate depreciation. Home improvements can increase your tax basis, which may matter when you sell. Mortgage interest can be part of an itemized deduction strategy. Energy-efficient upgrades may qualify for tax credits, which can be more powerful than deductions. Inherited homes and trusts can create tax consequences that should be planned carefully. Good recordkeeping can save homeowners money. The best tax strategy usually begins before the project, purchase, sale, or filing deadline. Chapters 00:40 Understanding Homeownership and Taxes 01:52 Myths and Misconceptions in Home Taxation 05:40 Deductions for Home Renovations 10:42 Navigating Rental Property Deductions 15:38 The Importance of Active Management in Rentals 20:35 Repairs vs. Capital Improvements 22:24 Understanding Repairs vs. Renovations 24:25 Appliances and Their Tax Implications 27:29 The Impact of Renovations on Capital Gains 32:10 Tax Basis and Renovations Explained 36:18 Living in Your Home: Tax Implications 39:47 Mortgage Interest Deductions: A Double-Edged Sword 41:24 Understanding Mortgage Interest Deductions 42:56 The Benefits of Homeownership 44:41 Renovations and Their Impact on Home Value 48:19 Inheriting a Home: Key Considerations 53:36 Tax Tips for Homeowners

Inheriting money from your spouse is a pretty straightforward process, but when money is passed down from parents or other family members, the rules get a bit more complicated. Donna and Nathan discuss the process of distributing assets from a non-spousal inheritance. Also, on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/28/2026; Original Air Date: 7/1/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

What do you do when you inherit a house you never planned to keep, sink $100,000 into renovations, and fall in love with a property 1,000 miles away? You figure out how to keep it without it becoming a financial burden.In this episode of Landlord Diaries, Brenna De Wilde shares how she inherited her father's home in Grand Rapids, Michigan, completed a full gut renovation mostly by herself, and chose mid-term rentals on Furnished Finder over Airbnb and long-term leasing. What followed changed how she thinks about retirement, real estate, and what it means to be a landlord.Whether you are a new landlord, a real estate investor exploring mid-term rentals, a short-term rental host frustrated by Airbnb fees, or someone building toward financial freedom through real estate, this episode delivers a real story with real numbers and real lessons.What you will learn in this episode:Why she skipped Airbnb and chose mid-term rentals insteadHow out of state landlording is more manageable than most people thinkWhy mid-term tenants treat your property differently than long-term rentersHow returning tenants can anchor your calendar and reduce vacancy stressWhat she underestimated about managing a rental property remotelyWhy mid-term rentals require only four tenants per year on averageHow to find out if your market works for monthly rentals using Furnished Finder's free Market Insights toolList Your Property Now on Furnished Finder:https://www.furnishedfinder.com/list-your-property(Use code LLD10 for $10 off new listings) TIMESTAMPS0:00 Welcome to Landlord Diaries0:30 Inheriting a house and sinking $100K into it3:00 Why she skipped Airbnb from the start4:25 The moment she decided not to sell6:45 Choosing Furnished Finder over Airbnb9:00 How her tenants improved her property10:30 Why MTR tenants treat your home better13:00 Brenna made the furnishing process personal15:45 Using vacancy gaps to maintain the property17:00 When she knew this strategy worked year round20:15 Tenants so good she refunded their cleaning fee21:45 How she handles returning seasonal tenants24:55 How the Furnished Finder calendar works for landlords25:30 Her tenant screening process27:45 Why landlords have more control on Furnished Finder28:35 How her dad's home became her retirement plan31:10 Advice for brand new monthly rental landlords32:50 The part of out of state landlording she underestimated36:15 Modernizing rent collection with Baselane37:15 How to know if your market works for monthly rentals39:25 What would your dad say if he saw the property today41:10 One renovation mistake she will never make againTrending Monthly Midterm Rental Resources:https://www.furnishedfinder.com/Resources/PMResourcesBrenna's Listing on Furnished Finder:https://www.furnishedfinder.com/members/profile?id=4d7ad69-4ae0-a46-7ed-837992 The Landlord Diaries is brought to you by Furnished Finder, where you can list your property for one low price and pay zero booking fees.

An episode covering Israel's withdrawal from Lebanon on May 25, 2000, loosened state capture 26 years later despite Hezbollah's continued armament, diplomacy at play on multiple tracks, what a pending regional deal with Iran looks like and containment towards their regime means for Lebanon. With PolyBlog founder George Wardini. The podcast is only made possible through listener and viewer donations. Please help support The Beirut Banyan by contributing via PayPal: https://www.paypal.me/walkbeirut Or donating through our Patreon page: https://www.patreon.com/thebeirutbanyan Subscribe to our YouTube channel and your preferred audio platform. Follow us on Facebook, Instagram & X: @thebeirutbanyan And check out our website: www.beirutbanyan.com Timestamps: 0:00 Intro 1:45 It could have been a great story 3:38 May 25, 2000 6:48 The way Israel withdrew 9:46 Game over 11:34 BIEL encampment 13:37 “Celebration” & semantics 16:28 Hezbollah needs the state 18:15 Inheriting security 20:53 The army's role 23:07 Nawaf Salam vs state capture 26:21 Israel's fight in Lebanon 28:10 The worst end of the stick 31:03 Hezbollah today 34:43 The Iranian regime 37:53 Containment 41:19 Regional deal's contours 44:43 Taboos are broken 47:17 Lebanese that fled to Israel 52:28 Iran and Hezbollah vs Israel and Hezbollah 54:02 Potential fallout from regional deal

An inheritance is special; it demonstrates the love one has for another by bequeathing things of value, whether monetary or sentimental. The New Testament is filled with language concerning inheritances, with “inheriting the kingdom” holding a prominent place in the discussion. The means by which this inheritance is given and obtained are of utmost importance and will be the topic of this sermon. This study will focus not only on what has been done to provide this inheritance, but also on the expectations placed upon its recipients.A sermon given by Greg Chandler on May 17, 2026.

While most of us spend our working lives worrying about running out of money in retirement, Many retirees actually die with far more money than they anticipated—often missing out on the experiences, generosity, and freedom that their hard-earned savings could have provided. In this episode, I discuss why so many family stewards struggle to enjoy their wealth, and offer practical steps to find balance, conquer financial fears, and ensure you fully live the retirement you planned for. Outline of This Episode[04:03] Why retirees struggle to spend[08:02] Encouraging retirees to spend[09:53] Inheriting money later in life[16:48] Enjoying life during retirement[17:54] Avoiding a life half-livedWhy Don't Retirees Spend?There are several reasons behind this:1. Habitual Saver SyndromeDecades of saving, budgeting, and controlled spending form a deeply ingrained mindset. The wealth behaviors that enabled financial abundance are difficult to turn off suddenly at retirement. The decision to start drawing down your assets can even feel like an identity crisis: Spending then can feel like a failure, after years of associating self-worth with accumulation.2. Fear of the UnknownEven with a robust nest egg, fear is powerful: fear of running out, fear of the next market crash, fear of inflation or healthcare expenses. This anxiety may cause retirees to under-spend, even when the math says they are safe.3. Identity and Psychological AttachmentFor many, growing their savings has become part of their identity. Watching account balances grow is emotionally satisfying; drawing them down is not. Even after retirement, some people feel pressure to preserve and accumulate, rather than to enjoy their wealth—leading to decades with little change in their net worth.The Cost of WaitingResearch shows that many retirees retain nearly 80% of their nest egg even 20 years into retirement. At the same time, spending naturally declines as we age due to reduced energy, declining health, and fewer active experiences. The risk is missing out on the vital “go-go years”—the healthiest, most mobile phase of retirement—only to find that it's too late to use those savings for the adventures and family moments we dreamed about.Regrets and Lessons LearnedAfter years of working with retirees, I consistently hear the most common regrets of wishing they'd retired sooner, traveled more, spent more time with family, or helped children and grandchildren earlier. Rarely does anyone say, “I wish I died with more money in my account.”Make sure you enjoy what you've built by defining the purpose of your money and clarifying what your savings are for—security, freedom, experiences, a legacy, or charitable impact. You also need to separate fear from reality, using financial planning tools, like Income Lab, can give you clarity and permission to spend by showing what's truly sustainable. Consider starting a memory budget, instead of only budgeting for bills, earmark resources for family trips, special experiences, and gifts while you are alive.The real goal isn't reckless spending—it's alignment. Let your money serve your life, not the other way around. The greatest retirement tragedy isn't running out of money, but failing to live the life your savings could have enabled. Plan wisely—then give yourself permission to spend, to give, and to make memories. That's how you avoid the retirement trap nobody is talking about.Resources MentionedIncome LabConnect With Scott WellensSchedule a discovery call with ScottSend a message to ScottVisit Fortress Planning GroupConnect with Scott on LinkedInFollow Scott on TwitterFortress Planning Group on FacebookSubscribe to Best In WealthAudio Production and Show Notes byPODCAST FAST TRACKhttps://www.podcastfasttrack.com

Inheriting money can be a blessing, however depending on your relationship to the deceased and the account type, the rules on how you are taxed can be dramatically different. Donna and Nathan discuss stepped-up basis, non-spousal inherited IRA distributions, the 10 year rule, and more. Also on MoneyTalk, ways to catch up on your savings, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 5/7/2026; Original Air Dates: 7/9/2024 & 8/27/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Every IT leader has a “day one” story. The moment they opened the server closet, logged into the admin console, or reviewed the vendor contracts and realized the job they were hired for isn't the job they actually have.In this episode of The Catalyst, we follow Chris Schopf, an IT operations team lead who walked into a new job to find twelve-year-old servers, two unfinished infrastructure projects, and a team that had been poached by the outgoing manager. Then we hear from Leon Adato, a 37-year IT veteran who's made a career of walking into other people's messes, and Ned Bellavance, a former consultant who warns that not every mess is actually a mess. Some of it is “purposeful chaos” you just don't understand yet.What you'll learn:How to tell the difference between a real disaster and “purposeful chaos” with reasons you don't understand yetWhy Chris convinced his CEO to stop all projects for two weeks — and how it saved the teamThe three-word business framework that gets IT leaders budget, staff, and permission to fix the mess: revenue, cost, riskWhy learning to “speak business” doesn't make you less technical — it makes you bilingualFeaturing:Chris Schopf — IT Security Architect Leon Adato — Principal Technical Marketing Engineer, CriblNed Bellavance — Founder, Ned in the Cloud | Podcast Host From Softchoice, a World Wide Technology company — this is The Catalyst.The Catalyst by Softchoice is the podcast dedicated to exploring the intersection of humans and technology. 

What makes great service? It's one of those things we instantly recognise when we experience it, but struggle to define. And while organisations spend huge amounts of time trying to design seamless customer experiences, the reality is that service doesn't happen in strategy documents or training manuals. It happens in real time, between real people, in messy and unpredictable situations where eventually the playbook runs out. Episode OverviewIn this episode, Christian is joined by Will Tarrant, CEO of Freeman Group, who focus on helping organisations close the gap between what they promise customers and what actually gets delivered in reality. Drawing on decades of experience across hospitality, aviation, healthcare and destinations, Will explains why compliance-based training can sometimes increase hidden risk, why empowerment without judgment can quickly become chaos, and why the real differentiator in service is rarely the process itself — it's the human response when something unexpected happens. Along the way, the conversation explores:Why “making people feel a certain way” is the real job in hospitalityThe hidden risks created by over-reliance on scripts and SOPsWhy organisations often confuse solving problems with compensating customersThe psychology of customer perception and expectationHow hotels, airports and even destinations manage emotional experiencesWhy breakfast might be the best indicator of a hotel's qualityThe tension between automation and human interactionWhy good service recovery is about judgment, not generosityAs Will puts it: “Compliance-based training reduces visible risk, but it increases hidden risk.” Although framed around hospitality and customer service, this episode is really about something much broader: how humans make decisions when the script no longer applies.Guest Profile - Will TarrantWill Tarrant is the CEO of Freeman Group, a consultancy that helps organisations design and deliver service cultures that align operational reality with brand promise. The company works globally across hospitality, aviation, healthcare, retail and tourism destinations. LinksWill on LinkedIn - https://www.linkedin.com/in/willtarrant/Freeman Group website - https://freemangroupsolutions.com/AI-Generated Timestamped Summary00:00 — Introduction: Why service failures create risk02:30 — Closing the gap between promise and reality07:00 — Hospitality is about making people feel something11:30 — The hidden risk of compliance-based training13:00 — What happens when the playbook runs out15:00 — Scripts, authenticity and service style16:00 — Measuring service quality19:00 — Perception is reality20:00 — Why empowerment needs structure22:00 — Seeing service everywhere24:00 — The timeless mechanics of good service26:00 — Automation versus human interaction29:00 — “The customer is always your customer”30:00 — Solving problems versus compensating customers33:00 — Inheriting other people's problems36:00 — Hiring for judgment, not just experience39:00 — The changing status of hospitality careers43:00 — Humans as the source of unpredictability47:00 — Why hotel breakfast matters50:00 — Choice overload and decision fatigue53:00 — Applying service thinking beyond hospitality55:00 — The gap between marketing and operational reality

We sit down with music photographer Trevor Roberts to chat all things photography! We touch on: The Path to Professionalism, Inheriting the Lens, The Turnstile Ecosystem, Touring and Worldview, Fitness on the Road, Looking To The Future and tonnes more! Hope you enjoy! Check out Trevor's work @trevorhroberts on Instagram

There's a question I hear more than almost any other from business owners: “How should I compensate my salesperson?” It sounds simple. It isn't. Get it wrong early and you create a situation that's hard to fix. You either end up with a salesperson negotiating from a position you can't push back on, or a top performer reconsidering their role after a change to commission. Both are expensive. Both are avoidable.   In this latest episode of Sales is NOT a Dirty Word, I break down how to build a compensation structure that works for you and your salesperson, without guesswork, frustration, or unintended leverage. Here's what I cover: The Sales Diva Problem and how to avoid it The base + incentive structure that actually drives performance.  The three tiers every comp plan needs.  Why monthly and quarterly bonuses outperform annual ones.  The most expensive mistake in sales leadership   A strong compensation plan should be a win/win. If it doesn't, it will show up in your results.   If you're not sure how to structure compensation, start with your margins, identify what you need off your plate, and build from there. And if you want support doing exactly that, including building a repeatable and predictable sales process your salesperson can actually run, book a Sales Level Up Call with me:

Inheriting a home can bring more questions than answers, especially when taxes enter the conversation. Many families hesitate to sell because they're worried about a massive tax bill… but that fear is often misunderstood. Today, we take a closer look at how inherited home taxes work and how one well-intentioned decision could cost you far more than expected. We also talk about the real challenges families face, because it's not always about the numbers. Here's some of what we discuss in this episode:

Joe is joined by Max Restaino to talk about fragmented stories, grimy body horror, Stephen King, and more.Contact for Max RestainoBskyInstagramCoyoteContact for Joe bieleckiTwitter, Instagram, and Bluesky: @noisemakerjoeWebsiteOne time donationPatreonTiredArt photo by Arielle Tipa

We wrestle with miracles, unanswered prayers, and the kind of perseverance that forges real faith when life hurts. • Inheriting a legacy of prayer across generations • Refusing the idea that hardship always means secret sin or weak faith • Paul's thorn and God's answer that grace is sufficient • Redefining faith as loyal allegiance that holds under pressure • Job as a test of endurance and integrity with our lips • Faith forged like gold through trials and refining • Church history examples of perseverance under persecution and illness • Miscarriage, grief, and the shock of gratitude in suffering • Perseverance as a group project and a warning against suffering in silence • Expectation as hope that waits and acts differently • Rejecting entitlement that assumes God is withholding good • tThe Holy Spirit interceding when we do not know how to pray • “It Is Well With My Soul” as a picture of steady trust 

You've bought a rental property, but there's one curveball: you're inheriting tenants!   On one hand, you're able to start earning rental income on day one. But on the other hand, how do you know you're inheriting a quality tenant, and how do you go about raising rent? In today's episode, we share everything you need to know—before and after closing!   Welcome to another Rookie Reply! Which Airbnb markets are “oversaturated,” and how can you tell? Tony, our resident short-term rental expert, says there's much more to market analysis than most rookies think. Stay tuned as he shows you which data you'll need before committing to any market!   Finally, how and when should you start scaling your real estate portfolio? Maybe you've bought your first rental property, have a great tenant in place, and are building some serious cash flow. At what point should you go ahead and buy your next investment property? We've got the answer! Looking to invest? Need answers? Ask your question here! In This Episode We Cover What every landlord should know before inheriting tenants and raising rent How to get tenants to ask for rent increases (with the “binder” strategy) Estoppel agreements explained (and when you need them!) How to determine if a short-term rental market is “oversaturated” How (and when) to start scaling your real estate portfolio And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-703 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As the daughter of the renowned intellectual Edward Said, Najla Said discusses the unique pressures of navigating her family's legacy while forging her own creative voice in the shadow of his immense influence. The conversation explores her journey from attempting to assimilate into American culture as a youth to confronting her heritage during a pivotal trip to Palestine and Lebanon. Said details her entry into professional theater and the development of her acclaimed one-woman show, Palestine, which grew from an intimate journal entry. She also offers a personal perspective on her father's moral backbone, the impact of recent global events on her sense of safety in New York, and the evolution of her activism through new collaborative theater projects. The discussion touches on the enduring intimacy of her memoir, Looking for Palestine, and how sharing her inner monologue has helped her find a community based on genuine solidarity.    0:00 Introduction 1:37 Childhood Stories and Typewritten Plays  2:54 Growing Up in the Shadow of Intellectual Giants  7:23 The Weight of Family Legacy  10:00 Journaling and the Discovery of a Personal Voice  12:47 Acting, Identity, and Hollywood Reality Checks  20:36 Defining "Arab" through Theater  22:10 Navigating Identity Shifts: Lebanon, Palestine, and New York  33:32 Misunderstandings and the Moral Backbone of Edward Said  36:58 Current Work: Dialogue in a Time of Hostility  44:30 Erasing Legacy: Columbia University and Global Activism  47:40 Politics and Perception  52:14 Looking for Palestine: The Vulnerability of Memoir  56:56 Shedding the Need to Be Liked  58:07 Solidarity as the Greatest Expression of Love  Najla Said is a Palestinian-Lebanese-American actress, playwright, author, and activist, recognized for her memoir Looking for Palestine: Growing Up Confused in an Arab-American Family (2013), which chronicles her struggles with cultural identity amid a privileged New York City upbringing as the daughter of prominent Palestinian intellectual Edward W. Said and his Lebanese-born wife Mariam Cortas Said. Said initially distanced herself from her Arab heritage, assimilating into American and Jewish social circles while attending elite institutions like Dalton School and Princeton University, before a transformative trip to the Middle East prompted her to embrace Palestinian roots more fully. Said's career spans theater and performance, including her solo show Palestine, which she has presented at over 25 high schools, colleges, and universities worldwide since its off-Broadway debut, addressing themes of diaspora, stereotyping, and Arab-American experiences. She has worked with New York institutions such as New York Theatre Workshop, The Public Theater, and Second Stage, and maintains affiliations like a "Usual Suspect" at NYTW. As an activist, Said advocates for Palestinian self-determination, drawing on her father's legacy of critiquing Western orientalism, though her public engagements, including support for campus protests, reflect a personal evolution from identity confusion to vocal solidarity with causes tied to her heritage.  Connect with Najla Said

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How does the entire Bible fit together? In this episode of inContext, Michael Easley sits down with New Testament scholar Alan Thompson, author of A Basic Guide to Biblical Theology, to explore how Scripture unfolds as one unified story. They unpack the difference between exegesis, biblical theology, and systematic theology—and explain why context is king when reading the Bible. You'll learn how the major covenants (Abrahamic, Mosaic, Davidic, and New) progressively reveal God's redemptive plan, how Jesus fulfills those promises, and what He meant when He said the Kingdom of God was “at hand.” They also explore the “now and not yet” tension in the New Testament, the meaning of inheriting the Kingdom, the Exodus as a pattern of redemption, temple imagery throughout Scripture, and the breathtaking vision of the holy city in Revelation 21. If you want to grow deeper in your understanding of Scripture—and think theologically about your faith—this conversation will strengthen your confidence in God's Word.Subscribe for more in-depth biblical conversations. Chapters 00:00 Introduction & Prayer 02:00 What Is Biblical Theology? 05:30 Exegesis vs. Systematic Theology 09:00 The Kingdom of God Explained 14:00 What First-Century Jews Expected 18:00 The Major Biblical Covenants 26:30 The New Covenant & the Lord's Supper 32:00 Exodus, Temple & God's Presence 38:30 The “Now and Not Yet” Framework 44:00 Inheriting the Kingdom 47:00 The Holy City & Final Transformation 52:00 Why Theology Matters for Every Christian Key Topics Covered Biblical theology vs. systematic theology Why context is essential in Bible study The Abrahamic, Mosaic, Davidic, and New Covenants Jesus and the fulfillment of covenant promises The Kingdom of God: present and future The “now and not yet” tension in Scripture Exodus as a model of redemption Temple imagery from Eden to Revelation Revelation 21 and the holy city Final transformation and eternal hope Links Mentioned: A Basic Guide to Biblical Theology by Alan J. Thompson

On this week's Ask Farnoosh, Farnoosh answers listener questions about navigating complicated financial decisions — from inheriting retirement accounts to protecting yourself from tax fraud.First, Farnoosh shares personal reflections on the unfolding war in Iran and how global conflict can ripple into markets, oil prices, and the broader economy.Then she dives into listener questions, including:• What happens when you inherit a 401(k) — and whether you must take distributions • How to prioritize emergency savings vs. retirement investing when your budget can't do both • What to do if your tax return is rejected due to potential identity theft • Is it possible to invest too much when you're feeling cash-strapped?Plus: • Why more Americans are taking hardship withdrawals from retirement accounts • Why Farnoosh is skeptical about MrBeast entering the banking world • And a surprising pop culture reflection on Carolyn Bessette Kennedy Hosted on Acast. See acast.com/privacy for more information.

Continuing their discussion on Tibetan Buddhism and Tulku Urgyen Rinpoche's lineage, David Silver and Raghu Markus chat about carrying forward the wisdom of great masters.Check out part 1 of this conversation on Ep. 627 of the Mindrolling Podcast and grab a copy of Tulku Urgyen Rinpoche's memoirs, Blazing Splendor, for a deeper look into his magnificent life. In this episode, Raghu and David chat about:Being guided toward unconditional love, selflessness, and devotion to the Divine MotherThe role of lineage holders and treasure revealers in Tibetan BuddhismTulku Urgyen's unique style of teachingDeep humility as an essential spiritual practiceHow ‘being here now' becomes a gateway to embodied wisdomReleasing skepticism and misunderstanding around the concept of a guruHonoring great spiritual masters and transmitting their wisdom across generationsThe powerful film, Tibet: Cry of the Snow LionReaching a state of deathlessness and timeless awarenessStarting our day with compassion for ourselves and others“As soon as I wake up in the morning, I remind myself that nothing exists as it appears. Then I think about sentient beings who want happiness, but experience suffering. I generate compassion for them, determined to help them as much as I can to eliminate their negative emotions.” –The Dalai LamaAbout David Silver:David Silver is the former co-host of the Mindrolling podcast. He is a filmmaker and director, most recently coming out with Brilliant Disguise. Brilliant Disguise tells the unique story of a group of inspired Western spiritual seekers from the 60s, who in meeting the great American teacher, Ram Dass, followed him to India to meet his Guru, Neem Karoli Baba, familiarly known as Maharaj-ji. Two days before he left his body, Maharaj-ji instructed K.C. Tewari to take care of the Westerners, which he did resolutely until the day he died in 1997. Silver's #1 charting MGM/UA/Warners film, “The Compleat Beatles” is the critically acclaimed biopic movie about history's most famous band. The term ‘rockumentary' was first applied to this two-hour movie. Rolling Stone recently described the film as a “masterwork.” Silver's Warner Brothers' feature film, “No Nukes” also started the whole trend of music/activism feature documentaries.“‘Be Here Now' is not only Ram Dass's precept of just be in the present, it's saying, ‘Be here now, and you're everywhere. Be here now, and you're in wisdom.' If you're not here now, you're veering away from wisdom.” — David SilverSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.