Frugal and Frivolous

This week we're exploring career changes in our 40's and beyond. Once we get past how Frugal processes her frustrations, you'll hear thoughts on why {or, why not} we opt to move in new directions with our work once we've gained some experience and logged some years in the workforce.

Relationships are the spice of life. Join us as we get into the good, the bad and the honest on this episode.

You know Frugal loves her a good birthday month and 40 will go down as one to be beat! Hear how Frugal and Frivolous reversed roles this month and for what Frugal was willing to loosen the purse strings.

Constructive criticism. This can be such a sensitive topic. Today we're discussing when it may be helpful to pass it along to a friend or loved one and, when it may not. We're also venturing into why we may choose not to share certain things with the people we care about most. One of our most vulnerable episodes to date. We hope you appreciate hearing both sides of the story.

Jessica Andrew is in the house this week with the top three things we should be doing right now to eat healthier on a budget. Just in time for Summer she shares a great ice cream alternative and has a wealth of healthy meal ideas in her Facebook group, Eat well-Look great-Feel fabulous! Not sure how you'll ever overcome those pesky urges? We are going back to childhood tactics and talking about how to beat them once and for all!

Have you ever considered Botox or, some other form of cosmetic dermatology? We're talking to Jennifer DeVaughn, PA-C today about all of the options available to us to grow old gracefully. Tune in to get the down and dirty on the processes, prices and timeline for results!

After taking a Spring break, Frugal and Frivolous are back! Tune in to hear what they have been up to, where Frivolous has been spending $ and, where Frugal decided to go for her 40th birthday celebration. You might be surprised!

Hey, March! 'Tis the season for Spring Break! To properly honor the season, yours truly are taking a little Spring Break from recording. Not to worry, we'll be back in late April and, you'll still get an awesome episode each week. We'll be bringing your our best from the vault and, keeping it current over on social media. Hope you all enjoy a relaxing, restful Spring Break!!

February flew by and we are now concluding our For the Love series with this important episode on family and finance. No, this is not how you divide the household expenses. This week is all about what happens to the household in the event you are no longer running it. From what documents you need to have in place and when you need them to what happens if you don't, Frugal shares decades of estate planning experience and gently encourages us all to be prepared.

Are you an introvert? Extrovert? Despite how much personal space we may each need, there's a level at which we all need it. We're talking solo vacations, dining out alone and how to squeeze a little solitude into every day.

Valentine's Day is upon us! Do you love to be surprised? Does your spouse? We're taking opposing views on the matter and, giving you the best and worst of the holiday of love. Tune in for some fun ideas and, some not so great ones too!

For the love..... it is February! To kick off the month of love, we are bringing you our musings on happy marriages. From love languages to financial date night, we are still figuring out this happily married thing but, enjoying the journey!

As January comes to a close we bring you the male perspective on Balance. Matt Davis returns to share how he maintains balance in his life while running a thriving law practice, raising 5 children with his wife and authoring a new book! In short - 'carry the message to Garcia'. Not familiar with this idea? Matt keeps it simple for us with three key principles. This is an episode you don't want to miss! To pre-order Matt's book, The Art of Preventing Stupid, click here. https://www.amazon.com/Art-Preventing-Stupid-Stronger-Management/dp/1732510210

What are YOUR priorities? Are they crystal clear to you and those around you through your daily actions and interactions? Frugal sets us straight on how she would like us all to communicate even when the other person is not YOUR priority. Frivolous shares the blessings and curses of being a freebird. And, the quest for balance continues.....

We made it to mid-month and are still on fire for having balance in our lives. What better place for balance than in our diet?! Arbonne Area Manager, Lyndsi Landwehr, shares how we can eat clean and have our favorites too! She shares her Starbucks orders, favorite snacks and why clean eating is important even if weight loss is not on your agenda for 2019. For more from Lyndsi - check her out at: https://www.arbonne.com/pws/LyndsiLandwehr/tabs/home.aspx or on Facebook at https://www.facebook.com/lyndsi.jacksonlandwehr.

We continue our conversation about balance this week with a discussion on 'centering'. You know - that one activity you turn to when your world feels a little out of control. The girls each share their go-to and, give a little insight into the world of life coaching!

January is all about balance here at Frugal and Frivolous! As with every new year, we're excited to jump in and improve on all.the.things. Join us has we talk about how to focus our excitement and develop new habits to make those New Year's Resolutions stick.

Frivolous has 'committed' for 2019. Now, she has an app to keep her accountable! Not an app person? No worries - Frugal has you covered with the paper alternative!

It's 2019!! Frugal and Frivolous have chosen their respective words for the new year and are sharing their thoughts on why they chose their words and, what they are looking forward to in 2019! Stick around to the end of this one - Frivolous issues Frugal a challenge and, we want you to share your thoughts about it over on Facebook.

Happy New Year! Oh wait, it's not quite New Year's Eve yet. So, what are your plans? Glitz and glam til breakfast?! Game night with your besties?! Frugal and Frivolous share a NYE preference but, come the next morning - they're back to opposites attract!. When will Frugal retire her Frivolous December ways and return to the land of Frugalville??

We've hinted about it previously but, now it's here - the low down on Frivolous' 2018 shopping ban! And, on one of the biggest sale days of the year. How well do you think she did? Frugal weighs in and makes an alternate suggestion for 2019. No matter where you fall on the retail therapy spectrum, this is an episode you don't want to miss!

As we wrap up the work week and head into a long Christmas weekend, we are talking Christmas traditions. From meatballs to matching jammies, the opportunity for tradition is endless! Do you have traditions that span generations?

That deep breath you catch yourself taking after a big, satisfying meal? Yep, it's a sign of when you have had enough. This week we are talking about what finally triggers us to say 'enough is enough' when it comes to overeating, overdrinking, overspending - you name it!

Let us not forget the true reason for this Christmas season - Christ the King! Do you know his actual birth day? How about what an advent wreath represents and how you can incorporate it in your family tradition? Join us as we celebrate the Savior!

It's four o'clock somewhere! Kim O'Neill with Corks Liquor, Wine & Beer is in the house today to give us the skinny on holiday cocktails. Need a gift wine, a case to get you through to January, or a new beer/vodka to try out with your fam? Kim's got recommendations galore and, tips for how to stretch your booze budget! Want to keep your wine fresh from Christmas to New Year's? She's got you covered there too. Cheers!

Progress over perfection - that is the goal. Whether you're pursuing a weight loss goal like Frugal, a shopping moratorium like Frivolous or, something as grand as starting a business or writing a book - this episode is for you. Which comes first - commitment or, motivation? We are sharing Jim Fortin's thoughts as well as our own!

Tis the season for Giving! Debbie Wilczek, YWCA Enid Executive Director, joins the girls to talk all things contribution - time, talent & treasure! With tax laws changing, have you adjusted your charitable giving strategy? Do you think others have? Ever wonder just how lucrative the 'roundup for St. Jude's' really is? Wish you could swipe your card at the salvation army bell ringer stand? We are covering all of this and more!

We are decking the halls this Christmas with expert designer, Matt Whittenburg! Matt gives us the low down on exactly how many trees the average household has, the strangest thing he has ever seen while decorating a home and, how many years it takes for trends to hit small town USA.

It's that time of year! Time to PAR-TAY!! Whether your social calendar is packed this month (like Frugal) or wide open (like frivolous), we've got tips and tricks to help you {and, your budget} survive this notoriously busy season!

It's Black Friday! Are you shopping til you drop? Opting outside? The girls give their take on today's retail mega weekend!

Tis' the season! To buy gifts, upon gifts, upon gifts. Or, not?! In this episode the girls explore what is included in the holiday budget and, what is not. Frivolous was surprised! And, the best part is - we can all scale back.

To buck tradition or not - that is the Thanksgiving question of the day. What is your vote? We all love holidays with family but, there are a few things worth saying, "see ya next year"! Join us this Black Friday as we Opt Outside for a little fresh air and set shopping aside for a day.

Brandi Schieber of Downtown Threads and Schieber Insurance joins us to talk all things shopping, dining, supporting small and local business! Is Amazon employing folks locally in your area? Something to consider! How much price fluctuation can you handle to keep your business local? Stick around to the end of this one - the take-away is one for all of us!

We love birthdays around here! Today we are talking birthday month bargains - from 1/2 off Kendra Scott jewelry to free meals at your local pub. Ask & you shall receive! At least we try anyway. Cheers to celebrating your special day with steals and deals!

Do you struggle with saying 'no'? Want to quit over-committing? Daylon Caruthers of the Primal Scream podcast joins the ladies to discuss what triggers us to say 'yes', how to best say 'no' and, why you don't need a reason!Want a specific script? Check out Marie Forleo's Ultimate Guide to Saying NO! https://www.marieforleo.com/2018/04/how-to-say-no-ultimate-guide/Want to hear more from Daylon? Check out Primal Scream at http://primalscreampodcast.libsyn.com/primal-scream-podcast-episode-1-0

Frivolous loves a good challenge and the 10x10 fashion challenge is one of her favorites. Tune in to hear how the girls manage their closets, when to purge and how to be inspired by what you already own! Just think - you can try a new cocktail this weekend rather than a new shirt!

Happy Halloween! We are celebrating all things costumes. And, kids clothes! Do you think they are generally outrageous considering kids outgrow their clothes every six months? We offer some ideas to keep our littles clothes {and toys} from consuming our monthly budgets.

Do you aspire to simplify some part of your life? Allow us to introduce you to Courtney Carver with Be More with Less. She is on a mission to help us all simplify our lives slowly and sustainably.

Good morning, gorgeous! How'd that make you feel?! Just imagine if every time we said 'fine' we changed it to 'fabulous'. How much more awesome would our days {and, our world} be?! Think about it - what makes you feel fabulous??This episode is brought to you by Culligan of Enid https://www.culliganenid.com/Find us on Facebook at https://www.facebook.com/frugalandfrivolous/Find us on Instagram @frugalandfrivolous

Shoes: the bane or bonus of any outfit! Frugal shares how many pair are in her closet and, why. Frivolous cops to how much her most expensive pair cost and, what exactly is worth that amount of $. Ultimately, the girls agree - comfort and style can exist! Check out https://www.livefashionable.com/collections/shoes and save 20% through October 22nd!

This week we sit down with guest Amy Traynor and discuss all things Side Hustle. Side Hustles are ventured into for a variety of reasons, some want to pay off debt others want to increase their income and some just desire to enjoy their passion. Frugal isn’t convinced though - What about you? Do you have a side hustle?

Is owning a luxury item on your to-do list? Curious how your neighbor affords that Chanel bag or, Jimmy Choo shoes? Tune in as Frivolous introduces us to the wonderful land of The Real Real.

Matt Davis discusses how his new book "The Art of Preventing Stupid" (and podcast by the same name) turns small business owners into rockstar entrepreneurs. He covers how we define success, the best business books on the market and, the difference between being a wingman and a tow truck. There's no shame in not knowing but, great shame in not trying to learn. https://davisbusinesslaw.com/This episode brought to you by https://www.culliganenid.com/ Call Jack or Scott today for all of your water treatment needs. 580-234-3443Find us on Facebook: https://www.facebook.com/frugalandfrivolous/Find us on Instagram: @FrugalandFrivolous

Practice makes perfect! If you are beginning to think about investing outside of your retirement account or looking for easy ways to increase your investment contributions, Acorns might be for you. In this episode we are talking about how to make investing a small decision instead of a big one!This episode brought to you by Culligan of Enid. https://www.culliganenid.com/Follow F+F on Instagram: @FrugalandFrivolousFollow F+F on Facebook: https://www.facebook.com/frugalandfrivolous/

The girls are back with budget apps, budgets for couples and singles as well as big purchase budgets. Frugal says, "Be flexible with everything you do." Yes, ma'am!This episode is sponsored by Culligan of Enid. https://www.culliganenid.com/Follow F+F on Instagram: @FrugalandFrivolousFollow F+F on Facebook: https://www.facebook.com/frugalandfrivolous/

Paper or electronic - we all LOVE our planners! In this Flash Friday episode we hash out whose is the best and why. And, we're giving away TWO for you to try!As always, much love to our sponsor - Culligan of Enid. https://www.culliganenid.com/Find us on Facebook: https://www.facebook.com/frugalandfrivolous/Find us on Instagram: @frugalandfrivolous

Have you heard? Budgets are B.S.! {At least according to Frivolous.} The house is definitely divided on this topic. We are diving in to figure out why we should consider a budget, where to start and exactly how much 'fun money' Frugal allows for in her budget. This episode is sponsored by Culligan of Enid. https://www.culliganenid.com/Follow Frugal and Frivolous on Instagram: @frugalandfrivolousFollow Frugal and Frivolous on Facebook: www.facebook.com/frugalandfrivolous

Why on earth are we talking taxes in September? Because, we don't like surprises! The U.S. tax code has some significant changes for 2018 and we want to all be prepared {for better or worse} come Spring 2019.IRS Withholding Calculator: https://www.irs.gov/individuals/irs-withholding-calculatorThis episode is brought to you by Culligan of Enid. Give Jack or Scott a call, 580-234-3443, for all of your water treatment needs. https://www.culliganenid.com/home-80/

Who needs a vacation?! This week Frugal and Frivolous are swapping vacation stories and, sharing all of the fun facts about budgeting, planning and enjoying time away. Tune in to hear exactly how much the average American spends on vacation and, how many days you need to get away to avoid needing a vacation from your vacation once you return!This episode is bought to you by Culligan of Enid. Call Jack or Scott at 580-234-3443 for all of your water treatment needs.

In this week's Flash Friday, Mandy Mayberry of Sera Sera sits down to talk about your favorite new online boutique! She tells us how this baby was born and named and, what to expect from these dynamic sisters. Check them out at: https://seraseraboutique.com/Facebook: https://www.facebook.com/seraseraboutiqueok/Instagram: SeraSeraBoutiqueOKEmail: seraseraboutique@gmail.comThis episode sponsored by: Culligan of Enid

Let's talk game day! Frugal and Frivolous discuss the differences in their game day traditions as well as the pros and cons of attending the game and, how your seat choice can potentially affect how many years you have until retirement. This episode is sponsored by Culligan of Enid. Call Jack or Scott at 580-234-3443 for all of your water treatment needs.Get the retirement calculator! https://www.daveramsey.com/smartvestor/investment-calculator