Podcasts about Budget

The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com

Extortion fears in Surrey severely halts business development (0:44) Beerinder Sidhu, Surrey-based realtor ‘Pawternity leave': the new job perk to attract young workers? (16:29) Rebeka Breder, Animal Rights Lawyer Trump Trade Rep: Any Deal with Canada Will Include Tariffs (25:19) Julian Karaguesian, Lecturer at McGill University's Department of Economics Former Premier Christy Clark talks Pink Shirt Day, and comments on B.C.'s alarming Budget (36:47) Christy Clark, Former Premier of B.C., and spearheaded Pink Shirt Day during her time as a CKNW host Learn more about your ad choices. Visit megaphone.fm/adchoices

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Have you ever looked at your hairbrush or the shower drain and felt that instant wave of dread? You aren't alone. Today, we are diving deep into the world of hair density, scalp health, and the breakthrough science behind keeping your hair where it belongs: on your head.This episode is brought to you in part by our friends at Pantene and we're joined by their Global Principal Scientist Dr. Jeni Thomas. Dr. Thomas is pulling back the curtain on the “why” behind hair shedding and explaining how drugstore haircare is leading the charge in high-tech solutions that don't require a prescription – or a bank loan.In this episode, we discuss:Normal vs. problematic shedding: How many falling strands a day is actually normal? We learn how to identify your personal baseline and how to know when it's time to seek help.Hair shedding myths: The real reason why you see a “hairball” in the shower drain, sulfates and silicones explained, and is the “seasonal shed” a real thing?Stress test: Is internal or external stress at the root of hair thinning? Dr. Jeni Thomas weighs in on the latest thinking based on the newest research.Root-anchoring: Why strengthening your roots at the scalp is the first and easiest step in preventing hair fall.Luxury vs. drugstore: The facts on why you don't need to spend $$$ on a shampoo to get next-level results.For products or links mentioned in this episode, see our episode recaps on our website. PROMO CODES: When you support our sponsors, you support the creation of Breaking Beauty Podcast! Pantene Pantene Abundant & Strong collection is all about root-focused care that strengthens the scalp's hold on hair roots by reducing oxidative stress. It's now available for purchase at Amazon and mass-market retailers. Medik8Meet Medik8's new Niacinamide Peptides Serum! Powered by 10% Niacinamide, this multi-active formula is clinically proven to deliver visibly clearer, smoother skin with pore reduction in 7 days. Visit Medik8.us to discover more, and use code BREAKING20 to save 20% off your order.BlissyWake up with clearer skin, smoother hair, and cooler sleep. Use code BREAKING for an extra 30% off at blissy.com/BREAKING. Because you're a listener, Blissy is offering 60-nights risk-free. Your skin and hair will thank you.Jones Road BeautyJones Road Beauty is a modern-day makeup that's clean, strategic and multifunctional for effortless routines. For a limited time our listeners are getting a free Shimmer Face Oil on their first purchase. Just head to JonesRoadBeauty.com and use code BEAUTY at checkout. After you purchase, they will ask you where you heard about them. Please support our show and tell them our show sent you. Related episodes like this: SPF Truths vs. Myths With Olay Scientist Dr. Frauke NeuserHair Growth Secrets From Trichologist Abbey Yung7 Hair Truths That Only a Hairstylist Will Tell You with Kardashian Hair Pro Andrew FitzsimonsGet social with us and let us know what you think of the episode! Find us on Instagram, Tiktok,X, Threads. Join our private Facebook group. Or give us a call and leave us a voicemail at 1-844-227-0302. Sign up for our Substack here. Subscribe to our YouTube Channel to watch our episodes! *Disclaimer: Unless otherwise stated, all products reviewed are gratis media samples submitted for editorial consideration.* Hosts: Carlene Higgins and Jill Dunn Theme song, used with permission: Cherry Bomb by Saya
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February 25, 2026: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: Kim Kardashian joins UPDATE as co-founder ahead of relaunch and Walmart rollout, positioning jitter-free energy drink in $16B category Oura launches first custom AI coaching model for women's health, integrating biometric data with clinical research across menstruation to menopause Budget gyms including Planet Fitness, Crunch, and Snap Fitness upgrade amenities with boutique classes, contrast therapy, and smart strength equipment Fitt announces strategic partnership with AIIR, expanding ecosystem into communications and experiential services for health and wellness brands More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider Reach out → insider@fitt.co

Most Christian men handle money exactly like their unbelieving neighbors. They tithe a little, save for retirement, and hope it all works out. But what if money was never meant to fund comfort — but dominion? In this fourth episode of the Abrahamic Starter Kit, we zoom in on the Abrahamic money mentality. This is about building wealth that serves a 200-year vision — not just coasting through a safe suburban life. If you want practical steps to start aligning your finances with dynasty, stewardship, and long-term impact, this episode will show you where to begin. About Abraham's Wallet: Abraham's Wallet exists to inspire and equip Biblical family leaders. Please partner with us in inspiring and equipping multi-gen families at https://abrahamswallet.com/support AW website Apple Podcasts Spotify YouTube Facebook LinkedIn Instagram Chapters (00:00:00) - Is Money the Cause of Divorces?(00:00:26) - Abraham's Wallet(00:01:45) - The Abrahamic Money Mantra(00:02:57) - Physical Capital for the Year(00:04:05) - Abrahamic Money(00:14:35) - Maximizing Your Income(00:19:54) - 3 Things an Abrahamic Man Does With Money(00:23:46) - Spending Now With Long Term Goals in Mind(00:30:58) - How to Budget for the Future(00:32:44) - Using Money to Divorce Proof My Marriage(00:40:50) - Ditch the dating for marriage(00:41:40) - Abrahamic Characteristics of Giving(00:49:01) - Family Vision and Giving

Before the first round goes out, your numbers should already be set. In this episode, John Pajak breaks down what lawn care business owners must focus on in the pre-season, including fixed overhead, revenue targets, cash reserves, labor forecasting, and capital purchases. If you want a calmer, more profitable season, it starts with budgeting before the grass grows. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Equip Expo : 2026 Tickets are 50% OFF with promo code Pajak https://plus.mcievents.com/EquipExpo2026?RefId=PAJAK Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

Mike McCabe sits down with Brian MacLean, Assistant Chief of Cooper County (Missouri) Ambulance, to explore the realities of rural EMS. Serving 569 square miles in central Missouri, MacLean's team manages thousands of calls each year—with transport times stretching up to 90 minutes since their local hospital closed. MacLean shares why rural EMS demands sharp clinical skills, resilience, and total confidence in your equipment. He offers candid insight into fleet decisions, explaining why his agency chose Crestline ambulances for their cost-effectiveness, faster delivery, smart layout, and safety-focused design. Drawing on personal experience from an ambulance-involved crash, he underscores how vehicle design and properly secured equipment can make all the difference. Sponsored by Crestline Ambulances

Stephen Grootes speaks to Duncan Pieterse, Treasury Director-general to unpack Budget 2026 in a nutshell. With inflation-linked personal income tax relief, a higher tax-free savings limit, no VAT or corporate tax hikes, and the withdrawal of the planned R20 billion tax increase, Treasury struck a more optimistic tone. However, fuel and carbon levies will rise, the deficit sits at 4% of GDP, and debt is projected to stabilise at 77.3% of GDP. In other interviews, Motus Chief Executive Officer, Ockert Janse van Rensburg discusses Motus’ improved operational performance, the stronger sales volumes across key markets, and how disciplined strategy execution supported the Group’s robust financial results for the period. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Thabo Shole-Mashao speaks to Mark Burke, the DA’s finance spokesperson, Dr Mmusi Maimane, who is the leader of BOSA and Mabine Seabe, who is the Rise Mzansi Spokesperson to get an understanding of what each if them expect from the 2026 budget which will be tabled today. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Aujourd'hui, Élina Dumont, intervenante sociale, Antoine Diers, consultant auprès des entreprises, et Charles Consigny, avocat, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

On this morning's Gift Grub, we headed over to the Ideas Department in Montrose to see what's been cooking lately. Hit play now to hear the episode in full.

Nicholas Lorimer and Hermann Pretorius discuss the 2026 budget, BEE compliance, and the new US ambassador to South Africa, Brent Bozell. Website · Facebook · Instagram · Twitter

Stephen Grootes speaks to Miyelani Holeni about what Enoch Godongwana signalled in the Budget Speech, a decisive shift toward enforcing fiscal discipline at municipal level to fix failing water and electricity services, with the City of Johannesburg collecting billions in water revenue but reinvesting only a fraction and contributing to a R64 billion backlog. The Finance Minister warned that diverting service revenue away from infrastructure maintenance risks systemic collapse. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Hotel Pacifico was created by Air Quotes Media with support from our presenting sponsor TELUS, as well as FortisBC, and Wild First.Mike and Geoff welcome UBC economist Kevin Milligan to Hotel Pacifico to discuss the recent B.C. Budget. Milligan discussed BC's debt trajectory, credit ratings and how B.C. stacks up against other provinces, among other insights. There is also a special appearance from Peace River South MLA Larry Neufeld who provides an important update on Tumbler Ridge. In the Strategy Suite, Mike and Geoff debate the politics of the Budget and the state of the Conservative leadership race. 

La Confédération vient d'annoncer pour 2025 des comptes bien meilleurs que prévus : elle affiche un résultat positif de 300 millions alors qu'elle prévoyait un déficit de 800 millions. Pourquoi le Conseil fédéral veut quand-même maintenir son plan d'économie ? Le Point J déchiffre ce qu'il se passe dans les caisses de l'Etat avec Céline Fontannaz, correspondante parlementaire de la RTS. Journaliste: Camille Degott Réalisation: David Chappuis >> Pour aller plus loin: -"Les finances fédérales", dossier du 18.02.2026 sur le site du Département fédéral des finances (en ligne) -"Budget: Pourquoi ça coupe partout?", épisode du Point J du 17 novembre 2025 (en ligne) Nous écrire ou nous proposer des questions: pointj@rts.ch ou +41 79 134 34 70

Stephen Grootes speaks to Duncan Pieterse, Treasury Director General, to unpack Budget 2026 in a nutshell. With inflation-linked personal income tax relief, a higher tax-free savings limit, no VAT or corporate tax hikes, and the withdrawal of the planned R20 billion tax increase, Treasury struck a more optimistic tone. However, fuel and carbon levies will rise, the deficit sits at 4% of GDP, and debt is projected to stabilise at 77.3% of GDP. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Edward Kieswetter, Commissioner of the South African Revenue Service, about the revised R2.006 trillion revenue estimate for 2025/26 and SARS’ confidence in meeting the higher target - with over R11 billion already secured through compliance efforts and more expected by year-end. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Guests:Sibani Mngadi is corporate relations director at Diageo South Africa Johnny Moloto Johnny Moloto, Head of Corporate Affairs for British American Tobacco South Africa Sub-Saharan Africa Andrew Russell, the vice-chairman of SA Canegrowers Bongani Bingwa speaks to Sibani Mngadi of Diageo South Africa, Johnny Moloto from British American Tobacco South Africa, and Andrew Russell of SA Canegrowers to unpack the impact of so-called “sin taxes” on business from alcohol and tobacco to sugar and what these levies mean for jobs, investment, and economic sustainability. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio7See omnystudio.com/listener for privacy information.

Tonight's BizNews Briefing starts with Deputy Finance Minister David Masondo saying South Africa's public finances have reached a turning point, with debt stabilising and the deficit narrowing. Alec Hogg then reports from Parliament on bracket relief, a revenue surprise and improved “housekeeping” at Treasury. The programme shifts to the US for President Trump's economy-focused State of the Union, before closing with JPMorgan CEO Jamie Dimon warning that parts of the lending market are heating up again.

Geschätzte Lesedauer: 11 Minuten Hallo und herzlich willkommen! Hier ist Christopher Funk. Das Thema Sprachen lernen mit KI beschäftigt derzeit viele von uns im Vertrieb sehr intensiv. Denn wir leben in einer Zeit, in der Technologie fast alles möglich macht. Deshalb stellst du dir vielleicht die berechtigte Frage: Müssen wir überhaupt noch mühsam Vokabeln pauken? Schließlich gibt es Apps, die Texte in Sekunden übersetzen, und kleine Gadgets, die fast in Echtzeit dolmetschen. Doch bedeutet das automatisch, dass klassische Sprachschulen überflüssig sind? Oder ist Sprachen lernen mit KI vielleicht nur ein Teil der Lösung? Genau darüber habe ich ausführlich mit Teila Klemp gesprochen. Sie ist Head of Marketing bei Berlitz, einer Traditionsmarke, die seit vielen Jahren am Markt ist. Allerdings befindet sich das Unternehmen gerade in einem spannenden Wandel hin zu einer modernen Bildungsplattform. Ihre Antworten auf die Frage "Mensch oder Maschine?" sind überraschend und für deinen B2B-Vertrieb extrem wichtig. Warum Sprachen lernen mit KI allein im B2B nicht reicht Wenn Teila erzählt, dass sie bei Berlitz arbeitet, wird sie oft gefragt: "Braucht man das heute noch? Ich habe doch mein Smartphone." Ihre Antwort ist jedoch ganz klar: Ja, unbedingt. Denn Sprache ist weit mehr als nur die reine Übersetzung von Wörtern. Vielmehr transportiert Sprache auch Bedeutung, Beziehungen, feine Nuancen sowie Vertrauen und Respekt. Zwar kann eine KI Informationen schnell übersetzen, aber sie kann bisher keine echte menschliche Verbindung aufbauen. Gerade im Vertrieb wissen wir genau: Geschäfte werden immer noch zwischen Menschen gemacht. Wenn du also deine Kommunikation nur auf den Austausch von Daten reduzierst, verlierst du die wichtige Beziehungsebene. Dennoch solltest du die Technik nicht ignorieren, sondern sie klug für dich nutzen. Wie Sprachen lernen mit KI deine Effizienz steigert Berlitz verschließt sich der Technologie keineswegs. Im Gegenteil: Das Unternehmen nutzt Sprachen lernen mit KI als massiven Beschleuniger für deinen Lernerfolg. Die Daten sprechen hier nämlich eine deutliche Sprache. Wer sein klassisches Training mit digitalen KI-Lösungen kombiniert, lernt im Schnitt 40 Prozent schneller. Doch warum ist diese Kombination eigentlich so effektiv? Einerseits erkennt die KI in Echtzeit deinen aktuellen Wissensstand. Sie sieht sofort, wo Fehler passieren, und passt dein Training direkt an. Andererseits kannst du so ohne Hemmungen üben. Denn ein KI-Avatar verurteilt niemanden, auch wenn du eine Vokabel zum fünften Mal falsch aussprichst. Das gibt dir Sicherheit und ein hohes Tempo. Schließlich bleibt der echte Trainer für deine Motivation, die Empathie und den kulturellen Kontext zuständig. Augmented Intelligence als dein neues Vertriebs-Werkzeug Ein weiterer Begriff, den wir im Gespräch vertieft haben, ist Augmented Intelligence. Viele Menschen haben Sorge, dass KI sie komplett ersetzt. Aber die Realität in deinem Arbeitsalltag sieht anders aus: KI übernimmt vor allem die lästige Fleißarbeit. Wenn du heute beispielsweise eine komplexe Excel-Tabelle brauchst, lässt du dir die Formel einfach von einer KI schreiben. Du musst die Formel also nicht mehr auswendig können, sondern nur noch verstehen, was du erreichen willst. Das schafft dir wertvollen Freiraum. Genau hier setzt Augmented Intelligence an. Es bedeutet, dass du deine menschlichen Fähigkeiten stärkst, weil die KI dir den Rücken freihält. Im Kontext von Sprachen lernen mit KI heißt das konkret: Die Technologie liefert dir das Vokabular und die Grammatik. Du nutzt diese Basis anschließend, um komplexe Verhandlungen zu führen, Konflikte zu lösen oder dein Team souverän zu leiten. Somit ergänzen sich beide Welten perfekt. Business Englisch lernen und interkulturelle Kompetenz stärken Hier wird es für dich als Vertriebler oder Führungskraft besonders interessant. Neben der reinen Sprache ist nämlich die interkulturelle Kompetenz ein oft unterschätzter Erfolgsfaktor. Stell dir folgendes Beispiel aus der Praxis vor: Du verhandelst mit einem potenziellen Geschäftspartner in Asien. Dein Gegenüber nickt freundlich und lächelt dich an. Daraufhin interpretierst du das als Zustimmung und denkst, der Deal steht. Doch kulturell betrachtet war das Nicken vielleicht nur ein Zeichen von Höflichkeit, keinesfalls aber ein klares "Ja" zum Vertrag. Wer hier zu direkt auftritt, kann ungewollt das Geschäft ruinieren. Interkulturelle Kompetenz ist also kein weicher Faktor für die Wohlfühlatmosphäre. Vielmehr ist es ein hartes Business Asset. Es entscheidet oft über Missverständnisse, Reibungsverluste und am Ende über deinen Abschluss. Return on Learning: Warum sich deine Investitionen lohnen Früher wurde Weiterbildung oft nur als netter Vorteil für Mitarbeiter gesehen – also als reines "nice to have". Heute hingegen, wo Budgets strenger geprüft werden, zählt vor allem der Return on Learning. Unternehmen investieren gezielt in Sprachtraining für Unternehmen, weil es sich unter dem Strich rechnet. Erstens sind internationale Fachkräfte durch ein schnelleres Onboarding früher produktiv. Zweitens sorgen weniger Missverständnisse in Produktion und Logistik dafür, dass weniger Fehler passieren und Kosten gespart werden. Drittens stärkt eine kultursensible Kommunikation dein Kundenerlebnis und die langfristige Bindung. Deshalb sitzen heute oft auch Finanz- oder Operations-Manager mit am Tisch, wenn über Trainingsbudgets entschieden wird. Denn Sprache und Kultur sind ein fester Teil deiner Wertschöpfungskette. Fazit: Die Mischung macht deinen Vertrieb erfolgreich Mein Fazit aus dem Gespräch mit Teila Klemp ist eindeutig: Die Diskussion "Mensch gegen Maschine" führt in die Irre. Die Zukunft gehört vielmehr der intelligenten Verbindung aus beidem. Wenn du administrative Aufgaben an die KI abgibst, bleibt für dich das, was du am besten kannst: Empathie zeigen, echte Beziehungen aufbauen und kreativ Probleme lösen. Wer Sprachen lernen mit KI also als starkes Werkzeug begreift und gleichzeitig in seine sozialen Kompetenzen investiert, sichert sich den entscheidenden Vorteil im Wettbewerb. Nutze die Technik, aber vergiss nie den Menschen dahinter. Die wichtigsten Erkenntnisse auf einen Blick KI als Turbo: Die Kombination aus KI-Tools und menschlichem Training steigert deine Lerngeschwindigkeit um bis zu 40%. Mehr als Worte: Sprache transportiert Vertrauen und Beziehung – das kann reine Übersetzungssoftware bisher nicht leisten. Augmented Intelligence: Nutze KI für die Basisarbeit, damit du dich auf komplexe zwischenmenschliche Aufgaben fokussieren kannst. Kultur entscheidet Deals: Interkulturelle Kompetenz verhindert teure Missverständnisse in deinem internationalen Geschäft. Return on Learning: Weiterbildung ist eine Investition mit messbarem Erfolg durch weniger Fehler und höhere Produktivität. Wie handhabst du das in deinem Unternehmen? Nutzt du schon digitale Tools zur Weiterbildung oder setzt du noch auf klassische Methoden? Vernetze dich gerne mit mir auf LinkedIn und lass uns darüber diskutieren!

In today's BN Daybreak, we open with Bloomberg News Now on President Trump's first State of the Union of his second term — delivered just days after the Supreme Court overturned his emergency tariffs — as the White House sharpens its economic message ahead of the year's political battles. We then shift to the streaming wars, where Warner Bros. Discovery weighs a revised Paramount/Skydance offer — a $31-a-share cash bid — against its existing Netflix deal, with fresh negotiations now back on the table. From there it's all about Big Tech and the AI buildout: Meta is set to commit billions to AMD chips and AI systems over the next five years, underscoring the scale of the infrastructure race. In banking, JPMorgan boss Jamie Dimon warns he's seeing echoes of the pre-2008 rush for risky lending, calling out rivals for doing “dumb things”. Back in South Africa, energy expert Thomas Garner unpacks Eskom's warning that load-shedding could return in 2029 — and the political tug-of-war over an independent National Transmission Company. We close with economist Dawie Roodt's Budget preview: a possible revenue overrun, the temptation to spend windfalls, and what government should prioritise instead.

DarkHorseEntrepreneur.com Why 82% of Parents Are Using ChatGPT Wrong (And How the Smart Ones Save 20 Hours Weekly) Episode Summary In this episode, Tracy Brinkmann dives deep into how parent entrepreneurs can leverage AI tools like ChatGPT and Claude to boost productivity and streamline their online entrepreneurship journey. Discover proven AI strategies designed specifically for busy parents juggling side hustles and family life. Learn how smart marketing strategies and digital marketing tips can help you make money online efficiently.   Tracy breaks down four core AI principles that transform this technology from a basic search tool into a powerful automation engine that works while your kids sleep. Whether you're new to AI or struggling with generic AI responses, this episode will change the way you approach AI for your digital products, marketing efforts, and overall business growth.   Stay tuned for actionable entrepreneur tips on strategic AI prompting, email strategy automation, and digital courses creation that help build passive income streams. This episode is essential listening for anyone focused on balancing side hustles with parenting, online business development, and effective email marketing tips.   Key Timestamps & Insights 00:00 - The 10 PM Reality Check 00:50 - Episode Overview 01:15 - The Uncomfortable Truth 02:25 - Principle #1: Context Is Everything 04:10 - Principle #2: Use AI's Memory Features Properly 06:05 - Principle #3: Master Chain-of-Thought Prompting 07:20 - Principle #4: Choose Tools Strategically, Not Emotionally 09:35 - The Bigger Picture 11:00 - Whiskered Wisdom Strategies Shared The Four Core AI Principles: Context-Rich Prompting Include who you are, what you're selling, target audience, constraints, and desired outcomes Transform questions into detailed briefings Give AI everything it needs to help you specifically Strategic Memory Usage Spend 15 minutes teaching AI about your business, style, and goals Save key processes, templates, and constraints Build compound knowledge instead of starting fresh each time Chain-of-Thought Implementation Break complex projects into logical sequential steps Refine each step before moving to the next Create compound results through systematic progression Strategic Tool Selection Identify your biggest bottleneck first Master one tool completely before adding others Match tools to specific workflow needs, not emotional appeal The Briefing Framework: Who you are (role/business type) What you're selling/offering Target audience specifics Budget/time constraints Desired outcome definition Success metrics Resources Mentioned ChatGPT-4 - For customer communications and general business tasks Anthropic's Claude - For content creation and detailed writing Perplexity AI - For market research and competitive analysis AI Escape Plan Newsletter - Weekly practical strategies at DarkHorseInsider.com Yale University Research - Referenced study on AI productivity gains Action Steps to Take Immediate Actions (Tonight): Pick one regular side hustle task (social media posts, competitor research, email drafting) Write a detailed brief including your role, audience, constraints, and desired outcome Test your old vague approach vs. the new briefing method Compare the quality and relevance of results This Week: Choose your biggest time bottleneck (research, content, or communication) Select the appropriate AI tool for that specific bottleneck Spend 15 minutes teaching that tool about your business context Set up memory features with your processes and preferences This Month: Implement chain-of-thought prompting for one complex project Build templates for your most common AI requests Track time saved and quality improvements Gradually automate additional workflow components Key Quotes "Your side hustle is competing against parents who've figured out how to make AI work 10 times harder than you have." "AI isn't a search engine – it's a machine you program with words." "The people making real money with AI aren't using more tools – they're using the right tools better." "The parents who learn to work with AI effectively won't just build better businesses – they'll reclaim time that seemed impossible to find." "The question isn't whether AI will change how work gets done. That's already happening. The question is whether you'll be among the people driving that change or getting left behind by it."   AI side hustles, entrepreneur AI tools, make money online with AI, AI productivity, ChatGPT for side hustles, AI automation, parent entrepreneur productivity, AI prompting strategies, ChatGPT, GPT-4, Large Language Model, OpenAI, Anthropic, Claude AI, AI tools, side hustle automation

The NBA playoff push is here, and the spotlight is on the players who can change everything.In this episode of The Baseline NBA Podcast, we break down the stretch-run impact of Jalen Green (Phoenix Suns), Tyler Herro (Miami Heat), Jabari Smith Jr. (Houston Rockets), and Benedict Mathurin (LA Clippers).- Which of these rising stars has the power to elevate their team's playoff positioning? - Who must step up offensively, defensively, and as a leader to secure postseason moment?We also examine the Philadelphia 76ers' medical situation and how health could ultimately determine their playoff fate. From scoring efficiency and late-game execution to roster fit and conference standings implications, we analyze the X-factors that will define the final stretch of the NBA season. If you're looking for NBA analysis, playoff predictions, player development insight, and Eastern and Western Conference breakdowns — this is your complete stretch-run preview.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-baseline-nba-podcast--3677698/support.Visit: https://prizepicks.onelink.me/LME0/CLNS and use code CLNS and get $50 in lineups.This show was sponsored in part by Raycon: Visit https://buyraycon.com/baseline for 20% off new buds!Get NBA League Pass: https://link.nba.com/LP19MG Looking to book a vacation? Our travel partner Exquiste Travel & Tours has you covered: Call 954-228-5479 or visit https://exquisitetravelandtours.com/Discover our favorite podcast gear & shop our studio must-haves on our Amazon Affiliate page! https://www.amazon.com/shop/19mediagroupWant to join the conversation or invite us to your platform? Budget-friendly collaborations welcome! https://bit.ly/19GuestFollow The Baseline on X: https://twitter.com/nbabaselineFollow The Baseline on IG: https://instagram.com/nba_baseline

You've been given a budget at work, home, grocery store and even house shopping but when you are in a pickle to keep your kids entertained with the things that entertained you as a kid, all bets are off! Plus, a panic button that had us tackling face acne!

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durée : 00:05:52 - Le Journal de l'éco - par : Anne-Laure Chouin - En quinze ans, le pouvoir des mairies de lever l'impôt s'est considérablement amoindri. Fin de la taxe professionnelle, de la taxe d'habitation, baisse des impôts de production... Des cadeaux fiscaux compensés (en partie) par l'État, qui assure dorénavant 34% des recettes des mairies.

Stephen Grootes speaks to Mr Rute Moyo, Vision Consortium Member, about the escalating tensions between Vision, the IDC and the Business Rescue Practitioners as the future of Tongaat Hulett hangs in the balance. In other interviews, Farzana Botha, Senior Communications Manager at Sanlam Risk & Savings talks about new research released ahead of Budget 2026 that reveals what South Africans refuse to cut from their personal budgets, even under mounting financial strain. The survey shows education, housing and savings remain top priorities for households, reflecting a strong focus on long-term security despite rising living costs. It also highlights how healthcare, connectivity and even small personal treats are viewed not as luxuries, but as essential to stability and well-being The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

Host Victor records a combined podcast episode (delayed by illness and heavy snow) covering multiple shows, with timestamps promised in show notes. He gives a spoiler-free endorsement of the Night of the Seven Kingdoms finale, praising its more humane, character-focused close and calling several scenes among the best in the Game of Thrones universe. Victor then delivers an in-depth recap of Industry season 4 episode 7 (“Points of Emphasis”), focusing on Yasmin and Henry's unraveling marriage and Henry's dependence on Yasmin to “mother” him. A letter from Whitney is framed as a strategic document meant to implicate Henry in Tender's crisis. Victor emphasizes the episode's themes of narrative as reality in finance and politics, comparing it to real-world corporate valuations and acquisitions, and arguing the economy often runs on belief and storytelling. He outlines Harper's strategy to attack Tender via press and political leaks, Yasmin's manipulation of tabloids and MPs to force a new audit, and internal government backstabbing within the ruling party. Whitney and Henry fly to New York to pitch an overpaying acquisition of PeerPoint to avoid scrutiny, but Whitney is threatened by Ferdinand over the value of Tender's data set. At the PeerPoint meeting, Whitney's claim that shell companies give him standing is later revealed as a lie; PeerPoint used Tender's bid to raise another offer. Whitney disappears, and Tender's stock collapses after the government imposes a full PricewaterhouseCoopers audit, implying Harper's short will pay off. The episode ends with a key Yasmin–Harper reconciliation, mutual admiration, and a club scene where they promise to “have each other's back” and share a nonsexual kiss. Victor is then joined by Alan, who discusses watching Night of the Seven Kingdoms weekly, contrasting it favorably with House of the Dragon. They praise the show's intimate scale, character focus, and finale highlights (Dunk and Arlan under the tree, recurring knighting motifs, Lionel's complexity, Baelor's reflections, Maekar's confession and request to protect his son, Egg's hair reveal, and the “Nine Kingdoms” joke). They note the penultimate episode's violence escalation, discuss criticisms such as “fridging,” and comment on the show's six short episodes and Warner Brothers' stated goal of annual seasons. They move to Paradise season 2 episodes 1–3. They recall Paradise season 1's surprise sci-fi twist and word-of-mouth success, noting the new official podcast. Episode 1 (“Graceland”) follows a new character, portrayed by Shailene Woodley in the present, with flashbacks to her youth and medical training; she lives at Graceland during the early apocalypse, meets Link and his group (who subvert expectations by not being predatory), has sex with Link, becomes pregnant, and hears discussion of a Colorado bunker and an instruction to kill “Alex.” She later sees a burning plane and rides out, leading into episode 2. Episode 2 centers on Xavier's post-bunker flight, crash, encounters with a group of children, and a violent confrontation with an armed adult; Victor and Alan like some flashback material (including Xavier meeting his wife) but find the “lost kids” plotline less compelling. Episode 3 returns to the bunker's politics: the new president proposes “summer” as a quality-of-life change, Sinatra interrogates Jane with a polygraph, and multiple characters experience nosebleeds and visions tied to “Project Alex,” quantum entanglement, and a newly introduced “Venus effect” threat. Alan criticizes implausible plot points, including a bar-room corporate signature transfer and the president's assassination staging, where Jane appears incompetent and relies on convenience to frame Sinatra. The episode ends with Cal's son detained and brought to a secured area connected to Project Alex, while Victor and Alan speculate the season may introduce time-travel elements. They plan to continue weekly discussions when Darren returns. mailto:needssomeintroduction@gmail.com 00:00 Show Packed Preamble 02:37 Industry Episode Setup 02:45 Yasmin and Henry Fallout 09:50 Faith Economy Digression 16:46 Whitney Pitch and PurePoint 22:13 Political Backstabbing Plot 30:34 New York Threats and Data 34:03 Deal Collapses and Aftermath 36:26 Yasmin Harper Bonding 40:14 Alan Joins and 'A Knight of the Seven Kingdoms'  49:02 Stakes and Spoilers 50:27 Pilot to Finale Shift 52:41 Budget and Battle Clarity 54:20 Fridging and Prequel Pitfalls 57:01 Finale Craft and Knighthood 01:04:10 George Martin Delays 01:08:09 Thrones Ending Debate 01:10:38 Finale Scene Highlights 01:15:00 Maekar Confession Scene 01:16:31 Spotting a Chameleon Actor 01:17:23 Egg's Hair Horror 01:18:08 Finale Tag Debate 01:20:35 Nine Kingdoms Math 01:23:00 Wrap Up and Switch Shows 01:23:30 Paradise Premise and Twist 01:26:26 Fogelman and This Is Us Tone 01:28:37 Pulpy Fun vs Prestige Drama 01:30:48 Eighty Songs Running Gag 01:31:50 Dewey Decimal Theory 01:33:20 Season Two Twist Speculation 01:34:48 Graceland Episode Breakdown 01:38:49 Apocalypse POV and Plot Holes 01:41:31 How Long Would You Survive 01:43:20 Prepping Books and Faraday Plans 01:45:15 Population Collapse Thought Experiment 01:46:29 Gail Dies and Link Arrives 01:47:11 Tactical Crew Subversion 01:48:56 One Night Pregnancy Debate 01:49:57 Messiah Parallel and Awkward Sex 01:52:22 Body Hair Realism and Hesitation 01:55:39 Burning Plane and Horse Return 01:58:21 Nosebleeds and Time Fugue 02:00:20 Xavier Crash and Lost Boys 02:03:54 Flashback Romance and Blindness 02:07:07 Swamp Fight and Kid Brutality 02:10:15 Back to Bunker Politics 02:12:54 Climate Control Logic 02:14:15 Diplomacy Fail Fallout 02:16:08 Venus Effect Escalation 02:18:19 Quantum Entanglement Talk 02:21:42 Billy Hitman Flashback 02:23:11 Barroom Paperwork Nitpick 02:26:16 Polygraph Loophole Bug 02:28:35 Nosebleeds and Visions 02:30:44 President Assassination Setup 02:34:54 Project Alex and Wrap Up

If you've ever gotten to the end of the month and thought, Why does my budget never work? this episode is for you.Most people think they have a budget because they've listed their bills. But a list of bills is not a budget. It's just a snapshot of what's due right now. And when life inevitably moves outside of that narrow window, your plan collapses and the shame creeps in.In this episode, I walk you through why budgets break even when you're doing everything you were taught to do. I explain how many high-income earners are still managing money in seven or fourteen-day cycles, why that approach creates constant pressure, and how it keeps you reacting instead of allowing you to feel proactive with your finances..In this episode, I  talk about the real difference between budgeting for survival and budgeting for wealth, why planning in twelve-month cycles changes everything, and how to stop treating life expenses like emergencies when they're actually predictable.If you're tired of ending the month wondering where your money went, or waking up at 2am thinking about your credit card, this episode will show you what is missing. Episode Highlights:[02:10] Why your budget keeps breaking even when your bills are paid[04:45] The difference between a list of bills and a real budget[10:05] Why high income does not fix weak money structure[13:40] The four types of money every stable budget must include[17:55] How planning in twelve-month cycles calms your finances[22:20] Why “unexpected expenses” are usually predictable[26:10] How to build a budget that holds when life happensTune into this episode of Money Files to learn why your budget keeps breaking and how to build a financial system that supports your real life instead of fighting it.Get full show notes and the episode transcript: https://wealthovernow.com/why-your-budget-keeps-breaking-and-how-to-fix-it/ Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

Send a textTanya Emery, MMA's Advocacy Manager, joins podcast co-hosts Rebecca Lambert and Amanda Campbell to discuss LD 2173, which seeks to amend LD 1829 housing development provisions enacted in 2025.  The team also reviews key elements of Governor Mills' proposed FY 2026 – FY 2027 supplemental General Fund budget (LD 2212), including funding for code enforcement officer support, pre-K to grade 12 school programs, school bus passenger safety retrofits, and an expansion of the veterans' exemption. Amanda provides updates on General Assistance-related initiatives, including increased state reimbursement for the assistance provided applicants (LD 978), and administrator access to a statewide database used to determine applicant eligibility (LD 1996). Rebecca provides an update on an effort to collaborate with the Maine Press Association to modernize public notice requirements (LD 2042).  The team also provides an update on an amended version of LD 2174, which seeks to preempt municipal regulation of renewable energy projects, which will receive a public hearing this week.  

Ridepanda turned the failed unit economics of shared micro-mobility into a viable B2B model by eliminating operational costs that drove Lime's per-minute pricing from $0.15 to $0.55. After working at Lime and seeing firsthand why rebalancing, charging, vandalism, and theft made profitability impossible, Co-founder Chinmay Malaviya built a subscription model where employers subsidize personal e-bikes and scooters for employees. The insight: commuting is planned travel with validated enterprise budgets already allocated to parking, shuttles, and transit. Ridepanda now works with Amazon, Google, and County of San Mateo, achieving 5-15% employee adoption—triple San Francisco's 2-4% bike commute rate—with 85% being net-new riders who've never regularly used bikes or scooters before. Topics Discussed: Why shared micro-mobility's cost structure (rebalancing, charging, vandalism) made $0.55/minute pricing inevitable Targeting enterprise transportation teams versus mid-market HR benefits buyers as distinct ICPs Subscription economics: $50-$250/month with employer subsidies only triggering on employee sign-ups Converting non-riders to daily commuters: 85% adoption from people who previously didn't bike/scooter Enterprise-first strategy: going where dedicated teams and budgets already exist for employee transportation Vertical expansion into manufacturing, law firms, hospitals, and universities GTM Lessons For B2B Founders: Target existing budget holders, not net-new spending: Enterprises already fund parking facilities, shuttle services, van pools, and commuter benefits through dedicated transportation and facilities teams. Ridepanda didn't create a new expense category—they repositioned within existing line items. This meant selling to buyers with validated pain, allocated budget, and quarterly goals tied to employee transportation. When entering established markets, map where your solution fits in current spending patterns rather than forcing buyers to carve out new budget. Structure pricing to eliminate perceived risk: The subsidy only applies when an employee signs up—there's no upfront commitment or wasted spend on unused capacity. This removed the enterprise objection of "why am I paying when I'm not getting anything." For a new category where adoption rates are unproven, usage-based pricing aligned incentives and made pilots trivial to approve. When selling unproven solutions, architect your commercial model so the buyer's risk scales linearly with actual utilization. Segment ICP by buyer motivation, not just company size: Enterprise buyers (transportation/facilities teams) optimize for modal shift, carbon reduction, and getting employees out of single-occupancy vehicles. Mid-market buyers (HR/benefits managers) optimize for return-to-office adoption, wellness metrics, and benefits competitiveness. Same product, completely different value props and sales conversations. Don't assume company size determines buyer psychology—map the org chart to understand who owns the problem and what they're measured on. Attack broken unit economics, not just user experience: Lime's pricing increase from $0.15 to $0.55 per minute wasn't greed—it was fundamental business model failure. Shared services require rebalancing fleets, charging distributed assets, and absorbing vandalism/theft losses. Personal ownership via subscription eliminated every operational cost that made shared mobility unprofitable. When incumbents are struggling financially despite strong demand, the opportunity isn't better execution—it's a structural model shift. Prove behavior change at enterprise scale, not just product-market fit: Achieving 5-15% employee adoption when the city baseline is 2-4% demonstrates that subsidized access plus personal ownership drives 3x penetration. More critically, 42% daily usage from an 85% net-new rider base proves the model creates new commuting behavior rather than capturing existing cyclists. Enterprise buyers focused on emissions and modal shift care about conversion metrics, not vanity usage numbers. Define the transformation metric that proves you're changing behavior systemically, not incrementally. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

The cross-border payments market remains stubbornly difficult despite billions in venture capital and countless smart founders attacking the problem. The core challenge isn't technology—it's economics. Western Union's margins weren't exploitative greed; they reflected the brutal reality of cash distribution networks, compliance infrastructure, and dual-country regulatory overhead. Palla Financial cracked this by inverting the entire model: instead of fighting for expensive US-based senders, they partnered with Latin American banks to let recipients pull funds. This approach taps into the world's largest remittance corridor ($160+ billion annually flowing from the US to Latin America) while sidestepping the customer acquisition bloodbath. In this episode, Enrique Perezalonso, CEO of Palla Financial, breaks down why recipient-driven payments eliminate distribution costs, how they rebuilt their product three times based on bank feedback, and why the "no CAC" embedded model still requires massive partner investment to actually work. Topics Discussed: Why cross-border payments remain broken: dual-country regulations, cash distribution economics, and two-sided transaction complexity The shift from cash-based infrastructure to digital rails and its impact on unit economics Palla's pull-based model: embedding payment requests inside bank apps to flip sender/recipient dynamics Revenue mechanics: $3 consumer fees, FX markup economics, and interchange/revenue sharing with bank partners The buy-vs-build calculus for banks and why a Central American banking group returned after a four-year internal build attempt Creating a new category and watching competitors attempt to copy the embedded approach Selling into banks with no standardized buyer: navigating from remittance teams to CEOs depending on organizational maturity The reality of "indirect" CAC: why embedded distribution still requires heavy investment in partner success Implementation failures and the shift from hands-off best practices to consultative partner enablement GTM Lessons For B2B Founders: Flip expensive distribution by attacking the other side of the transaction: While competitors burned cash acquiring US-based senders in saturated corridors (US-Mexico, US-India), Palla partnered with recipient-side banks in Latin America. Banks gained deposits, interchange revenue, and digital channel differentiation without building infrastructure. The lesson isn't just "find cheaper distribution"—it's recognizing that two-sided markets have two potential wedges, and the less obvious side may offer superior economics and strategic positioning. Target buyers who already tried and failed to build: A Central American banking group spent nine months evaluating Palla, decided to build internally, then returned four years later. This wasn't poor execution—it was competing priorities, lack of scale economics, and the reality that cross-border payments isn't their core business. The strongest signal for partnership readiness isn't interest, it's previous build attempts that stalled. These buyers understand the problem deeply and won't need convincing on value. "Embedded" and "no CAC" are myths without massive partner investment: Palla initially provided best practice guides and light coaching, assuming banks would naturally drive adoption. They saw "lackluster results" until they became "more and more hands-on," shifting to consultative implementation with proper incentive design and accountability frameworks. The volume business requires scale, and scale requires active partner management. Budget for partner success resources as if you're hiring an implementation consulting team, not just doing integrations. Use speed to rebuild the product in real-time with customers: The product Palla launched bears little resemblance to their original vision. They rebuilt features "hand in hand" with bank partners, leveraging their advantage over large competitors: no bureaucracy, hunger to make it work, and speed. This isn't about "customer feedback"—it's about treating early partners as co-developers and having the discipline to throw away your original roadmap when partners show you what actually solves their problem. Extreme focus means saying no to everything adjacent: Palla deliberately limits themselves to "two or three products" all within cross-border payments, explicitly avoiding cross-sell opportunities and adjacent revenue streams. Enrique notes this is both their moat and "a potential pitfall" when opportunities multiply with success. The discipline isn't about focus when you're struggling—it's about maintaining focus when growth creates endless plausible expansions. Each "yes" to something new is a "no" to deepening your core advantage. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

To unpack what we can expect from the Budget speech — and what we should be looking for — John Maythamis joined by Lisette IJssel de Schepper, Chief Economist at the Bureau for Economic Research Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

‘That would give a great message to savers and investors and encourage them to save more for themselves' says etfSA's Nerina Visser.

Guests: Margareta Dovgal, political commentator and resource industry analyst Richard Zussman, Western Canada Vice President of Public Affairs at Burson Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Orleans budget crisis is affecting a number of organizations, including the Louisiana SPCA. We'll talk to Ana Zorrilla, the CEO, about the impact on them and how you can help.

Stephen Grootes speaks to Farzana Botha, Senior Communications Manager at Sanlam Risk & Savings, about new research released ahead of Budget 2026 that reveals what South Africans refuse to cut from their personal budgets, even under mounting financial strain. The survey shows education, housing and savings remain top priorities for households, reflecting a strong focus on long-term security despite rising living costs. It also highlights how healthcare, connectivity and even small personal treats are viewed not as luxuries, but as essential to stability and well-being. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Hugh Hacking, Executive Head of Structured Investments and Annuities at Momentum Corporate, for a preview of what to expect from Finance Minister Enoch Godongwana. With economic growth still weak, debt-service costs consuming a large share of revenue, and spending pressures mounting, is this a Budget focused on fiscal discipline or survival? The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Findings claim the Government extinguishing pay-equity claims destroyed an earlier system that was fit for purpose. The People's Select Committee - a group of 10 former women MPs - has released its final report on the changes rushed through by the coalition under urgency last year. It held three months of hearings and almost 1400 submissions. Group chair and former National MP, Dame Marilyn Waring, raised questions about the 'urgency' that this legislation was rushed under. "This wasn't an emergency war regulation, it was an equal pay amendment. It's just quite unnecessary, you don't do that. And so, it was all done simply for the Budget." LISTEN ABOVESee omnystudio.com/listener for privacy information.

So, the People's Select Committee of former MPs has reported back today and, completely unsurprisingly, has slammed the Government for scrapping the pay equity law last year. Which is fair enough in some ways, it was a shoddy process. The MPs say it offends the rule of law and they're probably right. It was done in a hurry to save last year's Budget, rushed through under urgency and changed the rules retrospectively. It's all really cynical stuff from a Government and too much of that sort of behaviour undermines confidence in the way the system works. But even though they make some fair points and mount some fair criticism of the way Nicola Willis and Brooke van Velden ran this thing out, I can't get past the next question I have, which is: so what? What do these former MPs think will happen as a result of this report? The pay equity scheme is not going to be brought back in the form it previously existed. It's far too expensive. The cost to the Government was estimated at $13 billion over four years. The cost to the entire economy would have been much, much higher. The former MPs want political parties to make it a bottom line to reintroduce the scheme after the election. No party can credibly commit to that. Where would they find $13 billion, other than by making the country's already worrying structural deficit even worse and adding to our already far-too-large debt? Chippy will make noises about bringing it back, but press him a little harder - ask him where he's going to find the money - and you don't get any sufficient answers. Ultimately, that's where the argument ends - where do you find the money? Yes, it was bad lawmaking. Yes, people were hurt by it. Yes, it's fair to criticise. But where do you get the money? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Budget digital pianos now pack premium features like weighted keys, authentic sound engines, and Bluetooth connectivity - all under $500. Experts compare top designs and reveal why weighted keys matter for building real technique.Info: https://www.samash.com/spotlight/5-best-digital-pianos-under-500-in-2025 Sam Ash City: Hicksville Address: 278 Duffy Ave Website: https://www.samash.com/

Today's BizNews Daybreak, hosted by Alec Hogg, covers sweeping international developments, market-rattling AI advancements, and crucial South African economic updates. Here is a breakdown of the key stories: Global Tariffs & Geopolitics: The White House is preparing a formal directive to increase the global tariff rate to 15%. Additionally, tensions between the US and Iran remain high, with the primary risk being the potential blockage of oil delivery from the Gulf Coast, which could push oil prices to $100. AI Disruptions & Market Moves: IBM shares tumbled 13% after Anthropic announced that its Claude code tool can modernize the Cobalt software language. This AI disruption led author Nassim Taleb to warn of impending software bankruptcies. On the M&A front, Paramount raised its all-cash bid to buy Warner Bros Discovery to $30 a share. Gold & Crypto: Gold surged 3% overnight to reach $5,250 an ounce. In contrast, Bitcoin lost 4%, dropping to $63,500. UK Political Scandal: UK police arrested Peter Mandelson, the former British ambassador to the US, on suspicion of misconduct in public office. This arrest follows the release of emails allegedly showing him forwarding government information to Jeffrey Epstein. South Africa's Budget Windfall: Finance Minister Enoch Godongwana will present the national budget with an estimated R50 billion windfall in additional revenue, driven by high gold and platinum commodity prices. Economist Dawie Roodt advises using these funds to cut corporate taxes and adjust personal income tax brackets, warning heavily against using the surplus to increase government spending. Local Parliamentary Inquiries: The ad hoc committee investigating police and political capture has drawn heavy criticism. Ian Cameron expressed disappointment, stating the proceedings resembled a "soap opera" driven by TikTok likes instead of serious questioning.

In today's BizNews Premium Editor's Desk, Alec Hogg looks behind the curtain ahead of Budget lock-up — why South Africa's state has become too big, what a shrinking GDP-per-capita scoreboard signals, and what to watch for in the Minister's numbers. He also flags a sobering Financial Times read on Donald Trump's Iran dilemma and the rising risk of conflict, and ends with a practical Economist explainer on HRV — the wearable metric that may be the best indicator of overall health.

Tonight's BizNews Briefing spans energy, markets and policy. Thomas Garner explains why Eskom warns load-shedding could return in 2029 and what needs to change to prevent it. A SENS round-up then tracks improving property momentum, Aveng's return to profit, Super Group's resilience and a sharp drop in liquidations data. Bloomberg's Nassim Taleb warns that today's AI leaders may not remain tomorrow's winners, before Dawie Roodt previews Wednesday's Budget — with the revenue overrun the key swing factor.

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NYC-DSA co-chairs Grace Mausser and Gustavo Gordillo respond to Mayor Mamdani's preliminary budget and tax hike proposals, as well as some recent policies, like restarting sweeps of homeless encampments. Photo: Mayor Zohran Kwame Mamdani releases the Fiscal Year (FY) 2027 Preliminary Budget. City Hall. Tuesday, February 17, 2026. Credit: Ed Reed/Mayoral Photography Office.

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How do you allocate a new church build budget between Audio, Video, and Lighting? And at what church size does production start to get exponentially more expensive?In this episode, we sit down with Aaron Ruse (former Technical Director at Saddleback Church and FOH engineer for Matt Redman) to break down the reality of modern church production. Before diving into the interview, the guys react to the massive production behind the Super Bowl Halftime Show.In this episode you'll hear: 0:00 Production Breakdown: Super Bowl Halftime Show4:25 Aaron Ruse (Saddleback Church / Sweetwater) Joins8:30 Aaron's Start in Church Production13:00 What It Takes to Mix FOH for Matt Redman14:30 Church Tech: What Has Changed in 20 Years (And What Hasn't)18:00 Essential Skills for Managing an LED Wall19:40 Production Trends to Embrace (and Which to Avoid)26:00 Acoustic Treatment Strategies for Worship Spaces34:00 The "Breaking Point" Where Production Costs Skyrocket38:45 Allocating Your AVL Budget: Audio vs. Video vs. Lighting43:00 Church Tech Disaster Story46:00 Tech Takeaway: Fostering Authentic WorshipGet chapter one of Toby's new book "Sacred Spaces, Modern Production" here. Resources for your Church Tech Ministry Sell Us Gear: Does your church have used gear that you need to convert into new ministry dollars? We can make you an offer here. Buy Our Gear: Do you need some production gear but lack the budget to buy new gear? You can shop our gear store here. Connect with us: Sales Bulletin: Get better deals than the public and get them earlier too here! Early Service: Get our best gear before it goes live on our site here. Instagram: Hangout with us on the gram here! Reviews: Leaving us a review on the podcast player you're listening to us on really helps the show. If you enjoyed this episode, you can say thank you with a review!