Podcasts about Budget

Balance sheet or statement of estimated receipts and expenditures

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    On the Media
    Donald Trump's 'Darth Vader.' Plus, the Normalization of White Nationalist Nick Fuentes.

    On the Media

    Play Episode Listen Later Oct 24, 2025 51:36


    The federal government shutdown has entered its fourth week. On this week's On the Media, hear about the man who is laying off four thousand federal workers this month, whom some call a “shadow president.” Plus, a white nationalist influencer reveals how fast the Republican party is shifting right. [02:21]  Host Brooke Gladstone sits down with Andy Kroll, a reporter covering justice and the rule of law at ProPublica, to discuss Russell Vought, the director of a little-known, but powerful office inside the White House. [20:23] Host Micah Loewinger speaks with Ben Lorber, a senior research analyst at Political Research Associates, about his work tracking Nick Fuentes, the Gen Z white nationalist influencer, since 2019 – and why he's not convinced that Fuentes is as powerful as he claims to be.[38:13] Host Micah Loewinger called up Gregorio Olivares Gutierrez, a junior and student journalist at the University of Texas, Dallas, to talk about the turmoil between campus newsrooms and their administrations over covering student protests.Further reading / listening:“The Shadow President,” by Andy KrollSafety through Solidarity: A Radical Guide to Fighting Antisemitism, by Shane Burley and Ben Lorber  On the Media is supported by listeners like you. Support OTM by donating today (https://pledge.wnyc.org/support/otm). Follow our show on Instagram, Twitter and Facebook @onthemedia, and share your thoughts with us by emailing onthemedia@wnyc.org.

    The Nine Club With Chris Roberts
    Live #96 - Josh Kalis 30 Years Pro, Antihero's "Daan Canaria", Tampa Am 2025

    The Nine Club With Chris Roberts

    Play Episode Listen Later Oct 24, 2025 141:25


    In episode #96 we talk about Tampa Am 2025, Call with Josh Kalis, Budget Or Buttery, we take calls from The Nine Club Hotline, Antihero's "Daan Canaria" Video and much more! Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/joinNew Merch: https://thenineclub.com Sponsored By: AG1: Get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1Travel Packs, a shaker, canister, scoop & bottle of AG Vitamin D3+K2. https://drinkag1.com/nineclub LMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclub Woodward: Save $100 off summer camp with code NINECLUB. https://www.woodwardpa.com Bear Mattress: Delivered to your door with easy setup. Use code NINECLUB for 40% off your order. https://www.bearmattress.com Monster Energy: Monster Energy's got the punch you need to stay focused and fired up. https://www.monsterenergy.com Skullcandy: Feel the music with Skullcandy's custom-tuned audio—from the lyrics in your soul to the bass in your bones. https://www.skullcandy.com Yeti: Built for the wild, Yeti keeps you ready for any adventure. https://www.yeti.com éS Footwear: Get 20% off your purchase using our code NINECLUB or use our custom link. https://esskateboarding.com/NINECLUB Get 3 months of Full Self-Driving (Supervised) or $250 in Tesla Credits, or $400 off Solar Panel installation with my referral link: https://ts.la/chris39639 Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Timestamps (00:00:00) Nine Club Live #96 (00:03:00) The Gang is all back (00:04:40) Tampa Am 2025 Discussion (00:26:25) Exposure contest Nov 1 & 2 (00:30:00) Josh Kalis DGK Blind Bag boards (00:40:00) Josh Kalis DGK Blind Bag Reveal (01:00:00) Josh Kalis in Photosynthesis (01:19:00) Nine Club Hotline (01:27:00) Budget or Buttery (01:40:00) Surprise Silak package from Kalis (01:49:00) Antihero's Daan Canaria (02:12:00) It's all Gravy, thank you Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Jim Hill Media Podcast Network
    How a Budget Cut Created Back to the Future's Lightning Strike Moment (Ep. 74)

    The Jim Hill Media Podcast Network

    Play Episode Listen Later Oct 24, 2025 51:34


    Jim Hill and Eric Hersey celebrate Back to the Future Day by revealing how one of cinema's most iconic moments, the lightning strike finale, was born from a Universal Studios budget cut. Plus, the duo unwrap the latest holiday news from Universal Orlando and Hollywood, discuss a controversial new “pay-per-ride” Express Pass test, and share updates from the Wicked movie preview at the parks. Universal's 2024 holiday celebrations at Orlando and Hollywood Super Nintendo World's first-ever holiday overlay and exclusive merch Why Universal is testing single-ride Express Passes and what it could mean for guests Michael J. Fox's new memoir and his first trip to Universal Studios Hollywood How a budget cut led to Back to the Future's unforgettable lightning strike finale Even 40 years later, Back to the Future proves that great ideas and great movies are timeless. Follow Eric on X and Instagram @EricHersey Follow Jim on X and Instagram @JimHillMedia Unlocked Magic Unlocked Magic, powered by DVC Rental Store and DVC Resale Market, offers exclusive Disney & Universal ticket savings with TRUSTED service and authenticity. With over $10 MILLION in ticket sales, use Unlocked Magic to get the BIGGEST SAVINGS. ⁠⁠⁠⁠⁠Learn More Learn more about your ad choices. Visit megaphone.fm/adchoices

    AppleInsider Podcast
    Apple Vision Pro, iPad Pro, and external SSDs on a budget, on the AppleInsider Podcast

    AppleInsider Podcast

    Play Episode Listen Later Oct 24, 2025 62:17


    There's still more to find out about the M5 updates to the Apple Vision Pro and iPad Pro, plus so many rumors about the future of the iPhone -- and also just why we are able to update the storage on certain Macs.Contact your hosts:@williamgallagher_ on Threads@WGallagher on TwitterWilliam's 58keys on YouTubeWilliam Gallagher on emailMike Wuerthele on emailSponsored by:Square: To learn more, go support your favorite neighborhood spot and see what Square has been up toin your neck of the woods. And then if you have extra time, check out square.com/go/appleinsider.Claude by Anthropic: Get 50% off your first three months of Claude Pro at Claude.ai/appleinsiderNordStellar: go to nordstellar.com/appleinsider and use coupon code appleinsider-10 to get a 10% discountLinks from the Show:How much faster is M5 versus M4?After the iPhone Fold, expect bezel-free & flip models in 2027 and 2028Relax - Apple tweaking production numbers on new iPhone models is normalDeep production cutbacks again rumored to hit iPhone Air supply chainWells Fargo hikes AAPL target to $290 on high AI expectationsiPhone 17 demand continues to beat analyst expectationsNew Apple Vision Pro developer strap moves data 40x faster than beforeNew Apple Vision Pro with M5 doubles refresh rate of Mac Virtual DisplayHow to make your own external SSD: Boost your Mac's storage cheaplyJon Prosser pushes back after reports claim he ignored Apple lawsuitJudges seems sympathetic to Apple in App Store appeal hearingFolding iPad release may have been delayed until 2029Anniversary iPhone 20 rumored to launch months earlier than expectediPhone 18 A20 chip will cost TSMC a lot more to makeGM ridiculously thinks that not offering CarPlay in future cars is 'Jobsian'Support the show:Support the show on Patreon or Apple Podcasts to get ad-free episodes every week, access to our private Discord channel, and early release of the show! We would also appreciate a 5-star rating and review in Apple PodcastsMore AppleInsider podcastsTune in to our HomeKit Insider podcast covering the latest news, products, apps and everything HomeKit related. Subscribe in Apple Podcasts, Overcast, or just search for HomeKit Insider wherever you get your podcasts.Subscribe and listen to our AppleInsider Daily podcast for the latest Apple news Monday through Friday. You can find it on Apple Podcasts, Overcast, or anywhere you listen to podcasts.Those interested in sponsoring the show can reach out to us at: advertising@appleinsider.com (00:00) - Intro (01:08) - iPhone Air is doomed (10:45) - Analysts and the iPhone 17 (14:41) - Economical SSD (26:35) - Games and the Apple Vision Pro developer strap (38:35) - Mac on Apple Vision Pro (44:37) - M5 iPad Pro (46:57) - Jon Prosser (51:32) - Pink/Orange (54:35) - Foldable iPad and future iPhones ★ Support this podcast on Patreon ★

    Financial Audit with Caleb Hammer
    Financial Audit's First Furry

    Financial Audit with Caleb Hammer

    Play Episode Listen Later Oct 24, 2025 97:13


    Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow ⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp ⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
    Divorcing Without Drama: Real Coaching on Shared Debt, Separate Accounts, and Transitioning to a Solo Budget | 477

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

    Play Episode Listen Later Oct 24, 2025 20:15


    Snag Our Simplified Budget System!Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn't have to mean financial chaos.In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who's in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own.Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You'll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized.If you're trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence.

    MoneyWise on Oneplace.com
    What We Receive When We Give

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 24, 2025 24:57


    When you buy something, it's a simple transaction—money goes out, and something tangible comes back in. But giving is different. Scripture tells us that when we give, we also receive—but not always in the way we expect. The return God promises isn't measured in bank balances or possessions. It's measured in freedom, joy, and purpose.Many people hear the phrase “give to receive” and imagine a divine transaction: give to God or others, and blessings—perhaps even financial—will return. But biblically, generosity is never a get-rich scheme. It's an invitation to live the kind of life God designed for us—a life marked by open hands and open hearts.God's Kingdom Is Not a Vending MachineSome interpret verses like Luke 6:38 (“Give, and it will be given to you”) as a spiritual formula: “If I give, God owes me something.” But this is a distortion of Jesus' teaching. God isn't running a cosmic vending machine where our dollars purchase His favor.Instead, He invites us to live differently—to find life not in what we keep but in what we release. If money itself were the ultimate reward, God would be reinforcing the very idol He seeks to break in our hearts. Jesus reminds us in Luke 12:15, “One's life does not consist in the abundance of possessions.” That truth echoes through every page of Scripture: generosity is not about loss—it's about liberation.What We Actually Receive When We GiveSo, if giving isn't transactional, what does Scripture say we receive in return? The Bible highlights three beautiful gifts that generosity brings.1. We Receive FreedomMoney has a unique power to capture our hearts. Jesus warned, “You cannot serve God and money” (Matthew 6:24). Every act of generosity is a declaration of allegiance: we are not owned by our wealth. Giving loosens money's grip and frees us to serve a greater Master.2. We Receive JoyIn Acts 20:35, Paul quotes Jesus saying, “It is more blessed to give than to receive.” True joy doesn't come from what we accumulate—it comes from participating in God's generosity. John Bunyan put it this way: “You have not lived today until you have done something for someone who can never repay you.”3. We Receive PurposeWhen we give, we join God's mission in the world. Paul writes in 2 Corinthians 9:11, “You will be enriched in every way to be generous in every way.” The goal isn't self-enrichment—it's being a conduit of blessing. Generosity connects our story to God's story, reminding us that every resource we have is meant to reflect His generous heart.Giving Flows from GraceIf we're honest, our motives for giving can become mixed. We might give to feel good, earn approval, or to gain favor with God. But the gospel frees us from all of that. Ephesians 2:8–10 makes it clear: we're saved by grace, not by works. Our generosity is not a means of earning God's love—it's a response to already having it.Once we understand that truth, giving transforms from obligation into worship. We don't give to get something back. We give because we've already received everything in Christ.At the center of our faith stands Jesus—the One who gave everything. Paul captures it beautifully in 2 Corinthians 8:9:“For you know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Jesus didn't give to gain something for Himself. He gave because of love. Through His sacrifice, we received reconciliation with God and eternal life in His Kingdom—riches far beyond material wealth.When our giving mirrors His, our motivation becomes love, not return. And in that kind of giving, we experience the true riches of life in Christ.Living With Open HandsEven when generosity brings blessing, the return is never shallow or predictable. We don't give to multiply our possessions—we give to multiply love, freedom, and trust.Every act of giving draws us deeper into God's life—freeing us from greed, filling us with joy, anchoring us in purpose, and reminding us that He is our ultimate treasure.The world says, “Give so you can get.” The gospel says, “Give because you've already been given everything.”When we live with open hands, we discover that the richest life is the one fully surrendered to God.On Today's Program, Rob Answers Listener Questions:My wife had student loans before we got married, and the balance has now grown to about $65,000. I didn't realize how much debt she had until recently, and it's been hard to manage on our income—especially since her payments are currently set to $0 through an income-based repayment plan. How should we approach this situation, and what can we do to manage or reduce this debt given our financial limitations?I've been giving to my church using funds from my Required Minimum Distribution, even though I'm still working. Someone recently asked why I'm taking RMDs if I'm not yet required to. Do I have to take RMDs from my retirement plan while I'm still employed, or do the rules only apply to my IRA?I have both a Roth IRA and a brokerage account that I'd like to transfer to a new investment firm. The accounts have been open for more than five years. If I move my Roth IRA, does that five-year clock restart, or does the time I've already had it stay intact?I recently received an inheritance of about $200,000 after my father's passing. My mortgage balance is around $175,000. I don't have any other debt, but I do have five kids at different stages of life, including some in college, and I haven't saved much for retirement. Should I use the inheritance to pay off the mortgage and invest the remaining amount, or keep the mortgage and invest the entire amount for the future? What's the best move for my family right now?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    FT Politics
    Budget, boats and a by-election

    FT Politics

    Play Episode Listen Later Oct 24, 2025 28:43


    Chancellor Rachel Reeves received a rare bit of good news from lower inflation statistics this week, which could reduce government borrowing ahead of the November Budget. But the uphill struggle to improve Labour's standing in the polls continues after a drubbing in Caerphilly, the embarrassing failure of the one-in-one-out migrant policy and the chaotic start to the grooming gang inquiry. Host George Parker is on hand to dissect the week along with deputy political editor Jim Pickard, UK chief political commentator Robert Shrimsley and the FT's northern England correspondent Jennifer Williams. Plus, is the King getting poor advice from the PM over Prince Andrew in the wake of further damaging revelations about the prince's links to Jeffrey Epstein?Follow George on Bluesky or X: @georgewparker.bsky.social, @GeorgeWParker; Robert: @robertshrimsley or @robertshrimsley.bsky.social; Jen on X @JenWilliamsMEN and Jim on X @PickardJEWant more? Labour suffers seismic by-election defeat to Plaid Cymru in CaerphillyUK borrowing costs fall in boost for Rachel ReevesReeves vows to clear way for BoE rate cuts with cost of living pledgeGrooming gang victims call for minister to resignA defining crisis for Britain's royalsBritain's flawed support for Jaguar Land RoverClips from: Sky & Parliament Live TVSign up here for Stephen Bush's morning newsletter Inside Politics for straight-talking insight into the stories that matter, plus puns and tongue (mostly) in cheek. Get 30 days free.Our email address is politicalfix@ft.comPresented by George Parker. Produced by Clare Williamson. The executive producer is Flo Phillips. Audio mix and original music by Breen Turner. The FT's acting head of audio is Manuela Saragosa. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

    Inspired Budget
    #231: Using ChatGPT to Find Your Next Side Hustle (with Nick Loper)

    Inspired Budget

    Play Episode Listen Later Oct 23, 2025 37:36


    Ever wish someone could just hand you a list of side hustle ideas that actually fit your skills and schedule? In this episode, Nick Loper, host of The Side Hustle Show, shows us how to do exactly that with the help of AI.Nick has a free worksheet that pairs with ChatGPT to brainstorm side hustle ideas. We test it live during our conversation using my own skills and interests. The result? A list of realistic, personalized ways to make extra money that I never would have thought of on my own.If you've been stuck on “what could I even do?” this episode will help you see how AI can take the guesswork out and give you a real starting point.Links and resourcesNick's free worksheet: sidehustlenation.com/allisonNick's podcast: The Side Hustle Show30 Ways to Make Extra Money for ChristmasYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

    Women in the Middle: Loving Life After 50 - Midlife Podcast
    EP #430: How to Get Out of Debt, Save & Invest without a Strict Budget in Midlife

    Women in the Middle: Loving Life After 50 - Midlife Podcast

    Play Episode Listen Later Oct 23, 2025 37:18


    Today's episode is about how to get out of debt, save & invest without a strict budget in midlife with Germaine Foley. We're exploring midlife money mindset and how to create the financial future that feels right to you. My guest is Germaine Foley.  Germaine is a Certified Life and Money Coach for women who make good money but aren't building wealth. She helps them take control of their finances and build wealth without losing the freedom to travel &/or buy nice things. Learn more: https://suzyrosenstein.com/podcast/ep-430-how-to-get-out-of-debt-save-invest-without-a-strict-budget-in-midlife/

    Your Path to Nonprofit Leadership
    339: Retention on a Budget – 5 Smart Ways to Keep Your Best People (Rachel Platt)

    Your Path to Nonprofit Leadership

    Play Episode Listen Later Oct 23, 2025 39:25


    339: Retention on a Budget – 5 Smart Ways to Keep Your Best People (Rachel Platt)SUMMARYSpecial thanks to TowneBank for bringing these conversations to life and for their ongoing support of Your Path to Nonprofit Leadership and their commitment to strengthening nonprofit organizations. Learn more about how they can help you at TowneBank.com/NonprofitBanking.How can you retain your best people when your nonprofit doesn't have the budget for big raises or flashy perks? In episode 339 of Your Path to Nonprofit Leadership, Rachel Platt, Founder of PLATTinum Consulting in Washington, DC, shares five smart, low-cost strategies any organization can use to strengthen staff engagement and reduce turnover. Drawing from her extensive background in HR, organizational culture, and nonprofit management, Rachel outlines simple yet powerful tools to boost morale, productivity, and connection. From her Teaching Tuesdays and Focus Fridays concepts to new approaches for recognition, communication, and workload balance, she demonstrates how creative leaders can build trust and loyalty - without spending a dime.ABOUT RACHELRachel Platt brings more than 20 years of experience helping organizations and individuals achieve enduring success through strategic human resources leadership. Before founding PLATTinum Consulting in 2018, she served as a Chief Human Resources Officer, Vice President, and Regional Director across diverse industries - building a reputation for creating pragmatic, people-centered solutions to complex organizational challenges. Through PLATTinum Consulting, a certified Women's Business Enterprise (WBE), Rachel helps small and medium-sized nonprofits and businesses nationwide strengthen their people strategy. Her work focuses on employee engagement, leadership development, culture assessment and improvement, performance management, staff training, communications, talent acquisition, inclusion, and coaching.EPISODE TOPICS & RESOURCESStrong Ground by Brené BrownLearn more about PLATTinum Consulting at plattinumconsulting.comReady for your next leadership opportunity? Visit our partners at Armstrong McGuire & Associates at armstrongmcguire.comLearn more about the Mastermind Leadership Development Program – now accepting applications for all three 2026 cohorts at PMAnonprofit.com/mastermind

    MoneyWise on Oneplace.com
    How Faith Shapes a Legacy of Giving with Boyd Bailey

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 23, 2025 24:57


    Did you know that over the next two decades, trillions of dollars will pass from one generation to the next?The question is—what kind of legacy will that transfer leave behind? Today, Boyd Bailey joins us to talk about how generosity is about more than dollars—it's about discipleship, financial literacy, and passing on wisdom along with wealth.Boyd Bailey is the President of the National Christian Foundation (NCF) in Georgia, an underwriter of Faith and Finance. He is also the author of several books, including his latest, The Power of Generosity: Experiencing God's Amazing Abundance – How to Change the World Through Acts of Kindness.What Makes NCF UniqueFounded in 1982 by Larry Burkett, Ron Blue, and Terry Parker, the National Christian Foundation (NCF) has helped mobilize over $21 billion for more than 90,000 charities and ministries worldwide.From the beginning, NCF has understood that when you carry Christian in your name, you also carry a sacred responsibility. Their mission is to walk alongside believers—to help them make the most of what God has entrusted to them—and they always start with the heart.Before discussing strategy, NCF encourages donors to discern God's call on their generosity through prayerful consideration. Only after that heart work do they explore practical tools—how to give wisely, save on taxes, and maximize Kingdom impact.One of NCF's most effective tools is the Giving Fund, a type of donor-advised fund that functions like a “charitable checking account.” Even with limited tech experience, you can open a Giving Fund online in less than a minute. It makes giving spontaneous and simple—whether you're inspired at a church service or a fundraising dinner.But convenience isn't the goal—discipleship is. Many families establish Giving Funds for their children, helping them embark on their own journey of generosity. And NCF encourages creative giving, too—through appreciated stock, real estate, or even a business interest—allowing donors to give more while paying less in taxes.Generosity and Wise StewardshipStewardship and generosity aren't opposites—they're two sides of the same coin. Stewardship manages what God provides; generosity releases it for His purposes. Without generosity, stewardship is incomplete.As Paul writes in 1 Timothy 6:17–18, believers are to “put their hope in God, who richly provides,” and to “be rich in good deeds.” Generosity, then, isn't just about giving—it's about protecting our hearts from the idols of wealth and security that compete for our devotion.For those struggling to give during uncertain times, it helps to broaden the definition of generosity. It's not limited to money—it also includes time, attention, and hospitality.Still, fear and busyness often prevent families from discussing giving or wealth transfer. The best approach? Plan early. Invite everyone. Don't go it alone. Bring in a trusted advisor or friend to help facilitate the conversation. Why wait until after you're gone for your kids to experience the joy of giving? Use your influence now to model Kingdom-minded generosity.A Simple Way to StartAs year-end approaches, consider whether an NCF Giving Fund could help you take your next faithful step in generosity. It's simple to set up, easy to use, and profoundly impactful for both you and those you bless.To learn more—or to open your own Giving Fund—visit FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:My husband and I are helping our young adult son build credit. I've heard you discuss secured credit cards, but I'm also curious about whether utility bills can serve a similar purpose. You mentioned something about reporting—where does that information actually go when utilities are reported? Also, my husband and I have been debt-free for years—not even a mortgage. We share one credit card, and he was listed on it with me. We thought that would help both of our credit scores, but recently discovered that his credit disappeared. Do we need to specifically list him as an “authorized user” for it to be counted toward his credit history? I'm not sure what went wrong.I'm considering changing financial advisors and would like to understand the key concerns to keep in mind—whether it's switching to a new advisor within the same company or transferring my investments to a different institution. How does that process work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)The Power of Generosity: Experiencing God's Amazing Abundance – How to Change the World Through Acts of Kindness by Boyd BaileyExperian BoostWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Food FAQ - Learn How to Cook: Cooking, Kitchen Tips, and Lots of Love
    Quick Family Dinner ⌚ Budget-Friendly Weeknight Pasta Idea (That's actually good)!

    Food FAQ - Learn How to Cook: Cooking, Kitchen Tips, and Lots of Love

    Play Episode Listen Later Oct 23, 2025 13:26 Transcription Available


    Forget boring spaghetti night. This quick pasta recipe is the gourmet pasta on a budget you deserve!

    MoneyWise on Oneplace.com
    Talking to Your Advisor About Faith-Based Investing with Josh Bean

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 22, 2025 24:57


    Did you know your financial advisor can actually help you invest in ways that reflect your faith?Advisors do more than just help you hit financial targets—they can also guide you in making a lasting impact with your investments. Today, Josh Bean joins us to share how to start the conversation about faith-based investing.Josh Bean is the National Sales Manager for Praxis Investment Management, an underwriter of Faith & Finance.25 Years of Change in Faith-Based InvestingAbout 25 years ago, Praxis conducted its first major study on faith-based investing. This year, they decided to revisit that research and see how investor attitudes have evolved.Partnering with Bellomy Market Research, the Praxis team surveyed over 1,000 individual investors and 400 financial advisors to explore the motivations, opportunities, and concerns surrounding faith-aligned portfolios.The exciting part is that the results confirmed what they've believed all along: people genuinely want to align their investments with what matters most to them. You can explore the full report at PraxisInvests.com/FaithBasedInvesting.According to the study, nearly half of all investors—48%—have already aligned their portfolios with their faith or are interested in doing so. What's striking is that this number encompasses all investors, not just those with a religious background.People see investing as more than performance—it's about purpose. They want their portfolios to reflect their convictions.The Advisor Gap: 78% Want Guidance, But Only 9% Are AskedPerhaps the most surprising finding is the communication gap between clients and advisors.78% of investors said it's important for their advisor to discuss faith-aligned options, but only 9% of advisors say they actually bring it up.That gap is one of the biggest barriers to growth. Investors are eager. Advisors often just don't know how to start the conversation. That's where firms like Praxis can help bridge the gap.One reason some advisors hesitate? The lingering myth that values-driven investing means sacrificing returns.That's just not the case anymore. At Praxis, they aim for benchmark-like returns through diversified, optimized portfolios. They screen out approximately 15% of companies that don't align with their values and incorporate positive impact strategies—all while closely tracking performance.This approach isn't just about numbers—it's about stewardship. In the Parable of the Talents, Jesus commends the faithful servants who wisely managed what they were given. That's our model—faithful stewardship with Kingdom impact.An Expanding Landscape of Faith-Based OptionsFaith-based investing has come a long way. What once seemed niche now includes mutual funds, ETFs, and multi-fund portfolios that reflect a range of Christian values and causes.Investors today can build diversified, competitive portfolios entirely within the faith-based space. There are more options—and better tools—than ever before.Among those tools are screening systems that allow investors to exclude companies that conflict with biblical values or to include those that make a positive social or environmental impact.Taking the First Step: Talk With Your AdvisorFor those new to this space, start the conversation. Ask your advisor, Can my faith be reflected in my investment strategy? That one question could open the door to an entirely new way of stewarding your money.To help, Praxis has created a free Faith-Based Investing brochure, available at PraxisInvests.com/FaithBasedInvesting. It provides practical guidance on initiating faith-aligned conversations with your financial advisor.And if you'd like to find a Certified Kingdom Advisor who specializes in Faith-Based Investing, you can visit FindACKA.com. On Today's Program, Rob Answers Listener Questions:I'm 82 years old and recently got a cold call from someone asking if I'd like to sell my house for cash. I don't owe anything on it—just pay for homeowners' insurance and utilities. Since God has blessed me to live mortgage-free, should I even consider their offer?I'm considering taking out a $20,000 loan, but I'd rather not use a home equity loan, even though my credit is good. I was thinking of a personal loan through Bank of America instead. My husband is retired, and I'm the only one working—so which option would be more cost-effective for us?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementReport on Faith-Based Investing from PraxisWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Service Business Mastery - Business Tips and Strategies for the Service Industry
    The Smart Tech Plan for Contractors to Budget 3% to 6% and Stop Overspending with Jenny Benbrook

    Service Business Mastery - Business Tips and Strategies for the Service Industry

    Play Episode Listen Later Oct 22, 2025 54:14


    SicEm365 Radio
    Hot Seat Checkin, Big 12 “Mojo” Rankings, West Virginia Budget | 10.22.2025

    SicEm365 Radio

    Play Episode Listen Later Oct 22, 2025 171:24


    Rundown: (0:51:00) Big 12 Picks (1:10:30) Tim Brando, Fox Sports (1:35:00) Big 12 “Mojo” Rankings (2:09:00) Zach Gelb, Infinity Sports Network (2:20:00) Super Chat's/Quizzes/Poll Results Learn more about your ad choices. Visit megaphone.fm/adchoices

    Financially Naked
    REPLAY: Gift Giving On A Budget

    Financially Naked

    Play Episode Listen Later Oct 22, 2025 22:03


    We're taking some time to highlight our best Gymsplain Episodes.On this episode Kadri and Sam dive into creative and budget-friendly ways to approach holiday gift-giving. They share their personal perspectives on setting gift budgets, prioritizing thoughtfulness, and planning ahead to avoid last-minute stress and overspending. Whether it's leveraging credit card rewards, making DIY gifts, or gifting meaningful experiences, Kadri and Sam provide plenty of ideas to help you celebrate the season without breaking the bank.  For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.    

    The Everyday Bucket List Podcast
    #135 Don't Ghost These 6 Must-try Travel Bucket List Ideas That Will Blow You Away

    The Everyday Bucket List Podcast

    Play Episode Listen Later Oct 22, 2025 18:49


    #135 Don't ghost your bucket list — explore epic geographic locations, natural wonders, and real-life castles that are worth showing up for! Not sure where to start? Listen in! Straddle the Earth's dividing lines Witness some of nature's rarest wonders Explore castles around the world In this episode of The Everyday Bucket List Podcast, we're uncovering hauntingly good bucket list ideas you definitely don't want to ghost. Today, we're exploring travel experiences that are too unforgettable to ignore — places you shouldn't ghost if you care about wonder, history, and perspective. From standing on the Prime Meridian and the Equator to wandering through ancient castles, these adventures reorient your view of the world. We also dive into rare natural phenomena like bioluminescent bays and seek out silent zones where the modern world fades away. Whether you're an amateur traveler chasing iconic observation decks, or an experienced globe trotter crossing legendary bridges, or somewhere inbetween following the seasons, this episode is your call to stop postponing and start exploring. Because some places don't just deserve a visit — they haunt you if you skip them.   CLICK THE LINKS BELOW OR CUT AND PASTE THEM INTO YOUR BROWSER: Read the blog post: Coming soon! Binge-listen to my Travel to New England Playlist https://bit.ly/3GEgETO Binge-listen to my Seasonal Bucket List playlist https://bit.ly/3SPiiVN   Listen to these episodes next: Create a Bucket List of Places to Visit in Chicago (Ep 81) 2 Days in Dublin: What to Do in and Around City Centre (Ep 104) Budget-friendly & Free Places to Visit in Edinburgh, Scotland (Ep 125) RESOURCES: Grab a copy of  The Everyday Bucket List Book https://amzn.to/3vwxz2K   Connect with me: Website: KarenCordaway.com Twitter (X): @KarenCordaway https://x.com/karencordaway Pinterest: @Everyday_Bucket_List https://www.pinterest.com/EverydayBucketList/ Tiktok: @Everyday_Bucket_List https://www.tiktok.com/@everyday_bucket_list   If you're enjoying this podcast, please rate and review it here. Let me know what you like about it so I know exactly what content to keep creating for you.  

    Signature Style Systems ~ Certified Personal Stylist, Image & Color Consultant, True Colour Expert

    Do you have a budget for your clothes?   Most style advice assumes the problem is overspending: closets overflowing with unworn items, tags still on. But when I polled my LinkedIn network, 86% said they don't buy enough clothes and wear things too long. In networking conversations, easily half the women I talk with budget exactly zero dollars for their own wardrobes.   Here's what generational theory reveals: Each generation absorbed specific messages about when it's "appropriate" to invest in appearance.

    How to Quit Your Job: A Mom's Guide to Creating a Life and Business You Love
    075. 3 Budget-Friendly Solutions for Building Accountability

    How to Quit Your Job: A Mom's Guide to Creating a Life and Business You Love

    Play Episode Listen Later Oct 22, 2025 25:24


    That gnawing feeling when another week slips by without progress on your business goals isn't a character flaw. The promise you made to yourself to finally write that business plan, record that podcast episode, or share your first offer sits untouched, and you're left wondering what's wrong with you. The truth is, you're not missing discipline or motivation. You're missing structure and accountability. Through working with brilliant moms who felt "broken" because they couldn't seem to follow through on their business goals, I've seen how creating simple accountability systems transforms everything.Tune in this week to discover why trying to "figure it out yourself" is actually costing you precious time and energy, and three ways to create accountability that actually works (even if you're on a budget). If you've been struggling to follow through on your business goals, this episode is your permission slip to stop doing it alone.For more information, transcript, and show notes, click here: jenna.coach/75Join me for a free strategy session by clicking here: https://mom.jenna.coach/applyYou're invited to join us every 2nd Thursday for my free Mom Entrepreneurs Circle. Sign up here: https://mom.jenna.coach/circleKeep up with me on LinkedIn here: https://www.linkedin.com/in/jenna-rykiel and Instagram here: https://www.instagram.com/jrykiel3If you enjoy the show, please follow, rate, review, and share the podcast! Your support helps the show reach moms just like you who are ready to quit their 9-to-5 in pursuit of a life and business they love. Click here for instructions on how to leave a review: https://jenna.coach/podcast/podcastlaunch

    Bad Dads Film Review
    Midweek Mention... Neighbours (Again)

    Bad Dads Film Review

    Play Episode Listen Later Oct 22, 2025 11:32


    You can now text us anonymously to leave feedback, suggest future content or simply hurl abuse at us. We'll read out any texts we receive on the show. Click here to try it out!Neighbours — Episode 234 (Charlene's Debut)We dove back into Ramsay Street for a pure hit of Aussie soap nostalgia: Neighbours ep. 234, a.k.a. the first-ever appearance of Charlene (a tiny, feral Kylie Minogue) breaking into a house and into British hearts.Why this episode slapsIconic entrance: Scott grabs a “burglar” in the window… hat comes off… “Charlene!” Cue destiny, perms, and pop superstardom.Peak mullet era: Two mullets before the first ad break. Oxygen levels dangerously low in those singlets.Budget telly charm: Cricket in the yard, sprinklers on, a helicopter shot that looks like a camcorder on a fishing line… and yes, a boom mic cameo at 4:42. Chef's kiss.Daphne's Café drama: Eviction threats, gender-role argy-bargy, and Shane trying to mansplain her out of a job. Meanwhile Paul Robinson is already scheming, smarming, and hair-gelling.Max's feelings summit: The blokiest man in Erinsborough attempts group therapy (“I read it in an American magazine”), gets laughed out of his own lounge. Bless.Faces you forgot were hereGuy Pearce looking about twelve and already magnetic.Jason Donovan 2.0 (post–mysterious-riverbed recast).The Robinson clan (Helen forever), and an army of future chart acts and horror-movie alumni warming up in the background.Stats & triviaAired (AU): 17 Apr 1986Aired (UK): 28 Sep 1987 (we waited 17 months for Kylie and still turned up in our millions)Episodes on IMDb: 9,300+ (and somehow all roads still lead back to Daphne's espresso machine)VerdictStill daft, still cozy, still weirdly gripping. The fashion is a hate crime and the production is held together with gaffer tape, but the charisma-to-cost ratio remains undefeated.Strong recommend. Now hum the theme tune and pretend you didn't.We love to hear from our listeners! By which I mean we tolerate it. If it hasn't been completely destroyed yet you can usually find us on twitter @dads_film, on Facebook Bad Dads Film Review, on email at baddadsjsy@gmail.com or on our website baddadsfilm.com. Until next time, we remain... Bad Dads

    City Cast Chicago
    Huge No Kings Crowd, 'Creative' Budget Ideas, and Spookiest Thing in Chicago

    City Cast Chicago

    Play Episode Listen Later Oct 21, 2025 33:53


    Over 100,000 people marched downtown Saturday during Chicago's No Kings protest. Executive producer Simone Alicea and host Jacoby Cochran recap the march and discuss ongoing court proceedings regarding the deployment of federal troops in Illinois. Plus, we're looking at Chicago Magazine's tongue-in-cheek “budget beaters” and ongoing results from our spookiest thing in Chicago poll. Good News: Dia de los Muertos Xicago Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Oct. 21 episode:  The Other Art Fair Broadway in Chicago Deborah's Place Window Nation MUBI Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

    ONE&ALL Daily Podcast
    Is it even a storm | Leah Klingseis

    ONE&ALL Daily Podcast

    Play Episode Listen Later Oct 21, 2025 4:37


    Pastor Leah Klingseis compares Jesus' parable of the wise and foolish builders to the security gained from a financial emergency fund, showing how consistent obedience to Jesus forms an unshakable life. When we practice His words, life's storms become less destabilizing and more manageable.

    MoneyWise on Oneplace.com
    How to Find Contentment in Christ, Not Money

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 21, 2025 24:57


    For many people, contentment feels just out of reach—always tied to the next raise, the next purchase, or the next season of life. Yet Scripture calls us to something deeper and more lasting: a contentment that doesn't depend on circumstances but rests in Christ Himself.Psalm 23 begins with a stunning declaration:“The Lord is my shepherd; I have all that I need.” — Psalm 23:1 (NLT)David's words remind us that contentment doesn't come from acquiring more but from trusting the One who provides. Just as sheep rest securely under the care of their shepherd, we can rest in God's faithful provision.True contentment isn't about suppressing desire—it's about redirecting it. When we find sufficiency in Christ rather than in money, possessions, or achievements, we're freed from the trap of covetousness and anchored in the truth that in Him, we already have all we truly need.The Ancient Lie of DiscontentmentDiscontentment has plagued humanity from the beginning. In Eden, Adam and Eve had everything they needed, yet the serpent's lie convinced them they lacked something essential. Discontentment still whispers, “God is holding out on you—you'd be better off if you had more.”Today, that same voice is amplified through advertising, social media, and cultural comparison. We scroll through highlight reels and feel our lives don't measure up. But Hebrews 13:5 offers the antidote:“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'”The cure for discontentment isn't having more—it's remembering that God is always with us.The Freedom of “Enough”Contentment is not resignation—it's liberation. It frees us from envy, overspending, and the crushing weight of comparison. Instead of striving endlessly for more, we learn to steward wisely what God has entrusted to us.Proverbs 30:8–9 captures this balanced perspective beautifully:“Give me neither poverty nor riches; feed me with the food that is needful for me…”The wise steward seeks enough—not excess. When we live this way, our financial decisions change. We spend with purpose. We give with joy. We save with peace. Contentment reorients money from being our master to being a tool for God's Kingdom.Think of the widow of Zarephath in 1 Kings 17. With only a handful of flour and a little oil left, she faced famine. Yet when Elijah asked her to make him a cake first, she trusted God's word—and He provided, not with overflowing barns, but with daily sufficiency.Or consider the Macedonian believers in 2 Corinthians 8. Paul wrote,“In a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity.”Despite having little, they gave with glad hearts because their contentment was in Christ, not in their circumstances.These examples remind us that contentment and generosity often go hand in hand. When we are satisfied in Christ, we're free to bless others.Trusting the God Who ProvidesAt the heart of contentment is trust. Jesus said in Matthew 6:25–26,“Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?”Contentment flows from believing that God knows what we need and delights to provide for His children. As Elisabeth Elliot once wrote, “The secret is Christ in me, not me in a different set of circumstances.”When Christ becomes our treasure, everything else finds its proper place.That's why Paul could say in 1 Timothy 6:6:“Godliness with contentment is great gain.”Contentment isn't a loss—it's true gain. It's the kind of wealth no market downturn can erase and no thief can steal. Choosing contentment doesn't mean settling for less; it means resting in the sufficiency of Christ.When we stop chasing “more” and start trusting God's daily provision, we discover freedom, peace, and joy. That's the essence of faithful stewardship—not just managing money, but aligning our hearts with the One who promises, “I will never leave you nor forsake you.”On Today's Program, Rob Answers Listener Questions:I own several rental properties and would like to leave one to each of my children. I still want to collect the rental income, but I'd like to avoid probate and ensure a smooth transition when I pass away. How can I set up a trust to do that, and what's the best way to move forward?I got divorced in my mid-50s and had to start over from scratch. I'm now 66 with a little over $37,000 in my 401(k), which I'm eligible to roll over into an IRA. I'd really like to invest that money through a biblically based firm, but most of the ones I've contacted require a minimum investment of $50,000. Do you have any suggestions? And how can I build my savings over the next four years? $37,000 won't last long.I'm retired, and my husband will be retiring soon. We don't have a lot saved, but he does have a 401(k) through work. We're unsure what to do with it or how to ensure we'll have enough to live on in retirement. Can you help us think through the next steps?I work with students, and I've offered to invest $4,000, allowing them to choose some stocks to learn how investing works. Since I'll keep the money but let them make the decisions, what's the best way to buy individual stocks for this kind of project?My daughter's credit score is around 625, and she's committed to improving it. My score is over 800, and I've heard that adding her as an authorized user on my credit card could help her. Can you explain how that works and whether it could affect either of our credit scores?I feel completely lost when it comes to finances, but I want to set my family up for success. Can you recommend a reliable resource or starting point for learning the basics of managing money wisely?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceFidelity | Charles Schwab | Robinhood | Public | Stash | SoFi InvestYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonMaster Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueRedeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Mamas Partnering with God - Christian Mom, Balance, Faith, Personal Finances, Life Coaching, Hope, Love, Joy
    140. 5 Verses to Pray Over Your Budget and Ask God for Help Sticking to It.

    Mamas Partnering with God - Christian Mom, Balance, Faith, Personal Finances, Life Coaching, Hope, Love, Joy

    Play Episode Listen Later Oct 21, 2025 29:23


    Hey Friend!    When it comes to budgeting and creating a plan around your money. It can be so easy to lean into your own knowledge and understanding first. To take the things that you know and put them into practice before going to God.    But God reminds us in Proverbs 3:5-6 to, “Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him and he will make your paths straight.”    That is why in today's episode I wanted to share the power of praying bible verses over your budget along with a few verses that you can start praying over your budget today. This will help you know what to say when you don't know what to pray about and will help you release control and start sticking to your budget by allowing God to give you his knowledge and direct your path instead of you.   So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence.  . . . Next Steps:  . Book a Call  . Join The Community  . Become an Insider . Questions? Email me at mollybenell@gmail.com

    The Baseline NBA Podcast
    Baseline Awards & 2025-26 NBA Honors Predictions ft. Jabari Davis

    The Baseline NBA Podcast

    Play Episode Listen Later Oct 21, 2025 78:24 Transcription Available


    It's award season on The Baseline Podcast! Cal, Shaw, and special guest Jabari Davis break down their 2025-26 NBA Award predictions — from Rookie of the Year to MVP — and debut a few exclusive Baseline Awards you won't hear anywhere else.

    Financial Pathway
    192. The “Hidden” Debt Killing Your Budget

    Financial Pathway

    Play Episode Listen Later Oct 21, 2025 15:54


    Author Morgan Housel's new book, The Art of Spending Money, argues that the way we spend money matters just as much as how we earn or invest it. And for many of us, the biggest culprit that's killing our budget doesn't even show up in a spreadsheet. Book link: https://www.amazon.com/Art-Spending-Money-Simple-Choices/dp/0593716620

    Nonprofit Mastermind Podcast
    Is Your Balanced Budget A Red Herring?

    Nonprofit Mastermind Podcast

    Play Episode Listen Later Oct 21, 2025 16:04


    We've been told that a balanced budget is the gold standard for nonprofit leadership — but what if that “balance” is actually hiding the cracks? In this episode, I break down why a neat, balanced budget isn't the safety net we think it is — and how it can actually create false confidence while your organization is already struggling behind the scenes.I'll walk you through a shift in mindset: from backward-looking bookkeeping to forward-thinking design. Whether you're building your first budget or revisiting old assumptions, this episode is about making sure your budget is more than a math exercise — it's a tool for resilience, clarity, and impact.What You'll Learn:Why a “balanced” budget can mask burnout, fragility, and slow collapseThe hidden costs most leaders forget to account for — and how to fix thatHow to shift from reactive budgeting to designing for the future you're building3 Key Takeaways:Balance isn't strategy. A budget that “works on paper” can still fail in practice.Invisible costs break budgets. Staff time, compliance, and leadership bandwidth need to be named and funded.Your budget is a design tool. It should reflect the organization you want to build — not just the one you've survived in.Step-by-Step: How to Build a Future-Oriented BudgetStop budgeting from last year's numbers. That just keeps you locked in survival mode. Use budgeting to design where you're going.Name the invisible costs. Include staff time for reporting, systems, and leadership — not just direct program expenses.Build for capacity, not just delivery. Fund the infrastructure that supports your work: technology, workflows, leadership development.Challenge false assumptions. Don't let beliefs like “we can't afford it” or “funders won't support that” dictate your priorities.Use your budget to declare what matters. If it's not in the budget, it's not part of the plan. Clarity brings support.Want to work together? Apply for the Next Level Nonprofit Mastermind, a high-touch coaching and training accelerator for established organizations that are ready to install a powerful nonprofit Operating System to sustain impact at scale. Budget under $800K? Join Elevate and get proven step-by-step playbooks + coaching support to build each of the core elements of your nonprofit's operating system - strategic clarity, a fundraising engine, a high-performance team, and an active and engaged board! Connect with me! LinkedIn Instagram YouTube

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
    The Budget Besties Method Step 6: Break Up With Debt — Stop Using Credit Cards, Pay Off Debt, and Stop Chasing Points With Borrowed Money! | 475

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

    Play Episode Listen Later Oct 20, 2025 11:41


    Snag Our Simplified Budget System!You make way too much money to be in this much debt — and we say that with love. ❤️If you're swiping your credit card for groceries, juggling balances between cards, and convincing yourself it's worth it “for the points,” this episode is for you. We're breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.Today, we're talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

    Practical(ly) Pastoring
    Oil, MLMs, and Continuing Ed: Mailbag Episode

    Practical(ly) Pastoring

    Play Episode Listen Later Oct 20, 2025 51:23


    Pastors' mailbag time. We tackle anointing with oil in James 5, where the ethical lines are with MLMs in church life, and smart ways to use continuing-ed budgets without wasting a dollar.Chapters00:00 Cold Open + Intro01:10 Mailbag Setup: today's questions03:00 Anointing with Oil (James 5): theology and practice19:30 When/How to anoint during services24:45 MLMs in Church: boundaries, policies, and wisdom41:20 Quick scenarios pastors face with MLM pressure45:40 Ad Read: Practically Pastoring Conference (Feb 9–11, 2026)47:00 Continuing Education on a Budget: plans that work1:04:00 Lightning-round resources and ideas1:08:15 Final thoughts and takeaways1:09:30 OutroPractically Pastoring Conference — Feb 9–11, 2026 at Lakeview Church. Early Bird $29. Use code JEFFHATESAI for $20 tickets. Learn more: practicallypastoringconference.comJoin the community- Facebook Group: Practically Pastoring- Subscribe here on the channel so you never miss an episode: https://www.youtube.com/@practicallypastoringLinks from the show:Listen anywhere: ⁠⁠https://practicallypastoring.com/⁠⁠Join our Facebook Group: ⁠https://www.facebook.com/groups/practicallypastoring⁠⁠Follow us in Instagram: ⁠⁠https://www.instagram.com/practicallypastoring⁠⁠

    The Tara Show
    Shutdown, Democrats' Budget Chaos & Trump's Peace Challenge

    The Tara Show

    Play Episode Listen Later Oct 20, 2025 8:19


    Tara dives into the government shutdown drama, exposing how Democrats are blocking their own budget—written by Chuck Schumer—to fight for expanded benefits for legal immigrants, while Republicans scramble to support the very budget they oppose in principle. She breaks down the absurdity of career politicians prioritizing polls over governance, and how ABC and other media are slowly admitting the truth. On the international stage, Tara examines Trump's role in Ukraine-Russia negotiations, highlighting the limits of presidential influence when NATO acts independently. She explains why removing tomahawk missiles was a smart move and why peace talks are complicated by NATO's ongoing operations against Russia, despite Trump's efforts.

    The Fit Mess
    How to Process Grief Using AI

    The Fit Mess

    Play Episode Listen Later Oct 20, 2025 54:14 Transcription Available


    Most men don't grieve. We "handle it" with substances, work, or just shoving it down until we're emotionally dead inside. John Kammer tried that approach for years after losing three of his closest friends. For some reason it didn't work. So he built Guardian [AI]ngels (guardianaingels.ai), an AI tool that lets you have conversations with digital representations of people you've lost. Not Ouija board nonsense. Actual therapeutic conversations that help you process grief, find resolution, and maybe (finally) cry. In this episode, we cover: → Why traditional grief therapy failed for John (and might be failing you) → How Guardian [AI]ngels works and what safeguards exist → The difference between processing grief and replacing reality → Using AI to practice difficult conversations before having them IRL → Whether you should build an AI version of your worst self (yes, seriously) This isn't your typical tech conversation. It's raw, it's uncomfortable, and it might just give you permission to finally feel something. ---- GUEST WEBSITE: www.guardianaingels.ai  ---- MORE FROM BROBOTS: Connect with us on Threads, Twitter, Instagram, Facebook, and Tiktok Subscribe to BROBOTS on Youtube Join our community in the BROBOTS Facebook group ---- LINKS TO OUR PARTNERS: Take control of how you'd like to feel with Apollo Neuro Explore the many benefits of cold therapy for your body with Nurecover Muse's Brain Sensing Headbands Improve Your Meditation Practice. Get started as a Certified Professional Life Coach! Get a Free One Year Supply of AG1 Vitamin D3+K2, 5 Travel Packs Revamp your life with Bulletproof Coffee You Need a Budget helps you quickly get out of debt, and save money faster! Start your own podcast!    

    Peter St Onge Podcast
    Ep 143 Weekly Roundup: China Trade War Blows Up

    Peter St Onge Podcast

    Play Episode Listen Later Oct 20, 2025 19:10


    Roundup of the Week's Top Stories in Economics and FreedomChina Trade War Blows UpNo Backpay for Federal WorkersSilver is SoaringPermanent Layoffs BeginHow the 1990's Balanced the BudgetRead the full article "How the 1990's Balanced the Budget" at https://www.profstonge.com/Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: CoinKiteProtect your Bitcoin with an Ultra-Secure Hardware WalletDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

    MoneyWise on Oneplace.com
    6 Money Dates for Married Couples with Dr. Shane Enete

    MoneyWise on Oneplace.com

    Play Episode Listen Later Oct 20, 2025 24:57


    Money and marriage—two things God designed to bless us, but they can also be two of the greatest sources of stress. What if we turned financial conflict into connection?Dr. Shane Enete joins us today to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.”Dr. Shane Enete is an Associate Professor of Finance at Biola University and founded the Biola Center for Financial Planning. He is also the author of the book Whole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy.Why You Need to Talk About Money—IntentionallyMany couples avoid conversations about money out of fear. A study of 2,000 couples found that half of them were uncomfortable discussing money because they worried it would lead to conflict. The irony is that by avoiding those talks, the conflict only deepens.On average, couples argue about money 58 times a year. But what if, instead of waiting for issues to flare up, you set aside regular time to talk about your finances together—proactively and prayerfully?That's the heart behind the idea of money dates. You might have to rip off the bandage at first, but we want to help couples make these conversations not just necessary—but enjoyable.Turning Financial Talks Into DatesThese aren't meant for finger-pointing but for course correction—a time to realign your financial goals with your values.But also, why not make it a date? Dating can be a lot of fun if you're intentional. So why not combine something enjoyable with something that's often uncomfortable? When you connect in a fun environment, even money talk becomes more meaningful.The key is consistency. Whether it's over dinner, coffee, or a quiet walk, having a regular rhythm of financial connection helps you stay on the same page as a couple—and deepens your trust.Money Date #1: Share Your Money StoryEvery person brings a financial backstory into marriage—habits, fears, and attitudes shaped by family and early experiences.Think of it as your money autobiography. Reflect on what you learned about money growing up, what messages you received from your parents, and how those experiences influence your decisions today.Take your spouse out for dinner and share those stories. You'll gain empathy and understanding for each other's perspectives. When you know your partner's money story, their spending or saving habits make a lot more sense.Try this: Ask each other, “What's your earliest memory of money?” The answers may surprise you—and bring you closer.Money Date #2: Give TogetherGenerosity is one of the most unifying acts a couple can experience. Here are a few ways to make generosity a shared journey:Set a giving goal. Track your progress as a family and celebrate milestones together.Join a giving circle. Partner with friends or your small group to pool resources for a cause you all care about.Create a stretch goal. As your income grows, commit to increasing your giving percentage over time.These conversations shift the focus from money as a source of stress to money as a means of Kingdom impact.Money Date #3: Cook the BooksThis one's both literal and figurative! Instead of going out, stay home and cook a meal together—or grab takeout for a picnic. Use the relaxed environment to talk about your budget rhythm:Who tracks expenses?What budgeting tools or apps will you use?How often will you review spending?The FaithFi app can help simplify this process. It lets couples track giving, spending, and saving all in one place—while keeping biblical wisdom at the center.Money Date #4: Check Your Credit (at the Spa!)Debt can carry emotional weight, so create a peaceful setting for this conversation. A spa day is perfect. It's relaxing—and you can often find affordable day passes.While you unwind, discuss:How much debt do you currently carry?How did your family handle debt growing up?What boundaries would you like to establish regarding credit use?This isn't about blame. It's about caring for each other and agreeing on a plan that both of you believe in.Money Date #5: Number Your DaysThis one takes its inspiration from Psalm 90:12: “Teach us to number our days, that we may gain a heart of wisdom.”Couples should view estate planning as an act of love. When you prepare a will, name a guardian, or establish a power of attorney, you're doing something deeply selfless—caring for others even after you're gone.Spend a date identifying:Who will serve as executor or guardian for your children?How do you want your assets used to bless others?What legacy of faith and generosity do you want to leave behind?Growing Together Through Financial StewardshipMoney dates are about far more than numbers. They're about connection, empathy, and shared purpose. When couples talk about money in ways that honor God and each other, they grow in wisdom—and unity.When you come together around money with openness and grace, you draw closer not just to each other, but to the heart of God.———————————————————————————————————————Dr. Enete's full article, “Six Great Money Dates,” appears in the latest issue of Faithful Steward magazine—available to all FaithFi Partners.When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:I'm a single mom, 31 years old, raising my 5-year-old son without any child support. I've managed to save about $42,000 in a separate account, but now I'd like to start investing that money for his future. I want something safe and low-risk—something that will be there for him when he needs it. What would you recommend?My 27-year-old daughter has a traditional 401(k) from her previous job here in the U.S., but she's now working overseas. She's planning to roll her 401(k) into an IRA with Fidelity. Since she's still young and making this move, would this be a good time to consider one of those backdoor Roth conversions you've discussed before?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Don't Be Sour
    Ep. 133 - Business Disasters, House Budgets & Day Trading

    Don't Be Sour

    Play Episode Listen Later Oct 20, 2025 100:45


    Ever wondered how grip strength could become the highlight of your week? We certainly didn't, until a spontaneous competition sparked a friendly rivalry, leading to unexpected results and plenty of laughs. Our candid camaraderie shines as we share stories about waking up early after a night out, navigating our podcasting schedule, and embracing the joys of recording on a Friday. Whether you're an early bird or a night owl, our banter about not wearing hats and enjoying a longer weekend will keep you entertained and eagerly waiting for the next episode. From personal health journeys to the political landscape, our conversations weave between serious insights and light-hearted banter. We dive into the challenges of managing chronic conditions like Eosinophilic Esophagitis, exploring dietary changes and peptide treatments, while pondering the political climate and the dynamics of influencer partnerships. Our reflections on stock market day trading, sports betting, and casino stories are peppered with humor and humility, as we balance light-hearted jabs with genuine explorations of financial literacy and long-term investments Join us as we navigate the world of business, from the trials of running a gym and managing home renovations to the joys of basketball and planning backyard courts. We share lessons learned from missteps in the apparel and supplement industries, and discuss the exciting yet daunting prospect of podcast set design. With topics ranging from gym expansions to unexpected encounters with law enforcement, our episodes are a blend of humor, insights, and the kind of dynamic exchanges that keep our podcast vibrant and engaging

    The Dom Giordano Program
    The Return of Incompetence (Full Show)

    The Dom Giordano Program

    Play Episode Listen Later Oct 20, 2025 133:48


    12 - No Kings Weekend! How did the protests go? Will it be No Krasner weekend soon, as he bungled his way through prosecuting Kada Scott's alleged kidnapper/murderer and the subsequent press conference about it this morning. 1210 - Side - all-time comeback 1220 - Why does Larry Krasner tag in his ADAs to answer all his questions? Your calls. Dom discusses the Republican strategy, locally and nationally 1240 - Callers have questions about if the city really cares about its citizens after not doing a wellness check on Kada Scott beforehand. Is that warranted? 1250 - The Inquirer pulls off a shocker! Just kidding. 1 - NJ District 24 Assemblywoman Dawn Fantasia joins us. Why does the NJEA convention go all out on activism instead of better teaching? As The Inquirer endorses Mikie Sherrill for NJ governor, what does Dawn think of Mikie's affordable housing plan? Who is being seen with Jack Ciattarelli lately? What the heck is happening is Passaic County and it's election integrity issues? Is Mikie Sherrill and her team too foreign to New Jersey for their own good? 120 - Dom details his experience at a mini golf course this weekend. Your calls. 135 - Is Judge Dugan being asked for his opinion on the Kada Scott case? He gives his answer regarding that issue as he joins Dom Time. Why does Patrick think this case should be under a national spotlight? Let's rewind the case, hope could a scenario like this even transpire in the first place? Why is this case also an indictment on the media? How long will innocent women suffer because Krasner wants the last word on every question and answer? 145 - Does the city care about Kada Scott? 150 - Your calls to round out the hour. 2 - The Persistence, Scott Presler joins us for another weekly installation on The Dom Giordano Program. How great is EarlyVoteAction's staff in New Jersey? What is Scott's take on the rule bending being implemented in Passaic County to undermine voter integrity? What is Scott's message to Pennsylvania voters? Why is it important for Republicans to go into areas previously ignored by the GOP? 215 - Dom's Money Melody! 220 - Robert De Niro gets mad at "Jewish Nazis”. What is in the water in Haverford Township? 225 - Your calls. 230 - Treasurer of the Commonwealth of Pennsylvania and Republican candidate for governor, Stacy Garrity joins us again today. How do we feel about the No Kings protests in Pa and across the country? What does she feel the focus should be on, instead of worrying about a non-existent king? Can we get the Governor's Budget from our Governor anytime soon? What kind of person has a 30 person media relations team? Stacy tees off on her juxtaposition from the Shapiro administration. What motivates him to roll the dice on someone like this guy who works on his staff? 250 - The Lightning Round!

    The Dom Giordano Program
    Robert De Niro Drinks from Haverford's Water Supply

    The Dom Giordano Program

    Play Episode Listen Later Oct 20, 2025 42:48


    2 - The Persistence, Scott Presler joins us for another weekly installation on The Dom Giordano Program. How great is EarlyVoteAction's staff in New Jersey? What is Scott's take on the rule bending being implemented in Passaic County to undermine voter integrity? What is Scott's message to Pennsylvania voters? Why is it important for Republicans to go into areas previously ignored by the GOP? 215 - Dom's Money Melody! 220 - Robert De Niro gets mad at "Jewish Nazis”. What is in the water in Haverford Township? 225 - Your calls. 230 - Treasurer of the Commonwealth of Pennsylvania and Republican candidate for governor, Stacy Garrity joins us again today. How do we feel about the No Kings protests in Pa and across the country? What does she feel the focus should be on, instead of worrying about a non-existent king? Can we get the Governor's Budget from our Governor anytime soon? What kind of person has a 30 person media relations team? Stacy tees off on her juxtaposition from the Shapiro administration. What motivates him to roll the dice on this guy working on his staff? 250 - The Lightning Round!

    Pantry Chat
    The Top Ways to Homestead on a Budget

    Pantry Chat

    Play Episode Listen Later Oct 18, 2025 31:56


    Let's talk about starting homesteading when money is tight and time is even tighter. In this Everyday Homesteading episode, we show you how to begin right where you are, in the kitchen, and build skills that naturally grow into gardens, livestock, and a well-stocked pantry. No acreage required, no 40 extra hours a week, no influencer-level gear.In this episode: • Why every homestead should start in the kitchen • Budget homesteading 101, price-per-unit, and ingredient-based shopping • Farmers markets, seconds boxes, and CSAs for nutrient-dense food on the cheap • Preservation you can begin this week, from freezing and dehydrating to simple water bath canning and fermentation • Seasonal rhythms on our North Idaho homestead, including winter squash, deep bedding, seed saving, and salt-curing porkSponsor:Azure Standard is our go-to for healthy ingredients and bulk buys. Get 15% off your first order over $100 with code homesteadingfamily15 at https://homesteadingfamily.com/main-azure-standard-bLinks: • Homestead Kitchen Magazine, delivered right to your door (U.S. only): https://homesteadingfamily.com/podcast-magazine⦁ For more information, visit the blog post here: https://homesteadingfamily.com/homesteading-skills-to-learn-now/If you enjoyed this conversation, would you take a minute to rate and review the show? Then, download a few episodes so more families can discover Everyday Homesteading. Thank you for helping spread real, doable homestead skills. Because you CAN do this.TIME STAMPS:0:00 - Introduction2:46 - Chit Chat8:03 - We Need YOUR Help!9:35 - Azure Standard10:54 - Main Topic~~~~~~~~~~~~~~~~~~~MORE ABOUT US!WELCOME! We're so glad you're here! We are Josh and Carolyn Thomas. Together with our eleven children, we are The Homesteading Family where we're living a self-sustainable life in beautiful North Idaho. Let us welcome you and show you a bit about us here: http://bit.ly/HFWelcomeVideoGrow, Preserve & Thrive with us!Visit us on our blog: https://www.homesteadingfamily.comFacebook at https://www.facebook.com/homesteadingfamilyInstagram: https://instagram.com/homesteadingfamilyRumble: https://rumble.com/HomesteadingFamilyA few highlights you don't want to miss are our FREEBIES!!Healthy Healing at Home – Learn how to confidently use herbal medicine in your home with this FREE 4 video workshop: https://homesteadingfamily.com/HHHytYour Best Loaf – A Free 4 video workshop teaching you how to make great bread at home, every time, regardless of the recipe you are using: https://homesteadingfamily.com/free-bread-workshopAnd hey, don't forget to download this episode, like and subscribe, then share with your friends so more people can hear reliable homesteading advice.

    Dude Grows Show Cannabis Podcast
    The $250 Grow Challenge _ Can You Actually Grow Fire on a Budget_

    Dude Grows Show Cannabis Podcast

    Play Episode Listen Later Oct 18, 2025 62:41


    Visit RealDGC.com for more

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
    Stop the Holiday Burnout: Budget Your Time and Money So You Don't Go Broke or Crazy This Christmas

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

    Play Episode Listen Later Oct 18, 2025 27:25


    Sign Up For The Challenge NowFestive season is coming in hot—and you don't need to white-knuckle it. In this bonus chat with time management coach Anna Dearmon Kornick, we talk about setting a holiday vision, building simple guardrails for both time and money, and saying “yes” to what matters (and no to the rest). Plus: details on the Take Back Your Time Challenge: Stress-Free Holiday Edition—and our VIP workshop, Bougie on a Budget: How to Cash-Flow Christmas (No Holiday Hangover).

    The Scene Snobs Podcast
    The Scene Snobs Podcast Ep 397 | Halloween Budget Episode | Top 5 Halloween Candy + Horror Movie Reviews 2025

    The Scene Snobs Podcast

    Play Episode Listen Later Oct 18, 2025 87:22 Transcription Available


    DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

    Quint and Logan talk through how to factor a bonus into your budget. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    CNN Tonight
    White House Budget Chief Threatens 10,000 Layoffs

    CNN Tonight

    Play Episode Listen Later Oct 16, 2025 45:48


    The Office of Management and Budget director warned that layoffs could climb “north of 10,000.” A memo was circulated in September that instructed agencies to prepare for mass layoffs in the event of a shutdown. This as Senator Bernie Sanders and Congresswoman Alexandria Ocasio-Cortez signaled at a CNN town hall that an end to the shutdown is far, far away.  Learn more about your ad choices. Visit podcastchoices.com/adchoices