Podcasts about Budget

In this episode, Scott Becker emphasizes the importance of saying “that’s not in my budget right now” and the idea that while getting rich takes skill, staying rich takes restraint.

Budget season is upon us, and Chicago is facing a $1.2 billion budget gap. Last year's contentious budget battle led to an agency downgrading Chicago's credit rating. Earlier this year, host Jacoby Cochran talked with DePaul University professor Amanda Kass about how municipal credit ratings work, why Chicago is close to “junk” status, and what it says about the city's financial health. Good news: The Bridge: A Benefit Concert for Semicolon Books Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Aug. 4 episode: Paramount Theatre Overlook Maps Window Nation Chicago Association of Realtors Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

Ecoutez Ça va beaucoup mieux du 03 août 2025.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

HOTEL MARS: DORMANT BLACK HOLES AWAKEN. MEGHAN MASTERSON, MIT; DAVID LIVINGSTON, SPACESHOW.COM.  CONTINUED: THE ULIMITED BUDGET. https://www.space.mit.edu/news/astronomers-discover-star-shredding-black-holes-hiding-in-dusty-galaxies/ SUMMER 1940

This week, our friends Denise Winkelman and Bobby Dolan join Dave for some half hearted apologies, body swapped trivia, and Weird Al polka covers.Bobby Dolan would like to plug Could Be The Move and recommends @fauxtivational_speakerDenise Winkelman would like to plug Bougie on a Budget and recommends Lioness on Paramount+And finally Dave is on Bluesky! Dave would like to recommend Jimmy and StiggsFind us on Instagram and BlueskyWritten by Riley Silverman and John-Luke Roberts, recorded remotely over Zoom and produced by Christian Dueñas and Laura Swisher.Join the MaxFun fam:maximumfun.org/join

Apply to Join Churchfront Premium Apply to Join Churchfront Pro Free Worship and Production Toolkit Shop Our Online Courses Join us at the Churchfront Conference Follow Churchfront on Instagram or TikTok: @churchfront Follow on Twitter: @realchurchfront Gear we use to make videos at Churchfront Musicbed SyncID: MB01VWQ69XRQNSN   Podcast Episode Notes: Choosing Church Broadcast Audio Systems Episode Overview Discussion about switching from Logic Pro to other broadcast audio solutions including Waves LV1, Studio One, and Pro Tools for church live streaming applications. Key Participants Jake Gosselin - Host/Audio Expert Matt Woltjer - Audio Engineer/Consultant Main Topics Covered Current Industry Setup Most professionals using matrix mix from LV1 systems for broadcast Common approach: dedicated matrix send from main front-of-house mix Requires ongoing attention to maintain quality Logic Pro Issues Identified Primary Problem: Time Drift Logic Pro gradually falls behind video stream Can drift up to 2+ seconds behind actual video Creates major sync issues for live streaming Problem appears unique to Logic Pro Design Limitations Logic Pro optimized for studio recording, not live applications Apple's development priorities focus on studio use Pricing model ($200 for 18+ years) indicates different revenue focus Alternative DAW Options Ableton Live & Pro Tools No reported time drift issues Better suited for live applications More reliable for broadcast mixing Waves LV1 System Purpose-built for live mixing Hardware controller integration Superior plugin processing Most expensive but most reliable option System Integration Challenges Hardware Requirements Allen & Heath SQ: Requires Waves interface cards Dante Systems: Need Dante Wave Sound Bridge (~$3,000) LV1 Options: Classic (most expensive, full features) One C Compact (budget option, limited processing) Proton Duo (insufficient for full mix) Critical Decision Factors Budget Considerations LV1 systems: $10,000+ for complete setup Additional hardware costs often overlooked Integration complexity increases total cost Staffing Reality Check Many churches: 1-2 experienced engineers, 2-3 learning operators Common mistake: Experienced on FOH, beginners on broadcast Results in expensive equipment producing poor mixes Fundamental Issues First Acoustic treatment more impactful than equipment upgrades Proper PA tuning essential before broadcast considerations Secondary console improves mix quality only 2-5% Room acoustics can transform entire sound Professional Recommendations When to Choose Matrix Mix: Small to midsize churches Limited experienced staff Budget constraints Desire for consistency and reliability When to Consider LV1: Dedicated broadcast mixing staff Sufficient budget for complete system Acoustics and PA already optimized Need for advanced plugin processing Questions to Ask Before Upgrading: What specific problems are you solving? Do you have dedicated, experienced broadcast staff? Are fundamental acoustic/PA issues addressed? What's your complete system budget? How complex is your current audio routing? Real-World Case Study Recent consultation example: Church requesting lighting upgrades without understanding lighting theory Eight BLX wireless systems failing across multiple rooms Recommended: Learn fundamentals before spending money Upgrade to antenna-capable systems for multi-room use Key Takeaways Equipment Isn't Always the Answer Master current equipment before upgrading Address fundamental issues (acoustics, tuning) first Proper operation often more important than specific hardware Context is Critical Every church situation is unique Professional consultation recommended Holistic system assessment necessary Strategic upgrade planning prevents expensive mistakes Success Factors Experienced operation Proper implementation Fundamental acoustic treatment Realistic budget and expectations Action Items for Listeners Assess current system holistically before planning upgrades Prioritize acoustic treatment and PA tuning Evaluate staff experience and availability Consider professional consultation for complex decisions Focus on mastering current equipment capabilities Resources Mentioned Church Front premium membership for professional consultation Professional coaching calls available Community recommendations for Studio One and Pro Tools Next Steps for Churches Evaluate specific broadcast mixing challenges Consider matrix mix optimization before new systems Plan strategic upgrade path with professional guidance Address fundamental issues before equipment purchases Episode Duration: ~10 minutes Topic: Church Audio Technology Audience: Church technical teams, audio engineers, ministry leaders

Snag Our Simplified Budget System!Budget besties, meet Judy Weber — a seven-figure Christian CEO who's mastered scaling her business without sacrificing her faith, family, or sanity.

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When it comes to money, most people are searching for two things: security and peace of mind. That's understandable—life is unpredictable, expenses arise, and markets swing. But what if true peace isn't found in your circumstances at all?Financial wisdom doesn't start with a budget or a savings plan. It begins with trust—specifically, trusting in the Lord. Proverbs 3:5–6 reminds us, “Trust in the Lord with all your heart and do not lean on your own understanding. In all your ways acknowledge Him, and He will make straight your paths.”If you chase peace through your paycheck or portfolio, you'll always come up short. But when Christ is your foundation, you begin to see money in a new light—not as a source of peace, but as a tool to steward.Five Secrets to Financial Wisdom from God's Word1. Know Who Owns It All. Psalm 24:1 says, “The earth is the Lord's, and everything in it.” Everything belongs to God—your income, your retirement, even your ability to earn. That means we're not owners; we're stewards, entrusted with God's resources to manage faithfully.2. Spend With Purpose. Jesus asks in Luke 16:11, “If you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” Spending should reflect God's priorities—giving, saving, living within your means, and investing in eternal impact.3. Avoid the Slavery of Debt. Proverbs 22:7 warns, “The borrower is slave to the lender.” Debt can limit your freedom to give and respond to God's calling. Wise stewards build margin and pursue freedom—not because debt is always wrong, but because freedom is better.4. Save With Perspective. Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.” Saving isn't about hoarding; it's preparation for what God might have ahead. But remember: your security isn't in your savings—it's in the Savior.5. Give First, and Freely. 2 Corinthians 9:7 tells us, “God loves a cheerful giver.” Generosity reflects God's heart. It breaks the grip of greed and aligns us with His Kingdom. When we give, we declare, “God, I trust You more than I trust this money.”Anchored in ChristFollowing these biblical principles won't guarantee worldly success. Even the most faithful stewards face trials. But when your foundation is Christ, you're anchored. Isaiah 33:6 says, “He will be the sure foundation for your times, a rich store of salvation and wisdom and knowledge.”So if you're looking for security or peace, don't start with a spreadsheet—start with surrender. Financial wisdom begins when you recognize that your Provider is also your Redeemer. And in Him, you have more than enough.On Today's Program, Rob Answers Listener Questions:My deceased friend's estate is in probate, and he owned an LLC registered in another state. I've been told that if a new manager isn't appointed, the LLC will be considered closed after 90 days. Once my friend's family receives the letters of instruction, how should they go about settling or managing the LLC?I'm struggling financially and can't make this month's mortgage payment. My lender has offered two options: a repayment plan and a forbearance. What's the difference between them, and how will each option affect my credit score?My husband is switching jobs, and his current 401(k) has a balance of less than $500. His new employer doesn't offer a retirement plan. What are our best options for what to do with this small amount?My son is thinking about filing for bankruptcy, but still hopes to buy a house sometime in the future. How will bankruptcy impact his credit, and realistically, how long will it take for him to be able to qualify for a mortgage again?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Die 3. Episode zum Aufbau von entrepreneur.de

In this episode, I sit down with financial therapist Dr. Erika Rasure to talk about something most personal finance advice skips over: the emotional side of money. Erika shares why so many of us carry shame, guilt, or fear when it comes to spending and debt, and how we can begin to break those patterns for good.We discuss:What financial wellness really looks like beyond just budgetingHow emotional triggers show up in spending and savingMy own story of financial defensiveness (yep, I'm sharing!)What to do if you and your partner don't see eye to eye on moneyHow to move forward if you feel stuck in debt or shameThis conversation is heartfelt, eye-opening, and full of the grace we all need when we're working on our money habits. You are not alone and you are not behind.Connect with Dr. Erika on LinkedInLearn more about Beyond FinanceYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Do you work to live…or live to work? For many, the answer is simple: “I work to make a living.”But what if there's more to work than just earning a paycheck? Could it be that work holds deeper meaning—something essential to who we are and how we're made? David Bahnsen joins us today to offer a perspective on work you might not have considered.David Bahnsen is the Founder, Managing Partner, and Chief Investment Officer of The Bahnsen Group, a national private wealth management firm managing over $7 billion in client assets. He is a frequent guest on CNBC, Bloomberg, Fox News, and Fox Business. He is also the author of Full Time: Work and the Meaning of Life. Rethinking Work and IdentityWe live in a world that often tells us our identity has nothing to do with our work. Unfortunately, that idea has not only crept into culture but also into the church. But let's be honest: that's simply not true. Our identity is tied to our work—not in the sense that a job title defines us, but because we are made in the image of a working God.We all instinctively know this. We don't look at someone who is contributing meaningfully to society and compare them equally to someone who spends every day in idleness. That's not about transactional worth—it's about reflecting the nature of our Creator. God created us to be productive, useful, and active. That's not a controversial claim. It's Genesis 1. Work isn't all of who we are, but it is a vital part of who we were created to be.Too often, we treat faith like an add-on. We make decisions about money, career, education, even family, and then sprinkle a few Bible verses on top. But the goal isn't to balance faith and work—it's to integrate them. That begins by grounding our understanding of work in a creational theology: God made work good.What we need in the church is not more dichotomy between sacred and secular, but an integrated vision that sees every good job—yes, even spreadsheets, sales, and software—as part of God's design. This mindset shift must begin in our pulpits. Our congregations need to hear that their Monday through Friday labor is not second-tier spiritual activity. It is sacred.The Relationship Between Work and RestInstead of chasing a “work-life balance,” Scripture offers a “work-rest paradigm.” God modeled six days of work followed by one day of rest—not the other way around. The purpose of rest isn't to escape work; it's to be restored for more of it. Rest has meaning because work has meaning.That's why we push back on the cultural narrative that says rest, leisure, and early retirement are life's ultimate goals. While rest is essential, its purpose is to equip us to return to the good, God-glorifying work He's called us to do.Culture often treats retirement as the finish line—an end to productivity, as if people cease to offer value once they reach a certain age. But that view is deeply flawed.We must challenge the financial industry's narrative that the goal is to accumulate enough so that we never have to work again. That mindset undermines the dignity and purpose of work. Yes, physical limitations may alter what work looks like in later years, but wisdom, experience, and the capacity to contribute remain. Companies and churches alike lose something precious when they usher older workers out instead of tapping into their gifts.Job, Career, or Calling?So, how should we think about our work? Is it just a job? A stepping stone? Or something more?Every Christian, no matter their vocation, should view their work as a calling. That doesn't mean God gives us a divine word about every job transition, but it does mean that the act of producing goods and services, solving problems, and serving others is inherently meaningful. That's our calling: to work with excellence, for the good of others, and the glory of God.To young adults wondering what to do with their lives: Don't believe the lie that you need to find your dream job tomorrow. Instead, embrace the next opportunity in front of you with excellence, humility, and a long-term view.Work is not just a means to a paycheck. It's how we serve our neighbors, develop skills, build character, and participate in God's ongoing work in the world. Some jobs may be stepping stones—but every job matters. The key is to remember the why behind your work: it's about loving God and loving others.Here's the truth: work isn't something we do just to meet our needs. It's something we do because God made us to work. He worked in creation, and He continues to work in redemption. When we work, we join Him in that sacred task—creating, restoring, cultivating, and contributing to human flourishing.Our work builds families, economies, culture—and yes, even the Kingdom of God.On Today's Program, Rob Answers Listener Questions:I recently retired and now work part-time delivering food for a restaurant using my personal vehicle. Am I allowed to deduct mileage, gas, or other vehicle expenses when I file my income taxes?My son is having a hard time covering his business expenses and has turned to several payday loans just to stay afloat. I'm looking for advice on how he can get sound financial guidance—or if there's a way he can consolidate that debt and get back on track.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Full-Time: Work and the Meaning of Life by David L. BahnsenChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Steve Gruber talks with Kurt Couchman, senior fiscal policy fellow at Americans for Prosperity, about the looming threat of another government shutdown. They break down how Congress can reform the broken federal budgeting process, rein in reckless spending, and bring real accountability to how Washington handles taxpayer dollars.

Send us a textWatch this week's episode! Click here! This week on The Less Stressed Life Podcast, I'm talking about how switching from traditional “normal” shoes to barefoot and transitional footwear helped me resolve my own back pain—and how you can safely make the change, too.If you've ever dealt with nagging back, knee, hip, or foot pain, this episode is for you! I share what “barefoot shoes” really are (and what they're not), how heel drop and shoe shape can impact your body mechanics, and the brands I love most—from budget-friendly finds to long-lasting options.In this episode, I cover:Why traditional shoes can contribute to back and knee painWhat makes barefoot and “foot-shaped” shoes differentHow to safely transition without injuring yourselfMy personal favorite barefoot and transitional shoes (some under $30!)Options for adults and kids, including those with flat feet, bunions, or foot painKEY TAKEAWAYS:Strong feet = a strong foundation for your entire bodyYou don't have to go all-in on barefoot shoes right away—start with transitional optionsMany great shoes now cost $20–$30 instead of $120+A wide toe box and zero-drop sole make a world of differenceStrengthening your feet can improve posture, agility, and reduce painChrista's favorite barefoot & transitional shoe brands:Budget-friendly:Whittens (Amazon) – under $40, multiple stylesZYEN (Amazon) – slip-on sneaker, ~$20JBU water shoes – great for rivers, summer wearEveryday & transitional:Merrell Trail Glove (more cushion, good starter)Merrell Vapor Glove (thinner sole, more barefoot feel)Flux – attractive everyday styles, thick sole (good for concrete)Storehouse Flats – ballet flats for dressier wearLong-lasting investment brands:Groundies (Christa's personal favorite overall)Lems – casual & mountaineering looksXero – sandals, boots, casual shoesWildlings – ultra-flexible, thin sole (best for mild conditions)Kids & wide feet:Merrell Trail Glove kidsWhittens boots & tennis shoesXero Chelsea boots (great for flat feet)Other brands to consider:VivoBarefoot – very popular for flat feetBed Stu sandals – zero-drop and cute but slippery on stone❓Questions for Christa? Submit it here: https://www.christabiegler.com/questionsWHERE TO FIND CHRISTA:Website: https://www.christabiegler.com/Instagram: @anti.inflammatory.nutritionistPodcast Instagram: @lessstressedlifeYouTube: https://www.youtube.com/@lessstressedlifeLeave a review, submit a questions for the podcast or take one of my quizzes here: https://www.christabiegler.com/linksSPONSOR:Thanks to Jigsaw Health for sponsoring this episode! Looking for a clean, tasty way to stay hydrated this summer? Their Electrolyte Supreme is a go-to for energy, minerals, and daily hydration support. Use code LESSSTRESSED10 at JigsawHealth.com for 10% off—unlimited use!

Snag Our Simplified Budget System!Watch Along Here!Budget besties, August is here, and it's time for a fresh start. Whether summer spending threw you off or you're ready to get ahead before the back-to-school rush, we're walking you step-by-step through building your August budget — no shame, no stress, just clarity.In this episode, we cover:How to close out July's budget (and why this step matters!)Setting up your income the right way (especially if you're working toward a paycheck-ahead system)Planning for August-specific expenses like back-to-school shopping, sports fees, last-minute summer trips, and moreHow to handle debt payments while still saving (yes, you can do both!)Using savings buckets to take the surprise out of spendingGoal-setting for August — so you know exactly what you're working toward this monthGrab your coffee, open up your budget template, and let's build your August budget together. You've got this, and we're here to walk you through it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

My productivity hack: https://www.magicmind.com/FITMESS20 Use my code FITMESS20 for 20% off #magicmind ---- Who controls the machines when AI gets superpowers? We're living through the most significant technological shift in human history, and most people are arguing about all the wrong things. While culture warriors battle over Superman's immigration status, the real story is staring us in the face: the war for control of artificial intelligence. This isn't some distant sci-fi fantasy anymore – it's happening right now, and the stakes couldn't be higher. The newest Superman movie accidentally became the perfect metaphor for our AI moment. You've got Lex Luthor commanding an army of machines like he's playing the world's most dangerous video game, while Superman fights back with his own AI companions. Sound familiar? That's because we're already living it. The question isn't whether humans and machines will merge – it's whether the good guys or the Lex Luthors of the world get to decide how it happens. Listen now to discover how a comic book movie reveals the three critical choices we're making about AI right now that will determine whether technology saves humanity or enslaves it. 10 Topics Discussed: The BroBots Rebrand - Why The Fit Mess is evolving into something bigger as we embrace the human-machine future Superman as AI Metaphor - How James Gunn's film accidentally became the perfect commentary on our current AI moment The Lex Luthor Problem - Why the people building AI might not be the people we want controlling it Intent vs Technology - How AI amplifies human nature, both good and evil, rather than changing it The Video Game Controller War - Lex Luthor's command system and what it reveals about human-machine interfaces Mr. Terrific's Cool Factor - Why the best AI integration makes humans more capable, not obsolete Biological Augmentation - The Engineer's sacrifice and what giving up humanity for technology really costs Real-World Supervillains - How tech billionaires are becoming the comic book antagonists we used to only fear in fiction Breaking Echo Chambers - Why putting down your screen and talking to real humans is the ultimate AI defense The Culture War Distraction - How fake outrage over Superman's "woke" themes distracts from the real technological threats ---- NEW WEBSITE: www.brobots.me  ---- MORE FROM THE FIT MESS: Connect with us on Threads, Twitter, Instagram, Facebook, and Tiktok Subscribe to The Fit Mess on Youtube Join our community in the Fit Mess Facebook group ---- LINKS TO OUR PARTNERS: Take control of how you'd like to feel with Apollo Neuro Explore the many benefits of cold therapy for your body with Nurecover Muse's Brain Sensing Headbands Improve Your Meditation Practice. Get started as a Certified Professional Life Coach! Get a Free One Year Supply of AG1 Vitamin D3+K2, 5 Travel Packs Revamp your life with Bulletproof Coffee You Need a Budget helps you quickly get out of debt, and save money faster! Start your own podcast!    

How do you live a life that truly flourishes—not just financially, but in every area God cares about?Today, we're talking about how to live with purpose, peace, and wisdom by following God's design for life. Ron Blue joins us to unpack biblical principles that lead to flourishing, not through formulas, but through faithfulness.Ron Blue is the co-founder of Kingdom Advisors and the author of numerous books on biblical finance, most notably "Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment."Flourishing Begins with a Different FoundationAs followers of Christ, we're not simply aiming for a better life—we're called to a different one. A life that flourishes isn't measured by worldly success, but by alignment with God's design. When we understand that, everything changes.The life God created for each of us is unique. When we live according to His wisdom, we flourish—not because we have more, but because we are living as He intended. Flourishing means experiencing contentment that doesn't depend on circumstances. We don't need money to be content. We don't need approval to feel secure. Why? Because we are fully loved by the God who promises never to leave us or forsake us.Stewardship Is the Starting PointIf we want to flourish, we must begin with stewardship. Everything we have—our time, talents, relationships, money—comes from God. He owns it all. We're not owners; we're managers. When we recognize that, we stop living for ourselves and start using every resource for His glory. That includes how we spend, give, save, and even how we relate to others.Generosity Marks a Flourishing LifeA flourishing life is a generous life. When God's Word shapes us, we become generous with our time, with our finances, and with every resource entrusted to us. Generosity is not something we manufacture—it's a byproduct of spiritual transformation. And it runs counter to the culture around us, which tells us to hold tightly to what we have. Instead, we hold everything with open hands.We Live with IntegrityThe Bible speaks often about deceit and greed—two things that will always rob us of flourishing. When we live according to God's wisdom, we pursue integrity and honesty in every area of life. Proverbs offers constant guidance on living truthfully, avoiding dishonest gain, and practicing righteousness in our dealings. Flourishing is tied closely to living a life of character.We Live with PurposeWe're not here by accident. God placed us in this time and place for a reason. Our lives are temporary, but they're filled with eternal purpose. We're living today with heaven in view. Flourishing means recognizing that this life is preparation for eternity with our Lord. It means embracing the mission He's given us and making every decision with the long view in mind.When we step back and look at the big picture, we realize what a privilege it is to manage what God has entrusted to us. Stewardship isn't a burden—it's an invitation. An invitation to participate in His Kingdom work. An invitation to trust Him. An invitation to live a life that truly flourishes.Let's remember: God owns it all. We are stewards. And we get to use His resources for His glory. That is the foundation of a flourishing life.On Today's Program, Rob Answers Listener Questions:I'm considering a 0% financing offer and could pay it off within 12 to 18 months—but I'm also able to pay the full amount upfront. Which option makes better financial sense?I'm planning to take paid maternity leave, but I don't intend to return to the company afterward. I'm struggling with whether this is the right thing to do and would love some guidance.My son and daughter-in-law recently sold a tiny house that we helped them build. They're returning the money we put into it—are there any tax implications or other issues we should be aware of?We're updating our kitchen by painting cabinets and making some interior improvements. We can pay it off in 6 to 12 months, but should we use a HELOC, take out a home equity loan, or borrow from our investment savings?I've heard that a trust can help avoid probate, but I have a testamentary trust, and the courthouse says my property will still go through probate. What's the difference?I'm exploring a dynasty trust to protect assets for future generations, and I'm also interested in a charitable remainder trust to help with capital gains taxes. Is there a way to combine these strategies effectively?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Chad Peters of Ridgeline Mineral provides an overview of the approved drill campaign at the Swift Project in Nevada, with their partners Nevada Gold Mines. NGM has approved a 2025 exploration budget of up to US $5,000,000. The drill program will build off the success of the 2024 framework drilling campaign where both holes delivered significant gold intercepts in the SW Swift target.

#129 Looking to rebel a bit? Bucket List Ideas -"Cheater" Version In this fun and slightly rebellious episode of the Everyday Bucket List podcast, we talk about ways to “cheat” your way through your bucket list—in the best way possible. Think shortcuts, guilty pleasures, and permission to break the so-called rules. We cover: The Joy of Taking Bucket List Shortcuts Guilty Pleasures That Totally Count Easy Wins That Still Feel Like Adventures This isn't about skydiving or climbing Everest—it's about sneaking in a cheat meal, turning your daily routine into something special, or enjoying a spontaneous moment of indulgence. It's about finding ways to check off your bucket list without overhauling your whole life, but still feeling like you're doing something memorable and fun. We chat about 8 ideas that bring joy with minimal effort, like: Exploring an international food market Having a “cheat meal” guilt-free Staying at an Inn close to home but treating it like a getaway Indulging in fun without overthinking it Whether you prefer to do big things or you're looking for ways to squeeze some fun into your everyday life, this episode is your permission slip to do what feels good and make your bucket list your own. CLICK THE LINKS BELOW OR CUT AND PASTE THEM INTO YOUR BROWSER: Read the blog post (show notes): https://karencordaway.com/cheat-your-way-through-a-bucket-list-of-adventures/   Binge-listen to my Travel to Europe playlist https://spoti.fi/3yDYgXA Binge-listen to my Seasonal Bucket List playlist https://bit.ly/3SPiiVN Binge-listen to my Summer Bucket List Ideas Playlist https://spoti.fi/4dHAaKf   Listen to these episodes next: 2 Day Dublin Itinerary: What to Do in & Around Dublin City Centre (Ep 104) Things to Do in London, England for First-time Visitors (Ep 98) 12 Budget-friendly and Free Things to Do in Edinburgh, Scotland (Ep   ) Easy Bucket List Ideas to Fit into Everyday Life (Ep 42)   RESOURCES: A walking tour with skip-the-line entry to Edinburgh Castle costs about $50 (£37), though prices vary.  Love and London: Travel Guide (Use discount code BucketList10) https://bit.ly/4c8XoK2 If you'd like to support my work, check out https://buymeacoffee.com/edbl Grab a copy of  The Everyday Bucket List Book https://amzn.to/3vwxz2K   Connect with me: Website: KarenCordaway.com Twitter (X): @KarenCordaway https://x.com/karencordaway Pinterest: @Everyday_Bucket_List https://www.pinterest.com/EverydayBucketList/ Tiktok: @Everyday_Bucket_List https://www.tiktok.com/@everyday_bucket_list   If you're enjoying this podcast, please rate and review it here. Let me know what you like about it so I know exactly what content to keep creating for you. Disclaimer: Some of the outbound links financially benefit the podcast. Using our links is a small way to support the show at zero cost to you. I only endorse products, programs, and services I use and would recommend to close friends and family. I appreciate your support. https://karencordaway.com/disclaimer/    

durée : 00:13:15 - La Question du jour - par : Julie Gacon - Lors de sa présentation des orientations du Budget 2026 à l'Assemblée Nationale le 15 juillet, François Bayrou a demandé que les dépenses de santé soient freinées de "l'ordre de" cinq milliards d'euros l'an prochain, en demandant un effort de "responsabilisation" des Français. - réalisation : Sam Baquiast - invités : Frédéric Bizard Économiste français

Not professional financial advice, just relational points about navigating finances in early adulthood, and sharing tips and tricks that have worked for many along the way!In this episode I'm sitting down to have a conversation that comes with many different emotions, depending on who you are: money in our 20s. It can be scary, it can be empowering, but one thing is for sure: we're all figuring out how to manage it. I dive into some tools and hacks that are tried and true among myself and others and, of course, share a raw perspective on some financial challenges of grad student life while seeking out the positive lessons being learned along the way.One resource i want to share (specifically for my girls out there who have money fears/worries/discomfort of any kind):Podcast: Financial FeministIG: @financialfeministpodcast 

In this episode we cover Peter Thiel's recent interview comments and go over Trump's love for Bibi as well as some of the lesser known aspects of the Big BS Bill. Cheers and Blessings!Support My Work https://www.patreon.com/theoddmanout  Buy Me A Coffee! https://buymeacoffee.com/theoddmanout  Venmo Tips - @theoddmanout  Cash App Tips - https://cash.app/$theoddmanout

We jam pack all of the greatest segments from this morning's show into one podcast. Did you miss it? Also don't forget to check out Am I The A-Hole and Conversations with a criminal on our page! Make sure to like, subscribe, and share the link with your friends. See omnystudio.com/listener for privacy information.

Joe is in the process of planning his wedding and as you may or may not know, they can be expensive. What is the best way to budget around a wedding? See omnystudio.com/listener for privacy information.

Joe is in the process of planning his wedding and as you may or may not know, they can be expensive. What is the best way to budget around a wedding? See omnystudio.com/listener for privacy information.

There's a new position in the U.S. government: Federal chief artificial intelligence officer. Gregory Barbaccia has begun to refer to himself as the Federal CAIO, in addition to his current role as the federal government's chief information officer. A recent interview with CNBC referred to him this way and a federal official focused on AI confirmed to FedScoop that Barbaccia had used that title in a recent meeting. In a social media post last week, Barbaccia also used both titles. The new title comes amid the Trump administration's continued focus on federal adoption of artificial intelligence. It follows the White House AI Action Plan, which was released last week and endorsed “transformative use of AI [that] can help deliver the highly responsive government the American people expect and deserve.” Still, the AI Action Plan makes no mention of a new position of CAIO for the whole federal government. Neither does the executive order that established the council or subsequent Office of Management and Budget actions. There was no federal CAIO in the Biden administration, and it's not clear any formal action has been taken to establish the position. Federal agencies are increasingly turning to generative artificial intelligence to further their missions, according to a new watchdog report that found use cases of the emerging technology jumping by ninefold in a selection of nearly a dozen agencies last year. In a report published Tuesday, the Government Accountability Office said generative AI use cases across a group of 11 federal agencies increased from 32 to 282 cases from 2023 to 2024, per an analysis of those agencies' inventories. The GAO laid out several ways these agencies harnessed generative AI last year, stating the technology can “improve written communications, information access efficiency, and program status tracking.” Examples included the Department of Veterans Affairs using automation for medical imaging processing in veterans' diagnostic services, along with the Department of Health and Human Services' initiative to extract information from publications regarding the containment of the poliovirus. HHS reported the largest jump out of the 11 agencies, going from seven generative AI use cases in 2023 to 116 in 2024, according to the report. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Ed Bailey, Field CISO at Cribl, shares how Cribl and AWS are helping customers rethink their data strategy by making it easier to modernize, reduce complexity, and unlock long-term flexibility.Topics Include:Ed Bailey introduces topic: bridging gap between security data requirements and budgetCompanies face mismatch: 10TB data needs vs 5TB licensing budget constraintsData volumes growing exponentially while budgets remain relatively flat year-over-yearIT security data differs from BI: enormous volume, variety, complexityMany companies discover 600+ data sources during SIEM migration projects50% of SIEM data remains un-accessed within 90 days of ingestionComplex data collection architectures break frequently and require excessive maintenanceTeams spend 80% time collecting data, only 20% analyzing for valueData collection and storage are costs; analytics and insights provide business valuePoor data quality creates operational chaos requiring dozens of browser tabsSOC analysts struggle with context switching across multiple disconnected systemsTraditional vendor approach: "give us all data, we'll solve problems" is outdatedData modernization requires sharing information widely across organizational business unitsData maturity model progression: patchwork → efficiency → optimization → innovationData tiering strategy: route expensive SIEM data vs cheaper data lake storageSIEM costs ~$1/GB while data lakes cost ~$0.15-0.20/GB for storageCompliance retention data should go to object storage at penny fractionsDecouple data retention from vendor tools to enable migration flexibilityCribl platform offers integrated solutions: Stream, Search, Lake, Edge componentsCustomer success: Siemens reduced 5TB to 500GB while maintaining security effectivenessParticipants:Edward Bailey – Field CISO, CriblFurther Links:Cribl WebsiteCribl on AWS MarketplaceSee how Amazon Web Services gives you the freedom to migrate, innovate, and scale your software company at https://aws.amazon.com/isv/

Today is Wednesday, July 30. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

In this hilarious and refreshingly real episode of the IDU IQ Podcast, Brock from Brock Entertainment and Brittany Bloom from B Bloom Events & Design drop some hard wedding (and marriage) truth bombs—including one backed by science: lower expectations might just be the secret to a happy marriage.They get real about what it takes to make a marriage last, how to plan a wedding without burning out or breaking the bank, and why communication trumps perfection every time. From wedding day timeline tips and elopement ideas to open bar drama and why the bouquet toss should be canceled, this episode is packed with expert insight and candid laughs.Whether you're tying the knot, helping someone plan, or just enjoy hearing two pros dish the truth with humor and heart—this one's for you.

Looking for a practical mid-year financial check-in? In our latest "Connecting the Dollars" podcast episode, Amanda Vaught and Emily Agosto shared actionable tips for staying on top of your budget—without the hassle of tracking every penny. www.connectingthedollars.com

See omnystudio.com/listener for privacy information.

Budget Currently Being Hashed Out by Legislators to Decline by $1.1 Billion; OBBBA to Eat 40% of Expected General Fund Growth by FY2032 The Citizens Research Council today released an analysis of the One Big Beautiful Bill Act (OBBBA), the massive federal legislation signed into law earlier this month that touches nearly every corner of the federal government. The analysis focuses on the likely short- and long-term impacts of OBBBA provisions on Michigan's budget outlook. Key provisions of OBBBA include the extension of the vast majority of tax cuts included in the Tax Cuts and Jobs Act of 2017 and an assortment of new – albeit temporary – tax relief provisions for tipped income, overtime pay earners, and senior citizens. Under Congressional rules, the legislation needed to identify significant federal spending reductions to offset the revenue loss attributed to the new tax policies as well as increased military and immigration enforcement spending. OBBBA also achieves federal spending reductions through shifts in cost-sharing with states – provisions that will have significant impacts on state budgets going forward. In contrast to much that has been written about the immediacy of certain tax benefits followed by the delay in programmatic cuts, the Research Council's analysis shows the impact to the FY2026 Michigan budget currently being deliberated by state lawmakers is immediate: The OBBBA increases state cost-sharing within two major safety net programs – Medicaid and the Supplemental Nutrition Assistance Program. The changes could increase Michigan's spending on these programs by over $1 billion by FY2032. It also implements more favorable tax treatment of certain business expenditures under the federal corporate income tax – changes that will have ripple effects on Michigan's corporate income tax collections, leading to large and immediate revenue declines ($677 million revenue reduction estimated for FY2026). These provisions mean the state will need to cut around $1.1 billion in General Fund/General Purpose appropriations from the FY2026 Executive Budget proposal. By FY2032, OBBBA's provisions will absorb around 40 percent of expected General Fund revenue growth. “For years since the onset of the COVID-19 pandemic, Michigan experienced an unexpected state revenue high driven largely by federal stimulus initiatives,” said Robert Schneider, senior research associate for state affairs and lead author of the report. “Even before OBBBA, it was evident that those days were coming to an end and state revenue growth was returning to pre-COVID trends. With the enactment of the OBBBA, Michigan now faces an added budget challenge that will be particularly severe over the next few budget cycles. State lawmakers should get to work on developing a budget plan that considers these new realities.”

Along with some other federal agencies, the Trump administration has attempted to gut the Institute of Museum and Library Services. It's a small agency, but public libraries across the country rely on its funding. The loss of federal grants isn't the only thing these community hubs are up against. On the show today, Sam Helmick, president of the American Library Association, explains how public library funding works, the challenges presented by the shift to digital media, and what the culture wars look like on the ground at public libraries. Later, listeners share their thoughts on the new No Tax on Tips and Overtime laws. Plus, a librarian answers the Make Me Smart question.Here's everything we talked about today:"The Trump Administration Is Threatening Libraries, Museums, and Other Nonprofits That Support the Arts, Humanities, and Learning" from the Center on Budget and Policy Priorities "Libraries are cutting back on staff and services after Trump's order to dismantle small agency" from AP News"1 big thing: Libraries' e-book battle" from Axios“No Tax on Tips” Is an Industry Plant" from The New Yorker We love hearing from you. Leave us a voicemail at 508-U-B-SMART or email makemesmart@marketplace.org.

Trump confronts Jerome Powell at the Federal Reserve site over a $3.1B cost overrun. The PBD Podcast panel breaks down the viral moment, questions Fed mismanagement, and explores Trump's strategy to pressure Powell, while comparing his bold style to Teddy Roosevelt.

Along with some other federal agencies, the Trump administration has attempted to gut the Institute of Museum and Library Services. It's a small agency, but public libraries across the country rely on its funding. The loss of federal grants isn't the only thing these community hubs are up against. On the show today, Sam Helmick, president of the American Library Association, explains how public library funding works, the challenges presented by the shift to digital media, and what the culture wars look like on the ground at public libraries. Later, listeners share their thoughts on the new No Tax on Tips and Overtime laws. Plus, a librarian answers the Make Me Smart question.Here's everything we talked about today:"The Trump Administration Is Threatening Libraries, Museums, and Other Nonprofits That Support the Arts, Humanities, and Learning" from the Center on Budget and Policy Priorities "Libraries are cutting back on staff and services after Trump's order to dismantle small agency" from AP News"1 big thing: Libraries' e-book battle" from Axios“No Tax on Tips” Is an Industry Plant" from The New Yorker We love hearing from you. Leave us a voicemail at 508-U-B-SMART or email makemesmart@marketplace.org.

The world constantly tells us, “You just need a little more.” But what if real peace isn't found in having more, but in learning to need less?What comes to mind when you hear the word “wealth”? For some, it means freedom. For others, it brings anxiety and pressure. Today, Jeff Manion joins us to explore how we can cultivate contentment in a culture that always craves more.Jeff Manion is the Teaching Pastor at Ada Bible Church in Grand Rapids, Michigan, where he has served for over 40 years. He is also the author of several books, including Satisfied: Discovering Contentment in a World of Consumption.Why Wealth Confuses UsIn a world that constantly urges us to acquire more, climb higher, and chase the next upgrade, contentment often feels elusive. But what if true satisfaction isn't found in accumulation, but in learning—learning to trust, to remember, to let go, and to live fully in the present? Contentment is not something we're born with—it's something we must learn. And we're learning it together.Let's be honest—wealth can be confusing. One day, we're living simply out of necessity, and the next, after years of doing the right things—avoiding debt, saving diligently, and giving generously—we find ourselves in a season of financial stability. You'd think contentment would come naturally at that point. But surprisingly, it doesn't.Learning contentment in a season of sufficiency is often more challenging than in a season of scarcity. When we experience financial security, the temptation to trust in our own strength rather than God's provision becomes a real concern. This isn't new—it's the same struggle the Israelites faced in Deuteronomy 8. After years of daily dependence on manna in the wilderness, God warned them not to forget Him once they entered the Promised Land. He reminded them: “Remember the Lord your God, for it is He who gives you the ability to produce wealth” (Deut. 8:18). That warning is for us too.The Danger of the “There and Then” MentalityContentment is rooted in the present, not the future. And yet we often believe we'll only be at peace "there and then"—when the vacation arrives, the mortgage is paid off, or the kitchen is finally renovated. But if we can't be fully alive to God and the people around us now, there's no guarantee we will be later.We don't stumble into contentment—we learn it. The Apostle Paul, writing under house arrest, said, “I have learned to be content whatever the circumstances” (Phil. 4:11). His circumstances didn't determine his joy. His peace wasn't tied to his comfort. And ours doesn't have to be either.Sometimes the path to contentment starts by taking inventory—literally. For many of us, stuff multiplies without our awareness. A drawer of unworn t-shirts, a shelf of unused dishes, boxes of forgotten CDs…they add up. We can begin the journey toward contentment by shedding excess.A simple practice, like giving away five items a day for seven weeks, can bring clarity and peace. Not because we're pursuing minimalism for its own sake, but because we're reminding ourselves that joy isn't found in our possessions—it's found in a life uncluttered by distraction, filled with God's presence and purpose.Escaping the Comparison TrapComparison is a thief of joy. Whether or not Teddy Roosevelt actually coined the phrase, it's undeniably true. In our digital age, we don't just compare lives—we compare carefully curated highlight reels. This distorts our view, convincing us we're missing out when in fact, we're richly blessed.Comparison shifts our focus from gratitude to scarcity. And scarcity suffocates generosity. When we believe we never have enough, we become unable to see the abundance God has already given us—abundance meant to be shared.Generosity is one of the most effective ways to break money's grip on our hearts. Paul's charge to Timothy echoes through the centuries: “Command those who are rich… not to put their hope in wealth… but to put their hope in God… to be rich in good deeds, and to be generous and willing to share” (1 Tim. 6:17–18).When we give, we reflect the heart of our generous God—first in creation, then in Christ. And as we open our hands, we discover joy not in what we keep, but in what we release for the sake of others and the glory of God.Passing on the Legacy of ContentmentWe long for our children and grandchildren to experience true satisfaction. But contentment isn't just taught—it's caught. When our families see that our greatest joy is not in acquiring new and better things but in reflecting the generosity of Christ, they begin to understand that there's a story far bigger than material success.We want them to see us delight in giving, not just spending. To notice our peace when things don't go our way. To recognize that the content life isn't a small life—it's a deeply rich one, rooted in grace and lived with open hands.On Today's Program, Rob Answers Listener Questions:I have around $1.5 million in total assets and $500,000 in available funds. Given the current tax environment, I'm considering whether now might be a strategic time to withdraw from my pre-tax retirement accounts and pay the taxes. I'm currently living on Social Security and pension income and haven't needed to tap into my savings yet.I'd like to open an account for my great-grandchildren, who are currently 3 years old and 18 months old. I've been looking into a universal life insurance policy, but would appreciate guidance on the best way to save for their future—possibly to help with education expenses.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Satisfied: Discovering Contentment in a World of Consumption by Jeff ManionSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textWith changing trends since Covid, travel costs can seem out of reach for many, even with the number of travelers growing each year. Today we talk about the five things we consider to avoid overpaying for travel in 2026.Shoutout to Mary and Terry for supporting summer school through Buy me a coffee!Flights are getting more (and less) expensive It pays to be late or early. The middle is going to get you. Flight alerts are more important now than everThe credit card landscape is changing fast Lots of deevaluations, perks are harder to get, things are changing all the time. Earn and burn is the name of the game and we'll play it as long as we can.Fees are everywhere Reading fine print is super important. If it's super cheap, it's probably too good to be true. Sometimes hidden fees end up costing more than the nicer option. Traveling light gets you further and on more trips.Popular places are crowded Planning ahead is super important. But what's even more important? Finding trips off the beaten path. Get off of Instagram and follow the deals for less expensive, less crowded options.AI is sending people to a all the same placesDo your own research. If you rely on AI you're going to end up in the same places as everyone else- meaning (typically) lackluster options at expensive prices. Support the showSubscribe to our Newsletter for a bi-weekly points and miles tip, an update on the best current travel deals, points and miles transfer bonuses and interesting places we've found in our travels. Join our Travel Community on Facebook to connect with other like minded travelers, share stories, tips, tricks and travel hack wins- Travel More Insiders Visit our Website https://travelmorepodcast.com/ Join Going (Scott's Cheap Flights) Use code: MAGIC20 for 20% off your first year! Check out our travels in real time and get additional tips on Instagram: https://www.instagram.com/travelmorepodcast/ Get in touch with us at contact@travelmorepodcast.com Disclosure: We only recommend products we would or do use ourselves and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, we may earn a small commission.

Speaker Daniel Hawkins talks budget discipline, building camaraderie, and leadership at the ALEC Annual Meeting in Indianapolis. Special Guest: Daniel Hawkins.

Now's the time to pause, assess, and realign your financial goals for the second half of the year. Get full show notes at www.consciousedge.com/ep065 We're halfway through the year and if things aren't going the way you planned financially, this episode will be a breath of fresh clarity. Alecia walks you through her mid-year budget review, shares where mindset derailed revenue goals, and highlights why cutting costs isn't always the answer. You'll learn how your spending and earning patterns often mirror your beliefs and how to take back control without sacrificing your vision.

The Lincoln Project’s Rick Wilson examines Trump’s Justice Department engaging with Ghislaine Maxwell.Brendan Duke from the Center on Budget details how tariffs are affecting our economy.See omnystudio.com/listener for privacy information.

Snag Our Simplified Budget System!Budget besties, let's talk about that “smart” 0% interest loan you've been holding onto. We hear it all the time: “Why pay it off? It's not costing me anything!” But here's the truth — just because you're not paying interest doesn't mean that loan isn't costing you big in other ways.In this episode, we break down why paying off zero-interest loans can actually create more freedom in your budget and your life. We cover:The hidden cost of zero-interest loans (hint: it's about more than interest)How paying them off gives you money back in your monthly budgetWhy fewer loans = a simpler, less stressful financial lifeHow opportunity cost can keep you stuck (when you could be building savings instead!)A mindset shift that will help you stop “always having a car payment”A just-for-fun (but eye-opening!) exercise: what your budget would look like if you lost your job tomorrowIf you've been ignoring that 0% loan because it feels harmless, this conversation will give you a whole new perspective — and maybe even the motivation to finally pay it off.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Mentoring often sounds like the perfect way to steward your time in retirement—until you try it and realize it's not as intuitive as you'd hoped.For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if we've misunderstood how mentoring fits into God's design for this season of life? Jeff Haanen joins us with practical stories and spiritual insight to help us reframe it.Jeff Haanen is an accomplished entrepreneur and the founder of the Denver Institute for Faith & Work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rethinking MentoringRetirement is often marketed as the reward for decades of hard work—a long-awaited season of leisure and personal fulfillment. But what if there's a deeper, richer invitation waiting for us in this chapter of life? What if retirement isn't just about what we get—but what we give?Retirement isn't the end of our calling. It's a fresh opportunity to steward our lives for God's Kingdom in powerful new ways. One of the most meaningful ways we can do that is through mentoring—especially when we reimagine it as intergenerational friendship.Many of us picture mentoring as a formal, structured relationship: scheduled coffee dates where the older offers wisdom and the younger listens. While these settings can be helpful, we've found that mentoring is most fruitful when it grows from an organic, mutual friendship.Rather than casting ourselves as sages who dispense advice, we're invited to be fellow travelers—learning, laughing, sharing, and growing together. Intergenerational friendships emphasize mutual respect, shared experiences, and spiritual growth over time.This vision of mentoring as a form of friendship has deep roots in Scripture. Jesus said to His disciples, “I no longer call you servants… I have called you friends” (John 15:15). The Apostle Paul invested in Timothy, Elijah mentored Elisha, and Naomi walked with Ruth—but in each of these relationships, we find more than just a teacher and a student. We see companions whose hearts were knit together in love and trust.In God's upside-down Kingdom, wisdom flows both ways. The older bring experience and insight; the younger bring hope, energy, and perspective. Together, we become more like Christ.What Makes Mentoring Thrive?Through our own journey and through observing others, we've seen several elements that make these relationships truly flourish:Delight in the Next Generation. Mentoring starts not with duty but with joy. When we find genuine delight in those younger than us—when we enjoy being with them, listening, and learning—we build the foundation for real connection. Affirm Before Advising. Many younger adults are uncertain about their calling or whether they have what it takes. A word of affirmation can be far more powerful than advice. Encouragement builds trust and opens the door to growth. Lead with Vulnerability. We don't need to have it all together. It's our stories of failure and God's faithfulness that often minister most deeply. Humility makes room for healing and hope. Commit for the Long Haul. There's no shortcut to transformation. Mentoring thrives when we're patient and willing to walk alongside someone over time—through victories, setbacks, and seasons of change. Ask Thoughtful Questions. Jesus often asked His disciples powerful, heart-revealing questions. We can do the same. When we help others discover truth for themselves, they take greater ownership of their journey.The local church is a natural place to start. It's one of the few places left in our culture where generations regularly gather. Maybe it's time to simply show up—to attend a young adult gathering, volunteer in youth ministry, or offer to listen and pray for someone younger.Our workplaces also offer opportunities. Even in retirement, we may still have professional wisdom worth sharing. Informal conversations, apprenticeships, or consulting can all create meaningful space for mentorship.Most importantly, we must pray. We've learned to listen—not only to our mentee but to the Holy Spirit. We ask: Lord, what do You want us to say in this moment? How can we best serve this person? Prayer is the lifeblood of all fruitful mentoring relationships.What If Retirement Looked Like This?Imagine if thousands of believers approaching retirement swapped comfort for Kingdom impact. What if instead of isolating ourselves, we stepped into churches and communities, offering our time, wisdom, and presence?We believe that mentoring may be one of the most significant contributions we can make in our later years—not only for the benefit of others, but also for our own joy and growth. As we give ourselves away, we often find our richest reward.So here's the invitation: Start showing up. Start listening. Start sharing your story. And watch what God does through friendship across generations.Help Us Equip Others to Live with PurposeRight now, more people than ever are seeking biblical wisdom to navigate their finances and their calling. When you become a FaithFi Partner, you help meet that need.Partners receive:Early access to new devotionals and studiesA subscription to our Faithful Steward magazinePro access to the FaithFi appJoin the mission today with your gift of $35/month or $400/year at FaithFi.com/Give. On Today's Program, Rob Answers Listener Questions:I'm trying to compare mortgage rates from several lenders, but I'm concerned that multiple hard credit inquiries will affect my credit score. What's the best way to shop around without damaging my credit?I'm trying to decide between setting up a Special Needs Trust or an ABLE account for my nephew. Can you explain the differences and help me understand which option might be better for his long-term financial support?After my husband left, I found myself in a challenging financial situation. Most of my savings are gone, and because of a traumatic brain injury, my ability to work is limited. I feel overwhelmed and don't know where to begin. How can I start to rebuild my financial life?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenBankrate | Lending TreeMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

It's the Beigie Awards, our eight times a year salute to the art and science of telling stories about the economy. The most recent Beige Book shows that Americans are finding ways to spend less money ... including on their vacations. On today's show, we find out what Benjamin Franklin and Jersey Beach goers have in common.Related episodes:How many times can you say uncertainty in one economic report?Trump's cuts come for food banksThe secret tariff-free zoneFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy