Latina Investors

In this episode, I share my birth story. This isn't money or financial related. This is just me wanting to share and document my transition and journey into motherhood. If you're looking for a 2025 Budgeting Template, click here

In this episode, I share 5 lessons that helped me make my first $100k in business. If you're someone who wants to start a business, wants to go full time in business or is pursuing a big goal...this episode will be helpful. I'm sharing the biggest mindset shifts I had to make in order to hit my 2024 revenue goal. Mini Course: ⁠"Am I On Track To Retire Comfortably?!" Mini Course

In this episode, I'm diving into the difference between simply contributing to your retirement and actually retiring comfortably. If you're putting money into your 401(k) but unsure if you're on track or doing “enough,” this podcast episode is for you. I'll break down what it really takes to build a retirement strategy that works for you and introduce my new course designed to help you go from confused to confident about your financial future. "Am I On Track To Retire Comfortably?!" Mini Course

In this episode, I'm joined by Diana, an accountant dedicated to helping first-gen service entrepreneurs tackle their bookkeeping and taxes with confidence. As the eldest daughter of Mexican immigrants, Diana is passionate about empowering the Latine community by bridging the gap between tax education and financial success. We break down how taxes work, why getting a refund isn't always a win, and demystify the IRS to help you feel more confident about managing your taxes and growing your financial knowledge. Episode Resources: Tax Withholding Estimator IRS VITA Grant Program Tax/IRS Podcast Episode Follow Diana on Instagram: @TaxeswithDiana

LEGAL DISCLAIMER: This discussion reflects the personal experiences and research of two individuals— it is not professional advice. If you're navigating immigration matters or considering financial steps tied to your status, we strongly recommend consulting with an immigration lawyer or qualified professional for guidance tailored to your specific situation. In this episode of the "Anti Gate Keepers" series, I'm joined by Maribel, a first-gen daughter of Mexican, Purepecha indigenous immigrants. In this episode, Maribel uses her expertise to empower USA-based immigrants to earn, save, and invest their money—regardless of immigration status. We answers key questions to help you feel more confident and secure in your financial journey if you're getting started with investing as a DACA recipient. Instagram: https://www.instagram.com/ourwealthmatters/

In this episode of the "Anti Gate Keepers" series, I'm joined by Lizbet, a First-Gen Latina, mom of two, and budgeting expert who paid off over $100,000 in debt—all while traveling with her family using credit card hacking. Lizbet shares how she uses travel hacking and credit card points to make family travel more accessible and affordable even during a debt pay off journey. We dive into her strategies for leveraging points, staying on budget, how to get started with credit card points & how she stay motived in her debt pay off journey. If you've ever wondered how to do more with your credit cards/points...this episode is for you! Budget Spreadsheet: https://lizbetco.ck.page/ Guide to Travel Hack While Paying Off Debt: https://lizbetco.ck.page/travelguide Instagram: https://www.instagram.com/lizbettalksmoney/ TikTok: https://www.tiktok.com/@lizbettalksmoney YouTube: https://www.youtube.com/@lizbettalksmoney

In this episode of the "Anti Gate Keepers" series, I'm talking with Denise Torres, a first-gen Chicana attorney and founder of Torres Legal Counseling. Denise is on a mission to close the racial wealth gap and shares practical tips to help make sure our legacies stay in the family and support future generations. We break down estate planning and why it's so important for our community to understand, and also talk through why trusts aren't just for the “rich” but are essential for protecting your hard-earned money and building generational wealth. Instagram: https://www.instagram.com/thelegalchisme/Email: denise@torreslegalcounseling.com

In this episode of the Anti GateKeepers Series, I talk with Nieves Soto, a trailblazer in her family as the first to buy a rental property. Since her first purchase in 2021, she's expanded her portfolio with smart investment choices that don't over leverage her finances and keep adding to her portfolio. Nieves shares her approach to making sound investing decisions and offers insights into what it takes to navigate the real estate market today. Whether you're a first-time investor or looking to expand your knowledge, this episode full of practical tips and inspiration. Nieves Soto Bio: Nieves is passionate about personal finance and real estate investing. Her goal is to promote financial literacy and independence to other Latinas. She recently relocated to NYC but lived and invested in St. Louis, MO. Her experience is in MTR and LTR properties. She has used the house hacking and BRRR strategy to grow her real estate portfolio. Nieves Soto Instagram @theconfidentwallet Resources Referenced: Your First Rental Property Course

Introducing the Anti Gate Keepers series! Over the next couple of weeks, I'll be interviewing six experts in fields like real estate investing, taxes, estate planning, career coaching, credit card hacking, and even investing as a DACA recipient. You'll gain insider access to wealth-building strategies that often feel out of reach, as we dive into practical steps and personal insights from first gen WOC who aren't here to keep secrets—they're here to share their wealth of knowledge.

In this episode, I'm breaking down the myth that keeps so many from investing: “I can't touch my investments.” I'll explain how and when you can access your accounts, plus how to avoid penalties from certain account. So whether you're saving for retirement or another big goal, I'll show you how to access your money when you need it—without messing up your long-term plan. Book a call here to learn more about 1:1 money coaching.

In this episode, I dive into the financial planning and emotional aspects that come into play during the holiday seasons. You'll get practical strategies for budgeting and planning your holiday expenses and how to navigate the emotional triggers that can lead to overspending. Click here to learn more about 1:1 money coaching.

In this episode, we talk about the pros and cons of hiring a financial advisor versus a money coach. I break down what path is best for you to take, depending on what you want. And also, what to consider/ask when hiring a financial advisor if you're planning to completely outsource. Click here to learn more about 1:1 money coaching.

In this episode, I cover what it means to live off your assets and why it create the ultimate freedom for you. We dive into how to detach your income from your labor, how to *actually* live off your portfolio & what it means to get to a place where you no longer need to work to earn money. Interested in 1:1 Coaching? 1:1 money coaching is for the first gen WOC who wants to set yourself up to retire comfortably and set up your money to work for you. ⁠⁠Book a call here to learn more⁠⁠.

In this episode, I introduce a simple yet powerful investing framework that will help you build wealth confidently—even if you're worried about risk or don't know where to start. I break down a 4-step process that prioritizes your financial goals, reduces investing risk, and keeps your investments growing steadily over time. If you've ever felt overwhelmed by investing or unsure how to choose investments, this episode will show you how to start small, automate the process, and make your money work for you—without the stress. Listen to the latest episode by searching “Latina Investors” wherever you consume your podcasts or heading to the link in my bio.

In this episode, I dive into the fundamentals of the FIRE (Financial Independence, Retire Early) movement and how it helps you achieve financial freedom. I break down the key principles of FIRE, while also exploring the different paths to FIRE you can pursue, no matter where you are on your financial journey. FIRE Couple Interview Interested in 1:1 Coaching? 1:1 money coaching is for the first gen WOC who wants to set yourself up to retire comfortably and set up your money to work for you. ⁠⁠Book a call here to join 1:1 money coaching⁠⁠.

Are hoarding money, not just saving it? Hoarding money is when saving becomes hoarding and fear of spending takes over. In this episode, I share my journey of breaking free from the scarcity mindset and how you can too. We'll explore key mindset shifts to help you let go of fear, enjoy your money, and make it work for you beyond just saving. Interested in 1:1 Coaching? 1:1 money coaching is for the first gen WOC who wants to set yourself up to retire comfortably and set up your money to work for you. ⁠Book a call here to join 1:1 money coaching⁠.

Ever wondered, "Where can I put my money so it works for me?" Many first gen WOC hear only about saving, but once you've built up your emergency fund, it's time to explore more strategic options. In this episode, we break down five key places to grow your money: High-Yield Savings Accounts (HYSA), 401(k)s, Roth IRAs, Individual Brokerage Accounts, Health Savings Accounts (HSAs), UGMA. Learn how these options can generate interest, grow in value, and build long-term wealth. HYSA Recommendation: Marcus by Goldman Sachs Referral Link 1:1 money coaching is for the first gen WOC who wants to set yourself up to retire comfortably and set up your money to work for you. ⁠Book a call here to join 1:1 money coaching⁠.

In this episode, I interview my client Xiomara about her experience with money coaching. She talks about her biggest takeaways, how she's feeling like she has more money & why she finally decided to join 1:1 despite being afraid of the investment. 1:1 money coaching is for the first gen WOC who wants to set yourself up to retire comfortably and set up your money to work for you. ⁠Book a call here to join 1:1 money coaching⁠.

Do you feel like your paycheck disappears before you can save anything? And even if you're earning good money in your career, you're still living paycheck to paycheck, always waiting for more money to come? You might be stuck in the "Splitting Money Cycle." This is a common cycle that keeps you from building wealth and makes it seem like you never have enough. In this episode, we'll reveal how to break free from this cycle, take control of your finances, and start saving more without needing to get a raise. We'll cover simple & effective money management strategies to stop you from living paycheck to paycheck and finally enjoy financial freedom. Click here to learn more about my 1:1 money coaching program.

I went full time in my business in Aug of 2023, so it's officially been 1 year of full time entrepreneurship. In this episode, I share the 5 money lessons I learned during my first full year in business. If you're thinking about one days starting a business, you want to get used to how money works in a business setting and how you need to view money from a business standpoint. Book a call to learn more about 1:1 money coaching.

In this episode, we go into everything you need to know about your credit score. You'll learn what actually 5 factors truly impact your score and what credit myths are circulating around that aren't true. We'll cover: Why checking your score doesn't hurt your score How having multiple credit cards can help your score Why "carry a balance" doesn't matter If you want to learn more about how to optimize your finances, book a free consult call to join 1:1 money coaching.

In this episode, I share a life update and also let you in behind the scenes on how I've been financially planning for it. We go into the costs of starting a family from hospital costs, baby prep/education and baby items as well as cover some daycare costs. If you're thinking about starting a family in the next year or two, this episode will help you think through some upcoming costs! Book a free consult call to join 1:1 money coaching here.

➡️ ⁠⁠⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions. This episode we talk about when to sell your investments, what factors to consider and the investing strategy that helps you create mid-term & long-term wealth.

➡️ ⁠⁠⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions. This episode walks you through how to invest for your kids In the episode, we go into: The different types of investing you can do for your kids: 529 Plans to UGMAs to Custodial Roth IRA How to decide which options is best for you What to consider as you're thinking through each option ⁠⁠⁠How To Work With Me - 1:1 Money Coaching Program⁠⁠⁠

➡️ ⁠⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions. This episode is about find the right number for you to start investing with... In the episode, we go into: My formula to decide how much to start investing with How to feel good about where you're starting The impact of starting where you're at And how to set yourself up to have $500k, $750k or $1M when you enter retirement ⁠⁠How To Work With Me - 1:1 Money Coaching Program⁠⁠

➡️ ⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions. This episode is about "what the heck is passive income actually?" In the episode, we go into: What exactly is passive income? How to create passive income with investing The ways your money actually grow ⁠How To Work With Me - 1:1 Money Coaching Program⁠

➡️ REGISTER HERE FOR FREE INVESTING TRAINING⁠ In the "How Do You" Investing Series...we're breaking down all the questions. The first episode is about "choosing the right stocks." In the episode, we go into: Different types of investing strategies How to choose the right investments for you Why index funds are a better bet than "choosing stocks" How To Work With Me - 1:1 Money Coaching Program

Free Training: How To Start Investing With $1,000 Or Less

In this episode, I interview my client Emily who joined 1:1 money coaching as a “super saver” but is leaving with a new mindset & outlook with money. She shares her experience, biggest takeaways and the growth she's had while doing money coaching. Enjoy this episode! Learn to invest your money to easily fund your upcoming life milestone goals and set yourself up to retire comfortably. Book a call here to join 1:1 money coaching.

In this episode, we talk about the differences between Roth and Traditional accounts. I explain the pros and cons of each and which one is better to consider depending on your situation. Book a free call to join 1:1 money coaching here.

What does it actually mean to live off your investments and how do you get there? In this episode, I talk about how to live off your investments and "how" it actually works mathematically. Because the biggest thing you get when you can live off your investments is TIME. More time to enjoy doing the things you love, more time to experience new things or more time with your family. If you want to learn how to live off your investments, no matter how much money you're making - book a free call here to join 1:1 money coaching.

Credit cards are greats tools to add to your money system...but it's all about how you choose to add them and the role you give them. In this episode, I break down 3 tips that will help you stay organized with your credit cards so you're always clear on where your money is going while avoiding overspending. Learn more about my 4 month 1:1 money coaching program here.

In this episode, we talk through how the ways you see yourself with money can directly impact your results with money. I share the 4 big identities you want to grow and develop as you're working on your money journey. Click here to book a free call to join 1:1 money coaching.

If one of your biggest financial goals is to buy a house, this episode will break down exactly how to prepare to walk into homeownership feeling confident and financially prepared. I walk you through the 5 steps I personally did when buying a home. Book a free consult call here to join 1:1 money coaching.

In this episode, I talk to my client Joanna Garcia about her experience with money coaching. You'll hear the "aha" moments she got from coaching, what fears she had before joining and how she's now feeling about money. To learn more about 1:1 money coaching, click here: https://calendly.com/buildinggenwealth/interest

At the start of my money journey an "unrealistic" money goal changed my life. That might seem dramatic to say - but truly, it did! In this episode, I talk about what to do when you run into a money goal you find "unrealistic" and how to approach it. You'll learn exactly how to turn unrealistic goals into realistic goals. Learn how to start investing your money by joining my 4 month money coaching program. Click here to learn more

In this episode, I cover the 5 most common investing myths I hear that are holding you back from investing. I go over why they're myths and explain what is actually true. 4 Month Money Coaching Program Click here to learn more about my signature money coaching program.

In this episode, I go over the factors you want to look for when picking index funds.  You'll understand why you'd pick certain funds vs other funds. And how to go about making the best decisions for you, your goals & your timeline.  Click here to learn more about my 4 Month Money Coaching Program.

In this episode, I talk about how your investing account replenishes itself vs how your savings account is replenished by you.  You'll learn how to use an investing account to start making your money work so that as your parents enter retirement, you are able to help them financially without it feeling a big financial pressure or burden.   Book a call for my 4 Month Money Coaching Program here.

In this episode, I break down how to save in a strategic way so that you're not just saving to save but instead being intentional and purposeful with your money. You'll understand why having specific funds you're working on savings towards is a much more effective strategy than just sending money to a "general savings." I used to be an oversaver who saved and saved. And this created never-ending goals coupled with the idea that spending my savings was "bad." This combination led to money anxiety and not feeling empowered with my money despite having a big savings. But once you learn how to use your money to hit specific goals vs just "saving it"...you feel much more in control of the life you're building with your money. Click here to learn more about my 4 Month Money Coaching Program.

In this episode, I share with you the conversation I had with a friend about her retirement goal why $1 Million in retirement is the minimum.  $1 Million in retirement seems like a big goal and a lot of money, and it is. But it's also very achievable.  You'll learn why this is a very achievable goal and how to find out if you're on track to hit this goal.   Click here for the Compound Interest Calculator. 

In this episode, hear from my client Angie as she reflects on the growth she's had inside 1:1 money coaching. If you've been interested in 1:1 money coaching and wondering "what it's like" this episode will give you an inside look. You'll also learn how Angie was able to save more than $8,000 *and* start investing while enjoying life and finding her perfect balance of savings and spending. To join 1:1 money coaching, click here.

In this episode, we unpack the differences with saving money and hoarding money. And you'll learn how to go from “money hoarder” to “strategic saver” to “wealth builder.” Wealth builders have their money work for them. They use money to create, build, architect & design lives they love.  Book a call to join 1:1 money coaching.

In this episode, I break down all the different types of “passive income” out there and which one is my preferred one..and why! You also learn how to start looking at passive income, how to create it both in the mid-term future and the long-term future. And how investing can help ease the financial pressure you might be experiencing. Book a call to join 1:1 money coaching here.

In this episode, I share about the salary increase that changed the course of my finances. I share my mindset struggles, my money strategy and what came of my bump in salary & my lessons learned. Click here to book a call to join 1:1 money coaching

If you're struggling to see credit cards as a tool to help you, this episode will help you see all the ways credit cards can be an effective tool for your money journey. In this episode, Andrea shares her journey with using credit cards, the 4 credit cards she has and how they've helped her money "work" by leveraging points, sign on bonuses and cash back! Click here to book a call to join 1:1 money coaching.

In this episode, Andrea draws parallels between her journey with Intuitive Eating and money. She'll talk about the differences in Choosing No vs Being Told No and how you can get a handle on your spending by applying 2 big tips! Click here to book a call to join 1:1 money coaching

I recently hosted a training and I got a lot of questions about investing. In this week's episode, I'm answering a handful of questions that come up and will help you understand a little more about investing, wealth building and how to get started. Click here to book a call to learn more about 1:1

In this episode, I talk about why I think everyone should open a taxable brokerage account as part of their investing portfolio and the ways this account will help you during the season of your life that brings the highest expenses. Book a call to join 1:1 money coaching here

In this episode, we talk about the “cons” of seeing yourself too much as “a saver.” There are 3 other areas of your money identity that you want to grow and cultivate. These 3 other areas will help you not just save money but also grow it.  Click here to book a call to join 1:1 money coaching

In this episode, we talk about how much time it takes to upkeep your investments. You'll be introduced to a strategy that allows you to simplify & grow your money without needing to pour in a lot of time, energy and effort to maintain. Book a call to join 1:1 here Register for my free investing training here