Podcasts about living off

What if the most important phase of retirement is the one nobody talks about? This week, Jean sits down with Dana Anspach, CFP, to walk through the four phases of retirement outlined in her new book, Living Off Your Acorns: Your Guide to the Four Phases of Retirement, including the phase she argues matters most of all: the Pre-Go years. Dana breaks down what to expect at every stage — from building your foundation before you retire, to navigating the emotional and financial shifts that come after — and shares the real stories of clients who had to course-correct, pivot, and reimagine what retirement could look like for them. In this episode, Jean and Dana cover: What the Pre-Go phase is, why it matters, and when it typically begins Why so many high achievers struggle to envision retirement What a $1 million retirement savings goal actually buys you in 2026 How to course-correct if you're behind on savings in your 50s and 60s If today's conversation made you think about saving enough for your retirement, Jean's new book, The Forever Paycheck, is the perfect next step. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the future of mining isn't just measured in ounces produced—but in the communities, habitats, and generations it leaves behind? In this episode of Mining Minds, we sit down with Dave Spicer—miner, rancher, entrepreneur, conservation advocate, and lifelong Beatty resident—for a thought-provoking conversations about the future. Dave's story is deeply intertwined with the history of Beatty, Nevada, from growing up on a ranch and living off the land to building businesses, supporting mining projects, and dedicating decades of his life to ensuring his hometown has a future. What makes this conversation unique is Dave's perspective on the relationship between mining, conservation, and community development. Through habitat restoration, trail development, species conservation, and local partnerships, he has spent years bringing people together around solutions that benefit the land, the community, and the mining industry. Learn more about Dave's efforts and how you can get involved below. Storm-ov.org Trails-ov.org We'd like to thank AngloGold Ashanti for making this episode possible and for supporting conversations that highlight the people, partnerships, and opportunities shaping the future of our industry. Episode Sponsors: Motor Mission Machine and Radiator Heavy Metal Equipment & Rentals Safety First Training and Consulting   Episode Chapters 00:00 Building a Future Beyond Mining 01:05 Growing Up in Beatty and Ranch Life 05:08 Living Off the Land 08:02 Discovering Mining Opportunities 11:00 The First Major Mining Boom 13:45 Creating Opportunity After the Bust 16:20 From Dimensional Stone to Entrepreneurship 21:10 The Amargosa Toad Conservation Fight 26:05 Turning Conflict into Collaboration 29:15 Partnering with AngloGold Ashanti 35:05 Trails, Recreation, and Community Legacy 50:45 Inspiring Future Generations

Podcast: Nexus: A Claroty Podcast (LS 32 · TOP 5% what is this?)Episode: Ric Derbyshire on Living-Off-the-Plant OT CyberattacksPub date: 2026-05-25Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationRic Derbyshire, a Principal Security Researcher at Orange Cyberdefense and an Honorary Researcher at Imperial College London, joins the Nexus Podcast to discuss how attackers are able to gain lateral movement across operational technology (OT) assets through a tactic known as Living Off the Plant.Similar to Living-off-the-Land attacks, Living-Off-the-Plant TTPs leverage native functionality specific to OT, with a potential negative impact on physical assets and safety concerns. Subscribe and listen to the Nexus Podcast here. The podcast and artwork embedded on this page are from Claroty, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

51 Years Living Off The Markets In episode 561 of the Desire To Trade Podcast, you will be listening to an interview with trader and author Peter Robbins, who's been living off the markets for over 50 years. Peter breaks down why most traders fail long before strategy becomes the problem—and how simplifying your approach, trading less, and understanding yourself changed the way he survived different market cycles. The video is also available for you to watch on YouTube. >> Watch the video recording! Topics Covered In This Episode 00:00 Introduction 00:48 Who is Peter Robbins? 01:31 How Peter discovered trading at just 15 years old 02:10 Learning trading before social media, Discords, and online mentors existed 03:21 Why traders should align strategy with personality, lifestyle, and experience 05:12 The difference between mastering one trading style vs adapting to multiple market conditions 07:05 Why there's no "perfect" strategy and how traders should choose what fits them 08:50 The role of trial and error in finding the right trading approach 10:34 The truth about trading freedom and why most traders still need guidance 11:16 Why accountability, mentorship, and trading communities matter more than traders think 13:02 The mindset shift required to survive trading long term 15:44 Why execution and psychology matter more than strategy tweaks 18:29 Knowing when a strategy is good enough 20:20 What separates traders who last decades from those who quit early 23:14 Why passion for trading matters more than chasing money 24:48 The advice Peter would give himself as a young trader starting out today 27:15 Where to find Peter Robbins and his book (links below) What did you like best in this podcast episode? Let's talk in the comments below, or join me in the Facebook group! Desire To Trade's Top Resources DesireToTRADE Forex Trader Community (free group!) Complete Price Action Strategy Checklist One-Page Trading Plan (free template) Recommended brokers: EightCap (preferred Crypto and FX Broker) AxiTrader (use our link to get a special bonus) Desire To TRADE Academy Get a copy of Prop Trading Secrets (Author: Kathy Lien & Etienne Crete) About The Desire To Trade Podcast Subscribe via iTunes (take 2 seconds and leave the podcast a review!) Subscribe via Stitcher Subscribe via TuneIn Subscribe via Google Play See all podcast episodes How to find Peter Robbins The Trader's Journey (Book) X/Twitter: @prrobbins What one thing will you implement after listening to this podcast episode? Leave a comment below, or join me in the Facebook group!

Ric Derbyshire, a Principal Security Researcher at Orange Cyberdefense and an Honorary Researcher at Imperial College London, joins the Nexus Podcast to discuss how attackers are able to gain lateral movement across operational technology (OT) assets through a tactic known as Living Off the Plant.Similar to Living-off-the-Land attacks, Living-Off-the-Plant TTPs leverage native functionality specific to OT, with a potential negative impact on physical assets and safety concerns. Subscribe and listen to the Nexus Podcast here. 

What does it really mean to build wealth through property — and at what point does the business you created start running you? In this episode, we're joined by property entrepreneur Daniel Hill for a wide-ranging conversation on scaling businesses, financial freedom, entrepreneurship, AI, and the realities of building long-term wealth through property. Daniel shares his journey from building houses at 15 years old to creating, scaling, and selling over 40 companies, building a multi-million-pound portfolio, retiring at 35, and eventually moving into a family office structure focused on low-risk, long-term assets. We discuss: • Why most property investors accidentally create themselves another job • The difference between owning a business and operating one • Scaling property portfolios without burning out • The “band of brothers” phase vs building professional teams • Why bigger isn't always better in business • Living off assets instead of salary • The growing wealth gap in the UK • Why Daniel believes this is the best property market he's ever seen • The opportunities in commercial property, blocks of apartments, and lease deals • AI, entrepreneurship, and how technology is changing business forever • Finding balance, avoiding burnout, and building a life by design Whether you're starting your property journey or already running a sizeable portfolio, this episode is packed with insight on wealth creation, business growth, and financial independence. Subscribe and follow for more conversations with leading property investors, entrepreneurs, and industry experts.

Actively building an attitude to your partner can open you up to the action of the scene.

Your old wins are proof of what you were capable of. But they are not proof of what you are building today. In this episode of The Level Up Podcast, Paul Alex breaks down why living off past victories can quietly become one of the biggest threats to your growth. That first big month felt amazing. That launch changed your confidence. That one major win proved you were capable. But if you keep replaying yesterday's success instead of creating new momentum, that trophy eventually turns into a trap. In this episode, you'll learn: Why past victories can create comfort and complacency How old wins can make you stop pushing for the next level Why the market only respects current execution How to reset your hunger, discipline, and standards every day Success is not something you earn once and keep forever. It has to be rebuilt. Re-earned. Reinforced through action. Because the moment you start believing your past wins are enough… You stop evolving. And when you stop evolving, someone hungrier, sharper, and more disciplined is already coming for your spot. The elite do not live off trophies. They create new evidence every single day. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: ⁠https://jo.my/paulalex2024⁠ Facebook: ⁠https://jo.my/fbpaulalex2024⁠ YouTube: ⁠https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQ⁠ LinkedIn: ⁠https://jo.my/inpaulalex2024⁠ Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: ⁠www.CashSwipe.com⁠ FREE Copy of my book “Blue to Digital Gold - The New American Dream” ⁠www.officialPaulAlex.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

A man who had been living off-grid in north Kent for more than 30 years, says he feels 'absolutely dead' after his property was demolished. Bob Thwaites had called a caravan on Swanscombe Peninsula home since 1991, but the structure - and everything inside - has been levelled to the ground by the landowners of the site. Also on today's podcast, a dangerous driver who led police on a 20 minute chase after refusing to stop in Edenbridge has been jailed. The 23-year-old was spotted acting suspiciously on Mont St Aignan Way last month and followed into south London. The chief executive of South East Water has resigned. David Hinton has been under fire since water outages affected thousands of customers in Kent before and after the new year. A Faversham man who lost both of his parents to brain tumours has revealed how it's now inspired his career. Ollie Payne's dad passed away when he was just seven and his mum died just five weeks after being diagnosed 10 years later. And, events are being held in Kent to mark David Attenborough's 100th birthday. The broadcaster has worked on more than 100 nature documentaries during his career, which spans across eight decades. Hear from pupils near Ashford who are among those celebrating. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Luke is a bowyer, naturalist, teacher, rewilder, mentor, survivalist, and founder of Holistic Survival School. Luke has committed his life to mastering and teaching ancestral and indigenous living skills in order to help people find their balance and connection to the Natural World.Please enjoy this episode of Project Quiver on Salish Wolf with Luke McLaughlin.          Episode Links: https://www.holisticsurvivalschool.com/https://www.instagram.com/luke.holistic.survival.school/Project Quiver at Anchor Point ExpeditionsSummary:In this in-depth interview, Luke McLaughlin shares his journey into holistic survival, primitive skills, and bow making. Discover how these ancient practices foster connection, spiritual growth, and resilience in modern life.Show Notes:Holistic survival as a daily practicePrimitive skills for modern lifeThe spiritual and therapeutic aspects of bow making and fire buildingChapters:00:00 Introduction to Holistic Survival School03:52 The Philosophy of Survival in Modern Life06:51 Teaching Methods and Program Structure09:14 The Journey into Bow Building and Hunting12:27 Therapeutic Aspects of Survival Skills15:17 Experiences on Reality TV and Hunting18:20 The Importance of Connection to Nature21:20 Cultural Reflections on Survival and Awareness24:11 Impact of Survival Skills on Students27:06 The Power of Fire Making30:53 Bow Building: A Primal Connection37:32 Harvesting Osage: A Journey of Connection40:40 Flint Knapping: The Art of Arrowheads45:30 Living Off the Land: A Holistic Approach51:45 The Spectrum of Primitive Skills53:58 Rites of Passage and Youth Engagement56:42 Cultural Connections and Community Building01:01:01 Reconnecting with Nature and Ancestral Skills01:05:36 The Importance of Following Your Passion01:11:24 The Art of Bow Making and Attunement

From living in his truck to building a life in the Alaskan interior and the Minnesota Northwoods, Kyle Helmberger has spent a decade defining what it means to be truly free. Laura Schara chats with Kyle about the grit, the solitude, and the "why" behind his journey to live off the grid.Presented by Kinetico (kineticoMN.com/), Star Bank (star.bank/) & Disabled American Veterans of Minnesota (https://davmn.org/) See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this week's episode the Powell men discuss the #MichaelJacksonBiopic . We won't be seeing it until it streams because We #WannaBeStartingSomething and we're #Bad . Mostly it's because we lived it and we #RemebertheTime . See what I did? The conversation turns to the #NewYorkKnicks who seem to have their hands full with the #AtlantaHawks . Derek offers som brilliant coaching adjustments to #MikeBrown. Hope he's listening. #JaafarJackson #JermaineJackson #JacksonFive #BobbyWommack #SamCooke #AlGreen #Soultrain #DavidRuffin #OffTheWall #Thriller #NBAPlayoffds #JalenBrunson #KatTownes

Stop Using VSS as a Backup Before Ransomware Deletes Your Shadow CopiesRansomware deletes shadow copies using your own built-in Windows tools against you — and if VSS was your backup plan, you just found out the hard way that it wasn't. In this episode, W. Curtis Preston (Mr. Backup), Prasanna Malaiyandi, and Dr. Mike Saylor break down exactly what shadow copies are, why they don't qualify as a real backup, and how attackers are weaponizing vssadmin to wipe your recovery options before you even know you're under attack.If you've got Windows systems and you've been thinking "eh, we've got shadow copies," this episode is for you. We cover the history of VSS — what it was actually designed for, why it became a crutch, and why using it as your primary backup strategy is a bad idea on multiple levels. Performance, the 3-2-1 rule, and the fact that one attacker with admin rights can delete every single copy in seconds. We also get into the living off the land angle: how attackers do recon on your shadow copies, how they use them to scope out valuable data before going full ransomware, and what you can actually do to detect and respond to this behavior using EDR tools.The bottom line: VSS is a great tool. It was just never meant to be your backup. Get a real one.Chapters:0:00 — Intro1:39 — Welcome & Book Talk3:26 — What Are Shadow Copies and Why Do People Use Them as Backups?9:14 — Performance Problems with VSS as a Backup10:19 — Living Off the Land: How Ransomware Uses VSS Against You12:36 — Can You Monitor or Lock Down VSS Admin?14:26 — Why Shadow Copies Fail the 3-2-1 Rule (They're Not a Backup)18:01 — How to Protect Yourself: Configuring Your EDR21:31 — The Local Admin Problem and Security Culture27:00 — Virtualization, Snapshots, and Shadow Copies29:00 — Final Thoughts: Just Don't Do That

What happens if the market crashes as soon as you hit FIRE? In this episode, Hayden and Dave get into one of the most practical and underrated challenges of early retirement: actually living off your portfolio when things get rocky.They cover:

Is your EDR blinding you to insider threats? In this episode, Ashish is joined by Brandon Dixon (Co-Founder & CTO of Ent AI, and former Microsoft Security Copilot leader) to discuss why traditional endpoint security tools are failing in the AI era .Brandon talks about the reality of modern "Insider Risk." Attackers are no longer relying on malware; they are "living off the land" by using legitimate enterprise software (like Zoom or Microsoft Office) to look like everyday employees . Why EDR tools can see that Zoom is running, but are completely blind to a user granting remote control to an outsider .We also explore the explosion of Shadow AI, highlighting a real-world HIPAA violation where an HR employee tried to feed patient records into Meta AI via WhatsApp . If your SOC team is drowning in alerts from "dumb control points," this episode talks about how to move from reactive pattern matching (legacy DLP) to proactive behavioral intent modeling at the endpointGuest Socials -⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Brandon's LinkedinPodcast Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@CloudSecPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you want to watch videos of this LIVE STREAMED episode and past episodes - Check out our other Cloud Security Social Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cloud Security Podcast- Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cloud Security Newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you are interested in AI Security, you can check out our sister podcast -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ AI Security Podcast⁠Questions asked:(00:00) Introduction(02:50) Who is Brandon Dixon? (RiskIQ, Microsoft Copilot, Ent AI) (04:00) Redefining Insider Risk: Malice vs. Mistakes (05:10) "Living Off the Land": Why Adversaries Use Legitimate Tools (06:30) The Zoom Example: Why EDR is Blind to Remote Control Hacks (09:30) The Failure of Security Training against "Click Fix" Attacks (11:50) Case Study: A HIPAA Violation via Meta AI in WhatsApp (13:50) Why Traditional DLP Fails at Semantic Context (16:50) Local AI Usage: Why Workloads Are Returning to the Endpoint (18:50) The Problem with UEBA: Putting Anomalies in Context (22:30) Why You Can't Build This With a Data Lake (26:30) Stopping the "Trophy SOC" and Dumb Alerts (27:40) Fun Questions: Kangaroo Jerky Tasting (28:40) Hobbies & Pride: Ultramarathons and Growing Up in Baltimore (29:20) Favorite Cuisine: Burmese Food (Tea Leaf Salad)

Where did our moral instincts come from? Did Christianity shape the values we take for granted today? In this conversation Ben talks with apologist, author, and speaker Glenn Scrivener - who makes the case that ideas like human rights, equality, and the abolition of slavery didn't emerge despite Christianity, but because of it - and warns what happens if we lose those roots.----------------------Ben has completely revised and updated his powerful book, Jesus in the Secular World: Reaching a Culture in Crisis—a must-read guide for anyone longing to reach those who may never step foot in a church. Packed with real-world insights and practical strategies, this book could be the breakthrough you've been searching for.Don't wait—get your copy today!Click HERE to check it out on Amazon.For more information, go to: jesusinthesecularworld.com------------------------Questions, comments, or feedback? We'd love to hear what you think! Send them to provokeandinspire@steiger.org, or send us a message on Instagram.Click HERE to receive news, thought-provoking articles, and stories directly in your inbox from Ben, David, Luke, and Chad!Click below to follow the regulars on Instagram!Ben PierceDavid PierceChad JohnsonLuke GreenwoodSend us Fan MailNewest Midroll

Podcast: PrOTect It All (LS 27 · TOP 10% what is this?)Episode: The Striker Attack: What It Reveals About OT Cybersecurity and Why Tabletop Exercises MatterPub date: 2026-03-23Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationCyberattacks don't just test your systems - they test your preparedness. In this episode of Protect It All, host Aaron Crow breaks down key lessons from the Striker attack and what it reveals about today's evolving threat landscape across IT and OT environments. From energy and healthcare to manufacturing systems, attackers are increasingly using sophisticated techniques like “living off the land” - blending into normal operations instead of deploying obvious malware. Aaron takes this beyond theory, focusing on what organizations must do before an attack happens. A major theme? Tabletop exercises. Not as a compliance activity - but as a critical tool for building real incident response readiness, improving team coordination, and exposing gaps that tools alone can't catch. You'll learn: What the Striker attack teaches about modern cyber warfare How living-off-the-land tactics bypass traditional defenses Why tabletop exercises are essential for real-world readiness The role of threat hunting and collaboration across teams How attackers exploit weaknesses in both IT and OT environments Why small, consistent actions can dramatically improve resilience Whether you're defending critical infrastructure, leading a cyber team, or just starting your security journey, this episode delivers practical insights you can apply immediately. Tune in to learn how to prepare before the next attack - not react after it - only on Protect It All. Key Moments:  04:59 "Modern Warfare: Cyber and Beyond" 08:47 "Security Risks of Remote Wipe" 10:31 "Living Off the Land Tactics" 13:11 "Balancing Power and Security" 19:12 "Vulnerabilities Demand Swift Action" 20:21 Prioritize Risk, Justify Investment 25:04 Practice Preparedness Before Crisis 26:48 Weak Links Threaten Cybersecurity Connect With Aaron Crow: Website: www.corvosec.com  LinkedIn: https://www.linkedin.com/in/aaronccrow Learn more about PrOTect IT All: Email: info@protectitall.co  Website: https://protectitall.co/  X: https://twitter.com/protectitall  YouTube: https://www.youtube.com/@PrOTectITAll  FaceBook:  https://facebook.com/protectitallpodcast To be a guest or suggest a guest/episode, please email us at info@protectitall.co Please leave us a review on Apple/Spotify Podcasts: Apple   - https://podcasts.apple.com/us/podcast/protect-it-all/id1727211124 Spotify - https://open.spotify.com/show/1Vvi0euj3rE8xObK0yvYi4The podcast and artwork embedded on this page are from Aaron Crow, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Building the character's attitude towards their partner is not only essential in playing a scene, it saves you. There's a danger, however, in building the attitude all on one level.

A living off the land attack is one of the sneakiest techniques in a ransomware operator's playbook — and in this episode, Dr. Mike Saylor breaks down exactly what it is, how it works, and what your organization can actually do about it.Instead of bringing their own tools into your environment (which might trip your alarms), attackers just use what's already there. PowerShell. WMI. RDP. The same tools your admins run every single day. To your monitoring systems, it looks completely normal. That's the whole point.Mike and Curtis cover why attackers prefer your tools over their own, how recon can quietly run for 30 to 90 days before the attack goes loud, and what defenders can actually do about it — removing admin privileges, system hardening, golden images, application whitelisting, and free tools like Nmap and Wireshark. There's also a match.com story involving organized crime and a wooden casket on someone's front porch that you really don't want to miss.0:00 - Intro1:21 - Welcome and Book Announcement3:28 - What Is a Living Off the Land Attack?5:38 - Real-World Example: Conti Ransomware and WMI8:12 - Why Attackers Use Your Tools Instead of Their Own13:05 - Admin Privileges: Best Practice vs. Reality17:31 - The Louvre Heist Analogy20:08 - Recon Phase: Low and Slow24:16 - What Defenders Can Do25:55 - RDP and Remote Access29:48 - The Recon Timeline: 30-90 Days30:48 - PowerShell and System Hardening34:10 - Network Discovery Tools (Nmap and Wireshark)37:37 - Application Whitelisting and Geo IP Blocking42:08 - Action Items and Wrap-Up

In this very special 2 part episode, I interview fellow Moonwalker Kim as we discuss the life and music of Michael Jackson. On her site, she focuses on MJ from the 70's to 80's. We discuss what MJ means to her, how she got into his music and why she chose that Era of MJ to follow. We share stories, memories and what we are looking forward to seeing for the future. Be Authentically You!With Special Guest: Kim from @liveoffthewallcoThanks for for listening - B-EZ - Mister Todd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.mistertoddscorner.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tatt-teeshirts.com

In this very special 2 part episode, I interview fellow Moonwalker Kim as we discuss the life and music of Michael Jackson. On her site, she focuses on MJ from the 70's to 80's. We discuss what MJ means to her, how she got into his music and why she chose that Era of MJ to follow. With Special Guest: Kim from @liveoffthewallcoThanks for for listening - B-EZ - Mister Todd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.mistertoddscorner.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.tatt-teeshirts.com

Come see me on tour! Dates and tickets at

Marquett Burton is building a Training Center to be catalyst for global revolution. Support Via Cashapp: @MarquettDavonSupport via Venmo: @MarquettDavonSupport: https://donate.stripe.com/4gM9ATgXFcRx5Tf4rw0x200Become a member: https://thesasn.com/membership-account/membership-levels/Support with Bitcoin: BTC Deposit address: 3NtpN3eGwcmAgq1AYJsp7aV7QzQDeE9uwdMy Book: https://www.amazon.com/Black-Box-Marquett-Burton/dp/0578745062https://www.gofundme.com/f/support-marquett-burtons-training-centerBook Consultation: https://cozycal.com/sasn#Marquettism #FinancialFreedom #Entrepreneurship #Marquettdavon #Wealth #FoundationalBlackAmerican #Leadership #Deen #business #relationships #money

Most property investors dream of financial freedom… but how do you actually live off your portfolio when the time comes?   In today's show, Brett Warren, national Director of Property at Metropole and I reveal the 'end game' of property investment – the steps to turn bricks and mortar into a lifestyle, how to transition from growth to cash flow, and why living off equity could be the smartest strategy of all.   Our conversation highlights that property investment is not just about acquiring properties but creating a portfolio that provides financial freedom and choices in retirement.     Takeaways  ·         Property investment requires a clear end game. ·         The strategy for property investment changes over time. ·         Education is a continuous journey in property investment. ·         Quality properties are more important than quantity. ·         Transitioning to cash flow requires careful planning. ·         Living off equity is challenging but possible with the right strategy. ·         Diversification is key to a resilient portfolio. ·         Protect your income-earning capacity with insurance. ·         Planning for the future starts today.     Chapters    01:13 – Why You Need to Plan Your Property End Game  03:33 – The Four Stages of a Property Investor's Journey  06:17 – Transitioning from Growth to Cash Flow  09:10 – Living Off Equity and the Role of Diversification  13:21 – Protecting Yourself, Buffers, and Asset Structures  16:44 – Building Wealth That Gives You Choices   Links and Resources:   Answer this week's trivia question here - http://www.propertytrivia.com.au/ ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au https://propertyupdate.com.au/podcast-bonus/   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Michael Yardney – Subscribe to my Property Update newsletter here.   Brett Warren - National Director of Property at Metropole   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Cybersecurity Today: The Rise of Living Off the Land Strategies & More In this episode of Cybersecurity Today's Month in Review, host Jim Love is joined by Laura Payne from White Tuque and David Shipley from Beauceron Security. They discuss several pressing cybersecurity issues, including the growing threat of 'living off the land' strategies where attackers use legitimate software to stay undetected, the risks associated with public Wi-Fi and QR codes, and the recent breaches involving Oracle's E-Business Suite and SonicWall's management devices. The panel also reflects on the often conflicting cybersecurity advice circulating today and emphasizes the importance of nuanced communication in security practices. Plus, find out who wins the 'Stinky' award for cybersecurity blunders and what you can do to stay safe. Special thanks to Meter for supporting this podcast. Tune in for a deep dive into these crucial cybersecurity topics and more. 00:00 Introduction and Sponsor Message 00:19 Welcome and Guest Introductions 00:50 Unique Coffee Partnership 02:27 Living Off the Land: Cybersecurity Tactics 04:33 Social Engineering and AI Threats 13:51 The Role of Social Media in Cyber Fraud 20:05 Microsoft's New Teams Feature: A Security Risk? 26:39 Oracle Vulnerability and Enterprise Security 27:26 Patching Core Systems: Challenges and Necessities 28:12 Clop Ransomware: A Persistent Threat 29:09 University Data Breaches: The Case of U Penn 30:18 Security Culture and Leadership Accountability 33:49 Debunking Security Myths: Juice Jacking and QR Codes 39:15 Public WiFi and VPNs: Proceed with Caution 41:18 The Importance of Effective Cybersecurity Communication 48:33 SonicWall Security Concerns and the Stinkies Awards 51:13 Wrapping Up: Reflections and Future Episodes

  This episode of Cybersecurity Today, hosted by Jim Love, delves into various cybersecurity threats and latest news. Topics include 'living off the land' attacks using Microsoft's native utilities, spoofing Calendly invites for phishing Google and Meta credentials, a significant breach at the University of Pennsylvania linked to Oracle E-Business Suite vulnerabilities, and findings on AI jailbreaks tied to syntactic patterns by researchers from MIT, Northeastern University, and Meta. The episode emphasizes the ongoing challenges and evolving strategies in cybersecurity. 00:00 Introduction and Sponsor Message 00:43 Living Off the Land Attacks Explained 03:41 Fake Calendly Invites and Phishing Campaigns 05:47 Oracle Breach and Its Implications 07:55 AI Jailbreaks and Syntax Hacking 11:27 Conclusion and Final Thoughts

Real Estate investing seems easy on social media, but it can be very intimidating. In today's episode, Brian Davis and I discuss getting into real estate investing and how to combat some of the common pitfalls. Check out Dr. Jen on Living Off Rents Podcast Episode 224!

Seattle just elected a socialist mayor who literally lives off her parents' money because she can't afford the city she wants to run. You can't make this stuff up! Katie Wilson promises to make Seattle affordable while borrowing cash from mom and dad to survive in the nation's most expensive city for takeout, Uber, gas, and restaurants. We dive into how Seattle became #1 in every expensive category thanks to decades of progressive policies, and now they're doubling down with straight-up socialism. Wilson's platform includes "progressive revenue" (translation: tax businesses into oblivion), affordable housing (spoiler alert: it won't happen), and "Trump-proofing" Seattle (from what exactly?). How do you think this experiment will go when socialist ideology has literally never worked anywhere? Will businesses flee faster than they already are? Can you make housing affordable by taxing construction companies out of existence? Get your popcorn ready - this is going to be entertaining to watch, just not for Seattle residents. What's your prediction for how long it takes before even the tech bros start packing up? Subscribe and hit that notification bell because this socialist circus is just getting started!

On our perpetual quest for bigger, better, faster, wealthier, and stronger, we're led to believe that more is the answer – more gadgets, advanced technology, connections, resources, money, entertainment, etc. But what if there was a case to be made the answer to fulfillment is not in more but in less? My guest today, Dewyane Noel, makes that case. We talk about why less is more, how to reduce noise, chaos, and distraction in the modern world, the value of a hard day's work, what we can learn about human behavior through good horsemanship, and why good men ride good horses. SHOW HIGHLIGHTS 00:00 – Working Together as Men 04:21 – Teaching the Next Generation of Horsemen 07:49 – "He Rode Good Horses" and Life Lessons 09:16 – A Man's Epitaph and Legacy 09:59 – The Purpose Behind Becoming a Better Man 13:09 – Hitting Rock Bottom and Choosing Change 17:19 – Guarding Peace and Avoiding Old Patterns 19:53 – Living Off the Grid and Finding Rest 24:38 – Setting Boundaries and Protecting Privacy 25:39 – Why Dwayne Began Sharing His Message 27:47 – The Best Advice: Just Chill 30:55 – Needing Less vs. Always Wanting More 35:38 – Filtering Needs vs. Wants 42:23 – The Easiest Person to Lie to Is Yourself 43:10 – How a Man Learns to Like Himself 48:51 – Weakness, Horses, and Assertiveness 51:25 – Leadership, Trust, and the Alpha Role 57:24 – Teaching Responsibility Before Autonomy 01:04:10 – Redefining Manhood and Discipline 01:07:30 – Fatherhood, Boundaries, and "Toxicity" 01:12:29 – The Benevolent Alpha in Marriage 01:15:34 – Growth, Maturity, and Becoming a Better Man Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready

A face in the mirror that never felt quite yours. “A Late Transition, A Clearer Life: Teegan's Journey Through Gender Dysphoria “THE OPINIONS EXPRESSED OR VIEWS EXPRESSED BY GUESTS DO NOT NECESSARILY REFLECT OR REPRESENT THOSE OF THE HOST; Listen on Apple Podcasts, Spotify, iHeart Radio, Castro, Google Podcasts or wherever you stream your podcasts.

Ever wondered what it's really like to grow a podcast while living off-grid and travelling full-time? Cara and James from Kerouac's Cruising share how they've turned life on the road into a show about freedom, mindset and self-discovery. From dodgy internet connections to finding their voice as creators, they talk openly about what's worked, what hasn't, and how they've built a loyal audience one mile at a time.It's a story about persistence as much as podcasting – learning new skills, fighting imposter syndrome, and embracing the slow, steady growth that comes with authenticity. If you've ever questioned whether to keep going with your show, or wondered how to make deeper connections with listeners, this chat offers practical insight and a healthy dose of encouragement.Also MentionedAlitu: The Podcast MakerScoreAppCould short-form video clips cannibalise podcasters' real audiences? Rephonic's 3D audience graph

Fancy a new career? Ever considered witchcraft? Robyn Bresnahan meets three Ottawa witches, including the owner of a shop in the Glebe where business is brooming and a tea leaf reader who is thrilled that witches are having their hour.

Nina Engelhard is an ascendant star in short distance trail running. Hailing from Germany, Nina recently took home two gold medals at the World Mountain & Trail Running Championships in Canfranc, Spain, winning both the Uphill and Classic races.    Chapters 00:00 Introducing Nina Engelhardt 02:47 Navigating Newfound Media Attention 05:24 The Journey into Trail and Mountain Running 07:59 Nina's Running Club and its Role in her Success 10:44 Living Off the Digital Grid 13:28 Balancing Professional Life and Athletics 16:23 Reflections on European Championships 19:09 Training Regimen and Key Sessions 21:48 Strategies for Uphill Racing 24:35 Experiencing Victory at the World Championships 27:18 Mental Preparation Between Races 29:58 Looking Ahead: Future Goals and Aspirations   REGISTER FOR THE BIG ALTA   REGISTER FOR GORGE WATERFALLS   Sponsors: Grab a trail running pack from Osprey Use code FREETRAIL25 for 25% off your first order of NEVERSECOND nutrition at never2.com Go to ketone.com/freetrail30 for 30% off a subscription of Ketone IQ Freetrail Links: Website | Freetrail Pro | Patreon | Instagram | YouTube | Freetrail Experts   Dylan Links: Instagram | Twitter | LinkedIn | Strava

Here we have the long-awaited conclusion to our epic series on the saga of HMCS Karluk Don't forget that there is a bonus Part V available for patrons, covering Stefansson's later ill-fated attempt at colonizing Wrangel IslandMajor thanks to Jess (@jesslovesboats) for guiding us through this story! gazafunds.comSources:Cavell, Janice. “The Karluk's Lost Men: The Alexander Anderson and Alister Forbes Mackay Parties, 1914.” The Journal of the Hakluyt Society, March 2025, pp. 1 - 31. Diubaldo, Richard J. Stefansson and the Canadian Arctic. McGill-Queen's University Press, 1978.Jenness, Stuart E. Stefansson, Dr. Anderson, and the Canadian Arctic Expedition, 1913-1918: A Story of Exploration, Science and Sovereignty. Canadian Museum of Civilization Corporation, 2011.Levere, Trevor H. “Vilhjalmur Stefansson, the Continental Shelf, and a New Arctic Continent.” The British Journal for the History of Science, vol. 21, no. 2, June 1988, pp. 233 - 247. Levy, Buddy. Empire of Ice and Stone: The Disastrous and Heroic Voyage of the Karluk. St Martin's Press, 2022. Niven, Jennifer. The Ice Master: The Doomed 1913 Voyage of the Karluk. Hyperion, 2000.Sowards, Adam M. “Claiming Spaces for Science.” Historical Studies in the Natural Sciences, vol. 47, no. 2, Apr 2017, pp. 164 - 199. Stefansson, Vilhjalmur. The Friendly Arctic. Macmillan, 1921. www.loc.gov/item/21021129/Stefansson, Vilhjalmur. “Letter from Mr. Stefansson.” The Geographical Journal, vol. 52, no. 4, Oct 1918, pp. 248 - 255. Stefansson, Vilhjalmur. “‘Living Off the Country' as a Method of Arctic Exploration.” Geographical Review, vol. 7, no. 5, May 1919, pp. 291 - 310. Stefansson, Vilhjalmur. “Plover Land and Borden Land.” Geographic Review, vol. 11, no. 2, Apr 1921, pp. 283 - 291. Stefansson, Vilhjalmur. “Stefansson's Expedition.” Bulletin of the American Geographical Society, vol. 46, no. 3, 1914, pp. 184 - 191. UPI. “North Pole fuss just Peary's word against Cook's now.” https://www.upi.com/Archives/1909/09/10/Pole-fuss-just-Pearys-word-against-Cooks-now/3310181788478/Webb, Melody. “Arctic Saga: Vilhjalmur Stefansson's Attempt to Colonize Wrangel Island.” Pacific Historical Review, vol. 61, no. 2, May 1992, pp. 215 - 239. Support the show

The number of people living off a benefit in Central Hawke's Bay is the highest it's been in more than 12 years as residents struggle to find work in a tough job market. Alexa Cook reports.

Jess (@jesslovesboats) is back to navigate us through Part Three (of Four) in the saga of the Karluk!gazafunds.comSources for Part II:Cavell, Janice. "The Karluk's Lost Men: The Alexander Anderson and Alister Forbes Mackay Parties, 1914." The Journal of the Hakluyt Society, March 2025, pp. 1 - 31. Diubaldo, Richard J. Stefansson and the Canadian Arctic. McGill-Queen's University Press, 1978.Levere, Trevor H. “Vilhjalmur Stefansson, the Continental Shelf, and a New Arctic Continent.” The British Journal for the History of Science, vol. 21, no. 2, June 1988, pp. 233 - 247. Levy, Buddy. Empire of Ice and Stone: The Disastrous and Heroic Voyage of the Karluk. St Martin's Press, 2022. Niven, Jennifer. The Ice Master: The Doomed 1913 Voyage of the Karluk. Hyperion, 2000.Stefansson, Vilhjalmur. The Friendly Arctic. Macmillan, 1921. www.loc.gov/item/21021129/Stefansson, Vilhjalmur. “Letter from Mr. Stefansson.” The Geographical Journal, vol. 52, no. 4, Oct 1918, pp. 248 - 255. Stefansson, Vilhjalmur. “‘Living Off the Country' as a Method of Arctic Exploration.” Geographical Review, vol. 7, no. 5, May 1919, pp. 291 - 310. Stefansson, Vilhjalmur. “Stefansson's Expedition.” Bulletin of the American Geographical Society, vol. 46, no. 3, 1914, pp. 184 - 191. Support the show

Jess is back as we get further into the saga of the Karluk (emphasis on the second syllable). If you've been waiting for the shipwreck, wait no more!Sources for Part II:Cavell, Janice. "The Karluk's Lost Men: The Alexander Anderson and Alister Forbes Mackay Parties, 1914." The Journal of the Hakluyt Society, March 2025, pp. 1 - 31. Diubaldo, Richard J. Stefansson and the Canadian Arctic. McGill-Queen's University Press, 1978.Levere, Trevor H. “Vilhjalmur Stefansson, the Continental Shelf, and a New Arctic Continent.” The British Journal for the History of Science, vol. 21, no. 2, June 1988, pp. 233 - 247. Levy, Buddy. Empire of Ice and Stone: The Disastrous and Heroic Voyage of the Karluk. St Martin's Press, 2022. Niven, Jennifer. The Ice Master: The Doomed 1913 Voyage of the Karluk. Hyperion, 2000.Stefansson, Vilhjalmur. The Friendly Arctic. Macmillan, 1921. www.loc.gov/item/21021129/Stefansson, Vilhjalmur. “Letter from Mr. Stefansson.” The Geographical Journal, vol. 52, no. 4, Oct 1918, pp. 248 - 255. Stefansson, Vilhjalmur. “‘Living Off the Country' as a Method of Arctic Exploration.” Geographical Review, vol. 7, no. 5, May 1919, pp. 291 - 310. Stefansson, Vilhjalmur. “Stefansson's Expedition.” Bulletin of the American Geographical Society, vol. 46, no. 3, 1914, pp. 184 - 191. Support the show

You may have heard of the 4% Rule, which suggests 4% as the maximum sustainable rate of withdrawal from your retirement accounts, but over recent years the goal posts have been shifting, leading some to question the validity of this classic rule of thumb. Donna offers insights from experts on what rate of withdrawal makes sense based on current and projected cost of living, and the importance of building flexibility into your retirement plan. Also on MoneyTalk, how a surprising new type of scam is turning the model for retail fraud on its head, and when to consider taking social security early. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 8/25/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

We're joined by longtime listener and longer time polar exploration enthusiast Jessica (@jesslovesboats) for a tale that would be a certified goofball comedy if not for the overwhelming tragedy of it - it's the story of the Karluk, the Canadian Arctic Expedition, and the men, women, and (yes!) children who fought to survive in some of the cruelest conditions that Planet Earth has to offer.*This is Part One of a four-part series; there will also be an Able Seaperson-tier bonus episode related to this seriesgazafunds.comSources for Part I:Cavell, Janice. "The Karluk's Lost Men: The Alexander Anderson and Alister Forbes Mackay Parties, 1914." The Journal of the Hakluyt Society, March 2025, pp. 1 - 31. Diubaldo, Richard J. Stefansson and the Canadian Arctic. McGill-Queen's University Press, 1978.Levy, Buddy. Empire of Ice and Stone: The Disastrous and Heroic Voyage of the Karluk. St Martin's Press, 2022. Niven, Jennifer. The Ice Master: The Doomed 1913 Voyage of the Karluk. Hyperion, 2000.Stefansson, Vilhjalmur. The Friendly Arctic. Macmillan, 1921. www.loc.gov/item/21021129/Stefansson, Vilhjalmur. “Letter from Mr. Stefansson.” The Geographical Journal, vol. 52, no. 4, Oct 1918, pp. 248 - 255. Stefansson, Vilhjalmur. “‘Living Off the Country' as a Method of Arctic Exploration.” Geographical Review, vol. 7, no. 5, May 1919, pp. 291 - 310. Stefansson, Vilhjalmur. “Stefansson's Expedition.” Bulletin of the American Geographical Society, vol. 46, no. 3, 1914, pp. 184 - 191. Support the show

Marla Taner shares her journey of living off the 4% rule since her retirement in 2013. She discusses the financial strategies that have supported her abundant lifestyle, the emotional aspects of transitioning into retirement, and the importance of reassessing fixed costs. Marla's insights provide inspiration for those seeking financial independence. Timestamps: 00:01:26 – Marla's Background 00:02:04 – Living off the 4% Rule 00:09:39 – Psychology of Retiring Early 00:24:33 – Managing Withdrawals 00:25:51 – Market Timing and Cash Strategy 00:28:46 – Travel Rewards 00:49:10 – Lessons Learned 01:00:17 – Conclusion Key Takeaways: 4% Rule: Marla retired in 2013 with a strategy based on the 4% rule, successfully navigating financial independence (00:02:04). Psychology Matters: Transitioning from a saver to a spender can be psychologically challenging, but it's crucial for enjoying retirement (00:50:21). Cash Cushion: Maintaining two years' worth of cash reserves provides peace of mind during market fluctuations (00:25:51). Reassessing Fixed Expenses: Many perceived fixed costs can be more flexible than we realize—it's worth reassessing them regularly (00:43:12). Travel Rewards Enthusiast: Marla curates her extensive travel experiences using travel rewards strategies that keep her costs low (00:28:46). Actionable Insights: Examine Fixed Costs: Reflect on your budget to identify which fixed costs you might be able to adjust or reduce (00:43:12). Withdrawal Plan: Develop a thoughtful withdrawal strategy before retiring to reduce anxiety when selling investments (00:24:33). Monitor Spending Habits: Track your spending for a year to understand your financial needs better and adjust accordingly (00:50:21).

In this episode of Zen and the Art of Real Estate Investing, Jonathan welcomes Kirby Atwell, an Army veteran, real estate investor, and host of the Living Off Rentals podcast. Kirby's journey from military service to financial freedom offers a practical roadmap for investors seeking a sustainable, high-cash-flow strategy. Kirby's interest in real estate began in 2006 while stationed in El Paso, Texas, after reading “Rich Dad Poor Dad.” His first purchase, a turnkey property across the street, sparked a career that would include multiple rental acquisitions before leaving the Army in 2011. Initially, Kirby built a high-volume house-flipping business, completing around 75 projects in five years. While the operation looked successful from the outside, the overhead, contractor management, and constant pressure to “feed the machine” made it an unsustainable treadmill. Recognizing that his initial goal was freedom, not endless hustle, Kirby pivoted. After a short return to corporate work, he began acquiring long-term rentals in Northwest Indiana. A chance experiment, turning a basement apartment into an Airbnb, netted $22,000 in one summer, far exceeding the annual income from some of his long-term units. This discovery led him to transition entirely to short-term rentals, focusing on modestly priced multi-unit properties that could also work as long-term rentals if needed. Kirby now manages 39 short-term rental listings, primarily clustered near Michigan City and Valparaiso, Indiana, with additional properties in southwest Florida. By concentrating on one region before expanding, he built economies of scale in operations, supply management, and cleaning services. His strategy centers on risk-averse investing—buying affordable properties in areas with steady demand drivers, from national parks to local universities—while maintaining the flexibility to pivot between rental strategies. Jonathan and Kirby discuss the power of “reps” in real estate, why clustering investments boosts efficiency, and how to vet short-term rental opportunities by analyzing local competition. Kirby also shares his process for furnishing units cost-effectively, his rule of thumb for net returns (1% of purchase price monthly), and the importance of avoiding over-leverage. Today, through his Living Off Rentals platform, Kirby coaches other investors to build similar portfolios. His philosophy combines conservative acquisition criteria with creative income strategies, allowing investors to create both cash flow and long-term equity without the burnout of high-volume flipping. In this episode, you will hear: The importance of taking action before having everything figured out Why scaling a flipping business often leads to burnout and thin margins How an experimental basement Airbnb reshaped Kirby's investing approach The advantages of clustering short-term rentals in one market Identifying risk-averse properties with strong cash flow potential Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Living Off Rentals website - www.livingoffrentals.com Living Off Rentals on YouTube - www.youtube.com/@LivingOffRentals Find Living Off Rentals on Facebook - www.facebook.com/LivingOffRentals Living Off Rentals on Instagram - www.instagram.com/livingoffrentals Connect with Kirby Atwell on LinkedIn - www.linkedin.com/in/kirbyatwell Living Off Rentals on TikTok - www.tiktok.com/@livingoffrentals 4 Steps to Living Off Rentals - www.livingoffrentals.com/start Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Former NFL safety Kerry Rhodes is in for Rob, and he and Kelvin tell us why it's time for Justin Herbert to start turning his immense talent into actual wins, explain why it's not crazy at all to compare Jared Goff to Joe Montana, and discuss which items they'd be willing to spend an inordinate amount of money on. Plus, The Odd Couple Callers bring the heat in this week's edition of Trash Talk. See omnystudio.com/listener for privacy information.

On this episode of Kirk and Marianne we talk about a woman who is living in a cave with her kids. Tune in to hear Marianne and Wendi live in the Boom Boom Room chatting about living off the grid. Can we do it? One way to find out. Hit play!

Art Bell - Richard Perez - Living off the Power Grid

Guest Larry Weingarten discuss various topics related to home maintenance, particularly focusing on hot water tanks and living off the grid. They explore the importance of old technology, the science behind hot water heaters, and practical maintenance tips to extend their lifespan. The discussion also delves into the concept of living off the grid, the benefits of solar power, and how to improve home energy efficiency. Larry shares valuable insights on tools and techniques for identifying and fixing energy leaks in homes, emphasizing the importance of safety during maintenance tasks. In this conversation, Larry Weingarten shares his extensive knowledge on building science, energy efficiency, and sustainable living practices. He discusses the importance of durable construction, effective solar heating, and the efficiency of various home systems, including hot water tanks and solar panels. The conversation emphasizes practical tips for homeowners to improve energy efficiency and reduce costs, highlighting the significance of understanding energy consumption and making informed choices in home design and maintenance.visit: www.LarryWeingarten.comvisit: www.chucktuck.comvisit: The Philosopher's Wrench: Using Your Creativity, Heart & Tools to Fix the World or https://amzn.to/4kKTScg

Riots erupt over immigration enforcement, the Supreme Court considers disability rights, and ranch life in New Mexico. Plus, Adam Carrington on the Book of Common Prayer and the Tuesday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from Dordt University, equipping future teachers to create classrooms where all students can thrive. More at Dordt.eduFrom WatersEdge Kingdom Investments — personal investments that build churches. 5.05% APY on a three-month term. WatersEdge.com/investWatersEdge Kingdom Investments - WatersEdge securities are subject to certain risk factors as described in our Offering Circular and are not FDIC or SIPC insured. This is not an offer to sell or solicit securities. WatersEdge offers and sells securities only where authorized; this offering is made solely by our Offering Circular.And from Ambassadors Impact Network. Unlocking the power of faith-based financing for your startup. More at ambassadorsimpact.com

June 6, 2025: In today's episode of Mountain Woman Radio, we discuss winter considerations when you live off-grid. If you'd like to hear more of Austin's story, we are sharing the natural protocols we used to rebalance his body this week on the Faith Led Healing podcast. Come join us for some inspiration and encouragement. […] The post Mountain Woman Radio Episode 274-Winter Considerations When Living Off-Grid appeared first on Faith Led Living.