Podcast appearances and mentions of arjun paliwal

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, sit down with Tuan Duong from Duo Tax Quantity Surveyors to unpack the often overlooked power of depreciation in property investment. The episode starts by unpacking depreciation and how it allows investors to claim tax deductions on the wear and tear of buildings and fixtures, boosting cash flow without out-of-pocket costs. Since 2017, rules have tightened for second-hand residential properties, but commercial properties still allow broader depreciation claims, making them attractive for positive cash flow. To access these benefits, investors need a depreciation schedule prepared by a qualified quantity surveyor, especially after renovations, which can unlock even more deductions through scrapping. Tuan also debunks the myth that older properties don't qualify, noting that renovations can revive depreciation potential. However, investors should be aware that claiming depreciation affects capital gains tax calculations upon sale. The co-hosts believe investors should stay educated, as mastering depreciation can significantly strengthen portfolios and long-term returns.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, welcome Nafiz Chowdhury, a savvy investor whose strategic foresight has helped him build an impressive portfolio of five properties. Growing up in a working class Bangladeshi family in south-west Sydney, Nafiz was inspired by his parents' hard work and aimed to create a better financial future. At 32, he now owns five properties, showcasing his strategic approach to property investment. Initially managing his investments, Nafiz soon recognised the value of professional advice from buyer's agents, mortgage brokers, and accountants. His portfolio spans multiple Australian states, resulting in over $1 million in cumulative equity gains. With the support of his knowledgeable wife, they actively manage their investments together. Nafiz credits his financial security to disciplined strategy and professional guidance, which also helped ease his financial anxieties. Despite global economic uncertainties, Nafiz maintains a growth mindset and remains committed to his plan, exemplifying how informed decisions and expert help can lead to significant financial success.  

Is Build to Rent the next major shift in Australia's property market? In this episode, Arjun Paliwal takes a deep dive into how the growing trend of large-scale rental communities could transform the way Australians rent, invest, and view property. They explore whether this change is something investors should embrace or be cautious of — and how it might reshape opportunities across the country. Arjun explains how Build to Rent (BTR) works by using large institutional funds to create entire complexes designed purely for renting, rather than selling individual units. They break down how this could drive an increase in rental supply, influence affordability, and potentially change the lifestyle and stability renters experience. Drawing comparisons to the more established BTR markets in the US and UK, Arjun highlights what Australia can learn and where the opportunities may lie. Beyond renters, Arjun also discusses the major impact BTR could have on investors and developers. From shifting demand towards houses to the potential rise of large-scale multi-family investment opportunities, they explain how BTR could fundamentally change the game for Australian property investing. With expert insights and a fresh perspective, this episode offers a comprehensive look at a movement that’s only just beginning to take shape. Click on this episode now to learn how Build to Rent could open new possibilities for renters, investors, and developers!

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Belinda Smith, founder and CEO of Renovate and Real Estate, to discuss her strategic approach to boosting property value and rental yields through cost-effective update. Renovation expert Belinda shares her strategic approach to boosting property value and rental yields through cost-effective updates, from $5,000 paint makeovers to $20,000+ kitchen and bathroom renovations. Belinda urges investors to have a renovation strategy before starting the work, which ensures sticking to budgets and targeting improvements that align with a property's demographic. She warns against overcapitalisation and advocates for neutral, cohesive styles that appeal to a broad audience, recommending wood-look flooring tailored to market segments and noting that COVID-19 has driven demand for home offices and sanctuary-like spaces. Belinda advises having reliable local contacts and using technology to manage interstate renovations, offering a comprehensive guide for investors navigating renovation's complexities.

Are you really adding value to your property, or just spending time and money with little return? In this episode, property expert Arjun Paliwal explores the intricacies of adding value through renovations and developments. He breaks down the key factors to consider, including time commitment, opportunity cost, and whether to renovate for capital growth or rental income. Arjun shares compelling examples of both successful and unsuccessful projects, giving listeners a clear framework to evaluate their own opportunities. He also provides practical tips for achieving quick wins through strategic renovations that can boost rental yield and overall property value. Ready to make smarter renovation decisions? Tune in now for expert guidance from Arjun Paliwal.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and new host Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Joseph Khoury Gebrail, managing principal at KG Co Legal, to unpack the complexities of SMSF investing and highlight common mistakes to avoid. The experts start by sharing insights into the legal complexities of property transactions, especially when using self-managed super funds (SMSFs). Joseph stresses the need to correctly set up a bare trust deed for SMSF purchases to avoid serious legal issues from signing under the wrong entity, highlighting the risks of signing contracts without legal advice, as many buyers underestimate the binding nature of sale agreements. The episode also covers the often overlooked need for independent legal advice on loan documents and explores how varying state regulations, stricter in NSW and Victoria than in flexible Queensland, impact buyer protection through differences in cooling-off periods and contract conditions. The conversation closes with a discussion on the challenges of creating a unified property contract system in Australia, and emphasises the importance of legal expertise in successful property investing.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Chris Huxter, head of commercial property, explore the rising interest in commercial real estate and how investors can shift from residential portfolios to this cash-flow-focused asset class. The duo begins by discussing the growing appeal of commercial property for investors, particularly those seeking strong cash flow opportunities, emphasising that timing is of the essence. Arjun then outlines three key scenarios where commercial investments make strategic sense: transitioning from residential property, consolidating wealth before retirement, and leveraging superannuation funds. Through real-life case studies, the duo highlights the benefits and challenges of commercial property investment, including building repairs and coordinating lease agreements with multinational tenants, emphasising the importance of due diligence and strategic negotiation. With reliable tenants, high yields, supply-limited locations, and diversified, flexible assets, commercial properties ensure strong returns and long-term resilience for investors.

Are units the next big opportunity for investors? In this episode, I’m unpacking the massive price disparity between houses and units in Australia. Have you ever wondered why houses seem to be a better investment? I’ve got the data to back it up! Join me as I explore long-term growth trends across eight capital cities, revealing how units fared against houses. I’ll share insights on three high-pressure markets where you can snag houses for under $650,000, and if you’re still leaning towards units, I’ve got three locations with promising growth potential. Don’t miss out on this valuable information that could shape your investment decisions! Click on this episode now!

Unlocking Value in 2025: Best $450K+ Property Picks in Regional Victoria What's really happening in Victoria's property market right now, especially the regional areas? In this episode, Arjun Paliwal breaks down the key trends and what buyers and investors need to know.   Arjun dives into hotspots like Albury-Wodonga, known for steady growth and solid rental yields, and discusses Shepparton, which may be entering a second growth phase. Ballarat comes up as well, with recent price declines and listing oversupply, but still has potential for long-term gains. Bendigo rounds out the chat, showing early signs of recovery thanks to stronger sales and a varied local economy.   Whether you're looking to invest or simply understand the regional landscape, this episode offers a sharp look at what's driving the market across Victoria.   Tune in now to get ahead of the curve, hear what the data is saying, and discover where the smart money is heading in regional Victoria.      

What is strategy stacking, and how can you implement it in growing your portfolio? Join me as I uncover the powerful concept of strategy stacking in property investing. Discover how combining different strategies can lead to remarkable financial outcomes as I share my personal success story of a property that skyrocketed in value from $365,000 to over $1.2 million in just eight years. In this episode, listeners will learn about the key strategies that contributed to this impressive growth, including the benefits of investing in high-growth markets, acquiring unit blocks for high rental yields, and the potential of renovations to boost property value. I also explore the lucrative world of commercial properties, showcasing how strategic acquisitions can build substantial portfolios. Whether you're a seasoned investor or just starting out, this episode offers valuable insights to help you navigate the property market. Don't miss out on the opportunity to enhance your investment strategy-click on this episode now!

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the growing trend of joint property investment with friends or family. The duo begins by discussing the complexities and potential pitfalls of joint investment, starting with the financial implications, as co-owners often face challenges with borrowing capacity as lenders typically consider the total debt but only half of the rental income. Arjun and Jack recommend precise strategic planning, trust structures, and a well-defined exit strategy to avoid future conflicts. Similarly, business owners may consider using a bucket company to reduce personal tax liabilities while investing in property. The duo stresses the importance of aligning goals and obtaining professional guidance to mitigate risks and make joint property investment successful.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to explore the latest market trends and cycles to help investors stay ahead. Arjun explains the different market cycles, dividing them into early adopter, hotspot, and second wind markets. He said early adopter markets, like Brisbane in 2018, offer great opportunities but require patience, while hotspot markets experience rapid growth but come with high competition, and second wind markets, such as Brisbane and Newcastle, show signs of recovery after stagnation. Arjun also noted that the current market sentiment has led to increased investor inquiries, urging investors to focus on their circumstances rather than external factors, like interest rates, and to base their portfolios on data-driven strategies and a borderless approach. The duo emphasises the importance of building a strong, goal-focused team, including accountants, brokers and buyer's agents, for successful property investing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the three key traits of a booming property market in Australia. According to the co-hosts, smart investors who want to grow their portfolio must understand the property markets and recognise the three key factors that allow them to make data-driven decisions. Arjun and Jack said that the primary key criterion is the number of days a property stays on the market (DOM), with a reduction in DOM indicating a hot market where properties sell quickly, enhancing buyer urgency and seller confidence. The second trait is tight rental markets, as shown by low vacancy rates, which indicate strong demand and drive up property values. Finally, the third trait is inverse growth rates, where markets that underperformed in the past, like Sydney and Perth, are poised for a rebound. Using Townsville as an example, the co-hosts share strategies on identifying the three key factors that signal a growth cycle and a good property investment.

What is cross-collateralisation and why do investors with large portfolios avoid it? Join me in this insightful episode as I unpack the complexities of cross-collateralisation in property investing. Listeners will learn why seasoned investors often steer clear of this practice and how it can impact their ability to access equity and manage their portfolios effectively. Through a compelling case study, I illustrate the risks associated with tying properties together and offers practical advice on structuring loans for maximum benefit. Whether you're a seasoned investor or just starting out, this episode is packed with valuable tips to help you navigate the property market with confidence. Don't miss out on the chance to enhance your investment strategy—click on this episode now!

Is This Blue Chip Area in Queensland Right For You?      Every month, we ask our audience to send in a suburb that they'd like analysed. InvestorKit's head of research and founder, Arjun Paliwal, will be going through the data to let them know whether it's a NO or a GO!   In this episode, Arjun answers a question from Mark, who wants to know about buying small blocks of units between 3 and 6 on one single title in Bardon, Queensland.   Arjun delves into the current economic landscape of Queensland, highlighting strong population growth and low unemployment rates that contribute to a robust real estate market.   As he analyses the LGA of Brisbane, he uncovers the challenges of low rental yields in premium areas like Bardon, prompting a discussion on the importance of market health, activity, and trends in investment decisions.   Whether you're a seasoned investor or just starting out, this episode is packed with valuable insights and strategies for navigating the real estate market. Don't miss out on their expert advice—click on this episode now!       And of course, if you'd like a suburb analysed, click the link below and get in touch!

Are you looking to invest in Melbourne suburbs? You need to learn three key metrics to help you make more informed decisions. Join me as I unpack essential metrics for property investors looking to navigate the Melbourne market. In this episode, listeners will learn why avoiding units is crucial, how lower quartile pricing is on the rise, and the implications of increasing vacancy rates in various regions. With practical insights and data-driven analysis, this episode is a must-watch for anyone serious about investing in Melbourne suburbs. Don't miss out on the opportunity to enhance your investment strategy-click on this episode now!

At just 32 years old, Arjun Paliwal had already built a $17 million property empire, owning 17 properties across six Australian states. As the founder of InvestorKit, he made a name for himself by using data-driven market analysis to help investors make smarter property decisions.But in 2024, everything changed. A routine life insurance test revealed a congenital heart defect, forcing him into emergency open-heart surgery.Rather than slowing down, he scaled his company, built a powerhouse team, and doubled down on his mission to help Australians build wealth through property.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, explore the growing role of self-managed super funds (SMSF) in property investment in Australia. The duo discuss the increasing popularity of SMSF, which they believe is driven by investors reaching borrowing limits outside superannuation and seeking new avenues for property investment. Jack explains how SMSF borrowing differs from traditional loans, focusing on super contributions and rental income instead of personal income, which creates a separate borrowing capacity for property purchases. The co-host also shares how younger investors can benefit from going through SMSF to build their portfolio, starting with residential properties before transitioning to commercial properties. Additionally, they delve into the diversification that SMSF offers, including shares, cash, or business premises, supporting both retirement savings and business needs.

Working his way up the ranks from Bank Teller to Manager, Arjun Paliwal gained a lot of the investment property knowledge he needed from Commonwealth Bank Australia. After taking the leap of faith and quitting his job, Paliwal dove head first into the world of property investing and before he knew it, had built an incredible portfolio. Join us in this episode of Property Investory, as we discuss Paliwal's unplanned path to success, how he was able to build such an impressive portfolio at the young age of 26, and what you you can do to kickstart your property investing journey as well. Hosted on Acast. See acast.com/privacy for more information.

Working his way up the ranks from Bank Teller to Manager, Arjun Paliwal gained a lot of the investment property knowledge he needed from Commonwealth Bank Australia. After taking the leap of faith and quitting his job, Paliwal dove head first into the world of property investing and before he knew it, had built an incredible portfolio. Join us in this episode of Property Investory, as we discuss Paliwal's unplanned path to success, how he was able to build such an impressive portfolio at the young age of 26, and what you you can do to kickstart your property investing journey as well. Hosted on Acast. See acast.com/privacy for more information.

Melbourne! Investing for Strong Rental & Capital Growth, where?     Every month, we ask our audience to send in a suburb that they'd like analysed. InvestorKit's head of research and founder, Arjun Paliwal, will be going through the data to let them know whether it's a NO or a GO!   In this episode, Arjun Paliwal answers a question from Shelben, who is looking for a house with a really strong rental and capital growth in Pakenham, Victoria.   Discover the latest trends in Victoria's economy, including population growth, job market improvements, and the promising rental yields in the Cardinia LGA.   Arjun breaks down the current state of the Melbourne property market, revealing why Pakenham could be an attractive investment for those looking to plant seeds for future growth.   With a focus on properties in the $600,000 to $800,000 range, they discuss the balance of inventory, rental growth, and the emerging opportunities in this area.   Whether you're a seasoned investor or just starting out, this episode provides valuable insights into navigating the complexities of the property market.   Don't miss out on the chance to learn about the potential of Pakenham and the broader Melbourne landscape—click this episode now!     And of course, if you'd like a suburb analysed, click the link below and get in touch!

$90k Portfolio plan to $150k Passive     Portfolio planning is crucial if you want to achieve your financial goals. Depending on your current stage in life, there are different approaches that can be taken.   In this insightful episode, Arjun Paliwal, Head of Research and Founder of InvestorKit, explores the three different scenarios of fictional investors: Jimmy, Mark and Sarah, and Sanjay. Each character represents different stages of life and financial aspirations, from young professionals to seasoned executives.   Arjun breaks down the key elements of successful property investing, including income growth, common pitfalls, and the strategic importance of choosing the right investment type—foundation, momentum, or passive. Listeners will learn how to avoid the mistakes often made by first-time investors, such as relying on family advice and sticking to familiar markets.   Whether you're just starting out or looking to refine your investment approach, this episode is packed with practical tips and expert insights to help you achieve your financial goals in the Australian property market. Click on this episode now!      

The interest rate cut announcement sparked a flurry of activity among investors, pushing them to review borrowing capacities, market dynamics, and future financial strategies. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the latest RBA rate cut announcement and its impact on the property market. While modest in its immediate financial impact, the rate cut is expected to influence consumer sentiment and open new opportunities for property investors, with the duo pointing out the importance of having a clear strategy to navigate the upcoming changes in the market. The conversation also touches on the broader implications of the rate cut for investors with substantial debt, and how lenders' flexibility in assessing income has increased, allowing more self-employed investors to secure a loan. The co-hosts said that while further cuts could increase investment, borrowers must remain cautious and not rely solely on rate cuts for financial relief.

As the first Reserve Bank of Australia meeting draws to a close, the anticipated rate cut is forecast to impact the real estate market across the country, giving investors more opportunities to build their portfolios. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the ever-changing landscape of interest rates and its impact on the property market. The duo discuss misconceptions about interest rate cuts and borrowing capacity, various borrowing strategies, and the pitfalls of cross-securitisation, in which multiple properties are used as collateral for a single loan. Arjun and Jack then emphasise the importance of timing in property purchases, stressing that savvy investors should act before interest rates drop rather than wait for a cut to make a move.

In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the key trends shaping the 2025 Australian property market. Drawing from their latest research report, 7 Trends That Shape Australia's Property Market for 2025, Arjun and Jack highlight the key factors influencing the property landscape. The first major trend concerns the anticipated decline in interest rates, which the pair said is expected to boost consumer sentiment significantly. The co-hosts then discuss housing affordability and demand before moving towards supply shortages, which continue to drive price growth nationwide. The podcast also touches on broader issues, such as tax policies and population distribution.

The beginning of the year is the perfect time to reset your investment strategies, refocus, learn from the past, set new goals, and work out a fresh budget. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial share strategies for improving borrowing power and paying down debt sooner. The duo discuss the importance of examining monthly spending on private health insurance, income protection, life insurance, credit card debt and personal loans, which can limit borrowing capacity and potentially curb spending habits. The co-hosts emphasise the need to be financially ready to invest, as the upcoming interest rate cuts will prompt more buyers to enter the market.

The Top 25 Areas for Growth in 2025!     What are the predictions for the best and worst areas for growth in 2025?   In today's episode, we ask five experts for their top and bottom picks for 2025, from the state-level to the suburb or city level. Each of them provides their reasoning as well as insights on how to figure out if an area is still set for growth.   Arjun Paliwal, Head of Research and Founder of InvestorKit, provides insights backed by data on how to spot signs of a market's growth trends.   Simon Loo, Property investor and founder of House Finder, looks at the historic growth of other cities to understand what is the biggest factor where the majority of people choose to live.   Rob Flux, Property Developer and founder of the Property Developer Network, emphasises the significance of population growth and infrastructure in shaping future hotspots.   Gilbert Melgar, Data Analyst & Founder of SuburbsFinder, provides analysis on different areas through examining the data points and how they impact growth.   And finally, Sam Gordon, owner of Australian Property Scout and buyers agent of the year, highlights that predicting whether or not an area will perform all comes down to momentum. When momentum builds for an area, massive growth will follow.   Drawing insights from these five experts coming from different areas of property investing, listeners will surely gain valuable information that will help in their investment decisions in 2025 and beyond. Click on this episode now!   Download the full list of the Top 25 Pressure Suburbs for 2025 completely free!

In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss recent research into the most undersupplied housing markets in Australia, and what this might mean for investors. They begin the podcast reflecting on the success of their businesses throughout 2024, following the launch of Fouracre Financial and the ongoing success of Investigate Buyers Agency which has been recognised as Australia's Buyers Agency of the Year for two consecutive years. They then discuss a research paper that examines Australia's most undersupplied housing markets, identifying 25 regions with significant supply shortages. The podcast delves into the methodology behind the Supply Shortage Score (SSS), a metric developed to assess housing supply conditions. This score considers various factors, including future supply, established supply, price pressure, rental pressure, housing availability, and people movement. The pair then wrap up looking at some of the challenges facing housing affordability, from transaction costs such as stamp duty and capital gains tax, through to problems facing the building sector, including construction costs and labour shortages.

While new investors often think they need more properties to maximise their future incomes, Arjun and Jack urge them first to clarify their vision of financial freedom and invest in properties that align with their long-term goals. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the importance of strategy planning rather than simply buying more and more properties when building a portfolio. While he knows that thinking ahead can be daunting, Arjun advocates for a 20-plus-year strategy to ensure investors have a portfolio that will suit their retirement spending. This includes the need to understand one's retirement needs and planning ahead. The duo then shift towards “trading up” assets, which involves moving from residential to commercial properties to maximise the rental yields and, subsequently, the investors' income potential.

While more and more Australians are jumping onto the SMSF train to boost their property portfolio, many remain reluctant to make the switch. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial explore the ins and outs of SMSF, as well as its role in property investment and financial freedom. Supported by the research paper, titled The Evolution of SMSF Property Investing, the duo examine the changing landscape of SMSF in Australia when it comes to property investing, superannuation contributions, and the impact of SMSFs on retirement planning. The co-hosts also discuss the rising enthusiasm for SMSF – which appears to give more flexibility, autonomy and greater borrowing capacity for investors – its limitations, including why some people are still reluctant to switch their super funds, and the importance of building a trusted financial team. They then unpack the differences between residential and commercial property investments within an SMSF, and how your next property should be aligned with your long-term goals.

While negative gearing makes the headlines, positive cash flow seems like a dream scenario leaving extra cash in your pockets, but is it really achievable? On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre are flipping the script on negative gearing to positive cash flow, giving listeners all the knowledge they need to understand how to reach the “holy grail” of investment. During the podcast, the duo gives the big picture of positive cash flow as well as more details on the allure, the pitfalls, and the real impact on investors' lending capacity and investment strategy. Through real-world examples and recent data, Arjun and Jack explain how positive cash flow should be viewed as a part of a broader investment strategy rather than the sole objective, and that it is important to remain patient when it comes to building a healthy portfolio.

When buying property, investors must begin with an end goal in mind – or they risk misaligning their investment strategy with long-term financial goals. | On this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgages' Eva Loisance and InvestorKit's Arjun Paliwal to discuss how investors can build a bespoke property plan that fits into their broader financial strategy. Eva outlines that investors should understand the ‘why' behind each purchase, with Arjun noting that a lack of planning can lead to a scattered portfolio that doesn't align with long-term goals. This requires a reverse-engineered approach, where investors begin with an end goal in mind. They then look at how buyer's agents and finance brokers can support this journey and help clients buy the right properties, and provide insights into the growing trend of using trusts and other structures to optimise tax outcomes. Throughout the episode, Eva and Arjun also unpack the importance of consolidation in property investment, noting that properties must be actively managed to ensure they continue to meet financial objectives. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With negative gearing and capital gains tax reform once again making headlines, how can investors develop a bespoke investment strategy? On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre examine the intricate world of finance strategy, ensuring listeners understand that property investment is not merely about acquiring real estate, but mastering the financial game that underpins it. During the podcast, the pair examine the implication of negative gearing and capital gains tax on the market, and how changes would necessitate adjustments for trusts resulting in complications for existing structures, and how changes will reduce the borrowing capacity of investors. They then unpack the importance of personalised finance strategies, going beyond just interest rates and loan amounts, and why investors need to understand loan structures, bank affiliations and effective use of offset accounts.

Few property investors are making purchases in cash. For the majority, building a property portfolio relies on playing the game of finance. On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre unpack different approaches to financing property assets. The duo highlight three predominant strategies, weighing the pros and cons of each. Arjun and Jack explain how these strategies work by using real-world examples that can help investors visualise their investment journeys. They emphasise the need for investors to tailor their investment approaches to their own specific needs, and seek advice from trusted professionals.

Whatever the timing, interest rates will come down. When they do, the market impacts won't necessarily be evenly spread. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal is joined by Jack Fouracre, partnership manager at Fouracre Financial and the show's new cohost, to discuss the relationship between interest rates and home prices. The duo unpack why interest rate cuts can have varying market impacts depending on the location and other economic factors at play. Arjun shares the top 10 cities that he believes will benefit most once the Reserve Bank of Australia moves to lower the cash rate, and Jack looks into some recent lending trends that are impacting investors' choices.

There are a lot of common perceptions about buying property in Australia, and they don't all hold true. In this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal wades through the overload of information to help investors understand what data and trends they really need to pay attention to when considering a purchase. Arjun traces the origin of some of the biggest myths in Australian property investing and tries to discover the truth of the matter. He unpacks what's happening in the economy right now, and how conventional wisdom about the current climate may or may not hold true. Looking at the importance of mentorship, Arjun also discusses lifelong learning, and shares insight into how he approaches upskilling.

From passive income to infinite rental growth, the property investment space is full of grand promises – but the maths does not always add up. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal has a tough conversation about learning how to distinguish daydream from reality. Stressing the importance of getting your numbers right, he warns investors about common data pitfalls that can lead to unrealistic financial projections. Arjun also drops hints about a change coming to The Property Nerds in the months to come, as his family gets ready for an exciting new chapter.

It always pays to do extra checks. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal returns after a stint away from hosting duties to focus on his health. Stressing the importance of always getting your check-ups, Paliwal turns his attention from exercising care on a personal level to an investment one, delving into the world of due diligence. The investment expert catalogues some of the common and not-so common elements that should be considered as part of due diligence, and helps property buyers assess what they need to think about before entering into a contract. He also explains how to weigh up the risks of a potential acquisition, and shares why a checklist can be an investor's best friend.

While pursuing an aggressive strategy of building wealth, it's important not to lose sight of the important things in life, and to take time out to enjoy what you've built. On this episode of The Property Nerds, host Arjun Paliwal shares some personal news and reflects on the importance of getting your priorities in order. He reminds listeners that health is a crucial part of building and protecting wealth. With this in mind, the investment expert delves into InvestorKit's strategy for scaling portfolios, which follows the simple cycle of: acquire, optimise, and consolidate. He explains what this looks like from a practical perspective, and also discusses how investors might find the space in this aggressive approach to ensure that they're able to enjoy the important things without sacrificing financial goals. Arjun gives a snapshot into what the next few episodes will look like, and some of the exciting data that the InvestorKit team will be bringing to listeners.

Whether you're in an early adopter market or a second wind market, knowing which stage you're at is vital for optimising investment success. On this episode of The Property Nerds, host Arjun Paliwal goes solo to discuss the three key phases that all housing markets go through, and the key indicators that set each phase apart from the others. He breaks down the three major stages in a market cycle – early adopter, hotspot and second wind – and explains how knowing the signs can help investors predict when a market is about to boom. Arjun also identifies five clues that investors can follow to discover which market stage they are in, using open-access market data.

Watch out – buying properties recklessly could result in scaled up debt, not wealth. On this instalment of The Smart Property Investment Show, Phil Tarrant celebrates 1,000 episodes since the show's inception by speaking with Finni Mortgages' Eva Loisance and InvestorKit founder Arjun Paliwal. The trio reveal their hottest tips for scaling investment portfolios, from debt recycling to extracting equity. They explain why diversity in property type and location is indispensable to a robust and sustainable property portfolio. Eva and Arjun also touch on the likelihood of seeing a downswing in mortgage rates in the foreseeable future, and why investors should take changes to the official cash rate with a grain of salt.

When it comes to affordability as well as choice, one state is leading the way. In this episode of The Property Nerds, the Sunshine State takes centre stage as co-hosts Arjun Paliwal and Leigh Paliwal discuss the latest InvestorKit report, shining a light on Queensland's investment potential. The duo break down the methodology that helped the firm identify the top five regions in Queensland where property prices are under $500,000, and future prospects that suggest significant growth and investment opportunities. Leigh explains why, in this current financial environment, the $500,000 price point is important, while Arjun shares insight into rental trends impacting the areas in focus. Together, they also discuss big-picture thinking when selecting investment locations, and how metrics like infrastructure spending and job availability can be important factors for investors.

For maxed-out property investors who are struggling to get a loan, investing in an SMSF can provide you with a second wind. In the latest episode of The Property Nerds, co-hosts Arjun Paliwal and Leigh Paliwal delve into the increasingly popular and ever-complex world of SMSF property investing. Arjun and Leigh discuss the pros and cons of investing via a self-managed super fund, from turnaround times, to minimum account balances and loan-to-value ratio. They explore the importance of building a strong professional relationship with your accountant and financial planner to ensure that every investment decision you make works for your individual needs. 

People are living longer than ever, which is good news, but housing may not be keeping up with the change. In the latest episode of The Property Nerds, host Arjun Paliwal is joined by Simon Kuestenmacher of The Demographics Group to discuss the profound implications of demographic shifts on the property market. Simon explains how the preferences and needs of an older population influence housing demand and investment strategies. The duo delve into the role of migration in buffering the effects of an ageing population, and what opportunities it presents in the housing market. Arjun and Simon also examine the barriers to downsizing for older Australians, and cover some of the policy shifts that could potentially bring more movement into the market by encouraging rightsizing.

With the Reserve Bank of Australia (RBA) still holding firm to the 4.35 per cent cash rate, getting your finance right is more important than ever.    On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Hills Finance's Leigh Paliwal examine how cash rate fluctuations have changed the financial landscape for property investors across Australia.    The pair explore why “undervalued” and “overvalued” markets may not always be what they seem, and how understanding research methodology can give you the upper hand.    The duo also delve into the relationship between wages, inflation and house prices when deciding where and when to buy.

The best buyer's agents help their clients reach a mindset of invincibility. In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Arjun Paliwal, director of InvestorKit, this year's winner of the REB Buyer's Agency of the Year award. Arjun explains how he created a business centred on researchers who buy property, not property buyers who research, in order to give clients access to the highest quality data. He shares why the best buyer's agents refuse to gatekeep information, instead positioning themselves as experienced guides who can help investors make strategic choices with the data that is available. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Interest rates may be at a standstill, but that hasn't stopped 10 Australian cities from reaching new heights. In this episode, InvestorKit founder Arjun Paliwal and his co-host Leigh Paliwal spill the beans on Australia's hottest markets, both large and small. The duo share why Dubbo is an unlikely hero of NSW property, why finance lending is up over 11 per cent from last year, and what unemployment rates mean for housing. They also share an exciting development in their own property journey, one that is sure to start the next chapter for themselves and their family.

Change is afoot for The Property Nerds and the Australian market alike. In this episode, host and InvestorKit founder Arjun Paliwal shares the exciting news that the show will be doubling its frequency to fortnightly, bringing listeners more of the data-driven insights that help them power their property decisions. Welcoming Cameron Kusher, executive manager for economic research at REA Group, to the show, the duo discuss how Australia might also be amping up the output this year, as it's hoped a stabilising interest rate environment will give way to an increase in property listings. Mr Kusher shares his predictions for prices, while the pair discuss some strategies for overcoming the challenges that might persist this year and which investors will have to navigate to keep their property portfolios in strong standing.

The end of the year may be just around the corner, but The Property Nerds are back in full force, just in time for the holidays!   Leigh Paliwal returns to the show after a six-month hiatus, joining fellow property nerd Arjun Paliwal to give a run down on the year that was 2023 from both a finance perspective and a family one, before turning their attention to the opportunities in the year ahead.   And while many people are now at the point of putting off their financial considerations until 2024, the duo stress there's no better time than the present to get your finances in order, especially in an environment where lenders are actively pivoting to maintain their competitive edge.