Podcast appearances and mentions of arjun paliwal

Renting where you live and investing your spare funds to maximise capital growth is steadily becoming a key factor in the residential market - especially for younger buyers. But the key to success in this area is optimising your position as an investor - rather than a homebuyer. Arjun Paliwal of buyer's agency, InvestorKit joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Perfect Match - How to optimise 'rentvesting' Borderless buying - Overcoming home bias The data points to monitor for success Will the government's universal first home scheme add risk to prices? See omnystudio.com/listener for privacy information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by financial planner Simran Dhillon from Abundant Advisory to explore how property investment can fit into a broader financial strategy. Drawing on his experience at Commonwealth Bank and running his own practice, Simran stresses the importance of diversifying between property and shares to manage risk. The co-hosts emphasise that high-income tech professionals must strategically plan around equity compensation while using debt wisely to grow wealth without overconcentrating in property, and ensuring sufficient liquidity for retirement. This episode also covers self-managed super funds, advising caution for those with low balances due to costs and risks. Simran highlights that good debt builds wealth, while bad debt fuels consumption, and stresses the importance of insurance and protection following major life events, such as having children or facing serious health issues.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by Domain's senior economist, Dr Joel Bowman, to examine the resilience of Australia's housing market amid global uncertainty. The trio discusses how global trade tensions and domestic policy shifts are shaping consumer sentiment and influencing property values. First home buyers are entering the market in greater numbers, thanks to new incentives, boosting demand and prices. While Perth and Adelaide stand out for their rapid growth driven by affordability and strong local economies, Melbourne's unit sector and Darwin's volatility pose challenges despite solid rental yields and low vacancies. The hosts explore the growing appeal of commercial property for higher yields and cash flow, while stressing the benefits of using trusts, companies, or self-managed super funds to boost efficiency and borrowing capacity.

 5 Steps to Start Investing Again     Looking to get started again in property, but not sure where to begin? In this episode, host Todd Sloan breaks down the 5 key steps to investing with expert guests Arjun Paliwal, Simon Loo, Max Phelps, Rob Flux and Harley Giddings.   From shifting your mindset and running the numbers, through to setting clear parameters, building the right team, and finally taking action, they share how these five steps can help new investors cut through the noise and find opportunities even on a tight budget.   They share real-world experiences of sacrifice, resilience, and rebuilding, offering hard-earned lessons from years in the game. Join us in this episode, packed with practical insights and real-world lessons—your roadmap to confidently move from planning to property success.      

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, explore the growing appeal of commercial property investment for investors looking to diversify beyond residential assets. The hosts highlight how commercial property delivers higher rental yields, lower management demands, and stronger cash flow, making it a natural progression for many residential investors. Two main pathways are outlined: a traditional strategy of building a residential portfolio before transitioning to commercial closer to retirement, and an accelerated option for high-income or early investors to enter the commercial space sooner. The discussion emphasises the importance of structuring investments through trusts or companies to improve efficiency, leverage residential growth, and expand borrowing capacity. The episode also spotlights self-managed super funds as a way for investors to leverage strong borrowing power and favourable loans, while urging business owners to reinvest profits strategically in commercial property to optimise tax outcomes.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by Avi Khan, principal at Ray White AKG, to unpack the Brisbane property market. The Brisbane property market is undergoing a major shift, with auctions becoming a preferred method of sale due to their transparency and competitiveness. Once a last resort, auctions are now booming in Brisbane as buyers from Sydney and Melbourne drive demand. Tight housing supply has intensified competition, driving surprising auction results and record prices, while many owners hold properties, confident in future growth from infrastructure and the Olympics. Success in today's market requires buyers to be prepared with finance, written offers, and decisiveness, while investors must focus on timing sales and presenting properties to appeal broadly. The co-hosts' analysis concludes with Brisbane's traditional seasonal selling patterns fading, as demand continues year-round, reshaping how buyers and sellers approach the market.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, sit down with Michael Thomas to explore his journey from mental health struggles to building a $20 million property portfolio. Michael shares how flipping phones and succeeding in car sales sparked his entrepreneurial drive and set him on the path to financial freedom. The trio dives into Michael's practical investment strategy, including why he partners with buyer's agents and trusts experts rather than trying to do it all himself. They also discuss the difference between material wealth and lasting fulfilment, with Michael revealing why mentoring and living by his values matter more than Lamborghinis and Ferraris. Michael opens up about how his property goals evolved – from owning a home outright to building a passive income portfolio that supports his lifestyle, with a strategic shift towards commercial property.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, pull back the curtain on self-managed super fund (SMSF) lending – and how it can be a game changer for investors looking to expand their portfolios. While most investors focus on personal income when calculating borrowing power, Jack explains how mandatory super contributions can service property loans inside an SMSF – without touching your personal finances. That separation can unlock up to $1 million in borrowing capacity. The trio explores how SMSF lending works, the mechanics of what banks consider for approval, and why it's becoming increasingly attractive in a tighter borrowing environment. With your employer's 11–12 per cent contributions working in the background, investors can grow their portfolios without sacrificing personal serviceability. They also break down who SMSF lending is right for, the contribution strategies that can supercharge your capacity, and why having the right broker – especially in a space dominated by non-major lenders – is critical.

In this episode of The Property Nerds, chief economist at Ray White, Nerida Conisbee, returns for her third appearance, diving into the power of data, infrastructure insights, and interest rate trends shaping Australia's property market. Speaking with hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, Nerida lifts the lid on how Ray White uses its vast network of auction, residential, commercial, and lending data into powerful market intelligence – giving agents and investors a competitive edge in real time. She explains how her transition from REA Group to Ray White opened up new opportunities to interpret on-the-ground trends, such as buyer sentiment and pricing movement, before they show up in traditional reports. Nerida unpacks how access to granular data has led to new insights and revenue streams, and why AI is turbocharging suburb-level analysis. She also breaks down recent movements in interest rate sentiment, noting how market momentum picked up in early 2025 off the back of expected rate cuts – and what this means for investor timing and opportunity. From the strength of Adelaide, Brisbane and Perth, to the true influence of infrastructure projects on property prices, this episode is packed with practical takeaways, including how investors can filter the noise, read the signals, and understand the timing and type of infrastructure that drives value.

Does past performance really dictate future property growth in Australia? Arjun Paliwal challenges this common belief, revealing how cities once dismissed as "duds" are now outperforming traditional powerhouses like Sydney and Melbourne. He delves into the crucial role of market cycles, urging listeners to look beyond superficial data to unearth true potential across various regions. Discover why understanding different time intervals is key to unlocking property market secrets. Arjun illustrates how both capital cities and regional centers can dramatically shift fortunes, using examples like Townsville and Bundaberg's unexpected turnarounds. This episode will equip you with a nuanced perspective on property investment, helping you recognise when any market might have its moment in the spotlight. Ready to navigate the complex world of real estate with a fresh perspective? Join Arjun for valuable insights and strategies designed to help you make informed decisions and maximise your portfolio's potential!

Arjun Paliwal from Investorkit makes his return to the show! We chat about his work at Investorkit, his new ventures in the Media space & much more!!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, unpack the often-overlooked world of Lenders Mortgage Insurance (LMI) – and the surprising ways investors can avoid it altogether. The trio demystifies LMI, typically required when buyers have less than a 20 per cent deposit, and reveals how select professions can borrow up to 95 per cent of a property's value without paying a cent in LMI. From doctors and lawyers to pilots, train drivers, and even media personalities, a wide range of Australians could be eligible for these little-known waivers, potentially saving $12,000 to $20,000 on a $600,000 purchase. But the conversation goes deeper. Adrian breaks down the opportunity cost of waiting to save a full deposit, showing how a two-year delay could cost investors $60,000 in capital growth. Instead, entering the market earlier, even with LMI, can fast-track wealth creation. The episode also explores government-backed schemes for first home buyers, single parents, and guarantor loans that allow borrowers to access up to 107 per cent of the purchase price, covering costs like stamp duty and buyer's agent fees. Rounding out the episode is a discussion on trust structures, how they can preserve borrowing power, and create tax efficiencies for serious investors. With expert guidance, strategic financing, and a clear understanding of LMI, Australian property buyers can sidestep unnecessary costs and accelerate their portfolio growth.

Curious about how Perth and Melbourne are shaping up in the second quarter of 2025? In this insightful episode, Arjun Paliwal explores the stark contrasts between these two markets—Perth, which has minted countless property millionaires, and Melbourne, which has faced a tougher road. He unpacks the latest on market pressures, cash flow, and yields, emphasising the importance of timing and understanding market cycles when making investment decisions. While Perth may be coming off its peak growth, Arjun reveals it’s far from slowing down, especially in higher price brackets. Melbourne, on the other hand, could be a sleeping giant. He breaks down the signals hidden in inventory levels and days on market, giving investors the edge in reading between the lines. If you’re chasing rapid returns, Perth might be your move. But if you’ve got patience and strategy, Melbourne could offer serious upside. Don’t follow the noise—tune in to uncover which market might quietly become your next big win!

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to uncover five key traits that set successful property investors apart. The duo highlights the importance of diversification across different asset types and locations to reduce risk and strengthen portfolios. Rather than getting caught up in minor property details, top investors focus on developing and sticking to a solid overall strategy. They also prioritise cash flow impact over rigid yield percentages, allowing them to seize a wider range of opportunities. Acting decisively when ready, instead of waiting for perfect market conditions, is another hallmark of success. Additionally, building a trusted team of professionals, such as agents and accountants, provides invaluable guidance and support. Arjun stresses that these traits are relevant for investors at every stage, helping them build resilient, adaptable portfolios. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs. The group examines the Labor government's proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management. With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing. These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds. Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance. With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.

Are you considering getting into the property market but unsure whether to buy a home or invest elsewhere? In this episode of the InvestorKit podcast, host Arjun Paliwal unpacks the growing trend of rentvesting—a strategy where individuals rent where they want to live while investing in more affordable or high-growth areas. It’s a rising movement in Australia, and Arjun explores why more people are choosing this path in 2025. With a data-driven approach, Arjun dives into key factors influencing this shift and explains how rentvesting can be a smart play for building a property portfolio while maintaining lifestyle flexibility. Whether it’s driven by necessity or strategy, rentvesting is proving to be a powerful option for investors looking to get ahead. Tune in to hear how Australians are redefining traditional homeownership and leveraging market data to make smarter investment decisions!

Arjun Paliwal was told he had two years to live.Instead of shrinking back, he risked everything and built a multi-million dollar property empire.This is one of the most powerful stories we've ever recorded.In this episode, Arjun opens up about the moment he found out he needed open-heart surgery and how that diagnosis forced a choice that would change everything. From surviving a near-death health scare to building one of Australia's most respected property businesses Investor Kit, this is the story of going all-in when the stakes couldn't be higher.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by economist Cameron Kusher to explore the complex issues affecting Australia's housing supply. Cameron highlights the significant shortfall in meeting the government's target of 1.2 million homes, citing high construction costs, elevated interest rates, and misaligned migration and housing policies. He notes that weak consumer sentiment, builder shortages, and pre-sale hurdles are stalling new housing supply, though modest interest rate cuts may offer limited relief. Cameron suggests focusing on indicators such as housing stock levels, price adjustments, buyer inquiries, and time on market to understand property trends better. He also predicts that artificial intelligence will significantly disrupt the real estate industry, reshaping how consumers search, transact, and engage with property platforms.

Regional vs Capital Debate      Is it better to invest in regional markets or stick with the tried-and-true capital cities?   In this episode, Todd Sloan moderates a fiery debate between two heavyweight investors: Arjun Paliwal (with a $17M portfolio) and Steve Ash (with $10M in property). The big question is on the table—and both sides come out swinging.   Arjun makes a strong case for regional markets, pointing to affordability, yields, and population share. Meanwhile, Steve champions capital cities, backed by long-term performance data and greater stability.   Tune in as Todd puts forward four key statements—two for each side—and lets the sparks fly. From liquidity and market cycles to investor trends and economic fundamentals, this episode is packed with sharp insights and real-world experience.   Whether you're team regional or team capital city, you'll walk away better informed for your next property move.      

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, explore what it takes to build a successful property investment strategy. They begin by clarifying that strategy is not just about achieving outcomes like positive cash flow, but about creating a structured plan that aligns with long-term goals. The trio highlights the importance of viewing strategy as a holistic framework that includes financial planning, risk assessment, and goal setting. Jack focuses on the role of finance, stressing that responsible borrowing and aligning financial and accounting strategies are key to scaling a portfolio. He also warns against common financial pitfalls, such as unnecessary debt, which can restrict borrowing power. The episode outlines how a comprehensive strategy integrates elements like lending, cash flow management, and risk mitigation to guide smart property decisions. Additionally, the co-hosts emphasise the value of knowing when not to buy, especially during periods of uncertainty or financial instability.

Is Melbourne really the right property market for you in 2025? The headlines say it’s heating up, but that doesn’t mean it suits every investor. In this episode, Arjun Paliwal breaks down how to assess if Melbourne fits your goals, based on your income, borrowing power, and ability to hold the property long-term. Before jumping into the hype, Arjun shows viewers how to run the numbers for their unique situation. He explores three income and borrowing scenarios and how they impact what buyers can actually afford in Melbourne’s market, revealing that only a small fraction of suburbs are accessible on a modest budget. Arjun also dives into why some investors end up settling for underperforming units and how that can backfire over time. With real income-based scenarios, Arjun reveals how much you really need to make Melbourne work and why jumping in too early—or buying the wrong asset—could cost you long-term. Watch now to find out if Melbourne’s a go or no-go for your portfolio!

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, sit down with Tuan Duong from Duo Tax Quantity Surveyors to unpack the often overlooked power of depreciation in property investment. The episode starts by unpacking depreciation and how it allows investors to claim tax deductions on the wear and tear of buildings and fixtures, boosting cash flow without out-of-pocket costs. Since 2017, rules have tightened for second-hand residential properties, but commercial properties still allow broader depreciation claims, making them attractive for positive cash flow. To access these benefits, investors need a depreciation schedule prepared by a qualified quantity surveyor, especially after renovations, which can unlock even more deductions through scrapping. Tuan also debunks the myth that older properties don't qualify, noting that renovations can revive depreciation potential. However, investors should be aware that claiming depreciation affects capital gains tax calculations upon sale. The co-hosts believe investors should stay educated, as mastering depreciation can significantly strengthen portfolios and long-term returns.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, welcome Nafiz Chowdhury, a savvy investor whose strategic foresight has helped him build an impressive portfolio of five properties. Growing up in a working class Bangladeshi family in south-west Sydney, Nafiz was inspired by his parents' hard work and aimed to create a better financial future. At 32, he now owns five properties, showcasing his strategic approach to property investment. Initially managing his investments, Nafiz soon recognised the value of professional advice from buyer's agents, mortgage brokers, and accountants. His portfolio spans multiple Australian states, resulting in over $1 million in cumulative equity gains. With the support of his knowledgeable wife, they actively manage their investments together. Nafiz credits his financial security to disciplined strategy and professional guidance, which also helped ease his financial anxieties. Despite global economic uncertainties, Nafiz maintains a growth mindset and remains committed to his plan, exemplifying how informed decisions and expert help can lead to significant financial success.  

Is Build to Rent the next major shift in Australia's property market? In this episode, Arjun Paliwal takes a deep dive into how the growing trend of large-scale rental communities could transform the way Australians rent, invest, and view property. They explore whether this change is something investors should embrace or be cautious of — and how it might reshape opportunities across the country. Arjun explains how Build to Rent (BTR) works by using large institutional funds to create entire complexes designed purely for renting, rather than selling individual units. They break down how this could drive an increase in rental supply, influence affordability, and potentially change the lifestyle and stability renters experience. Drawing comparisons to the more established BTR markets in the US and UK, Arjun highlights what Australia can learn and where the opportunities may lie. Beyond renters, Arjun also discusses the major impact BTR could have on investors and developers. From shifting demand towards houses to the potential rise of large-scale multi-family investment opportunities, they explain how BTR could fundamentally change the game for Australian property investing. With expert insights and a fresh perspective, this episode offers a comprehensive look at a movement that’s only just beginning to take shape. Click on this episode now to learn how Build to Rent could open new possibilities for renters, investors, and developers!

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Belinda Smith, founder and CEO of Renovate and Real Estate, to discuss her strategic approach to boosting property value and rental yields through cost-effective update. Renovation expert Belinda shares her strategic approach to boosting property value and rental yields through cost-effective updates, from $5,000 paint makeovers to $20,000+ kitchen and bathroom renovations. Belinda urges investors to have a renovation strategy before starting the work, which ensures sticking to budgets and targeting improvements that align with a property's demographic. She warns against overcapitalisation and advocates for neutral, cohesive styles that appeal to a broad audience, recommending wood-look flooring tailored to market segments and noting that COVID-19 has driven demand for home offices and sanctuary-like spaces. Belinda advises having reliable local contacts and using technology to manage interstate renovations, offering a comprehensive guide for investors navigating renovation's complexities.

Are you really adding value to your property, or just spending time and money with little return? In this episode, property expert Arjun Paliwal explores the intricacies of adding value through renovations and developments. He breaks down the key factors to consider, including time commitment, opportunity cost, and whether to renovate for capital growth or rental income. Arjun shares compelling examples of both successful and unsuccessful projects, giving listeners a clear framework to evaluate their own opportunities. He also provides practical tips for achieving quick wins through strategic renovations that can boost rental yield and overall property value. Ready to make smarter renovation decisions? Tune in now for expert guidance from Arjun Paliwal.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and new host Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Joseph Khoury Gebrail, managing principal at KG Co Legal, to unpack the complexities of SMSF investing and highlight common mistakes to avoid. The experts start by sharing insights into the legal complexities of property transactions, especially when using self-managed super funds (SMSFs). Joseph stresses the need to correctly set up a bare trust deed for SMSF purchases to avoid serious legal issues from signing under the wrong entity, highlighting the risks of signing contracts without legal advice, as many buyers underestimate the binding nature of sale agreements. The episode also covers the often overlooked need for independent legal advice on loan documents and explores how varying state regulations, stricter in NSW and Victoria than in flexible Queensland, impact buyer protection through differences in cooling-off periods and contract conditions. The conversation closes with a discussion on the challenges of creating a unified property contract system in Australia, and emphasises the importance of legal expertise in successful property investing.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Chris Huxter, head of commercial property, explore the rising interest in commercial real estate and how investors can shift from residential portfolios to this cash-flow-focused asset class. The duo begins by discussing the growing appeal of commercial property for investors, particularly those seeking strong cash flow opportunities, emphasising that timing is of the essence. Arjun then outlines three key scenarios where commercial investments make strategic sense: transitioning from residential property, consolidating wealth before retirement, and leveraging superannuation funds. Through real-life case studies, the duo highlights the benefits and challenges of commercial property investment, including building repairs and coordinating lease agreements with multinational tenants, emphasising the importance of due diligence and strategic negotiation. With reliable tenants, high yields, supply-limited locations, and diversified, flexible assets, commercial properties ensure strong returns and long-term resilience for investors.

Are units the next big opportunity for investors? In this episode, I’m unpacking the massive price disparity between houses and units in Australia. Have you ever wondered why houses seem to be a better investment? I’ve got the data to back it up! Join me as I explore long-term growth trends across eight capital cities, revealing how units fared against houses. I’ll share insights on three high-pressure markets where you can snag houses for under $650,000, and if you’re still leaning towards units, I’ve got three locations with promising growth potential. Don’t miss out on this valuable information that could shape your investment decisions! Click on this episode now!

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the growing trend of joint property investment with friends or family. The duo begins by discussing the complexities and potential pitfalls of joint investment, starting with the financial implications, as co-owners often face challenges with borrowing capacity as lenders typically consider the total debt but only half of the rental income. Arjun and Jack recommend precise strategic planning, trust structures, and a well-defined exit strategy to avoid future conflicts. Similarly, business owners may consider using a bucket company to reduce personal tax liabilities while investing in property. The duo stresses the importance of aligning goals and obtaining professional guidance to mitigate risks and make joint property investment successful.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to explore the latest market trends and cycles to help investors stay ahead. Arjun explains the different market cycles, dividing them into early adopter, hotspot, and second wind markets. He said early adopter markets, like Brisbane in 2018, offer great opportunities but require patience, while hotspot markets experience rapid growth but come with high competition, and second wind markets, such as Brisbane and Newcastle, show signs of recovery after stagnation. Arjun also noted that the current market sentiment has led to increased investor inquiries, urging investors to focus on their circumstances rather than external factors, like interest rates, and to base their portfolios on data-driven strategies and a borderless approach. The duo emphasises the importance of building a strong, goal-focused team, including accountants, brokers and buyer's agents, for successful property investing. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the three key traits of a booming property market in Australia. According to the co-hosts, smart investors who want to grow their portfolio must understand the property markets and recognise the three key factors that allow them to make data-driven decisions. Arjun and Jack said that the primary key criterion is the number of days a property stays on the market (DOM), with a reduction in DOM indicating a hot market where properties sell quickly, enhancing buyer urgency and seller confidence. The second trait is tight rental markets, as shown by low vacancy rates, which indicate strong demand and drive up property values. Finally, the third trait is inverse growth rates, where markets that underperformed in the past, like Sydney and Perth, are poised for a rebound. Using Townsville as an example, the co-hosts share strategies on identifying the three key factors that signal a growth cycle and a good property investment.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, explore the growing role of self-managed super funds (SMSF) in property investment in Australia. The duo discuss the increasing popularity of SMSF, which they believe is driven by investors reaching borrowing limits outside superannuation and seeking new avenues for property investment. Jack explains how SMSF borrowing differs from traditional loans, focusing on super contributions and rental income instead of personal income, which creates a separate borrowing capacity for property purchases. The co-host also shares how younger investors can benefit from going through SMSF to build their portfolio, starting with residential properties before transitioning to commercial properties. Additionally, they delve into the diversification that SMSF offers, including shares, cash, or business premises, supporting both retirement savings and business needs.

Working his way up the ranks from Bank Teller to Manager, Arjun Paliwal gained a lot of the investment property knowledge he needed from Commonwealth Bank Australia. After taking the leap of faith and quitting his job, Paliwal dove head first into the world of property investing and before he knew it, had built an incredible portfolio. Join us in this episode of Property Investory, as we discuss Paliwal's unplanned path to success, how he was able to build such an impressive portfolio at the young age of 26, and what you you can do to kickstart your property investing journey as well. Hosted on Acast. See acast.com/privacy for more information.

Working his way up the ranks from Bank Teller to Manager, Arjun Paliwal gained a lot of the investment property knowledge he needed from Commonwealth Bank Australia. After taking the leap of faith and quitting his job, Paliwal dove head first into the world of property investing and before he knew it, had built an incredible portfolio. Join us in this episode of Property Investory, as we discuss Paliwal's unplanned path to success, how he was able to build such an impressive portfolio at the young age of 26, and what you you can do to kickstart your property investing journey as well. Hosted on Acast. See acast.com/privacy for more information.

The interest rate cut announcement sparked a flurry of activity among investors, pushing them to review borrowing capacities, market dynamics, and future financial strategies. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the latest RBA rate cut announcement and its impact on the property market. While modest in its immediate financial impact, the rate cut is expected to influence consumer sentiment and open new opportunities for property investors, with the duo pointing out the importance of having a clear strategy to navigate the upcoming changes in the market. The conversation also touches on the broader implications of the rate cut for investors with substantial debt, and how lenders' flexibility in assessing income has increased, allowing more self-employed investors to secure a loan. The co-hosts said that while further cuts could increase investment, borrowers must remain cautious and not rely solely on rate cuts for financial relief.

As the first Reserve Bank of Australia meeting draws to a close, the anticipated rate cut is forecast to impact the real estate market across the country, giving investors more opportunities to build their portfolios. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the ever-changing landscape of interest rates and its impact on the property market. The duo discuss misconceptions about interest rate cuts and borrowing capacity, various borrowing strategies, and the pitfalls of cross-securitisation, in which multiple properties are used as collateral for a single loan. Arjun and Jack then emphasise the importance of timing in property purchases, stressing that savvy investors should act before interest rates drop rather than wait for a cut to make a move.

In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the key trends shaping the 2025 Australian property market. Drawing from their latest research report, 7 Trends That Shape Australia's Property Market for 2025, Arjun and Jack highlight the key factors influencing the property landscape. The first major trend concerns the anticipated decline in interest rates, which the pair said is expected to boost consumer sentiment significantly. The co-hosts then discuss housing affordability and demand before moving towards supply shortages, which continue to drive price growth nationwide. The podcast also touches on broader issues, such as tax policies and population distribution.

The beginning of the year is the perfect time to reset your investment strategies, refocus, learn from the past, set new goals, and work out a fresh budget. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial share strategies for improving borrowing power and paying down debt sooner. The duo discuss the importance of examining monthly spending on private health insurance, income protection, life insurance, credit card debt and personal loans, which can limit borrowing capacity and potentially curb spending habits. The co-hosts emphasise the need to be financially ready to invest, as the upcoming interest rate cuts will prompt more buyers to enter the market.

In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss recent research into the most undersupplied housing markets in Australia, and what this might mean for investors. They begin the podcast reflecting on the success of their businesses throughout 2024, following the launch of Fouracre Financial and the ongoing success of Investigate Buyers Agency which has been recognised as Australia's Buyers Agency of the Year for two consecutive years. They then discuss a research paper that examines Australia's most undersupplied housing markets, identifying 25 regions with significant supply shortages. The podcast delves into the methodology behind the Supply Shortage Score (SSS), a metric developed to assess housing supply conditions. This score considers various factors, including future supply, established supply, price pressure, rental pressure, housing availability, and people movement. The pair then wrap up looking at some of the challenges facing housing affordability, from transaction costs such as stamp duty and capital gains tax, through to problems facing the building sector, including construction costs and labour shortages.

While new investors often think they need more properties to maximise their future incomes, Arjun and Jack urge them first to clarify their vision of financial freedom and invest in properties that align with their long-term goals. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the importance of strategy planning rather than simply buying more and more properties when building a portfolio. While he knows that thinking ahead can be daunting, Arjun advocates for a 20-plus-year strategy to ensure investors have a portfolio that will suit their retirement spending. This includes the need to understand one's retirement needs and planning ahead. The duo then shift towards “trading up” assets, which involves moving from residential to commercial properties to maximise the rental yields and, subsequently, the investors' income potential.

While more and more Australians are jumping onto the SMSF train to boost their property portfolio, many remain reluctant to make the switch. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial explore the ins and outs of SMSF, as well as its role in property investment and financial freedom. Supported by the research paper, titled The Evolution of SMSF Property Investing, the duo examine the changing landscape of SMSF in Australia when it comes to property investing, superannuation contributions, and the impact of SMSFs on retirement planning. The co-hosts also discuss the rising enthusiasm for SMSF – which appears to give more flexibility, autonomy and greater borrowing capacity for investors – its limitations, including why some people are still reluctant to switch their super funds, and the importance of building a trusted financial team. They then unpack the differences between residential and commercial property investments within an SMSF, and how your next property should be aligned with your long-term goals.

While negative gearing makes the headlines, positive cash flow seems like a dream scenario leaving extra cash in your pockets, but is it really achievable? On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre are flipping the script on negative gearing to positive cash flow, giving listeners all the knowledge they need to understand how to reach the “holy grail” of investment. During the podcast, the duo gives the big picture of positive cash flow as well as more details on the allure, the pitfalls, and the real impact on investors' lending capacity and investment strategy. Through real-world examples and recent data, Arjun and Jack explain how positive cash flow should be viewed as a part of a broader investment strategy rather than the sole objective, and that it is important to remain patient when it comes to building a healthy portfolio.

When buying property, investors must begin with an end goal in mind – or they risk misaligning their investment strategy with long-term financial goals. | On this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgages' Eva Loisance and InvestorKit's Arjun Paliwal to discuss how investors can build a bespoke property plan that fits into their broader financial strategy. Eva outlines that investors should understand the ‘why' behind each purchase, with Arjun noting that a lack of planning can lead to a scattered portfolio that doesn't align with long-term goals. This requires a reverse-engineered approach, where investors begin with an end goal in mind. They then look at how buyer's agents and finance brokers can support this journey and help clients buy the right properties, and provide insights into the growing trend of using trusts and other structures to optimise tax outcomes. Throughout the episode, Eva and Arjun also unpack the importance of consolidation in property investment, noting that properties must be actively managed to ensure they continue to meet financial objectives. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With negative gearing and capital gains tax reform once again making headlines, how can investors develop a bespoke investment strategy? On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre examine the intricate world of finance strategy, ensuring listeners understand that property investment is not merely about acquiring real estate, but mastering the financial game that underpins it. During the podcast, the pair examine the implication of negative gearing and capital gains tax on the market, and how changes would necessitate adjustments for trusts resulting in complications for existing structures, and how changes will reduce the borrowing capacity of investors. They then unpack the importance of personalised finance strategies, going beyond just interest rates and loan amounts, and why investors need to understand loan structures, bank affiliations and effective use of offset accounts.

Few property investors are making purchases in cash. For the majority, building a property portfolio relies on playing the game of finance. On this episode of The Property Nerds, InvestorKit's Arjun Paliwal and Fouracre Financial's Jack Fouracre unpack different approaches to financing property assets. The duo highlight three predominant strategies, weighing the pros and cons of each. Arjun and Jack explain how these strategies work by using real-world examples that can help investors visualise their investment journeys. They emphasise the need for investors to tailor their investment approaches to their own specific needs, and seek advice from trusted professionals.

Whatever the timing, interest rates will come down. When they do, the market impacts won't necessarily be evenly spread. On this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal is joined by Jack Fouracre, partnership manager at Fouracre Financial and the show's new cohost, to discuss the relationship between interest rates and home prices. The duo unpack why interest rate cuts can have varying market impacts depending on the location and other economic factors at play. Arjun shares the top 10 cities that he believes will benefit most once the Reserve Bank of Australia moves to lower the cash rate, and Jack looks into some recent lending trends that are impacting investors' choices.

There are a lot of common perceptions about buying property in Australia, and they don't all hold true. In this episode of The Property Nerds, InvestorKit founder and CEO Arjun Paliwal wades through the overload of information to help investors understand what data and trends they really need to pay attention to when considering a purchase. Arjun traces the origin of some of the biggest myths in Australian property investing and tries to discover the truth of the matter. He unpacks what's happening in the economy right now, and how conventional wisdom about the current climate may or may not hold true. Looking at the importance of mentorship, Arjun also discusses lifelong learning, and shares insight into how he approaches upskilling.