Podcasts about Rohit

The making of India's Constitution is usually told as the story of the few hundred prominent lawyers, politicians, and intellectuals who comprised the Constituent Assembly—the body tasked with drafting this historic document between 1946 and 1949. But a new book by the scholars Rohit De and Ornit Shani, Assembling India's Constitution: A New Democratic History, argues this familiar account captures only part of the story. Drawing on a remarkable range of archival material, the book shows that constitution-making was not confined to the halls of the Constituent Assembly alone. It also played out in provincial legislatures, princely states, government offices, civic associations, and communities across India. Ordinary citizens debated the constitution, petitioned its authors, organized around it, and creatively sought to shape its provisions. To discuss the book and its relevance for our understanding of India's democratic evolution, Rohit and Ornit join Milan on the show this week. Rohit is a professor of history at Yale University and the author of A People's Constitution: The Everyday Life of Law in the Indian Republic. Ornit is an associate professor of Asian Studies at Haifa University. She is the author of How India Became Democratic: Citizenship and the Making of the Universal Franchise. The trio discuss the serendipitous origins of the book, the authors' unusual writing process, and the gaps in the conventional account of India's constitution-making. Plus, the three talk about overlooked constitution-making efforts in the princely states and the forgotten story of Manipur's democratic experiment. Episode notes: “India's Hidden Treatise on Statecraft (with Rahul Sagar),” Grand Tamasha, November 2, 2022. Rohit De, A People's Constitution: The Everyday Life of Law in the Indian Republic (Princeton: Princeton University Press, 2018). Ornit Shani, How India Became Democratic: Citizenship and the Making of the Universal Franchise (New York: Cambridge University Press, 2017).  Rohit De and Ornit Shani, “Assembling India's Constitution: Towards a New History* Open Access,” Past & Present 263, no. 1 (May 2024): 205-248. Video: “How India Became Democratic (with Ornit Shani),” Carnegie Endowment for International Peace, April 25, 2018.

The boys are back and so is the World Cup chat, with the boys straight off a 4am wake up to watch the Socceroos. We talk Maccas collectables, Sen's looking for an ergonomic work chair and Ro's looking to furnish a new abode. We also have a bidet conundrum and should the internet be available to everyone.We have "World Cup Fun Facts," where we chat fun and wholesome stories of this World Cup and previous editions.___________________________________________________________FULL PODCAST EPISODES

The whole crew is back. Nick, Robbie, Mike, and Rohit reunite for a full-panel episode of the Sneaker History Podcast, and it feels exactly like catching up with friends who happen to know more about shoes than most people you know.They kick things off with Rockin' and Coppin', covering everything from Nipsey Hussle PUMAs and adidas SL EVOs to a World Cup craze over jerseys and some very real talk about what shoe buying looks like when adulting kicks in. From there, the conversation stretches across World Cup sneaker culture, 3D printing and foam technology in performance footwear, the history of player endorsements in soccer, and how the sport has become one of the most interesting spaces in the sneaker world right now.They also spend time on the rise of Skechers as a legitimate player in the athletic space (yes, really), dig into brand rivalries, talk representation in sneaker culture, and close with a preview of where women's basketball footwear might be heading next.It's a wide-ranging one, but that's the whole squad for you. Come for the sneakers, stay for the chaos.New episodes of the Sneaker History Podcast drop regularly. Subscribe wherever you listen and find everything at sneakerhistory.com.New episodes of the Sneaker History Podcast drop almost every Monday. Subscribe wherever you listen, find everything at sneakerhistory.com, and if you want more sneaker business insights, The Sneaker Newsletter goes out on Substack at thesneakernewsletter.com.Nick also has a book coming. Small Luxuries: Sneakers drops October 2026 and is available to pre-order now at bookshop.org/a/122044/9798317900854.If you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

Derek Champagne talks with Rohit Agarwal, CEO of The Weather Company.Rohit Agarwal is the CEO of The Weather Company, the world's most accurate forecaster. In this role, Rohit is responsible for setting the strategic vision that spans the company's digital consumer properties, including The Weather Channel app and weather.com, as well as its enterprise business across media,advertising, aviation, defense, and a variety of other industries. He stands behind the belief that high-performing teams are critical to innovation, growth, and impact, and diverse backgrounds and thinking benefit the end customer.Prior to joining The Weather Company, Rohit was the chief product and revenue officer at SoundCloud, the world's largest online community of artists, bands, DJs, and audio creators, where he led the vision, strategic execution, and revenue. This included overseeing business and product strategy, delivery and operations, design, product marketing, and growth. Through Rohit's leadership, SoundCloud refactored the product, doubled its subscriber base, and meaningfully improved its ads business, leading the company to its first profitable year in its 16-year history.Rohit previously served as chief product and growth officer at CNN. Throughout his career, he has driven 2-3x user and revenue growth across leading companies in industries including music (Last.fm, CBS), media(CNN/WarnerMedia, The Economist, Bild), banking (HSBC), B2B SaaS (Trustpilot, Akamai), and consumer internet (AOL). Rohit is a frequent speaker at leading conferences (Google I/O, SXSW, CES, RISE, WebSummit, Product Summit), an active advisor and investor in startups, and launched his own startup in the past. He is also a committed supporter of diverse and inclusive education initiatives – both as a board member of the Smithsonian's Center for Folklife and Cultural Heritage and as a board member of Leap Year, a unique program based in metro Atlanta dedicated to improving college access and early adolescent reading skills to under-represented youth.Rohit lives in Atlanta with his wife and two daughters. An avid sports fan, he also enjoys playing soccer and tennis, painting, and cooking, and he acknowledges that his creative endeavors make him a better leader.Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Fluent Fiction - Hindi: The High-Stakes Game: Trust and Triumph at the Poker Table Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-19-07-38-20-hi Story Transcript:Hi: गर्मियों की उस शाम में, जब सूरज धीमे-धीमे डूब रहा था और कमरे में एक हल्की नमी सी थी, एक शानदार पोकर खेल चल रहा था।En: On that summer evening, when the sun was slowly setting and there was a light humidity in the room, a magnificent poker game was underway.Hi: कमरा भीतर से आलीशान था, दीवारों पर हल्की रोशनी और चारों ओर खिलाड़ियों की आमद-रफ्त थी।En: The room was luxurious from the inside, with soft lighting on the walls, and players were bustling around.Hi: कार्डों की खरखराहट और चिप्स की खनखनाहट के बीच आमने-सामने बैठे थे तीन दोस्त - अर्जुन, रोहित और मीरा।En: Amidst the shuffle of cards and the clink of chips sat three friends face-to-face - Arjun, Rohit, and Meera.Hi: अर्जुन ने अपनी आँखें मेज़ पर लगाईं।En: Arjun kept his eyes fixed on the table.Hi: उसका मन विचलित था, क्योंकि दांव पर थी उसकी पारिवारिक उम्मीदें।En: His mind was restless because his family's hopes were on the line.Hi: वह जानता था कि यह जीत उसके लिए कितनी अहम है।En: He knew how important this victory was for him.Hi: फिर भी, वह मुस्कुराता रहा, अपने भावनाओं को छुपाते हुए।En: Still, he kept smiling, hiding his emotions.Hi: उसकी निगाह बार-बार रोहित पर जाती।En: His gaze kept returning to Rohit.Hi: अर्जुन को याद था बचपन का वह दोस्त, जिसने उसका साथ कभी नहीं छोड़ा था।En: Arjun remembered that childhood friend who had never left his side.Hi: लेकिन एक संदेह भी उसके दिल में उमड़ रहा था।En: But a doubt also swirled in his heart.Hi: क्या वाकई में रोहित उसका साथ देगा?En: Would Rohit really support him?Hi: अर्जुन ने खुद को भरोसा दिलाने की कोशिश की।En: Arjun tried to reassure himself.Hi: "विश्वास करो, अर्जुन," उसने मन ही मन कहा, "रोहित तुम्हारा सच्चा दोस्त है।En: "Trust, Arjun," he said to himself, "Rohit is your true friend."Hi: "खेल के बीच एक पल ऐसा आया जब अर्जुन के हाथ में कमजोर कार्ड थे।En: There came a moment in the game when Arjun had weak cards in his hand.Hi: उसके सामने बैठी थी मीरा, जिसकी चालाकी शहर भर में मशहूर थी।En: Sitting opposite him was Meera, whose cunning was famous throughout the city.Hi: अर्जुन ने गहरी सांस ली।En: Arjun took a deep breath.Hi: मीरा मुस्कराते हुए अपने कार्ड देख रही थी, उसकी नज़रें अर्जुन के हर हाव-भाव को तौल रही थीं।En: Meera was smiling while looking at her cards, her eyes weighing Arjun's every expression.Hi: सभी उपस्थित लोगों की नजरें अर्जुन पर थीं।En: Everyone present had their eyes on Arjun.Hi: उसने अंदर से उठा हल्का संदेह को दबाया और एक बड़ा दांव लगाने का निर्णय लिया।En: He suppressed the mild doubt rising inside and decided to place a big bet.Hi: यह अब या कभी नहीं का मौका था।En: It was a now or never moment.Hi: उसने अपनी आँखों में विश्वास की चमक के साथ, मीरा की ओर देखकर मुस्कराया।En: With a spark of confidence in his eyes, he looked at Meera and smiled.Hi: "मैं सब कुछ दांव पर लगाता हूँ," उसने धीरे से कहा।En: "I bet everything," he said slowly.Hi: मीरा ने अपनी भौं उठाई, लेकिन अपने चेहरे पर उभरे हल्के झिझक को छुपा नहीं सकी।En: Meera raised an eyebrow, but couldn't hide the slight hesitation on her face.Hi: अर्जुन को लगा कि वह इस बार सही जगह पर दांव लगा रहा है।En: Arjun felt he was placing his bet in the right spot this time.Hi: उसने उसकी आँखों में एक पलक झपकाहट देखा, यह जानते हुए कि वह होशियार थी लेकिन कभी-कभी पकड़ में आ ही जाती थी।En: He saw a flicker in her eyes, knowing she was smart but sometimes could be caught off guard.Hi: अंत में, मीरा ने झुक का कार्ड ठोक दिया।En: In the end, Meera laid down her cards with a sigh.Hi: "तुम जीते, अर्जुन!En: "You win, Arjun!"Hi: " उसने कहा, हँसते हुए।En: she exclaimed, laughing.Hi: अर्जुन की खुशी देखते ही बनती थी।En: Arjun's happiness was obvious.Hi: उसने कमरे में उपस्थित हर व्यक्ति से हाथ मिलाया और मेज़ से उठ खड़ा हुआ।En: He shook hands with everyone present in the room and stood up from the table.Hi: उसने जाना कि विश्वास और दोस्ती की ताकत से बड़ा कुछ नहीं।En: He realized that nothing is more powerful than the strength of trust and friendship.Hi: रोहित के साथ उसने जीत की खुशी बाँटते हुए कहा, "तुम्हारा यकीन हमेशा सही होता है, दोस्त।En: Sharing his victory joy with Rohit, he said, "Your faith is always right, my friend."Hi: "उस रात अर्जुन सिर्फ पैसे ही नहीं जीता, बल्कि उसने पहली बार असली जीत का स्वाद चखा—आत्मविश्वास और दोस्ती का।En: That night, Arjun not only won money but tasted true victory for the first time—confidence and friendship.Hi: अब वह जानता था कि इंसान को कब और किस तरह दूसरों पर विश्वास रखना चाहिए।En: Now he knew when and how one should trust others. Vocabulary Words:humidity: नमीmagnificent: शानदारluxurious: आलीशानbustling: आमद-रफ्तrestless: विचलितvictory: जीतemotions: भावनाएँreassure: भरोसा दिलानाcunning: चालाकीhesitation: झिझकexpression: हाव-भावconfidence: विश्वासhesitate: झिझकनाobvious: देखते ही बनताstrength: ताकतflicker: पलक झपकाहटgaze: निगाहsupport: साथsuppress: दबानाspark: चमकbet: दांवdecide: निर्णय लेनाfamous: मशहूरtaste: स्वादtrust: विश्वासpowerful: बड़ाvictory: जीतfaith: यकीनreiterate: दोहरानाimportant: अहम

Welcome back to The SaaS CFO Podcast! In today's episode, Ben sits down with Rohit Bhadange, co-founder and CEO of Zamp—the operating system for sales tax compliance that's bringing much-needed visibility and automation to a traditionally complex space. From his roots in investment banking and private equity to launching Zamp in 2022, Rohit Bhadange shares how his team is reshaping compliance for the entire digital economy, serving everyone from early-stage SaaS founders to enterprises approaching $500 million in revenue. Learn how Zamp leverages AI and data transparency to drive operational leverage and win trust from both customers and accounting partners, resulting in rapid fundraising traction and a business growing 5–6x since their Series A. We'll discuss Zamp's approach to pricing, global expansion, customer acquisition strategies, and hear Rohit Bhadange's insight on SaaS growth metrics, operating leverage, and what sets a modern compliance platform apart. Whether you're a SaaS founder, CFO, or just fascinated by the evolving intersection of AI and finance, this conversation is packed with valuable takeaways. Show Notes: 00:00 Targeting mid-sized enterprise customers 03:20 Expanding international market reach 09:26 Building in Stealth Mode 11:03 Choosing the Right Investors 14:01 Improving AI with Transparent Workflows 17:48 Outcome-based pricing strategy 21:27 Growth and efficiency improvements 23:30 Where to find Rohit online Links: SaaS Fundraising Stories: https://www.thesaasnews.com/news/zamp-bags-30m-in-total-funding Rohit Bhandage's LinkedIn: https://www.linkedin.com/in/rohitbhadange/ Zamp's LinkedIn: https://www.linkedin.com/company/zamptax/ Zamp's Website: https://zamp.com/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray

Just when you thought Ro's stories couldn't get more ridiculous, he brings a new one that somehow tops all the others. As we wrap our heads around what Ro had just told us, friend of the show Jack sends in a mental submission basically outlining a redundancy Hunger Games in Norway. Sen then rants about SpaceX.We end with some helpful tips and tricks for those who are not so in tune with the FIFA World Cup.___________________________________________________________FULL PODCAST EPISODES

In this episode, Aaron interviews Rohit about being at the Knicks clinching game in San Antonio, and convincing Uber to bring former Knick Charles Oakley with him. We come full hope circle with a conclusion unlike any episode before with hope anyone can use. We really are almost to Episode 200! Plus, a recap of the White House Freedom 250 UFC fight that Aaron actually watched all of.  Plus Debbie Upper and a preview of The Hopeless Show heading to Washington DC!

Fluent Fiction - Hindi: Mysteries Unveiled at Rashtriya Kala Sangrahalaya Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-13-07-38-19-hi Story Transcript:Hi: राष्ट्रीय कला संग्रहालय की विशाल इमारत के भीतर गूंजते कदमों की ध्वनि से वाकिफ, अनिशा के चेहरे पर ग़ज़ब की ध्यानमग्नता थी।En: Within the vast building of the Rashtriya Kala Sangrahalaya, familiar with the echoing footsteps, there was an intense focus on Anisha's face.Hi: गर्मियों का मौसम दिल्ली के बाहरी गलियों में गर्मी और गहमागहमी ला रहा था, परंतु इस संग्रहालय के शांत और ठंडे कमरों में एक अलग दृश्य उभर रहा था।En: The summer season was bringing heat and hustle to the outer streets of Delhi, but a different scene was emerging in the quiet, cool rooms of this museum.Hi: एक महत्वपूर्ण चित्रकारी गायब हो चुकी थी और उसकी जगह पर लगभग एक जैसी नकली कृति थी।En: An important painting had gone missing, and in its place was a nearly identical fake.Hi: अनिशा, जो कला इतिहासकार होने के साथ-साथ रहस्य सुलझाने के प्रति गहरा जुनून रखती थी, इस केस को अपने हाथ में लेने के लिए उतारू थी।En: Anisha, who was both an art historian and deeply passionate about solving mysteries, was eager to take on this case herself.Hi: वह अकेले अपनी पहचान बनाना चाहती थी।En: She wanted to establish her identity alone.Hi: लेकिन उसका सामना हुआ रोहित से, जो संग्रहालय का सुरक्षा गार्ड था।En: But she faced Rohit, who was the museum's security guard.Hi: रोहित चिंतित था, अपनी नौकरी खोने के डर से।En: Rohit was anxious, fearing he might lose his job.Hi: उसने निश्चय किया कि वह अपनी काबिलियत साबित करेगा।En: He was determined to prove his capability.Hi: संजय, एक रहस्यमयी कलाकार, आया करता था और लगता था कि उसे कुछ अधिक जानकारी है।En: Sanjay, a mysterious artist, would frequent the museum and seemed to know something more.Hi: अनिशा ने तमीज से प्रश्न पूछे, परंतु संजय हमेशा टालमटोल करता रहा।En: Anisha asked questions politely, but Sanjay always evaded them.Hi: जब अनिशा ने पहली बार रोहित को अपनी टीम में शामिल करने का निर्णय लिया, तो उसे एहसास हुआ कि टीमवर्क के माध्यम से वह अधिक सफलता प्राप्त कर सकती है।En: When Anisha first decided to include Rohit in her team, she realized that through teamwork, she could achieve more success.Hi: जैसे-जैसे दिन बीत रहे थे, समय की सूईयां तेज़ी से चल रही थीं।En: As the days passed, the hands of time were moving quickly.Hi: संग्रहालय के अधिकारियों ने तुरंत जवाब मांग रखा था।En: Museum officials demanded immediate answers.Hi: अनिशा, रोहित और संजय के बीच की यह प्रतियोगिता एक मुश्किल पहेली में बदल गई थी।En: The competition between Anisha, Rohit, and Sanjay turned into a difficult puzzle.Hi: एक दिन, संजय ने अनिशा को अपने एक चित्र में एक कोड दिखाया।En: One day, Sanjay showed Anisha a code in one of his paintings.Hi: अनिशा को समझ आया कि यही कूटबद्ध सन्देश खोई हुई पेंटिंग के स्थान को बताने के लिए था।En: Anisha realized that this encoded message was meant to reveal the location of the missing painting.Hi: लेकिन संजय चाहता था कि अनिशा जल्द से जल्द इसे समझे।En: But Sanjay wanted Anisha to understand it promptly.Hi: कुछ घंटों की गहन अध्ययन के बाद, अनिशा ने सफलता पा ली।En: After a few hours of intense study, Anisha succeeded.Hi: उसने कोड को सही से पहचाना और असली पेंटिंग का स्थान ढूंढ लिया।En: She correctly identified the code and found the location of the real painting.Hi: अगली सुबह एक महत्वपूर्ण प्रदर्शनी होने जा रही थी और अनिशा की तत्परता से अंतिम समय पर पेंटिंग को सही स्थान पर रखा जा सका।En: The next morning, an important exhibition was to take place, and thanks to Anisha's promptness, the painting was placed correctly at the last moment.Hi: इस दौड़ में सफलता के बाद, अनिशा ने आत्मविश्वास पाया और रोहित ने अपने काम में संतोष की भावना महसूस की।En: After this successful race, Anisha gained confidence and Rohit felt a sense of satisfaction in his work.Hi: संग्रहालय ने अनिशा की तत्परता और कला के प्रति उग्र लगन को बहुत सराहा।En: The museum greatly appreciated Anisha's promptness and her fierce passion for art.Hi: राष्ट्रीय कला संग्रहालय की दीवारों ने एक और कहानी अपने इतिहास में जोड़ ली थी, जो न केवल कला की बल्कि कलात्मक खोज के जुनून की थी।En: The walls of the Rashtriya Kala Sangrahalaya had added another story to their history, one that was not only about art but also about the passion for artistic discovery. Vocabulary Words:vast: विशालechoing: गूंजतेfocus: ध्यानमग्नताhustle: गहमागहमीidentical: जैसीhistorian: इतिहासकारpassionate: जुनूनestablish: पहचानanxious: चिंतितcapability: काबिलियतfrequent: आया करताpolitely: तमीज सेevaded: टालमटोलrealized: समझ आयाpromptly: जल्द से जल्दencoded: कूटबद्धpromptness: तत्परताsatisfaction: संतोषappreciated: सराहाdiscovery: खोजfamiliar: वाकिफmissing: गायबfake: नकलीestablish: निर्णयmysterious: रहस्यमयीpuzzle: पहेलीsuccess: सफलताimportant: महत्वपूर्णconfidence: आत्मविश्वासfierce: उग्र

Fluent Fiction - Hindi: Aparna's Farewell: Embracing Change with Heartfelt Goodbyes Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-12-07-38-19-hi Story Transcript:Hi: गर्मियों की दोपहर में, मुंबई की एक ऊँची इमारत की चमचमाती काँच की दीवारें नीचे शहर की हलचल को प्रतिबिंबित कर रही थीं।En: On a summer afternoon, the gleaming glass walls of a tall building in Mumbai were reflecting the hustle and bustle of the city below.Hi: यही वह स्थान था जहाँ अपर्णा के विदाई पार्टी का आयोजन किया गया था।En: This was the place where Aparna's farewell party was organized.Hi: ऑफिस में हर कोई अपर्णा की निष्ठा और मेहनत की सराहना करता था।En: Everyone in the office appreciated Aparna's dedication and hard work.Hi: उनकी नई पदोन्नति पर सब खुश थे, लेकिन अपर्णा के मन में कुछ और ही चल रहा था।En: They were all happy about her new promotion, but something else was on Aparna's mind.Hi: अपर्णा को एक नई जगह जाना था।En: Aparna had to move to a new place.Hi: वह लंबे समय से इस प्रमोशन का इंतजार कर रही थी, लेकिन अपने करीबी दोस्तों और मुंबई से दूर जाने का विचार उन्हें सताने लगा था।En: She had been waiting for this promotion for a long time, but the thought of moving away from her close friends and Mumbai began to weigh on her.Hi: पार्टी में मुस्कुराते हुए, अपर्णा ने सबका स्वागत किया।En: Smiling at the party, Aparna welcomed everyone.Hi: संगीत की धीमी धुन के बीच अपर्णा ने खुद को संभाला।En: Amid the soft tunes of music, Aparna composed herself.Hi: उसने तय किया कि वह अपनी भावनाओं को पार्टी में प्रकट नहीं करेगी।En: She decided she wouldn't reveal her emotions at the party.Hi: वह सबसे मिलकर उनका दिल से धन्यवाद करना चाहती थी।En: She wanted to meet everyone and sincerely thank them.Hi: इस बीच, रोहित, अपर्णा का करीबी सहकर्मी, पार्टी की ओर बढ़ा।En: Meanwhile, Rohit, Aparna's close colleague, approached the party.Hi: उसने गिलास उठाया और कहा, "अपर्णा, तुम केवल एक सहकर्मी नहीं, बल्कि एक सच्ची मित्र हो।En: He raised a glass and said, "Aparna, you are not just a colleague but a true friend.Hi: मुंबई में तुम्हारा योगदान अविस्मरणीय रहेगा।En: Your contributions to Mumbai will remain unforgettable."Hi: " रोहित के ये शब्द सुनते ही अपर्णा धीरे-धीरे अपनी भावनाओं को काबू नहीं कर पाई।En: Listening to Rohit's words, Aparna slowly found it hard to control her emotions.Hi: उसने गहरी सांस ली और सबके बीच खड़ी होकर कहा, "आप सभी का धन्यवाद।En: She took a deep breath and stood up among everyone and said, "Thank you all.Hi: यह निर्णय मेरे लिए आसान नहीं था, लेकिन यह सब आपके सहयोग से ही संभव हुआ है।En: This decision was not easy for me, but it was only possible because of your support.Hi: मैं आप सबको बहुत मिस करूंगी।En: I will miss you all very much."Hi: " उसकी आँखों में आंसू थे, लेकिन चेहरे पर मुस्कान भी।En: There were tears in her eyes, but a smile on her face too.Hi: उसके शब्द सुनकर नेहा, उसकी सहेली, पास आई और कहा, "हम हमेशा तुम्हारे साथ हैं, चाहे तुम कहीं भी जाओ।En: Hearing her words, Neha, her friend, came over and said, "We are always with you, no matter where you go."Hi: "सभी साथियों ने तालियों की गड़गड़ाहट से अपर्णा का हौसला बढ़ाया।En: All the colleagues applauded to encourage Aparna.Hi: अपर्णा ने अनुभव किया कि उसके फैसले में अब कोई दुविधा नहीं है।En: Aparna felt that there was no longer any doubt in her decision.Hi: वह जान गई थी कि परिवर्तन के साये में रिश्तों का महत्त्व और मजबूत होता है।En: She realized that under the shadow of change, the importance of relationships only grows stronger.Hi: अब वह आत्मविश्वास से भरी थी।En: Now, she was filled with confidence.Hi: वह अपने नए जीवन की यात्रा के लिए तैयार थी, आत्मिक संतोष और अपने दोस्तों के प्यार को अपने दिल में संजोए हुए।En: She was ready for the journey of her new life, carrying spiritual contentment and the love of her friends in her heart. Vocabulary Words:gleaming: चमचमातीreflection: प्रतिबिंबितhustle and bustle: हलचलfarewell: विदाईdedication: निष्ठाemotions: भावनाओंamid: बीचcomposed: संभालाsincerely: दिल सेcontributions: योगदानdeep breath: गहरी सांसapplauded: तालियों की गड़गड़ाहटencourage: हौसला बढ़ायाdoubt: दुविधाconfidence: आत्मविश्वासjourney: यात्राspiritual contentment: आत्मिक संतोषunforgettable: अविस्मरणीयdecision: निर्णयimportance: महत्त्वrelationships: रिश्तोंshadow: सायेcontemplate: विचारpromotion: पदोन्नतिrevealing: प्रकटcontrol: काबूclose colleague: करीबी सहकर्मीtrue friend: सच्ची मित्रsupport: सहयोगassemble: संजोए

My guest in this episode is Rohit Punyani, the co-founder of The Owner's Asset, a firm focused on helping small business owners, 1099 professionals, and high-income earners build tax-aware retirement strategies with greater control, flexibility, and long-term ownership.With experience in capital markets and private wealth management, Rohit works closely with business owners and CPAs to design practical strategies for reducing tax drag, improving retirement outcomes, and helping owners keep more of what they earn.Interview Links:The Owners Asset https://ownersasset.com/Subscribe To Our Weekly Newsletter:The Wealth Dojo: https://subscribe.wealthdojo.ai/Download all the Niches Trilogy Books:The 21 Best Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-best-cashflow-niches-book⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-best-cashflow-niches⁠The 21 Most Unique Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-most-unique-cashflow-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-most-unique-niches⁠The 21 Best Cash Growth NichesDigital: ⁠https://www.cashflowninjaprograms.com/the-21-best-cash-growth-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-cash-growth-nichesThe 21 Next Level Cashflow NichesDigital: https://www.cashflowninjaprograms.com/the-21-next-level-cashflow-niches-book-free-downloadAudio: https://podcasters.spotify.com/pod/show/the-21-next-level-nichesListen To Cashflow Ninja Podcasts:Cashflow Ninja⁠https://podcasters.spotify.com/pod/show/cashflowninja⁠Cashflow Investing Secrets⁠https://podcasters.spotify.com/pod/show/cashflowinvestingsecrets⁠Cashflow Ninja Banking⁠https://podcasters.spotify.com/pod/show/cashflow-ninja-banking⁠Connect With Us:Website: http://cashflowninja.comPodcast: http://cashflowinvestingsecrets.comPodcast: http://cashflowninjabanking.comSubstack: https://mclaubscher.substack.com/Amazon Audible: https://a.co/d/1xfM1VxAmazon Audible: https://a.co/d/aGzudX0Facebook: https://www.facebook.com/cashflowninja/Twitter: https://twitter.com/mclaubscherInstagram: https://www.instagram.com/thecashflowninja/TikTok: https://www.tiktok.com/@cashflowninjaLinkedin: https://www.linkedin.com/in/mclaubscher/Gab: https://gab.com/cashflowninjaYoutube: http://www.youtube.com/c/CashflowninjaRumble: https://rumble.com/c/c-329875

Once again it's just 2 of the lads on this week's episode and with Migs and Sen you know it's going to be World Cup themed. The boys talk World Cup songs, World Cup ads, KSI leaving the sidemen, a gnarly story out of the UK and Sen started a fight.The boys play some World Cup quizzes to test their ball knowledge.___________________________________________________________FULL PODCAST EPISODES

Summary This is part 3 of our series. What if your quarterly tax bill could become a retirement engine? In this episode, Wade sits down with Rohit Punyani, founder of The Owner's Asset, to unpack the pension strategy most business owners and their advisors overlook. The conversation covers the sequence of financial planning, the psychology of guaranteed income, and how to combine IBC with a defined benefit pension to fund whole life insurance and annuities at wholesale pricing through tax deductions. Ro and Wade also break down who qualifies, what the first conversation looks like, and how a $1.8 million deduction can create an $11 million estate planning shield. The message is clear: structure your capital in the right order, and the numbers take care of themselves. In our previous episodes, we dive in into lots of other topics: In part 1 Wade Borth and Rohit Punyani explore how small business owners can use a cash balance plan to capture six-figure tax deductions while building a seven-figure guaranteed retirement. Rohit walks through the two schools of retirement thought, the mechanics of a pension compared to a 401(k), and the compelling opportunity to purchase whole life insurance inside a pension using pre-tax dollars. If you have been writing painful tax checks without a clear strategy, this conversation shows you where that money could go instead. Check part 1 of this conversation in here In Part 2 of this conversation, Wade and Rohit Punyani go deep on who a cash balance plan actually works for, why older business owners carry the biggest advantage, and how a seasoned whole life policy can transform required minimum distributions from a tax event into a source of non-taxable cash flow. Rohit explains how the IRS has written a secondary retirement system specifically for the business owner who took risk, and how that system can help make up for every year spent building a company instead of a retirement account. If your business has been funding the IRS for years, this episode shows you how to redirect that money. Check part 2 of this conversation in here Key Takeaways Sequence matters more than the total amount of capital. IBC is the foundation, a pension adds whole life and annuities with pre-tax dollars, and markets or real estate come after. Guaranteed income removes the scarcity mindset in retirement. People with income live abundantly; people drawing down assets tend to pull back every time the market dips. If your liquidity does not scale with your wealth and income, your financial plan is fragile. Business owners paying $20,000 to $30,000 or more in quarterly estimated taxes may qualify for a defined benefit pension that turns a tax liability into a retirement asset. Life insurance and estate planning can be layered inside a pension structure, allowing business owners to manufacture significant liquidity at a fraction of the out-of-pocket cost. Links and Resources sagewealthstrategy.com Part 1: Six Figures Off, Seven Figures Built Part 2: Your Business Owes You a Pension  Keywords pension strategy for business owners, defined benefit pension, tax arbitrage, infinite banking concept, IBC, whole life insurance, annuities, guaranteed income retirement, cash value life insurance, Wade Borth, Rohit Punyani, The Owner's Asset, business owner retirement planning, 1099 retirement strategy, self-employed pension, estate planning life insurance, family banking, financial liquidity, cash flow retirement, scarcity mindset retirement Episode Highlights [00:01:45 - 00:02:25] Ro explains why capital structure matters as much as total capital, and how starting a $40,000 annual policy in your forties generates six-figure cash flow by your seventies. [00:03:05 - 00:04:06] Wade and Ro align on the need for a process that wins every time, and Wade introduces the sequence framework: how you pack your bags going up the hill determines how you come back down. [00:05:27 - 00:06:24] The 2016 LIMRA annual report and the 2005 Wall Street Journal article 'Friends, Neighbors, and Annuities' show that people with annuities live longer and carry less financial stress. [00:06:25 - 00:07:10] Wade references Tom Hegna's principle: people with income are happy, people with assets are miserable. A real client story about a market dip derailing a boat purchase brings it to life. [00:10:25 - 00:11:25] Ro shares his epiphany as a former chief investment officer and credits Wade with the principle: if your liquidity does not scale with your wealth, your plan is fragile. [00:13:26 - 00:15:02] Ro walks through who qualifies for a pension, what the first conversation looks like, and why roughly 30 percent of inquiries are not yet in the model's sweet spot. [00:17:28 - 00:18:15] Ro describes how a pension structure enabled estate planning for a 70 and 68-year-old couple: $1.8 million in deductions created an $11 million estate planning shield. [00:18:34 - 00:19:23] Wade and Ro clarify who should reach out: self-employed individuals on 1099, K-1, or W-2 from their own S corp, making quarterly estimated tax payments of $20,000 or more.  

Sen kicks us off this week with a new Maxibon rare unit - there seems to be dozens of people like this. Ro has restaurant stories out the wazoo, Migs has an update on his hike and finally Sen talks Tim Payne, Vivid drones and Harambe (RIP).Top 5's and 10's are back this week and we have some doozies, including ones that are completely vibes based.___________________________________________________________FULL PODCAST EPISODES

Summary In part 1 Wade Borth and Rohit Punyani, founder of The Owner's Asset, explore how small business owners can use a cash balance plan to capture six-figure tax deductions while building a seven-figure guaranteed retirement. Rohit walks through the two schools of retirement thought, the mechanics of a pension compared to a 401(k), and the compelling opportunity to purchase whole life insurance inside a pension using pre-tax dollars. If you have been writing painful tax checks without a clear strategy, this conversation shows you where that money could go instead. Check part 1 of this conversation in here We continue this episode in part 2, as most business owners know they should be saving for retirement. What they don't know is how much the tax code has stacked the deck in their favor. In this episode, Wade and Rohit Punyani of The Owner's Asset dig into who a cash balance plan actually works for, why older business owners have the biggest advantage, and how to run a pension and a 401(k) together for maximum effect.  Rohit also breaks down one of the most underused strategies in retirement planning: depositing required minimum distributions into a seasoned whole life policy to convert taxable income into accessible, non-taxable cash flow. If your business has been funding the IRS instead of your future, this conversation is for you. Part 3 ends up with Wade and Rohit, going deep in conversation to explore a strategy most advisors never mention. Together they walk through how sequence, guaranteed income, and a pension structure can reduce tax bills, fund whole life insurance at wholesale, and build a retirement income that removes the scarcity mindset. The conversation ties IBC, annuities, and pension design into a single framework built around clarity, perspective, and guidance.  Check part 3 of this conversation in here Key Takeaways The ideal candidate: a stable business with consistent taxable income, quarterly estimated payments above $20,000 to $30,000 per quarter, and at least some active K-1, S-corp, or 1099 income. After age 52 or 53, the IRS tables allow deductions that can exceed your active income. A 60-year-old with $100,000 in side income may be able to deduct $250,000. A pension and a 401(k) can and should coexist. The 401(k) stays in the market for growth. The pension funds your guaranteed safety-first income. The pension contribution is a top-line deduction. A $200,000 contribution on $1 million in revenue means the IRS taxes you on $800,000, and it can drop you into a lower marginal bracket. Required minimum distributions should never be spent directly. Depositing an RMD into a seasoned whole life policy and drawing on the policy's cash value can convert a $40,000 taxable distribution into $100,000 or more of accessible, non-taxable cash flow. Links and Resources sagewealthstrategy.com Part 1: Six Figures Off, Seven Figures Built   Keywords cash balance plan for business owners, who qualifies for a pension, K-1 income retirement, 1099 pension plan, self-employed retirement planning, age advantage cash balance plan, RMD strategy whole life insurance, infinite banking RMD, required minimum distributions whole life, pension and 401k together, business owner tax deduction, Wade Borth, Rohit Punyani, The Owner's Asset, Sage Wealth Strategy, solopreneur retirement, cash flow vs income IRS, top-line deduction, talent retention pension, small business pension plan Episode Highlights [00:04:35 - 00:05:46] Rohit defines the ideal candidate in human terms: a stable business writing quarterly estimated tax payments above $20,000 to $30,000 that could instead be flowing into a pension. [00:07:20 - 00:08:36] The age advantage: after 52 or 53, you can deduct more than your active income. A 60-year-old with $100,000 in side income can potentially deduct $250,000 and erase a tax bill entirely. [00:11:05 - 00:11:28] The 401(k) and pension should coexist. Stay in the markets with the 401(k). Use the pension to buy your safety-first guaranteed income. [00:13:48 - 00:14:53] Top-line deduction explained: a $200,000 contribution on $1,000,000 in revenue means the IRS taxes you on $800,000, and it can push you into a lower marginal tax bracket. [00:17:56 - 00:19:20] The catch-up concept: after years of building a business without contributing to retirement, a cash balance plan lets you redirect $200,000 to $300,000 a year and rebuild what was missed. [00:21:29 - 00:25:43] The RMD strategy: take a $40,000 distribution, deposit it into a seasoned whole life policy, use the policy's 3x to 4x release to pay taxes and keep the rest, turning $22,000 of after-tax income into $102,000 of cash flow.  

Fluent Fiction - Hindi: Rekindling Bonds: A Family's Heartwarming Jaipur Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-02-07-38-20-hi Story Transcript:Hi: रंगीन शहर जयपुर की भीड़-भाड़ में, जहाँ हर नुक्कड़ पर इतिहास की कहानी बिखरी पड़ी है, एक परिवार अपनी गाड़ी में बैठा था।En: In the bustling city of Jaipur, where every corner is scattered with tales of history, a family was sitting in their car.Hi: वसंत के खुशनुमा मौसम में, हवा हल्की और सुगन्धित थी।En: In the pleasant spring weather, the air was light and fragrant.Hi: राजसी हवामहल की छायाओं में, रोहित ने गाड़ी की गति धीमी की।En: In the shadows of the majestic Hawa Mahal, Rohit slowed the car down.Hi: रोहित का मन उस समय को याद करता था जब चीजें सरल हुआ करती थीं।En: Rohit's mind recalled a time when things used to be simpler.Hi: लेकिन अब, सारी पुरानी बातें पीछे छूट गई थीं।En: But now, all the old things had been left behind.Hi: समय की धारा में सबने अपनी जगह बदल ली थी।En: In the flow of time, everyone had changed their place.Hi: अंजलि ने सीट के पीछे झुकते हुए कहा, "हम हर साल साथ छुट्टियों पर जाते थे।En: Anjali leaned back in her seat and said, "We used to go on holidays together every year.Hi: इस बार भी हमें कुछ नया करना चाहिए।En: We should do something new this time too."Hi: ""इस बार सब कुछ ठीक होगा, मैं वादा करता हूँ," रोहित ने अपनी बात में विश्वास जगाते हुए कहा।En: "This time everything will be fine, I promise," Rohit said, instilling confidence into his words.Hi: उनके बगल में बैठी अंजलि ने मुस्कुराते हुए कहा, "अच्छी बात है, हमें सबको मिलकर समय बिताना होगा।En: Anjali, sitting next to him, smiled and said, "That's good, we need to spend time together with everyone."Hi: "पीछे बैठी देविका, जो अभी किशोरावस्था में कदम रख चुकी थी, बेमन से सुन रही थी।En: In the back, Devika, who had just stepped into her teenage years, was listening reluctantly.Hi: उसे लगा उसका परिवार उसे नहीं समझता।En: She felt like her family didn't understand her.Hi: इसी बीच, अंजलि ने सुझाव दिया, "गंगा दशहरा है।En: In the meantime, Anjali suggested, "It's Ganga Dussehra.Hi: क्यों न हम स्थानीय उत्सव में शामिल हों?En: Why don't we join the local festival?Hi: शायद सबको अच्छा लगे।En: Maybe everyone will enjoy it."Hi: "रोहित ने कहा, "अच्छा है, थोड़ा समय अलग-अलग तरह से बिता सकते हैं।En: Rohit said, "That's good, we can spend some time in different ways."Hi: " हालांकि देविका ने थोड़ा संकोच किया लेकिन अंततः उसने हामी भर दी।En: Although Devika hesitated a bit, she eventually agreed.Hi: जब वे उत्सव में पहुंचे, वहाँ का माहौल बेहद उत्साहपूर्ण था।En: When they reached the festival, the atmosphere was full of enthusiasm.Hi: झूमते-गाते लोग, तरह-तरह की रंगीन पोशाकें और हँसी-खुशी की गूंज चारों ओर फैली हुई थी।En: People were dancing and singing, with all sorts of colorful costumes and the sound of laughter and joy all around.Hi: इस सबके बीच देविका धीरे-धीरे आराम महसूस करने लगी।En: Amidst all this, Devika began to feel comfortable.Hi: अचानक, एक स्थानीय नृत्य मंडली मंच पर आई।En: Suddenly, a local dance troupe came on stage.Hi: देेखते ही देखते देविका भी भीड़ में घुल गई और उनके साथ नाचने लगी।En: Before long, Devika blended into the crowd and started dancing with them.Hi: रोहित और अंजलि को खुशी के साथ-साथ आश्चर्य हुआ।En: Rohit and Anjali were both pleasantly surprised and happy.Hi: ऐसा लगा जैसे देविका ने सभी दरारों को भर दिया हो।En: It seemed like Devika had filled in all the gaps.Hi: रंगीन आकाश के नीचे, हवामहल के ऊपर से, वे तीनों जयपुर का सुंदर नजारा देख रहे थे।En: Under the colorful sky, above the Hawa Mahal, the three of them were watching the beautiful view of Jaipur.Hi: जयपुर की अजब-गजब आवाजों के बीच एक नई समझ ने जगह ले ली थी।En: Amidst the unique sounds of Jaipur, a new understanding had taken place.Hi: रोहित ने मुस्कराते हुए कहा, "हम भले ही कितना भी व्यस्त क्यों न हों, लेकिन इन पलों की अपनी एक खासियत होती है।En: Rohit smiled and said, "No matter how busy we are, these moments have their own special charm."Hi: "अंजलि ने कहा, "यह सच है।En: Anjali said, "It's true.Hi: हमें जीवन के इन छोटे-छोटे पलों को अपनाना चाहिए।En: We should embrace these little moments in life."Hi: " देविका ने भी खुशी से सहमति में सिर हिलाया।En: Devika nodded in agreement with happiness.Hi: एक नए सिरे से परिवार के बीच हंसी की आवाज भर आई।En: A new wave of laughter filled the family.Hi: उस दिन का सूर्यास्त एक नहीं, कई रिश्तों की नई शुरुआत का गवाह बना।En: That day's sunset witnessed not just one, but the beginning of many new relationships.Hi: सीधे-सादे शब्दों में, वे एक बार फिर से साथ हो गए थे।En: Simply put, they were once again united. Vocabulary Words:bustling: भीड़-भाड़fragrant: सुगन्धितmajestic: राजसीrecalled: याद कियाinstilling: जगाते हुएreluctantly: बेमन सेenthusiasm: उत्साहपूर्णcolorful: रंगीनtroupe: मंडलीpleasantly: खुशी के साथblended: घुल गईcharm: खासियतembrace: अपनानाrelationships: रिश्तोंunited: साथscattered: बिखरी पड़ीsimpler: सरलbehind: पीछेconfidence: विश्वासhesitated: संकोच कियाeventually: अंततःatmosphere: माहौलcostumes: पोशाकेंamidst: बीचpleasantly: खुशी के साथsurprise: आश्चर्यfilled: भराunique: अजब-गजबnod: सहमति में सिर हिलानाwitnessed: गवाह बना

Fluent Fiction - Hindi: Blooming Bonds: A Tale of Inspiration Amidst Tea Leaves Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-29-22-34-01-hi Story Transcript:Hi: सुबह का समय था।En: It was morning.Hi: सूरज की पहली किरणें धीरे-धीरे चाय बागान की हरी पत्तियों को चूम रही थीं।En: The first rays of the sun slowly kissed the green leaves of the tea garden.Hi: दार्जिलिंग की खुशनुमा फिजाओं में सर्दी की मस्त हवा बह रही थी।En: In the cheerful atmosphere of Darjeeling, the pleasant chill of winter air was flowing.Hi: रोहित ने ठंडी हवा में गहरी सांस ली।En: Rohit took a deep breath in the cold air.Hi: वह एक ASPIRING लेखक था और अपनी अगली किताब के लिए प्रेरणा की तलाश में था।En: He was an aspiring writer searching for inspiration for his next book.Hi: दार्जिलिंग के इस चाय बागान की सैर उसका मन साफ करने के लिए सही मौका था।En: A visit to this tea plantation in Darjeeling was the perfect opportunity to clear his mind.Hi: उधर माया, एक पर्यावरण वैज्ञानिक, चाय के स्थायी खेती के तरीकों का अध्ययन करने दार्जिलिंग आई थी।En: Meanwhile, Maya, an environmental scientist, had come to Darjeeling to study sustainable farming methods for tea.Hi: वह हरी वादियों और प्रकृति के संरक्षण में उत्सुक थी।En: She was keen on preserving the lush valleys and nature.Hi: अपनी रिसर्च से थोड़ा समय निकालकर, उसने भी इस चाय बागान की यात्रा में शामिल होने का निर्णय लिया।En: Taking a little time out from her research, she decided to partake in the tour of this tea plantation as well.Hi: चाय के खेतों के बीच टहलते हुए, उसकी नजर रोहित पर पड़ी।En: While walking through the tea fields, she noticed Rohit.Hi: दोनों वहीं मिले।En: They met there.Hi: "आप यहाँ क्या करने आए हैं?En: "What brings you here?"Hi: " माया ने हल्की मुस्कान के साथ पूछा।En: Maya asked with a light smile.Hi: "कुछ प्रेरणा की तलाश कर रहा हूँ," रोहित ने कहा।En: "Looking for some inspiration," Rohit replied.Hi: "शायद यह सुंदरता मेरी अगली किताब की शुरुआत बने।En: "Perhaps this beauty might spark the beginning of my next book."Hi: ""अच्छा है," माया ने कहा।En: "That's good," Maya said.Hi: "यहाँ की प्रकृति वास्तव में अद्भुत है।En: "Nature here is truly wonderful.Hi: मुझे भी यहाँ आकर बहुत राहत मिलती है।En: I find a lot of solace coming here too."Hi: "उस चाय की पत्तियों के बीच, उनके बीच बातों का सिलसिला बढ़ने लगा।En: Amidst those tea leaves, a chain of conversation began between them.Hi: पर एक बिंदु पर उनकी चर्चा गर्मा गई।En: But at one point, their discussion heated up.Hi: माया ने जोर देकर कहा, "हमें प्राकृतिक सौंदर्य को संरक्षित करना चाहिए, भले ही यह कृषि की मांगों के खिलाफ हो।En: Maya insisted, "We should preserve natural beauty, even if it goes against agricultural demands."Hi: "रोहित ने गंभीर स्वर में जवाब दिया, "लेकिन लोगों के पास रोजगार भी तो होने चाहिए।En: Rohit replied in a serious tone, "But people also need to have jobs."Hi: "उनकी बातचीत ने उन्हें एक-दूसरे की राय और दृष्टिकोण को समझने और समझाने का मौका दिया।En: Their conversation gave them a chance to understand and explain each other's opinions and perspectives.Hi: धीरे-धीरे, बातचीत ने उनकी सोच को एक नई दिशा दी।En: Gradually, the conversation led their thinking in a new direction.Hi: चलते-चलते रोहित को एहसास हुआ कि माया की बातें उसकी किताब के लिए एक गहरा अर्थ दे सकती हैं।En: As they walked, Rohit realized that Maya's words could lend a profound meaning to his book.Hi: उसने अपनी नोटबुक में कुछ विचार लिखे।En: He jotted down some thoughts in his notebook.Hi: माया ने देखा कि उनका संवाद कितना अर्थपूर्ण हो सकता है, और पहली बार उसे दूसरों के साथ अपनी भावनाओं को साझा करने का महत्व समझ में आया।En: Maya realized how meaningful their dialogue could be and, for the first time, understood the importance of sharing her feelings with others.Hi: बाद में रोहित ने अपनी किताब लिखना शुरू किया, जिसमें मानव आवश्यकताओं और प्रकृति के बीच संतुलन को मुख्य विषय बनाया।En: Later, Rohit began writing his book, focusing on the balance between human needs and nature.Hi: माया ने यह महसूस किया कि अपनी सजीवता और जुनून को साझा करने से व्यक्तिगत संबंध भी गहरे हो सकते हैं।En: Maya felt that sharing her liveliness and passion could also deepen personal relationships.Hi: नई गर्म हवा के साथ, चाय बागान में नये फूल खिलने लगे थे।En: With the new warm breeze, new flowers began to bloom in the tea garden.Hi: रोहित और माया की दोस्ती का बीज भी अंकुरित हो चुका था।En: The seed of friendship between Rohit and Maya had also sprouted.Hi: यह अनुभव उनके लिए सबक था कि अनजानी राहों पर भी सच्चे साथी और प्रेरणा मिल सकती है।En: This experience taught them that true companions and inspiration could be found on unknown paths. Vocabulary Words:rays: किरणेंslowly: धीरे-धीरेaspiring: प्रेरितopportunity: मौकाresearch: अनुसंधानparticipate: शामिल होनाfields: खेतnoticed: ध्यान दियाspark: चिंगारीsolace: राहतconversation: बातचीतheated: गर्माpreserve: संरक्षित करनाnaturally: प्राकृतिक रूप सेproductive: उत्पादकunderstand: समझनाperspective: दृष्टिकोणinspiration: प्रेरणाnotebook: नोटबुकmeaningful: अर्थपूर्णprofound: गहराliveliness: जीवंतताpassion: जुनूनbreeze: हवाbloom: खिलनाfriendship: मित्रताsprout: अंकुरितcompanions: साथीunknown: अनजानीbalance: संतुलन

India is creating more wealth than ever before. But preserving that wealth across generations requires far more than market returns.In this episode of Wealth Architects, Rohit Sarin, Co-founder of Client Associates, discusses the rise of institutional family wealth in India - from family offices and succession planning to behavioural investing and long-term capital preservation.

Streamline your business with Odoo - the all-in-one platform for scaling teams, systems, and success:https://www.odoo.com/r/04CNCheck out BeerBiceps SkillHouse Courses Here - https://linktr.ee/bbskillhouseFor all BeerBiceps vlog content Watch Life Of BeerBiceps - https://www.youtube.com/@LifeOfBeerBicepsCheck out my Mind Performance app: Level SuperMindLink:- https://app.level.game/?c=zSbmYnShare your guest suggestions hereMail - connect@beerbiceps.comLink - https://forms.gle/aoMHY9EE3Cg3Tqdx9Join the Level Community Here:https://linktr.ee/levelsupermindcommunityFollow BeerBiceps SkillHouse's Social Media Handles:YouTube: https://www.youtube.com/@BeerBicepsSkillHouseInstagram: https://www.instagram.com/beerbiceps_skillhouseWebsite : https://beerbicepsskillhouse.inFor any other queries EMAIL: support@beerbicepsskillhouse.comIn case of any payment-related issues, kindly write to support@tagmango.comFollow Tanay Tiwari 's Social Media Handles:-Instagram: https://www.instagram.com/tiwaritanay/LinkedIn: https://in.linkedin.com/in/tanay-tiwariIn this special episode 507th of The Ranveer Show, we are joined by Tanay Tiwari, the voice of Indian cricket on the internet, who shares deep insights on the emotional landscape of IPL 2026, player hardships, team dynamics, and the future of Indian Cricket. This episode takes you behind the scenes of the world's most competitive league, exploring stories of grit, success, and strategy.In this conversation with Tanay Tiwari, we talk about the Emotional Stories of Saqib and Mukul Choudhary, the meteoric rise of Vaibhav Suryavanshi, and the tactical brilliance of Gujarat Titans.This episode also covers the Mumbai Indians' shocking season, the Rishabh Pant captaincy debate, MS Dhoni's potential farewell, and the impact of domestic Indian talent outshining international stars. We dive deep into the upcoming Mega Auction 2027 rumors and the legendary careers of Rohit Sharma and Virat Kohli.This Hindi podcast is a valuable resource for anyone interested in Cricket Strategy, Inspirational Athlete Journeys, and the future of Team India.(00:00) – Start of the episode(01:08) – Hardships: The story of Saqib & Mukul Choudhary(03:08) – How IPL Salaries change lives(04:00) – Vaibhav Suryavanshi: The next superstar?(06:40) – Best Foreign Players this season(09:54) – Future India stars: Prince Yadav & Harsh Dubey(11:30) – Vaibhav's 30 Crore contract rumor(13:31) – Rajat Patidar's technical evolution(16:50) – Why Gujarat Titans (GT) are so successful(21:55) – Mumbai Indians: The most shocking season(24:10) – Blockbuster Trade: Hardik for Yashasvi?(26:22) – RCB's comeback & Bhuvi's work ethic(30:30) – Krunal Pandya: The underrated clutch player(32:30) – Ishan Kishan's maturity & comeback(35:15) – Punjab Kings: Why they collapsed(38:16) – Delhi Capitals: The branding problem(44:40) – Rishabh Pant: Captaincy vs Player?(45:15) – MS Dhoni: The "Missed Call" & Retirement(51:40) – Winner Prediction: GT vs RCB vs SRH(57:44) – Rohit & Kohli: Chasing the 300 game mark(1:00:38) – End of the episode

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Summary Most business owners know that taxes are their biggest expense. Fewer know there is a legal, IRS-approved way to redirect that money into a guaranteed retirement asset. In this episode, Wade sits down with Rohit Punyani of The Owner's Asset to walk through cash balance plans, the modern business owner's version of a pension. Rohit explains how owners with active income can take deductions of up to $300,000 per year, how whole life insurance can be purchased inside the plan with pre-tax dollars, and how the plan can eventually feed an infinite banking strategy. If you are tired of writing tax checks, this conversation shows you where that money could go instead. In Part 2 of this conversation, Wade and Rohit Punyani go deep on who a cash balance plan actually works for, why older business owners carry the biggest advantage, and how a seasoned whole life policy can transform required minimum distributions from a tax event into a source of non-taxable cash flow. Rohit explains how the IRS has written a secondary retirement system specifically for the business owner who took risk, and how that system can help make up for every year spent building a company instead of a retirement account. If your business has been funding the IRS for years, this episode shows you how to redirect that money. Check part 2 of this conversation in here Part 3 ends up with Wade and Rohit, going deep in conversation to explore a strategy most advisors never mention. Together they walk through how sequence, guaranteed income, and a pension structure can reduce tax bills, fund whole life insurance at wholesale, and build a retirement income that removes the scarcity mindset. The conversation ties IBC, annuities, and pension design into a single framework built around clarity, perspective, and guidance. Check part 3 of this conversation in here Key Takeaways Business owners with active income can deduct up to $300,000 per year through a cash balance plan, compared to the $23,500 cap on a 401(k). The two bookends of retirement planning are the 4% rule (market-based probability) and the safety-first school of thought (guaranteed income). A well-designed plan draws from both. A cash balance plan allows you to purchase whole life insurance with pre-tax dollars, one of the very few ways to do so in the entire tax code. The money earmarked for taxes is already leaving your world. The only question is whether it goes to the IRS or into a guaranteed retirement asset. A policy funded inside a pension can later be moved out and used for infinite banking, giving you both the tax deduction and the long-term liquidity. Links and Resources sagewealthstrategy.com Part 2: Your Business Owes You a Pension  Keywords cash balance plan, defined benefit plan, tax deduction for business owners, retirement planning for business owners, infinite banking, whole life insurance, guaranteed retirement income, pension plan for small business, 4% rule, safety-first retirement, pre-tax life insurance, Rohit Punyani, The Owner's Asset, Sage Wealth Strategy, Wade Borth Podcast, business owner tax strategy, generational wealth, cash value life insurance, death benefit, liquidity Episode Highlights [00:02:21 - 00:03:02] Rohit delivers the core promise: a six-figure tax deduction for a seven-figure guaranteed retirement, and explains why taxes are every business owner's biggest leakage. [00:11:13 - 00:12:31] The 4% rule explained, including what success actually looks like: having one dollar left the day you die. [00:13:05 - 00:15:33] Wade explains the safety-first school of thought and why transferring longevity risk to a life insurance company changes the retirement equation. [00:22:10 - 00:24:02] The first two differences between a cash balance plan and a 401(k): deduction limits ($300,000 vs. $23,500) and the ability to purchase whole life inside the plan with pre-tax dollars. [00:24:54 - 00:25:15] Wade and Rohit land the key insight: the money is already leaving. The only question is where it goes. [00:25:37 - 00:26:28] The fourth and most compelling difference: the policy can be pulled out of the pension and used for infinite banking.

Every men's Nike basketball shoe right now has some DNA from the Kobe 4, 5, or 6. Nick, Mike, and Rohit ask whether that's a problem, and whether the women's game has already figured out the answer. They cover Asia Wilson's signature, the Sabrina as a tasteful homage, Edwards making the Believe That One the most talked-about takedown model in recent memory, and a four-team sneaker identity breakdown to close the playoffs. Ganglands, villain shoes, and a Sacramento Kings tangent that gets personal.Subscribe to The Sneaker Newsletter: https://www.thesneakernewsletter.com/SUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistoryIf you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

Fluent Fiction - Hindi: A Serendipitous Reunion: Transforming Lives Over Tea Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-25-22-34-01-hi Story Transcript:Hi: चाय की दुकान के अंदर हलचल थी।En: The tea shop was bustling with activity.Hi: दुकान की खिड़कियाँ बड़ी-बड़ी थीं, जिनसे धुंध से ढकी पहाड़ियाँ दिख रही थीं।En: The shop had large windows, through which mist-covered hills were visible.Hi: हवा में ताजा चाय पत्तियों की खूशबू फैल रही थी, और लोगों की हंसी-खुशी की आवाज़ें चारों ओर गूँज रही थीं।En: The aroma of fresh tea leaves was spreading in the air, and the sounds of people's laughter and joy were echoing all around.Hi: इस चहल-पहल के बीच, रोहित, अनया और करण की नजरें अचानक मिल गईं।En: Amidst this hustle and bustle, Rohit, Anaya, and Karan's eyes suddenly met.Hi: वे तीनों कॉलेज के बाद पहली बार इस चाय की दुकान में एक-दूसरे से मिले थे।En: The three of them met at this tea shop for the first time since college.Hi: रोहित, एक यात्रा लेखक, अपनी नौकरी में एक कहानी की तलाश कर रहा था।En: Rohit, a travel writer, was in search of a story for his job.Hi: उसे अपने लेखन में कुछ कमी महसूस हो रही थी।En: He was feeling that something was missing in his writing.Hi: अनया, शहर की योजना बनाने वाली, एक प्रोजेक्ट के सिलसिले में यहाँ आई थी।En: Anaya, a city planner, had come here for a project.Hi: अंदर से वह थोड़ी घबराई हुई थी कि उसकी योजनाएँ कहीं इस खूबसूरत जगह की आत्मा को नुकसान न पहुँचा दें।En: Internally, she was a bit nervous that her plans might harm the soul of this beautiful place.Hi: करण, एक स्थानीय टूर गाइड, अपने परिवार को छोड़कर बड़े शहर जाने का सोच रहा था, लेकिन फिर से बीच में रुक गया था।En: Karan, a local tour guide, was contemplating leaving his family to move to a big city but was once again hesitating.Hi: रोहित ने बातचीत की शुरुआत की, "कैसे हो करण?En: Rohit initiated the conversation, "How are you Karan?Hi: और तुम अनया?En: And you Anaya?"Hi: " करण बोला, "अरे रोहित, अनायाजी, देखो किस्मत हमें मिलाने कैसे लाई!En: Karan replied, "Oh Rohit, Anayaji, look how fate has brought us together!"Hi: ""हाँ, यह तो सच में अद्भुत है!En: "Yes, it truly is amazing!"Hi: " अनया ने मुस्कुराते हुए कहा।En: Anaya said with a smile.Hi: तीनों ने चाय की चुस्कियों के बीच अपनी-अपनी चिंताओं को साझा किया।En: The three of them shared their respective concerns over sips of tea.Hi: रोहित ने अपने लेखक की समस्याओं के बारे में बताया।En: Rohit talked about his problems as a writer.Hi: अनया ने बताया कि उसे चिंता थी कि उसकी योजनाओं से दार्जिलिंग की सुंदरता कहीं खत्म न हो जाए।En: Anaya mentioned her worry that her plans might erase the beauty of Darjeeling.Hi: करण ने अपने मन की बात साझा की, जिसके लिए वह दार्जिलिंग छोड़ने को लेकर असमंजस में था।En: Karan shared his thoughts about his confusion regarding leaving Darjeeling.Hi: बातचीत के दौरान, रोहित को एक शानदार विचार आया।En: During the conversation, Rohit came up with a brilliant idea.Hi: उसने कहा, "कैसा हो अगर हम स्थानीय संस्कृति को एक कहानी के रूप में पेश करें?En: He said, "How about we present the local culture as a story?Hi: यह हमारे लिए सही हो सकता है।En: It might be just right for us."Hi: "अनया ने सोचा, "क्यों न मैं यहाँ की लोगों की राय लेकर एक नई योजना बनाऊँ जिसमें स्थिरता हो?En: Anaya thought, "Why not create a new plan by taking the opinions of the people here, focusing on sustainability?"Hi: "यह सुनकर करण ने सोचा, "शायद मुझे यहाँ रहकर एक स्थानीय उत्सव आयोजित करना चाहिए, जो पर्यटन को बढ़ावा दे सके।En: Hearing this, Karan thought, "Perhaps I should stay here and organize a local festival that could boost tourism."Hi: "तीनों के बीच इस चर्चा ने रोहित को एक नई कहानी का मुद्दा दिया।En: This discussion among the three gave Rohit a new story idea.Hi: वह दार्जिलिंग की सांस्कृतिक विविधता और आधुनिकता के प्रभाव पर लिखने का फैसला किया।En: He decided to write about the cultural diversity of Darjeeling and the influence of modernity.Hi: अनया ने अपनी योजना में स्थिरता को प्राथमिकता दी।En: Anaya prioritized sustainability in her plan.Hi: वहीं, करण ने यह तय किया कि वह अपने शहर को छोड़े बिना उसके विकास में योगदान देगा।En: Meanwhile, Karan decided to contribute to the development of his town without leaving it.Hi: तीनों दोस्तों ने एक-दूसरे के साथ नए विचारों को साझा करके अपने जीवन के उलझनों को सुलझा लिया।En: By sharing new ideas with each other, the three friends resolved the complexities of their lives.Hi: चाय की वह दुकान एक छोटे से बदलाव का गवाह बनी, जहाँ तीन दोस्तों ने अपनी राह पाई और दार्जिलिंग की खूबसूरती का जश्न मनाया।En: That tea shop became a witness to a small change, where three friends found their paths and celebrated the beauty of Darjeeling. Vocabulary Words:bustling: हलचलmist-covered: धुंध से ढकीaroma: खूशबूechoing: गूँज रहीhustle: चहल-पहलamidst: बीचinternally: अंदर सेnervous: घबराईcontemplating: सोच रहाhesitating: रुक गयाinitiate: शुरुआतfate: किस्मतconcerns: चिंताओंproblem: समस्याओंerase: खत्मconfusion: असमंजसbrilliant: शानदारopinion: रायsustainability: स्थिरताfestival: उत्सवboost: बढ़ावाcontribute: योगदानcultural: सांस्कृतिकdiversity: विविधताmodernity: आधुनिकताresolved: सुलझाcomplexity: उलझनोंwitness: गवाहcelebrated: जश्नdevelopment: विकास

In this episode of the CPQ Podcast, Frank Sohn speaks with Rohit Chhabra, Chief Product Officer at Conga, about Conga's CPQ strategy, the role ofConga Smart CPQ, and how AI is becoming a broader part of the quote-to-cash and commercial operations landscape. Rohit shares insights from more than 25 years of business, engineering, and product leadership experience, including how his background shapes the way he works with teams, prioritizes product investments, and focuses on customer outcomes. He also discusses his involvement with the Juvenile Diabetes Research Foundation / Breakthrough T1D and how that personal connection has influenced his views on leadership, urgency, and mission-driven work. The conversation covers Conga's two CPQ product lines: Conga Advantage CPQ and Conga Smart CPQ. Rohit explains why the solutions address different customer segments and industry requirements, and why Conga plans to continue investing in both offerings rather than forcing them into a single product path. A key topic is the role of pricing optimization and pricing explainability, especially following Conga's acquisition of PROS. Rohit also discusses Conga's broader AI approach across CPQ, pricing, contract lifecycle management, and document automation, including sales agents, redline-related AI capabilities, admin AI for rule maintenance, and a unified AI technology stack. Listeners will also hear Rohit's perspective on integration strategy, including Conga's OEM relationship with Workato, expansion beyond Salesforce and Microsoft Dynamics, potential HubSpot CRM support, and how Conga prioritizes its roadmap using a business-outcome-based approach. This episode is especially relevant for anyone interested in CPQ software, pricing optimization, AI in quote-to-cash, revenue lifecycle management, CLM integration, and the future direction of Conga's CPQ portfolio.

Rohit Jha, Co-founder and CEO of Transcelestial, joins Jeremy Au to explain how his Singapore-based startup is using laser communications to transmit internet at speeds far beyond what Starlink currently offers, and why that matters for Southeast Asia, global telcos, and the future of deep space. Rohit breaks down how Transcelestial went from building ground-to-ground laser links for 5G towers, with clients like Globe Telecom, Telkomsel, T-Mobile, AT&T, Verizon, and NTT Group, to now building an orbital ring of 40 satellites designed to replace undersea cables and host orbital data centres capable of running AI workloads in space. Topics covered include the Transcelestial vs. SpaceX and Starlink distinction, why telcos are a national security asset that will never be sold to a foreign operator, how AI is driving an explosion in internet bandwidth demand, and how a laser link restored connectivity to 50 villages in Taiwan after a typhoon destroyed a fibre-carrying bridge in under two hours. Rohit also shares what it means to be brave, from fighting off knife-wielding robbers in Munich on Christmas Eve to secretly redirecting company capital into a space programme without telling the board. Watch, listen or read the full insight at https://www.bravesea.com/blog/rohit-jha-global-internet-lasers Get transcripts, startup resources & community discussions at https://www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter X : https://x.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts #Singapore #Technology #SpaceTech #Podcast #US #Taiwan #Philippines #Indonesia #Malaysia #Vietnam #southeastasia #techpodcast 00:00 Anyone Who Is Not SpaceX Is Signing Us Up 00:30 Welcome to BRAVE and Rohit Jha Introduction 01:30 What Is Transcelestial? Laser Internet and the Orbital Ring Explained 02:01 From Entrepreneur First to a Deep Space Vision 03:40 From NTU Engineering to Investment Banking and the Internet Revelation 05:25 Product Market Fit: Solving Today's Problems to Fund the Future 06:00 Telco Partnerships: Globe Telecom, Telkomsel, T-Mobile, AT&T and NTT Group 07:20 Transcelestial vs. SpaceX and Starlink: Competitive or Synergistic? 09:55 The Orbital Ring: 40 Satellites Replacing Undersea Cables 10:20 Orbital Data Centres and Running AI Workloads in Space 14:55 Will Starlink Kill the Traditional Telco? 17:18 AI Latency: Why Routing via Low-Earth Orbit Beats Undersea Cables 19:45 Geopolitical Neutrality and the Multi-Vendor Imperative 23:25 Typhoon in Taiwan: Laser Link Restores Internet to 50 Villages in Two Hours 26:15 Personal Bravery: Armed Robbery in Munich on Christmas Eve 27:35 Business Bravery: Secretly Funding the Space Division Without Board Approval 29:57 Purpose and Why Having a Mission Changes the Risks You Take 30:37 Key Takeaways and Closing

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for a deep dive on estate planning, building from the basics that every family needs all the way up to advanced techniques used by ultra-high-net-worth families.Ro and Hans start with the four foundational documents every American needs regardless of net worth, then transition into the real heart of the episode: how life insurance functions as the single most powerful tool in estate tax planning. They walk through why "insurability is a currency," how convertible term lets you shield tens of millions from estate tax without consuming your exemption, and why the conventional advice to move everything out of your estate is often wrong.Chapters: 00:00 – Opening segment01:55 – Why estate planning is unique to every family 04:25 – The Last Will and Testament: pros, cons, and the guardianship rule 09:35 – The "title test": what goes in the will vs. the trust 12:30 – Probate, public record, and Robin Williams 18:10 – Revocable trusts: what they actually do 25:40 – Frankenstein trusts and the funding problem 27:55 – Pour-over wills as the catch-all 33:25 – Why vague language kills directives 41:30 – Financial power of attorney and conservatorship 44:20 – Why banks demand their own POA forms 48:50 – Why the four documents stay separate 51:35 – Estate tax vs. income tax 01:01:00 – A real case: $6M policy, the irrevocable fix 01:04:00 – Insurability is a currency 01:11:50 – The Rockefeller Method: IBC on the kids 01:17:25 – Intentionally Defective Grantor Trusts 01:23:50 – Why the IRS allows hot-swapping assets 01:35:15 – Apocalyptic optionality: how IBC creates options 01:37:35 – Closing thoughtsKey Takeaways:Every American needs the big four documents: a will, a revocable trust, a medical directive, and a financial power of attorney. The will is non-negotiable if you have kids because it names guardians, and a trust cannot.Insurability is a currency. Every healthy year you don't lock in coverage is wealth left on the table, and convertible term placed in an irrevocable trust consumes $0 of your $30M estate tax exemption.The contrarian play is to keep assets in your estate, not out of it. Preserve the step-up in basis on appreciating assets, then use massive life insurance death benefit (owned irrevocably) to pay the inevitable tax bill tax-free.Whole life beat the Barclays Aggregate Bond Index in 9 of the last 10 years after tax. The 15-year return on the broadest bond index is 2.21% taxable versus roughly 4.5-5% tax-free for dividend-paying whole life, with a death benefit on top.The Rockefeller Method scales this across generations. Start max-funded IBC policies on the kids, keep them in your estate, and create cascading multi-generational liquidity where each generation gets a step-up and tax-free death benefit to pay the next round of taxes.

Bad week for Ro as he was left reeling on multiple occasions with no choice but to take it like a champ. Luckily for him, he's aware of someone else he knows who's also been left reeling for other reasons. Migs brings up Andros Townsend and Sen breaks down the budget.We're back with "Overrated/Underrated," as we once again let rip with some awful hot takes or otherwise.___________________________________________________________FULL PODCAST EPISODES

Fluent Fiction - Hindi: Turning Doubts into Triumph: Ananya's Startup Journey Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-19-07-38-19-hi Story Transcript:Hi: बेंगलुरु का वह सुहाना बसंत का मौसम था।En: It was the delightful spring weather in Bengaluru.Hi: एक मजबूत नीले आसमान और खुशनुमा धूप के बीच, एक आधुनिक स्टार्टअप इनक्यूबेटर में गहमागहमी का माहौल था।En: Amidst the strong blue skies and pleasant sunshine, there was a bustling atmosphere in a modern startup incubator.Hi: यहां क्रिएटिविटी और जुनून की लहरें दौड़ रही थीं।En: Waves of creativity and passion were flowing here.Hi: सफेद बोर्डों पर लिखे गये विचारों की भरमार थी।En: The whiteboards were filled with ideas.Hi: हर कोने में टीमें अपने लैपटॉप पर व्यस्त थीं।En: In every corner, teams were engrossed with their laptops.Hi: अनन्या की धड़कनें तेज़ थीं।En: Ananya's heartbeat was racing.Hi: वह अपने नवाचार पक्ष की पिच तैयार कर रही थी।En: She was preparing her innovation pitch.Hi: उसके सामने खड़े थे किरण, उसके सहयोगी, जो उसे लगातार प्रोत्साहित कर रहे थे।En: Standing in front of her was Kiran, her associate, who was constantly encouraging her.Hi: किरण ने उसकी पीठ थपथपाई और कहा, "तुम ये कर सकती हो, अनन्या।En: Kiran patted her back and said, "You can do this, Ananya.Hi: हमें विश्वास है तुम्हारे आइडिया में।En: We believe in your idea."Hi: "लेकिन अनन्या कहीं न कहीं अपने मन के भीतर के संदेहों से लड़ रही थी।En: Yet, somewhere in her mind, Ananya was grappling with her inner doubts.Hi: उसे पता था कि रोहित, एक महत्वपूर्ण निवेशक, अपनी तीखी टिप्पणियों के लिए कुख्यात था।En: She knew that Rohit, an important investor, was notorious for his sharp critiques.Hi: अब उसे अपने उत्पाद का लाइव डेमो करना था।En: Now she had to give a live demo of her product.Hi: उसे पता था कि यह उसके लिए एक बड़ा जोखिम हो सकता है, फिर भी उसने साहसी निर्णय लिया।En: She knew this could be a big risk for her, but still, she made the brave decision.Hi: रोहित अपने गंभीर चेहरे के साथ बोर्डरूम में बैठे थे, जबकि अन्य निवेशक उत्सुकता से सुनने को तैयार थे।En: Rohit sat in the boardroom with a serious face while other investors were eager to listen.Hi: अनन्या ने गहरी सांस ली और अपनी पिच शुरू की।En: Ananya took a deep breath and began her pitch.Hi: सब कुछ ठीक चल रहा था, जब उसने उत्पाद का लाइव डेमो शुरू किया।En: Everything was going smoothly until she started the live product demo.Hi: अचानक, सिस्टम में एक तकनीकी समस्या आ गई।En: Suddenly, a technical glitch occurred in the system.Hi: कमरे में सन्नाटा था।En: The room went silent.Hi: अनन्या ने थोड़ा ठिठककर, अपने खुद के आत्मविश्वास को जगाया।En: Ananya paused for a moment and then summoned her own confidence.Hi: उसने धैर्य पूर्वक समस्या का समाधान खोजा।En: She patiently found a solution to the problem.Hi: उसने सरलता से अपनी गलती स्वीकार की और बताया कि कैसे कोई भी समस्या एक अवसर बन सकती है।En: She simply admitted her mistake and explained how any problem could become an opportunity.Hi: उसकी ईमानदारी और त्वरित सोच ने निवेशकों को प्रभावित किया।En: Her honesty and quick thinking impressed the investors.Hi: रोहित भी अपनी जगह पर सिर हिला रहे थे, शायद पहले बार उसे किसी पिच पर इतना विचार आया।En: Even Rohit nodded his head in his seat, perhaps for the first time being so contemplative about a pitch.Hi: क्लाइमेक्स के बाद, सब कुछ पहले से बेहतर हुआ।En: After the climax, everything improved from before.Hi: निवेशकों ने उसके नवाचार को समझा और सराहा।En: The investors understood and appreciated her innovation.Hi: अंततः उन्होंने निवेश का जिक्र किया।En: Ultimately, they mentioned investment.Hi: अनन्या ने मुस्कराते हुए बहार की हवा को महसूस किया, खुद पर भरोसा करते हुए।En: Ananya smiled and felt the air outside, trusting herself.Hi: उसने सीखा कि असमर्थताएँ भी अवसर ला सकती हैं, और यह कि उसकी वास्तविक जीत उसके आत्म-संदेह को पार करने में थी।En: She learned that even hindrances can bring opportunities, and her real victory was in overcoming her self-doubt.Hi: इसने न केवल उसके स्टार्टअप के भविष्य को सुरक्षित किया, बल्कि उसे खुद पर यकीन करना भी सिखाया।En: This not only secured the future of her startup but also taught her to believe in herself.Hi: अब वह आत्मविश्वासी थी, imperfections को गले लगाते हुए।En: Now she was confident, embracing imperfections.Hi: यह सही था कि बड़ी सफलताएँ अक्सर छोटे-छोटे कदमों से मिलती हैं।En: It was true that great success often comes in small steps. Vocabulary Words:delightful: सुहानाbustling: गहमागहमीincubator: इनक्यूबेटरengrossed: व्यस्तracing: तेज़associates: सहयोगीencouraging: प्रोत्साहितgrappling: लड़ रही थीnotorious: कुख्यातcritiques: टिप्पणियाँinvestor: निवेशकdemo: डेमोglitch: समस्याsummoned: जगायाcontemplative: विचारशीलclimax: क्लाइमेक्सhindrances: असमर्थताएँopportunity: अवसरimperfections: त्रुटियाँappreciated: सराहाcreativity: क्रिएटिविटीpassion: जुनूनinnovation: नवाचारself-doubt: आत्म-संदेहsolution: समाधानhonesty: ईमानदारीovercoming: पार करने मेंsecured: सुरक्षितconfidence: आत्मविश्वासembracing: गले लगाते हुए

Sen's back this week and comes full of yarns from his trip to Sri Lanka, his night out last Friday and he went to go scope out the competition, watching a live podcast. Migs then brings a follow up from last week about AI companions."Agree or Disagree" is back with the boys sharing some hot takes with each other.___________________________________________________________FULL PODCAST EPISODES

In this episode of the Sneaker History Podcast, Robbie, Rohit, and Mike discuss various sneaker releases, including a special Mother's Day collaboration from adidas. They share their personal sneaker highlights and upcoming purchases, while also touching on the charitable efforts behind certain sneaker collaborations. The conversation shifts to the rising star Anthony Edwards and his impact on the basketball scene, followed by a review of an exciting new adidas ad for the World Cup, showcasing a blend of sports and celebrity culture. In this engaging conversation, the hosts delve into the dynamics of branding in soccer, particularly focusing on the rivalry between adidas and Nike as they prepare for the World Cup. They explore the cultural significance of the players featured in adidas' latest ad, the timeless style of the brand, and the importance of storytelling in marketing. The discussion also touches on the aesthetics of soccer jerseys and how brands represent their identities through design. Ultimately, the conversation highlights the evolving landscape of sports marketing and the need for brands to connect with their audiences on a deeper level.SUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistorySubscribe on Substack: https://www.thesneakernewsletter.com/If you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

Fluent Fiction - Hindi: The Serene Mystery of Banaras: Unveiling Ancient Legends Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-11-22-34-01-hi Story Transcript:Hi: बनारस के घाटों पर एक नरम हवा बह रही थी।En: A gentle breeze was blowing over the Banaras ghats.Hi: गंगा का पानी धीमे-धीमे बह रहा था और छोटी-छोटी लहरों में अजीब सी चमक दिख रही थी।En: The waters of the Ganga were flowing slowly, and a strange sparkle was visible in the small waves.Hi: यह बसंत का मौसम था।En: It was the season of spring.Hi: शहर में पर्यटक और स्थानीय लोग पूजा और आगामी त्योहारों के लिए इकट्ठा हो रहे थे।En: Tourists and locals were gathering in the city for prayers and upcoming festivals.Hi: बनारस के घाट अपनी शांतिमय और रहस्यमय सुंदरता के लिए प्रसिद्ध थे।En: The ghats of Banaras were famous for their serene and mysterious beauty.Hi: रोहित एक स्थानीय गाइड था।En: Rohit was a local guide.Hi: उसका मन हमेशा रोमांच और खोज में रमा रहता था।En: His mind was always immersed in adventure and exploration.Hi: उसे बचपन की दंतकथाएँ याद थी, जो एक प्राचीन वस्तु के बारे में बताती थीं जो सौभाग्य लाती थी।En: He remembered the childhood legends that spoke about an ancient artifact that brought good fortune.Hi: इस वस्तु को खोजने का उसका सपना था।En: Finding this object was his dream.Hi: इसी कारण वह रोशनी की रहस्य को जानने में दिलचस्पी ले रहा था।En: This was why he was interested in knowing the mystery of the lights.Hi: उसी दौरान, मुंबई से एक शोधकर्ता, अंजलि, बनारस आई थी।En: Around the same time, a researcher from Mumbai, Anjali, arrived in Banaras.Hi: वह किवदंतियों को समझना चाहती थी।En: She wanted to understand the legends.Hi: वह हमेशा रहस्यों को सुलझाने के लिए उत्सुक रहती थी।En: She was always eager to unravel mysteries.Hi: एक रात रोहित ने अंजलि से जाकर कहा, "क्या तुम मेरे साथ चलोगी?En: One night, Rohit approached Anjali and said, "Would you come with me?Hi: रात में यात्राएं खतरनाक हैं लेकिन रहस्यमय भी।En: Night journeys are dangerous but also mysterious."Hi: " अंजलि ने थोड़ी देर सोचा, पर उसके भीतर की खोजबीन की प्रवृत्ति उसे रोक नहीं सकी।En: Anjali thought for a moment, but her inquisitive nature couldn't hold her back.Hi: "ठीक है, मैं चलूंगी," उसने कहा।En: "Alright, I'll come," she said.Hi: रोहित और अंजलि ने रात में घाट के पास के एक छिपे हुए गुफा का पता लगाने का निर्णय लिया।En: Rohit and Anjali decided to explore a hidden cave near the ghats at night.Hi: गुफा के अंदर पहुँचकर, उन्होंने नदी के किनारे से अजीब रोशनी देखी।En: Upon reaching inside the cave, they saw a strange light from the riverbank.Hi: वह नज़ारा मंत्रमुग्ध करने वाला था।En: The view was mesmerizing.Hi: गुफा की दीवारों पर एक प्राचीन शिलालेख था।En: There was an ancient inscription on the cave walls.Hi: उसमें लिखा था कि वस्तु केवल प्रतीकात्मक थी, वास्तविकता से अधिक नहीं।En: It stated that the artifact was merely symbolic, more than reality.Hi: रोहित और अंजलि के मन में हलचल मच गई।En: A turmoil filled Rohit and Anjali's minds.Hi: रोहित को उस पल में समर्पण का अनुभव हुआ, उसने पाया कि उसकी खोज उसकी मंजिल नहीं थी, बल्कि सीखने का अवसर थी।En: Rohit experienced a sense of surrender at that moment, realizing that his quest was not his destination but an opportunity for learning.Hi: दूसरी ओर, अंजलि को मिथकों और वास्तविकता की अद्भुत संगम को पहचानने का नया नजरिया मिला।En: On the other hand, Anjali gained a new perspective on the marvelous confluence of myths and reality.Hi: जब वे बाहर निकले, रोहित ने महसूस किया कि असली खजाना उसकी मेहनत, दोस्ती, और नया मानवीय रिश्ता था।En: When they emerged, Rohit realized that the real treasure was his effort, friendship, and new human connection.Hi: उसने अपने काम को पहले से अधिक महत्व दिया।En: He valued his work more than ever.Hi: अंजलि, जो विज्ञान की सीधी लकीर पर चल रही थी, उसे समझ आया कि कभी-कभी कहानियाँ हमारे जीवन के अधिक करीब होती हैं।En: Anjali, who had been following the straight path of science, understood that sometimes stories are closer to our lives.Hi: गहरा अर्थ समझने के बाद, रोहित और अंजलि ने घाट की ओर देखा, और मुस्कुराते हुए गंगा की बहती लहरों की ओर चल दिए।En: After grasping the deeper meaning, Rohit and Anjali looked towards the ghats, and smiling, walked towards the flowing waves of the Ganga.Hi: दोनों की यात्रा समाप्त नहीं हुई थी, बल्कि एक नई शुरुआत की ओर बढ़ चली थी।En: Their journey hadn't ended; rather, it was moving towards a new beginning. Vocabulary Words:gentle: नरमbreeze: हवाgathering: इकट्ठाserene: शांतिमयmysterious: रहस्यमयimmersed: रमाadventure: रोमांचexploration: खोजlegends: दंतकथाएँartifact: वस्तुfortune: सौभाग्यresearcher: शोधकर्ताunravel: सुलझानाinquisitive: खोजबीनjourneys: यात्राएंcave: गुफाmesmerizing: मंत्रमुग्धinscription: शिलालेखsymbolic: प्रतीकात्मकturmoil: हलचलsurrender: समर्पणquest: खोजconfluence: संगमperspective: नजरियाtreasure: खजानाeffort: मेहनतfriendship: दोस्तीhuman connection: मानवीय रिश्ताgrasping: समझनाwaves: लहरें

Fluent Fiction - Hindi: Unexpected Adventures: A Scavenger Hunt at Marine Drive Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-09-07-38-19-hi Story Transcript:Hi: मुंबई का मशहूर मरीन ड्राइव एक शाम को, ठंडी हवा और समंदर की लहरों की आवाजें कानों में गूंज रहीं थीं।En: On a cool evening at Mumbai's famous Marine Drive, the sound of the waves filled the air.Hi: यहाँ हर रोज की तरह लोग अपने छोटे-बड़े दुख हल्के करने और चाय की चुस्कियों का आनंद लेने आते थे।En: Like every day, people came here to lighten their small and big sorrows and enjoy sips of tea.Hi: रोहित, जो एक देसी मुम्बईकर था, अपने चाय के कप के साथ अपने पसंदीदा जगह पर बैठा था।En: Rohit, a true Mumbaikar, sat at his favorite spot with his cup of tea.Hi: उसे यहाँ की ताजगी और शांति बेहद पसंद थी।En: He loved the freshness and peace of this place.Hi: उसके साथ उसकी दोस्त अनन्या भी थी, जो हमेशा चहकती रहती थी।En: His friend Ananya, who always had a cheerful demeanor, was with him.Hi: अचानक, एक समूह जोश से भरे पर्यटकों का वहाँ आ गया।En: Suddenly, a group of enthusiastic tourists arrived there.Hi: वो सभी हाथों में कागज पकड़े, इधर से उधर भागते नज़र आए।En: Holding papers in their hands, they seemed to be running around here and there.Hi: उनके उत्साह भरे शोर ने रोहित का ध्यान खींच लिया।En: Their enthusiastic noise caught Rohit's attention.Hi: रोहित को इस बात का बिल्कुल अंदाज़ा नहीं था कि यह सभी लोग एक स्कैवेंजर हंट का हिस्सा थे।En: Rohit had no idea that these people were part of a scavenger hunt.Hi: "अरे, यह लोग क्या कर रहे हैं?" रोहित ने चौंक कर पूछा।En: "Hey, what are these people doing?" Rohit asked, surprised.Hi: अनन्या ने मुस्कुराते हुए कहा, "लगता है कोई खेल हो रहा है। चलो, हम भी देखते हैं।"En: Ananya smiled and said, "It looks like some game is happening. Come on, let's check it out."Hi: उनसे पहले कोई बात हो पाती, पर्यटकों के समूह में से एक ने उन्हें बुला लिया, "आप दोनों, आइए हमारे साथ। हमारे पास एक महत्वपूर्ण सुराग है।"En: Before they could say anything more, someone from the tourist group called them over, "You two, come join us. We have an important clue."Hi: रोहित घबराया, "नहीं, नहीं, हम बस यहाँ चाय पीने आए हैं।"En: Rohit hesitated, "No, no, we just came here to have tea."Hi: लेकिन अनन्या ने शरारती मुस्कान के साथ कहा, "चलो, मजा आता है। देखते हैं क्या होता है।"En: But Ananya replied with a mischievous smile, "Come on, it will be fun. Let's see what happens."Hi: और यहीं से उनके अनजाने सफर की शुरुआत हुई।En: And that's how their unexpected journey began.Hi: उन्हें पहला सुराग मिला – "जिस जगह से सूरज गिरता है, वहीं छुपा हैं आगे का पता।"En: They received the first clue – "Where the sun sets, there lies the next clue."Hi: समुद्र की ओर इशारा करते हुए, रोहित ने मजाक में कहा, "शायद यह तो यहां का सनसेट पॉइंट है।"En: Pointing towards the sea, Rohit joked, "Maybe it's the sunset point here."Hi: इस बयान पर पर्यटकों में हलचल मच गई। वे सभी उस दिशा में दौड़ पड़े।En: This comment stirred excitement among the tourists, and they all ran in that direction.Hi: रोहित और अनन्या भी पीछे-पीछे चल पड़े।En: Rohit and Ananya followed behind them.Hi: धीरे-धीरे, उन्हें सच में मजा आने लगा।En: Gradually, they started enjoying it.Hi: वहाँ ढेर सारे सुराग थे, जिनमें से एक प्रमुख सुराग रोहित ने यूं ही हल कर दिया।En: There were many clues, and Rohit casually solved one major clue.Hi: सबने उनकी तारीफ करते हुए ताली बजाई।En: Everyone applauded him for it.Hi: अंत में, स्कैवेंजर हंट खत्म हुआ, और खुशी से लोग उन्हें विजेता के रूप में देखने लगे।En: In the end, the scavenger hunt concluded, and joyfully, people looked at them as winners.Hi: पर्यटकों ने उनकी प्रशंसा में एक स्मूदी ऑफर की, जो उन्होंने खुशी-खुशी स्वीकार की।En: The tourists offered them a smoothie in appreciation, which they happily accepted.Hi: रोहित ने मुस्कुराते हुए अनन्या से कहा, "शायद तुम्हारी बातों में सच ही था। कभी-कभी ऐसे अप्रत्याशित अनुभव भी यादगार बन जाते हैं।"En: Smiling, Rohit said to Ananya, "Maybe you were right. Sometimes such unexpected experiences become memorable."Hi: उस दिन, वह चाय की सुकून भरी घड़ी रोहित के लिए एक नए अनुभव का कारण बन गई।En: That day, what began as a peaceful tea hour turned into a new adventure for Rohit.Hi: उन्होंने महसूस किया कि कभी-कभी जीवन को यूं ही बह जाने देना चाहिए।En: He realized that sometimes one should let life flow just like that.Hi: और अंत में, सूरज के ढलते वक्त वह उन स्मूदियों के साथ, नजारे का आनंद लेते रहे।En: And in the end, as the sun was setting, they enjoyed the view with those smoothies. Vocabulary Words:cool: ठंडीwaves: लहरोंsorrows: दुखfreshness: ताजगीpeace: शांतिdemeanor: तौर-तरीकाenthusiastic: जोशtourists: पर्यटकोंscavenger hunt: स्कैवेंजर हंटmischievous: शरारतीclue: सुरागstirred: हलचलapplauded: तारीफconcluded: खत्मappreciation: प्रशंसाmemorable: यादगारunexpected: अप्रत्याशितadventure: सफरsmoothie: स्मूदीrealized: महसूसflow: बहfavorite: पसंदीदाcaught: खींचimportant: महत्वपूर्णhesitated: घबरायाpointing: इशाराdirection: दिशाcasually: यूं हीwinners: विजेताaccepted: स्वीकार

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans is joined by Rohit Punyani, co-founder of The Owner's Asset and a former Wall Street CIO who oversaw $4 billion at a multi-family office and community bank. After 20+ years in financial services starting as a large-cap stock picker, moving into wealth management at Wilmington Trust, and ultimately running money for hundred-millionaires and billionaires—Rohit fell in love with whole life insurance. Now he's built a firm dedicated to helping small business owners buy whole life with pre-tax dollars through cash balance plans.Chapters: 00:00 – Opening segment 01:50 – Rohit's background: from $2B mutual fund to multi-family office CIO 04:30 – How the wealthiest clients actually think (structure over IRR) 06:00 – Why affluent families pushed Rohit toward whole life 08:35 – The five pillars of wealth (and why investments rank third) 09:05 – Overcoming bias: how a Wall Street guy learned to love whole life 13:30 – Banking function: sourcing capital and the limits of margin loans 17:50 – Asset vs. liability: how to think about policy loan repayment 22:35 – Introducing cash balance plans: the 96% cousin of the 401(k) 25:25 – The four major differences between 401(k)s and cash balance plans 26:25 – Contribution limits: putting away up to $400K per year 28:45 – The three-to-five year commitment requirement 33:15 – Who's the ideal candidate (quarterly estimated tax payers) 38:00 – Why you can't use a PUA rider in a cash balance plan 42:25 – The "synthetic PUA": getting Uncle Sam to fund your policy 51:25 – The optionality argument: why this beats chasing rate of return 55:15 – Enhanced ERISA creditor protection inside the plan 58:55 – Building self-escrow systems for retirement 01:03:55 – Wholesale vs. retail pricing on whole life premium 01:06:25 – The distribution mechanics: pulling life insurance out of the plan 01:21:35 – Converting term insurance into a cash balance plan policy 01:24:35 – Asset allocation rules: the 40% life insurance cap 01:31:30 – The 5% corridor: why the IRS caps your returns 01:33:30 – The 50% excise tax on overfunded plans 01:39:55 – Whole life as the "high ground" in your portfolio 01:43:15 – Statement wealth vs. contractual wealth 01:53:55 – Pairing annuities with whole life inside the plan 02:00:00 – Rohit's personal retirement plan 02:06:35 – Designing your 401(k) as your pension (not "on steroids") 02:11:00 – Closing segment Key Takeaways:The wealthy don't worship at the altar of IRR. After running money for hundred-millionaires and billionaires, Rohit learned that affluent clients optimize for structure, behavior, and optionality before they optimize for return. TThe "synthetic PUA" reframes everything for IBC practitioners. You can't use a PUA rider inside a cash balance plan, which might make IBC enthusiasts dismiss it immediately. But think of the tax deduction itself as a synthetic PUA. .Wholesale pricing changes the math entirely. To pay $100,000 of premium with after-tax dollars, you have to earn roughly $140,000 to $150,000 depending on your state. The distribution arbitrage is the cherry on top. When you pull a $1 million policy out of the plan, you owe taxes just like an IRA distribution. But unlike an IRA, the custodian cannot withhold from the policy itself.

What if the dashboards you rely on today are already obsolete? In this forward-looking conversation, AirDNA CEO Rohit Bezewada joins Jamie Lane to unpack how AI is fundamentally reshaping the short-term rental industry—from how software is built to how hosts operate day-to-day.This episode goes beyond the hype. Rohit breaks down what “AI-native” actually means (and why most tools aren't there yet), how agents and MCPs are changing the way hosts interact with data, and why the future of STR tech may not live inside traditional platforms at all. The conversation also dives into AirDNA's latest moves—from launching an AI-powered pricing tool to rebuilding its entire data architecture to support a new generation of decision-making.For hosts, property managers, and investors, the takeaway is clear: AI isn't just another feature—it's redefining how you analyze deals, set pricing, and run operations. Those who learn how to leverage it effectively will have a meaningful edge in an increasingly competitive market.You don't want to miss this episode.Key Takeaways:Dashboards are giving way to AI interfaces: Instead of static reports, the future is dynamic—hosts can query their data directly and get tailored insights instantly through AI agents.“AI-native” tools require more than a chatbot: True AI-native platforms are built across multiple layers—data ownership, normalization, memory/context, model flexibility, and user interface. Most tools today only scratch the surface.Agents are becoming your operational co-pilot: From pricing adjustments to performance tracking, AI agents can handle repetitive, analytical tasks—freeing up hosts to focus on guest experience and hospitality.The STR tech stack is consolidating: Expect fewer point solutions and more all-in-one platforms that combine market data, pricing, listing optimization, and performance tracking into a single ecosystem.Human touch still wins in hospitality: While AI can automate operations and analytics, guest experience remains a key differentiator—personalization and service still drive reviews and repeat bookings.Sign up for AirDNA for FREE

What if you could build AI features with confidence while moving at the pace of innovation? In this episode, Benjamin Wagner sits down with Rohit Girma, Staff Software Engineer at Airbnb, to explore how to evaluate generative AI in production, why breaking down complex problems into smaller chunks accelerates development, and the key strategies for scaling AI-powered products beyond zero-to-one. Whether you're shipping AI features or transforming your engineering workflow, this conversation offers practical insights on building reliable AI systems, leveraging LLMs as orchestration tools, and the future of software development. Tune in to discover why humans remain essential in the scaling phase and how your team can move faster without sacrificing quality.

Fluent Fiction - Hindi: Taj Mahal Reflections: Capturing Hidden Beauty in Crowds Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-06-07-38-19-hi Story Transcript:Hi: वसंत ऋतु की एक खुशनुमा सुबह थी।En: It was a delightful spring morning.Hi: ताजमहल अपनी पूरी भव्यता में खड़ा था, उसे देखने वालों की भीड़ से घिरा।En: The Taj Mahal stood in all its grandeur, surrounded by a crowd of onlookers.Hi: चारों ओर रंग-बिरंगे फूलों की सुगंध और हल्की हवा में दूर से आती हंसी-मजाक की आवाजें गूंज रही थीं।En: The fragrance of colorful flowers and the distant sounds of laughter and chatter filled the light breeze.Hi: इस खूबसूरत सुबह में, रोहित, अंजली, और विक्रम ने ताजमहल का दौरा करने की योजना बनाई थी।En: On this beautiful morning, Rohit, Anjali, and Vikram planned to visit the Taj Mahal.Hi: रोहित एक फोटोग्राफर था।En: Rohit was a photographer.Hi: वह इस उम्मीद में ताज आया था कि वह एक अनूठी तस्वीर पकड़ सके, जो उसके सोशल मीडिया पोर्टफोलियो को एक नई उड़ान दे सके।En: He came to the Taj with the hope of capturing a unique photograph that could give his social media portfolio a new flight.Hi: अंजली हिस्ट्री की प्रेमी थी और वास्तुकला का चमत्कार देखने की उत्सुकता से भरी थी।En: Anjali was a history enthusiast, eager to witness the architectural marvel.Hi: विक्रम, जो पहली बार विदेश से अपने भारत दौरे पर आया था, पूरे अनुभव से अभिभूत था।En: Vikram, who was visiting from abroad for the first time, was overwhelmed by the entire experience.Hi: ऐसा लगता था जैसे पूरा शहर ईद-उल-फ़ित्र के उमंग में ताजमहल देखने उमड़ पड़ा था।En: It seemed like the whole city had flocked to see the Taj Mahal in the excitement of Eid-ul-Fitr.Hi: हर तरफ भीड़ थी, जिससे एक अच्छी फोटो लेने का काम और भी चुनौतीपूर्ण हो गया था।En: There was a crowd everywhere, making it even more challenging to take a good photo.Hi: भीड़ से थोड़ी हताशा में, रोहित ने सोचा कि क्या वह यहाँ इंतज़ार करें या कोई नया रास्ता ढूंढें।En: A bit frustrated by the crowd, Rohit wondered whether he should wait here or find a new path.Hi: उनके दिमाग में विचार कौंधा कि शायद कम चर्चित जगहों से कुछ दिलचस्प मिल सकता है।En: The thought flashed in his mind that perhaps something interesting could be found from less talked about places.Hi: वह दोस्तों से थोड़ा दूर गया और अपने चारों ओर ध्यान से देखने लगा।En: He moved a little away from his friends and started observing around him carefully.Hi: कुछ देर खोजने के बाद, उसे ताजमहल के एक ऐसे कोने में आया जहां से वह एक शांत तालाब के पार प्रतिबिंबित हो रहा था।En: After searching for a while, he arrived at a corner of the Taj Mahal where it was reflected across a serene pond.Hi: सूरज धीरे-धीरे ढल रहा था और पानी में ताजमहल की छवि अद्भुत दिख रही थी।En: The sun was slowly setting, and the image of the Taj Mahal in the water looked spectacular.Hi: रोहित ने तुरन्त अपने कैमरे को सेट किया और कुछ तस्वीरें लीं।En: Rohit immediately set up his camera and took some pictures.Hi: जब रोहित ने दोस्तों को अपना बिल्कुल नया शॉट दिखाया, तो अंजली ने ताजमहल की अद्वितीयता को फिर से महसूस किया और विक्रम, वह भारतीय सांस्कृतिक जड़ों से और करीब जुड़ गया।En: When Rohit showed his brand-new shot to his friends, Anjali once again realized the uniqueness of the Taj Mahal and Vikram, felt even closer to the cultural roots of India.Hi: रोहित ने इस अनुभव से सीखा कि कभी-कभी बेहतरीन अवसर अनजाने रस्तों से मिलते हैं।En: Rohit learned from this experience that sometimes the best opportunities come through unknown paths.Hi: जब वह ताजमहल को तस्वीर में कैद कर रहा था, वहीं अंजली और विक्रम ने वास्तविक जीवन में उस पल की सराहना की।En: While he was capturing the Taj Mahal in photos, Anjali and Vikram appreciated the moment in real life.Hi: यात्रा का यह अनुभव रोहित के लिए एक अद्भुत फोटोग्राफी क्षण बन गया, जबकि अंजली और विक्रम को अपनी जड़ों को फिर से देखने का अवसर मिला।En: This travel experience became an amazing photography moment for Rohit, while Anjali and Vikram got the chance to rediscover their roots.Hi: इस तरह, ताजमहल की छवि और उसकी अनुभूति दोनों ने उनके दिलों में एक गहरी छाप छोड़ी।En: Thus, both the image and the experience of the Taj Mahal left a deep impression on their hearts. Vocabulary Words:delightful: खुशनुमाgrandeur: भव्यताfragrance: सुगंधcrowd: भीड़onlookers: उसे देखने वालोंlaughter: हंसीchatter: मजाकphotographer: फोटोग्राफरcapture: पकड़portfolio: पोर्टफोलियोenthusiast: प्रेमीarchitectural: वास्तुकलाmarvel: चमत्कारoverwhelmed: अभिभूतflocked: उमड़ पड़ाchallenging: चुनौतीपूर्णfrustrated: हताशाobserve: देखनेserene: शांतreflected: प्रतिबिंबितspectacular: अद्भुतimpression: छापappreciate: सराहनाrediscover: फिर से देखनेexperience: अनुभवunique: अनूठाopportunities: अवसरunknown: अनजानेroots: जड़ोंcultural: सांस्कृतिक

Another week, another duos episode with Sen coming and Sen going as we're back with Ro & Migs. This week, we're back to regular programming with the episode released on time on Wednesday - we give updates on why the past 2 were delay (Ro giving a half apology, half blame someone else). Migs chats about his absence last week and the etiquette behind parking in Mudgee & throwing yourself against glass walls. Ro pitches 2 outrageous ideas he stole from a tech party he attended recently, and an even more outrageous business model that creates AI smut.This week's game is "Heads Up" - no affiliation to Ellen or any alleged affiliations with Mrs. DeGeneres. Instead of an app or headbands, the boys place sticky notes on their heads whilst asking yes or no questions to guess who is on their head - as always, carnage ensues.___________________________________________________________FULL PODCAST EPISODES

Another week and another duo's episode, this time it's Miguel who's gone walkabout. Sen's been missing a few weeks and helpfully comes back with absolutely zero yarns, how good. Just when you thought we were done with wedding chat, Sen starts with his own wedding stories, Ro brings up the name and shame list and a story about a phone sale almost gone wrong. Sen ends with a moral discussion on insider trading."Top 5's/10's" are back again this week and as per usual the boys have some hot takes they want to share with the world.___________________________________________________________ FULL PODCAST EPISODES

Another week with Sen off mysteriously leaving Migs and Ro to hold down the fort. The boys talk about their time at the Sydney Comedy Festival (featuring Vietnamese/Cambodian Sen). Migs then talks about his upcoming South America trip at the end of the year including training for a trek, Ro continues to complain about the Sydney housing market, we have a few listener submissions and we end with the top work trends for 2026.Our segment this week is "Finding the Best," where we put head to head the greatest [insert name here]'s of all time i.e. who is the greatest Michael of all time?___________________________________________________________ FULL PODCAST EPISODES

Fluent Fiction - Hindi: Chandni Chowk: A Festive Market Journey Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-04-18-22-34-01-hi Story Transcript:Hi: दिल्ली के चांदनी चौक की खानपान और पारंपरिक वस्त्रों में सजीव बाजार में एक हल्की उमंग फैली हुई थी।En: In the lively market of Chandni Chowk in Delhi, filled with food and traditional clothing, there was a light excitement in the air.Hi: वसंत का मौसम था, और राम नवमी की तैयारियाँ शुरू हो चुकी थीं।En: It was the season of Vasant, and preparations for Ram Navami had begun.Hi: इसी भीड़-भाड़ भरे बाजार का हिस्सा थे दो खास लोग—रोहित और नीता।En: Among this bustling market were two special people—Rohit and Neeta.Hi: रोहित एक युवा इंजीनियर था, जो गणित में विश्वास रखता था, लेकिन उसके दिल के किसी कोने में सांस्कृतिक परंपराओं के प्रति एक खास लगाव था।En: Rohit was a young engineer who believed in mathematics, but in a corner of his heart, there was a special attachment to cultural traditions.Hi: वहीं, नीता एक उभरती हुई डिज़ाइनर थी।En: On the other hand, Neeta was an emerging designer.Hi: उसके मन में तराश की कमी नहीं थी, पर करियर को लेकर कुछ अनिश्चितता थी।En: She had no shortage of finesse, but she was somewhat uncertain about her career.Hi: राह लेते हुए, रोहित सोच रहा था, "क्या केवल इस बार एक पारंपरिक पोशाक खरीदकर मैं अपनी संस्कृति के करीब आ सकता हूँ?En: As they walked through the market, Rohit thought to himself, "Can I connect more closely with my culture by purchasing a traditional outfit just this once?"Hi: " जबकि नीता के दिमाग में कुछ और था।En: Meanwhile, Neeta had something else on her mind.Hi: वह चाहती थी खुद के लिए एक अनोखी पोशाक बनाना, जो उसके आत्मविश्वास को फिर से जगा सके।En: She wanted to create a unique outfit for herself, something that would rekindle her confidence.Hi: लेकिन बाजार के भीड़ में खो जाना आसान था।En: But getting lost in the market crowd was easy.Hi: चारो ओर दुकानें, रंग-बिरंगे कपड़े और हस्तशिल्प की बेशुमार वस्तुएं थीं।En: There were shops all around, colorful clothes, and countless handcrafted items.Hi: उनकी जेबें भी सीमित बजट के इशारे कर रही थीं।En: Their pockets subtly hinted at a limited budget.Hi: रोहित ने ठान लिया, "मैं नीता के स्टाइल सेंस पर भरोसा करूंगा, लेकिन बजट पर मेरी नजर रहेगी।En: Rohit resolved, "I will trust Neeta's sense of style, but I will keep an eye on the budget."Hi: "नीता को भी इस बार रोहित के व्यावहारिक सुझावों पर यकीन करना पड़ा।En: Neeta too had to rely on Rohit's practical suggestions this time.Hi: उन्होंने एक साथ काम करने का फैसला किया।En: They decided to work together.Hi: बाजार में भटकते हुए, वे ऐसे कपड़े तलाशने लगे जो बजट में हों और उनकी कल्पना को साकार कर सकें।En: Wandering through the market, they began to look for clothes that would fit the budget and bring their imagination to life.Hi: फैसलाकुन क्षण तब आया जब दोनों ने एक छोटी सी चाय की दुकान पर विराम लिया।En: The decisive moment came when they took a break at a small tea stall.Hi: चाय की चुस्कियाँ लेते हुए, उन्होंने अपने किसी पुराने झगड़े को सुलझाने की कोशिश की।En: While sipping tea, they tried to resolve an old disagreement.Hi: थोड़ी सी बातचीत में ही उनके बीच का मतभेद मिट गया।En: With just a little conversation, their differences disappeared.Hi: रोहित ने नीता से कहा, "तुम्हारे डिज़ाइन को देखकर मुझे गर्व होता है।En: Rohit told Neeta, "I feel proud when I see your designs."Hi: " नीता ने भी रोहित की समझदारी की तारीफ की।En: Neeta also praised Rohit's sensibility.Hi: बाजार से बाहर निकलते समय, रोहित अपनी पसंद का एक सुंदर पारंपरिक कुर्ता लेकर खुश था।En: As they exited the market, Rohit was happy with a beautiful traditional kurta of his choice.Hi: नीता ने कपड़े का एक अनोखा टुकड़ा चुना था, जिससे वह खुद के लिए एक अनोखा कुर्ता सिलेंगी।En: Neeta chose a unique piece of fabric, which she would use to sew a unique kurta for herself.Hi: इस बार वह अपने डिज़ाइन पर पूरी तरह से विश्वास कर रही थी।En: This time, she had complete faith in her design.Hi: वे दोनों बाजार छोड़ते हुए मुस्कुरा रहे थे, केवल कपड़ों के लिए नहीं, बल्कि इस नई समझ और दोस्ती के लिए।En: They both left the market smiling, not just for the clothes, but for this new understanding and friendship.Hi: राम नवमी का पर्व अब उनके लिए केवल एक त्योहार नहीं, एक नई शुरुआत का प्रतीक बन गया था।En: The festival of Ram Navami had now become a symbol of new beginnings for them, not just a celebration. Vocabulary Words:lively: सजीवexcitement: उमंगpreparations: तैयारियाँbustling: भीड़-भाड़attachment: लगावemerging: उभरती हुईfinesse: तराशuncertain: अनिश्चितताrekindle: जगा सकेhandcrafted: हस्तशिल्पsubtly: इशारेresolve: ठान लियाrely: यकीनwandering: भटकते हुएdecisive: फैसलाकुनbreak: विरामsipping: चुस्कियाँ लेते हुएdisagreement: मतभेदsensibility: समझदारीunique: अनोखाfabric: कपड़ेfaith: विश्वासbeginnings: शुरुआतfestival: पर्वsymbol: प्रतीकtraditions: परंपराओंconfidence: आत्मविश्वासpractical: व्यावहारिकingenious: चालाकdesign: डिज़ाइन

Lots going on this week as we start with Ro explaining his absence from last week with both himself and Sen holding grudges against mechanics. Ro then illustrates how broken the Sydney rental market is and then proceeds to tell an unbelievable yarn featuring a former Prime Minister. After that, we tee off on Davey Warner for a bit, before Sen's got some niches tales about amateur boxing and loud noises at the shopping centre.We're back with another variation of "Guess the Price," this time we test each other on the price of normal every day items across Sydney to see if you really do pay a premium out east.___________________________________________________________ FULL PODCAST EPISODES

In this episode, Aaron and Rohit share deep geographical knowledge. Aaron shares the gospel of phone-free concerts w Paul McCartney.  Rohit reacts to Trump tweets. The guys debate LinkedIn vs X, and look into where you can purchase medical leeches. 

Ro's biggest fear came true as he encountered another flat tyre, leaving Migs and Sen to their own devices. They lift the hood a little on the boys trip to the Easter Show, we discuss Trump's insane ramblings, the kit kat heist, an exuberant salesman, wild takes on IG Live and Sen wears a mental t-shirt.We have another game this week "Winner Stays On," where as the name suggests, the boys give each other a number of alternate options in a category and they must pick one until there is only one winner remaining.___________________________________________________________ FULL PODCAST EPISODES

Great leadership is not about being louder or being first. It is about seeing what other people miss. EPISODE SUMMARY So many leaders say they want creativity—but secretly punish it the moment it looks inefficient, awkward, or unfinished. In this episode of the Joyosity™ Podcast, Jenn Whitmer talks with bestselling author, keynote speaker, and Non-Obvious Company founder Rohit Bhargava about what leaders need when everything feels loud, urgent, and crowded with bad advice. Together, they unpack how to think more strategically, how to build thought leadership without copying someone else's formula, how to give better feedback, and why delegation feels slower at first but is essential for long-term leadership. If you care about leadership development, strategic thinking, communication, innovation, burnout prevention, or building a stronger point of view at work, this conversation is packed with practical insight. Here's What's in the Episode: [03:12] Why “happy accidents” are not a leadership strategy—and why intentional, strategic decisions matter more. [10:47] What thought leadership actually is, and how to choose the right format based on your strengths instead of forcing yourself into someone else's model. [13:19] Why having a clear point of view may turn some people away—and why that is often a good thing for leaders and teams. [16:03] How unclear leadership creates silent misalignment, drains productivity, and steals joy from teams. [26:34] A simple way to give better feedback. [33:18] Why delegation is not actually about speed in the moment. Jenn Whitmer talks with Rohit Bhargava about leadership clarity, thought leadership, delegation, and feedback—especially for leaders navigating uncertainty, team misalignment, and constant noise. They explore how to make strategic decisions instead of relying on “happy accidents,” how to develop a clear point of view at work, how to delegate in ways that build team autonomy, and how to give better feedback without crushing people. If you've been searching for help with strategic leadership, clear communication, delegation, team alignment, or thought leadership, this conversation offers practical insight for leading with more intention and less reaction. Key Takeaway Great leaders do not chase noise, copy formulas, or wait for lucky breaks. They build clarity on purpose, trust their point of view, and create space for others to grow. About the Guest: Rohit Bhargava Rohit Bhargava is an expert in marketing, innovation, trends and the future. He believes the world needs more non-obvious thinking and his mission is to help people see what others miss. He owns both the Non-Obvious company and IdeaPress Publishing with his wife Chhavi. He's a the author of multiple best-selling books, a 10-time SXSW featured speaker, and in general a non-obvious thinker who deeply cares about human connection. Connect with Rohit at rohitbhargava.com/ About the Host: Jenn Whitmer Jenn is an international keynote speaker, leadership consultant, and the founder of Joyosity™, helping leaders create positive, profitable cultures through connection, curiosity, and joy. With a background in communication, conflict resolution, and team dynamics, Jenn helps leaders and organizations navigate complex people challenges, reduce burnout, and build flourishing workplaces. Her insights have resonated with audiences worldwide, blending real-world leadership expertise, engaging storytelling, and a dash of humor to make the hard stuff easier. Whether on stage, in workshops, or with coaching clients, Jenn equips leaders with the tools they need to solve conflict, cultivate communication, and lead with purpose. Her book Joyosity and the Joyosity Works Playbooks offer leaders a fresh approach to joy at work that builds real results. jennwhitmer.com Jenn's Social Instagraminstagram.com/jenn_whitmer LinkedinJenn Whitmer - Vistage Worldwide, Inc. | LinkedIn Resources & Links: Rohit's upcoming book with Henry Coutinho-Mason: Future Words: A Non-Obvious Glossary of Terms That Don't Exist (But Soon Will) Our lives are evolving faster than our vocabulary. But words usually catch up. Every year the keepers of the dictionary add new words that reflect the zeitgeist of the time. Future Words predicts what those will be. From the authors of Future Normal comes this clever, lightly satirical glossary of terms that don't exist yet — but probably should. Each invented entry captures a subtle shift in how we live, work, love, and occasionally pretend to understand what's going on. Some of these words will make you laugh. Some will feel uncomfortably accurate. All of them are designed to spark deeper conversations about where your relationships, life and work are heading next. Find out more here. Get Joyosity and the Joyosity Works Playbook Joyosity: How to Cultivate Intense Happiness in Work & Life (Even If Things Are What They Are) Joy isn't extra. Joy is how you thrive. This book gives leaders the tools to turn exhaustion into resilience and build cultures where work is a joy, people are whole, and organizations flourish. Joyosity Works Playbook: Practical Plays and Strategies for Joy at Work and Beyond is the official companion workbook to Joyosity to help you practice joy every day. Find direct links to purchase at your favorite booksellers at https://jennwhitmer.com/books. Free 99: Joyosity Explorer Map → This map will guide you to understanding the deeper purpose and story you tell yourself about your work. Joy is linked to purpose and productivity increases by 20% or more when you directly link your purpose to your work. Ready to Make a Plan: Joyosity™ Jumpstart → Get crystal clear on what you want, what's in the way, and how to move forward with traction. Starting the Journey: Enneagram Navigator → Stop guessing your type. In this 1:1 session, get clarity on your motivations and blind spots. Ready to Dive In: Joyosity™ Intensive → A one-day transformative experience to realign with your values and build a practical plan for joyful leadership. A Party for More: Bring Jenn & the Joy to Speak → Bring the spark (not just the spark notes!) to your whole team with contagious joy, practical tools, and plenty of laughter. Loved this episode? Rate, review, and share with a fellow leader who's ready to ditch the drama and lead with more joy, curiosity, and clarity.

Just when you thought we possibly couldn't have any more wedding yarns, here we are this week with back to back wedding tales to kick us off. Ro begins with a story of a wedding in the Hunter (if you can wrap your head around that) before Migs recounts a different wedding he attended over the weekend. Migs also went shooting and Sen hits the boys with a stream of consciousness.Our game this week is pretty topical - "Then vs Now" where we compare the prices of everyday items and larger purchases with prices from 10-20 years ago.___________________________________________________________ FULL PODCAST EPISODES

In this episode, Rohit Chandra, PhD, Chief Digital Officer at Cleveland Clinic, discusses the rapid adoption of AI scribes to reduce physician documentation burden, the expansion of AI into clinical risk prediction and operations, and how responsible, human centered governance is key to making healthcare safer, more efficient, and more scalable.

Join hosts Dirk Knemeyer and David Heron as they welcome Rohit Crasta, a longtime game designer and former lead designer of Wordscapes who now serves as a lead designer for the New York Times. This episode dives into the design philosophy behind the New York Times' latest social word game, Crossplay, and how it seeks to fill a gap in the market by offering a "pure," high-quality experience free from heavy microtransactions. The discussion covers the transition from casual mobile games to the NYT's unique "daily ritual" ecosystem, the technical hurdles of native app development over using game engines like Unity, and how social sharing tools like Wordle's grid revolutionized player engagement.

Just Migs and Ro this week and it's been a while since we've had this combo. Ro starts with a yarn about a man trying to find some love and is willing to pay $25,000 to find it. In a similar vein, next up is a discussion on the 'Manosphere' documentary before Miguel recounts his time at the Matilda's game and then at Barry's bootcamp. Ro then makes his case for not being conscripted and then heaps praise onto George Street.We end with the always reliable "Top 10's/5's." Always worth mentioning to take our views with a massive grain of salt.___________________________________________________________ FULL PODCAST EPISODES

Rohit caught up with producer Billy Burke and writer/producer Terrence Watson to talk about Meal Ticket, their documentary about the McDonald's All-American Game, now streaming on Amazon Prime. These two have serious resumes... Billy produced New York City Point Gods, and Terrence has worked with everyone from Gatorade to creative duo Coodie Simmons and Chike Ozah. But Meal Ticket might be their most personal project yet.We get into how the film came together, why Flau'jae Johnson is everyone's favorite character (you'll see), and the Tracy McGrady interview that didn't make the cut but probably should have. We also talk about Hoop Dreams, the cultural weight of the McDonald's All-American game, and why 60% of All-Americans make the NBA.If you love basketball, documentary filmmaking, or just a good conversation about the moment when everything becomes real... this one's for you.Meal Ticket is streaming now on Amazon Prime: https://amzn.to/4lJR7Johttps://www.TheSneakerNewsletter.comTIMESTAMPS0:00 - Intro & Rocking and Copping: McDonald's orders3:00 - Meal Ticket on Amazon Prime and the Hoop Dreams connection6:25 - How the film came together: from pitch to Amazon greenlight10:51 - Terrence's story: two calls in two days (Point Gods AND Meal Ticket)15:53 - Character selection: Why Flau'jae, Derek Lively, Janiah Barker, and Maury Bailey17:48 - Poking holes in the game: who got overlooked and why21:23 - The cultural weight of the McDonald's All-American Game26:15 - Favorite characters and the Tracy McGrady interview that hit different35:30 - Could the game go international?39:06 - Closing thoughts and where to watchSUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistorySubscribe on Substack: https://substack.com/@sneakerhistoryJoin our Discord Community: https://discord.gg/xJFyWmWgzaIf you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

The World Cup is almost here, and the sneaker game around it is already delivering. Nick, Robbie, and Rohit break down everything from Nike's Air Max soccer boot hybrids and country-specific colorways to adidas' Federation Pack Sambas for Japan, Mexico, and Italy. They get into the Jordan Brand x Brazil situation, why traditional colors still matter on the global stage, and how this year's releases are threading the needle between football culture and everyday wear. Plus, Rockin' and Coppin' featuring the Mark Gonzalez x adidas Terrex Sky Chaser GTX, some Kobe threes, and a Reebok Formula One throwback.Subscribe to the Newsletter: https://www.TheSneakerNewsletter.comSUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistoryIf you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/