Podcasts about Rohit

England v India, 3rd ODI, Lord's: Virat Kohli and Rohit Sharma threw everything at pulling off a record heist in what many assume to be their final game in England, after Ben Duckett set the record for the highest score at Lord's in Men's ODI cricket. A day of high drama, high emotion, and high scoring. Daniel Norcross joins Geoff Lemon. Could you support the show? You can send us a Nerd Pledge or become a member at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and could win a case of Stomping Ground beer for your trouble. 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Learn more or book at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠gulliverstravel.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get your big NordVPN discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or 10% off BIG Boots UK boots and socks at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bigboots.co.uk/?ref=thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Urthboy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Could you support the show? 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In this episode of the show, Binksy, Raj and Stu talk mostly ODI cricket for the first time in ages, as we look back at the first two matches in England's series against India and the first three of New Zealand's tour to the West Indies. We also pay tribute to the late Sir Garfield Sobers - a true legend of the game.   We start the show with England v India, and it's Rohit Sharma who has been under the most scrutiny so far. Is it time India pull stumps on his international career? For England, it seems clear the talent is there to build a formidable white-ball side, but have they got the tactics right? And is Harry Brook determined to self-destruct in every innings? We also discuss whether ODI openers should consider a T20 approach, and continue to speculate on the vacant England test coaching job now that Andy Flower has withdrawn from the race. As the show continues, the conversation moves to the West Indies, where at the time of recording New Zealand held a 2-1 lead in the five-match ODI series. After bat dominated the first game, it's been the Black Caps spinners who have delivered the decisive moments. We talk about where Michael Bracewell and Jayden Lennox fit on New Zealand's depth chart, and there's also praise for Tom Latham and his performances in the middle order of this ODI side. To round out the show, we pay tribute to Sir Garfield Sobers, who passed away this week just short of his 90th birthday. One of the true greats of the game - perhaps the greatest there ever has been - and a player who excelled across so many skills, it's fair to assume he'd have been a superstar in any era. If you haven't already seen it, the video Stu referenced in the podcast can be found at: https://youtu.be/X8T3G40iLh0?si=FgW494339IaNr0LG We'll be back again next week with more news and views. Until then please take the time to give us a like, follow, share or subscribe on all our channels (@toporderpod on Twitter & Facebook, and @thetoporderpodcast on Instagram & YouTube) and a (5-Star!) review at your favourite podcast provider, or tell a friend to download. It really helps others find the show and is the best thing you can do to support us. You can also find all our written content, including our Hall of Fame series, at our website. You can also dip back into our guest episodes - including conversations with Mike Hesson, Shane Bond and Mike Hussey, current players such as Matt Henry, Sophie Devine and Ish Sodhi, coaches Gary Stead, Jeetan Patel and Luke Wright, as well as Barry Richards, Frankie Mackay, Bharat Sundaresan and many more fascinating people from all across the cricketing world. And if you'd like to reach out to us with feedback, questions or guest suggestions, get in touch at thetoporderpodcast@gmail.com. Thanks for listening.   0:00 Intro 1:00 England v India 3:00 Rohit Sharma under pressure? 7:30 Why don't we see T20 tactics in ODIs? 13:05 England's white-ball tactics 20:50 England's test coach? Not Andy Flower 25:20 Black Caps v West Indies 28:40 Where does Michael Bracewell fit in? 32:00 Where's Jayden Lennox on the depth chart now? 35:30 Tom Latham's contributions 40:50 Luke Ronchi stepping away 42:45 Remembering Sir Garfield Sobers Learn more about your ad choices. Visit podcastchoices.com/adchoices

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The first half of 2026 is in the books—and the latest data is telling a much stronger story than many expected. In this episode of The STR Data Lab, AirDNA CEO Rohit sits down with economist Bram Gallagher to break down June's performance, the impact of the FIFA World Cup on short-term rentals, and why existing hosts may be entering one of the strongest competitive positions they've seen in years.From record ADR gains and rising pricing power to slowing supply growth and stronger-than-expected travel demand, Bram explains why the industry's fundamentals remain healthy despite ongoing macroeconomic uncertainty. They also unpack which markets truly benefited from the World Cup, why many bookings arrived at the last minute, and what hosts should expect as the industry heads into a promising second half of 2026.Whether you're managing one property or scaling a portfolio, this episode offers practical insights into pricing strategy, market timing, and where future demand is likely to emerge. Plus, Bram shares the biggest risks he's watching—and why he's still optimistic about what's ahead.You don't want to miss this episode!Key TakeawaysEstablished hosts are gaining pricing power. AirDNA's Repeat Rent Index climbed 6.8% year over year, showing experienced operators are raising rates well above inflation thanks to reviews, repeat guests, and stronger market positioning.The FIFA World Cup delivered for hosts. Most host cities experienced meaningful demand increases and ADR growth exceeding 30%, with many bookings arriving just days before matches—reinforcing the importance of staying patient with pricing.New supply is slowing dramatically. Listing growth has fallen below 2% for the first time since the pandemic as higher mortgage rates discourage new investors, creating a more favorable environment for existing hosts.Demand is expanding beyond major cities. Smaller cities and rural destinations continue attracting travelers, proving that guests are seeking unique experiences beyond traditional urban markets.The second half of 2026 is shaping up well. Easier year-over-year comparisons, strong event calendars, healthy pricing trends, and slowing supply point toward improving occupancy and continued revenue growth for hosts.Sign up for AirDNA for FREE

Fluent Fiction - Hindi: Love in the Arctic: A Tale of Science and Serendipity Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-07-15-22-34-02-hi Story Transcript:Hi: अर्कटिक टुंड्रा का मैदान ठीक वैसे ही था जैसे किसी अन्य दुनिया का हिस्सा हो।En: The Arctic Tundra plain was just like a part of another world.Hi: सफेत और सलेटी रंग की अनंतता के बीच ग्रीष्मकाल के हल्के सूरज की चमक।En: In the endlessness of white and gray, the light of the summer sun sparkled.Hi: ठंडा हवा का झोंका, यहाँ तक की गर्मियों में भी, और शांत वातावरण की चुप्पी को केवल बर्फीली हवा की फुसफुसाहट तोड़ती थी।En: The cold gust of wind, even in the summers, and the silence of the serene environment was only broken by the whisper of the icy wind.Hi: रोहित, एक जलवायु वैज्ञानिक, अपने विचारों में खोया चलता जा रहा था।En: Rohit, a climate scientist, was lost in his thoughts as he walked.Hi: उसकी सारी उमंगें और सपने उसके इस क्षेत्रीय यात्रा से जुड़ी थीं।En: His entire enthusiasm and dreams were tied to this regional journey.Hi: वहीं, दूसरी ओर, आइसा, जो कि एक जंगली जीव विज्ञानी थी, अपने कैमरे के साथ बर्फ पर मुस्कान लिए चल रही थी।En: On the other hand, Aisha, who was a wildlife biologist, was walking on the ice with a smile and her camera.Hi: वह यहां दुर्लभ आर्कटिक जीवों को देखने और दस्तावेज़बद्ध करने के लिए आई थी।En: She had come here to observe and document rare arctic creatures.Hi: दोनों का मिलना एक सामान्य संयोग नहीं था।En: Their meeting was not a mere coincidence.Hi: एक शोध परियोजना के तहत दोनों को इस टुंड्रा में भेजा गया था।En: They were sent to this tundra as part of a research project.Hi: परन्तु रोहित हमेशा थोड़ा अंतर्मुखी था।En: However, Rohit was always somewhat introverted.Hi: उसे लगता था कि व्यक्तिगत संबंध उसके करियर से ध्यान भटका सकते हैं।En: He felt that personal relationships could distract him from his career.Hi: आइसा ने उसे देखा और एक प्यारी सी मुस्कान के साथ उससे बातचीत शुरू की।En: Aisha saw him and started a conversation with a sweet smile.Hi: "रोहित, देखो यहाँ क्या अद्भुत परिदृश्य है।En: "Rohit, look at this amazing landscape.Hi: हमारे डेटा संग्रह के लिए इससे उत्तम स्थल और क्या हो सकता है?En: What better place could there be for our data collection?"Hi: " आइसा ने चहकते हुए कहा।En: Aisha said cheerfully.Hi: रोहित ने उसकी ओर देखा, "हाँ, पर मौसम बड़ा कठोर है।En: Rohit looked at her and said, "Yes, but the weather is quite harsh.Hi: ऐसा लगता है कि हमें यहाँ ज्यादा कुछ नहीं मिल पाएगा।En: It feels like we might not find much here."Hi: "दिन बीतता गया और मौसम बिगड़ने लगा।En: The day went by, and the weather started to worsen.Hi: बर्फीले तूफान जैसा कुछ शुरू हो गया।En: Something like a snowstorm began.Hi: दोनों को मजबूरन एक तम्बू में शरण लेनी पड़ी।En: They were forced to seek shelter in a tent.Hi: वहाँ अंदर, गर्म कपड़ों में लिपटे हुए, उनकी बातचीत एक नई दिशा में मुड़ी।En: Inside, wrapped in warm clothes, their conversation took a new direction.Hi: "तुम जानती हो, मैं कभी नहीं सोचा था कि किसी के साथ मिलकर काम करूँगा," रोहित ने थोड़ी दुविधा से कहा।En: "You know, I never thought I'd work with someone," Rohit said with a bit of hesitation.Hi: "और मैं कभी नहीं सोचा था कि मेरी अनुभव से तुम्हारे शोध में मदद कर सकती हूं," आइसा ने हंसते हुए कहा।En: "And I never thought my experience could aid your research," Aisha replied with a laugh.Hi: उस रात, उन्होंने अपने सपनों और महत्वाकांक्षाओं को खुलकर बाटा।En: That night, they openly shared their dreams and ambitions.Hi: रोहित ने महसूस किया कि आइसा के विचार और प्रयोगात्मक तरीका उसकी शोध में नयापन ला सकते हैं।En: Rohit realized that Aisha's ideas and experimental approach could bring novelty to his research.Hi: आइसा ने भी रोहित से सीखा कि किस तरह संरचित शोध से चीजें समग्र रूप से सुधर सकती हैं।En: Aisha also learned from Rohit how structured research could improve things as a whole.Hi: अगले दिन, जैसे ही तूफान थमा, उन्होंने मिलकर एक दुर्लभ जंगली घटना का अवलोकन किया।En: The next day, as soon as the storm subsided, they jointly observed a rare wildlife phenomenon.Hi: वह पल दोनों के लिए विशेष था।En: That moment was special for both of them.Hi: वे दोनों उस समय अपनी सारी डेटा और चित्रण दुर्भाग्यवश दिमाग में सुरक्षित कर रहे थे।En: At that time, they were mentally keeping all their data and illustrations safe.Hi: उस दिन के बाद, उनके बीच का संबंध सिर्फ पेशेवर नहीं रहा।En: After that day, their relationship was no longer just professional.Hi: वे एक-दूसरे के साथ काम करने और जीवन बिताने का सपना देखने लगे।En: They began dreaming of working together and spending their lives together.Hi: जीवन के रंग उन्हें इस बर्फीले रेगिस्तान में दिखने लगे थे।En: The colors of life started appearing to them in this icy desert.Hi: आर्कटिक की वो कठिन यात्रा एक नए सफर की शुरुआत बन गई।En: That challenging journey in the Arctic marked the beginning of a new adventure.Hi: रोहित ने देखा कि व्यक्तिगत संबंध भी जीवन को सुंदर बना सकते हैं, और आइसा ने समझा कि कभी-कभी दृढ़ ढांचा भी जरूरी होता है।En: Rohit saw that personal relationships could also make life beautiful, and Aisha understood that sometimes a solid structure is necessary.Hi: इस तरह, उन्होंने न केवल अपनी परियोजना में सफलता प्राप्त की बल्कि जीवन में भी एक नई दिशा प्राप्त की।En: In this way, they not only succeeded in their project but also found a new direction in life. Vocabulary Words:tundra: टुंड्राendlessness: अनंतताserene: शांतenthusiasm: उमंगेंintroverted: अंतर्मुखीdocument: दस्तावेज़बद्धcoincidence: संयोगshelter: शरणharsh: कठोरhesitation: दुविधाexperimental: प्रयोगात्मकnovelty: नयापनphenomenon: घटनाstructured: संरचितillustrations: चित्रणadventure: सफरsolid: दृढ़regional: क्षेत्रीयwildlife: जंगली जीवjourney: यात्राenvironment: वातावरणgust: झोंकाsubside: थमाambitions: महत्वाकांक्षाओंaid: मददimprove: सुधरobserve: देखनेdirections: दिशाrare: दुर्लभconversation: बातचीत

Bit of a quiet week this one as we start off with some Black Ops chat to celebrate the release of the PS5 version. We then talk AI slop, Easyway, private equity owned businesses, Chinese robo vacuums, tier listing chores and leaving negative reviews on small businesses.Our other segment this week is "what your x says about you," where we just rattle off stereotypes for some cheap laughs.___________________________________________________________FULL PODCAST EPISODES

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Fluent Fiction - Hindi: Unearthing Solitude: Arjun's Transformative Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-07-13-07-38-19-hi Story Transcript:Hi: गर्मियों की धूप में, कुल्लू-मनाली की हरीभरी वादियाँ रोशनी से चमक रही थीं।En: In the summer sunshine, the lush valleys of Kullu-Manali were glistening with light.Hi: पहाड़ों से उतरती ठंडी हवा और चारों तरफ खिले जंगली फूल, जैसे प्रकृति का व्यापक आलिंगन कर रहे हों।En: The cool breeze descending from the mountains and the wildflowers blooming all around seemed to embrace nature in its entirety.Hi: ऐसे ही सुहाने मौसम में स्कूल के छात्रों का जनसमूह, कुल्लू-मनाली की यात्रा पर आया था।En: In such pleasant weather, a group of school students had come on a trip to Kullu-Manali.Hi: उनमें से एक था अर्जुन, एक जिज्ञासु और साहसी छात्र, जिसे भीड़ में कुछ अकेलापन महसूस होता था।En: Among them was Arjun, a curious and adventurous student who often felt a sense of loneliness in the crowd.Hi: अर्जुन के साथ उसकी दोस्त प्रिया और रोहित भी थे, लेकिन अर्जुन का मन हमेशा हीड़-भीड़ से अलग कुछ नया खोजने का होता था।En: Arjun was accompanied by his friends Priya and Rohit, but his mind was always inclined towards exploring something new away from the hustle and bustle.Hi: उसे पर्यटकों की भीड़ और रोज़मर्रा की जगहों से हटकर कुछ अलग खोजने की चेष्टा रहती थी।En: He always sought to find something different from the crowd of tourists and everyday places.Hi: उसका मन चाहता था कि वो ऐसे स्थान को खोजे, जो आम लोगों की नज़रों से छिपा हो, जहां प्रकृति की गोद में वह अकेला होकर खुद को ढूंढ सके।En: He wanted to discover a place that was hidden from the common eye, where he could find himself alone in the lap of nature.Hi: एक दिन का सफर शेष था, जब बस तेज गति से पहाड़ों की मोड़ों से गुजर रही थी।En: With one day left for the journey, the bus was speeding through the bends of the mountains.Hi: बीच में सफर थोड़ा ठहराव लिया गया।En: The journey took a brief halt.Hi: सहपाठी बस से बाहर निकले और अपने कैमरे निकालकर तस्वीरें लेने में व्यस्त हो गए।En: The classmates stepped out of the bus and busied themselves taking pictures with their cameras.Hi: उसी समय अर्जुन ने एक लोकल गाइड को सुना, जो एक अनजान रास्ते का ज़िक्र कर रहा था।En: At that moment, Arjun overheard a local guide mentioning an unknown path.Hi: अर्जुन के मन में उत्सुकता ने जन्म ले लिया।En: A curiosity sparked within Arjun.Hi: देर तक सोचने के बाद, उसने तय किया कि वह गाइड के बताए रास्ते की तरफ जाएगा।En: After thinking for a while, he decided he would head towards the path suggested by the guide.Hi: यह उसके लिए बिल्कुल नया अनुभव था, और दिल की धड़कनें तेज होने लगीं।En: It was a completely new experience for him, and his heart started beating faster.Hi: डर था, लेकिन नया खोजने की चाह उससे जूझ रही थी।En: There was fear, but the desire to discover something new was wrestling with it.Hi: सारी हिम्मत बटोरकर, वह अपने दोस्तों से थोड़ी दूरी पर चल पड़ा।En: Gathering all his courage, he walked a bit away from his friends.Hi: रास्ता कठिन था, मगर अर्जुन की जिज्ञासा उसे आगे खींच रही थी।En: The path was difficult, but Arjun's curiosity was pulling him forward.Hi: कुछ ही दूर पर उसे एक सुंदर और शांत नदी का मोड़ दिखा।En: Not far ahead, he saw a beautiful and serene bend of a river.Hi: पानी के बहने की मधुर ध्वनि ने उसके मन को शांति दी।En: The sweet sound of the flowing water brought peace to his mind.Hi: जगह इतनी सुंदर थी कि शब्द थम गए।En: The place was so beautiful that words fell short.Hi: चारों ओर हरी-भरी घास, फूलों की मीठी खुशबू और नदी का शीतल पानी – यह एक अद्भुत स्थल था।En: All around, there was lush green grass, the sweet fragrance of flowers, and the cool river water – it was a wonderful spot.Hi: अर्जुन को यकीन था कि उसने वह पा लिया जो वह खोज रहा था।En: Arjun was convinced that he had found what he was looking for.Hi: शाम होते-होते, अर्जुन वापस अपने दोस्तों के पास लौट आया।En: By evening, Arjun returned to his friends.Hi: उसकी आँखों में एक नयी चमक थी।En: There was a new sparkle in his eyes.Hi: उसने महसूस किया कि अकेलेपन में कोई न कोई खास ताकत होती है, जो हमें अपने आप से मिलाती है और हमारे भीतर छिपी साहस की चिंगारी को प्रकाशित करती है।En: He realized that there is a special power in solitude that connects us with ourselves and ignites a spark of courage hidden within us.Hi: इस यात्रा के बाद अर्जुन अपने आप में थोड़ा बदल चुका था।En: After this journey, Arjun had changed slightly.Hi: अब उसमें आत्मविश्वास था और मन को शांति देने वाली एक नवीन ऊर्जा।En: He now had confidence and a newfound energy that brought peace to his mind.Hi: कुल्लू-मनाली की इस यात्रा ने उसे अपने विश्वास पर चलने की ताकत दी थी, साथ ही उसे यह भी सिखाया कि यात्रा का असली अर्थ किसी जगह पर पहुँचना नहीं, बल्कि खुद की नई खोज करना होता है।En: The trip to Kullu-Manali had given him the strength to follow his beliefs, and it also taught him that the true meaning of a journey is not arriving at a destination but discovering a new self. Vocabulary Words:lush: हरीभरीvalleys: वादियाँglistening: चमक रही थींdescend: उतरतीembrace: आलिंगनcurious: जिज्ञासुadventurous: साहसीloneliness: अकेलापनhustle and bustle: हीड़-भीड़discover: खोजनेcommon eye: आम नज़रोंhalt: ठहरावbusied: व्यस्तcuriosity: उत्सुकताspark: चिंगारीgathering: बटोरकरserene: शांतfragrance: खुशबूsolitude: अकेलापनcourage: साहसsparkle: चमकessence: अर्थbeliefs: विश्वासextraordinary: अद्भुतinner self: खुद कोjourney: यात्राdestination: स्थानenlightens: प्रकाशितcommon: आमenthusiasm: उत्साह

What if we've been thinking about innovation all wrong?For more than forty years, Rohit Shukla has worked quietly behind the scenes with entrepreneurs, scientists, investors, universities, governments, and global institutions to help turn breakthrough ideas into real-world impact. Along the way, he's helped thousands of innovators. Yet his greatest insight may be that innovation isn't about startups or venture capital at all—it's about building resilient systems and connecting the people, institutions, and ideas that too often exist in isolation.In what became one of the longest conversations in the history of Entrepreneurial Thinkers, Rohit and I explore why the world doesn't simply need more entrepreneurs—we need more entrepreneurial thinkers across every sector of society. We discuss the "missing middle" that helps transformative ideas reach the people who need them most, why resilience may be the defining challenge of our generation, how Los Angeles could become one of the world's great laboratories for innovation, and why solving tomorrow's biggest problems will require us to think beyond silos and toward ecosystems. This is a masterclass in how remarkable societies—and remarkable leaders—learn to imagine, build, and evolve together.Feel free to follow and engage with Rohit here:LinkedIn: https://www.linkedin.com/in/rohit-shukla-23810/Instagram: https://www.instagram.com/lartainstitute?igsh=NTc4MTIwNjQ2YQ==Website: https://larta.org/directors-cpt/rohit-shukla/We're so grateful to you, our growing audience of entrepreneurs, investors and community leaders interested in the human stories of the Entrepreneurial Thinkers behind entrepreneurial economies worldwide.As always we hope you enjoy each episode and Like, Follow, Subscribe or share with your friends. You can find our shows here, and our new Video Podcast, at “Entrepreneurial Thinkers” channel on YouTube. Plug in, relax and enjoy inspiring, educational and empowering conversations between Rob and our guests.¡Cheers y gracias!,Entrepreneurial Thinkers Team.

The 3 stooges are back this week and yet again more football yarns this week as Sen proudly proclaims to have done zero work this week yet then also proceeds to buy a $400 ergonomic office chair - make it make sense. In other news the boys are both proud and disappointed in the Socceroos, Ro's having furniture issues and a tip for getting discounts. We also implore Afterglow Eatery to stop posting our faces and Migs takes on Woolies.We have even more World Cup content with each of the boys bringing their own World Cup themed game/segment to run by the other 2.___________________________________________________________FULL PODCAST EPISODES

Fluent Fiction - Hindi: Summer Collaboration: A Journey of Teamwork and Triumph Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-07-06-07-38-20-hi Story Transcript:Hi: गर्मी के तपते हुए दिन में कॉलेज हॉस्टल का माहौल कुछ अलग ही था।En: On a scorching summer day, the atmosphere in the college hostel was quite different.Hi: हर कोने में अपने प्रोजेक्ट्स में लगे छात्र दिखाई दे रहे थे।En: Students engrossed in their projects could be seen in every corner.Hi: अराव के कमरे का कॉमन एरिया किताबों, पन्नों और लैपटॉप से भरा हुआ था।En: Arav's room's common area was filled with books, papers, and laptops.Hi: पंखा धीरे-धीरे घूम रहा था, गर्मी में थोड़ा सुकून दे रहा था।En: The fan was rotating slowly, providing a bit of relief in the heat.Hi: अराव, मीरा और रोहित एक साथ बैठे थे।En: Arav, Meera, and Rohit were sitting together.Hi: उन्हें अपना फाइनल प्रोजेक्ट जल्दी ही प्रस्तुत करना था।En: They had to present their final project soon.Hi: अराव ने गहरी सांस ली।En: Arav took a deep breath.Hi: वह हमेशा से ही अपने काम को समय पर खत्म करने में विश्वास करता था और चाहता था कि उनका प्रेजेंटेशन सबसे अच्छा हो।En: He always believed in finishing his work on time and wanted their presentation to be the best.Hi: मीरा के पास अद्भुत आइडियास थे।En: Meera had fantastic ideas.Hi: उसने कुछ नए स्लाइड बनाने का वादा किया था, लेकिन समय की पाबंदी उसके लिए कठिन थी।En: She had promised to create some new slides, but time constraints were challenging for her.Hi: रोहित, जो खेलों में अधिक रुचि रखता था, कहता था, "चिंता मत करो, सब हो जाएगा।En: Rohit, who was more interested in sports, used to say, "Don't worry, everything will work out."Hi: " लेकिन अब समय कम था।En: But now, time was running short.Hi: अराव ने गंभीर होकर कहा, "दोस्तों, हमें अच्छा ग्रेड चाहिए।En: Arav said seriously, "Friends, we need a good grade.Hi: इसके लिए मेहनत करनी होगी।En: We'll have to work hard for it.Hi: चलो, काम बाँट लें।En: Come on, let's divide the work."Hi: "मीरा ने संकोच करते हुए कहा, "मैं स्लाइड्स तैयार कर लूँगी।En: Meera hesitantly said, "I'll prepare the slides.Hi: लेकिन थोड़ा समय देना।En: But give me a little time."Hi: "रोहित ने मुस्कराते हुए कहा, "मैं डेटा इकट्ठा कर लूँगा।En: Rohit smiled and said, "I'll gather the data.Hi: पर मुझे खेल की तैयारी भी करनी है।En: But I also need to prepare for the game."Hi: "रात गहराती जा रही थी।En: The night was deepening.Hi: चर्चा थोड़ी गरमाहट भी ले रही थी।En: The discussion was getting a little heated.Hi: लेकिन अंत में, सबने तय किया कि साथ मिलकर, वे सब कर सकते हैं।En: But in the end, everyone agreed that together, they could do everything.Hi: एक-दूसरे की कमियों को समझते हुए, उन्होंने मिलकर काम करना शुरू किया।En: Understanding each other's shortcomings, they began to work together.Hi: आखिरकार, प्रेजेंटेशन का दिन आया।En: Finally, the presentation day arrived.Hi: अराव ने परियोजना का परिचय दिया।En: Arav introduced the project.Hi: मीरा ने खूबसूरत और रचनात्मक स्लाइड्स प्रस्तुत कीं।En: Meera presented beautiful and creative slides.Hi: रोहित ने डेटा को इतनी सरलता से समझाया कि सब लोग प्रभावित हो गए।En: Rohit explained the data so simply that everyone was impressed.Hi: प्रोफेसर ने मुस्कुराते हुए कहा, "बहुत अच्छा प्रदर्शन, ये टीमवर्क का नतीजा है।En: The professor smiled and said, "Very well done, this is the result of teamwork."Hi: "अच्छे ग्रेड के साथ, तीनों दोस्तों ने सीखा कि एक-दूसरे की ताकत को समझकर, मिलकर काम करने से ही सफलता मिलती है।En: With good grades, the three friends learned that success comes by understanding each other's strengths and working together.Hi: अराव ने महसूस किया कि लीडरशिप केवल अपने तरीके से काम करने में नहीं, बल्कि दूसरों के सहयोग से होती है।En: Arav realized that leadership isn't just about doing things his own way but through the cooperation of others.Hi: मीरा और रोहित समझ गए कि अराव की नेतृत्व क्षमता और उनका सहयोग कितना महत्वपूर्ण था।En: Meera and Rohit understood how important Arav's leadership skills and their cooperation were.Hi: गर्मी की उस शाम को, तीनों ने एक नया सबक सीखा।En: On that summer evening, the three learned a new lesson.Hi: जब तक वे एक साथ थे, कोई भी मुश्किल बड़ी नहीं थी।En: As long as they were together, no problem was too big.Hi: उन्होंने कमरे की खिड़की से बाहर देखा, सूरज धीरे-धीरे डूब रहा था, और उनके चेहरों पर संतोष की हंसी थी।En: They looked out of the room's window; the sun was slowly setting, and there was a satisfied smile on their faces. Vocabulary Words:scorching: तपते हुएatmosphere: माहौलengrossed: लगेprovide: दे रहाrelief: सुकूनpresentation: प्रस्तुतिconstraints: पाबंदीleadership: नेतृत्वcooperation: सहयोगrealized: महसूस कियाstrengths: ताकतchallenging: कठिनhesitantly: संकोच करते हुएdeepening: गहरातीheated: गरमाहटimpressed: प्रभावितteamwork: टीमवर्कunderstanding: समझकरuncommon: अलगdivide: बांटbeautiful: खूबसूरतcreative: रचनात्मकshortcomings: कमियोंagree: तयintroduction: परिचयfantastic: अद्भुतconstraints: पाबंदीgather: इकट्ठाsatisfied: संतोषstrengths: ताकत

Is now still a smart time to invest in short-term rentals—or has the opportunity already passed? In this episode of The STR Data Lab, AirDNA CEO Rohit sits down with John Bianchi, better known as the Airbnb Data Guy, to unpack the data-driven framework that's helped identify more than 400 profitable STR investments. From finding resilient markets to evaluating deals and designing properties that outperform the competition, John shares the methodology he uses to separate great investments from costly mistakes.The conversation goes far beyond market selection. John explains why regulation should always come before revenue analysis, how his "20% Rule" helps quickly identify markets with cash-flow potential, and why amenities, marketing, and guest experience often matter more than the property itself. Along the way, Rohit and John explore how today's market differs from the easy-money era—and why thoughtful investors may still have a significant advantage.Whether you're buying your first vacation rental or scaling a portfolio, this episode is packed with practical insights on underwriting, property optimization, and long-term investment strategy. If you're looking to make smarter decisions with your next STR investment, this conversation offers a roadmap grounded in data—not hype.You don't want to miss this episode!Key TakeawaysStart with regulation—not revenue. Before analyzing any market, understand its STR regulations and prioritize locations with stable, well-defined rules.Use the 20% Rule as a quick filter. Compare a property's purchase price to its revenue potential to quickly determine whether a market is worth deeper analysis.Design for experiences, not bedrooms. Amenities, outdoor spaces, and memorable guest experiences consistently outperform standard listings and drive higher revenue.Marketing matters more than most hosts realize. The order of your listing photos, storytelling, and presentation can dramatically influence bookings—even before guests read a single word.Think long-term, not just this year's cash flow. Combining cash flow, appreciation, principal paydown, and tax advantages can create powerful compounding returns for investors who buy strategically.Sign up for AirDNA for FREE

Most companies treat employee retention as an HR problem.The data from hundreds of P&Ls says it's a leadership problem and the companies that figure that out first are the ones that consistently outperform.Rohit Bassi, McKinsey veteran, private equity operator, and author of People Priority, introduces a framework that is changing how business leaders think about their most valuable asset. Rohit calls it People Quotient, or PQ. Just as individuals have IQ and EQ, companies have PQ. The ones that measure it, invest in it, and build it deliberately are the ones that win.Rohit and, host, Ashish Kothari unpack why retention is not a metric to hand off to HR, why trust is the single most important element of any organizational design, and why the companies winning with small and medium sized businesses are the ones treating talent operations as a core business function not an afterthought.If you lead a team, run a business, or advise organizations on growth, this conversation will change how you think about your people strategy.What you will learn:How successful companies align leadership, structure, and talent systems to elevate their PQThe three leadership traits, drive, empowerment, and velocity, that fuel high performanceWhy most hiring processes are reactive and how to adopt a disciplined, systematic approachThe importance of trust and conflict management in fostering a high-trust cultureHow to use the “CAST” framework, clarity, accountability, structure, and trust for organizational designEpisode Chapters: 03:46 Rohit introduces the concept of People Quotient and how it was born from analyzing hundreds of P&Ls08:00 The three pillars of PQ: leadership capability, organizational design, and talent operations12:00 Why bad managers, not bad companies, are the primary reason people leave29:08 The real cost of attrition34:54 Retention as a leadership trait: what CEOs get wrong43:45 Talent operations: the three things companies consistently get wrong49:36 Why putting people first works from 3-person startups to 10,000 person organizations52:02 Closing reflections: people are not a support function, they are the strategyResources:Connect with the GuestLinkedIn: Rohit BassiRecommended Reading: People Priority The CEOs Blueprint for Winning Talent AcquisitionConnect with the HostLinkedIn: Ashish KothariWebsite: Happiness SquadBook: Hardwired For HappinessYouTube: Happiness Squad ChannelIf this conversation sparked something for you, please subscribe and leave a review, it takes 30 seconds and helps more people discover the show.

We've done a straight swap - Ro out, Kush in. Kushagra joins us live and direct from San Francisco with a recap of his time at the Socceroos vs Paraguay. We get the full experience, almost as good as being there. Kush has other American yarns for us including Vegas tales, a trip to a National Park and copping IMAX tickets. Miguel also wants to become a karen.We bring back 'Top 5's/10's,' with some World Cup themed ones and some not so World Cup themed ones.___________________________________________________________FULL PODCAST EPISODES

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for his third appearance, this time for a deep dive on retirement planning that takes apart the conventional model and rebuilds it around income and freedom rather than net worth.They walk through why Monte Carlo simulations and the 4% rule fail in the real world, how sequence of returns risk quietly destroys plans, and why net worth is the wrong number to chase. From there they lay out the two bookends of every plan, the 25X accumulation rule and the 12X annuity rule, and land on the middle ground: roughly 30% in risk-free assets paired with dividend growth equities, structured so you never have to sell unrealized losses.Chapters: 00:00 – Opening segment02:55 – Freedom vs. surety of income: two definitions 05:25 – Re-pensionizing America and why the wealthy never stop 08:45 – Why entrepreneurship is about who you become 12:30 – Why Monte Carlo simulations don't work 14:55 – Sequence of returns risk explained 16:50 – Why even a linear 9% return runs out of money 18:35 – Where to start: the two bookends 19:25 – The 4% rule and the 25X heuristic 20:25 – The annuity bookend and the 12X heuristic 22:30 – The annuity's Achilles heel: inflation 24:40 – Inflation riders and the joint annuity strategy 27:55 – Net worth is not a proxy for income 30:50 – Why age 65 is arbitrary 33:50 – Building toward a dream part-time job 36:05 – The 30% rule and the Ernst & Young study 43:35 – The S&P: great for accumulation, terrible for distribution 45:00 – Dividend achievers, aristocrats, and kings 47:35 – The magic number is 8: yield on cost explained 51:15 – Earn compound interest, pay simple interest 56:00 – Why this strategy is so hard to run 57:35 – The Bessembinder study and why indexing works 01:04:05 – A plan is not a plan if you can run out of money 01:06:20 – Closing segmentKey Takeaways:Retirement isn't the absence of work, it's freedom, the ability to do what you want, when you want, with whoever you want. The people who retire to something thrive; the ones who only retire from something often don't last.Net worth is not a proxy for income. Retirement planning is income planning. A zero-dollar net worth with $20,000 a month of guaranteed income beats a huge number you're too scared to spend down.You can average 7%, withdraw 4%, and still go broke. The average return doesn't matter, the sequence does. A couple of down years early in retirement force you to sell principal, and no Monte Carlo simulation can model human behavior, lifestyle creep, or a long-term care event.Know your two bookends. Multiply your target income by 25 (the 4% rule) for the high end of what you need to save, and by 12 (an 8% annuity) for the low end. For $100K a year, that's $2.5M versus $1.2M, and the right answer for most people sits in the middle.Index to dividend growth, not just the S&P. Roughly 40% of the S&P's total return since inception has come from dividends, and dividend aristocrats have historically raised payouts faster than inflation, giving you an inflation-indexed income stream instead of forcing you to decide what to sell, when, and how much.

Rohit John Chettri, singer-songwriter, joins us to talk about Nepal's evolving music and culture scene.

Fluent Fiction - Hindi: Landslide Lessons: A Himalayan Tale of Friendship and Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-25-07-38-20-hi Story Transcript:Hi: हरी-भरी हिमालय की तलहटियों में गर्मियों की सुबह थी।En: It was a summer morning in the lush green foothills of the Himalaya.Hi: रोहित, मीरा और कबीर तीन दोस्तों का दल थे, जो नए एडवेंचर की तलाश में निकले थे।En: Rohit, Meera, and Kabir were a trio of friends in search of a new adventure.Hi: रोहित को एक खुबसूरत झरना देखना था, जिसकी चर्चा उसने सुन रखी थी।En: Rohit wanted to see a beautiful waterfall he had heard about.Hi: गलियां संकरी थीं, मगर चारों तरफ फैली हरियाली मन मोह रही थी।En: The paths were narrow, but the surrounding greenery was captivating.Hi: मीरा चुपचाप जंगल के फूलों और पक्षियों की आवाजों को सुन रही थी।En: Meera was silently listening to the sounds of the forest flowers and birds.Hi: उसका मन वातावरण के बदलते रंगों को देखकर हल्का सा विचलित हो रहा था।En: Her mind was slightly unsettled by the changing colors of the environment.Hi: आसमान में बादल धीरे-धीरे घिरने लगे थे।En: Clouds were slowly gathering in the sky.Hi: दूसरी ओर, कबीर सबसे व्यावहारिक था।En: On the other hand, Kabir was the most practical.Hi: वह रोहित को सावधान रहने की सलाह दे रहा था, "सावधानी से रोहित, मौसम अचानक बदल सकता है।En: He was advising Rohit to be careful, "Be cautious, Rohit, the weather can change suddenly."Hi: "फिर भी, रोहित का जोश कम नहीं था।En: Still, Rohit's enthusiasm was undeterred.Hi: उसे विश्वास था कि वे पथरीले मार्गों से होते हुए अपने लक्ष्य तक पहुँच जाएंगे।En: He was confident that they would reach their destination through the rocky paths.Hi: वे सहमत होकर यात्रा जारी रखते हैं।En: They agreed and continued their journey.Hi: परंतु, तभी अचानक बारिश शुरू हो जाती है।En: However, it suddenly started raining.Hi: रास्ते फिसलन भरे और खतरनाक हो जाते हैं।En: The paths became slippery and dangerous.Hi: रोहित चाहता है कि वे आगे बढ़ें, लेकिन मीरा और कबीर की चिंताएं बढ़ती जा रही हैं।En: Rohit wanted to move forward, but Meera and Kabir's worries were increasing.Hi: तभी अकस्मात् एक भूस्खलन शुरू हो जाता है।En: Suddenly, a landslide began.Hi: चारों तरफ केवल मिट्टी ही मिट्टी थी।En: All around, there was just earth everywhere.Hi: उन्होंने जल्दी से एक सुरक्षित जगह की तलाश की।En: They quickly sought a safe place.Hi: उन्हें पास ही एक पर्वतीय झोंपड़ी दिखाई देती है।En: They saw a mountain hut nearby.Hi: बिना समय गवाएं, वे दौड़ते हुए वहाँ पहुँचते हैं।En: Without wasting time, they ran to it.Hi: वहाँ बैठकर, वे सोचने लगते हैं कि यह यात्रा क्यों की गई थी।En: Sitting there, they pondered why they had undertaken this journey.Hi: अंततः, बारिश थम जाती है और पहाड़ों का सौंदर्य पुनः लौट आता है।En: Eventually, the rain stopped, and the beauty of the mountains returned.Hi: इस अनुभव से रोहित को समझ आता है कि कभी-कभी मंज़िल तक पहुँचने से ज्यादा महत्वपूर्ण यात्रा का अनुभव होता है और दोस्तों का साथ होता है।En: From this experience, Rohit realized that sometimes the journey's experience and the company of friends are more important than reaching the destination.Hi: "अगली बार, थोड़ी और तैयारी करेंगे," रोहित ने मुस्कराते हुए कहा।En: "Next time, we'll prepare a bit more," Rohit said with a smile.Hi: यह सफर केवल उस खुबसूरत झरने की कामना तक सीमित नहीं रहा, बल्कि दोस्ती और सुरक्षा की सीख भी दे गया।En: This journey wasn't just about the desire to see that beautiful waterfall; it also taught them about friendship and safety.Hi: जब वे अंततः घर लौटते हैं, तो केवल एक खूबसूरत यात्रा की यादें ही नहीं होतीं, बल्कि मजबूत दोस्ती की भी कहानी होती है।En: When they finally returned home, they had memories of not just a beautiful journey but also a story of strong friendship. Vocabulary Words:lush: हरी-भरीfoothills: तलहटियोंtrio: दलadventure: एडवेंचरwaterfall: झरनाnarrow: संकरीcaptivating: मन मोहsilently: चुपचापunsettled: विचलितsurrounding: चारों तरफpractical: व्यावहारिकcautious: सावधानीenthusiasm: जोशundeterred: कम नहीं थाdestination: लक्ष्यrocky: पथरीलेslippery: फिसलन भरेlandsilde: भूस्खलनsought: तलाशpondered: सोचने लगतेeventually: अंततःexperience: अनुभवpreparation: तैयारीmemories: यादेंbeauty: सौंदर्यcompany: साथconfident: विश्वासsuddenly: अचानकdangerous: खतरनाकnearby: पास ही

The making of India's Constitution is usually told as the story of the few hundred prominent lawyers, politicians, and intellectuals who comprised the Constituent Assembly—the body tasked with drafting this historic document between 1946 and 1949. But a new book by the scholars Rohit De and Ornit Shani, Assembling India's Constitution: A New Democratic History, argues this familiar account captures only part of the story. Drawing on a remarkable range of archival material, the book shows that constitution-making was not confined to the halls of the Constituent Assembly alone. It also played out in provincial legislatures, princely states, government offices, civic associations, and communities across India. Ordinary citizens debated the constitution, petitioned its authors, organized around it, and creatively sought to shape its provisions. To discuss the book and its relevance for our understanding of India's democratic evolution, Rohit and Ornit join Milan on the show this week. Rohit is a professor of history at Yale University and the author of A People's Constitution: The Everyday Life of Law in the Indian Republic. Ornit is an associate professor of Asian Studies at Haifa University. She is the author of How India Became Democratic: Citizenship and the Making of the Universal Franchise. The trio discuss the serendipitous origins of the book, the authors' unusual writing process, and the gaps in the conventional account of India's constitution-making. Plus, the three talk about overlooked constitution-making efforts in the princely states and the forgotten story of Manipur's democratic experiment. Episode notes: “India's Hidden Treatise on Statecraft (with Rahul Sagar),” Grand Tamasha, November 2, 2022. Rohit De, A People's Constitution: The Everyday Life of Law in the Indian Republic (Princeton: Princeton University Press, 2018). Ornit Shani, How India Became Democratic: Citizenship and the Making of the Universal Franchise (New York: Cambridge University Press, 2017).  Rohit De and Ornit Shani, “Assembling India's Constitution: Towards a New History* Open Access,” Past & Present 263, no. 1 (May 2024): 205-248. Video: “How India Became Democratic (with Ornit Shani),” Carnegie Endowment for International Peace, April 25, 2018.

The boys are back and so is the World Cup chat, with the boys straight off a 4am wake up to watch the Socceroos. We talk Maccas collectables, Sen's looking for an ergonomic work chair and Ro's looking to furnish a new abode. We also have a bidet conundrum and should the internet be available to everyone.We have "World Cup Fun Facts," where we chat fun and wholesome stories of this World Cup and previous editions.___________________________________________________________FULL PODCAST EPISODES

The whole crew is back. Nick, Robbie, Mike, and Rohit reunite for a full-panel episode of the Sneaker History Podcast, and it feels exactly like catching up with friends who happen to know more about shoes than most people you know.They kick things off with Rockin' and Coppin', covering everything from Nipsey Hussle PUMAs and adidas SL EVOs to a World Cup craze over jerseys and some very real talk about what shoe buying looks like when adulting kicks in. From there, the conversation stretches across World Cup sneaker culture, 3D printing and foam technology in performance footwear, the history of player endorsements in soccer, and how the sport has become one of the most interesting spaces in the sneaker world right now.They also spend time on the rise of Skechers as a legitimate player in the athletic space (yes, really), dig into brand rivalries, talk representation in sneaker culture, and close with a preview of where women's basketball footwear might be heading next.It's a wide-ranging one, but that's the whole squad for you. Come for the sneakers, stay for the chaos.New episodes of the Sneaker History Podcast drop regularly. Subscribe wherever you listen and find everything at sneakerhistory.com.New episodes of the Sneaker History Podcast drop almost every Monday. Subscribe wherever you listen, find everything at sneakerhistory.com, and if you want more sneaker business insights, The Sneaker Newsletter goes out on Substack at thesneakernewsletter.com.Nick also has a book coming. Small Luxuries: Sneakers drops October 2026 and is available to pre-order now at bookshop.org/a/122044/9798317900854.If you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

Derek Champagne talks with Rohit Agarwal, CEO of The Weather Company.Rohit Agarwal is the CEO of The Weather Company, the world's most accurate forecaster. In this role, Rohit is responsible for setting the strategic vision that spans the company's digital consumer properties, including The Weather Channel app and weather.com, as well as its enterprise business across media,advertising, aviation, defense, and a variety of other industries. He stands behind the belief that high-performing teams are critical to innovation, growth, and impact, and diverse backgrounds and thinking benefit the end customer.Prior to joining The Weather Company, Rohit was the chief product and revenue officer at SoundCloud, the world's largest online community of artists, bands, DJs, and audio creators, where he led the vision, strategic execution, and revenue. This included overseeing business and product strategy, delivery and operations, design, product marketing, and growth. Through Rohit's leadership, SoundCloud refactored the product, doubled its subscriber base, and meaningfully improved its ads business, leading the company to its first profitable year in its 16-year history.Rohit previously served as chief product and growth officer at CNN. Throughout his career, he has driven 2-3x user and revenue growth across leading companies in industries including music (Last.fm, CBS), media(CNN/WarnerMedia, The Economist, Bild), banking (HSBC), B2B SaaS (Trustpilot, Akamai), and consumer internet (AOL). Rohit is a frequent speaker at leading conferences (Google I/O, SXSW, CES, RISE, WebSummit, Product Summit), an active advisor and investor in startups, and launched his own startup in the past. He is also a committed supporter of diverse and inclusive education initiatives – both as a board member of the Smithsonian's Center for Folklife and Cultural Heritage and as a board member of Leap Year, a unique program based in metro Atlanta dedicated to improving college access and early adolescent reading skills to under-represented youth.Rohit lives in Atlanta with his wife and two daughters. An avid sports fan, he also enjoys playing soccer and tennis, painting, and cooking, and he acknowledges that his creative endeavors make him a better leader.Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Fluent Fiction - Hindi: The High-Stakes Game: Trust and Triumph at the Poker Table Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-19-07-38-20-hi Story Transcript:Hi: गर्मियों की उस शाम में, जब सूरज धीमे-धीमे डूब रहा था और कमरे में एक हल्की नमी सी थी, एक शानदार पोकर खेल चल रहा था।En: On that summer evening, when the sun was slowly setting and there was a light humidity in the room, a magnificent poker game was underway.Hi: कमरा भीतर से आलीशान था, दीवारों पर हल्की रोशनी और चारों ओर खिलाड़ियों की आमद-रफ्त थी।En: The room was luxurious from the inside, with soft lighting on the walls, and players were bustling around.Hi: कार्डों की खरखराहट और चिप्स की खनखनाहट के बीच आमने-सामने बैठे थे तीन दोस्त - अर्जुन, रोहित और मीरा।En: Amidst the shuffle of cards and the clink of chips sat three friends face-to-face - Arjun, Rohit, and Meera.Hi: अर्जुन ने अपनी आँखें मेज़ पर लगाईं।En: Arjun kept his eyes fixed on the table.Hi: उसका मन विचलित था, क्योंकि दांव पर थी उसकी पारिवारिक उम्मीदें।En: His mind was restless because his family's hopes were on the line.Hi: वह जानता था कि यह जीत उसके लिए कितनी अहम है।En: He knew how important this victory was for him.Hi: फिर भी, वह मुस्कुराता रहा, अपने भावनाओं को छुपाते हुए।En: Still, he kept smiling, hiding his emotions.Hi: उसकी निगाह बार-बार रोहित पर जाती।En: His gaze kept returning to Rohit.Hi: अर्जुन को याद था बचपन का वह दोस्त, जिसने उसका साथ कभी नहीं छोड़ा था।En: Arjun remembered that childhood friend who had never left his side.Hi: लेकिन एक संदेह भी उसके दिल में उमड़ रहा था।En: But a doubt also swirled in his heart.Hi: क्या वाकई में रोहित उसका साथ देगा?En: Would Rohit really support him?Hi: अर्जुन ने खुद को भरोसा दिलाने की कोशिश की।En: Arjun tried to reassure himself.Hi: "विश्वास करो, अर्जुन," उसने मन ही मन कहा, "रोहित तुम्हारा सच्चा दोस्त है।En: "Trust, Arjun," he said to himself, "Rohit is your true friend."Hi: "खेल के बीच एक पल ऐसा आया जब अर्जुन के हाथ में कमजोर कार्ड थे।En: There came a moment in the game when Arjun had weak cards in his hand.Hi: उसके सामने बैठी थी मीरा, जिसकी चालाकी शहर भर में मशहूर थी।En: Sitting opposite him was Meera, whose cunning was famous throughout the city.Hi: अर्जुन ने गहरी सांस ली।En: Arjun took a deep breath.Hi: मीरा मुस्कराते हुए अपने कार्ड देख रही थी, उसकी नज़रें अर्जुन के हर हाव-भाव को तौल रही थीं।En: Meera was smiling while looking at her cards, her eyes weighing Arjun's every expression.Hi: सभी उपस्थित लोगों की नजरें अर्जुन पर थीं।En: Everyone present had their eyes on Arjun.Hi: उसने अंदर से उठा हल्का संदेह को दबाया और एक बड़ा दांव लगाने का निर्णय लिया।En: He suppressed the mild doubt rising inside and decided to place a big bet.Hi: यह अब या कभी नहीं का मौका था।En: It was a now or never moment.Hi: उसने अपनी आँखों में विश्वास की चमक के साथ, मीरा की ओर देखकर मुस्कराया।En: With a spark of confidence in his eyes, he looked at Meera and smiled.Hi: "मैं सब कुछ दांव पर लगाता हूँ," उसने धीरे से कहा।En: "I bet everything," he said slowly.Hi: मीरा ने अपनी भौं उठाई, लेकिन अपने चेहरे पर उभरे हल्के झिझक को छुपा नहीं सकी।En: Meera raised an eyebrow, but couldn't hide the slight hesitation on her face.Hi: अर्जुन को लगा कि वह इस बार सही जगह पर दांव लगा रहा है।En: Arjun felt he was placing his bet in the right spot this time.Hi: उसने उसकी आँखों में एक पलक झपकाहट देखा, यह जानते हुए कि वह होशियार थी लेकिन कभी-कभी पकड़ में आ ही जाती थी।En: He saw a flicker in her eyes, knowing she was smart but sometimes could be caught off guard.Hi: अंत में, मीरा ने झुक का कार्ड ठोक दिया।En: In the end, Meera laid down her cards with a sigh.Hi: "तुम जीते, अर्जुन!En: "You win, Arjun!"Hi: " उसने कहा, हँसते हुए।En: she exclaimed, laughing.Hi: अर्जुन की खुशी देखते ही बनती थी।En: Arjun's happiness was obvious.Hi: उसने कमरे में उपस्थित हर व्यक्ति से हाथ मिलाया और मेज़ से उठ खड़ा हुआ।En: He shook hands with everyone present in the room and stood up from the table.Hi: उसने जाना कि विश्वास और दोस्ती की ताकत से बड़ा कुछ नहीं।En: He realized that nothing is more powerful than the strength of trust and friendship.Hi: रोहित के साथ उसने जीत की खुशी बाँटते हुए कहा, "तुम्हारा यकीन हमेशा सही होता है, दोस्त।En: Sharing his victory joy with Rohit, he said, "Your faith is always right, my friend."Hi: "उस रात अर्जुन सिर्फ पैसे ही नहीं जीता, बल्कि उसने पहली बार असली जीत का स्वाद चखा—आत्मविश्वास और दोस्ती का।En: That night, Arjun not only won money but tasted true victory for the first time—confidence and friendship.Hi: अब वह जानता था कि इंसान को कब और किस तरह दूसरों पर विश्वास रखना चाहिए।En: Now he knew when and how one should trust others. Vocabulary Words:humidity: नमीmagnificent: शानदारluxurious: आलीशानbustling: आमद-रफ्तrestless: विचलितvictory: जीतemotions: भावनाएँreassure: भरोसा दिलानाcunning: चालाकीhesitation: झिझकexpression: हाव-भावconfidence: विश्वासhesitate: झिझकनाobvious: देखते ही बनताstrength: ताकतflicker: पलक झपकाहटgaze: निगाहsupport: साथsuppress: दबानाspark: चमकbet: दांवdecide: निर्णय लेनाfamous: मशहूरtaste: स्वादtrust: विश्वासpowerful: बड़ाvictory: जीतfaith: यकीनreiterate: दोहरानाimportant: अहम

Welcome back to The SaaS CFO Podcast! In today's episode, Ben sits down with Rohit Bhadange, co-founder and CEO of Zamp—the operating system for sales tax compliance that's bringing much-needed visibility and automation to a traditionally complex space. From his roots in investment banking and private equity to launching Zamp in 2022, Rohit Bhadange shares how his team is reshaping compliance for the entire digital economy, serving everyone from early-stage SaaS founders to enterprises approaching $500 million in revenue. Learn how Zamp leverages AI and data transparency to drive operational leverage and win trust from both customers and accounting partners, resulting in rapid fundraising traction and a business growing 5–6x since their Series A. We'll discuss Zamp's approach to pricing, global expansion, customer acquisition strategies, and hear Rohit Bhadange's insight on SaaS growth metrics, operating leverage, and what sets a modern compliance platform apart. Whether you're a SaaS founder, CFO, or just fascinated by the evolving intersection of AI and finance, this conversation is packed with valuable takeaways. Show Notes: 00:00 Targeting mid-sized enterprise customers 03:20 Expanding international market reach 09:26 Building in Stealth Mode 11:03 Choosing the Right Investors 14:01 Improving AI with Transparent Workflows 17:48 Outcome-based pricing strategy 21:27 Growth and efficiency improvements 23:30 Where to find Rohit online Links: SaaS Fundraising Stories: https://www.thesaasnews.com/news/zamp-bags-30m-in-total-funding Rohit Bhandage's LinkedIn: https://www.linkedin.com/in/rohitbhadange/ Zamp's LinkedIn: https://www.linkedin.com/company/zamptax/ Zamp's Website: https://zamp.com/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray

Just when you thought Ro's stories couldn't get more ridiculous, he brings a new one that somehow tops all the others. As we wrap our heads around what Ro had just told us, friend of the show Jack sends in a mental submission basically outlining a redundancy Hunger Games in Norway. Sen then rants about SpaceX.We end with some helpful tips and tricks for those who are not so in tune with the FIFA World Cup.___________________________________________________________FULL PODCAST EPISODES

In this episode, Aaron interviews Rohit about being at the Knicks clinching game in San Antonio, and convincing Uber to bring former Knick Charles Oakley with him. We come full hope circle with a conclusion unlike any episode before with hope anyone can use. We really are almost to Episode 200! Plus, a recap of the White House Freedom 250 UFC fight that Aaron actually watched all of.  Plus Debbie Upper and a preview of The Hopeless Show heading to Washington DC!

Fluent Fiction - Hindi: Mysteries Unveiled at Rashtriya Kala Sangrahalaya Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-13-07-38-19-hi Story Transcript:Hi: राष्ट्रीय कला संग्रहालय की विशाल इमारत के भीतर गूंजते कदमों की ध्वनि से वाकिफ, अनिशा के चेहरे पर ग़ज़ब की ध्यानमग्नता थी।En: Within the vast building of the Rashtriya Kala Sangrahalaya, familiar with the echoing footsteps, there was an intense focus on Anisha's face.Hi: गर्मियों का मौसम दिल्ली के बाहरी गलियों में गर्मी और गहमागहमी ला रहा था, परंतु इस संग्रहालय के शांत और ठंडे कमरों में एक अलग दृश्य उभर रहा था।En: The summer season was bringing heat and hustle to the outer streets of Delhi, but a different scene was emerging in the quiet, cool rooms of this museum.Hi: एक महत्वपूर्ण चित्रकारी गायब हो चुकी थी और उसकी जगह पर लगभग एक जैसी नकली कृति थी।En: An important painting had gone missing, and in its place was a nearly identical fake.Hi: अनिशा, जो कला इतिहासकार होने के साथ-साथ रहस्य सुलझाने के प्रति गहरा जुनून रखती थी, इस केस को अपने हाथ में लेने के लिए उतारू थी।En: Anisha, who was both an art historian and deeply passionate about solving mysteries, was eager to take on this case herself.Hi: वह अकेले अपनी पहचान बनाना चाहती थी।En: She wanted to establish her identity alone.Hi: लेकिन उसका सामना हुआ रोहित से, जो संग्रहालय का सुरक्षा गार्ड था।En: But she faced Rohit, who was the museum's security guard.Hi: रोहित चिंतित था, अपनी नौकरी खोने के डर से।En: Rohit was anxious, fearing he might lose his job.Hi: उसने निश्चय किया कि वह अपनी काबिलियत साबित करेगा।En: He was determined to prove his capability.Hi: संजय, एक रहस्यमयी कलाकार, आया करता था और लगता था कि उसे कुछ अधिक जानकारी है।En: Sanjay, a mysterious artist, would frequent the museum and seemed to know something more.Hi: अनिशा ने तमीज से प्रश्न पूछे, परंतु संजय हमेशा टालमटोल करता रहा।En: Anisha asked questions politely, but Sanjay always evaded them.Hi: जब अनिशा ने पहली बार रोहित को अपनी टीम में शामिल करने का निर्णय लिया, तो उसे एहसास हुआ कि टीमवर्क के माध्यम से वह अधिक सफलता प्राप्त कर सकती है।En: When Anisha first decided to include Rohit in her team, she realized that through teamwork, she could achieve more success.Hi: जैसे-जैसे दिन बीत रहे थे, समय की सूईयां तेज़ी से चल रही थीं।En: As the days passed, the hands of time were moving quickly.Hi: संग्रहालय के अधिकारियों ने तुरंत जवाब मांग रखा था।En: Museum officials demanded immediate answers.Hi: अनिशा, रोहित और संजय के बीच की यह प्रतियोगिता एक मुश्किल पहेली में बदल गई थी।En: The competition between Anisha, Rohit, and Sanjay turned into a difficult puzzle.Hi: एक दिन, संजय ने अनिशा को अपने एक चित्र में एक कोड दिखाया।En: One day, Sanjay showed Anisha a code in one of his paintings.Hi: अनिशा को समझ आया कि यही कूटबद्ध सन्देश खोई हुई पेंटिंग के स्थान को बताने के लिए था।En: Anisha realized that this encoded message was meant to reveal the location of the missing painting.Hi: लेकिन संजय चाहता था कि अनिशा जल्द से जल्द इसे समझे।En: But Sanjay wanted Anisha to understand it promptly.Hi: कुछ घंटों की गहन अध्ययन के बाद, अनिशा ने सफलता पा ली।En: After a few hours of intense study, Anisha succeeded.Hi: उसने कोड को सही से पहचाना और असली पेंटिंग का स्थान ढूंढ लिया।En: She correctly identified the code and found the location of the real painting.Hi: अगली सुबह एक महत्वपूर्ण प्रदर्शनी होने जा रही थी और अनिशा की तत्परता से अंतिम समय पर पेंटिंग को सही स्थान पर रखा जा सका।En: The next morning, an important exhibition was to take place, and thanks to Anisha's promptness, the painting was placed correctly at the last moment.Hi: इस दौड़ में सफलता के बाद, अनिशा ने आत्मविश्वास पाया और रोहित ने अपने काम में संतोष की भावना महसूस की।En: After this successful race, Anisha gained confidence and Rohit felt a sense of satisfaction in his work.Hi: संग्रहालय ने अनिशा की तत्परता और कला के प्रति उग्र लगन को बहुत सराहा।En: The museum greatly appreciated Anisha's promptness and her fierce passion for art.Hi: राष्ट्रीय कला संग्रहालय की दीवारों ने एक और कहानी अपने इतिहास में जोड़ ली थी, जो न केवल कला की बल्कि कलात्मक खोज के जुनून की थी।En: The walls of the Rashtriya Kala Sangrahalaya had added another story to their history, one that was not only about art but also about the passion for artistic discovery. Vocabulary Words:vast: विशालechoing: गूंजतेfocus: ध्यानमग्नताhustle: गहमागहमीidentical: जैसीhistorian: इतिहासकारpassionate: जुनूनestablish: पहचानanxious: चिंतितcapability: काबिलियतfrequent: आया करताpolitely: तमीज सेevaded: टालमटोलrealized: समझ आयाpromptly: जल्द से जल्दencoded: कूटबद्धpromptness: तत्परताsatisfaction: संतोषappreciated: सराहाdiscovery: खोजfamiliar: वाकिफmissing: गायबfake: नकलीestablish: निर्णयmysterious: रहस्यमयीpuzzle: पहेलीsuccess: सफलताimportant: महत्वपूर्णconfidence: आत्मविश्वासfierce: उग्र

Fluent Fiction - Hindi: Aparna's Farewell: Embracing Change with Heartfelt Goodbyes Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-12-07-38-19-hi Story Transcript:Hi: गर्मियों की दोपहर में, मुंबई की एक ऊँची इमारत की चमचमाती काँच की दीवारें नीचे शहर की हलचल को प्रतिबिंबित कर रही थीं।En: On a summer afternoon, the gleaming glass walls of a tall building in Mumbai were reflecting the hustle and bustle of the city below.Hi: यही वह स्थान था जहाँ अपर्णा के विदाई पार्टी का आयोजन किया गया था।En: This was the place where Aparna's farewell party was organized.Hi: ऑफिस में हर कोई अपर्णा की निष्ठा और मेहनत की सराहना करता था।En: Everyone in the office appreciated Aparna's dedication and hard work.Hi: उनकी नई पदोन्नति पर सब खुश थे, लेकिन अपर्णा के मन में कुछ और ही चल रहा था।En: They were all happy about her new promotion, but something else was on Aparna's mind.Hi: अपर्णा को एक नई जगह जाना था।En: Aparna had to move to a new place.Hi: वह लंबे समय से इस प्रमोशन का इंतजार कर रही थी, लेकिन अपने करीबी दोस्तों और मुंबई से दूर जाने का विचार उन्हें सताने लगा था।En: She had been waiting for this promotion for a long time, but the thought of moving away from her close friends and Mumbai began to weigh on her.Hi: पार्टी में मुस्कुराते हुए, अपर्णा ने सबका स्वागत किया।En: Smiling at the party, Aparna welcomed everyone.Hi: संगीत की धीमी धुन के बीच अपर्णा ने खुद को संभाला।En: Amid the soft tunes of music, Aparna composed herself.Hi: उसने तय किया कि वह अपनी भावनाओं को पार्टी में प्रकट नहीं करेगी।En: She decided she wouldn't reveal her emotions at the party.Hi: वह सबसे मिलकर उनका दिल से धन्यवाद करना चाहती थी।En: She wanted to meet everyone and sincerely thank them.Hi: इस बीच, रोहित, अपर्णा का करीबी सहकर्मी, पार्टी की ओर बढ़ा।En: Meanwhile, Rohit, Aparna's close colleague, approached the party.Hi: उसने गिलास उठाया और कहा, "अपर्णा, तुम केवल एक सहकर्मी नहीं, बल्कि एक सच्ची मित्र हो।En: He raised a glass and said, "Aparna, you are not just a colleague but a true friend.Hi: मुंबई में तुम्हारा योगदान अविस्मरणीय रहेगा।En: Your contributions to Mumbai will remain unforgettable."Hi: " रोहित के ये शब्द सुनते ही अपर्णा धीरे-धीरे अपनी भावनाओं को काबू नहीं कर पाई।En: Listening to Rohit's words, Aparna slowly found it hard to control her emotions.Hi: उसने गहरी सांस ली और सबके बीच खड़ी होकर कहा, "आप सभी का धन्यवाद।En: She took a deep breath and stood up among everyone and said, "Thank you all.Hi: यह निर्णय मेरे लिए आसान नहीं था, लेकिन यह सब आपके सहयोग से ही संभव हुआ है।En: This decision was not easy for me, but it was only possible because of your support.Hi: मैं आप सबको बहुत मिस करूंगी।En: I will miss you all very much."Hi: " उसकी आँखों में आंसू थे, लेकिन चेहरे पर मुस्कान भी।En: There were tears in her eyes, but a smile on her face too.Hi: उसके शब्द सुनकर नेहा, उसकी सहेली, पास आई और कहा, "हम हमेशा तुम्हारे साथ हैं, चाहे तुम कहीं भी जाओ।En: Hearing her words, Neha, her friend, came over and said, "We are always with you, no matter where you go."Hi: "सभी साथियों ने तालियों की गड़गड़ाहट से अपर्णा का हौसला बढ़ाया।En: All the colleagues applauded to encourage Aparna.Hi: अपर्णा ने अनुभव किया कि उसके फैसले में अब कोई दुविधा नहीं है।En: Aparna felt that there was no longer any doubt in her decision.Hi: वह जान गई थी कि परिवर्तन के साये में रिश्तों का महत्त्व और मजबूत होता है।En: She realized that under the shadow of change, the importance of relationships only grows stronger.Hi: अब वह आत्मविश्वास से भरी थी।En: Now, she was filled with confidence.Hi: वह अपने नए जीवन की यात्रा के लिए तैयार थी, आत्मिक संतोष और अपने दोस्तों के प्यार को अपने दिल में संजोए हुए।En: She was ready for the journey of her new life, carrying spiritual contentment and the love of her friends in her heart. Vocabulary Words:gleaming: चमचमातीreflection: प्रतिबिंबितhustle and bustle: हलचलfarewell: विदाईdedication: निष्ठाemotions: भावनाओंamid: बीचcomposed: संभालाsincerely: दिल सेcontributions: योगदानdeep breath: गहरी सांसapplauded: तालियों की गड़गड़ाहटencourage: हौसला बढ़ायाdoubt: दुविधाconfidence: आत्मविश्वासjourney: यात्राspiritual contentment: आत्मिक संतोषunforgettable: अविस्मरणीयdecision: निर्णयimportance: महत्त्वrelationships: रिश्तोंshadow: सायेcontemplate: विचारpromotion: पदोन्नतिrevealing: प्रकटcontrol: काबूclose colleague: करीबी सहकर्मीtrue friend: सच्ची मित्रsupport: सहयोगassemble: संजोए

My guest in this episode is Rohit Punyani, the co-founder of The Owner's Asset, a firm focused on helping small business owners, 1099 professionals, and high-income earners build tax-aware retirement strategies with greater control, flexibility, and long-term ownership.With experience in capital markets and private wealth management, Rohit works closely with business owners and CPAs to design practical strategies for reducing tax drag, improving retirement outcomes, and helping owners keep more of what they earn.Interview Links:The Owners Asset https://ownersasset.com/Subscribe To Our Weekly Newsletter:The Wealth Dojo: https://subscribe.wealthdojo.ai/Download all the Niches Trilogy Books:The 21 Best Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-best-cashflow-niches-book⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-best-cashflow-niches⁠The 21 Most Unique Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-most-unique-cashflow-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-most-unique-niches⁠The 21 Best Cash Growth NichesDigital: ⁠https://www.cashflowninjaprograms.com/the-21-best-cash-growth-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-cash-growth-nichesThe 21 Next Level Cashflow NichesDigital: https://www.cashflowninjaprograms.com/the-21-next-level-cashflow-niches-book-free-downloadAudio: https://podcasters.spotify.com/pod/show/the-21-next-level-nichesListen To Cashflow Ninja Podcasts:Cashflow Ninja⁠https://podcasters.spotify.com/pod/show/cashflowninja⁠Cashflow Investing Secrets⁠https://podcasters.spotify.com/pod/show/cashflowinvestingsecrets⁠Cashflow Ninja Banking⁠https://podcasters.spotify.com/pod/show/cashflow-ninja-banking⁠Connect With Us:Website: http://cashflowninja.comPodcast: http://cashflowinvestingsecrets.comPodcast: http://cashflowninjabanking.comSubstack: https://mclaubscher.substack.com/Amazon Audible: https://a.co/d/1xfM1VxAmazon Audible: https://a.co/d/aGzudX0Facebook: https://www.facebook.com/cashflowninja/Twitter: https://twitter.com/mclaubscherInstagram: https://www.instagram.com/thecashflowninja/TikTok: https://www.tiktok.com/@cashflowninjaLinkedin: https://www.linkedin.com/in/mclaubscher/Gab: https://gab.com/cashflowninjaYoutube: http://www.youtube.com/c/CashflowninjaRumble: https://rumble.com/c/c-329875

Once again it's just 2 of the lads on this week's episode and with Migs and Sen you know it's going to be World Cup themed. The boys talk World Cup songs, World Cup ads, KSI leaving the sidemen, a gnarly story out of the UK and Sen started a fight.The boys play some World Cup quizzes to test their ball knowledge.___________________________________________________________FULL PODCAST EPISODES

Summary This is part 3 of our series. What if your quarterly tax bill could become a retirement engine? In this episode, Wade sits down with Rohit Punyani, founder of The Owner's Asset, to unpack the pension strategy most business owners and their advisors overlook. The conversation covers the sequence of financial planning, the psychology of guaranteed income, and how to combine IBC with a defined benefit pension to fund whole life insurance and annuities at wholesale pricing through tax deductions. Ro and Wade also break down who qualifies, what the first conversation looks like, and how a $1.8 million deduction can create an $11 million estate planning shield. The message is clear: structure your capital in the right order, and the numbers take care of themselves. In our previous episodes, we dive in into lots of other topics: In part 1 Wade Borth and Rohit Punyani explore how small business owners can use a cash balance plan to capture six-figure tax deductions while building a seven-figure guaranteed retirement. Rohit walks through the two schools of retirement thought, the mechanics of a pension compared to a 401(k), and the compelling opportunity to purchase whole life insurance inside a pension using pre-tax dollars. If you have been writing painful tax checks without a clear strategy, this conversation shows you where that money could go instead. Check part 1 of this conversation in here In Part 2 of this conversation, Wade and Rohit Punyani go deep on who a cash balance plan actually works for, why older business owners carry the biggest advantage, and how a seasoned whole life policy can transform required minimum distributions from a tax event into a source of non-taxable cash flow. Rohit explains how the IRS has written a secondary retirement system specifically for the business owner who took risk, and how that system can help make up for every year spent building a company instead of a retirement account. If your business has been funding the IRS for years, this episode shows you how to redirect that money. Check part 2 of this conversation in here Key Takeaways Sequence matters more than the total amount of capital. IBC is the foundation, a pension adds whole life and annuities with pre-tax dollars, and markets or real estate come after. Guaranteed income removes the scarcity mindset in retirement. People with income live abundantly; people drawing down assets tend to pull back every time the market dips. If your liquidity does not scale with your wealth and income, your financial plan is fragile. Business owners paying $20,000 to $30,000 or more in quarterly estimated taxes may qualify for a defined benefit pension that turns a tax liability into a retirement asset. Life insurance and estate planning can be layered inside a pension structure, allowing business owners to manufacture significant liquidity at a fraction of the out-of-pocket cost. Links and Resources sagewealthstrategy.com Part 1: Six Figures Off, Seven Figures Built Part 2: Your Business Owes You a Pension  Keywords pension strategy for business owners, defined benefit pension, tax arbitrage, infinite banking concept, IBC, whole life insurance, annuities, guaranteed income retirement, cash value life insurance, Wade Borth, Rohit Punyani, The Owner's Asset, business owner retirement planning, 1099 retirement strategy, self-employed pension, estate planning life insurance, family banking, financial liquidity, cash flow retirement, scarcity mindset retirement Episode Highlights [00:01:45 - 00:02:25] Ro explains why capital structure matters as much as total capital, and how starting a $40,000 annual policy in your forties generates six-figure cash flow by your seventies. [00:03:05 - 00:04:06] Wade and Ro align on the need for a process that wins every time, and Wade introduces the sequence framework: how you pack your bags going up the hill determines how you come back down. [00:05:27 - 00:06:24] The 2016 LIMRA annual report and the 2005 Wall Street Journal article 'Friends, Neighbors, and Annuities' show that people with annuities live longer and carry less financial stress. [00:06:25 - 00:07:10] Wade references Tom Hegna's principle: people with income are happy, people with assets are miserable. A real client story about a market dip derailing a boat purchase brings it to life. [00:10:25 - 00:11:25] Ro shares his epiphany as a former chief investment officer and credits Wade with the principle: if your liquidity does not scale with your wealth, your plan is fragile. [00:13:26 - 00:15:02] Ro walks through who qualifies for a pension, what the first conversation looks like, and why roughly 30 percent of inquiries are not yet in the model's sweet spot. [00:17:28 - 00:18:15] Ro describes how a pension structure enabled estate planning for a 70 and 68-year-old couple: $1.8 million in deductions created an $11 million estate planning shield. [00:18:34 - 00:19:23] Wade and Ro clarify who should reach out: self-employed individuals on 1099, K-1, or W-2 from their own S corp, making quarterly estimated tax payments of $20,000 or more.  

Sen kicks us off this week with a new Maxibon rare unit - there seems to be dozens of people like this. Ro has restaurant stories out the wazoo, Migs has an update on his hike and finally Sen talks Tim Payne, Vivid drones and Harambe (RIP).Top 5's and 10's are back this week and we have some doozies, including ones that are completely vibes based.___________________________________________________________FULL PODCAST EPISODES

Fluent Fiction - Hindi: Rekindling Bonds: A Family's Heartwarming Jaipur Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-06-02-07-38-20-hi Story Transcript:Hi: रंगीन शहर जयपुर की भीड़-भाड़ में, जहाँ हर नुक्कड़ पर इतिहास की कहानी बिखरी पड़ी है, एक परिवार अपनी गाड़ी में बैठा था।En: In the bustling city of Jaipur, where every corner is scattered with tales of history, a family was sitting in their car.Hi: वसंत के खुशनुमा मौसम में, हवा हल्की और सुगन्धित थी।En: In the pleasant spring weather, the air was light and fragrant.Hi: राजसी हवामहल की छायाओं में, रोहित ने गाड़ी की गति धीमी की।En: In the shadows of the majestic Hawa Mahal, Rohit slowed the car down.Hi: रोहित का मन उस समय को याद करता था जब चीजें सरल हुआ करती थीं।En: Rohit's mind recalled a time when things used to be simpler.Hi: लेकिन अब, सारी पुरानी बातें पीछे छूट गई थीं।En: But now, all the old things had been left behind.Hi: समय की धारा में सबने अपनी जगह बदल ली थी।En: In the flow of time, everyone had changed their place.Hi: अंजलि ने सीट के पीछे झुकते हुए कहा, "हम हर साल साथ छुट्टियों पर जाते थे।En: Anjali leaned back in her seat and said, "We used to go on holidays together every year.Hi: इस बार भी हमें कुछ नया करना चाहिए।En: We should do something new this time too."Hi: ""इस बार सब कुछ ठीक होगा, मैं वादा करता हूँ," रोहित ने अपनी बात में विश्वास जगाते हुए कहा।En: "This time everything will be fine, I promise," Rohit said, instilling confidence into his words.Hi: उनके बगल में बैठी अंजलि ने मुस्कुराते हुए कहा, "अच्छी बात है, हमें सबको मिलकर समय बिताना होगा।En: Anjali, sitting next to him, smiled and said, "That's good, we need to spend time together with everyone."Hi: "पीछे बैठी देविका, जो अभी किशोरावस्था में कदम रख चुकी थी, बेमन से सुन रही थी।En: In the back, Devika, who had just stepped into her teenage years, was listening reluctantly.Hi: उसे लगा उसका परिवार उसे नहीं समझता।En: She felt like her family didn't understand her.Hi: इसी बीच, अंजलि ने सुझाव दिया, "गंगा दशहरा है।En: In the meantime, Anjali suggested, "It's Ganga Dussehra.Hi: क्यों न हम स्थानीय उत्सव में शामिल हों?En: Why don't we join the local festival?Hi: शायद सबको अच्छा लगे।En: Maybe everyone will enjoy it."Hi: "रोहित ने कहा, "अच्छा है, थोड़ा समय अलग-अलग तरह से बिता सकते हैं।En: Rohit said, "That's good, we can spend some time in different ways."Hi: " हालांकि देविका ने थोड़ा संकोच किया लेकिन अंततः उसने हामी भर दी।En: Although Devika hesitated a bit, she eventually agreed.Hi: जब वे उत्सव में पहुंचे, वहाँ का माहौल बेहद उत्साहपूर्ण था।En: When they reached the festival, the atmosphere was full of enthusiasm.Hi: झूमते-गाते लोग, तरह-तरह की रंगीन पोशाकें और हँसी-खुशी की गूंज चारों ओर फैली हुई थी।En: People were dancing and singing, with all sorts of colorful costumes and the sound of laughter and joy all around.Hi: इस सबके बीच देविका धीरे-धीरे आराम महसूस करने लगी।En: Amidst all this, Devika began to feel comfortable.Hi: अचानक, एक स्थानीय नृत्य मंडली मंच पर आई।En: Suddenly, a local dance troupe came on stage.Hi: देेखते ही देखते देविका भी भीड़ में घुल गई और उनके साथ नाचने लगी।En: Before long, Devika blended into the crowd and started dancing with them.Hi: रोहित और अंजलि को खुशी के साथ-साथ आश्चर्य हुआ।En: Rohit and Anjali were both pleasantly surprised and happy.Hi: ऐसा लगा जैसे देविका ने सभी दरारों को भर दिया हो।En: It seemed like Devika had filled in all the gaps.Hi: रंगीन आकाश के नीचे, हवामहल के ऊपर से, वे तीनों जयपुर का सुंदर नजारा देख रहे थे।En: Under the colorful sky, above the Hawa Mahal, the three of them were watching the beautiful view of Jaipur.Hi: जयपुर की अजब-गजब आवाजों के बीच एक नई समझ ने जगह ले ली थी।En: Amidst the unique sounds of Jaipur, a new understanding had taken place.Hi: रोहित ने मुस्कराते हुए कहा, "हम भले ही कितना भी व्यस्त क्यों न हों, लेकिन इन पलों की अपनी एक खासियत होती है।En: Rohit smiled and said, "No matter how busy we are, these moments have their own special charm."Hi: "अंजलि ने कहा, "यह सच है।En: Anjali said, "It's true.Hi: हमें जीवन के इन छोटे-छोटे पलों को अपनाना चाहिए।En: We should embrace these little moments in life."Hi: " देविका ने भी खुशी से सहमति में सिर हिलाया।En: Devika nodded in agreement with happiness.Hi: एक नए सिरे से परिवार के बीच हंसी की आवाज भर आई।En: A new wave of laughter filled the family.Hi: उस दिन का सूर्यास्त एक नहीं, कई रिश्तों की नई शुरुआत का गवाह बना।En: That day's sunset witnessed not just one, but the beginning of many new relationships.Hi: सीधे-सादे शब्दों में, वे एक बार फिर से साथ हो गए थे।En: Simply put, they were once again united. Vocabulary Words:bustling: भीड़-भाड़fragrant: सुगन्धितmajestic: राजसीrecalled: याद कियाinstilling: जगाते हुएreluctantly: बेमन सेenthusiasm: उत्साहपूर्णcolorful: रंगीनtroupe: मंडलीpleasantly: खुशी के साथblended: घुल गईcharm: खासियतembrace: अपनानाrelationships: रिश्तोंunited: साथscattered: बिखरी पड़ीsimpler: सरलbehind: पीछेconfidence: विश्वासhesitated: संकोच कियाeventually: अंततःatmosphere: माहौलcostumes: पोशाकेंamidst: बीचpleasantly: खुशी के साथsurprise: आश्चर्यfilled: भराunique: अजब-गजबnod: सहमति में सिर हिलानाwitnessed: गवाह बना

Summary In part 1 Wade Borth and Rohit Punyani, founder of The Owner's Asset, explore how small business owners can use a cash balance plan to capture six-figure tax deductions while building a seven-figure guaranteed retirement. Rohit walks through the two schools of retirement thought, the mechanics of a pension compared to a 401(k), and the compelling opportunity to purchase whole life insurance inside a pension using pre-tax dollars. If you have been writing painful tax checks without a clear strategy, this conversation shows you where that money could go instead. Check part 1 of this conversation in here We continue this episode in part 2, as most business owners know they should be saving for retirement. What they don't know is how much the tax code has stacked the deck in their favor. In this episode, Wade and Rohit Punyani of The Owner's Asset dig into who a cash balance plan actually works for, why older business owners have the biggest advantage, and how to run a pension and a 401(k) together for maximum effect.  Rohit also breaks down one of the most underused strategies in retirement planning: depositing required minimum distributions into a seasoned whole life policy to convert taxable income into accessible, non-taxable cash flow. If your business has been funding the IRS instead of your future, this conversation is for you. Part 3 ends up with Wade and Rohit, going deep in conversation to explore a strategy most advisors never mention. Together they walk through how sequence, guaranteed income, and a pension structure can reduce tax bills, fund whole life insurance at wholesale, and build a retirement income that removes the scarcity mindset. The conversation ties IBC, annuities, and pension design into a single framework built around clarity, perspective, and guidance.  Check part 3 of this conversation in here Key Takeaways The ideal candidate: a stable business with consistent taxable income, quarterly estimated payments above $20,000 to $30,000 per quarter, and at least some active K-1, S-corp, or 1099 income. After age 52 or 53, the IRS tables allow deductions that can exceed your active income. A 60-year-old with $100,000 in side income may be able to deduct $250,000. A pension and a 401(k) can and should coexist. The 401(k) stays in the market for growth. The pension funds your guaranteed safety-first income. The pension contribution is a top-line deduction. A $200,000 contribution on $1 million in revenue means the IRS taxes you on $800,000, and it can drop you into a lower marginal bracket. Required minimum distributions should never be spent directly. Depositing an RMD into a seasoned whole life policy and drawing on the policy's cash value can convert a $40,000 taxable distribution into $100,000 or more of accessible, non-taxable cash flow. Links and Resources sagewealthstrategy.com Part 1: Six Figures Off, Seven Figures Built   Keywords cash balance plan for business owners, who qualifies for a pension, K-1 income retirement, 1099 pension plan, self-employed retirement planning, age advantage cash balance plan, RMD strategy whole life insurance, infinite banking RMD, required minimum distributions whole life, pension and 401k together, business owner tax deduction, Wade Borth, Rohit Punyani, The Owner's Asset, Sage Wealth Strategy, solopreneur retirement, cash flow vs income IRS, top-line deduction, talent retention pension, small business pension plan Episode Highlights [00:04:35 - 00:05:46] Rohit defines the ideal candidate in human terms: a stable business writing quarterly estimated tax payments above $20,000 to $30,000 that could instead be flowing into a pension. [00:07:20 - 00:08:36] The age advantage: after 52 or 53, you can deduct more than your active income. A 60-year-old with $100,000 in side income can potentially deduct $250,000 and erase a tax bill entirely. [00:11:05 - 00:11:28] The 401(k) and pension should coexist. Stay in the markets with the 401(k). Use the pension to buy your safety-first guaranteed income. [00:13:48 - 00:14:53] Top-line deduction explained: a $200,000 contribution on $1,000,000 in revenue means the IRS taxes you on $800,000, and it can push you into a lower marginal tax bracket. [00:17:56 - 00:19:20] The catch-up concept: after years of building a business without contributing to retirement, a cash balance plan lets you redirect $200,000 to $300,000 a year and rebuild what was missed. [00:21:29 - 00:25:43] The RMD strategy: take a $40,000 distribution, deposit it into a seasoned whole life policy, use the policy's 3x to 4x release to pay taxes and keep the rest, turning $22,000 of after-tax income into $102,000 of cash flow.  

Fluent Fiction - Hindi: Blooming Bonds: A Tale of Inspiration Amidst Tea Leaves Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-29-22-34-01-hi Story Transcript:Hi: सुबह का समय था।En: It was morning.Hi: सूरज की पहली किरणें धीरे-धीरे चाय बागान की हरी पत्तियों को चूम रही थीं।En: The first rays of the sun slowly kissed the green leaves of the tea garden.Hi: दार्जिलिंग की खुशनुमा फिजाओं में सर्दी की मस्त हवा बह रही थी।En: In the cheerful atmosphere of Darjeeling, the pleasant chill of winter air was flowing.Hi: रोहित ने ठंडी हवा में गहरी सांस ली।En: Rohit took a deep breath in the cold air.Hi: वह एक ASPIRING लेखक था और अपनी अगली किताब के लिए प्रेरणा की तलाश में था।En: He was an aspiring writer searching for inspiration for his next book.Hi: दार्जिलिंग के इस चाय बागान की सैर उसका मन साफ करने के लिए सही मौका था।En: A visit to this tea plantation in Darjeeling was the perfect opportunity to clear his mind.Hi: उधर माया, एक पर्यावरण वैज्ञानिक, चाय के स्थायी खेती के तरीकों का अध्ययन करने दार्जिलिंग आई थी।En: Meanwhile, Maya, an environmental scientist, had come to Darjeeling to study sustainable farming methods for tea.Hi: वह हरी वादियों और प्रकृति के संरक्षण में उत्सुक थी।En: She was keen on preserving the lush valleys and nature.Hi: अपनी रिसर्च से थोड़ा समय निकालकर, उसने भी इस चाय बागान की यात्रा में शामिल होने का निर्णय लिया।En: Taking a little time out from her research, she decided to partake in the tour of this tea plantation as well.Hi: चाय के खेतों के बीच टहलते हुए, उसकी नजर रोहित पर पड़ी।En: While walking through the tea fields, she noticed Rohit.Hi: दोनों वहीं मिले।En: They met there.Hi: "आप यहाँ क्या करने आए हैं?En: "What brings you here?"Hi: " माया ने हल्की मुस्कान के साथ पूछा।En: Maya asked with a light smile.Hi: "कुछ प्रेरणा की तलाश कर रहा हूँ," रोहित ने कहा।En: "Looking for some inspiration," Rohit replied.Hi: "शायद यह सुंदरता मेरी अगली किताब की शुरुआत बने।En: "Perhaps this beauty might spark the beginning of my next book."Hi: ""अच्छा है," माया ने कहा।En: "That's good," Maya said.Hi: "यहाँ की प्रकृति वास्तव में अद्भुत है।En: "Nature here is truly wonderful.Hi: मुझे भी यहाँ आकर बहुत राहत मिलती है।En: I find a lot of solace coming here too."Hi: "उस चाय की पत्तियों के बीच, उनके बीच बातों का सिलसिला बढ़ने लगा।En: Amidst those tea leaves, a chain of conversation began between them.Hi: पर एक बिंदु पर उनकी चर्चा गर्मा गई।En: But at one point, their discussion heated up.Hi: माया ने जोर देकर कहा, "हमें प्राकृतिक सौंदर्य को संरक्षित करना चाहिए, भले ही यह कृषि की मांगों के खिलाफ हो।En: Maya insisted, "We should preserve natural beauty, even if it goes against agricultural demands."Hi: "रोहित ने गंभीर स्वर में जवाब दिया, "लेकिन लोगों के पास रोजगार भी तो होने चाहिए।En: Rohit replied in a serious tone, "But people also need to have jobs."Hi: "उनकी बातचीत ने उन्हें एक-दूसरे की राय और दृष्टिकोण को समझने और समझाने का मौका दिया।En: Their conversation gave them a chance to understand and explain each other's opinions and perspectives.Hi: धीरे-धीरे, बातचीत ने उनकी सोच को एक नई दिशा दी।En: Gradually, the conversation led their thinking in a new direction.Hi: चलते-चलते रोहित को एहसास हुआ कि माया की बातें उसकी किताब के लिए एक गहरा अर्थ दे सकती हैं।En: As they walked, Rohit realized that Maya's words could lend a profound meaning to his book.Hi: उसने अपनी नोटबुक में कुछ विचार लिखे।En: He jotted down some thoughts in his notebook.Hi: माया ने देखा कि उनका संवाद कितना अर्थपूर्ण हो सकता है, और पहली बार उसे दूसरों के साथ अपनी भावनाओं को साझा करने का महत्व समझ में आया।En: Maya realized how meaningful their dialogue could be and, for the first time, understood the importance of sharing her feelings with others.Hi: बाद में रोहित ने अपनी किताब लिखना शुरू किया, जिसमें मानव आवश्यकताओं और प्रकृति के बीच संतुलन को मुख्य विषय बनाया।En: Later, Rohit began writing his book, focusing on the balance between human needs and nature.Hi: माया ने यह महसूस किया कि अपनी सजीवता और जुनून को साझा करने से व्यक्तिगत संबंध भी गहरे हो सकते हैं।En: Maya felt that sharing her liveliness and passion could also deepen personal relationships.Hi: नई गर्म हवा के साथ, चाय बागान में नये फूल खिलने लगे थे।En: With the new warm breeze, new flowers began to bloom in the tea garden.Hi: रोहित और माया की दोस्ती का बीज भी अंकुरित हो चुका था।En: The seed of friendship between Rohit and Maya had also sprouted.Hi: यह अनुभव उनके लिए सबक था कि अनजानी राहों पर भी सच्चे साथी और प्रेरणा मिल सकती है।En: This experience taught them that true companions and inspiration could be found on unknown paths. Vocabulary Words:rays: किरणेंslowly: धीरे-धीरेaspiring: प्रेरितopportunity: मौकाresearch: अनुसंधानparticipate: शामिल होनाfields: खेतnoticed: ध्यान दियाspark: चिंगारीsolace: राहतconversation: बातचीतheated: गर्माpreserve: संरक्षित करनाnaturally: प्राकृतिक रूप सेproductive: उत्पादकunderstand: समझनाperspective: दृष्टिकोणinspiration: प्रेरणाnotebook: नोटबुकmeaningful: अर्थपूर्णprofound: गहराliveliness: जीवंतताpassion: जुनूनbreeze: हवाbloom: खिलनाfriendship: मित्रताsprout: अंकुरितcompanions: साथीunknown: अनजानीbalance: संतुलन

India is creating more wealth than ever before. But preserving that wealth across generations requires far more than market returns.In this episode of Wealth Architects, Rohit Sarin, Co-founder of Client Associates, discusses the rise of institutional family wealth in India - from family offices and succession planning to behavioural investing and long-term capital preservation.

Streamline your business with Odoo - the all-in-one platform for scaling teams, systems, and success:https://www.odoo.com/r/04CNCheck out BeerBiceps SkillHouse Courses Here - https://linktr.ee/bbskillhouseFor all BeerBiceps vlog content Watch Life Of BeerBiceps - https://www.youtube.com/@LifeOfBeerBicepsCheck out my Mind Performance app: Level SuperMindLink:- https://app.level.game/?c=zSbmYnShare your guest suggestions hereMail - connect@beerbiceps.comLink - https://forms.gle/aoMHY9EE3Cg3Tqdx9Join the Level Community Here:https://linktr.ee/levelsupermindcommunityFollow BeerBiceps SkillHouse's Social Media Handles:YouTube: https://www.youtube.com/@BeerBicepsSkillHouseInstagram: https://www.instagram.com/beerbiceps_skillhouseWebsite : https://beerbicepsskillhouse.inFor any other queries EMAIL: support@beerbicepsskillhouse.comIn case of any payment-related issues, kindly write to support@tagmango.comFollow Tanay Tiwari 's Social Media Handles:-Instagram: https://www.instagram.com/tiwaritanay/LinkedIn: https://in.linkedin.com/in/tanay-tiwariIn this special episode 507th of The Ranveer Show, we are joined by Tanay Tiwari, the voice of Indian cricket on the internet, who shares deep insights on the emotional landscape of IPL 2026, player hardships, team dynamics, and the future of Indian Cricket. This episode takes you behind the scenes of the world's most competitive league, exploring stories of grit, success, and strategy.In this conversation with Tanay Tiwari, we talk about the Emotional Stories of Saqib and Mukul Choudhary, the meteoric rise of Vaibhav Suryavanshi, and the tactical brilliance of Gujarat Titans.This episode also covers the Mumbai Indians' shocking season, the Rishabh Pant captaincy debate, MS Dhoni's potential farewell, and the impact of domestic Indian talent outshining international stars. We dive deep into the upcoming Mega Auction 2027 rumors and the legendary careers of Rohit Sharma and Virat Kohli.This Hindi podcast is a valuable resource for anyone interested in Cricket Strategy, Inspirational Athlete Journeys, and the future of Team India.(00:00) – Start of the episode(01:08) – Hardships: The story of Saqib & Mukul Choudhary(03:08) – How IPL Salaries change lives(04:00) – Vaibhav Suryavanshi: The next superstar?(06:40) – Best Foreign Players this season(09:54) – Future India stars: Prince Yadav & Harsh Dubey(11:30) – Vaibhav's 30 Crore contract rumor(13:31) – Rajat Patidar's technical evolution(16:50) – Why Gujarat Titans (GT) are so successful(21:55) – Mumbai Indians: The most shocking season(24:10) – Blockbuster Trade: Hardik for Yashasvi?(26:22) – RCB's comeback & Bhuvi's work ethic(30:30) – Krunal Pandya: The underrated clutch player(32:30) – Ishan Kishan's maturity & comeback(35:15) – Punjab Kings: Why they collapsed(38:16) – Delhi Capitals: The branding problem(44:40) – Rishabh Pant: Captaincy vs Player?(45:15) – MS Dhoni: The "Missed Call" & Retirement(51:40) – Winner Prediction: GT vs RCB vs SRH(57:44) – Rohit & Kohli: Chasing the 300 game mark(1:00:38) – End of the episode

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Summary Most business owners know that taxes are their biggest expense. Fewer know there is a legal, IRS-approved way to redirect that money into a guaranteed retirement asset. In this episode, Wade sits down with Rohit Punyani of The Owner's Asset to walk through cash balance plans, the modern business owner's version of a pension. Rohit explains how owners with active income can take deductions of up to $300,000 per year, how whole life insurance can be purchased inside the plan with pre-tax dollars, and how the plan can eventually feed an infinite banking strategy. If you are tired of writing tax checks, this conversation shows you where that money could go instead. In Part 2 of this conversation, Wade and Rohit Punyani go deep on who a cash balance plan actually works for, why older business owners carry the biggest advantage, and how a seasoned whole life policy can transform required minimum distributions from a tax event into a source of non-taxable cash flow. Rohit explains how the IRS has written a secondary retirement system specifically for the business owner who took risk, and how that system can help make up for every year spent building a company instead of a retirement account. If your business has been funding the IRS for years, this episode shows you how to redirect that money. Check part 2 of this conversation in here Part 3 ends up with Wade and Rohit, going deep in conversation to explore a strategy most advisors never mention. Together they walk through how sequence, guaranteed income, and a pension structure can reduce tax bills, fund whole life insurance at wholesale, and build a retirement income that removes the scarcity mindset. The conversation ties IBC, annuities, and pension design into a single framework built around clarity, perspective, and guidance. Check part 3 of this conversation in here Key Takeaways Business owners with active income can deduct up to $300,000 per year through a cash balance plan, compared to the $23,500 cap on a 401(k). The two bookends of retirement planning are the 4% rule (market-based probability) and the safety-first school of thought (guaranteed income). A well-designed plan draws from both. A cash balance plan allows you to purchase whole life insurance with pre-tax dollars, one of the very few ways to do so in the entire tax code. The money earmarked for taxes is already leaving your world. The only question is whether it goes to the IRS or into a guaranteed retirement asset. A policy funded inside a pension can later be moved out and used for infinite banking, giving you both the tax deduction and the long-term liquidity. Links and Resources sagewealthstrategy.com Part 2: Your Business Owes You a Pension  Keywords cash balance plan, defined benefit plan, tax deduction for business owners, retirement planning for business owners, infinite banking, whole life insurance, guaranteed retirement income, pension plan for small business, 4% rule, safety-first retirement, pre-tax life insurance, Rohit Punyani, The Owner's Asset, Sage Wealth Strategy, Wade Borth Podcast, business owner tax strategy, generational wealth, cash value life insurance, death benefit, liquidity Episode Highlights [00:02:21 - 00:03:02] Rohit delivers the core promise: a six-figure tax deduction for a seven-figure guaranteed retirement, and explains why taxes are every business owner's biggest leakage. [00:11:13 - 00:12:31] The 4% rule explained, including what success actually looks like: having one dollar left the day you die. [00:13:05 - 00:15:33] Wade explains the safety-first school of thought and why transferring longevity risk to a life insurance company changes the retirement equation. [00:22:10 - 00:24:02] The first two differences between a cash balance plan and a 401(k): deduction limits ($300,000 vs. $23,500) and the ability to purchase whole life inside the plan with pre-tax dollars. [00:24:54 - 00:25:15] Wade and Rohit land the key insight: the money is already leaving. The only question is where it goes. [00:25:37 - 00:26:28] The fourth and most compelling difference: the policy can be pulled out of the pension and used for infinite banking.

Every men's Nike basketball shoe right now has some DNA from the Kobe 4, 5, or 6. Nick, Mike, and Rohit ask whether that's a problem, and whether the women's game has already figured out the answer. They cover Asia Wilson's signature, the Sabrina as a tasteful homage, Edwards making the Believe That One the most talked-about takedown model in recent memory, and a four-team sneaker identity breakdown to close the playoffs. Ganglands, villain shoes, and a Sacramento Kings tangent that gets personal.Subscribe to The Sneaker Newsletter: https://www.thesneakernewsletter.com/SUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistoryIf you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

Fluent Fiction - Hindi: A Serendipitous Reunion: Transforming Lives Over Tea Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2026-05-25-22-34-01-hi Story Transcript:Hi: चाय की दुकान के अंदर हलचल थी।En: The tea shop was bustling with activity.Hi: दुकान की खिड़कियाँ बड़ी-बड़ी थीं, जिनसे धुंध से ढकी पहाड़ियाँ दिख रही थीं।En: The shop had large windows, through which mist-covered hills were visible.Hi: हवा में ताजा चाय पत्तियों की खूशबू फैल रही थी, और लोगों की हंसी-खुशी की आवाज़ें चारों ओर गूँज रही थीं।En: The aroma of fresh tea leaves was spreading in the air, and the sounds of people's laughter and joy were echoing all around.Hi: इस चहल-पहल के बीच, रोहित, अनया और करण की नजरें अचानक मिल गईं।En: Amidst this hustle and bustle, Rohit, Anaya, and Karan's eyes suddenly met.Hi: वे तीनों कॉलेज के बाद पहली बार इस चाय की दुकान में एक-दूसरे से मिले थे।En: The three of them met at this tea shop for the first time since college.Hi: रोहित, एक यात्रा लेखक, अपनी नौकरी में एक कहानी की तलाश कर रहा था।En: Rohit, a travel writer, was in search of a story for his job.Hi: उसे अपने लेखन में कुछ कमी महसूस हो रही थी।En: He was feeling that something was missing in his writing.Hi: अनया, शहर की योजना बनाने वाली, एक प्रोजेक्ट के सिलसिले में यहाँ आई थी।En: Anaya, a city planner, had come here for a project.Hi: अंदर से वह थोड़ी घबराई हुई थी कि उसकी योजनाएँ कहीं इस खूबसूरत जगह की आत्मा को नुकसान न पहुँचा दें।En: Internally, she was a bit nervous that her plans might harm the soul of this beautiful place.Hi: करण, एक स्थानीय टूर गाइड, अपने परिवार को छोड़कर बड़े शहर जाने का सोच रहा था, लेकिन फिर से बीच में रुक गया था।En: Karan, a local tour guide, was contemplating leaving his family to move to a big city but was once again hesitating.Hi: रोहित ने बातचीत की शुरुआत की, "कैसे हो करण?En: Rohit initiated the conversation, "How are you Karan?Hi: और तुम अनया?En: And you Anaya?"Hi: " करण बोला, "अरे रोहित, अनायाजी, देखो किस्मत हमें मिलाने कैसे लाई!En: Karan replied, "Oh Rohit, Anayaji, look how fate has brought us together!"Hi: ""हाँ, यह तो सच में अद्भुत है!En: "Yes, it truly is amazing!"Hi: " अनया ने मुस्कुराते हुए कहा।En: Anaya said with a smile.Hi: तीनों ने चाय की चुस्कियों के बीच अपनी-अपनी चिंताओं को साझा किया।En: The three of them shared their respective concerns over sips of tea.Hi: रोहित ने अपने लेखक की समस्याओं के बारे में बताया।En: Rohit talked about his problems as a writer.Hi: अनया ने बताया कि उसे चिंता थी कि उसकी योजनाओं से दार्जिलिंग की सुंदरता कहीं खत्म न हो जाए।En: Anaya mentioned her worry that her plans might erase the beauty of Darjeeling.Hi: करण ने अपने मन की बात साझा की, जिसके लिए वह दार्जिलिंग छोड़ने को लेकर असमंजस में था।En: Karan shared his thoughts about his confusion regarding leaving Darjeeling.Hi: बातचीत के दौरान, रोहित को एक शानदार विचार आया।En: During the conversation, Rohit came up with a brilliant idea.Hi: उसने कहा, "कैसा हो अगर हम स्थानीय संस्कृति को एक कहानी के रूप में पेश करें?En: He said, "How about we present the local culture as a story?Hi: यह हमारे लिए सही हो सकता है।En: It might be just right for us."Hi: "अनया ने सोचा, "क्यों न मैं यहाँ की लोगों की राय लेकर एक नई योजना बनाऊँ जिसमें स्थिरता हो?En: Anaya thought, "Why not create a new plan by taking the opinions of the people here, focusing on sustainability?"Hi: "यह सुनकर करण ने सोचा, "शायद मुझे यहाँ रहकर एक स्थानीय उत्सव आयोजित करना चाहिए, जो पर्यटन को बढ़ावा दे सके।En: Hearing this, Karan thought, "Perhaps I should stay here and organize a local festival that could boost tourism."Hi: "तीनों के बीच इस चर्चा ने रोहित को एक नई कहानी का मुद्दा दिया।En: This discussion among the three gave Rohit a new story idea.Hi: वह दार्जिलिंग की सांस्कृतिक विविधता और आधुनिकता के प्रभाव पर लिखने का फैसला किया।En: He decided to write about the cultural diversity of Darjeeling and the influence of modernity.Hi: अनया ने अपनी योजना में स्थिरता को प्राथमिकता दी।En: Anaya prioritized sustainability in her plan.Hi: वहीं, करण ने यह तय किया कि वह अपने शहर को छोड़े बिना उसके विकास में योगदान देगा।En: Meanwhile, Karan decided to contribute to the development of his town without leaving it.Hi: तीनों दोस्तों ने एक-दूसरे के साथ नए विचारों को साझा करके अपने जीवन के उलझनों को सुलझा लिया।En: By sharing new ideas with each other, the three friends resolved the complexities of their lives.Hi: चाय की वह दुकान एक छोटे से बदलाव का गवाह बनी, जहाँ तीन दोस्तों ने अपनी राह पाई और दार्जिलिंग की खूबसूरती का जश्न मनाया।En: That tea shop became a witness to a small change, where three friends found their paths and celebrated the beauty of Darjeeling. Vocabulary Words:bustling: हलचलmist-covered: धुंध से ढकीaroma: खूशबूechoing: गूँज रहीhustle: चहल-पहलamidst: बीचinternally: अंदर सेnervous: घबराईcontemplating: सोच रहाhesitating: रुक गयाinitiate: शुरुआतfate: किस्मतconcerns: चिंताओंproblem: समस्याओंerase: खत्मconfusion: असमंजसbrilliant: शानदारopinion: रायsustainability: स्थिरताfestival: उत्सवboost: बढ़ावाcontribute: योगदानcultural: सांस्कृतिकdiversity: विविधताmodernity: आधुनिकताresolved: सुलझाcomplexity: उलझनोंwitness: गवाहcelebrated: जश्नdevelopment: विकास

In this episode of the CPQ Podcast, Frank Sohn speaks with Rohit Chhabra, Chief Product Officer at Conga, about Conga's CPQ strategy, the role ofConga Smart CPQ, and how AI is becoming a broader part of the quote-to-cash and commercial operations landscape. Rohit shares insights from more than 25 years of business, engineering, and product leadership experience, including how his background shapes the way he works with teams, prioritizes product investments, and focuses on customer outcomes. He also discusses his involvement with the Juvenile Diabetes Research Foundation / Breakthrough T1D and how that personal connection has influenced his views on leadership, urgency, and mission-driven work. The conversation covers Conga's two CPQ product lines: Conga Advantage CPQ and Conga Smart CPQ. Rohit explains why the solutions address different customer segments and industry requirements, and why Conga plans to continue investing in both offerings rather than forcing them into a single product path. A key topic is the role of pricing optimization and pricing explainability, especially following Conga's acquisition of PROS. Rohit also discusses Conga's broader AI approach across CPQ, pricing, contract lifecycle management, and document automation, including sales agents, redline-related AI capabilities, admin AI for rule maintenance, and a unified AI technology stack. Listeners will also hear Rohit's perspective on integration strategy, including Conga's OEM relationship with Workato, expansion beyond Salesforce and Microsoft Dynamics, potential HubSpot CRM support, and how Conga prioritizes its roadmap using a business-outcome-based approach. This episode is especially relevant for anyone interested in CPQ software, pricing optimization, AI in quote-to-cash, revenue lifecycle management, CLM integration, and the future direction of Conga's CPQ portfolio.

Rohit Jha, Co-founder and CEO of Transcelestial, joins Jeremy Au to explain how his Singapore-based startup is using laser communications to transmit internet at speeds far beyond what Starlink currently offers, and why that matters for Southeast Asia, global telcos, and the future of deep space. Rohit breaks down how Transcelestial went from building ground-to-ground laser links for 5G towers, with clients like Globe Telecom, Telkomsel, T-Mobile, AT&T, Verizon, and NTT Group, to now building an orbital ring of 40 satellites designed to replace undersea cables and host orbital data centres capable of running AI workloads in space. Topics covered include the Transcelestial vs. SpaceX and Starlink distinction, why telcos are a national security asset that will never be sold to a foreign operator, how AI is driving an explosion in internet bandwidth demand, and how a laser link restored connectivity to 50 villages in Taiwan after a typhoon destroyed a fibre-carrying bridge in under two hours. Rohit also shares what it means to be brave, from fighting off knife-wielding robbers in Munich on Christmas Eve to secretly redirecting company capital into a space programme without telling the board. Watch, listen or read the full insight at https://www.bravesea.com/blog/rohit-jha-global-internet-lasers Get transcripts, startup resources & community discussions at https://www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter X : https://x.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts #Singapore #Technology #SpaceTech #Podcast #US #Taiwan #Philippines #Indonesia #Malaysia #Vietnam #southeastasia #techpodcast 00:00 Anyone Who Is Not SpaceX Is Signing Us Up 00:30 Welcome to BRAVE and Rohit Jha Introduction 01:30 What Is Transcelestial? Laser Internet and the Orbital Ring Explained 02:01 From Entrepreneur First to a Deep Space Vision 03:40 From NTU Engineering to Investment Banking and the Internet Revelation 05:25 Product Market Fit: Solving Today's Problems to Fund the Future 06:00 Telco Partnerships: Globe Telecom, Telkomsel, T-Mobile, AT&T and NTT Group 07:20 Transcelestial vs. SpaceX and Starlink: Competitive or Synergistic? 09:55 The Orbital Ring: 40 Satellites Replacing Undersea Cables 10:20 Orbital Data Centres and Running AI Workloads in Space 14:55 Will Starlink Kill the Traditional Telco? 17:18 AI Latency: Why Routing via Low-Earth Orbit Beats Undersea Cables 19:45 Geopolitical Neutrality and the Multi-Vendor Imperative 23:25 Typhoon in Taiwan: Laser Link Restores Internet to 50 Villages in Two Hours 26:15 Personal Bravery: Armed Robbery in Munich on Christmas Eve 27:35 Business Bravery: Secretly Funding the Space Division Without Board Approval 29:57 Purpose and Why Having a Mission Changes the Risks You Take 30:37 Key Takeaways and Closing

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans welcomes back Rohit "Ro" Punyani from The Owner's Asset for a deep dive on estate planning, building from the basics that every family needs all the way up to advanced techniques used by ultra-high-net-worth families.Ro and Hans start with the four foundational documents every American needs regardless of net worth, then transition into the real heart of the episode: how life insurance functions as the single most powerful tool in estate tax planning. They walk through why "insurability is a currency," how convertible term lets you shield tens of millions from estate tax without consuming your exemption, and why the conventional advice to move everything out of your estate is often wrong.Chapters: 00:00 – Opening segment01:55 – Why estate planning is unique to every family 04:25 – The Last Will and Testament: pros, cons, and the guardianship rule 09:35 – The "title test": what goes in the will vs. the trust 12:30 – Probate, public record, and Robin Williams 18:10 – Revocable trusts: what they actually do 25:40 – Frankenstein trusts and the funding problem 27:55 – Pour-over wills as the catch-all 33:25 – Why vague language kills directives 41:30 – Financial power of attorney and conservatorship 44:20 – Why banks demand their own POA forms 48:50 – Why the four documents stay separate 51:35 – Estate tax vs. income tax 01:01:00 – A real case: $6M policy, the irrevocable fix 01:04:00 – Insurability is a currency 01:11:50 – The Rockefeller Method: IBC on the kids 01:17:25 – Intentionally Defective Grantor Trusts 01:23:50 – Why the IRS allows hot-swapping assets 01:35:15 – Apocalyptic optionality: how IBC creates options 01:37:35 – Closing thoughtsKey Takeaways:Every American needs the big four documents: a will, a revocable trust, a medical directive, and a financial power of attorney. The will is non-negotiable if you have kids because it names guardians, and a trust cannot.Insurability is a currency. Every healthy year you don't lock in coverage is wealth left on the table, and convertible term placed in an irrevocable trust consumes $0 of your $30M estate tax exemption.The contrarian play is to keep assets in your estate, not out of it. Preserve the step-up in basis on appreciating assets, then use massive life insurance death benefit (owned irrevocably) to pay the inevitable tax bill tax-free.Whole life beat the Barclays Aggregate Bond Index in 9 of the last 10 years after tax. The 15-year return on the broadest bond index is 2.21% taxable versus roughly 4.5-5% tax-free for dividend-paying whole life, with a death benefit on top.The Rockefeller Method scales this across generations. Start max-funded IBC policies on the kids, keep them in your estate, and create cascading multi-generational liquidity where each generation gets a step-up and tax-free death benefit to pay the next round of taxes.

Bad week for Ro as he was left reeling on multiple occasions with no choice but to take it like a champ. Luckily for him, he's aware of someone else he knows who's also been left reeling for other reasons. Migs brings up Andros Townsend and Sen breaks down the budget.We're back with "Overrated/Underrated," as we once again let rip with some awful hot takes or otherwise.___________________________________________________________FULL PODCAST EPISODES

Sen's back this week and comes full of yarns from his trip to Sri Lanka, his night out last Friday and he went to go scope out the competition, watching a live podcast. Migs then brings a follow up from last week about AI companions."Agree or Disagree" is back with the boys sharing some hot takes with each other.___________________________________________________________FULL PODCAST EPISODES

In this episode of the Sneaker History Podcast, Robbie, Rohit, and Mike discuss various sneaker releases, including a special Mother's Day collaboration from adidas. They share their personal sneaker highlights and upcoming purchases, while also touching on the charitable efforts behind certain sneaker collaborations. The conversation shifts to the rising star Anthony Edwards and his impact on the basketball scene, followed by a review of an exciting new adidas ad for the World Cup, showcasing a blend of sports and celebrity culture. In this engaging conversation, the hosts delve into the dynamics of branding in soccer, particularly focusing on the rivalry between adidas and Nike as they prepare for the World Cup. They explore the cultural significance of the players featured in adidas' latest ad, the timeless style of the brand, and the importance of storytelling in marketing. The discussion also touches on the aesthetics of soccer jerseys and how brands represent their identities through design. Ultimately, the conversation highlights the evolving landscape of sports marketing and the need for brands to connect with their audiences on a deeper level.SUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistorySubscribe on Substack: https://www.thesneakernewsletter.com/If you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

Connect with Rohit Punyani: https://ownersasset.com/resource-libraryBook a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________In this episode, Hans is joined by Rohit Punyani, co-founder of The Owner's Asset and a former Wall Street CIO who oversaw $4 billion at a multi-family office and community bank. After 20+ years in financial services starting as a large-cap stock picker, moving into wealth management at Wilmington Trust, and ultimately running money for hundred-millionaires and billionaires—Rohit fell in love with whole life insurance. Now he's built a firm dedicated to helping small business owners buy whole life with pre-tax dollars through cash balance plans.Chapters: 00:00 – Opening segment 01:50 – Rohit's background: from $2B mutual fund to multi-family office CIO 04:30 – How the wealthiest clients actually think (structure over IRR) 06:00 – Why affluent families pushed Rohit toward whole life 08:35 – The five pillars of wealth (and why investments rank third) 09:05 – Overcoming bias: how a Wall Street guy learned to love whole life 13:30 – Banking function: sourcing capital and the limits of margin loans 17:50 – Asset vs. liability: how to think about policy loan repayment 22:35 – Introducing cash balance plans: the 96% cousin of the 401(k) 25:25 – The four major differences between 401(k)s and cash balance plans 26:25 – Contribution limits: putting away up to $400K per year 28:45 – The three-to-five year commitment requirement 33:15 – Who's the ideal candidate (quarterly estimated tax payers) 38:00 – Why you can't use a PUA rider in a cash balance plan 42:25 – The "synthetic PUA": getting Uncle Sam to fund your policy 51:25 – The optionality argument: why this beats chasing rate of return 55:15 – Enhanced ERISA creditor protection inside the plan 58:55 – Building self-escrow systems for retirement 01:03:55 – Wholesale vs. retail pricing on whole life premium 01:06:25 – The distribution mechanics: pulling life insurance out of the plan 01:21:35 – Converting term insurance into a cash balance plan policy 01:24:35 – Asset allocation rules: the 40% life insurance cap 01:31:30 – The 5% corridor: why the IRS caps your returns 01:33:30 – The 50% excise tax on overfunded plans 01:39:55 – Whole life as the "high ground" in your portfolio 01:43:15 – Statement wealth vs. contractual wealth 01:53:55 – Pairing annuities with whole life inside the plan 02:00:00 – Rohit's personal retirement plan 02:06:35 – Designing your 401(k) as your pension (not "on steroids") 02:11:00 – Closing segment Key Takeaways:The wealthy don't worship at the altar of IRR. After running money for hundred-millionaires and billionaires, Rohit learned that affluent clients optimize for structure, behavior, and optionality before they optimize for return. TThe "synthetic PUA" reframes everything for IBC practitioners. You can't use a PUA rider inside a cash balance plan, which might make IBC enthusiasts dismiss it immediately. But think of the tax deduction itself as a synthetic PUA. .Wholesale pricing changes the math entirely. To pay $100,000 of premium with after-tax dollars, you have to earn roughly $140,000 to $150,000 depending on your state. The distribution arbitrage is the cherry on top. When you pull a $1 million policy out of the plan, you owe taxes just like an IRA distribution. But unlike an IRA, the custodian cannot withhold from the policy itself.

What if the dashboards you rely on today are already obsolete? In this forward-looking conversation, AirDNA CEO Rohit Bezewada joins Jamie Lane to unpack how AI is fundamentally reshaping the short-term rental industry—from how software is built to how hosts operate day-to-day.This episode goes beyond the hype. Rohit breaks down what “AI-native” actually means (and why most tools aren't there yet), how agents and MCPs are changing the way hosts interact with data, and why the future of STR tech may not live inside traditional platforms at all. The conversation also dives into AirDNA's latest moves—from launching an AI-powered pricing tool to rebuilding its entire data architecture to support a new generation of decision-making.For hosts, property managers, and investors, the takeaway is clear: AI isn't just another feature—it's redefining how you analyze deals, set pricing, and run operations. Those who learn how to leverage it effectively will have a meaningful edge in an increasingly competitive market.You don't want to miss this episode.Key Takeaways:Dashboards are giving way to AI interfaces: Instead of static reports, the future is dynamic—hosts can query their data directly and get tailored insights instantly through AI agents.“AI-native” tools require more than a chatbot: True AI-native platforms are built across multiple layers—data ownership, normalization, memory/context, model flexibility, and user interface. Most tools today only scratch the surface.Agents are becoming your operational co-pilot: From pricing adjustments to performance tracking, AI agents can handle repetitive, analytical tasks—freeing up hosts to focus on guest experience and hospitality.The STR tech stack is consolidating: Expect fewer point solutions and more all-in-one platforms that combine market data, pricing, listing optimization, and performance tracking into a single ecosystem.Human touch still wins in hospitality: While AI can automate operations and analytics, guest experience remains a key differentiator—personalization and service still drive reviews and repeat bookings.Sign up for AirDNA for FREE

Another week, another duos episode with Sen coming and Sen going as we're back with Ro & Migs. This week, we're back to regular programming with the episode released on time on Wednesday - we give updates on why the past 2 were delay (Ro giving a half apology, half blame someone else). Migs chats about his absence last week and the etiquette behind parking in Mudgee & throwing yourself against glass walls. Ro pitches 2 outrageous ideas he stole from a tech party he attended recently, and an even more outrageous business model that creates AI smut.This week's game is "Heads Up" - no affiliation to Ellen or any alleged affiliations with Mrs. DeGeneres. Instead of an app or headbands, the boys place sticky notes on their heads whilst asking yes or no questions to guess who is on their head - as always, carnage ensues.___________________________________________________________FULL PODCAST EPISODES

Another week and another duo's episode, this time it's Miguel who's gone walkabout. Sen's been missing a few weeks and helpfully comes back with absolutely zero yarns, how good. Just when you thought we were done with wedding chat, Sen starts with his own wedding stories, Ro brings up the name and shame list and a story about a phone sale almost gone wrong. Sen ends with a moral discussion on insider trading."Top 5's/10's" are back again this week and as per usual the boys have some hot takes they want to share with the world.___________________________________________________________ FULL PODCAST EPISODES