Talking Real Money Minute - Investing Advice and Money Musings

Follow Talking Real Money Minute - Investing Advice and Money Musings
Share on
Copy link to clipboard

Looking for real investing advice and a fresh financial perspective, but don't have time for a full podcast. Spend a minute (okay, 90 seconds) with 30-year financial talk show host, Don McDonald. Learn how to build the wealth you need for a brighter future based on solid science, not hunches.

Don McDonald, Vestory

  • Oct 13, 2020 LATEST EPISODE
  • weekdays NEW EPISODES
  • 1m AVG DURATION
  • 82 EPISODES


Search for episodes from Talking Real Money Minute - Investing Advice and Money Musings with a specific topic:

Latest episodes from Talking Real Money Minute - Investing Advice and Money Musings

Consider the Source

Play Episode Listen Later Oct 13, 2020 1:30


How can a fixed annuity afford to pay more than 3% per year for five years and still be considered "safe?"

Past Tense Market

Play Episode Listen Later Oct 9, 2020 1:30


The markets aren't ever doing something. They have already done it.

Impoverished in Retirement

Play Episode Listen Later Oct 6, 2020 1:30


The Covid crisis has put the retirement millions of Americans at risk at the worst possible time. What can you do to prepare for the worst?

Elections and Stocks

Play Episode Listen Later Oct 5, 2020 1:30


We have enough to worry about without being concerned about the election's impact on our investments.

Seven Investing Rules

Play Episode Listen Later Oct 2, 2020 1:30


Investing isn't complicated. Just follow Don's seven simple rules to investing success without stress.

Trader Theft

Play Episode Listen Later Sep 30, 2020 1:30


Another major Wall Street brokerage firm gets caught illegally manipulating markets. This time they even admitted it. Another lesson on the impotence of the average investor.

Active Keeps Failing

Play Episode Listen Later Sep 29, 2020 1:30


The latest SPIVA Scorcard is out and it shows what it always has. Active utual fund managers fail to beat the market by huge margins. So, why do we keep trying to pick winners?

Easy Financial Protection

Play Episode Listen Later Sep 22, 2020 1:30


Where there is money there will be bad advice or outright fraud. Take a small step to protect yourself by vetting your financial "advisor" at:investor.govandbrokercheck.comLook for "disclosures" in the records avoid those who have misled clients in the past.

Stop Cold Calling

Play Episode Listen Later Sep 18, 2020 1:30


The financial industry is changing and the old brokerage forms need to stop interrupting us at work or during dinner. Who will be the first to publicly eliminate cold calling?

Ignore These "Top" RIAs

Play Episode Listen Later Sep 17, 2020 1:30


Focusing more on size, Barron's 2020 Top RIA list fails to find fee-only 100% fiduciary advisors.

Find Out Fees

Play Episode Listen Later Sep 11, 2020 1:30


About half of all financial advisors charge more than 1% per year. Here are some questions to help you find the right advisor at the best price.

It's Different This Time

Play Episode Listen Later Sep 10, 2020 1:30


There will always be surprises that cause us to worry about the financial future. Yet, time and time again, we have overcome disasters and stock values rise again.

Is Crypto Currency?

Play Episode Listen Later Sep 8, 2020 1:49


One of the most important traits of a currency is stability. No one wants their currency to fluctuate wildly from day to day, yet that's just what crypto "currencies" have done.

Gold Bugs Back

Play Episode Listen Later Sep 3, 2020 1:30


You need to understand one simple fact: Gold is not and never will be an investment. It fluctuates, yet over time has made nothing. So, any money you put in gold is a "bet" that it will rise. That is gambling.

Annuity Exit Issues

Play Episode Listen Later Sep 2, 2020 1:30


For most annuities are best avoided. If you already have one, be wary of those who are trying to get you out.

A Different 529 Isn't Better

Play Episode Listen Later Sep 1, 2020 1:32


Active management. Commissions. High fees. With so many inexpensive 529 education plans is there any need for Scholar's Choice from Legg Mason? 

But He Was So Nice...

Play Episode Listen Later Aug 28, 2020 1:30


Another group of investors falls prey to a smooth talking salesman who promised more than anyone can ever deliver. 

Fees, Returns, and Risk

Play Episode Listen Later Aug 25, 2020 1:30


High fees can reduce already small returns to less than nothing.

The Right Time to Bail

Play Episode Listen Later Aug 24, 2020 1:30


How will know if Tesla to too high? There's a better way to own hot stocks with less fear: Diversify!

Don't Be the Last One In

Play Episode Listen Later Aug 21, 2020 1:30


Twenty years ago the NASDAQ (remenber the "QQQ"?) was all the rage. Then it fizzed for fourteen years. Is history about to repeat itself?

Stock Market Clueless

Play Episode Listen Later Aug 19, 2020 1:30


Many believe that the stock market is supposed to reflect the current state of the economy.

Brokers Being Bad

Play Episode Listen Later Aug 14, 2020 1:30


Don shares just a few sad headlines from a recent newsletter about financial advisors. No wonder people don't trust brokers.

Panicking Doesn't Pay

Play Episode Listen Later Aug 13, 2020 1:30


Vanguard studied the results for those investors who panicked and caseh out of stocks in March.

Where's My Check?

Play Episode Listen Later Aug 11, 2020 1:30


Still don't have your government stimulus check? Don shares a couple of ways to get help.

A Kodak Trading Moment

Play Episode Listen Later Aug 10, 2020 1:30


After a news report, Kodak's stock went on a wild and crazy ride that made a few people richer and many more poorer.

More Respectable Gambling?

Play Episode Listen Later Aug 6, 2020 1:30


Isn't it time to be honest with yourself. Betting on stocks is gambling, not investing.

I'll Need How Much?

Play Episode Listen Later Aug 5, 2020 1:30


Determining how much money you'll need in retirement can be tricky. It's not an exact science. However, the longer you wait to invest the harder it will be to save enough.

Virtual Steak Dinners

Play Episode Listen Later Aug 4, 2020 1:30


...brokers can now bring the sales dinner to you.

Deciphering Dollar's Dive

Play Episode Listen Later Aug 3, 2020 1:30


Don explores a few of the effects that a cheaper dollar might have on you and your investments.

Gold Can't Grow

Play Episode Listen Later Jul 31, 2020 1:30


Gold is not, and never will be, an investment. Yes, it's price does fluctuate, but it pays no dividends, can't get larger, and there are no magical fowl laying eggs of gold.

Identify Bad Brokers

Play Episode Listen Later Jul 27, 2020 1:30


Before you hand money over to a "financial advisor" (broker) you'd be wise to check their disciplinary history a brokercheck.finra.org. 

Buffett vs. The Market

Play Episode Listen Later Jul 24, 2020 1:30


Many consider Warren Buffett to be the best stock picker of all time. So, he must beat the dull, boring market, right?

Diversification vs. Timing

Play Episode Listen Later Jul 23, 2020 1:30


Is it a good time to be in growth stocks or value?Are U.S. stocks going to rise faster than international issues? 

Smart or Dumb Risk?

Play Episode Listen Later Jul 21, 2020 1:30


Are you taking more risk than you should with your investments? Greed can make us do dumb things.

Buy What Rises

Play Episode Listen Later Jul 20, 2020 1:30


In the ongoing battle between growth and value investing, beware of playing on the winning side.

Pay Off Mortgage?

Play Episode Listen Later Jul 16, 2020 1:30


Should you work to pay down your mortgage? Don explores the pros and cons.

Too Late to Profit

Play Episode Listen Later Jul 13, 2020 1:30


If someone has a system for beating the market it is bound to stop working as more people use it.

Better Tax-Free School Savings

Play Episode Listen Later Jul 6, 2020 1:30


Don briefly explains how 529 plans work and the new rules that allow them to help pay of student loans and more.

Dangers of Going Naked

Play Episode Listen Later Jun 22, 2020 1:30


When you gamble your losses are limited, unless you're gambling on some options, where losses are potentially unlimited.

Dave's 12% Obsession

Play Episode Listen Later Jun 19, 2020 1:30


Dave Ramsey seems fixated on 12% as the return you can expect from investing in the stock market. Not only is that not an accurate historical figure, it is an expectation that will likely leave many sorely disappointed.

Hertz Might Hurt You

Play Episode Listen Later Jun 18, 2020 1:30


Hertz Car Rental is in trouble. There stock has plunged. They have billions in debt. They have filed for bankruptcy. Yet, they want to offer you new shares of stock. What's in it for you? Danger.

Stocks as Sport

Play Episode Listen Later Jun 16, 2020 1:30


With no sports to be on, bored sports gamblers have chosen to lose their money day-trading stocks. Losing is still losing and luck rules the game.

Market Mind Games

Play Episode Listen Later Jun 12, 2020 1:30


If you want to keep both your sanity and your money you need to find a way to avoid the market's tricks.

Let the Dow Die

Play Episode Listen Later Jun 10, 2020 1:30


Don hates the Dow Jones Industrial Average. Not only is is not an index, it only represent about 0.002% of all the stocks traded in the world. Can't we start calling something else "the market."

Cash Out Issues

Play Episode Listen Later Jun 8, 2020 1:30


Over $1 trillion was moved into cash. Why that's a mistake in more than one way. 

Annuities: You Usually Lose

Play Episode Listen Later Jun 6, 2020 1:30


Immediate annuities seem like a nice safe way to guarantee income, but the insurance company will almost always win the bet.

Getting Breaks for Your Broker?

Play Episode Listen Later Jun 4, 2020 1:30


Most loaded mutual funds offer lower commissions for larger amounts invested, but many brokers advice against these breakpoints to pad their pockets.

Traders Can't Win

Play Episode Listen Later Jun 2, 2020 1:30


Want to make money in the day-trading business? Then sell people fake trading classes, because you're unlikely to make much, if anything, trying to trade securities.

Undervalued Value?

Play Episode Listen Later Jun 1, 2020 1:30


Some pundits want you to believe that value investing no longer works. Just because something hasn't been successful lately doesn't mean it won't come back.

What's Average, Isn't

Play Episode Listen Later May 29, 2020 1:30


While the stock market may post impressive averages, you're unlikely to see that return in a particular year. To get the "average" you must accept the ingoing fluctuations.

Anything For a Buck?

Play Episode Listen Later May 27, 2020 1:30


Despite the fact that they are being sued by the Washington State Attorney General, Dave Ramsey continues to recommend a time share exit firm that has almost 360 complaints with the Better Business Bureau and 78 one-star reviews on Yelp. I wonder if he'd still reccomend them if they didn't pay him?

Claim Talking Real Money Minute - Investing Advice and Money Musings

In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

Claim Cancel