Podcasts about dimensional funds

Don and Tom welcome Weston Wellington of Dimensional Funds for a rare and richly insightful conversation covering market volatility, media noise, diversification, and the enduring wisdom of index investing. Weston compares Spam to Motorola, skewers financial hype, and champions simplicity in investing—and yes, he might just sing if you let him. The conversation explores how far the financial industry has evolved (and still has to go), why most investors get in their own way, and whether AI or just good old-fashioned “aggregated intelligence” holds the future of smart money management. 0:04 Don's surprise “singing telegram” and guest intro0:53 Weston Wellington on volatility and market uncertainty2:47 Why volatility is the “price we pay to play”3:32 The media's role in investor anxiety4:57 Should investors act on daily financial advice?6:15 Portfolio changes should reflect personal changes, not headlines7:24 Spam vs. Motorola: A lesson in stock picking9:44 Dimensional's stance on individual stock ownership10:02 Diversification as “the closest thing to a free lunch”11:07 Are alternative investments the new magic bullet?12:43 Mutual funds vs. ETFs—what works best and when15:27 Industry evolution: from 8% loads to indexing dominance18:29 Where Dimensional fits in the modern fund landscape21:01 AI vs. “aggregated intelligence” in managing portfolios24:04 How regular people can find real financial advice25:34 The key to success: Temperament, not timing26:44 Weston's side gig as a roving birthday singer27:58 Why Weston hasn't been invited lately (and he's lonely) Learn more about your ad choices. Visit megaphone.fm/adchoices

David Booth, the founder and Chairman of Dimensional Funds, on how he and a group of future Nobel Prize winners came together at the University of Chicago in the late 1960's and 70's and revolutionized the investing world by applying data, for the first time, to quantify the real performance of the stock market, and to shine a glaring spotlight on the way Wall Street used to work. In the process, they created Dimensional Funds - one of the most successful investing firms in history. LINKS: https://www.dimensional.com/us-en/who-we-are/about-us https://www.youtube.com/watch?v=T98825bzcKw Learn more about your ad choices. Visit podcastchoices.com/adchoices

David Booth, the founder and Chairman of Dimensional Funds, on how he and a group of future Nobel Prize winners came together at the University of Chicago in the late 1960's and 70's and revolutionized the investing world by applying data, for the first time, to quantify the real performance of the stock market, and to shine a glaring spotlight on the way Wall Street used to work. In the process, they created Dimensional Funds - one of the most successful investing firms in history. LINKS: https://www.dimensional.com/us-en/who-we-are/about-us https://www.youtube.com/watch?v=T98825bzcKw Learn more about your ad choices. Visit podcastchoices.com/adchoices

At Talking Real Money, we're here to reinforce core investing principles: diversify, plan carefully, and never attempt to predict market swings—a point underscored by famed hedge fund manager Ray Dalio, who advocates holding multiple uncorrelated asset classes rather than timing market downturns. Dalio warns of economic shocks comparable to past crises like the dot-com bust but emphasizes preparation, not prediction, urging investors to diversify across stocks and bonds to mitigate volatility. We explore the practicalities of bond investing, noting bond ladders as a potential strategy, though bond funds usually suffice for most investors. Additionally, we caution against market timing, highlighting that missing just a few of the market's best days over decades could dramatically reduce returns. Ultimately, successful investing relies on consistent strategy and prudent allocation—not reactionary moves based on fear or speculative predictions. 1:58 Dimensional Funds documentary discussion 2:38 Hedge fund manager Ray Dalio's predictions and strategy 3:58 Dalio emphasizes asset diversification 5:48 Comparing podcast viewership and popularity 8:05 Critique of leveraged ETFs and annuities 11:10 Preparation beats market timing 14:57 Bond ladders vs. bond funds explained 19:06 Bond market volatility in downturns 21:45 Listener question on tax-efficient bond investing 26:58 Dangers of market timing highlighted 31:18 Clarifying listener confusion about RMDs 35:27 Advice on state-specific tax consultation Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Q&A episode, Don and Tom address listener questions about comparing Vanguard funds with Avantis Global Equity Fund, review an Army officer's retirement portfolio, provide debt management guidance for a young professional, discuss options for handling an old 403(b) plan, and explain fund benchmark comparisons for Dimensional Funds. [0:04] Introduction and explanation for Q&A format change [3:07] Comparing Vanguard funds to Avantis Global Equity Fund (AVGE) [7:34] Army officer's retirement planning and investment portfolio review [16:34] Debt hierarchy guidance for young professionals [18:11] Managing an old employer 403(b) plan at Fidelity [21:54] Understanding Dimensional Funds performance vs benchmarks Learn more about your ad choices. Visit megaphone.fm/adchoices

As Asia's leading fee-only wealth advisory firm, we are honoured to feature Dr Peng Chen, our Senior Advisor and Director at Providend, in this special podcast episode. Dr Peng is the co-inventor of the Ibbotson-Chen model – a data-focused approach that breaks down the components contributing to equity market returns and uses them to estimate forward-looking expected returns. This model earned the prestigious Graham and Dodd Award of Excellence.In this week's Money Wisdom episode, Chris chats with Dr Peng, recounting their first meeting in 2014 and exploring how Dr Peng and Providend played a pivotal role in bringing Dimensional funds to Singaporean investors.Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 3 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Mailing List Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribeDownload Investment eBook Today!TBC

Tune in to hear:What does Dimensional see about the future of the industry that encouraged them to launch something like ‘Life Invested.'Why does a “human first” investment model have the power to endure in a way that other investment models, such as those centered around sales, have not?How can we give the “human first” approach more definitional clarity for those who are new to the concept?What would Breanna say to those advisors who are nervous they are going to open a “Pandora's Box of emotion” when they become more vulnerable with their clients?As someone who does a lot of self-reflection, what advice does Breanna have for advisors who want to use the things that we are discussing today as a window onto self-improvement?LinksBreanna Rae BlaneyBreanna Rae Blaney on LinkedInDimensional Fund AdvisorsConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 3061-OAS-11/27/2024

In this episode, Todd sits down with special guest, Ryland Puzzitiello, Regional Director at Dimensional Fund Advisors. Dimensional Funds is one of the world's leading Mutual Fund and ETF providers with over $740 billion under management (as of June 30, 2024). They were one of the pioneers of the Evidence Based Investing approach. Todd and Ryland discuss what evidence based investing is and its potential benefit to investors.

Wes Crill from Dimensional Funds joins us to discuss: 1:47 Election Anxiety 3:51 Presidential Concerns 6:03 Market Concentration 7:37 Diversification Dilemma 10:15 Small Cap Superiority 10:56 Global Market Balance 14:18 Rebalancing Challenge 16:10 New Market Highs 17:18 Equity Portfolio Strategy 23:43 Crypto Curiosity Learn more about your ad choices. Visit megaphone.fm/adchoices

The end of the year often brings mutual fund investors an unpleasant surprise that can raise taxes; the realized capital gains distribution. How can you avoid this tax surprise? Are traditional mutual funds headed for extinction? Dimensional Funds rolls out a total market ETF to compete with Avantis. Then, listeners ask: How can the Washington state estate tax be avoided? Do they have enough to live a confortable and enjoyable retirement? How do you find a financial advisor you can trust? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we have the pleasure of catching up with Wes Crill, Senior Investment Director at Dimensional Funds. We address some of the latest academic reviews of factor investment research, specifically research for what's driving the factor performance/variability. We also discuss the challenges 2023 is posing on the factor premiums such as value and size.

As the United States approaches its credit limit what might that do to the investnent markets? We pose that question to Wes Crill, Senior Investment Director and Vice-President at Dimensional Funds. We also discuss active versus passive investing, the value of scademic evidence, the effectiveneed of market times, and the advantages of funds or ETFs. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are thrilled that Dimensional Funds made the Barron's Top Funds list. However, this is a hollow victory, at best (and speaking of victory...). What makes a great fund group? Then we hear from you: Who provides the best retirement advice? Why not give your child a 1099 for chores? Are American Funds too expensive for a 401k? Finally, a big fan of indexed annuities calls right at the end, so Don works overtime to discover the truth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom and Don take a look at a couple of popular investnents that no one needs; buffer funds, private real estate. Then a listener wonders how to get into Dimensional Funds' products?

In this episode, we follow up with Wes Crill, Head of Investment Strategists at Dimensional Funds, from our May 2022 podcast episode in light of the continuing market volatility during the 1st half of 2022.  We address investor misconceptions and behavioral tendencies in the face of steep market sell-offs, both in equities and fixed income.  We caution investors to not react to short-term market volatility and evaluate how risk is being priced in equities and fixed income in the face of greater uncertainty on inflation and economic growth outlooks. 

In this episode, we catch up with Wes Crill, Head of Investment Strategists at Dimensional Funds, to discuss the client communication challenges financial advisors are facing in the wake of market volatility, especially in fixed income which has typically served as a ballast to equities, but not so much so far in 2022.  We also discuss how advisors might address client inquiries into cryptocurrency / digital asset investing when viewed within the context of expected risk/returns applied to traditional assets. 

Three reasons why I think you should think about investing in something other than the NZx 50: Home Bias - Check out the 'The randomness of Global Equity Returns ' by Dimensional Funds here:https://www.dimensional.com/us-en/insights/the-randomness-of-global-equity-returns Certain companies in the NZx50 are overweighted The liquidity is comparatively low compared to global indexes FIND ME: ►Find me on Tik Tok: https://www.tiktok.com/@ryanjmelton ►On Linkedin: https://www.linkedin.com/in/ryanjackmelton/ ►On Instagram: https://www.instagram.com/ryanjmelton/

Why do we suggest Vanguard funds when they practice active management?The stock market is dangerous enough without multiplying by four.You might want them, but are no “safe” investments that make money.Mighty financial oaks from little acorns.com grow.What makes Dimensional Funds so special?When does it make sense to move a regular IRA into a ROTH?

FROM OUR AUDIO ARCHIVESPlease do not call the phone number in podcast. Use 855-935-8255 instead.Also, the ads and other information may not be accurate at the time you listen.Don reports on his visit with Dimensional Funds from Austin Texas.When is it time to hire an advisor?Can you roll over inherited retirement plans into a ROTH?Dimensional funds vs Vanguard funds: Which is better?How do you qualify for a ROTH IRA?

Jason and Alex kick off todays' show discussing a survey returned by Dimensional Funds that includes 13,000 investors and some of the important data that was derived from the survey.  Find out what is important to people with regards to their advisor relationships. What attributes are most valued in a Financial Advisor:1. Understand Financial Needs and Goals2. Explains financial concepts in a manner that I can understandWhat does sense of security and peace of mind mean to you:1. Not running out of money (60% responded this way)2. Being able to maintain lifestyle

In this episode, Wes Crill, Head of Investment Strategists at Dimensional Funds, joins us to discuss the latest issues surrounding value investing.  Stocks trading at low price/book valuations have historically outperformed the broader market due to their inherent riskiness, whether due to the cyclical nature of their businesses, capital intensity, or higher financial leverage.  However, an increasing number of academics and investors are questioning the relevance of book value (assets less liabilities) as the basis for measuring company valuation as opposed to earnings, cash flow, sales, etc.  As global economies transition to the digital age with capital investments increasingly focused on research and development and software licenses, is book value still relevant as a valuation metric for today's investors?

How's your portfolio performing? Are your funds not performing as you'd hoped? Today we'll help you figure out how recent economic conditions, investing trends, and different asset classes affect your success! A few weeks ago, we held an awesome live Stack event on YouTube with Dr. Apollo Lupescu from Dimensional Funds where he dove into inflation, current market trends, and the overall economy. He also answered some listener's questions live! Today, you'll hear that discussion in it's entirety. After Dr. Lupescu, we finished out the event with OG answering additional financial questions from viewers. It was a great event so we are replaying it for you today for those who missed it. If you weren't notified of the Stack event ahead of time and would like to be included for our fall event, sign up for our free guide to the show here. In addition to exciting news and updates for upcoming events like the Stack, you'll also get the Monday and Wednesday show guides that are packed with lots of information on the topics we discuss in the shows and Joe's money lessons. Find our show notes at StackingBenjamins.com Find our free GUIDE to our Monday and Wednesday shows (plus news on when our next STACK event will occur): StackingBenjamins.com/STACKER Enjoy!

Could nationalism affect your financial future? It’s very natural for people to gravitate towards what they know instead venturing into the big wide world of the unknown. Choosing to put all their money into the country they love. New Zealand, as good as it is, will never provide the diversity you need to live the life you want on it's own. You need to spread the risk internationally. Don’t believe me? Check out this report from Dimensional Funds: https://www.dimensional.com/us-en/insights/why-should-you-diversify --- Send in a voice message: https://anchor.fm/ryanjmelton/message

In this episode, we catch up with Dimensional Funds on Sustainability Investing, following up on our December 2019 podcast.  We discuss the landscape of ESG investing and the current challenges facing investors given the increased popularity.  We discuss the tradeoffs to ESG investing and what investors are potentially giving up.  In particular, we focus on how investors can invest for sustainability while maintaining exposures to dimensions of higher expected returns (i.e. Fama/French risk factors). 

In this episode Brian and Blake discuss Dimensional Funds introduction of Exchange Traded Funds. They explore how this and other recent developments will impact our approach to portfolio construction aligned with the best thinking of our new Allworth investment team.

We have enough to worry about without being concerned about the election's impact on our investments.

In this show Jason and Alex answer questions from listeners. They invite listeners to send their questions to jason@financialdetox.com or call 877-707-8889. The goal of Financial Detox is to provide consumers with access to quality and complimentary financial education.Alex offers sage advice to listeners who have a relationship with a financial advisor: Do not hesitate to ask the genuine questions that are on your mind.He then shares a listener question that has been on many minds: “Considering the upcoming election, what is the plan if things tank?” Jason importantly breaks the question down into 2 parts. First, he educates listeners with the fact that election year outcomes are not correlated to stock market performance. It is impossible to predict how the market is going to perform according to which party in office. Historically the data shows no correlation. Second, the Financial Detox team’s plan is to stick to the long-term financial plan and investment strategy already in place. A common is mistake investors make is changing their investment plan according to the news, events, and hype out there. Alex points out fear and greed naturally, as human beings, cause people to make significant investment mistakes. Jason stresses that investors should take action on a regular basis, as needed, according to an investment philosophy; not in reaction to events. For example, investors should continue to re-balance the amount in each investment according to a target amount.They share a second listener question, which is similar to the first: “Why shouldn’t I make tactical changes to a portfolio?” Dimensional Funds, a respected provider of investment research, uses a metaphor to effectively answer this question. They point out the similarities between making tactical changes in a portfolio and betting on sports; making tactical investment changes in response to news is like betting. Each tactical decision and sports bet take quite a bit of stress, energy and luck; imagine trying to keep repeating that over time. Jason stresses the importance of having a portfolio and an investment philosophy that gets you through good times and bad. Some tactical aspects, such as considering themes like the technology revolution, should be included when creating a portfolio. However, the tactical aspects should not be driven by events; they should be driven by investment philosophy.Jason shares the importance of first creating a financial plan that shows what rate of return need is needed to meet ones’ goals. Only after that is done can an investment strategy be properly created.Alex offers a pressure-free and complimentary video meeting to listeners who are stressed and looking for help in these times of global economic turmoil. Jason cautions that there are huge differences in quality of financial advice; always get second opinions because there are good advisors and bad advisors out there.In this show you will learn about:- Why investors should not change their investment strategy in response to news and events- How election year outcomes are not correlated to stock market performance- Tactical changes that are good for investors to make and which should be avoided- The importance of seeking a second opinion when hiring a professional for financial advice or managing a portfolio on your own.

In this show Jason and Alex answer questions from listeners. They invite listeners to send their questions to jason@financialdetox.com or call 877-707-8889. The goal of Financial Detox is to provide consumers with access to quality and complimentary financial education.Alex offers sage advice to listeners who have a relationship with a financial advisor: Do not hesitate to ask the genuine questions that are on your mind.He then shares a listener question that has been on many minds: “Considering the upcoming election, what is the plan if things tank?” Jason importantly breaks the question down into 2 parts. First, he educates listeners with the fact that election year outcomes are not correlated to stock market performance. It is impossible to predict how the market is going to perform according to which party in office. Historically the data shows no correlation. Second, the Financial Detox team’s plan is to stick to the long-term financial plan and investment strategy already in place. A common is mistake investors make is changing their investment plan according to the news, events, and hype out there. Alex points out fear and greed naturally, as human beings, cause people to make significant investment mistakes. Jason stresses that investors should take action on a regular basis, as needed, according to an investment philosophy; not in reaction to events. For example, investors should continue to re-balance the amount in each investment according to a target amount.They share a second listener question, which is similar to the first: “Why shouldn’t I make tactical changes to a portfolio?” Dimensional Funds, a respected provider of investment research, uses a metaphor to effectively answer this question. They point out the similarities between making tactical changes in a portfolio and betting on sports; making tactical investment changes in response to news is like betting. Each tactical decision and sports bet take quite a bit of stress, energy and luck; imagine trying to keep repeating that over time. Jason stresses the importance of having a portfolio and an investment philosophy that gets you through good times and bad. Some tactical aspects, such as considering themes like the technology revolution, should be included when creating a portfolio. However, the tactical aspects should not be driven by events; they should be driven by investment philosophy.Jason shares the importance of first creating a financial plan that shows what rate of return need is needed to meet ones’ goals. Only after that is done can an investment strategy be properly created.Alex offers a pressure-free and complimentary video meeting to listeners who are stressed and looking for help in these times of global economic turmoil. Jason cautions that there are huge differences in quality of financial advice; always get second opinions because there are good advisors and bad advisors out there.In this show you will learn about:- Why investors should not change their investment strategy in response to news and events- How election year outcomes are not correlated to stock market performance- Tactical changes that are good for investors to make and which should be avoided- The importance of seeking a second opinion when hiring a professional for financial advice or managing a portfolio on your own.

Today I'm sharing the highlights from last week's webinar with Dimensional Funds. Specifically, I'm covering three things: Why do we invest in the stock market when we know how bad it feels to watch our money go up and down How has the market responded during previous crises What should you be doing with your investments right now If you're interested in using nerdy historical data to help make some sense out of the current market environment, today's episode is for you.

This is a quick reminder about the FREE investing webinar I’m hosting with our friends at Dimensional Funds on April 30th. To register, just go to www.staywealthywebinar.com Again, there are no strings attached here. This is purely for educational purposes only and my chance for me to help get good information in people's hands. We will be talking in-depth about: The current stock market landscape How retirement investors can manage stock market volatility Actionable tips for weathering this storm. I’ve already had a preview of the presentation and you don’t want to miss this. To register, just go to www.staywealthywebinar.com I’ll see you there!

I've partnered with Dimensional Funds (a $450 billion asset manager) to host a FREE webinar on April 30th. We will be addressing the recent market volatility + what you can do as a retirement investor to weather this storm. There are no strings attached. This is a FREE webinar for educational purposes only. To register, visit www.staywealthywebinar.com. Today on the podcast, I'm sharing 5 things retirement savers need to know about the CARES Act... ...the largest economic stimulus bill in history! If you haven't had time to read all 880 pages, you're going to enjoy the highlights in today's episode.

Paul addresses 14 questions from listeners and readers, but first he speaks to an interesting case of an investor who has greater trust in a bar of gold than a government bond-based Vanguard fund.  Where are your Fine Tuning Tables for 2019? 9:33  Where can I get a better rate of return in my checking account? 11:20  Does …

In this episode, Don and Tom advise staying away from annuities, discuss laddering CD's and more! The conversations also cover the waywardness of market timing, why volatility and claims of a coming recession should not impact your investment, and some ideas on long term care insurance.Why you shouldn't buy annuities, even from family members!Considering laddering CD's over bond investments.Weighing the maintenance costs of real estate investments and ways to fund these.The difficulty of evaluating long term care policies.Where to put your money with all the claims of market volatility and recession.Market timing is never a good idea, no matter what someone tells you!Vestory — https://vestory.com/Real Retirement Roadmap — https://www.talkingrealmoney.com/new-events/2019/9/17/real-retirement-roadmapVanguard — https://about.vanguard.com/Dimensional Funds — https://us.dimensional.com/Valic — https://www.valic.com

How do you find a good advisor to help you manage your money and plan for retirement? This is a question we get a lot, and the truth is, finding a good financial advisor can be a lot trickier than we imagine. What are the subtle signs to look out for that say you can trust a company or not? Here, we highlight the weasel words, and other devious little tricks, financial companies can use to bamboozle you. By the end of this episode, you’ll have a good idea how to judge a good financial advisor from a bad one, be more equipped to handle any financial advisor or broker manipulation and feel more confident in the management of your retirement money. Quotes from the Show: “If you know nothing, Wall Street is an expensive place to get a lesson.” — [0:01:16] “The bottom line is you should not have multiple retirement plans floating around.” — [0:12:00] Learn more about Dimensional Funds. How to streamline your online research process. Being aware of fiduciary fakers. Discover what a company’s ADV Part II is. Why you’ve got to read a company’s ADV. Weasel words you need to know. Investor Alert! Commissionable products. Meet the man who had twelve 401(k) plans. The difference between a Rollover and a Distribution. Why you need to avoid multiple retirement plans. How to move your 401(k) money safely. Show Links: Vestory — https://vestory.com/ Dimensional Funds — https://us.dimensional.com/ Vanguard — https://investor.vanguard.com/corporate-portal/ Yelp — https://www.yelp.com/ FINRA Investor Alerts — http://www.finra.org/investors/alerts

Part 2 of our series at the Inside ETFs Conference includes: [0:48] Ed Rosenberg and Rene Casis, responsible for ETF Offerings at American Century, discuss their outlook for Federal Reserve rate hikes in 2019 and why investors should emphasize ‘quality’ when positioning their portfolios. [6:27] Lukas Smart, Portfolio Manager at Dimensional Funds and Manager of the John Hancock Multifactor ETFs, discusses some of the differences on how Dimensional’s strategies are implemented between the Dimensional mutual funds and John Hancock ETFs.  [11:07] Gene Podkaminer, Head of Research Strategies at Franklin Templeton, provides his macro outlook for a global GDP convergence between the U.S. and the rest of the world as well as his views on multi-factor construction. [23:47] Luke Oliver, Head of Capital Markets at DWS, sees slowing global growth but opportunities within emerging markets, particularly China, and high yield fixed income as well as trends in ETF product development.  [31:28] Matt Bartolini, Head of SPDR Americas Research at State Street Global Advisors, shares with our audience some new research into sector-based investing using business cycle analysis. [35:30] Alisa Maute, Head of Distribution, and Jeremy Schwartz, Global Head of Research at WisdomTree Investments, update our audience with their innovation of “modern alpha” and their development of advisor tools. Disclosures: -WisdomTree Investments, Inc. (“WisdomTree Investments”) is the sole owner of WisdomTree Asset Management, Inc., a registered investment adviser, and is a substantial minority owner of AdvisorEngine Inc. (“AdvisorEngine”), a digital wealth management platform.   WisdomTree and/or its affiliates has a financial interest in AdvisorEngine and its business. -The opinions expressed are those of American Century Investments (or the fund manager) and are no guarantee of the future performance of any American Century Investments fund. This information is for educational purposes only and is not intended as investment advice. The third parties listed are independent companies and are not affiliated with American Century Investments. Listing them does not suggest a recommendation or endorsement by American Century Investments.  

Today Ben Lavine is joined by Lukas Smart, portfolio manager at Dimensional Funds or DFA. In today’s podcast, Lukas shares with us his perspectives on the importance of maintaining a long-term investment focus for capturing the historical drivers of equity and fixed income risk-based returns – a particularly challenging exercise when many of those historical drivers, such as value and small cap, are not being rewarded in a period of technology disruption and social media-driven headlines.

In this podcast Paul answers seven questions from his listeners/readers about bonds, Dimensional Funds, market collapse and correction, treasury funds, market timing and the Japanese market. 1.  Is a portfolio of 90% equities and 10% bonds too aggressive for a 38-year-old? 2.  Do you still recommend using Dimensional Funds even though one must pay an advisor to access them? 3. …

In this podcast Paul answers seven questions from his listeners/readers about bonds, Dimensional Funds, market collapse and correction, treasury funds, market timing and the Japanese market. 1.  Is a portfolio of 90% equities and 10% bonds too aggressive for a 38-year-old? 2.  Do you still recommend using Dimensional Funds even though one must pay an advisor to access them? …

Most of those in the financial services industry are not looking out for you, they’re looking out for themselves. In this episode Don explore ways to look out for yourself. He also gets into commodities with a caller who's promoting silver. How has silver done when compared with equities and the growth of the global economy. Plus, more on Fidelity’s new no-expense funds. Stock market versus precious metals. The sad reality of silver investing. No comparison between commodities and equities. The progressive growth of the global economy. Understanding the Fidelity Zero Total funds. Financial Engines and Edelman merging. Investment firms making money for themselves. Stock brokers concerned about appearances. Investing with Acorns. Why your management fees shouldn’t be too high. Build a plan then build a portfolio. S&P changes and why you should be owning the whole market. Talking Real Money Twitter — https://twitter.com/talkrealmoney Money Thirty Podcast — https://www.moneythirty.com/ Real Investing Journal — https://www.realinvestingjournal.com/ Vestory — https://vestory.com/ 401411 — http://www.401411.com/ Vanguard — https://investor.vanguard.com Better Retirement Guidebook — https://www.retirebetterbook.com/ Financial Fysics on Amazon – https://www.amazon.com/Financial-Fysics-Money-Investing-Really/dp/1453898557 Financial Fysics on iBooks – https://itunes.apple.com/us/book/financial-fysics/id1416808165  Financial Fysics Free PDF – http://www.talkingrealmoney.com/freefify Fidelity — https://www.fidelity.com/ Dimensional Funds — https://www.dimensional.com/ Financial Engines — https://financialengines.com/ Edelman — https://www.edelmanfinancial.com/ Acorns — https://www.acorns.com/  

Tom and Don discuss some well known investing firms such as Thrivent and Merrill Lynch and weigh their value and merits. Then on to advice for finding the right type of advisor before explaining a little about stock correlation. The episode finishes off with some further insight into the pitfalls of day trading and trying to beat the market.  The difference between socially responsible investing and sustainable investing. Some information on Thrivent and similar firms. Which financial "advisors" you should trust.  Understanding market correlation. The costs of working with Merrill Lynch. A caller with a personal experience of Merrill Lynch.  Why day traders so often fail. Real Investing Journal — https://www.realinvestingjournal.com/ Vestory — https://vestory.com/ 401411 — http://www.401411.com/ Vanguard — https://investor.vanguard.com Better Retirement Guidebook — https://www.retirebetterbook.com/ Thrivent — https://www.thrivent.com/ Jason Zweig — http://jasonzweig.com/ Morgan Stanley — https://www.morganstanley.com/ Dimensional Funds - https://us.dimensional.com/ Merrill Lynch - https://www.ml.com/ Jeff Bezos - https://www.forbes.com/profile/jeff-bezos/#16d649521b23 Retiremeet - http://www.retiremeet.com/  

The focus of this episode is the Roth account, as our hosts take a few calls on the subject and unpack the benefits for our listeners. Guest host, Paul Merriman lays out his ideas around really long term investing, for your grandchildren, and how to utilize the Roth IRA for this purpose. We also talk about picking strategies for multiple accounts and how much of an effect small choices make over the years with compounding interest. We also look forward to the fast approaching Retiremeet and Paul gives us a small idea of what to expect from his presentation. - Why to pick a Roth IRA over a 401(k). - Investing for your grandchildren with the a Roth IRA. - Deciding on levels of aggression for your investment strategy. - The widening difference that occurs with compounding interest. - Best practices for long term investing with regards to risk. - More reasons why we like the Roth IRA as a long term option. - Looking forward to the best and worst questions surrounding investments. - A taste of Paul Merriman’s Retiremeet topic. Money Thirty Podcast — [https://www.moneythirty.com/](https://www.moneythirty.com/) Real Investing Journal — [https://www.realinvestingjournal.com/](https://www.realinvestingjournal.com/) Vestory — [https://vestory.com/](https://vestory.com/) Paul Merriman — [https://paulmerriman.com/](https://paulmerriman.com/) Merriman — [http://www.merriman.com/](http://www.merriman.com/) 401411 — [http://www.401411.com/](http://www.401411.com/) Vanguard — [https://investor.vanguard.com](https://investor.vanguard.com) Retiremeet North — [http://www.retiremeet.com/](http://www.retiremeet.com/) MarketWatch — [https://www.marketwatch.com/](https://www.marketwatch.com/) Dwight David Eisenhower — [https://www.biography.com/people/dwight-d-eisenhower-9285482](https://www.biography.com/people/dwight-d-eisenhower-9285482) Dimensional Funds — [http://dfaus.com/](http://dfaus.com/) _101 Investment Decisions Guaranteed to Change Your Financial Future_ — [https://paulmerriman.com/101-investment-decisions/](https://paulmerriman.com/101-investment-decisions/)

Jake DeKinder is the head of all advisory communications and the VP of DimensionalFund Advisors. Jake works with advisors across the world to help them bettercommunicate to their clients in plain language the complex topics surrounding investing.He received his MBA from the McCombs School of Business at The University of Texasat Austin and he also holds the CFA designation. In this conversation, Paul speaks with Jake about Dimensional Funds history and hisrole with the advisor and client, why trying to outguess the markets doesn’t work verywell, how everyones behavior in a mutual fund impacts your outcomes and much more. For full show notes and to download a FREE copy of the transcript for this episode, visit: http://www.sfgwa.com/blog Paul Adams is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. PAS is an indirect, wholly owned subsidiary of Guardian. Sound Financial Group is not an affiliate or subsidiary of PAS or Guardian. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Guardian or PAS unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results. This Material is Intended For General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Compliance: 2018-53719 Exp. 2/20