Podcasts about Spiva

Hur ska man värdera bolag i allmänhet, och i synnerhet i AI-eran? En konflikt uppstår i poddstudion, där ena hörnet går på kassaflödesanalyser, och det andra på marknadsstorlek och potential. Samtalet börjar i Anthropics rekordvärdering på 965 miljarder dollar, rör sig igenom DCF-analysens styrkor och brister, Spotifys pivot till lönsahet, Plejds resa och varför fondförvaltare sällan slår index – och landar i den stora frågan: hur positionerar man sig som investerare när AI-dimman gör det svårare än någonsin att se mer än tre år framåt? I veckans avsnitt medverkar: Jacob BursellHampus BrodénViktor FritzénLars Jörnow TIDSSTÄMPLAR 00:00 Intro: Anthropic värderas till 965 miljarder dollar – nu mer värt än OpenAI. 00:02 Varför Anthropic vinner: enterprise-fokus, kodmodeller och kommersiell disciplin 00:06 Opus 4.8 vs ChatGPT 5.5 – benchmark vs användarupplevelse 00:08 Att göra DCF-analys med AI: från en veckas arbete till några minuter 00:10 Lars investeringsfilosofi: VC-tankesätt på börsen, sex koncentrerade innehav 00:14 Spotify som case study: unit economics, earnings power och timingrisken 00:18 DCF förklarat: nuvärde, terminalvärde och varför de flesta antaganden är gissningar 00:24 ROIC, cost of equity och vad som verkligen skapar aktieägarvärde 00:26 Plejd – varför Lars äger den och varför småbolagsfonder missat den 00:28 Traumat från IT-bubblan 2000 och vad det gör med en analytiker 00:30 Marknadseffektivitet: Goldman Sachs-anekdoten och Roger Federer-parallellen 00:32 Spiva-rapporten: varför fondförvaltare sällan slår index – och varför de som gör det inte upprepar det 00:34 Greenblatt's Magic Formula 00:38 Peter Lynch: investera i det du känner till 00:40 GoPro och Zoom – tillväxt utan försvarbar position 00:42 Köp-vad-du-använder-strategin: Apple, Spotify och när man ska sälja 00:46 AI-fog: varför det är svårare än någonsin att investera med lång horisont 00:50 Bolag som Loveable – tillväxttakt som tidigare var omöjlig 00:58 Frontier models som cornered resource – värde sugs in i tre bolag 01:02 Google äger del av Anthropic, Amazon likaså – infrastruktur vinner oavsett 01:04 Alphabets värdering: inte dyr när man räknar in tillväxttakten 01:08 Är det en värderingsbubbla eller en vinstbubbla? 01:10 Halvledarsupercykeln – "this time is different" eller klassisk cyklikalitet? 01:14 Det dystopiska vs det utopiska AI-scenariot 01:16 Sverige som energileverantör åt utländska datacenter 01:18 Hur man positionerar sig: S&P 500, Indien, Latinamerika, datadrivna bolag 01:20 Garmin som outnyttjat guldberg – och megakonglomeratens era OM PODDEN Marknaden är en podd om börs, ekonomi och finans. Vi som gör den är Hampus Brodén, Johan Isaksson, Petter Hjerstedt, Viktor Fritzén, Lars Jörnow och Jacob Bursell. Följ oss på X: https://x.com/marknadspodden Hör av er till oss på jacob@monopolmedia.se #marknadspodden #ekonomi #investeringar #DCF #AI #Anthropic #Plejd #Spotify #aktier #värdeinvestering #halvledare #AIinvesteringar

A graduation-season episode turns into a surprisingly deep conversation about careers in the age of AI, anchored by a New York Times article from Jodi Kantor. Don and Tom explore the idea that successful careers are built not by chasing trends, but by developing a personal “craft” and aligning it with real-world need. They connect that concept to investing discipline—ignore noise, focus on what you can control—and emphasize experimentation early in life. The back half pivots to listener questions, where Don dismantles buffered ETFs as overly complex, critiques commission-laden annuity practices masquerading as fiduciary advice, clarifies Social Security spousal benefits, and takes apart the flawed comparison between low-cost index bond funds and leveraged, high-fee active products like the PIMCO Income Fund. The throughline: complexity, whether in careers or investing, is usually a trap.0:05 Graduation season and why young people face a radically different job market1:36 AI, automation, and the uncertainty of future careers2:00 NYT article breakdown—“craft” and “need” as career anchors5:01 Why developing a unique skill set matters more than chasing trends6:37 College as a poor place to discover real-world “craft”7:19 Weekly self-reflection exercise: track what you enjoy vs. hate7:30 Generational career fads—from Japan to “plastics”9:15 Mentorship vs. going it alone in career development10:50 Real-world example: finding a career through evolving skills12:00 Parallels between career decisions and investing discipline13:39 Taking risks early in life when stakes are lower14:32 Listener question: buffered ETFs vs. bonds for stability17:11 Why buffered ETFs deliver limited upside and hidden risks19:39 Counterparty risk explained with 2008 auction-rate securities story21:56 Simpler alternatives: CDs and municipal bonds23:47 Industry hypocrisy: annuities inside “fiduciary” environments24:46 Why putting IRA money into annuities makes no sense25:30 Social Security spousal benefit basics explained26:39 Advisor claim: higher fees justified in certain asset classes27:57 Breaking down active bond fund risks vs. index funds29:44 Leverage dangers in funds like PIMCO Income31:38 SPIVA reality: active managers rarely outperform long termQuestions? Comments? Click!

AI-powered trading is the latest shiny object designed to make investors feel smarter while quietly encouraging more trading (and more profits for platforms). Don and Tom break down why letting an “AI agent” execute your personal market theories is just automated speculation—no edge, no accountability, and no evidence it works. They contrast this with decades of data showing that even professionals fail to beat simple index investing. The episode also tackles a listener question on Roth conversion timing (spoiler: don't overthink it) and a new “no-dividend” ETF gimmick that raises more questions than it answers. The throughline: complexity sells—but simplicity wins.0:05 AI trading tools enter the mainstream—and why they're a bad idea1:34 “Public” and AI agents: your ideas, their execution, your risk3:12 The illusion of having a “market edge”5:41 Removing emotion vs. removing common sense7:09 Robinhood déjà vu and engagement-driven trading10:15 The real goal: more trades, more profit (for them)11:12 Hedge funds, cheating, and Buffett's famous bet12:51 Day trading data: ~1% succeed (barely)13:55 SPIVA results: active managers consistently lose15:21 Why your AI-powered strategy won't beat the market16:22 Listener Q: Roth conversions and “dollar-cost averaging”17:19 What a Roth conversion actually is (and key rules)19:22 Why DCA is mostly a myth outside regular income investing20:23 Timing Roth conversions: sooner is usually better21:50 Listener Q: XDIV “no-dividend” ETF explained23:57 How dividend avoidance actually works (and doesn't)25:10 Gimmick or innovation? Costs, tracking error, and taxes26:34 Why waiting years beats chasing new products28:00 Q1 performance: U.S. vs. globally diversified portfolios28:15 The real diversification lesson investors ignore29:27 Free portfolio review pitch (and karmic marketing)Questions? Comments? Click!

In this episode, Lawrence Greenberg and Jackson Matthews break down how young Canadians in their 20's and 30's should approach investing and building a strong financial foundation.They walk through the biggest challenges beginners face, from information overload to the fear of making mistakes, and explain how to simplify the process. The conversation covers the different ways to start investing, whether through traditional banks, robo-advisors, or DIY platforms, and how to choose the right approach based on your level of involvement.They also explain how to prioritize accounts like the FHSA, TFSA, and RRSP, and why understanding their tax advantages can significantly impact long-term wealth. Beyond that, they highlight the importance of diversification, avoiding stock picking, and keeping fees low.Throughout the episode, the focus remains on building good habits early, staying disciplined, and letting time and compounding do the heavy lifting.Key points from the episode:Why young investors struggle to get started (01:29)Investment options: banks, robo-advisors, and DIY platforms (02:12)How robo-advisors like Wealthsimple simplify investing (03:00)DIY investing and the role of ETFs (04:00)Introduction to the FHSA and how it works (06:28)Why the FHSA is a powerful “hybrid” account (06:38)Understanding the TFSA and its flexibility (08:39)Long-term power of tax-free growth in a TFSA (10:02)How RRSP contribution room works (11:16)Tax benefits and income optimization with RRSPs (12:38)Employer matching and why it's free money (13:29)When to use a non-registered account (16:05)Why stock picking underperforms the market (18:15)What the SPIVA report reveals about active management (19:22)The power of starting early and compounding (21:46)How fees impact long-term returns (24:04)Final takeaway: build habits, stay disciplined, and think long term (25:59)Thanks for Listening!Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. Feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.Follow Tulett,Matthews & Associates on social media: LinkedIn, Facebook, and more!Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.

What if the decades-long debate between active and passive investing wasn't really a debate—but a data problem? In this episode, Ben Felix and Cameron Passmore are joined by Tim Edwards, Managing Director and Global Head of Index Investment Strategy at S&P Dow Jones Indices, for a deep dive into the SPIVA Scorecard—the industry's most enduring and data-driven comparison of active versus passive investing. Tim explains how SPIVA has evolved over 25 years, why survivorship bias matters more than most investors realize, and what the data consistently shows across markets: most active funds underperform their benchmarks—especially over longer time horizons. The conversation goes beyond the headline results, exploring persistence (or lack thereof) in manager performance, why bond funds don't escape the same fate, and whether combining active funds improves outcomes (spoiler: not really). They also tackle common critiques of indexing, including index rebalancing costs, IPO inclusion concerns, and the role of index funds in market concentration.     Key Points From This Episode: (0:00:17) Introduction to the SPIVA report and its long-standing role in the indexing vs. active debate (0:01:18) Overview of the episode: SPIVA, index behavior, IPOs, and market concentration (0:03:30) What SPIVA is and how it measures active fund performance versus benchmarks (0:04:14) Why SPIVA was created: to inform—not settle—the active vs. passive debate (0:05:20) How SPIVA has evolved across regions, asset classes, and research dimensions (0:06:59) Controlling for survivorship bias and why it materially affects results (0:08:57) Real-world survivorship rates: ~50–60% of funds survive over 10 years (0:10:12) Core finding: most active funds underperform, especially over longer horizons (0:10:57) Comparison of equity vs. bond funds: slightly better outcomes in bonds, but still mostly underperformance (0:13:44) Structural differences in equity vs. bond markets (e.g., skewness, dispersion) (0:15:06) Typical survivorship rates across markets and how crises affect fund closures (0:16:02) Persistence analysis: past winners rarely remain winners (0:18:16) Global variation: some markets (e.g., international small caps) show slightly better active results (0:20:41) "Better" doesn't mean good: even in stronger categories, most funds still underperform (0:21:31) Do active funds perform better in down markets? Not consistently (0:23:37) Multi-asset portfolios of active funds: 97% underperform over 10 years (0:25:10) Selecting top-quartile funds improves outcomes slightly—but not meaningfully (0:26:46) Surprising findings in SPIVA and how market dynamics shape results (0:27:45) Impact of SPIVA on industry behavior and investor education (0:29:03) Ben shares how SPIVA influenced his own career path toward indexing (0:30:08) The "index effect" and whether index rebalancing creates performance drag (0:31:30) Why the index effect has largely diminished due to market competition and liquidity (0:34:05) Research on IPO inclusion and whether index rules create systematic return drag (0:36:57) How S&P handles IPO inclusion (e.g., 12-month seasoning rule for S&P 500) (0:39:58) Whether index methodology could evolve due to larger modern IPOs (0:42:36) Addressing concerns about large IPOs entering index funds (0:43:52) Historical perspective on market concentration and today's top-heavy indices (0:45:29) What happened to past top-10 companies: many declined, but markets still thrived (0:47:10) Creative destruction: why markets can succeed even when leaders fail (0:49:15) Weak relationship between market concentration and future returns (0:50:55) None of today's top companies were top companies in the 1960s (0:52:16) Key takeaway: markets evolve, and cap-weighted indices adapt automatically (0:53:58) Concerns about index fund growth and its impact on market function (0:54:30) Benefits of indexing: lower fees and often better investor outcomes (0:56:15) Timing the market: why waiting for a bigger drop tends to hurt returns (0:58:52) "Time in the market" vs. "timing the market" (0:59:09) Tim's favorite index: the DSPX dispersion index (1:00:53) Defining success: why happiness is the ultimate metric     Links: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

In this episode of the Global Thinking Podcast, host Rob Duncan sits down with Dr. Joe Nelesen from S&P Dow Jones Indices to break down the SPIVA Canada 2025 report and what it reveals about active vs passive investing. The data is clear. Most active managers underperform their benchmarks — not just in 2025, but over longer time horizons. This raises a critical question for investors and advisors alike. Is it still worth chasing alpha? Rob and Joe explore: Why active managers consistently struggle to beat the market The role of fees, market efficiency, and survivorship bias Where active investing may still have an edge The continued rise of ETFs and index investing How AI, tokenization, and evolving market structure could shape the future   Whether you are a portfolio manager, financial advisor, or individual investor, this episode provides a data-driven look at one of the most important debates in investing today. If you are building portfolios in today's market, understanding the trade-offs between active and passive investing has never been more important.   Chapters 00:00 Introduction to Global Thinking Podcast 02:31 Understanding the SPIVA Report Card 04:35 Performance of Active Managers in 2025 09:00 Factors Leading to Underperformance 13:11 The Role of Fees and Market Dynamics 17:40 Survivorship Bias in Active Management 19:44 The Future of Active Management 24:34 Active vs. Passive Investment Strategies 28:56 The Impact of Fund Selection 29:21 The Rise of Index Investing 30:43 Passive vs Active Investing Dynamics 32:23 Tokenization and Market Evolution 33:18 Future of Market Hours 35:07 The Future of Active vs Index Investing 37:58 AI's Role in Investment Strategies 41:54 Insights on Indices and Reading Recommendations   Disclosures: https://forstrong.com/disclosures/    Global Thinking Podcast Series - https://forstrong.com/podcast/    Global Thinking Insights - https://forstrong.com/insights/    Who is Forstrong Global - https://forstrong.com/who-we-are/    Ask Forstrong - https://forstrong.com/category/ask-forstrong/    Invest With Us - https://forstrong.com/invest-with-us/     Thank for you listening, please considering leaving a review and subscribing for future episodes.   For any questions, comments or suggested topics please reach out to Rob Duncan, rduncan@forstrong.com        

Rates are climbing, oil is ripping, and once again the data shows most fund managers can't beat the market. In this episode, we break down what's driving global markets, uncover the top-performing active ETFs in Australia, and answer Andrew's question on whether trusts are actually worth it.In this episode:0:00 Global markets update: rates & inflation3:16 Why Australia is out of sync with the world4:31 Oil surge and the obvious trade7:08 SPIVA report: active vs passive9:12 Best performing active ETFs in Australia14:55 ETF deep dive: what's inside the winners15:39 Community question: should you use a trust?Stocks & ETFs mentioned in this episode: Betashares Crude Oil Index ETF (ASX: OOO), Shell (LON: SHEL), Exxon Mobil (NYSE: XOM), Chevron (NYSE: CVX), Woodside Energy (ASX: WDS), Santos (ASX: STO), Dimensional Global Value Trust Active ETF (ASX: DGVA), Vanguard Global Value Equity Active ETF (ASX: VVLU), JPMorgan Chase (NYSE: JPM), Micron Technology (NASDAQ: MU), Alphabet (NASDAQ: GOOGL), Johnson & Johnson (NYSE: JNJ), Amazon (NASDAQ: AMZN), Berkshire Hathaway (NYSE: BRK.B), Cisco Systems (NASDAQ: CSCO), General Motors (NYSE: GM), Comcast (NASDAQ: CMCSA), Verizon (NYSE: VZ), Bristol-Myers Squibb (NYSE: BMY), Pfizer (NYSE: PFE), CVS Health (NYSE: CVS), Barclays (LON: BARC), AT&T (NYSE: T), HCA Healthcare (NYSE: HCA), EOG Resources (NYSE: EOG), Global X Ultra Short Nasdaq 100 Complex ETF (ASX: SNAS), Betashares US Strong Bear Complex ETF (ASX: BBUS), Betashares Global Banks ETF (ASX: BNKS)Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

Why Complex Portfolios Underperform Simple Ones Most investors believe that more complexity leads to better results. More funds, more strategies, more adjustments. But the data shows the opposite. In this episode, I break down why complex portfolios consistently underperform and how simplicity leads to better long term outcomes. We walk through SPIVA data on active managers, research on investor behavior, and studies showing how fees, turnover, and strategy switching quietly destroy returns. We also discuss why asset allocation matters far more than individual fund selection and how simple index based strategies remove the biggest risks investors face. If you are tired of second guessing your portfolio or constantly trying to optimize, this episode will give you a clearer path forward. Episode Timeline and Highlights 00:00 Why complexity hurts returns 01:30 Active managers vs index funds 04:00 Overlapping investments 06:30 Trading and turnover impact 08:30 Fee compounding 10:30 Asset allocation explained 12:30 Strategy switching mistakes 14:30 Why simplicity works 16:00 A better approach Key Takeaways • Most active funds underperform over time • Overlapping funds reduce diversification • Trading more reduces returns • Fees compound against you • Asset allocation drives most outcomes • Simple systems outperform complex ones Quotables "The market does not reward complexity. It rewards patience." "More decisions create more mistakes." "If complexity created returns, Wall Street would win every time." If your portfolio feels complicated, that might be the problem. Simplify. Automate. Stay consistent.

Questions? Comments?Don and Tom start with the classic “jelly beans in a jar” experiment to explain the wisdom of crowds and why large groups often produce surprisingly accurate predictions. That idea leads to a discussion of modern prediction markets like Kalshi and Polymarket, which sometimes outperform professional economists when forecasting things like GDP, inflation, or Federal Reserve decisions. But the hosts emphasize that these predictions ultimately don't matter to investors, pointing instead to the long-term evidence that active fund managers consistently fail to beat the market. They highlight massive investor flows away from active funds toward index and rules-based strategies and remind listeners that successful investing is far simpler than many believe: save regularly, diversify broadly, keep costs low, and avoid emotional decisions. Listener questions cover tax-efficient asset location across account types, retirement withdrawal strategies including the 5% variable rule, and why short-term differences between funds like AVUV and DFAS are largely irrelevant.0:04 Jelly beans and the “wisdom of crowds” analogy2:24 Prediction markets and why crowds sometimes beat expert forecasts3:29 Research showing prediction markets rival or outperform professional economists6:01 Why gamblers may make better predictions than professional forecasters7:04 Betting on prediction markets themselves and recession/interest-rate predictions8:08 Why economic predictions ultimately don't matter for investors8:19 $1 trillion outflow from active mutual funds and the shift to passive investing9:39 SPIVA data showing 98% of active funds underperform over 10 years10:46 Index funds vs “rules-based” or evidence-based funds11:43 The dramatic shift from active to index investing over the past decades12:41 Why investors don't need forecasts to succeed14:28 Listener question: Asset allocation across taxable, IRA, and Roth accounts17:14 Listener question: RMD timing and the 5% variable withdrawal strategy20:36 How the 5% variable withdrawal approach works in retirement22:36 Listener question: AVUV vs DFAS performance differences24:48 Why short-term performance comparisons are largely meaningless26:15 Market timing losses despite a strong 2025 market27:10 Final reminder: No one can predict the future, not even brokersLearn more about your ad choices. Visit megaphone.fm/adchoices

Don and Tom revisit the eternal temptation to beat the market, dismantling the appeal of equal-weight indexes and active management claims by highlighting implementation costs, tax drag, and decades of underperformance data. They explain why diversification isn't about bragging rights but smoother returns and disciplined risk management. Callers tackle portfolio rebalancing for a multimillion-dollar account (with a strong case made for elegant simplicity), sibling stock-picking rivalries, and small-business 401(k) options 0:04 Beating the market. Four decades of “sure things” that weren't. 2:44 Equal-weight vs. cap-weight. Smart idea… until costs show up. 4:58 Why diversify beyond the S&P 500. Smooth ride over bragging rights. 6:03 Theory vs. reality. Execution costs ruin beautiful strategies. 7:30 Active managers as “teammates.” The SPIVA reality check. 15:43 Small-business 401(k)s. More options, Vanguard pricing breakdown. 20:59 Caller Dan: Rebalancing a $3M portfolio. Simplicity wins. 28:33 Caller Glenn: “My brother beats the market.” Luck vs. skill. 33:56 Caller Dale: Virtual access and post-event recordings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?Don and Tom revisit the eternal temptation to beat the market, dismantling the appeal of equal-weight indexes and active management claims by highlighting implementation costs, tax drag, and decades of underperformance data. They explain why diversification isn't about bragging rights but smoother returns and disciplined risk management. Callers tackle portfolio rebalancing for a multimillion-dollar account (with a strong case made for elegant simplicity), sibling stock-picking rivalries, and small-business 401(k) options0:04 Beating the market. Four decades of “sure things” that weren't.2:44 Equal-weight vs. cap-weight. Smart idea… until costs show up.4:58 Why diversify beyond the S&P 500. Smooth ride over bragging rights.6:03 Theory vs. reality. Execution costs ruin beautiful strategies.7:30 Active managers as “teammates.” The SPIVA reality check.15:43 Small-business 401(k)s. More options, Vanguard pricing breakdown.20:59 Caller Dan: Rebalancing a $3M portfolio. Simplicity wins.28:33 Caller Glenn: “My brother beats the market.” Luck vs. skill.33:56 Caller Dale: Virtual access and post-event recordings.Learn more about your ad choices. Visit megaphone.fm/adchoices

Retrouvez Clément sur sa chaîne - https://www.youtube.com/@ClementBravoDans cet épisode, je reçois Clément Bravo investisseur en bourse et créateur de contenu, pour un échange sans langue de bois sur le stock picking, la gestion active, et la place réelle qu'elle peut avoir face aux ETF.On démonte certaines idées reçues, on revient sur ce que peu de gens disent vraiment sur l'étude SPIVA, et surtout, on explique dans quelles conditions un particulier peut (ou non) battre le marché… et comment s'y prendre intelligemment.

===== MDJ Script/ Top Stories for January 16th Publish Date:  January 16th    Commercial: From the BG AD Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Friday, January 16th and Happy Birthday to Albert Pujols I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal 50th Annual Kennesaw/Big Shanty Festival Community holds out hope for Ted's Montana Grill on Marietta Square Cobb advances 2028 SPLOST, sets community meetings Plus, Leah McGrath from Ingles Markets on raw milk All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 6 STORY 1: 50th Annual Kennesaw/Big Shanty Festival  Mark your calendars—April 18 and 19 is the 50th Annual Kennesaw/Big Shanty Festival, brought to you by Superior Plumbing. It’s all happening in downtown Kennesaw, with hours from 10 a.m. to 6 p.m. Saturday and noon to 5 p.m. Sunday. What’s in store? Over 250 arts and crafts booths, fair food galore, a beer garden, kids’ activities, and live acoustic music in the food court all weekend. Don’t miss the Georgia Grown Member Village, showcasing local goods from across the state. Scott Thompson of Brother Mojo will play at the 1885 Grill food court, while the United Bankshares Amphitheater and Main Street’s entertainment stage will feature local dance groups, school choirs, and more. Admission’s free, and parking’s available at Adams Park, Kennesaw First Baptist, and Swift-Cantrell Park, with shuttles running from Swift-Cantrell. Questions? Call 770-423-1330 or email missy@jrmmanagement.com. STORY 2: Community holds out hope for Ted's Montana Grill on Marietta Square  So, Ted’s Montana Grill is out. The long-vacant lot at 77 North Park Square stays empty, and the bison burgers? Not happening—at least for now. CEO George McKerrow, a Cobb local, said the decision came after a wave of public backlash. “In 50 years in this business, I’ve never seen this kind of vitriol,” he said. But here’s the twist: the tide on social media had actually shifted. By the time Ted’s pulled out, most comments were supportive. Even Mayor Steve “Thunder” Tumlin invited McKerrow to walk the Square and reconsider. The lot’s been an eyesore since 2010, and Councilman Johnny Walker, who’s been pushing for something—anything—to fill the space, is frustrated. “If Ted’s doesn’t come back, it could be years before anyone else steps up,” he said. The $5 million project was ready to go: a 4,311-square-foot building designed to match the Square’s historic charm. But now? It’s back to square one. STORY 3: Cobb advances 2028 SPLOST, sets community meetings  Cobb County’s 2028 SPLOST plan is officially in motion. On Tuesday, commissioners gave a unanimous thumbs-up to a preliminary list of projects, kicking off months of public input. What’s on the table? Everything from new fire stations and libraries to pedestrian safety upgrades and a $30 million aquatic center. The total? A hefty $790 million. Chair Lisa Cupid called it a balancing act: “Every dollar has a constituency. We need projects that move the county forward but also maintain the basics—roads, public safety, services.” Nine community meetings are set through March, giving residents a chance to weigh in before the final vote in April. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: INGLES 6 STORY 4: Addison Elementary School principal charged with DUI  Addison Elementary Principal Jill Spiva was arrested Thursday for DUI after a crash near the school, according to Cobb County Police. The wreck happened around 4:45 p.m. at Ebenezer and Sandy Plains roads, just minutes from Addison. Officers said Spiva appeared intoxicated and was at fault for the crash. A half-empty bottle of Smirnoff vodka was reportedly found in her car, per WSB-TV. Spiva refused sobriety and blood tests, prompting a judge to issue a warrant for a blood draw. She’s facing charges of DUI, open container, and failure to maintain lane. The district acknowledged the incident but declined to comment on her status. STORY 5: Mount Paran Christian enter apparel agreement with Nike and BSN Sports Mount Paran Christian School just announced a big win for its athletics program—a multi-year partnership with Nike and BSN SPORTS. Translation? Top-tier gear and branded apparel for student-athletes, coaches, and the entire MPC sports community. Nike will now be the official provider of athletic apparel and equipment, while BSN SPORTS steps in as the school’s brand distributor. “This partnership is huge,” said Athletic Director Mike Walker. “It’s about giving our athletes the best—gear that matches their heart and hustle.” The deal also lowers costs for families, sharpens team branding, and fuels MPC’s mission to compete at a championship level. FALCONS: The Atlanta Falcons officially introduced Matt Ryan as their new president of football on Tuesday, and honestly, it feels like a full-circle moment. At the press conference in Flowery Branch, Ryan—who spent 14 seasons as the face of the franchise—spoke about his “unfinished business” with the team. “Since I was drafted, my mission’s been the same: help this organization win championships. We came close, had some success, but I believe we’ll get there,” he said. After retiring and working as a CBS Sports analyst, Ryan said he wasn’t looking for a new job—unless it was with the Falcons. Now, he’ll report directly to owner Arthur Blank, focusing on hiring a head coach and GM who share a unified vision. I'm Keith Ippolito and that’s your MDJ Sports Minute. And now here is Leah McGrath from Ingles Markets on raw milk We’ll have closing comments after this. Break: INGLES 6 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.

Questions? Comments?Don and Tom question a surprising Wall Street Journal column arguing that annuities should become the default option in 401(k) plans. They explore why the idea is gaining traction, where the logic breaks down, and how the insurance industry benefits when complexity outpaces understanding. Along the way, they dig into the real shortcomings of annuities—fees, opacity, inflation risk, liquidity traps—and why “guarantees” often mask the true cost. Listener questions follow, covering tax-efficient stock cleanup at Schwab, spouse disagreements over individual stock picking, automatic ETF withdrawals at Vanguard, and building Dimensional portfolios inside Aspire plans.0:04 Don's rant: “What the world needs now is… more annuities?”1:20 WSJ's argument: make annuities the 401(k) default2:05 Why income complexity doesn't justify default annuities3:01 Do annuities actually solve longevity risk?3:29 Inflation, joint-life costs, and who really wins4:20 Insurance industry reputation and the unanswered criticisms5:15 High fees, opacity, and why mistrust is earned5:59 Are annuity sales tactics the real barrier?7:02 Should annuities be in 401(k)s at all? Don vs. Tom7:36 Why annuities are mostly sold, not bought9:10 Liquidity traps and major-life-event risks10:01 Why “plans” matter more than “products”10:57 Listener questions: why nobody calls anymore11:14 Q1: Selling a brokerage full of individual stocks at Schwab12:46 Q1b: How to convince a spouse who loves stock picking14:21 Indexing vs. anecdotal evidence16:21 SPIVA data and why active managers lose17:02 Q2: Can Vanguard automate ETF withdrawals?19:05 Fractional shares and why purchases are allowed20:25 Q3: Aspire 403(b) options and DFA overload23:46 How many DFA funds do you really need?24:44 Micro-cap risks and portfolio sprawl25:42 Tom's pumpkin-patch grandkid cameoLearn more about your ad choices. Visit megaphone.fm/adchoices

Don and Tom question a surprising Wall Street Journal column arguing that annuities should become the default option in 401(k) plans. They explore why the idea is gaining traction, where the logic breaks down, and how the insurance industry benefits when complexity outpaces understanding. Along the way, they dig into the real shortcomings of annuities—fees, opacity, inflation risk, liquidity traps—and why “guarantees” often mask the true cost. Listener questions follow, covering tax-efficient stock cleanup at Schwab, spouse disagreements over individual stock picking, automatic ETF withdrawals at Vanguard, and building Dimensional portfolios inside Aspire plans. 0:04 Don's rant: “What the world needs now is… more annuities?” 1:20 WSJ's argument: make annuities the 401(k) default 2:05 Why income complexity doesn't justify default annuities 3:01 Do annuities actually solve longevity risk? 3:29 Inflation, joint-life costs, and who really wins 4:20 Insurance industry reputation and the unanswered criticisms 5:15 High fees, opacity, and why mistrust is earned 5:59 Are annuity sales tactics the real barrier? 7:02 Should annuities be in 401(k)s at all? Don vs. Tom 7:36 Why annuities are mostly sold, not bought 9:10 Liquidity traps and major-life-event risks 10:01 Why “plans” matter more than “products” 10:57 Listener questions: why nobody calls anymore 11:14 Q1: Selling a brokerage full of individual stocks at Schwab 12:46 Q1b: How to convince a spouse who loves stock picking 14:21 Indexing vs. anecdotal evidence 16:21 SPIVA data and why active managers lose 17:02 Q2: Can Vanguard automate ETF withdrawals? 19:05 Fractional shares and why purchases are allowed 20:25 Q3: Aspire 403(b) options and DFA overload 23:46 How many DFA funds do you really need? 24:44 Micro-cap risks and portfolio sprawl 25:42 Tom's pumpkin-patch grandkid cameo Learn more about your ad choices. Visit megaphone.fm/adchoices

Wondering if your retirement portfolio is really performing well? In this episode of Your Retirement Planning Simplified, Joe Curry explains why comparing your portfolio to indexes like the TSX or S&P 500 can be misleading. Learn how to evaluate investment performance based on your personal goals, asset mix, and income needs — not on market headlines. Key Takeaways from this Episode Stop Comparing to the TSX. Your retirement portfolio is designed for stability and income, not for competing with stock indexes built for accumulation. Diversification Is the Real Benchmark. A well-structured retirement portfolio should include Canadian, U.S., international, and fixed-income holdings — each with its own purpose. Asset Allocation Should Reflect You. Your mix of stocks and bonds should align with your risk tolerance, income needs, and guaranteed income sources like CPP, OAS, or pensions. Evidence Beats Guesswork. Research like the SPIVA scorecard consistently shows that active managers rarely beat the market after fees — supporting an evidence-based approach. Stay Focused on Purpose, Not Performance Chasing. Evaluate your portfolio by asking whether it's helping you meet your income goals and maintain peace of mind, not whether it's "winning" against the market. Resources Mentioned in this Episode SPIVA® Canada Scorecard (S&P Global) Previous Episode of YRPS: The Bond Tent Strategy Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/ ABOUT JOE CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://matthewsandassociates.ca/ https://www.facebook.com/RetirementPlanningSimplified/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Découvrez comment investir 10 000€ intelligemment et simplement.

Lonwabo Maqubela from Perpetua Investment Managers on Capitec's stellar performance, with Heps and dividends surging around 26%. Tim Edwards from S&P Dow Jones Indices breaks down the latest SPIVA report, revealing most active funds lag behind the index. Kingsley Williams, CIO at Satrix, announces a reduction in the TER for one of their flagship JSE-listed ETFs.

Tim Edwards from S&P says, ‘Sometimes people think that a passive approach, getting the market, is settling for average … our data suggests no, it's not quite settling for average. It might in fact be considerably better than average'.

This episode was originally featured on the Australian Investors Podcast. Your hosts Owen Rask and Kanish Chugh from PIMCO discuss part 1/2 on active income vs passive income: – Why passive bond ETFs may underperform in volatile markets – What active fixed income managers do differently – How PIMCO builds its bond portfolios and manages risk – Why Aussie investors are shifting towards active fixed income strategies If you love learning about fixed income, bonds and investing strategies, subscribe to the Australian Investors Podcast on ⁠**Apple⁠, ⁠Spotify⁠, or ⁠YouTube⁠!** Follow us on ⁠Instagram⁠ and ⁠TikTok⁠ for more investing insights. – The flaws in fixed income indices and why passive may be suboptimal – PIMCO's approach to security selection and credit analysis – SPIVA data showing active outperformance in fixed income – How active bond funds manage risk, duration and credit exposure – Why Aussie investors should look beyond passive bond ETFs – How to evaluate a fixed income fund manager

Shaun Conroy is the exhibits director with the Spiva Center for the Arts. He joined NewsTalk KZRG to discuss an upcoming NATIONAL art competition and the arrival of internationally acclaimed artist Jeff Legg. Join Ted, Steve, and Lucas for the KZZRG Morning Newswatch!

Aktive ETFs können auch den Markt schlagen, aber Langfristig sind sie zu 95%-97% schlechter als ihr Vergleichsindex.   Du hast einen Themen-Wunsch für den Podcast oder interessierst Dich für ein Seminar mit mir? Schreibe mir gerne einfach per E-Mail: krapp@abatus-beratung.com   Viel Spaß beim Hören, Dein Matthias Krapp (Transkript dieser Folge weiter unten)   NEU!!! Hier kannst Du Dich kostenlos für meinen Minikurs registrieren und reinschauen. Es lohnt sich: https://portal.abatus-beratung.com/geldanlage-kurs/    

Shaun Conroy is the Exhibit Director for Joplin's Spiva Center for the Arts. He joined NewsTalk KZRG to discuss an upcoming exhibit called Unbreakable: The Veteran Spirit. Join Ted, Steve, and Lucas for the KZRG Morning Newswatch!

Today, we're diving into something super important for anyone interested in mutual funds: the SPIVA Report, it's a big deal, and we'll break down why.But before we get to that, a quick note about August 4th. Chris, Daryl, and I are getting together that day to figure out how we can do even more to help you, not just now, but for the rest of your life as we all get closer to retirement. This is a huge goal, and we'd love your input! What can we do to improve our educational materials? Please email me your ideas at paul@paulmerriman.com. We're thinking about everything, from AI's role to helping you build a portfolio that truly lasts a lifetime, send your thoughts my way!The SPIVA Report: Active vs. Passive InvestingAlright, let's talk SPIVA. This report has been around since 2002, tracking the performance of active versus passive mutual funds. They analyze virtually every actively managed fund, comparing them to appropriate market indexes. They go to great lengths to ensure fair, "apples-to-apples" comparisons.A crucial aspect they address is survivorship bias. Many underperforming funds get merged or liquidated. If you were investing, these funds were part of your initial choices. SPIVA accounts for all funds, not just the ones that survived, giving a much more accurate picture. This is a key difference from other reports that only look at surviving funds, which can make active management look better than it is. They also track style consistency – ensuring funds stick to their stated investment approach, unlike some active managers who might "drift" in their investments.What the Data Reveals: The Long-Term AdvantageWhile single years can show active managers doing okay, the real story unfolds over longer periods. Let's look at large-cap core funds (like those tracking the S&P 500):·      1 year: ~76% underperform.·      10 years: 96% underperform!·      15 years: 97% underperform!·      20 years: 93% underperform.This is a powerful reason why I advocate for index funds. They're built on a formula, not on human managers trying to guess market winners. Across almost all equity asset classes, over 90% of actively managed funds underperform over 20 years.Why? The first advantage for index funds is lower expenses. While active fund fees have come down, they're still a major factor. The biggest hidden risk, though, is manager's picks and timing. Active managers try to beat the market with individual stock selections, but the data shows it's incredibly risky. (By the way the report doesn't address taxes on active funds and that can be another 1% drain annually.)SPIVA's quartile data highlights this: for small-cap value over five years, the top 25% of active funds started at 10% or more. But the bottom 25% earned significantly less than 7.8%. This means you're taking on volatility and the risk of vastly underperforming your chosen asset class.Survivorship & PatienceAnother eye-opening stat: over 20 years, only 36% of all domestic funds are still in business. For large-cap growth, where the action has been recently, only 26% of funds from 20 years ago are still around. This suggests poor performance led to closures or mergers, hiding underperformance from investors.In the end, you, the investor, are the hardest worker. Your discipline to stay the course during tough times is paramount. The SPIVA report is a quality piece of research, factual and fair. While the future won't be identical to the past, it often "rhymes." The longer your investment horizon, the more likely choosing index funds (traditional or non-traditional) will lead to success, avoiding performance that may be more luck than skill. Patience is key, and we want you to have patience in owning funds with a very high probability of success.WE ARE rooting for your investment success, not just for you, but for your children and grandchildren! So, good luck, and don't forget to send those suggestions for our August 4th meeting to paul@paulmerriman.com.

Shaun Conroy is the Exhibits Director of Spiva Center for the Arts in Joplin. He joined Newstalk KZRG to discuss the upcoming Watercolor USA event, and other featured exhibits. Join Ted, Steve, and Lucas for the KZRG Morning Newswatch!

  Today: We welcome Sam Spiva.  https://spivacooking.com/ In 2020, the world changed—and so did Sam's and Heather's lives. After a pandemic-induced layoff from the corporate world, we, Sam and Heather Spiva, decided to turn there passion for bold flavors into something extraordinary. Drawing from years of experience as professional chefs, they founded Spiva Cooking with a vision to transform how people experience spices. The Spiva's started small, grinding spices fresh in their kitchen and blending flavors that reflect  culinary expertise. Over time, what began as a hustle became a thriving business, driven by a commitment to quality, innovation, and our love of great food. Today, Spiva Cooking is proud to bring fresh, handcrafted spices to kitchens and restaurants across the globe. The B.I.STANDER Podcast is a conversational podcast unique to Bainbridge Island and Seattle Washington, that covers the Arts, Society & Culture told through Human Interest stories. The intent is to introduce interesting people, ideas, and conversations. We are not perfect and that's OK! Thank you for your support! The B.I.Stander Podcast is a listener supported show, please consider subscribing.   BE A FRIEND OF PODCASTVILLE AND TELL A FRIEND  The BISTANDER Podcast! Blue Canary Auto NOW ALSO in Bremerton! Sound Reprographics Tideland Magazine (Yo! Check out page 16!) Song "Fly on the Wall by LeRoy Bell and available at:  Tower Records! Additional sound effects by: https://www.zapsplat.com/ Support the Show on PATREON "Be a friend, tell a friend!"    

Did you know that just a handful of stocks drive nearly all of the stock market's long-term gains? In this episode, we sit down with Hendrik Bessembinder to discuss his groundbreaking research on why most stocks fail to outperform Treasury bills and how a small fraction of stocks generate the most long-term market returns. Hendrik is a Professor in the Department of Finance at Arizona State University whose research focuses on market design, trading, and long-term investment performance across stock, foreign exchange, fixed income, futures, and energy markets. In addition to his academic contributions, Professor Bessembinder has over 25 years of consulting experience, advising major firms, financial markets, and government agencies. In our conversation, we delve into the findings of his research and find out how a small fraction of stocks generate the majority of long-term returns. We explore why traditional investment strategies often overlook the impact of skewness, the impacts of broad diversification and passive investing, and why active fund managers struggle to beat the market. Discover why chasing past returns can lead to costly mistakes, his latest research on 'sustainable returns', what type of industries have the highest stock returns, common investing mistakes, and more. Join us to uncover the surprising realities of stock market returns and how you can build a portfolio that stands the test of time with Professor Hendrik Bessembinder. Key Points From This Episode:   (0:03:54) Explore Hendrik's research on long-term stock returns and how most returns come from a small group of stocks. (0:08:30) Learn how company size interacts with the skewness in stock returns and what it means for individual investors. (0:11:39) Considering fundamentals in stock returns and the implications of skewness for measuring portfolio performance. (0:15:42) Unpack how he used bootstrap simulations in his paper and the performance of stock returns versus Treasury bills. (0:19:01) Find out the proportion of US firms responsible for dollar wealth creation and why diversification is essential for long-term stock returns. (0:25:23) Navigating volatility in the market and why it is difficult to identify skilled managers in time to leverage the market. (0:28:00) Compare the performance of US stocks versus global stocks and what is driving their performance. (0:32:04) What the findings of his research means for financial planners and individual investors.  (0:35:35) Uncover which US firms generated the highest returns and what type of industries these companies are in. (0:42:07) Hear about the long-term performance of US mutual funds and how investor behaviour contributes to it. (0:49:54) How passive investing and index funds have reduced the contributions of actively managed mutual funds and the lessons for investors. (0:55:48) Discover Professor Bessembinder's broader research interests and his definition of success.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Professor Hendrik Bessembinder — https://search.asu.edu/profile/2717225 Arizona State University — https://www.asu.edu/ KRIS — https://www.kris-online.com/ Professor Hendrik Bessembinder papers on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=667 SPIVA — https://www.spglobal.com/spdji/en/research-insights/spiva/ Episode 322: Professor Marco Sammon — https://rationalreminder.ca/podcast/322 Episode 124: Professor Lubos Pastor — https://rationalreminder.ca/podcast/124   Papers From Today's Episode:    'Do Stocks Outperform Treasury Bills?' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X18301521 'Extending Portfolio Theory to Compound Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3875870 'Luck versus Skill in the Cross-Section of Mutual Fund Returns' — https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1540-6261.2010.01598.x 'Measuring Skill in the Mutual Fund Industry' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X15000628 'Long-Term Shareholder Returns: Evidence from 64,000 Global Stocks' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2023.2188870 'Which U.S. Stocks Generated the Highest Long-Term Returns?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4897069 'How Should Investors' Long-Term Returns Be Measured?' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2024.2401765

Learn more about the UIA by visiting:WebsiteLinkedInTwitterYouTubeFacebookThis week's episode is sponsored by Mainstay, a student retention and engagement tool where you can increase student and staff engagement with the only platform consistently proven to boost engagement, retention, and wellbeing. To learn more about Mainstay, click here.

On today's episode of the Illumination by Modern Campus podcast, podcast host Shauna Cox was joined by Yolanda Watson Spiva to discuss the technological infrastructure challenges faced by Historically Black Colleges and Universities (HBCUs) and how to enhance student success. 

Join Matt Robison and me for this week's episode in which we tackle the age-old question: actively managed funds or low-cost index funds? Brokers often promise better returns with active management through expert stock picking, but the data tells a different story.We'll break down the numbers, starting with the SPIVA report, which compares active funds to their benchmarks and reveals that a staggering 87.42% of U.S. Large Cap funds underperformed the S&P 500 over the last decade. We explore why index funds consistently outperform, highlighting the impact of fees, market efficiency, and diversification. Tune in to learn why index investing is the smarter, more reliable choice.Are you ready to create your ideal lifestyle? Let's Connect.Learn more about Mike and my services at https://www.mortonfinancialadvice.com and connect at https://www.linkedin.com/in/mwsmorton/

Sam Valencia, Jerry Zigmont and Joe Saponare discuss working with Apple technology and clients. Drawn from their combined experience of over 20 years in the Apple Consultants Network, they discuss technical support issues both with the technology and working with clients.

In this episode of Paisa Vaisa, Anupam Gupta is joined by Benedek Voros, Director of Index Investment Strategy at S&P Dow Jones Indices. Benedek shares insights on S&P Dow Jones Indices' role, delves into the latest SPIVA report's key takeaways and celebrates SPIVA's 20th anniversary. They also discuss the booming trend of passive investment in India, explore factor investing and uncover the case for multi-factor strategies in the dynamic Indian market.Connect with Benedek Boros on Website |  LinkedIn  Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ ) You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel.Do follow IVM Podcasts on social media.We are @ivmpodcasts on Facebook, Twitter, & Instagram.See omnystudio.com/listener for privacy information.

It's YOUR time to #EdUp In this episode,  YOUR guest is Dr. Yolanda Watson Spiva, President of Complete College America (CCA) YOUR guest cohost is ⁠Dr. Jenny Rickard, President & CEO, Common App YOUR host is Elvin Freytes⁠  YOUR sponsors are The Middle States Commission on Higher Education (MSCHE) & InsightsEDU  How is CCA helping students complete college? Why should higher education professionals attend CCA's annual conference, taking place December 10-12 in Las Vegas? What does Yolanda see as the future of Higher Education? Listen in to #EdUp! Thank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp! Connect with YOUR EdUp Team - Elvin Freytes & Dr. Joe Sallustio ● Join YOUR EdUp community at The EdUp Experience! We make education YOUR business! --- Send in a voice message: https://podcasters.spotify.com/pod/show/edup/message

 The podcast opens with a heads up on an exciting AAII presentation on October 11 at 6:30 EST.  Paul will make a one hour presentation on “The Case for Small Cap Value:  The Good, the Bad and the Ugly.” This presentation will include some interesting new tables that give a new perspective to this productive equity asset […] The post SPIVA REPORT: One of the most important studies on fund returns first appeared on Paul Merriman. The post SPIVA REPORT: One of the most important studies on fund returns appeared first on Paul Merriman.

The podcast opens with a heads up on an exciting AAII presentation on October 11 at 6:30 EST.  Paul will make a one hour presentation on "The Case for Small Cap Value:  The Good, the Bad and the Ugly.” This presentation will include some interesting new tables that give a new perspective to this productive equity asset class. After Paul speaks, Chris' presentation will focus on 2 Funds for Life in retirement and how to select the Best In Class ETFs.One of Paul's favorite Truth Tellers, Ben Carlson, has recently written, "The Luckiest Generation”.  Paul reads highlights from the article.  It turns out “The Luckiest Generation”  faced a lot of serious headwinds.  Then Paul suggests the steps we should take if we aren't so lucky. The annual SPIVA Report is one of the most important studies in the industry on mutual fund performance.  While many may wish to read the whole report, Paul focuses on the tables on pages 9, 10, 13, 14, 17 and 19.Those who take the time to review this information will hopefully reconsider holding any actively managed funds in their portfolio.  

Calling all suspension nerds and newbies! If you've been following Jillian for a while, you know ICON has been her suspension of choice for years. Today, she and Scott Spiva chat a bit about the world of aftermarket suspension, what makes it stand out compared to stock builds, and a few things you may not know about your shocks. From the basic aspects to the more technical side of shocks, Scott covers what you'll need to know if you're just starting out. He touches on his engineering background, what got him started at ICON years ago, and why he still loves what he does today. 

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

As we know, I'm a huge advocate for index investing and today on the More Money Podcast I have two guests who are sharing their expertise on the subject including some of the pitfalls of investing in actively managed funds. Anu Ganti and Joseph Nelesen, both Senior Directors of Index Investment Strategy at S&P Dow Jones Indices, are joining me today and I'm telling you, this episode is chock-full of valuable investing info! Anu is a CFA charterholder and holds her MBA in finance and economics from Columbia Business School, as well as her bachelor's degree in finance and marketing from NYU's Stern School of Business. She is often sharing her expertise with both print and broadcast media outlets and helps lead the index investment strategy team in providing research and commentary on the entire S&P DJI product set, including U.S. and global equities, thematics, commodities, fixed income, and sustainability indices. Prior to joining the team, Anu worked in the asset management space, completing a post-MBA rotational program at Russell Investments within their fixed-income research and trading divisions and also worked as a portfolio manager focusing on emerging market equities at Parametric Portfolio Associates (a subsidiary of Eaton Vance). Joseph holds a Ph.D. from Northwestern University, an MBA from the Kenan Flagler Business School at University of North Carolina, and a Bachelor of Arts with honors from the University of California at San Diego. He also helps lead the index investment strategy team, but prior to working at S&P DJI he headed iShares Institutional Factors Strategy at Blackrock and held roles in exchange-traded product research and development. Joseph also previously worked in mergers and acquisitions and corporate investment banking with Citigroup and Bear, Stearns & Co. In this episode, Joseph and Anu challenge the myth that indexing only yields average investment returns and share how SPIVA measures actively managed funds against their index benchmarks worldwide using the data and insights they've gained over the past 20 years. This episode is full of some great information and will definitely be perfect for anyone wanting to understand why index investing is a tried and true long-term investment strategy. For full episode show notes visit: https://jessicamoorhouse.com/370

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Giorgio Semenzato y Kevin Koh Maier, de Finizens, analizan en Tu Dinero Nunca Duerme el último informe SPIVA sobre rentabilidades de 2022.

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

On today's episode of The BS, we discuss the gifts NickyD brought back from her trip, a restaurant that ruined her Birthday dinner, and why she might be wanted in Mexico! Next, we talk to Diane Spiva, Nurse Practioner for NuberT! She enlightens us on how testosterone can help behavioral and cognitive decline, what the decline in estrogen can do for aging, and what can give you saggy boobs or small testicles! Get more information at https://www.nuber-t.com! Later we talk about how Bailey had a black cloud situation, people don't know how to be on time anymore, and another Mexico Moment with Nate! All that and more on today's episode of The BS! #BetterThanRadio For daily ad-free content, become a subscriber of The BS today: WWW.PODCASTTHEBS.COM --- Send in a voice message: https://anchor.fm/the-bailey-show/message

Welcome to the newest episode of Let's Talk To...! This is our show where we have a conversation with an interesting guest! This week we talk to Diane Spiva, Nurse Practioner for NuberT! Bailey is worried about losing his hair, so she discusses his PRP Hair Restoration, PRP therapy, needling, the type of people who needs this procedure, and how long it lasts! Get more information at https://www.nuber-t.com! All that and more on today's episode of Let's Talk To...! #BetterThanRadio If you enjoy daily ad-free content, subscribe to The BS at www.podcastthebs.com --- Send in a voice message: https://anchor.fm/the-bailey-show/message

In this Spotlight episode, Arianne Alcorta with @etfguide chats with Anu Ganti, Senior Director on the Index Investment Strategy Team at S&P Dow Jones Indices. Ganti breaks down the latest performance trends contained within the SPIVA scorecard, a semi-annual report on the performance trends of actively managed funds against their relevant benchmark. The SPIVA scorecard is celebrating its 20-year history and it's the go-to tool for measuring active funds vs. their corresponding benchmarks in global markets across different asset classes and investment strategiesTo learn more about the SPIVA scorecard visithttps://www.spglobal.com/spiva 

Thank you for tuning in to todays episode with Diane Spiva, where we talk penis health, Test, and a whole lot more!! FB: https://www.facebook.com/MensWellnessLeague/ IG: @menswellnessleague https://www.nuber-t.com/contact Give A Way: The Hard Science (E-Book on ED & Sexual Health) The Hard Science Booklet Diane Spiva is a board-certified Nurse Practitioner with over 30 years of clinical experience working in primary care, pediatrics, and hospitalist medicine. Her academic background includes a Bachelor of Science in Nursing and a Master of Science in Nurse Anesthesia, with a Post Masters in Family Nursing. She has a long repertoire of expertise, including in urology, urogynecology, anesthesia services, surgical intensive care, interventional coronary intensive care, and quality management. Diane offers extensive experience working in men's reproductive and sexual health where she actively hones in her hormone replacement and anti-aging therapy skills. diane.spiva@nuber-t.com FULL ONLINE FITNESS COACHING PROGRAM (WORKOUT AND NUTRITION PLAN!) GET IN SHAPE NOW!!!!! p-hanger.de PENIS HANGER where all MHS podcast listeners can go to get 20 percent off with the code MHS20. TAILOR MADE WORKOUT PROGRAM CUSTOM MADE NUTRITION PROGRAM IG: @masculine_health_solutions.pe Masculine Health Solutions YouTube Channel! How to Make Your Penis Bigger EBOOK Check out JELQ2GROW for 1 on 1 penis enhancement training with a plan tailored to your needs designed by PE legend Aj "Big AL" Alfaro! Jelq2Grow the best Cream on the Market specifically made for PE and recovery!

On today's episode of The BS, we discuss Jason's meeting with his mother for the 1st time in 15 years, some of the things that his mother gave him, and who showed up unexpectedly! Next, we talk to Diane Spiva, Nurse Practioner for NuberT! She talks to us about testosterone replacement therapy, why anabolic steroids are bad if unregulated, what part of your body makes testosterone, and why you should eat more beans! Get more information at https://www.nuber-t.com. Later Nate recaps his Greece trip and we get another round of Everything's Better with Fuck! All that and more on today's episode of The BS! #BetterThanRadio For daily ad-free content, become a subscriber of The BS today: WWW.PODCASTTHEBS.COM --- Send in a voice message: https://anchor.fm/the-bailey-show/message

Craig Lazzara, CFA, is a Managing Director in the Core Product Management group at S&P Dow Jones Indices (S&P DJI). His responsibilities focus on providing thought leadership and educational outreach. Our discussion focuses on two S&P DJI reports. SPIVA research measures actively managed funds against their relevant index benchmarks worldwide, and the Persistence Scorecard focuses on whether manager outperformance should be attributed to luck or skill. Craig holds a Chartered Financial Analyst charter and is a graduate of Princeton University and Harvard Business School.   This podcast is hosted by Rick Ferri, CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads' have held national conferences in major cities around the country. There are also many Local Chapters in the US and even a few Foreign Chapters that meet regularly. New Chapters are being added on a regular basis. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.     This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.

IN THIS EPISODE, YOU'LL LEARN:01:25 - Why you actually might not want to max out your 401k.09:13 - Why you shouldn't try to “buy the dip.”20:24 - Why you probably shouldn't pick stocks.27:35 - Nick's case for bonds in today's economy.30:12 - How to buy during a crisis.35:40 - Three reasons you should consider selling a position.43:05 - Why even if you get rich you may never feel rich.And a whole lot more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCES:OfDollarsAndData Blog.Just Keep Buying Book.SPIVA reports.Nick Maggiulli Twitter.Trey Lockerbie Twitter.Preston, Trey & Stig's tool for picking stock winners and managing our portfolios: TIP Finance Tool.New to the show? Check out our We Study Billionaires Starter Packs.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Invest in the $1.7 trillion art market with Masterworks.io. Use promo code WSB to skip the waitlist.Confidently take control of your online world without worrying about viruses, phishing attacks, ransomware, hacking attempts, and other cybercrimes with Avast One.If you're a sales professional, get every real time advantage you can get with Sales Navigator. Enjoy 60 days of free trial today.Find joy in comfort with Faherty. Use promo code WSB to snag 20% off all your new spring staples!Every 28 seconds an entrepreneur makes their first sale on Shopify. Access powerful tools to help you find customers, drive sales, and manage your day-to-day. Start a FREE fourteen-day trial right now!Get access to some of the most sought-after real estate in the U.S. with Crowdstreet.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Take advantage of a free mortgage review and learn about custom loans that can save you big money with American Financing.The interval fund, a breakthrough innovation. Only at Mackenzie.Get the most from your bitcoin while holding your own keys with Unchained Capital. Begin the concierge onboarding process on their site. At the checkout, get $50 off with the promo code FUNDAMENTALS.Live local in Melbourne and enjoy $0 Stamp Duty*!Balancing opportunity and risk? The golden answer can be literally gold! Start your investment journey today with Perth Mint.Gain the skills you need to move your career a level up when you enroll in a Swinburne Online Business Degree. Search Swinburne Online today.Design is already in your hands with Canva. Start designing for free today.Browse through all our episodes (complete with transcripts) here.Support our free podcast by supporting our sponsors.HELP US OUT!Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.