Podcasts about Spiva

Today, we're diving into something super important for anyone interested in mutual funds: the SPIVA Report, it's a big deal, and we'll break down why.But before we get to that, a quick note about August 4th. Chris, Daryl, and I are getting together that day to figure out how we can do even more to help you, not just now, but for the rest of your life as we all get closer to retirement. This is a huge goal, and we'd love your input! What can we do to improve our educational materials? Please email me your ideas at paul@paulmerriman.com. We're thinking about everything, from AI's role to helping you build a portfolio that truly lasts a lifetime, send your thoughts my way!The SPIVA Report: Active vs. Passive InvestingAlright, let's talk SPIVA. This report has been around since 2002, tracking the performance of active versus passive mutual funds. They analyze virtually every actively managed fund, comparing them to appropriate market indexes. They go to great lengths to ensure fair, "apples-to-apples" comparisons.A crucial aspect they address is survivorship bias. Many underperforming funds get merged or liquidated. If you were investing, these funds were part of your initial choices. SPIVA accounts for all funds, not just the ones that survived, giving a much more accurate picture. This is a key difference from other reports that only look at surviving funds, which can make active management look better than it is. They also track style consistency – ensuring funds stick to their stated investment approach, unlike some active managers who might "drift" in their investments.What the Data Reveals: The Long-Term AdvantageWhile single years can show active managers doing okay, the real story unfolds over longer periods. Let's look at large-cap core funds (like those tracking the S&P 500):·      1 year: ~76% underperform.·      10 years: 96% underperform!·      15 years: 97% underperform!·      20 years: 93% underperform.This is a powerful reason why I advocate for index funds. They're built on a formula, not on human managers trying to guess market winners. Across almost all equity asset classes, over 90% of actively managed funds underperform over 20 years.Why? The first advantage for index funds is lower expenses. While active fund fees have come down, they're still a major factor. The biggest hidden risk, though, is manager's picks and timing. Active managers try to beat the market with individual stock selections, but the data shows it's incredibly risky. (By the way the report doesn't address taxes on active funds and that can be another 1% drain annually.)SPIVA's quartile data highlights this: for small-cap value over five years, the top 25% of active funds started at 10% or more. But the bottom 25% earned significantly less than 7.8%. This means you're taking on volatility and the risk of vastly underperforming your chosen asset class.Survivorship & PatienceAnother eye-opening stat: over 20 years, only 36% of all domestic funds are still in business. For large-cap growth, where the action has been recently, only 26% of funds from 20 years ago are still around. This suggests poor performance led to closures or mergers, hiding underperformance from investors.In the end, you, the investor, are the hardest worker. Your discipline to stay the course during tough times is paramount. The SPIVA report is a quality piece of research, factual and fair. While the future won't be identical to the past, it often "rhymes." The longer your investment horizon, the more likely choosing index funds (traditional or non-traditional) will lead to success, avoiding performance that may be more luck than skill. Patience is key, and we want you to have patience in owning funds with a very high probability of success.WE ARE rooting for your investment success, not just for you, but for your children and grandchildren! So, good luck, and don't forget to send those suggestions for our August 4th meeting to paul@paulmerriman.com.

Bienvenidos a Salud Financiera. Un programa diario dónde puedes aprender y preguntar sobre finanzas personales y mercados financieros.En este episodio #284 os presento la nueva herramienta que he creado con los mejores fondos de gestión activa según cada categoría. Te explico cómo lo he hecho, los problemas a los que me he enfrentado y cómo adquirirla. Ya disponible el libro "De Cero a Inversor en Fondos": https://www.amazon.es/dp/B0F1SSPFNC#detailBullets_feature_divNo te pierdas nada de nuestra comunidad: https://linktr.ee/misaludfinancieraCurso de ETFs disponible en https://hotmart.com/es/marketplace/productos/de-cero-a-inversor-en-etfs/U91482169YCurso de Fondos disponible en https://hotmart.com/es/marketplace/pr...Puedes enviar tus preguntas al email preguntas.saludfinanciera@gmail.com o el teléfono 614239639.Enlaces de interés- https://broker.bankinter.com/www/es-es/cgi/broker+binarios?secc=ASES&subs=ETFYF&nombre=top_seleccion_fondos.pdf- https://saludfinanciera.substack.com/p/focus-list-fondos-salud-financieraPaypal: https://paypal.com/donate/?hosted_button_id=R99YNR7ALMQFQ…Patreon: http://patreon.com/SaludFinanciera645Colaboradores del PodcastIndexa Capital: https://bit.ly/indexacapitalsaludfinanciera

Shaun Conroy is the Exhibits Director of Spiva Center for the Arts in Joplin. He joined Newstalk KZRG to discuss the upcoming Watercolor USA event, and other featured exhibits. Join Ted, Steve, and Lucas for the KZRG Morning Newswatch!

  Today: We welcome Sam Spiva.  https://spivacooking.com/ In 2020, the world changed—and so did Sam's and Heather's lives. After a pandemic-induced layoff from the corporate world, we, Sam and Heather Spiva, decided to turn there passion for bold flavors into something extraordinary. Drawing from years of experience as professional chefs, they founded Spiva Cooking with a vision to transform how people experience spices. The Spiva's started small, grinding spices fresh in their kitchen and blending flavors that reflect  culinary expertise. Over time, what began as a hustle became a thriving business, driven by a commitment to quality, innovation, and our love of great food. Today, Spiva Cooking is proud to bring fresh, handcrafted spices to kitchens and restaurants across the globe. The B.I.STANDER Podcast is a conversational podcast unique to Bainbridge Island and Seattle Washington, that covers the Arts, Society & Culture told through Human Interest stories. The intent is to introduce interesting people, ideas, and conversations. We are not perfect and that's OK! Thank you for your support! The B.I.Stander Podcast is a listener supported show, please consider subscribing.   BE A FRIEND OF PODCASTVILLE AND TELL A FRIEND  The BISTANDER Podcast! Blue Canary Auto NOW ALSO in Bremerton! Sound Reprographics Tideland Magazine (Yo! Check out page 16!) Song "Fly on the Wall by LeRoy Bell and available at:  Tower Records! Additional sound effects by: https://www.zapsplat.com/ Support the Show on PATREON "Be a friend, tell a friend!"    

Did you know that just a handful of stocks drive nearly all of the stock market's long-term gains? In this episode, we sit down with Hendrik Bessembinder to discuss his groundbreaking research on why most stocks fail to outperform Treasury bills and how a small fraction of stocks generate the most long-term market returns. Hendrik is a Professor in the Department of Finance at Arizona State University whose research focuses on market design, trading, and long-term investment performance across stock, foreign exchange, fixed income, futures, and energy markets. In addition to his academic contributions, Professor Bessembinder has over 25 years of consulting experience, advising major firms, financial markets, and government agencies. In our conversation, we delve into the findings of his research and find out how a small fraction of stocks generate the majority of long-term returns. We explore why traditional investment strategies often overlook the impact of skewness, the impacts of broad diversification and passive investing, and why active fund managers struggle to beat the market. Discover why chasing past returns can lead to costly mistakes, his latest research on 'sustainable returns', what type of industries have the highest stock returns, common investing mistakes, and more. Join us to uncover the surprising realities of stock market returns and how you can build a portfolio that stands the test of time with Professor Hendrik Bessembinder. Key Points From This Episode:   (0:03:54) Explore Hendrik's research on long-term stock returns and how most returns come from a small group of stocks. (0:08:30) Learn how company size interacts with the skewness in stock returns and what it means for individual investors. (0:11:39) Considering fundamentals in stock returns and the implications of skewness for measuring portfolio performance. (0:15:42) Unpack how he used bootstrap simulations in his paper and the performance of stock returns versus Treasury bills. (0:19:01) Find out the proportion of US firms responsible for dollar wealth creation and why diversification is essential for long-term stock returns. (0:25:23) Navigating volatility in the market and why it is difficult to identify skilled managers in time to leverage the market. (0:28:00) Compare the performance of US stocks versus global stocks and what is driving their performance. (0:32:04) What the findings of his research means for financial planners and individual investors.  (0:35:35) Uncover which US firms generated the highest returns and what type of industries these companies are in. (0:42:07) Hear about the long-term performance of US mutual funds and how investor behaviour contributes to it. (0:49:54) How passive investing and index funds have reduced the contributions of actively managed mutual funds and the lessons for investors. (0:55:48) Discover Professor Bessembinder's broader research interests and his definition of success.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Professor Hendrik Bessembinder — https://search.asu.edu/profile/2717225 Arizona State University — https://www.asu.edu/ KRIS — https://www.kris-online.com/ Professor Hendrik Bessembinder papers on SSRN — https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=667 SPIVA — https://www.spglobal.com/spdji/en/research-insights/spiva/ Episode 322: Professor Marco Sammon — https://rationalreminder.ca/podcast/322 Episode 124: Professor Lubos Pastor — https://rationalreminder.ca/podcast/124   Papers From Today's Episode:    'Do Stocks Outperform Treasury Bills?' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X18301521 'Extending Portfolio Theory to Compound Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3875870 'Luck versus Skill in the Cross-Section of Mutual Fund Returns' — https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1540-6261.2010.01598.x 'Measuring Skill in the Mutual Fund Industry' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X15000628 'Long-Term Shareholder Returns: Evidence from 64,000 Global Stocks' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2023.2188870 'Which U.S. Stocks Generated the Highest Long-Term Returns?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4897069 'How Should Investors' Long-Term Returns Be Measured?' — https://www.tandfonline.com/doi/abs/10.1080/0015198X.2024.2401765

Learn more about the UIA by visiting:WebsiteLinkedInTwitterYouTubeFacebookThis week's episode is sponsored by Mainstay, a student retention and engagement tool where you can increase student and staff engagement with the only platform consistently proven to boost engagement, retention, and wellbeing. To learn more about Mainstay, click here.

On today's episode of the Illumination by Modern Campus podcast, podcast host Shauna Cox was joined by Yolanda Watson Spiva to discuss the technological infrastructure challenges faced by Historically Black Colleges and Universities (HBCUs) and how to enhance student success. 

Join Matt Robison and me for this week's episode in which we tackle the age-old question: actively managed funds or low-cost index funds? Brokers often promise better returns with active management through expert stock picking, but the data tells a different story.We'll break down the numbers, starting with the SPIVA report, which compares active funds to their benchmarks and reveals that a staggering 87.42% of U.S. Large Cap funds underperformed the S&P 500 over the last decade. We explore why index funds consistently outperform, highlighting the impact of fees, market efficiency, and diversification. Tune in to learn why index investing is the smarter, more reliable choice.Are you ready to create your ideal lifestyle? Let's Connect.Learn more about Mike and my services at https://www.mortonfinancialadvice.com and connect at https://www.linkedin.com/in/mwsmorton/

Heather Lesmeister, Executive Director of the Spiva Center for the Arts, joins Newstalk KZRG to discuss their upcoming Spiva in Bloom event series. Join Ted Bojorquez, and Steve Scott as they discuss the latest news on NewsTalk KZRG!

Sam Valencia, Jerry Zigmont and Joe Saponare discuss working with Apple technology and clients. Drawn from their combined experience of over 20 years in the Apple Consultants Network, they discuss technical support issues both with the technology and working with clients.

In this episode of Paisa Vaisa, Anupam Gupta is joined by Benedek Voros, Director of Index Investment Strategy at S&P Dow Jones Indices. Benedek shares insights on S&P Dow Jones Indices' role, delves into the latest SPIVA report's key takeaways and celebrates SPIVA's 20th anniversary. They also discuss the booming trend of passive investment in India, explore factor investing and uncover the case for multi-factor strategies in the dynamic Indian market.Connect with Benedek Boros on Website |  LinkedIn  Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ ) You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel.Do follow IVM Podcasts on social media.We are @ivmpodcasts on Facebook, Twitter, & Instagram.See omnystudio.com/listener for privacy information.

It's YOUR time to #EdUp In this episode,  YOUR guest is Dr. Yolanda Watson Spiva, President of Complete College America (CCA) YOUR guest cohost is ⁠Dr. Jenny Rickard, President & CEO, Common App YOUR host is Elvin Freytes⁠  YOUR sponsors are The Middle States Commission on Higher Education (MSCHE) & InsightsEDU  How is CCA helping students complete college? Why should higher education professionals attend CCA's annual conference, taking place December 10-12 in Las Vegas? What does Yolanda see as the future of Higher Education? Listen in to #EdUp! Thank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp! Connect with YOUR EdUp Team - Elvin Freytes & Dr. Joe Sallustio ● Join YOUR EdUp community at The EdUp Experience! We make education YOUR business! --- Send in a voice message: https://podcasters.spotify.com/pod/show/edup/message

 The podcast opens with a heads up on an exciting AAII presentation on October 11 at 6:30 EST.  Paul will make a one hour presentation on “The Case for Small Cap Value:  The Good, the Bad and the Ugly.” This presentation will include some interesting new tables that give a new perspective to this productive equity asset […] The post SPIVA REPORT: One of the most important studies on fund returns first appeared on Paul Merriman. The post SPIVA REPORT: One of the most important studies on fund returns appeared first on Paul Merriman.

The podcast opens with a heads up on an exciting AAII presentation on October 11 at 6:30 EST.  Paul will make a one hour presentation on "The Case for Small Cap Value:  The Good, the Bad and the Ugly.” This presentation will include some interesting new tables that give a new perspective to this productive equity asset class. After Paul speaks, Chris' presentation will focus on 2 Funds for Life in retirement and how to select the Best In Class ETFs.One of Paul's favorite Truth Tellers, Ben Carlson, has recently written, "The Luckiest Generation”.  Paul reads highlights from the article.  It turns out “The Luckiest Generation”  faced a lot of serious headwinds.  Then Paul suggests the steps we should take if we aren't so lucky. The annual SPIVA Report is one of the most important studies in the industry on mutual fund performance.  While many may wish to read the whole report, Paul focuses on the tables on pages 9, 10, 13, 14, 17 and 19.Those who take the time to review this information will hopefully reconsider holding any actively managed funds in their portfolio.  

Calling all suspension nerds and newbies! If you've been following Jillian for a while, you know ICON has been her suspension of choice for years. Today, she and Scott Spiva chat a bit about the world of aftermarket suspension, what makes it stand out compared to stock builds, and a few things you may not know about your shocks. From the basic aspects to the more technical side of shocks, Scott covers what you'll need to know if you're just starting out. He touches on his engineering background, what got him started at ICON years ago, and why he still loves what he does today. 

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

As we know, I'm a huge advocate for index investing and today on the More Money Podcast I have two guests who are sharing their expertise on the subject including some of the pitfalls of investing in actively managed funds. Anu Ganti and Joseph Nelesen, both Senior Directors of Index Investment Strategy at S&P Dow Jones Indices, are joining me today and I'm telling you, this episode is chock-full of valuable investing info! Anu is a CFA charterholder and holds her MBA in finance and economics from Columbia Business School, as well as her bachelor's degree in finance and marketing from NYU's Stern School of Business. She is often sharing her expertise with both print and broadcast media outlets and helps lead the index investment strategy team in providing research and commentary on the entire S&P DJI product set, including U.S. and global equities, thematics, commodities, fixed income, and sustainability indices. Prior to joining the team, Anu worked in the asset management space, completing a post-MBA rotational program at Russell Investments within their fixed-income research and trading divisions and also worked as a portfolio manager focusing on emerging market equities at Parametric Portfolio Associates (a subsidiary of Eaton Vance). Joseph holds a Ph.D. from Northwestern University, an MBA from the Kenan Flagler Business School at University of North Carolina, and a Bachelor of Arts with honors from the University of California at San Diego. He also helps lead the index investment strategy team, but prior to working at S&P DJI he headed iShares Institutional Factors Strategy at Blackrock and held roles in exchange-traded product research and development. Joseph also previously worked in mergers and acquisitions and corporate investment banking with Citigroup and Bear, Stearns & Co. In this episode, Joseph and Anu challenge the myth that indexing only yields average investment returns and share how SPIVA measures actively managed funds against their index benchmarks worldwide using the data and insights they've gained over the past 20 years. This episode is full of some great information and will definitely be perfect for anyone wanting to understand why index investing is a tried and true long-term investment strategy. For full episode show notes visit: https://jessicamoorhouse.com/370

In this episode, I interview S&P, the creator of the S&P 500, Dow Jones, and many other popular indices used around the world by millions of investors.  On today's interview, we're going to be covering the SPIVA scorecards which are semiannual reports published by S&P that compare the performance of active funds (i.e. active investing) vs taking the passive index investing approach. In other words, when you hear the debate of whether you should be a passive index investor, or an active investor, the SPIVA scorecards actually look at how well the active managers have done compared to if you just invested in the index. Our guests today are Joe Nelesen from S&P, and Erin Allen from BMO ETFs. Joe is the Senior Director of Index Investment Strategy over at S&P, and Erin is the Vice President over at BMO ETFs, which is the largest Canadian provider of ETFs. I thought we could have both Joe and Erin on the show, as that way we can learn more about the insights and discoveries learned from the SPIVA reports when it comes to the active vs passive debate. And, since Erin and her team actually create these ETFs for Canadians, we discuss how to actually practically apply these SPIVA findings and insights, when constructing or optimizing our own investments portfolio, here in Canada. In other words, what to look for and things to watch out for when we are actually building, optimizing, and deciding which ETFs to use for our own portfolio.  Questions Covered: Joe, to make this friendly to anybody new to the world of investing, can you start by telling us a bit about S&P, as well as the SPIVA reports and why they are important for us everyday investors? The SPIVA analysis has over 20 years of data at this point. Can you speak to what these decades of analysis have taught you and individual investors about passive and active management around the world? Erin, for those like myself who are totally on-board with what the SPIVA findings suggest and are looking to just have an easy-to-manage investment portfolio where they're just looking to buy the total market index; what are the options available to them in Canada, and can you take us through the pros and cons of these different approaches? Joe, one of the reports that I've always found fascinating is the persistence scorecard that you publish. Can you speak to what it is, where can listeners find it, and what is the role of ‘persistence' when measuring active outperformance? Erin, when it comes to the core ETFs and asset allocation ETFs that try to mimic the index, one of the critical metrics that individual investors need to be aware of is the tracking error, especially when trying to choose a comparable ETF from one provider to another. Can you take us through: What ‘tracking error' is? Why is it important? How can we check it ourselves? Is some tracking error normal, and how do fees (MER) factor into the tracking error number that we see published? At what point would a tracking error be considered high? And does that number vary depending on which index we're looking at? (ex. S&P TSX vs something like an MSCI emerging markets index) Joe, it seems like with the thousands of investment products out there, the definition of the word “passive” can really vary quite a bit, not just amongst individual investors but amongst companies offering these products as well. I've even heard arguments about the S&P 500 not actually being 100% passive as there is still a committee that chooses which stocks are included in the S&P 500 index. Can you speak to that a bit and also, how do you think individual investors should define “passive” vs “active”? Erin, when a DIY investor is purchasing total market index ETFs, do those literally include all publicly traded companies on any exchange that fit that region? (ex. S&P TSX for Canada), or is it more of a representative sample of that region? Also, I think it would be good for investors to know about what the difference and implications are of a capped index, vs an uncapped index. Can you explain these? Usually, we see the Canadian index (S&P/TSX) being capped when it comes to ETFs like with your ETF, ZCN. What about core index ETFs for other countries like the US, and beyond. Are those typically capped as well? Joe, in the past, you mentioned how indexes help us manage our own human behavioral biases and overcome market hurdles that can otherwise derail our investing success. Can you elaborate on this? Thank you to both of you for coming on. Erin, can you tell us where we can learn more on your end, and perhaps let everyone know about the ETF Market Insights sessions that you run every week where listeners of the show can submit their questions and have them answered live.Joe, thank you very much for coming on as well. Can you tell us more about where we can learn more from you and your team, and where we can find the SPIVA reports and any other resources that Canadian investors may find helpful.

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Giorgio Semenzato y Kevin Koh Maier, de Finizens, analizan en Tu Dinero Nunca Duerme el último informe SPIVA sobre rentabilidades de 2022.

We all know the stats. Over the long term, the majority of active investment managers will underperform their benchmarks.  According to SPIVA data, more than 78% of funds underperformed the S&P/ASX 200 over the past decade, while more than 91% of funds underperformed the S&P 500 over the same time period. These rates improve significantly over shorter time horizons, with 42% of Aussie managers outperforming their benchmark over a one-year period, and 49% of US-based managers doing the same.  Given the volatility of today's market, and his own findings from more than 15 years specialising in asset allocation in global and Australian markets, Morgan Stanley Wealth Management's Head of Research and Investment Strategy Alexandre Ventelon believes investors should remain conservatively positioned.  This means a greater emphasis on (and portfolio allocation to) fixed income markets, but also, a greater reliance on passive products - like index-tracking exchange-traded funds (ETFs) - as we continue to navigate this short-term volatility. And right now, Morgan Stanley's model portfolios are heavily skewed towards passive products.  "With a short timeline, the best way to get there is with a passive instrument," Ventelon explains.  "The managers that have outperformed their markets on a one-year basis are often very different from one year to the other, and that's the issue. If you want to go with a tactical trade and you just choose one manager, based on how they performed last year, the odds will be against you."  In this special Listed Series special of The Rules of Investing podcast, Livewire's Ally Selby learns which asset exposures are best played with passive products in today's market, the circumstances in which passive and active products should not be used, as well as Morgan Stanley's outlook on the ETF market over the next decade.   Ventelon also shares why Morgan Stanley still remains bullish on the outlook for bonds. Plus, for a little bit of fun, we asked him to build a portfolio of listed products for the market today, while only picking one ETF from each asset class.  Timestamps 2:12 - How efficient the market is today  5:37 - How passive funds have changed the world of investing  8:12 - Are passive or active products better suited to today's market  13:22 - The instances where passive products should not be used in portfolios  18:17 - The instances where active products should not be used in portfolios  24:42 - Criticisms of passive products - do they hold any weight?  28:20 - What the market will look like in 10 years' time 33:53 - Why Morgan Stanley is bullish on bonds (and why he is using VGB, VIF and VACF to play it)  38:45 - Ventelon's top ETFs for today's market (A200, WVOL, QUAL, VGB and VIF) 

Links mentioned/referenced in the Show Notes: Timestamps: 00:57 DIS & F comments. 02:25 How to determine which stock to buy? 05:12 Rule 105b5-1 is filed with the broker, not SEC (see Show Notes). 06:20 Professional stock pickers. 9:02 SPIVA.Show Notes:  CAGR Formula {see below} Source:  https://www.investopedia.com/terms/c/cagr.aspForm 8-kSilcon Valley Bank websiteRule 10b5-1SIVB out, Insulett (PODD) to join S&P 500 (edited) Episode: #154 Podcast Date: 3/13/2023

CNBC's Bob Pisani spoke with Dan Draper, CEO of S&P Dow Jones Indices – along with John Davi, Founder & CEO of Astoria Portfolio Advisors. While markets are still suffering in the wake of Silicon Valley Bank's big blowup they drilled down into the impact the collapse is having on the broader banking business and regional bank ETFs – as well as what it could mean for the future of Fed rate hikes. They also broke down the results of the latest SPIVA survey and talk active versus passive with the man in charge of S&P Dow Jones Indices.In the “Markets 102” portion, Bob continued the conversation with Dan Draper from S&P Dow Jones Indices.

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocation, The SPIVA, 401k, Investing Apps, Dogs of the Dow 2023, Strategy Question, 529 Plan, Equity & Retirement.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

On today's episode of The BS, we discuss the gifts NickyD brought back from her trip, a restaurant that ruined her Birthday dinner, and why she might be wanted in Mexico! Next, we talk to Diane Spiva, Nurse Practioner for NuberT! She enlightens us on how testosterone can help behavioral and cognitive decline, what the decline in estrogen can do for aging, and what can give you saggy boobs or small testicles! Get more information at https://www.nuber-t.com! Later we talk about how Bailey had a black cloud situation, people don't know how to be on time anymore, and another Mexico Moment with Nate! All that and more on today's episode of The BS! #BetterThanRadio For daily ad-free content, become a subscriber of The BS today: WWW.PODCASTTHEBS.COM --- Send in a voice message: https://anchor.fm/the-bailey-show/message

Welcome to the newest episode of Let's Talk To...! This is our show where we have a conversation with an interesting guest! This week we talk to Diane Spiva, Nurse Practioner for NuberT! Bailey is worried about losing his hair, so she discusses his PRP Hair Restoration, PRP therapy, needling, the type of people who needs this procedure, and how long it lasts! Get more information at https://www.nuber-t.com! All that and more on today's episode of Let's Talk To...! #BetterThanRadio If you enjoy daily ad-free content, subscribe to The BS at www.podcastthebs.com --- Send in a voice message: https://anchor.fm/the-bailey-show/message

In this Spotlight episode, Arianne Alcorta with @etfguide chats with Anu Ganti, Senior Director on the Index Investment Strategy Team at S&P Dow Jones Indices. Ganti breaks down the latest performance trends contained within the SPIVA scorecard, a semi-annual report on the performance trends of actively managed funds against their relevant benchmark. The SPIVA scorecard is celebrating its 20-year history and it's the go-to tool for measuring active funds vs. their corresponding benchmarks in global markets across different asset classes and investment strategiesTo learn more about the SPIVA scorecard visithttps://www.spglobal.com/spiva 

Thank you for tuning in to todays episode with Diane Spiva, where we talk penis health, Test, and a whole lot more!! FB: https://www.facebook.com/MensWellnessLeague/ IG: @menswellnessleague https://www.nuber-t.com/contact Give A Way: The Hard Science (E-Book on ED & Sexual Health) The Hard Science Booklet Diane Spiva is a board-certified Nurse Practitioner with over 30 years of clinical experience working in primary care, pediatrics, and hospitalist medicine. Her academic background includes a Bachelor of Science in Nursing and a Master of Science in Nurse Anesthesia, with a Post Masters in Family Nursing. She has a long repertoire of expertise, including in urology, urogynecology, anesthesia services, surgical intensive care, interventional coronary intensive care, and quality management. Diane offers extensive experience working in men's reproductive and sexual health where she actively hones in her hormone replacement and anti-aging therapy skills. diane.spiva@nuber-t.com FULL ONLINE FITNESS COACHING PROGRAM (WORKOUT AND NUTRITION PLAN!) GET IN SHAPE NOW!!!!! p-hanger.de PENIS HANGER where all MHS podcast listeners can go to get 20 percent off with the code MHS20. TAILOR MADE WORKOUT PROGRAM CUSTOM MADE NUTRITION PROGRAM IG: @masculine_health_solutions.pe Masculine Health Solutions YouTube Channel! How to Make Your Penis Bigger EBOOK Check out JELQ2GROW for 1 on 1 penis enhancement training with a plan tailored to your needs designed by PE legend Aj "Big AL" Alfaro! Jelq2Grow the best Cream on the Market specifically made for PE and recovery!

Pro většinu lidí je moudřejší nechat peníze pracovat v pasivních indexových fondech. Ty mají totiž za posledních 15 let lepší výsledky než aktivní správci fondů. Podle Daniela Gladiše se ale teď, když trh klesá, situace otáčí.Aktivní investor vyhledává jednotlivé akcie podle toho, jak se mu zdají atraktivní. Studuje jednotlivé společnosti a snaží se je ocenit. Pasivní investor nic nevybírá, sází prostřednictvím tzv. indexů (třeba S&P 500, NASDAQ 100) na celý trh. A spoléhá na to, že trh stejně jako v minulosti půjde nahoru jako celek.  „Většina běžných investorů udělá lépe, když se zaměří na pasivní strategii. Vybírání akcií je náročné na čas a znalosti,“ radí zakladatel hedgeového fondu Vltava Fund SICAV Daniel Gladiš. Navíc pasivní fondy ‚drtí‘ manažery v posledních letech i svou výkonností. Známý výzkum Spiva ukazuje, že v posledních pěti letech nedokázalo americký index S&P 500 porazit 85 % aktivně spravovaných fondů. V delším horizontu jsou výsledky manažerů ještě horší. V posledních 15 letech s indexem prohrálo skoro 90 % fondů.„Facka“ pro výborně placené manažery aktivně spravovaných fondů? Podle Gladiše to tak není. „Není to facka, je třeba se podívat hlouběji do historie. Za posledních 50 let se relativně pravidelně střídají období, kdy mají navrch aktivní fondy a kdy indexy,“ tvrdí.„V polovině 90. let, když jsem byl makléř a jezdil po klientech ve  Spojených státech, tak jsem slýchal, že jen idiot by koupil indexový fond. A skutečně většina aktivně řízených fondů překonávala index. Pak se to otočilo. Lidé říkali, že stačí koupit index Nasdaq, protože všechno poráží. Pak až do roku 2012 měly výrazně navrch aktivně řízené fondy, potom až do roku 2020 zase ty pasivně,“ vypočítává Gladiš.Zajímá vás další obsah o investicích a osobních financích? Podívejte se do naší rubriky Finance. Ve vatě. Podcast novinářky Markéty Bidrmanové. Poslechněte si konkrétní rady investorů a odborníků na téma investic, inflace, úvěrů a hypoték. Finanční „kápézetka“ pro všechny, kterým nejsou peníze ukradené. Vychází každý čtvrtek. Poslouchejte na Seznam Zprávách, Podcasty.cz nebo ve všech podcastových aplikacích. V podcastu vysvětlujeme základní finanční pojmy a principy, nejde ale o investiční poradenství. O čem byste chtěli poslouchat příště? Co máme zlepšit? A co naopak určitě neměnit? Vaše připomínky, tipy i výtky uvítáme na adrese audio@sz.cz.

About This Episode: Diane Spiva is a board-certified Nurse Practitioner with over 30 years of clinical experience working in primary care, pediatrics, and hospitalist medicine. Her academic background includes a Bachelor of Science in Nursing and a Master of Science in Nurse Anesthesia, with a Post Masters in Family Nursing. She has a long repertoire of expertise, including in urology, urogynecology, anesthesia services, surgical intensive care, interventional coronary intensive care, and quality management. Diane offers extensive experience working in men's reproductive and sexual health where she actively hones in her hormone replacement and anti-aging therapy skills. Find out more about Diane at: Website: www.menswellnessleague.com Facebook: https://www.facebook.com/MensWellnessLeague/ Instagram: https://www.instagram.com/menswellnessleague/?hl=en Check out our YouTube Channel: Command Your Brand - https://www.youtube.com/channel/UCfy2IETlyeKq62VHdcRN7aQ/

DIANE SPIVA is a nurse working in the field of men's health in Atlanta, Georgia at the nuber-T Clinic. We discuss the causes of Erectile Dysfunction (ED), and the various treatments available to men from lifestyle changes to supplements and injections. Diane talks about the changing stigma around  ED and the hope and solutions now available. It a frank discussion about men's health, sexual function and offers important information for men and women. You can contact Diane and find out more about men's health and the work being done at:  www.menswellnessleague.com and order a free copy of the info packed book "Hard Science."

Are you losing muscle, gaining weight, not sleeping, and having no sex drive? It could be your testosterone. In this episode Nurse Practitioner, Diane Spiva joins Marian to discuss the vital role testosterone plays in women's health and strategies to balance it in your body naturally.  Connect with Diane Phone Number:  256-200-6288   Website: www.menswellnessleague.com   Social Media: Facebook - https://www.facebook.com/MensWellnessLeague/ Instagram - https://www.instagram.com/menswellnessleague/?hl=en   Special Audience Giveaway:  For CTA, please refer to the website's contact page listed below: https://www.nuber-t.com/contact Phone number: 404-480-5229   Give A Way: The Hard Science (E-Book on ED & Sexual Health) The Hard Science Booklet

On today's episode of The BS, we discuss Jason's meeting with his mother for the 1st time in 15 years, some of the things that his mother gave him, and who showed up unexpectedly! Next, we talk to Diane Spiva, Nurse Practioner for NuberT! She talks to us about testosterone replacement therapy, why anabolic steroids are bad if unregulated, what part of your body makes testosterone, and why you should eat more beans! Get more information at https://www.nuber-t.com. Later Nate recaps his Greece trip and we get another round of Everything's Better with Fuck! All that and more on today's episode of The BS! #BetterThanRadio For daily ad-free content, become a subscriber of The BS today: WWW.PODCASTTHEBS.COM --- Send in a voice message: https://anchor.fm/the-bailey-show/message

Craig Lazzara, CFA, is a Managing Director in the Core Product Management group at S&P Dow Jones Indices (S&P DJI). His responsibilities focus on providing thought leadership and educational outreach. Our discussion focuses on two S&P DJI reports. SPIVA research measures actively managed funds against their relevant index benchmarks worldwide, and the Persistence Scorecard focuses on whether manager outperformance should be attributed to luck or skill. Craig holds a Chartered Financial Analyst charter and is a graduate of Princeton University and Harvard Business School.   This podcast is hosted by Rick Ferri, CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads' have held national conferences in major cities around the country. There are also many Local Chapters in the US and even a few Foreign Chapters that meet regularly. New Chapters are being added on a regular basis. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.     This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.

CNBC's Bob Pisani spoke with Tom Lydon, Vice Chairman at Vetta-Fi, and Anu Ganti, Senior Director of Index Investment Strategy at S&P Dow Jones Indices. They delved into the age-old debate of active versus passive management. With market volatility on the rise, many active fund managers claim this is their time to shine – and according to the latest SPIVA survey out from S&P Dow Jones Indices, actively managed funds are enjoying their best performance against their benchmarks in over a decade. But is all that enough to beat out passive investing in the long run? In the Markets ‘102' portion of the podcast, Bob continues the conversation with Tom Lydon.

VettaFi's Tom Lydon discusses a new Charles Schwab ETF investor survey, AllianceBernstein's ETF entrance, the latest SPIVA scorecard, and recent market volatility.  Subversive Capital's Michael Auerbach spotlights their Metaverse ETF (PUNK) and explains the firm's unique ETF game plan.

Active managers have, historically, had a tough time beating their benchmarks. Yet this year may prove to be an exception; nearly half of large-cap managers are outperforming. Can they keep it up? And can anything really reverse the massive migration to passive investing at this point? On this episode, Eric Balchunas and Joel Weber speak with Tim Edwards of S&P Dow Jones Indices, who oversees the SPIVA report, aka the ultimate active vs. passive scorecard. With his just-published latest installment in hand, Edwards talks through where active is doing well (and not so well), the role of fees in returns, and why bond funds tend to better than stock funds.See omnystudio.com/listener for privacy information.

Active managers have, historically, had a tough time beating their benchmarks. Yet this year may prove to be an exception; nearly half of large-cap managers are outperforming. Can they keep it up? And can anything really reverse the massive migration to passive investing at this point? On this episode, Eric Balchunas and Joel Weber speak with Tim Edwards of S&P Dow Jones Indices, who oversees the SPIVA report, aka the ultimate active vs. passive scorecard. With his just-published latest installment in hand, Edwards talks through where active is doing well (and not so well), the role of fees in returns, and why bond funds tend to better than stock funds.See omnystudio.com/listener for privacy information.

On today's episode of The BS, Bailey brings up a new show we're doing that's in the works, how many decisions you actually make per day, and we get a Mexico Moment with Nate! Next, we talk to Diane Spiva, a Nurse Practioner for NuberT! We learn about Semaglutide, she gives Branden some weight-loss advice, and how different habits can affect your sleep and diet! Get more information at https://www.nuber-t.com. Later we talk about the most famous high schools in movies, a new Netflix documentary about a guy who killed his dad, and we get another One Question with Branden! All that and more on today's episode of The BS! #BetterThanRadio For daily ad-free content, become a subscriber of The BS today: WWW.PODCASTTHEBS.COM --- Send in a voice message: https://anchor.fm/the-bailey-show/message

Vanessa Spiva is one of my good friends. Her story is amazing and something we can all learn from.Connect w/ Vanessa: https://www.instagram.com/sacred__soul____/Vanessa's Website: Energy Work | Sacred Soul EnergeticsVanessa's BioVanessa went from Stripper to Sex Worker to Realtor to Healer. She went from being lost in life, dependent on drugs, alcohol, and sex to having an unexpected healing breakthrough within 1 week. Plant medicine initiated her into her healing journey. It taught her how to heal herself by doing Shamanic work, a self- exorcism, and working with the Quantum Field and mutli-dimensional healing. Through those initial experiences Vanessa became receptive to performing intuitive healings on family and friends. Simultaneously she is devoted to her own deep inner healing and also expanding her energy and abilities to help others. Vanessa uses her darkest days to help her understand and navigate the challenging experiences others may be facing. Vanessa is passionate about dismantling fragmentation. She is devoted to reconnecting people to themselves, their inner child, their shadow aspects, their higher self, and reconnecting all things that need to be integrated and repaired emotionally, mentally, physically, and energetically.FREE "SoulChat" with Sam: Calendly.com/SamKabertGRAB MY FREE GUIDE: SoulSeekrz.com/TermsSchedule a FREE Chat w/ me: Calendly.com/SamKabertMy Book "SOUL/Life Balance": https://cutt.ly/hAydeYsMagicMind | https://cutt.ly/VRADrOH   use code "SoulSam" for 20% off!Wizard Teams (Virtual Teams For YOU Managed by US) | https://cutt.ly/xmVsYTe  Check out my Review of Pixar's "SOUL" Movie | https://cutt.ly/OmVsUNe  FREE Glossary of Spiritual Terms for the Newly Activated: https://soulseekrz.com/terms/ Wizard Websites - Learn to Build a Website w/ Virtual Assistants | https://bit.ly/3lCw2kU SHROOM BEACH Clothing | Use Promo Code "SoulSam" for 15% off with this link: https://cutt.ly/oItje42   Defiant Mushroom Coffee (Use "Sam15" for 15% OFF!) | https://defiantcoffee.co/  Permission to Podcast (Simply Show Up & Record): https://bit.ly/2N2NUoI  LET'S BE SOCIALJoin the journey — come hangout on social mediaInstagram | https://www.instagram.com/samkabert/ Join the Soul Seekr Facebook Group | https://buff.ly/2yi8ldA Twitter | https://twitter.com/soul_seekr_ LinkedIn | https://www.linkedin.com/in/kabert/  YouTube | https://buff.ly/3e4kXUO  ASK me ANYTHING: Email is Sam@CloneYourselfU.com and you can book a FREE business strategy call with me by going to Calendly.com/CLONE.Thank You,Sam Support the show

On today's episode of The BS, we talk about how Branden and Jill are going to get on the dating apps as a team, there's a new show on Netflix where a woman designs sex rooms for people, and we get another One Question with Branden! Next, we talk to Diane Spiva a Nurse Practioner for NuberT! She gives us the nitty gritty about erectile disfunction, why you shouldn't feel awkward going to a men's wellness center, penis pumps, boner pills, and more! Get more information at https://www.nuber-t.com. Later we talk about a new radio survey that questions what radio will do when no one tunes in for music anymore, Bailey's daughter is being influenced by her new boyfriend, and we get a Mexico Moment with Nate! All that and more on today's episode of The BS! #BetterThanRadio For daily ad-free content, become a subscriber of The BS today: WWW.PODCASTTHEBS.COM --- Send in a voice message: https://anchor.fm/the-bailey-show/message

It seems natural that the most skilled and talented managers should be able to outperform on a consistent basis. In reality, the data doesn't support this and it actually shows the opposite. In public markets, persistence, or the ability of the best to stay the best, just isn't shown in the evidence. If the fund managers with all their large payrolls, research, and connections can't reliably outperform then the advisors picking stocks in their client accounts are at an even bigger disadvantage. Index returns have been an amazing wealth creator over the last 100 years but indexes also have inefficiencies and pitfalls than can be avoided to target higher expected returns. Systematically targeting and improving the indexes allows for a more reliable way to seek returns above the index for long-term investors.       Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (

I flera år har vi tjatat om att inte försöka leta efter nålarna i höstacken utan att mycket hellre köpa hela höstacken i form av alla aktier, i alla länder, i alla sektorer i alla storlekar. Idag går vi genom exakt hur lönlöst det är att investera i enskilda aktier och hur oddsen är emot en. Dagens avsnitt är en fristående fortsättning på vår serie utifrån Nick Magiullis bok "Just. Keep. Buying.". Precis som vanligt tar vi avstamp i boken, försvenskar och dyker ner på djupet - denna gången i vetenskapliga studier och rapporter. Det finns framförallt två argument mot att investera i enskilda aktier. Ett finansiellt och ett existentiellt. Det finansiella argumentet bygger på flera vetenskapliga studier bl.a. Barras (2010), Bessembinder (2018, 2020), SPIVA m.fl. Dessa forskare har undersökt långa tidsperioder på börsen och bland annat konstaterat följande fakta: - Fler än 9 av 10 professionella förvaltare slår INTE en billig indexfond/fondrobot (läs: höstacken) över lång tid (30 år) - Professionella förvaltare är bättre än småsparare på överprestera mot index vilket leder till att småsparare är ännu sämre än proffsen (vilket är logiskt). - Endast ca 4 % av alla aktier står för hela uppgången på börsen - Experter har mindre än 50 % rätt i sina förutsägelser om framtiden på marknaden Men det som stack ut för mig dagens avsnitt var nya studier: - 96 % av alla enskilda aktier slår inte en lågrisk räntefond - 4 % av alla enskilda aktier stod för all överprestation mot en räntefond - Avrundat till närmsta 5 % så är den vanligaste livstidsavkastningen (=totalavkastning) för en börsnoterad aktie -100 %, dvs total förlust - Av 28 853 bösnoterade aktier mellan 1950 - 2009 så finns 22 469, dvs 78 procent, inte längre kvar på börsen. - Globalt stod 947 av 63 105 aktier för det totala värdeskapandet Den svåra frågan till följd av det finansiella argumentet: "Kan jag vara säker på att plocka ut de där fåtalet vinnarna (4 %) när proffsen inte klarar det?" Det existentiella argumentet berör svårigheten att ens utvärdera huruvida man kan vara säker på att det var skicklighet och inte tur om man väl väljer en vinnare. I sport kan man på en timme se om någon är duktig på basket eller schack, men det går inte på en timme identifiera en duktig investerare. Särskilt eftersom utfallet till så pass stor del beror på slump. Det är självklart helt okej att investera i enskilda aktier för skojs skull. En hobby får ju lov att kosta pengar då det ger andra mervärden. Men om man är seriös kring att tjäna pengar och leva på dem, så är vår rekommendation att investera basen i globala indexfonder / fondrobot, ha de enskilda aktierna i en lekhink och framförallt konstant mäta och utvärdera sina enskilda innehav mot index. Tack för denna vecka, Jan Länkar ==== Patreon: https://www.patreon.com/rikatillsammans Forumet: https://rikatillsammans.se/forum/ Artikeln: https://rikatillsammans.se/enskilda-aktier Innehållsförteckning ==== 00:00:00 Intro 00:07:38 Köp tillgångar som har naturlig avkastning 00:12:39 Investera inte i enskilda aktier 00:15:20 Det finansiella argumentet mot enskilda aktier 00:17:54 Proffsen tjänar pengar på småspararnas bekostnad 00:22:04 De flesta aktiva strategier underpresterar mot index 00:27:04 Det är svårt att veta vilka vinnarna är 00:30:22 Risk som man inte får betalt för 00:34:55 7 av 10 aktier slår inte index 00:38:04 Missade du tech-tåget? Ingen fara... 00:43:40 Den breda indexfonden är över tid den som kommer vinna 00:49:10 Medianlivslängden för en enskild aktie är 7.5 år 00:54:02 Man har oddsen emot sig 00:57:14 Det existentiella argumentet mot aktier 01:01:29 Det är svårt att urskilja tur ifrån skicklighet 01:08:25 60% av överavkastningen på aktiemarknaden sker på få dagar 01:10:15 Det är jättesvårt att bevisa att man är duktig 01:13:05 Varför spela ett spel där man inte kan bevisa att man är duktig? 01:15:52 Det behöver inte vara antingen eller 01:18:43 Skilj på hobby och pengar som du behöver

Wowza! This is a jam PACKED episode. We talking about branding, social media, the importance of your online presence, and becoming omnipresent by recycling content. We discuss humanizing your brand, pricing your services correctly, and everything in between. Gillian Spiva is a soon to be 23 year old, female photographer in Rapid City of South Dakota. After pursuing a communications and arts degree at the University of Missouri: Columbia, she accepted a photography internship in Chicago. She had worked behind the scenes with brands like Hulu and WhiteClaw. She had used these skills over the past 4 years in the field to grow her own photography business. Follow her on social media! @gillian.the.artist www.facebook.com/gillianspiva RESOURCES Project Badass - https://amzn.to/3oJm582 CRM Platform, Honeybook - http://share.honeybook.com/madison3478695 Subscribe to Project Badass Podcast on Apple Podcast, Spotify, or wherever you listen to podcasts!

IN THIS EPISODE, YOU'LL LEARN:01:25 - Why you actually might not want to max out your 401k.09:13 - Why you shouldn't try to “buy the dip.”20:24 - Why you probably shouldn't pick stocks.27:35 - Nick's case for bonds in today's economy.30:12 - How to buy during a crisis.35:40 - Three reasons you should consider selling a position.43:05 - Why even if you get rich you may never feel rich.And a whole lot more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCES:OfDollarsAndData Blog.Just Keep Buying Book.SPIVA reports.Nick Maggiulli Twitter.Trey Lockerbie Twitter.Preston, Trey & Stig's tool for picking stock winners and managing our portfolios: TIP Finance Tool.New to the show? Check out our We Study Billionaires Starter Packs.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Invest in the $1.7 trillion art market with Masterworks.io. Use promo code WSB to skip the waitlist.Confidently take control of your online world without worrying about viruses, phishing attacks, ransomware, hacking attempts, and other cybercrimes with Avast One.If you're a sales professional, get every real time advantage you can get with Sales Navigator. Enjoy 60 days of free trial today.Find joy in comfort with Faherty. Use promo code WSB to snag 20% off all your new spring staples!Every 28 seconds an entrepreneur makes their first sale on Shopify. Access powerful tools to help you find customers, drive sales, and manage your day-to-day. Start a FREE fourteen-day trial right now!Get access to some of the most sought-after real estate in the U.S. with Crowdstreet.Canada's #1 employee benefits plan for small businesses! The Chambers Plan evolves with the way you work and live while keeping the rates stable. Opt for the simple, stable, and smart choice for your business.Take advantage of a free mortgage review and learn about custom loans that can save you big money with American Financing.The interval fund, a breakthrough innovation. Only at Mackenzie.Get the most from your bitcoin while holding your own keys with Unchained Capital. Begin the concierge onboarding process on their site. At the checkout, get $50 off with the promo code FUNDAMENTALS.Live local in Melbourne and enjoy $0 Stamp Duty*!Balancing opportunity and risk? The golden answer can be literally gold! Start your investment journey today with Perth Mint.Gain the skills you need to move your career a level up when you enroll in a Swinburne Online Business Degree. Search Swinburne Online today.Design is already in your hands with Canva. Start designing for free today.Browse through all our episodes (complete with transcripts) here.Support our free podcast by supporting our sponsors.HELP US OUT!Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After market and macro news for the week of April 4-8 (3:21), Jeff Mayberry and Samuel Lau for their Topic of the Week compare the relative performance of active asset managers in U.S. stock and bond markets (20:01). This discussion starts with the S&P Indices vs. Active report (SPIVA), which compares the performance of active managers to indices such as the S&P 500 in the case of large-cap equity managers and the Bloomberg Global Bond Aggregate for fixed income managers. SPIVA consistently shows that only a small percentage of large-cap equity managers manage to beat the S&P 500 whereas half or more of active fixed income managers, depending on the timeframes measured, succeed in outperforming the Global Agg. However, that's not the whole story. Jeff Mayberry explains (28:19) bond managers have much more opportunity to select whole bond sectors outside the Global Agg to improve performance, an option closed open to managers who wish or must stay within the large-cap category. During the podcast hosts' review of the market week, Samuel notes (5:33) “pronounced moves” at the longer end of the U.S. Treasury curve restored it to a normal upward slope (longer tenors yielding more than shorter tenors), cutting the yield inversion to three consecutive days. As a recession alert, historically inversions have persisted at least five consecutive days. So perhaps, Sam says, the economy is in “a crisis-averted situation.” Turning to the Federal Reserve (12:12), Jeff expressed surprise that Fed officials want to ramp up to the maximum monthly rate of balance sheet reduction – $35 billion for Agency mortgage-backed securities, $60 billion for Treasuries – in just three months. He suggests the markets might not be able to stomach a sustained balance-sheet normalization at such an aggressive pace.

The most recent SPIVA Report for 2021 was just released and once again the same conclusion is reached. “Passive” has beat “Active” and only 15% of active managers that are paid to beat the market, did not.  Passive investing, sometimes referred to as indexing, doesn't engage active stock picking. Active management attempts to beat “the market” through the fund manager selecting the stocks.  The great news for investors is that this competition between active managers creates efficient markets that are cheap and easy to buy through index funds. All you have to do is listen to the evidence.  Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (

We humans just love a shortcut. The promise of a more convenient and easy way to get richer seduces the emotional part of our brains, rather than the more evolved, rational part of our brain.In this episode I discuss four common get rich quick schemes and why they often end in tears of disappointment.I discuss share trading, property investing, multi-level marketing and of course, cryptocurrency.To learn more about your host, money coach Matt Hern visit my website.Follow me on LinkedIn, Facebook and Instagram.-----Standard & Poors' Index vs Active fund manager survey (SPIVA)https://www.spglobal.com/spdji/en/spiva/article/spiva-australia/Episode 9. How to Start DIY Investing 

In this episode I answer a listener question on actively managed mutual funds in his 401k. I provide a book recommendation (the Bogelheads Guide to Investing). I also share information from the SPIVA report comparing actively managed mutual funds to index investing. I then talk about financial independence and why saving for freedom is amazing. Lastly I share JD Roth's 6 stages of financial freedom (getrichslowly.com). You've got to tune into this episode!