Podcasts about high yield

Brody Benton is an agronomist and no-till farmer in Guthrie County, Iowa, specializing in continuous corn rotations and hoop-barn hog manure management . Brody works with growers in Iowa and the midwest as an independent consultant through his company, Six B, using sap analysis and field trials to help growers reduce synthetic chemical dependency. To forward regenerative agriculture, Brody focuses on restoring soil fungal communities, accelerating humification, and keeping living roots in the ground year-round through cover cropping . He advocates replacing synthetic fungicides with targeted trace mineral nutrition to resolve plant nutrient backlogs, boost photosynthesis, and rebuild natural crop immunity . In this episode, John and Brody discuss: The historical shift over the last 50 years from naturally maturing green corn to crops dependent on continuous synthetic inputs . How late-season cover crops feed soil biology with exudates to increase organic matter and boost cash crop yields . The severe impact of chemical herbicides on soil fungi and how proper planting depth protects biological inoculants . How AEA ReBound trace minerals and PhotoMag clear nitrogen backlogs, lower plant nitrates, and reactivate photosynthesis . The success of Pinion as a fungicide alternative that suppresses tar spot without harming soil biology . How trace mineral nutrition prevents phantom yield loss by maintaining a reducing internal environment in the plant during grain fill . About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture. AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com

Drs. Greg Gaski, Zach Bennett, and Colin Harrington chat about distal tibia pilon and ankle fractures. They discuss diagnosis and management of these patients in this high yield case series. For additional educational resources visit OTA.org

Anisa is being treated in an inpatient rehabilitation facility following a traumatic brain injury (TBI). The physical therapist has been training the patient to ambulate using a two-point gait pattern with a single-point cane. Anisa consistently performs the gait pattern correctly in a quiet hallway without verbal cueing. Which of the following is the BEST strategy to improve long-term retention and carryover of this skill?A) Open environment with randomized practiceB) Closed environment with serial practiceC) Open environment with serial practiceD) Closed environment with blocked practiceText our team the word COACH for a free diagnostic: (727) 732-4573

As we take a short production break for summer we'll be re-releasing some old favorites, including this episode from back in June, featuring Mike Silvestrini, the co-founder and Managing Partner of Energea. Enjoy! Show Notes:Investing in clean energy infrastructure in emerging markets sounds more altruistic than profitable. But today's company shows that doing the right thing can also be incredibly lucrative.Mike Silvestrini, co-founder and Managing Partner of Energea, a US-based renewable energy investment platform. Mike's a seasoned renewable energy professional who has played a central role in developing over 500 solar projects across the US, Brazil, and Africa, contributing meaningfully to the global transition to clean energy. Today, we talk to Mike about how Energea evaluates investment opportunities, how they mitigate risk, and the incredible differences he's been able to make in different regions around the world. Highlights:Where the idea for Energea came from (2:20)How the platform functions (5:58)The types of deals Energea pursues (7:30)The minimum investment in Energea (9:52)Investment portfolios (11:53)Brazil (13:33)Investor Relations (15:27)Energea's Wealth Management Channel (18:32)Vetting new deals (19:45)Big institutional partners — Brookfield & Goldman Sachs (22:20)Community impact (24:23)Life perspective (28:16)Emerging Markets (30:11)Goals for '26 into '27 (31:37)Links:Mike Silvestrini LinkedInEnergea LinkedInEnergea WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co

We see wheat rallying on Black Sea export concerns while corn and soybeans soften under high yield estimates, improving rain forecasts, and seasonal pressure today.

Join host Dr. Alex Crespo and guests Drs. Alex Stroh and Jordan Bauer as they discuss the top 10 things you need to know to effectively manage humeral shaft fractures. For additional educational resources visit OTA.org

In this episode, we sit down with Stefan Sobkowiak, permaculture educator and renowned Youtuber at The Permaculture Orchard, to explore how to design and manage holistic, diverse agricultural ecosystems. We dive deep into his guiding philosophy that “nothing beats easy,” his background in wildlife biology, and the catastrophic tent caterpillar outbreak that transformed his conventional apple orchard into a biodiversity lab. Stefan deconstructs Bill Mollison's three phases of abundance and introduces his innovative “grocery store” design concept, explaining how grouping companion trees by harvest date completely revolutionizes the pick-your-own farm experience. The conversation highlights the powerful ecological synergies of combining perennial fruit trees with nitrogen-fixing species, annual vegetables, and pastured poultry to naturally optimize soil fertility. Finally, we discuss his playful "magic model" for farm planning, his perspective on utilizing AI as a personalized learning tutor, and how his parent's experience during World War II instilled in him the importance of food security, resilience, and human relationships. Timestamps [00:00] Intro [05:16] Reflecting on Diego Footer and the profound early community legacy of Permaculture Voices.[08:52] "Nothing beats easy" - Choosing crops based on what grows like a weed.[15:33] The side quest from wildlife biology to landscape architecture to building functional animal habitats.[20:51] Professor Caterpillar - Surviving a catastrophic monoculture harvest and shifting to permaculture design.[30:22] Simulating a volcano: Unlocking high-yielding soil dynamics through compost and basalt rock dust.[45:31] Bill Mollison's blueprint: Replanting a diverse layout with nitrogen-fixing guilds.[56:07] Launching a low-cost nursery. [01:08:03] Deconstructing Mollison's three phases of abundance and tracking regional seed adaptations.[01:21:25] Seasonal taste cravings and how nutrient density triggers our instinctive diet.[01:42:10] Designing the "grocery store" layout to group crops by seasonal harvest dates.[02:05:1]1 Rapid Fire Q&A: Reading Sir Albert Howard, using AI as a tutor, and generational memory.SponsorsDubois Agrinovation: Get 10% off by choosing the promo code ‘MasterClass – Jean-Martin Fortier' when you create an account. Some exceptions apply. https://duboisag.com/Links/ResourcesStart Your Market Gardener Journey Here : https://themarketgardener.com/starthere/Market Gardener Institute:  https://themarketgardener.com Masterclass:  https://themarketgardener.com/courses/the-market-gardener-masterclass Newsletter:  https://themarketgardener.com/newsletterBlog:  https://themarketgardener.com/blog Books: https://themarketgardener.com/booksGrowers & Co: https://growers.coHeirloom: https://heirloom.ag/The Old Mill: https://www.espaceoldmill.com/en/Follow UsWebsite: http://themarketgardener.com Facebook: http://facebook.com/marketgardenerinstitute Instagram: http://instagram.com/themarketgardeners Guest Social Media LinksStefan:Youtube: https://www.youtube.com/c/stefansobkowiak Instagram: https://www.instagram.com/stefansobkowiak/ Website: https://miracle.farm/ Masterclass: https://permaculture.study/ JM:Instagram: https://www.instagram.com/jeanmartinfortierFacebook: https://www.facebook.com/jeanmartinfortier

Listen in as Drs. Malcolm DeBaun and Saam Morshed chat about young femoral neck fractures. They discuss diagnosis and management of these patients in this high yield case series.  For additional educational resources visit OTA.org

Zac Welsh bought 2 properties in 6 months as a Perth FIFO Diesel Mechanic, here's how he did it! ❤️ A hard working family man, I'm proud to call him a client of the Property Investment Accelerator.

Friday of the Sixteenth Week in Ordinary Time

Join the leadership team at Jaltech for an exclusive overview of the new Jaltech Income Opportunities Fund - a spin-off from their highly successful Section 12J investment strategy. Designed to target structured debt funding for established, mid-sized South African businesses, this fund addresses an unserved niche left open by traditional banks while delivering robust, risk-adjusted returns. In this session, Jonty Sachs and Gaurav Nair break down the fund's initial core portfolio, examine key risk mitigation strategies, and walk through flexible investment options designed for both annual dividend income and long-term capital growth. For more information: https://bit.ly/4x3RhQr. Jaltech Income Opportunities Fund · Unlocking high-yield private debt: The Jaltech Income Opportunities Fund

Visual symptoms only tell part of the story. By the time nutrient deficiencies become obvious in a soybean field, yield potential may already have been affected. In this episode of RealAgriculture's Soybean School, SGS Crop Science agronomist Jack Legg explains how tissue testing during the reproductive stages can help growers identify nutrient deficiencies, evaluate overall... Read More

Adults only for this one.  Probably the most overlooked part of your portfolio is right here, and getting this part right is likely going to determine your overall success going forward.  There are some real gems to be had in this particular space if you're looking hard enough.  Thankfully for you, VP has already found some great options for those of you looking for serious yield and compounding returns, and we share three of them today.   The ByBit Blog - https://nononsenseforex.com/cryptocurrencies/best-crypto-trading-platform/   The ApeX Omni Blog (US/Privacy Friendly) - https://nononsenseforex.com/top-defi-trading-platform-apex-omni/   Blueberry Markets Blog (Top FX Broker) - https://nononsenseforex.com/uncategorized/blueberry-markets-review-my-top-broker-for-2019/   Get a Discount On Any Trading View Package - https://www.tradingview.com/?aff_id=159841   The Old Blog Has Moved to My New Free Substack - https://thecontrarianinvestorblog.substack.com/p/what-to-expect-and-what-not-to?r=16orow   Follow VP on Twitter https://twitter.com/This_Is_VP4X   Check out my Forex trading material too! https://nononsenseforex.com/   The host of this podcast is not a licensed financial advisor, and nothing heard on this podcast should be taken as financial advice.  Do your own research and understand all financial decisions and the results therein are yours and yours alone.  The host is not responsible for the actions of their sponsors and/or affiliates.  Conversely, views expressed on this podcast are that of the host only and may not reflect the views of any companies mentioned. Investing involves risk.  Losses can exceed deposits. We are not taking requests for episode topics at this time.  Thank you for understanding.

Drs. Malcolm DeBaun and Michael Maceroli discuss injury classification, approaches, treatment options, and other key points to cover for the OITE.  For additional educational resources visit OTA.org

VettaFi's Head of Research Todd Rosenbluth discussed the Vanguard US High-Yield Corporate BD Index ETF (VCHY) on this week's “ETF of the Week” podcast with Chuck Jaffe of “Money Life.” 

Our Global Head of Fixed Income Research Andrew Sheets outlines what could potentially go wrong and disrupt markets' optimism this summer.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley. Today, discussing three things that could disrupt a quiet summer. It's Wednesday, July 8th at noon in New York. As markets turn the page toward the second half of the year, there are lots of reasons for optimism. Global growth remains solid. Earnings growth is strong, and broadening across more companies. Capital markets remain open and deal activity is robust. We continue to think that the best analogy for current conditions is something like 1997 through 1998 or 2005 through 2006 – periods where corporate aggression was increasing, and had further to go, leading to equities outperforming credit. Even more immediately, July also happens to be one of the best months of the year for markets. And while one should never base their entire investment strategy on how far the earth has travelled around the sun, this month has been the best month for the U.S. High Yield returns, by far, over the last 15 years. The last time the S&P 500 fell in the month of July was 2014. So given all that, what could go wrong? Well, here are three things that are on our mind. First, a key part of our most optimistic view is that U.S. inflation will be lower than the Federal Reserve expects in the second half of this year, leading them to leave interest rates unchanged, rather than raise rates as the market expects. The risk is that this assumption is just wrong, perhaps soon. There is certainly an argument that, if the Fed is worried about inflation, it shouldn't wait to act, and the market is currently placing roughly 1-in-3 chance that the Fed hikes rates on July 29th. If that happens – and again, our base case is it does not – it could drive volatility. Second is earnings season, which kicks off next week. While the general trend of earnings is important, the bigger focus is likely to be on the results of large U.S. tech companies, and in particular, how much they plan to spend building out AI infrastructure. Over the last several quarters, almost like clockwork, these spending estimates have been revised higher and higher. And that has helped boost confidence in AI – as the spending is a sign that the technology holds promise – as well as boosting the broader earnings outlook; since all of this spending is becoming other company's revenue. Our base-case remains that this AI spending cycle has further to run, with capex from the major U.S. hyperscalers rising from over $800bn of spending this year to roughly $1.2 trillion of spending next year. But the risk would be that second quarter earnings now show more hesitation to spend, maybe because the share prices of some of these big spenders have been recent underperformers. And given how much the current growth and earnings story is linked to AI, and how popular AI exposure is with investors, that would create a risk. Finally, there's Iran. Our base case assumes a gradual renormalization of flows through the Strait of Hormuz, and we forecast Brent oil at about $75/bbl in 12 months time, which is pretty similar to current levels. But as of this recording there were reports of renewed hostilities, and the ceasefire may be fragile. The U.S. has already drawn down its Strategic Petroleum Reserve to its lowest-ever levels, potentially reducing some ability to absorb shocks if the conflict re-escalates. Historically, July tends to be strong, and markets have a number of helpful tailwinds at their back. But an unexpected rate hike, an unexpected reduction in Hyperscaler Capex, and a resumption of the Iran conflict are three factors that are not in our base-case – and could disrupt that. Thank you, as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. Also tell a friend or colleague about us today.

Listen in as Drs. Malcolm DeBaun and Michael Maceroli chat about Pelvic Fracture Diagnosis and Treatment in this high yield case series.  For additional educational resources visit OTA.org

Most investors are still chasing capital growth. But in today's market, cash flow is becoming the real competitive advantage, with many investors rethinking their strategy. The question is: should you? On The Smart Property Investment Show, Liam Garman sits down with Josh Crealy from LEVR to explain why tighter borrowing capacity, higher holding costs, and looming tax changes are forcing investors to rethink what makes a good property investment. Crealy argues that strong yield is no longer just a bonus – it's becoming one of the biggest drivers of buying decisions, allowing investors to hold assets more comfortably while positioning themselves for future growth. The discussion then turns to blue-chip Melbourne apartments trading below replacement cost while delivering yields that many houses simply can't match. Drawing on a recent acquisition, he explains how one Melbourne unit purchased for $416,000 is expected to return around 6.5 per cent in rental yield while costing as little as $16 a week to hold, highlighting why investors are taking a fresh look at the city's apartment market. The pair also unpack Australia's growing housing supply problem, revealing why established properties in tightly held locations could become increasingly valuable as rising construction costs continue to choke new development. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Your "Human Capital" might be the largest asset you own, and it behaves like a bond. Seeing your career as a volatile asset might change how you think about saving, investing, and employment. And in today's Dumb Question of the Week: Do I need Income Protection Insurance? --- Thank you to Raisin UK for sponsoring this episode. Receive a £100 welcome bonus when you register for a Raisin UK account using the code JULY100, open a fixed-rate bond with a term of 1 year or longer and deposit a minimum of £25,000 by 31 July 2026. https://raisin-uk.pxf.io/c/4012142/3930337/12683?sharedid=uk-cmp-bonus-pensioncraft-podcasts-0726 New customers only, terms apply. ---Get in touch

The US high yield market has weathered recent market turbulence well, but selectivity is becoming increasingly paramount. Jack Stephenson, Senior Investment Specialist, tells Chris Iggo that the outlook for US high yield remains constructive despite widening dispersion across industry and quality segments of the market.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

In this episode, Dan Vogler shares his unique approach to real estate investing, highlighting opportunities in Texas and his innovative ventures like the Medicine Man 24/7 Diner. Discover how observation, strategic planning, and quick action can lead to lucrative investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Dr. Greg Gaski hosts a conversation with Dr. Austin Carroll focused on distal femur and patella fractures including  underlying pathophysiology, treatment options, current controversial debates, and different types of constructs in this high yield case series.  For additional educational resources visit OTA.org

High yield bonds can offer strong income, but they also come with risks that are often misunderstood. Think of them like lending to growing companies that pay you more to take on extra risk and where a bump in the road doesn't always mean the journey is over. This episode breaks down what really drives returns, why defaults aren't as scary as they sound, and how these bonds behave more like equities than traditional fixed income. With a clearer view of the trade‑offs and opportunities, could high yield be doing more heavy lifting in your portfolio than you think? Join Alex Gorewicz, Vice President & Director, Active Fixed Income Portfolio Management, TD Asset Management Inc. (TDAM) and Anthony Imbesi, Vice President & Director, Lead, High Yield, TDAM as they break down the role of high yield bonds, challenge common misconceptions, and explore how they can enhance income and diversification in a portfolio. Highlights include: 00:53 What high yield bonds are and how they differ from investment grade 04:06 Defaults explained and why they don't always mean full loss 07:56 Why high yield is called the “equity of fixed income” 14:38 Comparing high yield to dividend stocks and other income strategies 19:55 High yield vs. private credit and key differences investors should know   For a full transcript in English and French, please visit the TD Asset Management Podcast page: https://www.td.com/ca/en/asset-management/insights/podcast Email any questions or ideas for future episodes to: td.tdamtalks@td.comPlease follow "TD Asset Management" on LinkedIn: https://ca.linkedin.com/showcase/tdassetmanagement/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Investing in clean energy infrastructure in emerging markets sounds more altruistic than profitable. But today's company shows that doing the right thing can also be incredibly lucrative.Mike Silvestrini, co-founder and Managing Partner of Energea, a US-based renewable energy investment platform. Mike's a seasoned renewable energy professional who has played a central role in developing over 500 solar projects across the US, Brazil, and Africa, contributing meaningfully to the global transition to clean energy. Today, we talk to Mike about how Energea evaluates investment opportunities, how they mitigate risk, and the incredible differences he's been able to make in different regions around the world. Highlights:Where the idea for Energea came from (2:20)How the platform functions (5:58)The types of deals Energea pursues (7:30)The minimum investment in Energea (9:52)Investment portfolios (11:53)Brazil (13:33)Investor Relations (15:27)Energea's Wealth Management Channel (18:32)Vetting new deals (19:45)Big institutional partners — Brookfield & Goldman Sachs (22:20)Community impact (24:23)Life perspective (28:16)Emerging Markets (30:11)Goals for '26 into '27 (31:37)Links:Mike Silvestrini LinkedInEnergea LinkedInEnergea WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co

Send us Fan MailHow does a lawyer - by education and employment history - become a top executive at fintechs?  Good question.  But here's another one: how can a fintech help credit unions win members for savings accounts paying in the vicinity of 4% APR?On the show is Alastair Wood, CEO of Raisin, a fintech that helps credit unions market innovative products - high yield savings included - to attract new members.Understand, Raisin does essentially all the lifting involved in marketing and opening new accounts for new members.  Memberization included.  Raisin, by the way, is relatively new to the US market. But it has a long history in Europe.This episode starts with Wood explaining why, just maybe, a trained lawyer is an ideal leader for a fintech, especially one operating in a highly regulated environment.Wood, by the way, traces his hands on involvement in fintechs and credit unions back to a multi year stint at Silvur, whose CEO, Rhian Horgan is a past CU 3.0 Podcast guest.  Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Dr. Malcolm DeBaun hosts a conversation with Dr. John Munz focused on Calcaneal Fracture Diagnosis and Treatment in this high yield case series. Dr. DeBaun references the article entitled "Medial external fixation for staged treatment of closed calcaneus fractures: Surgical technique and case series" for further learning opportunities. For additional educational resources visit OTA.org

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we talk about my 3 favorite high-yield stocks right now. Canadian Net REIT (NET.UN.V) Brookfield Assets Management (BAM) Topaz (TPZ) It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/

In this episode of The Crop Science Podcast Show, Jake Drozd, owner and partner at Drozd Family Grain in southwest Michigan, discusses managing crops under challenging conditions while pushing yields higher each season.  He shares insights on corn production, irrigation strategies, soil health, micronutrient management, sorghum production, and the importance of networking with other growers. Jake also shares how family teamwork supports the operation's success. Listen now on all major platforms!"We are 42 years corn on corn, and our average yields are getting better. I would attribute it to more microbial work, being more efficient with fertilizer, and making the soil a little healthier while tilling."Meet the guest: Jake Drozd is an owner and partner at Drozd Family Grain in southwest Michigan, farming with his dad and brother across corn, soybeans, and sorghum. Their operation focuses on crop production and fertility and has earned multiple Michigan NCGA yield contest wins, reflecting a commitment to improving productivity and sharing knowledge across agriculture. Listen to Jake Drozd on The Crop Science Podcast Show, available on all major platforms.Liked this one? Don't stop now — Here's what we think you'll love!What you will learn:(00:00) Highlight(00:43) Introduction(01:33) Farm overview(02:58) Crop rotations(03:51) Soil health(08:33) Irrigation systems(13:23) Sorghum management(23:58) Final questionsThe Crop Science Podcast Show is trusted and supported by innovative companies like:- Loam Bio

Despite heightened geopolitical tensions, Treasury yields have moved higher and credit markets have remained remarkably resilient. Douglas Gimple explores what's driving this unusual market dynamic, the outlook for consumers and where he sees opportunities across mortgages and asset-backed securities.   DISCLOSURE   ABS — Asset-Backed Securities, GSE — Government-Sponsored Enterprise. Fannie Mae — Federal National Mortgage Association, Freddie Mac —Federal Home Loan Mortgage Association. Ginnie Mae — Government National Mortgage Association. See diamond-hill.com/disclosures for index definitions, data sources and other definitions. Investment Grade is a Bond Quality Rating of AAA, AA, A or BBB. S&P 500 Index measures the performance of 500 large companies in the US. High Yield securities are below investment grade and involve greater risk of default. Yield to worst is the lowest potential yield an investor may receive on a bond without the issuer defaulting. Duration measures a bond's sensitivity to changes in interest rates. The views expressed are those of the speakers as of May 2026 and are subject to change. These opinions are not intended to be a forecast of future events, a guarantee of future results, or investment advice. Investing involves risk, including the possible loss of principal.

Dr. Drew Carey interviews Dr. Avner Hostovsky on his study evaluating the diagnostic yield of a structured systemic workup in patients presenting with acute visual symptoms who were diagnosed with isolated paracentral acute middle maculopathy (PAMM). From his Ophthalmology article, "High Yield of Systemic Workup in Patients with Acute Isolated Paracentral Acute Middle Maculopathy." Hostovsky A, Peled I, Katz G, et al. High Yield of Systemic Workup in Patients with Acute Isolated Paracentral Acute Middle Maculopathy. Ophthalmology, 2025; 133, 499-505.

Listen is as podcast committee members Drs. Michael Blankstein, Greg Gaski, and Alex Crespo chat about the new 2026 High-Yield Case Discussions for Boards & OITE series and why this content is being refreshed.  For additional educational resources visit OTA.org

Higher yield. Two incomes. Better cashflow.So why doesn't every investor just buy multi-income properties?In this episode, Ed and Andrew break down the pros and cons of multi-income properties. They unpack where these properties shine… and where the trade-offs start to matter. You'll learn: The 5 main types of multi-income properties in New Zealand Why do these properties often achieve high gross yields The hidden downsidesMain idea? Multi-income properties can generate stronger cashflow… but a higher yield doesn't automatically mean better long-term wealth. For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠

In this episode of The Level Up Podcast w/ Paul Alex, Paul sits down with Christopher Craig, a Foreclosure Surplus Expert, tax strategist, and serial entrepreneur, to discuss why the traditional "American Dream" of real estate investing might actually be keeping you trapped. Christopher breaks down why he is selling off his massive real estate portfolio to invest in a low-maintenance, high-yield asset class: legal arcade games and medical equipment. Instead of dealing with tenants and broken roofs, he explains how business owners and high-income earners can use bonus depreciation to legally zero out their taxes while generating true, hands-off passive income. In this conversation, Christopher shares: Why traditional rental properties are a "slow burn" that trap your equity How to legally offset 100% of your taxable income using bonus depreciation The exact blueprint for investing in legal arcade machines and medical equipment Why adaptability and taking the first step are the true secrets to leaving the W-2 grind This episode is a must-listen for business owners, high-income earners, and anyone looking to build real passive income while mastering the tax game. Connect with Christopher Craig: https://www.instagram.com/christophercraigofficial/ Your Network Is Your Net Worth Make sure to add Paul Alex on all social platforms: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/@levelupwithpaulalex LinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out CashSwipe:

It's time to talk about the "cash itch,” that restless feeling doctors get when a healthy high-yield savings account starts to look like a missed opportunity. Nate Reineke and Chelsea Jones dive into a dilemma from a radiologist in Texas who's wondering if their idle cash should finally be put to work in the market. While the instinct is to always be investing, Nate and Chelsea argue that liquidity is actually a physician's greatest superpower, whether you're buffering against a surprise tax bill from a "creative" CPA or navigating the unpredictable first year of retirement. We get brutally honest about why the standard emergency fund advice doesn't always apply to doctors, and how a pile of cash can protect your long-term portfolio from a kitchen renovation gone rogue. If you've ever felt guilty for holding onto "lazy" money while waiting for the next big tuition check or career move, this conversation will help you stop overthinking and start valuing the peace of mind that only a massive cash cushion can provide. We also answer your colleagues' questions. My current advisor has me in 90% stocks, and while I understand in theory why it might be a good asset allocation for me given my age, it makes me uncomfortable. What should I do? My kids have graduated, and I actually have money left over in their 529s! I'm thrilled to pass this gift down to my grandkids, but I'm wondering: how should I be investing the leftover money? A Urologist in Washington asks, “Is it wise for us to buy a $2M house? Are you ready to turn worries about taxes and investing into a plan for college and retirement? If you're evaluating your options and want to learn more, visit physicianfamily.com and click 'Get Started' or you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

With geopolitical tensions rising and inflation concerns returning, bond markets are facing another major test. Rhys Davies, manager of Invesco Bond Income Plus (BIPS), joins us to discuss why high yield bonds have remained surprisingly resilient, how spreads are behaving and whether markets are becoming too complacent about risk. The conversation also explores portfolio positioning in uncertain conditions, the importance of diversification and why shorter-duration bonds are helping manage volatility.What's covered in this episode: High yield bond resilienceGeopolitics and market volatilityInflation and interest rate risksCredit spreads explainedPortfolio positioning in uncertain marketsWhy duration mattersSatellite infrastructure opportunitiesInsurance bond issuanceManaging downside riskDiversification in bond portfoliosCredit default swaps explainedIncome generation in volatile marketsMisconceptions around high yield bondsAttractive yields in niche areasLearn more on fundcalibre.comPlease remember, we've been discussing individual companies to bring investing to life for you. It's not a recommendation to buy or sell. The fund may or may not still hold these companies at the time of listening. Elite Ratings are based on FundCalibre's research methodology and are the opinion of FundCalibre's research team only.

Is debt always bad? Kris Krohn explains why he refuses to pay off his mortgage and instead uses that capital to earn superior returns. Learn the "language of ROI" and how replacing low-yield equity with high-yield investments is the fastest way to build a legacy.

In this episode of Ditch the Suits, Travis Maus tackles some of the most searched financial questions; starting with high‑yield accounts and where cash really belongs in today's environment. You'll learn the real differences between online savings accounts, money market funds, bonds, and other “higher yield” options, along with the trade‑offs around access, liquidity, and risk that rarely get explained clearly. Travis also breaks down why “low cost” doesn't always mean “better,” especially when it comes to investment products and advice. The conversation then shifts to AI‑driven retirement planning tools and budgeting apps; what they're good for, where they fall short, and why they should start a conversation rather than replace professional judgment. Finally, with tax season top of mind, Travis walks through a practical, step‑by‑step framework for what to do with a tax refund, from paying down debt to saving, planning for future expenses, funding retirement, and yes - enjoying some of it responsibly. This episode is designed to give you clarity, context, and confidence as you make everyday financial decisions that actually move the needle and help you get more out of your money and life.

In this episode, we discuss how equity and credit investors are reassessing BDC valuations differently – and why high yield defaults continue to play out primarily through distressed exchanges. The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to www.pimco.com/gbl/en/general/legal-pages/podcast-disclosures

Clayton Triick says credit markets are showing resilience despite equity volatility, with value shifting toward mortgage‑backed securities. He highlights non‑agency mortgage bonds as an attractive total‑return opportunity and points to the Angel Oak Strategic Income ETF (CARY) as a way to gain active exposure across structured and corporate credit. Clayton also sees a constructive housing backdrop as affordability improves and argues private credit risks remain contained.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Is your money actually working for you… or quietly losing value in the bank?

Sean and Andrew sit down with Purdue University's Dr. Daniel Quinn to talk about what takes corn from average to high-yielding.   The crew discusses: ✅ The diversity of Purdue's corn research efforts ✅ Using variable rate technology for optimal corn planting depth ✅ How weather conditions impact young corn plants ✅ Pros and cons of cover crops ✅ The biggest factors for corn success  ✅ The importance of grain fill   Meet the Guests:

In a conversation with Pascal Wagner, Brandon Martini unveils a groundbreaking approach to income investing. While many associate this field solely with real estate or conventional bonds, Martini's private credit fund offers a high-yield, consistent return by strategically financing the training of the next generation of pilots. Amid a significant pilot shortage, this unique strategy allows investors to potentially earn up to 19% annually, with monthly payouts, directly supporting training programs for thousands of aspiring pilots. Martini shares the origin of his fund, which he built from the ground up in 2020. It's revolutionizing private lending by filling a previously unmet, critical funding gap for flight schools. Brandon Martini Current role: Co-Chief Executive Officer and Co-Founder of Stratus Financial Based in: Huntington Beach, California Where to find them: https://www.linkedin.com/in/brandonmartini/ https://stratus.finance/ Visit ⁠trustetc.com/bestever⁠ for more info. Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Lance Roberts and Jon Penn tackle the most pressing portfolio questions investors and retirees are asking right now: Challenge the assumption that older investors should automatically shift to ultra-conservative allocations Whether every account in a multi-account household needs the same investment strategy why Roth IRAs may warrant a more aggressive growth posture How much weight each equity position should carry, and how many stocks is too many Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:13 - Market Follow-up: What We Did 4:24 - Geopolitical Concerns Taint Earnings Estimates 6:54 - Market Performance Summary 10:54 - Concerns Over Iran, Oil, & Market Performance 13:14 - Confusion About Portfolio Positioning Now 15:13 - Three Legs of a Stable Portfolio 18:25 - In Times of Heightened Uncertainty... 22:01 - Do Not Speculate in Your Roth IRA 25:53 - How Many Stocks in a Portfolio? 30:08 - SMA's vs Tracking the S&P 31:50 - Missing 10-Best Days vs 10-Worst Days 34:47 - Why You Cannot Beat the Benchmark Index 36:34 - Looking at Portfolio Performance 40:05 - Separating Emotion from Reality 42:26 - Beware "Variable Preferred" 47:38 - Risk is How Much Money You Lose... ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/rkNXUn87QUc?feature=share ------- Watch our previous show, "200-DMA Broken – Bear Market or Buy Signal?" https://youtube.com/live/VlxdVnhyKR4?feature=share ------- Articles Mentioned in Today's Show: "The 200-DMA Just Broke: What Every Investor Should Know" https://realinvestmentadvice.com/resources/blog/the-200-dma-just-broke-what-every-investor-should-know/ "The Dollar's Plumbing: Conspiracy Vs. Data" https://realinvestmentadvice.com/resources/blog/the-dollars-plumbing-conspiracy-vs-data/ "CDX: Credit Spreads Are Flashing A Warning" https://realinvestmentadvice.com/resources/blog/cdx-credit-spreads-are-flashing-a-warning/ -------- The latest installment of our new feature, Before the Bell, "Markets Stall - Why We're Raising Cash is here: https://youtu.be/EPniBHKjggQ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/

For episode 699 of the BlockHash Podcast, host Brandon Zemp is joined by Kevin Crouvizier, Co-founder of Royaltiz, a blockchain platform focused on tokenized talent, is launching a digital asset tied to French football star Eduardo Camavinga on Solana. 

For episode 698 of the BlockHash Podcast, host Brandon Zemp is joined by Ken Griggs, CEO of Julia Social.Ken Griggs is an Emmy Award–winning technologist, inventor, and entrepreneur with multiple patents in blockchain and cryptography applications. He is the Founder and CEO of Julia.social, a stealth-mode startup built on the Chia blockchain. 

For episode 697 of the BlockHash Podcast, host Brandon Zemp is joined by CSO David Dai to dive into the rise of RealFi with insights from Pharos Network, a financial-grade Layer 1 built to bring real-world assets fully on-chain. 

For episode 696 of the BlockHash Podcast, host Brandon Zemp is joined by Wooster Han, Head of Communications for Hashed.Founded by a team of serial entrepreneurs and engineers in 2017, Hashed is the preeminent blockchain firm in Asia with a portfolio that spans the globe. Their mission is to accelerate the mass adoption of blockchain by investing their own resources and empowering a new wave of entrepreneurs and innovators who are creating this future.  

For episode 695 of the BlockHash Podcast, host Brandon Zemp is joined by Alex Mirran, the Gradient Business Development team lead in North America onboarding key inference customers and developing strategic partnerships. Alex has spent over 8 years in distributed AI systems, fintech, and capital management executing go to market strategies and capital formation.

Our Chief Fixed Income Strategist Vishy Tirupattur and U.S. Head of Credit Strategy Vishwas Patkar discuss the implications of private credit's exposure to the software industry.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Vishwas Patkar: I'm Vishwas Patkar, Morgan Stanley's U.S. Head of Credit Strategy. Vishy Tirupattur: While potential disruption from AI has been a key driver for markets [in the] last few weeks, the focus of investor agenda has been in the software sector. On today's podcast, we will talk about software in the credit markets and its implications. It's Monday, March 2nd at 10am in New York. Vishwas, let's start by understanding how the exposure in software manifests in the credit markets. How does it compare to software, say, in the equity market? Vishwas Patkar: Yeah, so the software exposure in credit markets is large, and understandably that's why investors are closely watching what's happening with software in the equity market. But what's interesting and important for investors to note is the exposure in credit is very different from what it is in equities. So, for instance, a good chunk of exposure in the credit market is around private issuers. So, we estimate about 80 percent of companies are private in the whole sample set that we looked at. And that's largely a function of the fact that software is not a big part of the more liquid spaces like Investment Grade and High Yield. But it is heavily represented in the more opaque parts of the market, like leveraged loans, CLOs, and, you know, BDCs. So, our analysis found that about 25 percent of BDC portfolios are in software, closely followed by private credit CLOs. And leveraged loan market was about 16 percent. So, that's an important distinction to keep in mind versus the equity market. The second thing I would flag is – because the software sector grew a lot in the loan market through the LBO wave of 2020 and 2021, it has a weaker credit quality skew to it than the overall market. So about 50 percent of borrowers in the sector are rated B - or lower. So, that's the lowest rungs of the rating spectrum. Many of these software deals were underwritten with higher leverage than the broad market. And as a result of that you also have more front-loaded maturities in the sector, which brings the risks of refinancing, if some of this disruption persists. But Vishy, that's a nice segue to you. Over the past couple of years, you looked at the private credit market in depth and that's where I think the exposure we found is the highest in BDCs, you know, which is the public face of private credit. So, in your assessment, what is the risk of software to private credit, given all of the headlines that are popping up? Vishy Tirupattur: Public face of private credit – Vishwas, that's a great line. BDCs – business development corporations for those who are not familiar – are companies that invest in the debt of small and medium sized companies, sourced through non-bank channels. BDCs fund themselves through equity and debt issuance. So, if you look at the portfolios of BDCs to look at their exposure to software, there's a wide variation across the various BDC portfolios. What makes the assessment of these software risks in BDCs challenging is that many of these companies are private companies without the reporting obligations of public companies. So, no earnings reports, no 10-Ks or cues or broadly publicly available financials look at. So, in effect, these companies need to be re underwritten to evaluate which of these companies would be disrupted from AI; and which companies could actually benefit from AI and see their margins expand. So, in the context of BDCs, liability spreads are something we are watching closely. BDC liability spreads have widened but we think more needs to happen there. The clearing levels need to wait for the full resolution of the companies that benefit and that get hurt by disruption that is still awaited. So, we expect credit spreads of BDCs to remain volatile for some time to come. Vishwas Patkar: Okay. So, seems like this is a significant, or at least a non-trivial risk factor for credit markets, given the growth of the sector, leverage, the skew and quality. But Vishy, do you think this could be systemic for risk markets at large? Vishy Tirupattur: So, I do think that this is a significant risk, but I don't think it's a systemic risk. The amount of leverage in BDC is fairly small. About 2x is the kind of leverage. You compare that to the kind of leverage that existed in the financial system before the financial crisis – that's orders of magnitude smaller risk. And also the linkage to the banking system comes through the back leverage provided to the non-bank lenders. But this leverage is substantially risk remote with very high subordination levels. So, my conclusion here is this is a significant risk but not a systemic risk. So let me turn the same question to you, Vishwas. Taking on a sort of historical perspective as well as a macro perspective, how do you see this risk manifesting in the broader credit space? Vishwas Patkar: Yeah, so I would agree with you Vishy, that we need to see a valuation reset. We think spreads should go wider because of disruption concerns, even if they affect a relatively narrow part of the market. But a lot of that's happening against issuance that's rising. But I would say the risk of systemic concerns really emerging is relatively low. if you look at historical cycles where credit has been the weak link in the economy, those are typically characterized by a lot of corporate re-leveraging. So, think about the late 1990s or from 2004 to 2007 or the early 2000-teens. These are all cycles where corporates were being very aggressive, adding a lot of debt. And you know, when the economy slowed, credit became the source of some default and downgrade concerns. We haven't really seen that type of credit cycle play out at all in the past few years. If you look at corporate debt to GDP, for example, it's gone down each of the last five years. Balance sheet corporate leverage has been flat or actually gone lower in spots. M&A activity, which is usually a good indicator of corporate aggressiveness, still remains below trend. So, I think we have had a fairly restrained credit cycle where in place fundamentals are quite strong. And that's why I think the systemic contagion from any credit spread weakness, I think could be relatively muted. Vishy Tirupattur: So, the key takeaway from us is that software and credit is a significant risk but is not quite systemic risk. Thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.