Financial product
POPULARITY
Categories
High yield had good first quarter gains with default rates low but cracks started developing in March even before Liberation day which led to a substantial rout with spreads selling off at record speeds. Will 2Q be a huge loss or will there be a turnaround and why? Mahesh Bhimalingam, Bloomberg Intelligence's Global Head of Credit Strategy, discusses the results of the BI 2Q25 High Yield Investor Survey, along with the market outlook, with Per Wehrmann, Head of European high yield at DWS Investments GmBH. The podcast covers investor positioning, sentiment, key return drivers, default and supply forecasts and relative-value across asset class (high grade vs. junk), geography (Europe vs. US), ratings and sector.
The Gardenerd strikes again.In This Podcast: Returning guest Christy Wilhelmi discusses her new book, 'High Yield Small Space Organic Gardening.' Christy, founder of Garden Nerd, shares her expertise on small space, biointensive, and organic gardening techniques that allow her to generate up to 70% of her family's produce from just 300 square feet. Our conversation includes plant placement strategies, the importance of soil health, pest control, and various garden DIY projects. Additionally, Christie underscores the significance of testing soil quality and provides insights into the benefits of using a product called a tomato crib.Our Guest: Christy is founder of Garden Nerd, the ultimate resource for garden nerds, where she publishes her popular blog, top ranked podcast and YouTube videos. She also specializes in small space, organic vegetable garden design, consulting, and classes. Between 50 and 70% of her family's produce comes from her garden of less than 300 square feet. She's also the author of High Yield Small Space Organic Gardening, 400 Tips for Gardening Success, grow Your Own Mini Fruit Garden, and her debut Novel Garden Variety.Visit UrbanFarm.org/HighYield for the show notes and links on this episode! Contact Christy at GardeNerd.comGet Christy's book HERENeed a little bit of advice or just a feedback on your design for your yard or garden?The Urban Farm Team is offering consults over the phone or zoom. Get the benefits of a personalized garden and yard space analysis without the cost of trip charges. You can chat with Greg, Janis or Ray to get permaculture based feedback.Click HERE to learn more!Become an Urban Farm Patron and listen to more than 850 episodes of the Urban Farm Podcast without ads. Click HERE to learn more.*Disclosure: Some of the links in our podcast show notes and blog posts are affiliate links and if you go through them to make a purchase, we will earn a nominal commission at no cost to you. We offer links to items recommended by our podcast guests and guest writers as a service to our audience and these items are not selected because of the commission we receive from your purchases. We know the decision is yours, and whether you decide to buy something is completely up to you.
JoAnne Bianco, partner and portfolio manager at BondBloxx, says that investors should be re-assessing risk and deciding if the market's current moves are an over-reaction that could rebound or something more sticky, and she notes that some fixed-income assets have been the best performers this year. She notes that long-duration Treasuries and U.S. corporate bonds have been stellar and seem to have priced in a lot of the turmoil, and she expects those asset classes to be less volatile than the market generally. She also likes the big payouts — without heightened default rates — in high-yield bonds now. Andrew Guillette discusses the latest U.S. investor survey from Broadridge Financial Solutions, which showed that one of the best ways to get better performance is to add some individual stocks to a balanced portfolio of mutual funds, with the single names helping to boost gains and put a strategy over the top. Plus Kirk McDonald, portfolio manager at Argent Capital, makes his debut in the Market Call talking mid-cap stocks, and Chuck talks about the moves he thinks nervous investors can make now that give them more control without blowing up their portfolio based on short-term market moves.
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. 5 easy steps to clean your portfolio: https://moosemarkets.com/webinar Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://dividendstocksrock.com/loop Why I prefer low yield vs high yield: https://moosemarkets.com/income
Vikram Arun is the Co-Founder of Superform, an on-chain wealth app to grow your crypto portfolio. With a background in engineering and finance, Vikram has been building in the crypto space since 2017. Prior to Superform, he co-founded Ledger Capital, a crypto research firm, and worked on Wall Street conducting biotech equity research and analyzing high-growth technologies. At BlockTower Capital, Vikram co-led a $100m DeFi and Yield Fund, building scalable trading strategies across 15 chains with a focus on statistical arbitrage. Seeing the need for scalable DeFi products, he left BlockTower in 2021 to launch Superform. Vikram holds a Bachelor's in Engineering and a Master's in Finance from Washington University in St. Louis.In this conversation, we discuss:- Why the market is down right now- Current market cycle- The founding story of Superform- Stablecoin indexes- High-yield stablecoins are becoming crypto's killer app- Bringing users on-chain without the on-chain feeling- Superform V2 shows where DeFi is headed- DeFi is finally breaking past the power user bubble- Capital efficiency is the next frontier- What will bring DeFi to the masses?- Next wave of DeFi Applications- Are memecoins actually dead?SuperformWebsite: www.superform.xyzX: @superformxyzDiscord: discord.gg/superformVikram ArunX: @vik_runaLinkedIn: Vikram Arun --------------------------------------------------------------------------------- This episode is brought to you by PrimeXBT. PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers. PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50
The short-term rental market has evolved, and unique properties are leading the way! This week, Tim Hubbard welcomes back Dave Zook of Zook Cabins to discuss how modular cabins are reshaping STR investments. Discover why smaller, high-quality units can generate massive returns and how turnkey solutions simplify the process for investors. What You'll Learn in This Episode: Why modular cabins outperform traditional STR properties How investors can test the waters with a single unit before scaling The surprising ROI of compact, high-quality park model homes The benefits of tax-friendly depreciation for modular properties How off-grid solutions and Starlink are making remote rentals easier than ever Why Listen? If you're looking for a high-return, low-hassle way to expand your short-term rental portfolio, this episode is packed with actionable insights. Learn how Zook Cabins simplifies STR investing with modular solutions that maximize profits while minimizing operational headaches. Tune in now! Resource Links:Check out Zook Cabins here: https://www.strriches.com/cabin/ Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your FREE management eBook: https://strriches.com/#tools-resources Looking to EARN MORE with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/
In this Topical Tuesday episode, I spoke with Ellis Hammond who has served six years as a Christian pastor before deciding to focus his efforts on serving real estate investors. He is the VP of Capital at Aspen Funds and a seasoned real estate professional with a deep understanding of the commercial market. He has acquired over $100 million in multifamily real estate, managed tens of millions in investor capital, and is passionate about helping investors achieve their financial goals through syndication. Be sure to tune in if you're interested in learning about: Why oil and gas funds offer strong cash flow and long-term appreciation How hedging strategies mitigate risk in commodity-based investments The rising demand for industrial real estate and U.S. manufacturing reshoring How AI and virtual assistants are transforming sales and investor relations To your success, Tyler Lyons Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser's Edge. Learn more here: https://raisingcapital.com/cre
AJ Giannone, the chief investment officer of Allio Capital Management, joins the podcast to discuss why high yield and private credit present compelling opportunities for retail investors — despite the apparently advanced state of the economic cycle. This podcast was recorded on Monday, March 17, 2025 and was made available to premium subscribers the very next day. For more information on premium subscriptions, visit our Substack. Not investment advice! Do your own research, make your own decisions. Content Highlights High yield debt: this does not appear to be a good time to invest in this asset class, especially through listed funds. Or is it? (1:18); The iShares iBoxx $ High Yield Corporate Bond ETF (HYG) is one way convenient and low-cost way for retail investors to access this asset class (5:05); Another iShares product, iShares BB Rated Corporate Bond ETF (HYBB) is a so-called ‘smart beta' approach… (7:43); The guest is not particularly concerned about a recession, or at least not the performance of high yield should one come to pass. Even then, the default rate should not increase dramatically (9:51); Private credit is another niche corner of the credit market that has recently been open to retail investors via ETFs VPC and PCMM, among others (12:39); Background on the guest (22:52); Some of the macro signals he watches and what they are telling us right now (28:01); There is still upside in European equities (33:54); What about the US market? (38:19) More Information on the Guest Website: AllioCapital.com
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. 5 easy steps to clean your portfolio: https://moosemarkets.com/webinar Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://dividendstocksrock.com/loop Why I prefer low yield vs high yield: https://moosemarkets.com/income
Karthik Narayanan joins Macro Markets to discuss the evolution of asset-backed finance, the role it plays in a diversified fixed-income portfolio, and current market dynamics and opportunities.Related Content:Don't Let Policy Volatility Overshadow Market OpportunityLong-term signals are positive for fixed income. Read CIO Outlook 1Q 2025 High Yield and Bank Loan OutlookReframing tight spreads in leveraged credit. Read High Yield and Bank Loan OutlookMacro Markets Podcast Episode 65: Macro and Micro Views on Credit Opportunities in a Shifting Economy Top-down and bottom-up perspectives on opportunity in the high yield and bank loan market. Listen to Macro Markets Investing involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC. Past performance is not indicative of future results. There is neither representation nor warranty as to the current accuracy of, nor liability for, decisions based on such information.Guggenheim Investments represents the investment management businesses of Guggenheim Partners, LLC. Securities offered through Guggenheim Funds Distributors, LLC.© 2025 Guggenheim Partners, LLC. No part...
AI is eating the world, or so the headlines say. But what does this really mean for debt markets? Where does AI truly excel, and what limitations persist? What implications does this technological shift hold for analysts' jobs? And how is 9fin deploying AI to address specific challenges confronting debt market professionals?Sujeet Indap, Wall Street editor at the Financial Times, sat down with Steven Hunter, CEO and co-founder of 9fin, to cut through the hype and dissect the real impact of AI on debt markets. This episode was produced from a recent 9fin webinar. If you'd like to learn more about how 9fin's AI-powered platform can give you a competitive edge in debt markets, we'd love to chat.Schedule a personalised demo→ https://9fin.com/sign-up?utm_source=hubspot&utm_medium=email&utm_campaign=ai_debtmarkets_webinarOr, stay up to date with all the latest for 9fin's insights, news, upcoming events, and new featuresJoin our newsletter→ https://share.hsforms.com/1KaeNlWvzRlqYjJGJjHbZmgby77cFollow us on LinkedIn→ https://www.linkedin.com/company/9finHave any feedback for us? Send us a note at podcast@9fin.com.
Welcome to Episode 143 of The HMO Property Show with your host Neil Gibb! In this episode, we dive into a new and innovative strategy for investors looking to build a cashflow-positive HMO within their Self-Managed Super Fund (SMSF). If you're looking for a secure, high-yield investment that can set you up for a strong retirement, this episode is a must-listen! Episode Summary: A Smarter Way to Invest in Your SMSF Neil Gibb breaks down the traditional SMSF property investment model and introduces a new off-the-plan strategy that enables investors to access premium inner-suburb locations while maximizing long-term capital growth and rental yield. Historically, many SMSF investors were limited to fringe suburbs, facing high land costs and oversupply risks. With this new model, investors can now acquire better properties, in better locations, with higher returns. Key Takeaways from Episode 143 Why traditional SMSF property investments may not be the best option The one-part contract model requires a large cash deposit (~$400K). It limits investors to fringe suburbs, which may face lower long-term capital growth. Many "co-living" operators are pushing oversaturated areas, which could impact future rental demand. The new off-the-plan SMSF model: A game-changer Investors buy into premium, high-demand inner-suburbs (0-15km from CBD) instead of fringe locations. Lower upfront investment (~$380K vs. $400K) due to strategic land acquisition. Increased development uplift means your property has instant value growth. Secure long-term stable cashflow ($100K+ per year) while reducing tax liabilities. How the process works Step 1: Invest in a strategic land subdivision project (e.g., buying a 1,000 sqm block & splitting it into two). Step 2: Fund the development through an SPV (special purpose vehicle) with other investors. Step 3: Property is developed into a custom-designed, high-yield HMO. Step 4: The bank refinances the completed property directly into your SMSF, giving you a long-term, debt-free asset.
As the saying goes, you don't need to be wealthy to start saving—but you do need savings to build wealth.Right now, one of the best ways to grow your savings is by taking advantage of high-yield savings accounts. But how long will these elevated rates last? Let's explore what's driving these rates and what you can do to maximize your savings.The Role of a Savings AccountBefore we dive into high-yield savings, let's clarify what a savings account is—and what it's not. Unlike investing accounts involving higher risk, a savings account is a secure place for short-term financial needs.A savings account is ideal for:Your emergency fundBig purchases you plan to make in the next few years, such as a car or home repairsCurrently, some online savings accounts offer interest rates between 4.75% and 5%, significantly outperforming traditional brick-and-mortar banks. But why are these rates so high?The Inflation Factor: Why Rates Are HighInflation plays a significant role in determining interest rates. The Federal Reserve typically raises interest rates to slow inflation down when inflation rises.Over the past couple of years, inflation has remained higher than the Fed's 2% target. As a result, the Fed has held off on cutting rates as originally anticipated.Bad news? If you have a variable-rate loan like a credit card or home equity line of credit, you're paying more in interest.Good news? You're earning more on your savings if you have a high-yield savings account.Because banks adjust their rates based on the Fed's actions, the question remains: How long will these higher yields last?Will Savings Yields Stay High?Only God knows for sure, but we can make an educated guess based on two factors:The latest inflation numbers—If inflation continues around 3%, the Fed may hold steady, keeping savings rates high.The Federal Reserve's reaction—If inflation drops to 2.5%, the Fed might cut interest rates, eventually leading to lower savings yields.Even when the Fed does cut rates, it can take time for savings yields to follow. Banks tend to delay lowering interest rates on savings accounts. Likewise, when the Fed raises rates, banks take their time increasing yields.Why? Because banks don't want to be the first to make a move. They wait to see how competitors react so they can stay within industry standards while remaining competitive.How to Get the Best Savings RatesSince banks adjust rates at their own pace, it's wise to monitor trends. If your bank consistently offers lower yields than what's available online, consider moving your money.To compare savings rates, check websites like:BankrateNerdWalletAdditionally, if savings account yields start dropping, you might consider alternatives like:Certificates of Deposit (CDs)—Offer fixed, higher yields for a set period.Money Market Accounts—Typically have higher yields than standard savings accounts.Credit Unions: A Hidden Gem for High YieldsIf you're dissatisfied with your bank's rates, you don't necessarily need to switch to an online bank. Credit unions often offer higher savings yields than traditional banks.Unlike for-profit banks, credit unions return profits to their members through:Higher interest rates on savingsLower fees and better loan ratesOne faith-based option is Christian Community Credit Union, which offers competitive savings rates and gives a portion of its revenues to support ministry efforts worldwide. Learn more at JoinChristianCommunity.org.Proverbs 13:11 offers timeless wisdom on the importance of saving:“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”The key to faithful financial stewardship is making wise, intentional choices—whether that's finding the best savings rate or consistently setting aside money for the future.As you grow your savings, remember that true stewardship isn't just about accumulating wealth—it's about using what God has entrusted to you wisely.On Today's Program, Rob Answers Listener Questions:How can I have a conversation with my spouse to combine our finances instead of keeping them separate? It seems like we're both always out of money when we keep them separate.I've heard you talk about qualified charitable deductions, and I wanted to ask if I can use them for my tithes. I'm 70 years old. How exactly does it work?How do I compare the value of the pension plan I have in my current job to a 401(k) that other employers may offer?I've received a $1,780 per month retirement windfall. My son is suggesting I invest in Bitcoin, but what would you recommend I do to be a good steward of this money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Community Credit UnionMoney and Marriage God's Way by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
As the saying goes, you don’t need to be wealthy to start saving—but you do need savings to build wealth. And the higher the yield, the faster your savings can grow. On today's Faith & Finance Live, Rob West will explore high-yield savings accounts and whether these rates are here to stay. Then he'll answer your questions on various financial topics. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Guest: Marty Fridson Welcome to the Porter & Co. Black Label Podcast – a provocative, no-holds-barred space where Porter and Aaron talk about markets, politics, and life with a series of very special guests. This month's special guest is Porter & Co.'s Director of Distressed Investing, Marty Fridson. You can learn more about Marty here. Show highlights include: Why this financial instrument is better than equities… Marty's approach to risk factors… How tariffs could impact the corporate credit market… The niche of investing that can easily yield 20% returns… Porter's Permanent Portfolio update… Personal notes from Porter and Aaron… And much more… Click here to listen to the full podcast now. Never miss another Black Label podcast by signing up here https://porterspodcast.com. To get Porter's daily newsletter, go to: http://portersdailyjournal.com/. And be sure to follow us on X at https://x.com/Porter_and_Co and https://x.com/porterstansb. To your success, Porter & Co.
As equity markets gyrate in response to unpredictable U.S. policy, credit has taken longer to respond. Our Head of Corporate Credit Research, Andrew Sheets, suggests other indicators investors should have an eye on, including growth data.----- Transcript -----Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Today on the podcast, I'll be discussing how much comfort or concern equity and credit markets should be taking from each other's recent moves.It's Friday, March 14th at 2pm in London. Credit has weakened as markets have gyrated in the face of rising uncertainty around U.S. economic policy. But it has been a clear outperformer. The credit market has taken longer to react to recent headlines, and seen a far more modest response to them. While the U.S. stock market, measured as the S&P 500, is down about 10 per cent, the U.S. High Yield bond index, comprised of lower-rated corporate bonds, is down about just 1 per cent.How much comfort should stock markets take from credit's resilience? And what could cause Credit to now catch-down to that larger weakness in equities?A good place to start with these questions is what we think are really three distinct stories behind the volatility and weakness that we're seeing in markets. First, the nature of U.S. policy towards tariffs, with plenty of on-again, off-again drama, has weakened business confidence and dealmaking; and that's cut off a key source of corporate animal spirits and potential upside in the market. Second and somewhat relatedly, that reduced upside has lowered enthusiasm for many of the stocks that had previously been doing the best. Many of these stocks were widely held, and that's created vulnerability and forced selling as previously popular positions were cut. And third, there have been growing concerns that this lower confidence from businesses and consumers will spill over into actual spending, and raise the odds of weaker growth and even a recession.I think a lot of credit's resilience over the last month and a half, can be chalked up to the fact that the asset class is rightfully more relaxed about the first two of these issues. Lower corporate confidence may be a problem for the stock market, but it can actually be an ok thing if you're a lender because it keeps borrowers more conservative. And somewhat relatedly, the sell-off in popular, high-flying stocks is also less of an issue. A lot of these companies are, for the most part, quite different from the issuers that dominate the corporate credit market.But the third issue, however, is a big deal. Credit is extremely sensitive to large changes in the economy. Morgan Stanley's recent downgrade of U.S. growth expectations, the lower prices on key commodities, the lower yields on government bonds and the underperformance of smaller more cyclical stocks are all potential signs that risks to growth are rising. It's these factors that the credit market, perhaps a little bit belatedly, is now reacting to.So what does this all mean?First, we're mindful of the temptation for equity investors to look over at the credit market and take comfort from its resilience. But remember, two of the biggest issues that have faced stocks – those lower odds of animal spirits, and the heavy concentration in a lot of the same names – were never really a credit story. And so to feel better about those risks, we think you'll want to look at other different indicators.Second, what about the risk from the other direction, that credit catches up – or maybe more accurately down – to the stock market? This is all about that third factor: growth. If the growth data holds up, we think credit investors will feel justified in their more modest reaction, as all-in yields remain good. But if data weakens, the risks to credit grow rapidly, especially as our U.S. economists think that the Fed could struggle to lower interest rates as fast as markets are currently hoping they will.And so with growth so important, and Morgan Stanley's tracking estimates for U.S. growth currently weak, we think it's too early to go bottom fishing in corporate bonds. Thanks for listening. If you enjoy the show, leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
Mikael is the Inventor of Gearbox, while Ivan and Ilgiz are Core Contributors to Gearbox.In this episode, we explore how Gearbox is reimagining onchain lending with 10x credit, high-yield passive lending, and wallet-native credit accounts, unlocking seamless leverage and DeFi access for users.------
No one likes that feeling of being a little too thick in the middle. But finding the right balance of strength and cushion is no easy task. We're talking about the middle office here, of course.The middle office may not always be in the spotlight, but when loan data goes awry it's the team that keeps the gears turning and numbers in check. In this episode, head of podcasts Chase Collum chats with Jared Vest, global co-head of middle office solutions at FIS, to break down the middle office's essential roles, risks, and evolving responsibilities. They explore how accurate data and strong operational support are critical to navigate today's fast-paced loan market.This episode was produced in partnership with FIS as part of a three-part series diving into the challenges facing middle office practitioners and users of global loan data sets.Have any feedback for us? Send us a note at podcast@9fin.com.
Strong fundamentals and positive market technicals should support credit performance in an environment characterized by high nominal yields, tight spreads, and elevated policy uncertainty. Maria Giraldo and Rebecca Elkins join Macro Markets to provide top down and bottom up perspectives on opportunity in the high yield and bank loan market. Related Insights:1Q 2025 High Yield and Bank Loan OutlookReframing tight spreads in leveraged credit. Read High Yield and Bank Loan OutlookMacro Markets Podcast Episode 64: The SMA Advantage—Institutional Strategies for Individual Investors Adam Bloch, Portfolio Manager on our Total Return team, joins Macro Markets to explore separately managed accounts (SMAs), a structure that offers many potential benefits to individual investors. Bloch also shares his views on growth, inflation, and relative value in the market.Listen to Macro Markets1Q 2025 Fixed-Income Sector Views Entering 2025, bond yields remain attractive amid a resilient U.S. economy and uncertainty over policy shifts from the incoming administration. Read Fixed-Income Sector ViewsInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC. Past performance is
In the credit markets, it's important practitioners get their fax straight. No, you didn't read that wrong — even in 2025, people still use fax machines to transmit some loans data.In our latest Cloud 9fin episode, Chase Collum, head of podcasts, and private credit analyst Devin McGinley, sit down with John Smullen, product manager at FIS. They chat about how global data trends are shaping strategies in the leveraged finance world as private credit CLOs and direct lending gain ground.This episode is part of a three-part series we'll publish in partnership with FIS on Cloud 9fin, so look out for our next episode, coming next Thursday! Have any feedback for us? Send us a note at podcast@9fin.com.
In this episode of Jane's LME Addiction, our head of LME coverage Jane Komsky brings in global chair of Gibson Dunn's restructuring group, Scott Greenberg, to discuss the evolution of cooperation agreements within liability management exercises. They discuss the different types of co-ops, why co-ops have become expected in US deals, their spread to the EU, and the validity of antitrust arguments.Find all our coverage on co-ops at 9fin.com.Have any feedback on the podcast? Send us a note at podcast@9fin.com — thanks for listening!
See my $230,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Best Spring Deals: https://amzn.to/3NGmBPT@TheRyanDenglerShow @FiscalPhilosophy had me on their podcast this past week. We discuss the collapse of MSTY, BTC and the high yield dividend warriors getting margin called. Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one
Three media companies, in vaguely the same vicinity, in fair debt markets where we lay our scene — where ancient business models encounter new scrutiny, and AI generates images you can't unsee…Valentine's Day has been and gone, so why on earth are we besmirching Romeo and Juliet with terrible puns? You should listen to the episode for the full picture, but basically we're discussing three recent debt transactions from X/Twitter, Snap, and Getty Images.These deals might not seem immediately connected, but there's a thread running through all three. In an age of political upheaval and rapid technological advancement, what do they tell us about the future of media? William Hoffman, David Bell and Will Caiger-Smith are here to discuss, and to crowdsource ideas for sponsored 9fin Snapchat filters.Want to share feedback on this episode? Send us a note at podcast@9fin.com.
Investors hope to have a green day following multiple sessions of aggressive selling. Kevin Green says bulls needs to reclaim both the 20-day and 50-day SMA in the SPX to establish confidence. On volatility, he measures how the VIX impacts high-yield credit spreads.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Adam Bloch, Portfolio Manager on our Total Return team, joins Macro Markets to discuss separately managed accounts (SMAs), a structure that offers many benefits to individual investors. Bloch also shares his views on growth, inflation, and relative value in the market.Related Insights:1Q 2025 High Yield and Bank Loan OutlookReframing tight spreads in leveraged credit. Read High Yield and Bank Loan OutlookMacro Markets Podcast Episode 63: Post-Inauguration/Post-FOMC Analysis—Into the Known UnknownMatt Bush and Evan Serdensky discuss evolving economic and investing conditions, as well as recent A.I.-related volatility. Listen to Macro Markets Podcast1Q 2025 Fixed-Income Sector Views Entering 2025, bond yields remain attractive amid a resilient U.S. economy and uncertainty over policy shifts from the incoming administration. Read Fixed-Income Sector ViewsInvesting involves risk, including the possible loss of principal.SMA strategies discussed herein are available exclusively through third party financial professionals and are not offered directly to the public through Guggenheim Investments. SMA target characteristics and allocations are for illustrative purposes only. Individual account holdings and characteristics will vary depending on the size of an account, cash flows and account restrictions. Individual accounts within the same strategy may have portfolio characteristics and performance that differ from one another. This material is not intended as a recommendation or as investment advice of any kind, including in connection with rollovers, transfers, and distributions. Such material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. All content has been provided for informational or educational purposes only and is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author or speaker, but not necessarily those of Guggenheim Partners, LLC or its subsidiaries. The opinions contained herein are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. Past performance is not indicative of future results. There is neither representation nor warranty as to the current accuracy of, nor liability for, decisions based on such information.Investment Risks. The strategies described herein may not be suitable for all investors. All investments have inherent risks. There is no guarantee the manager will be able to implement investment strategies successfully or achieve investment objectives. • The market value of fixed income securities will change in response to interest rate changes and market conditions among other things. In general, bond prices rise when interest rates fall and vice versa. • High yield securities present more liquidity and credit risk than investment grade bonds and may be
Hoy en Capìtal Intereconomía estamos con Felipe Lería, Head de Iberia & Latam de UBP. Aunque estamos en un clima geopolítico tenso, con las recientes elecciones alemanas, una posible tregua en Ucrania o los aranceles de Trump, las bolsas están teniendo un rendimiento espectacular. Sobre esto, nuestro invitado nos destaca que “el mercado se está enfocando en los fundamentales y en que la inflación esté controlada”. Además, añade que por la parte de los aranceles de Trump, él piensa que no va a tener un gran impacto. Dentro de la renta fija, Felipe Lería nos dice que el High Yield está teniendo un gran rendimiento. Nos explica que este alto rendimiento viene derivado del mayor Riesgo de Default, que como nos cuenta está en mínimos de 25 años. Aunque no exista tanto riego, Lería nos explica que sigue siendo la deuda más arriesgada y que el mercado de High Yield y su rendimiento ha mejorado mucho, del 37% al 50%. Eso sí, esta inversión también tiene sus riesgos, como la liquidez.
In the private equity world, continuation vehicles have been a bit of a blockbuster, so can the structure's success transfer to private credit?We have already seen BlackRock's $1.3bn continuation vehicle last year, and some market participants are expecting to see even more in 2025. On the other side however, this might not be as straight forward as in the PE world, and there is a growing pool of skeptics.In this episode of Cloud 9fin, senior private credit reporter Synne Johnsson sits down with private credit reporter Jemima Denham, to discuss all things private credit continuation vehicles -- Why are they the current talk of the town? What are the challenges? And will they eventually take off?Have a listen to hear this discussion on continuation vehicles in the private credit market. If you have any feedback for us, send us a note at podcast@9fin.com. Thanks for listening.
Boost your EM knowledge with high-yield, rapid pearls! In this episode, we cover life-saving tips for thyroid storm, beta-blocker overdose, heat stroke, SAH, and Ludwig's— all in under 10 minutes. Perfect for EM boards or quick clinical refresher. Want to experience the greatest in board studying? Check out our interactive question bank podcast- the FIRST of its kind at here. Cite this podcast as: Briggs, Blake, Husain, Iltifat. 251. High-yield pearls blitz. February 10th, 2025. Accessed [date].
In this video I'll dive into whether super high yield high yield dividend ETFs, which have been gaining in popularity for a while, are actually safe enough to invest into. I'll also teach you some concepts that are important to understand when investing in high yield etfs, so I recommend you watch this from start to end. Join the world's largest free Dividend Discord ➜ https://discord.gg/kkSr5FY Join my channel membership as a GenEx Partner to access new perks: https://www.youtube.com/channel/UCuOS-UH_s4KGhArN6HdRB0Q/join Seeking Alpha Affiliate Referral Link ➜ https://www.sahg6dtr.com/2352ZCK/R74QP/ Click my FAST Graphs Link (Use coupon code AFFILIATE25 to get 25% off your 1st payment) ➜ https://fastgraphs.com/?ref=GenExDividendInvestor Please use my Amazon Affiliates Link ➜ https://amzn.to/2YLxsiW Thanks! As an Amazon Associate I earn from qualifying purchases. Support me & get Patreon perks ➜ https://www.patreon.com/join/genexdividendinvestor Use my Financial Modeling Prep affiliate link for awesome stock API data (up to a 25% discount) ➡️ https://site.financialmodelingprep.com/pricing-plans?couponCode=genex25
We talk a lot about leverage at the 9fin office (it's kind of the story behind our company name, in case you were wondering) so it should come as no surprise that we think it's interesting. But in the world of Significant Risk Transfer, it's especially fascinating — and controversial.You may have caught the story that Celeste Tamers, part of our growing asset-based finance team, broke last week about Deutsche Bank pulling back from offering repo financing on SRT trades.In this episode of Cloud 9fin, Celeste and our asset-based finance editor Owen Sanderson pick that story apart and use it to explore the history of SRT, to help listeners understand why regulators are raising their eyebrows at the recent growth of this important market.Any feedback on this episode? Email us at podcast@9fin.com.
Long live liability management.In this episode of our new show Jane's LME Addiction, our head of LME coverage Jane Komsky brings in Latham & Watkins partner George Klidonas and C Street founder and CEO Jon Henes, to discuss the Better Health transaction and its implications for future LMEs.Also under discussion: how liability management has taken off as an industry, how law firms and advisors are adapting to this boom in business, and the creative moves market participants are making to ensure the LME space lives a lengthy and healthy life.Listeners might notice a bit of background noise because this episode is also recorded in video format! Find it on YouTube here! Have any feedback on the podcast? Send us a note at podcast@9fin.com — thanks for listening!
We'd love to hear from you. What are your thoughts and questions?In this conversation, Dr. Allen Lomax shares his journey from personal struggles to financial stability, emphasizing the importance of commercial real estate investing for retirement planning. He discusses overcoming challenges, the impact of mental health on financial decisions, and how his program helps clients achieve financial freedom through strategic investments.Main points: Financial security can feel fragile even after years of hard work.Personal struggles can lead to transformative moments in life.Commercial real estate offers greater stability and passive income.Understanding your values is crucial for retirement planning.Wealthy individuals make their money work for them through investments.Therapy and self-understanding can lead to personal growth.Investing in appreciating assets is key to financial success.Clients experience peace of mind with financial freedom.It's important to assess your financial situation regularly.Creating a legacy involves thoughtful planning and investment.
In tonight's Australian Stock Market Show, Fil, Janine and Pedro discuss the top ASX 200 high yielding dividend stocks that also give you the opportunity for good growth.
Publicly traded leveraged debt issuers are facing a collective maturity wall of $219 billion in the coming years. But unlike the Chiefs' offensive line in the Super Bowl, credit market watchers aren't expecting that wall to collapse.In this episode of Cloud 9fin, US managing editor Bill Weisbrod sits down with credit analyst Ben Dickerman and leveraged finance reporter Dan Mika about their recent piece looking at how the 2026-27 maturity wall in the US is shaping up.Among the highlights: how issuers are hanging on to cheap debt costs, how a leveraged finance market starved for new-money deals is giving BB-rated companies plenty of time to refinance, the uncertainties surrounding Trump administration's economic policies, and how this story was powered by Dan's love of drum and bass music.As always, if you have any feedback for us, send us a note at podcast@9fin.com
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint and Logan think through the best ways to create passive income.
High yield credit had a strong 2024 as yields rallied and spreads followed, while defaults didn't blow up as feared. In Europe, the index default rate stands at a low 2.5% and the US at 1.1%, while the share of stressed and distressed bonds drastically came down. Will 1Q sustain those gains, and why? Mahesh Bhimalingam, Bloomberg Intelligence's chief European credit strategist, discusses the results of the team's 1Q25 High Yield Survey, along with the market outlook, with Marco Salcoacci, senior high yield fund manager at Union Investments. The report covers investor positioning, sentiment, key return drivers, default and supply forecasts and relative-value opinions by geography, rating and sector. They assess how deeply high yield prospects differ between Europe and the US.
With Super Bowl Sunday upon us, much like over a third of the US, we thought we'd focus on sports.Private credit has been circling sports for some time as an investment opportunity. Many regulatory changes in the past year and an increasing number of emerging sports leagues have brought it back into view to begin this year.In this episode of Cloud 9fin, senior reporter Peter Benson sits down with Aaron Kless, managing partner and CIO at Andalusian Credit Partners, to discuss all things private credit and sports.The discussion topics include the institutionalization of the sports market, how credit works with sports franchises and other areas of the sporting world that are ripe for credit investment.As always, if you have any feedback for us, send us a note at podcast@9fin.com
Check out this video to find out what the 7 best high yield savings in 2025 are so far. I'll also give you 3 more high yield savings accounts from popular financial institutions that are just below 4% APY, but might be for you.
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://dividendstocksrock.com/loop Why I prefer low yield vs high yield: https://moosemarkets.com/income
Today, we're joined by Starla Hendricks, Vice President of Intermediary Sales at KEEP by Stone Castle. With over 30 years in financial services, Starla works closely with RIAs and wealth managers to help them navigate the cash and deposit landscape, providing solutions like KEEP—a high-yield, FDIC-insured cash account that offers protection and a better rate than typical savings accounts at local banks. We're excited to dive into how KEEP can provide clients with a secure, higher-yield alternative to traditional banking. • KEEP by Stone Castle offers a unique advantage by providing up to $100 million in FDIC insurance on a single account, compared to the typical $250,000 limit at a local bank. Unlike local banks, where individuals with larger sums must spread their funds across multiple institutions to maintain FDIC coverage, KEEP allows clients to consolidate their funds into one account with full protection, all under a single tax ID. • It's crucial for individuals to fully understand the limits of FDIC insurance. If you have more than $250,000 in a single bank account, any amount over that is not protected if the bank fails. Many people don't realize that, for example, if they inherit money or have accumulated significant savings, they could be leaving a large portion of it uninsured. With over $7 trillion currently sitting above the FDIC limit, much of it earning zero interest, it's essential to stay informed and ensure your funds are properly protected and earning a competitive return. • KEEP not only offers higher returns but also makes a positive impact by investing in community banks and credit unions, particularly those serving underserved populations. Through the Keep Impact initiative, funds are directed to minority depository institutions and community development financial institutions, helping to fund housing, minority-owned businesses, and other vital community projects. It's important to note, this is an option and there are other products to consider. As a fiduciary advisor, it is our responsibility to consider all options available and determine what products are a good fit based on the individual needs and goals of every client. Let's create your Retirement Freedom Plan™, starting with the “Clarity Conversation”. Reach out to us at 816-246-WISE or email info@wisewealth.com to start the journey toward freedom.
People love to talk about the battle between banks and private credit firms in leveraged debt markets. And at a high level, it's true that the dealflow has bounced back and forth between the two over recent years — but markets are a lot more complex than a game of table tennis.In this episode of Cloud 9fin, Synne Johnsson sits down with Soren Christensen, partner and head of capital markets at Cinven, and Amit Bahri, co-head of European direct lending at Goldman Sachs, to break down how private credit's role has evolved over the years.Among the highlights: how sponsors have adapted to embrace private credit, what the return of the BSL market means for direct lender strategies, the attraction of junior PIKs, and predictions for 2025.As always, if you have any feedback for us, send us a note at podcast@9fin.com.
Descubra os riscos da sua carteira em Crédito Privado que você nem imagina.
In Part 2 of this father-son series recorded live at Synkd Live in Atlanta, Paul Jamison dives deeper with Tony and James Rudolph as they share their approaches to investing, the benefits of being debt-free, and their philosophies on balancing life, business, and financial freedom while serving high-end clients near Lake Oconee. Connect with Paul: Click Here Upcoming Events: Lawn Care Life Conference: Get Your Tickets Here Save 50% off Equip Exposition Tickets Paul's Recommended Professionals: Get a Professional Website - Footbridge Media The Landscaping Bookkeeper Call Rail Paul's Books: How to Build a Thriving Lawn Care Business Cut That Grass and Make That Cash Paul's Business Building Resources: Price Increase Letter Template Contract Templates Know Your Numbers
The full extent of the damage from this season's California wildfires is yet to be determined, but one thing that is certain is that some leveraged credits are starting to feel the heat.In this week's episode of Cloud 9fin, US managing editor Bill Weisbrod and deputy leveraged finance editor Sasha Padbidri survey the extent of the damage and discuss which industries are among the most impacted.Find Sasha's latest report about the wildfires' impact on leveraged credits here. If you have any feedback or want to get in touch, send us a note at podcast@9fin.com. Thanks for listening!
High-yield savings accounts (HYSAs) are creating buzz in the business world, and for good reason! In this episode, Danielle Hayden, CPA and founder of Kickstart Accounting, Inc., dives into how high-yield savings accounts can help business owners make the most of their cash reserves. With action steps you can take today, Danielle lays out how to use HYSAs as a smart, low-risk tool for growing your money while still keeping it accessible. Have your money work for you as it sits in savings! Key Takeaways: What is a High-Yield Savings Account (HYSA): Danielle explains how HYSAs differ from traditional accounts and why they're a smart choice for short-term savings, earning you hundreds, or even thousands, of dollars in interest with minimal effort. Key Considerations When Choosing an HYSA: Transfer times: How long it takes to move funds back to your checking account. Transaction limits: Planning around monthly withdrawal caps to avoid penalties. FDIC insurance: Ensuring your money is protected. Common Pitfalls to Avoid: Why your account name matters for proper accounting and legal compliance. The difference between business and personal savings and how to ensure you're staying tax-compliant. Action Steps: Open a high-yield savings account for your business if you haven't already. Ensure your account is in the correct name (business or personal) based on your savings purpose. Review your current cash savings strategy and evaluate your options to choose an HYSA that aligns with your financial goals. Topics Discussed: What is a High-Yield Savings Account (HYSA)? (00:00:23 – 00:01:10) Benefits of HYSAs for Business Owners (00:01:10 – 00:02:03) Choosing the Right HYSA (00:02:03 – 00:03:30) The Financial Impact of HYSAs (00:03:30 – 00:04:24) Proper Use and Compliance Tips (00:06:24 – 00:09:05) Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://dividendstocksrock.com/loop Why I prefer low yield vs high yield: https://moosemarkets.com/income
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://dividendstocksrock.com/loop
On this episode of Upticks, Jake and Cory introduce the concept of a "spending cleanse" to promote financial mindfulness. They share a cautionary tale about annuities and a fraudulent investment scheme. The hosts debate the pros and cons of chasing the highest-yield savings accounts. They also discuss the implications of sustained higher inflation and the Federal Reserve's role. Finally, Jake shares his personal experience with private placements and the rise of private alternative asset ETFs. Thank you for joining us this week! If you have a topic that you would like Jake and Cory to discuss or debate live on Upticks, please email it directly to me at luke@falconwealthadvisors.com and I'll be sure to ask them to bring it up on the show! Click here to subscribe to our newsletter! Click here to contact us! Click here to order ‘Retiring Right'! Upticks features engaging discussions on financial planning and investments, hosted by Jake Falcon, CRPC™. Each episode explores timely conversations on topics like retirement, tax strategies, investment insights, and more. Subscribe now so you don't miss an episode! Connect with Jake Falcon, CRPC™ https://www.facebook.com/jake.falcon.524 https://www.instagram.com/jake_falcon_crpc/?hl=en https://twitter.com/jakefalconcrpc https://www.linkedin.com/in/jakefalconfalconwealthadvisors Connect with us: https://www.falconwealthadvisors.com/ https://falconwealthadvisors.com/insights.html?page=1 Follow us on social media: https://www.facebook.com/FalconWAdvisors/ https://www.instagram.com/falconwadvisors/ https://twitter.com/FalconWAdvisors https://www.linkedin.com/company/falcon-wealth-advisors/ #retirement #upticks #fwa #retiringright #kansascity #wealthmanagement #financialplanning
In today's episode, Kris Krohn helps Vicki, a successful real estate investor, assess her portfolio of $4 million in equity spread across Georgia and Louisiana. Despite her solid foundation, Kris reveals that Vicki could be earning up to $120,000 more annually by transitioning to higher-yield markets. By focusing on opportunity cost and optimizing her investment strategy, Kris outlines how Vicki can shift her portfolio to improve returns from 3% to 5%. Tune in to learn how even seasoned investors can fine-tune their strategies to maximize their wealth!