The Banker Podcast

In this special episode of The Banker podcast, editor in chief Silvia Pavoni sits down with World Bank president Ajay Banga for an in-depth discussion on market uncertainty following the recent US presidential election, record-high debt levels in emerging markets, the complexities of measuring the impact of climate projects, and what Banga envisions for his legacy at the institution. Hosted on Acast. See acast.com/privacy for more information.

In The Banker exchange's final episode for 2024, Aliya Shibli sits down with Barbara Pianese, Farah Khalique and Antonia Mannweiler to discuss the results of the UK Financial Conduct Authority's survey on non-financial misconduct. Hosted on Acast. See acast.com/privacy for more information.

Join Barbara Pianese as she speaks to Kate Pender, chief executive of Fair4All Finance, about recent developments regarding financial inclusion in the UK. Hosted on Acast. See acast.com/privacy for more information.

Join Anita Hawser as she speaks to Santander UK's Stephen Jennings and ThetaRay's Peter Reynolds about how Santander UK uncovered a human trafficking network using AI.Guests:Stephen Jennings, head of transaction monitoring, Santander UKPeter Reynolds, chief executive, ThetaRay Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley and John Everington sit down with Varun Paul, former head of fintech at the Bank of England and now senior director and business lead for central bank digital currencies at Fireblocks to talk about the various levels of growth and appetite for sovereign digital currencies around the world. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Alex Marsh, former head of Klarna UK and non-exec at responsible lender Salad Money, to talk about buy now, pay later regulation, authorised push payment fraud reimbursements and underserved communities. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Roger Vincent, late of Trade Ledger and currently co-founder and chief growth officer at AI startup Bourn to talk about startups, B2B sales, AI and working capital. Hosted on Acast. See acast.com/privacy for more information.

This week Michael Klimes sits down with Virginie O'Shea, founder and CEO of Firebrand Research, to discuss the state of play on T+1. At the end of May, North America, Jamaica and Argentina moved to a shorter settlement cycle. When the UK, EU and Apac countries move to align with them remains to be seen. Hosted on Acast. See acast.com/privacy for more information.

This week Liz Lumley sits down with Mary Ellen Iskenderian, president and chief executive of Women's World Banking, to discuss gender lens investing and strategies, the role of AI in achieving gender parity, and how focusing on women can better fight climate risks and build resilience. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley and Anita Hawser sit down to talk about the Capital One-Discover merger, IT outages and their impact on banks, as well as the shake-up in the US elections. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Kokou Agbo-Bloua, global head of economics, cross-asset and quant research at Société Générale Corporate and Investment Banking, to talk about rising rates of inflation, interest rates, the impact of geopolitical tensions and national elections, as well as the ongoing fight against climate change. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley speaks to Dave Birch and Victoria Richardson, authors of Money in the Metaverse: Digital Assets, Online Identities, Spatial Computing and Why Virtual Worlds Mean Real Business, about what an “always-on” immersive future internet means for payments, financial services and digital identity. Hosted on Acast. See acast.com/privacy for more information.

Kimberley Long speaks to fintech consultant Shaul David to discuss the future of embedded finance and BaaS, the role of banks, and where the regulators fit in with protecting the consumer. Hosted on Acast. See acast.com/privacy for more information.

Kimberley Long speaks with Katee Hunter, chief executive and founder of Inveztor, to discuss founding a company, accessing early-stage financing, and ensuring gender parity across the business. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Karen Barrett, CEO at Unbiased, to talk about how ageist and stereotypical language perpetuates financial inequality and conflicts across generations. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Ghela Boskovich, head of Europe/regional director at the Financial Data and Technology Association, to talk about digital identity, open banking and finance, and what we can expect from PSD3. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley, Kimberley Long and Anita Hawser sit down to discuss the recent profitability announcement from UK digital bank Monzo and what it means for the wider fintech ecosystem. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Rita Martins, former global head of fintech partnerships at HSBC and author of Web3 in Financial Services, to chat about the new financial future being imagined by the emergence of Web3. Hosted on Acast. See acast.com/privacy for more information.

With mobile phone theft rising across the UK as thieves look to access banking apps, Kimberley Long and John Everington discuss the practical steps you can take to protect your finances, and whether banks and the software providers should be doing more. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley is joined by Steven Cooper, CEO of Aldermore Bank, to talk about the state of UK banking, the current economic climate and how fintech has influenced customer behaviour over the past 15 years. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Michael Borrelli, COO at AI & Partners, to discuss the EU's legal framework on artificial intelligence, the risks addressed and Europe's role leading AI strategy worldwide. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Alex Jimenez, strategist, fintech influencer, writer, speaker, and currently principal consultant at Backbase, to discuss what happened to the pandemic-driven acceleration we were all promised and what non-finance-related event you should attend next. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Sophie Winwood, co-founder and CEO of WVC:E, and operating partner at Foxe Capital, to talk about start-ups, funding, fintech and… women.Sophie also serves as the first contributor to The Banker exchange time capsule. Listen to the end to find out what she added. Hosted on Acast. See acast.com/privacy for more information.

As the IMF and World Bank spring meetings get underway in Washington, Aliya Shibli talks with John Everington about the challenges surrounding the 21st replenishment process of the International Development Association, following her interview with Akihiko Nishio, the World Bank's vice-president of development finance. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley and Amalia Illgner sit down with Keith Bear, fellow at the Cambridge Centre for Alternative Finance, to discuss whether tokenisation can enhance the functioning of the monetary system. They also discuss the recently launched Project Agorá from the Bank for International Settlements that builds on its unified ledger concept and whether Swift should be worried by these developments. Hosted on Acast. See acast.com/privacy for more information.

Michael Klimes and Aliya Shibli sit down with Liz Lumley to talk about how a bad reputation for excessive work hours, lack of broader purpose and growing competition from other industries is forcing investment banks to change to attract young talent. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley and Anita Hawser sit down with Emma Hagan, chief risk and compliance officer at ClearBank (and soon to be UK CEO), and former chief risk officer for Emea at SVB to talk about why she feels it is inevitable that another bank collapse of the kind that brought down SVB will happen again. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley sits down with Sarah Kocianski, CEO of FinTech Wales, to talk about how lack of progress sits alongside the celebrations around International Women's Day, the new CEO at Starling Bank, and her plans for the fintech hub in Wales.The research statistics mentioned in the podcast are from the paper Systemic Discrimination: Theory and Measurement, published by the US National Bureau of Economic Research and authored by J. Aislinn Bohren, associate professor in the economics department at Penn; Peter Hull, professor of economics at Brown University and a faculty research fellow at the National Bureau of Economic Research; and Alex Imas, professor of behavioural science and economics at Chicago Booth Business School. Hosted on Acast. See acast.com/privacy for more information.

In 2019, Jusan Bank (then Tsesna Bank) was pushed to insolvency — all due to precarious banking practices and a lack of regulatory supervision. But, through adopting the ecosystem business model, Jusan achieved $1.2bn in profits, acquired 1mn new customers and paved the way for an initial public offering in London. At the helm of this turnaround was Yerbol Orynbayev.Guest: Yerbol Orynbayev, independent financial services consultant, former deputy prime minister of Kazakhstan and former chair of the board of directors of Jusan Bank and Heartland Securities. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley is joined by Mark Higgins, a financial historian, senior investment advisor and author of Investing in US Financial History: Understanding the Past to Forecast the Future. He talks about the economic history of the US, from 1790 to today, managing past crises, and the challenges facing the US today. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley and Kimberley Long discuss how fintech has changed in the past 10 years, where fintech hubs work best, how events can promote diversity better, and Starling Bank founder Anne Boden's new book which offers a playbook for female entrepreneurs. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley sits down with Farah Khalique, editor of Banking Risk & Regulation, to discuss growing calls for stronger oversight of the UK's financial services regulators, with some experts saying that the FCA may be ripe for reform. Hosted on Acast. See acast.com/privacy for more information.

Liz Lumley and John Everington sit down to talk about the impact of FATF's grey list. Ahead of FATF's plenary in Paris next week, how influential are the body's grey and black lists for the international banking industry? Meanwhile in the UK, Barclays acquires the bulk of Tesco's supermarket bank offering. Hosted on Acast. See acast.com/privacy for more information.

How did sub postmasters become de facto bank branch managers? The Post Office in the UK provides a vital service to communities, specifically as it picks up the slack from customers who are left wanting from the disappearance of bank branches on the high street. Do they have what they need to succeed in this role?Guest: Andra Sonea, analyst, researcher, PhD student at University of Warwick Hosted on Acast. See acast.com/privacy for more information.

Blockchain clarity from Basel: In this episode, Liz Lumley and Amalia Illgner sit down with Yuval Rooz, CEO and co-founder, and Manoj Ramia, general counsel, at Digital Asset regarding the recent standard from the Basel Committee on permissionless blockchains. Hosted on Acast. See acast.com/privacy for more information.

This week, Barbara Pianese hosts and is joined by Asia editor Kimberley Long, to talk about the liquidation of Chinese property developer Evergrande, the regulatory issues around Credit Suisse, and the decision of Lloyds Bank in the UK to stop their mobile bank service. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley is joined by Charlotte Crosswell, chair of the Centre for Finance, Innovation, and Technology (CFIT) to talk about open finance, the goals of CFIT and how the UK can work to be a global leader in improving financial services for everyone. Hosted on Acast. See acast.com/privacy for more information.

Most of the global banking industry is currently on the journey to migrate to the ISO 20022 messaging standard for cross-border payments. What lessons have been learned so far, what do banks need to do now, and will the industry be ready for the ultimate decommissioning of the legacy Swift MT standard in November 2025?Guests:Jeremy McDougall, director of payments at EYStephen Lindsay, business lead, Swift Platform Hosted on Acast. See acast.com/privacy for more information.

In this week's Davos special, Liz Lumley and John Everington sit down to discuss the major themes of the World Economic Forum's Davos event, including AI, climate change and misinformation. We also get an insight into John's interview with Indermit Gill, chief economist at the World Bank. Hosted on Acast. See acast.com/privacy for more information.

Happy New Year from The Banker. This week, Liz Lumley, Barbara Pianese and Michael Klimes discuss T+1, EU banking regulations protecting taxpayer money, the fight against greenwashing, and the renewed regulatory interest in consumer rights in the UK. We also celebrate our Central Banker and Finance Minister of the Year, who were awarded their trophies at the 2023 Bank of the Year awards. Hosted on Acast. See acast.com/privacy for more information.

Angela Wakelin, chief operating officer and Raphaelina Arthur, head of financial crime and MLRO at fast growing fintech, Kroo Bank, talk money muling, and other financial scams in the run-up to Christmas and whether digital challenger banks have got the balance right between using people, automated systems and AI to combat fraud. Hosted on Acast. See acast.com/privacy for more information.

This week, editorial staff at The Banker look back at 2023, with themes as diverse as ESG, blockchain and crypto, AI, and what the global banking industry can do to support a liveable planet. We wish everyone a restful end of year and a happy holiday season. We look forward to sharing more with you in 2024. Hosted on Acast. See acast.com/privacy for more information.

Louise Hill, CEO and co-founder of app GoHenry, talks to Anita Hawser about the role financial education and literacy, from an early age, can play in helping kids and teenagers not only live better financial lives, but avoid becoming money mules, or victims of financial crime and fraud. Hosted on Acast. See acast.com/privacy for more information.

This week, John Everington, Joy Macknight and Aliya Shibli discuss the highlights from this year's Bank of the Year Awards and the gala awards dinner held on November 30. Ms Macknight also talks about her recent interview with World Bank president Ajay Banga, touching on sustainability matters, while Ms Shibli discusses the outlook for smaller banks in the US. Hosted on Acast. See acast.com/privacy for more information.

This week, Joy Macknight and Liz Lumley are live at the Global Banking Summit where they discuss cloud strategies at banks, the upcoming COP28, financing SMEs and comprehensive coverage in The Banker's new content pillars. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley and Davide Montagner are joined by Sylvie Matherat, global senior advisor to Mazars' financial services practice. They discuss European banking regulation, the complexities of fossil fuel financing, banker bonuses, a capital raise at Monzo and the drama within OpenAI. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley and Barbara Pianese are joined by Marta Krupinska, co-founder of CUR8. They discuss fighting climate change with money, get the lowdown from Felaban, embrace the 'digital-first, human always' approach to transformation, examine how banks can better serve minority-owned businesses, look at how AI will impact our environment, and congratulate PensionBee on its road to profitability. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley and Amalia Illgner are joined by Atom Bank CEO Mark Mullen to discuss disrupting the UK mortgage market, learning mortgage lessons from other countries, the impact AI will have on productivity, digital payments and the apologies the UK's Information Commissioner's Office made to former NatWest CEO Alison Rose. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley, Joy Macknight and Aliya Shibli discuss the ‘banker bonus cap scrap', how SPACs refuse to die, the upcoming COP28, going global with your credit scores, and Elon Musk's ambition to be the centre of your financial world, ‘or whatever'. Hosted on Acast. See acast.com/privacy for more information.

This week Liz Lumley is joined by special guest Chris Hladczuk, chief revenue officer at fintech Meow. They discuss cash management for start-ups, T+1 settlement times, money laundering, terrorism and cryptocurrencies, and get a hot take on *that* Techno-Optimist Manifesto. Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Lumley and John Everington are joined by Araba Eshun, head of compliance for Emea and Apac at fintech Zero Hash. They discuss the annual meeting of the World Bank Group and the IMF last week in Marrakech, which was covered extensively by The Banker, as well as capital markets-fintech partnerships, the crypto market in Nigeria and Australia, and JPMorgan's commercialisation of its Tokenized Collateral Network. Hosted on Acast. See acast.com/privacy for more information.