Podcasts about Financial inclusion

Priyank Shah, Co-founder of The FinancialistAI is fast emerging as a powerful enabler in India's wealth management landscape. In this episode, Priyank Shah, Co-founder of The Financialist, joins Gloria Methri of IBS Intelligence to discuss how technology is reshaping financial advisory, the evolving regulatory framework, and what the future holds for WealthTech in India.

In a world where financial inclusion remains one of our generation's greatest challenges, emerging markets are becoming the true laboratories of fintech innovation. While developed economies iterate on convenience, companies operating in regions with limited banking infrastructure are fundamentally reimagining what financial services can look like from the ground up. Today, we're diving into this fascinating intersection of opportunity and impact with David Lask from Tala. Tala has built a reputation as a pioneer in financial inclusion, providing access to credit and financial services to underbanked populations across multiple continents. David joins us fresh from the Fintech Americas Miami conference to share his insights on the rapidly evolving Latin American fintech landscape. We'll explore how the unique challenges and opportunities in this region are fostering innovative approaches to financial services, with a special focus on Mexico as a compelling case study of fintech evolution.

My guest today is Hadewych Kuiper, Managing Director at Triodos Investment Management — a pure-play impact investing firm since day one, with a 30-year track record of turning capital into systemic change.However, Hadewych didn't arrive in finance with a grand plan to change the system. Her journey began in a small town in the north of the Netherlands, where she was raised in a Protestant household that blended structure with a quiet rebellion against rigidity. Her childhood was grounded, shaped by time in nature, and marked by her parents' early divorce — a rupture that taught her independence before most children even understand the concept. From an early age, she absorbed values that now form the spine of her leadership: directness, responsibility, and a refusal to look away when something doesn't make sense.Hadewych studied business administration at Erasmus University, and she didn't set out to change the finance world. But after a decade in corporate consulting, a simple question kept surfacing: what's the point? That question — and her drive for clarity, integrity, and purpose — eventually led her to Triodos just as the 2008 financial crisis hit.While big banks crumbled under complex products, Triodos stood firm, having never invested in what they didn't understand. That same principle guides them today: if it's not clear, it's not worth the risk.Today, Hadewych leads Triodos Investment Management, a €6 billion AUM firm built on that same philosophical foundation — but with a far broader mandate. The firm invests across five key transitions: energy, food, resources, societal systems, and well-being.These aren't just ESG and Impact categories — they're deeply connected areas that drive real, systemic change. Triodos made its first wind energy loan in 1986, right after Chernobyl. It began investing in financial inclusion in 1994, before microfinance was a formal asset class. Today, it's working with UNICEF to pioneer child-lens investing — developing a framework to assess companies based on their impact on future generations. Its portfolio includes solar-powered irrigation in Africa, seaweed protein startups in Europe, and financial institutions in Latin America that have grown from NGOs into regulated banks.At Triodos, every investment must show not just expected returns, but why it matters. Whether it's private equity, debt, or listed markets, the approach stays consistent: clear minimum standards, concentrated portfolios, and strong alignment between values and outcomes.And yes, it walks away when deals don't align, even if the financial return looks good. Especially then. Because “all money has impact — every euro, dollar, or pound. The question is whether it's positive or negative, and whether you're conscious of it.”Few firms can claim a 30-year track record of pure-play impact investing. Even fewer have helped define the field and publish their standards for others to use. Triodos has done all of that — and more. They're on a mission to make impact investing the new normal. It's an ambitious goal — and this episode shows what it takes to get there.Tune in to find out!—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Additional Resources:Triodos WebsiteTriodos LinkedInHadewych Kuiper LinkedIn

Jo Ann sits down with her friend Brett King and M-Pesa founder Nick Hughes on this special crossover episode of Barefoot Innovation & Breaking Banks, recorded live at Virgin Unite's “Change: Fintech Leaders Gathering” on Necker Island.

Joe Heck, CEO of Zip, joins me on the Tearsheet Podcast to discuss the evolution of alternative payment solutions in the US. Zip is a leading Buy Now, Pay Later (BNPL) company. Joe shares lessons from his 20 years of experience in consumer lending and fintech payment solutions. Heck brings insights from his previous leadership roles at Happy Money and TrueStage. Heck's background plays a role in his approach to financial services. Growing up in Flint, Michigan, he understands the challenges of paycheck-to-paycheck living. “There's a consumer base largely ignored by traditional financial systems,” Heck explains. “FICO doesn't serve them well, but they have a great ability to pay.” Zip focuses on providing financial flexibility to these consumers. It offers structured repayment plans that don't push them into revolving debt. According to Heck, “We win when the consumer wins. If they can't pay us back, our model doesn't work either.” The Big Ideas BNPL's Growth Potential in the US – With only 2% of payments currently in BNPL, there is significant room for expansion compared to markets like Europe and Australia. Financial Inclusion for Underserved Consumers – Zip is focusing on consumers who don't fit traditional credit models but have strong repayment potential. “We provide access when and where they need it,” says Heck. Strategic Partnerships Drive Accessibility – Integrations with Stripe and retailers like GameStop are making BNPL more available to consumers. A More Transparent Alternative to Credit Cards – Unlike credit cards that encourage revolving debt, BNPL provides structured, predictable payments. “We're not built in a way that traps consumers in debt,” Heck emphasizes. The Role of Cash Flow Management in BNPL's Future – Zip is investing in tools that help consumers manage unpredictable income streams, ensuring more repayment flexibility.

In a world where nearly 1.4 billion adults still lack access to basic financial services, the promise of technology to bridge this gap has never been more critical. Our exclusive roundtable from the Surfin AI Fintech Forum 2025 in Manila brings together three visionary leaders -- a venture capitalist, a nuclear physicist turned fintech CEO, and Nobel Laureate in economics, who are supporting the growth of a company at the forefront of this transformation.Timestamps(00:05) How a nuclear physicist turned fintech CEO, Nobel laureate in economics, and Singaporean venture capitalist joined forces to bridge AI with financial inclusion;(09:39) Managing Risks of an Increasing Techno Nationalism to Build a Truly Global Fintech;(17:13) Bringing Together Financial Inclusion and Agentic AI;About who you are on call withYanan Wu is is CEO and founder of Surfin. Dr Wu has over 26 years of global investment experience, serving institutions and family offices, including stints at CITIC Prudential Fund and TD Asset Management Canada. He is no stranger to fintech as well, having launched and grown a robo-advisory startup prior to Surfin. He received a Ph.D in statistical physics from University Western Ontario in Canada and completed his post-doctoral research at Los Alamo National Lab in the USA.Michael (Mike) Spence is an American economist who, with George A. Akerlof and Joseph E. Stiglitz, won the Nobel Prize for Economics in 2001 for laying the foundations for the theory of markets with asymmetric information. Spence studied at Yale University (B.A., 1966), the University of Oxford (B.A., M.A., 1968), and Harvard University (Ph.D., 1972). He taught at Harvard and at Stanford University, serving as dean of the latter's business school from 1990 to 1999. In 2010 he became a professor at New York University's Leonard N. Stern School of Business. He is the author of the book, “The Next Convergence: The Future of Economic Growth in a Multispeed World,” Ferrar, Straus and Giroux, May 2011. Spence holds a BA in philosophy from Princeton University (1966), a BA/MA in mathematics from Oxford University (1968), and a PhD in Economics from Harvard University (1972).Yinglan Tan founded Insignia Ventures Partners and is the Founding Managing Partner. Insignia Ventures Partners is a Southeast Asian early-to-growth stage venture capital firm that debuted in 2017 and manages capital from premier institutional investors including sovereign wealth funds, foundations, university endowments and renowned family offices from Asia, Europe and North America. Portfolio companies include GoTo (IDX: GOTO), Appier (TSE: 4180), Carro, Ajaib, Shipper, Tonik, Flip, Fazz, Aspire, Super, Groww, J&T and many other technology market leaders. Prior to founding Insignia Ventures Partners, Yinglan was Sequoia Capital's first hire and Venture Partner in Southeast Asia. He also serves on the International Board of Stars – Leaders of the Next Generation, the Singapore Government's Pro Enterprise Panel. He is also a Board Member at Hwa Chong Institution and an Adjunct Associate Professor at the National University of Singapore. Yinglan was educated at Stanford and Carnegie Mellon and completed executive programs at Harvard, Wharton, Cambridge and Oxford.Follow us on LinkedIn for more updatesCheck out Insignia Business Review for more insightsSubscribe to our monthly newsletter for all the news and resourcesDirected by Paulo JoquiñoProduced by Paulo JoquiñoThe content of this podcast is for informational purposes only, should not be taken as legal, tax, or business advice or be used to evaluate any investment or security, and is not directed at any investors or potential investors in any ⁠⁠⁠⁠⁠⁠Insignia Ventures⁠⁠⁠⁠⁠⁠ fund. Any and all opinions shared in this episode are solely personal thoughts and reflections of the guest and the host.

Former pro athlete and founder of the Male Mogul Initiative Walter Mendenhall on the recent acquisition of Help With My Loan, and the importance of fair access to credit. Detailed Summary: In this episode of the Finovate Podcast, host Greg Palmer talks with Walter Mendenhall, founder of the Male Mogul Initiative, a Chicago-based nonprofit aimed at empowering young men through leadership, entrepreneurship, and workforce development. Walter shares his unique path from the NFL to teaching, and eventually to founding his organization in response to systemic issues he witnessed in his community. What began with a handful of students in 2018 has grown into a large-scale movement impacting over 3,000 young people, producing 200+ jobs, and launching Chicago's first youth business incubator, CoLab. Walter highlights the critical issues his organization tackles—such as lack of access to capital and high rates of unemployment and gun violence among young black men in Chicago. Walter then explains how his personal experience being denied a loan, despite strong financials, sparked a deeper dive into the challenges under-resourced communities face in accessing capital. This led to his obsession with financial education and systemic barriers, eventually informing his academic work and business ventures. He emphasizes how a lack of basic financial knowledge—like understanding loan underwriting criteria—keeps many people from succeeding. His goal is to demystify these processes and educate individuals who are often left behind by traditional financial systems. The conversation turns to the recent acquisition of Help With My Loan, a Finovate alum that uses AI to speed up and streamline the commercial loan process. Walter, along with his partners, brought the company from California to Chicago to expand its reach and use it as a tool to train youth as business loan brokers. With a 95% match rate and 80% faster processing times, the platform aligns perfectly with Male Mogul's mission to increase access to capital. Looking ahead, Walter envisions expanding their lender network, integrating blockchain for community investment, and ultimately creating scalable solutions to close the capital gap nationwide. His closing advice to fintech innovators: focus on solving real problems with passion—opportunities and support will follow. More info: Male Mogul Initiative: https://malemogulinitiative.org/ Help With My Loan: https://helpwithmyloan.com/ Walter Mendenhall IV: https://waltermendenhall.com/ , https://www.linkedin.com/in/walter-mendenhall-iv-55200787/ Greg Palmer: https://www.linkedin.com/in/gregbpalmer/ Finovate: https://www.finovate.com ; https://www.linkedin.com/company/finovate-conference-series/ #fintech #lending #credit #FinancialInclusion #finovate

In this episode of Paisa Vaisa, Anupam Gupta sits down with Harshvardhan Lunia, Founder & MD, Lendingkart understanding the world of MSME lending and how small businesses across India are being funded like never before. They cover the rise of digital lending, regulatory challenges, and what makes MSME finance both promising and risky. Harshvardhan shares real insights from disbursing 3 lakh loans across 4,100 towns, and explains why some fintechs failed while others survived. How do you lend to someone without a credit score? What’s the tech behind modern loan approvals? If you're a business owner, fintech enthusiast, or just curious about how lending works in India—this one's for you.

Gugs Mhlungu speaks to Entrepreneur, Co-Founder and Chief Experience Officer of Loop, Jamie Thurston Wyngaard about his entrepreneurial journey, the story of Loop and what to make of his recent recognition with the prestigious Science, Technology & Innovation Award at the Africa Forty under 40 Awards in Cairo, Egypt.See omnystudio.com/listener for privacy information.

In this episode, our guest is Cherrie Atilano, the dynamic founder and CEO of AGREA Agricultural Systems and the AGREA Foundation. Cherrie shares her powerful journey of building sustainable agricultural models in the Philippines, particularly by empowering women in rural and island communities. From transforming typhoon-hit buildings into solar-powered women's centers to promoting regenerative farming and financial inclusion for smallholder farmers, Cherrie's mission is deeply rooted in social justice, environmental resilience, and inclusive development. She discusses her partnerships with UN agencies, grassroots projects and her involvement in electric vehicle and solar initiatives. Cherrie also highlights the importance of mindset-building for women, teaching vision boarding, gratitude, and entrepreneurship alongside technical training. The episode wraps with her reflections on AI, journaling, leadership discipline, and how to balance ambition with wellness. Please join to find more. Connect with Sohail Hasnie: Facebook @sohailhasnie X (Twitter) @shasnie LinkedIn @shasnie ADB Blog Sohail Hasnie YouTube @energypreneurs Instagram @energypreneurs Tiktok @energypreneurs Spotify Video @energypreneurs

In this episode of RISE Urban Nation, we're honored to welcome Leroy Roberts—a seasoned leader, leadership coach, speaker, and strategist—whose work spans continents and communities.Leroy opens up about his journey from the Caribbean to the boardrooms of London, and how his diverse background shaped his vision of purpose-driven leadership. We dive into themes like mentorship, resilience, representation in media, and how to build connected, engaged teams in today's shifting professional landscape.

In this episode of RISE Urban Nation, we're honored to welcome Leroy Roberts—a seasoned leader, leadership coach, speaker, and strategist—whose work spans continents and communities.Leroy opens up about his journey from the Caribbean to the boardrooms of London, and how his diverse background shaped his vision of purpose-driven leadership. We dive into themes like mentorship, resilience, representation in media, and how to build connected, engaged teams in today's shifting professional landscape.

What drives a successful start-up employee to leave the security of a lucrative role after a major acquisition to become a founder? In this episode of The Angel Next Door Podcast, Marcia Dawood explores the fascinating journey of Caitlyn Driehorst, an exited entrepreneur and financial service expert. Caitlyn shares her unique path—from majoring in Russian and English literature to becoming a strategic consultant for financial services giants, before returning to her roots to build a company that focuses on high-impact finance management.Caitlyn's journey is as varied as it is impressive. Raised in a military family, she moved frequently across the United States before discovering her passion for financial services. A seasoned strategist and advisor, she has worked with companies like Boston Consulting Group and Capital Group, as well as navigating her own transformative exit through OpenInvest's acquisition by JP Morgan. Despite the allure of financial security with JP Morgan, Caitlin chose to strike out on her own—a decision driven by both personal values and a desire for broader impact.This episode is a must-listen for anyone interested in entrepreneurship, career development, or financial advisory. Caitlyn talks about the challenges of being a female entrepreneur in the financial space, discusses her ambitious goals for RightWise, and elaborates on the transformative power of strong financial planning. With insights into both the industry and personal growth, this conversation sheds light on balancing ambition with values and navigating the sometimes complex relationships between risk and opportunity. To get the latest from Caitlyn Driehorst, you can follow her below!https://www.linkedin.com/in/caitlyndriehorst/RightWise WealthRightWise Ambassador Program Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Senthil Gunasekaran, Chief Business Officer, KFintechIndia's Alternative Investment Funds (AIFs) landscape is at a turning point, with technology redefining fund administration, investor access, and regulatory compliance. In this episode, we explore how emerging tech, evolving regulations, and new market opportunities are transforming the way alternative investments work in India.

Srinivas Nidugondi, Chief Operating Office, Digital Financial Solutions, Comviva TechnologiesWhat makes digital payments better than cash? It's a simple question with complex answers that change from country to country as digital payment solutions are shaped by the cultures in which they are embedded. It is clear, however, that fast or slow the rising trend in digital transactions is leaving cash behind. Srinivas Nidugondi, Chief Operating Officer FinTech for Comviva Technologies speaks on all things payments to Robin Amlôt of IBS Intelligence

Why are the markets falling? Is this just another cycle, or is something bigger at play? In this deep-dive conversation, top financial experts break down the Trump Trade, global economic shifts, and how retail investors should navigate uncertain markets. From the impact of foreign investors pulling out to India's long-term growth story, this episode uncovers critical insights on the financial landscape. Harsh Gupta Madhusudan, economist, investor, and author, shares his deep insights on macroeconomic trends, market cycles, and the forces shaping India's financial future. Aashish Somaiyya, veteran asset manager and industry leader, brings his expertise on retail investing, market behavior, and how investors can position themselves for long-term success. They also discuss how to navigate the current investment climate, where to find value in sectors like financial services and consumer discretionary, and the significance of investment metrics. Their advice includes practical tips on portfolio management and the importance of aligning one's investments with long-term economic growth. The conversation is rich with insights about managing investments during volatile periods and the potential of sectors and asset classes beyond traditional equities.

Send us a textIn this episode, we sit down with Luke Ladyman, the COO & Co-Founder of Cheddar, to unpack the pivotal shifts, challenges, and innovative strategies behind building a successful FinTech startup.Originally launched as a peer-to-peer payments platform, Cheddar has evolved into a loyalty and rewards platform focused on financial inclusion. Luke takes us through the strategic pivots, data-driven growth tactics, and partnership strategies that helped scale the company to over 100,000 users.Join them as they cover topics such as:✅ Navigating product pivots based on user feedback✅ Using data-driven marketing and iterative learning✅ Building strategic brand partnerships from startups to major retailers✅ Overcoming open banking adoption challenges✅ Driving loyalty and retention through hyper-personalization✅ The role of AI and future innovations in financial inclusionIf you're in FinTech, growth, or product development, this episode is a must-listen!HELP US OUT!Help us reach new listeners and bring on your favourite guests by rating and reviewing The Fintech Marketers and Leaders Podcast here. We appreciate you.Don't forget to subscribe to The Fintech Marketers and Leaders podcast so you never miss an episode!Subscribe here:

Lester Kiewit speaks to Monametsi Kalayamotho, founder and product & technology lead at FracProp, about how fractional property ownership is breaking down barriers in South Africa’s property investment market. They discuss why property ownership has remained out of reach for many, how FracProp’s innovative model is making real estate investment more accessible, and what this means for the future of wealth creation in the country.See omnystudio.com/listener for privacy information.

In this episode of “Credit Conversations with CIBIL”, Anupam chats with esteemed guests Mr. M. V. Nair, Advisor at TransUnion CIBIL, and Mr. Bhavesh Jain, MD and CEO of TransUnion CIBIL. Together, they explore the crucial role of credit bureaus in India's evolving financial ecosystem, the importance of CIBIL Score, and how financial inclusion initiatives are transforming access to credit for consumers and businesses. Tune in for valuable insights on building trust in the financial system and the future of credit accessibility. #FinancialInclusion #CreditScore #TransUnionCIBIL #PaisaVaisa #PersonalFinance #AnupamGupta #CreditBureaus #FinancialLiteracy #CreditConversations #CIBIL #CIBILScore #CIBILJaagran #CreditEducation #ConsumerEducation See omnystudio.com/listener for privacy information.

Biju Suresh-Babu, Managing Director, Banking & Financial Services, Fiorano SoftwareThe Central Bank of the United Arab Emirates (CBUAE) is developing an open finance regime that encompasses both banks and insurers. Biju Suresh-Babu, Managing Director, Banking & Financial Services with Fiorano Software discusses the framework being put in place by the CBUAE with Robin Amlôt of IBS Intelligence, comparing progress with solutions being implemented elsewhere in the world, and with special emphasis on how financial institutions are responding and what open finance will mean for end-customers.

Did you know that SMEs in the Asia-Pacific region are estimated to represent 98% of enterprises and employ 50% of the workforce? But despite playing an integral role in driving economic growth, SMEs in Asia are not growing as fast as their Western counterparts. Emmanuel Van De Geer, CEO of Labamu joins the Breakfast Show to discuss how he’s empowering small businesses across the Asia Pacific markets through his newly launched invoicing and billing platform. See omnystudio.com/listener for privacy information.

Sandeep Katiyar, Co-Founder and Group Chief Financial Officer, Finhaat Bringing insurance and wealth management to semi-urban and rural India requires more than just access—it demands trust, simplicity, and security. Finhaat is tackling this challenge with a tech-driven distribution network that connects underserved communities to essential financial products. By leveraging digital tools, the platform makes insurance and investments easier to understand and adopt. Fraud prevention remains a priority, with robust security measures ensuring safe transactions. Sandeep shares insights with Puja Sharma of IBS Intelligence on how Finhaat is shaping the future of financial services.

A significant portion of the global adult population, particularly in developing markets, lacks access to formal credit due to the absence of traditional credit histories. This presents a major challenge for financial institutions, FinTech companies, and policymakers aiming to promote financial inclusion. While conventional credit scoring models are built on established financial data, the growing penetration of mobile phones offers an alternative means to assess credit risk. Unlike prior research focused on Call Detail Records (CDRs)—data generated by telecommunication providers capturing users' call and message activities, such as duration, frequency, and timing—this study investigates the predictive power of a broader spectrum of mobile usage data, including non-CDR attributes like social media engagement and web browsing habits, in assessing credit risk. Using a broad range of machine learning algorithms on actual mobile usage data from over 1,500 demographically diverse individuals over a two-week period, we find that while these mobile usage attributes alone cannot fully replace FICO scores in regression models (R²=0.30), they significantly enhance the accuracy of classification models, especially when combined with CDR data (Accuracy=0.89). These findings have important implications for credit markets in emerging economies, pathways for financial institutions and FinTech companies to engage with unbanked populations and support the growth of alternative credit assessment tools. Authors: Razavi, Rouzbeh, and Nasr G. Elbahnasawy.

Are traditional banking systems failing those who most need them? In this thought-provoking episode, David Agar and Penny Roberts share their mission to revolutionize financial accessibility through their innovative app, Bankability. Reflecting on their personal journey as parents of a child with disabilities, they delve into the crucial need for hyper-personalization in banking solutions. With over 15 million adults in the UK facing accessibility barriers, the couple's insights highlight how financial institutions often neglect unique user needs in favor of generic solutions.As modern banking becomes increasingly digital, it's essential to address the disconnect that leaves many feeling excluded. David explains how their proposed system employs AI and user-centered design to adapt to each individual's preferences, creating a supportive environment that respects user autonomy. They convey the urgency behind rethinking current practices, challenging listeners to join a broader conversation about inclusion in finance.This episode is a call to action for investment and collaboration as they look to engage with stakeholders who share their vision. Explore how technology can empower individuals in managing their finances securely, especially for those who may not have traditional support systems. Tune in and find out how together, we can pave the way for a more accessible and inclusive banking landscape for all. Don't miss out on joining their waiting list, and be part of this transformative journey!Support the showFollow axschat on social media.Bluesky:Antonio https://bsky.app/profile/akwyz.com Debra https://bsky.app/profile/debraruh.bsky.social Neil https://bsky.app/profile/neilmilliken.bsky.social axschat https://bsky.app/profile/axschat.bsky.social LinkedInhttps://www.linkedin.com/in/antoniovieirasantos/ https://www.linkedin.com/company/axschat/Vimeohttps://vimeo.com/akwyzhttps://twitter.com/axschathttps://twitter.com/AkwyZhttps://twitter.com/neilmillikenhttps://twitter.com/debraruh

Jo Ann briefly discusses the changes underway at the U.S. financial regulatory agencies, including thoughts on the new Department of Government Efficiency (DOGE) and potential impacts on the Consumer Financial Protection Bureau (CFPB).

Manish Agarwal, CEO & Founder, FINQYThe BFSI sector is evolving rapidly, with AI-driven hyper-personalisation, ‘phygital' customer experiences, and the rise of super apps reshaping financial services. As digital ecosystems expand, financial product consumption in India is seeing a significant shift. Manish Aggarwal, CEO & Founder of FINQY, speaks to Gloria Methri of IBS Intelligence about these emerging trends and what the future holds for the industry. 

In celebration of Black History Month, we explore the AACUC Future Fund, a groundbreaking initiative transforming financial inclusion in the credit union movement. Since 1999, the African American Credit Union Coalition has been a pioneering force in fostering diversity and creating lasting positive impacts across communities. Through its four key pillars—internships and leadership development, small credit union sustainability, international cooperation with African financial cooperatives, and community wealth building—the Future Fund ensures sustainable funding for programs that expand access to financial services and create opportunities for future leaders.This episode features:AACUC's historical role in advancing diversity in credit unionsThe strategic vision behind the Future Fund's launchHow the four pillars drive meaningful change in communitiesInnovative approaches to developing diverse industry leadersStrategies for strengthening small credit unionsInternational partnerships empowering African cooperativesInitiatives for building generational wealthUnderstanding charitable donation accounts as investment vehiclesWays credit unions can participate and drive changeInsights from industry leaders on creating lasting impactJoin us for an inspiring discussion about building pathways to financial inclusion and honoring the legacy of cooperative finance in the Black community.

How is AI revolutionizing financial crime detection? In this informative episode, host Nicole Jansen engages in a deep conversation with Peter Reynolds, the visionary CEO of ThetaRay. As an industry leader in AI-powered anti-money laundering, Peter and his team are on a mission to reshape financial crime detection. Dive into this episode to understand how AI is transforming the banking sector by accurately detecting illicit activities while ensuring financial inclusion in developing nations. Peter provides a captivating exploration of Theta Ray's cutting-edge solutions as he demystifies the complexities of AI technology for listeners who may not be tech-savvy. Discover how AI is utilized to streamline processes, reduce false positives in Anti-Money Laundering (AML) compliance, and enhance the way institutions handle financial transactions on a global scale. This episode will equip business leaders and entrepreneurs with the knowledge they need to embrace technology ethically and effectively. Learn about real-world implications from TD Bank's case and the inefficiencies of legacy systems and gain insights from Peter's journey at the helm of an innovative tech company. Key Takeaways Theta Ray's mission in AI-powered anti-money laundering. How legacy systems are failing in detecting financial crimes. The benefits and future potential of AI in money laundering detection. Impacts and lessons learned from TD Bank's recent financial sector fines. Simple explanations of how AI differentiates between normal and abnormal transactions. How small-to-medium businesses can benefit from AI technologies. Peter's transition from law to fintech and leadership strategies. Regulatory considerations and AI's integration in various markets. The evolution of AI blending cognitive understanding with machine learning. Country-specific challenges in implementing AI-driven solutions. Podcast Highlights 0:00 - AI Revolution in Financial Crime Detection 6:17 - AI Enhances Financial Crime Detection 9:55 - Legacy Systems in Banking 12:36 - Bank Inaction Despite Resources 15:06 - Streamlining Remittances with AI Technology 20:38 - Navigating Regulatory Compliance in AI 23:08 - AI Reduces AML False Positives 24:30 - Human-AI Collaboration for Decision-Making 30:53 - African Business Expansion & Compliance 33:40 - Understanding Fraud Prevention Insights 36:00 - Expand Your Perspective Favorite Quotes Mission and Vision: "Our mission is to reshape the future of financial crime detection and AML." - Peter Reynolds Legacy System Issues: "Banks have to assume something's bad all the time because they don't know it's good." - Peter Reynolds AI's Potential: "AI is really good now at being able, in a very cost-effective way with great cloud computing software, to actually identify things like financial crimes." - Peter Reynolds Episode Show Notes: https://leadersoftransformation.com/podcast/business/528-reshaping-financial-crime-detection-with-ai-with-peter-reynolds/   Check out our complete library of episodes and other leadership resources here: https://leadersoftransformation.com ________

Join host Anupam Gupta on this special New Year's episode of Paisa Vaisa as he converses with Saurabh Mukherjea, founder and CIO of Marcellus, and economist Nandita Rajhansa. Delve into the transformative themes shaping India's economy, insights from their latest bestseller 'Behold the Leviathan,' and the evolving landscape of wealth and inequality. A must-listen for investors and enthusiasts aiming to navigate India's financial future.Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 ) Instagram: ( https://www.instagram.com/b_50/ ) LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/ You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. Do follow IVM Podcasts on social media. We are @ivmpodcasts on Facebook, Twitter, & InstagramSee omnystudio.com/listener for privacy information.

Episode Topic This episode features Harish Natarajan, Practice Manager of Financial Inclusion and Infrastructure at the World Bank, exploring the transformative potential of digital financial services in addressing financial exclusion. Harish highlights the critical role of fast payment systems in modernizing financial infrastructure, fostering interoperability, and reducing barriers to financial access. The discussion also delves into how developing nations are leveraging fintech innovation and regulatory modernization to create inclusive financial systems that empower underserved populations. Lessons You'll Learn Digital payments hold the power to improve accessibility and reduce costs for unserved and underserved communities, breaking down significant barriers to financial inclusion. Harish sheds light on how fast payment systems provide the backbone for modern financial infrastructure, enabling innovations that promote efficiency and competition. He also explores the role of fintech in bridging gender inclusion gaps, tailoring financial services to diverse needs, and harnessing emerging technologies like AI and blockchain to balance innovation with risk management. About Our Guest Harish Natarajan is a distinguished leader in the global financial inclusion space and currently serves as the Practice Manager at the World Bank. With years of experience in developing cross-border payment frameworks, Harish has been instrumental in promoting equitable access to finance in emerging markets. His work focuses on advancing digital financial services, fostering gender inclusion, and implementing sustainable financial infrastructure that aligns with global economic development goals. Topics Covered Harish discusses the evolution and importance of fast payment systems, emphasizing their role in enabling interoperability and enhancing competition within financial markets. He also examines the challenges of financial exclusion and the strategies needed to address them through targeted fintech innovations. The conversation extends to the modernization of regulatory frameworks, the use of digital tools to close gender gaps in finance, and the transformative impact of AI and blockchain on the future of the financial sector.  

This episode dives into the transformative trends shaping the banking industry in 2025, inspired by insights from 2025 Banking Trends. Learn how banks are embracing AI, sustainability, decentralized finance, and digital-first strategies to meet rising customer demands and competitive pressures. Explore the opportunities and challenges ahead for financial institutions navigating an increasingly digital and customer-centric landscape.What You'll Learn in This Episode:AI-Driven Personalization:How banks are leveraging AI to deliver hyper-personalized customer experiences.Examples of AI predicting customer needs and streamlining financial management.Decentralized Finance (DeFi) and Blockchain:The growing role of DeFi in democratizing access to financial services.How blockchain technology is enabling secure, transparent, and efficient transactions.Sustainability in Banking:Initiatives to align with ESG (Environmental, Social, and Governance) standards.The impact of sustainable investments and green financing on customer loyalty.Cybersecurity and Trust:Strengthening defenses against rising cyber threats in an increasingly digital banking environment.Balancing convenience with data protection and customer trust.Digital-First Strategies:The shift from physical branches to fully digital banking experiences.How mobile-first platforms are transforming customer interactions and expectations.Financial Inclusion and Equity:Efforts to bridge the financial gap for underbanked and unbanked populations.Innovative partnerships to make financial services more accessible and affordable.Future-Ready Workforce:Upskilling bank employees for AI, blockchain, and data-driven operations.The importance of fostering innovation within traditional financial institutions.Resources Mentioned: 2025 Banking Trends – Full article with comprehensive insights.What does the future of banking look like to you? Share your thoughts and join the conversation in our LinkedIn Group. Subscribe to our podcast for more insights, and visit The Future of Commerce for additional articles and resources about banking trends and innovations.

This week, host Brett King sits down with Colin Walsh, Founder and CEO of Varo Bank, to explore the journey of building the first all-digital, FDIC-insured de novo bank in U.S. history. Designed to improve financial health and serve a diverse range of customers—from those with financial abundance to those facing economic hardship—Varo Bank is on a mission to create a banking experience that truly works for everyone. With the unique distinction of being the first consumer fintech to be granted a bank charter in US history, Varo is redefining banking with innovative products tailored to modern consumers' needs. From managing fraud and credit risk to building trust and leveraging a cutting-edge tech stack, they delve into the strategies that power Varo's ability to stay agile and customer-focused. Whether it's delivering accessible savings and lending solutions or tackling the challenges of financial inclusion, Varo Bank's story is one of innovation and impact. Tune in for a wide-ranging discussion on how Varo is using digital banking to create financial inclusion by addressing the real financial challenges that Americans face every day. https://www.youtube.com/watch?v=1lIqYB3d4IY

Imagine a world where rural communities thrive with access to financial services tailored to their unique needs. That's exactly what Tim Scheffmann, CEO of LTS Ventures, is making possible with the largest digital village banking network in Southeast Asia.In this episode, we dive into the transformative power of FinTech in underserved regions and how Tim is redefining financial inclusion. From adopting cutting-edge AI to ensuring communities have access to emergency funds, LTS Ventures bridges the gap between technology and humanity to create lasting change.How LTS reached profitabilityWhy a strong business model is key to driving meaningful impactHow AI supports fair and efficient credit decisions in rural communitiesThe role of standardization in scaling financial inclusionClimate challenges in Laos and how FinTech is helping villages stay resilientThe secret to building trust in small communities with technology and human connectionTim also shares his journey from growing up in a German village to leading a social enterprise in Laos and the lessons learned from early hesitations to now championing digital village banking.If you're curious about how FinTech can solve real-world problems and how AI is reshaping the credit landscape, this episode is for you!Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes.We cover:(02:15) Transitioning from NGO Roots to a Profitable Social Enterprise(05:00) The Importance of Business Models in Financial Inclusion(08:00) Scaling to 900+ Villages: Standardization and Technology(10:50) Leveraging AI for Credit Decisioning and Fraud Prevention(15:30) Building Trust: The Role of Community and AI in Lending(18:45) Financial Literacy and Behavioral Change in Rural Communities(22:10) Addressing Climate Challenges with Village Banking(27:30) Village Banking as a Hub for Knowledge and Community Building(31:40) The Human Element in Rural Financial Services(36:10) Lessons Learned: Advocating for Digital Village Banking(39:20) Transforming Financial Inclusion in Rural Laos

AI, Financial Inclusion, and Banking: A Pre-Holiday Special | One Vision - FinTech Fuse! Join hosts Theodora Lau and Barb MacLean for an inspiring pre-holiday episode exploring the intersection of technology, financial services, and social impact. This episode unpacks the evolving landscape of banking innovation and artificial intelligence, with a special focus on community-centered solutions. Episode Highlights: Canadian Banking Evolution: Dive into the current state of neobanks and funding in Canada, exploring how innovative solutions are meeting communities where they are. AI in Financial Protection: Learn how Commonwealth Bank of Australia is leveraging machine learning technology to detect and prevent financial abuse in digital transactions, showcasing the practical applications of AI in safeguarding vulnerable customers. Business Transformation through AI: Explore the increasing integration of artificial intelligence in business processes, with special attention to the unique requirements of financial services where accuracy and precision are paramount. Inclusive Innovation: Discover why the future of AI must embrace all languages and cultures, and why there's no "easy button" for successful AI implementation – it requires dedicated effort and thoughtful execution. This episode celebrates the hardworking individuals making a positive impact in banking, highlighting how technological innovation can serve the greater good when implemented with purpose and intention. Keywords: fintech, artificial intelligence, financial inclusion, neobanks, machine learning, digital banking, community banking, Canada Post, Commonwealth Bank of Australia, business transformation, financial abuse prevention, banking innovation, inclusive AI #FinTech #AI #FinancialInclusion #Banking #Innovation #Technology #DigitalTransformation #CommunityBanking

In This Episode Good leaders drive day-to-day results. Great leaders share visionary ideas and then inspire organizations and stakeholders to find a way to get there. In today's second segment, Jennifer Tescher, host of sister podcast Emerge Everywhere, introduces this year's Financial Health Visionary Award honoree, Brian Moynihan, Chair and CEO of Bank of America. The Visionary award recognizes those who have shown unparalleled leadership in building a more inclusive financial system and empowering the next generation of leaders to innovate solutions that improve financial health for all. Listen to hear about Brian's commitment to financial health and the upcoming headwinds and tailwinds impacting customers' financial health. But first, bestselling author Michael J Casey, the chairman of DAIS (Decentralized AI Society), senior advisor on MIT Media Lab's Digital Currency initiative, and previous Chair of Consensus at CoinDesk, joins Brett to talk about the reality of decentralized and open source AI. The intersection of DeFi and DeAI appears to be a logical path if not for the hundreds of billions being invested in big tech efforts to create AGI. Is it possible to really make AI less centralized and still deliver the promise of a highly automated world? You'll need to tune in to find out! https://www.youtube.com/watch?v=-QSByxCEUbA

AI, Financial Inclusion, and Banking: A Pre-Holiday Special | One Vision - FinTech Fuse!Join hosts Theodora Lau and Barb MacLean for an inspiring pre-holiday episode exploring the intersection of technology, financial services, and social impact. This episode unpacks the evolving landscape of banking innovation and artificial intelligence, with a special focus on community-centered solutions.Episode Highlights:Canadian Banking Evolution: Dive into the current state of neobanks and funding in Canada, exploring how innovative solutions are meeting communities where they are.AI in Financial Protection: Learn how Commonwealth Bank of Australia is leveraging machine learning technology to detect and prevent financial abuse in digital transactions, showcasing the practical applications of AI in safeguarding vulnerable customers.Business Transformation through AI: Explore the increasing integration of artificial intelligence in business processes, with special attention to the unique requirements of financial services where accuracy and precision are paramount.Inclusive Innovation: Discover why the future of AI must embrace all languages and cultures, and why there's no "easy button" for successful AI implementation – it requires dedicated effort and thoughtful execution.This episode celebrates the hardworking individuals making a positive impact in banking, highlighting how technological innovation can serve the greater good when implemented with purpose and intention. Hosted on Acast. See acast.com/privacy for more information.

TAKEAWAYSWarnings against the digital identification collection of Real IDBuild and maintain a successful relationship with a great bank that's loyal to its customersDigital money is programmable - globalists can program it to do whatever they want and decide to block us from using our financesCentral bankers began taking control of fiscal policy in the mid-1990s

Send us a textIn this episode, Darren chats with Michael Adamson, CEO - South Africa at eShandi. The world of lending is undergoing a seismic shift, with innovators like Ishandi redefining what it means to deliver financial services in Africa. Mike shares the journey of this rebranded challenger bank and its mission to address unmet needs in the lending ecosystem across Africa.Highlights:

In the tenth episode of Fintech Fridays Special Edition with Binance Africa titled," How Crypto is being used for Social Good across Africa", we explore:The remarkable ways cryptocurrency is driving social good on the continentTransformative examples such as Binance's Charity education and feeding program in Uganda, and the widespread reach of their Masterclass programHow enhancing financial inclusion to revolutionising real estate funding with startups like Mozambique's Empowa and SME credit solutions through Kenya's Pezesha, is reshaping Africa's economic landscapeA special thanks to our sponsors, Binance Africa, for supporting this episode.About BinanceBinance is the world's leading blockchain ecosystem and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume. Trusted by millions worldwide, the Binance platform is dedicated to increasing the freedom of money for users and features an unmatched portfolio of crypto products and offerings, including trading and finance, education, data and research, social good, investment and incubation, decentralization and infrastructure solutions, and more. For more information, visit: https://bit.ly/4gbOtZRDisclaimer: For the avoidance of doubt, the use of the terminology of depositing or withdrawing does not mean that Binance receives, holds, or releases any fiat currency through its platform nor does it contemplate any deposit taking, remittances or similar activity by Binance.Risk Warning: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser before investing. This material should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.Episode AgendaRole of Binance in AfricaFinancial product suite and digital asset exchangeIncreasing the freedom of moneyPortfolio of crypto products and offeringsCryptocurrency for Social Good in AfricaHumanitarian support by Binance CharitiesEducation and feeding program in UgandaUse of crypto wallets for children in needTransparency and accountability in cryptocurrencyBinance's Educational InitiativesFree crypto education via Binance Masterclass program400,000+ applicants educated since January 2020Topics covered: Cryptocurrency fundamentals, user protection, crypto trading, careers in blockchain8-week blockchain development master class for developersUse of Crypto for Financial Inclusion and RemittancesPromotion of financial inclusion in AfricaFacilitation of remittance payments$48 billion remitted to sub-Saharan Africa in 2019$562 million facilitated by cryptocurrencies like RippleReduction of cost and increase in speed of cross-border money transfersProviding financial services for the unbanked in rural areasImportance in Kenya and NigeriaCrypto for Tackling Other Social ChallengesAffordable housingMozambican Fintech startup

Journey through Asia's revolutionary payments landscape in this new episode of One Vision — FinTech Fuse! where Theodora Lau sits down with Monica Jasuja, a prominent Asian fintech and payments strategist, to unpack the region's digital transformation. Explore how India's UPI (Unified Payments Interface) is reshaping the future of digital payments in India, driving unprecedented growth in mobile money movement across the continent. We dive deep into: The rapid adoption of UPI technology in India and its global expansion Financial inclusion strategies in Southeast Asian emerging markets How local culture shapes payment innovation and adoption rates Watch for developments in digital identity and cybersecurity in 2025, and how AI in financial services will evolve beyond chatbots. Tune in to understand how AI, payments, and digital inclusion are converging to create the next wave of fintech and regtech advancement across the world. Whether you're a fintech professional, payment industry expert, or digital transformation enthusiast, this episode offers valuable insights into Asia's fintech revolution and its global implications.

Last month I had insightful conversations with two leaders in impact investing and sustainability. The first was with Rochus Mommartz, who is the CEO of responsAbility, and the other was with Jonathan Maxwell, who is the founding partner and CEO of Sustainable Development Capital. This episode is a special one which serves as a recap of the episodes from last month. It features a couple of key clips from each conversation in one place so you can jump around and get a feel for both the episode and the guest. Here's the full list of the guests featured today and the links to their full episode:Rochus Mommartz, the CEO of responsAbilityRochus Mommartz is a pioneer in impact investing who has spent decades creating opportunities for people in emerging markets. He played a key role in developing regulatory frameworks and microfinance models that enable financial inclusion and long-term growth for communities across Latin America, Africa, and Asia.My interview with Rochus was so long and so compelling that I ended up splitting it into two episodes. We talked about the evolution of microfinance because Rochus was in the field and literally had a front-row seat to the evolution of this market in its earliest days. We also discussed responsAbility's strategy for managing $5 billion in investments across 70+ countries, balancing social impact with strong financial returns.Full Interview: Part 1Part 2Jonathan Maxwell, founding partner and CEO of Sustainable Development Capital LLP (SDCL)In this conversation Jonathan Maxwell presented a bold approach to climate challenges by focusing on reducing waste and maximizing efficiency. His EDGE model (Efficient and Decentralized Generation of Energy) drives resource savings across 50,000 properties worldwide. These projects support sustainability and also bring double-digit returns while cutting energy waste, showing how responsible and profitable investing can go hand in hand.Full Episode—The SRI 360° Podcast is focused exclusively on sustainable & responsible investing.—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Key Takeaways:Intro (00:00)The early days of microfinance (03:10)Founding responsAbility and rising to CEO (17:02)Impact investing philosophy (25:05)ResponsAbility – overview and mission (30:24)15+ thematic funds impacting 70+ countries (36:44)Investment process, criteria, and impact measurement (43:08)Jonathan Maxwell on sustainability (01:15:01)SDCL's mission, activities, and investment focus (01:21:21)SDCL's theory of change (01:40:39)Project portfolio & impact measurement (01:52:58)—Additional Resources:ResponsAbility WebsiteResponsAbility LinkedInRochus Mommartz LinkedIn—SDCL websiteSDCL LinkedInJonathan Maxwell LinkedInBuy The Edge by Jonathan Maxwell

Journey through Asia's revolutionary payments landscape in this new episode of One Vision — FinTech Fuse! where Theodora Lau sits down with Monica Jasuja, a prominent Asian fintech and payments strategist, to unpack the region's digital transformation. Explore how India's UPI (Unified Payments Interface) is reshaping the future of digital payments in India, driving unprecedented growth in mobile money movement across the continent. We dive deep into:The rapid adoption of UPI technology in India and its global expansionFinancial inclusion strategies in Southeast Asian emerging marketsHow local culture shapes payment innovation and adoption ratesWatch for developments in digital identity and cybersecurity in 2025, and how AI in financial services will evolve beyond chatbots. Tune in to understand how AI, payments, and digital inclusion are converging to create the next wave of fintech and regtech advancement across the world. Whether you're a fintech professional, payment industry expert, or digital transformation enthusiast, this episode offers valuable insights into Asia's fintech revolution and its global implications. Hosted on Acast. See acast.com/privacy for more information.

Episode Topic This episode of the PayPod podcast explores the dynamic fintech landscape in Asia, featuring insights from Dwight Willis, CEO of DSGPay. As a leader in payments innovation, Dwight dives into topics like embedded finance, open banking, and the challenges of financial inclusion across Asia's varied economies. Based in Thailand, DSGPay serves a wide range of clients with services such as real-time payments and multi-currency virtual accounts, offering unique solutions for cross-border payments. Dwight contrasts the regulatory landscape in Asia with that of the West, emphasizing the distinct hurdles and opportunities faced by fintech companies operating in diverse markets such as Southeast Asia. For listeners interested in fintech, this episode offers a comprehensive look at the unique dynamics of payments and regulatory challenges in Asia. Lessons You'll Learn In this episode, Dwight shares invaluable lessons on balancing innovation with regulatory compliance in cross-border payments. You'll learn how DSGPay navigates challenges in emerging markets, emphasizing the importance of working with regulated partners to maintain compliance while driving financial inclusion. Dwight highlights the benefits and risks of real-time payments and embedded finance, especially within the context of Asia's unique regulatory environment. He also shares insights on managing multi-currency accounts to streamline international transactions. This episode provides a robust learning experience for anyone interested in fintech, payments innovation, and the opportunities for financial inclusion in Asia's evolving markets. About Our Guest Dwight Willis is the co-founder and CEO of DSGPay, a pioneering fintech company specializing in real-time payments and multi-currency virtual accounts. With a background in banking and tech, Dwight's journey to fintech entrepreneurship was fueled by his desire to tackle the high costs and limited options for cross-border payments in Asia. Based in Thailand, he and his team at DSGPay have grown the company organically, focusing on providing innovative payment solutions across Asia. Dwight's vast experience working with regulatory frameworks and his unique perspective on embedded finance make him an influential figure in the Asian fintech space. Topics Covered This episode covers a range of critical topics in the fintech industry, including embedded finance, open banking, and financial inclusion. Dwight discusses the importance of real-time payments for small and medium-sized enterprises (SMEs) in Asia, shedding light on how these solutions can drive financial inclusion while also presenting challenges. Other key topics include the cultural and regulatory diversity across Asian economies, the role of multi-currency accounts in facilitating cross-border transactions, and the complexities of managing compliance in emerging markets. This in-depth conversation offers a valuable perspective on navigating the fintech landscape in Asia.

This week, John and Elliot discuss the outcomes of the October FATF Plenary, a recent investigative report about former government officials giving advice on sanctions compliance, the US Treasury's National Strategy on Financial Inclusion, FINTRAC's recent bulletin on the risks of Canadian lawyers not having to comply with AML rules, and several other items impacting the financial crime prevention community.

Plus Bitcoin gets closer and closer to all time highs. Unlocking Bitcoin DeFi with ExSat The exSat Network aims to unlock and scale the Bitcoin ecosystem without compromising Bitcoins Ideology. The network has partnered with the largest mining pools in the world, major custodians and exchanges, BitTrade, Cubolt, Matrixport, Everstake, OKX and aims to have over $200M TVL at mainnet launch on the 23rd of October. Follow exSat's Twitter to stay up to date @exsatnetwork or visit the testnet exsat.network Enjoying this content? SUBSCRIBE to the Podcast: https://pod.link/1438693620 Watch on YouTube: https://www.youtube.com/nathanielwhittemorecrypto Subscribe to the newsletter: https://breakdown.beehiiv.com/ Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW

Today's guest is Kelly Uphoff, Vice President of Data Science at Tala. Tala is a fintech company that develops an app that lets users bridge digital and cash ecosystems seamlessly to manage their finances. Kelly joins Emerj Senior Editor Matthew DeMello on today's show to discuss how AI and machine learning are driving financial inclusion for underserved populations. Throughout, she explains how Tala leverages alternative data to expand access to credit for individuals shut out of traditional financial systems. Kelly also shares how Tala's use of proprietary data and advanced AI tools, such as large language models (LLMs), is helping to identify creditworthiness in customers historically overlooked by legacy financial institutions. To access Emerj's frameworks for AI readiness, ROI, and strategy, visit Emerj Plus at emerj.com/p1.

Jane Barratt, Chief Advocacy Officer and Head of Global Public Policy at MX Technologies, Inc., discusses the impending game-changing regulations from the Consumer Financial Protection Bureau to implement Section 1033 of the Dodd-Frank Act. 

This podcast has been brought you by Tribu by LAFS the platform that has revolutionized how the Latin American fashion, beauty, and design industries connect. Learn more about our amazing membership program at www.tribubylafs.comAlso Remember we have the Miami summit coming up from November 11th / 13th you where you can enjoy 3 days full of powerful  conversations and networking opportunities can buy your tickets at www.lafs.com. Don't miss the opportunity to meet the people who will shape the future of your career. ★ Support this podcast ★

Congressman and physicist Bill Foster returns to the podcast to talk about artificial intelligence (AI) and digital identity technologies, and how they present great potential and peril for consumers.