Podcasts about Financial inclusion

J. Baylor Myers is the Vice President for Corporate Development at BitGo, a premiere leading infrastructure provider of digital asset solutions, offering custody, wallets, trading, and financing for institutional clients globally. Baylor has led the closure of BitGo's $100 million Series C funding round with a valuation of $1.75 billion. During his tenure, he led two successful acquisitions that expanded BitGo's product suite and services. Baylor also launched BitGo Ventures, a proprietary investment vehicle aimed at catalysing the digital asset ecosystem.Click on his wiki page on Businessabc.net to know more about J. Baylor Myers: https://businessabc.net/wiki/baylor-myersBaylor Myers Key interview highlights00:00 - 01:10 Key highlights01:11 - 03:42 Introduction03:43 - 06:37 Baylor's Career Journey09:15 - 12:48 Journey into the Crypto world12:49 - 16:20 Treasury at the White House16:21 - 19:16 The Blockchain Exploration19:17 - 22:08 BitGo: Revolutionising Digital Assets22:09 - 24:14 Global Institutional Network24:15 - 27:58 BitGo's Growth27:59 - 27:57 Digital Asset Adoption27:58 - 31:57 Regulation Challenges in Crypto31:58 - 35:04 Digital Assets and Tokenisation35:05 - 40:20 Financial Inclusion and Literacy40:21 - 42:56 Stablecoins & Crypto Innovation42:57 - 44:35 Institutional Crypto Adoption44:36 - 46:13 Governments Exploring Bitcoin Reserves46:14 - 48:00 AI, Blockchain, and Crypto48:01 - 48:21 ClosureUseful Links and Resources​​https://www.avalabs.org/https://businessabc.net/wiki/ava-labsAbout citiesabc.comhttps://www.citiesabc.com/​​​​​​​​​​​ About businessabc.nethttps://www.businessabc.net/About fashionabc.orghttps://www.fashionabc.org/ About Dinis Guardahttps://www.dinisguarda.com/https://businessabc.net/wiki/dinis-guardaBusiness Inquiries- info@ztudium.comSupport the show

In this episode of ELI, we host Samir Mathur, the Managing Director of ROInet, a company building India's largest last-mile financial services network. Learn about Samir's journey from a transferable job background and MBA at MIT Sloan to tackling the crucial issue of financial inclusion in India.We delve into:The inspiration behind ROInet and the research done at MIT and Harvard.The definition and current state of financial inclusion in India.How ROInet built a massive network of 4 crore customers and 3.78 lakh service points through a partner-driven model.The challenges faced in onboarding and training partners across diverse regions.ROInet's strategy for leveraging technology, including localization and AI chatbots.The future of financial inclusion in India and ROInet's evolving role.Valuable advice for aspiring entrepreneurs looking to solve India's real problems.Tune in to hear Samir's insightful perspectives on entrepreneurship, financial inclusion, and building a business that impacts millions of lives in India.#FinancialInclusion #IndiaStartup #Entrepreneurship #ROInet #Fintech #Podcast #BusinessJourney #StartupStory #ELIChapters:0:00 Introduction to Samir Mathur and ROInet0:39 Samir's Background and Journey to Entrepreneurship3:28 The Genesis of ROInet and Financial Inclusion4:48 Research Insights on Financial Inclusion in India8:11 Comparing Wealth Distribution in the US and India9:01 Is Per Capita Income a True Measure of Development?11:17 Positive Changes and Progress in India12:21 Defining Financial Inclusion and India's Progress15:43 ROInet's Massive Customer Base and Network16:49 The Partner-Driven Model of ROInet Explained20:16 Deep Dive into ROInet's Service Points: Operations and Services22:48 Challenges Faced in Onboarding and Managing Partners25:00 Localizing Digital Products and Leveraging Technology27:20 The Future of Financial Inclusion in India and ROInet's Evolution31:11 Advice for Entrepreneurs on Solving India's Problems34:17 Closing Remarks and Thank You

Bongani Bingwa speaks to Karl Westvig, CEO of TymeBank, as the banking industry reacts to a controversial new ID verification fee imposed by the Department of Home Affairs. The cost of confirming a South African’s identity has jumped from just 15 cents to R10, a staggering 6,500% increase. Westvig says this is nothing short of a “tax on the poor,” warning that it threatens access to low-cost banking for millions. While some institutions like Capitec have committed to absorbing the fee, others say it could make onboarding new clients more expensive especially in the fintech space where margins are thin. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

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TymeBank CEO Coenraad Jonker spoke to Mike Wills about the sharp rise in ID verification fees, how it impacts digital banking in South Africa, and why he believes the Home Affairs decision undermines financial access for millions. Afternoon Drive with John Maytham is the late afternoon show on CapeTalk. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

 This episode is part of our MSME DAY 2025 series, where we bring data-driven insights from key industry voices. Ketan Gaikwad shares current trends, platform data, and policy impacts shaping the invoice discounting landscape for MSMEs.  In this episode: • Top 3 sectors leveraging TReDS invoice discounting • Sectors facing higher rejection – and why • Cities & states surprising in discounting activity • Repeat usage patterns of MSMEs on TReDS • Ticket size & value trends • Impact of policy/regulation updates • What MSMEs can do to better use TReDS  Host: Tripti Sharma Founder, MSME TALK® | Executive Coach LinkedIn: https://www.linkedin.com/in/tripti-sharma-/  About MSME TALK®: MSME TALK® is a unique platform that serves as a hub for knowledge, information, connections, and curated content. It bridges the gap between MSMEs, experts, and solution providers by offering data-driven insightful conversations that help businesses grow.  • What support you need in business, help us know to get relevant Expert, Product, Services and Content for you. https://forms.gle/P7eb5xuJeERKxn6V6 • Do you provide Services or Products to MSMEs/ Startups: https://bit.ly/ListingonMSMETALK  Stay Informed with MSME TALK® • Newsletter: https://msmetalk.com/subscription-alert/ • WhatsApp Channel: https://whatsapp.com/channel/0029VbAPTDw7dmeSLWrYD1t3 • YouTube Channel: https://www.youtube.com/@msmetalk Connect : • Website: https://www.msmetalk.com • Email: connect@msmetalk.com  MSME TALK Podcast enters Peak Ranking Chart of 20+ Countries in the Apple Podcast Country Entrepreneurship Category. WhatsApp : Send hi - https://wa.me/918097665085 LinkedIn Facebook Instagram Twitter Website Contact us : connect@msmetalk.comClick to All Social Media , Podcast etc links at one place Please give your rating and reviews on apple podcast or Spotify

Financial technology, known as fintech, is everywhere. If you send money by phone or invest with the help of robo-advisors, you're using it. Its proponents say by lowering costs, it can expand the range of financial services providers can offer and the pool of people who can afford them.  But fintech presents risks, including to privacy. Fintech companies aren't subject to the same regulations as traditional financial institutions when it comes to handling personal data. And some worry regulatory safeguards aren't keeping up with fintech advances.  Amid the uncertainty, fintech's role in financial services keeps expanding. How will fintech change the landscape for consumers? Can banks adjust? And will it make a real difference for those long shut out of traditional financial services?  Download the paper Harvard Business School professor Emily Williams presented at the Economic Conference, “Fintech, Financial Inclusion, and the Future of Finance.” Watch the session she spoke at, titled “Innovative Financial Technologies and Financial inclusion.”

In this episode of the 2Tokens Podcast, host Jonny Fry and chair of 2Tokens Alex Bausch speak with payments expert Richard Anderson about ANGU, a gold-backed stablecoin aiming to reshape how value is stored and transferred in Sub-Saharan Africa.Designed to replace unstable and informal USD reserves with a secure, inflation-resistant digital token, ANGU enables individuals and small businesses to make payments, store savings, and send remittances—without needing a bank account. Built to work on basic mobile phones using USSD, it brings financial inclusion to underserved regions.The discussion expands into global trends, from the explosive growth of dollar-backed stablecoins to the rise of asset-backed alternatives as BRICS and other regions seek to de-dollarize trade. Rather than replicate existing systems, ANGU offers a local, trusted model for everyday transactions, backed by gold, a universally recognized store of value in the region.Beyond consumers, ANGU targets SMEs, importers, and diaspora communities burdened by high remittance fees and limited infrastructure. The project aspires to reduce costs, revive dormant capital, and build a programmable financial layer fit for local economies—all while navigating regulatory paths and preparing for real-world rollout.This episode offers a compelling look at how tokenization and mobile-first infrastructure can unlock new opportunities across emerging markets.Participants:Alex Bausch: https://www.linkedin.com/in/alexbausch/Jonny Fry: https://www.linkedin.com/in/jonnyfry/Richard Anderson: https://www.linkedin.com/in/richardcharlesanderson/Do you want to join one of the use cases? Contact us via info@2tokens.org Read more on our blog

Alejandro del Río, Regional Director LAC, Paymentology discusses remittance growth, payment modernization with card tech, and collaboration to boost financial inclusion and security in Mexico and Latin America.Greetings with Alejandro del Río (1:15)Remittance Growth and Innovation in Latin America (4:16)Modernizing Remittances with Card Technology (7:34)Paymentology's Partnership with Visa and Mastercard for Flexible Remittance Options (10:54)Collaboration Between Paymentology, Banks, and Fintechs for Financial Inclusion (13:06)Collaboration with Central Banks and Regulators for a Stronger Payment Ecosystem (14:36)Enhancing Payment Security with Tokenization and Biometrics (15:36)Paymentology's Vision for Global Financial Inclusion and Innovation (19:39)Closing the Gap in Financial Ecosystems and Future Payment Trends (23:38)Building Trust and Changing Lives Through Payments (27:03) 

My guest today is Sugandhi Matta, Chief Impact Officer at ABC Impact – the largest Pan-Asian impact-dedicated private equity fund, with nearly $900 million in AUM.Sugandhi began her career focused on growth and returns — first at Temasek, and later at Actis. But after a breast cancer diagnosis in her early thirties, she returned to work with a new question: What if she could apply her investing skills to businesses solving real problems?That question led her to LeapFrog Investments — and eventually to ABC Impact, where she became one of the founding partners. From the ground up, she helped build a fund that integrates impact into every step of the investment process, from deal screening to reporting.Today, ABC Impact invests across four themes:Climate and water solutionsFinancial and digital inclusionBetter health and educationSustainable food and agricultureSugandhi leads the firm's impact team. They developed a proprietary system rooted in the five dimensions of the Impact Management Project and tailored to ABC's sectors.The internal language centers on three Cs: consistency, comparability, and communicability. It's a disciplined approach – built to align intention, data, and outcomes across the portfolio.Sugandhi's goal is to hold impact to the same standard as IRR.However, she points out that the burden of proof is often uneven. Expected returns are taken at face value. Impact is asked to justify itself at every turn. Because investors don't yet trust its metrics the way they trust financial ones.The double standard isn't just about data. It's about gender, too.As one of the few female investment leads in Asia's private equity ecosystem, Sugandhi has had to thread her way through what she calls the “quiet skepticism” – the unspoken assumptions around risk appetite, ambition, or expertise.Even now, she's often the only woman in the room with GPs or LPs. She doesn't lead with gender, but she's aware of how it plays out. The skepticism is often unspoken, but present.Over time, she's learned not to internalize it. Instead, she focuses on the work, knowing that – fairly or not – being a woman in this space can mean having to prove yourself just a little more.—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Additional Resources:ABC Impact websiteABC Impact LinkedInSugandhi Matta LinkedInABC's 2020 Impact ReportABC's 2024 Impact ReportInsights from Dalberg and ABC Impact's User-Centered Study—SRI360 interviews mentioned:

Join Anupam Gupta on Paisa Vaisa for a masterclass on the future of Indian finance! Dr. HP Singh, CMD of Satin Creditcare, offers rapid-fire insights into microfinance, rural banking, and FinTech innovation. Discover how Satin, a leading NBFC, drives financial inclusion via digital lending, leveraging Aadhaar Iris verification and AI in finance for robust risk management and last-mile delivery. Dr. Singh dissects the microcredit market, tackling NPA challenges and showcasing Satin's superior asset quality. Learn about structured finance in emerging markets, MSME growth, and the strategic pivot to rural housing finance. Essential for investors, FinTech startups, digital payments enthusiasts, and anyone interested in India's economic outlook, sustainable finance, and financial wellness. Key Topics Covered: ✅ Microfinance & FinTech: Digital lending, AI, financial inclusion. ✅ Microcredit Insights: NPA, asset quality, rural housing. ✅ India's Finance Growth: MSMEs, structured finance, wellness. Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 ) Instagram: ( https://www.instagram.com/b_50/ ) LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ ) You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/ You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. Do follow IVM Podcasts on social media. We are @ivmpodcasts on Facebook, Twitter, & InstagramSee omnystudio.com/listener for privacy information.

Hello! Send us a quick text, comment or feedback. We would love to hear from youThe IBS Insurance Innovation Roundtable has become a convening ground for leaders across Nigeria's insurance ecosystem—insurers, InsurTechs, regulators, brokers, investors, and enablers—to engage in open, constructive dialogue on the future of insurance.The Roundtable emerged from the need to bridge the persistent disconnect between traditional insurance players and the innovation ecosystem.IBS Roundtable is an initiative of Grye and has been greatly supported by MyCover.ai & Nigerian Insurers Association (NIA)This summary was done by Google's NotebookLMCheck out our free resources on InsurTech ecosystem and innovation in the African Insurance space here https://linktr.ee/insurtechbusinessseriesJoin our IBS community on LinkedIn, Twitter, Instagram

In this inspiring episode of On the Brink with Andi Simon, I had the pleasure of interviewing Nicole Loftus, a powerhouse entrepreneur with a bold vision to democratize access to venture capital. As the founder and CEO of Pop Venture Enterprises, Nicole is doing more than imagining change—she's building it. Nicole's journey began, as many transformative ones do, with a disruption—not of an industry at first, but of her own life. Raised in a traditional, working-class Italian family near Chicago, Nicole was expected to follow a conventional path. But after a personal turning point, she realized she had more to offer. She turned her keen eye for observation into a career of innovation, disrupting a $26 billion industry with her first company, Zorch, and now setting her sights on venture capital itself. Disrupting an Antiquated System of Venture Capital Investments Nicole's new venture, Pop Venture, challenges a venture capital model that has long excluded the majority of Americans—especially women and people of color. With only a small number of venture dollars going to diverse founders, she saw a deeply flawed system that was gatekept by geography, identity, and elitism. Her solution: a publicly accessible, SEC-approved fund that allows anyone to invest in promising companies for as little as $25. What makes Pop Venture unique is its transparency and accessibility. The investment process is broadcasted publicly on platforms like Peacock, and viewers are invited to weigh in on the businesses that receive funding. “We make venture popular,” says Nicole. This is venture capital for the people—by the people. The Locker: Empowering Founders with Verified Diligence Pop Venture isn't just about funding—it's also about empowering founders. Nicole created The Locker, a platform where entrepreneurs can submit their companies to a rigorous but founder-friendly diligence process. The goal? To showcase viable businesses with clear value and real potential, all in a transparent format the public can trust. This creates a win-win: investors see vetted opportunities, and entrepreneurs gain access to capital without the often-demoralizing hoops of traditional fundraising. Perhaps you like to watch our podcast on YouTube. Click here: Key Takeaways from the Conversation with Nicole Loftus Innovation Begins with Observation Nicole's mantra echoes the podcast's tagline: “From observation to innovation.”She urges entrepreneurs to observe not only the market but themselves. Her breakthrough came from seeing what others overlooked—redundancies in the supply chain and outdated funding models—and being bold enough to reimagine them. Scale Requires Focus Nicole didn't scale Zorch by chasing every opportunity. She created strict criteria for prospective clients and turned down deals that didn't meet them. Her advice? Know your ideal customer, set your standards high, and stay focused. Disruptors Must Think Big Nicole's story is a testament to the power of visualization. She imagined herself as an entrepreneur when it seemed impossible. Then she imagined a billion-dollar business model—and she built it. She now urges others to dream big and write it down.Your brain needs a plan. Listen for the Pain Points Through training like the Sandler sales method, Nicole learned to ask one critical question: “What's your pain point?” This insight guided her innovations, whether for clients, suppliers, or herself. Anyone Can Be a Venture Capitalist Through Pop Venture, everyday Americans can now support the businesses they believe in—and share in their success. It's not just financial inclusion; it's financial empowerment. Why This Matters Now Nicole's work comes at a time when trust in traditional financial systems is eroding, and entrepreneurs are seeking alternatives to inequitable funding models. Pop Venture is more than a fund—it's a movement. With television access, founder-friendly tools, and crowd-powered capital, it's putting the future of business in everyone's hands. As we wrapped our conversation, I was reminded why I launched this podcast—to spotlight pioneers who see, feel, and think in new ways, and to help listeners find the courage to do the same. To Learn More: Visit www.popventure.com to invest, apply for funding, or explore their founder resources. Watch Pop Venture episodes on Peacock (free or with subscription). Explore The Locker for verified diligence tools. Final Thought: Disruption doesn't always start with technology. Sometimes it starts with a question: What if we did it differently? Nicole Loftus asked that question—and answered it with action. Want more stories like Nicole's? Visit www.andisimon.com, read our books, or contact us to explore how anthropology can help you discover your Blue Ocean. Connect with me: Website: www.simonassociates.net Email: info@simonassociates.net Books:  Learn more about these books here: Rethink: Smashing the Myths of Women in Business Women Mean Business On the Brink: A Fresh Lens to Take Your Business to New Heights Listen + Subscribe: Available wherever you get your podcasts—Apple, Spotify, Stitcher, YouTube, and more. If you enjoyed this episode, leave a review and share with someone navigating their own leadership journey. Reach out and contact us if you want to see how a little anthropology can help your business grow.  Let's Talk! From Observation to Innovation, Andi Simon, PhD CEO | Corporate Anthropologist | Award-Winning Author Simonassociates.net Info@simonassociates.net @simonandi LinkedIn

Shalini Sankarshana, MD, PlanviewIndia's banking sector is sprinting through a marathon of digital disruption—and the smartest players are using regulation not as a roadblock, but as guardrails for innovation. In this episode, Shalini Sankarshana, Managing Director at Planview®—an expert in Strategic Portfolio Management and Digital Product Development—tells Gloria Methri of IBS Intelligence why banks like Axis and SBI are racing ahead, how speed and security must go hand in hand, and why the future belongs to those who collaborate, not compete. 

Financial inclusion is in the spotlight - but what does it actually mean? Howard Taylor - Financial Inclusion Commissioner and PwC Director – explains all, and provides a simple, memorable, and surprisingly entertaining way to understand how the complex relationship between financial inclusion, vulnerability and accessibility works in practice. Howard also outlines the key pillars and pathways to inclusion, why 1990s sporting icon Ray Parlour is important to all this, and what the new Government Financial Inclusion Committee could mean for the UK. Howard Taylor - https://www.linkedin.com/in/howard-taylor-55021825/ Financial Inclusion Commission - https://www.linkedin.com/company/ukfinclusion Financial Inclusion Committee - https://www.gov.uk/government/publications/financial-inclusion-committee

Sarika Agarwal, Chief Business Officer,  FindiIndia's FinTech journey is at an inflection point—where building digital rails is no longer enough. True financial inclusion demands solutions rooted in a local context, blending the physical with the digital to meet users where they are. Sarika Agarwal, Chief Business Officer at FindiPay, speaks with Puja Sharma on embracing cash as a bridge, not a barrier, to align with public infrastructure while plugging access gaps. The focus must shift from scale alone to trust, usability, and sustainable execution. 

Ethan Austin is the Founding Partner of Outside VC, a pre-seed venture fund dedicated to backing “outsider” founders. He is a seasoned entrepreneur, venture capitalist, and advocate for financial inclusion. Before Outside VC, Ethan co-founded GiveForward, the world's first medical crowdfunding platform, which raised over $200 million to help families cover medical expenses and was later acquired by GoFundMe. Today, Ethan shares insights on spotting Founders who think differently, that have asymmetric insights and the grit to deliver scaled solutions. Learn how he is moving outside founders to the inside track.

In this episode of the Risk Management Show, we rethink credit risk with alternative data alongside Michele Tucci, co-founder and Chief Strategic Officer at Credolab. Michele shares his extensive global career journey, from working with Capital One Bank and Banca Intesa to driving innovation at CredoLab, a leader in leveraging behavioral biometrics and device metadata to revolutionize credit scoring. We discussed how Credolab's privacy-consented approach transforms smartphone data into actionable insights, enabling mainstream financial inclusion and enhancing risk assessment accuracy. Michele also tackled misconceptions about credit scoring, the challenges of financial inclusion, and the critical role of alternative data in addressing data asymmetry. Discover how behavioral patterns, from keystroke cadence to app usage, can predict creditworthiness while preserving privacy. If you want to be our guest or suggest someone, send your email to info@globalriskconsult.com with the subject line "Guest Proposal."

The G20 Financial Inclusion and Women Empowerment Conference wraps up today at Sun City Resort in North West Province. Hosted by the Department of Women, Youth and Persons with Disabilities, this 3-day event has brought together policymakers, academics, and advocates to craft actionable strategies for transforming financial systems, promoting economic justice, and boosting entrepreneurial opportunities for women. Joining us to discuss the conference is Dr. Patrick Ebewo, Co-Chairperson of the G20 Conference and Director of the Centre for Entrepreneurship Development at Tshwane University of Technology (TUT)...

With this episode, we are launching a series to explore the current state of global financial inclusion efforts from a payments perspective. Joanna Wisniecka joins Yvette Bohanan to chat with Michael Wiegand, Director of Inclusive Financial Systems at the Gates Foundation, about the work the Foundation is doing globally and the transformative impact of digital financial inclusion on economies and societies.

What are the real-world impacts of inclusive economic development, gender equity, and the transformative power of entrepreneurship? Social Impact Pioneers Nguyet Tran Thi Minh in Vietnam and Tanvi Jaluka in California. Nguyet is CARE Vietnam's Women's Entrepreneurship and Financial Inclusion Manager. She leads the Strive Women program—a collaborative initiative with the Mastercard Center for Inclusive Growth that supports women-led micro and small enterprises in Vietnam. With years of private sector experience and a deep understanding of local financial systems, she shares insights into the barriers Vietnamese women entrepreneurs face, including access to finance, caregiving responsibilities, and limited digital literacy. Whilst Tanvi is CARE USA's Research Lead. Her work spans over a decade in global gender and development. Tanvi is passionate about the importance of impact evaluations, holistic measurement tools, and research that centres women's voices. Together, they highlight the need to move beyond traditional business metrics and understand indicators like confidence, control, and quality of life for women in emerging markets. Expect to hear insights financial health, business resilience, digital tools, caregiving responsibilities, and the real needs of women entrepreneurs. We'll hear why measuring confidence and control matters, how ecosystem collaboration can close inclusion gaps, and what businesses and donors can do to meaningfully support women's economic empowerment. Whether you work in social impact, financial services, or care about unlocking the potential of entrepreneurs this episode is packed with insight, real-world research, and action-driven solutions to support women entrepreneurs globally.

In a world where financial inclusion remains one of our generation's greatest challenges, emerging markets are becoming the true laboratories of fintech innovation. While developed economies iterate on convenience, companies operating in regions with limited banking infrastructure are fundamentally reimagining what financial services can look like from the ground up. Today, we're diving into this fascinating intersection of opportunity and impact with David Lask from Tala. Tala has built a reputation as a pioneer in financial inclusion, providing access to credit and financial services to underbanked populations across multiple continents. David joins us fresh from the Fintech Americas Miami conference to share his insights on the rapidly evolving Latin American fintech landscape. We'll explore how the unique challenges and opportunities in this region are fostering innovative approaches to financial services, with a special focus on Mexico as a compelling case study of fintech evolution.

My guest today is Hadewych Kuiper, Managing Director at Triodos Investment Management — a pure-play impact investing firm since day one, with a 30-year track record of turning capital into systemic change.However, Hadewych didn't arrive in finance with a grand plan to change the system. Her journey began in a small town in the north of the Netherlands, where she was raised in a Protestant household that blended structure with a quiet rebellion against rigidity. Her childhood was grounded, shaped by time in nature, and marked by her parents' early divorce — a rupture that taught her independence before most children even understand the concept. From an early age, she absorbed values that now form the spine of her leadership: directness, responsibility, and a refusal to look away when something doesn't make sense.Hadewych studied business administration at Erasmus University, and she didn't set out to change the finance world. But after a decade in corporate consulting, a simple question kept surfacing: what's the point? That question — and her drive for clarity, integrity, and purpose — eventually led her to Triodos just as the 2008 financial crisis hit.While big banks crumbled under complex products, Triodos stood firm, having never invested in what they didn't understand. That same principle guides them today: if it's not clear, it's not worth the risk.Today, Hadewych leads Triodos Investment Management, a €6 billion AUM firm built on that same philosophical foundation — but with a far broader mandate. The firm invests across five key transitions: energy, food, resources, societal systems, and well-being.These aren't just ESG and Impact categories — they're deeply connected areas that drive real, systemic change. Triodos made its first wind energy loan in 1986, right after Chernobyl. It began investing in financial inclusion in 1994, before microfinance was a formal asset class. Today, it's working with UNICEF to pioneer child-lens investing — developing a framework to assess companies based on their impact on future generations. Its portfolio includes solar-powered irrigation in Africa, seaweed protein startups in Europe, and financial institutions in Latin America that have grown from NGOs into regulated banks.At Triodos, every investment must show not just expected returns, but why it matters. Whether it's private equity, debt, or listed markets, the approach stays consistent: clear minimum standards, concentrated portfolios, and strong alignment between values and outcomes.And yes, it walks away when deals don't align, even if the financial return looks good. Especially then. Because “all money has impact — every euro, dollar, or pound. The question is whether it's positive or negative, and whether you're conscious of it.”Few firms can claim a 30-year track record of pure-play impact investing. Even fewer have helped define the field and publish their standards for others to use. Triodos has done all of that — and more. They're on a mission to make impact investing the new normal. It's an ambitious goal — and this episode shows what it takes to get there.Tune in to find out!—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Additional Resources:Triodos WebsiteTriodos LinkedInHadewych Kuiper LinkedIn

Jo Ann sits down with her friend Brett King and M-Pesa founder Nick Hughes on this special crossover episode of Barefoot Innovation & Breaking Banks, recorded live at Virgin Unite's “Change: Fintech Leaders Gathering” on Necker Island.

Joe Heck, CEO of Zip, joins me on the Tearsheet Podcast to discuss the evolution of alternative payment solutions in the US. Zip is a leading Buy Now, Pay Later (BNPL) company. Joe shares lessons from his 20 years of experience in consumer lending and fintech payment solutions. Heck brings insights from his previous leadership roles at Happy Money and TrueStage. Heck's background plays a role in his approach to financial services. Growing up in Flint, Michigan, he understands the challenges of paycheck-to-paycheck living. “There's a consumer base largely ignored by traditional financial systems,” Heck explains. “FICO doesn't serve them well, but they have a great ability to pay.” Zip focuses on providing financial flexibility to these consumers. It offers structured repayment plans that don't push them into revolving debt. According to Heck, “We win when the consumer wins. If they can't pay us back, our model doesn't work either.” The Big Ideas BNPL's Growth Potential in the US – With only 2% of payments currently in BNPL, there is significant room for expansion compared to markets like Europe and Australia. Financial Inclusion for Underserved Consumers – Zip is focusing on consumers who don't fit traditional credit models but have strong repayment potential. “We provide access when and where they need it,” says Heck. Strategic Partnerships Drive Accessibility – Integrations with Stripe and retailers like GameStop are making BNPL more available to consumers. A More Transparent Alternative to Credit Cards – Unlike credit cards that encourage revolving debt, BNPL provides structured, predictable payments. “We're not built in a way that traps consumers in debt,” Heck emphasizes. The Role of Cash Flow Management in BNPL's Future – Zip is investing in tools that help consumers manage unpredictable income streams, ensuring more repayment flexibility.

Former pro athlete and founder of the Male Mogul Initiative Walter Mendenhall on the recent acquisition of Help With My Loan, and the importance of fair access to credit. Detailed Summary: In this episode of the Finovate Podcast, host Greg Palmer talks with Walter Mendenhall, founder of the Male Mogul Initiative, a Chicago-based nonprofit aimed at empowering young men through leadership, entrepreneurship, and workforce development. Walter shares his unique path from the NFL to teaching, and eventually to founding his organization in response to systemic issues he witnessed in his community. What began with a handful of students in 2018 has grown into a large-scale movement impacting over 3,000 young people, producing 200+ jobs, and launching Chicago's first youth business incubator, CoLab. Walter highlights the critical issues his organization tackles—such as lack of access to capital and high rates of unemployment and gun violence among young black men in Chicago. Walter then explains how his personal experience being denied a loan, despite strong financials, sparked a deeper dive into the challenges under-resourced communities face in accessing capital. This led to his obsession with financial education and systemic barriers, eventually informing his academic work and business ventures. He emphasizes how a lack of basic financial knowledge—like understanding loan underwriting criteria—keeps many people from succeeding. His goal is to demystify these processes and educate individuals who are often left behind by traditional financial systems. The conversation turns to the recent acquisition of Help With My Loan, a Finovate alum that uses AI to speed up and streamline the commercial loan process. Walter, along with his partners, brought the company from California to Chicago to expand its reach and use it as a tool to train youth as business loan brokers. With a 95% match rate and 80% faster processing times, the platform aligns perfectly with Male Mogul's mission to increase access to capital. Looking ahead, Walter envisions expanding their lender network, integrating blockchain for community investment, and ultimately creating scalable solutions to close the capital gap nationwide. His closing advice to fintech innovators: focus on solving real problems with passion—opportunities and support will follow. More info: Male Mogul Initiative: https://malemogulinitiative.org/ Help With My Loan: https://helpwithmyloan.com/ Walter Mendenhall IV: https://waltermendenhall.com/ , https://www.linkedin.com/in/walter-mendenhall-iv-55200787/ Greg Palmer: https://www.linkedin.com/in/gregbpalmer/ Finovate: https://www.finovate.com ; https://www.linkedin.com/company/finovate-conference-series/ #fintech #lending #credit #FinancialInclusion #finovate

In this episode of Paisa Vaisa, Anupam Gupta sits down with Harshvardhan Lunia, Founder & MD, Lendingkart understanding the world of MSME lending and how small businesses across India are being funded like never before. They cover the rise of digital lending, regulatory challenges, and what makes MSME finance both promising and risky. Harshvardhan shares real insights from disbursing 3 lakh loans across 4,100 towns, and explains why some fintechs failed while others survived. How do you lend to someone without a credit score? What’s the tech behind modern loan approvals? If you're a business owner, fintech enthusiast, or just curious about how lending works in India—this one's for you.

In this episode, our guest is Cherrie Atilano, the dynamic founder and CEO of AGREA Agricultural Systems and the AGREA Foundation. Cherrie shares her powerful journey of building sustainable agricultural models in the Philippines, particularly by empowering women in rural and island communities. From transforming typhoon-hit buildings into solar-powered women's centers to promoting regenerative farming and financial inclusion for smallholder farmers, Cherrie's mission is deeply rooted in social justice, environmental resilience, and inclusive development. She discusses her partnerships with UN agencies, grassroots projects and her involvement in electric vehicle and solar initiatives. Cherrie also highlights the importance of mindset-building for women, teaching vision boarding, gratitude, and entrepreneurship alongside technical training. The episode wraps with her reflections on AI, journaling, leadership discipline, and how to balance ambition with wellness. Please join to find more. Connect with Sohail Hasnie: Facebook @sohailhasnie X (Twitter) @shasnie LinkedIn @shasnie ADB Blog Sohail Hasnie YouTube @energypreneurs Instagram @energypreneurs Tiktok @energypreneurs Spotify Video @energypreneurs

In this episode of RISE Urban Nation, we're honored to welcome Leroy Roberts—a seasoned leader, leadership coach, speaker, and strategist—whose work spans continents and communities.Leroy opens up about his journey from the Caribbean to the boardrooms of London, and how his diverse background shaped his vision of purpose-driven leadership. We dive into themes like mentorship, resilience, representation in media, and how to build connected, engaged teams in today's shifting professional landscape.

In this episode of RISE Urban Nation, we're honored to welcome Leroy Roberts—a seasoned leader, leadership coach, speaker, and strategist—whose work spans continents and communities.Leroy opens up about his journey from the Caribbean to the boardrooms of London, and how his diverse background shaped his vision of purpose-driven leadership. We dive into themes like mentorship, resilience, representation in media, and how to build connected, engaged teams in today's shifting professional landscape.

What drives a successful start-up employee to leave the security of a lucrative role after a major acquisition to become a founder? In this episode of The Angel Next Door Podcast, Marcia Dawood explores the fascinating journey of Caitlyn Driehorst, an exited entrepreneur and financial service expert. Caitlyn shares her unique path—from majoring in Russian and English literature to becoming a strategic consultant for financial services giants, before returning to her roots to build a company that focuses on high-impact finance management.Caitlyn's journey is as varied as it is impressive. Raised in a military family, she moved frequently across the United States before discovering her passion for financial services. A seasoned strategist and advisor, she has worked with companies like Boston Consulting Group and Capital Group, as well as navigating her own transformative exit through OpenInvest's acquisition by JP Morgan. Despite the allure of financial security with JP Morgan, Caitlin chose to strike out on her own—a decision driven by both personal values and a desire for broader impact.This episode is a must-listen for anyone interested in entrepreneurship, career development, or financial advisory. Caitlyn talks about the challenges of being a female entrepreneur in the financial space, discusses her ambitious goals for RightWise, and elaborates on the transformative power of strong financial planning. With insights into both the industry and personal growth, this conversation sheds light on balancing ambition with values and navigating the sometimes complex relationships between risk and opportunity. To get the latest from Caitlyn Driehorst, you can follow her below!https://www.linkedin.com/in/caitlyndriehorst/RightWise WealthRightWise Ambassador Program Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Why are the markets falling? Is this just another cycle, or is something bigger at play? In this deep-dive conversation, top financial experts break down the Trump Trade, global economic shifts, and how retail investors should navigate uncertain markets. From the impact of foreign investors pulling out to India's long-term growth story, this episode uncovers critical insights on the financial landscape. Harsh Gupta Madhusudan, economist, investor, and author, shares his deep insights on macroeconomic trends, market cycles, and the forces shaping India's financial future. Aashish Somaiyya, veteran asset manager and industry leader, brings his expertise on retail investing, market behavior, and how investors can position themselves for long-term success. They also discuss how to navigate the current investment climate, where to find value in sectors like financial services and consumer discretionary, and the significance of investment metrics. Their advice includes practical tips on portfolio management and the importance of aligning one's investments with long-term economic growth. The conversation is rich with insights about managing investments during volatile periods and the potential of sectors and asset classes beyond traditional equities.

In this episode of “Credit Conversations with CIBIL”, Anupam chats with esteemed guests Mr. M. V. Nair, Advisor at TransUnion CIBIL, and Mr. Bhavesh Jain, MD and CEO of TransUnion CIBIL. Together, they explore the crucial role of credit bureaus in India's evolving financial ecosystem, the importance of CIBIL Score, and how financial inclusion initiatives are transforming access to credit for consumers and businesses. Tune in for valuable insights on building trust in the financial system and the future of credit accessibility. #FinancialInclusion #CreditScore #TransUnionCIBIL #PaisaVaisa #PersonalFinance #AnupamGupta #CreditBureaus #FinancialLiteracy #CreditConversations #CIBIL #CIBILScore #CIBILJaagran #CreditEducation #ConsumerEducation See omnystudio.com/listener for privacy information.

A significant portion of the global adult population, particularly in developing markets, lacks access to formal credit due to the absence of traditional credit histories. This presents a major challenge for financial institutions, FinTech companies, and policymakers aiming to promote financial inclusion. While conventional credit scoring models are built on established financial data, the growing penetration of mobile phones offers an alternative means to assess credit risk. Unlike prior research focused on Call Detail Records (CDRs)—data generated by telecommunication providers capturing users' call and message activities, such as duration, frequency, and timing—this study investigates the predictive power of a broader spectrum of mobile usage data, including non-CDR attributes like social media engagement and web browsing habits, in assessing credit risk. Using a broad range of machine learning algorithms on actual mobile usage data from over 1,500 demographically diverse individuals over a two-week period, we find that while these mobile usage attributes alone cannot fully replace FICO scores in regression models (R²=0.30), they significantly enhance the accuracy of classification models, especially when combined with CDR data (Accuracy=0.89). These findings have important implications for credit markets in emerging economies, pathways for financial institutions and FinTech companies to engage with unbanked populations and support the growth of alternative credit assessment tools. Authors: Razavi, Rouzbeh, and Nasr G. Elbahnasawy.

Are traditional banking systems failing those who most need them? In this thought-provoking episode, David Agar and Penny Roberts share their mission to revolutionize financial accessibility through their innovative app, Bankability. Reflecting on their personal journey as parents of a child with disabilities, they delve into the crucial need for hyper-personalization in banking solutions. With over 15 million adults in the UK facing accessibility barriers, the couple's insights highlight how financial institutions often neglect unique user needs in favor of generic solutions.As modern banking becomes increasingly digital, it's essential to address the disconnect that leaves many feeling excluded. David explains how their proposed system employs AI and user-centered design to adapt to each individual's preferences, creating a supportive environment that respects user autonomy. They convey the urgency behind rethinking current practices, challenging listeners to join a broader conversation about inclusion in finance.This episode is a call to action for investment and collaboration as they look to engage with stakeholders who share their vision. Explore how technology can empower individuals in managing their finances securely, especially for those who may not have traditional support systems. Tune in and find out how together, we can pave the way for a more accessible and inclusive banking landscape for all. Don't miss out on joining their waiting list, and be part of this transformative journey!Support the showFollow axschat on social media.Bluesky:Antonio https://bsky.app/profile/akwyz.com Debra https://bsky.app/profile/debraruh.bsky.social Neil https://bsky.app/profile/neilmilliken.bsky.social axschat https://bsky.app/profile/axschat.bsky.social LinkedInhttps://www.linkedin.com/in/antoniovieirasantos/ https://www.linkedin.com/company/axschat/Vimeohttps://vimeo.com/akwyzhttps://twitter.com/axschathttps://twitter.com/AkwyZhttps://twitter.com/neilmillikenhttps://twitter.com/debraruh

Jo Ann briefly discusses the changes underway at the U.S. financial regulatory agencies, including thoughts on the new Department of Government Efficiency (DOGE) and potential impacts on the Consumer Financial Protection Bureau (CFPB).

In celebration of Black History Month, we explore the AACUC Future Fund, a groundbreaking initiative transforming financial inclusion in the credit union movement. Since 1999, the African American Credit Union Coalition has been a pioneering force in fostering diversity and creating lasting positive impacts across communities. Through its four key pillars—internships and leadership development, small credit union sustainability, international cooperation with African financial cooperatives, and community wealth building—the Future Fund ensures sustainable funding for programs that expand access to financial services and create opportunities for future leaders.This episode features:AACUC's historical role in advancing diversity in credit unionsThe strategic vision behind the Future Fund's launchHow the four pillars drive meaningful change in communitiesInnovative approaches to developing diverse industry leadersStrategies for strengthening small credit unionsInternational partnerships empowering African cooperativesInitiatives for building generational wealthUnderstanding charitable donation accounts as investment vehiclesWays credit unions can participate and drive changeInsights from industry leaders on creating lasting impactJoin us for an inspiring discussion about building pathways to financial inclusion and honoring the legacy of cooperative finance in the Black community.

How is AI revolutionizing financial crime detection? In this informative episode, host Nicole Jansen engages in a deep conversation with Peter Reynolds, the visionary CEO of ThetaRay. As an industry leader in AI-powered anti-money laundering, Peter and his team are on a mission to reshape financial crime detection. Dive into this episode to understand how AI is transforming the banking sector by accurately detecting illicit activities while ensuring financial inclusion in developing nations. Peter provides a captivating exploration of Theta Ray's cutting-edge solutions as he demystifies the complexities of AI technology for listeners who may not be tech-savvy. Discover how AI is utilized to streamline processes, reduce false positives in Anti-Money Laundering (AML) compliance, and enhance the way institutions handle financial transactions on a global scale. This episode will equip business leaders and entrepreneurs with the knowledge they need to embrace technology ethically and effectively. Learn about real-world implications from TD Bank's case and the inefficiencies of legacy systems and gain insights from Peter's journey at the helm of an innovative tech company. Key Takeaways Theta Ray's mission in AI-powered anti-money laundering. How legacy systems are failing in detecting financial crimes. The benefits and future potential of AI in money laundering detection. Impacts and lessons learned from TD Bank's recent financial sector fines. Simple explanations of how AI differentiates between normal and abnormal transactions. How small-to-medium businesses can benefit from AI technologies. Peter's transition from law to fintech and leadership strategies. Regulatory considerations and AI's integration in various markets. The evolution of AI blending cognitive understanding with machine learning. Country-specific challenges in implementing AI-driven solutions. Podcast Highlights 0:00 - AI Revolution in Financial Crime Detection 6:17 - AI Enhances Financial Crime Detection 9:55 - Legacy Systems in Banking 12:36 - Bank Inaction Despite Resources 15:06 - Streamlining Remittances with AI Technology 20:38 - Navigating Regulatory Compliance in AI 23:08 - AI Reduces AML False Positives 24:30 - Human-AI Collaboration for Decision-Making 30:53 - African Business Expansion & Compliance 33:40 - Understanding Fraud Prevention Insights 36:00 - Expand Your Perspective Favorite Quotes Mission and Vision: "Our mission is to reshape the future of financial crime detection and AML." - Peter Reynolds Legacy System Issues: "Banks have to assume something's bad all the time because they don't know it's good." - Peter Reynolds AI's Potential: "AI is really good now at being able, in a very cost-effective way with great cloud computing software, to actually identify things like financial crimes." - Peter Reynolds Episode Show Notes: https://leadersoftransformation.com/podcast/business/528-reshaping-financial-crime-detection-with-ai-with-peter-reynolds/   Check out our complete library of episodes and other leadership resources here: https://leadersoftransformation.com ________

Join host Anupam Gupta on this special New Year's episode of Paisa Vaisa as he converses with Saurabh Mukherjea, founder and CIO of Marcellus, and economist Nandita Rajhansa. Delve into the transformative themes shaping India's economy, insights from their latest bestseller 'Behold the Leviathan,' and the evolving landscape of wealth and inequality. A must-listen for investors and enthusiasts aiming to navigate India's financial future.Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 ) Instagram: ( https://www.instagram.com/b_50/ ) LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/ You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. Do follow IVM Podcasts on social media. We are @ivmpodcasts on Facebook, Twitter, & InstagramSee omnystudio.com/listener for privacy information.

Episode Topic This episode features Harish Natarajan, Practice Manager of Financial Inclusion and Infrastructure at the World Bank, exploring the transformative potential of digital financial services in addressing financial exclusion. Harish highlights the critical role of fast payment systems in modernizing financial infrastructure, fostering interoperability, and reducing barriers to financial access. The discussion also delves into how developing nations are leveraging fintech innovation and regulatory modernization to create inclusive financial systems that empower underserved populations. Lessons You'll Learn Digital payments hold the power to improve accessibility and reduce costs for unserved and underserved communities, breaking down significant barriers to financial inclusion. Harish sheds light on how fast payment systems provide the backbone for modern financial infrastructure, enabling innovations that promote efficiency and competition. He also explores the role of fintech in bridging gender inclusion gaps, tailoring financial services to diverse needs, and harnessing emerging technologies like AI and blockchain to balance innovation with risk management. About Our Guest Harish Natarajan is a distinguished leader in the global financial inclusion space and currently serves as the Practice Manager at the World Bank. With years of experience in developing cross-border payment frameworks, Harish has been instrumental in promoting equitable access to finance in emerging markets. His work focuses on advancing digital financial services, fostering gender inclusion, and implementing sustainable financial infrastructure that aligns with global economic development goals. Topics Covered Harish discusses the evolution and importance of fast payment systems, emphasizing their role in enabling interoperability and enhancing competition within financial markets. He also examines the challenges of financial exclusion and the strategies needed to address them through targeted fintech innovations. The conversation extends to the modernization of regulatory frameworks, the use of digital tools to close gender gaps in finance, and the transformative impact of AI and blockchain on the future of the financial sector.  

This episode dives into the transformative trends shaping the banking industry in 2025, inspired by insights from 2025 Banking Trends. Learn how banks are embracing AI, sustainability, decentralized finance, and digital-first strategies to meet rising customer demands and competitive pressures. Explore the opportunities and challenges ahead for financial institutions navigating an increasingly digital and customer-centric landscape.What You'll Learn in This Episode:AI-Driven Personalization:How banks are leveraging AI to deliver hyper-personalized customer experiences.Examples of AI predicting customer needs and streamlining financial management.Decentralized Finance (DeFi) and Blockchain:The growing role of DeFi in democratizing access to financial services.How blockchain technology is enabling secure, transparent, and efficient transactions.Sustainability in Banking:Initiatives to align with ESG (Environmental, Social, and Governance) standards.The impact of sustainable investments and green financing on customer loyalty.Cybersecurity and Trust:Strengthening defenses against rising cyber threats in an increasingly digital banking environment.Balancing convenience with data protection and customer trust.Digital-First Strategies:The shift from physical branches to fully digital banking experiences.How mobile-first platforms are transforming customer interactions and expectations.Financial Inclusion and Equity:Efforts to bridge the financial gap for underbanked and unbanked populations.Innovative partnerships to make financial services more accessible and affordable.Future-Ready Workforce:Upskilling bank employees for AI, blockchain, and data-driven operations.The importance of fostering innovation within traditional financial institutions.Resources Mentioned: 2025 Banking Trends – Full article with comprehensive insights.What does the future of banking look like to you? Share your thoughts and join the conversation in our LinkedIn Group. Subscribe to our podcast for more insights, and visit The Future of Commerce for additional articles and resources about banking trends and innovations.

This week, host Brett King sits down with Colin Walsh, Founder and CEO of Varo Bank, to explore the journey of building the first all-digital, FDIC-insured de novo bank in U.S. history. Designed to improve financial health and serve a diverse range of customers—from those with financial abundance to those facing economic hardship—Varo Bank is on a mission to create a banking experience that truly works for everyone. With the unique distinction of being the first consumer fintech to be granted a bank charter in US history, Varo is redefining banking with innovative products tailored to modern consumers' needs. From managing fraud and credit risk to building trust and leveraging a cutting-edge tech stack, they delve into the strategies that power Varo's ability to stay agile and customer-focused. Whether it's delivering accessible savings and lending solutions or tackling the challenges of financial inclusion, Varo Bank's story is one of innovation and impact. Tune in for a wide-ranging discussion on how Varo is using digital banking to create financial inclusion by addressing the real financial challenges that Americans face every day. https://www.youtube.com/watch?v=1lIqYB3d4IY

In This Episode Good leaders drive day-to-day results. Great leaders share visionary ideas and then inspire organizations and stakeholders to find a way to get there. In today's second segment, Jennifer Tescher, host of sister podcast Emerge Everywhere, introduces this year's Financial Health Visionary Award honoree, Brian Moynihan, Chair and CEO of Bank of America. The Visionary award recognizes those who have shown unparalleled leadership in building a more inclusive financial system and empowering the next generation of leaders to innovate solutions that improve financial health for all. Listen to hear about Brian's commitment to financial health and the upcoming headwinds and tailwinds impacting customers' financial health. But first, bestselling author Michael J Casey, the chairman of DAIS (Decentralized AI Society), senior advisor on MIT Media Lab's Digital Currency initiative, and previous Chair of Consensus at CoinDesk, joins Brett to talk about the reality of decentralized and open source AI. The intersection of DeFi and DeAI appears to be a logical path if not for the hundreds of billions being invested in big tech efforts to create AGI. Is it possible to really make AI less centralized and still deliver the promise of a highly automated world? You'll need to tune in to find out! https://www.youtube.com/watch?v=-QSByxCEUbA

AI, Financial Inclusion, and Banking: A Pre-Holiday Special | One Vision - FinTech Fuse!Join hosts Theodora Lau and Barb MacLean for an inspiring pre-holiday episode exploring the intersection of technology, financial services, and social impact. This episode unpacks the evolving landscape of banking innovation and artificial intelligence, with a special focus on community-centered solutions.Episode Highlights:Canadian Banking Evolution: Dive into the current state of neobanks and funding in Canada, exploring how innovative solutions are meeting communities where they are.AI in Financial Protection: Learn how Commonwealth Bank of Australia is leveraging machine learning technology to detect and prevent financial abuse in digital transactions, showcasing the practical applications of AI in safeguarding vulnerable customers.Business Transformation through AI: Explore the increasing integration of artificial intelligence in business processes, with special attention to the unique requirements of financial services where accuracy and precision are paramount.Inclusive Innovation: Discover why the future of AI must embrace all languages and cultures, and why there's no "easy button" for successful AI implementation – it requires dedicated effort and thoughtful execution.This episode celebrates the hardworking individuals making a positive impact in banking, highlighting how technological innovation can serve the greater good when implemented with purpose and intention. Hosted on Acast. See acast.com/privacy for more information.

TAKEAWAYSWarnings against the digital identification collection of Real IDBuild and maintain a successful relationship with a great bank that's loyal to its customersDigital money is programmable - globalists can program it to do whatever they want and decide to block us from using our financesCentral bankers began taking control of fiscal policy in the mid-1990s

Journey through Asia's revolutionary payments landscape in this new episode of One Vision — FinTech Fuse! where Theodora Lau sits down with Monica Jasuja, a prominent Asian fintech and payments strategist, to unpack the region's digital transformation. Explore how India's UPI (Unified Payments Interface) is reshaping the future of digital payments in India, driving unprecedented growth in mobile money movement across the continent. We dive deep into:The rapid adoption of UPI technology in India and its global expansionFinancial inclusion strategies in Southeast Asian emerging marketsHow local culture shapes payment innovation and adoption ratesWatch for developments in digital identity and cybersecurity in 2025, and how AI in financial services will evolve beyond chatbots. Tune in to understand how AI, payments, and digital inclusion are converging to create the next wave of fintech and regtech advancement across the world. Whether you're a fintech professional, payment industry expert, or digital transformation enthusiast, this episode offers valuable insights into Asia's fintech revolution and its global implications. Hosted on Acast. See acast.com/privacy for more information.

Plus Bitcoin gets closer and closer to all time highs. Unlocking Bitcoin DeFi with ExSat The exSat Network aims to unlock and scale the Bitcoin ecosystem without compromising Bitcoins Ideology. The network has partnered with the largest mining pools in the world, major custodians and exchanges, BitTrade, Cubolt, Matrixport, Everstake, OKX and aims to have over $200M TVL at mainnet launch on the 23rd of October. Follow exSat's Twitter to stay up to date @exsatnetwork or visit the testnet exsat.network Enjoying this content? SUBSCRIBE to the Podcast: https://pod.link/1438693620 Watch on YouTube: https://www.youtube.com/nathanielwhittemorecrypto Subscribe to the newsletter: https://breakdown.beehiiv.com/ Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW