Podcasts about uk financial services

In this episode, host Tessa Norman is joined by Miles Celic, Chief Executive Officer of TheCityUK, and Darren Ketteringham, PwC UK's Financial Services Industry Leader, to discuss a future vision for the UK financial and related professional services industry.Our guests reflect on the themes of the Vision 2025 report, which was published jointly by TheCityUK and PwC in 2017, and which set out a roadmap for a highly digitised, innovative and customer-centric industry by 2025. Now, a month into 2025, and with the Government on the cusp of setting out its future strategy for the industry, we discuss progress made since the report's publication, and the actions needed to ensure the industry is able to capitalise on the transformative changes expected over the next 5-10 years.  Our guests explore the driving forces of technological transformation and the transition to net zero, and look at progress across themes such as customer centricity, regional development, and talent and skills. We also discuss the collective role of Government, industry and the regulators in enabling the sector to thrive, and to maximise its potential to drive sustainable inclusive economic growth.  You can access the Vision 2025 report referenced in the podcast here.

Hogan Lovells Counsel Andrew Eaton and Senior Associate Dervla Simm discuss the interplay between UK financial services regulatory reform and the Government's wider ongoing initiatives to diverge from EU law post-Brexit. The two explore the Financial Services and Markets Act 2023 and the Retained EU Law (Revocation and Reform) Act 2023, looking at how these two pivotal pieces of legislation interact with each other in financial services and what this means for businesses in the year ahead.

In this podcast Jonathan Herbst, Matthew Gregory and Simon Lovegrove discuss the pros and cons of the Memorandum of Understanding establishing a framework for financial services regulatory cooperation between the EU and the UK.

Stuart Haire, CENG, MENG Stuart has enjoyed a career in senior roles within the UK Financial Services sector. Post the Financial Crisis, Stuart has attempted to rebuild the reputation of financial services through renewal of its social purpose and a greater focus on customer and societal outcomes. A strong and ethical Financial Services sector is crucial to Britain as she faces a period of changing economics and climate change. However the sector is tainted with historic scandals and, as a result, is heavily governed/regulated; often curbing the very advancements the are crucial to ongoing success. It is within this complexity that Stuart sees real meaning in his work and that of others. This week's guest is Stuart Haire, CEO of Skipton Group. Stuart has Chaired the Personal Services Board of UK Finance, the Finance Industry's convening organisation and operated at Board level of three scale financial service organisations. Currently he is preparing to be CEO of Skipton Building Society. This is a very modern mutual organisation, with an impressive group of companies alongside the core Building Society including Connells and Contrywide. Prior to this, Stuart led HSBC's personal business within the UK, covering brands such as HSBC UK, M&S Bank, first direct and John Lewis Financial Services. In a prior life, Stuart worked for a MoD consultancy firm and started his working life at the European Space Agency (ESA). Stuart holds a Masters degree in Physics and Electronics. Stuart divides his time between Birmingham, Yorkshire and his family home in Edinburgh where he helps run the local football team. He is a keen golfer and enjoys watching his two boys playing in their various sports interests. Travelling is a family obsession and, alongside his wife Fiona, Stuart is lucky enough to have visited many of the most beautiful locations across the world. Stuart Haire's top leadership tip is to remember that leaders have three core tasks only. These are to create a shared context and strategy (which has meaning), to build capability (to deliver the context/strategy) and to create the motivation to drive after this goal no matter the challenges. In short: Context, Capability and Motivation. Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of our Regulation Tomorrow Plus series covering the Financial Services and Markets Bill, Simon Lovegrove and Emily Stone take a closer look at the provisions on EU retained law.

In our latest episode of RT Plus, Hannah Meakin and Matthew Gregory take a closer look at the provisions on financial promotion in the UK Government's Financial Services and Markets Bill.

In our latest episode of RT Plus, Jonathan Herbst and Hannah Meakin provide a high-level overview of the UK Government's Financial Services and Markets Bill which was introduced on the 20 July 2022.

In our latest episode of RT Plus, we explore the UK Government's recently announced Financial Services and Markets Bill which was introduced on the 20 July 2022. Jonathan Herbst, Hannah Meakin and Albert Weatherill focus specifically on the provisions relating to critical third parties and the practical implications for firms.

Christopher Johnson sat down with the author of Black and British: A Forgotten History and renowned broadcaster, David Olusoga OBE. Recorded at the Citywire Wealth Manager Conference & Awards, Olusoga discusses the legacies of the British Empire on the UK's financial services industry, the importance of understanding these histories for Britain's national identity and how the politicisation of race issues has not dampened the younger generation's interest in exploring these topics.

In this podcast, Tom Clark and Sharon Grennan consider the themes in UK financial services enforcement in 2021, describe the key decisions and comment on potential future enforcement.

For our new ‘Ask CER' podcast, we asked listeners to write in with whatever they wanted to know about the EU, Britain and the world, so that our experts could do their best to answer. In the first episode of the series, CER media co-ordinator Rosie Giorgi is joined by our director, Charles Grant, senior research fellow Camino Mortera-Martinez and research fellow Zach Meyers. Charles, Camino and Zach answer your questions on European integration and defence, the EU's challenge in upholding the rule of law and what Brexit means for UK financial services and payments regulations. Music by Edward Hipkins Produced by Rosie Giorgi

Gavin McLoughlin is joined by Linda Gibson, Head of Regulatory Change BNY Mellon | Pershing. Taking Stock with on Apple Podcasts, Google Podcasts and Spotify.      Download, listen and subscribe on the Newstalk App.     You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

In this podcast, Tom Clark and Sharon Grennan consider recent UK enforcement and look ahead to the potential focus for the rest of 2021. A related article is also available.

Emma Reynolds, managing director for public affairs, policy and research at TheCityUK, an advocacy group for the UK financial services industry, talks to The Banker's Joy Macknight about what the Brexit deal means for financial and related professional services, and why services, rather than goods, be prioritised in future trade negotiations. See acast.com/privacy for privacy and opt-out information.

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Anna Irrera - Fintech Correspondent, Reuters Iana Vidal - Head of Policy and Government Affairs at Innovate Finance We cover the following stories from the fintech and financial services space: Brexit: UK to start talks on quick EU financial services agreement (03:28) China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18) Goldman Sachs to offer digital wealth management to Main Street investors (22:38) N26 scoops Brazilian banking licence to take on Nubank (30:26) Robinhood user says $300,000 restored from hack, then taken back! (37:48) Google workers form tech giant’s first labour union (48:45) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Anna Irrera and Iana Vidal.

Chancellor says things will be done differently, after City loses automatic access to EU. Labour says more needs to be done to keep jobs in UK. EU starts coronavirus vaccination.

Leaving the EU poses problems and opportunities for banks under the UK's new regulation framework, Peter Bevan, head financial regulation at law firm Linklaters, tells David Robinson, online editor at The Banker. See acast.com/privacy for privacy and opt-out information.

Mick McAteer is an informed and friendly critic of UK financial services and how it handles its customers and the financially excluded. In this webinar he will share his views on the many circumstances from at least 2007, including things such as payment protection insurance (PPI), RBS Global Restructuring Group, Brexit, and now Covid-19, and their effect on the state of UK financial services. He will look at the nature of government support and the changing relationship between government and financial services. Mick will draw upon his career defending consumers to explore recovery and renewal, with a special emphasis on using covid-19 initiatives for reform. Speaker: Mick McAteer is a campaigner for economic and social justice with long experience of representing consumers at UK and EU level with a focus on financial markets and public policy. He is founder and co-director of The Financial Inclusion Centre, a UK not-for-profit policy and research group (www.inclusioncentre.org.uk). The Centre's mission is to promote financial markets that work for society. He is also Chair of the anti-poverty charity Z2K, Chair of Registry Trust, and Deputy Chair of the General Consumer Council of Northern Ireland. Previously, he was on the boards of: the Financial Conduct Authority (FCA) and its predecessor the Financial Services Authority (FSA); the Financial Reporting Council's (FRC) Professional Oversight Board; The Pensions Advisory Service (TPAS); and ShareAction (the movement for Responsible Investment). At Which? (the largest consumer group in Europe, formerly known as Consumers' Association), he led the work on exposing major scandals such as pensions, mortgage endowment, and PPI mis-selling, and work on reform of pensions, insurance and banking industries. Prior to this, he worked for five years for two major fund management firms in London. Interested in watching our webinars live, or taking part in the production of our research? Join our community at: https://bit.ly/3sXPpb5

Hannah Jones and Katie Taylor take stock on what can be learned from COVID-19 and implementing business continuity plans in a real life scenario. We discuss the lessons learned and practical next steps for financial services in the UK.

ditto founder Mike Wilson presents a special episode of Bytes & Pieces, featuring Enterprise Ireland's City Insights Program. This episode is a special feature on Enterprise Ireland’s City Insights Program – a mentor and business development program tailored for Irish companies and the UK market. We hear from Enterprise Ireland on how their program works and firms that mentors can get involved with in City Insights 2020. The chat also features two firms from the 2019 cohort with closing comments from the mentor panel. Jack Finucane Clarke and Padraic Geraghty Senior Market Advisors at Enterprise Ireland UK introduce the program. Paul Line, Commercial Director at CWSI and Cormac O’Neill CEO & Founder at Webio discuss their experiences with City Insights and what makes the program so valuable. Jennifer Geary, COO of FinTech start up Asto, part of the Santander group, shares her perspective as a mentor. The UK City Insights Programme is a 12-week structured support for Irish FinTech, and Digital Technologies companies looking to gain a clear understanding of how to develop their business in the UK Financial Services and Technology industry. The Programme will provide each client company with a UK market expert who will act as their mentor and advisor them on UK market growth strategies.If you want to get involved with the program why not reach out to Padraic Geraghty or Jack Finucane Clarke on LinkedIn or visit the website for more details https://enterprise-ireland.com/en/ Enjoy the show!

Omar Ali, Managing Partner, UK Financial Services at EY, on what it will take for the financial services technology sector to compete and win, from the right entrepreneurial mindset to the best talent.---The information contained in this podcast is intended for discussion purposes only. It is not a recommendation, offer, or a solicitation for the purchase or sale of a security or any services of Motive Partners. All investing involves risk and there is no guarantee that past performance will be indicative of future results.The views and opinions expressed in the podcast are as of the date of recording, reflect the views and opinions of the persons expressing them, and do not necessarily represent the views or opinions of Motive Partners. Motive Partners makes no representations or warranties as to the accuracy, reliability or completeness of any information provided and undertakes no obligation to update, amend, or clarify the information in the podcast, whether as a result of new information, future events, or otherwise. Any securities, transactions, or holdings discussed may not represent investments made by Motive Partners. It should not be assumed that securities, transactions, or holdings discussed (if any) were or will be profitable, or that the recommendations or decisions made in the future will be similar or will equal the performance of the securities, transactions, or holdings discussed herein.This podcast may contain forward-looking statements that are based on beliefs, assumptions, current expectations, estimates, and projections about the financial industry, the economy, Motive Partners or Motive Partners' investments. Nothing in the podcast should be construed or relied upon as investment, legal, accounting, tax or other professional advice or in connection with any offer or sale of securities.

25 June 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

18 June 2018 - Weekly wrap with Ole Morten, Head of Investment Advice at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

11 June 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

4 Juin 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

28 May 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

The fourth in a five episode series of podcasts recorded live at Camp Digital 2018 in Manchester's Royal Exchange Theatre.  In this episode we are joined for a chat by the fireside by Ben Leonard from META, discussing his views on financial services, digital ethics and privacy by design.  Ben founded META (methinkact.co.uk) in 2017 to help people help themselves. META’s mission is to accelerate how data is used to empower people. Prior to META, Ben spent 18 years in Investment Banking at HSBC leading a number of businesses. Most recently, he was Co-Head of the UK Financial Services team where he advised clients on Strategy, Operational & Regulatory change and Capital Raising. Ben also spent time working with the UK Retail Business and the Pension Fund at HSBC, engaging with Treasury & the FCA on the Financial Advice Market Review and playing a core role in HSBC's involvement in the Pension Dashboard project.   Interviewed by Ben White - Head of Delivery at pro-social digital agency, Reason Digital. He’s worked in charity, government and theme restaurants, but always ends up messing about with computers. @benwhiteba     Get in touch: Twitter: @techforgoodlive Instagram: techforgoodlive Email: hello@techforgood.live

14 May 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

7 May 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

24 April 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

16 April 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

Blockchain in the London Market For this 3rd episode I had the pleasure of chatting to Steve Webb, Partner at PWC and UK Financial Services lead for blockchain. Steve has been leading PWC's financial service practice around blockchain for over two and a half years now. In this episode we explore some of the work Steve has done with the London Market Target Operating Model (TOM) and some of the other blockchain work PWC has done in the insurance space.   2 minute definition of blockchain Essentially at its heart blockchain is a mechanism for distributing data amongst multiple parties and where all parties have their own copy of the data and can see the same information. Updates to the data are managed through cryptographic computer driven consensus between computers on the network rather than through any individual parties acting as a central authority for managing and updating the data. In addition, it has elements of audit history, so you can see all of the updates that have happened on the chain. It works through peer-to-peer networking.   The blockchain journey Having done had a career in financial services, an industry mired in inefficiency for information transfer, it is easy to see that any service applications whether in banking or in insurance has to contend with silos of information. They send each other messages either electronically or through some other imperfect form to achieve an update and reconcile each other at enormous costs due to their inefficiencies. (eg. paper base for the insurance industry). For Steve, blockchain provides an extremely elegant solution to a problem which he has had to contend throughout most of his career. PWC did a piece of work in 2017 that estimated the savings from administrative costs reduction for the global reinsurance industry alone to be to the tune of 5 billion US dollars per annum!   The London Market Target Operating Model (LM TOM) blockchain proof of concept (POC) Steve worked with the LM TOM innovation team at the end of 2016 / early 2017 to help them understand what the possibilities were of blockchain. They ran a of proof of concept that looked at removing the inefficiencies in the claims managements. Along with a number of insurers, risk takers, brokers and third-party administrators they reviewed the existing claims management process and mapped out what an ideal process would look like. A set of requirements were identified over a period of a week to set up the POC and then over a period of six weeks and three sprints they built out the POC on an Ethereum private blockchain. The POC demonstrated a third-party administrator raising a claim, the claim grievance party looking at the claim, assessing it and agreeing it. The broker was given access to the blockchain to view the process so they could report back to the insured and a regulatory node was also added to the blockchain to be able to view the entire claims process. Smart contracts were included within the POC to enable business rules that stipulated that under certain conditions: (a) a claim will automatically be approved when these conditions are met and (b) a claim can automatically be approved even if the claim agreement party is not actually active at that moment on the chain. That second element demonstrated the chains resilience that if for whatever reason a party is offline, those smart contract rules are still in operation as the business rules of that smart contract would have been previously agreed. As the POC increasingly took shape the participants to the POC could see the benefits of automation and inefficiency reduction. Additional ideas were generated such as adding documents to support the claim (Eg. a damage report) on the chain. It was demonstrated that you could add a damage report to the chain, not by actually writing it into the blockchain itself but by writing a hash of that document into the chain that was tamper proof.

26 March 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

19 March 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

12 March 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

5 March 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

26 February 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

20 February 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

12 February 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

05 February 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

29 January 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

22 January 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

15 January 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

8 January 2018 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

18 Decembre 2017 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

11 December 2017 - Weekly wrap with Ole Morten nafstad, Head of Investment Advice at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

4 December 2017 - Weekly wrap with Nicholas Flaherty, Investment Strategist at Nordea Bank S.A. Disclaimer This audio recording has been prepared and is approved for purposes of section 21 of the UK Financial Services and Markets Act 2000 by Nordea Bank S.A. (with registered address at 562, rue de Neudorf, L-2220 Luxembourg), which is a company registered with the Luxembourg register of commerce and companies under the number R.C.S. B14.157, and subject to the supervision of the Luxembourg Commission de Surveillance du Secteur financier (www.cssf.lu) and to the limited regulation of the UK Financial Conduct Authority (www.fca.org.uk). The information contained in this audio recording is for general information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person. Advice should always be sought from a financial or tax adviser regarding the suitability or tax merits of an investment or product, and should take into account the specific investment objectives, financial situation or particular needs of any person in receipt of this publication, before acting on any information contained therein. The services and investment products referred to in this audio recording may not be eligible for sale in some jurisdictions, and their availability may depend, among other things, on the investment risk profile of persons in receipt of this audio recording or on any legislation to which they are subject. Nothing in this audio recording should be construed as an offer, or the solicitation of an offer, to purchase, subscribe to or sell any investment or product, or to engage in any other transaction or provide any kind of financial or banking service in any jurisdiction where Nordea Bank S.A. or any of its affiliates do not have the necessary license. This publication may be distributed by Nordea Bank S.A. and Nordea Bank S.A., Luxemburg, Zweigniederlassung Zürich, (Reg.no. CH – 0520.9.001.063-7 Zürich), which is subject to the supervision of the Swiss Financial Market Supervisory Authority (www.finma.ch) and Nordea Bank S.A., Singapore Branch, which subject to the supervision of the Monetary Authority of Singapore (www.mas.gov.sg).

Eleanor Goold from Compliance Manager to Copywriter and Communicator - MPAF89 In this episode I talk to Eleanor Goold, an ex-financial services compliance manager who's reinvented herself as a copywriter. A fascinating story giving a unique insight into the way we market financial products such as pensions, investments and protection. Hear Eleanor talk about simplicity in communications and how important it is to focus on benefits and not features. That's all right here in episode 89 of the Marketing Protection and Finance Podcast. Who Eleanor Goold? Eleanor is founder of Kreatív Fordítás Ltd; a forward thinking writing, copywriting and content creation service set up to provide clear, concise and compelling copy. Her in-depth technical pensions and compliance background has provided her with a unique skill set which she successfully utilises in her role as Creative Director. As well as having over 20 years experience in the UK Financial Services industry and being professional qualified in both pensions and compliance, she is also an author as well as a professionally trained and qualified animal therapist. Links and Show Notes. For links to the books and apps mentioned by Eleanor, please visit http://rogeredwards.co.uk/MPAF for the show notes. What is the Marketing Finance and Protection (MPAF) Podcast? It’s the Podcast for Financial Services Professionals looking to share business ideas and inspiration in the world of Marketing, Protection and Finance. The MPAF Podcast is a 30 minute audio show you download from http://rogeredwards.co.uk/MPAF, iTunes or Stitcher Radio. Each week I’ll be interviewing financial services providers, advisers, experts and journalists. Interviews to listen to in the car, on the train or on the treadmill. The main focus of the podcast is on what we can do to make protection and finance more accessible to the consumer and how financial services professionals can develop and promote their businesses. We’ll look at financial services products, interesting business models and campaigns with an emphasis on the following: Marketing – talking about how financial services professionals can develop and promote their businesses using traditional marketing tools but focussing on modern content marketing and social media techniques. Protection – talking about life insurance, critical illness, income protection and other protection products Finance – talking about pensions, platforms, savings and investments My aim is to make sure that you will get one or two big business ideas that you can apply to our own business.  Whether it is a sales idea, advice idea, product tweak or simply an app that is worth looking at. I’m your host, Roger Edwards. A marketing guy from Edinburgh I help people like you with your marketing strategy, content and social media. Until I set up my own business I was in and out of senior marketing roles in UK Financial Services Companies for two decades. Some of you might remember me as the Marketing Director and Managing Director of Bright Grey and Scottish Provident. Please subscribe to the Podcast on iTunes and I’d be grateful if you would leave a review. http://rogeredwards.co.uk/itunes Fancy Appearing on the Show? Would you be interested in appearing on the MPAF Podcast? Are you working on a new proposition, campaign or a business model you want to talk about? Do you fancy drawing out some inspirational business and marketing ideas that MPAF listeners can take away to use in their own businesses? Do please contact me if you want to get involved. http://rogeredwards.co.uk

Lord Turner, is a doyen of the UK economic establishment who has concluded that western economies remain dangerously reliant on debt. It might be reassuring if we could put the blame for the financial crash of 2008 on greedy bankers but what if the crisis was much deeper and more structural? Stephen Sackur asks Lord Turner if his solution; printing money to stimulate growth without adding to the debt pile, is credible?(Photo: Lord Turner in the Hardtalk studio)

Normal 0 false false false EN-GB X-NONE X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin-top:0cm; mso-para-margin-right:0cm; mso-para-margin-bottom:8.0pt; mso-para-margin-left:0cm; line-height:107%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri",sans-serif; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-fareast-language:EN-US;} MPAF58 - Iain Anderson on the Politics of the UK Financial Services Industry In this Episode I talk to Iain Anderson, a well-known commentator on politics and financial services. You might have heard his predictions about the Scottish Independence Referendum and the UK General Election. Now listen to his thoughts on the future of the UK Financial Services Industry under the new Conservative Government. Hear this opinion on how we should best engage with policymakers as they embark upon yet another review of financial advice. That's all right here in Episode 58 of the Marketing Protection and Finance Podcast. Who is Iain Anderson? A Co-Founder, Director and Chief Corporate Counsel of Cicero Group, Iain started his career as a journalist developing a strong interest in politics and financial services. He's a much sought after speaker, well known for his election predictions and views on how best to engage with Government on financial services policy issues. He regularly contributes to national and international print and broadcast media including Sky News and BBC. He is also contributing Political Editor of Square Mile and writes regular blogs for the Huffington Post and Conservative Home. He loves spending time in Nice, France and is an opera nut. Links and Show Notes. For links to the books and apps mentioned by Iain, please visit (http://rogeredwards.co.uk/MPAF) for the show notes. What is the Marketing Finance and Protection (MPAF) Podcast? It’s the Podcast for Financial Services Professionals looking to share business ideas and inspiration in the world of Marketing, Protection and Finance. The MPAF Podcast is a 30 minute audio show you download from (http://rogeredwards.co.uk/MPAF) , iTunes or Stitcher Radio. Each week I’ll be interviewing financial services providers, advisers, experts and journalists. Interviews to listen to in the car, on the train or on the treadmill. The main focus of the podcast is on what we can do to make protection and finance more accessible to the consumer and how financial services professionals can develop and promote their businesses. We’ll look at financial services products, interesting business models and campaigns with an emphasis on the following: Marketing – talking about how financial services professionals can develop and promote their businesses using traditional marketing tools but focussing on modern content marketing and social media techniques. Protection – talking about life insurance, critical illness, income protection and other protection products Finance – talking about pensions, platforms, savings and investments My aim is to make sure that you will get one or two big business ideas that you can apply to your own business.  Whether it is a sales idea, advice idea, product tweak or simply an app that is worth looking at. I’m your host, Roger Edwards. A marketer for 25 years now in business to help you with your business strategy, marketing and social media. I’m the ex-MD of Bright Grey and Scottish Provident and before that held many executive marketing roles. Please subscribe to the Podcast on iTunes and I’d be...

Senior CBI Economist, Ben Jones, talks us through the latest mixed picture figures in the CBI/PwC Financial Services Survey, for the three Months to March 2015. Find out more about the survey here - http://news.cbi.org.uk/news/financial-services-survey/

Normal 0 false false false EN-GB X-NONE X-NONE This is the Podcast for providers and advisers looking to share business ideas and inspiration in the world of protection and finance. In Episode 1 my guest is Lucian Camp. Lucian is one of the most well know marketers in UK Financial Services having worked, at some time, with almost every major brand. Having created several agencies over the years Lucian now runs Lucian Camp Consulting and works with financial services providers and agencies on marketing campaigns. He’s a popular speaker at industry events and has very strong views on advertising in financial services. Listen as Lucian argues that we should be advertising and communicating more. He feels that financial services providers have lost touch with the consumer. Hear his suggestions for how we can re-engage. For links to the books and apps mentioned by Lucian please visit http://rogeredwards.co.uk/mpaf (http://rogeredwards.co.uk/mpaf) for the show notes. What is the Marketing Finance and Protection (MPAF) Podcast? The MPAF Podcast is a 30 minute audio show you download from http://rogeredwards.co.uk/mpaf (http://rogeredwards.co.uk/mpaf), iTunes or Stitcher Radio. Each week I’ll be interviewing financial services providers, advisers, experts and journalists. Interviews to listen to in the car, on the train or on the treadmill. I’ll be asking what we can do to make protection and finance more accessible to the consumer. We’ll talk about: ·         Marketing, communications and propositions. ·         Financial and protection products ·         Interesting business models and campaigns as well discussing how advisers can promote their own businesses using modern content and social media methods. My aim is to make sure that you will get one or two big business ideas that you can apply to you own business, whether it is a sales idea, advice idea, product tweak or simply an app that is worth looking at. I’m your host, Roger Edwards. A Marketer for 25 years, ex-MD of Bright Grey and Scottish Provident, content and social media champion, I’m now in business to help your business. Please subscribe to the Podcast on iTunes and I’d be grateful if you would leave a review. http://rogeredwards.co.uk/itunes (http://rogeredwards.co.uk/itunes) Would you be interested in appearing on The MPAF Podcast? Are you working on a new proposition, campaign or a business model you want to talk about? Do you fancy drawing out some inspirational business and marketing ideas that MPAF listeners can take away to use in their own businesses. Do please contact me if you want to get involved. http://rogeredwards.co.uk (http://rogeredwards.co.uk)