The Big Idea

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Feature interviews focused on education, business and community.

Michael Anderson

Ventura, California


    • Oct 11, 2023 LATEST EPISODE
    • infrequent NEW EPISODES
    • 24m AVG DURATION
    • 135 EPISODES


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    Latest episodes from The Big Idea

    October 2023 * Rates, Housing & An Investment Product Idea. 5 Minutes

    Play Episode Listen Later Oct 11, 2023 5:42


    Mike Anderson, Quick 5 Minute Update. How have interest rates changed in past 1-2 years? What impact are we seeing in home prices and real estate in Ventura County? Are there good products for investments becoming available again because of these higher rates? Learn more from Michael Anderson as he shares insight on this podcst. Learn more online visit maranantha.com  or email Michael@maranantha.com  You can book a free 15-minute call on our website. 

    3 Lessons for High School Seniors

    Play Episode Listen Later Feb 7, 2022 25:04


    3 Money Lessons for High School Seniors Why do we want what we want?  Why do we spend our money on stuff?   How important is Credit and having a credit card? Knowing the Rules of the Game. (with credit & all financial decisions) Why is real estate an attractive option?  (Appreciation, Inflation with rents, interest rates, paying the loan down over time) What is a CYCLE in real estate? What does it look like?

    Validation: Can I Retire?

    Play Episode Listen Later Jan 12, 2022 13:21


    Validation: Can I Retire?  A few notes & thoughts about navigating money choices and life events.  The validation of trying to justify the retirement decision... How does one answer the question of "Can I Retire?"   I'm not going to attempt to answer the question but I think it's a fair one to ponder and I discuss a little about the process.   Additionally, we discuss divorce, income for retirement, starting out as the young & penniless, fighting for every dollar and more.  The theme, it's always best to seek some guidance when making money decisions.

    Solo-Chat with Mike. Camping, Podcasts, Betterment & Stuff

    Play Episode Listen Later Jun 2, 2021 15:59


    Solo-Chat, June is here. Betterment, Camping & Stuff June is here. Summer is here. This episode is a solo-chat with Mike. He just hits the record button & goes for 15 minutes...

    Fred Klinshaw, Your Fishing Guide

    Play Episode Listen Later May 13, 2021 41:00


    Chances are you've never been on a fishing trip with a guide, you'll like this podcast and you'll love Fred, he's an A+ guy & guide.

    A few notes from Mike

    Play Episode Listen Later May 7, 2021 12:18


    Quick Chat and a few notes about podcasting There have been a few gaps in the podcast over the past 2 months. Over the past year many of us have taken on a few new hobbies...

    Is Dave Ramsey Out of Touch? How dry is your financial cake?

    Play Episode Listen Later Feb 16, 2021 13:55


    This same reasoning can be used with your financial situation, today's show is "How Dry is Your Financial Cake?" We also ask the question, "Is Dave Ramsey Out of Touch?"

    GameStop & Fundamentals, FOMO and More.

    Play Episode Listen Later Feb 1, 2021 18:35


    FOMO, FACTS and GAMESTOP  GameStop and that strategy... A few fun facts and a practical approach to long-term growth with your money. Did you have any "Fear of Missing Out" with $GME? Have you ever considered how the emotions and psychology of investing plays a roll with investing? How much did the $GME trade rely on fundamentals? Learn more online search for Ventura County. Email Questions or comments to: Michael@maranantha.com

    Interest Rates, Home Prices, Retirement Taxes and Holiday Traditions

    Play Episode Listen Later Dec 18, 2020 14:09


    Michael Anderson, Wealth Planning Interest Rates Home Prices Retirement taxes with IRA's and distributions along with Roth Conversions. Connect, ask a question or listen to previous episodes please check out Maranantha.com

    About Annuities

    Play Episode Listen Later Nov 7, 2020 17:10


    An annuity is a product that a lot of people don't really like to hear about. And if you don't have one, you probably won't get one. But if you do have one, um, You were probably sold one and you're wondering if it's a good product or not.

    Death and Deep Conversation

    Play Episode Listen Later Oct 18, 2020 15:28


    On this week's episode, Mike explores the difficult conversation of death and personal finance.

    A Personal Money Story

    Play Episode Listen Later Oct 9, 2020 10:26


    In this episode, Mike shares a personal money story and what motivates him as a Financial Planner.

    4 Quick Money Lessons

    Play Episode Listen Later Sep 25, 2020 13:11


    On this episode, Mike shares 4 Quick Money Lessons to improve your personal finances. Listen here to learn more.

    Investment Management

    Play Episode Listen Later Sep 17, 2020 15:02


    Investment Management. Are you familiar with the “barbell strategy”? When you think about how you're investing your money, maybe you have a 401k, an IRA, a retirement funds or investment account. How do you decide how much money is in cash or how much money is in something else, like stocks or in bonds?  The Cost of Investment Management We want to keep your expenses low. This includes the internal cost. We can help make sure that the internal costs of what we're doing are low, so we're not missing out on performance with various fees. As far as turnover, generating high taxes also eats away at your performance. So, there are a number of things to think about when it comes to investing. One approach is the idea of looking at the whole market and saying, “Let's diversify”, and be invested in the broader market. Within that, there are some areas  where we can target a higher expected return with some sectors, countries or companies. Within these we want to have overweight.  Stocks With stocks, it's important to know the company size, what's the relative price that it's currently being offered at and how's their profitability. These are the dimensions of expected returns and we can look to those three areas to understand stocks.  Bonds With bonds, we look at the maturity of the bond, and when we are going to get our money back, the credit quality of the bond, and it's currency. These are the dimensions of expected return. If it's a, not a domestic bond, but rather an international bond or an emerging market bond, sometimes you have to be sensitive to the currency it's in.  The Barbell Strategy I think it's so important to have what I'll call the barbell strategy, sometimes called the dumbbell strategy. The barbell strategy attempts to answer these questions:  What if their market returns to new all time highs in the stock market? Are you positioned to participate in that stock market run?  If it goes to all time new, all time highs. The other question people think about it. What if there's a decline from where we are today of 50% in the stock market from where we are right now. Are you positioned okay for that event?   Personal finance is more personal than financial. It's important to know where you are at, and to understand what money you need right now, for the next three months, six months, year, two years, and so on. You'll find a comfort level with saying, “I need X dollars to be comfortable in my life” or having an emergency fund in your savings account.  Long Term Investing What should I be doing with this additional money that I have?  That's when you can have a long term approach with your money and can invest it into the market, while being sensitive to the company size, relative price and profitability. We can invest it, and if the market does return to new all time highs, you will be positioned well with that money, if you're hedged you're in a good position.  I like the barbell strategy, and I'd be happy to discuss this with you for your specific situation. We can have a free 15 minute call, you just click the Start Here button at Maranantha.com. Music by Jay Man | OurMusicBox Website: www.our-music-box.com YouTube: www.youtube.com/c/ourmusicbox

    Roth Conversion

    Play Episode Listen Later Aug 25, 2020 9:50


    Here's an idea to consider right now, get as much money as possible into Roth IRA accounts! Taxes are low, and doing these Roth Conversions be very beneficial when taxes go UP. Listen here to learn more.

    Money Stories

    Play Episode Listen Later Aug 18, 2020 7:22


    Here are 10 questions for you, would you care to share a story about money? Answer one or more of these questions in the comments (or click the link & record a voice mail to me.)

    Introducing Rachel

    Play Episode Listen Later Aug 11, 2020 7:28


    Introducing Rachel Graves, Maranantha Financial's Operations Director II and Client Support Manager.

    Why You Shouldn’t Invest the Money You’re Saving to Buy a House

    Play Episode Listen Later Aug 5, 2020 5:29


    Why You Shouldn't Invest the Money You're Saving to Buy a House

    What type of investments should I make?

    Play Episode Listen Later Jul 13, 2020 14:47


    What type of investments should I make?

    Should I focus on retirement OR buy my first home?

    Play Episode Listen Later Jul 7, 2020 18:05


    Should I focus on retirement OR buy my first home?

    Peace Corps Volunteer – Ryanne Bamieh

    Play Episode Listen Later Apr 21, 2020 28:41


    Learn more about the peace corps experience, we talk with Ryanne Bamieh, she served in Comoros for the peace corps.

    Life after quarantine? How is it going to look…

    Play Episode Listen Later Apr 15, 2020 11:15


    Life after quarantine? How is it going to look...

    Wine, Trader Joe’s & Local Breweries with Nick Mehle

    Play Episode Listen Later Apr 14, 2020 19:03


    Wine, Trader Joe's & Local Breweries with Nick Mehle. Have you ever heard of a hustle buy? He shares some things you probably didn't know about Trader Joe's wine selection.

    It’s early April, we are quarantined, are there any jobs out there?

    Play Episode Listen Later Apr 7, 2020 6:56


    Millions are out of work, there are some jobs to be had out there that might fit for some. Our intern put together a list of a few ideas.

    Where do I file for Unemployment? What is door-dash & uber-eats?

    Play Episode Listen Later Apr 2, 2020 9:10


    Where do I file for Unemployment? What is door-dash & uber-eats? Learn a few tips as we discuss these in a short podcast.

    Small Business Relief Programs – SBA.gov & home.treasury.gov

    Play Episode Listen Later Apr 2, 2020 5:37


    Learn more about the Small Business Relief Programs - SBA.gov & home.treasury.gov

    Do I have to pay my April 1st mortgage payment???

    Play Episode Listen Later Mar 27, 2020 14:44


    Do I have to pay my April 1st mortgage payment?? What is it that I have to do to get help with paying my mortgage April 2020? What is forbearance? How do I apply for this help with my mortgage bill?

    Michael Shanklin, kidSTREAM Kid’s Museum CEO

    Play Episode Listen Later Mar 17, 2020 16:22


    Learn more about kidSTREAM, Ventura County's kid's museum.

    museum ventura county michael shanklin
    4 Problems a Financial Advisor Solves

    Play Episode Listen Later Feb 14, 2020 5:55


    Four problems a financial advisor helps to solve. Learn more in this 5 minute podcast.

    What is Your Money Story?

    Play Episode Listen Later Nov 19, 2019 11:57


    We all have a story when it come to money and relationships. Our views, values and perspectives are not always in-line with our partners... This week, we highlight a few stories.

    12 Quick Tips for You & Your Spouse on Planning

    Play Episode Listen Later Nov 3, 2019 14:56


    Michael Anderson, Certified Financial Planner What are the 12 Unifying Principles of Personal Finance? How can couples work better by looking at their finances with the same filter? Fun banter with Tom Spence in the lunchroom. Learn more online at maranantha.com

    Being Happier – 4 life hacks from ancient philosophers

    Play Episode Listen Later Oct 14, 2019 14:16


    Being Happier - 4 life hacks We pulled this article from the internet, hope you enjoy it. #1 Negative visualization #2 As If #3 Fake that smile. Stay calm. You'll feel better faster. #4 Forgive & carry on. Learn more online at collectingwisdom.com

    What is AVID & why is it important?

    Play Episode Listen Later Oct 6, 2019 15:05


    First in family to go to College, AVID.  AVID is a program to help kids 6th-12th grade with college readiness. Why is having some help or guidance so important with college? You can lead a horse to water but you can't make it drink... it's similar with education but they kids are thirsty. Learn more online search for AVID programs in a school district near  you. 

    State of the County Report – Ventura County 10/19

    Play Episode Listen Later Sep 30, 2019 12:58


    Learn more about Ventura County in the state of region report from Ventura County Civic Alliance.

    Blockchain & Cryptocurrency. What you want to know. Alon Goren

    Play Episode Listen Later Sep 24, 2019 18:51


    Alon Goren, Goren Holm Ventures (GHV) What is bitcoin?  Why special?  Why important to average people. Blockchain?  Why special?  Why important to average people. An industry in its infancy with little to no advantage to anyone based on school, geography, socioeconomic status, etc., Where can people go to learn more? What event is coming up??? CIS.LA -  October 15-16 at LA convention Center Alon is a Founding Partner of Goren Holm Ventures (GHV), a Venture Studio that incubates and accelerates blockchain startups. Alon is also Co-Founder of CIS, the world's largest investment focused blockchain conference. He is an investor, speaker, host and leader of one of Southern California's largest group of investors and entrepreneurs, 805 Startups, with a laser-focussed eye on building and supporting startups and entrepreneurs. A pioneer in the crowdfunding space, Alon had been involved in over $200 Million Dollars in online investment transactions. He has developed technology that powers websites and financial transactions for Fortune 500 companies and well-known foundations such as Coca-Cola, American Express, ATB Financial and Global Philanthropy Group. InvestedIn, Alon's previous company, created a white label fundraising portal for individuals and businesses hoping to crowdfund ventures independently of major platforms. Later, his support of the JOBS Act, online media expertise and day-to-day interactions with venture funds, investors and financial professionals inspired him to create a solution to market hedge funds, real estate funds and venture funds to investors over the internet. Before InvestedIn, Alon worked for entertainment tech giants such as Amazon, IMDb and MySpace where he managed customer experience, product development and support. InvestedIn was named “Best Marketplace Platform” by the Los Angeles Venture Association in 2013 and he was named to the Socaltech 50 for his work with InvestedIn. Alon is a thought leader on social enterprise, venture capital and crowdfunding, and has spoken at SXSW V2V, Kingonomics and many other conferences and been featured in prominent publications including Forbes, WSJ, Washington Post, TechCrunch and VentureBeat.

    Financial Coaching – SmartPath CEO Alok Deshpande

    Play Episode Listen Later Sep 9, 2019 18:22


    Alok Deshpande, SmartPath CEO What is the difference between financial coaching and financial advisors?  How do you work with people to make better financial decisions? What are some positive outcomes you see after people use SmartPath? How affordable is financial coaching and what does the process look like? Learn more online search joinsmartpath.com 

    Fighter Pilot Parent – Brick Conners

    Play Episode Listen Later Aug 27, 2019 16:41


    Brick Conners, Author of Fighter Pilot Parent How do you train kids for high threat, high complexity situations?  What is the difference between controlled failure and a no-threat environment?  Kids can be great leaders! Kids will often ask the right questions. The Trust Competencies and why they are important.  There are no atheists in the cockpit.   Continuum of Leadership - leading. learning. teaching. following. Learn more online at pharoslead.com

    Marni Brook with WEV

    Play Episode Listen Later Aug 20, 2019 16:12


    Marni Brook, Women's Economic Ventures How does WEV help women and men with success in business?  What is the training, coaching and capitalization that WEV offers? What programs are available for people with an idea? Learn more online: WEVOnline.org 

    women wev
    Ventura Land Trust – Wild & Scenic Film Festival

    Play Episode Listen Later Jul 22, 2019 27:02


     Ventura Lant Trust  Exciting news for Ventura County, there is a new access to open space coming soon, Harmon Canyon in West Ventura County is in escrow.   The Ventura Land Trust is preserving land and opening up access to enjoy the natural assets we have in Ventura County. On August 17th we have the Wild & Scenic Film Festival in Ventura from 5pm-8pm. Check out the environmental speaker series and sunset 5k run/walk coming soon with Ventura Land Trust. Learn more online search for venturalandtrust.org/

    Mayor of Ventura, Matt LaVere

    Play Episode Listen Later Jul 14, 2019 27:12


    The Mayor of Ventura, Matt LaVere is our feature interview. He shares information about business, housing, budget issues, SOAR, tourism, water and the future of Ventura.

    4th of July week – Tom Spence & Mike Anderson

    Play Episode Listen Later Jun 29, 2019 27:52


    4th of July week, Tom Spence and Mike Anderson What are your favorite songs that celebrate 4th of July?  What are your favorite scenes from movies that portray 4th of July?  Conversation about how thankful we are to live in USA.  More episodes on podcast platforms and every Sunday on KVTA AM 1590 in Ventura, CA.

    The Military Money Show – our guest is Lacey Langford

    Play Episode Listen Later Jun 24, 2019 28:05


    Lacey Langford, The Military Money Show What are some differences with money between military life and civilian life?  What is important to you about serving the military population? How does life insurance come into play with families in the military? What are some common financial planning issues veterans and military families should be aware of? Learn more online search for Lacey Langford

    military money show lacey langford
    Clyde Reynolds – Types of Mental Illness

    Play Episode Listen Later Jun 16, 2019 26:31


    Clyde Reynolds - Types of MENTAL ILLNESS What do we need to know about various types of mental illness? Is there a stigma with getting diagnosed or taking medication, how do we normalize this conversation? Where can people go for more information, insight or help?    1 in 5 people in the US have some type of mental illness yet 56% go untreated. Learn more online at https://nami.org/

    Father’s Day Special – with Tom Spence & Michael Anderson

    Play Episode Listen Later Jun 16, 2019 27:24


    Special Fatherhood Program,  What are the memories you have of your childhood and spending time with your Dad?  What does it mean to be a father/dad?  How does being a Dad impact your life?    What are the top 5 rated gifts for Dad this Father's Day? Michael Anderson & Tom Spence talk about all things related to Dads & Fatherhood in this episode.

    Generation Z – Stats about 2019 Graduates

    Play Episode Listen Later Jun 2, 2019 26:37


    Generation Z, Fun stats about 2019 Grads Generation Z, born between 1995-2012.  Ever since they were born, the internet has been here and growing, they have grown up with technology.  What does the next 50 years of work hold for Generation Z?  Currently they are the largest population demographically, taking up 26% of the world population. 20 Years ago Buzz Leherman gave a commencement speech, it's still appropriate today. Please enjoy this 26 minute podcast, Tom Spence and Michael Anderson review Generation Z stats and we hear that 1999 Buzz Lehrman commencement speech set to music, "Wear Sunscreen".

    Stay safe from phone & email SCAMS – Detective Tim Lohman

    Play Episode Listen Later May 26, 2019 26:07


    Tim Lohman, Ventura County Sheriff's Office What is going on with the phone scam calls?  How can we stay safe, what are practical tools? What is happening with email scams right now? Where do we report these scams and other issues? Learn more online: https://www.venturasheriff.org/

    Parenting Beyond the Rules – author Connie Albers

    Play Episode Listen Later May 21, 2019 27:24


    Connie Albers, Author of Parenting Beyond the Rules  How can parents be more prepared for teenage years? What should parents expect going into young adulthood? Is parenting today different than parenting 30 years ago? What ways can we embrace technology to be solid parents? Learn more online at conniealbers.com

    parenting beyond connie albers
    Banks Pecht – Successful Questions in Coaching

    Play Episode Listen Later May 14, 2019 27:39


    Banks Pecht, How does asking the right questions improve performance? Can high performing people achieve more happiness and success, how is this done? What is coaching and how is it different from therapy? Does coaching help with job search? What is the difference between facts and feelings? Why does this matter? Learn more online visit bankscoaching.com

    Dr JM Perry talking about relationships & performance.

    Play Episode Listen Later May 9, 2019 27:59


    Dr JM Perry, Relationships & Performance Embracing the obvious, why is this often so difficult. Learn more online JmPerry.com

    Tom Spence & Michael Anderson solve many problems.

    Play Episode Listen Later Apr 15, 2019 27:47


    Tom Spence & Michael Anderson on Radio & Podcast How do you keep your home secure?   Security back in the good ole' days used to be very different than today. Higher education has been a focus... what's next in this conversation? Gas Prices are outrageous, how can we understand the variations in gas prices? Avocados are grown in Southern California but why do they cost so much? Spring cleaning is here, what does that mean for you?

    Finding a fiduciary financial person…

    Play Episode Listen Later Apr 9, 2019 26:37


    Michael Anderson, Certified Financial Planner in Ventura, CA What are the money questions that everyone should get answered?  What does Tony Robbins have to say about money and finding a financial advisor?  There are 5,000 fiduciary RIA financial advisors in the USA.  Where do we find them napfa.org  Learn more online go to Maranantha.com

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