The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market. Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. Both Stuff and Juno Investment Magazine have previously published his analyses. https://www.opespartners.co.nz/investment/property-investment
From racist tenants to used condoms on the floor … this episode shares the worst of the worst rental nightmares from Kiwi landlords.In today's episode, we expose five jaw-dropping horror stories – and the lessons every landlord must learn to avoid the same fate.You'll hear:Why the “perfect” tenant on paper sometimes turns out to be a nightmareHow one tenant sold furniture they didn't own – and paid the priceA story involving poo, mattresses, and fake friendsWant to learn more about managing your rentals the smart way? Check out our guide on property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The housing market feels flat. Property prices seem to be going nowhere. But look a little closer, and you'll see a different story.In this episode, we reveal the two-tier recovery happening in the New Zealand property market – where some areas are thriving and others are falling behind.You'll learn:The 5 best (and worst) performing areas over the past yearWhy national averages can be misleading for investorsWhich regions are quietly becoming more affordableWant to see the latest data for yourself? Check out our in-depth breakdown of house prices in NZ to see which regions are up … and which are lagging behind.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Lynne and Darren aren't your typical investors. No kids. Six motorbikes. And a plan to travel the South Island in a motorhome. But they've also built a $660,000 nest egg through strategic property investing. Now, they're just a few years away from retiring early – and comfortably.In this episode, you'll learn:How they used property to grow their wealth (without overextending)Why they bought two properties at once … and never looked backTheir exact plan to generate $103k/year in retirement incomeThe moment they said “no more working after 65”How two different money personalities can still build wealth togetherThis case study shows how the average Kiwi couple – even starting later in life – can still retire wealthy through smart property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Bitcoin's price is up 84,000x since 2011 – turning $100 into over $11 million. But does that make it a smart investment today?In this episode, we're joined by financial advisor and crypto expert Darcy Ungaro to put property and Bitcoin head-to-head. Ed and Andrew are sceptical … but can Darcy convince them?You'll hear real data, real questions, and real tension as we unpack the truth about cryptocurrency and where (or if) it fits in your investment plan.In this episode, we cover:Whether crypto deserves a place in a Kiwi investor's portfolioHow much you should (realistically) invest in BitcoinWhy property may still come out on top – even with smaller gainsLearn more about smart property investment in NZ and how it compares to other assets.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever looked back at a financial decision and thought: What was I thinking?In this episode, we count down the 9 most unhinged money mistakes made by real Kiwis – as told by you. From wedding blowouts to shady online “investment” courses, we unpack the jaw-dropping stories and share what you can learn from each.Whether you've made a money mistake before (who hasn't?) or just want to feel better about your own, this episode's for you.You'll learn:The wildest ways Kiwis have blown big moneyThe hidden psychology behind these financial failsThe No.1 thing to ask before you spend that inheritance Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When you imagine the perfect tenant, who comes to mind? A young professional couple? No pets, no kids, high income, long-term renters? That's what most new landlords think. But they're wrong. In this episode, we reveal the surprising truth about who actually makes the best tenants – and how first-time landlords often get it backwards.You'll learn:Why the tenant who looks worst on paper might be your best long-term renterThe crucial difference between “ideal buyer” and “ideal tenant”Why high income doesn't always mean low riskWhat real property managers look for when picking the right personHow to challenge your assumptions (and avoid costly turnover) Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we dig into what's really going on in the rental market. Is it just your imagination, or is it genuinely taking longer to find tenants? We reveal what the data says, what property managers are experiencing on the ground, and what that means for landlords today. If your rental's been sitting vacant longer than you'd like, this episode's for you.You'll learn:Whether the slowdown is real or just a blipWhat the numbers show about current rental listings vs. demandHow long properties are sitting vacantWhat rents are doing right now (hint: not much)The steps smart landlords are taking to stay ahead Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Think you can guess where house prices (NZ) are headed based on what happened last year? Think again.In this episode, we reveal why using last year's prices to predict next year's market is one of the most common – and costly – mistakes investors make.We dig into the data to show whether good years really follow good years … and what actually happens next.You'll learn:How often property prices really go upWhy the past is a poor predictor of the futureThe data behind short-term property market randomnessWhat Palmerston North can teach us about recency biasWhy smart investors never rely on headlines aloneThis is a wake-up call to stop investing with the rear-view mirror and start looking through the windscreen instead.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume you need $100k+ in cash to buy a rental. But that's not necessarily true.In this episode, we ask: “Can the average New Zealander actually invest in property?” And the answer might surprise you.We also dig into:What the “average” Kiwi really looks like – and whether you're above or below itReal-life examples of everyday Kiwis investing in propertyHow much you might be able to afford – even with a modest incomeThe role equity plays and how you can unlock it Here's the calculator we mentioned in the showDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how Debbie and Brett rebuilt their entire property investment strategy after hitting a major roadblock.After losing finance on a deal, they were forced to pause, regroup, and reset their retirement plan. And what came out of that process was a smarter, more sustainable investment strategy.You'll learn:How they pivoted after the bank said “no”Why they sold both their existing rentals to buy new onesThe “one property per child” mindset (and why they moved on from it)Their vision for retirement and the lifestyle they're building towardsThis is a powerful story for anyone who's felt stuck in their property journey – and a clear example of how sometimes, going backwards can help you leap forward.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've been learning about property investment your whole life … even if you didn't know it.In this episode, we reveal 5 real-world investing lessons hidden in the classic board game Monopoly – and how to apply them to build real wealth.We also discuss the one big thing Monopoly gets wrong … and how not to fall into the trap.You'll learn:Why just collecting your salary won't make you richHow overextending – even with lots of properties – can send you brokeWhy the flashiest properties aren't always the best investmentsHow supply and demand shows up on the game board and in real lifeWhy your investment plan needs to survive when things go wrongDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've been learning about property investment your whole life … even if you didn't know it.In this episode, we reveal 5 real-world investing lessons hidden in the classic board game Monopoly – and how to apply them to build real wealth.We also discuss the one big thing Monopoly gets wrong … and how not to fall into the trap.You'll learn:Why just collecting your salary won't make you richHow overextending – even with lots of properties – can send you brokeWhy the flashiest properties aren't always the best investmentsHow supply and demand shows up on the game board and in real lifeWhy your investment plan needs to survive when things go wrongDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What's the best way to sell your property in today's market?Auction? Deadline sale? Price by negotiation? There are pros and cons to each – and if you get it wrong, you could walk away with tens of thousands less than your property's worth.In this episode, we break down:The 3 most common methods of sale in NZWhen to use each one (and when to avoid them)How to choose the right one based on your type of propertyThat way you'll be able to use the right sales process for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we dig into the data to figure out whether the housing market has really bottomed out – or if there's more pain to come.You'll learn:What the 5 signs that the market is turningThe 4 biggest reasons prices are still sluggishHow to know when the market is starting to liftTo check how house prices are trending in your area, use our Market Mover Tool.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Thinking about setting up a family trust but unsure if it's worth it in 2025?In this episode, we dig into the real reasons Kiwis set up trusts – and whether you still need one today. You'll learn the 3 benefits trusts can offer (and when they don't apply), why most trusts fail, and the legal traps that can make your trust worthless.Plus, we reveal how people can still bust into your trust and take your assets … even when you think they're protected.If you're wondering whether a trust is right for your situation, this episode is a must-listen.Need help with structuring your property portfolio? Start by speaking to a property investment planner – it's free.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors dream of building a massive portfolio – Andrew Nicol actually did it. He owns 43 properties … but along the way, made some major mistakes.In this episode, Andrew shares what he'd do differently if he had to start again.You'll learn:How he built his portfolio from flipping homes to long-term holdsThe moment he nearly lost it all after the Christchurch earthquakesWhy letting go of bad investments is sometimes smarter than holding onWhether you're just starting out or deep into your journey, this episode shares the real behind-the-scenes of growing a successful portfolio.Want to run the numbers on your next investment? Use the free Opes+ Property Investment Calculator to check the cashflow and capital gains before you buy.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors dream of building a massive portfolio – Andrew Nicol actually did it. He owns 43 properties … but along the way, made some major mistakes.In this episode, Andrew shares what he'd do differently if he had to start again.You'll learn:How he built his portfolio from flipping homes to long-term holdsThe moment he nearly lost it all after the Christchurch earthquakesWhy letting go of bad investments is sometimes smarter than holding onWhether you're just starting out or deep into your journey, this episode shares the real behind-the-scenes of growing a successful portfolio.Want to run the numbers on your next investment? Use the free Opes+ Property Investment Calculator to check the cashflow and capital gains before you buy.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Tiffany's the behind-the-scenes superstar here at Opes – and in this episode, she finally steps up to the mic.She shares the story of how she bought and fully renovated a house while 35 weeks pregnant – plastering, painting, and all – and how she's using property to create a financial legacy for her kids.You'll hear the numbers, the strategy, and how she saved over $30K in labour by doing it herself.And if you're weighing up the value of a do-up … or wondering how to buy with your head (not your heart), this episode is packed with real-world insights.Plus, check out our free property investment plan to build your own long-term strategy.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Nobody likes to think about it … but what happens to your mortgage if you die? Will your kids inherit the debt? Will the bank come knocking?In this episode, we break down what actually happens when someone with a mortgage dies — whether it's you or your parents. You'll learn the role of the executor, what happens to loan payments, and how to avoid burdening your loved ones.Plus, we explain when the debt is wiped, and when it becomes your responsibility (hint: it's not as simple as “you die, it disappears”).Thinking about your financial future? Learn how to structure your home loans properly with help from an experienced mortgage broker. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Auckland's new council valuations are out – and the average CV has dropped by 9%. But what does that actually mean for your property, your rates, and your negotiating power?In this episode, we break down:Why lower CVs might actually be good news for your rates billWhat to do if you think your CV is wrong (and how to challenge it)The number 1 mistake homeowners make when interpreting their CVYou'll also learn how these updated values are not necessarily a reflection of what your home is worth today.Want to make sure you're selling your property the right way? Check out our guide on how to sell a house in NZ for the right way to think about pricing your property.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how much Kiwis really need to invest each month. We explore:3 simple rules of thumb for figuring out your target investment rateHow much people actually save – and whether you're doing enoughReal-life examples, including one couple earning $140K and what they should invest weeklyWhether you're aiming to save 10%, 20%, or more of your income, this episode breaks down the numbers and offers a free spreadsheet calculator to help you get started.Curious how much you should invest? Here's the calculator we mentioned during the show.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever wondered how some investors seem to get above average returns, while others just track the market?In this episode, we reveal how to potentially beat the market by understanding direct vs indirect ownership – and which one might be right for you.You'll learn:What the “market return” really meansHow direct investing (like buying a property) compares to investing through a fundThe key trade-offs – including returns, risk, leverage, and timeHow to decide what to own directly vs indirectlyWant to learn how to invest smarter and structure your portfolio properly? Check out our guide to property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how to "Retire before 55 on $100k passive income"In this podcast you'll learn:the 9 step blueprint to retire at 55how to apply the Rule of 4%How to use Opes+ to help you reach your goalsFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss: why real estate agents often won't tell you the price upfront … and what you can do about it.It's one of the biggest frustrations buyers have — feeling like the agent is being deliberately vague or even misleading. But is it just sales speak … or are they breaking the rules?You'll learn:What to say to get the price out of an agentWhich rules agents are meant to followAnd examples of agents who got caught and fined for misleading buyers
There's a major rule change coming … and if you miss it, a simple cat door could cost you $7,200.In this episode, we reveal the big shift in the Healthy Homes Standards and what every landlord must do before 1 July 2025.We also break down real-life cases where landlords have been fined over $30,000, and the exact upgrades you may need – from insulation to extractor fans – to stay compliant.
In this episode, we discuss how Mark – a 63-year-old Tauranga pizza shop owner – built a secure retirement plan later in life, even after making some costly property investment mistakes.Hear how he sold his properties too early and missed out on hundreds of thousands in capital gainsWhy he's jumped back into the market in his 60s and how he's planning to grow his equity by another $1 millionWhat he'd tell his 35-year-old self … and what you can learn from itThis is a powerful case study for anyone thinking “is it too late for me?” Spoiler: it's not.Want to start your own investment journey? Check out our guide to investment property in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand. You'll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?Plus, you'll learn how deposit rules can directly impact the ROI you see in tools like Opes+.
In this episode, we discuss the 7 worst property crashes in history – and how far prices really fell. You'll learn:• What triggered each collapse (from financial crises to pandemics)• Whether New Zealand shows any signs of going the same way• What history can teach you about how to spot a housing crash before it happensPlus, we talk about how to protect your portfolio if another downturn happens.Need help planning your next move? Check out the top 10 mortgage brokers in New Zealand.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss what it would actually take for us (Ed and Andrew) to fix our interest rates for the long term.You'll learn:Why we usually recommend fixing for 1 year at a timeThe exact conditions that would make us lock in for 3–5 years insteadThe strategy to manage your mortgage risk and keep options openWe also walk through real numbers using our interest rate calculator so you can see which rate might suit you best.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss why investing in property early can supercharge your wealth.You'll learn:How much money you could have made if you bought property 5, 10, or even 20 years agoWhy when you invest is just as important as what you invest inHow to calculate your own “lost gains” using your age and regionThis is the episode to listen to if you've ever said: “I wish I bought earlier.”Here's the link to the spreadsheet we mentioned in the show. Want to see what you personally could have made? Use our property investment calculator to find out.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether auctions really get sellers a better price … or if it's all just hype from real estate agents.We reveal:What the actual data shows about whether auctions sell for more than other methods (like negotiation or deadline sale)Why some houses do better at auction, while others flopHow long it takes to sell your property using each methodPlus, we share the unexpected truth about how real estate agents treat selling their own homes … and what it means when they're selling yours.
In this episode, we discuss the best way to find investment properties in 2025 — without endlessly scrolling through Trade Me listings.You'll learn:The 5 different ways to find properties in NZHow to “keyword hack” your way to better listingsThe tools and strategies top investors use to spot hidden opportunitiesWe also reveal how most Kiwi investors can find the right investment property by using smarter strategies — even if they don't have agents on speed dial.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we share the story of Tommy — a Kiwi investor who bought four properties in just 10 months … all while working overseas in China.You'll learn:How he built a cashflow-positive portfolio from halfway across the worldWhy student flats in Dunedin became his go-to investment strategyAnd the exact timeline and system he used to rapidly scale his portfolioIf you're just starting out and want a clear strategy to follow, check out our guide to building your first property portfolio— and see what's possible when you commit to the plan.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether today's New Builds are really as good as some people say. You'll learn:The red flags to watch out for when inspecting a new buildWhat builders did better 50 years ago (and what they do better now)And how to figure out whether a developer is actually going to deliver a quality homeWant to make sure your next property is built to last? Start with our guide to investing in New Builds — so you know what to look for and what to avoid. Don't forget to create your free Opes+ account here.And you can check out our guest, Kyle from Informed Property Inspections here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss the government's latest KiwiSaver changes … and how they could leave some Kiwis up to $96,000 better off by retirement.You'll learn:Why your KiwiSaver contribution will soon increaseHow much more your employer will need to pitch inWhy these changes benefit long-term investors (but won't help first-home buyers right now) Want a strategy that builds long-term wealth? Check out this guide on how to invest for retirement and make sure your KiwiSaver is pulling its weight.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss the Reserve Bank's latest decision to cut the OCR — and why this interest rate drop is different from the rest.You'll learn:What the 0.25% drop actually means for your mortgageWhy the Reserve Bank has shifted its forecast (hint: it's to do with global inflation)And what this means for future interest rates and house prices in NZWant to stay ahead of the curve? Use our free mortgage calculator to check how much you could save as interest rates fall.Register to try Opes+ out for yourself, it's free for everyone to use.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss the most common floorplan mistakes that make tenants and buyers walk away — even if the property looks great on paper.You'll learn:The 11 design flaws that ruin a good property (like no pantry or awkward couch placements)What modern renters actually want in a layoutAnd how to spot small features that can make or break your rental's appealWant to know which layouts will perform best? Check out our guide to property investment in New Zealand and what smart investors are buying in 2025.Register to try Opes+ out for yourself, it's free for everyone to use.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how much property accountants really cost — and what you're actually paying for at each price point.You'll learn:The 3 pricing tiers for property accountants in NZWhat you get for $500, $1,500, and $3,000+ per yearAnd the hidden costs (like hourly advice fees) that can sting if you're not carefulLooking for a new property accountant? Check out this guide on the top property accountant in NZ and how to choose the right fit for your portfolio.Register to try Opes+ out for yourself, it's free for everyone to use.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss the 6 most important things to check before buying a property — so you don't end up with a dud.You'll learn:How much deposit you really need (hint: it's not always 20%)The hidden costs most investors forget to budget forAnd how to use council tools to check flood zones, titles, and more before you buyCheck out the full 23-step property due diligence checklist to make sure you're covering all the bases.Register to try Opes+ out for yourself, it's free for everyone to use.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we share Nick's story — a Kiwi tradie who bought a do-up in Auckland… and ended up with a toxic home, a rogue removalist, and a $50,000 repair bill.You'll learn:How asbestos was missed (then badly handled) during a renovationWhat it took to fix the contamination and take the tradie to courtAnd how to protect yourself from dodgy operators when renovating your propertyWant to build a safe and smart reno plan? Start with a solid property investment strategy that covers more than just the upfront numbers.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss what actually counts as “fair wear and tear” — and how much damage a tenant can do before they're forced to pay.You'll learn:When landlords can legally take money from the bond to cover repairsWhat the Tenancy Tribunal considers “normal” damage (vs neglect or intent)And the wild case where one tenant had to pay $4,500 — just in insurance excessesWant peace of mind that your property is being looked after? Learn how property management in NZ can help protect your investment.Register to try Opes+ out for yourself, it's free for everyone to use.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss who's legally allowed to sell property in New Zealand — and the 5 different levels of people involved in the real estate game.You'll learn:Who can sell property without any qualifications (and the surprising loopholes)The difference between a salesperson, agent, developer, and financial adviserAnd the risks of taking advice from someone who isn't properly licensedThinking of getting into the industry — or just want to know who's really qualified to advise you? Check out our guide to financial advisers in NZ and how they can support your property journey.Register to try Opes+ out for yourself, it's free for everyone to use.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how often tenants fall behind on rent – and whether rent arrears are as scary as many property investors fear.You'll learn:The real data behind how often rent goes unpaid (including our own internal numbers)Why tenants fall behind — and what you can do to protect yourselfAnd which city has more missed rent payments: Auckland or Christchurch?Want to feel more confident renting out your property? Here's what you need to know about property management in NZ.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how fast interest rates are actually falling — and what that means for your mortgage.You'll learn:Why Trump's tariffs could be the surprising reason your mortgage just got cheaperWhich fixed-term rates have dropped the most in the last 30 daysAnd why negotiating your rate is getting harder (unless you know what to ask for)Want to know what your repayments will look like as rates fall? Use our mortgage calculator NZ to run the numbers on your next fix.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss what happened when we challenged ourselves to live off the New Zealand Superannuation for a full week — and spoiler: it was harder than we thought.You'll learn:What it's really like to stick to $538 a week (and how fast it disappears)The hidden costs and unexpected bills that trip up even the best budgetsAnd why retiring on NZ Super alone might not be as easy as it soundsThinking ahead to your own retirement? Check out our guide on how much is NZ Super per fortnight — and what else you'll need to truly live well in your later years.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether property investing still stacks up in 2025 — or if the golden age is over (and never coming back).You'll learn:The real returns you can expect from property vs shares todayHow to know if property is still the right fit for your investment strategyAnd why the idea of a “property cycle” might not be as outdated as some thinkWant to see how investing compares in today's market? Create your free account in the Opes+ app to weigh up the numbers for yourself.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how Oliver — a 23-year-old investor — bought his first home in Tauranga, went from landscaper to accountant, and used a clever Kiwi strategy to pay off his mortgage faster.You'll learn:How he bought an older home and used boarders to cover the mortgageWhat inspired him to start investing young (and how he made it work)And the mindset shift that helped him move from labouring to long-term wealth buildingFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss what to do every time you get paid — and how to create a simple system that helps you grow wealth without overthinking it.You'll learn:Why budgeting doesn't work (and what to do instead)How to set up the 4-bank-account system used by Ed and AndrewAnd how to build your “silent salary” — income that grows while you sleepWant to know what it'll cost to invest in your first property? Use our free property investment calculator to see how much you'll need to top it up each week.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether that old saying — “time in the market beats timing the market” — actually holds up. (Spoiler: it does. And we've got the data to prove it.)You'll learn:The best and worst returns in NZ property history — from 1 year to 15 yearsWhy holding for the long term smooths out the booms and bustsAnd why even the worst-timed property purchase in history still turned out okay (if held long enough)Want to understand how property grows over time? Check out our interactive house price index calculator to see what's really happened in the market.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we answer the question: How quickly can you build a property portfolio?You'll hear:The rule of thumb for how long each property might take to buyThe 3 biggest barriers that can slow you down (and how to overcome them)Real stories from Kiwi investors – including one listener who bought 4 properties in just 10 monthsAnd download your copy of the spreadsheet mentioned hereWhether you're new to investing or already on the ladder, this episode will help you set realistic expectations and avoid the trap of trying to “go fast” without the right setup.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether New Zealand really has a housing oversupply — or if we're just misreading the data.You'll learn:The difference between the total housing stock and the spot marketWhy listings are high right now, but it doesn't mean we've overbuiltAnd how supply and demand really interact to push property prices up — or downWant to know what's really happening with property prices in your area? Use our Market Mover Calculator to track how much values have changed.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
© 2020-2025 Ivy Podcast Discovery LLC
