The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market. Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. Both Stuff and Juno Investment Magazine have previously published his analyses. https://www.opespartners.co.nz/investment/property-investment
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how to "Use 1 house to buy 5 more"In this podcast you'll learn:the fundamentals see an example of how someone used 1 house to buy 5 moreHow to use Opes+ to create a plan and see if you can do it tooFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
If you've got a budget in mind but don't know where to invest, this episode is your roadmap.We break down the best locations to buy property in New Zealand at every price point – from $100K to $1M+. Using real sales data and listings, we reveal what's actually available at each level and where to look for opportunities.You'll learn:Which areas have real properties available under $200K (yes, they exist)What $400K–$600K gets you in the main centres (and where to avoid)Why some million-dollar properties might be better value than cheaper homesDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
It's getting easier to find cashflow positive properties in New Zealand – but only in certain places.In this episode, we reveal brand new data showing where investors are most likely to find properties that don't require a top-up. But we also unpack the truth behind the numbers.You'll learn:The 5 cities with the highest proportion of cashflow positive propertiesWhy Queenstown is still 100% cashflow negativeWhat “cashflow positive” really means (and why the definition matters)Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Airbnb can look like a cash cow … but beneath the glossy headlines, there are risks many investors don't realise.In this episode, we break down the true costs of running a short-term rental and the mistakes that catch Kiwis off guard. Because while Airbnb can boost income, it's not always the money-maker it seems.You'll learn:3 hidden risks every Airbnb investor must knowWhy one Wellington investor lost money despite solid occupancyHow local councils are cracking down – and what it could cost youDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we sit down with 26-year-old Josh – a young investor who's seen both sides of the property game.From buying his first home at just 20 (with his twin brother) to taking a huge financial hit on an Auckland property … Josh is now locking in deals with seriously high cashflow.You'll hear how he turned things around to secure a 20% gross yield on his latest investment – and how joining a property group helped sharpen his strategy.You'll learn:How Josh bought his first house while working full-time and building on weekendsThe costly mistake that led to selling an Auckland house at a lossWhat he's doing now to find high-yield deals (and the 2 properties he's got under contract)Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What if the key to building 3x more wealth wasn't about earning more … but getting help? In this episode, we reveal the surprising reason people build significantly more wealth just by working with a financial adviser – and it's probably not what you think.You'll learn:The key differences between Kiwis who build wealth and those who don'tWhy knowledge isn't enough (and how accountability changes everything)What a gym personal trainer can teach you about growing your wealthWant to build long-term wealth with property? Start with our step-by-step property investment guide.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
This is one of the most common questions we get from older Kiwis: “Is it too late for me to invest?” In this episode, we break down what it takes to get a mortgage in your 60s – and how one listener used the no-cash-needed method to try and make it work.You'll learn:Whether age really is a barrier to investing in propertyHow lenders assess mortgage applications when you're over 60How to boost your chances of getting a “yes” from the bank (even with a modest income)Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we reveal the banks now offering 10-year interest-only mortgages – and why this could be a game-changer for property investors.While most banks cap interest-only terms at 5 years, some are now doubling that time frame. But that doesn't mean it's easier to get. In fact, the lending criteria are often stricter. We dig into the differences between ANZ and TSB's approaches, including how much extra income you need to qualify – and how the banks test you differently.You'll learn:Which banks offer 10-year interest-only terms (and how they work)Why interest-only loans are slightly harder to get (despite lower repayments)Who this strategy is right for … and when it could hurt youWant to get an interest-only mortgage? Run the numbers with this interest only mortgage calculator.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Divorce isn't just emotionally devastating – it can kill your finances. In this episode, we reveal five real-life divorce horror stories and the costly mistakes investors made when their relationships broke down.Whether it's family trusts backfiring, prenups falling over, or messy asset disputes, you'll hear exactly what went wrong – and what you need to do to protect yourself.You'll learn:5 true stories of Kiwi couples whose breakups destroyed their wealthWhy even a valid prenup isn't always enough3 lessons to help safeguard your assets before things go badPlus, we discuss why so few New Zealanders have relationship property agreements – even when they're most at risk.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis think a trust will protect their assets in a break-up.But that's not always true. In fact, without a relationship property agreement (a prenup), even your trust could be challenged in court.In this episode, we break down the real risks of not having a prenup – including how one Kiwi lost his house, despite putting it in a trust – and explain how to put a contracting out agreement in place.You'll learn:How NZ's relationship property law really works – and when the 50/50 split kicks inWhy a trust doesn't always protect your property after a breakupHow much prenups cost, and the life events that should trigger a reviewDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Getting a mortgage isn't just about picking the bank with the best rate. There are key decisions and financial tests you need to understand before the bank will lend you money.In this episode, we break down everything you need to know to master your mortgage – from figuring out how much you can borrow, to setting up your loan the right way.You'll learn:The 3 bank tests you must pass before you can get a mortgageHow to calculate your repayments using the “mortgage factor”Why the structure of your mortgage (term, type, and payment timing) matters more than you thinkDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most 18-year-olds are worried about uni, flatting or getting their licence … not about mortgage rates and tenant cashflow.But Kaylee is different. At just 18, she bought her first rental property. And she didn't need a $150k deposit to do it.In this episode, we unpack Kaylee's story – and what her journey can teach parents and young Kiwis about getting into the property market early.You'll learn:How Kaylee built a $350k portfolio before turning 20Why her parents made her save 50% of everything she earned as a kidThe property investment structure they used to make it all work Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Weddings are beautiful … but they can also cost a fortune. So in this episode, Ed shares the exact tactics he and his fiancée are using to keep costs down – while still making the big day feel special.You'll learn:How much Kiwis actually spend on weddings (hint: it's not $30k anymore)7 practical, real-world ways to cut wedding costs without cutting joyWhy a smaller wedding might mean a wealthier futureDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Some people swear by vision boards. Others think they're woo-woo nonsense. So in this episode, we put them to the test.You'll hear what's on Ed and Andrew's personal vision boards and why these visual goals might (or might not) work for you.This episode is for anyone who's ever struggled to stay motivated while working toward financial freedom.The surprising item Andrew put on his vision board – and whyWhy writing down your goals could make them more realA simple 15-minute strategy to stay focused on your goalsDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Online property estimators promise to tell you what your house is worth. But which one is actually accurate? And how close are the estimates to reality?In this episode, Ed and Andrew are joined by Vanessa from Realestate.co.nz, who shares the results of comparing over 75,000 online house estimates with actual sale prices.You'll learn:Which property valuation tool is the most accurate in New ZealandWhere in the country online estimates are more reliableWhy you can't always trust the numbers (and when you can)Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we ask a big question — what's the real limit on house prices? Because many Kiwis wonder: If incomes don't rise much … how can property prices keep going up?We unpack:The latest house price-to-income ratios across NZ (and how they compare internationally)Whether Tauranga and Auckland are truly “the most unaffordable” – or if the data hides something deeperWhy DTI (debt-to-income) ratios might be more useful than price-to-income when assessing affordabilityYou'll also hear why existing homeowners with high equity – not first-home buyers – might be the key to understanding what's really driving the property market.For more on the limits of affordability, check out our article on house prices NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not everyone wants to wait until 65 to enjoy life. For some Kiwis, financial freedom isn't about retirement — it's about creating options earlier. In this episode, we explore how property can help you fund a mini-retirement and give you a break from work now (not just later).You'll learn:4 strategies to use your properties to fund time off workHow much a mini-retirement can actually costWhy one listener isn't waiting for retirement — and neither should youAnd if you're thinking 'how much do I need to retire nz?' read this guide on how much retirement really costs. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You're in your 40s – your income's peaking, your expenses are soaring, and everyone wants a piece of you. It's easy to think “I'll deal with investing later.” But that could be the biggest financial mistake you ever make.In this episode, we break down:The riskiest money move you can make in your 40sThe biggest untapped resource most 40-somethings forget they haveWhy delaying investing means saving 3x more just to catch upIf you're relying on just the pension or KiwiSaver, you might be in for a shock. So read this guide to figure out how much do I need to retire nz.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we meet Nefe and Dan – a young Kiwi couple who hit their goal of owning three properties by the time they turned 30.They didn't win the lottery. They didn't start with heaps of money. But what they did do was sacrifice, hustle, and learn to work the system.You'll learn:How to use the bank's money (not just your own) to grow a portfolioWhy sacrificing birthdays and travel helped fast-track their successWhat happened when a dodgy off-the-plan deal nearly derailed their planThis episode is a must-listen for anyone thinking “I've left it too late.” You haven't. And if you looking for a financial adviser (nz) check out this guide on the top financial advisers in the country.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all mortgage brokers are created equal. And if yours isn't doing their job properly … it could be holding your investment journey back.In this episode, we reveal the 5 signs that it's time to fire your broker. And we also cover the #1 sign that you've found a golden one you should never let go.You'll also learn:What bad brokers do that can kill your ability to grow a portfolioHow to find a better mortgage broker who actually helps you get aheadThe step-by-step process to switch brokers (without paying a cent)Wondering what a good mortgage broker actually does? Check out this article about the top mortgage broker nz.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you know if your property's yield is actually good? Most investors have no clue if they're doing better than average.In this episode, we reveal new nationwide data that shows what a “good” yield really looks like. We also break down what investors in Auckland, Canterbury and Southland should expect – and why comparing yourself to the national average might be a mistake.You'll learn:What the average gross yield is across NZ (and what puts you in the top 25%)How yields vary wildly between Auckland, Southland, and the West CoastWhy you should calculate yield based on today's value, not your original purchase priceWant to see the latest data on how house prices and rents are trending? Check out our New Zealand property market report.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
So many Kiwis delay investing – waiting for the perfect moment, the right mindset, or just more time. But “someday” often turns into “never” … and that delay can cost you tens of thousands in lost gains.In this episode, we dive into what we call Someday Sickness – why it happens, what it's costing you, and how to cure it so you can finally take action and start investing.You'll learn:The real cost of delaying your investing for just one yearWhy inertia and loss aversion are holding you back3 proven cures for Someday Sickness (that you can start using today)If you've decided it's time to invest, check out our guide on the best investment nz. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
We've all heard about the so-called “Great Wealth Transfer” — $1.6 trillion expected to pass from Baby Boomers to the next generation. But does that mean you're about to inherit a fortune? Not quite.In this episode, we unpack what's really going on with inheritances in New Zealand and why some people might be sorely disappointed.You'll learn:Why the average Kiwi probably won't see a cent from that $1.6 trillionHow wealth is concentrated among a small group of familiesWhy relying on an inheritance could be a risky retirement strategyAs part of this you should also think about NZ Super. And how much is nz super per fortnight. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When you get a rental appraisal, can you trust it? Or is it just a guess that's designed to help someone make a sale?In this episode, we reveal never-before-seen data on just how accurate rental appraisals really are – based on properties actually rented across Christchurch and Auckland. You'll hear the numbers, the surprising truth, and what it means for you as a property investor.You'll learn:What percentage of appraisals fall within the stated range (and which city performs better)How often properties rent for less than expected – and by how muchWhy getting this right matters when applying for lending or projecting cashflowWant to learn what a good gross yield is in New Zealand – here's our guide on what is a good rental yield nz.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume NZ Super will always be there. But is that really true? Could the age change? Could the entire system be scrapped?In this episode, we dive into the numbers behind NZ Super and how it might change in the future. Plus, how this could affect your retirement plan.You'll learn:Why the government may not be able to afford the current systemHow increasing life expectancy could delay your retirement incomeThe simple steps to protect your financial future – even if Super is cutCheck out our deep dive into our guide about how much I need to retire nz.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When Warren landed in New Zealand, he had just $20 in his bank account. Fast forward to today, and he owns a portfolio of seven investment properties.In this episode, we share Warren's incredible journey — including how he worked multiple jobs, educated himself, and used second-tier lending to scale up his property investments.You'll learn:How Warren saved enough to buy his first home despite starting from nothingThe moment everything changed – and how he doubled downHis strategy for building equity and using it to keep buyingWant to follow in Warren's footsteps? Check out our guide to property investment NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most property educators say they invest … but do they really?In this episode, Ed and Andrew lay it all bare – the actual properties they've purchased, the cashflow they're earning, and the lessons they've learned.They dig into what's worked, what hasn't, and how they're thinking about their portfolios in 2025.You'll learn:Which properties they personally bought (and how they're performing)How much they've made – and lost – over timeThe hard lessons even experienced investors still run intoFor more real-world examples, check out our guide to how to invest in property NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not sure if you're really ready to invest in property?In this episode, we share the ‘Can I Invest Test' – a simple way to test-drive the cashflow demands of a new investment before you take the plunge. It's a financial dress rehearsal that gives you certainty (and a chance to pull out if the numbers don't work).You'll learn:How to figure out the actual top-up your property might requireThe simple 3-step process to test if you can handle itHow one investor used this to confidently move forward (and how another realised they weren't ready)Check out our guide to property investment NZ to get started with a strategy that fits your finances.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all share investing platforms are created equal. In this episode, we compare five of the most popular investing platforms used by Kiwis – Sharesies vs Hatch vs Kernel vs Stake vs Tiger Brokers.Even though property is our main gig, we know a lot of you dabble in shares too. So, we put these platforms head-to-head and asked: Which is the fastest to get started on? Which one has the best fees? And which is best for beginners?You'll learn:Why some platforms are designed for long-term investors – and others for trading on the goThe key difference in how your money is actually held on each platform (and what happens if one goes under)Which app we'd use if we were starting with just $100 todayWant to grow your wealth through more than just shares? Read our ultimate guide to investing in property NZ for practical tips.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Think there's only one way to invest in property? Think again.In this episode, we run through 13 different property investment strategies that Kiwis use – and we explain each one in 60 seconds or less. Whether you're brand new or already investing, there's likely a strategy here you haven't considered.You'll also hear how many of these strategies Andrew has personally used (hint: it's most of them).In this episode, you'll learn:The pros and cons of 13 popular property investment strategies in New ZealandWhich ones are better for passive investors vs. hands-on investorsHow to pick the right strategy based on your goals, budget, and timeAlso check out our article on property investment strategies NZ to dive deeper into each one.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
If you've listened to this podcast for a while, you've heard us talk about Opes Partners. But what do our clients actually think? In this episode, we share the raw, honest truth — the good, the bad, and the warts in between.This is the behind-the-scenes view of what working with us actually looks like.You'll learn:The 3 biggest complaints clients have shared about OpesWhat we do when things go wrong (including when we paid someone's legal bill)How our service works and why it's not the right fit for everyoneBook your free Portfolio Planning Session with the Opes team here.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've probably heard that property is a “safe investment.”But here's the truth: property investing is risky … especially when you don't protect yourself against the downside.In this episode, we reveal the 6 biggest risks facing Kiwi investors – and the practical hedges you can put in place to safeguard your portfolio. These are the tools that turn property investing from a gamble into a strategy.You'll learn:Why investors often forget the risk of having to sell at the wrong timeThe one type of insurance most investors overlook (but shouldn't)How to diversify your way to a safer portfolioCheck out our full breakdown of property investment NZ and learn how to build a strategy that can weather the storm.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Strahan McIntosh didn't set out to become a property investor. But after teaming up with his brother, surviving cowboy tradies, and getting caught in a cyclone, he's now built a purposeful portfolio across 4 different regions.In this Case Study Sunday episode, Strahan shares his story – from Palmy to Christchurch to Hawke's Bay – and the deal that made him $100,000.You'll hear:How Strahan and his brother made $100k each from a single property saleThe $4,700-a-month blowout that nearly derailed his financesWhy Cyclone Gabrielle forced the government to buy him outCheck out our Property Investment NZ guides to start or grow your own investment journey.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Every property investor eventually asks this question: “Should I buy for capital growth or yield?” In this episode, we walk through 5 critical questions that will help you make that decision – based on your age, goals, budget, and existing portfolio.Listen in as we compare real examples of investors who prioritise growth and others who focus on cashflow … and how to tell which path is right for you.Which investors are better suited to capital growth vs yieldHow your age and retirement goals affect your investment strategyWhy the number of properties you already own changes your next stepAnd here's the self-assessment tool where you can find out what's the right fit for you. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever feel like you're doing all the right things financially … but still don't feel rich?That's more common than you think – and there's a reason behind it. In this episode, we break down the mindset shift that can transform your investing outlook: the compounding click. That's the moment when everything changes, and you suddenly realise your efforts are paying off.Tune in to hear:Why wealth often feels invisible in the early years of investingThe $0.01 to $10 million example that shows how compounding really worksWhen most investors hit their “click” moment – and what it feels like Want to fast-track your own compounding click? Check out our free guides and tools on property investment NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've seen the posts on Instagram — “I've got a property deal with $100k in profit waiting for you.” But is that real … or just marketing?In this episode, we investigate the rise of property deal networks — particularly the one run by a previous podcast guest. We look at what these networks actually do, how they work, and what you need to watch out for.You'll hear what a deal network really is (hint: it's not the same as a buyer's agent), how much people are making, and the red flags you should know before handing over your cash.This includes: What a property deal network is and how it differs from a buyer's agentWhat's included in the fees (and whether the ROI stacks up)The risks and questions to ask before jumping inFor more, check out our article on property investment in NZ. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors only think about one kind of risk: “Will I lose my money?” But there are two other crucial types of risk every investor needs to understand – and if you ignore them, your entire financial plan could fall apart.In this episode, we reveal the three types of risk every property investor must assess. And we share how to figure out which type matters most to you right now.You'll learn:The 3 types of risk: tolerance, capacity, and needWhich type of risk matters most (and why)How your financial goals affect how much risk you need to takeHere's the 3-question risk assessment we discuss in the show.Want to become a confident investor? Check out our in-depth guides on property investment NZ for more strategies and tools.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
From racist tenants to used condoms on the floor … this episode shares the worst of the worst rental nightmares from Kiwi landlords.In today's episode, we expose five jaw-dropping horror stories – and the lessons every landlord must learn to avoid the same fate.You'll hear:Why the “perfect” tenant on paper sometimes turns out to be a nightmareHow one tenant sold furniture they didn't own – and paid the priceA story involving poo, mattresses, and fake friendsWant to learn more about managing your rentals the smart way? Check out our guide on property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The housing market feels flat. Property prices seem to be going nowhere. But look a little closer, and you'll see a different story.In this episode, we reveal the two-tier recovery happening in the New Zealand property market – where some areas are thriving and others are falling behind.You'll learn:The 5 best (and worst) performing areas over the past yearWhy national averages can be misleading for investorsWhich regions are quietly becoming more affordableWant to see the latest data for yourself? Check out our in-depth breakdown of house prices in NZ to see which regions are up … and which are lagging behind.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Lynne and Darren aren't your typical investors. No kids. Six motorbikes. And a plan to travel the South Island in a motorhome. But they've also built a $660,000 nest egg through strategic property investing. Now, they're just a few years away from retiring early – and comfortably.In this episode, you'll learn:How they used property to grow their wealth (without overextending)Why they bought two properties at once … and never looked backTheir exact plan to generate $103k/year in retirement incomeThe moment they said “no more working after 65”How two different money personalities can still build wealth togetherThis case study shows how the average Kiwi couple – even starting later in life – can still retire wealthy through smart property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Bitcoin's price is up 84,000x since 2011 – turning $100 into over $11 million. But does that make it a smart investment today?In this episode, we're joined by financial advisor and crypto expert Darcy Ungaro to put property and Bitcoin head-to-head. Ed and Andrew are sceptical … but can Darcy convince them?You'll hear real data, real questions, and real tension as we unpack the truth about cryptocurrency and where (or if) it fits in your investment plan.In this episode, we cover:Whether crypto deserves a place in a Kiwi investor's portfolioHow much you should (realistically) invest in BitcoinWhy property may still come out on top – even with smaller gainsLearn more about smart property investment in NZ and how it compares to other assets.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever looked back at a financial decision and thought: What was I thinking?In this episode, we count down the 9 most unhinged money mistakes made by real Kiwis – as told by you. From wedding blowouts to shady online “investment” courses, we unpack the jaw-dropping stories and share what you can learn from each.Whether you've made a money mistake before (who hasn't?) or just want to feel better about your own, this episode's for you.You'll learn:The wildest ways Kiwis have blown big moneyThe hidden psychology behind these financial failsThe No.1 thing to ask before you spend that inheritance Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When you imagine the perfect tenant, who comes to mind? A young professional couple? No pets, no kids, high income, long-term renters? That's what most new landlords think. But they're wrong. In this episode, we reveal the surprising truth about who actually makes the best tenants – and how first-time landlords often get it backwards.You'll learn:Why the tenant who looks worst on paper might be your best long-term renterThe crucial difference between “ideal buyer” and “ideal tenant”Why high income doesn't always mean low riskWhat real property managers look for when picking the right personHow to challenge your assumptions (and avoid costly turnover) Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we dig into what's really going on in the rental market. Is it just your imagination, or is it genuinely taking longer to find tenants? We reveal what the data says, what property managers are experiencing on the ground, and what that means for landlords today. If your rental's been sitting vacant longer than you'd like, this episode's for you.You'll learn:Whether the slowdown is real or just a blipWhat the numbers show about current rental listings vs. demandHow long properties are sitting vacantWhat rents are doing right now (hint: not much)The steps smart landlords are taking to stay ahead Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Think you can guess where house prices (NZ) are headed based on what happened last year? Think again.In this episode, we reveal why using last year's prices to predict next year's market is one of the most common – and costly – mistakes investors make.We dig into the data to show whether good years really follow good years … and what actually happens next.You'll learn:How often property prices really go upWhy the past is a poor predictor of the futureThe data behind short-term property market randomnessWhat Palmerston North can teach us about recency biasWhy smart investors never rely on headlines aloneThis is a wake-up call to stop investing with the rear-view mirror and start looking through the windscreen instead.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume you need $100k+ in cash to buy a rental. But that's not necessarily true.In this episode, we ask: “Can the average New Zealander actually invest in property?” And the answer might surprise you.We also dig into:What the “average” Kiwi really looks like – and whether you're above or below itReal-life examples of everyday Kiwis investing in propertyHow much you might be able to afford – even with a modest incomeThe role equity plays and how you can unlock it Here's the calculator we mentioned in the showDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how Debbie and Brett rebuilt their entire property investment strategy after hitting a major roadblock.After losing finance on a deal, they were forced to pause, regroup, and reset their retirement plan. And what came out of that process was a smarter, more sustainable investment strategy.You'll learn:How they pivoted after the bank said “no”Why they sold both their existing rentals to buy new onesThe “one property per child” mindset (and why they moved on from it)Their vision for retirement and the lifestyle they're building towardsThis is a powerful story for anyone who's felt stuck in their property journey – and a clear example of how sometimes, going backwards can help you leap forward.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've been learning about property investment your whole life … even if you didn't know it.In this episode, we reveal 5 real-world investing lessons hidden in the classic board game Monopoly – and how to apply them to build real wealth.We also discuss the one big thing Monopoly gets wrong … and how not to fall into the trap.You'll learn:Why just collecting your salary won't make you richHow overextending – even with lots of properties – can send you brokeWhy the flashiest properties aren't always the best investmentsHow supply and demand shows up on the game board and in real lifeWhy your investment plan needs to survive when things go wrongDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've been learning about property investment your whole life … even if you didn't know it.In this episode, we reveal 5 real-world investing lessons hidden in the classic board game Monopoly – and how to apply them to build real wealth.We also discuss the one big thing Monopoly gets wrong … and how not to fall into the trap.You'll learn:Why just collecting your salary won't make you richHow overextending – even with lots of properties – can send you brokeWhy the flashiest properties aren't always the best investmentsHow supply and demand shows up on the game board and in real lifeWhy your investment plan needs to survive when things go wrongDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What's the best way to sell your property in today's market?Auction? Deadline sale? Price by negotiation? There are pros and cons to each – and if you get it wrong, you could walk away with tens of thousands less than your property's worth.In this episode, we break down:The 3 most common methods of sale in NZWhen to use each one (and when to avoid them)How to choose the right one based on your type of propertyThat way you'll be able to use the right sales process for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we dig into the data to figure out whether the housing market has really bottomed out – or if there's more pain to come.You'll learn:What the 5 signs that the market is turningThe 4 biggest reasons prices are still sluggishHow to know when the market is starting to liftTo check how house prices are trending in your area, use our Market Mover Tool.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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