The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market. Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. Both Stuff and Juno Investment Magazine have previously published his analyses. https://www.opespartners.co.nz/investment/property-investment
How do you know if your property's yield is actually good? Most investors have no clue if they're doing better than average.In this episode, we reveal new nationwide data that shows what a “good” yield really looks like. We also break down what investors in Auckland, Canterbury and Southland should expect – and why comparing yourself to the national average might be a mistake.You'll learn:What the average gross yield is across NZ (and what puts you in the top 25%)How yields vary wildly between Auckland, Southland, and the West CoastWhy you should calculate yield based on today's value, not your original purchase priceWant to see the latest data on how house prices and rents are trending? Check out our New Zealand property market report.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
So many Kiwis delay investing – waiting for the perfect moment, the right mindset, or just more time. But “someday” often turns into “never” … and that delay can cost you tens of thousands in lost gains.In this episode, we dive into what we call Someday Sickness – why it happens, what it's costing you, and how to cure it so you can finally take action and start investing.You'll learn:The real cost of delaying your investing for just one yearWhy inertia and loss aversion are holding you back3 proven cures for Someday Sickness (that you can start using today)If you've decided it's time to invest, check out our guide on the best investment nz. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
We've all heard about the so-called “Great Wealth Transfer” — $1.6 trillion expected to pass from Baby Boomers to the next generation. But does that mean you're about to inherit a fortune? Not quite.In this episode, we unpack what's really going on with inheritances in New Zealand and why some people might be sorely disappointed.You'll learn:Why the average Kiwi probably won't see a cent from that $1.6 trillionHow wealth is concentrated among a small group of familiesWhy relying on an inheritance could be a risky retirement strategyAs part of this you should also think about NZ Super. And how much is nz super per fortnight. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When you get a rental appraisal, can you trust it? Or is it just a guess that's designed to help someone make a sale?In this episode, we reveal never-before-seen data on just how accurate rental appraisals really are – based on properties actually rented across Christchurch and Auckland. You'll hear the numbers, the surprising truth, and what it means for you as a property investor.You'll learn:What percentage of appraisals fall within the stated range (and which city performs better)How often properties rent for less than expected – and by how muchWhy getting this right matters when applying for lending or projecting cashflowWant to learn what a good gross yield is in New Zealand – here's our guide on what is a good rental yield nz.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume NZ Super will always be there. But is that really true? Could the age change? Could the entire system be scrapped?In this episode, we dive into the numbers behind NZ Super and how it might change in the future. Plus, how this could affect your retirement plan.You'll learn:Why the government may not be able to afford the current systemHow increasing life expectancy could delay your retirement incomeThe simple steps to protect your financial future – even if Super is cutCheck out our deep dive into our guide about how much I need to retire nz.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When Warren landed in New Zealand, he had just $20 in his bank account. Fast forward to today, and he owns a portfolio of seven investment properties.In this episode, we share Warren's incredible journey — including how he worked multiple jobs, educated himself, and used second-tier lending to scale up his property investments.You'll learn:How Warren saved enough to buy his first home despite starting from nothingThe moment everything changed – and how he doubled downHis strategy for building equity and using it to keep buyingWant to follow in Warren's footsteps? Check out our guide to property investment NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most property educators say they invest … but do they really?In this episode, Ed and Andrew lay it all bare – the actual properties they've purchased, the cashflow they're earning, and the lessons they've learned.They dig into what's worked, what hasn't, and how they're thinking about their portfolios in 2025.You'll learn:Which properties they personally bought (and how they're performing)How much they've made – and lost – over timeThe hard lessons even experienced investors still run intoFor more real-world examples, check out our guide to how to invest in property NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not sure if you're really ready to invest in property?In this episode, we share the ‘Can I Invest Test' – a simple way to test-drive the cashflow demands of a new investment before you take the plunge. It's a financial dress rehearsal that gives you certainty (and a chance to pull out if the numbers don't work).You'll learn:How to figure out the actual top-up your property might requireThe simple 3-step process to test if you can handle itHow one investor used this to confidently move forward (and how another realised they weren't ready)Check out our guide to property investment NZ to get started with a strategy that fits your finances.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all share investing platforms are created equal. In this episode, we compare five of the most popular investing platforms used by Kiwis – Sharesies vs Hatch vs Kernel vs Stake vs Tiger Brokers.Even though property is our main gig, we know a lot of you dabble in shares too. So, we put these platforms head-to-head and asked: Which is the fastest to get started on? Which one has the best fees? And which is best for beginners?You'll learn:Why some platforms are designed for long-term investors – and others for trading on the goThe key difference in how your money is actually held on each platform (and what happens if one goes under)Which app we'd use if we were starting with just $100 todayWant to grow your wealth through more than just shares? Read our ultimate guide to investing in property NZ for practical tips.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Think there's only one way to invest in property? Think again.In this episode, we run through 13 different property investment strategies that Kiwis use – and we explain each one in 60 seconds or less. Whether you're brand new or already investing, there's likely a strategy here you haven't considered.You'll also hear how many of these strategies Andrew has personally used (hint: it's most of them).In this episode, you'll learn:The pros and cons of 13 popular property investment strategies in New ZealandWhich ones are better for passive investors vs. hands-on investorsHow to pick the right strategy based on your goals, budget, and timeAlso check out our article on property investment strategies NZ to dive deeper into each one.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
If you've listened to this podcast for a while, you've heard us talk about Opes Partners. But what do our clients actually think? In this episode, we share the raw, honest truth — the good, the bad, and the warts in between.This is the behind-the-scenes view of what working with us actually looks like.You'll learn:The 3 biggest complaints clients have shared about OpesWhat we do when things go wrong (including when we paid someone's legal bill)How our service works and why it's not the right fit for everyoneBook your free Portfolio Planning Session with the Opes team here.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've probably heard that property is a “safe investment.”But here's the truth: property investing is risky … especially when you don't protect yourself against the downside.In this episode, we reveal the 6 biggest risks facing Kiwi investors – and the practical hedges you can put in place to safeguard your portfolio. These are the tools that turn property investing from a gamble into a strategy.You'll learn:Why investors often forget the risk of having to sell at the wrong timeThe one type of insurance most investors overlook (but shouldn't)How to diversify your way to a safer portfolioCheck out our full breakdown of property investment NZ and learn how to build a strategy that can weather the storm.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Strahan McIntosh didn't set out to become a property investor. But after teaming up with his brother, surviving cowboy tradies, and getting caught in a cyclone, he's now built a purposeful portfolio across 4 different regions.In this Case Study Sunday episode, Strahan shares his story – from Palmy to Christchurch to Hawke's Bay – and the deal that made him $100,000.You'll hear:How Strahan and his brother made $100k each from a single property saleThe $4,700-a-month blowout that nearly derailed his financesWhy Cyclone Gabrielle forced the government to buy him outCheck out our Property Investment NZ guides to start or grow your own investment journey.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Every property investor eventually asks this question: “Should I buy for capital growth or yield?” In this episode, we walk through 5 critical questions that will help you make that decision – based on your age, goals, budget, and existing portfolio.Listen in as we compare real examples of investors who prioritise growth and others who focus on cashflow … and how to tell which path is right for you.Which investors are better suited to capital growth vs yieldHow your age and retirement goals affect your investment strategyWhy the number of properties you already own changes your next stepAnd here's the self-assessment tool where you can find out what's the right fit for you. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever feel like you're doing all the right things financially … but still don't feel rich?That's more common than you think – and there's a reason behind it. In this episode, we break down the mindset shift that can transform your investing outlook: the compounding click. That's the moment when everything changes, and you suddenly realise your efforts are paying off.Tune in to hear:Why wealth often feels invisible in the early years of investingThe $0.01 to $10 million example that shows how compounding really worksWhen most investors hit their “click” moment – and what it feels like Want to fast-track your own compounding click? Check out our free guides and tools on property investment NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've seen the posts on Instagram — “I've got a property deal with $100k in profit waiting for you.” But is that real … or just marketing?In this episode, we investigate the rise of property deal networks — particularly the one run by a previous podcast guest. We look at what these networks actually do, how they work, and what you need to watch out for.You'll hear what a deal network really is (hint: it's not the same as a buyer's agent), how much people are making, and the red flags you should know before handing over your cash.This includes: What a property deal network is and how it differs from a buyer's agentWhat's included in the fees (and whether the ROI stacks up)The risks and questions to ask before jumping inFor more, check out our article on property investment in NZ. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors only think about one kind of risk: “Will I lose my money?” But there are two other crucial types of risk every investor needs to understand – and if you ignore them, your entire financial plan could fall apart.In this episode, we reveal the three types of risk every property investor must assess. And we share how to figure out which type matters most to you right now.You'll learn:The 3 types of risk: tolerance, capacity, and needWhich type of risk matters most (and why)How your financial goals affect how much risk you need to takeHere's the 3-question risk assessment we discuss in the show.Want to become a confident investor? Check out our in-depth guides on property investment NZ for more strategies and tools.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
From racist tenants to used condoms on the floor … this episode shares the worst of the worst rental nightmares from Kiwi landlords.In today's episode, we expose five jaw-dropping horror stories – and the lessons every landlord must learn to avoid the same fate.You'll hear:Why the “perfect” tenant on paper sometimes turns out to be a nightmareHow one tenant sold furniture they didn't own – and paid the priceA story involving poo, mattresses, and fake friendsWant to learn more about managing your rentals the smart way? Check out our guide on property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The housing market feels flat. Property prices seem to be going nowhere. But look a little closer, and you'll see a different story.In this episode, we reveal the two-tier recovery happening in the New Zealand property market – where some areas are thriving and others are falling behind.You'll learn:The 5 best (and worst) performing areas over the past yearWhy national averages can be misleading for investorsWhich regions are quietly becoming more affordableWant to see the latest data for yourself? Check out our in-depth breakdown of house prices in NZ to see which regions are up … and which are lagging behind.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Lynne and Darren aren't your typical investors. No kids. Six motorbikes. And a plan to travel the South Island in a motorhome. But they've also built a $660,000 nest egg through strategic property investing. Now, they're just a few years away from retiring early – and comfortably.In this episode, you'll learn:How they used property to grow their wealth (without overextending)Why they bought two properties at once … and never looked backTheir exact plan to generate $103k/year in retirement incomeThe moment they said “no more working after 65”How two different money personalities can still build wealth togetherThis case study shows how the average Kiwi couple – even starting later in life – can still retire wealthy through smart property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Bitcoin's price is up 84,000x since 2011 – turning $100 into over $11 million. But does that make it a smart investment today?In this episode, we're joined by financial advisor and crypto expert Darcy Ungaro to put property and Bitcoin head-to-head. Ed and Andrew are sceptical … but can Darcy convince them?You'll hear real data, real questions, and real tension as we unpack the truth about cryptocurrency and where (or if) it fits in your investment plan.In this episode, we cover:Whether crypto deserves a place in a Kiwi investor's portfolioHow much you should (realistically) invest in BitcoinWhy property may still come out on top – even with smaller gainsLearn more about smart property investment in NZ and how it compares to other assets.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever looked back at a financial decision and thought: What was I thinking?In this episode, we count down the 9 most unhinged money mistakes made by real Kiwis – as told by you. From wedding blowouts to shady online “investment” courses, we unpack the jaw-dropping stories and share what you can learn from each.Whether you've made a money mistake before (who hasn't?) or just want to feel better about your own, this episode's for you.You'll learn:The wildest ways Kiwis have blown big moneyThe hidden psychology behind these financial failsThe No.1 thing to ask before you spend that inheritance Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When you imagine the perfect tenant, who comes to mind? A young professional couple? No pets, no kids, high income, long-term renters? That's what most new landlords think. But they're wrong. In this episode, we reveal the surprising truth about who actually makes the best tenants – and how first-time landlords often get it backwards.You'll learn:Why the tenant who looks worst on paper might be your best long-term renterThe crucial difference between “ideal buyer” and “ideal tenant”Why high income doesn't always mean low riskWhat real property managers look for when picking the right personHow to challenge your assumptions (and avoid costly turnover) Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we dig into what's really going on in the rental market. Is it just your imagination, or is it genuinely taking longer to find tenants? We reveal what the data says, what property managers are experiencing on the ground, and what that means for landlords today. If your rental's been sitting vacant longer than you'd like, this episode's for you.You'll learn:Whether the slowdown is real or just a blipWhat the numbers show about current rental listings vs. demandHow long properties are sitting vacantWhat rents are doing right now (hint: not much)The steps smart landlords are taking to stay ahead Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Think you can guess where house prices (NZ) are headed based on what happened last year? Think again.In this episode, we reveal why using last year's prices to predict next year's market is one of the most common – and costly – mistakes investors make.We dig into the data to show whether good years really follow good years … and what actually happens next.You'll learn:How often property prices really go upWhy the past is a poor predictor of the futureThe data behind short-term property market randomnessWhat Palmerston North can teach us about recency biasWhy smart investors never rely on headlines aloneThis is a wake-up call to stop investing with the rear-view mirror and start looking through the windscreen instead.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume you need $100k+ in cash to buy a rental. But that's not necessarily true.In this episode, we ask: “Can the average New Zealander actually invest in property?” And the answer might surprise you.We also dig into:What the “average” Kiwi really looks like – and whether you're above or below itReal-life examples of everyday Kiwis investing in propertyHow much you might be able to afford – even with a modest incomeThe role equity plays and how you can unlock it Here's the calculator we mentioned in the showDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how Debbie and Brett rebuilt their entire property investment strategy after hitting a major roadblock.After losing finance on a deal, they were forced to pause, regroup, and reset their retirement plan. And what came out of that process was a smarter, more sustainable investment strategy.You'll learn:How they pivoted after the bank said “no”Why they sold both their existing rentals to buy new onesThe “one property per child” mindset (and why they moved on from it)Their vision for retirement and the lifestyle they're building towardsThis is a powerful story for anyone who's felt stuck in their property journey – and a clear example of how sometimes, going backwards can help you leap forward.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've been learning about property investment your whole life … even if you didn't know it.In this episode, we reveal 5 real-world investing lessons hidden in the classic board game Monopoly – and how to apply them to build real wealth.We also discuss the one big thing Monopoly gets wrong … and how not to fall into the trap.You'll learn:Why just collecting your salary won't make you richHow overextending – even with lots of properties – can send you brokeWhy the flashiest properties aren't always the best investmentsHow supply and demand shows up on the game board and in real lifeWhy your investment plan needs to survive when things go wrongDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've been learning about property investment your whole life … even if you didn't know it.In this episode, we reveal 5 real-world investing lessons hidden in the classic board game Monopoly – and how to apply them to build real wealth.We also discuss the one big thing Monopoly gets wrong … and how not to fall into the trap.You'll learn:Why just collecting your salary won't make you richHow overextending – even with lots of properties – can send you brokeWhy the flashiest properties aren't always the best investmentsHow supply and demand shows up on the game board and in real lifeWhy your investment plan needs to survive when things go wrongDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What's the best way to sell your property in today's market?Auction? Deadline sale? Price by negotiation? There are pros and cons to each – and if you get it wrong, you could walk away with tens of thousands less than your property's worth.In this episode, we break down:The 3 most common methods of sale in NZWhen to use each one (and when to avoid them)How to choose the right one based on your type of propertyThat way you'll be able to use the right sales process for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we dig into the data to figure out whether the housing market has really bottomed out – or if there's more pain to come.You'll learn:What the 5 signs that the market is turningThe 4 biggest reasons prices are still sluggishHow to know when the market is starting to liftTo check how house prices are trending in your area, use our Market Mover Tool.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Thinking about setting up a family trust but unsure if it's worth it in 2025?In this episode, we dig into the real reasons Kiwis set up trusts – and whether you still need one today. You'll learn the 3 benefits trusts can offer (and when they don't apply), why most trusts fail, and the legal traps that can make your trust worthless.Plus, we reveal how people can still bust into your trust and take your assets … even when you think they're protected.If you're wondering whether a trust is right for your situation, this episode is a must-listen.Need help with structuring your property portfolio? Start by speaking to a property investment planner – it's free.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors dream of building a massive portfolio – Andrew Nicol actually did it. He owns 43 properties … but along the way, made some major mistakes.In this episode, Andrew shares what he'd do differently if he had to start again.You'll learn:How he built his portfolio from flipping homes to long-term holdsThe moment he nearly lost it all after the Christchurch earthquakesWhy letting go of bad investments is sometimes smarter than holding onWhether you're just starting out or deep into your journey, this episode shares the real behind-the-scenes of growing a successful portfolio.Want to run the numbers on your next investment? Use the free Opes+ Property Investment Calculator to check the cashflow and capital gains before you buy.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors dream of building a massive portfolio – Andrew Nicol actually did it. He owns 43 properties … but along the way, made some major mistakes.In this episode, Andrew shares what he'd do differently if he had to start again.You'll learn:How he built his portfolio from flipping homes to long-term holdsThe moment he nearly lost it all after the Christchurch earthquakesWhy letting go of bad investments is sometimes smarter than holding onWhether you're just starting out or deep into your journey, this episode shares the real behind-the-scenes of growing a successful portfolio.Want to run the numbers on your next investment? Use the free Opes+ Property Investment Calculator to check the cashflow and capital gains before you buy.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Tiffany's the behind-the-scenes superstar here at Opes – and in this episode, she finally steps up to the mic.She shares the story of how she bought and fully renovated a house while 35 weeks pregnant – plastering, painting, and all – and how she's using property to create a financial legacy for her kids.You'll hear the numbers, the strategy, and how she saved over $30K in labour by doing it herself.And if you're weighing up the value of a do-up … or wondering how to buy with your head (not your heart), this episode is packed with real-world insights.Plus, check out our free property investment plan to build your own long-term strategy.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Nobody likes to think about it … but what happens to your mortgage if you die? Will your kids inherit the debt? Will the bank come knocking?In this episode, we break down what actually happens when someone with a mortgage dies — whether it's you or your parents. You'll learn the role of the executor, what happens to loan payments, and how to avoid burdening your loved ones.Plus, we explain when the debt is wiped, and when it becomes your responsibility (hint: it's not as simple as “you die, it disappears”).Thinking about your financial future? Learn how to structure your home loans properly with help from an experienced mortgage broker. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Auckland's new council valuations are out – and the average CV has dropped by 9%. But what does that actually mean for your property, your rates, and your negotiating power?In this episode, we break down:Why lower CVs might actually be good news for your rates billWhat to do if you think your CV is wrong (and how to challenge it)The number 1 mistake homeowners make when interpreting their CVYou'll also learn how these updated values are not necessarily a reflection of what your home is worth today.Want to make sure you're selling your property the right way? Check out our guide on how to sell a house in NZ for the right way to think about pricing your property.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss how much Kiwis really need to invest each month. We explore:3 simple rules of thumb for figuring out your target investment rateHow much people actually save – and whether you're doing enoughReal-life examples, including one couple earning $140K and what they should invest weeklyWhether you're aiming to save 10%, 20%, or more of your income, this episode breaks down the numbers and offers a free spreadsheet calculator to help you get started.Curious how much you should invest? Here's the calculator we mentioned during the show.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever wondered how some investors seem to get above average returns, while others just track the market?In this episode, we reveal how to potentially beat the market by understanding direct vs indirect ownership – and which one might be right for you.You'll learn:What the “market return” really meansHow direct investing (like buying a property) compares to investing through a fundThe key trade-offs – including returns, risk, leverage, and timeHow to decide what to own directly vs indirectlyWant to learn how to invest smarter and structure your portfolio properly? Check out our guide to property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how to "Retire before 55 on $100k passive income"In this podcast you'll learn:the 9 step blueprint to retire at 55how to apply the Rule of 4%How to use Opes+ to help you reach your goalsFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss: why real estate agents often won't tell you the price upfront … and what you can do about it.It's one of the biggest frustrations buyers have — feeling like the agent is being deliberately vague or even misleading. But is it just sales speak … or are they breaking the rules?You'll learn:What to say to get the price out of an agentWhich rules agents are meant to followAnd examples of agents who got caught and fined for misleading buyers
There's a major rule change coming … and if you miss it, a simple cat door could cost you $7,200.In this episode, we reveal the big shift in the Healthy Homes Standards and what every landlord must do before 1 July 2025.We also break down real-life cases where landlords have been fined over $30,000, and the exact upgrades you may need – from insulation to extractor fans – to stay compliant.
In this episode, we discuss how Mark – a 63-year-old Tauranga pizza shop owner – built a secure retirement plan later in life, even after making some costly property investment mistakes.Hear how he sold his properties too early and missed out on hundreds of thousands in capital gainsWhy he's jumped back into the market in his 60s and how he's planning to grow his equity by another $1 millionWhat he'd tell his 35-year-old self … and what you can learn from itThis is a powerful case study for anyone thinking “is it too late for me?” Spoiler: it's not.Want to start your own investment journey? Check out our guide to investment property in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand. You'll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?Plus, you'll learn how deposit rules can directly impact the ROI you see in tools like Opes+.
In this episode, we discuss the 7 worst property crashes in history – and how far prices really fell. You'll learn:• What triggered each collapse (from financial crises to pandemics)• Whether New Zealand shows any signs of going the same way• What history can teach you about how to spot a housing crash before it happensPlus, we talk about how to protect your portfolio if another downturn happens.Need help planning your next move? Check out the top 10 mortgage brokers in New Zealand.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss what it would actually take for us (Ed and Andrew) to fix our interest rates for the long term.You'll learn:Why we usually recommend fixing for 1 year at a timeThe exact conditions that would make us lock in for 3–5 years insteadThe strategy to manage your mortgage risk and keep options openWe also walk through real numbers using our interest rate calculator so you can see which rate might suit you best.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss why investing in property early can supercharge your wealth.You'll learn:How much money you could have made if you bought property 5, 10, or even 20 years agoWhy when you invest is just as important as what you invest inHow to calculate your own “lost gains” using your age and regionThis is the episode to listen to if you've ever said: “I wish I bought earlier.”Here's the link to the spreadsheet we mentioned in the show. Want to see what you personally could have made? Use our property investment calculator to find out.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether auctions really get sellers a better price … or if it's all just hype from real estate agents.We reveal:What the actual data shows about whether auctions sell for more than other methods (like negotiation or deadline sale)Why some houses do better at auction, while others flopHow long it takes to sell your property using each methodPlus, we share the unexpected truth about how real estate agents treat selling their own homes … and what it means when they're selling yours.
In this episode, we discuss the best way to find investment properties in 2025 — without endlessly scrolling through Trade Me listings.You'll learn:The 5 different ways to find properties in NZHow to “keyword hack” your way to better listingsThe tools and strategies top investors use to spot hidden opportunitiesWe also reveal how most Kiwi investors can find the right investment property by using smarter strategies — even if they don't have agents on speed dial.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we share the story of Tommy — a Kiwi investor who bought four properties in just 10 months … all while working overseas in China.You'll learn:How he built a cashflow-positive portfolio from halfway across the worldWhy student flats in Dunedin became his go-to investment strategyAnd the exact timeline and system he used to rapidly scale his portfolioIf you're just starting out and want a clear strategy to follow, check out our guide to building your first property portfolio— and see what's possible when you commit to the plan.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we discuss whether today's New Builds are really as good as some people say. You'll learn:The red flags to watch out for when inspecting a new buildWhat builders did better 50 years ago (and what they do better now)And how to figure out whether a developer is actually going to deliver a quality homeWant to make sure your next property is built to last? Start with our guide to investing in New Builds — so you know what to look for and what to avoid. Don't forget to create your free Opes+ account here.And you can check out our guest, Kyle from Informed Property Inspections here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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