Podcasts about First House

This powerful interview reveals how Dr. Joe built long-term wealth by mastering Section 8, treating tenants like gold, and letting appreciation reshape his entire financial future through disciplined buy-and-hold strategies in an expensive market.See full article: https://www.unitedstatesrealestateinvestor.com/rising-above-fear-to-build-the-real-estate-future-you-want-with-joseph-asamoah/(00:00) - Welcome Back to The REI Agent with Dr. Joe(00:11) - Dr. Joe Shares His Background and Accent(00:22) - Moving From Ghana to England and Then the US(00:50) - Mattias Reflects on Regional Accents(00:58) - Dr. Joe's First Years in the US(01:17) - Buying His First House in Washington DC(01:33) - Early Real Estate Mistakes and Lessons Learned(02:37) - Late Night Infomercial Inspiration(03:26) - First Investment Nightmare: Bad Tenants and Tax Sale Threat(04:26) - Turning Around His First Property(04:28) - Mattias Asks Whether He Still Owns the First House(04:28) - Dr. Joe Still Owns It and Shares Appreciation Story(05:13) - Mattias on Buyer Psychology and Long Term Perspective(06:05) - Property Now Worth $750k and Producing Strong Cash Flow(07:24) - Cash Flow Challenges in Expensive Markets(07:44) - Section 8 as Dr. Joe's Core Strategy(08:05) - Overcoming Section 8 Stereotypes(08:42) - Increasing Rent by Adding Bedrooms(09:40) - Breaking Down Section 8 Rent Structure(10:05) - How Tenant Rent Portions Are Calculated(11:25) - Section 8 Stability During Downturns(11:45) - How Inspections Work and What to Expect(13:26) - Ongoing Inspection Cycles(13:28) - Dr. Joe's Longest Tenant: 28 Years(14:38) - Why Section 8 Tenants Stay Long Term(15:24) - Turnover Costs and Importance of Tenant Stability(15:44) - What Happens When Tenants Cause Inspection Failures(16:49) - The Power of Thorough Screening(17:01) - Have You Ever Had to Evict a Section 8 Tenant(17:08) - Evictions, Housing Authority, and Mediation(18:00) - Screening Fairness and Fair Housing Compliance(19:37) - How Strict Screening Prevents Problems(20:01) - Why Dr. Joe Self Manages(20:40) - Tenant Gifts and Relationship Building(21:20) - Creating a Competitive Moat with Tenant Care(22:10) - Why Retention Matters More Than Expenses(22:12) - Applying Competitive Moat Thinking to Rentals(23:08) - Breaking Down a Current Real Example Deal(23:33) - Type of Property and How Bedrooms Are Added(24:54) - Acquisition, Renovation, and Final Costs(25:55) - Appraisal Results and Equity Created(26:10) - Appreciation Play and Cash Flow Balance(26:21) - Section 8 Annual Rent Increase Requests(27:00) - Funding Deals, Hard Money, and Private Capital(27:52) - BRRRR Strategy Adapted to Expensive Markets(28:29) - House Hacking Possibilities(29:17) - How House Hacking Accelerates Wealth(29:58) - Reducing Living Costs to Build Investment Capital(30:55) - Long Term View Over Short Term Cash Flow(31:30) - Holding Properties Through Market Cycles(31:55) - Appreciation, Cash Flow, and Tax Benefits Over Time(32:09) - Discussing Return on Equity in High Appreciation Markets(33:12) - Leveraging Home Equity Lines of Credit(34:12) - Surviving Market Cycles and Tenant Quality(35:13) - Risk Reduction Through Long Term Ownership(36:59) - Understanding Market Cycles and Timing(37:45) - Surrounding Yourself With Local Experts(38:47) - The Power of Finding a Strategy That Fits You(39:19) - Dr. Joe's Three Gold Nuggets for Listeners(40:48) - Pulling the Trigger and Buying Your First Property(41:09) - Dr. Joe's Favorite Books and Podcasts(42:14) - Learning From History's Greatest Entrepreneurs(42:32) - Where to Find Dr. Joe OnlineContact Joseph Asamoahhttps://joeasamoah.com/https://www.youtube.com/@dr.joeasamoah7503Success is not built in a day. It is built through courage, consistency, and the willingness to play the long game. Let Dr. Joe's wisdom guide your next step into a bigger future. For more insights, visit https://reiagent.com

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In this episode of The Wanderlust Wealth Show, Olivia shares part three of her archives series on how to buy your first house hack investment property. She walks you through what happens after closing day once you have the keys and the real work begins. From choosing your rental strategy to preparing your property for long term medium term or short term tenants Olivia explains how to create a clear plan so you can list your property quickly and start generating income without unnecessary delays.She breaks down the differences between long term rentals short term vacation rentals and medium term rentals and helps you understand what each setup requires including design planning furnishing and back end systems. Olivia also shares personal stories from her own investing journey including how she set up her first house hack in just ten days so she could start earning right away.This episode also includes important updates about her free live masterclass and the special November offer for Wanderlust Wealth Academy which gives new members an extra month inside the program at no additional cost. If youre preparing to buy your first investment property or want step by step guidance on setting up your rental this episode will give you clarity confidence and a full picture of what happens after closing.Tune in to learn how to organize your systems manage renovations prepare your listings and get your investment property up and running smoothly. Stay tuned for part four next week where Olivia dives into operations management and how to run your investment property effectively.APPLY FOR THE FREE CLASShttps://www.oliviatati.com/freeclassAPPLY FOR THE LEAP YEAR MASTERMINDhttps://www.oliviatati.com/leapyearJoin the Community on Substack https://oliviatati.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apply for Wanderlust Wealth Academy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get the free course here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a call to see if you would be a good fit for Wanderlust Wealth Academy: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://oliviatati.com/applywwa⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about WWA here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.oliviatati.com/wwa⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hang out with me on IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@theoliviatati⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@wanderlustwealth.co ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch this episode on Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@Theoliviatati/⁠⁠⁠⁠⁠⁠⁠

In this episode of The Wanderlust Wealth Show, Olivia shares part two of her four part series on how to buy your first house hack investment property. She explains what to expect once your offer is accepted and you are officially under contract, including inspections, appraisals, and working with your realtor and lender.Olivia guides listeners through each stage of the process, offering practical advice on negotiations, managing contingencies, and building the confidence needed to make smart investment decisions. Drawing from her own experience as both an agent and investor, she helps you understand how to navigate this exciting but often overwhelming stage with clarity and ease.If you have not listened to part one yet, make sure to go back and start there before continuing with this episode. Olivia also shares details about her upcoming free real estate masterclass and the special Black Friday offer for Wanderlust Wealth Academy.

In this episode of The Wanderlust Wealth Show, Olivia shares one of her most-requested archive episodes ," How to Buy Your FIRST House Hack Investment Property (Part 1)".This episode kicks off a powerful four-part series where Olivia breaks down, step-by-step, how to purchase your first house hack or investment property. Whether you're brand new to real estate or ready to transition from renter to investor, this episode gives you the clarity and strategy you need to start building wealth through property.Plus, Olivia announces two exciting updates:

In this episode, I share the full story of my first out-of-state house flip that went completely sideways — and how it cost me $30,000. I break down the decisions I made, from choosing the wrong contractor to managing a property from across the country, and what I would do differently today. You'll hear the painful lessons that taught me to always verify work, set clear expectations, and never let optimism override due diligence. This story isn't just about losing money — it's about growth, learning, and becoming a smarter investor through hard-earned experience. Timestamps (00:00) - Intro (01:15) - My first out-of-state house flip (03:45) - Contractor red flags revealed (06:50) - The moment everything unraveled (08:40) - How I recovered from losing $30K (10:55) - Lessons from costly mistakes (12:30) - Why mentorship saves investors   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

The Old Orchard Fall Festival is back—and bigger. This week on The STL Bucket List Show, host Luke Farrell sits down with Madeleine Wiering, of Papillon Press, and Lexie Toomey, of First House, to share how Webster Groves' Old Orchard District is turning Big Bend into a two-day neighborhood celebration.Festival at a glance:

A winter window, three drops of blood on snow, and a mirror that refuses to flatter—this is where our journey into the Seventh House begins. We take Snow White out of the nursery and into the soul, reading the fairy tale as a precise map of relationship, projection, and the parts of ourselves we meet in the other. If the First House says I am, the Seventh answers you are, and the tension between them powers the entire story.We follow the thread of red, white, and black through alchemy's negredo, albedo, and rubedo, then trace how a single name—“Snow White”—exiles desire and descent to the edges of the chart. The queen's mirror speaks truth and sparks envy; the huntsman escorts us to the threshold; Artemis steadies our instincts as we run into the wild. In a spotless cottage, seven miners—echoes of the seven traditional planets and Saturn's seven-year cycle—teach the slow craft of integration: daily work, small rooms, and long nights that turn darkness into gold.Temptations arrive as teachings. Laces steal breath when beauty constricts. A comb slips poison through tangled thoughts. And the apple—half white, half red—reveals the cost of splitting innocence from eros. The glass coffin becomes an alchemical vessel where owl, raven, and dove keep vigil, holding intellect, underworld wisdom, and rebirth in balance. Awakening doesn't come with a kiss but with a stumble that dislodges what choked the voice—proof that real change often arrives through life's imperfect bumps rather than perfect moments.We close with the coniunctio, the inner marriage that makes love generative again, and the queen's fiery exit once her necessary trials are complete. Along the way, we connect these symbols to Libra's scales, boundary-setting, and the lived experience of Seventh House planets: how to read the mirror without losing yourself, how to honor desire without abandoning discernment, and how to mine your own darkness for gold. If you're ready to see relationship as a sacred laboratory rather than a battlefield, press play and step to the window with us.Enjoyed the journey? Follow the show, share it with a friend, and leave a quick review so more listeners can find their mirror too.*this podcast blurb was generated by Buzzsprout's AIJoin the Newsletter! Podcast Musician: Marlia CoeurPlease consider becoming a Patron to support the show!Go to OnTheSoulsTerms.com for more.

In Episode 6 of Artist Spotlight, we're joined by Daniel Allan—producer, songwriter, and one of the most exciting new voices in electronic music. From attending Lollapalooza at 14 to performing at major festivals, Daniel shares how his love for dance music began and the journey that has shaped his sound. We dive into the creative process behind tracks like “I Just Need,” how his D1 tennis background drives his work ethic, and the role family and personal memories play in his artistry. Daniel also previews music from his latest EP and teases unreleased collaborations—including one with Louis The Child.This episode is a deep dive into the mind of an artist driven by authenticity, intention, and connection.

I denne ekstraepisoden analyserer vi hvordan stortingsvalget påvirker det politiske landskapet og rammevilkårene for næringslivet fremover. Med gjest Stian Valla Taraldsvik, partner og seniorrådgiver i First House, får du et overblikk over hva både politikere og næringsliv bør forberede seg på i en mer fragmentert politisk hverdag.Disclamer:Söderberg & Partners Wealth Management AS sin podcast skal ikke betraktes som investeringsrådgivning. Handel i verdipapirer medfører til enhver tid risiko, og historisk avkastning er ingen garanti for fremtidig avkastning. Söderberg & Partners Wealth Management AS er verken rettslig eller økonomisk ansvarlig for direkte eller indirekte tap, eller andre kostnader som måtte påløpe ved bruk av informasjon i denne podcasten. Hosted on Acast. See acast.com/privacy for more information.

This week, the guys moved the podcast into a new home: Josh's! Evan moved things into the new place, but Josh is the one who literally moved into the first-ever home owned by the podcast. Well, at least owned by one of the podcast's hosts... The guys discuss the move, with mattresses again being a big topic as they find out they have a funny mattress connection in common! Evan also has a bunch of "sticking it to the man" stories, and both guys have plenty to talk through. Stay tuned for some crazy golf-pro Fact of the Week tea, and some This Day in Hear-story content!

Hva gjør en spindoktor før og under et valg? Hva sanker stemmer? Vi er nå midt i en intens valgkamp og for å vite hva som foregår bak kulissene har vi fått med oss to tidligere "spindoktorer": Jarle Roheim Håkonsen fra Tech Norge som jobbet lenge for Arbeiderpartiet, og Sigbjørn Aanes, partner i First House, som jobbet tett med Erna Solberg.

Your first car, first house... do you prefer new or old? I love old cars. It doesn't matter if the car is scratched or dented, who cares? Old houses have character, history and stories to tell. Would you cover your entire garden with a greenhouse? The ide sounds great but... Do you like electrical storms? In this episode, I'm in the garden recording the storm!  Join me this Sunday for a good old natter. 

Most 18-year-olds are worried about uni, flatting or getting their licence … not about mortgage rates and tenant cashflow.But Kaylee is different. At just 18, she bought her first rental property. And she didn't need a $150k deposit to do it.In this episode, we unpack Kaylee's story – and what her journey can teach parents and young Kiwis about getting into the property market early.You'll learn:How Kaylee built a $350k portfolio before turning 20Why her parents made her save 50% of everything she earned as a kidThe property investment structure they used to make it all work Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠

Buying a house for the first time can be stressful and overwhelming. How and when do you start the search? Should you line up the financial help first? How do you know what you qualify for? Anne Schwan, a homeownership counselor at NeighborWorks Western Pennsylvania, is here to walk you through what you need to know before you start browsing Zillow and what kind of financial support is available for first-time homebuyers in our region. Plus, she explains how a Pittsburgher started a national housing movement. Check out NeighborWorks' resources for homebuyers and homeowners. Learn more about the sponsors of this July 21st episode: Babbel - Get up to 60% off at Babbel.com/CITYCAST Bike PGH Quantum Theatre Overlook Maps TurboTenant Become a member of City Cast Pittsburgh at membership.citycast.fm. Want more Pittsburgh news?  Sign up for our daily morning Hey Pittsburgh newsletter. We're on Instagram @CityCastPgh. Text or leave us a voicemail at 412-212-8893. Interested in advertising with City Cast? Find more info here. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this final look back, instead of re-posting the first ever episode (I did that for the 10th anniversary) I've decided to post the second part of the mix recorded at the same time, which went out the same day. All over the place tunes! Enjoy.

This wasn't a planned episode, but when a client and friend messaged me on Instagram this morning asking about Uranus through the first house, I felt the nudge to record something personal.If you've been wondering what the shift of Uranus into Gemini might mean for you – or you're already feeling it – this episode is for you.As someone who's had Uranus moving through my first house in Taurus for the past 7-8 years, I've lived through the disruption, identity shifts, and liberation that this planet brings. And I want to share the real experience – not just the theory.In this episode, I talk about:

First House of Commons live broadcast - 3 April 1978 by UK Parliament

Buying real estate without money or credit sounds impossible, until you hear Kris Krohn's story. In this powerful episode, Kris breaks down the exact method he used to acquire properties with no cash out of pocket. If you want to invest in real estate but feel stuck financially, this episode will open new doors.

Hr 2 - Coach Mac talks Titans + The first House settlement lawsuitSee omnystudio.com/listener for privacy information.

Hr 2 - Coach Mac talks Titans + The first House settlement lawsuitSee omnystudio.com/listener for privacy information.

  ਜੈਤਸਰੀ ਮਹਲਾ ੪ ਘਰੁ ੧ ਚਉਪਦੇ ੴ ਸਤਿਗੁਰ ਪ੍ਰਸਾਦਿ ॥ਮੇਰੈ ਹੀਅਰੈ ਰਤਨੁ ਨਾਮੁ ਹਰਿ ਬਸਿਆ ਗੁਰਿ ਹਾਥੁ ਧਰਿਓ ਮੇਰੈ ਮਾਥਾ ॥ ਜਨਮ ਜਨਮ ਕੇ ਕਿਲਬਿਖ ਦੁਖ ਉਤਰੇ ਗੁਰਿ ਨਾਮੁ ਦੀਓ ਰਿਨੁ ਲਾਥਾ ॥੧॥ ਮੇਰੇ ਮਨ ਭਜੁ ਰਾਮ ਨਾਮੁ ਸਭਿ ਅਰਥਾ ॥ ਗੁਰਿ ਪੂਰੈ ਹਰਿ ਨਾਮੁ ਦ੍ਰਿੜਾਇਆ ਬਿਨੁ ਨਾਵੈ ਜੀਵਨੁ ਬਿਰਥਾ ॥ ਰਹਾਉ ॥ ਬਿਨੁ ਗੁਰ ਮੂੜ ਭਏ ਹੈ ਮਨਮੁਖ ਤੇ ਮੋਹ ਮਾਇਆ ਨਿਤ ਫਾਥਾ ॥ ਤਿਨ ਸਾਧੂ ਚਰਣ ਨ ਸੇਵੇ ਕਬਹੂ ਤਿਨ ਸਭੁ ਜਨਮੁ ਅਕਾਥਾ ॥੨॥ ਜਿਨ ਸਾਧੂ ਚਰਣ ਸਾਧ ਪਗ ਸੇਵੇ ਤਿਨ ਸਫਲਿਓ ਜਨਮੁ ਸਨਾਥਾ ॥ ਮੋ ਕਉ ਕੀਜੈ ਦਾਸੁ ਦਾਸ ਦਾਸਨ ਕੋ ਹਰਿ ਦਇਆ ਧਾਰਿ ਜਗੰਨਾਥਾ ॥੩॥ ਹਮ ਅੰਧੁਲੇ ਗਿਆਨਹੀਨ ਅਗਿਆਨੀ ਕਿਉ ਚਾਲਹ ਮਾਰਗਿ ਪੰਥਾ ॥ ਹਮ ਅੰਧੁਲੇ ਕਉ ਗੁਰ ਅੰਚਲੁ ਦੀਜੈ ਜਨ ਨਾਨਕ ਚਲਹ ਮਿਲੰਥਾ ॥੪॥੧॥ ਅਰਥ: ਹੇ ਮੇਰੇ ਮਨ! ਸਦਾ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਸਿਮਰਿਆ ਕਰ, (ਪਰਮਾਤਮਾ) ਸਾਰੇ ਪਦਾਰਥ (ਦੇਣ ਵਾਲਾ ਹੈ) । (ਹੇ ਮਨ! ਗੁਰੂ ਦੀ ਸਰਨ ਪਿਆ ਰਹੁ) ਪੂਰੇ ਗੁਰੂ ਨੇ (ਹੀ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ (ਹਿਰਦੇ ਵਿਚ) ਪੱਕਾ ਕੀਤਾ ਹੈ। ਤੇ, ਨਾਮ ਤੋਂ ਬਿਨਾ ਮਨੁੱਖਾ ਜ਼ਿੰਦਗੀ ਵਿਅਰਥ ਚਲੀ ਜਾਂਦੀ ਹੈ।ਰਹਾਉ।(ਹੇ ਭਾਈ! ਜਦੋਂ) ਗੁਰੂ ਨੇ ਮੇਰੇ ਸਿਰ ਉੱਤੇ ਆਪਣਾ ਹੱਥ ਰੱਖਿਆ, ਤਾਂ ਮੇਰੇ ਹਿਰਦੇ ਵਿਚ ਪਰਮਾਤਮਾ ਦਾ ਰਤਨ (ਵਰਗਾ ਕੀਮਤੀ) ਨਾਮ ਆ ਵੱਸਿਆ। (ਹੇ ਭਾਈ! ਜਿਸ ਭੀ ਮਨੁੱਖ ਨੂੰ) ਗੁਰੂ ਨੇ ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਦਿੱਤਾ, ਉਸ ਦੇ ਅਨੇਕਾਂ ਜਨਮਾਂ ਦੇ ਪਾਪ ਦੁੱਖ ਦੂਰ ਹੋ ਗਏ, (ਉਸ ਦੇ ਸਿਰੋਂ ਪਾਪਾਂ ਦਾ) ਕਰਜ਼ਾ ਉਤਰ ਗਿਆ।੧।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਆਪਣੇ ਮਨ ਦੇ ਪਿੱਛੇ ਤੁਰਦੇ ਹਨ ਉਹ ਗੁਰੂ (ਦੀ ਸਰਨ) ਤੋਂ ਬਿਨਾ ਮੂਰਖ ਹੋਏ ਰਹਿੰਦੇ ਹਨ, ਉਹ ਸਦਾ ਮਾਇਆ ਦੇ ਮੋਹ ਵਿਚ ਫਸੇ ਰਹਿੰਦੇ ਹਨ। ਉਹਨਾਂ ਨੇ ਕਦੇ ਭੀ ਗੁਰੂ ਦਾ ਆਸਰਾ ਨਹੀਂ ਲਿਆ, ਉਹਨਾਂ ਦਾ ਸਾਰਾ ਜੀਵਨ ਵਿਅਰਥ ਚਲਾ ਜਾਂਦਾ ਹੈ।੨।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਗੁਰੂ ਦੇ ਚਰਨਾਂ ਦੀ ਓਟ ਲੈਂਦੇ ਹਨ, ਉਹ ਖਸਮ ਵਾਲੇ ਬਣ ਜਾਂਦੇ ਹਨ, ਉਹਨਾਂ ਦੀ ਜ਼ਿੰਦਗੀ ਕਾਮਯਾਬ ਹੋ ਜਾਂਦੀ ਹੈ। ਹੇ ਹਰੀ! ਹੇ ਜਗਤ ਦੇ ਨਾਥ! ਮੇਰੇ ਉੱਤੇ ਮੇਹਰ ਕਰ, ਮੈਨੂੰ ਆਪਣੇ ਦਾਸਾਂ ਦੇ ਦਾਸਾਂ ਦਾ ਦਾਸ ਬਣਾ ਲੈ।੩।ਹੇ ਗੁਰੂ! ਅਸੀ ਮਾਇਆ ਵਿਚ ਅੰਨ੍ਹੇ ਹੋ ਰਹੇ ਹਾਂ, ਅਸੀਂ ਆਤਮਕ ਜੀਵਨ ਦੀ ਸੂਝ ਤੋਂ ਸੱਖਣੇ ਹਾਂ, ਸਾਨੂੰ ਸਹੀ ਜੀਵਨ-ਜੁਗਤਿ ਦੀ ਸੂਝ ਨਹੀਂ ਹੈ, ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਜੀਵਨ-ਰਾਹ ਉੱਤੇ ਤੁਰ ਨਹੀਂ ਸਕਦੇ। ਹੇ ਦਾਸ ਨਾਨਕ! (ਆਖ-) ਹੇ ਗੁਰੂ! ਸਾਨੂੰ ਅੰਨਿ੍ਹਆਂ ਨੂੰ ਆਪਣਾ ਪੱਲਾ ਫੜਾ, ਤਾਂ ਕਿ ਤੇਰੇ ਪੱਲੇ ਲੱਗ ਕੇ ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਰਸਤੇ ਉਤੇ ਤੁਰ ਸਕੀਏ।੪।੧।JAITSREE, FOURTH MEHL, FIRST HOUSE, CHAU-PADAS:ONE UNIVERSAL CREATOR GOD. BY THE GRACE OF THE TRUE GURU:The Jewel of the Lord's Name abides within my heart; the Guru has placed His hand on my forehead. The sins and pains of countless incarnations have been cast out. The Guru has blessed me with the Naam, the Name of the Lord, and my debt has been paid off. || 1 || O my mind, vibrate the Lord's Name, and all your affairs shall be resolved. The Perfect Guru has implanted the Lord's Name within me; without the Name, life is useless. || Pause || Without the Guru, the self-willed manmukhs are foolish and ignorant; they are forever entangled in emotional attachment to Maya. They never serve the feet of the Holy; their lives are totally useless. || 2 || Those who serve at the feet of the Holy, the feet of the Holy, their lives are made fruitful, and they belong to the Lord. Make me the slave of the slave of the slaves of the Lord; bless me with Your Mercy, O Lord of the Universe. || 3 || I am blind, ignorant and totally without wisdom; how can I walk on the Path? I am blind — O Guru, please let me grasp the hem of Your robe, so that servant Nanak may walk in harmony with You. || 4 || 1 

ਜੈਤਸਰੀ ਮਹਲਾ ੪ ਘਰੁ ੧ ਚਉਪਦੇ ੴ ਸਤਿਗੁਰ ਪ੍ਰਸਾਦਿ ॥ਮੇਰੈ ਹੀਅਰੈ ਰਤਨੁ ਨਾਮੁ ਹਰਿ ਬਸਿਆ ਗੁਰਿ ਹਾਥੁ ਧਰਿਓ ਮੇਰੈ ਮਾਥਾ ॥ ਜਨਮ ਜਨਮ ਕੇ ਕਿਲਬਿਖ ਦੁਖ ਉਤਰੇ ਗੁਰਿ ਨਾਮੁ ਦੀਓ ਰਿਨੁ ਲਾਥਾ ॥੧॥ ਮੇਰੇ ਮਨ ਭਜੁ ਰਾਮ ਨਾਮੁ ਸਭਿ ਅਰਥਾ ॥ ਗੁਰਿ ਪੂਰੈ ਹਰਿ ਨਾਮੁ ਦ੍ਰਿੜਾਇਆ ਬਿਨੁ ਨਾਵੈ ਜੀਵਨੁ ਬਿਰਥਾ ॥ ਰਹਾਉ ॥ ਬਿਨੁ ਗੁਰ ਮੂੜ ਭਏ ਹੈ ਮਨਮੁਖ ਤੇ ਮੋਹ ਮਾਇਆ ਨਿਤ ਫਾਥਾ ॥ ਤਿਨ ਸਾਧੂ ਚਰਣ ਨ ਸੇਵੇ ਕਬਹੂ ਤਿਨ ਸਭੁ ਜਨਮੁ ਅਕਾਥਾ ॥੨॥ ਜਿਨ ਸਾਧੂ ਚਰਣ ਸਾਧ ਪਗ ਸੇਵੇ ਤਿਨ ਸਫਲਿਓ ਜਨਮੁ ਸਨਾਥਾ ॥ ਮੋ ਕਉ ਕੀਜੈ ਦਾਸੁ ਦਾਸ ਦਾਸਨ ਕੋ ਹਰਿ ਦਇਆ ਧਾਰਿ ਜਗੰਨਾਥਾ ॥੩॥ ਹਮ ਅੰਧੁਲੇ ਗਿਆਨਹੀਨ ਅਗਿਆਨੀ ਕਿਉ ਚਾਲਹ ਮਾਰਗਿ ਪੰਥਾ ॥ ਹਮ ਅੰਧੁਲੇ ਕਉ ਗੁਰ ਅੰਚਲੁ ਦੀਜੈ ਜਨ ਨਾਨਕ ਚਲਹ ਮਿਲੰਥਾ ॥੪॥੧॥ ਅਰਥ: ਹੇ ਮੇਰੇ ਮਨ! ਸਦਾ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਸਿਮਰਿਆ ਕਰ, (ਪਰਮਾਤਮਾ) ਸਾਰੇ ਪਦਾਰਥ (ਦੇਣ ਵਾਲਾ ਹੈ) । (ਹੇ ਮਨ! ਗੁਰੂ ਦੀ ਸਰਨ ਪਿਆ ਰਹੁ) ਪੂਰੇ ਗੁਰੂ ਨੇ (ਹੀ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ (ਹਿਰਦੇ ਵਿਚ) ਪੱਕਾ ਕੀਤਾ ਹੈ। ਤੇ, ਨਾਮ ਤੋਂ ਬਿਨਾ ਮਨੁੱਖਾ ਜ਼ਿੰਦਗੀ ਵਿਅਰਥ ਚਲੀ ਜਾਂਦੀ ਹੈ।ਰਹਾਉ।(ਹੇ ਭਾਈ! ਜਦੋਂ) ਗੁਰੂ ਨੇ ਮੇਰੇ ਸਿਰ ਉੱਤੇ ਆਪਣਾ ਹੱਥ ਰੱਖਿਆ, ਤਾਂ ਮੇਰੇ ਹਿਰਦੇ ਵਿਚ ਪਰਮਾਤਮਾ ਦਾ ਰਤਨ (ਵਰਗਾ ਕੀਮਤੀ) ਨਾਮ ਆ ਵੱਸਿਆ। (ਹੇ ਭਾਈ! ਜਿਸ ਭੀ ਮਨੁੱਖ ਨੂੰ) ਗੁਰੂ ਨੇ ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਦਿੱਤਾ, ਉਸ ਦੇ ਅਨੇਕਾਂ ਜਨਮਾਂ ਦੇ ਪਾਪ ਦੁੱਖ ਦੂਰ ਹੋ ਗਏ, (ਉਸ ਦੇ ਸਿਰੋਂ ਪਾਪਾਂ ਦਾ) ਕਰਜ਼ਾ ਉਤਰ ਗਿਆ।੧।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਆਪਣੇ ਮਨ ਦੇ ਪਿੱਛੇ ਤੁਰਦੇ ਹਨ ਉਹ ਗੁਰੂ (ਦੀ ਸਰਨ) ਤੋਂ ਬਿਨਾ ਮੂਰਖ ਹੋਏ ਰਹਿੰਦੇ ਹਨ, ਉਹ ਸਦਾ ਮਾਇਆ ਦੇ ਮੋਹ ਵਿਚ ਫਸੇ ਰਹਿੰਦੇ ਹਨ। ਉਹਨਾਂ ਨੇ ਕਦੇ ਭੀ ਗੁਰੂ ਦਾ ਆਸਰਾ ਨਹੀਂ ਲਿਆ, ਉਹਨਾਂ ਦਾ ਸਾਰਾ ਜੀਵਨ ਵਿਅਰਥ ਚਲਾ ਜਾਂਦਾ ਹੈ।੨।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਗੁਰੂ ਦੇ ਚਰਨਾਂ ਦੀ ਓਟ ਲੈਂਦੇ ਹਨ, ਉਹ ਖਸਮ ਵਾਲੇ ਬਣ ਜਾਂਦੇ ਹਨ, ਉਹਨਾਂ ਦੀ ਜ਼ਿੰਦਗੀ ਕਾਮਯਾਬ ਹੋ ਜਾਂਦੀ ਹੈ। ਹੇ ਹਰੀ! ਹੇ ਜਗਤ ਦੇ ਨਾਥ! ਮੇਰੇ ਉੱਤੇ ਮੇਹਰ ਕਰ, ਮੈਨੂੰ ਆਪਣੇ ਦਾਸਾਂ ਦੇ ਦਾਸਾਂ ਦਾ ਦਾਸ ਬਣਾ ਲੈ।੩।ਹੇ ਗੁਰੂ! ਅਸੀ ਮਾਇਆ ਵਿਚ ਅੰਨ੍ਹੇ ਹੋ ਰਹੇ ਹਾਂ, ਅਸੀਂ ਆਤਮਕ ਜੀਵਨ ਦੀ ਸੂਝ ਤੋਂ ਸੱਖਣੇ ਹਾਂ, ਸਾਨੂੰ ਸਹੀ ਜੀਵਨ-ਜੁਗਤਿ ਦੀ ਸੂਝ ਨਹੀਂ ਹੈ, ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਜੀਵਨ-ਰਾਹ ਉੱਤੇ ਤੁਰ ਨਹੀਂ ਸਕਦੇ। ਹੇ ਦਾਸ ਨਾਨਕ! (ਆਖ-) ਹੇ ਗੁਰੂ! ਸਾਨੂੰ ਅੰਨਿ੍ਹਆਂ ਨੂੰ ਆਪਣਾ ਪੱਲਾ ਫੜਾ, ਤਾਂ ਕਿ ਤੇਰੇ ਪੱਲੇ ਲੱਗ ਕੇ ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਰਸਤੇ ਉਤੇ ਤੁਰ ਸਕੀਏ।੪।੧।JAITSREE, FOURTH MEHL, FIRST HOUSE, CHAU-PADAS:ONE UNIVERSAL CREATOR GOD. BY THE GRACE OF THE TRUE GURU:The Jewel of the Lord's Name abides within my heart; the Guru has placed His hand on my forehead. The sins and pains of countless incarnations have been cast out. The Guru has blessed me with the Naam, the Name of the Lord, and my debt has been paid off. || 1 || O my mind, vibrate the Lord's Name, and all your affairs shall be resolved. The Perfect Guru has implanted the Lord's Name within me; without the Name, life is useless. || Pause || Without the Guru, the self-willed manmukhs are foolish and ignorant; they are forever entangled in emotional attachment to Maya. They never serve the feet of the Holy; their lives are totally useless. || 2 || Those who serve at the feet of the Holy, the feet of the Holy, their lives are made fruitful, and they belong to the Lord. Make me the slave of the slave of the slaves of the Lord; bless me with Your Mercy, O Lord of the Universe. || 3 || I am blind, ignorant and totally without wisdom; how can I walk on the Path? I am blind — O Guru, please let me grasp the hem of Your robe, so that servant Nanak may walk in harmony with You. || 4 || 1 

In this Gemini New Moon episode of Cosmic Cousins, we explore Gemini's dual nature as both playful messenger and sacred psychopomp, guiding us through themes of contradiction, transformation, and communication. Jeff weaves in mythic stories of Castor and Pollux and the grief of the Seven Sisters. We're invited to embrace inner contradictions through journaling, movement, and curiosity, grounding into uncertainty and reaching toward truth. The episode also reflects on Gemini Ryan Heffington's Self Portrait Photo Exhibition EMOTIONALANDSCAPES, and features a heartfelt conversation with musician Heirloome (Lilith O'Rourke) about their grief album Cycles, sibling loss, and art as a bridge between worlds, alongside tarot reflections on the Lovers, the Devil and High Priestess cards, and invitations for ritual, gathering, and deeper astrological mentorship. On this podcast episode, other queer artists mentioned include: Root Inward Studio  Lovejoy Paradise,  Felix III If you are in the High Dez, this Thursday night at Milk Thistle in Yucca Valley, we are gathering through ritual in honor of Gemini. In addition, check out ‘Chart Your Career' podcast in which we dive deep into discussing astrocartography; as well as the Zine Witch's youtube discussing Neptune in Aries & the First House. In addition, I'm now offering Deep Dive Astrology Readings and Tarot Soul Journeys. These sessions are available online, so you can join from anywhere in the world. I'm also opening up space for a few one-on-one mentorships for those seeking ongoing guidance and support on their personal or spiritual journey. If you're feeling called, I'd be honored to connect. In addition, I'm also offering Deep Dive Astrology Readings and Tarot Soul Journeys. These sessions are available online, so you can join from anywhere in the world. I'm also opening up space for a few one-on-one mentorships for those seeking ongoing guidance and support on their personal or spiritual journey. If you're feeling called, I'd be honored to connect.

In this episode, Hannah Taylor shares how she bought her first home for just $3,000 at the start of the pandemic and turned it into a house-hacking success. From driving Lyft at 5 a.m. to battling stress and uncertainty, Hannah's journey is a powerful example of hustle, belief, and creative investing. We unpack how she did it, how she lives mortgage-free, and the mindset it takes to go all in—even during chaos.

  ਜੈਤਸਰੀ ਮਹਲਾ ੪ ਘਰੁ ੧ ਚਉਪਦੇ ੴ ਸਤਿਗੁਰ ਪ੍ਰਸਾਦਿ ॥ਮੇਰੈ ਹੀਅਰੈ ਰਤਨੁ ਨਾਮੁ ਹਰਿ ਬਸਿਆ ਗੁਰਿ ਹਾਥੁ ਧਰਿਓ ਮੇਰੈ ਮਾਥਾ ॥ ਜਨਮ ਜਨਮ ਕੇ ਕਿਲਬਿਖ ਦੁਖ ਉਤਰੇ ਗੁਰਿ ਨਾਮੁ ਦੀਓ ਰਿਨੁ ਲਾਥਾ ॥੧॥ ਮੇਰੇ ਮਨ ਭਜੁ ਰਾਮ ਨਾਮੁ ਸਭਿ ਅਰਥਾ ॥ ਗੁਰਿ ਪੂਰੈ ਹਰਿ ਨਾਮੁ ਦ੍ਰਿੜਾਇਆ ਬਿਨੁ ਨਾਵੈ ਜੀਵਨੁ ਬਿਰਥਾ ॥ ਰਹਾਉ ॥ ਬਿਨੁ ਗੁਰ ਮੂੜ ਭਏ ਹੈ ਮਨਮੁਖ ਤੇ ਮੋਹ ਮਾਇਆ ਨਿਤ ਫਾਥਾ ॥ ਤਿਨ ਸਾਧੂ ਚਰਣ ਨ ਸੇਵੇ ਕਬਹੂ ਤਿਨ ਸਭੁ ਜਨਮੁ ਅਕਾਥਾ ॥੨॥ ਜਿਨ ਸਾਧੂ ਚਰਣ ਸਾਧ ਪਗ ਸੇਵੇ ਤਿਨ ਸਫਲਿਓ ਜਨਮੁ ਸਨਾਥਾ ॥ ਮੋ ਕਉ ਕੀਜੈ ਦਾਸੁ ਦਾਸ ਦਾਸਨ ਕੋ ਹਰਿ ਦਇਆ ਧਾਰਿ ਜਗੰਨਾਥਾ ॥੩॥ ਹਮ ਅੰਧੁਲੇ ਗਿਆਨਹੀਨ ਅਗਿਆਨੀ ਕਿਉ ਚਾਲਹ ਮਾਰਗਿ ਪੰਥਾ ॥ ਹਮ ਅੰਧੁਲੇ ਕਉ ਗੁਰ ਅੰਚਲੁ ਦੀਜੈ ਜਨ ਨਾਨਕ ਚਲਹ ਮਿਲੰਥਾ ॥੪॥੧॥ ਅਰਥ: ਹੇ ਮੇਰੇ ਮਨ! ਸਦਾ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਸਿਮਰਿਆ ਕਰ, (ਪਰਮਾਤਮਾ) ਸਾਰੇ ਪਦਾਰਥ (ਦੇਣ ਵਾਲਾ ਹੈ) । (ਹੇ ਮਨ! ਗੁਰੂ ਦੀ ਸਰਨ ਪਿਆ ਰਹੁ) ਪੂਰੇ ਗੁਰੂ ਨੇ (ਹੀ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ (ਹਿਰਦੇ ਵਿਚ) ਪੱਕਾ ਕੀਤਾ ਹੈ। ਤੇ, ਨਾਮ ਤੋਂ ਬਿਨਾ ਮਨੁੱਖਾ ਜ਼ਿੰਦਗੀ ਵਿਅਰਥ ਚਲੀ ਜਾਂਦੀ ਹੈ।ਰਹਾਉ।(ਹੇ ਭਾਈ! ਜਦੋਂ) ਗੁਰੂ ਨੇ ਮੇਰੇ ਸਿਰ ਉੱਤੇ ਆਪਣਾ ਹੱਥ ਰੱਖਿਆ, ਤਾਂ ਮੇਰੇ ਹਿਰਦੇ ਵਿਚ ਪਰਮਾਤਮਾ ਦਾ ਰਤਨ (ਵਰਗਾ ਕੀਮਤੀ) ਨਾਮ ਆ ਵੱਸਿਆ। (ਹੇ ਭਾਈ! ਜਿਸ ਭੀ ਮਨੁੱਖ ਨੂੰ) ਗੁਰੂ ਨੇ ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਦਿੱਤਾ, ਉਸ ਦੇ ਅਨੇਕਾਂ ਜਨਮਾਂ ਦੇ ਪਾਪ ਦੁੱਖ ਦੂਰ ਹੋ ਗਏ, (ਉਸ ਦੇ ਸਿਰੋਂ ਪਾਪਾਂ ਦਾ) ਕਰਜ਼ਾ ਉਤਰ ਗਿਆ।੧।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਆਪਣੇ ਮਨ ਦੇ ਪਿੱਛੇ ਤੁਰਦੇ ਹਨ ਉਹ ਗੁਰੂ (ਦੀ ਸਰਨ) ਤੋਂ ਬਿਨਾ ਮੂਰਖ ਹੋਏ ਰਹਿੰਦੇ ਹਨ, ਉਹ ਸਦਾ ਮਾਇਆ ਦੇ ਮੋਹ ਵਿਚ ਫਸੇ ਰਹਿੰਦੇ ਹਨ। ਉਹਨਾਂ ਨੇ ਕਦੇ ਭੀ ਗੁਰੂ ਦਾ ਆਸਰਾ ਨਹੀਂ ਲਿਆ, ਉਹਨਾਂ ਦਾ ਸਾਰਾ ਜੀਵਨ ਵਿਅਰਥ ਚਲਾ ਜਾਂਦਾ ਹੈ।੨।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਗੁਰੂ ਦੇ ਚਰਨਾਂ ਦੀ ਓਟ ਲੈਂਦੇ ਹਨ, ਉਹ ਖਸਮ ਵਾਲੇ ਬਣ ਜਾਂਦੇ ਹਨ, ਉਹਨਾਂ ਦੀ ਜ਼ਿੰਦਗੀ ਕਾਮਯਾਬ ਹੋ ਜਾਂਦੀ ਹੈ। ਹੇ ਹਰੀ! ਹੇ ਜਗਤ ਦੇ ਨਾਥ! ਮੇਰੇ ਉੱਤੇ ਮੇਹਰ ਕਰ, ਮੈਨੂੰ ਆਪਣੇ ਦਾਸਾਂ ਦੇ ਦਾਸਾਂ ਦਾ ਦਾਸ ਬਣਾ ਲੈ।੩।ਹੇ ਗੁਰੂ! ਅਸੀ ਮਾਇਆ ਵਿਚ ਅੰਨ੍ਹੇ ਹੋ ਰਹੇ ਹਾਂ, ਅਸੀਂ ਆਤਮਕ ਜੀਵਨ ਦੀ ਸੂਝ ਤੋਂ ਸੱਖਣੇ ਹਾਂ, ਸਾਨੂੰ ਸਹੀ ਜੀਵਨ-ਜੁਗਤਿ ਦੀ ਸੂਝ ਨਹੀਂ ਹੈ, ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਜੀਵਨ-ਰਾਹ ਉੱਤੇ ਤੁਰ ਨਹੀਂ ਸਕਦੇ। ਹੇ ਦਾਸ ਨਾਨਕ! (ਆਖ-) ਹੇ ਗੁਰੂ! ਸਾਨੂੰ ਅੰਨਿ੍ਹਆਂ ਨੂੰ ਆਪਣਾ ਪੱਲਾ ਫੜਾ, ਤਾਂ ਕਿ ਤੇਰੇ ਪੱਲੇ ਲੱਗ ਕੇ ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਰਸਤੇ ਉਤੇ ਤੁਰ ਸਕੀਏ।੪।੧।JAITSREE, FOURTH MEHL, FIRST HOUSE, CHAU-PADAS:ONE UNIVERSAL CREATOR GOD. BY THE GRACE OF THE TRUE GURU:The Jewel of the Lord's Name abides within my heart; the Guru has placed His hand on my forehead. The sins and pains of countless incarnations have been cast out. The Guru has blessed me with the Naam, the Name of the Lord, and my debt has been paid off. || 1 || O my mind, vibrate the Lord's Name, and all your affairs shall be resolved. The Perfect Guru has implanted the Lord's Name within me; without the Name, life is useless. || Pause || Without the Guru, the self-willed manmukhs are foolish and ignorant; they are forever entangled in emotional attachment to Maya. They never serve the feet of the Holy; their lives are totally useless. || 2 || Those who serve at the feet of the Holy, the feet of the Holy, their lives are made fruitful, and they belong to the Lord. Make me the slave of the slave of the slaves of the Lord; bless me with Your Mercy, O Lord of the Universe. || 3 || I am blind, ignorant and totally without wisdom; how can I walk on the Path? I am blind — O Guru, please let me grasp the hem of Your robe, so that servant Nanak may walk in harmony with You. || 4 || 1 

கஃபா - முதல் இறையில்லம்மவ்லவி அப்துல் அஸீஸ் முர்ஸி | Abdul Azeez Mursi13-05-2025

Welcome to this Gemini Season episode of Cosmic Cousins, where we explore: Mutable Air, Mercury, and reflect on the major transits shaping this season: Jupiter in Gemini, and Uranus preparing to follow. We also honor the starry presence of the Pleiades at 29º Taurus and 0º Gemini, and consider what it means to have Hygeia, asteroid of holistic healing, moving through Gemini now. Stay tuned for a guided meditation to align your breath and awareness with Gemini's essence, and an embodied reflection on the shoulders, hands, arms, and lungs—Gemini's body parts. . Then, the second half of the episode, enjoy a conversation with Adriana Rizzolo and me, Jeff Hinshaw. In our conversation we talk about... Queen of Swords & Gemini Ancestral Healing, Queerness & Sexuality Italian Shamanism, Ancestral & Blood Letting Eros, Identity & Belonging Gemini & Scorpio Quincunx Witch: An Anthology by Michelle Tea Persephone: Ritual, Performance & the Asteroid Creating Masks – the First House as the “Mask” Ace of Sword & Spoken Word – Poetry Share I'm now offering Deep Dive Astrology Readings and Tarot Soul Journeys. These sessions are available online, so you can join from anywhere in the world. I'm also opening up space for a few one-on-one mentorships for those seeking ongoing guidance and support on their personal or spiritual journey. If you're feeling called, I'd be honored to connect.

  ਜੈਤਸਰੀ ਮਹਲਾ ੪ ਘਰੁ ੧ ਚਉਪਦੇ ੴ ਸਤਿਗੁਰ ਪ੍ਰਸਾਦਿ ॥ਮੇਰੈ ਹੀਅਰੈ ਰਤਨੁ ਨਾਮੁ ਹਰਿ ਬਸਿਆ ਗੁਰਿ ਹਾਥੁ ਧਰਿਓ ਮੇਰੈ ਮਾਥਾ ॥ ਜਨਮ ਜਨਮ ਕੇ ਕਿਲਬਿਖ ਦੁਖ ਉਤਰੇ ਗੁਰਿ ਨਾਮੁ ਦੀਓ ਰਿਨੁ ਲਾਥਾ ॥੧॥ ਮੇਰੇ ਮਨ ਭਜੁ ਰਾਮ ਨਾਮੁ ਸਭਿ ਅਰਥਾ ॥ ਗੁਰਿ ਪੂਰੈ ਹਰਿ ਨਾਮੁ ਦ੍ਰਿੜਾਇਆ ਬਿਨੁ ਨਾਵੈ ਜੀਵਨੁ ਬਿਰਥਾ ॥ ਰਹਾਉ ॥ ਬਿਨੁ ਗੁਰ ਮੂੜ ਭਏ ਹੈ ਮਨਮੁਖ ਤੇ ਮੋਹ ਮਾਇਆ ਨਿਤ ਫਾਥਾ ॥ ਤਿਨ ਸਾਧੂ ਚਰਣ ਨ ਸੇਵੇ ਕਬਹੂ ਤਿਨ ਸਭੁ ਜਨਮੁ ਅਕਾਥਾ ॥੨॥ ਜਿਨ ਸਾਧੂ ਚਰਣ ਸਾਧ ਪਗ ਸੇਵੇ ਤਿਨ ਸਫਲਿਓ ਜਨਮੁ ਸਨਾਥਾ ॥ ਮੋ ਕਉ ਕੀਜੈ ਦਾਸੁ ਦਾਸ ਦਾਸਨ ਕੋ ਹਰਿ ਦਇਆ ਧਾਰਿ ਜਗੰਨਾਥਾ ॥੩॥ ਹਮ ਅੰਧੁਲੇ ਗਿਆਨਹੀਨ ਅਗਿਆਨੀ ਕਿਉ ਚਾਲਹ ਮਾਰਗਿ ਪੰਥਾ ॥ ਹਮ ਅੰਧੁਲੇ ਕਉ ਗੁਰ ਅੰਚਲੁ ਦੀਜੈ ਜਨ ਨਾਨਕ ਚਲਹ ਮਿਲੰਥਾ ॥੪॥੧॥ ਅਰਥ: ਹੇ ਮੇਰੇ ਮਨ! ਸਦਾ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਸਿਮਰਿਆ ਕਰ, (ਪਰਮਾਤਮਾ) ਸਾਰੇ ਪਦਾਰਥ (ਦੇਣ ਵਾਲਾ ਹੈ) । (ਹੇ ਮਨ! ਗੁਰੂ ਦੀ ਸਰਨ ਪਿਆ ਰਹੁ) ਪੂਰੇ ਗੁਰੂ ਨੇ (ਹੀ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ (ਹਿਰਦੇ ਵਿਚ) ਪੱਕਾ ਕੀਤਾ ਹੈ। ਤੇ, ਨਾਮ ਤੋਂ ਬਿਨਾ ਮਨੁੱਖਾ ਜ਼ਿੰਦਗੀ ਵਿਅਰਥ ਚਲੀ ਜਾਂਦੀ ਹੈ।ਰਹਾਉ।(ਹੇ ਭਾਈ! ਜਦੋਂ) ਗੁਰੂ ਨੇ ਮੇਰੇ ਸਿਰ ਉੱਤੇ ਆਪਣਾ ਹੱਥ ਰੱਖਿਆ, ਤਾਂ ਮੇਰੇ ਹਿਰਦੇ ਵਿਚ ਪਰਮਾਤਮਾ ਦਾ ਰਤਨ (ਵਰਗਾ ਕੀਮਤੀ) ਨਾਮ ਆ ਵੱਸਿਆ। (ਹੇ ਭਾਈ! ਜਿਸ ਭੀ ਮਨੁੱਖ ਨੂੰ) ਗੁਰੂ ਨੇ ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਦਿੱਤਾ, ਉਸ ਦੇ ਅਨੇਕਾਂ ਜਨਮਾਂ ਦੇ ਪਾਪ ਦੁੱਖ ਦੂਰ ਹੋ ਗਏ, (ਉਸ ਦੇ ਸਿਰੋਂ ਪਾਪਾਂ ਦਾ) ਕਰਜ਼ਾ ਉਤਰ ਗਿਆ।੧।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਆਪਣੇ ਮਨ ਦੇ ਪਿੱਛੇ ਤੁਰਦੇ ਹਨ ਉਹ ਗੁਰੂ (ਦੀ ਸਰਨ) ਤੋਂ ਬਿਨਾ ਮੂਰਖ ਹੋਏ ਰਹਿੰਦੇ ਹਨ, ਉਹ ਸਦਾ ਮਾਇਆ ਦੇ ਮੋਹ ਵਿਚ ਫਸੇ ਰਹਿੰਦੇ ਹਨ। ਉਹਨਾਂ ਨੇ ਕਦੇ ਭੀ ਗੁਰੂ ਦਾ ਆਸਰਾ ਨਹੀਂ ਲਿਆ, ਉਹਨਾਂ ਦਾ ਸਾਰਾ ਜੀਵਨ ਵਿਅਰਥ ਚਲਾ ਜਾਂਦਾ ਹੈ।੨।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਗੁਰੂ ਦੇ ਚਰਨਾਂ ਦੀ ਓਟ ਲੈਂਦੇ ਹਨ, ਉਹ ਖਸਮ ਵਾਲੇ ਬਣ ਜਾਂਦੇ ਹਨ, ਉਹਨਾਂ ਦੀ ਜ਼ਿੰਦਗੀ ਕਾਮਯਾਬ ਹੋ ਜਾਂਦੀ ਹੈ। ਹੇ ਹਰੀ! ਹੇ ਜਗਤ ਦੇ ਨਾਥ! ਮੇਰੇ ਉੱਤੇ ਮੇਹਰ ਕਰ, ਮੈਨੂੰ ਆਪਣੇ ਦਾਸਾਂ ਦੇ ਦਾਸਾਂ ਦਾ ਦਾਸ ਬਣਾ ਲੈ।੩।ਹੇ ਗੁਰੂ! ਅਸੀ ਮਾਇਆ ਵਿਚ ਅੰਨ੍ਹੇ ਹੋ ਰਹੇ ਹਾਂ, ਅਸੀਂ ਆਤਮਕ ਜੀਵਨ ਦੀ ਸੂਝ ਤੋਂ ਸੱਖਣੇ ਹਾਂ, ਸਾਨੂੰ ਸਹੀ ਜੀਵਨ-ਜੁਗਤਿ ਦੀ ਸੂਝ ਨਹੀਂ ਹੈ, ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਜੀਵਨ-ਰਾਹ ਉੱਤੇ ਤੁਰ ਨਹੀਂ ਸਕਦੇ। ਹੇ ਦਾਸ ਨਾਨਕ! (ਆਖ-) ਹੇ ਗੁਰੂ! ਸਾਨੂੰ ਅੰਨਿ੍ਹਆਂ ਨੂੰ ਆਪਣਾ ਪੱਲਾ ਫੜਾ, ਤਾਂ ਕਿ ਤੇਰੇ ਪੱਲੇ ਲੱਗ ਕੇ ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਰਸਤੇ ਉਤੇ ਤੁਰ ਸਕੀਏ।੪।੧।JAITSREE, FOURTH MEHL, FIRST HOUSE, CHAU-PADAS:ONE UNIVERSAL CREATOR GOD. BY THE GRACE OF THE TRUE GURU:The Jewel of the Lord's Name abides within my heart; the Guru has placed His hand on my forehead. The sins and pains of countless incarnations have been cast out. The Guru has blessed me with the Naam, the Name of the Lord, and my debt has been paid off. || 1 || O my mind, vibrate the Lord's Name, and all your affairs shall be resolved. The Perfect Guru has implanted the Lord's Name within me; without the Name, life is useless. || Pause || Without the Guru, the self-willed manmukhs are foolish and ignorant; they are forever entangled in emotional attachment to Maya. They never serve the feet of the Holy; their lives are totally useless. || 2 || Those who serve at the feet of the Holy, the feet of the Holy, their lives are made fruitful, and they belong to the Lord. Make me the slave of the slave of the slaves of the Lord; bless me with Your Mercy, O Lord of the Universe. || 3 || I am blind, ignorant and totally without wisdom; how can I walk on the Path? I am blind — O Guru, please let me grasp the hem of Your robe, so that servant Nanak may walk in harmony with You. || 4 || 1 

Esperanza and Irwin reflect on the Lost Montauk, from a terrific article written by Henry Osmers for the Montauk Historical Society. Curiously, Montauk often doesn't get the historical respect, for lack of a better term, than other East End villages or hamlets do. We'll visit First House, the Montauk Island Club, Sandpiper Hill and the Wyandanee Inn and more in this homage to Montauk's rich history.

In this sidecar episode, we enter the strange and potent dream of Rumpelstiltskin, one of the darker Grimm tales — a story of impossible expectations, survival bargains, and the long road to reclaiming one's name.Told in three acts, this tale speaks directly to themes of the First House: identity projected too early, the mask we learn to wear, the persona that helps us survive but at a cost. We explore the alchemical pressure to turn straw into gold, the demonic helper who extracts a price, and the mercurial magic of naming what was once hidden.As the tale unfolds, we meet the shadow side of the daimon, dance around the fire with the trickster, and reflect on how the voice of Mercury — the messenger, the devil, the guide — helps us reclaim our sovereignty.A story for anyone who's ever felt the weight of someone else's expectations, or bargained with a part of themselves just to get through.Podcast Musician: Marlia CoeurPlease consider becoming a Patron to support the show!Go to OnTheSoulsTerms.com for more.

In this opening episode of the new series, we take our first breath—together—into the mystery of the houses.We begin at the threshold: the Ascendant, the eastern horizon, the moment of arrival. Before the name, before the role, before even the voice—there is presence. The First House is where the self enters the world, where the daimon is born alongside you, and where the mask you've crafted begins to take shape.We explore the house not as a concept but as a temple: a soul-place with doors, rooms, and echoes. Along the way, we travel with Hermes, Artemis, Chiron, and Dionysus through their birth stories, reflecting on the archetypal imprint left by our own. What were we rewarded for? What mask did we learn to wear? And what name—spoken or unspoken—have we carried since?This is the house of beginnings, of first impressions, and of the great “I am.” But like all things in astrology, it casts a shadow: the seventh house whispers “You are” or even “You are not.”This episode invites you to remember the feel of that first doorway. To re-enter the house of your rising sign. And to meet again—perhaps for the first time—the part of you that's always been becoming.

PJ talks to Seán who has bought a doerupper at the age of just 19 See also @sean.os234 Hosted on Acast. See acast.com/privacy for more information.

  ਜੈਤਸਰੀ ਮਹਲਾ ੪ ਘਰੁ ੧ ਚਉਪਦੇ ੴ ਸਤਿਗੁਰ ਪ੍ਰਸਾਦਿ ॥ਮੇਰੈ ਹੀਅਰੈ ਰਤਨੁ ਨਾਮੁ ਹਰਿ ਬਸਿਆ ਗੁਰਿ ਹਾਥੁ ਧਰਿਓ ਮੇਰੈ ਮਾਥਾ ॥ ਜਨਮ ਜਨਮ ਕੇ ਕਿਲਬਿਖ ਦੁਖ ਉਤਰੇ ਗੁਰਿ ਨਾਮੁ ਦੀਓ ਰਿਨੁ ਲਾਥਾ ॥੧॥ ਮੇਰੇ ਮਨ ਭਜੁ ਰਾਮ ਨਾਮੁ ਸਭਿ ਅਰਥਾ ॥ ਗੁਰਿ ਪੂਰੈ ਹਰਿ ਨਾਮੁ ਦ੍ਰਿੜਾਇਆ ਬਿਨੁ ਨਾਵੈ ਜੀਵਨੁ ਬਿਰਥਾ ॥ ਰਹਾਉ ॥ ਬਿਨੁ ਗੁਰ ਮੂੜ ਭਏ ਹੈ ਮਨਮੁਖ ਤੇ ਮੋਹ ਮਾਇਆ ਨਿਤ ਫਾਥਾ ॥ ਤਿਨ ਸਾਧੂ ਚਰਣ ਨ ਸੇਵੇ ਕਬਹੂ ਤਿਨ ਸਭੁ ਜਨਮੁ ਅਕਾਥਾ ॥੨॥ ਜਿਨ ਸਾਧੂ ਚਰਣ ਸਾਧ ਪਗ ਸੇਵੇ ਤਿਨ ਸਫਲਿਓ ਜਨਮੁ ਸਨਾਥਾ ॥ ਮੋ ਕਉ ਕੀਜੈ ਦਾਸੁ ਦਾਸ ਦਾਸਨ ਕੋ ਹਰਿ ਦਇਆ ਧਾਰਿ ਜਗੰਨਾਥਾ ॥੩॥ ਹਮ ਅੰਧੁਲੇ ਗਿਆਨਹੀਨ ਅਗਿਆਨੀ ਕਿਉ ਚਾਲਹ ਮਾਰਗਿ ਪੰਥਾ ॥ ਹਮ ਅੰਧੁਲੇ ਕਉ ਗੁਰ ਅੰਚਲੁ ਦੀਜੈ ਜਨ ਨਾਨਕ ਚਲਹ ਮਿਲੰਥਾ ॥੪॥੧॥ ਅਰਥ: ਹੇ ਮੇਰੇ ਮਨ! ਸਦਾ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਸਿਮਰਿਆ ਕਰ, (ਪਰਮਾਤਮਾ) ਸਾਰੇ ਪਦਾਰਥ (ਦੇਣ ਵਾਲਾ ਹੈ) । (ਹੇ ਮਨ! ਗੁਰੂ ਦੀ ਸਰਨ ਪਿਆ ਰਹੁ) ਪੂਰੇ ਗੁਰੂ ਨੇ (ਹੀ) ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ (ਹਿਰਦੇ ਵਿਚ) ਪੱਕਾ ਕੀਤਾ ਹੈ। ਤੇ, ਨਾਮ ਤੋਂ ਬਿਨਾ ਮਨੁੱਖਾ ਜ਼ਿੰਦਗੀ ਵਿਅਰਥ ਚਲੀ ਜਾਂਦੀ ਹੈ।ਰਹਾਉ।(ਹੇ ਭਾਈ! ਜਦੋਂ) ਗੁਰੂ ਨੇ ਮੇਰੇ ਸਿਰ ਉੱਤੇ ਆਪਣਾ ਹੱਥ ਰੱਖਿਆ, ਤਾਂ ਮੇਰੇ ਹਿਰਦੇ ਵਿਚ ਪਰਮਾਤਮਾ ਦਾ ਰਤਨ (ਵਰਗਾ ਕੀਮਤੀ) ਨਾਮ ਆ ਵੱਸਿਆ। (ਹੇ ਭਾਈ! ਜਿਸ ਭੀ ਮਨੁੱਖ ਨੂੰ) ਗੁਰੂ ਨੇ ਪਰਮਾਤਮਾ ਦਾ ਨਾਮ ਦਿੱਤਾ, ਉਸ ਦੇ ਅਨੇਕਾਂ ਜਨਮਾਂ ਦੇ ਪਾਪ ਦੁੱਖ ਦੂਰ ਹੋ ਗਏ, (ਉਸ ਦੇ ਸਿਰੋਂ ਪਾਪਾਂ ਦਾ) ਕਰਜ਼ਾ ਉਤਰ ਗਿਆ।੧।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਆਪਣੇ ਮਨ ਦੇ ਪਿੱਛੇ ਤੁਰਦੇ ਹਨ ਉਹ ਗੁਰੂ (ਦੀ ਸਰਨ) ਤੋਂ ਬਿਨਾ ਮੂਰਖ ਹੋਏ ਰਹਿੰਦੇ ਹਨ, ਉਹ ਸਦਾ ਮਾਇਆ ਦੇ ਮੋਹ ਵਿਚ ਫਸੇ ਰਹਿੰਦੇ ਹਨ। ਉਹਨਾਂ ਨੇ ਕਦੇ ਭੀ ਗੁਰੂ ਦਾ ਆਸਰਾ ਨਹੀਂ ਲਿਆ, ਉਹਨਾਂ ਦਾ ਸਾਰਾ ਜੀਵਨ ਵਿਅਰਥ ਚਲਾ ਜਾਂਦਾ ਹੈ।੨।ਹੇ ਭਾਈ! ਜੇਹੜੇ ਮਨੁੱਖ ਗੁਰੂ ਦੇ ਚਰਨਾਂ ਦੀ ਓਟ ਲੈਂਦੇ ਹਨ, ਉਹ ਖਸਮ ਵਾਲੇ ਬਣ ਜਾਂਦੇ ਹਨ, ਉਹਨਾਂ ਦੀ ਜ਼ਿੰਦਗੀ ਕਾਮਯਾਬ ਹੋ ਜਾਂਦੀ ਹੈ। ਹੇ ਹਰੀ! ਹੇ ਜਗਤ ਦੇ ਨਾਥ! ਮੇਰੇ ਉੱਤੇ ਮੇਹਰ ਕਰ, ਮੈਨੂੰ ਆਪਣੇ ਦਾਸਾਂ ਦੇ ਦਾਸਾਂ ਦਾ ਦਾਸ ਬਣਾ ਲੈ।੩।ਹੇ ਗੁਰੂ! ਅਸੀ ਮਾਇਆ ਵਿਚ ਅੰਨ੍ਹੇ ਹੋ ਰਹੇ ਹਾਂ, ਅਸੀਂ ਆਤਮਕ ਜੀਵਨ ਦੀ ਸੂਝ ਤੋਂ ਸੱਖਣੇ ਹਾਂ, ਸਾਨੂੰ ਸਹੀ ਜੀਵਨ-ਜੁਗਤਿ ਦੀ ਸੂਝ ਨਹੀਂ ਹੈ, ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਜੀਵਨ-ਰਾਹ ਉੱਤੇ ਤੁਰ ਨਹੀਂ ਸਕਦੇ। ਹੇ ਦਾਸ ਨਾਨਕ! (ਆਖ-) ਹੇ ਗੁਰੂ! ਸਾਨੂੰ ਅੰਨਿ੍ਹਆਂ ਨੂੰ ਆਪਣਾ ਪੱਲਾ ਫੜਾ, ਤਾਂ ਕਿ ਤੇਰੇ ਪੱਲੇ ਲੱਗ ਕੇ ਅਸੀ ਤੇਰੇ ਦੱਸੇ ਹੋਏ ਰਸਤੇ ਉਤੇ ਤੁਰ ਸਕੀਏ।੪।੧।JAITSREE, FOURTH MEHL, FIRST HOUSE, CHAU-PADAS:ONE UNIVERSAL CREATOR GOD. BY THE GRACE OF THE TRUE GURU:The Jewel of the Lord's Name abides within my heart; the Guru has placed His hand on my forehead. The sins and pains of countless incarnations have been cast out. The Guru has blessed me with the Naam, the Name of the Lord, and my debt has been paid off. || 1 || O my mind, vibrate the Lord's Name, and all your affairs shall be resolved. The Perfect Guru has implanted the Lord's Name within me; without the Name, life is useless. || Pause || Without the Guru, the self-willed manmukhs are foolish and ignorant; they are forever entangled in emotional attachment to Maya. They never serve the feet of the Holy; their lives are totally useless. || 2 || Those who serve at the feet of the Holy, the feet of the Holy, their lives are made fruitful, and they belong to the Lord. Make me the slave of the slave of the slaves of the Lord; bless me with Your Mercy, O Lord of the Universe. || 3 || I am blind, ignorant and totally without wisdom; how can I walk on the Path? I am blind — O Guru, please let me grasp the hem of Your robe, so that servant Nanak may walk in harmony with You. || 4 || 1 ||

Today is the 2 year anniversary of us purchasing our first home. Hear the whole story of finding the right house for our family along with all the remodeling and updating to make it move-in ready. Go check out our social media page to see some before and after pictures.Episodes Referenced:79: Does "The One" Exist?80: Relationship Communication72: Our First Year in Oklahoma73: Ham-mock vs Ham-mick

SPONSORS: Sign up for a $1 per month trial period at https://shopify.com/nottoday , all lowercase In this week's episode of Not Today Pal, Rob and Jamie open the show reacting to a viral video of a Miami based model partying on a boat with an uncanny resemblance to Meadow Soprano. Next, they get to the bottom of what "take on an empty stomach" means exactly, before diving into some core memory moments and spending some time contemplating mortality. They also discuss young love, explaining adult stuff to kids, swap some first house party stories, complain about Disney food, and since Enny is back in the booth, go back and talk about the escape room shenanigans they had participated in a few weeks back. Enjoy the show! Have a question for Rob and Jamie? Reach out at nottodaypalpodcast@gmail.com Not Today, Pal Ep. 83 https://www.instagram.com/jamielynnsigler https://www.instagram.com/nottodaypalshow https://store.ymhstudios.com Chapters 00:00:00 - Intro 00:00:43 - Clip: Meadow In Miami 00:02:49 - Define "Take On An Empty Stomach" 00:07:40 - Memories & Mortality 00:13:53 - Explaining Adult Stuff To Kids 00:19:32 - Young Love 00:23:01 - First House Parties 00:31:17 - Disney Food 00:35:07 - Crazy Crystal Lady Stuff & Escape Room Stories Learn more about your ad choices. Visit megaphone.fm/adchoices

“Tiny” investments with BIG upsides? Today's guest turned a $12,000 down payment (all the money he had) into four rental properties and a unique real estate investing business. After an injury from his time in the Army left Manny Reyna with altered life plans, he had to decide what to do next. He didn't have much money but wanted to provide for his wife and young son. The best option: use his VA loan to buy a house.  With every dollar he had, he bought a home, knowing it could one day be a rental, but little did he know that it would kickstart a very different real estate investing journey. Fast forward a few years later, and Manny has a glamping/tiny house business that he started with just $20,000. This tiny home brings in some respectable cash flow but wasn't without its struggles. In this episode, we're going through the big ups (and big downs) of Manny's journey, from having to literally move a house to bad guests ruining his first short-term rental, installing utilities on completely raw land, and managing his properties from very far away (he's in Japan right now!).    In This Episode We Cover: Why every veteran or active duty military member should use THIS loan to buy a house How to start investing without much money by buying “tiny” investment properties  Whether you should hire property management or self-manage your first property  Why lowering your rent price is worth it to avoid prolonged vacancies (don't make Manny's mistake!) How much it cost Manny to install utilities (electrical, septic, etc.) on a raw land for his glamping properties  And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPokckets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Get Casita on Instagram  Sign Up for BiggerPockets Momentum 2025 to Supercharge Your Investing This Year Grab the Book, “Short-Term Rental, Long-Term Wealth” Property Manager Finder $11,000/Month with One VERY Unique Rental Property w/Garrett Brown Connect with Manny (00:00) Intro (02:10) First House for $12K Down! (06:00) Hiring Property Management (09:34) I Can't Get Tenants! (10:37) $50K Tiny Homes and Land Investing (16:15) Setting Up Utilities on New Land (21:21) Tiny House Amenities (24:11) Cash Flow and Current Rent (26:37) Tenants Trashed My Property! (29:58) Buying MORE Tiny Homes (33:44) Managing Properties from Abroad (35:09) Connect with Manny! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-518 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Big Thank you to 'Wendy' for volunteering her chart. This week I am answering 'Wendy's' question: "I have wondered whether having Pluto in my first house makes me think often about death and matters relating to death.  I don't necessarily think about death in a negative or morbid way but I do feel I'm more aware of death, and my own mortality, than other people I know.  I feel like it's a positive trait because knowing and accepting death allows me to enjoy the beauty and briefness of life.  When I was a child, if I had an accident and saw myself bleeding I always thought I was "dying" (lol).  Also, growing up at one point I wanted to become a mortician.  Instead I became a registered nurse.  

4pm: Guest - Rob Kellum - COO at Suhroco on how rent cap will affect housing market // Bill to cap WA rent increases passes first House hurdle // Why Middle Managers Are Valuable to Companies and Their Employees // Guest - Middle Manager, Jacob Rummel // Trump says he’s open to TikTok sale to Elon Musk or Larry Ellison; could be worth trillions // TikTok went dark… for less than 24 hours // Mittens the cat is mistakenly left on a plane and becomes a frequent flyer 

The man behind our dream home! Shant Banosian is Rate's #1 Loan Officer 9 years running, and the #1 Loan Officer nationwide 6 years running, with over 40,000 closed units and $10 billion in funded loans throughout his 20 year career. He has consistently been recognized for his high level of production, superior customer service and expert industry knowledge. He has been featured on Mortgage Professional America's Mortgage Global 100 list for 2020, 2021, and 2022 and is licensed in all 50 states. On this episode we dive into how you can get ready to purchase your first home and we simplify the home buying experience. Follow Shant: https://www.instagram.com/shantbanosian/ Kevin Cooney: https://www.instagram.com/kevincooneyy/ Ashley DeMato: https://www.instagram.com/ashley_demato/

What did you think of todays show??Ready to take on your first property flip? Find out what rookie mistakes to avoid in this episode! Mike shares five crucial lessons he learned from his first flip and what he wishes he knew before getting started. From unexpected costs to inaccurate comps, discover the hidden traps that can delay your project and drain your profits!Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

Want to know how to flip a house in 2024? We brought on a rookie with a real-life deal to walk through every beginner step of flipping houses so you can go out and make money, too! We know Rene Hosman as our community manager here at BiggerPockets, but she's also a brand new house flipper! She just got her first house flip under contract, so we'll be bringing her on the show to share her progress and teach YOU how to do it today. In part one, Rene describes how she found this deal in the pricey and competitive Denver, Colorado, area. Next, when she wanted to make an offer on the property, she realized it HAD to be made in cash, but she didn't have the funds. What did she do? She found a lender who lent her the money in just around twenty-four hours! Don't think it's possible? Rene shares exactly how she found this lender, how much they charge, and why she went with them. Next, how do you estimate rehab costs for a home renovation? Rene brings her ACTUAL house flipping budget to show off in today's episode, plus where she's finding materials and how much of a financial “buffer” she's giving herself (in case something goes wrong). In This Episode We Cover: How to flip your first house in 2024 by following Rene's basic steps  Flipping a condo and how already owning in the building can be a HUGE advantage  Private money lenders and how to fund your first flip in just twenty-four hours! How to estimate rehab costs and why you MUST give yourself a “buffer” The exact costs Rene will pay to fund this $190,000 flip  And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPokckets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Start with Strategy House Flipping Investing Calculator Rehab Cost Estimate Calculator Follow Rene's ACTUAL House Flipping Budget Learn How to Flip Houses with “The House Flipping Framework” Find Investor-Friendly Lenders Flipping Houses: How to Get Started and Everything You Should Know Connect with Rene (00:00) Intro (02:49) Buy the Whole Building? (07:14) Making a QUICK Offer (10:37) Finding $190K in 24 Hours (17:20) Private Money Lending Numbers (21:03) Renovation Budgeting (25:49) Renovation Timeline and Plans   Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-477 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's no secret that affordable housing is becoming harder to find for many young professionals, especially those who recently graduated from college with a pile of student loan debt. However, more young professionals are discovering a path to homeownership while kick-starting their real estate investing portfolio: house hacking. Keep reading the article here: https://www.biggerpockets.com/blog/best-markets-for-first-house-hack Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A single mom's dream of homeownership becomes a reality—and an empowering lesson for her daughter—with the help of a "unicorn team" and unwavering determination.Quote:"The entire team just cared about the person, not about the sale."Highlights:Trusting Your Unicorn Team: What does it mean to have a “unicorn team” in your corner during the homebuying process?Liquid Cash, Quick Moves: Why is it crucial to have your finances in order before making an offer in today's market?Kissing Frogs, Finding Your House Charming: How can you navigate the emotional rollercoaster of house hunting without settling?Single Moms, Rising Stars: What's driving the surge of single women achieving homeownership?Core Memories, Lasting Legacies: How can buying a home create a powerful legacy for your family?From Renter to Owner, Overnight: Is it really possible to go from podcast listener to homeowner in a matter of weeks?Referenced Episodes: Episode 12General Notes:This episode reminds us that homeownership is achievable, even amidst a challenging market, with the right guidance and preparation. Vayola's story highlights the importance of financial discipline, a supportive team, and the power of perseverance in turning dreams into reality. The episode also underscores the emotional aspects of the homebuying journey and the profound impact it can have on families, especially single-parent households.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!"Last Lease Ever" - Start your custom 12-month action plan to replace your rent with the savings of home equity, at no cost to you. Message David NOW to assemble YOUR Unicorn team ASAP!

Self-doubt and confusion holding you back from buying your first home? This episode dives into the mindset of a therapist-turned-homeowner who reveals the unexpected mental hurdles and therapeutic solutions to owning your own slice of paradise.Therapist-Turned-Homeowner Reveals: Mindset Shifts & Therapeutic Solutions for First-Time Home Buying SuccessThe Crucial Role of Self-Awareness, Trust, and "Unicorn" Realtors in Navigating the Emotional Rollercoaster of HomeownershipLearn How to Overcome Self-Doubt, Bidding Wars, and Tax Dilemmas to Achieve Your Dream HomeConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!If you want to become a First Time Home Buying expert in just 7 days, Sign Up for the FREE Home Buying Starter Kit VIDEO SERIES

In episode 455 astrologer Chris Brennan does live chart readings with listeners to talk about the meaning of 1st house placements in their birth chart. This workshop was recorded a few weeks ago in preparation for the longer episode on the 1st house in astrology that was released last week, titled The First House in […]

In episode 454 astrologers Chris Brennan and Nick Dagan Best explain the meaning of the first house in astrology, and explore its significations by looking at different planets in the rising sign and Ascendant. We open the episode by talking about the general meaning of the first house, and then we transition into discussing each […]

The Democrats have gone full-blown Game of Thrones when it comes to the race to replace Joe Biden. Will Biden become like King Kiserys and stay until the bitter end? Or will his throne be usurped by cunning Kamala and the rest of the party? Jesse Kelly dives into all of this. Jesse also dives into a damning whistleblower report against the FBI with Christina Urso. Plus, the President's Daily Brief from Mike Baker and World War II history with Nathan Canestaro.See omnystudio.com/listener for privacy information.

This week, Jason is joined by standup comedian, actor, TV Host, and executive producer Howie Mandel!  Having remained a constant force in showbiz for decades,  he has diversified his skillset by wearing as many different hats as possible in TV, film, and even the podcast space hosting his own show with his daughter, Jacqueline, Howie Mandel does stuff. Throughout his illustrious career, Howie has notably been very open about his mental health, including his diagnosis with ADHD, OCD, and misophonia. Although there have been many difficulties that come along with those diagnoses, Howie has continued to remain an advocate for mental health awareness and strives to be an example for those struggling with their mental health in any capacity.  Howie reveals why he believes that thinking can be the downfall, why he never says “no,” how he ended up starting stand up comedy thanks to a dare, the importance of finding at least one thing in life to be excited about, why he is always investing with his money philosophy, his interest in real estate and learning from Monopoly, how he was making hundreds of thousands of dollars in the 80s, and working as his own agent to bring in extra income. Howie also gives insight to why he would negotiate IP over more money which evolved into creating his own company, the need to adopt and adapt, how he wishes he said yes to more movies, developing coping skills, and podcasting with his daughter. Howie reveals all that and so much more in another episode you can't afford to miss!  Host: Jason Tartick Co-Host: David Arduin Audio: John Gurney Guests: Howie Mandel Stay connected with the Trading Secrets Podcast!  Instagram: @tradingsecretspodcast  Youtube: Trading Secrets Facebook: Join the Group All Access: Free 30-Day Trial  Trading Secrets Steals & Deals! Resibrands: Ready to begin your entrepreneurial journey but not sure where to start? Join Resibrands and take the step from 0 to 1 in owning your own business with our proven franchising system. ResiBrands is a community of shark-like entrepreneurs working alongside each other to create a home service revolution. We eat the competition, so take a bite out of a wealthier future and visit us at resibrands.com today Linchpin: Hiring top talent for your teams has never been easier. Linchpin is a recruitment firm that creates custom hiring and consulting services. If you are looking for a results driven and human-centered approach - this is your solution. Head over to thelinchpinco.com/contact and select Trading Secrets in the 'Where did you learn about us” section for 10% off your first placement! DeleteMe: Take control of your data and keep your private life private by signing up for DeleteMe. Get 20% off your DeleteMe plan by texting SECRETS to 64000. Monarch Money:  Unlike other personal finance apps, Monarch's simple, intuitive design makes it so easy to set up, customize, and use. Get an extended thirty-day free trial when you go to monarchmoney.com/SECRETS