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Tonight, on The Panel, Wallace Chapman is joined by panellists Anna Fifield and Simon Pound. First up, it's a merger that could put 620 million dollars into local philanthropy, but some say the proposed purchase of TSB by Heartland Bank will strip Taranaki of an important of its society. New Plymouth District councillor Gordon Brown has started a petition opposed to the merger, he joins the panel to discuss why. Then, Oliver Hartwich of the NZ Initiative says New Zealand's supposedly flexible labour market fails on youth wages. He tells the panel why.
Two New Zealand banks want to join forces and take on the Aussie giants.In this episode, Ed and Andrew unpack Heartland Bank's proposed $620 million acquisition of TSB – what it means for competition in the banking sector and why some people in Taranaki aren't convinced it's a good idea. You'll learn:The $620m merger is shaking up NZ banking Will more competition mean lower mortgage interest rates? What it means for you if you're a TSB or Heartland Bank customerThe real question? Is this the start of a stronger New Zealand-owned competitor in banking... or simply two smaller players combining forces without changing much for everyday borrowers?Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
There's a view a merger by Heartland and TSB won't hand the big four banks a massive blow. Heartland Bank has struck a deal to buy TSB for $620 million, pending consultation and regulator approval. Massey University banking professor Claire Matthews says the combined bank will still be smaller than the big four, and Kiwibank. She says a lot of work's still needed to increase competition. "It's not necessarily going to open up a huge access to capital, which is what's really needed for them to grow, and to become truly competitive." LISTEN ABOVESee omnystudio.com/listener for privacy information.
TSB and Heartland Bank are looking to join forces by the end of the year. TSB owner Toi Foundation's seeking feedback on the plan to join with Heartland Bank, to the tune of $620 million. Finance Minister Nicola Willis welcomes this decision to team up and take on the big Australian banks. "That's positive, and good for the state of banking competition." LISTEN ABOVESee omnystudio.com/listener for privacy information.
On the Heather du Plessis-Allan Drive Full Show Podcast with Andrew Dickens for Tuesday, 2 June, 2026, we talk to Local Government Minister Simon Watts about a ban on unelected people having voting rights on council committees. We look at who'll benefit from a merger between TSB and Heartland Bank. Greenpeace executive director Russel Norman on if it's worth having a discussion on our no-nukes stand. And on The Huddle, Liam Hehir and Carmen Parahi on whether there should be government support to save Moana Pasifika. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Federated Farmers is calling the potential Heartland–TSB merger an intriguing prospect. Heartland Bank has struck a deal to buy TSB for $620 million, pending consultation and regulatory approval. A new bank could formed by the end of the year. Fed Farmers banking spokesperson Mark Hooper told Francesca Rudkin it's ambitious, but breaking into the rural market will be challenging. He says given rural communities have suffered from poor service and dwindling facilities, it's an opportunity to combine the banks' strength and provide more support. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Tech problems made this episode difficult, but its finally out.Hello folks, welcome to podcast 41 of the Sans series. While I've been tied up, I know that one of the biggest issues right now being talked about is the Canvas breach and its related problems.It is also covered in the May 8, 2026 newsletter of Sans, and that's what this issue of Sans will cover. Would you like to read the newsletter instead? Here is the link to read the May 8, 2026 newsletter so go check this out. Here is what is covered in the newsletter.Top of the News Critical PAN-OS RCE Flaw Exploited, Awaiting Patch Ivanti Releases Updates to Address Actively exploited Vulnerability in Endpoint Manager Mobile DAEMON Tools Lite Supply Chain Compromised Here is What is covered in the section called The Rest of the Week's News. Cisco Publishes Nine Security Advisories CISA Urges Proactive Resilience for Critical Infrastructure Australian Government Establishes Cyber Review Board FTC Settles Lawsuit with Kochava and Collective Data Solutions Over Sale of Precise Location Data No Comment from Instructure, but Schools Communicate Following Data Breach Laptop Farm Hosts Sentenced to 18 Months in Prison Latvian National Sentenced in Connection with Providing Advice to Multiple Ransomware Groups Some of these items may be covered on the blog, feel free to go and check it out if you wish. TSB program 272A will cover the Canvas Breach from Instructure, we'll also see what Sans has to say and comment on this through here too.Thanks for listening, make it a great day!
With one of the maddest weeks in recent football history, isn't it nice that Leeds just have a watching brief? · Get 10% off your legal fees: sqbl.link/levi · Use code TSB to get a free trial of ScoreAI: sqbl.link/scoreai · Listen ad-free & get bonus shows: sqbl.link/plus Hosted on Acast. See acast.com/privacy for more information.
Cyber shocks, political ripples and pop-powered spending – it's another packed week on the AJ Bell Money & Markets podcast. Charlene Young and Danni Hewson break down the latest inflation and jobs data, before turning to bond market jitters as political drama heats up. There's pressure building for businesses too, as Ryanair flags rising fuel costs, and Marks & Spencer and Jaguar Land Rover lay bare the growing financial toll of cyber attacks. We also dive into the forces reshaping what was formerly the UK high street, with more big banking brands on brink of disappearing completely, and unpack what a potential mansion tax could mean for homeowners. Plus, two insightful interviews: one exploring how supply chains are becoming a major investment theme, and another on the critical mineral antimony as surging demand drives the reopening of an Australian mine. And to finish, we move from hard economics to headline acts, and look at how Harry Styles' Wembley run could generate over £1bn in spending, proving the experience economy is alive and well. [00:00] Introduction [01:46] Inflation & jobs – what the latest data tells us [09:35] Gilts, politics & the Makerfield by-election ripple effect [12:10] Ryanair warns on rising oil prices [ 15:26] M&S & JLR – counting the cost of cyber attacks [21:39] Interview: Supply chains with Jamie Mills O'Brien (Aberdeen) [34:13] Bank brands that are set to disappear – Halifax rumours & TSB confirmed changes [36:39] Mansion tax consultation – what's on the table [40:44] The £1.1bn Harry Styles effect [45:07] Interview: Antimony & critical minerals with Ron Heeks (Larvotto Resources) [54:13] Closing thoughts
Leeds United have nothing to play for against Brighton and it feels great, unlike the lump on Ethan Ampadu's head - seen by everybody but shortsighted whistler Jarred Gillett. · Use code TSB to get a free trial of ScoreAI: sqbl.link/scoreai · Get 10% off your legal fees: sqbl.link/levi Hosted on Acast. See acast.com/privacy for more information.
Hello folks, welcome to a special TSB program covering the Canvas hack. How bad is it? What is known? How does it compare to other breaches like PowerSchool and others? We'll discuss it from within this podcast. Here are articles that we've read that have covered the saga from when we've laid eyes on it. This is not everything, and some of this may be blogged on our blog. Instructure hacker claims data theft from 8,800 schools, universities What we know about the Canvas hack that has impacted thousands of schools Instructure confirms hackers used Canvas flaw to deface portals Instructure reaches 'agreement' with ShinyHunters to stop data leak US govt seeks Instructure testimony on massive Canvas cyberattack There are other outlets also covering this, including the BBC, PC Magazine, The Cyberwire Podcast, and more. We are not reading and discussing any particular article, we're painting a picture of what seems to be the overall problem and how Canvas is now joining the party of very large breaches. Their PR was great, telling users what was going on, but yet, when you hear how the actors got in, you'll start wondering. Contact information is going to be given throughout the program, and thanks so much for listening to this special program. See you next time!
With Leeds United potentially safe before kicking a ball against Spurs on Monday the weekly show crowns heroes and villains from the past week. · Get 10% off your legal fees: sqbl.link/levi · Use code TSB to get a free trial of ScoreAI: sqbl.link/scoreai Hosted on Acast. See acast.com/privacy for more information.
Hello gang, welcome to podcast 272. This is Jared and today, we're going to talk about Technical Debt. We extract one of the best laughs we can ever have on TSB and that is played at the end, and the line is part of the whole beginning too. We talk about some things from around the landscape, especially from what I have posted, so we'll keep our eyes on things. More blog posts later. More podcasts later. See you soon.
En Capital Intereconomía seguimos la apertura del Ibex 35 y de las principales bolsas europeas, con especial atención al sector financiero y a la temporada de resultados. En la entrevista, Sergio Palavecino, director financiero de Banco Sabadell, analiza las cuentas del primer trimestre tras registrar un beneficio un 29% inferior, condicionado por un plan de prejubilaciones y el impacto del entorno financiero. También aborda la caída del margen de intereses y de las comisiones, la evolución del negocio hipotecario —que retrocede un 24%— y las perspectivas de demanda de crédito en un escenario de inflación, guerra y posibles subidas de tipos. Además, explica cuándo se reflejarán las plusvalías derivadas de la venta de TSB y detalla la política de remuneración al accionista, en un momento de relevo directivo con la salida de César González-Bueno y la llegada de Marc Armengol. En el análisis de mercados, David Cortina, responsable de renta variable de Santander PB, destaca el castigo a Laboratorios Farmacéuticos Rovi tras unos malos resultados y un profit warning, pese a la fuerte revalorización acumulada. También pone el foco en el impulso tecnológico, con subidas de Intel y Samsung Electronics ligadas a Apple y al auge inversor en inteligencia artificial. Terminamos la hora con consultorio de bolsa junto a Miguel Méndez, analista independiente, que responde a las dudas de los oyentes sobre valores y estrategias de inversión.
Canada's TSB is helping in the investigation of a deadly Air Canada crash in New York City, three Windsor anglers are fined for violating fishing regulations, and Kingsville Town Council will consider fees for excessive false alarm calls. All the noon headlines on the go.
Hello gang, welcome to podcast 519 of the Sunday show. Selection sunday is coming, games are being played now, and we'll have some champions. Let's play some tunes, I'll do a bit of talking, and I'll be asking for your feedback for next week. No Preston this week, but we'll have him on again in due time. Thanks for listening!Set 1:Lilly Wolf Strictly LuxuryLilly Wolf DollhouseLet me know what you think. I have a memorial on Sunday of next week so there is no show. But do I broadcast next Saturday? Do I do TSB that wednesday? Let me know whtat you think. Email, Imessage me or even call the comment line at 888-405-7524. I look forward in your responses. A decision will be made before the end of the week. Set 2:Acappella Soul DoctorAcappella God Is AlrightAcappella Go out QuicklyAcappella Hold On (Reprise)Set 3:Ryo Utasato First HourSet 4:Vitamin String Quartet AliveVitamin String Quartet OnceVitamin String Quartet Better ManVitamin String Quartet Last ExitVitamin String Quartet GoSet 5:Guitar Tribute Players Perfect (Instrumental)Guitar Tribute Players What Lovers Do (Instrumental)Guitar Tribute Players Friends (Instrumental)Guitar Tribute Players Wolves (Instrumental)Guitar Tribute Players New Rules (Instrumental)Guitar Tribute Players She Will Be LovedGuitar Tribute Players WonderwallGuitar Tribute Players MineGuitar Tribute Players LuckyGuitar Tribute Players Better TogetherGuitar Tribute Players LightsSet 6:Ustoz Clair De LuneUstoz Before The EndUstoz Happy ToysUstoz Bahshi's Soul (Radio Edit)This will complete today's program. Thanks so much for listening. See you very soon! Keep tabs on the listeners list as I think there's a broadcast for a memorial for the 29th if I remember correctly, so if that's the case, we'll only have one show in two weeks if I decide to take the weekend off due to this memorial I'm going to.
The Security Box is back with another episode. We're currently working through a continuing series, and when major developments happen, we may release additional episodes using an A, B, C format so we can respond quickly while still keeping the overall podcast structure consistent.We also have several videos queued for discussion. Some of these may be released as supplemental A/B/C segments to keep regular TSB episodes at a reasonable length, since we are no longer broadcasting weekly.Some of the topics discussed here were briefly introduced during this past week's Throwback Saturday Night. The difference between the two programs is simple: Throwback Saturday Night is more relaxed and conversational. The Security Box goes deeper, offering detailed analysis and discussion. Topics Covered in This Episode ChatGPT and App Recommendations We discuss AI tools and productivity apps, prompted by serious accessibility and workflow issues with applications I rely on daily. Video Segment: "Microsoft's Backdoor Into Our Encryption…" This video was originally intended for Podcast 267 but did not air. We review and discuss its implications here. Why Not Move to Gemini? — Training and Trust After DJ Terry asked why I couldn't simply switch to Gemini, we take a deeper look at training models, ecosystem differences, and practical limitations. Main Topic: Why MENVI and the JRN Have Never Had a Breach How have smaller organizations like the Jared Rimer Network (JRN) and the Music Education Network for the Visually Impaired (MENVI) avoided major security incidents? We examine operational practices, scale advantages, and why smaller entities sometimes manage data protection better than large corporations. If you would like to contact me, please use the contact information available through the blog, my website, or the details mentioned throughout the podcast.Thanks so much for listening!
Hello folks, welcome to program 515 of the Sunday program here at the Jared Rimer Network. DJ Georgie Girl has left the mix, but I am tying up loose ends she asked me to do for some time, playing a set of tunes that I've found that could coolate with getting hurt and healing. We have Preston Gaylor on to discuss items going on across the network and talk about various topics that may be coming to TSB during its show. Its more of an open discussion, not one major topic. This discussion is usually done between sets in one long block, but a phone call interrupted that. So, the first track of set 2 played before he came back to the airwaves. Contact info is also given throughout the program, and that includes email, Imessage and other forms of contact. Thanks so much for listening, make it a great day!Set 1:Artist: ------------- Hour Marker -------------; Title: 0900 (9am 2/1/2026)Artist: Beight; Title: Superhero Song; Duration: 03:05; Year: 2005; Album: File in RhythmArtist: Artemis; Title: Fountain of Life (Lean On It Mix) - DJ Anser; Duration: 03:36; Year: 2006; Album: OrbitsArtist: Beight; Title: Get What You Want?; Duration: 03:17; Year: 2005; Album: File in RhythmArtist: Telemann Trio Berlin; Title: Concerto in D-Dur - Allegro (Vivaldi); Duration: 02:58; Year: 2006; Album: Telemann Trio BerlinArtist: Arthur Yoria; Title: Here to Stay; Duration: 05:10; Year: 2004; Album: I'll Be Here AwakeArtist: Ambient Teknology; Title: Funknology; Duration: 04:05; Year: 2005; Album: PhoenixArtist: The Kokoon; Title: Passion Of Life; Duration: 03:38; Year: 2006; Album: BerlinSet 2:Artist: Deva Premal & Miten; Title: Om Sahana Vavatu Mantra (Live) [feat. Manose]; Duration: 02:21; Year: 2016; Album: Cosmic Connections Live (feat. Manose)Artist: Deva Premal & Miten; Title: Nam Myoho Renge Kyo Mantra (Live) [feat. Manose]; Duration: 09:02; Year: 2016; Album: Cosmic Connections Live (feat. Manose)Artist: Deva Premal & Miten; Title: White Cloud White Swan (Live) [feat. Manose]; Duration: 04:09; Year: 2016; Album: Cosmic Connections Live (feat. Manose)Artist: Deva Premal & Miten; Title: Om Mantra (The Cosmic Yes) [feat. Manose]; Duration: 09:49; Year: 2013; Album: Cosmic Connections Live (feat. Manose)Artist: Deva Premal, Miten & Manose; Title: Day 21 - Home; Duration: 19:02; Year: 2014; Album: The Spirit of Mantra with Deva Premal & MitenArtist: Deva Premal, Miten & Manose; Title: Day 17 - Blessing the Animals; Duration: 15:03; Year: 2014; Album: The Spirit of Mantra with Deva Premal & MitenArtist: Deva Premal & Miten; Title: Day 10 - Divine Consciousness; Duration: 12:19; Year: 2014; Album: The Spirit of Mantra with Deva Premal & MitenThis completes today's show. Thanks for listening!
Hello gang, welcome to another Sans Podcast. I know we're quite behind, and my goal was to do these podcasts between TSB episodes, but the week of the 17th had two meetings, one of which went to a second meeting I decided to stay for. For those who are not clear by this, the two meetings I were to attent happened on two different days, but then one meeting I stayed for happened on the first day and it isn't a regular meeting I stay for.This podcast is going to cover the newsletter that was released way back on January 9th, 2026. My goal is to get us caught up, and I'm going to do my best. Would you like to read the newsletter? Here is the link to read January 9, 2026 and its newsletter if you wish.I believe one of the biggest stories may be this web page California residents can go to so they can opt out of stuff. Let's see what is in the top of the news. California's New Privacy Law Lets Consumers Submit One Demand for All Registered Data Brokers to Stop Collecting Their Information Threat Actor's Breach was a Resecurity Honeypot Hospitality Staff, Beware ClickFix Attacks that Mimic BSOD Here is what they covered for the rest of the week's news for this newsletter. Cisco Releases Updates for ISE and Snort 3 Distributed Computing Environment/Remote Procedure Call Vulnerabilities n8n Releases Patches for Two Critical Vulnerabilities in One Week Veeam Update Addresses Four Vulnerabilities CISA KEV Adds Code Injection Vulnerabilities in HPE OneView and Microsoft Office PowerPoint Critical Missing Authentication Vulnerability in WHILL Electric Wheelchairs European Space Agency Acknowledges Infosec Breach I hope you all enjoy the program as much as I am bringing it to you, and make it a great day!
Hello folks, welcome to the next TSB, pprogram 266. This week, we are going to talk about a 2025 story dealing with hundreds being detained and several ransomware strains being decrypted through tools available to the public. The blog post leads to the article. The blog is titled 6 ransomware strains decrypted, hundreds detained which sparked some comment last podcast.As part of discussion: Here we go again with more domains being registered, sits there with possible plans should be read from our November diatribes list.We do have videos from Nick Espinosa which include items like the world cup being invaded by AI, breaches of the week, mobile phones being not very secure soon, and a question: Why does your supermarket need your biometrics? Preston Gaylor is along with comments as well. When we were looking at blogs and articles, we saw something about a CSAM article that talked about a suspect who was involved in CSAM and actually getting some substantial jail time. CSAM suspect jailed for close to 10 years is the blog post where I take this article apart. Now to our question from last podcast. Did you get it correct?The question last week was: Let's get this Monday moving, Jared. You know how sometimes a name change can make everything feel new? Like when The Artist Formerly Known as Prince became a symbol, or when Dunkin' ditched “Donuts” and got all minimalist on us. Well, Mark Zuckerberg had a major rebrand moment, too, swapping out “Facebook” for “Meta” to match his metaverse vision. But in doing so, he triggered an awkward translation situation. Meta, in Hebrew, means what? A) Chaos, B) Nightmare, C) Dead or D) Broken. The answer is chilling at the end. The answer: C) “Dead.” When Zuckerberg swapped “Facebook” for “Meta,” he might've been thinking “next-gen digital frontier,” but Hebrew speakers heard something closer to a funeral announcement. “Meta” sounds like the feminine form of the Hebrew word for “dead” (“מתה”), sparking a wave of memes and mock headstones. Congrats to those who got this right! See you on another podcast coming soon and make it a great day!
Artist: The Soul Brothers (México) Name: Diez Cero Uno, 2026 Genre: Electronic / Organic House Release Date: 21.01.2026 Special for Deep House Moscow The Soul Brothers: www.facebook.com/TSB.Talavera Soundcloud: @thesoulbrothers-talavera Instagram: www.instagram.com/thesoulbrothersmx CONTACT (DHM) ‒ deephousemoscow@hotmail.com Alexander (Telegram) ‒ @sash_msk Follow us: www.facebook.com/deephousemsk/ www.instagram.com/deephousemoscow/ vk.com/deephousemsk/
Send us a textBig Rich sits down with Brian Busby, the SoCal gearhead who turned a love of speed into a life in racing—and became “the fuel guy” for some of off-road's biggest events.From San Clemente surf breaks near Nixon's Western White House to wrenching through ROP, Brian shares how a 16-year-old with a Baja Bug ended up racing everything from Class 8 to Trophy Truck and Class 1 (including a 2019 championship). Hear about his first official race—the 1987 Baja 500 that lasted two miles—his drag boat days piloting “Bad Idea” hydros, and the heart-stopping moments riding with Dale Dondel and surviving a 110-mph roll with Brandon Arthur.Brian also dives into his 17-year Mercedes-Benz career as a specialty engineer (including authoring a global TSB), his pivot to racing fuels, and scaling a small shop into a West Coast powerhouse supplying F&L, VP, and Sunoco—before landing at Merritt Oil and helping launch Fuel Factory across the Western states and Mexico.Don't miss the backstory of the Rebelle Rally: the cold, chaotic first year, how fueling 50 teams turned into fueling an entire city-on-wheels, and the now-legendary Busby Games—born from “Busbyland” and officially part of Rebelle lore.Support the show
A bumper edition of Propaganda as Leeds United beat Chelsea at Elland Road!
In this episode of the Beauty School Bobbi podcast, Bobbi and Stephen Brown discuss their recent trip to Miami for the American Association for Career Schools (AACS) Conference, where they taught a class on culture in beauty schools. They reflect on their experiences, the importance of networking, and the challenges and rewards of stepping outside their comfort zones. The conversation highlights their commitment to fostering a supportive community in the beauty industry and the significance of family legacy in beauty education. In this conversation, the speakers discuss their experiences and insights from their beauty school, Tennessee School of Beauty. They emphasize the importance of community engagement, the unique approach of their school, and the prioritization of education. They share their commitment to building authentic connections with students and colleagues, the significance of positive energy, and the need for accountability in their business practices. The conversation also touches on the evolving responsibilities of leadership, collaboration within their team, and the importance of maintaining standards and adapting to change while creating a legacy for future generations. Takeaways The episode provides insights into the hosts' personal and professional journeys. Attending the AACS Conference was a significant opportunity for growth. Teaching a class on culture was a new and exciting challenge. Networking with peers in the beauty industry is essential for success. The hosts emphasize the importance of being authentic and relatable. They aim to share knowledge and support others in the beauty field. The experience of teaching was both nerve-wracking and rewarding. Feedback from attendees was overwhelmingly positive and encouraging. The hosts reflect on the importance of mental health and pursuing passion. Building connections with industry peers enhances the educational experience. Engaging with the community enhances the learning experience. TSB's unique approach sets it apart from traditional beauty schools. Education must always be the top priority. Building authentic connections fosters a positive environment. Positive energy can motivate both staff and students. Personalized engagement is key to student success. Accountability in business practices is crucial for growth. Collaboration between leaders enhances team dynamics. Setting clear standards helps maintain quality education. Adapting to change is essential for long-term success. Chapters 00:00 Introduction and Setting the Scene 02:59 Recap of the Miami Trip and Conference Experience 06:02 Teaching at the AACS Conference: A New Role 08:55 Building Connections and Networking in the Beauty Industry 12:06 The Class Presentation: Engaging with Peers 15:10 Feedback and Reflections on the Class 18:11 Conclusion and Future Aspirations 21:55 The Unique Approach of TSB 23:27 Building Authentic Connections 24:45 Positive Energy and Motivation 26:13 Personalized Student Engagement 27:48 Accountability in Business 29:33 Evolving Responsibilities 31:48 Collaboration and Team Dynamics 33:56 Setting Standards and Expectations 35:22 Adapting to Change 37:02 The Importance of Presence 39:02 Creating a Legacy 41:20 Maintaining Prestige and Standards 43:43 Continuous Improvement and Adaptation www.beautyschoolbobbi.com www.beautyandstylenetwork.com Follow Beauty and Style Network: @beautystylenet Beauty School Bobbi: @beautyschoolbobbi Stephen Brown: @vicepresofbeauty Tennessee School of Beauty: @tnschoolofbeauty American Association for Career Schools: @aacschools
This One Is Personal is the fourth studio album from Tiwa Savage. It was released on 29 August 2025, The album comprises 15 tracks, Skepta and James Fauntleroy. The production was done by KMKZ, TSB, Kofo, Mystro Sugar, Rymez, AoD, Felix Joseph, Cracker Mallo, Emeka E.O., Zone, Gabriel Eric Augustin, Gaetan Judd, Magicsticks, Olasupo Olushola, Henry Was, Jack SiegzPress Play to find out how personal this album is Album Link
As an exciting international break draws to a close we talk about joy in Scotland and Ireland and what does tonights press conference in Uruguay mean?!
The Chartered Trading Standards Institute is warning people to keep a close eye on their bank and credit card accounts after thousands of unsuspecting shoppers have said they're having money taken without their knowledge. Individual payments are usually quite low, but if not spotted, they can quickly start to add up. Trading Standards say it's "outrageous" these payments are being taken without explicit consent. How can you spot and stop these payments?Two thirds of first time buyers are overpaying their mortgage and one in six hope to be mortgage free by the time they're 40 according to a report from TSB. Is it the same for other mortgage holders and what should you think about if you're considering overpaying on your mortgage?More than half of adults in the UK do not have a will. So if they die they will have no say in how their money, property, and possessions are distributed. WillAid, where solicitors all over the UK make free wills and suggest a donation to charity in exchange. How does it all work and what happens if someone dies without a will?Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Eimear Devlin and Jo Krasner Producers: Robert Cave Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast at 12pm on Saturday 18th October 2025)
Los Desayunos de Capital han contado hoy con Carolina Rodríguez Arias, CEO de Enisa, quien ha defendido el papel de la entidad como un servicio público “útil, necesario y transformador” para el ecosistema emprendedor español. Rodríguez Arias ha explicado cómo su recorrido interno dentro de Enisa le permite impulsar una etapa más orientada al impacto social, la inclusión y la diversidad, destacando la línea de Emprendedoras Digitales como herramienta clave para reducir brechas persistentes. También ha valorado el estado del emprendimiento innovador en España, que —según afirma— ha dado un salto cualitativo en los últimos años, acercándose ya a modelos europeos de referencia. En la segunda entrevista, Sergio Palavecino, Director Financiero de Banco Sabadell, ha analizado los resultados récord de la entidad y los pilares que sostienen su crecimiento. Ha reconocido que el mercado ha reaccionado con dudas ante el futuro del banco en solitario, la caída del margen de intereses tras los recortes del BCE y la pérdida del negocio de TSB en favor de Santander. No obstante, ha insistido en que Sabadell mantiene los objetivos del año, que la cartera de crédito crece con solidez y que la remuneración al accionista seguirá siendo una prioridad. También ha descartado nuevas OPAs por competencia, aunque no cierra la puerta a posibles alianzas con actores más pequeños. El programa ha cerrado con un análisis de Hugo Alonso sobre el impacto económico de la llegada de la NFL a Madrid, un evento que promete generar ingresos turísticos, posicionamiento internacional y un impulso adicional al sector deportivo español.
After last weeks Propaganda the question was - How much sadder could West Ham fans get? This answered and more!
Bobbi interviews Kenzie Murrath, esthetics graduate who moved from Georgia to attend the Tennessee School of Beauty. Kenzie shares her unique journey, discussing the challenges and rewards of relocating for education, the importance of finding the right school, and her experiences in the esthetics program. She highlights the supportive environment at TSB, the friendships she formed, and her excitement about pursuing a career with Disney. The conversation emphasizes the value of stepping out of one's comfort zone and exploring opportunities beyond local options. Addie Greene joins the conversation, reflecting on their experiences in beauty school, highlighting the unexpected friendships formed, the emotional support shared, and the importance of individuality in the esthetics field. They discuss memorable moments, the significance of laughter and camaraderie, and offer valuable advice for aspiring estheticians, emphasizing the importance of trusting one's instincts and embracing personal growth. Takeaways Kenzie moved from Georgia to attend Tennessee School of Beauty. She felt an immediate connection to TSB during her tour. The esthetics program at TSB includes comprehensive training. Kenzie found it easy to make friends in her class. Being away from home was challenging but manageable for Kenzie. She appreciated the inclusion of medical esthetics in her curriculum. Kenzie loved the makeup classes, especially the MUD program. She feels well-prepared for her career in esthetics. Kenzie is excited to join the Disney college program. She encourages others to explore schools outside their immediate area. You might not find friends, but you might find family. Emotional support is crucial in beauty school. Creating memories together strengthens bonds. Laughter can ease the stress of learning. Trust your gut when pursuing your career. Experiences in beauty school shape your future. Individuality can thrive in the esthetics field. It's okay to not be good at everything initially. Support from classmates can lead to success. Finding joy in your work helps avoid burnout. Chapters 00:00 Introduction to Kenzie's Journey 03:02 Finding the Right School 05:48 Adjusting to Life in Knoxville 09:01 Challenges of Being Away from Home 12:05 Highlights of the Esthetics Program 15:11 Future Aspirations with Disney 17:48 Conclusion and Reflections 21:05 Addie's Perspective on Class Dynamics 21:32 The Unexpected Bonds of Beauty School 26:11 Creating Lasting Memories and Friendships 30:28 Embracing Individuality in Esthetics 34:01 Advice for Aspiring Estheticians www.beautyschoolbobbi.com www.beautyandstylenetwork.com Follow Beauty and Style Network: @beautystylenet Beauty School Bobbi: @beautyschoolbobbi Kenzie Murrath: @estheticsbykenziegracee Addie Greene: @the.addie.effect
Send us a textWe explore how field innovation keeps outrunning the standards, why extended copper links beyond 100 meters are gaining momentum, and what TIA's new TSB could mean for testing, warranties, and contracts. We share practical steps for techs, PMs, and designers to push the edge without getting burned.• standards lag and field innovation tension • permanent link versus channel clarified • certification vs qualification and warranty conflict • extended-distance solutions and GameChanger disruption • TIA TR-42.7 call for interest for TSB 5073 • tester configuration for beyond-100m evaluations • documentation and manufacturer sign-off practices • PM risk, contracts, and stakeholder education • designer estimating, thermal and alien crosstalk margins • getting involved in committees and sharing empirical dataIf you're watching this show on YouTube, would you mind hitting the subscribe button and that bell button to be notified when new content is being produced? If you're listening to us on one of the audio podcast platforms, would you mind leaving us a five-star rating? While this show is free and will always remain free, if you find value in this content, would you mind clicking on that QR button right there? You can buy me a cup of coffee. You can even become a monthly contributor to this podcast. Just all and you can even buy Let's Talk Cabling t-shirts. Join the community today at LowVoltagenation.com or jump into the conversation at our Facebook group. Email Chuck at advertising at letstalkcabling.com and let's connect your brand to the right audience today. Visit GoFar on LinkedIn or click on the link in the description below. Go subscribe to Cable Installation and Maintenance Magazine right now before you forget.Support the showKnowledge is power! Make sure to stop by the webpage to buy me a cup of coffee or support the show at https://linktr.ee/letstalkcabling . Also if you would like to be a guest on the show or have a topic for discussion send me an email at chuck@letstalkcabling.com Chuck Bowser RCDD TECH#CBRCDD #RCDD
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: £100 Chase switch with a twist Get up to £240 switching to TSB Just how much can you afford to borrow on a mortgage? Beat the latest Disney+ price hike For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:04 Chase switch offer 11:44 TSB switch 21:06 What mortgage you can afford 31:11 Beat the Disney+ price hike ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
Ariam delves into how HR can drive impact for colleagues, customers and society, integrating advocacy across both customer services and employee policies. She shares how her international career and background in change consulting have shaped her leadership at TSB, highlighting the bank's support for victims of domestic abuse and initiatives for colleagues with caring responsibilities. Ariam explores how inclusion at TSB is embedded into business performance and introduces the bank's Do What Matters plan - its ESG framework shaped by colleague voices, turning purpose into practical action on issues from financial confidence to environmental responsibility. Her passion for tackling economic inequality underpins her work, directly aligned with TSB's purpose to build money confidence for everyone, every day. Ariam shares how listening, connection and empathy have been the foundation of her leadership, enabling innovation, engagement and community in an age of technology and remote work, reminding HR leaders that human connection is where transformation begins. Thank you to HEX Talent & Development for sponsoring this episode HEX is a people performance consultancy dedicated to helping individuals, teams, and organisations reach their full potential. Founded by Tom Emery, HEX isn't just another learning provider - they offer the complete package. Their services include deep individual and team coaching, leadership development, facilitation of team events, and broader HR consultancy. With extensive C-suite experience and years of working with CEOs and senior leaders across multiple industries, HEX's experts bring insight, challenge, and thought leadership to every engagement. Their CHRO Impact Framework for developing high-performing senior leaders is tried and tested, forming the foundation of Tom's Amazon best-selling book, People People: Reach Your Full Potential as a CHRO. Above all, HEX brings passion, challenge, and joy to all their clients. Discover more by visiting hex-development.com
Braga, King, and Ski talk: :15: The failing TSB organization, Oregon throttling Oklahoma State early, their insane balance, miffed by Makhi Hughes, overrating Ryan Williams. 13:49: Fan vibes for a natty, Gundy poking the bear, how Dante Moore will react to his first pick, the bleak future of Okie State, Duck Labubu, future rotations. 31:45: Bogus PFF grades, Northwestern trivia. 53:21: B1G lines. 1:11:04: Top 3 stadium vistas.
Walter Farioli, diretor-geral da Transportadora Sulbrasileira (TSB), revisita 25 anos da integração Brasil–Argentina via Uruguaiana, explica por que Vaca Muerta recoloca o projeto no mapa após décadas. O executivo defende um gasoduto estruturante Argentina–Brasil, que mire não só o mercado do Rio Grande do Sul, mas também o Sudeste. Para tirar o projeto do papel, serão necessários contratos mais flexíveis, liderança de Estado e partilha de riscos entre produtores, transportadores e consumidores. Ele comenta CAPEX, traçado e licenças, alternativas como GNL e rotas pelo Paraguai e Bolívia, além de tarifa da TSB, novos carregadores e debates regulatórios (agenda da ANP e classificação de gasodutos).
Red Bull have taken over Leeds United and the phoenix club starts again at the bottom of the pyramid. Let's climb the divisions! Football Manager returns to TSB.
After this week we struggle through our 'likes' and dislikes and Rob talks us through his Viduka retrospective from Issue One of this seasons TSB magazine.
In 2013, a runaway train with no crew, no lights, and 72 tank cars of crude oil tore into Lac Mégantic, Quebec — triggering Canada's deadliest modern rail disaster.At 1:14 a.m. on July 6th, 2013, a silent, unmanned train derailed on a curve in Lac Mégantic. The resulting firestorm — fueled by six million liters of volatile Bakken crude — leveled the downtown, claimed 47 lives, and left a permanent scar on the town and rail safety history.In this An Ounce disaster case study, we break down the chain of mechanical failures, human decisions, and systemic weaknesses that led to the catastrophe — and the lessons still unlearned.If you think the systems we rely on are fail safe, this story might change your mind.Watch more stories like this on An Ounce:[Insert URL to related episode — recommend Halifax Explosion once both are in the same playlist]If you value clear, honest storytelling about real disasters and the lessons they leave behind, like this video, subscribe to the channel, and share it with someone who thinks “it can't happen here.”#AnOunce #LacMegantic #TrainDisaster #DisasterCaseStudy #RailSafety #CanadaHistory________________________________________Chapters (Timestamps) 00:00 – The Ghost Train00:51 – Set-Up02:01 – The Spark03:56 – The Ghost Train Rolls in05:39 – The Response06:40 – Outcomes: The Cost07:16 – Outcomes: Lessons Learned08:02 – What We Missed?09:10 – An Ounce09:40 – Firefighting Chaos________________________________________Authoritative References with URLs1. Transportation Safety Board of Canada – Full Official ReportPrimary investigation report with findings, causes, and timeline.
The whole of the TSB team make predictions for the upcoming season. Let us see how (hopefully!) wrong we will be! EXCLUSIVE NordVPN Deal ➼ nordvpn.com/tsb · Try it risk-free now with a 30-day money-back guarantee Hosted on Acast. See acast.com/privacy for more information.
In this episode, we reveal the banks now offering 10-year interest-only mortgages – and why this could be a game-changer for property investors.While most banks cap interest-only terms at 5 years, some are now doubling that time frame. But that doesn't mean it's easier to get. In fact, the lending criteria are often stricter. We dig into the differences between ANZ and TSB's approaches, including how much extra income you need to qualify – and how the banks test you differently.You'll learn:Which banks offer 10-year interest-only terms (and how they work)Why interest-only loans are slightly harder to get (despite lower repayments)Who this strategy is right for … and when it could hurt youWant to get an interest-only mortgage? Run the numbers with this interest only mortgage calculator.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bank switch offers from TSB, RBS & Chase Bank LTV explained: how to save when remortgaging How and where to get your holiday cash Financial vulnerability - who's affected? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:02 Financial vulnerability 06:56 TSB, RBS and Chase Bank switch offers 23:02 LTV explained 34:10 Tembo mortgage calculator advert 35:33 Get the best rates on your holiday money ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
LM publica cómo Santander acuerda comprar TSB al Banco Sabadell por más de 3.000 millones de euros.
The Senate narrowly passes Trump's sweeping tax and spending bill, with attention now turning back to the House as it races to pass the package. Fed Chair Jerome Powell appears to push back at pressure from President Trump, telling the Sintra forum the Fed would have cut rates further by this stage if it had not been for tariffs. Shares in AstraZeneca pop in Tuesday's session after the Times reports CEO Pascal Soriot is looking at moving the pharma giant's listing from London to the U.S. And - Santander swoops in for Sabadell's U.K. unit TSB in a deal worth £2.65 billion.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
El Sabadell ha anunciado la venta del TSB, su filial británica, al Santander. Se trata de un movimiento que trastoca la OPA de BBVA a la entidad catalana, solo un día después de que el banco que preside Carlos Torres haya confirmado su intención de seguir adelante con la operación tras las condiciones impuestas por el gobierno. Lo analizamos en Hora 25 de los Negocios.
Zoë is at a writing conference this week, so we're dropping this banger of a replay in the feed!Feeling overwhelmed by running data? Wondering if you're training the “right” way? This episode dives deep into periodization strategies, how to choose the best gels for your gut, and which TrainingPeaks metrics actually matter. Whether you're training for a marathon or an ultra, you'll leave with smarter tools and a better understanding of how to adapt your training to real life.
Anthony and Stephen explore how Cursor became the fastest-growing AI startup ever, from MIT roots to “vibe coding” hype and a $20 billion valuation in just 14 months.Then, it's boardroom drama in Spain as Sabadell spins off TSB to block a hostile takeover from BBVA — a strategic move with big implications for European banking.Finally, Barclays brings in McKinsey to cut costs. What happens when consultants start targeting front-office jobs and what does it signal for banking careers in the age of AI?(00:00) Intro & Topics in Focus(02:40) Cursor and Vibe Coding(18:23) The Spanish Banking Landscape and TSB(30:51) Barclays and the Role of Consultants in Investment Banking
Welcome to CPO Stories! In this new "podcast within a podcast", I'll be speaking to executive product leaders from the UK's biggest companies as well as up-and-coming stars of the future. I'll be digging into how they approach product management within their organisations, how they approached the leap into executive product leadership and trying to get some deep insights into how they view product management practices and culture. If you're a CPO and would like to come on, drop me a line! Or, forward this episode to your CPO and tell them you want them to come on
www.beautyschoolbobbi.com www.beautyandstylenetwork.com Follow Beauty and Style Network: @beautystylenet Follow Beauty School Bobbi: @beautyschoolbobbi Follow Nyalee Seiber: @inspoforreelz Follow America's Beauty Show: @americasbeautyshow Bobbi and Nyalee recap their experiences at America's Beauty Show, discussing the evolution of their content creation, the dynamics of their team, and the memorable moments they shared with industry icons. They reflect on the importance of organization, confidence, and fashion in creating a successful event experience, while emphasizing the supportive environment fostered by their team and the ABS staff. In this conversation, Bobbi and Nyalee reflect on their experiences at a recent event, emphasizing the importance of teamwork, memorable moments, and the connections made. They share anecdotes about their favorite experiences, including the significance of food breaks, the excitement of the venue, and the joy of supporting each other. The discussion highlights the impact of community and recognition, as well as the magic of the event that left a lasting impression on everyone involved. Chapters 00:00 Introduction to America's Beauty Show Recap 03:13 Behind the Scenes of Event Content Creation 06:08 Team Dynamics and Organization at ABS 09:04 Building Confidence in a High-Pressure Environment 12:01 Memorable Moments with Industry Icons 15:00 Fashion and Presentation at ABS 17:58 The Importance of Team Support and Collaboration 30:37 The Importance of Team Dynamics 31:03 Fueling the Journey: The Panini Experience 33:33 Venue Walkthrough: A Special Moment 36:52 Building Each Other Up: Support and Encouragement 38:43 The Excitement of the Show Opening 39:08 Memorable Moments at Joe's Live 42:00 The Power of Connection and Community 44:51 Celebrating Achievements: Recognition and Pride 46:09 Unexpected Surprises: One of Everything 49:15 Embracing Youth and Potential 50:06 The Impact of TSB's Presence 52:01 Waiting for the Right Opportunity 56:51 Reflecting on the Experience: Magic and Growth
The preliminary accident report on the February crash of the Endeavor Air CRJ-900 in Toronto, Canada has just been released. John Goglia, Todd Curtis and Greg Feith examine the facts provided as well as the gaps in information that still exist.The reported descent rate at touchdown was very close to the descent rate the detectives estimated based on a screen grab taken from a witness video. While confirming some observations, the report is missing key information including the conversations on the cockpit voice recorder.About a month after the Toronto crash, another Endeavor CRJ-900 had a wingtip strike in similar wind conditions at LaGuardia airport. The similarities between the Toronto and LaGuardia incidents may direct investigators to look at the airline's training.The preliminary report covers key aspects of the crew's training and experience. The first officer was the pilot flying the flight and had fewer than 1,500 total flight hours. In the 30 days prior to the accident, the first officer had about 10 times as many flight hours as the captain.The report does detail the captain's role in the Toronto crash. Was he performing duties typical of the non-flying pilot or coaching the first officer? Was he prepared to take control of the aircraft? Unlike the NTSB, the Canadian TSB may only publish a summary of the cockpit voice recorder conversations and not the full transcript. The person who recorded a video of the crash sequence from an aircraft close to the crash scene should submit that video to the TSB for use in the investigation. The video might help the investigation. Don't miss what's to come from the Flight Safety Detectives - subscribe to the Flight Safety Detectives YouTube channel, listen at your favorite podcast service and visit the Flight Safety Detectives website. Music: “Inspirational Sports” license ASLC-22B89B29-052322DDB8
OVERVIEWHow much fatigue can an athlete accumulate without hurting recovery and hindering progress? That's the million dollar question for all coaches and athletes because it reveals how much training you can do in a given time, what type of workouts to use, and even what goals are within your reach. Coach Adam Pulford delves into the software tools he uses to analyze athlete data, monitor fatigue, assess an athlete's capacity for future training, and much more. Listen to Episode 242 of "The Time-Crunched Cyclist Podcast" and learn to leverage your training data to supercharge your training and results. TOPICS COVEREDWhat training metrics represent fatigue?Defining training stress score (TSS)Acute vs. chronic training loadHow stress (fatigue) is balanced by rest (recovery)Why "ramp rates" matter and how to use them to plan trainingASK A QUESTION FOR A FUTURE PODCASTLINKS/RESOURCESWhy Ramp Rate is an Important Training Metric | TrainingPeaksA Coach's Guide to ATL, CTL & TSBFatigue (ATL) – TrainingPeaks Help CenterWhat are CTL, ATL, TSB & TSS? Why Do They Matter?Core TrainingPeaks Metrics Explained: Fitness, Form, FatigueThe Foster Score: A Simple Yet Effective Way to Measure Training Load in Endurance Sports - LudumHOSTAdam Pulford has been a CTS Coach for nearly two decades and holds a B.S. in Exercise Physiology. He's participated in and coached hundreds of athletes for endurance events all around the world.Listen to the episode on Apple Podcasts, Spotify, Stitcher, Google Podcasts, or on your favorite podcast platformGET FREE TRAINING CONTENTJoin our weekly newsletterCONNECT WITH CTSWebsite: trainright.comInstagram: @cts_trainrightTwitter: @trainrightFacebook: @CTSAthlete