POPULARITY
156 episodes with wealth plan
118 episodes with wealth plan
3 episodes with wealth plan
2 episodes with wealth plan
2 episodes with wealth plan
2 episodes with wealth plan
3 episodes with wealth plan
2 episodes with wealth plan
2 episodes with wealth plan
Non-banks used to feel like a last resort.Not anymore.In this episode, Ed and Andrew break down when property investors actually use non-bank lenders ... and why they're more relevant in 2026 than they've been in years.You'll learn:How investors still buy property when the bank says noWhy non-bank lenders are becoming more competitive againThe 5 real situations where using a non-bank can make senseThe key isn't avoiding non-banks altogether – it's understanding your exit strategy before you sign anything.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is New Zealand actually the easiest country in the world to buy property?In this episode, Ed and Andrew compare NZ's property system to the UK, Australia, France, and the US – and uncover why buying here is surprisingly simple.You'll learn:Why NZ is one of the easiest countries in the world to buy propertyThe unusual way our tax and agent system worksThe one thing that's really, really hard about buying property hereBy comparison, NZ's system is streamlined and predictable. But “easy to buy” doesn't mean “easy to afford.” While the process is simple, house prices relative to incomes remain one of the biggest hurdles ... and that's where the real challenge lies.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Can you use a student loan to pay down your investment property?In this episode, Ed and Andrew unpack a clever question from a listener who wondered whether she could borrow at 0% and use it to reduce mortgage debt.You'll learn:Whether it's actually legal to use student loan living costs to pay down a mortgageHow this strategy works at different income levels Which parts of a student loan you can – and can't – redirect toward investment debtAnd the real question isn't “Is it allowed?” ... it's whether it meaningfully moves the needle for your long-term wealth plan.Click this link if you want to book a free Wealth Plan meetingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What level of property investor are you?In this episode, Ed and Andrew break down the 7 levels of property investment – from complete beginner to mega landlord – and help you figure out exactly where you are (and what it takes to move up).You'll learn:The 7 stages of property investing ... and which one you're currently atHow many Kiwis reach each level What's holding investors back at each stageEd and Andrew share how rare the higher levels actually are. and why you might not even need to climb that far to reach your version of financial freedom.Because here's the key: the goal isn't to collect properties. It's about reaching your destination and then letting time do the heavy lifting.Click this link if you want to book a free Wealth Plan meetingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Got all your properties with one bank? That could be a problem.In this episode, Ed and Andrew unpack cross-collateralisation – what it is, why banks love it, and the three biggest risks it creates for property investors.You'll learn:The 3 biggest risks of having all your properties secured with one bankWhat cross-collateralisation actually means (in plain English)Why property investors should cheat on their bankThey also explain split banking – why serious investors spread properties across multiple lenders – and how a dollar-for-dollar refinance can break the cross-security without increasing your loan.Click this link if you want to book a free Wealth Plan meetingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Will you need to work until 72… or can you make retirement cheaper than you think?In this episode, Ed and Andrew unpack the retirement debate – from calls to raise the NZ Super age to surprising data showing many retirees might not need as much as they believe.You'll learn:The 4 ways to make your retirement significantly cheaper (or more expensive)The data showing retirement spending often falls over timeHow property investors use these levers to retire years earlierOnce you understand these four levers, you might realise you don't need as much as you thought – or you could retire sooner than planned.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
We bought a property together… and now we hate each other. It sounds dramatic, but it happens more often than you think.In this episode, Ed and Andrew unpack three real New Zealand cases where co-ownership went badly wrong — and the one document that could have prevented every single one.You'll learn:3 true stories of property partnerships that ended up in courtWhy doesn't the bank care who “stopped paying”The simple agreement that could save you years of stress If you're thinking about buying with a friend, sibling, partner, or even your in-laws – this episode is a must-listen before you sign anything.Because love is blind, but money isn't.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The government just made a massive housing U-turn. Auckland's theoretical housing capacity has been slashed by 400,000 homes, from 2 million down to 1.6 million.In this episode, Ed and Andrew break down what's actually going on behind the headline ... and what it really means for property investors.You'll learn:What the government's housing U-turn actually changesWhether Auckland was ever going to build 2 million homesThe real opportunities (and risks) hiding in the new zoning rulesWhile the headlines shout “U-turn”… the real story is far more nuanced.Click this link if you want to book a free Wealth Plan meetingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
“16 reasons why it's all over for mum-and-dad property investors.”That was the headline. But is property investment actually dead?In this episode, Ed and Andrew unpack Tony Alexander's article, separate the headline from the reality, and dive into what the data really says about investors in 2026.You'll learn:The 16 headwinds facing everyday property investorsWhether Tony Alexander actually thinks property is “over”Who's really buying property right now The big shift? Property investing isn't disappearing ... it's becoming more professional. And for investors willing to treat it like a serious business instead of a hobby, the opportunity is still there.Check out Tony Alexander's 'Tony's View' newsletter that we mentioned in this episode.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Living overseas but want to invest in New Zealand property?In this episode, Ed and Andrew break down exactly how it works in 2026 – who can legally buy, how to structure it properly, and the biggest mistake overseas investors make.You'll learn:Who can (and can't) buy NZ property from overseasThe step-by-step process to invest from abroadThe #1 hurdle most overseas investors run into Investing from overseas is absolutely possible. But it's more complex than buying locally, and it pays to get the structure right from day one.Here are the links to our articles Top 5 property lawyers in New Zealand Top 10 mortgage brokers in New Zealand and to the Area AnalyserAnd click this link if you want to book a free Wealth Plan meeting
How does a 22-year-old save $100,000 in just four years – on a low income, with no help from Mum and Dad?In this Case Study Sunday episode, George shares the raw, unfiltered story of how he bought his first home completely on his own ... and the sacrifices it took to get there.You'll learn:How George saved over $100k while fully supporting himselfWhat he sold – including his ute (and his ego) – to speed up his depositWhat it's really like to buy a house sight unseen and walk in for the first time on settlement dayThis isn't a ‘get rich quick' story. It's a story about grit, discipline, and proving that even on a modest income, it's still possible to get ahead ... if you're willing to do what others won't.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Do you actually know if you're getting wealthier?In this episode, Ed and Andrew break down the one number every property investor needs to track – and why most people either obsess over it… or completely ignore it.You'll learn:The #1 number that tells you whether you're actually getting aheadThe extremes some investors go to track it (including weekly property value updates)How to track your net worth automatically – for freeMost investors have big goals: financial freedom, early retirement, and building a portfolio. But if you're serious about building wealth through property, this is the number you can't afford to ignore.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
“Ed, your property portfolio sux.” That's the comment that kicked off this episode.In today's show, Ed and Andrew read out a brutally honest viewer comment claiming Ed's new-build portfolio is nothing more than “market-rider properties” ... and that only older houses with land make sense.You'll learn:The 3 strongest arguments for why Ed's portfolio “sucks”What the data actually says about land size vs capital growthWhy leverage – not land – might be the real game changerThis isn't an episode about saying new builds are better than existing properties. It's about understanding what suits your time, skillset, and risk tolerance... and what you actually have to put in to get the return.And maybe, just maybe, it's also about property investors judging each other a little less.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is Hanmer Springs actually a good place to invest, or does it just feel like one?In this episode, Ed and Andrew break down the numbers behind one of New Zealand's favourite alpine getaway towns. You'll learn:Whether Hanmer Springs stacks up as a pure investment How much money you could realistically make – from long-term rent to AirbnbThe exact framework to analyse any town in New ZealandThis episode isn't just about Hanmer. It's a step-by-step guide to analysing any area in the country ... so you can separate good vibes from good investments.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
AA Insurance has quietly stopped issuing new house insurance policies in parts of New Zealand. So what does that actually mean for homeowners and investors?In this episode, Ed and Andrew break down what's really going on behind the headlines ... and why this matters far more than most people realise.You'll learn:Why AA Insurance paused new home and landlord policies in Rolleston and other suburbsWhat REALLY happens if you can't get house insurance Why this isn't just a “risky suburb” issue If you're buying, selling, or investing in property in 2026, this is one risk you can't afford to ignore.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
We Were Wrong. Here's the Evidence.In this episode, Ed and Andrew pull back the curtain and own up to the biggest mistakes they've made on the Property Academy podcast.You'll learn:The major calls we got wrong and what actually happened insteadThe forecasting mistakes that still haunt us The listener who's got a bone to pick with AndrewThis episode isn't about beating ourselves up. It's about transparency. If you're going to trust us with your property education, you deserve to know we're honest about our misses ... not just our wins.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What would you do differently if you could start your property journey again?In this Case Study Sunday episode, Nikki shares how she built a three-property portfolio over 10 years – what went right, what went wrong, and the lessons she learned the hard way (especially with apartments).You'll learn:How she almost doubled her money on a Wellington house and sold just outside the bright-line periodWhy her central Wellington apartment looked great on yield… but disappointed on capital growthHow buying in Christchurch in 2020 turned into a $260k+ uplift It's an honest, balanced conversation about timing markets, being agile with your portfolio, travelling while you're still young enough to enjoy it, and knowing when to hold… and when to sell.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens when your life insurance application gets declined?In this episode, Ed shares the honest reason his life insurance was turned down – and the surprising process that most Kiwis don't realise sits behind getting properly covered.You'll learn:The real reason Ed's life insurance was postponedWhat “underwriting” actually involves What to do if your insurance is declined, postponed, or comes back with exclusionsIf you own property, have debt, or want to protect your family properly, this episode explains what really happens behind the scenes ... and why sorting your insurance early matters.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever applied for a mortgage thinking, “Of course I can afford this”… only to worry the bank might say no?In this episode, Ed and Andrew break down how banks really decide whether to approve your mortgage — and why what you see on your budget can look completely different from what the bank sees on theirs.You'll learn:How banks actually assess your income The stress-tested interest rate they use The single number that determines whether you're approved or declinedThis episode walks through a real-world example showing how someone with a $7,000 surplus in their own spreadsheet could still get declined.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is financial advice in New Zealand a scam?In this episode, Ed and Andrew pull back the curtain on what financial advisers really do, why so many Kiwis are sceptical, and how to tell the difference between good advice and advice that quietly empties your wallet.You'll learn:Why do people think financial advice is a scamHow financial advisers really get paidWhich type of adviser do you actually needIf you've ever wondered whether financial advisers are worth it, who you should trust, or whether you're better off going it alone, this episode gives you the clarity most people never get.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "The 5 worst places to invest in NZ"In this podcast you'll learn:The 5 worst places to invest in NZThe 5 worst properties to buyAnd the 5 worst property companies to work withDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Interest rates are rising again ... but not in the way most Kiwis think.In this episode, Ed and Andrew break down which mortgage rates are actually going up, how high they could go next, and the big question: how long should you fix for in 2026?You'll learn:Which rates are rising (and which aren't) How high the OCR could go How to choose between 1, 2 or 3-year fixes If you've been waiting for rates to “come back down,” this episode helps you understand what's actually happening and how to respond strategically rather than emotionally.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you turn clicking a button into $101,000 in just six months?In this Case Study Sunday episode, Ed and Andrew sit down with a couple from New Plymouth to unpack how a single webinar registration led to an unexpected six-figure outcome – before they even officially owned the property.You'll learn:How this couple transformed a simple click into $101,000 in just six monthsThe costly mistakes they made on their first buildHow they weighed a short-term win against their long-term property goalsThis is a rare, honest look at when selling early can make sense – and why agility matters just as much as long-term thinking.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Buying a property is one thing. Negotiating the price is where most investors lose (or make) their money.In this episode, Andrew breaks down the exact negotiation scripts he's used when dealing with real estate agents – including the awkward moments most buyers don't know how to handle.You'll learn:How to negotiate hard without sounding aggressive or inexperiencedThe 5 most awkward situations buyers face The single question that reveals how motivated the seller really isIf you've ever walked out of an open home thinking “I should've said something better”, this episode gives you the words to use next time.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How risky is commercial property, really – and how long do buildings actually sit empty?In this episode, Ed and Andrew break down the real vacancy risk in commercial property and why the numbers you see in reports can be seriously misleading if you don't know how to read them properly.You'll learn:How long commercial properties really sit vacant The 3 main types of commercial property, and which one consistently has the lowest vacancy riskWhat actually drives vacancy This is a must-listen if you're considering commercial property – or want to avoid the costly mistakes many investors make by trusting the wrong numbers.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Commercial property sounds glamorous … until you actually try to buy one.In this episode, Ed and Andrew break down commercial property by price point – from tiny budgets that barely get you anything, all the way through to multi-million-dollar, blue-chip investments with long-term tenants locked in.You'll learn:What $100k, $250k, $500k, $750k, $1M, $2M and $5M actually buys you in NZ commercial propertyThe realistic minimum budget needed to get a decent commercial investmentWhat it really costs to buy a property with a long-term tenant already in placeIf you've ever wondered whether commercial property is your “next step” after residential, this episode gives you the clarity (and reality check) most investors never get.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you actually get a pay rise ... without awkwardly asking for one?In this episode, Ed and Andrew break down how Kiwi workers really move their income forward, including the true story of someone who landed a 33% pay rise by earning it first. You'll learn:How one Kiwi earned a 33% pay rise by taking on responsibility What not to say in your next catch-up with your boss (and why it backfires)The well-meaning mistake that quietly caps most people's income growthA must-listen if you want to grow your income, boost your borrowing power, and accelerate your path to property investment - without ultimatums or awkward salary talks.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is the property ladder actually broken ... or was it always a myth?In this episode, Ed and Andrew unpack the classic idea of “trading up” and explain why climbing rung by rung doesn't work the way many Kiwis expect it to anymore.You'll learn:What the property ladder is meant to look like and why it's harder todayHow selling and buying repeatedly quietly drains your wealth through hidden costsThe cheaper way to upgrade your lifestyle without constantly moving houseThis episode shows why the property ladder isn't a rule – it's just one tool, and using it too often can cost you far more than you realise.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What if everything you were taught about where to buy property… was wrong?In this episode, Ed and Andrew reveal how analysing 225,000 properties across New Zealand completely changed Andrew's investment strategy – and why he stopped buying in places that look like they should outperform.You'll learn:Why Andrew stopped buying in so-called “premium” suburbsHow his investment strategy evolved over 21 years as better data became availableWhy many of the most successful investors actually do less, not moreIf you want to invest based on what actually works, not what sounds good at a seminar, this episode is a must-listen.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you buy three homes before the age of 33 ... without getting everything right along the way?In this Case Study Sunday, Ed and Andrew sit down with Alex and Ashley, a couple who are navigating off-the-plans builds, COVID buying pressure, flatmates, rising interest rates, and some painful property lessons along the way.You'll learn:How these investors bought 3 houses before the age of 33What really happened when they let their emotions take overHow many houses will they have by 43?This is a practical and honest case study for young couples wondering, “Is building a portfolio actually possible for us?”Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Landlord–tenant disputes can get expensive fast.In this episode, Ed and Andrew break down five real disputes and reveal who was actually in the right each time.You'll learn:The 5 arguments landlords and tenants end up fighting overHow one tenant forced a landlord to repay $59,000 in rentWhat really happens when a tenant secretly runs an Airbnb from your propertyEd and Andrew walk through real cases involving unauthorised Airbnbs, pet damage, illegal dwellings, inspection disputes, and claims for 'emotional stress.'Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Why is Southland quietly outperforming every other property market in New Zealand?In this episode, Ed and Andrew dig into the data to explain why Southland is currently the only region showing green lights across every key market indicator ... while much of the country is still struggling to recover.You'll learn:Why Southland is the only region where house prices are clearly risingThe economic forces are driving this early recoveryWhat today's data says about where the Southland market could head nextIf you want to understand where the next phase of the property cycle is already playing out, and what that could mean for investors watching the market closely, this is one you don't want to miss.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jason details a comprehensive seven-year strategy for building significant wealth through direct investments in single-family rental properties. Jason emphasizes that real estate is a multi-dimensional asset class that generates returns through six distinct channels, including cash flow, appreciation, and tax benefits. A central concept highlighted is inflation-induced debt destruction, a process where rising prices effectively reduce the real value of mortgage debt over time. To ensure success, investors are encouraged to use conservative mathematical projections and maintain personal control over their assets rather than joining risky syndications. By utilizing specialized software and professional guidance, individuals can achieve compounded wealth growth that often remains hidden to those who only focus on surface-level metrics. Overall, Jason serves as a roadmap for achieving financial independence by treating income property as a leveraged buyout of a proven asset. Get your FREE https://propertytracker.com/ account today! Join our Empowered Community https://www.empoweredinvestor.com/ #IncomeProperty #CreatingWealthPlan #InflationInducedDebtDestruction #IIDD #LeveragedBuyout #PropertyTracker #MultiDimensionalAsset #ConservativeAssumptions #RefiTillYouDie #DirectInvesting #WealthCreation #AssetToPayTheDebt #EmpoweredInvestor #SingleFamilyHomes #CashFlow #MaintainControl #SixWaysToMakeMoney #BenchmarkingData #LBO #TheIceberg Key Takeaways: 0:00 Leverage buyout concept 5:16 Year 1 Changing numbers on the Pro Forma 17:45 Year 2 No closing costs 19:16 Year 3 Patience wins the game 22:14 Year 4 The real inflation rate 23:34 Year 5 Remember the ICEberg 24:27 Year 6 We're not even compounding 25:19 Year 7 Increasing maintenance cost 26:15 The BIG picture and actual money 31:45 The complete solution for real estate investors Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
With the next general election locked in, property investors are starting to ask a nervous question: what happens to my portfolio if the wrong party gets in?In this episode, Ed and Andrew break down the major political parties' housing and tax policies to answer one blunt question – which political party is actually the worst for landlords?You'll learn:How National, Labour, and the Greens really differ when it comes to property investmentWhich policies could push a landlord's effective tax rate from around 20% to over 50%Why the two biggest parties are far more similar on property than most investors realiseThis episode explains why this isn't a “who to vote for” guide, and why you shouldn't make election decisions wearing only your property-investor hat.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Why are so many Kiwis leaving New Zealand ... and should property investors actually be worried?In this episode, Ed and Andrew break down the latest net migration numbers and explain why the headlines don't tell the full story. You'll learn:Why is net migration still positiveHow Covid distorted migration numbersWhat population growth, household size, and migration trends really mean for rents and house pricesA must-listen for investors who want clarity on migration, population growth, and what really drives the housing market – beyond the headlines.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Can you save too much? After 2,000+ episodes telling people to invest more, pay off debt, and build wealth — Ed and Andrew flip the script.In this episode, they tackle the dark side of the FIRE movement and extreme frugality. The burnout. The broken relationships. The people who reached financial freedom but forgot to live along the way.You'll learn:Why going too hard, too fast with saving often backfiresThe real stories of FIRE followers who "took it too far and took value from their life"How saver/spender dynamics can make or break a relationshipA 3-step framework for finding the balance between building wealth and actually enjoying itThe purpose of money is to maximise lifetime happiness. Sometimes that means saving more. Sometimes it means spending more.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Headlines are claiming Auckland has been "dethroned" as New Zealand's most expensive property market — with the Bay of Plenty now taking the crown. But is that actually true?In this episode, Ed and Andrew dig into the data behind the headlines. The short answer: no, Auckland is still the most expensive place to buy. The median sale price in Auckland is still $150,000 higher than the Bay of Plenty. So what's going on?You'll learn:The difference between asking prices and sale prices — and why it mattersWhy the mix of properties listed can completely skew the numbersWhich city has actually been more expensive than Auckland for most of the last 33 yearsWhy this headline might really be a sign that Auckland has gotten cheapProperty headlines love drama. This episode gives you the facts.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
From a $185k first home to fires, family tension, and hard-earned clarity. In this Case Study Sunday, Ed and Andrew sit down with Joy, whose property journey includes buying young, renovating the hard way, navigating family dynamics ... and dealing with the aftermath of a house literally burning down.You'll learn:What really happens when your rental is destroyedThe emotional tug-of-war that comes with buying (and holding) property tied to familyWhy Joy swore she'd never DIY againThis episode is an honest look at how messy real property journeys can be ... and why clarity, planning, and knowing your limits matter just as much as buying well.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
One headline says Auckland house prices are recovering. The next says they're still falling. They're published a week apart. So what's actually going on?In this episode, Ed and Andrew pull back the curtain on how property data really works in New Zealand — and why different news outlets report completely different numbers for the same market. It comes down to three data companies (Cotality, REINZ, and QV), each crunching the numbers in their own way.You'll learn:Why median sale prices can be misleading — and what to use insteadThe free monthly report that tells you how prices are actually movingHow to find the data yourself in under 5 minutesWhy most property headlines aren't worth your attentionStop getting whiplash from conflicting headlines. This episode shows you how to cut through the noise and find the truth for yourself.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
House prices are still 15.7% below their 2021 peak. But that national number is hiding a much bigger story — because some areas have already fully recovered, while others are still falling.In this episode, Ed and Andrew reveal which parts of New Zealand are the winners and losers of the property recovery. Queenstown-Lakes is now 11% above its peak. Southland is up 8%. Meanwhile, Lower Hutt has been falling for over four years and is down 31% — and it still hasn't bottomed out.You'll learn:The 5 areas that have already passed their 2021 peaksWhy Wellington and Auckland are dragging down the national numbersThe maths trick that makes recoveries look smaller than they areWhat this means if you're thinking about buying in a specific areaThe "national house price" hides more than it reveals. This episode shows you what's really going on — region by region.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Your children will inherit properties — not problems. That's the plan, anyway. But what happens when blended families, second marriages, and complicated ownership structures collide with an outdated will?In this episode, Ed and Andrew unpack the messy reality of passing on wealth — including real NZ court cases where families were torn apart fighting over farms and estates. One case saw siblings battle for years over a $2.33 million farm. Another saw a daughter's challenge thrown out after her brother had worked the land for decades.You'll learn:How to split assets fairly when you have children from different relationshipsWhy courts can (and do) rewrite wills — and how to stop it happening to yoursThe simple document that could save your family $10,000+ in legal feesWhat happens if you lose mental capacity without an Enduring Power of AttorneyIf you're a property investor with a blended family — or just someone who's been putting off sorting their will — this episode is your wake-up call.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Your property makes $100 a week in cashflow — so why does your accountant say you lost $33,000 this year?In this episode, Ed and Andrew explain the confusing gap between what your bank account shows and what your tax return says. Spoiler: they're measuring two completely different things.You'll learn:Why cashflow and profit are NOT the same thingHow depreciation can turn a small surplus into a big "loss" on paperWhy a property showing a profit might still be costing you cashWhat you should actually focus on as a property investorThis episode clears up one of the most common misconceptions in property investing — and helps you understand what your accountant is really telling you.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Struggling to find good tenants? In this episode, Ed and Andrew reveal 5 unconventional tenant types that most landlords overlook – from government departments to churches to film studios. These aren't your typical renters, but they might just be the most reliable.You'll learn:Why government departments and corporates make surprisingly good tenantsThe quirks you'll need to accept — like no bond and NDA clausesHow churches and transitional housing providers find rental propertiesThe type of landlord these tenants are (and aren't) a good fit forDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is it a buyer's market or a seller's market right now? In this episode, Ed and Andrew break down the property clock – a simple way to understand where prices are heading. They also reveal which regions are primed to grow and which ones might lag behind.You'll learn:How the property clock works and what each "hour" means for buyers and sellersWhere different NZ regions currently sit in the cycle — from Southland to TaranakiWhy Andrew makes 15-year investment decisions, not 12-month betsThe one region that stagnated for 12 years — and what that teaches us about timingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What if one property could create two income streams?In this Case Study Sunday, Ed and Andrew chat with Felicia and Tom about how a smart Airbnb-style B&B strategy allowed her to generate strong cashflow from a single property.You'll learn:How they used a clever B&B strategy to create two income streamsHow moving during lockdown sparked a new investing strategyWhy she decided not to invest in Australia ... despite living thereThis episode hows how creative thinking can unlock value without buying another property.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
They did everything "right" — joined a property coaching group, bought an investment property – and still ended up $45,000 down after 10 years. In this episode, Ed and Andrew break down what went wrong and how to know when it's time to cut your losses.You'll learn:How to tell if your property is underperforming vs just following the marketThe 3-part "Should I Sell?" test to decide whether to hold or move onThe difference between crystallising your losses and falling for the sunk-cost fallacyWhat the "Apartment Ambush" is — and how to avoid itDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
"I want to be rich" — why does saying that feel like a social mistake? In this episode, Ed and Andrew explore why Kiwis often keep their financial goals quiet, and whether wanting wealth makes you greedy or just… human.You'll learn:Why NZ culture makes it awkward to talk about wanting more moneyThe difference between wanting to be "rich" vs wanting to be "free"What research says about how people really view the wealthyHow to pursue financial goals without feeling like you're betraying your valuesDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, Ed and Andrew tackle a question many Kiwis quietly ask themselves: do I actually want to invest, or do I just like the idea of it?You'll learn:Why even successful people feel frozen when it comes to building wealthThe psychology of loss aversion and why we fear losing money more than we enjoy making itThe Pride Cycle — and how to tell if you've gotten too comfortableA simple test to figure out if you're ready to investDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How clean is “clean enough” when a tenant moves out?In this episode, Ed and Andrew break down exactly what the law requires, what “reasonably clean and tidy” actually means in practice, and why so many tenants and landlords disagree at the end of a tenancy.You'll learn:What “reasonably clean and tidy” means under the Residential Tenancies ActWhat tenants often miss ... even when they've cleaned wellWhat happens if you and your tenant can't agree on the cleaning standardThis episode provides a clear and practical guide to cleaning standards at the end of a tenancy.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens to the property market when cars drive themselves, talk to each other, and drop you at the office before parking alone?In this episode, Ed and Andrew explore how self-driving cars could reshape where Kiwis live, how cities grow, and what rentals might look like in 2045.You'll learn:How autonomous vehicles could change where people choose to liveWhat NZ rentals could look like once car parks and garages become less essentialWhether driverless cars will ever become mainstream in New ZealandThis episode is a fun, forward-looking thought experiment about how technology could shift the way we buy, build, and think about property in the coming decades.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
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