POPULARITY
156 episodes with wealth plan
118 episodes with wealth plan
3 episodes with wealth plan
2 episodes with wealth plan
2 episodes with wealth plan
2 episodes with wealth plan
3 episodes with wealth plan
2 episodes with wealth plan
2 episodes with wealth plan
We Were Wrong. Here's the Evidence.In this episode, Ed and Andrew pull back the curtain and own up to the biggest mistakes they've made on the Property Academy podcast.You'll learn:The major calls we got wrong and what actually happened insteadThe forecasting mistakes that still haunt us The listener who's got a bone to pick with AndrewThis episode isn't about beating ourselves up. It's about transparency. If you're going to trust us with your property education, you deserve to know we're honest about our misses ... not just our wins.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What would you do differently if you could start your property journey again?In this Case Study Sunday episode, Nikki shares how she built a three-property portfolio over 10 years – what went right, what went wrong, and the lessons she learned the hard way (especially with apartments).You'll learn:How she almost doubled her money on a Wellington house and sold just outside the bright-line periodWhy her central Wellington apartment looked great on yield… but disappointed on capital growthHow buying in Christchurch in 2020 turned into a $260k+ uplift It's an honest, balanced conversation about timing markets, being agile with your portfolio, travelling while you're still young enough to enjoy it, and knowing when to hold… and when to sell.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens when your life insurance application gets declined?In this episode, Ed shares the honest reason his life insurance was turned down – and the surprising process that most Kiwis don't realise sits behind getting properly covered.You'll learn:The real reason Ed's life insurance was postponedWhat “underwriting” actually involves What to do if your insurance is declined, postponed, or comes back with exclusionsIf you own property, have debt, or want to protect your family properly, this episode explains what really happens behind the scenes ... and why sorting your insurance early matters.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever applied for a mortgage thinking, “Of course I can afford this”… only to worry the bank might say no?In this episode, Ed and Andrew break down how banks really decide whether to approve your mortgage — and why what you see on your budget can look completely different from what the bank sees on theirs.You'll learn:How banks actually assess your income The stress-tested interest rate they use The single number that determines whether you're approved or declinedThis episode walks through a real-world example showing how someone with a $7,000 surplus in their own spreadsheet could still get declined.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is financial advice in New Zealand a scam?In this episode, Ed and Andrew pull back the curtain on what financial advisers really do, why so many Kiwis are sceptical, and how to tell the difference between good advice and advice that quietly empties your wallet.You'll learn:Why do people think financial advice is a scamHow financial advisers really get paidWhich type of adviser do you actually needIf you've ever wondered whether financial advisers are worth it, who you should trust, or whether you're better off going it alone, this episode gives you the clarity most people never get.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "The 5 worst places to invest in NZ"In this podcast you'll learn:The 5 worst places to invest in NZThe 5 worst properties to buyAnd the 5 worst property companies to work withDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Interest rates are rising again ... but not in the way most Kiwis think.In this episode, Ed and Andrew break down which mortgage rates are actually going up, how high they could go next, and the big question: how long should you fix for in 2026?You'll learn:Which rates are rising (and which aren't) How high the OCR could go How to choose between 1, 2 or 3-year fixes If you've been waiting for rates to “come back down,” this episode helps you understand what's actually happening and how to respond strategically rather than emotionally.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you turn clicking a button into $101,000 in just six months?In this Case Study Sunday episode, Ed and Andrew sit down with a couple from New Plymouth to unpack how a single webinar registration led to an unexpected six-figure outcome – before they even officially owned the property.You'll learn:How this couple transformed a simple click into $101,000 in just six monthsThe costly mistakes they made on their first buildHow they weighed a short-term win against their long-term property goalsThis is a rare, honest look at when selling early can make sense – and why agility matters just as much as long-term thinking.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Buying a property is one thing. Negotiating the price is where most investors lose (or make) their money.In this episode, Andrew breaks down the exact negotiation scripts he's used when dealing with real estate agents – including the awkward moments most buyers don't know how to handle.You'll learn:How to negotiate hard without sounding aggressive or inexperiencedThe 5 most awkward situations buyers face The single question that reveals how motivated the seller really isIf you've ever walked out of an open home thinking “I should've said something better”, this episode gives you the words to use next time.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How risky is commercial property, really – and how long do buildings actually sit empty?In this episode, Ed and Andrew break down the real vacancy risk in commercial property and why the numbers you see in reports can be seriously misleading if you don't know how to read them properly.You'll learn:How long commercial properties really sit vacant The 3 main types of commercial property, and which one consistently has the lowest vacancy riskWhat actually drives vacancy This is a must-listen if you're considering commercial property – or want to avoid the costly mistakes many investors make by trusting the wrong numbers.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Commercial property sounds glamorous … until you actually try to buy one.In this episode, Ed and Andrew break down commercial property by price point – from tiny budgets that barely get you anything, all the way through to multi-million-dollar, blue-chip investments with long-term tenants locked in.You'll learn:What $100k, $250k, $500k, $750k, $1M, $2M and $5M actually buys you in NZ commercial propertyThe realistic minimum budget needed to get a decent commercial investmentWhat it really costs to buy a property with a long-term tenant already in placeIf you've ever wondered whether commercial property is your “next step” after residential, this episode gives you the clarity (and reality check) most investors never get.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you actually get a pay rise ... without awkwardly asking for one?In this episode, Ed and Andrew break down how Kiwi workers really move their income forward, including the true story of someone who landed a 33% pay rise by earning it first. You'll learn:How one Kiwi earned a 33% pay rise by taking on responsibility What not to say in your next catch-up with your boss (and why it backfires)The well-meaning mistake that quietly caps most people's income growthA must-listen if you want to grow your income, boost your borrowing power, and accelerate your path to property investment - without ultimatums or awkward salary talks.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is the property ladder actually broken ... or was it always a myth?In this episode, Ed and Andrew unpack the classic idea of “trading up” and explain why climbing rung by rung doesn't work the way many Kiwis expect it to anymore.You'll learn:What the property ladder is meant to look like and why it's harder todayHow selling and buying repeatedly quietly drains your wealth through hidden costsThe cheaper way to upgrade your lifestyle without constantly moving houseThis episode shows why the property ladder isn't a rule – it's just one tool, and using it too often can cost you far more than you realise.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What if everything you were taught about where to buy property… was wrong?In this episode, Ed and Andrew reveal how analysing 225,000 properties across New Zealand completely changed Andrew's investment strategy – and why he stopped buying in places that look like they should outperform.You'll learn:Why Andrew stopped buying in so-called “premium” suburbsHow his investment strategy evolved over 21 years as better data became availableWhy many of the most successful investors actually do less, not moreIf you want to invest based on what actually works, not what sounds good at a seminar, this episode is a must-listen.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How do you buy three homes before the age of 33 ... without getting everything right along the way?In this Case Study Sunday, Ed and Andrew sit down with Alex and Ashley, a couple who are navigating off-the-plans builds, COVID buying pressure, flatmates, rising interest rates, and some painful property lessons along the way.You'll learn:How these investors bought 3 houses before the age of 33What really happened when they let their emotions take overHow many houses will they have by 43?This is a practical and honest case study for young couples wondering, “Is building a portfolio actually possible for us?”Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Landlord–tenant disputes can get expensive fast.In this episode, Ed and Andrew break down five real disputes and reveal who was actually in the right each time.You'll learn:The 5 arguments landlords and tenants end up fighting overHow one tenant forced a landlord to repay $59,000 in rentWhat really happens when a tenant secretly runs an Airbnb from your propertyEd and Andrew walk through real cases involving unauthorised Airbnbs, pet damage, illegal dwellings, inspection disputes, and claims for 'emotional stress.'Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Why is Southland quietly outperforming every other property market in New Zealand?In this episode, Ed and Andrew dig into the data to explain why Southland is currently the only region showing green lights across every key market indicator ... while much of the country is still struggling to recover.You'll learn:Why Southland is the only region where house prices are clearly risingThe economic forces are driving this early recoveryWhat today's data says about where the Southland market could head nextIf you want to understand where the next phase of the property cycle is already playing out, and what that could mean for investors watching the market closely, this is one you don't want to miss.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jason details a comprehensive seven-year strategy for building significant wealth through direct investments in single-family rental properties. Jason emphasizes that real estate is a multi-dimensional asset class that generates returns through six distinct channels, including cash flow, appreciation, and tax benefits. A central concept highlighted is inflation-induced debt destruction, a process where rising prices effectively reduce the real value of mortgage debt over time. To ensure success, investors are encouraged to use conservative mathematical projections and maintain personal control over their assets rather than joining risky syndications. By utilizing specialized software and professional guidance, individuals can achieve compounded wealth growth that often remains hidden to those who only focus on surface-level metrics. Overall, Jason serves as a roadmap for achieving financial independence by treating income property as a leveraged buyout of a proven asset. Get your FREE https://propertytracker.com/ account today! Join our Empowered Community https://www.empoweredinvestor.com/ #IncomeProperty #CreatingWealthPlan #InflationInducedDebtDestruction #IIDD #LeveragedBuyout #PropertyTracker #MultiDimensionalAsset #ConservativeAssumptions #RefiTillYouDie #DirectInvesting #WealthCreation #AssetToPayTheDebt #EmpoweredInvestor #SingleFamilyHomes #CashFlow #MaintainControl #SixWaysToMakeMoney #BenchmarkingData #LBO #TheIceberg Key Takeaways: 0:00 Leverage buyout concept 5:16 Year 1 Changing numbers on the Pro Forma 17:45 Year 2 No closing costs 19:16 Year 3 Patience wins the game 22:14 Year 4 The real inflation rate 23:34 Year 5 Remember the ICEberg 24:27 Year 6 We're not even compounding 25:19 Year 7 Increasing maintenance cost 26:15 The BIG picture and actual money 31:45 The complete solution for real estate investors Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
With the next general election locked in, property investors are starting to ask a nervous question: what happens to my portfolio if the wrong party gets in?In this episode, Ed and Andrew break down the major political parties' housing and tax policies to answer one blunt question – which political party is actually the worst for landlords?You'll learn:How National, Labour, and the Greens really differ when it comes to property investmentWhich policies could push a landlord's effective tax rate from around 20% to over 50%Why the two biggest parties are far more similar on property than most investors realiseThis episode explains why this isn't a “who to vote for” guide, and why you shouldn't make election decisions wearing only your property-investor hat.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Why are so many Kiwis leaving New Zealand ... and should property investors actually be worried?In this episode, Ed and Andrew break down the latest net migration numbers and explain why the headlines don't tell the full story. You'll learn:Why is net migration still positiveHow Covid distorted migration numbersWhat population growth, household size, and migration trends really mean for rents and house pricesA must-listen for investors who want clarity on migration, population growth, and what really drives the housing market – beyond the headlines.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Can you save too much? After 2,000+ episodes telling people to invest more, pay off debt, and build wealth — Ed and Andrew flip the script.In this episode, they tackle the dark side of the FIRE movement and extreme frugality. The burnout. The broken relationships. The people who reached financial freedom but forgot to live along the way.You'll learn:Why going too hard, too fast with saving often backfiresThe real stories of FIRE followers who "took it too far and took value from their life"How saver/spender dynamics can make or break a relationshipA 3-step framework for finding the balance between building wealth and actually enjoying itThe purpose of money is to maximise lifetime happiness. Sometimes that means saving more. Sometimes it means spending more.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Headlines are claiming Auckland has been "dethroned" as New Zealand's most expensive property market — with the Bay of Plenty now taking the crown. But is that actually true?In this episode, Ed and Andrew dig into the data behind the headlines. The short answer: no, Auckland is still the most expensive place to buy. The median sale price in Auckland is still $150,000 higher than the Bay of Plenty. So what's going on?You'll learn:The difference between asking prices and sale prices — and why it mattersWhy the mix of properties listed can completely skew the numbersWhich city has actually been more expensive than Auckland for most of the last 33 yearsWhy this headline might really be a sign that Auckland has gotten cheapProperty headlines love drama. This episode gives you the facts.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
From a $185k first home to fires, family tension, and hard-earned clarity. In this Case Study Sunday, Ed and Andrew sit down with Joy, whose property journey includes buying young, renovating the hard way, navigating family dynamics ... and dealing with the aftermath of a house literally burning down.You'll learn:What really happens when your rental is destroyedThe emotional tug-of-war that comes with buying (and holding) property tied to familyWhy Joy swore she'd never DIY againThis episode is an honest look at how messy real property journeys can be ... and why clarity, planning, and knowing your limits matter just as much as buying well.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
One headline says Auckland house prices are recovering. The next says they're still falling. They're published a week apart. So what's actually going on?In this episode, Ed and Andrew pull back the curtain on how property data really works in New Zealand — and why different news outlets report completely different numbers for the same market. It comes down to three data companies (Cotality, REINZ, and QV), each crunching the numbers in their own way.You'll learn:Why median sale prices can be misleading — and what to use insteadThe free monthly report that tells you how prices are actually movingHow to find the data yourself in under 5 minutesWhy most property headlines aren't worth your attentionStop getting whiplash from conflicting headlines. This episode shows you how to cut through the noise and find the truth for yourself.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
House prices are still 15.7% below their 2021 peak. But that national number is hiding a much bigger story — because some areas have already fully recovered, while others are still falling.In this episode, Ed and Andrew reveal which parts of New Zealand are the winners and losers of the property recovery. Queenstown-Lakes is now 11% above its peak. Southland is up 8%. Meanwhile, Lower Hutt has been falling for over four years and is down 31% — and it still hasn't bottomed out.You'll learn:The 5 areas that have already passed their 2021 peaksWhy Wellington and Auckland are dragging down the national numbersThe maths trick that makes recoveries look smaller than they areWhat this means if you're thinking about buying in a specific areaThe "national house price" hides more than it reveals. This episode shows you what's really going on — region by region.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Your children will inherit properties — not problems. That's the plan, anyway. But what happens when blended families, second marriages, and complicated ownership structures collide with an outdated will?In this episode, Ed and Andrew unpack the messy reality of passing on wealth — including real NZ court cases where families were torn apart fighting over farms and estates. One case saw siblings battle for years over a $2.33 million farm. Another saw a daughter's challenge thrown out after her brother had worked the land for decades.You'll learn:How to split assets fairly when you have children from different relationshipsWhy courts can (and do) rewrite wills — and how to stop it happening to yoursThe simple document that could save your family $10,000+ in legal feesWhat happens if you lose mental capacity without an Enduring Power of AttorneyIf you're a property investor with a blended family — or just someone who's been putting off sorting their will — this episode is your wake-up call.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Your property makes $100 a week in cashflow — so why does your accountant say you lost $33,000 this year?In this episode, Ed and Andrew explain the confusing gap between what your bank account shows and what your tax return says. Spoiler: they're measuring two completely different things.You'll learn:Why cashflow and profit are NOT the same thingHow depreciation can turn a small surplus into a big "loss" on paperWhy a property showing a profit might still be costing you cashWhat you should actually focus on as a property investorThis episode clears up one of the most common misconceptions in property investing — and helps you understand what your accountant is really telling you.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Struggling to find good tenants? In this episode, Ed and Andrew reveal 5 unconventional tenant types that most landlords overlook – from government departments to churches to film studios. These aren't your typical renters, but they might just be the most reliable.You'll learn:Why government departments and corporates make surprisingly good tenantsThe quirks you'll need to accept — like no bond and NDA clausesHow churches and transitional housing providers find rental propertiesThe type of landlord these tenants are (and aren't) a good fit forDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Is it a buyer's market or a seller's market right now? In this episode, Ed and Andrew break down the property clock – a simple way to understand where prices are heading. They also reveal which regions are primed to grow and which ones might lag behind.You'll learn:How the property clock works and what each "hour" means for buyers and sellersWhere different NZ regions currently sit in the cycle — from Southland to TaranakiWhy Andrew makes 15-year investment decisions, not 12-month betsThe one region that stagnated for 12 years — and what that teaches us about timingDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What if one property could create two income streams?In this Case Study Sunday, Ed and Andrew chat with Felicia and Tom about how a smart Airbnb-style B&B strategy allowed her to generate strong cashflow from a single property.You'll learn:How they used a clever B&B strategy to create two income streamsHow moving during lockdown sparked a new investing strategyWhy she decided not to invest in Australia ... despite living thereThis episode hows how creative thinking can unlock value without buying another property.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
They did everything "right" — joined a property coaching group, bought an investment property – and still ended up $45,000 down after 10 years. In this episode, Ed and Andrew break down what went wrong and how to know when it's time to cut your losses.You'll learn:How to tell if your property is underperforming vs just following the marketThe 3-part "Should I Sell?" test to decide whether to hold or move onThe difference between crystallising your losses and falling for the sunk-cost fallacyWhat the "Apartment Ambush" is — and how to avoid itDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
"I want to be rich" — why does saying that feel like a social mistake? In this episode, Ed and Andrew explore why Kiwis often keep their financial goals quiet, and whether wanting wealth makes you greedy or just… human.You'll learn:Why NZ culture makes it awkward to talk about wanting more moneyThe difference between wanting to be "rich" vs wanting to be "free"What research says about how people really view the wealthyHow to pursue financial goals without feeling like you're betraying your valuesDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, Ed and Andrew tackle a question many Kiwis quietly ask themselves: do I actually want to invest, or do I just like the idea of it?You'll learn:Why even successful people feel frozen when it comes to building wealthThe psychology of loss aversion and why we fear losing money more than we enjoy making itThe Pride Cycle — and how to tell if you've gotten too comfortableA simple test to figure out if you're ready to investDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How clean is “clean enough” when a tenant moves out?In this episode, Ed and Andrew break down exactly what the law requires, what “reasonably clean and tidy” actually means in practice, and why so many tenants and landlords disagree at the end of a tenancy.You'll learn:What “reasonably clean and tidy” means under the Residential Tenancies ActWhat tenants often miss ... even when they've cleaned wellWhat happens if you and your tenant can't agree on the cleaning standardThis episode provides a clear and practical guide to cleaning standards at the end of a tenancy.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens to the property market when cars drive themselves, talk to each other, and drop you at the office before parking alone?In this episode, Ed and Andrew explore how self-driving cars could reshape where Kiwis live, how cities grow, and what rentals might look like in 2045.You'll learn:How autonomous vehicles could change where people choose to liveWhat NZ rentals could look like once car parks and garages become less essentialWhether driverless cars will ever become mainstream in New ZealandThis episode is a fun, forward-looking thought experiment about how technology could shift the way we buy, build, and think about property in the coming decades.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Today's Case Study Sunday guest is joining from the other side of the world ... literally.In this episode, Ed and Andrew chat with Dr Tiffany Cone, a Kiwi living in Doha, who bought an investment property in Christchurch while living 15,000km away.You'll learn:How Tiffany bought a New Zealand investment property from overseas How she rewired her “pay down debt” mindset to get over the fearHow her Christchurch townhouse jumped by about $30,000 in value in a short periodTiffany breaks down what it's like buying remotely (including doing calls at 5:30am Qatar time), and how disciplined saving is powering her plan to eventually return home with real options. Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume the cheapest suburbs are all tiny towns at the bottom of the South Island, but that's no longer true.In this episode, Ed and Andrew reveal the 10 cheapest suburbs in New Zealand, and compare them to the most expensive suburbs in the country.You'll learn:The cheapest suburbs in NZ revealed (including the new No.1)Where house prices are rising and falling the fastestThe suburb where prices have dropped $800,000 since the peakThis episode gives you a clear snapshot of New Zealand's most affordable markets – and what today's data reveals about where the property market is heading next.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Many Kiwis now use AI tools like ChatGPT to check their numbers before investing, but what happens when the numbers are wrong?In this episode, Ed and Andrew break down a real case where an investor used AI to model their property returns … and ended up with completely different results from Opes+.You'll learn:What went wrong when this investor used AI to decide what to do with their moneyWhere AI really gets its information fromThe No.1 mistake investors make when comparing investment options This episode reveals why AI can be helpful ... but only if you know what it's actually doing behind the scenes.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What will really happen to NZ property in 2026?In this special predictions episode, Ed and Andrew look ahead to the next 12 months and map out what might happen across house prices, interest rates, investors, banks, developers, tenants, and the economy.You'll learn:The top 12 property predictions for 2026What could happen each monthHow confident are Ed and Andrew that these predictions will actually come trueThis is a must-listen if you're looking for a realistic, month-by-month roadmap for 2026.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You don't always need a building consent to increase your property's value, but most Kiwis have no idea what they can legally do.In this episode, Ed and Andrew unpack the real rules around consent-free renovations and the document every DIY investor must read before lifting a hammer.You'll learn:Renovations you can do without consentThe document tells you exactly what's allowedThe 3 steps to avoid costly council finesThis episode gives you a clear roadmap for adding value safely – so you can renovate with confidence and stay on the right side of the council.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens when your property manager goes broke, disappears with the bond, and leaves you to clean up the mess?In this episode, Ed and Andrew unpack a real-life horror story from a first-time investor … and explain what rights landlords actually have when things go wrong.You'll learn:Why some parts of property management feel like the “Wild West”How one investor ended up with $13,000 in damage and unpaid rent after two PMs failed themWhat you can realistically do if your property manager goes bustThis episode demonstrates why selecting the right property manager truly matters and how to safeguard yourself in an industry where not everyone adheres to the rules.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What does it take to build an 8-property portfolio while raising twins, renovating houses, and self-managing six sets of tenants?In this Case Study Sunday, Ed and Andrew sit down with Cameron and Sam to unpack how they went from DIY renos to new-build investing.You'll learn:How Cameron and Sam built an 8-property portfolio across new builds, older homes, and a sectionWhy did they move from hands-on renovations to turnkey investingWhat it's really like to self-manage multiple tenantsThis episode shows how everyday Kiwis can scale a portfolio with focus, teamwork, and a willingness to evolve their investing style over time.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Buying your first home can feel overwhelming – but it doesn't have to be.In this episode, Ed and Andrew break down the exact 8-step blueprint to help first-home buyers go from browsing listings to getting the keys.You'll learn:The 8 steps to buying a house you're going to live inHow to set crystal-clear buying criteria and map your real budgetThe 3 mistakes first-home buyers make that can cost time, money, and opportunitiesThis episode gives you a clear, practical roadmap to buying your first home ... and shows why you don't need the “forever home” on day one.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What do you do when your investment properties suddenly make more money than you need?In this episode, Ed and Andrew unpack a real listener's dilemma... and answer the question most investors dream of: What should we do with this extra cash?You'll learn:What to do when your properties turn cashflow positiveHow an $800/week surplus can trigger a $14k tax billHow many properties could you buy if you reinvest that cashflow insteadThis episode shows how to make smarter decisions once your portfolio begins paying you back, and how to use surplus cashflow to build wealth or improve your lifestyle with confidence.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What if, 20 years from now, your house couldn't get insurance at all?In this episode, Ed and Andrew unpack the government's new National Adaptation Framework – the long-term plan that shifts climate risk from the government to homeowners directly.You'll learn:Why some properties may become uninsurable within the next two decadesHow government reforms will end large-scale buyouts after storms and floodsHow these changes could push up your insurance costs and hit property values in high-risk areasThis episode highlights why climate risk is becoming a property risk, and what every Kiwi property investor should do.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume they'll retire at 65 – but what if you could stop working years earlier?In this episode, Ed and Andrew break down the 8 signs that reveal whether you're ready to retire sooner than you think (including the one obvious sign everyone forgets).You'll learn:The 8 early-retirement signals Why some Kiwis can't keep working until 65 ... even if they want toHow part-time work can slash the amount you need savedThis episode unpacks the real markers of early retirement readiness – from understanding your money like Ronald Read, to knowing what you'll actually spend, to running the numbers with confidence. Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When you're selling your house, should you stick with one real estate agent – or use multiple to “create competition”?In this episode, Ed and Andrew dig into the data behind sole vs multi-agency listings to reveal whether more agents actually lead to more buyers, faster sales, or higher prices.You'll learn:Whether using multiple agents helps you sell faster or slows you downIf multi-agency listings really achieve higher pricesHow to decide which approach fits your property and your selling situationEd and Andrew break down the realestate.co.nz data showing that 94% of Kiwi sellers use just one agent – and why multi-agent listings often stay on the market a month longer. Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Everyone wants to know the best places to buy ... but what about the worst?In this episode, Ed and Andrew reveal the 6 worst areas to invest in 2026, using brand-new national data to show which towns are overvalued, under-growing, and most likely to trap investors.You'll learn:The top 6 worst places to buy property in 2026What makes a property market truly “bad” How even high-growth towns can be terrible investments once the numbers are revealedThis episode gives you a data-driven roadmap to avoid the country's weakest markets and make smarter, safer decisions in 2026.Also in this episode we mention our Area Analyser tool, check it out for yourself.And if you want to book a free Wealth Plan session with one of our financial advisers, click the link.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens when two divorced parents meet, blend families, renovate their way through Auckland – and accidentally become property flippers?In this Case Study Sunday, Ed and Andrew sit down with Ryan and Candice to unpack how they turned life upheaval, multiple moves, and a talent for renovations into mini-retirements, capital gains, and a whole new career direction.You'll learn:How they became “unintentional flippers” The lessons from multiple renos, including timing the market, selling privately, and spotting potential others missHow mini-retirements, overseas travel, and a $100k family adventure reshaped their finances and their futureThis episode demonstrates how property, when combined with courage and creativity, can transform life's most challenging chapters into powerful financial momentum.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis buy property for capital growth, but what if your goal is cashflow right now?In this episode, Ed and Andrew walk you through the exact 8-step process to find, analyse, and buy an investment property that puts money in your pocket each week.You'll learn:How to identify true cashflow properties (and the signs to look for)The eight steps to find, compare, and test high-yield dealsHow to know exactly how much cash your property could make per weekThis episode provides a practical roadmap to buy with confidence, not guesswork, for cashflow.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
© 2020-2026 Ivy Podcast Discovery LLC
