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Imagine this: you buy a brand-new property, but the shower is leaking, the bathroom is getting damaged… and the developer's gone bust. What do you do?In this episode, Ed and Andrew reveal the forgotten gem of NZ's legal system: the Disputes Tribunal. You don't need a lawyer, it only costs a couple hundred dollars, and you could win up to $30,000.You'll learn:How the Disputes Tribunal works (and how to apply online)Real cases where Kiwis fought back – from leaky showers to dodgy cat breedersThe 5-step process to prepare your case and maximise your chances of winningThis episode shows you how to fight back when things go wrong without breaking the bank.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Build-to-rent (BTR) is taking off in New Zealand, with major players pumping hundreds of apartments into the rental market. But will this solve the housing crisis – or just make a small dent?In this episode, Ed and Andrew break down how build-to-rent works, who's behind it, and what it means for investors, renters, and the wider housing market.You'll learn:How BTR could add 25,000 new rental homes in the next decade – without a single one being soldWhy this might ease rents slightly, but have almost no impact on house pricesWhat NZ can learn from the US, UK, and Australia, where BTR is already much biggerThis episode cuts through the hype and asks: Is build-to-rent a game-changer, or just one small piece of the housing puzzle?Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
When a tenant stops paying rent, it can feel like a nightmare.In this episode, Ed and Andrew walk you through exactly what to do (and when) so you can protect your cash flow and your property. They share real stories from landlords about tenants who vanished without notice or only paid when repeatedly chased.You'll learn:The 3-step process to follow when a tenant misses rentThe 3 tactics every landlord should use to safeguard their mortgage paymentsHow landlord insurance can cover you when things really go wrongIf you want a clear, step-by-step process to follow, this episode is for you – and it starts the very first day a payment is missed.In this episode we mention the Landlord Lifeline podcast we did, listen to that for more in depth information on how to cover yourself for these sorts of situations.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Building your own home sounds like a dream, but getting the bank on board is often the hardest part. In this episode, Ed and Andrew break down exactly how to secure finance if you want to go DIY, including what deposit you'll need, how the money gets released, and the big risks banks worry about.You'll learn:Why most banks get nervous when you pick up the hammer yourselfThe 3 key risks (completion, compliance, and valuation) you'll need to managePractical strategies that make banks more likely to say yesIf you're considering building your own home, this episode gives you the tools to understand how lenders assess the risk — and how to set yourself up for success.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all property markets are created equal. Some regions are booming… while others are ticking time bombs. In this episode, Ed and Andrew hunt for the single riskiest place in New Zealand to buy property – and reveal the three warning signs that should make any investor think twice.You'll learn:The 3 types of risk that can crush your returnsThe regions that top each categoryWhy one region ticks every risk box – and why you should steer clearIf you want to avoid buying in the wrong place and protect your portfolio, this episode gives you the red flags to watch out for.Sign up for the monthly Property Market Report straight to your inbox.And click here if you want to book a free meeting with one of our Financial Advisers.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Josie's property journey has had its fair share of twists. From saving her first house deposit while on her OE to buying her first rental in Christchurch, only to have it hit by the earthquakes and sold “as is, where is”.In this episode, she shares how she and her husband built a portfolio of 2.5 investment properties, and the tough call of whether to reduce debt or keep buying.You'll learn:How Josie saved her first deposit overseas and got on the ladderWhy she sold her first Christchurch property after the quakes — and turned the payout into a Queenstown spec buildWhat investing with friends taught herThis case study shows that persistence and smart choices can keep you moving forward even when plans derail.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The Foreign Buyer Ban has been one of New Zealand's most controversial housing policies. The National-led government has changed the rules.In this episode, Ed and Andrew are joined by Mark Harris (Managing Director of NZ Sotheby's International Realty) to unpack what this really means.You'll learn:Who can now legally buy property in NZ under the new rulesThe types of homes that overseas buyers are targetingWhy this is unlikely to affect first-home buyersThis episode delves into the policy's fine print, separating hype from reality and asking whether everyday investors should even care.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Loan sharks are still operating in New Zealand – charging desperate families up to 800% interest for small loans to cover basics like food, rent, and power bills. In this episode, Ed and Andrew sit down with Vijay Farley-Naiker from Ngā Tāngata Microfinance to expose the tactics these lenders use, and what support is available for those trapped in debt.You'll learn:How loan sharks lure people in with “cash now, no checks” promises – and why it's a trapThe shocking interest rates and hidden fees borrowers actually faceWhat support services exist to help Kiwis break free from the cycle of debtThis episode shines a light on a hidden issue affecting thousands of households across Auckland and beyond.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Developers often pitch furniture packages as a quick and easy way to get your new property rental-ready. But are they really worth the $35,000 price tag … or are you just paying for convenience?In this episode, Ed and Andrew dig into a real example of a $35k furniture pack for a Queenstown townhouse and compare it against what you'd spend furnishing the same property yourself.You'll learn:What's actually included in a $35k furniture package (and how much the same items cost from mainstream retailers)The 3 simple tests to tell if a furniture pack is good value … or a rip-offWhen it makes sense to pay for convenience, and when you're better off doing it yourselfIf you're considering a New Build or an Airbnb property, this episode gives you the framework to make sure you're not overpaying for “extras.”Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
A new MP3 sermon from VCY America is now available on SermonAudio with the following details: Title: Private Property Under Attack…Again Subtitle: Crosstalk America Speaker: Jim Schneider Broadcaster: VCY America Event: Current Events Date: 9/9/2025 Length: 53 min.
City Council divided on lawsuit to move homeless off of private property. George Washington had this country figured out in 1776. Johnny Heidt with guitar news.Heard On The Show:2 drivers taken to hospital after crash involving school bus on I-35W in Mounds ViewWhy George Washington's Worries About America's Fate Are Coming TrueIsrael bombs Qatar in strike on top Hamas officialsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tom DeWeese is president of American Policy Center. Tom is one of the nation's leading advocates of individual liberty, free enterprise, private property rights, personal privacy, back-to-basics education and American sovereignty and independence and protecting our constitutionally-guaranteed rights. Private property is under attack again and this time the targets include Pennsylvania, West Virginia and Ohio. The reason? A carbon capture pipeline and the use of eminent domain to take whatever property is allegedly needed for the cause. Join Jim and Tom as they discuss the 900 miles of proposed pipeline to go through these 3 states, the lack of solid science behind this, the known ramifications, why corporate forces are keeping quiet about the pipeline route, and the Republican legislators in Ohio that are actually pushing for this pipeline to become reality. Also discussed is the non-availability of affordable, single family homes and why we are seeing the mass building of so many apartment complexes. Is it really due to a housing crisis or is something else going on? Listen to find out how you can make your voice heard on this issue and hear what Crosstalk listeners had to say as they presented their thoughts.
Tom DeWeese is president of American Policy Center. Tom is one of the nation's leading advocates of individual liberty, free enterprise, private property rights, personal privacy, back-to-basics education and American sovereignty and independence and protecting our constitutionally-guaranteed rights. Private property is under attack again and this time the targets include Pennsylvania, West Virginia and Ohio. The reason? A carbon capture pipeline and the use of eminent domain to take whatever property is allegedly needed for the cause. Join Jim and Tom as they discuss the 900 miles of proposed pipeline to go through these 3 states, the lack of solid science behind this, the known ramifications, why corporate forces are keeping quiet about the pipeline route, and the Republican legislators in Ohio that are actually pushing for this pipeline to become reality. Also discussed is the non-availability of affordable, single family homes and why we are seeing the mass building of so many apartment complexes. Is it really due to a housing crisis or is something else going on? Listen to find out how you can make your voice heard on this issue and hear what Crosstalk listeners had to say as they presented their thoughts.
Some tenants say landlords are greedy, careless, or even exploitative. And while many investors are fair and responsible, there are real horror stories that explain why tenants sometimes feel this way.In this episode, Ed and Andrew dig into the frustrations tenants talk about most – from sudden rent hikes to mouldy houses and landlords who show up unannounced. They also share what it actually takes to be a landlord that tenants respect rather than resent.You'll learn:4 shocking stories that reveal why tenants often feel burnedThe biggest complaints tenants have (and how to avoid being “that landlord”)A simple framework to build better landlord-tenant relationshipsIf you want to grow your wealth without damaging your reputation, this episode shows you how to invest smarter and keep your tenants onside. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
“House prices crash!” “Full-blown meltdown!” The headlines scream disaster, but is the media really telling the truth … or just playing with your emotions?In this episode, Ed and Andrew break down how Stuff, the Herald, and OneRoof frame the property market — and why their clickbait headlines might be costing you money if you panic and make the wrong move.You'll learn:Why negative headlines get more clicks (and how our brains are wired to react to them)The 3-step process to decode any scary property story and separate fact from fictionThe hidden downside of pulling back from investing just because of media hypeIf you want to protect yourself from being spooked into poor decisions, this episode gives you the tools to see through the noise and invest smarter.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not all countries are created equal when it comes to property investment. In this episode, Ed and Andrew put different markets head-to-head — scoring them on tax rules, house price growth, rental yields, affordability, and whether Kiwis can even buy there.From the US and UK to Spain, Dubai, Australia, Singapore, and New Zealand itself, you'll hear the good, the bad, and the ugly of investing overseas.You'll learn:Which countries deliver the best long-term returns for investorsThe markets where taxes and regulations crush your profitsWhy New Zealand still ranks near the top — despite high house pricesIf you've ever thought about investing beyond NZ's borders, this episode gives you the framework to compare international markets and spot the traps before you jump in.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Karen and her husband have built a 3-property portfolio … but was every purchase a winner? In this episode, Ed and Andrew unpack their journey, the choices they made, and whether one of their Hamilton investments was actually a mistake.You'll learn:How this couple managed to buy 3 properties while paying off their personal mortgage earlyWhy two of their Hamilton investments raised doubts — and whether selling might make senseThe big financial milestone they're about to hit (and what it means for their future strategy)This case study reveals the challenges real investors face — and the tough calls you may need to make in your own portfolio.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most first-home buyers start by scrolling listings on Trade Me and guessing what they can afford. But that's often misleading – because sellers (and agents) control which price bracket their property appears in.In this episode, Ed and Andrew walk you through a step-by-step process to find the right property and avoid overpaying — and the whole thing can be done in under 22 minutes.You'll learn:Why “listings are vanity, sales are sanity” when working out what you can affordThe websites you should actually use to find real sale prices (and how to get the photos agents try to hide)How to build your own mini-database of comparable sales to know if you're getting a good dealIf you want a practical, no-fluff guide to buying smarter, this episode is for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Sometimes the truth hurts – but it's what you need to hear if you want to build real wealth. In this episode, Ed and Andrew share 8 pieces of brutal money advice that cut through the fluff and force you to face your financial future.You'll learn:Why wanting to be rich isn't enough (and what actually moves the needle)The limit of cutting back – and why earning more is often the only answerThe rare skill factor: why two people can study the same degree but earn vastly different incomesThis episode isn't about beating yourself up for past mistakes. It's about giving you the no-nonsense truths that can save you years of wasted effort – and even add $20k a year to your bottom line.As mentioned, here is the How Much Will Your Retirement Cost calculatorAnd don't forget to create your free Opes+ account here to create your Wealth Plan.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
It's the nightmare scenario every investor worries about: the market crashes, your property value halves, you lose your job … and you're left with nothing but debt.In this episode, Ed and Andrew tackle that fear head-on. They walk through what a true worst-case scenario might look like – and why it's often not as devastating as you think once you break it down.You'll learn:The 3-step process to work through the fear of losing everythingWhy even in downturns, most Kiwi property owners still make a profit on resaleHow to weigh the upside against the downside (with real numbers from NZ property data)This episode isn't about ignoring risk – it's about putting it into perspective so you can keep investing with confidence.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
One investor in Rolleston just saw their council rates nearly double overnight – going from $2,351 to $5,117 a year. That's a 118% jump. What on earth is going on?In this episode, Ed and Andrew dig into the story behind the shock rates bill, why new builds are especially at risk, and how you can make sure you're not blindsided by the same problem.You'll learn:Why brand-new properties can see rates skyrocket once the house is completeThe real reason this Rolleston street saw rates bills almost double across the boardHow to challenge your rates bill if you think it's wrong – and how to budget for the increases if it's notThis is a must-listen if you're buying or building in fast-growing districts like Selwyn, where rates hikes are well above the national average.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis assume that once they hit 65, they'll automatically qualify for NZ Super. But that's not always the case. In fact, thousands of people will miss out entirely – even if they're New Zealand citizens.In this episode, Ed and Andrew break down the surprising rules that can stop you from receiving Super, and the “gotchas” you need to watch out for. You'll learn:The exact criteria you need to meet – including how long you must have lived in New ZealandWhy spending too much time overseas could see your Super cancelledHow foreign pensions (like UK or US state pensions) can reduce – or even wipe out – your NZ Super paymentsNZ Super isn't an entitlement; it's a benefit. That means you need to play by the rules to qualify. Don't get caught out.Here is the link to check if you meet the criteria for NZ SuperDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors think the biggest risk is choosing the wrong strategy. But the real danger isn't what you invest in … it's how you behave.In this episode, Ed and Andrew reveal the $200,000 mistake most investors don't realise they're making: switching in and out of investments at the wrong time. We show you how emotional decisions can quietly drain your returns – and why staying the course often beats “tinkering” with your portfolio.You'll learn:Why investors often earn less than the very funds they invest inHow switching from property to property (or fund to fund) racks up huge hidden costsThe power of patience: why doing nothing can sometimes make you the most moneyDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Dan and Marie from Wellington took on a challenge most Kiwis wouldn't dare – they built not one, but two of their own homes. In this episode, they share the ups and downs of going DIY, what they'd never do again, and how that hands-on experience shaped their journey into property investing.You'll learn:What really happens when you pick up the hammer and try to build your own homeWhy they shifted from DIY builds to investing in new-builds (and why Christchurch was their pick)How they're now balancing family life, a new business, and the goal of $100k in passive incomeThis is a story about building wealth in every sense of the word – from bricks and mortar to financial freedom.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What would you do if your investment property dropped nearly $200,000 in value? In this episode, Ed and Andrew tackle one of the toughest calls an investor can face – whether to sell at a loss or hold on and ride it out.You'll hear about a real listener who bought a new-build in Kāpiti Coast that's now worth $196,000 less than he paid. Instead of leaving the market altogether, he's asking: should I sell this property and reinvest in Auckland?You'll learn:The 3 tests that reveal whether to sell or hold onWhy switching one growth asset for another isn't always a mistakeThe real costs of selling (and how long it takes to make them back)Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Would a capital gains tax crush the housing market? Or would it barely make a dent? In this episode, Ed and Andrew explore the evidence from other countries like Australia, Canada, the UK, and the US to see what really happens when a CGT is introduced.You'll learn:Whether a CGT would cause NZ house prices to drop in the first five yearsHow overseas housing markets have performed with a CGTWhy a CGT might be more of a revenue-raiser than a housing market killerIf you've ever worried a CGT could derail your property investing plans, this episode gives you the facts, not just the politics. Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens if your home is destroyed in a flood, but the land underneath it is no longer safe to live on? Until now, governments and councils have stepped in with billion-dollar buyouts – but Prime Minister Christopher Luxon says that era might be over.In this episode, we unpack what this shift could mean for homeowners and property investors, and whether the risks of buying in certain areas are about to get much bigger.You'll learn:How past disasters like the Canterbury earthquakes and Cyclone Gabrielle triggered massive government buyoutsWhy Luxon is signalling “no more bailouts” for land lossesWhat this could mean for property values, mortgages, and your investment strategyUnderstanding climate-related risks is becoming essential for property investors. If government support dries up, the financial fallout could be huge.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Critics of Minneapolis policies around encampments for unhoused people spoke out Tuesday morning. A property owner said allowing people to stay in tents on his private land in south Minneapolis should be allowed. On Wednesday, Mayor Jacob Frey is expected to brief the city council on possible legal action against the encampment and property owner. MPR News reporter Cari Spencer was at a press conference with the property owner and joined Minnesota Now host Nina Moini from Minneapolis.
For years, investors got used to borrowing at low rates. But with interest costs climbing, many are now asking: is this the end of cheap money?In this episode, Ed and Andrew break down the “grey wave” theory — the idea that retiring baby boomers will reshape global savings and push interest rates higher. But does the data really support that? And what does it mean for property prices here in New Zealand?Listen in as we cover:Why some economists argue baby boomers will drive interest rates upThe evidence from Japan, and why it might point in the opposite directionWhat the Reserve Bank of NZ says about where interest rates are headed nextIf you want to understand what's really driving borrowing costs (and how it affects the housing market), this one's for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
My guest today is Francis Pouliot, long-time Bitcoin advocate, cypherpunk entrepreneur, and CEO of Bull Bitcoin, Canada's leading Bitcoin-only exchange. Known for his uncompromising stance on self-custody, privacy, and resistance to state overreach, Francis has been a vocal defender of Bitcoin's founding ethos for over a decade. He is also a key figure in Bitcoin Jungle, a circular economy in Costa Rica where hundreds of merchants transact daily in Bitcoin. In this episode, Francis shares how his background in Austrian economics and libertarian politics, combined with the wake-up call of COVID, led him to relocate from Canada to Costa Rica. We explore the creation and growth of Bitcoin Jungle, why farmers markets are fertile ground for adoption, and how his “scale versus compromise” framework guides strategic decisions in building Bitcoin infrastructure. Francis opens up about the tension of running a regulated exchange while opposing KYC, his mission to make self-custody as seamless as custodial services, and why Bitcoin's payments layer is as critical as its store-of-value function. He dismantles the “Bitcoin is hijacked” myth spread by Roger Ver & others, addresses skepticism from the red-pilled community, and explains why barter and cash cannot scale for true financial freedom. → If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS & AFFILIATES --►► Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn ►► Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)►► Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat ►► Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat ►► Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Francis' Twitter: https://x.com/francispouliot_ Bull Bitcoin Website: https://www.bullbitcoin.com/ Francis' Nostr: francis@nostrplebs.com Efrat's Twitter: https://twitter.com/efenigsonEfrat's Telegram: https://t.me/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: https://www.buymeacoffee.com/efenigson Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 - Coming Up…01:18 - Intro to Francis & His Covid Wakeup Call05:38 - Costa Rica During Covid06:38 - Francis Interest in Austrian Economics & Libertarianism09:08 - Francis Journey Into Bitcoin & Bull Bitcoin13:08 - Private Property & Self-Custody17:18 - Efrat's Revelation of the Fiat Scam20:58 - The Birth of Bitcoin Jungle Circular Economy30:38 - Custodial vs. Non-Custodial Bitcoin Solutions35:18 - The New Revolution: Build Tech That Creates New Reality40:48 - The Circular Community in Costa Rica & Globally45:48 - Bull Bitcoin: Freedom vs. Compliance & Regulation53:38 - Struggle Between Scale & Compromise - Cypherpunk Values1:00:38 - Understanding Bitcoin: Overcoming Skepticism & Claims Against It1:04:08 - Shortcomings of Cash, Barter, Gold1:07:48 - Roger Ver Attempt To Hijack Bitcoin and Damage to Bitcoin & Freedom Community1:18:08 - Can Bitcoin Be Coopted By Those Who Hold The Most Bitcoin?1:21:08 - Resist By Minimize Interface With Fiat/Matrix/Institutions
Property investing just got easier. In this episode, we reveal the five game-changing tools inside Opes+ that can help you grow and manage your portfolio faster. From analysing Trade Me properties instantly to building your own Wealth Plan for free.We'll also share the major new features we've added, including mortgage tracking, property management insights. Here's what you'll learn:The 5 most powerful property investment tools inside Opes+How to analyse any Trade Me property in secondsHow to build and manage your own Wealth Plan without an adviserWant to take your portfolio to the next level? Discover how these tools can help you grow faster in today's market.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Everyone has a theory about what makes house prices rise or fall. But in reality, there are only five numbers that really move the market. In this episode, we count them down from least to most important and show you how to track them yourself.You'll learn:The #1 factor driving New Zealand house prices (hint: it's not the OCR).The hidden metric that reveals whether it's a buyer's or seller's market.How supply, demand, and bank lending really influence property values.If you want to stay ahead of the market, forget the noise and follow these five dials instead.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens when you buy at the “top of the market” … and things don't go to plan? In this episode, we share Sam's journey of building a 3-property portfolio by the age of 37.Sam has seen the ups and downs of investing – from doubling his first property's value in just 3 years, to facing engineering issues with a new build, and dealing with negative equity. Despite the setbacks, he's staying the course and has no regrets.You'll hear:How Sam built a 3-property portfolio in Whanganui, Christchurch, and AucklandWhy buying at the “peak” wasn't a mistake (even if the numbers don't look great right now)The real red flags he missed – and the lessons for every investorThis case study is a reminder that while property investing isn't always smooth sailing, it's about playing the long game.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Many Kiwis think financial advisers are only for the wealthy. But the truth is, you often don't need as much money as you think to get started. In this episode, we break down the 5 different types of advisers, how they get paid, and who they're best for – from mortgage advisers to budgeting coaches.You'll learn:The ballpark income and deposit levels advisers usually work withWhy some advisers cost you nothing upfront (and how they actually get paid)The type of adviser you only need around $15 a week to work withIf you've ever thought “I'm not rich enough for a financial adviser,” this episode will show you the reality – and help you feel confident about finding the right adviser for your situation. We also mentioned our Opes Borrowing calculator, try it out.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What can one of the greatest tennis players of all time teach us about investing? More than you might think. In this episode, Ed and Andrew break down the “Roger Federer Effect” – why winning just over half the time can still make you a champion, both on the court and in the property market.You'll discover:Why Federer only won 54% of points, yet ended up winning 83% of matches.How the same principle applies to investing – and why it pays to zoom out.What the stats really show about house price growth in New Zealand over the short vs. long term.It's not about every single “point” in property or shares – it's the big picture that counts.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The Reserve Bank has just cut the OCR again, and interest rates are falling. But how low could they really go — and what does that mean for house prices and the economy?In this episode, Ed and Andrew break down:Why the OCR dropped from 3.25% to 3% — and why another cut looks almost certainHow low mortgage rates could go (hint: ANZ's forecasts suggest 4.5% is on the cards)What the Reserve Bank is signalling about house prices in 2026 — and why they might not be rightIf you want to understand where interest rates — and property values — are really headed, this episode is for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Many Kiwi investors reach a point where they're asset-rich but cash-poor.They're sitting on millions in property wealth but not sure how to turn that into weekly income. In this episode, we dive into exactly how to unlock your properties so you can actually live off your investments.You'll learn:How to quit your job and use your properties to fund your lifestyleThe 3-phase sell-down strategy to steadily release equityWhy working with a financial adviser is crucial to avoid running out of moneyThis episode flips the usual property investment strategy on its head – instead of focusing on accumulation, we show you how to decumulate wealth and turn bricks and mortar into real cashflow for lifeDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we break down the exact process I use to set goals – the same method that's helped me stick to my targets and stay focused over the long term.You'll learn:How to make it 42% more likely you hit your money goals (with one simple change)The process I use to run my family like a businessHow to create 10-year, 3-year, and 90-day goals that actually get doneThis is the same framework we use with our own clients at Opes Partners – because you can't build a property plan until you know where you're going.As mentioned in the episode, you can download your Vision Traction Organiser here.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this episode, we crunch the numbers to answer a deceptively simple question — how many properties do you need to retire by 55? The answer might surprise you. It's not always five properties … sometimes two is enough.You'll hear real examples of different investor profiles and how their income, age, and investment strategy impacts how much wealth they need to build — and how they get there.We also reveal the #1 mistake many investors make when planning for retirement (and how to avoid it).You'll learn:How younger investors can retire with fewer propertiesWhy compounding is your secret weapon (and why later investors need more)How higher income can reduce how many properties you need to buyDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Will and Dawn's first home journey didn't go quite as planned — but it ended up saving them $25,000.In this episode, they reveal how they secured their Dunedin home for the First Home Grant limit of $500,000, even after initially walking away from the deal.We also dive into how redundancy shook their early homeownership journey, and the lessons they learned about emergency funds, income growth, and future investment planning.You'll learn:How walking away from a property deal can strengthen your negotiating positionThe reality of facing redundancy just months after buying a homeTheir strategy to move from first-home owners to hands-off property investorsDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The hackneyed argument for government regulation of speech -- yelling "FIRE" in a crowded theater -- has always been a red herring. As Murray Rothbard wrote, private property rights should be front-and-center when dealing with free speech issues.Original article: https://mises.org/mises-wire/you-cant-yell-chicken-jockey-crowded-theater-except-when-you-can
The hackneyed argument for government regulation of speech -- yelling "FIRE" in a crowded theater -- has always been a red herring. As Murray Rothbard wrote, private property rights should be front-and-center when dealing with free speech issues.Original article: https://mises.org/mises-wire/you-cant-yell-chicken-jockey-crowded-theater-except-when-you-can
This is Part 5 in a series noting that 2025 is the 40th Anniversary of Harvard University Press' 1985 publication of Richard A. Epstein's "Takings: Private Property and the Power of Eminent Domain." We continue our celebration of this anniversary with a fair use and transformative reading, finishing chapter 3 in what Richard calls "Philosophical Preliminaries." He titles chapter 3 "The Integrity of the Constitutional Text" because he's taking a look at political philosophy and the American constitutional order, how these things interact. Every college student should read this book. It's a superb introduction to the political philosophy of the American regime. Praise the Lord. We'd like to thank Harvard University Press for making this material available and Richard Epstein for writing it. Make sure you buy the book and follow along. It's very important for you to have your own copy on your own bookshelf, and to begin to master this material. Support your local book dealer. See if they have a copy of it, or if they'd mind keeping an eye out for you. I always encourage buying physical books, objects you can have, hold, cherish, learn from, display on your bookshelf as a topic of conversation, things you can pass on to the next generation with your notes in them, things that do not depend upon electricity. Toward that end: Go to Harvard University Press for more selections available for purchase. Please support the publisher and your local booksellers. The Republican Professor is a pro-correctly-contemplating-property-rights podcast. The Republican Professor is produced and hosted by Dr. Lucas J. Mather, Ph.D.
The foundation of property ownership in British Columbia faces a potential earthquake with the landmark Cowichan Tribes decision. After what may be Canada's longest trial—spanning over 500 days—the judge delivered an 800-page ruling that could fundamentally alter who truly owns land throughout the province.Michael Mulligan breaks down this complex legal battle by explaining the collision between two powerful forces: BC's Torrens property system and Aboriginal title claims under Section 35 of the Constitution. The Torrens system provides what legal experts call "indefeasible title"—conclusive proof of ownership registered with the government that enables secure property transactions and mortgage lending. But the judge has ruled that Aboriginal title is "a prior and senior right to land" that can exist simultaneously with registered property ownership, potentially superseding private property rights despite the Torrens system's guarantees.The implications are profound. If Aboriginal title claims—which cover virtually the entire province, often with overlapping claims from multiple Indigenous groups—can override registered property ownership, what happens to homeowners who've worked their entire lives to pay for their properties? The economic consequences could be equally severe, as mortgage lending depends on the certainty of ownership. As Mulligan observes, the legal system ultimately depends on public acceptance: "If I tell you that the house you worked for and paid for is no longer yours, I don't know that that's generally going to be accepted." With BC already announcing its intention to appeal, this case will likely progress through higher courts, where judges must balance constitutional obligations to Indigenous peoples with maintaining a functional property system. Listen now to understand what's at stake for every property owner in British Columbia.Follow this link for a transcript of the show and links to the cases discsused.
Retirement villages can look like a comfortable option for your parents (or even yourself one day) — but the financial reality can be very different from what you expect.In this episode, we unpack the costs, rules, and traps so you can make an informed decision.You'll learn:The “Licence to Occupy” model used by 95% of villages, and why you don't get any capital gainsHow Deferred Management Fees (DMFs) can take 20–30% of your money — and why payouts can be delayed up to two yearsThe ongoing weekly fees, plus what you still have to pay for yourselfIf you want to understand how these villages really work — and avoid six-figure surprises — this episode is for you.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Welcome everybody to the 50th episode of the Mid Atlantic Outdoorsmen Podcast!! In today's episode I shared a really fun recording with two of my very good buddies. Mike Rebert out of Pennsylvania, and Caleb Seegers from Virginia. We recorded this episode in person, at my house and it was an absolute blast. In this episode the topics range from topwater bass fishing in tidal rivers, early season deer hunting and specific habitat types to key in on to find success to the recipe to make a fine whiskey sour. This episode is loaded with laughs and a little bit of knowledge. Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's episode of the Candice Malcolm Show, Candice explains the recent landmark ruling from the B.C. Supreme Court that declares existing title to be “defective and invalid” – thus taking away established property rights. Justice Barbara Young ruled that 800 acres in Richmond, BC – including industrial property owned and managed by different levels of government as well as privately held land – “have established Aboriginal title” and thus rightfully belong to the Cowachan Tribes. Other local First Nations, including the Musquem Indian Band and Tsawwassen First Nations, are upset by the ruling as they also claim title to this land. As Candice points out, this is what the LAND BACK activists have been calling for. This is why they force us to listen to “land acknowledgements.” They believe Canada is an illegitimate country, that Canadians are mere “settlers” and that the land belongs to the various First Nations tribes that make competing claims. And they have legal precedent, thanks to this insane court ruling. Candice is joined by B.C. Conservative Leader John Rustad to discuss this ruling and what it means for British Columbia, specifically property owners. John Rustad has called for an urgent appeal of this ruling, stating that it threatens private property and investment into B.C. Candice and John discuss how this ruling is downstream from the United Nations Declaration on the Rights of Indigenous People (UNDRIP), and corresponding legislation in B.C. and Canada. Next, they talk about the B.C. NDP government's excessive spending and their catch-and-release crime policies that are making B.C. more dangerous. Finally, they discuss the future of the B.C. Conservative Party and his leadership review this fall. Thank you to Unsmoke for sponsoring today's episode. You can learn more at https://www.unsmoke.ca Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we'll start off the show with Cassie Lawver from Homer who will come on to talk about PAC's and what she's doing here in Alaska with them. Then in hour two we'll chat about some of the headlines, including Murkowski saying she may run for Governor and the latest polling as well as a touch on Private Property.
PART I The guy who is eternally on the Enemies List, the 45th and 47th president -- aka Vladdy's Boy, aka Don the Con, aka F*ckboi Von Clownface -- is getting an extra special mention this week. Every week, there are a million reasons to nominate Trump the Chump, but this week, Trump revealed his pathetic nature for all of MAGA to bear witness. First, let us tee this up. Virginia Guiffre -- who was a survivor of Epstein, Maxwell, Prince Andrew, and others -- was critical to getting justice for the hundreds of victims. In a clip that went viral on Tuesday, Trump told reporters that he *knew* who Virginia Guiffre was, that she'd worked as a spa attendant at Mar-a-Lago, and that Epstein had "stolen" her from him. What Trump is really saying is that Guiffre was property, he was aware that she was being trafficked, and groomed/raped by sexual predators. He didn't care about Guiffre, only his ego, and that Epstein had gotten one over on him. Trump is no stranger to who or what Epstein was -- he joked that Epstein "liked girls on the younger side" and that, in Trump's 50th birthday card to Epstein, they shared a "wonderful secret." Distractions are still being volleyed against the wall -- but Trump knows he's hiding who he is and, this time, he can't outrun it. PART II Emil Bove -- who looks like a part-time crypt-keeper -- was confirmed to the federal bench this week, and it's plain as day that Trump will put Bove onto the Supreme Court bench. The Senate was aware that Bove had lied to them and was involved in several DOJ cover-ups, and yet they ran his nomination up the chain. The fact that one president will have seated four of the Supreme Court justices should raise the question: Is this really what's best for America? Bove is a particular corrupt flavor -- there's a MOB lawyer vibe to this guy. (Shut up, John Thune, no one wants to hear you wimper your phony "hope" for what you *think* he will do.) There's nothing the Senate won't do for Trump now. . Follow Lincoln Square on X at @lincolnsquareHQ, Bluesky at @lincolnsquare.media, and Substack at @lincolnquare. . Follow Rick Wilson on X @therickwilson, Bluesky at @therickwilson.bsky.social, and Substack @therickwilson. Learn more about your ad choices. Visit megaphone.fm/adchoices
Most Americans are only familiar with owning property with a single-family home on it. But mobile home parks are much larger and complex. In this Mobile Home Park Mastery podcast we're going to explore the unique nature of mobile home parks to bend the rigid rules of traditional private property law.