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Happy New Year! Most of us think we've got decades to sort out our retirement … but what if you measured your future in paydays instead of years?In this episode, Ed and Andrew reveal why your remaining paychecks might be far fewer than you realise – and what that means for your financial freedom.You'll learn:How many paydays do you actually have left before retirementThe simple formula to calculate your own number in secondsThe tool that shows whether your current plan will get you financially freeThis episode gives you a clear New Year wake-up call: your time is finite, and every payday is a chance to make a better financial decision.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Do property investors really make housing unaffordable for first home buyers ... or is that just an easy story people tell?In this episode, Ed and Andrew dig into 20 years of buyer data, Treasury research, and international studies to reveal what actually drives house prices … and whether investors are really to blame.You'll learn:Whether investors genuinely push up house pricesIf investors crowd out first home buyers What would actually happen if property investors disappeared tomorrowThis episode provides a clear, evidence-based view of how the housing market actually works, without scapegoating or finger-pointing.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most people think that getting a mortgage approved takes a week or so – but the actual timeline is quite different.In this episode, Ed and Andrew break down how long mortgage approvals actually take, why banks quote 5–10 days, and what really happens behind the scenes before the money lands in your account.You'll learn:The true timeframe to get a mortgage approvedThe exact steps banks and advisers follow before giving you a “yes”How to speed up your approvalThis episode provides a clear roadmap for getting your mortgage approved faster and avoiding common mistakes that can slow down buyers.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:◦Sign up for the weekly Private Property newsletter◦Instagram◦TikTok
Most Kiwis have a table mortgage, but few truly understand how they work.In this episode, Ed and Andrew break down the numbers behind New Zealand's most common mortgage type, including why your repayments barely seem to make a dent in the early years.You'll learn:How much interest do you really pay over the life of your loanHow table mortgage repayments are calculated What happens when rates changeThis episode provides a clear and simple framework to help you finally understand your mortgage and take control of it.And here is the Epic Guide To Mortgages which was mentioned in this episode.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Not Private Property From Rebbetzin Chaya Mushka, OBM, and Hey Teves — to Serach bat Asher and Yocheved, who was born between the walls: how the very existence of a single child completes the Jewish people.(Parshat Vayigash)
How much money does a $600k investment property actually make – after growth, cashflow, and the real costs?In this episode, Ed and Andrew crunch the numbers on a recently sold-out new build and reveal what investors can realistically expect over the next 15 years.You'll learn:The four ways property investors really make moneyHow much this $620k Christchurch property could makeThe one number that can make or break your dealEd and Andrew walk through real rent figures, real costs, and real investor scenarios to show how to judge any deal with clear eyes.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How does a DIY builder go from late-night renos to becoming a lifestyle investor with a cash-flowing minor dwelling?In this Case Study Sunday, Ed and Andrew sit down with Lawrence from Auckland to unpack his journey – from gutting a smelly two-bedroom “dump” to building a family home, navigating bridging finance, and eventually adding a two-bedroom unit in his own backyard.You'll learn:How Lawrence turned a $400k do-up into nearly $700k in just a few yearsWhat it's really like to sell a home yourself vs using an agentHow the “build in your backyard” strategy works This episode shows what's possible when you back yourself, stay hands-on, and keep moving toward your next project.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Buying your first investment property can feel overwhelming, but it doesn't have to be.In this episode, Ed and Andrew break down the entire process into eight clear steps, from choosing your strategy through to signing the contract and doing proper due diligence.You'll learn:The step-by-step process for buying your first investment propertyHow to choose the right strategy, region, budget and buying criteriaWhy Step #6 is crucial for picking the right property with confidenceThis episode gives you a clear roadmap to follow ... so you don't start by scrolling Trade Me at random, but instead buy your first investment property with a proven, structured process.Here are the tools we mentioned in the episode:Area AnalyserTenant ToolBorrowing quizDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Renovating your own home can be one of the best ways to build equity, but it can also turn into a financial (and emotional) nightmare if you don't know where to start.In this episode, Ed and Andrew are joined by Peter Wolfkamp, The Resident Builder and host of Newstalk ZB's Sunday morning show, to reveal how to DIY the smart way.You'll learn:The #1 mistake most DIYers make with renovation budgetsWhich projects can you safely tackle yourself – and which require a licensed builderHow to calculate if DIY is actually cheaper once you factor in your time and toolsPeter also shares real stories, including how overconfidence (or ignoring consents) can cost you thousands.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You've listed your property … the first offer comes in … but is it really the best one you'll get?In this episode, Ed and Andrew dig into the old real estate saying “the first offer is often the best” – and whether you should trust it or hold out for a higher price.You'll learn:When it makes sense to reject an early offer and wait for competitionWhether the “first offer is best” rule is genuine wisdom or just agent pressureHow one homeowner made an extra $400k by choosing to hold outEd and Andrew unpack real case studies and give you a practical framework to judge any offer confidently and avoid leaving money on the table.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
“Buy the worst house on the best street” – classic Kiwi advice … but is it actually good in 2025?In this episode, Ed and Andrew delve into the data behind this old property mantra, revealing when it works brilliantly and when it can turn into a costly mistake.You'll learn:Whether the “worst house, best street” strategy still stacks up todayWhat the numbers say about capital growth in top suburbs vs cheaper areasWhen this strategy works, and when it's a bad idea for long-term investorsThis episode highlights situations where buying a fixer-upper makes sense … and why many investors are better off choosing properties with stronger yields and fewer maintenance headaches.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Do property investors really need a financial adviser – or can you just DIY it?In this episode, Ed and Andrew give an honest breakdown of what advisers actually do, what they cost, and the situations where you genuinely need one … and the ones where you absolutely don't.You'll learn:What a property investment adviser actually gives you How adviser fees work The 7 signs you do need an adviser … and the 7 signs you probably don'tThis episode gives you a clear, practical way to decide whether an adviser will genuinely add value to your journey – or whether you're already on the right track without one.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Tim's journey from Army deployments to Antarctic expeditions – and later, the Aussie mines – wasn't just about adventure. It was about financial independence. In this episode, Ed and Andrew sit down with Tim to unpack how he creates long-term wealth for his young family.You'll learn:How a $170k Whanganui reno turned into a $365k success storyHow working overseas became his secret weapon to fund property dealsWhat he'd do differently if he could start againTim's story proves that you don't need perfect timing or a massive income – just determination, adaptability, and a plan that fits your life.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis wonder: How much do I actually need to retire – and what will I really spend?In this episode, Ed and Andrew sit down with Associate Professor Claire Matthews, the researcher behind Massey University's Retirement Expenditure Guidelines, to unpack what current retirees spend and what that means for your plans.You'll learn:What the latest 2025 retirement spending numbers revealHow to use – and how not to use – the Retirement Expenditure GuidelinesWhat to do if the big retirement numbers feel overwhelmingThis episode gives you a clear, evidence-based way to understand what retirement might actually cost – and how to build a plan without getting lost in the numbers.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis dream of starting their own business, but what if your biggest source of startup capital is the home you already live in?In this episode, Ed and Andrew unpack how some Kiwi families use their mortgage to launch a business, including real stories from around the country.You'll learn:How to borrow against your house to fund a new ventureWhy over $1.1 billion was taken out of Kiwi homes last year for business purposesThe hidden risks most first-time founders never see comingThis episode shows how using your mortgage can be a powerful way to become your own boss – but also why.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most people set big money goals at the start of the year … but how many of us actually follow through?In this episode, Ed and Andrew look back at the goals they set 12 months ago – and reveal whether they actually hit their 2025 targets.You'll learn:Whether Ed and Andrew achieved their renovation, mortgage, and investment goals this yearHow to set money and property goals that actually stick The new goals they're committing to for 2026 This episode shows that progress isn't always linear, some goals change as life does, and even seasoned investors sometimes need to prioritise debt reduction over buying the next property.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Lester Kiewit speaks to Jacques(surname withheld for safety reasons) who operates Property Recovery Unit. He says he often acts as a mediator between tenants and landlords who do not want to end up in court. And he and his team have to check all legal angles, as sometimes it is not the tenant that is at fault. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Some renovations look good on Pinterest – but won't add a cent to your property's value. In this episode, Ed and Andrew sit down with Wayne Gordon from Refresh Renovations to uncover the upgrades that actually boost your property's return on investment.You'll learn:Which renovations consistently deliver the highest ROI for Kiwi investorsWhen to manage a reno yourself vs. hiring a full-service renovation teamThe biggest traps that cause renovation budgets to spiralIf you're planning a project in 2025, this episode shows how to spend smart – not more – and turn every dollar into a genuine gain.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Choosing a financial adviser can feel overwhelming – so how do you know who's actually right for you?In this episode, Ed and Andrew reveal a simple 5-step process that every Kiwi can use to find an adviser who fits their goals.You'll learn:How to decide which type of adviser you actually needThe 5 steps to shortlist, check, and compare advisersThe key details you must look for before booking a meetingThis episode provides a clear, practical framework for choosing the right adviser with confidence, enabling you to get the plan, advice, and follow-through you need.In this episode we mentioned MoneyHub's list of financial advisers originally published by Mary Holm.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Some banks look cheaper than others – but the real question is: which bank actually gives you the lowest mortgage rate once you dig into the data? In this episode, Ed and Andrew reveal what really happens when you compare every bank's mortgage rates over time – and why the “cheapest” bank often isn't the one you think.You'll learn: Which banks consistently offer the lowest 1-year and 2-year rates Why some banks appear more expensive, but aren't once you negotiate How to read between the lines so you don't get fooled by advertised ratesThis episode helps you choose the bank that truly gives you the best deal, and it's better to work with a mortgage adviser.And if you'd like to book a free meeting with one of the Opes Mortgages team, just click the link.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Matthew examines how Karl Marx has long been framed as a demonic threat to religion and private property — a tactic that sidesteps Marx's actual critique of capitalism. J. Edgar Hoover, Ronald Reagan, and a raft of Evangelical blowhards cast communism as satanic and civilization-ending, a narrative now accelerating through Trump-era rhetoric, and Project 2025. Capital is difficult to rebut directly, so detractors often attack Marx himself, calling him godless or deranged. Jordan Peterson and Paul Kengor treat Marx's horny gothic teenage poems as literal evidence of demonic influence—which is much more interesting to them than taking surplus value, alienation, or commodity fetishism seriously. But the OG distorter of Marxist economics is the Catholic Church, beginning with Pius IX, who Red-Scared the 19th C faithful with a now-famous trick: conflating personal property with bourgeois private property. Marx targeted only the latter — profit-generating property — which the Church depended on then and still does today. Full show notes at https://www.conspirituality.net/episodes/brief-demonic-karl-marx Learn more about your ad choices. Visit megaphone.fm/adchoices
By his early 30s, Josh had already built a 3-property portfolio – with homes in Twizel, Christchurch, and Milton. In this episode, Ed and Andrew sit down with Josh to unpack how he used creative saving tactics, family deals, and long-term planning to build wealth early.You'll learn:How Josh turned a $210k section in Twizel into a future development opportunityThe clever negotiation that saved $20k on a Christchurch co-ownership dealWhat buying from family taught him about money, boundaries, and mindsetJosh's journey shows that you don't need luck to get started – just a plan, persistence, and a few unconventional choices.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis know how long it takes to sell a house – but how long does it actually take to buy one?In this episode, Ed and Andrew break down the real timelines, from getting pre-approval to getting the keys, and why some buyers take months while others move in just weeks.You'll learn:The true timeframe to buy a house How the “perfect property checklist” can stop you from ever making a decisionThe fastest and slowest property purchases Ed and Andrew have ever seenThis episode provides a clear and realistic picture of how long buying really takes, and how focusing on your needs (not endless wants) can help you move faster and with far less stress.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Despite flagging concerns about political bias at Canada's “anti-hate” organization, Liberals still approved $200,000 in taxpayer funds to the self-described “anti-fascist” group. A new poll found that over half of British Columbians are concerned about their private property rights after a BC Supreme Court justice granted the Cowichan tribe Aboriginal title in the province. Health Canada contradicted its own officials' testimony and admitted that Canadian tax dollars are used to fund the procurement of drug paraphernalia, such as crack pipes, at drug consumption sites. Tune in to the Daily Brief with Cosmin Dzsurdzsa and Melanie Bennet! Learn more about your ad choices. Visit megaphone.fm/adchoices
New Zealanders talk about property like it's a national sport – but why? In this episode, Ed and Andrew dig into the underlying reasons behind our national obsession with property.You'll learn: Where our property obsession actually comes from, and why it's so different to other countriesHow events like the 1987 sharemarket crash pushed a whole generation toward “safe as houses” Whether government policies secretly steer us toward propertyEd and Andrew delve into the Kiwi mindset to understand why property has become the default route to wealth, despite the majority of Kiwis not owning investment properties.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What really happens when the Financial Markets Authority turns up to review your business?In this episode, Ed and Andrew take you behind the scenes of the FMA's monitoring visit to Opes – what the regulator looked for, what they found, and what it means for property investors.You'll learn:Why the FMA visited OpesWhat it's actually like to sit in front of the country's financial regulatorThe three key improvements the FMA required – and how Opes has respondedThis episode shows how regulation protects investors, and why transparency makes for a stronger, more trustworthy business.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "What's going to happen to the property market in 2026"In this podcast you'll learn:the predictions we got wrong last yearwhat we think will happen next yearAnd how the 2026 calendar looksFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Townhouses are now a big slice of New Zealand's new builds. But some investors worry these modern builds could look tired, cheap, or even slum-like in a decade. So … will they?In this episode, Ed and Andrew uncover what makes some townhouses age beautifully – while others fall apart. You'll learn:3 key warning signs a townhouse won't age wellWhy cladding type, location, and upkeep make all the differenceHow to spot a “future slum” before you buyEd and Andrew reveal real examples and explain how to tell if your new build will stand the test of time.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
It's never felt harder to find a good tenant – rents are stalling, and some properties are sitting empty for weeks.In this episode, Ed and Andrew ask economist Tony Alexander whether this is the new normal for landlords … or just another ugly part of the cycle.You'll learn:The real reason it's suddenly so hard to get a good tenant (and why it flipped so fast)When rents are likely to bounce back and start rising againWhat smart landlords should do nowEd, Andrew and Tony show why this tough rental market won't last forever – and how to come out the other side with a stronger portfolio, not a fire sale.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
House prices are finally moving again … but is this the start of a proper boom, or just another dead cat bounce?In this episode, Ed and Andrew ask economist Tony Alexander to look into his crystal ball and reveal what he really thinks will happen to New Zealand house prices over the next five years.You'll learn:What Tony expects for house prices in 2026 – and the long-term growth rate he's betting onWhat would actually happen to the market if a capital gains tax landed in NZHow low (or high) interest rates could go over the next three years Ed and Andrew delve deeper with Tony, exploring how cycles, politics, and interest rates intersect to shape your investment strategy for the coming decade.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Christine bought her first home in Christchurch at just 23, with her parents going as guarantors. Fast-forward 30 years, and she and her husband Ross have built a nationwide portfolio.In this episode, Ed and Andrew chat with Christine about three decades of lessons – how smart investing, patience, and a bit of Kiwi grit built lasting wealth.You'll learn:How Christine turned one guarantor home into a multi-city property portfolioWhat 30 years of market cycles taught her about resilience and timingWhy “boring” investing often wins over flashier, short-term strategiesThis episode demonstrates how steady, long-term investing can transform an ordinary beginning into extraordinary results.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
New Zealand feels like it's falling apart – shrinking GDP, rising unemployment, and a wave of Kiwis heading for Australia.In this episode, Ed and Andrew ask economist Tony Alexander the big question: Is the economy actually munted, or are we just in another normal cycle?You'll learn:Why today's downturn feels dramatic, but isn't the worst we've seenThe real reasons NZ swings harder than other economiesWhen things might finally start getting better (and what will kick off the recovery)Ed, Andrew and Tony break down what's perception, what's data, and why history suggests the upswing may be closer than most people think.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Moving out of Auckland sounds like a fast track to a cheaper, quieter life – but how much money do you actually save? And what do you give up in return?In this episode, Ed and Andrew break down the real numbers behind selling up (or moving out) of Auckland and shifting to a smaller town.You'll learn: How much you can save on housing, rent, commuting and daily expenses The trade-offs that hit your wallet when your income changes The three types of people who benefit the most from movingEd and Andrew also reveal the hidden catches most movers don't see coming, and why your job type – and whether you can work remotely – matters more than anything else. Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Interest rates have plunged nearly 3% in two years, but how long will the good times last?In this episode, Ed and Andrew break down the latest forecasts, revealing when rates could fall further … and when they're likely to turn and start creeping up again.You'll learn:What the 1-year mortgage rate is predicted to do from now through 2027How long should you consider fixing your mortgageWhy can all forecasts (including this one) change overnightThis episode provides a realistic outlook on potential interest rate changes and offers guidance on planning your mortgage with confidence.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Some Kiwis sacrifice everything for their future. Others spend it all today and hope it'll work out. But what's the right balance when you want to enjoy life now without sabotaging tomorrow?In this episode, Ed and Andrew dig into the real tension between investing for the future and living a little today.You'll learn: How to decide when to invest and when to spend (without regret) The #1 way to avoid money arguments with your partner • How to spend guilt-free by setting the right rules upfrontEd and Andrew explain why “sort your future first” is often the simplest solution, how to build a wealth plan in Opes+, and why listening to the same content helps couples get on the same page. Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
You don't need to stop earning an income at 65, but the smartest ways to do it aren't always obvious. In this episode, Ed and Andrew break down six different ways to earn income at 65 – from term deposits to managed funds to property income – and reveal the hidden catches in each option.You'll learn: How long $1 million really lasts across different options • The pros and cons of six retirement-income strategies Which method leaves you with the most money after 20 years of retirementEd and Andrew walk through the real numbers and show which strategies preserve your wealth, which drain it, and how to choose the right plan for your retirement.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
How to avoid unnecessary costs, stress, and headaches so your properties stay profitable?In this episode, Ed and Andrew break down the biggest mistakes landlords keep making (and why they cost far more than most people realise).You'll learn: The most common landlord errors that quietly drain your returns How simple admin and process mistakes turn into expensive problems The smarter way to manage your properties so they actually make moneyEd and Andrew explain why these slip-ups occur in the first place – and the practical fixes every investor should implement before things go wrong. And click this link if you like to start your path to financial freedom with a detailed financial plan for $0For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Nicole was terrified to hit “send” on the email that got her here. But now, at just 30, she and her fiancé own three properties. In this episode, Ed and Andrew sit down with Nicole to discuss how she overcame her fear, learned the numbers, and used her $3 million Wealth Gap as motivation to take action.You'll learn:How Nicole built a 3-property portfolio by 30 What a $3 million Wealth Gap is, and how it pushed her to take actionThe mindset shift that turned hesitation into financial confidenceThis is a story for anyone who's ever thought, “I want to invest… but I'm scared to start.” Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most Kiwis think they know what makes a house worth more, but the real answers are often totally different once you look at the data. In this episode, Ed and Andrew sit down with Nick Goodall, Head of Research at Cotality NZ, to unpack the country's Hedonic Index – a new way to measure property values by analysing a home's individual features. You'll learn: The real features that make a house more valuable Which renovations statistically add the most value How does this new data help investors understand the market more clearly This episode shows you how to use data, not guesswork, to make smarter renovation and investment decisions.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Economists are supposed to predict the future, but how do they actually do it? And how accurate are those forecasts, really?In this episode, Ed and Andrew sit down with Sharon Zollner, Chief Economist at ANZ New Zealand, to reveal how economists build (and sometimes miss) their predictions. You'll learn:The maths, data, and gut instinct that go into a forecastWhy house sales, interest rates, and migration are key to predicting property trendsThe biggest mistakes economists (and investors) make when reading the marketEd and Andrew also ask Sharon about her latest ANZ forecasts, whether NZ's economy has truly turned a corner, and why house prices still shape how Kiwis feel about money.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The Reserve Bank has just delivered its final OCR cut of the year ... but what does that mean for mortgages, investors, and house prices heading into 2026?In this episode, Ed and Andrew unpack the numbers from the latest announcement and explain why this cut might be the last one in this cycle.You'll learn:How far has the OCR fallen this year Whether mortgage rates could keep dropping – or start creeping back upWhat the Reserve Bank's “crystal ball” says about house prices next yearThis episode shows why a lower OCR doesn't guarantee cheaper mortgages, how much more rate movement is possible, and what investors should realistically expect in 2026.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Who's to blame for the Nez Percé War of 1877?This week, The Alarmist (Rebecca Delgado Smith) takes on the Nez Percé War of 1877 and decides once and for all who is to blame. She's joined by Fact Checker Chris Smith and Producer Clayton Early. With a combination of broken treaties, settler hostility and general disregard for native inhabitants one thing was clear; the US Government would stop at nothing in its pursuit of gold and westward expansion. Up on the board: Manifest Destiny, Private Property and American Exceptionalism. For more information on the Nez Percé Tribe visit their website: https://nezperce.org/Join our Patreon!Tell us who you think is to blame at http://thealarmistpodcast.comEmail us at thealarmistpodcast@gmail.comFollow us on Instagram @thealarmistpodcastSupport this show http://supporter.acast.com/alarmist. Hosted on Acast. See acast.com/privacy for more information.
If you've built a property portfolio, at some point you'll face the tough question – which one should you sell first? In this episode, Ed and Andrew explain how to decide what to sell, when to sell, and how to make sure you walk away with the most money possible.You'll learn:The 6 most common reasons investors sell Why selling your “worst” property isn't always the smartest financial moveHow to calculate what you'll actually get to keep after fees and taxEd and Andrew reveal how to think beyond quick fixes – and show why sometimes, selling the property with the most equity can set you up for your next big move.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
If you've ever looked at buying a property in Christchurch, you've probably seen TC Zones on the map. But do they still matter today, and what do they actually mean for you?In this episode, Ed and Andrew unpack what TC1, TC2, and TC3 really mean, how they were created, and whether they're still useful in 2026.You'll learn:What TC Zones are and how they relate to liquefaction riskWhy are site-specific Geotech reports now more accurate than old zoning mapsHow to use them as a property buyerEd and Andrew also share how insurance, lending, and building standards have evolved – and what every buyer should check before purchasing in a former earthquake zone.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Most investors scroll through Trade Me and hope to “spot” a deal. But Ed and Andrew reveal there's a smarter, systematic way to filter out the duds and find the winners.In this episode, you'll learn:7 proven hacks to find property deals before anyone else sees themHow to identify motivated sellers (and avoid costly reno traps)The #1 data tool to analyse whether a property's really a deal or just a dudForget gut feel. Ed and Andrew walk through how to use market data, “days on market,” and off-market listings to find real opportunities others miss.Get the tools mentioned in this episode:Area AnalyserTenant ToolDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
What happens when your career has an expiry date? Ian West, a professional cricket coach, turned to property to secure his financial future.In this episode, Ed and Andrew chat with Ian about how he and his wife bought two investment properties, and how he's applying his coaching mindset to build long-term wealth off the pitch.You'll learn:How Ian turned financial uncertainty into a clear investment planWhy a sports mindset can be a powerful advantage in property investingThe moment he realised it was time to build a retirement safety netThis episode proves that you don't need a perfect career to build financial security; you just need a strategy that works beyond your day job.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Banks are throwing around some of the biggest cashbacks we've ever seen – up to 1.5% just for moving your mortgage. In this episode, Ed and Andrew break down the banks' new massive cashback deals, who qualifies, and how long they'll last.You'll learn: Which banks are offering the biggest cashbacks The rules, clawbacks, and traps that could wipe out your profitHow do you get that massive cashbackThis episode helps you decide if chasing cashback is a smart financial move – or just a distraction.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
If Labour brings in a Capital Gains Tax, does that mean investing in property is over, and shares become the better option? In this episode, Ed and Andrew run the numbers to find out which performs better once tax is factored in.You'll learn:Whether property still beats shares when a Capital Gains Tax appliesHow leverage shapes your total returnWhen shares actually outperform, and when property still wins bigUsing real modelling from Opes+, Ed and Andrew show how much more (or less) you could make from each investment after 15 years.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Ever thought you were a shoo-in for mortgage approval … only for the bank to slash your borrowing in half?In this episode, Ed and Andrew unpack a real-life case study where a couple thought they'd secured a mortgage – until the bank said otherwise.You'll learn:The real reasons strong-looking applications get turned down4 actions you can take today to boost your mortgage approval chancesHow hidden factors quietly crush your borrowing powerEd and Andrew reveal what the banks really look for, and how a few clever tweaks can turn a “declined” into a “yes.”Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
A precedent-setting ruling involving Aboriginal title at the B.C. Supreme Court has caused widespread uncertainty and tension in the province. In August, Justice Barbara Young decided that Cowichan First Nation had title to roughly 800 acres in the city of Richmond — including private property. The ruling has raised questions over both residential and commercial property rights, as well as governance of the region. Today, B.C. politics reporter Justine Hunter joins the show. She'll explain the case, the divisive response, and the impact it could have on Indigenous land claims across the province... and the country. Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.