Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart. Times have changed since getting a job and keeping the same place of employment for a lifetime.
The world today appears to be full of workplace bullies. According to a survey on bullying released in 2021, 30 percent of Americans report having experienced abusive conduct at work. This is up 57% from 2017. An estimated 48.6 million Americans are bullied on the job. The problem with bullies in the workplace is they can hurt an organization's productivity. More importantly, it impacts those that are being bullied by often causing harm physically, mentally or both. With the destruction workplace bullies can trigger, why do so many employers keep these people employed? If you are the target of bullying at work, what can you do? This podcast episode talks bullies in the workplace. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #bully #workplace #workplacebully #career #job #podcast #smartstart #smartstartmoney
When it comes to telling a lie on your resume most career experts will agree that it is a bad idea. The problem with this is how can a job seeker compete with other applicants that do blatantly not tell the truth when it comes to their employment credentials? Because so many people stretch the truth about their employment background most do get away with it to some extent. A study by Ladders.com found that 80% of the people they surveyed of over 1000 that lied on a resume claimed to have never been found out. Only 8% of the resume storytellers admitted to facing anything negative for their lies. The fact is no one is going to tell a person to be a liar and not tell the truth on their resume. Look at just about any career website or book and it's easy to quickly discover no authority on resumes is going to teach resume storytelling and how to stretch the truth. Yet, the unspoken and quiet rule in addition to the statistics shows that not telling the truth on a resume is not only accepted but often most people get away with it. This podcast episode talks about lies on a resume. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #resume #career #employment #resumewriting #careerexpert #job #jobseeker #jobapplicant #podcast #smartstart #smartstartmoney
Workplace slackers are nothing new. If you have been in the workplace for any length of time, you know the type of person that tries to do the least amount of work they possibly can. Although some people are just fundamentally lazy, there are also plenty of people in the working world that are not naturally the type of people that enjoy doing nothing except for when it comes to their job. The problem with slackers in the workplace is they always tend to create more problems other than just trying to do the least amount of work. Deadwood at a company will bring down morale and ultimately result in people leaving that do get the job done. This podcast episode talks about workplace slackers and how to deal with them. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #workplace #employment #slacker #corporate #corporatecringe #deadwood #employee #lazyemployee #podcast #smartstartmoney
People that are looking to purchase a home frequently question how much they can afford to pay for a house. Although numerous financial experts claim to have a simple formula for the answer, the truth is there are several factors to consider. Affordability of just the purchase cost, down payment, and monthly mortgage price shouldn't be the only components to consider when trying to calculate the affordability of purchasing a house. Buying a home has always been part of the American dream. However, it is important to carefully consider what a buyer can realistically afford so a home purchase does not become an unaffordable nightmare. This podcast episode talks about how much money a person should spend on a home. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #homebuying #realestate #homepurchase #finance #savingforahome #firsttimehomebuyer #smartstart #smartstartmoney #podcast
Getting ahead in corporate America or with just about any employer is likely more challenging than it ever has been. With a growing number of companies consistently moving to a model of more with less while chasing the cheapest price to compete on a global level, employers appear to be comfortable telling many of the same lies they have been for decades. The only difference now is a growing number of people are beginning to get wise to the deceit. This podcast episode talks about top lies corporate America and employers are still telling. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #america #corporateamerica #employment #employers #jobs #smartstart #smartstartmoney #podcast
Most markets around the country are seeing outrageous and unrealistic housing prices. According to a Bankrate report, the average home price has increased by about 30% in the last decade as the money people make has only seen a gain of around 11%. The American dream of buying a home is becoming out of reach for a growing number of middle-income families in the country and it is leaving many people on a fixed income in a serious financial situation that has the potential to leave them homeless. If home prices do not come down, employers do not start to pay even more, and additional living costs do not slow down, there will be some very big problems in the future. This will be particularly the case for middle America. This podcast episode talks about the surge in prices to buy a home and also rent a place to live. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #housing #buyingahouse #realestate #highhomeprices #middleclass #america #smartstart #smartstartmoney #podcast #rent #rentprices #rentcontrol #mortgage
Proponents of renewable energy are frequently implying it will come from things that won't run out like wind, water, sunlight, and plants. Moreover, they claim these new clean energy sources will not only be easily replenished but will also be better for the environment. The problem with the claim is many supposedly renewable energy resources are not renewable and they are also not exactly environmentally friendly. Politicians in Washington use renewable energy claims to move America away from fossil fuels. Furthermore, there are claims of not being reliant on other countries for energy resources as a reason to build the infrastructure for renewable energy resources. The issue with this claim is even with green energy resources in the U.S. it doesn't mean the country would not still be vulnerable to energy shortages. The reason for this is there isn't anything exactly renewable with most energy resources although government representatives would like most of America to believe there is. This podcast episode talks about renewable energy resources and why it would not make America energy independent. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #energy #renewableenergy #solar #solarpower #windpower #environment #smartstart #smartstartmoney #podcast #envrionment #climatechange #electriccar #environmentalist #greenenergy #solarpanels
Sports fans need to start realizing a growing number of professional sports athletes and team owners could really care less about their fans. From overpriced game tickets and concessions to high parking fees, professional sports figures and owners simply have no concern that many middle-income families can no longer afford to attend a game. These people care about only one thing and that is greed. Make no mistake. The recent Major League Baseball lockout between the owners and players was about one thing and that is money. With the average player making over 500k per year, these people need to understand they are already in the top 1% of household incomes in America. Moreover, both owners and players fail to recognize who really provides their income while they fight over how many more millions of dollars they can either earn or keep. Although lucrative television and broadcasting deals provide a lot of revenue for professional athletes and team owners, the fans are the real employer. Without people watching there would not be millions to fight over. The only people that really get hurt in professional sports strikes or lockouts are the fans, day-to-day team lower-level support staff, and small business owners that depend on game day. Maybe it's time fans remind the privileged professional athletes and team owners who provides their paychecks and go on strike themselves. Maybe it's time to lock out professional sports and no longer be a fan or viewer. This podcast episode talks about the recent MLB lockout and how most fans of professional sports should probably be thinking about a lockout of their own. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #MLBlockout #baseballlockout #baseballstrike #sportsfans #professionalsports #professionalathletes #smartstart #smartstartmoney #podcast
With an estimated 15% of student loan holders in default at any given time, the question that often comes up is “What happens if you don't pay your student loans?” This question is nothing new when it comes to higher education debt. However, it does seem as though the uncertainty of repaying student loans for a growing number of borrowers is bringing up the subject of student loan repayment more frequently. Not paying student loans can have long-lasting consequences resulting in further financial hardship. Not only can this put a borrower's financial goals on hold but it can also limit other things in life like getting married or starting a family. Defaulting on student loans will not make them go away. This podcast episode talks about the consequences of falling into student loan delinquency. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #studentloan #studentloans #studentloandelinquency #payingbackstudentloans #podcast #smartstartmoney #educationloans
It doesn't matter. Both republicans and democrats never seem to tell the complete truth and neither does the media. They all spin a story for their own politics and financial gain. The truth always seems to lie somewhere in the middle. The President's press conference today on the decision to stop importing Russian oil is not the entire story. Furthermore, it is not looking at the big picture. Washington and the media like to portray themselves as believing in doing the right thing. A good public image campaign and ultimately financial gain are their ultimate goals. The American people do not fall into these objectives. If we did, they would all be pointing out all the solutions for the problems at hand. Solutions to solve problems now and in the future. This podcast episode talks about how the elite media and Washington politicians are not talking about additional problems related to Russia, Ukraine, and security in America. They are all looking to profit off the decline of the country. Someone really needs to start asking a lot more questions. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #America #futureofAmerica #RussiaUkraine #smartstartmoney #china #media #americanmedia #news #politics
With the current state of America and the conflict with Russia and Ukraine, no one seems to be asking the real questions. Corporate America and Washington have gotten wealthy from overseas cheap labor and manufacturing. It doesn't seem like anyone wants to address the elephant in the room. While Russia gets sanctions, they have made a deal to sell energy to China. This is all at the same time America imports just about everything from China and has sold out middle American jobs for cheap labor. All the talk of sticking up for democracy and doing the right thing by helping Ukraine and America does businesses with a country that has one of the worst records for treating workers and they are certainly not a democracy. It is time for someone in the media and Washington to really start asking the right questions without the fear of bringing in less revenue. This Smart Start Money Podcast episode talks about problems that have been staring right at America with no one willing to talk about any of them. The reason is greed and power. There will not be any improvement in America until the real questions are asked and answered with solutions. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #America #futureofAmerica #RussiaUkraine #smartstartmoney #china #media #americanmedia #news #politics
America is clearly divided. You only need to look at recent government elections. Combine this with financial uncertainty for a growing number of families in the country. Add the most recent tensions felt around the world with Russia and Ukraine. It should not come as a surprise that most Americans are stressed out, depressed, and angry. The mounting bad news even seems to make Covid a concern of the past on nightly television stations. All the events in the world have been piling up for some time now. Honestly, much of it should not completely come as a surprise with it all becoming much more real. The problem with everything is you will never know the complete story. The media is going to report events for their benefit and Washington will do the same. There should be questions of how the world and particularly the United States got to this point. However, most of the answers have been starring at us all along. Moreover, the people running the country and making the policies have steered America into what it has become for their own benefit. Politicians are certainly to blame but so is much of corporate America. The possibility of a terrible conflict is now a concern but if we get through it some issues need to be addressed going forward. Right now, the immediate concern should be are we going to get through all of this. Yet, it is important to start planning on where to go from here if we make it through the other side. This Smart Start Money Podcast talks about the recent world events with Russia invading Ukraine and what likely needs to happen for long-term solutions in America and around the world. Solutions need to be made to avoid problems in the future for America and start taking care of things at home again. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Support the Podcast: https://smart-start-money.creator-spring.com/ Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #America #futureofAmerica #RussiaUkraine #smartstartmoney
Many companies like to give employee satisfaction surveys. They do this by explaining it helps the company identify areas of improvement. Businesses claim employee surveys are for the benefit of their employees. Moreover, there is also almost always an added statement that the employee survey will be anonymous. However, this is likely rarely ever the case. The truth is employee satisfaction surveys or engagement surveys are hardly ever for the benefit of a company's employees and they are almost never completely truly anonymous. Satisfaction surveys at most of today's companies are just another piece of corporate nonsense that is both outdated and a complete waste of time. In this Smart Start Money podcast episode, I talk about workplace condition surveys and why they are never truly anonymous. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #employeesurvey #employeesatisfaction #workplaceengagementsurvey #smartstartmoney
With the continued growth of e-commerce and home delivery services, porch thieves are seeing an increasing amount of opportunity to plunder online shoppers. Not only is the holiday season a great time for the patio bandits to take what is not theirs, but just about any day is now a good time for them to go to work. The problem with porch pirates is only getting worse and there likely will not be a slowdown anytime soon. The reason for this is the acceptance of its existence and the somewhat lenient laws for offenders that still exist. For this reason, it's important to know the steps to prevent porch piracy and what to do if it does occur. In this Smart Start Money podcast episode, the problems with package delivery theft are discussed along with solutions and preventions. Visit Our Website: martstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #porchpirate #packagetheft #deliverytheft #stolendelivery #amazontheft #smartstartmoney
People that have student loan debt have been coping with it the same way they have been for some time now. They have been dealing with it by taking decades to pay back student loans while putting their life on hold. Large amounts of student loan debt are not uncommon today with the average around a little over $30,000 and 50k or more is not unusual. This has resulted in an average monthly student loan payment of $393. Moreover, this debt is now taking a bachelor's degree student over 21.1 years to pay it all off. In this Smart Start Money podcast episode, I talk about how a growing number of college students are having to cope with a larger amount of school loan debt. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #college #studentloan #studentloans #debt #student loan debt #smartstartmoney
I recently purchased a new vehicle and like most buyers, I hate the traditional car dealer experience with trying to negotiate a fair deal. Researching the truck I was interested in purchasing, I looked for ways to limit the outdated annoying typical car sale experience. The long negotiation and waiting game at the dealership to get a fair deal was something I really tried to see if I could avoid. With all the things people can buy online with the click of a mouse today, my initial idea to evade the conventional car sale experience at the dealership was to see if I could factory order a new automobile through the internet. To somewhat of a surprise I discovered this is not something that is possible. People can order prescription drugs, booze, and realistically just about anything by going to the internet. Why can't I factory order a new vehicle online directly from the manufacturer? In this podcast episode, I talk about why a factory order from one of the popular automakers is not possible directly on the internet and how a buyer can still use technology to their advantage for a new car purchase. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #carbuying #buyingacar #carfactoryorder #smartstartmoney
With the price of automobiles skyrocketing in the United States, it should not come as a surprise the average car payment for a new vehicle in 2021 is now $563. American drivers are increasingly becoming poor due to the need for transportation. Although auto loans are leaving many people with little money left at the end of the month, it is not just the initial cost of a car that is a problem. Record-high gasoline prices and maintenance costs are making car ownership increasingly a financial burden. In this podcast episode, I talk about the average auto loan payment and why it is a problem. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #carbuying #buyingacar #autoloan #carpayment #carpayments #smartstartmoney
In the previous podcast, I talked about my initial car buying experience in a difficult market. The pandemic has created a shortage of computer chips and inventory for new vehicles. Car dealers are trying to use the pandemic as an excuse to charge more for the vehicles they are selling. It is true that you might have to pay close to retail depending on the car you are looking to buy. Rebates and incentives are almost non-existent. However, you shouldn't have to pay a large market adjustment price. There are deals that exist for purchasing a new car even in this challenging market. You just need to be patient and do your research. Don't believe everything you hear and particularly from your local car dealer. In this podcast episode, I talk about the conclusion of my recent car buying experience. Listen to Part 1 of My Car Buying Experience in a Difficult Market: https://smartstartmoney.podbean.com/e/my-car-buying-experience-in-a-difficult-market/ Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #carbuying #buyingacar #cardeal #cardealer #smartstartmoney
Buying a car right now in this market might not be the best idea. A shortage of inventory and computer chips is making it challenging for buyers to get transportation at a fair price. Car dealer incentives and rebates appear to almost not even exist. Although it is a terrible time to purchase a new vehicle, I had to make the decision to do it. Car buying for most people is never a pleasant experience. My affection when it comes to shopping for transportation is no different. There is a reason car dealers and their salespeople have a bad reputation and I have found not much has changed with this since my last buying experience several years ago. In this podcast episode, I talk about my recent car buying experience and how sellers are trying to use the pandemic to their advantage. Even though there might be a shortage of inventory for cars, it doesn't mean you still can't find one at a fair price. It might be a seller's market when it comes to car buying right now but there are some tools buyers can use to still get a reasonable price. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #carbuying #buyingacar #cardeal #cardealer #smartstartmoney
With the economic and political divide in America, listening to the news has become both annoying and often a waste of time. Politicians and media outlets never seem to be telling the entire story. Transparency is lost in Washington and journalism. Regardless of a person's political beliefs, both sides are regularly reporting the news while omitting important details. No one has all the answers for improving America socially and economically. This includes the media and politicians that repeatedly spin a story on how they want it to be perceived for their own benefit. This Smart Start Money Podcast episode talks about how the media and Washington don't report the actual news. They are regularly only informing America on their own version of it while excluding important details that do not fit the story they want to tell. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #Americanmedia #Americandecline #americanjournalism #americanpolitics #smartstartmoney
In the last podcast on The Degradation of America, there were a lot of comments and questions. This episode is a continuation of that conversation and why there is clearly a decline in America for every class of life. The changes are not just economically for much of the lower and middle class. There is also a deterioration of integrity and honesty at the cost of power, greed, and fame across every economic class. This Smart Start Money podcast episode talks about the decline of American values, families, and economic opportunities. Listen to Part 1 The Degradation of America: https://smartstartmoney.podbean.com/e/the-degradation-of-america-a-decline-in-the-standard-of-living-quality-and-basic-decency/ Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #America #Americandecline #degradationofamerica #smartstartmoney
With the average cost of a college education today in the United States estimated at around $35,720, not including living expenses, the question many people have is how to pay for it all. Do most college students need to hold a full-time job while they are going to school? Moreover, are most of the students today working out of necessity while in school to pay for their education, and should a college student work 40 or more hours per week while trying to obtain a college degree? This Smart Start Money podcast episode talks about working while in college and takes a look at how many students are actually working full-time. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #college #workingwhileincollege #payingforcollege #smartstartmoney
Turning 50 years of age next year I have started to really think lately about how America has changed. The United States no longer seems to have the same values it once did just a few short decades ago. There seems to be a degradation of America that includes a decline in family values, helping one another, and just basic decency. This Smart Start Money podcast episode talks about how America has changed for the worse and is it possible for things to improve. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #america #declineofamerica #podcast #smartstartmoney
Although numerous laws are in place for fair advertising, businesses do not always play by the rules. They many times try to bend them as far as possible. How can the tiny words on print advertising really be completely transparent when often the larger ad is there to quickly deceive someone not paying attention to the details? Who is regulating advertisers and what makes an advertisement deceptive or unfair? This Smart Start Money podcast episode talks about fine print advertising and how advertisements are rarely fully transparent. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #advertising #podcast #smartstartmoney
A shortage of homes for sale in markets around the country has resulted in an enormous number of investors and wholesalers turning to unsolicited purchase offers to buy houses. If you own a home, you have probably received texts, emails, and phone calls asking if you want to sell. Although it might seem like your home is in demand and the buyer is willing to pay a fair price, this is seldom ever really the case. All unsolicited purchase offers to buy a home are not exactly scams. However, they almost always are not a good financial transaction for the seller. There are reasons real estate investors are sending out thousands of unsolicited offers regularly and it's not to help a homeowner. More frequently they are looking to take advantage of sellers that might be in a desperate situation. There needs to be a stop to the ridiculous amount of unsolicited home buying offers and to the scams some of the companies sending out the offers are running. This podcast episode talks about the epidemic of unsolicited home buying offers and how annoying they have become. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm... #thesmartstartmoneypodcast #sellingyourhome #podcast #smartstartmoney
Giving to a charity or a non-profit is something a lot of people make the decision to do each year. Unfortunately, some of these organizations hide behind the disguise of kindness to create jobs with large paychecks. Even worse, there are some charities established for the only purpose to deceive and scam people out of their money. Each year numerous charities are set up to improve people's lives and the communities they live in. However, not all of them are exactly transparent on how they operate and where the donations received end up being spent. Just because an organization calls itself a charity, this doesn't automatically mean all the donations they receive end up going to help the cause being represented. This podcast episode talks about charitable organizations and the importance of researching them before giving. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The answer is absolutely not. The reason for this is because higher education costs today are higher then they ever have been. Tuition rates tend to increase at about twice the rate of inflation. The average increase is around 8% per year. This means the cost of college is doubling about every nine years. A more expensive college education for each generation that outpaces inflation at about twice the rate has resulted in more student loan debt for each generation. Thus, this is why the student loan debt in America is now around $1.6 trillion. College students today should look for every way they can to minimize student loan debt. This podcast episode talks about the student loan debt issues in America and why the goal of today's college students should not be an education at all costs. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
It is easy to see with many businesses right now that they are having a difficult time finding people to work. Just take a walk around your town and you will see all the hiring signs in the windows. Although part of the blame for companies having a challenging time finding workers can be the favorable federal government unemployment benefits in addition to state benefits, I believe there is really something much deeper occurring with the high number of jobs available. This podcast episode talks about why there are so many open job positions in the market that are not being filled right now. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The average cost for four years of college in the United States is estimated at $35,720. The typical cost for four years of a college education is no doubt expensive. Add the cost to live during the college years and it shouldn't come as a surprise that the student loan debt in America is now approaching $1.6 trillion. The average cost of a four-year college education is likely not going to decrease anytime soon. Moreover, it may just keep increasing at the alarming rate it historically has. This podcast episode talks about why college costs are so high in America and how the price compares to other countries around the world. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
If you don't already have an emergency fund established for unexpected life events, you need to put one in place today. Unexpected things happen in life. Auto repairs, job loss, and health issues can arise at any time. Having an emergency fund in place not only allows you to take care of many sudden things that come up, but it can also keep you out of debt. What are the top reasons to have emergency money set aside? This podcast episode talks about why it is important to have an emergency fund for unexpected expenses. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Should you pay off debt or save money for emergencies? This question often comes up about personal finance. The answer really isn't just as simply one or the other as some supposed financial experts claim. There is a lot more that goes into deciding to pay off debt or saving for unexpected emergencies. It's essential to both save money for emergencies and pay off debt. Don't just focus on one of these goals at a time. Both need to be achieved and finding a balance between saving money and paying debt is almost always the best solution financially. This podcast episode talks about deciding to pay off debt or save for an emergency fund. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The student loan default rate is estimated on average at around 15% at any given time. This number should not come as a surprise with the higher education debt problem now at almost $1.6 trillion. Student loan debt has been on the rise as colleges have historically seen their tuition rates rise at about twice the rate of inflation. Defaulting on student loan debt can result in serious consequences to a person's financial life and well-being overall. Carrying a mountain of debt for higher education expenses for so many people is a stressful situation that leaves numerous borrowers choosing to default on their student loans. This podcast episode talks about the student loan default rate. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
With the cost of higher education today, getting tuition reimbursement through an employer to pursue a college degree can certainly be beneficial. More than half of all employers are now estimated to offer some type of tuition reimbursement. However, just because a company offers the benefit of helping with college costs this doesn't mean it is available to everyone. If you are interested in tuition reimbursement from a potential or current employer, there are some important questions to ask in order to establish the chances of getting the support. There are no guarantees from companies that claim to provide tuition reimbursement and often it comes at their full discretion with several obstacles to overcome to get help with tuition costs. This podcast episode talks about employer-provided tuition reimbursement and why it is not a guarantee. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com or eric@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Financial advisors licensed to sell whole life insurance often have a motivation to sell it to their clients. The reason results from the generous commissions insurance companies are willing to pay for a whole life policy that is sold. The payout from selling a whole life insurance policy can be as much as 70% of the first year's premium for an insurance salesperson. A sale might also include 3% or more in further commissions each year a policy remains in force. Whole life insurance policies are sometimes conveyed to save for retirement or to accumulate cash value. There are some rare instances it can make sense to purchase a whole life insurance policy. However, most people should never purchase whole life insurance strictly for the savings component and there are several reasons why. This podcast episode talks about why whole life insurance should not generally be used for saving. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Popular auto rental companies selling their vehicles are nothing new. Some people would claim you can find a good deal on buying a car through a rental car company. However, I am not so sure. There are both pros and cons to buying a used car through a car rental company and the negatives often far outweigh any possible upside. This podcast episode talks about buying a car through a rental car company. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The stimulus checks sent out by the government were not just free money. There will be a price paid for all the money printing that has occurred. There is no question the pandemic with Covid created some real economic problems. However, stimulus checks are not going to solve most of the trouble with money for America. This podcast episode talks about the government stimulus checks that were sent out as a result of the pandemic. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The politicians in Washington that are proponents of a $15 minimum wage claim that it will raise the pay rate for people to one that is a livable wage. Although the Congressional Budget Office estimates a rise in the minimum wage to $15 would increase the income of around 7 million people, the increase in wages would also result in a loss of 1.3 million low-end jobs, according to the Department of Labor. A $15 an hour minimum wage might sound like a good idea. This is particularly the case if you are currently earning a low wage. There is no argument that living on a low hourly pay rate is a challenge. However, raising the federal minimum wage to $15 will not likely have the outcome many people are hoping for. This podcast episode talks about the problems with raising the federal minimum wage to $15. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
If you have a teenager approaching the age to drive, you are likely starting to consider how much auto insurance costs for a teen driver. Most parents of teen drivers already expect their auto insurance rates will probably go up in cost. However, some are shocked when the price goes up much more than they expect. There really isn't an economy insurance rate for first-time drivers. Yet, there are some things you can do to try and save as much money as possible. This podcast episode talks about the high costs of auto insurance for teenage drivers. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Free college and student loan debt forgiveness has become a popular topic. This is particularly the case with several politicians in Washington. The subject was also a hot issue in this last Presidential election. People being able to attend college without incurring any debt or having decades of current student loans forgiven seems like a good idea to some people. However, free college really doesn't solve the ultimate problem with higher education which is the cost. This podcast episode talks about why student loan forgiveness and free college are not a good idea. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Door to door sales would seem like it should be something of the past. Yet, it seems there are still quite a few businesses that believe in a face-to-face sales method by knocking on doors. The problem with this is the opportunity for less than honest salespeople to pressure unsuspecting consumers to buy into a sales pitch. Scams involving door-to-door solicitations are also nothing new but they do seem to be on the rise. This podcast episode talks about door-to-door sales and how to protect yourself from a scam. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Although wages have increased over time, the cost of a college education has soared. Four-year public college tuition has increased 571% since the late 1980's. Even taking inflation into consideration, the increase has been 213%. The higher prices for private universities have done a little better with an increase of 129% over the last three decades. Tuition rates tend to increase at about twice the rate of inflation. The average increase is around 8% per year. This means the cost of college doubles about every nine years. Why does the price of college tuition keep going up? This podcast episode talks about the reasons why college tuition keeps increasing. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The Age Discrimination in Employment Act of 1967 is theoretically assumed to protect people 40 years of age and older from employment discrimination but like many laws, it really doesn't live up to the reason it was created. If you are an older person in the workplace, you need to know the Age Discrimination Act is not going to protect you. Companies and their Human Resource Departments have several techniques at their disposal to phase out older employees. This podcast episode talks about the ways companies get rid of older workers so they do not get in trouble for age discrimination. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The decision to retire might be based on what your vision of retirement looks like. Is retirement a time when you just no longer work? A period that you still work part-time? Retirement may even be viewed as a stage in life to enjoy the things you did not have the time for while working. The answer to being financially ready to retire begins with your vision of retirement and it starts when you have the money to make the concept a reality. This podcast episode talks about being ready financially to retire. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
You would think with advances in technology for fighting credit card fraud that the problem should be diminishing. However, this is anything but the case. Credit card fraud is a big problem that doesn't look to be slowing down any time soon. This podcast episode talks about why credit card fraud is such a big problem and what can you do to try and avoid being a target. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Although many managers in the workplace like to be labeled as a leader, this is rarely the case. There is a difference between being a manager and a true leader. This podcast episode talks about why there are so many terrible managers in the working world and why many of them are not true leaders. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
There seem to be a lot of internet money maker experts... Thousands of people make claims of having the secret to getting rich working on the internet. The idea sounds nice to work from the comfort of home each day while earning a comfortable living. Some might not claim the ridiculous amount of wealth that others do. However, all the so-called experts on building an online business or starting a side hustle that can make thousands of dollars each month do seem to make it sound much easier than it typically is. The truth is most people are selling their secrets to online money-making success for another reason and it isn't always to help the people buying the information. This podcast episode talks about why there are so many mentors, programs, and books that want to show people how to make a fortune with an internet business. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
A Severance Package Is Not Offered Out of Kindness Employers do not offer severance pay out of the kindness of their heart for a worker that is let go. A company that decides to give a parting employee severance does it to protect their interests. Not all companies offer severance pay and it isn't a requirement in most instances. Yet, a growing number of businesses are putting packages together for employees that are let go. What is severance pay and why are a growing number of employers choosing to offer it? This podcast episode talks about why companies decide to offer severance packages. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Considering a Reverse Mortgage? With 1 in 5 Americans having no retirement savings, it should not come as a surprise that a reverse mortgage is sometimes something people turn to in order to try and solve a financial problem at retirement. A reverse mortgage might seem like a good way to come up with some extra money for daily living expenses, medical bills, or to provide the money needed to stay in a home. However, taking a reverse mortgage is almost always a bad idea and there are several reasons why. This podcast episode talks about the dangers of taking a reverse mortgage. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
Most employers in America have rules. It could be a dress code or requiring employees to act a certain way on the job in which an employer wants to be portrayed. For most people in America, there are rules they must follow to be employed, and often this means sticking to actual work rather than getting involved with other employees on political or religious beliefs. Most employers in the real world know it is important to keep political, religious, and sexual beliefs to a minimum at work. The reason for this is because it can create division and hurt working relationships that can ultimately hurt productivity. It seems professional athletes and sports teams are given a special pass for drug use or being a felon. They also are able to use their time at work to let everyone know how they feel politically. They are given a pass for not following company culture or tradition. Everyone has the right to express themselves freely. However, politics and time in the game do not mix. This podcast talks about why politics do not belong in professional sports. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
With the rising cost of a college education, it can be challenging to come up with the money to pay for higher education. Student loans, grants, scholarships, and college savings plans can all help with financing a college education. However, sometimes even with several different funding sources there just never seems to be enough money for a college education. For a homeowner, taking out a home equity loan or line of credit can appear to be a solution to funding a college education. However, the cons of doing this will almost always outweigh the advantages for numerous different reasons. Borrowing from the equity in a home to fund college is not a good idea. The cost of doing this could end up being the most valuable thing a person has and this is a place to live. This podcast episode talks about why taking a home equity loan is not a good idea for funding a college education. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
The negative perception of performance reviews by employees is simply because, for the most part, they are a waste of time. The truth is performance appraisals are not in place for the benefit of employees. Performance reviews are negatively perceived by employees because for a lot of companies they are in place for control. This podcast episode talks about why most people hate performance reviews at work. Visit Our Website: https://smartstartmoney.com Subscribe to the Podcast: https://smartstartmoney.podbean.com/ Questions or Comments About the Podcast? Email: info@smartstartmoney.com Pinterest: https://www.pinterest.com/smartstartm... Facebook: https://www.facebook.com/Smart-Start-... Linkedin: https://linkedin.com/in/smart-start-m... Instagram: https://www.instagram.com/smartstartm...
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