Podcasts about difficult

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    Well Sh*t. It really is that simple...
    If you find yourself in a difficult situation, here's how to avoid the drama and protect your peace

    Well Sh*t. It really is that simple...

    Play Episode Listen Later Dec 15, 2025 79:18


    Well Sh*t. It really is that simple - Episode 185 - "If you find yourself in a difficult situation, here's how to avoid the drama and protect your peace" is now LIVE!Full Show notes: https://bit.ly/WellShitEpisodeGuideCrappy situations are like a calling card for unmet needs, and our unmet needs will often make a crappy situation even crappier. They will create chaos in an attempt to get met as quickly as possible, which are often in unfulfilling and unsupportive ways that also compromise the needs of others. Join us on today's episode where we discuss how to make the choices that will prioritize our needs, serve us best and help to protect our peace, even in crappy situations.In this episode we cover:Unmet needs don't make the best decisionsDropping into Creator Approach to manage crappy situationsWhat happens when you let your unmet needs run the showNavigating someone else's unmet needsWhere is it worth pointing out someone's impact to our needs and where is notWhen addressing a situation is what will protect your peace in the long runThe misconception that time heals everythingAvoiding the drama swirl (yours and others)The toxic needs boost people receive when feeding dramaFocusing on our longterm outcomesThe choices we often forget we haveEpisode References:The Creator Approach episode - Episode 163 - How to meet your needs in empowering ways (Shapes 5) - The Creator ApproachThe Guilt and Shame Series - Episode 43 - The Guilt & Shame Series: The difference between guilt and shame; Episode 44 - The Guilt & Shame Series: That's not guilt, it's shame in disguise; Episode 45 - The Guilt & Shame Series: That's not guilt, it's an attempt at manipulating your humanityThe Inner Teenager episode - Episode 184 - Inner TeenagerPodcast Episode guide and full show notes: https://bit.ly/WellShitEpisodeGuideFind our website and connect with us on Social Media: https://linktr.ee/theuniversalneeds Hosted on Acast. See acast.com/privacy for more information.

    Perspective
    'A difficult lover': Writer Elaine Sciolino on the Louvre Museum

    Perspective

    Play Episode Listen Later Dec 15, 2025 5:28


    As the doors of the world's most visited museum, the Louvre, remain closed amid a strike, one its greatest supporters has spoken to FRANCE 24 about its energy and its vital importance to cultural heritage. Staff there are taking action after a series of problems, most notably the heist of French crown jewels in October. Elaine Sciolino is former Paris bureau chief for The New York Times and author of the book "Adventures in the Louvre: How to Fall in Love with the World's Greatest Museum". She told us you can still fall in love with the Louvre, even though it is a difficult lover. She spoke to us in Perspective.

    Le Podcast Des Établissements Médico-sociaux
    # 156 - Marie-Sophie FERREIRA - Perf'EHPAD le dispositif de l'ANAP pour relancer les EHPAD en difficulté financière

    Le Podcast Des Établissements Médico-sociaux

    Play Episode Listen Later Dec 14, 2025 45:08


    Dans cet épisode, Marie-Sophie Ferreira, directrice stratégie et du pôle performance médico-social à l'ANAP, nous présente le dispositif Perf'EHPAD.Beaucoup d'EHPAD sont en difficulté financière. Les plus atteints ont bénéficié des fonds d'urgence. Mais une fois l'urgence passée, comment relancer une dynamique durable ? C'est là que l'ANAP intervient avec le dispositif Perf'EHPAD.PerfEHPAD est un dispositif "pair à pair" : des directeurs viennent vous aider lors de journées de travail collectif sur des sujets dédiés. Le programme est conçu pour aider les directeurs à retrouver des marges de manœuvre structurelles. Pas d'inspection, pas de jugement, mais du pragmatisme pour sortir la tête de l'eau.600 EHPAD par an seront accompagnés sur une période de 3 ans.Au programme de cet épisode :

    Edmonton Immanuel Canadian Reformed Church
    Christ humbled himself to fulfil the difficult task of bringing light to our darkness.

    Edmonton Immanuel Canadian Reformed Church

    Play Episode Listen Later Dec 14, 2025 32:33


    Christ humbled himself to fulfil the difficult task of bringing light to our darkness. The LORD's servant is 1. Born of a woman 2. Strengthened by God 3. Saviour of the afflictedTime:MorningMinister:Rev. J. VanSpronsenTexts:Isaiah 49Revelation 7:9–17

    CiTR -- Bepi Crespan Presents
    CLOCK DVA, RUNES ORDER, DAVE CLARKSON, CHRIS WOOD | ALBERT SAPSFORD, KRISTOF BATHORY | BLAKMOTH.

    CiTR -- Bepi Crespan Presents

    Play Episode Listen Later Dec 13, 2025 185:38


    CITR 101.9FM (Vancouver)'s 24 HOURS OF RADIO ART in a snack size format! Difficult music, harsh electronics, spoken word, cut-up/collage and general CRESPAN© weirdness. Tonight's broadcast features CLOCK DVA, RUNES ORDER, DAVE CLARKSON, CHRIS WOOD | ALBERT SAPSFORD, and KRISTOF BATHORY | BLAKMOTH.

    CiTR -- Bepi Crespan Presents
    ENSEMBLE IN(DE)FINI, FNTC, DORIS DANA,MASAYA KATO, TROND KALLEVAG.

    CiTR -- Bepi Crespan Presents

    Play Episode Listen Later Dec 13, 2025 184:54


    CITR 101.9FM (Vancouver)'s 24 HOURS OF RADIO ART in a snack size format! Difficult music, harsh electronics, spoken word, cut-up/collage and general CRESPAN© weirdness. This evening's broadcast features new ENSEMBLE IN(DE)FINI, FNTC, DORIS DANA,MASAYA KATO, and TROND KALLEVAG.

    Plátubarrin
    TEMAPLÁTAN: 'Difficult to Cure' hjá Rainbow í 1981 + eykaløg

    Plátubarrin

    Play Episode Listen Later Dec 13, 2025 55:00


    Temapláta er 'Diffucult To Cure' hjá Rainbow í 1981. Tá var Joe Lynn Turner komin við at syngja. Vokal-avloysari fyri upprunasangaran i Rainbow, Ronnie James Dio, hevði verið 'Graham Bonnet', men hann sang einans við á 'Down To Earth' í '79. Tað skuldi vísa seg, at Joe Lynn Turner fór at innspæla eins nógvar studioplátur sum Rainbowsangari og Ronnie James Dio, sum fór úr bólkinum í 1978 - tríggjar í part. Graham Bonnet er breti, meðani bæði Joe Lynn Turner og Ronnie James Dio, sáli, vóru føddir í USA. Í 1981 var trummusláarin, Bobby Rondinelli, úr New York City eisni nýggjur í bólkinum, meðan bæði Roger Glover á bassi og Don Airey á tangentum høvdu plátuna frammanundan, 'Down To Earth', sum sína Rainbow-debut. Rainbow varð upployst í 1984 og teir báðir seinast nevndu eru í 2025 við í dagsins Deep Purple. Roger Glover er bæði bassgittaristur og framleiðari, og Don Airey er ein meistari á hammondurgu í rætta tangent-anda John Lords, sála, sum tók stig til Deep Purple. Undir leiðslu av Roger Glover varð 'Diffucult To Cure' tilfarið tikið upp í Sweet Silence Studios í Keypmannahavn og Kingdom Sound Studios, Long Island, New York City. Plátufelagið Polydor gav verkið út tann 9. februar í 1981. Plátubarrin 13.12.25  

    Coach Corey Wayne
    If She's Always Busy & Scheduling Dates Is Difficult, She Has Low Interest

    Coach Corey Wayne

    Play Episode Listen Later Dec 12, 2025 13:33


    Join this channel to get access to exclusive members only videos:https://www.youtube.com/channel/UCQTAVxA4dNBCoPdHhX9nnoQ/joinJoin Members Only On My Website. 7 day free trial. Save 25% when you choose an annual Membership plan. Cancel anytime:https://understandingrelationships.com/plansJoin Members Only on Spotify:https://podcasters.spotify.com/pod/show/coachcoreywayne/subscribeWomen who like you make it easy to see them & women who don't are difficult.In this video coaching newsletter I discuss an email from a viewer who is trying to date a woman who works in healthcare. He's ignoring the fact trying to make a date with her is a pain. She takes days or even a week to get back with him when he asks her out and she's always talking about how busy she is and has things going on.If you have not read my book, “How To Be A 3% Man” yet, that would be a good starting place for you. It is available in Kindle, iBook, Paperback, Hardcover or Audio Book format. If you don't have a Kindle device, you can download a free eReader app from Amazon so you can read my book on any laptop, desktop, smartphone or tablet device. Kindle $9.99, iBook $9.99, Paperback $29.99 or Hardcover 49.99. Audio Book is Free $0.00 with an Audible membership trial or buy it for $19.95. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B01EIA86VC/?source_code=AUDFPWS0223189MWT-BK-ACX0-057626&ref=acx_bty_BK_ACX0_057626_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:http://amzn.to/1XKRtxdHere is the link to the iBookstore to purchase iBook version:https://geo.itunes.apple.com/us/book/how-to-be-3-man-winning-heart/id948035350?mt=11&uo=6&at=1l3vuUoHere is the link to the iTunes store to purchase the iTunes audio book version:https://geo.itunes.apple.com/us/audiobook/how-to-be-a-3-man-unabridged/id1106013146?at=1l3vuUo&mt=3You can get my second book, “Mastering Yourself, How To Align Your Life With Your True Calling & Reach Your Full Potential” which is also available in Kindle $9,99, iBook $9.99, Paperback $49.99, Hardcover $99.99 and Audio Book format $24.95. Audio Book is Free $0.00 with an Audible membership trial. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B07B3LCDKK/?source_code=AUDFPWS0223189MWT-BK-ACX0-109399&ref=acx_bty_BK_ACX0_109399_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:https://amzn.to/2TQV2XoHere is the link to the iBookstore to purchase iBook version:https://geo.itunes.apple.com/us/book/mastering-yourself-how-to-align-your-life-your-true/id1353139487?mt=11&at=1l3vuUoHere is the link to the iTunes store to purchase the iTunes audio book version:https://geo.itunes.apple.com/us/audiobook/mastering-yourself-how-to-align-your-life-your-true/id1353594955?mt=3&at=1l3vuUoYou can get my third book, “Quotes, Ruminations & Contemplations” which is also available in Kindle $9,99, iBook $9.99, Paperback $49.99, Hardcover $99.99 and Audio Book format $24.95. Audio Book is Free $0.00 with an Audible membership trial. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B0941XDDCJ/?source_code=AUDFPWS0223189MWT-BK-ACX0-256995&ref=acx_bty_BK_ACX0_256995_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:https://amzn.to/33K8VwFHere is the link to the iBookstore to purchase iBook version:https://books.apple.com/us/book/quotes-ruminations-contemplations/id1563102111?itsct=books_box_link&itscg=30200&ct=books_quotes%2C_ruminations_%26_contemplatio&ls=1

    q: The Podcast from CBC Radio
    Silvana Estrada on the difficult road to making her 2nd album

    q: The Podcast from CBC Radio

    Play Episode Listen Later Dec 12, 2025 34:31


    For her sophomore release, Mexican singer-songwriter Silvana Estrada intended to write an album that showcased her sense of humour. But after experiencing immense personal loss and tragedy, she instead made a record that examines love, grief and humanity. It's called “Vendrán Suaves Lluvias” (or “Soft Rains Will Come” in English) and it's out now. Silvana sits down with Tom Power to talk about her acclaimed new album and the difficulties she faced while making it.

    TD Ameritrade Network
    Lululemon (LULU) Facing ‘Difficult Holiday Period' But Adds AI to Cut Returns

    TD Ameritrade Network

    Play Episode Listen Later Dec 12, 2025 8:09


    David Swartz and Sender Shamiss dig into Lululemon (LULU) earnings. David notes that it is facing a difficult 4Q, pressured by “significant discounting” as it tries to get rid of high levels of excess merchandise. He expects a “difficult holiday period” for the company while others are more successful. Sender looks at its integration of AI to cut returns and says it's “extremely important” to adopt technology from supply chain to stores.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

    Justice Matters with Glenn Kirschner
    Trump & Hegseth are Putting Troops in Difficult/Dangerous Circumstances - the Orders Project Can Help

    Justice Matters with Glenn Kirschner

    Play Episode Listen Later Dec 11, 2025 27:35


    Members of the military have a duty to obey lawful orders but must not obey patently unlawful orders. Given the administration's unlawful, deadly strikes in international waters, our troops are being put in difficult and dangerous circumstances by Donald Trump and Pete Hegseth. The National Institute of Military Justice has created The Orders Project to provide real-time, informed advice for military members who are trying to lawfully navigate the difficult situation in which they are being put. Glenn spoke with Treb Courie, Legal Director for The Orders Project, about the services available to our military members. Link to The Orders Project: www.ordersproject.comFind Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Marketplace All-in-One
    When the job market is a "complicated, unusual, difficult situation"

    Marketplace All-in-One

    Play Episode Listen Later Dec 11, 2025 7:02


    The Federal Reserve decided to cut interest rates again at its meeting this week, partly because Fed officials think the labor market is weaker than it appears. This morning, we'll hear why Fed Chair Jerome Powell says estimating job growth can be so tricky. Also on the show, we'll dig into the drone warfare industry, central to the ongoing Russia-Ukraine war. Plus, are we past tariff inflation yet?

    Pro Football Talk Live with Mike Florio
    Travis Kelce reflects on difficult season + Will Philip Rivers start for Colts on Sunday? (12/11 Hour 2)

    Pro Football Talk Live with Mike Florio

    Play Episode Listen Later Dec 11, 2025 45:40


    (0:00) Will Philip Rivers start on Sunday?(12:00) Travis Kelce reflects on difficult season(21:00) TNF preview: Falcons vs Bucs(25:00) Super Bowl odds among division leaders(30:00) NFL Referees Association declines comment on NFL's CBA P.R. push(38:00) Michigan HC Sherrone Moore fired(42:00) Shedeur Sanders' focus Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Marketplace Morning Report
    When the job market is a "complicated, unusual, difficult situation"

    Marketplace Morning Report

    Play Episode Listen Later Dec 11, 2025 7:02


    The Federal Reserve decided to cut interest rates again at its meeting this week, partly because Fed officials think the labor market is weaker than it appears. This morning, we'll hear why Fed Chair Jerome Powell says estimating job growth can be so tricky. Also on the show, we'll dig into the drone warfare industry, central to the ongoing Russia-Ukraine war. Plus, are we past tariff inflation yet?

    The Remnant Radio's Podcast
    Peter: Your Guide to Living as an Elect Exile

    The Remnant Radio's Podcast

    Play Episode Listen Later Dec 11, 2025 67:42


    Feeling Pulled in Every Direction? Grip on the Gospel Slipping? Find Living Hope and Stand Firm in a Hostile Culture with the Apostle Peter!Joshua Lewis sits down with Marian Jordan Ellis with This Redeemed Life to unpack the life and letters of the Apostle Peter. Explore how his story gives ordinary believers a living hope in an age of deconstruction, culture pressure, and spiritual warfare. Discover how 1 and 2 Peter equip Christians to stand firm in suffering, live as “elect exiles” in a hostile culture, and embrace their identity as a royal priesthood and holy nation. We dive into Peter's most difficult passages, address spiritual warfare, and discuss how to confirm our calling and election. From impulsive fisherman to faithful apostle, Peter's journey is a model for the Christian life!0:00 – Introduction 1:39 – Why focus on Peter? 5:18 – Peter's life & calling11:08 – Peter's ministry13:42 – Exiles, suffering, and living hope24:18 – Royal priesthood and holy nation33:24 – Submission to authorities & suffering37:27 – Difficult texts45:52 – Peter's final “feeding the sheep”48:05 – Confirming calling and election, assurance, and sanctification59:26 – Inspiration of Scripture in 2 Peter 11:01:23 – ClosingABOUT THE GUEST:https://www.youtube.com/@UC-I3RDkbXe1leWTvCow1KQA 

    Love & Life with Dr. Karin
    Dealing with Difficult Family Members Over the Holidays Ep. 387

    Love & Life with Dr. Karin

    Play Episode Listen Later Dec 11, 2025 30:33


    We've been in a series about how we handle family dynamics during the holidays. In past episodes, we've talked about staying present vs. distracted, connected vs. isolated, all while staying authentic to who we are as individuals. Today, we continue the conversation with some practical strategies for dealing with these conflicts. What do we do if a family member continues to make jabs at us (no, not that jab!)?How do family systems play into these dynamics?What roles can we play as individuals in our unique family system?What if family feels threatened by our own personal growth and development?These topics and so much more!We hope today's episode will leave you feeling empowered with practical strategies as you head into the holiday season with your loved ones!Dive headfirst into the complexities of family dynamics, particularly focusing on estrangement and holiday conflicts. They discuss the importance of setting boundaries, the role of humor in easing tensions, and the challenges of confrontation within family settings. Dr. Karin & Pastor Elliott AndersonWebsite: http://loveandlifemedia.com/Empowered Dating Playbook: smarturl.it/EmpoweredDatingBookInstagram: @dr.karin | @pastorelliottanderson

    Justice Matters with Glenn Kirschner
    Trump & Hegseth are Putting Troops in Difficult/Dangerous Circumstances - the Orders Project Can Help

    Justice Matters with Glenn Kirschner

    Play Episode Listen Later Dec 11, 2025 27:35


    Members of the military have a duty to obey lawful orders but must not obey patently unlawful orders. Given the administration's unlawful, deadly strikes in international waters, our troops are being put in difficult and dangerous circumstances by Donald Trump and Pete Hegseth. The National Institute of Military Justice has created The Orders Project to provide real-time, informed advice for military members who are trying to lawfully navigate the difficult situation in which they are being put. Glenn spoke with Treb Courie, Legal Director for The Orders Project, about the services available to our military members. Link to The Orders Project: www.ordersproject.comFind Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Help and Hope Happen Here
    Logan McCullough will talk about her now 4 1/2 year old daughter Waylynn who was diagnosed with High Risk B Cell Acute Lymphoblastic Leukemia in January of 2024 and is feeling much better after the difficult treatment that she underwent.

    Help and Hope Happen Here

    Play Episode Listen Later Dec 11, 2025 56:11


    Even though it made perfect sense that 2 year old Waylynn McCullough was experiencing the same cold like symptoms that her dad Kevin and her mom Logan had already been through, Waylynn was not as fortunate to say the least, as what she was experiencing was her lead up to her High Risk B Cell Acute Lymphoblastic Leukemia diagnosis which was given to her in January of 2024. Waylynn is now 4 1/2 years old and has been through a very difficult initial treatment plan which was followed by a very difficult Delayed Intensification Treatment plan. Waylynn is now feeling well and thankfully is leading the life for the most part as a very healthy 4 1/2 year old girl. 

    Bold as Love with April Boyd
    The Third Way: Between Doormat and “Difficult Woman”

    Bold as Love with April Boyd

    Play Episode Listen Later Dec 11, 2025 18:54


    Episode DescriptionMost women are taught there are only two ways to move through conflict and relationships:Be nice → swallow your feelings, smooth things over, keep the peace at your own expenseBe strong → armor up, go sharp, cut people off, or handle everything yourselfNeither one feels good. Neither feels like you.In this episode of Is It Me or Is It Them?, I share the lightning-bolt insight that helped me name the heart of what so much of my work is really about: a third way for women, a middle ground where you don't have to choose between being a doormat or a battle axe, where you can hold soft power: clear, kind, and steady.You'll hear how over-tolerating and over-hitting both come from the same place (fear), what it means to live from simply zeroing in on what's actually true, and how the Bold as Love Collective helps women practice this “soft AND strong” way of being in real life.In This Episode, We Explore:The two default “templates” many women are handed:be nice (self-abandonment) or be strong (hard, defended, distant)Why both options come from the same place: fear of conflict, rejection, and being “too much” or “not enough”How swinging between silence and explosion keeps you out of alignment with what you actually wantWhy we need to get honest with ourselves faster and act and speak from here (What is really happening here? What is actually true for me? What do I want to see happen here?)The idea of soft power:soft without being a doormatstrong without being a battle axeclear without being cruelhonest without burning everything downHow to set “rules of engagement” for yourself (your own internal policies for how you do relationship)Why “win–win relationships” can become a powerful compass when you're deciding how to respondThe difference between tidying your side of the street vs. trying to control how other people reactHow practicing this third way changes not just big conflicts, but the tiny everyday interactions with partners, family, coworkers, and strangersKey TakeawaysFeeling powerful because you snapped or withdrew is not the same as feeling grounded, confident and steady in your truth.Numbing out and blowing up are both protection strategies, not self-respect.Soft power sounds like: “I'm neither collapsing nor exploding. I'm steady. I'll have my own back, no matter what.”You can be honest and boundaried and still be loving, considerate, and kind.The real shift happens when your words and actions line up with who you actually want to be — even in the messy moments.Mentioned in This Episode: The Bold as Love CollectiveIf you're tired of choosing between being a doormat or being “the difficult one,” you'll love Bold as Love Collective— A 3-month coaching circle for women who want:clearer, cleaner boundaries (without guilt or explosion)fewer spirals before (and after) hard conversationsa steadier, more self-assured presence in their relationshipssoftness without disappearing; strength without the hard shellIt's part self-paced course, part live virtual circle, and fully focused on practicing this third way in the real world, with ourselves, the people we love and the ones who push our buttons.

    Holmberg's Morning Sickness
    12-10-25 - BR - WED - Remembering Sniglets In Brady's Facts - Study On People Most Difficult Life Decisions - 24yo OK Man Robbed A Store w/An Antique Musket Pistol

    Holmberg's Morning Sickness

    Play Episode Listen Later Dec 10, 2025 41:13


    12-10-25 - BR - WED - Remembering Sniglets In Brady's Facts - Study On People Most Difficult Life Decisions - 24yo OK Man Robbed A Store w/An Antique Musket PistolSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Becoming A Stress-Free Nurse Practitioner
    154: Difficult Diagnoses: A Case Study in Critical Thinking with Courtney H

    Becoming A Stress-Free Nurse Practitioner

    Play Episode Listen Later Dec 10, 2025 12:41


    When you're stepping into clinical practice, difficult diagnoses can show up in subtle ways that require you to slow down and think critically.   In this episode, our Senior Nurse Practitioner Content Editor Courtney and I walk through a real case study that looks straightforward at first, but reveals how important it is to connect the right clues and avoid assumptions when symptoms don't follow the textbook. This episode will help you refine your critical thinking, expand your differential diagnosis, and build the confidence to trust your judgment when things aren't as simple as they appear on the surface.   Get full show notes, transcript, and more information here: https://blog.npreviews.com/difficult-diagnoses-case-study-critical-thinking-courtney-h     Follow us on Instagram: instagram.com/smnpreviewsofficial

    Cincinnati Edition
    Why is exoneration even more difficult for wrongfully convicted women than men?

    Cincinnati Edition

    Play Episode Listen Later Dec 10, 2025 22:44


    On Cincinnati Edition, we discuss the data and explore the challenges.

    Holmberg's Morning Sickness - Arizona
    12-10-25 - BR - WED - Remembering Sniglets In Brady's Facts - Study On People Most Difficult Life Decisions - 24yo OK Man Robbed A Store w/An Antique Musket Pistol

    Holmberg's Morning Sickness - Arizona

    Play Episode Listen Later Dec 10, 2025 41:13


    12-10-25 - BR - WED - Remembering Sniglets In Brady's Facts - Study On People Most Difficult Life Decisions - 24yo OK Man Robbed A Store w/An Antique Musket PistolSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Simply Cintia Podcast
    Gratitude in Difficult Seasons

    Simply Cintia Podcast

    Play Episode Listen Later Dec 10, 2025 5:04


    How can gratitude pave the way to our difficult seasons?

    Radio Maria France
    2025-12-09 Chapelet pour les chômeurs et les entreprises en difficultés

    Radio Maria France

    Play Episode Listen Later Dec 10, 2025 28:29


    Avec la Chaîne Sainte Thérèse https://www.chainesaintetherese.com/

    She Is
    She Is Maturing

    She Is

    Play Episode Listen Later Dec 10, 2025 51:42


    "Do not let me eat the sweet morsels that the enemy sets before me to trap me in anger and gossip..." Pastor CheriPastor Cheri is coming with an amazing word this week, taken from Psalm 141. This season has been difficult for her, and for so many of us. Difficult seasons often signal immense growth. This week we will be diving into this subject of how the Lord matures us through those seasons, using others to teach and reprove us, and how we should not be drawn into the traps the enemy lays for us to draw us into division.Show Notes: Psalm 141Exodus 29:391 Kings 18:36Support the showEmail: sheispodcast@refugecity.churchInstagram: she_is_podcastFacebook: https://www.facebook.com/sheispodcastrccYouTube: https://www.youtube.com/@sheispodcast4645

    Mental Toughness Mastery Podcast with Sheryl Kline, M.A. CHPC
    Struggling to Influence Difficult Colleagues (or Family Members)?

    Mental Toughness Mastery Podcast with Sheryl Kline, M.A. CHPC

    Play Episode Listen Later Dec 10, 2025 4:50


    http://www.sherylkline.com/blogIf you've ever walked out of a meeting thinking, “That was a lost opportunity… I could've been more prepared,” please know you are not alone. It happens to even the most capable, high-performing leaders. And yet, those small windows of time (whether it's a 15-minute 1:1 or a brief hallway conversation with a senior leader) are often the moments that matter most.They're the moments that shape your influence, your visibility, and the confidence others have in your leadership.I've been there myself. It's frustrating, and it can sting. But I want to make sure it doesn't continue happening to you. There is a proven way to walk into these interactions feeling grounded, clear, and ready. Both you and the person you're meeting with can walk away feeling energized, aligned, and confident.And it starts before you ever say a word.Start by Putting on Their GogglesWhen we prepare for an important meeting (especially one with an executive) we often feel pressure to talk fast, showcase our wins, and prove our value. That's normal. But it's not the most effective way to lead the conversation.Before you jump into your updates, accomplishments, or ideas, you need to create what I call the runway.That runway begins with the other person's world, not yours.Ask yourself:What pressure are they under right now?Who is putting expectations on them?What's keeping them up at night?What might they be worried about as we head into this next quarter?This is not about being perfect or reading their mind. The beautiful thing is, it's okay if your assumption isn't exactly right. What matters is that you are showing genuine awareness and care.This immediately lowers defensiveness, increases trust, and sets the tone for a productive interaction.How to Start the Conversation StrongAfter the basic pleasantries, you might say something like:“It seems like there's a lot of pressure right now to accelerate growth in Q1, and I can imagine that's creating a lot of urgency.”That simple sentence does three powerful things:It acknowledges their reality.It validates the pressure they're carrying.It signals that you're thinking beyond your own priorities.From there, one of two things will happen:1. You're spot-on.They'll say, “Yes, exactly,” and then give you more context.2. You're slightly off.They'll say, “That's important, but what's really stressing me right now is…”Either way you win, because you gain insight you didn't have before. And insight is influence.More importantly, you've already built trust in the very first moments of the conversation. And trust is the foundation of impact, visibility, and upward momentum in any organization.This Is Just Step OneIf you struggle to feel fully prepared for short but important meetings, this is your starting point: Lead with empathy. Lead with awareness. Lead with their world first.Next time, we'll talk about how to structure your message in a concise, clear, and influence-building way, so you get the biggest return on even the shortest interactions.If I can support you or your team in any way, I'm here for you.And if you're interested in being featured on the Fearless Female Leadership podcast, or you're a leader looking to gain clarity on ‘what's next', how to build more cohesive and high-performing teams, and lead with greater confidence and influence, let's have a confidential conversation. Cheering you on always!– Sheryl.

    Loving BDSM
    Q&A: How is D/s Worth It if It's So Difficult?

    Loving BDSM

    Play Episode Listen Later Dec 9, 2025 34:38


    This week, we're answering a question I (Kayla) couldn't stop thinking about. We're not sure if they asked in good faith or not, but we're taking the question seriously. Here's the question: Does any... The post Q&A: How is D/s Worth It if It's So Difficult? appeared first on Loving BDSM.

    Speak Your Mind Unapologetically Podcast
    Accountablity: How to Stop Carrying the Team (Without Becoming "the Difficult One")

    Speak Your Mind Unapologetically Podcast

    Play Episode Listen Later Dec 9, 2025 35:20


    If you've ever felt like you're the one holding everything together at work — following up, reminding, double-checking, fixing last-minute mistakes, and caring more about the outcome than everyone else — this episode is for you. Because you shouldn't have to sacrifice your time, your sanity, or your career reputation just to compensate for other people's lack of follow-through. And you also shouldn't have to choose between: staying silent and doing it all yourself or speaking up and being labeled "difficult," "demanding," or "not a team player." There's a better way, and it starts with assertive accountability. You'll learn: why holding others accountable feels so uncomfortable how to stop chasing and reminding without sounding controlling how to protect your boundaries without damaging relationships how to speak up early (before resentment builds) how to get colleagues and partners to follow through, without nagging or apologizing We'll walk through 10 accountability conversations you can use with anyone you work with  peers, project partners, cross-functional teams, even leaders  to get results while maintaining respect and likability. If you want to be known as someone who is reliable, respected, and not walked over, this episode will give you the exact language and confidence to make it happen.  

    Today Daily Devotional
    Difficult Faithfulness

    Today Daily Devotional

    Play Episode Listen Later Dec 9, 2025


    Joseph . . . had in mind to divorce her quietly. — Matthew 1:19 Having looked at Luke 1 already this month, we know about the angel's announcement to Mary and the miraculous conception of her son, who would be named Jesus.But Joseph did not know all of this at first. To him, Mary's story must have sounded ridiculous: Really? A virgin birth?Joseph knew that the law was on his side and that he had every right to end his pledged relationship with Mary. But he was also righteous enough to understand grace.Righteous people understand the need to protect others despite the apparent circumstances. Joseph intended to do the best he could with a bad situation. He felt he had to confront what he saw as Mary's sin while also living with as much integrity as one could muster when his world had turned upside down.Have you been there? We all face difficult decisions at times. Even seeking to live righteously does not guarantee a life free from hard choices.But God, in his grace, revealed to Joseph that Mary's child was part of a bigger plan. In fact, God invited Joseph to be part of that plan: to let the world know of forgiveness through Jesus' birth. Grace invited him into that story. It can do the same for you. God of truth, in a sinful world our vision of righteousness is sometimes cloudy, and our obedience is imperfect. Give us the courage to follow you even when faithfulness is difficult. Amen.

    PBS NewsHour - Segments
    Trump proposes $12 billion in aid to farmers after ‘exceptionally difficult year’

    PBS NewsHour - Segments

    Play Episode Listen Later Dec 8, 2025 6:46


    President Trump announced a $12 billion relief plan for American farmers on Monday. It’s aimed at supporting an industry hit by lower sales, higher expenses and the president’s tariff policy. Patrick Thomas of The Wall Street Journal, joins William Brangham to discuss. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

    Impact City Church
    When It's Difficult to Obey | Christmas in The City 2025 | Dr. John Carranco

    Impact City Church

    Play Episode Listen Later Dec 8, 2025


    Roy Haley Bible podcast
    The Most difficult Thing About Church Life

    Roy Haley Bible podcast

    Play Episode Listen Later Dec 8, 2025 17:51


    Forgiving those who have hurt or disappointed us and asking forgiveness of those we have hurt or disappointed.

    Chestnut Mountain Church Sermons
    Open Hands | Stewarding the Resources God Has Given You

    Chestnut Mountain Church Sermons

    Play Episode Listen Later Dec 8, 2025 46:10


    God has set His children free for a purpose. God did not save anyone to sit. He saved and empowered His people to do what He has called them to do. Everything we have is a gift from God, and He will provide everything needed for what He asks us to accomplish. The children of Israel lost sight of this. Difficult circumstances led them to become self absorbed, and they failed to steward their time, their abilities, and their resources. They used what God had given for themselves rather than for the purpose God intended. Their paneled houses became a picture of taking the wealth and luxury God provided for His house and using it only for their own. However, peace and security are never found in what we hold onto but in what we let go of. Everything belongs to Him. The call is to be open handed with what God has given, expecting nothing in return, trusting that little is much when God is in it. When we walk in obedience, He will bless. Ask God what He would have you give to, and watch what God will do with your obedience as you experience the peace, security, and joy that come from living open handed with all He has entrusted.Check out our video version of this episode: https://youtu.be/757mwXWyDLMSubscribe to our YouTube channel here: https://youtu.be/8wmeCwBf_zkLearn more about us at chestnutmountain.orgFollow us on Facebook & Instagram @chestnutmtn_Don't forget to subscribe to this podcast, leave a review, and let us know what you think.

    Parlons-Nous
    Deuil : Jennifer éprouve des difficultés à surmonter la perte de son père

    Parlons-Nous

    Play Episode Listen Later Dec 8, 2025 39:20


    Jennifer a perdu son père de manière brutale, ce qui a été une épreuve difficile à surmonter. Elle s'inquiète pour sa mère âgée et aveugle, tout en se sentant seule face à son deuil. Jennifer exprime également une dureté envers elle-même et une peur des hommes, tout en parlant de son orientation sexuelle. Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

    Bible Baptist Church Sermon Podcast
    "Dealing with a Difficult Church"

    Bible Baptist Church Sermon Podcast

    Play Episode Listen Later Dec 8, 2025 34:39


    "Dealing with a Difficult Church" by Bible Baptist Church - Brookings, SD

    Géopolitique, le débat
    Un an de pouvoir d'Ahmad Al-Charaa. Syrie, un pays en réanimation?

    Géopolitique, le débat

    Play Episode Listen Later Dec 7, 2025 48:27


    Le 8 décembre 2024, il y a un an, Bachar al-Assad le dictateur syrien quittait Damas pour Moscou, après la prise de la capitale syrienne par les rebelles de Hayat Tahrir al Cham. Surnommé le «boucher de Damas», Bachar al-Assad dirigeait le pays depuis juillet 2000, succédant à son père Hafez al-Assad, dictateur non moins sanguinaire à la tête du pays depuis 1971. Un chapitre de plus d'un demi-siècle d'horreur, de massacres et d'oppressions se refermait pour le peuple syrien. Non sans séquelles.   À la surprise générale, l'opération des rebelles se déroula en un éclair. Il ne leur fallut pas plus de dix jours pour faire tomber le régime que l'on pensait inébranlable, après 12 années de guerre, plus de deux millions de morts, environ 500.000 disparus et 12 millions de Syriens déplacés à cause de la violence liée au conflit, soit la moitié de la population. Regard sur la Syrie du président Ahmad al-Charaa. Difficultés économiques et sociales, séparation des communautés, insécurité, les défis sont nombreux. Luttes internes, ingérences régionales, pression d'Israël. La Syrie reste un espace stratégique central pour les grandes puissances : sa position géographique, ses accès aux routes régionales, son rôle dans l'équilibre du Levant et les multiples présences militaires en font un territoire où intérêts géopolitiques et enjeux de sécurité internationale s'entrecroisent. Quelles perspectives démocratiques en Syrie, pays au centre des rivalités régionales ?  Invités : Fabrice Balanche, maître de conférences à l'Université Lyon 2, spécialiste du Moyen-Orient. «Les leçons de la crise syrienne», éd. Odile Jacob, ouvrage récompensé par le prix du livre Géopolitique. Hakim Khaldi du Département des Opérations de Médecins sans Frontières à Paris. Spécialiste du Moyen-Orient à MSF où il a effectué de nombreuses missions. «Carnets de bord. Dans la Syrie post-Assad», éd. L'Harmattan. 

    NCIS- Reports from the Field
    Special Agent Pete Hughes on managing difficult investigations and catching Bad guys!

    NCIS- Reports from the Field

    Play Episode Listen Later Dec 6, 2025 216:41


    Pete Hughes joins the show to talk about his career with NCIS and the fun of catching bad guys.

    Parlons-Nous
    Divorce : Lola éprouve des difficultés à gérer la garde alternée après une séparation compliquée avec le père

    Parlons-Nous

    Play Episode Listen Later Dec 6, 2025 34:33


    REDIFF - Lola exprime sa difficulté à gérer la garde alternée de son fils de huit ans, mise en place récemment à la demande du père. Elle ressent un manque profond en l'absence de son fils et doit composer avec les tensions persistantes avec son ex-compagnon, qui utilise leur fils pour maintenir un lien. Lola cherche des solutions pour apaiser la situation tout en protégeant son enfant. Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

    Last Podcast On The Left
    Episode 645: Ronald Gene Simmons Part I - A Difficult Man

    Last Podcast On The Left

    Play Episode Listen Later Dec 5, 2025 67:49


    This week the boys dive right on into the twisted mind of Ronald Gene Simmons, America's deadliest familicide killer. In the span of over one week in 1987, he murdered 14 family members before going on a small-town shooting spree. From a difficult child to a difficult man, with an obsessive need for control... Get ready to explore the tale of The Arkansas Christmas Massacre. For Live Shows, Merch, and More Visit: www.LastPodcastOnTheLeft.comKevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Subscribe to SiriusXM Podcasts+ to listen to new episodes of Last Podcast on the Left ad-free, plus get Friday episodes a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Basilic
    Associations en difficulté : que faire ?

    Basilic

    Play Episode Listen Later Dec 5, 2025 8:40


    Rendez-vous sur Énergie Partagée pour en savoir plus : https://energie-partagee.org/souscrire-votre-argent-agit/Participer au Maxi Jeu Concours du Noël des Nouveaux Récits : https://tally.so/r/pbb8WVDécembre est un mois que j'aime particulièrement. J'aime son ambiance, sa douceur, cette impression de vivre tous ensemble un moment un peu à part. Décembre est un mois difficile pour toutes celles et ceux qui vivent l'exclusion, la précarité ou la solitude.Alors, aujourd'hui (et comme chaque année) j'avais envie de vous partager quelques idées simples pour faire de ce mois de décembre un mois de solidarité.Je reviens d'abord sur une étude menée auprès de 4 300 associations françaises dont les résultats sont alarmants. Beaucoup d'associations sont fragilisées, manquent de moyens alors même que les besoins ne cessent d'augmenter. Dans cet épisode, je vous propose plusieurs façons très concrètes d'agir :Faire un tri et déposer des jouets ou des objets chez Emmaüs, au Secours Populaire ou dans une structure près de chez vous.Donner du temps grâce à JeVeuxAider.gouv.fr : lire en EHPAD, aider à trier des dons, participer à un réveillon solidaire, écrire à des personnes isolées…Soutenir les maraudes, particulièrement nécessaires pendant l'hiver.Faire un don, si vous le pouvez. Les dons sont défiscalisés et vraiment précieux pour notre tissu associatif.Cette année, grâce à vous, Basilic a pu faire deux dons : l'un à La Maison des Femmes, l'autre à Résilience Montagne, portée par Valérie Paumier. Deux associations dont j'admire le travail.Avec le Noël des Nouveaux Récits, j'ai envie de t'accompagner chaque jour vers des fêtes plus douces, plus conscientes et vraiment alignées avec ce qui compte pour toi. Un rendez-vous quotidien pour alléger la charge mentale et retrouver du sens pendant les fêtes !Source : Enquête : https://lemouvementassociatif.org/sante-financiere-des-associations-plus-quune-alerte-une-urgence/Participer au Maxi Jeu Concours du Noël des Nouveaux Récits : https://tally.so/r/pbb8WVRendez-vous sur Énergie Partagée pour en savoir plus : https://energie-partagee.org/souscrire-votre-argent-agit/

    Miami Comedy Podcast
    Art Basel Making It Unnecessarily Difficult for Locals - MCP 12-5-25

    Miami Comedy Podcast

    Play Episode Listen Later Dec 5, 2025 25:27


    Visit MiamiComedy.com and unlock all the fun we've got going on in the 305. Shows, clips, comedy coaching, skits - laugh everyday in Miami.This week's episode dives into another year for Art Basel season in Miami, where the city turns into one giant obstacle course of traffic, wristbands, fake VIPs, and people who somehow sneak into places you didn't even know existed. We go live and we break down why December here feels like a spiritual test, how Basel becomes a competitive sport. It's Miami satire, local culture, and party logic all rolled into this episode.(00:00) Kicking This Year's Basel Off(00:06) Why December in Miami Feels Like a Boss Fight(01:03) The Holiday Side Quests(03:33) Art Basel: The Networking Battle Begins(08:06) Status Flexing Season: Miami's Social Olympics(10:28) The Art of Sneaking In(21:53) Basel Hangovers and Post-Year Clarity(25:01) Alright, I'm Out — Episode Wrap-Up

    The Carey Nieuwhof Leadership Podcast: Lead Like Never Before
    CNLP 771 | Is Your Marriage Difficult or Destructive? When God Releases You From Marriage with Lysa TerKeurst

    The Carey Nieuwhof Leadership Podcast: Lead Like Never Before

    Play Episode Listen Later Dec 4, 2025 54:13


    Lysa TerKeurst opens up about the end of her marriage and offers insight into the distinction between difficult and destructive relationships. Lysa shares the biblical grounds for divorce, and Carey and Lysa discuss how to help people in a tough marriage.

    Andrew Talks to Chefs
    Drew Nieporent (legendary restaurateur & author of "I'm Not Trying to Be Difficult") on Critics, Chefs, and HIs Long-Awaited Memoir

    Andrew Talks to Chefs

    Play Episode Listen Later Dec 4, 2025 80:39


    Legendary restaurateur Drew Nieporent (Nobu, Montrachet, Tribeca Grill, et. al) discusses his memoir I'm Not Trying to Be Difficult and opines on the state of the industry in a no-holds-barred and free-ranging conversation recorded over lunch at Nobu in Lower Manhattan.Huge thanks to Andrew Talks to Chefs' presenting sponsor, meez, the recipe operating software for culinary professionals. Meez powers the Andrew Talks to Chefs podcast as part of the meez  Network, featuring a breadth of food and beverage podcasts and newsletters.Please check out the Cookbook Collection program benefitting Citymeals on Wheels that is described on this episode.  THINGS YOU SHOULD KNOW:Andrew is a writer by trade. If you'd like to support him, there's no better way than by purchasing his most recent book, The Dish: The Lives and Labor Behind One Plate of Food (October 2023), about all the key people (in the restaurant, on farms, in delivery trucks, etc.) whose stories and work come together in a single restaurant dish.We'd love if you followed us on Instagram. Please also follow Andrew's real-time journal of the travel, research, writing, and production of/for his next book The Opening (working title), which will track four restaurants in different parts of the U.S. from inception to launch.For Andrew's writing, dining, and personal adventures, follow along at his personal feed.Thank you for listening—please don't hesitate to reach out with any feedback and/or suggestions!

    Truth, Lies and Workplace Culture
    255. Why some people are difficult at work, with Aoife O'Brien

    Truth, Lies and Workplace Culture

    Play Episode Listen Later Dec 4, 2025 49:50


    Welcome back to Truth, Lies & Work, the award-winning podcast where behavioural science meets workplace culture. This week, Al and Leanne sit down with Aoife O'Brien Founder of Happier at Work and host of the Happier at Work podcast — for a conversation about why so many people feel misaligned at work, and what leaders can do about it. Aoife combines evidence, honesty and lived experience to break down the real drivers of engagement: values, fit, autonomy, fairness and meaning. It's a grounded, practical discussion that cuts through surface-level “happiness initiatives” and focuses instead on the deeper psychological conditions that actually make work feel good. Expect to learn: Why values misalignment is one of the strongest predictors of disengagement How to diagnose whether your team is missing autonomy, clarity or recognition The role of data in understanding what employees really want How senior leaders accidentally create the problems they're trying to solve What organisations can do to build cultures where people genuinely thrive The biggest myths about “workplace happiness” (and how to avoid them) Whether you're a founder, a manager or anyone rebuilding their relationship with work, this episode is full of practical, evidence-based ideas you can act on immediately.

    KNBR Podcast
    12-3 Tracy Sandler of the FanGirl Sports Network names who on the 49ers will benefit the most from the bye week and her thoughts on the difficult opponents remaining on the schedule

    KNBR Podcast

    Play Episode Listen Later Dec 4, 2025 17:16


    12-3 Tracy Sandler of the FanGirl Sports Network names who on the 49ers will benefit the most from the bye week and her thoughts on the difficult opponents remaining on the scheduleSee omnystudio.com/listener for privacy information.

    Passion City Church DC Podcast
    Making Decisions in a Difficult Day | Ecclesiastes 8-9

    Passion City Church DC Podcast

    Play Episode Listen Later Dec 3, 2025 35:18


    Join Landon Lacy as he teaches through Ecclesiastes 8-9, which takes us on a journey to discover how we can discern making the right decisions in a life surrounded by difficulties.Key Verses // Ecclesiastes 8-9—With Passion City Online you can join us live every Sunday at 9:30a and 11:30a! Join us at https://passioncitychurch.com/dc—Give towards what God is doing through Passion City Church: https://passioncitychurch.com/dc/give—Subscribe to our Youtube channel to see more messages https://www.youtube.com/passioncitychurchdc—Follow along with Passion City Church DC: https://www.instagram.com/passioncitydc—Follow along with Pastor Ben Stuart: https://www.instagram.com/ben_stuart_—Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. For more info on Passion, visit https://passioncitychurch.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The New Yorker: Politics and More
    Why Is Leaving MAGA So Difficult?

    The New Yorker: Politics and More

    Play Episode Listen Later Dec 1, 2025 22:26


    Only thirty per cent of the American public identifies with the MAGA movement, according to a recent NBC poll, but that coalition remains intensely loyal to Donald Trump in the face of scandals and authoritarian measures. Defections seem rare and come with the risk of reprisal, even from the President himself. Rich Logis is trying to make them less rare with his advocacy organization, Leaving MAGA. The nonprofit's  website features testimonials from former adherents, and offers advice for how friends and family can reconnect after ruptures over politics. Logis himself had been a true believer: he worked on Trump's campaign, wrote articles, released a podcast, and called Democrats “the most dangerous group in the history of our Republic, foreign or domestic—more than Islamic supremacists, more than the Nazis.” He didn't view MAGA as reactionary, but “very progressive and forward facing.” But somewhere along the way, Logis hung up his red hat. “Even today, talking about my past, the feelings are conjured—those feelings of being welcomed and feeling like you're part of something, and the exhilaration that comes from that,” he tells the New Yorker Radio Hour's Adam Howard. Logis emphasizes that leaving MAGA is difficult because, as much as it's a political ideology, it's also an identity that meets emotional needs. “I think that there's a lot of trauma within the MAGA base, whether it's political or economic. . . . I'm not qualified to make any kind of diagnosis. I'm not a therapist or a clinician, but there's a lot of pain within MAGA. And I think that a better question [instead] of asking ‘What's wrong with you?' is ‘What happened to you?'”  Learn about your ad choices: dovetail.prx.org/ad-choices

    Thoughts on the Market
    Home Affordability Still Under Pressure

    Thoughts on the Market

    Play Episode Listen Later Dec 1, 2025 8:37


    Our Co-Heads of Securitized Product Research Jay Bacow and James Egan discuss the outlook for mortgage rates and the U.S. housing market in 2026.Read more insights from Morgan Stanley.----- Transcript -----Jay Bacow: Jim, why did the cranberry turn red? James Egan: Please enlighten me. Jay Bacow: Because it saw the turkey dressing. Jay Bacow: I hope everybody had a good Thanksgiving. Welcome to Thoughts on the Market. I'm Jay Bacow, Co-Head of Securitized Products Research at Morgan Stanley. James Egan: And I'm Jim Egan, the other Co-Head of Securitized Products Research at Morgan Stanley. Today we're here to talk about our views from mortgage rates in 2026 and how that flows through to our U.S. housing outlook.It's Monday, December 1st at 11:30am in New York.Now, Jay, as we all get over our turkey induced naps over the weekend, how are we thinking about mortgage rates evolving in 2026?Jay Bacow: Well, as you and I discussed previously on this podcast, the Fed cutting rates in and of itself doesn't actually cause the 30-year fixed rate mortgage to come down. However, our rate strategists' forecast for lower rates in the front end should be helpful to where the primary rate ends up this year. And we would also expect some compression between primary mortgage rates and Treasury rates given our bullish outlook for the mortgage asset class. So, our expectation is that the 30-year fixed rate ends 2026 around 5.75 percent.James Egan: Alright, if we get to 5.75, maybe a little bit lower than that in the middle of next year, that's enough to send affordability into a healthier place. But that's a relative term. Affordability is still going to be under pressure, but it will have improved. And it will have improved at a pretty healthy amount from where we were in the fourth quarter of 2023, which was multi-decade levels of challenged.Jay Bacow: All right, Jim, so clearly the mortgage rate coming down does make homes more affordable, but is it enough to cause more homes to actually transact?James Egan: So, the answer is yes, but it's going to be a ‘Yes, but' answer from that perspective. We do think that transaction volumes are going to increase. But to put into context where we sit from a housing market perspective – we already saw a healthy increase in affordability from the fourth quarter of [20]23 through the end of 2024, right? But if we put that affordability improvement in context, we've seen that about 10 times over the past 40 years. The only times where sales responded more tepidly than they just did in 2025 – were in 2009, the teeth of the Great Financial Crisis; and in 2020, when the market really slowed down in the immediate aftermath of COVID. The lock-in effect is still playing a very big role. We do think that this sustained marginal improvement and affordability will help purchase volumes. But this is not what's going to get us to kind of escape velocity. We're calling for about a 3 percent growth in purchase volumes next year. Jay Bacow: Alright. Now, you mentioned this a little bit already, but if there's less lock-in because the mortgage rate has come down, will more people be willing to list their homes for sale? Are we going to get more inventory on the market? James Egan: I think that's the other piece of how we're thinking about housing moving forward. Any improvement we get in affordability from lower mortgage rates is going to be paired with increasing inventory volumes. We've already seen that. Listed inventories are up roughly 30 percent from historic lows in 2023. They're still 20 percent worth below where they were in 2019. So, we're not talking about oversupply at this point. But that increase in listed inventories without a contemporaneous increase in demand is weighed on the pace of home price growth. We started this year at +4 percent nationally. We're below +1.5 percent. We think that any growth and demand will come coincident with the growth in listing volumes. That's going to keep home price appreciation under control. We're only calling for 2 percent growth in HPA next year, 3 percent out in 2027. But the high level thought here is that the housing market is well supported at these levels. Difficult to see big decreases in sales volumes or prices next year. But also going to be difficult to really achieve any more material growth in this low single digits we're calling for. But Jay, as you and I are talking about this outlook with market participants, one question that gets brought up frequently is what else can the administration do, especially on the affordability side, to help with instigating more housing activity. Jay Bacow: In order to really help affordability, given the challenges that you've discussed around the supply and demand issues; then the other aspect of that is just what is the mortgage rate? And if they were to do things that would cause the mortgage rate to come down, that would be helpful. Now, the Fed already has made an announcement that they're going to continue mortgage runoff from their balance sheet. If they ended mortgage runoff, that would've helped. But that window seems to have passed. There's been some discussion from the administration around new types of programs. In particular, there was a lot of headlines around a 50-year program. A 50-year amortization schedule would likely result in a material drop in the monthly payment that the homeowner would make – which would help. However, the total interest payments for that homeowner, depending on exactly where this hypothetical 50-year mortgage rate would price, are probably about double over the life of the loan relative to a 30-year fixed rate mortgage. So, we're not really sure that this product would see a huge amount of upkeep. There's also some technical challenges around whether it meets the definition of a qualified mortgage and some other in the weeds discussions. James Egan: What about all the discussion we're hearing around assumability of mortgages, portability of mortgages? Is there anything there? Jay Bacow: Based on our understanding of contract law, which I have to confess is limited as I am not a lawyer, we don't think you can retroactively make mortgages portable or assumable that were not already portable or assumable. So, you can make new mortgages portable and assumable. Portable as a reminder means that if you have a mortgage, you take it with you to your new house, and assumable means that the mortgage stays with the house. If you sell it to somebody else, they get that mortgage. But realistically, we think this would have to be a new product. And because it would be a new product with new benefits to the homeowner, it would actually probably cause their mortgage rate to be higher, not lower. James Egan: I guess one last question. We're talking about affordability and we're addressing it through interest rates being lower, we're addressing it through the potential for new products to be put out there, even if there are some challenges around that piece of it. But what about just demand for mortgages themselves? You said the Fed might not be a buyer going forward, but are there other pockets of demand for mortgages that could help bring down mortgage rates? Jay Bacow: Sure. So, we expect the GSEs to grow their portfolio next year, that would certainly be helpful. On the margin, we expect them to buy about a little less than a third of the net issuance that comes to the market. We also think that domestic banks could come back to the market and they could help bring the mortgage rates lower. But these changes are going to help mortgage rates by, in the context of maybe an eighth of a point to a quarter of a point at most. It's not a panacea, unfortunately. James Egan: Alright. So, we expect a little bit of an improvement in mortgage rates, a little bit of affordability improvement next year. That should lead to growth in purchase volumes, and I think it will lead to a little bit of growth in home prices. But the housing market is well supported range bound here. Jay Bacow: Jim, pleasure talking to you. And to all our regular listeners, thank you for adding Thoughts on the Market to your playlist. James Egan: Let us know what you think wherever you get this podcast and share Thoughts on the Market with a friend or colleague today.Jay Bacow: And as my kids would say, go smash that subscribe button.

    Ask The Tech Guys (Audio)
    HOT 244: Switching MFA Apps - Why Exporting From Authy Is A Little More Difficult

    Ask The Tech Guys (Audio)

    Play Episode Listen Later Nov 30, 2025 11:04


    On Hands-On Tech, helps out helps listener Daniel switch their MFA from Authy to another app, and explains why it's going to be a more tedious process than with other MFA's. Don't forget to send in your questions for Mikah to answer during the show to hot@twit.tv! Host: Mikah Sargent Download or subscribe to Hands-On Tech at https://twit.tv/shows/hands-on-tech Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.