Podcasts about defaulting

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Best podcasts about defaulting

Latest podcast episodes about defaulting

Thrive Lathrop Podcast
defaulting to the famliar. luis jara

Thrive Lathrop Podcast

Play Episode Listen Later May 26, 2026 45:19


defaulting to the famliar. luis jara by Home Church

CareTalk Podcast: Healthcare. Unfiltered.
Why Hospitals Keep Defaulting to Medicare Logic

CareTalk Podcast: Healthcare. Unfiltered.

Play Episode Listen Later May 20, 2026 4:04 Transcription Available


Send us Fan MailFor years, hospitals managing value-based contracts have been doing so with one hand tied behind their back, defaulting to Medicare logic because that was the only playbook precise enough to follow.In this clip from our episode “Why Value-Based Care Is Finally Hitting Its Tipping Point”, host David E. Williams and David Snow, Chairman & CEO of Cedar Gate Technologies, an IQVIA business, break down why that era of generalization is over and what precision contract analytics actually makes possible now.Listen to the full episode here

Marriage Therapy Radio
Ep 424 How Two Alphas Build a Marriage That Actually Works w/Dana & Adam

Marriage Therapy Radio

Play Episode Listen Later May 12, 2026 39:07


Zach sits down with Adam Roach and Dana Gentry, a married couple from Charleston, South Carolina, who have spent nearly a decade building what might be the most strategically intentional relationship he has ever heard described on the show. Both are high-achieving entrepreneurs on their second marriages, and they arrive with real tools, real failures, and a refreshing lack of pretense about how hard it was to get here.The conversation opens with Dana sharing that her first book, Restore: 90 Days to Intentional Living, just landed at number 14 on the USA Today bestseller list, which sets the tone for everything that follows. These are people who do not drift. From their annual January planning retreat to vision boards presented to the whole family, their approach to marriage looks less like a feeling and more like a decision they make over and over again. Adam, a communication-focused coach who played tennis in college, describes how they identified early on, with the help of a therapist, that they were both alphas and would need to figure out who takes the lead and when. That single insight has shaped the way they handle conflict, celebrate each other's wins, and divide the emotional labor of their relationship.Some of the richest material surfaces around what it actually means for two competitive, driven people to stop trying to win and start trying to keep the ball moving. Adam draws a vivid parallel from the tennis court: in a match between two alphas, one will always dominate. But if the goal becomes keeping the rally alive, the whole game changes. Zach builds on this with his own framework for conflict, noting that the problem is never really about winning the point but about whether the relationship is the court or the casualty. The episode closes with two practical tools that listeners can use immediately: the feel it or fix it check-in before someone unloads on their partner, and Zach's version, do you want to be helped, hurt, or hugged.Key TakeawaysSecond marriages can thrive when both partners are honest about what went wrong the first time and intentional about not repeating itWhen two alpha personalities share a relationship, they need to decide who leads in which lane. Defaulting to whoever is more passionate or skilled in a given area works better than trying to win every roomThe seven-day rule: no more than seven days apart without one of you flying to the other. Proximity protects connection, especially when both partners travelBefore your partner starts venting, ask: do you want me to feel this with you or help you fix it? That one question changes the entire conversationZach's version: do you want to be helped, hurt, or hugged? The alliteration is easy to remember and the question is hard to skip"Vegetable soup" conversations, where grievances from five different fights get stirred into one, are a sign you did not release the last point before serving the next oneVision boards are not just personal. Adam and Dana make them as a family, present them to each other, and stay genuinely invested in each other's goals, not just their ownSeeing your partner as a true equal, not just a legal partner, is a prerequisite for the kind of mutual support that makes ambitious two-career marriages workGuest InfoAdam Roach is a communication-focused entrepreneur and relationship coach based in Charleston, South Carolina. He is the founder of I Love Coaching Co., a coaching community, and brings a background in competitive tennis to his frameworks for conflict, communication, and resilience in relationships.Instagram: @adamrroach Website: https://ilovecoachingco.com/ Dana Gentry is an entrepreneur, speaker, and newly minted USA Today bestselling author. Her first book, Restore: 90 Days to Intentional Living, published February 3rd and hit number 14 on the USA Today bestseller list during launch week. Her work centers on helping people stop drifting and start living with intention across faith, business, and relationships.Instagram: @danaggentry Book: Restore: 90 Days to Intentional Living, available on Amazon and wherever books are sold. https://restoredevotional.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Shark Theory
Why Your Maybe Is Destroying Your Credibility

Shark Theory

Play Episode Listen Later May 8, 2026 6:15


I turned down a speaking opportunity to take my dog to his friend's birthday party, and I have zero regrets about it. That might sound crazy, but it perfectly illustrates the point I want to drive home today: your word is everything, and if you made a commitment, you honor it no matter what. In this episode, I break down why the "maybe" is quietly eroding your credibility, how true commitment forces focus, and why defaulting to no is actually the most respectful and powerful thing you can do. Key Takeaways Your word is the single most valuable thing you have, and your yes must mean yes every single time. The "maybe" feels like you're softening the blow, but it actually builds false hope and breeds resentment over time. There is no such thing as a partial commitment. You are either all in or you are all out. True commitment automatically eliminates distractions by forcing you to direct your energy only toward what truly matters. Defaulting to no protects your integrity. It is far better to say no upfront than to send a retraction later. Action Steps Audit your current "maybes" and make a definitive decision on each one right now. Yes or no. Nothing in between. Change your default answer to no, and only say yes when it genuinely aligns with your goals and you know you can fully deliver. Identify the one or two commitments in your life that truly matter and make sure those are the things actually receiving your full energy and focus. Notable Quote Your word is all you got. Commitment is the absolute best thing you can give anybody.  

Fit Biz U
FBU 607: How to Handle Clients Not Getting Results or Even Leaving Your Containers Angry or Disappointed

Fit Biz U

Play Episode Listen Later May 6, 2026 33:22


It's uncomfortable but inevitable—some clients will leave your coaching container feeling disappointed or unfulfilled, even when you've delivered on every promise. As your business scales and you work with more clients across more programs, it becomes just a numbers game rather than a reflection of your failure. Today, Jill walks through practical ways to minimize client dissatisfaction, including setting clear expectations on sales pages, enforcing communication boundaries, creating logistical systems like reminder emails to keep clients engaged, and fostering open dialogue so clients feel safe voicing concerns before they disengage. At the same time, don't let the fear of disappointing someone hold you back from scaling. Defaulting to "I'm not doing enough" is a deeply human tendency that, left unchecked, becomes a barrier to your growth.    Get on the Waitlist for Strategy Lab: https://jillfitfree.com/strategy-lab-wait-list/   Catch the replay for Low Ticket Revolution! https://www.jillfitprograms.com/Low-Ticket-Revolution   Get on the waitlist for FBA: https://jillfitfree.com/fba-waitlist/     Jill is a fitness professional and business coach who effectively made the transition from training clients in person and having no time to build anything else to training clients online and actually being more successful. Today, Jill helps other coaches to do the same.   Connect with me! Instagram: @jillfit | @fitbizu Facebook: @jillfit Website: jillfit.com

Inside Scoop Live!
RUG by Sherry Whitaker Budziak and Kevin G. Ordoñez

Inside Scoop Live!

Play Episode Listen Later Apr 28, 2026 31:09


RUG: HOW TO MOVE WHAT YOU'RE TRIPPING OVER AND LEAD WITH H.E.A.R.T. What if the biggest obstacle to your success isn't your team, your competition, or even the economy? What if it's the invisible rug you keep tripping over? We all have rugs. Outdated habits trip us up. Silent expectations catch us off guard. Limiting beliefs go unquestioned for years. These hidden barriers sabotage our progress in life and leadership until disruption finally forces us to confront them. RUG reveals how to uncover the patterns holding you back. You'll discover how to move beyond mere survival and lead with clarity, courage, and purpose. This book centers around the H.E.A.R.T. Powered Leadership™ framework: Humanize, Empower, Ascend, Reimagine, Transform. It offers both deeply personal insights and practical guidance for leading with empathy, resilience, and vision. TOPICS OF CONVERSATION The "Rug" Concept — What it means to keep stepping over hidden problems, avoided conversations, and outdated systems in leadership and in life, and why leaders resist moving them The HEART Framework — A five-step approach to leading through disruption: Humanize, Empower, Ascend, Reimagine, and Transform, and how it applies to both personal growth and organizational change Reimagining vs. Defaulting to the Familiar — Why reimagining is the hardest step for most leaders, and how the "10-star experience" exercise helps teams think beyond their comfort zones When Leaders Get Out of Their Own Way — What shifts when leaders stop white-knuckling every decision, and how empowering others to lead creates faster movement, smarter risks, and a stronger culture Creating Psychological Safety and Taking Micro Moves — How leaders can make it safe for people to tell the truth, and the small, practical actions that create real traction without overwhelming the team LEARN MORE AT: https://rugthebook.com/ and https://orgsource.com/  ABOUT THE AUTHORS SHERRY WHITAKER BUDZIAK is an award-winning entrepreneur, author, and visionary strategist who helps organizations 10X their productivity by aligning people, process, technology, and purpose. As the founder and CEO of .orgSource, Sherry has spent two decades guiding more than 350 organizations to reimagine how they work, integrating human potential with the power of AI to unlock growth, innovation, and impact. Recently honored with the Valparaiso University Alumni Achievement Award and Association Trends Award, Sherry is celebrated for her rare ability to translate bold strategy into measurable results. She's led digital transformations long before it was a buzzword—launching one of the first association websites, navigating Y2K, leading teams through the dot-com era, and shaping the future of online engagement. Her expertise blends deep technological insight with a human-centered approach that empowers teams to thrive in the age of intelligent automation. A trailblazer in the association and nonprofit world, Sherry co-founded .orgCommunity, a dynamic network that connects leaders, inspires collaboration, and accelerates innovation across the sector. Her influence extends beyond consulting—she's a frequent keynote speaker, podcast host, and thought leader whose message inspires leaders to lead with both head and heart. Sherry is the co-author of RUG: Move What You're Tripping Over and Lead with HEART, where she shares her transformative H.E.A.R.T. Powered Leadership® Method—Humanize, Empower, Ascend, Reimagine, Transform—helping leaders turn disruption into growth and courage into strategy. She also co-authored the acclaimed Association 4.0® book series, which redefined what it means to lead in an era of rapid change. With over 30 years at the intersection of technology and leadership, Sherry's mission is clear: to help organizations move faster, think smarter, and lead with heart in a world where AI and humanity must rise together.   KEVIN G. ORDONEZ has been dedicated to serving the association community as a vendor partner, volunteer, speaker, author and consultant for over two decades. Throughout his career, he has focused on successfully developing and implementing digital strategy as critical for a comprehensive approach to advance the cause of associations. As .orgSource's technology lead, Kevin works with clients to envision their digital future and then guides them through the process of achieving the vision. Whether developing a digital strategy, creating a multi-year technology roadmap, focusing on a specific system implementation, or undertaking a performance improvement project, Kevin draws upon insights that can only come from someone who has the hands-on experience of working for an association, as well as the entrepreneurial spirit of a founder of leading association management software companies. In total Kevin has served thousands of associations, providing technology insight, product development, implementation methodologies and strategic planning. Along with .orgSource founder and CEO Sherry Budziak, Kevin is the co-founder of .orgCommunity, an organization that provides hand-crafted connections, inspiration and solutions to association leaders and industry suppliers through education programs, networking events and a robust online community. Kevin is an active participant in the association community, having served on the Association Forum of Chicagoland board of directors and on various volunteer committees. He frequently serves as a thought leader, lending his expertise to a variety of organizations. He also serves as an advisor to Work XO which helps companies measure, analyze and activate their organizational culture. Along with his business partner Sherry Budziak, Kevin is the co-author of the books Association 4.0®–An Entrepreneurial Approach to Risk, Courage and Transformation and  Association 4.0®—Positioning for Success in an Era of Disruption.

Stories and Strategies
Why Selling Time Is Killing Your Public Relations Agency

Stories and Strategies

Play Episode Listen Later Apr 14, 2026 22:01 Transcription Available


Send us a note about this episode. We'll reply and thank you on a future episodeEvery PR firm knows the drill. Client says here's my budget. Firm divides by twelve. Monthly retainer, same amount, January through December, whether the work demands it or not. Need a press release? Flat rate. Need ten? Multiply. Need an editor or a videographer? That's by the hour, and one minute is one hour. The pricing isn't creative. It isn't strategic. It's arithmetic dressed up as a business model.And it worked fine, until AI started doing the arithmetic faster. Suddenly teams are twice as productive in half the time, and if you're still selling hours, you're punishing yourself for getting better. Meanwhile, the client's procurement department is happy to keep paying by the hour, because now those hours cost less. So, who's really winning? The firms who don't rethink how they price will be replaced. Not by AI, but by hungrier competitors who already have.Listen For3:42 Why Are PR Firms the Least Creative in Pricing?6:34 Are You Losing Money by Defaulting to Retainers?9:08 How Should Agencies Identify Where They Create the Most Value?12:19 How Do You Avoid the “Bait and Switch” With Senior Talent?15:27 Is AI Killing Hourly Pricing Models for Good?Guest: Blair Enns, Win Without PitchingWebsite | LinkedIn | Podcast 2BobsDavid's books including Pricing Creativity DougSubstack | Website | LinkedInFarzanaSubstack | Website | LinkedIn Are you a brand with a podcast that needs support? Book a meeting with Doug Downs to talk about it.Apply to be a guest on the podcastConnect with usLinkedIn | X | Instagram | You Tube | Facebook | Threads | Bluesky | PinterestSupport the show

The Mike Hosking Breakfast
Nick Leggett: Infrastructure NZ CEO on half the Crown Regional Holdings investments risking defaulting

The Mike Hosking Breakfast

Play Episode Listen Later Feb 9, 2026 4:19 Transcription Available


Questions marks surround whether benefits from Crown Regional Holdings investments have been assessed properly. More than half of their $433 million loan book is now considered at risk of —or currently in— default. Most of the portfolio covers the Provincial Growth Fund and the current Regional Infrastructure Fund. Infrastructure NZ Chief Executive Nick Leggett told Mike Hosking we've got to keep demanding accountability from these investments. He says we need to better understand why these investment decisions have been made. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Tropical MBA Podcast - Entrepreneurship, Travel, and Lifestyle
#840 How to Actually Build Systems in Your Small Business ft. Layla Pomper

The Tropical MBA Podcast - Entrepreneurship, Travel, and Lifestyle

Play Episode Listen Later Jan 8, 2026 57:41


What if your systems feel broken because you're running big-company playbooks in a small, bootstrapped business? Layla Pomper, founder of ProcessDriven, joins us to share how small teams actually build systems that work. We cover what to prioritize before even thinking about SOPs, how to systemize without hiring an integrator, plus the AI & automation tools her audience is quietly using to move faster. LINKS Dive into more of Layla's systems content (https://www.youtube.com/@LaylaPomper) EOS Business System (https://www.eosworldwide.com/) Meet other location-independent founders like Layla inside Dynamite Circle (https://dynamitecircle.com/) Hang out exclusively with 7+ figure founders in DC BLACK (https://dynamitecircle.com/dc-black) CHAPTERS (00:01:44) Today's Guest: Layla Pomper (00:06:18) Manage Your Mistakes (00:13:47) Radical Simplicity in Your Systems (00:17:53) People vs Roles (00:22:26) Defaulting to Delegation (00:26:59) Asking For Help & Meeting Cadences (00:31:40) Why EOS Breaks Down For Small Teams (00:39:31) Stop “Hiring” Software, Build the System First (00:42:58) New Tools Worth Paying Attention To (00:47:24) To YouTube, Or Not to YouTube? CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: [link to Doomsday Business Ideas episode] Numbers Gone Wild: The Hidden Cost of Being Data-Driven (https://tropicalmba.com/episodes/numbers-gone-wild-hidden-cost) Financial Traps, Profit Truths, and What's Next at TMBA (https://tropicalmba.com/episodes/financial-traps-profit-truths)

The Life Coach for Working Moms Podcast
86 - How to Stop Defaulting and Start Deciding

The Life Coach for Working Moms Podcast

Play Episode Listen Later Jan 7, 2026 18:22


Are you saying yes or no by choice... or by habit? In this episode, we're talking about the power of the pause. You'll hear a personal story that challenged my own default response and why creating space—real space—to check in with yourself is the key to making decisions that actually align with your values, energy, and season of life. Whether your go-to answer is always yes or always no, this episode will help you break the cycle and start choosing with intention.   ==========================  

America on the Road
Testing All-New SUVs: 2026 Hyundai Palisade, 2026 Volkswagen Tiguan

America on the Road

Play Episode Listen Later Dec 13, 2025


This week on America on the Road, guest co-host Matt DeLorenzo joins Jack Nerad as they look at a packed slate of automotive news, two major road tests, and a special design-focused interview. Jack drives the range-topping 2026 Hyundai Palisade Calligraphy, while Matt reviews the redesigned 2026 Volkswagen Tiguan, a compact SUV with more power, more tech, and a more refined cabin than ever before. Jack also sits down with Ian Cartabiano, President of Calty Design, to talk about Toyota's long-running design studio, its newest work, and how design thinking translates into the next generation of vehicles.

Japan's Top Business Interviews Podcast By Dale Carnegie Training Tokyo, Japan
273 Akiko Yamamoto — President, Van Cleef & Arpels Japan

Japan's Top Business Interviews Podcast By Dale Carnegie Training Tokyo, Japan

Play Episode Listen Later Nov 8, 2025 59:27


"Care and respect aren't slogans; they're operating principles that shape decisions and client experiences". "Lead by approachability, using nemawashi-style one-to-ones to draw out quieter voices and better ideas". "Calm, clarity, and consistency beat volume; emotion never gets to outrank the message". "Consensus isn't passivity—done well, it's disciplined alignment that accelerates execution". "Confidence grows by doubling down on strengths, seeking honest feedback, and empowering the team". Akiko Yamamoto is the President of Van Cleef & Arpels Japan, leading the French maison's jewellery and watch business in a market it has served for over fifty years. She began her career at L'Oréal Japan, spending twelve years in marketing across brands including Kérastase, Helena Rubinstein, and Kiehl's, ultimately managing multi-brand teams. Educated in Japan with formative childhood years in the United States, she later completed a master's degree at the University of Edinburgh. Having led primarily in Japan, she now manages a multicultural team, drawing on international exposure, bilingual communication, and deep local insight to harmonise global brand culture with Japanese expectations. Akiko Yamamoto's leadership story is anchored in a simple premise: people follow leaders they can trust. That trust, she says, is earned through care, respect, and steady examples—not declarations. After a foundational run at L'Oréal Japan, where she learned the rigour of brand building and the mechanics of marketing leadership, Yamamoto stepped into the jewellery and watch world at Van Cleef & Arpels. There, she refined an approach that blends global standards with local nuance, ensuring the maison's culture of care resonates in Japan's relationship-driven marketplace. Her leadership style is deliberately approachable. Rather than "planting the flag" at the summit and expecting others to follow, she prefers to climb together, side-by-side. In practice, that means creating psychological safety, inviting dissent early, and spending time—especially one-to-one—to surface ideas that might be lost in large-group dynamics. She embraces nemawashi to build alignment before meetings, recognising that consensus in Japan is less about avoiding risk and more about creating durable commitment. Yamamoto's calm is a strategic asset. She is explicit that emotion can crowd out meaning; when leaders perform anger, the message gets lost in the display. In a culture where visible temper can be read as immaturity, she chooses composure so that the content of decisions remains audible. When missteps happen—as they do—she follows up, explains context, and converts heat into learning. The aim is not perfection but progress with intact relationships. For global leaders arriving in Japan under pressure to "turn things around," she recommends two immediate moves: become intensely reachable and cultivate a few candid truth-tellers who will share the real story, not just what headquarters wants to hear. Language helps, but fluency isn't the barrier; respect is. A handful of sincere Japanese phrases, consistent aisatsu, and an evident willingness to listen can narrow social distance faster than chasing perfect grammar. On advancing women, Yamamoto rejects tokenism yet underscores representation's practical value. Visible female leadership signals possibility; it tells rising talent that advancement is earned and achievable. Her own leap to the presidency required an external nudge, plus a disciplined shift of attention from self-doubt to strengths—past wins, trusted relationships, and demonstrated team outcomes. That reframing, combined with empowerment of capable colleagues, made the role feel both larger and more shared. Ultimately, Yamamoto treats "client experience first, results follow" as an operating model, not a motto. Decision intelligence—clear context, decisive action, and empathetic execution—converts consensus into speed. In her hands, culture is not a constraint; it's compounding capital. What makes leadership in Japan unique? Japan prizes harmony, preparation, and earned consensus. Leaders succeed by combining decisiveness with empathy, using nemawashi to socialise ideas before meetings and ringi-sho-style documentation to clarify ownership and next steps. Calm conduct signals maturity; approachability creates safety for frank input. Why do global executives struggle? Many arrive with urgency but little social traction. Defaulting to big-room debates and top-down directives can silence contributors and slow execution. The fix is proximity: sustained one-to-ones, visible aisatsu, and a small circle of candid advisors who translate context and sentiment. Uncertainty avoidance exists—but it's often rational; people hesitate when they haven't been invited into the reasoning. Is Japan truly risk-averse? It's less "risk-averse" and more "uncertainty-averse." When leaders reduce ambiguity—through pre-alignment, clear criteria, and explicit trade-offs—teams move quickly. Consensus done well accelerates delivery because dissent was handled upstream, not deferred to derail execution downstream. What leadership style actually works? Approachable, steady, and standards-driven. Yamamoto models care and respect, sets crisp direction, and empowers execution. She avoids theatrical emotion, follows up after tense moments, and insists that client experience lead metrics. Clarity + composure + collaboration beats charisma. How can technology help? Technology should reduce uncertainty and amplify learning: shared dashboards that make ringi-sho approvals transparent, lightweight digital twins of client journeys to test service changes safely, and collaboration tools that capture one-to-one insights before group forums. The goal is not more noise but better signal for faster, aligned decisions. Does language proficiency matter? Fluency helps but isn't decisive. Consistent courtesy, listening, and reliability shrink the distance faster than perfect grammar. A capable interpreter plus leaders who personally engage—in simple Japanese where possible—outperform hands-off translation chains. What's the ultimate leadership lesson? Lead with care, earn trust through example, and turn consensus into speed by front-loading listening and clarity. Focus on strengths, empower capable people, and keep emotion from overwhelming the message. Do this, and results follow. Timecoded Summary [00:00] Background and formation: Early years in the United States, schooling in Japan, master's at the University of Edinburgh. Marketing foundations at L'Oréal Japan across Kérastase, Helena Rubinstein, and Kiehl's; progression from individual contributor to team leadership. [05:20] Transition to Van Cleef & Arpels: Emphasis on a maison culture of care and respect that maps naturally to Japanese expectations; client experience as the primary driver with sales as consequence. Expanding to lead multicultural teams. [12:45] Approachability and trust: Building durable followership by remaining accessible after promotion; maintaining continuity of relationships; modelling aisatsu and everyday courtesies to embed culture. Using one-to-ones to surface ideas that large meetings suppress. [18:30] Calm over drama: The communication cost of anger; how emotion eclipses meaning. Post-incident follow-ups to turn flashes of heat into alignment and learning. Composure as credibility in a Japanese context. [24:10] Working the consensus: Nemawashi to prepare decisions; ringi-sho-style clarity to memorialise them. Consensus reframed as disciplined alignment that speeds execution once decisions drop. [29:40] Global leaders in Japan: Close the distance quickly—be reachable, secure truth-tellers, and learn enough Japanese for sincere aisatsu. Don't over-index on perfect fluency; prioritise respect, listening, and visible learning. [34:15] Women in leadership: Representation without tokenism; the confidence gap; how sponsorship and a focus on strengths help leaders step up. Empowerment as the multiplier—no president wins alone. [39:00] Closing lesson: Decision intelligence = context + clarity + care. Reduce uncertainty, empower teams, and let client experience steer priorities; results compound from there. Author Credentials Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012). As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across all leadership, communication, sales, and presentation programs, including Leadership Training for Results. He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery, and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have also been translated into Japanese, including Za Eigyō (ザ営業), Purezen no Tatsujin (プレゼンの達人), Torēningu de Okane o Muda ni Suru no wa Yamemashō (トレーニングでお金を無駄にするのはやめましょう), and Gendaiban "Hito o Ugokasu" Rīdā (現代版「人を動かす」リーダー). In addition to his books, Greg publishes daily blogs on LinkedIn, Facebook, and Twitter, offering practical insights on leadership, communication, and Japanese business culture. He is also the host of six weekly podcasts, including The Leadership Japan Series, The Sales Japan Series, The Presentations Japan Series, Japan Business Mastery, and Japan's Top Business Interviews. On YouTube, he produces three weekly shows — The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business Interviews — which have become leading resources for executives seeking strategies for success in Japan.

Own The Build
Why Do We Keep Defaulting to Scaffold? (EP 239)

Own The Build

Play Episode Listen Later Oct 13, 2025 55:22


!!!Get your free OTB Live Tickets here - Own The Build Live, October 23rd!!!-----------------------------------In this episode, Paul is joined by Rob Munns, Head of Sales at BFT Mast Climbing Ltd — the UK's leading provider of mast climbers.You might think access equipment isn't the most exciting topic in the world, but this conversation is a wake-up call for QSs, PMs, and operational teams. Paul and Rob unpack why the UK construction industry still defaults to scaffold — despite the cost, time, social impact, and program risks — and explore the commercial and operational business case for mast climbers.Paul also reflects on his early career procuring scaffold on remediation jobs — and how little consideration was given to alternatives. With scaffold often the default spec, is the industry missing a massive value engineering opportunity?In this episode, you'll learn:Why scaffold is the "comfort blanket" of the industry — and at what costThe major savings (cost, time, social impact) of mast climbersWhy mast climbers aren't used more — and how to challenge mythsHow QSs can build a business case for alternative access strategiesWhat Rob learned from interviewing residents about life behind scaffoldHow curiosity and early engagement can unlock better decisions

Milk and Honey with Lemon Priceâ„¢ | Become the Ultimate Proverbs 31 woman through Leadership Development

In this episode of The Supported Wife Society, host Lemon Price dives into why husbands often stop taking initiative in relationships. She explains how high-achieving women can unintentionally monopolize the mental load and decision-making processes, leaving no room for their husbands to lead. Lemon offers practical steps to reinstate balance, starting with a mental load audit to identify responsibilities. She emphasizes the importance of pausing to allow husbands space to plan and act, handing over manageable tasks, and refraining from micromanagement and criticism. This episode aims to foster a true partnership in marriage, where both spouses share the load and thrive together.00:00 Welcome to The Supported Wife Society00:42 Understanding the Lack of Initiative03:47 Mental Load Blindness Explained10:38 The Habit of Defaulting to You14:07 Fear of Doing It Wrong15:54 Steps to Fix the Issue21:42 Join the Supported Wife SocietyEnjoy the episode, everyone!How can you be part of the movement to equip women?1. Share the podcast!2. Leave a 5-star review!Here are the best ways for you and me to connect and grow together!Step 1: Subscribe to the PodcastStep 2: Download the ⁠⁠⁠Mental Load Audit⁠⁠⁠Step 3: Let's Connect: ⁠⁠⁠https://www.lemonprice.co/coffeechat⁠⁠⁠Thanks for listening!If you enjoyed this episode, be sure to share this in your stories and tag me!  And don't forget to subscribe, rate, and review the podcast.CONNECT WITH LEMON:⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠Visit the Website⁠⁠⁠⁠⁠⁠Join the Supported Wife Society⁠

Irish Tech News Audio Articles
Pensions Expert Launches Free Auto-Enrolment Calculator for Irish Businesses

Irish Tech News Audio Articles

Play Episode Listen Later Sep 22, 2025 4:22


A leading pensions expert is warning that the Government's auto-enrolment campaign for pensions - due to begin on January 1st - does not equip businesses with the practical information employers need to choose between auto-enrolment and existing pension options available. Feargal McKenna, co-founder of Pensions Awareness Week, which takes place from September 29th to October 3rd, and Head of Corporate at Moneycube.ie, was speaking to over 100 businesses at a Breakfast Briefing for Wicklow's business community this morning, which was also addressed by Tánaiste Simon Harris. The free event, at The GRID in Greystones, was organised by Wicklow's business networking group, East Wicklow Business Network (WicklowBusiness.ie) and the Local Enterprise Office Wicklow. Feargal McKenna unveiled a new Auto-Enrolment Calculator developed by Moneycube.ie specifically for employers and hosted on the Pensions Awareness Week website - www.pensionsawarenessweek.ie. The calculator - which is free to use - is designed to give Irish employers instant clarity about the true cost of auto-enrolment on their payroll and the impact on employees' take-home pay. It also allows employers to compare these costs with alternative pension arrangements, so they can make informed decisions before the scheme begins. Unlike most existing auto-enrolment calculators, which focus only on employees, Moneycube.ie's tool is built for employers, who ultimately decide whether to default into auto-enrolment or take action to establish an alternative scheme. The calculator is easy to use, with just six steps providing business owners, HR managers or finance teams with the information they need to decide whether to prepare their organisations for auto-enrolment or explore alternative options. Employers enter a few simple details about their workforce - such as employee numbers, salary levels, and contribution rates. The calculator instantly shows the total payroll cost under auto-enrolment, how much employees' net pay will fall, and the potential advantages of alternative options. Feargal McKenna, Head of Corporate at Moneycube.ie, says: "If auto-enrolment starts on January 1st, about 800,000 employees will see a reduction in net take-home pay, but employers still have time to choose a structure that can avoid that and possibly deliver better outcomes. "Our employers' calculator gives business owners, HR and finance teams instant, side-by-side numbers: the payroll cost under auto-enrolment over a 10-year period and how that compares with a well-designed occupational pension. Defaulting into auto-enrolment can disadvantage higher-rate taxpayers and limit retirement choices. The Government has released information about their Auto-Enrolment scheme, but it has fallen short in providing a straightforward tool to help people understand the options. Moneycube.ie's calculator fills that gap while supporting the goal of getting Ireland saving for retirement - something that is core to the reason we set up Pensions Awareness Week. "We built this calculator because employers need an instant picture from two, often opposing, perspectives: the finance team, focused on controlling costs, and HR, focused on benefits, recruitment and retention. Government may have cried wolf in the past, but businesses no longer have the luxury of waiting. If pension contributions aren't flowing through payroll by December, the gift under the tree this year - whether you asked for it or not - will be auto-enrolment… and it doesn't come with batteries." More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help prom...

Squiggly Careers
#496 4 Team Habits That Are Holding You Back (and What to Do Instead)

Squiggly Careers

Play Episode Listen Later Sep 9, 2025 39:44


Doug Casey's Take
Fear: The Insidious Implications of Epstein

Doug Casey's Take

Play Episode Listen Later Jul 9, 2025 46:03


Unveiling the Epstein Case: Corruption, Fear, and Global Politics In this episode, Doug and the host delve into various pressing topics including the shocking developments in the Epstein case, the implications of governmental corruption, and the fear-driven actions of key figures like Bonino and Patel. They explore potential consequences of these actions on the political and social landscape, drawing parallels to historic scandals like the Dreyfus Affair. The discussion extends to global political maneuvers, such as US support for Israeli defense infrastructure and the conflict in Ukraine. Additionally, the conversation touches on rising global anti-American sentiment, economic prospects, and the potential for civil unrest in the US. The episode concludes with insights on securing a Plan B for troubled times, highlighting the importance of having a contingency plan for personal and financial security. 00:00 Introduction and Epstein Case Overview 02:01 Fear and Corruption in the Epstein Case 06:45 US Army Corps of Engineers and Israeli Defense 09:47 US Foreign Policy and Military Actions 14:14 Anti-Gringo Sentiment in Mexico 21:07 Citizenship by Investment Programs 24:24 Exploring Brazil: A Personal Update 25:47 Economic Insights: Money Supply and Inflation 27:04 The National Debt Dilemma 27:51 The Case for Defaulting on National Debt 38:45 Trump's Unpredictable Policies 43:30 Plan B Conference and Final Thoughts

Marketplace All-in-One
Defaulting on debt isn't the only way to scare investors

Marketplace All-in-One

Play Episode Listen Later Jun 2, 2025 6:53


As the GOP tax and spending bill moves through Congress, questions about the U.S. debt have not gone away. Over the weekend, Treasury Secretary Scott Bessent said the U.S. would never default on its debt. But the U.S. doesn't have to actually default in order to lose the confidence of investors, who would in turn charge the U.S. more to borrow. Plus: Why Gen X is finding it harder to save for retirement.

Marketplace Morning Report
Defaulting on debt isn't the only way to scare investors

Marketplace Morning Report

Play Episode Listen Later Jun 2, 2025 6:53


As the GOP tax and spending bill moves through Congress, questions about the U.S. debt have not gone away. Over the weekend, Treasury Secretary Scott Bessent said the U.S. would never default on its debt. But the U.S. doesn't have to actually default in order to lose the confidence of investors, who would in turn charge the U.S. more to borrow. Plus: Why Gen X is finding it harder to save for retirement.

SportsTalk with Bobby Hebert & Kristian Garic
National media is defaulting to negativity about the Saints' unknowns

SportsTalk with Bobby Hebert & Kristian Garic

Play Episode Listen Later May 29, 2025 34:17


Steve and Charlie spoke to a WWL listener about the national media's projections for the 2025 Saints. Joe Healy, a reporter for D1Baseball.com, joined Sports Talk to preview the 2025 NCAA Baseball Tournament. Healy shared his thoughts on LSU's draw for the Baton Rouge regional, the Tigers' decision on the mound for Game 1 against Little Rock, and the Bayou Bengals' offense. Healy also discussed the premium regional matchups.

The Mike Madison Show
Th 5.8.25 Tech Taking LOTS of Jobs? / Treasury Talking About Defaulting?

The Mike Madison Show

Play Episode Listen Later May 8, 2025 42:55


The Unabomber was worried about technology and it's impact on us humans. Seems like his concerns weren't unwarranted. Is Scott Bessent seriously discussing screwing US bondholders and defaulting on the debt?  Trump memecoins are making people MILLIONS! Well...58 people are making millions. The other 700K+ people are losing. This is corruption and would be obvious to MAGA if the "other" guy was doing it.

Tech Lead Journal
#215 - The Async First Playbook: Build Effective and Inclusive Teams with Less Meetings - Sumeet Moghe

Tech Lead Journal

Play Episode Listen Later May 5, 2025 63:03


(04:07) Brought to you by Swimm.io.⁠⁠⁠⁠⁠⁠Start modernizing your mainframe faster with ⁠Swimm⁠.Understand the what, why, and how of your mainframe code.Use AI to uncover critical code insights for seamless migration, refactoring, or system replacement.Are too many meetings killing your productivity and making your team less effective?Discover a new approach to work where meetings are no longer the default and deep work takes the center stage.In this episode, Sumeet Moghe, the author of the “Async-First Playbook”, shares actionable insights on building high-performing teams through async-first approach.Key topics discussed:The real reasons behind the return-to-office trend, and why remote and async work are far from deadHow async-first companies like GitLab, Shopify, and Automattic operate, and why it's not an all-or-nothing approachSurprising survey findings: Why most people want to work remotely, and how meetings and interruptions are damaging productivityThe async-first mindset: Making meetings the last resort, prioritizing written communication, and defining reasonable response lagsThe ConveRel Quadrants: A framework for deciding when to meet based on relationship strength and meeting purposeInclusion as a first-class responsibility: How async work empowers introverts, non-native speakers, parents, and diverse team membersThe “default to action” principle: How teams can move faster by embracing reversible decisions and reducing bottlenecksAsync-first leadership: Building trust, modeling the right behaviors, and creating systems that replace performative busynessPractical tips for better business writing and reading, plus how AI tools can supercharge your communicationThe future of work: Why top talent will continue to demand autonomy, and how AI and fractional work are shaping new collaboration modelsTune in to discover how to build high-performing, effective and inclusive teams with fewer meetings by adopting async-first.  Timestamps:(02:19) Career Turning Points(06:21) The Return to Office Trend(11:36) Companies Embracing Async-First(13:20) People's Working Style Preference(17:37) What is Async-First?(21:39) Team Handbook and Ways of Working(23:24) The ConveRel Quadrants(27:41) Inclusion as a First-Class Responsibility(32:14) Defaulting to Action(35:50) Async-First Leadership(40:38) Being Good in Written Communication(44:35) AI Usage in Written Communication(46:17) Time to Read and Reading Comprehension(51:14) The Future of Work(58:33) 3 Tech Lead Wisdom_____Sumeet Moghe's BioSumeet Gayathri Moghe is an Agile enthusiast, product manager, and design nerd at Thoughtworks. Sumeet has recently authored The Async-First Playbook. His practical recommendations for effective collaboration within remote and distributed teams stand for what he's learned from his colleagues, their successes, and their occasional misadventures.Sumeet kicked off “The async-first manifesto” , a set of principles he is co-creating with volunteer enthusiasts from around the world. He is also bringing async-work to life with stories of “Humans of remote work” .Follow Sumeet:LinkedIn – linkedin.com/in/sumeetmogheWebsite – asyncagile.org

Restauranttopia podcast
The Hidden Danger of Merchant Service Loans (Ep. 167)

Restauranttopia podcast

Play Episode Listen Later Mar 15, 2025 18:01


Many restaurant operators are unknowingly signing their businesses away with predatory merchant cash advances (MCAs). These high-cost financing options promise fast money but come with crippling repayment terms that can put restaurants out of business. In this episode, we break down: What MCAs really are and why they're dangerous How POS companies and third-party apps market these loans The long-term financial risks of taking an MCA What better financing options exist for restaurant operators If you're considering quick funding, listen to this episode first—you might save your business.   Show Notes In this episode, we uncover the hidden risks of merchant cash advances (MCAs)—a form of financing that is marketed as fast and easy but often leads to financial ruin for restaurants. Unlike traditional loans, these cash advances are structured as purchases of future credit card receivables, making them expensive, aggressive, and difficult to escape. Many struggling restaurants turn to MCAs in times of financial distress, only to find themselves buried under exorbitant repayment terms that accelerate their path to closure. We break down why these loans are dangerous, how they differ from traditional financing, and what you should do instead. Key Takeaways What Are Merchant Cash Advances (MCAs)? MCAs aren't loans—they're structured as purchases of future credit card receivables. Funds are repaid daily, based on a percentage of your sales, often leading to crippling cash flow problems. Effective interest rates can be well over 100%, making it nearly impossible to get ahead. How Restaurants Get Trapped in MCAs MCAs target struggling restaurants with promises of fast, no-hassle funding. POS systems and third-party platforms (like DoorDash) market these loans directly to operators. The focus is on how quickly you can get the money, not on the devastating repayment structure. The Long-Term Impact of Taking an MCA Payments are automatically deducted, reducing your ability to cover operating expenses. Defaulting can trigger harsh legal and financial consequences, including personal liability. Many operators end up in a cycle of taking multiple MCAs just to stay afloat, leading to business failure. Why 2024 Is a Critical Year for Restaurants Rising costs, labor shortages, and consumer uncertainty have made it the toughest year for restaurants since early 2020. Many operators desperately seek financing, making them more vulnerable to predatory lenders. Instead of relying on expensive, short-term cash, restaurants must focus on financial planning and sustainable growth.

Paul VanderKlay's Podcast
Industrial Christianity, Defaulting to the Machine, the Personal and the Quest for the Genuine

Paul VanderKlay's Podcast

Play Episode Listen Later Feb 6, 2025 117:18


This is the extended version of The Kingsnorth Infinite Response Loop is Powered by the Christ Crucified's Call https://youtu.be/ZkJIXZSkLdc Paul Kingsnorth The Vagabond King https://paulkingsnorth.substack.com/p/the-vagabond-king  Bethel McGrew response https://www.patheos.com/blogs/youngfogey/2025/02/paul-kingsnorths-erasmus-lecture-revisited/    TLC engages the Emerging Church movement. https://youtube.com/live/sJMz0RqUinY?feature=share My conversation with Wokal Distance Michael Young  @JordanBPeterson  Lecture and Q&A with Jordan Peterson (The Mill Series at Lafayette College) https://youtu.be/V32WHDuy-Do?si=QlgO7tPJ546Mk98S    Paul Vander Klay clips channel https://www.youtube.com/channel/UCX0jIcadtoxELSwehCh5QTg Bridges of Meaning Discord https://discord.gg/KEPbZT28 https://www.meetup.com/sacramento-estuary/ My Substack https://paulvanderklay.substack.com/ Estuary Hub Link https://www.estuaryhub.com/ If you want to schedule a one-on-one conversation check here. https://calendly.com/paulvanderklay/one2one There is a video version of this podcast on YouTube at http://www.youtube.com/paulvanderklay To listen to this on ITunes https://itunes.apple.com/us/podcast/paul-vanderklays-podcast/id1394314333  If you need the RSS feed for your podcast player https://paulvanderklay.podbean.com/feed/  All Amazon links here are part of the Amazon Affiliate Program. Amazon pays me a small commission at no additional cost to you if you buy through one of the product links here. This is is one (free to you) way to support my videos.  https://paypal.me/paulvanderklay Blockchain backup on Lbry https://odysee.com/@paulvanderklay https://www.patreon.com/paulvanderklay Paul's Church Content at Living Stones Channel https://www.youtube.com/channel/UCh7bdktIALZ9Nq41oVCvW-A To support Paul's work by supporting his church give here. https://tithe.ly/give?c=2160640 https://www.livingstonescrc.com/give

Multipolarista
Trump's tariffs could cause huge global crisis, warns economist Michael Hudson

Multipolarista

Play Episode Listen Later Feb 4, 2025 49:58


Donald Trump's tariffs could destabilize the global economy, warns economist Michael Hudson. US protectionist policies could cause financial crises, as many currencies depreciate and countries can't earn the dollars needed to pay their foreign debts. Ben Norton hosts the interview. VIDEO: https://www.youtube.com/watch?v=FFyWatftnIM Transcript: https://geopoliticaleconomy.com/2025/02/04/trump-tariffs-global-crisis-economist-michael-hudson/ Here you can read Michael Hudson's article on how Trump's tariffs threaten the global economy: https://geopoliticaleconomy.com/2025/01/25/michael-hudson-trump-tariffs-global-economy/ Topics 0:00 Trump's tariff threats 3:10 Highlights of Michael Hudson 5:47 How to pay foreign debt 10:55 Austerity 14:48 Protectionism 17:19 US threats 21:11 Mexico 22:47 Defaulting on debt 25:46 Economic colonialism 28:18 Colombia 29:50 Greenland 30:23 Economic war 31:02 China's win-win approach 32:24 Trump's contradictions 35:20 US dollar & re-industrialization 37:06 Finance capitalism 41:00 Dollar exchange rate & inflation 44:34 Trump proposal at WEF/Davos 45:20 Investing in USA 47:18 US imperialism 49:17 Outro

Pat Gray Unleashed
75% Cut in Government Size Coming?! | 11/15/24

Pat Gray Unleashed

Play Episode Listen Later Nov 15, 2024 100:48


The Left continues to seethe over Donald Trump Cabinet picks. Is the GOP win in the House in jeopardy? Update on Alex Jones and his fight to save Infowars. Update on P'Nut the squirrel and Fred the raccoon. Mike Tyson vs. Jake Paul tonight. Mike Tyson discusses his "legacy" ahead of his fight with Jake Paul. Ron Paul involved in slashing government spending? DOGE: Vivek Ramaswamy lays out a plan to cut the size of the federal government by 75%. The Kamala Harris campaign is still trying to pay off its $20 million in campaign debt. Sunny Hostin feeling guilty for her question of Kamala Harris? 00:00 Pat Gray UNLEASHED 00:21 It's Friday! 06:12 Democrats in Bucks County Commissioners Ignore Court 08:33 RFK Jr. gets Nominated 10:50 Gaetz Sends Resignation Letter 11:50 Kevin McCarthy Doesn't Agree with Trump 14:19 Mark Halperin Explains Nomination Process for Trump 21:21 Alex Jones Update on Infowars 27:32 Alex Jones Talks about ‘Defaulting' 30:48 Let's Talk Weirdos from Biden 33:44 Fat Five 48:32 Mike Tyson & Jake Paul Fight 50:55 Jake Paul Slapped by Mike Tyson 52:24 YouTube & Amazon Ads 56:30 Mike Tyson on his “Legacy” 58:48 Jake Paul's Weird Response 1:03:26 Jerry Jones Ford Commercial 1:07:04 UFC Fight 1:07:16 Football Talk 1:09:01 Sen. Warren Reacts to Matt Gaetz for AG 1:11:18 John Cornyn Reacts to Matt Gaetz Investigation 1:12:15 Fun Sports Fact on the Godless Animals 1:15:15 Trey Gowdy is Against Matt Gaetz 1:16:17 John Bolton Reacts to Gabbard & Gaetz 1:18:00 Thomas Massie Likes Matt Gaetz 1:19:50 Ron Paul Talks Cutting Down Government 1:21:04 Vivek's Plan for Reducing Government Size 1:25:41 Kamala's Campaign Still Asking for Money 1:28:53 Joe Biden in South America with Xi Jinping Learn more about your ad choices. Visit megaphone.fm/adchoices

Doug Casey's Take
The US Economy Will Collapse: How Trump Should Handle It

Doug Casey's Take

Play Episode Listen Later Nov 14, 2024 62:07


Join us at https://www.crisisInvesting.com In this episode, Doug and Matt provide their insights on the recent election results, highlighting the defeat of Que mala and the renewed optimism with Trump's presidency. They reflect on Trump's appointments and initial policies, expressing cautious optimism about the future. The discussion shifts to Argentina's economic challenges under Melei's administration, with comparison to Uruguay. Key topics include Trump's proposed educational reforms, potential economic impacts of U.S. fiscal policies, and the implications of U.S. debt. Doug shares his views on Social Security, Medicare, and the challenges in deporting illegal immigrants, while also addressing viewers' pushbacks on previous episodes. The episode closes with discussions on potential future economic scenarios and the need for radical changes in U.S. policy. 00:00 Introduction and Election Reflections 01:43 Comparing Elections: US vs Argentina 04:12 Economic Challenges in Argentina 08:30 Trump's Policy Videos 22:03 Debating US Political Landscape 33:54 The Ingrained Socialism in America 35:29 The Value of Individualism 37:02 Challenges of Deportation and Repatriation 41:31 The Role of Government and Bureaucracy 42:29 Economic Policies and Global Impact 44:34 Interest Rates and National Debt 49:52 The Case for Defaulting on National Debt 55:44 Potential Economic Collapse Scenarios 58:20 Concluding Thoughts and Future Outlook

Building Great Sales Teams
The Big Announcement & Stop Defaulting

Building Great Sales Teams

Play Episode Listen Later Nov 12, 2024 32:03


In this episode of 'Building Great Sales Teams,' the host returns after a three-week hiatus to share insights from his consulting experience. He emphasizes the importance of building content passively and provides actionable strategies for sales teams, such as leveraging discovery calls into content. The host discusses the concept of defaulting – relying on talent and abilities instead of structured systems – and its impact on personal and business growth. He shares his transition into a new role as VP of Direct Sales at ChexAM, a sustainability company, and outlines his goals, challenges, and the learning experiences involved. The episode concludes with a fresh commitment to delivering high-quality solo episodes focused on real-time sales strategies and leadership advice.Chapters00:00 Introduction and Apology01:39 The Importance of Passive Content03:50 Stop Defaulting: Leadership Insights06:33 The Sophomore Slump in Sales08:41 The Role of Managers and Key Players20:52 Personal Update and New Opportunities27:51 Conclusion and Future Plans Thank you for supporting Building Great Sales Teams! If you want to learn more about our host Doug Mitchell or get free BGST resources go to www.salesprogrambuilder.comAnd don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word!

Refresh Your Wealth Show
#535 Can't Pay Your Taxes By October 15th? Here's What To Do

Refresh Your Wealth Show

Play Episode Listen Later Oct 11, 2024 32:38 Transcription Available


In this episode of the Main Street Business Podcast, Mark J. Kohler welcomes Farah Saleh to dive deep into IRS debt resolution strategies. Learn why non-filing is far more dangerous than non-payment, and discover key strategies to resolve debt, from installment plans to creative solutions like leveraging personal assets. Whether you're facing liens, levies, or just seeking relief, this episode provides actionable steps to stay compliant and get back on track.Here are some of the highlights:Mark Kohler introduces Farah Saleh, CPA specializing in IRS resolution.Importance of filing taxes even if you owe money.IRS penalties are 10 times worse for not filing, rather than not paying.Mark stresses the significance of immediate communication with the IRS.Explore creative options before getting on an installment plan.Consider partial pay, offer in compromise, or fighting the bill.Use assets to pay off debt (e.g., sell the boat, use HELOC, borrow from 401k). Defaulting on payments leads to continued collection efforts.Compliance is key for any resolution with the IRS. Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute demo. You don't want to miss this! Secure your tickets for the most significant tax & legal event of the year: Tax and Legal 360 Curious what my new certification is all about? Learn More Looking to connect with a rock star law firm? KKOS is only a click away! Grab my FREE Ultimate Tax Strategy Guide HERE! Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

Mindfulness Manufacturing
125 Lessons for Saying Less and Learning More with Michael Bungay Stanier

Mindfulness Manufacturing

Play Episode Listen Later Sep 4, 2024 26:38


We all love giving advice! But when advice is your default as a leader, you can fall into an “advice trap” that actually crushes curiosity, creates disconnect, and prevents your team from finding productive outcomes. Bestselling author Michael Bungay Stanier (MBS) tackles this subject in his newest book The Advice Trap: Be Humble, Stay Curious & Change the Way You Lead Forever. In this episode, MBS shares some of the key lessons from the advice trap and his other books, including lessons and insights leaders can use to change their mindset, grow their curiosity, and create great new habits for building curiosity. 2:17 – With more curiosity, you can engage your people, boost morale and retention, and create a thriving organization 3:31 – Slow down in your rush to provide immediate advice 4:16 – As a leader, shift away from making advice your default response 5:13 – With curiosity, you can become a more strategic leader 6:11 – Defaulting to giving advice is often an ingrained habit 6:48 – When you start being more curious, you let others shine 7:17 – Curiosity can also strengthen your relationship with your family and others outside of work 8:40 – Forming new curiosity habits can take time and practice 9:47 - If you always give answers and advice, your team can become over-dependent, more disconnected, and less productive 10:48 – Through more curiosity, you and your team can find the purpose of your work 12:22 – While practicing curiosity and other new skills, approach it with patience and grace for yourself 13:28 – Be specific and deliberate in building your coaching habit 14:13 – Your team are your allies 15:19 – Instead of answering right away, stay in a place of curiosity a little bit longer 16:53 – Ask curious questions to find the root cause of issues within your team 18:48 – Asking questions can be more effective than giving advice 20: 11 – Your job isn't to come up with the best answer, but to help your team come up with the right answer 21:42 – To practice curiosity, pay attention to your body language Connect with Michael Bungay Stanier Visit his website and download chapter one of The Coaching Habit Learn more about Box of Crayons Read my book reports of The Coaching Habit  

4 Fit Fatherhood
The Art of Raising Humans w/ Kyle Wester

4 Fit Fatherhood

Play Episode Listen Later Aug 17, 2024 86:59


Summary In this episode of the ForFit Fatherhood podcast, Rod Richard interviews Kyle Wester, a licensed professional counselor and parenting expert. They discuss the importance of an inside-out approach to parenting, focusing on the internal needs of children rather than just their behavior. Kyle emphasizes the power of curiosity and self-reflection in responding to challenging situations with children. He shares personal experiences and strategies for creating a positive and loving environment for children to thrive. The conversation explores the shift from using fear as a parenting tool to embracing vulnerability and connection. Fear-based discipline is ineffective and perpetuates more fear. The key is to build a strong relationship with your child based on love and trust. Spending intentional, enjoyable time with your child is crucial for building that connection. It's important to retrain your brain to respond rather than react in challenging situations. This can be done by pausing, taking a deep breath, and choosing a different voice. The goal is to guide and disciple your child towards becoming a better person. In this conversation, Kyle Wester and Rod Richard discuss the importance of being playful and flowing with your children to guide their behavior. They share personal anecdotes and insights on how to create connection and cooperation with your kids. Kyle emphasizes the need for fathers to embrace their role and be present for their children, while Rod highlights the importance of being a supportive and loving father. The conversation also touches on the Art of Raising Humans podcast and the transformative power of fatherhood. Takeaways An inside-out approach to parenting focuses on addressing the internal needs of children rather than just their behavior. Curiosity and self-reflection are key in responding to challenging situations with children. Modeling gratitude and enjoyment is important in teaching children to be grateful and enjoyable. Discipline does not have to be aggressive or fear-based; it can be done with love and understanding. Strength in parenting is found in having an open hand and not needing to control children. Fear-based discipline is ineffective and perpetuates more fear. Building a strong relationship with your child based on love and trust is crucial. Spending intentional, enjoyable time with your child helps build that connection. Retraining your brain to respond rather than react in challenging situations is key. The goal is to guide and disciple your child towards becoming a better person. Being playful and flowing with your children can help guide their behavior and create connection. Fathers should embrace their role and be present for their children, supporting and loving them unconditionally. Shame and fear should be replaced with confidence and acceptance in parenting. Fatherhood is a transformative journey that shapes both the father and the child. The Art of Raising Humans podcast provides valuable insights and discussions on parenting as a team. Chapters 00:00 Introduction and the Need for Information on Fatherhood 13:10 Curiosity and Self-Reflection in Understanding Children's Behavior 30:19 The Changing Value of Women and Fear in Parenting 45:53 Building a Strong Connection through Intentional Activities 53:57 Retraining Reactions and Defaulting to a Positive Voice 01:01:07 Guiding Children through Connection 01:26:23 New Chapter www.4fitfatherhood.com You have a limited offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code 4FIT20 at checkout You can claim it at: https://magicmind.com/4fit20 --- Support this podcast: https://podcasters.spotify.com/pod/show/4fitfatherhood/support

Daybreak
Banks are coming to 'save' you from defaulting on your credit card bills. Here's why you need to watch out

Daybreak

Play Episode Listen Later Aug 8, 2024 9:37


From September 2, IDFC Bank's credit card customers will only have to pay 2% of the total bill amount every month instead of the earlier 5%. The bank has reduced the minimum amount due (MAD). Even Axis Bank did this last year in November.This means for customers, there are lesser chances of being tagged as a defaulters which hurts their credit score.  Why are banks doing this?Two bankers told The Ken that the main reason why banks or lenders are reducing MAD is because of rising defaults. India has been warming up to the idea of credit. In fact, now its come to a point where debit card usage is declining. Online credit card spending in India rose by 20% in the last one year to reach more than ₹1 lakh crore in March this year. But for banks or lenders this also means that the associated non-performing assets (NPAs) have started to become a cause for concern. This is why lowering the limit for defaults will help banks. But for customers, there is more to it than meets the eye.Tune in

Rosenfeld Review Podcast
Make Things Better, Not Just Different with Erin Weigel

Rosenfeld Review Podcast

Play Episode Listen Later Jul 8, 2024 30:52


Have you ever thought about the similarities between art and science? Or about how math is the language of the universe? No? Welcome to a perspective shift. Ultimately this episode is about making things better, not just different. But how we get there is through a thoughtful and entertaining discussion with the witty and philosophical Erin Weigel. Erin is the author of the recently published Design for Impact: Your Guide to Designing Effective Product Experiments. She brings a fresh, accessible, and humor-filled take on what may seem like a dry topic: experimentation. Erin and Lou discuss how both art and science are concerned with looking at the world through new perspectives. Both disciplines involve careful observation and critical thinking. While art uses form, color, and texture to communicate, science communicates through the language of math. Erin discusses the importance of experimentation in design, advocating for always defaulting to experiments even if they're the quick and dirty kind. Most of us don't have the resources for randomized controlled experiments, but even less rigorous experiments can provide valuable insights. All experiments involve tradeoffs. Do whatever experiments you can within the constraints that you have. Erin and Lou also discuss the following: - Normal distribution, central limit theorem, and what can be learned from outliers - The power of experiments to unite multidisciplinary teams by getting away from opinions and finding the truth - How professionals can use the principles of experimentation to navigate uncertainties and drive meaningful improvements - Discerning the impact of changes made What You'll Learn from this Episode: - How Erin, with a fine arts background, became the principal designer at Booking.com and the Senior Group Product Design Manager at Deliveroo - The fundamental similarities between art and science - Why you should never skip the experimental phase - How experimentation unites people across disciplines - The difference between making things different and making them better Quick Reference Guide: 0:32 - Introduction of Erin; similarities between art and science 4:05 - Barriers between art and science 5:58 - Statistics is fun! 12:37 - Defaulting to experimentation 18:06 - Break - 5 reasons to use the Rosenverse 20:36 - Experimentation as a uniting force 25:49 - Make things better, not just different 28:32 - Erin's gift for listeners Resources and Links from Today's Episode: Design for Impact: Your Guide to Designing Effective Product Experiments by Erin Weigel: https://rosenfeldmedia.com/books/design-for-impact/ Ologies Podcast with Allie Ward: https://www.alieward.com/ologies Rosenverse: https://rosenfeldmedia.com/rosenverse/ Factfulness: 10 Reasons We're Wrong About the World and 10 Reasons Why Things are Better Than You Think by Hans Rosling: https://www.amazon.com/Factfulness-Reasons-World-Things-Better/dp/1250107814

In Conversation with Julie Segal
Companies Aren't Defaulting, But How Much Longer Can They Pay 12 to 14 percent?

In Conversation with Julie Segal

Play Episode Listen Later Jun 10, 2024 41:21


In episode 5, Julie talks to Oliver Fadly of NEPC about why he's cautious on private credit right now after the explosive growth in the asset class over the last 15 years, why he expects much more transparency in the coming years, and why it's hard to find managers with true track records that you can dig into to get a picture of their investment chops. Oliver and Julie discuss the good and the bad of consolidation and the increasing number of smaller private credit shops that are getting acquired by or doing joint ventures with larger asset managers.And amid all of those deals, Oliver is watching the inevitable shift in talent. Top people are getting contracts to stay for three or five years, but what's happening to the people below that? Oliver also talks about portfolio finance and so-called NAV loans, which have been increasing — and why he's pretty cautious (again that word!) about the sector and spending time trying to understand the motivation behind both the private equity firms that are taking on these loans and the credit funds that are making them. Oliver also speaks to capital structure stress, the result of a lot of private credit deals being done at the peak when rates were near zero. These companies have now burned through a lot of cash, and while there still isn't a huge wave of defaults, there are a lot of hard conversations to come. For investors, there may be opportunities to provide transitional capital to get a company “to the other side,” as Oliver points out. As always, I want to hear your thoughts. Email me at jsegal@institutionalinvestor.com or message me on LinkedIn. Which reminds me that I have to get back to a listener, who told me I should have asked a previous guest a few more questions. He's right and I'll respond. Thanks for listening everyone.

Growth Mindset Podcast
Understated: 3 Unobvious Strategies to Exceed Expectations

Growth Mindset Podcast

Play Episode Listen Later Apr 30, 2024 17:44


The quiet path to loud success by overcoming our nature. We explore ego and our automatic tendencies and how we can over-ride our inbuilt patterns that get in the way of our goals. Set yourself apart in a world dominated by noise Silent but powerful ways to surpass expectations Increase effectiveness at getting what you want We delve into the art of quiet achievement, offering a fresh perspective on how to succeed without the spotlight. Advert - Cozy Earth Luxury Bamboo sheets and Loungeware that become softer the more you use them. 35% off code 'GROWTH' - CozyEarth.com Growth Mindset pod Sam Webster Harris explores the psychology of happiness, satisfaction, purpose, and growth through the lens of self-improvement. Success and happiness is a state of mind unique to ourselves and is our responsibility to create. Watch the pod - YouTube (Growth Mindset) Mail - GrowthMindsetPodcast(at)gmail.com Insta - SamJam.zen Chapters 00:00 The Pitfalls of Unhelpful AI and the Human Mind 04:05 Defaulting to Surrendering Our Assumptions 06:25 Actively Seeking Our Own Incompetence 08:07 Mr. Beast's Path from Incompetence to Mastery 10:17 Three Ways to Block Others' "Aha" Moments 11:55 Allowing Self-Persuasion 12:16 The Entrepreneur's Paradox of Asking for Advice 13:30 Closing Thoughts on Humility's Impact Learn more about your ad choices. Visit podcastchoices.com/adchoices

She Talks Business
Ep. 151 - My Take on Come Up For Air

She Talks Business

Play Episode Listen Later Apr 22, 2024 13:44


Sharpen Your Business Systems for Success   This week on She Talks Business, I'll be recording the second “My Take” series where I will give you my opinion and what I took away from my most recent read. We'll be talking about Nick Sonnenberg's Come Up for Air: How Teams Can Leverage Systems and Tools to Stop Drowning in Work.    The short version: This is excellent. It's a fantastic, super smart book. I highly recommend you read it and apply its principles to your team.    Essentially, this whole book is about doing more efficient work so you can literally come up for air. This includes taking your communication and separating it between internal and external, taking your planning for projects and ensuring that you have the right work management tools, and then taking your resources and making sure you have an efficient knowledge base and the right process management tools.    Your Business is Only as Effective as Your Systems  I open the episode with Dr. W. Edward Deming's 94% Rule, which basically says 94% of the results you experience in your business all stem from your processes and systems, not the individuals making up your team.  When operating in your business and setting up systems for your team, there is a tendency to outgrow your system or identify how a system isn't working the way you'd hoped. Instead of reassessing and starting from scratch with a new system, we tend to put bandaids and make exceptions so we can continue using this already established but not very effective system.  What really needs to happen, and Nick really sheds light on this, is we need to assess all of our systems in their entirety to ensure that they are serving their purpose and making your life and your team's life easier.    CPR: Communication, Planning, Resources Nick Sonnenberg's CPR framework lays the foundation for categorizing and optimizing business processes. Breaking down internal and external communication, streamlining planning tools, and effectively managing resources can prevent your team from "drowning in work." This method strategically simplifies processes, enabling teams to focus on what they do best: driving the business forward.   Effective Systems Improve Your Culture  I even argue that good systems not only increase efficiency and your team's bandwidth but they can also enhance your company's culture. Clear guidelines can reduce frustration and allow employees to focus on their work without unnecessary interruptions or too much time trying to find what they need to do their work. Effective systems show your team that you value their time and well-being and that you want to make it as easy as possible for them to succeed.    Nick's book, Come Up For Air, helps you figure out your communication processes,  your project management system, and how to manage your resources. It even goes into how to better your onboarding and shows you how to buy back time with more efficient systems. It's an excellent book that will have you setting your team and your business up for success.    I hope this take was useful for you and that you grab your own copy. If you do, be sure to tag me and Nick on social media so we know you were inspired by this episode.    What's In This Episode The 94% Rule by W. Edwards Deming states most workplace results are due to systems and processes, not individual efforts. Defaulting to temporary solutions rather than evaluating the system as a whole cuts down on efficiency. CPR stands for Communication, Planning, and Resources. “Stop the scavenger hunt" for information by implementing effective systems that cut down on time and increase productivity.    What To Do Next Visit lisalarter.com/e151 for all resources from this episode.

GolfWRX Radio
Golf's Perfect Imperfections: How to make it through the ball without defaulting at it

GolfWRX Radio

Play Episode Listen Later Apr 3, 2024 40:44


From LA to Cabo to Quebec City and the lessons learnt along the way.

Audio Mises Wire
US States Have a Long History of Defaulting

Audio Mises Wire

Play Episode Listen Later Mar 8, 2024


As the federal government's debt approaches $35 trillion, default one way or another is inevitable. Many US states already have used that method to eliminate their debts.Original Article: US States Have a Long History of Defaulting

Mises Media
US States Have a Long History of Defaulting

Mises Media

Play Episode Listen Later Mar 8, 2024


As the federal government's debt approaches $35 trillion, default one way or another is inevitable. Many US states already have used that method to eliminate their debts.Original Article: US States Have a Long History of Defaulting

Mises Media
US States Have a Long History of Defaulting | Stephan Anderson

Mises Media

Play Episode Listen Later Mar 7, 2024 7:23


As the federal government's debt approaches $35 trillion, default one way or another is inevitable. Many US states already have used that method to eliminate their debts. Narrated by Millian Quinteros.

Python Bytes
#373 Changing Directories

Python Bytes

Play Episode Listen Later Mar 5, 2024 26:33


Topics covered in this episode: zoxide Smart CLIs with Typer Python recommended officially by the US Government Textual tutorials at Mouse vs Python Extras Joke Watch on YouTube About the show Sponsored by ScoutAPM: pythonbytes.fm/scout Connect with the hosts Michael: @mkennedy@fosstodon.org Brian: @brianokken@fosstodon.org Show: @pythonbytes@fosstodon.org Join us on YouTube at pythonbytes.fm/live to be part of the audience. Usually Tuesdays at 11am PT. Older video versions available there too. Michael #1: zoxide zoxide is a smarter cd command, inspired by z and autojump. It remembers which directories you use most frequently, so you can "jump" to them in just a few keystrokes. zoxide works on all major shells and platforms. Brian #2: Smart CLIs with Typer Rahul Pai Lots of TILs here, even though I've been using Typer for years. Examples of Auto-detection of arguments and types based on type hints Help text is a smidge clunkier Prompting for missing arguments Defaulting to an enviromental variable for missing args Print help if no args given Explicit app and subcommands with a comparison to argparse Reusable commands with result_callback Several topics covered in comparison with argparse See also Testing argparse Applications Michael #3: Python recommended officially by the US Government The US government explicitly recommends memory safe languages. Python is one of them The comparison to big tech by Samuel is interesting Brian #4: Textual tutorials at Mouse vs Python Mike Driscoll Most recently Creating a Modal Dialog For Your TUIs in Textual Textualize already has some pretty great documentation at textual.textualize.io But it's cool to see some different tutorials on it. Extras Brian: Is UV the FUTURE of Python PACKAGING?

Only in Seattle - Real Estate Unplugged
#2,171 - SF's Former Biggest Landlord Veritas, Now Defaulting to the Tune of $1 Billion, Selling 762 More SF Apartments

Only in Seattle - Real Estate Unplugged

Play Episode Listen Later Mar 4, 2024 31:34


San Francisco is currently witnessing a major shift in its real estate and retail landscape, epitomized by the downfall of Varius Investments, once the city's largest landlord, now defaulting on $1 billion in debt. This financial turmoil is compounded by the closure of iconic stores like Macy's downtown flagship and a Walgreens Financial District location, signaling deeper issues of safety, homelessness, and declining foot traffic. The city's office vacancy rate has skyrocketed to over 35%, a stark contrast to the pre-pandemic era. Despite the grim scenario, some see a silver lining with potential AI industry growth. However, the challenges of remote work, public safety, and the city's image persist, painting a complex picture of San Francisco's urban economy and its attempt to navigate through these turbulent times. --- Send in a voice message: https://podcasters.spotify.com/pod/show/darien-dunstan3/message

Ultimate Ambitions
Mastering the Science of Self-Protection with Tony Blauer

Ultimate Ambitions

Play Episode Listen Later Feb 27, 2024 60:29


Join us for an insightful conversation as we delve into the world of self-defense with renowned expert Tony Blauer. Reveal the secrets behind weaponizing the startle flinch and converting fear into a protective force. Blending neurobiology, kinesiology, and psychology, he reveals the science of self-defense in a captivating and engaging manner. Get ready to explore practical tactics and profound insights to empower your safety journey. Highlights: "The only way you can compete with the speed of sudden violence is to improve your mind speed. Not how fast you kick, not how fast you punch. Because if I don't clear my mind, I don't think to punch or kick." "Fear makes us doubt, doubt creates hesitation, hesitation creates procrastination. Violence loves speed." "Every victim of violence who lived to tell the tale has said, 'I always had a bad feeling before the attack.' You always know when someone is gonna fight or run. It's about their energy." Timestamp11:27 - Weaponizing the Startle Flinch12:26 - Spear: Spontaneous Protection, Enabling Accelerator Response 13:37 - The Reality of Violence: Consent, Preparation, Awareness15:15 - Understanding the Flinch Response16:46 - The Neurobiology of Survival: Protecting the Command Center 18:22 - Discovering the Startle Response in Training Drills 20:19 - The Toughest Fight: Anthony Smith's Home Invasion Experience22:17 - The Importance of Situational Awareness25:08 - Defaulting to Familiar Moves Under Stress36:19 - Shifting Mindsets: Preparing for the Unthinkable

The John Batchelor Show
PREVIEW: Excerpt from a conversation with Chris Riegel of Scala.com re the defaulting wave sweeping commercial real estate across America's major and secondary cities. The WSJ says between now and 2027 $2.2 Trillion of commercial buildings are coming due

The John Batchelor Show

Play Episode Listen Later Jan 18, 2024 1:54


PREVIEW: Excerpt from a conversation with Chris Riegel of Scala.com re the defaulting wave sweeping commercial real estate across America's major and secondary cities. The WSJ says between now and 2027 $2.2 Trillion of commercial buildings are coming due, and WFHome or exodus means that buildings can be marked down 50% or much more.  https://www.bloomberg.com/news/articles/2024-01-16/blackstone-s-defaulted-nyc-office-loan-for-sale-at-50-discount?sref=5g4GmFHo 1913 Old Morgan building for the wrecking ball.

FreshEd
FreshEd #126 – Defaulting on Student Loans in America (Ben Miller)

FreshEd

Play Episode Listen Later Jan 14, 2024 39:58


FreshEd is on holidays for the next few weeks. While we are away, we'll replay some of our favourite episodes. You can check out our entire catalogue of 341 episodes here: https://freshedpodcast.com/freshed/ Please be sure to donate to FreshEd in 2024: www.freshedpodcast.com/donate -- American students are in debt. Some forty-four million Americans collectively hold over $1.4 trillion worth of debt. Those numbers have increased since the Global Financial Crisis from 10 years ago. Today I speak with Ben Miller, a senior director for Postsecondary Education at the Center for American Progress. Ben specializes in higher-education accountability, affordability, and financial aid, as well as for-profit colleges. His most recent op-ed – “The Student Debt Problem is Worse than we Imagined” – appeared in the New York Times in August. Citation: Miller, Ben, interview with Will Brehm, FreshEd, 126, podcast audio, September 17, 2018. https://www.freshedpodcast.com/benmiller/ -- Get in touch! Twitter: @FreshEdpodcast Facebook: FreshEd Email: info@freshedpodcast.com Support FreshEd: www.freshedpodcast.com/donate

Valuetainment
Shocking Debt Ceiling History and The Danger of Defaulting

Valuetainment

Play Episode Listen Later May 23, 2023 16:56


In this video, Patrick Bet-David discusses the issue of the debt ceiling in America, its history, and how it has been used as a political weapon. It highlights the negative consequences of defaulting on the national debt with examples from Argentina, Russia, Greece, and Venezuela. Go to our sponsor https://betterhelp.com/valuetainment for 10% off your first month of therapy with BetterHelp and get matched with a therapist who will listen and help. FaceTime or Ask Patrick any questions on https://minnect.com/ Recommended video: Will The U.S. Dollar Collapse As a Reserve Currency? - History of World Currency Explained: https://youtu.be/urEAgeeTq4k Subscribe to our channel: http://bit.ly/2aPEwD4 To reach the Valuetainment team, you can email: info@valuetainment.com #debt #default #history --- Support this podcast: https://podcasters.spotify.com/pod/show/valuetainment/support

Wired To Hunt
A Guaranteed Way to Ruin Any Deer Hunt

Wired To Hunt

Play Episode Listen Later Dec 27, 2022


Consistent whitetail success and enjoyment hinges on two very different aspects of every hunt. The first involves all of the stuff we can't control, like weather, the actions of other hunters, and the cosmic, known-only-to-them whims upon which all deer operate. The second is what we can control, which can just as easily tank any random sit. Defaulting to an easy field edge stand when you should be in the timber, ignoring loads of fresh sign in...

The Indicator from Planet Money
Here's why Black students are defaulting?

The Indicator from Planet Money

Play Episode Listen Later Jul 18, 2022 9:33


Before, after, and during college, the cards are still stacked against Black students. Today, we look at how that reality translates into Black borrowers being more likely to default on their student loans.