Podcasts about ctfa

This episode of the Ditch the Suits focuses on the critical importance of estate planning and the common mistakes people make in this area. Travis and Steve welcome Jessica Blake, a Senior Wealth Manager and Certified Trust & Fiduciary Advisor (CTFA) from S.E.E.D. Planning Group, with extensive experience in estate planning, to share her insights. They discuss what constitutes an adequate estate plan and debunk the misconception that it's merely about having a will or life insurance. Jessica emphasizes the value of understanding the intricacies of estate planning, including tax implications and the potential for family conflict when things go awry. She also discusses the significance of the CTFA credential, the role of fiduciaries, and the transition from estate planning to comprehensive financial planning.You will appreciate Jessica's engaging anecdotes and the collaborative culture at S.E.E.D. Planning Group, which allows for a more holistic approach to financial and estate planning.Takeaways:Estate planning encompasses much more than just creating a will or purchasing life insurance; it's a comprehensive process. Having an adequate estate plan is crucial to avoid common mistakes and conflicts among heirs. An effective estate planner must understand various aspects, including tax implications and investment strategies. The CTFA designation indicates a deep understanding of trusts, fiduciary responsibilities, and estate planning complexities. Jessica emphasizes the importance of teamwork and mentorship in providing effective financial planning services. Being a fiduciary allows planners to prioritize clients' best interests without corporate constraints. ______________________________________________________________________________________________________________Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.comYou can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

Join our state director Marguerite Ro for a deep dive on managing finances for caregiving with Rachelle Czaplinski, CTFA, Senior Trust Officer at BECU. From savings options to choosing the right financial advisor and exploring diverse investment accounts, Rachel covers what you need to know. Saving Strategies for Caregivers: Discover smart ways to build a financial cushion to handle the various aspects of caregiving. Selecting the Right Financial Advisor: Understand the key factors to consider when choosing a financial advisor tailored to your caregiving needs. Exploring Different Investment Accounts: Delve into the world of investment accounts suited for caregiving scenarios. Rachel breaks down the pros and cons, helping you make informed decisions. Learn more about caregiving in Washington at aarp.org/caregiverswa

In this episode of Money Tales, our guest is Marguerite C. Lorenz, CTFA, CLPF. Marguerite has navigated many challenges in her life. One occurred in October 2007 when her home, along with over 100 others in her neighborhood, burned to the ground. Marguerite and her two children, who were in middle school at the time, lost everything. This included some objects, that they didn't realize until later, attached them to certain family memories. There were two strong forces that helped Marguerite's family at the time. First was a loving community that came together to provide for them. And the second was solid insurance coverage that provided them financial footing as they reestablished their lives after the disaster. Since 2003, Marguerite has been a managing partner of Lorenz Private Trustees and has served as a Professional Trustee and Executor on over 100 matters. Her book, Ethics for Trustees 2.0, gives further understanding to the work of a Fiduciary and its ethical considerations. Marguerite also serves as Vice-Chair of the Board for the Independent Trustee Alliance (ITA). Marguerite's experience includes, but is not limited to, residential and commercial real estate, high net worth and ultra-high net worth families, multi-family housing, fiduciary management of corporations, coin, art and book collections, investment accounts and vessels. Her clients have properties in California and other states. She enjoys those matters where the parent, or grandparent, has worked hard to build the family business and wishes to keep their assets in trust for the protection and enjoyment of their family, kids and grandkids. Marguerite is a California Licensed Professional Fiduciary (#319), a Certified Trust and Fiduciary Advisor (CTFA) #87097, and a Master Certified Independent Trustee (MCIT) through the ITA. She has been awarded Certification through the Institute of Certified Bankers/American Bankers Association. She is a Graduate of the National Trust School, American Bankers Association at Northwestern University and holds a Certificate in Professional Fiduciary Management for Trustees from California State University, Fullerton. Ms. Lorenz serves as an expert witness on criminal matters. Marguerite serves her clients in California and beyond. In the past, Governor Brown appointed Marguerite to serve a four-year term as a Member of the California Professional Fiduciaries Advisory Committee. Under her leadership, the Bureau developed various educational publications and extended the national awareness of the fiduciary profession.

In this episode of the podcast, we sit down with Foster Group Lead Advisor Ashlee Vieregger, JD, CFP, CTFA to discuss best practices for financial planning at all stages of our members' medical education and physician career.Thank you to our podcast sponsor: Foster Group

Many financial products and services are available in today's marketplace for investors and retirees. While investing can be exciting, addressing and getting "the basics" right is essential. During his fast-paced and multi-faceted presentation, David Holland will share his practical insights from 20+ years of advising and planning for individuals and families.In this episode, you'll discover:Emergency Funds (How Much and Where to Keep)Debt (How to Manage During Retirement)Long-term Care (A Critical Look at the Funding Options)Income (How to Create Diversified, Reliable Sources)Investing (How to Prepare for the Next Market Correction)Taxes (How to Minimize Them for You and Your Heirs)About David Holland:David Holland is the founder and owner of Holland Financial, a diversified financial services firm located in Ormond Beach, Florida. David has helped over five hundred families since starting his firm in 1997. To broadcast his message that "retirement planning doesn't have to be hard, complicated, or stressful," David has produced over 1,000 radio shows and written a weekly financial column since 2011. David is the author of two books and the host of PlanStronger TV, which airs weekly on public television (currently WDSC channel 15 in Daytona Beach, Florida). David is a heavily credentialed adviser holding the CPA, PFS, CFP, CLU, ChFC, and CTFA designations. In 2016, David was recognized by Retirement Advisor Magazine as one of the top 5 advisers in the nation. David lives with his wife, Toni, and their three teenagers in Ormond Beach, Florida.Get in touch with David Holland:Visit David's website: https://www.planstronger.com/ Buy David's Book: https://revolutionizeretirement.com/confessions Download David's Handout: https://revolutionizeretirement.com/holland What to do next: Click to grab our free guide, 10 Key Issues to Consider as You Explore Your Retirement Transition Please leave a review at Apple Podcasts. Join our Revolutionize Your Retirement group on Facebook.

Welcome to this week's Wisdom and Wealth Podcast. This week's conversation is our last of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In this week's episode we cover1.      Best practices for assisting aging parents 2.      How has COVID 19 changed this process3.      What happens if you don't have this process in place prior to an eventThank you for listening and for your feedback. Please let us know if you have additional questions around this topic or if you have ideas for a future conversation. 

Welcome to this week's Wisdom and Wealth Podcast. This week's conversation is our last of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In this week's episode we cover1.      Best practices for assisting aging parents 2.      How has COVID 19 changed this process3.      What happens if you don't have this process in place prior to an eventThank you for listening and for your feedback. Please let us know if you have additional questions around this topic or if you have ideas for a future conversation. 

Co-hosts Jeff Tomaneng, CFP®, CDFA® and Kathleen Kenealy, CFP®, CPWA® are joined by Alexandria Dunn, CFP®, CTFA, Cynthia Haddad, CFP®, ChSNC®, and John Nadworny, CFP®, CTFA of Affinia Financial Group to discuss their expertise in Special Needs Planning. You'll learn how Alex, Cynthia and John are uniquely qualified to guide families who have a loved one with a disability; how they work with their clients to keep them motivated and engaged in the planning process; how their practice and this type of planning has evolved over the years; and their suggestions for other advisors who are, or are considering, focusing their practices on families in this niche. Please visit SpecialNeedsPlanning.com to learn more about Affinia Financial Group and to access their Knowledge Bank of free, downloadable publications and learning resources. Use the discount code “SNP15” to get 15% off when you buy the 2nd edition of their book, “The Special Needs Planning Guide: How to Prepare for Every Stage of Your Child's Life” from Brooke's Publishing.   

Welcome to this week's Wisdom and Wealth Podcast. This week's conversation is our last of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In this week's episode we cover1.      Best practices for assisting aging parents 2.      How has COVID 19 changed this process3.      What happens if you don't have this process in place prior to an eventThank you for listening and for your feedback. Please let us know if you have additional questions around this topic or if you have ideas for a future conversation. 

Welcome to this week's Wisdom and Wealth Podcast. This week's conversation is our last of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In this week's episode we cover1.      Best practices for assisting aging parents 2.      How has COVID 19 changed this process3.      What happens if you don't have this process in place prior to an eventThank you for listening and for your feedback. Please let us know if you have additional questions around this topic or if you have ideas for a future conversation. 

Welcome to this week's Wisdom and Wealth Podcast. This week is our third episode of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Health Care Powers of Attorney. In today's discussion we delve into:1.      Who in your life needs this process 2.      How the process changes at various stages of life3.      What to consider in the event of mental illness or dementia  Thank you for listening! Please let us know what you think and also pass along any questions you have after listening. 

Welcome to this week's Wisdom and Wealth Podcast. This week is our third episode of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Health Care Powers of Attorney. In today's discussion we delve into:1.      Who in your life needs this process 2.      How the process changes at various stages of life3.      What to consider in the event of mental illness or dementia  Thank you for listening! Please let us know what you think and also pass along any questions you have after listening. 

Welcome to this week's Wisdom and Wealth Podcast. This week is episode 2 of our four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In today's discussion Sarah and Tom walk through how this process works in practice, Who should have copies of our HC POA, How to handle traveling with someone other than your agent, How to handle vacationing in other states and overseas and more. Thank you for listening! Please let us know what you think and also pass along any questions you have after listening. 

Welcome to this week's Wisdom and Wealth Podcast. This week is episode 2 of our four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In today's discussion Sarah and Tom walk through how this process works in practice, Who should have copies of our HC POA, How to handle traveling with someone other than your agent, How to handle vacationing in other states and overseas and more. Thank you for listening! Please let us know what you think and also pass along any questions you have after listening. 

Welcome to this week's Wisdom and Wealth Podcast. This week we begin a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Power of Attorney. In this first part of our discussion we discuss what a HC POA is, what it specifically does, whether or not a “living will is sufficient”?  Who should be your Health Care Agent? Please let us know what you think of this week's episode and also if there are additional questions you have that we did not cover! 

Welcome to this week's Wisdom and Wealth Podcast. This week we begin a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Power of Attorney. In this first part of our discussion we discuss what a HC POA is, what it specifically does, whether or not a “living will is sufficient”?  Who should be your Health Care Agent? Please let us know what you think of this week's episode and also if there are additional questions you have that we did not cover! 

Speakers:Tracey D. Collins, MBA, CFP®, CDFA®, Senior Relationship Manager, Senior Vice President, Key Private BankEmily E. Mogen, ACoM, CPM®, National Manager, Trust Real Estate, Key Private BankCynthia J. McDonald, CTFA, National Director of Philanthropic Advice, KeyBank Institutional Advisors 01:33 - Examples of real estate gifts and risks associated with them. 02:52 –Other questions that nonprofits should be asking before accepting real estate gifts. 3:11 – Gift acceptance policy considerations. 04:57 - What are the potential structures for completing a real estate gift? 06:44 –Could the proposed tax changes create more real estate gifting in the future? 07:27 - What is the pre-planning process before gifting real estate property? 08:59 – Key takeaways to help organizations better understand and prepare for real estate gifts.

How is the trust services sector positioning itself to serve the next generation of wealth clients? On the latest episode of the ABA Banking Journal Podcast — sponsored by ServiceLink — Franckline Casimir-Benoit discusses trends trust professionals are navigating, including complex tax changes, state law trends, growing investor demand for ESG investment options and how trust services are embedded in today's banking industry. As chair of the Certifed Trust and Fiduciary Advisor advisory board and a nearly three-decade veteran of the trust sector, Casimir-Benoit also talks about what trust professionals can do to advance their skills and stay current with industry trends.

Guests:Tina A. Myers, CFP®, CPA/PFS, MTax, AEP®, Director of Financial Planning, Key Private BankCynthia J. McDonald, CTFA, National Director of Philanthropic Advice, KeyBank Institutional AdvisorsIn this Key Wealth Matters Podcast episode, our team discusses President Biden's proposed tax plan and the potential impact on charitable giving and nonprofits for the remainder of the year and into 2022. Our host, Key Private Bank Senior Relationship Manager Tracey Collins, is joined by Director of Financial Planning for Key Private Bank, Tina A. Myers, CFP®, CPA/PFS, MTax, AEP®, and National Director of Philanthropic Advice with KeyBank Institutional Advisors, Cindy McDonald, to delve into the key steps both nonprofits and donors can take to prepare for potential legislation. 01:24 - What are the potential effects President Biden's tax proposal could have on charitable planning for individual donors? 06:46 – Could these potential changes affect how nonprofits interact with their donor base? 08:08 - Could Biden's tax proposal affect income streams for nonprofits? 09:07 – What is the best type of gift to give? 12:25- What is the impact of the tax plan on planning strategies typically used for charitable giving? 15:15 - Should donors and nonprofits wait until the tax plan is finalized before making any gifting decisions? 16:51 – What can nonprofits do right now to encourage gifting? 19:13 – What are the key steps nonprofits can take with their donors now to address the current tax environment as well as donor uncertainty? To submit questions to our experts on this topic or provide suggestions, contact us at: kpb_wealth_institute@keybank.com.Additional resources addressing this topic:2021 Top 10 Year-end Tax Planning Ideas for Individuals2021 Charitable Giving Strategies

Don't forget to subscribe to our channel: https://www.youtube.com/c/EddyLIVE One of the better football goalkeeping coaches around, #PeteLewry has been living in Taiwan for some time now. He speaks the language well, he started his own business recently and is practically a local now. Pete's Goalkeeping Academy, Evolve GK fills the need for the hole that is goalkeeping when it comes to the football coaching game. Pete's specialty goalkeeping skills are in high demand as training the keeper usually gets put on the backburner by most academies, including mine when I had one. Pete has worked with most of the clubs in Taiwan, both local and foreign-owned and he also worked with the CTFA national team. Join us as Pete tells his story and we have a few spicy wings to see if Coach Pete can make it through the gauntlet of fire! Contact Pete and Evolve GK Facebook: https://www.facebook.com/EvolveGKTaiwan Instagram: https://www.instagram.com/evolve.gk/ --------------------------------------------------- Podcast recorded at Eddy's Cantina https://g.page/eddystianmu?share

An estate plan is an essential component to every financial strategy, and ensuring you have one in place now can provide you with peace of mind for the future. In this episode, Amy Boyd Ertel, Esq., CTFA, Vice President, Trust Officer with CNB Wealth Management, joins CNB's Pittsford Bank Office Manager, Harry Gibbs, to discuss key points to consider when it comes to estate planning. What is an estate plan? Why should you have one? How do you plan for incapacity? What is the difference between an executor and a trustee? It's never too early to start planning, so join us as we answer these important questions and more.

Saving for education, borrowing, choosing the right college. These are just a few of the important factors that Investment Advisor Nicole Smit, CTFA and Assistant Vice President and Trust Officer Cheryl Dalton and I discuss this month in our August “Back to School Month” podcast. Join us for helpful advice and real-world insights on one of the biggest issues facing families today – how to make a quality education more affordable! With You Every Step of the WayWith over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial goals and identify the best strategy to achieve them.

In this podcast, Investment Advisor Nicole Smit, CTFA and Assistant Vice President and Trust Officer Cheryl Dalton join PWA's Executive Vice President Doug DeGroot, CFP® to share their insights, not only as financial professionals but as mothers striving to set their children on a positive financial path. Join us in a brief conversation about the one important thing kids don't learn in school – how to handle money responsibly!With You Every Step of the WayWith over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial goals and identify the best strategy to achieve them.

In this podcast, senior members of the PWA Team discuss joint tenancy, wills, trusts, estate taxes and other matters related to estate planning. Join Executive Vice President Doug DeGroot, CFP®, Senior VP Brian Granato, CTFA and Senior VP Tom Clifford as they share valuable insights gained over the years. With You Every Step of the WayWith over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial goals and identify the best strategy to achieve them.

In honor of Mother's Day, members of the PWA team discuss Women and Investing and other topics particularly important to women. Join Executive Vice President Doug DeGroot, CFP®, Laura Fasan and Nicole Smit, CTFA as they touch on establishing goals, building wealth and much more.With You Every Step of the WayWith over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial goals and identify the best strategy to achieve them.

In recognition of Financial Literacy Month and the arrival of Spring, members of the PWA team use this Podcast to provide helpful information on a few topics clients often ask about. Join Executive Vice President Doug DeGroot, CFP® and Senior Vice President Brian Granato, CTFA, as they discuss Tax Advantaged Investments, Social Security benefits and more.With You Every Step of the WayWith over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial goals and identify the best strategy to achieve them.