Podcasts about Handout

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, June 7, 2025.

Liebe Leute,in dieser Folge nehme ich dich mit hinter die Kulissen des allerersten Wortschatz-Wochenendes! Du erfährst, was das Wochenende so besonders gemacht hat, welche Highlights es gab und was Teilnehmende rückblickend dazu sagen. Außerdem lese ich eine Kurzgeschichte vor, die wir gemeinsam im Seminar besprochen haben. Am Ende gibt's zehn Fragen, mit denen du herausfinden kannst, ob das nächste Wortschatz-Wochenende genau das Richtige für dich ist.In der Sprachanalyse (17:50) erwarten dich Begriffe wie „die Schnapsdrossel“, „der Sparfuchs“ oder Redewendungen wie „mit einer Idee schwanger gehen“.Viel Spaß beim Zuhören!Euer Robin

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, May 31, 2025.

A year ago, Pine Creek High School lacked an official Christian club. But after a group of students stepped out in faith to hand out Bibles, God began something incredible. One student, initially mocking the outreach, stopped for a gospel conversation and accepted Jesus. Since then, McKenzie and her team launched a thriving club, hosted two large outreaches, and seen many students come to faith. Sylvie's school has also experienced revival as students who once showed no interest in the gospel are now engaging and committing to Christ. __ __ __ __ __ __ __ __ __ __ __ __ __   

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, May 17, 2025.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, May 24, 2025.

Mom's are a blessing. Join us this Sabbath as we study several stories of mothers who exhibited love, sacrifice, and persistence in the Bible.Downey Adventist Church SermonThey Gave Everything Chris Famisaran10 May 2025www.downeychurch.orgOnline sermon notes: https://bit.ly/3RW4ZSMPowerPoint, Handout, and Transcript are available on our website.

Liebe Leute,in dieser Folge habe ich mir meine Freunde Raphael und Bape geschnappt, um mit ihnen das Spiel „Würdest du lieber…?“ zu spielen, in dem es um Entscheidungen zwischen zwei Extremen geht.Diese Folge ist nicht nur super unterhaltsam und authentisch, sondern steckt auch voller Umgangssprache.Deswegen erwarten euch in der Sprachanalyse (29:18) Begriffe wie „der Warmduscher“, „das Weichei“ oder Redewendungen wie „jemanden in eine Schublade stecken“.Lehnt euch zurück, lacht mit uns und lasst euch von unseren teils absurden Entscheidungen überraschen.Viel Spaß beim Zuhören!Euer Robin

In this episode, Greg Lois (https://loisllc.com/attorney/greg-lois/) provides a thorough understanding of legal procedures within the New York Workers' Compensation (https://loisllc.com/practice/new-york-workers-compensation-defense/) system. Whether you're an attorney, claims adjuster, or HR professional, this course equips you with essential knowledge to navigate the intricacies of discovery, hearings, and appeals. How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://attendee.gotowebinar.com/register/8126129122765451535) Register for a New Jersey Workers' Compensation Webinar (https://register.gotowebinar.com/register/5291331929217948419) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Webinar Archive View archive of prior New York Workers' Compensation webinars (https://loisllc.com/webinar-series/new-york-workers-compensation/) View archive of prior New Jersey Workers' Compensation webinars (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.

I've been wanting to have 7Song on the podcast for a really long time now, so it was exciting to finally get to sit and chat with him. 7Song is well known for his work in first aid and disaster relief, and our conversation touched on many different aspects of this work. People often want to help when there's been a natural disaster like a hurricane, wildfire, or flooding, and 7Song shared some of his best tips on how herbalists can help, along with some of his favorite herbs to have on hand for first aid situations.One specific health situation 7Song discussed was smoke inhalation due to wildfires – sadly, something that has become all too common these days. He gave his number one tip for what to do if you're exposed to wildfire smoke (hint: it has nothing to do with herbs!) and shared his guide on Smoke Inhalation and Herbal Medicine with us. You can download your copy of this fantastic handout here: https://bit.ly/4m3DqoeBy the end of this episode, you'll know:► How 7Song got involved with herbal first aid and disaster relief► The five most common health issues 7Song deals with when giving first aid at large gatherings► What herbalists can do to help with disaster relief – and more importantly, what NOT to do!► How herbs can help your body recover from smoke inhalation► and so much more…For those of you who don't know him, 7Song has long been entranced by the non-human natural world, especially herpetology and botany. He also wants to be helpful in the human community, and herbal medicine feels like a good marriage of these two interests.He is the director and main teacher of the Northeast School of Botanical Medicine, which he started in 1992. He is the Director of Holistic Medicine and a practicing clinic herbalist at the Ithaca Free Clinic, an integrated free clinic that includes both conventional and less-conventional modalities. He is one of the clinic's founders, which opened its doors in 2006. I'm thrilled to share our conversation with you today!----Get full show notes and more information at: herbswithrosaleepodcast.comFor more behind-the-scenes of this podcast, follow @rosaleedelaforet on Instagram!The secret to using herbs successfully begins with knowing who YOU are. Get started by taking my free Herbal Jumpstart course when you sign up for my newsletter.If you enjoy the Herbs with Rosalee podcast, we could use your support! Please consider leaving a 5-star rating and review and sharing the show with someone who needs to hear it!On the podcast, we explore the many ways plants heal, as food, as medicine, and through nature connection. Each week, I focus on a single seasonal plant and share trusted herbal knowledge so that you can get the best results when using herbs for your health.Learn more about Herbs with Rosalee at herbswithrosalee.com.----Rosalee is an herbalist and author of the bestselling book Alchemy of Herbs: Transform Everyday Ingredients Into Foods & Remedies That Heal and co-author of the bestselling book

In the introduction, you might notice that this 10-week course has become a 9-week course. Last week, our church had 26 baptisms(!) so we went ahead and cancelled Equipping Hour. So, there will be one less class in this course. Handout: https://docs.google.com/document/d/1ZPfPOkxLdPiYWn2DGFfa8lKCiy2-VANC4Fn31b2IzOk/edit?usp=sharing Teacher Notes: https://docs.google.com/document/d/1_tPACR9aQYCvHvioxxYf8sBW7lqAgX5X0FfqF5QlSjs/edit?usp=sharing

The New Jersey Second Injury Fund plays a crucial role in workers' compensation cases, especially those with high exposure. In this episode, Greg Lois (https://loisllc.com/attorney/greg-lois/) will help attorneys gain practical insights into leveraging the Second Injury Fund to maximize contributions and protect their clients' interests. How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://attendee.gotowebinar.com/register/8126129122765451535) Register for a New Jersey Workers' Compensation Webinar (https://register.gotowebinar.com/register/5291331929217948419) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Webinar Archive View archive of prior New York Workers' Compensation webinars (https://loisllc.com/webinar-series/new-york-workers-compensation/) View archive of prior New Jersey Workers' Compensation webinars (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, May 10, 2025.

Wie großartig wäre es, wenn wir unseren Patient:innen neben der Aufklärung in der Therapie auch immer ein Handout und Übungen mitgeben könnten, die genau auf sie zugeschnitten sind - vielleicht sogar in Form einer App und mit Videos. Im Bereich der Schluckstörungen ist diese Idee längst keine Utopie mehr und wir hatten das Glück, mit den tollen Menschen rund um das Forschungsprojekt Dys-Phappgy zu sprechen, die gerade an genau einer solchen App arbeiten und forschen.

Liebe Leute, in dieser Folge spreche ich mit Flemming von Deutsches Geplapper und David von LinguaThor, die gemeinsam die German AI Academy gegründet haben. Wir reden darüber, wie man mit KI die vier wichtigsten Sprachfertigkeiten – Sprechen, Hören, Lesen und Schreiben – noch gezielter, motivierender und effizienter trainieren kann.In der Sprachanalyse (26:44) gibt es wieder interessanten Wortschatz wie „die Konvergenz“, „kuratieren“, oder Redewendungen wie „in den Kinderschuhen stecken.“ Viel Spaß!Euer Robin

The Bible talks about Angels, but how much do we really know about them? Bill leads us in this discussion.Downey Adventist Church SermonAngels, They're Not What You ThinkBill Aumack 26 April 2025www.downeychurch.orgOnline sermon notes: https://bit.ly/42w98TIPowerPoint, Handout, and Transcript are available on our website.

Missing for more than a month -- a Wayne County teen has been found, and an older man she had been staying with is in custody. WWJ's Tony Ortiz and Tracey McCaskill have top news stories. (Handout photo)

La trêve annoncée par le président russe le temps du week-end de Pâques a préservé les civils ukrainiens pendant les célébrations mais elle a été rompue sur le terrain militaire. Dans « La Story », le podcast d'actualité des « Echos », Pierrick Fay et ses invités font le point sur les perspectives de paix en Ukraine.Retrouvez l'essentiel de l'actualité économique grâce à notre offre d'abonnement Access : abonnement.lesechos.fr/lastory« La Story » est un podcast des « Echos » présenté par Pierrick Fay. Cet épisode a été enregistré en avril 2025. Rédaction en chef : Clémence Lemaistre. Invités : Yves Bourdillon (journaliste au service Monde des « Echos ») et Guillaume Ptak (correspondant des « Echos » en Ukraine). Réalisation : Nicolas Jean. Chargée de production et d'édition : Michèle Warnet. Musique : Théo Boulenger. Identité graphique : Upian. Photo : Press service of the State Emergency Service of Ukraine in Kharkiv region/Handout via REUTERS. Sons : CGTN Français, BFM TV, France 24, Euronews. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, May 3, 2025.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, April 26, 2025.

Liebe Leute, in dieser Folge spreche ich mit Flemming Goldbecher über Ideen für ein gutes Leben. Gemeinsam sprechen wir über Wohlbefinden, gesunde Gewohnheiten und Erlebnisse – also über das, was unser Leben im Alltag und auf lange Sicht bereichert.In der Sprachanalyse (23:06) gibt es wieder interessanten Wortschatz wie „das Schweigekloster“, „aufblühen“, oder Redewendungen wie „Augen zu und durch!“Viel Spaß!Euer Robin Hier geht es zum Angebot von italki: https://go.italki.com/robin4 Code: ROBIN4Hier geht es zum Handout:https://www.dropbox.com/scl/fi/s2tvkxt6qhdlemrfflpsg/Episode_138_Ideen-f-r-ein-gutes-Leben_Handout.pdf?rlkey=y22mr9kozoyr6202n5ska9gvu&dl=0Deutsches Geplapper: https://open.spotify.com/show/6wPpPAvE3fUi6TUvF1md5B?si=6bf9d19b34bb485f/Youtube: https://www.youtube.com/@naturalfluentgerman/featured /Deutschkurs 100 Prozent Hörverständnis: https://naturalfluentgerman.com/100-prozent-hoerverstaendnis/Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagt Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

In this episode, Joseph Melchionne (https://loisllc.com/attorney/joseph-melchionne/) delves into the intricate world of New York Workers' Compensation (https://loisllc.com/practice/new-york-workers-compensation-defense/) fraud, providing legal insights and practical strategies. Whether you're an attorney, claims adjuster, or investigator, this episode equips you with essential knowledge to combat fraudulent practices effectively. How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://attendee.gotowebinar.com/register/8126129122765451535) Register for a New Jersey Workers' Compensation Webinar (https://register.gotowebinar.com/register/5291331929217948419) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Webinar Archive View archive of prior New York Workers' Compensation webinars (https://loisllc.com/webinar-series/new-york-workers-compensation/) View archive of prior New Jersey Workers' Compensation webinars (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, April 19, 2025.

How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://attendee.gotowebinar.com/register/8126129122765451535) Register for a New Jersey Workers' Compensation Webinar (https://register.gotowebinar.com/register/5291331929217948419) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Webinar Archive View archive of prior New York Workers' Compensation webinars (https://loisllc.com/webinar-series/new-york-workers-compensation/) View archive of prior New Jersey Workers' Compensation webinars (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) View archive of prior Civil Litigation webinars (https://loisllc.com/webinar-series/civil-litigation/) View archive of prior Construction Defense webinars (https://loisllc.com/webinar-series/construction-defense/) Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.

Mayor Daniel Lurie today is expected to outline a play to restrict the distribution of free drug paraphernalia in San Francisco. For more, KCBS Radio news anchors Margie Shafer and Eric Thomas spoke with KCBS Insider Phil Matier.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, April 12, 2025.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, April 5, 2025.

Liebe Leute, heute tauchen wir in eine ganz besondere Sprachwelt ein – das akademische Deutsch.Dazu spreche ich mit Amir Meshkin, der sich bestens mit Sprache und Bildung auskennt und den ihr vielleicht schon aus anderen Folgen des Podcasts kennt. Gemeinsam nehmen wir akademisches Deutsch auseinander, entschlüsseln typische Strukturen und testen unser eigenes akademisches Deutsch. In der Sprachanalyse (28:45) gibt es wieder interessanten Wortschatz wie „die Fakultät“, „konstatieren“, oder Redewendungen wie „Übung macht den Meister!“ Viel Spaß!Euer Robin Hier geht es zum Angebot von italki: https://go.italki.com/robin3 Code: ROBINMARHier geht es zum Handout:https://www.dropbox.com/scl/fi/7hn8oly0p8a4m5oqsrofl/Episode_137_Akademisches-Deutsch_Handout.pdf?rlkey=w7q0vpe8ls0gih9wvnogydzhk&dl=0Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Need more Choosing Beggars? https://www.youtube.com/playlist?list=PLTz_vyR-zjcB5-Q3u830LSql_sPWASBSZIn this episode of r/ChoosingBeggars we encounter yet another choosing beggar that is just too cringe not to talk about. It might be difficult to believe but this type of choosing beggar content is all over the internet.YouTube: https://www.youtube.com/reddxyDiscord: https://discord.gg/reddxPayPal: https://www.paypal.me/daytondoesPatreon: http://patreon.com/daytondoesTwitter: http://www.twitter.com/daytondoesFacebook: https://www.facebook.com/ReddXD/

Chava taught about how a woman's relationship to Judaism shifts over time based on the life stages she is in. She delved into the teachings of Chassidus to give us a clear paradigm of how to navigate the changes in our Jewish practice as we move into all the stages from being single to marriage to childrearing. When we understand how a woman's relationship to Torah and mitzvos is a deep and flowing river, rather than a set of boxes to check off, we can move through life with more confidence in our role as Jewish women.Handout: https://drive.google.com/file/d/1DcGqgi7nk3hnWijyoAdsGTyCLTSZpcbM/view?usp=sharingHelp make classes like this happen!https://cash.app/$livingchassidushttp://Paypal.me/livingchassidushttps://livingchassidus.org/donate/Zelle: 205-937-9914https://www.venmo.com/u/LivingChassidus

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, March 29, 2025.

Liebe Leute, in dieser Solo-Folge spreche ich über die duale Ausbildung in Deutschland – eine Kombination aus Praxis im Betrieb und Theorie in der Berufsschule. Ich erkläre, warum sie so beliebt ist, welche Vorteile sie bietet, aber auch, welche Herausforderungen es gibt. In der Sprachanalyse (22:10) gibt es wieder interessanten Wortschatz wie „die Branche“, „das Einstiegsgehalt“, oder Redewendungen wie „Handwerk hat goldenen Boden“. Viel Spaß!Euer RobinHier geht es zum Angebot von italki:https://go.italki.com/robin3Code: ROBINMARHier geht es zum Handout:https://www.dropbox.com/scl/fi/o4db296wr7qm3q2bwjvjm/Episode_136_Duale-Ausbildung-in-Deutschland_Handout.pdf?rlkey=0altzroqd6qcorgbfrnci19nq&dl=0Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon: https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Send us a textIn this show, the boys tackle a sensitive subject and ask whether people who are on benefits should keep all their benefits if they fail with particular vices.But what do you think?Links used during the show-https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/livebirths/bulletins/babynamesenglandandwales/2023-https://www.bbc.co.uk/news/articles/c8xeyx7x75eo-https://www.brookings.edu/articles/welfare-benefits-and-drug-use/-https://www.resolvepoverty.org/the-cost-of-hunger-and-hardship/-https://youtu.be/yEOjGKA6Kvo?si=N8vMdCw3rkU-QdbrWhat are your thoughts on this subject? Do you agree or disagree? And are there other things you feel they should have covered?Tune in and listen to the discussion, and please let us have your feedback.Although we much prefer effusive praise

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, March 22, 2025.

Just before purchasing a policy, the insured subcontractor says “I need to provide something called a ‘Certificate of Insurance' to my general contractor,” and add them as an additional insured. What issues does this create from an underwriting or claims perspective?   Notable Timestamps [ 00:15 ] - The adjuster is giving him the Coverage A limits to rebuild the house. But he is also making a claim for Fair Rental Value (Coverage D). ISO HO 00 03 05 11. Is there coverage? [ 01:07 ] - The team diagrams the parties. [ 01:43 ] - Employees, officers, and directors generally qualify as insureds while acting within the scope of their authority. [ 03:36 ] - Endorsements may limit coverage for the additional insured to claims for vicarious liability of the named insured. [ 04:35 ] - First, we must examine whether the insurer owes the additional insured a duty of defense and indemnification under the liability policy. The prime contractor is an insured for purposes of this analysis. [ 06:00 ] - Second, we examine whether the prime contractor's tender of the defense under the indemnification provisions of the subcontract constitutes a covered claim against the named insured under the liability policy. The prime contractor is a claimant for purposes of this analysis. [ 07:55 ] - Certificates of Insurance typically include the name of insured, the policy dates, the policy identification number, the coverage type, and limits. [ 08:35 ] - What happens when the Certificate and the policy come into conflict? [ 10:35 ] - Certificates of Insurance usually state: “THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES." [ 11:17 ] - Let's say the endorsement making the Certificate-holder an additional insured was accidentally omitted from the policy. Case law is inconsistent, but the Certificate's disclaimer is often upheld.  [ 12:41 ] - Let's say the agent made representations on the policy. This would raise issues of actual authority (less likely) and apparent authority (possible).  [ 14:53 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources CE Course: Underwriting Issues in Insurance Claims - https://www.plrb.org/courses/underwriting-issues-in-insurance-claims/ Handout: https://www.plrb.org/wp-content/uploads/2024/10/UnderwritingIssues-Scenarios.pdf Coverage Question: Is a General Contractor Entitled to a Defense Based Solely on a Certificate of Insurance? - https://www.plrb.org/documents/is-a-general-contractor-entitled-to-a-defense-based-solely-on-a-certificate-of-insurance-2005-06-21/ Related Case Law: Mingji Ave4 Realty, LLC v. Colony Ins. Co. (2024) - https://www.plrb.org/documents/mingji-ave4-realty-llc-v-colony-ins-co-2024 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, March 15, 2025.

The insured signed up for a “retrospective rating plan.” Under this plan, the insured promised to reimburse Unforgettable for its paid losses. The insurance company discovered invoices left unsent due to a computer programming error.   Notable Timestamps [ 00:15 ] - Total Surprise Transportation promised to reimburse Unforgettable Insurance for its paid losses, including "Allocated Loss Adjustment Expenses." [ 01:25 ] - Tim asks for his paycheck to be decreased, and Brennan gets paid to buy a workbench. [ 02:43 ] - Usually premiums are calculated based on industry knowledge and similar businesses. Under a retrospective rating plan, an initial premium is assessed, then adjusted based on the insured's actual losses. [ 03:55 ] - “Allocated Loss Adjustment Expenses” or ALAE are the costs associated with specific claims, and the “Unallocated Loss Adjustment Expenses” refer to more general overhead that goes into running the claims department. [ 05:09 ] - These plans allow the insured to hang onto their cash right up until the claim settles, rather than spending their reserves throughout the process. [ 05:58 ] - To successfully invoke laches, a defendant must prove the plaintiff delayed filing suit an unreasonable and inexcusable length of time from the time the plaintiff knew or reasonably should have known of its claim against the defendant; and (2) the delay resulted in material (financial) prejudice or injury to the defendant. [ 08:50 ] - Equitable estoppel prevents one party who has made certain representations from taking unfair advantage of another when the party making the representations changes its position to the prejudice of the party who relied upon the representations. [ 10:24 ] - Under the clean hands doctrine, a court sitting in equity will not provide shelter or aid to a party who seeks the benefit of their own wrongdoing. The doctrine generally does not apply to law actions like a breach of contract claim. [ 11:33 ] - Who really has clean hands here? What would the impact be on the insured's financial situation? The team discusses fairness in this context.  [ 12:52 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources CE Course: Underwriting Issues in Insurance Claims - https://www.plrb.org/courses/underwriting-issues-in-insurance-claims/ Handout: https://www.plrb.org/wp-content/uploads/2024/10/UnderwritingIssues-Scenarios.pdf Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Motion practice is an integral part of any litigation process, and New Jersey workers' compensation law is no exception. In this episode, Greg Lois (https://loisllc.com/attorney/greg-lois/) helps attorneys learn how to effectively and efficiently handle the various motions that may arise in New Jersey workers' compensation (https://loisllc.com/practice/new-jersey-workers-compensation-defense/) cases. Whether you're a seasoned attorney or new to this area of law, our course covers essential tools and strategies for motion practice. How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://attendee.gotowebinar.com/register/8126129122765451535) Register for a New Jersey Workers' Compensation Webinar (https://register.gotowebinar.com/register/5291331929217948419) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Webinar Archive View archive of prior New York Workers' Compensation webinars (https://loisllc.com/webinar-series/new-york-workers-compensation/) View archive of prior New Jersey Workers' Compensation webinars (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) View archive of prior Civil Litigation webinars (https://loisllc.com/webinar-series/civil-litigation/) View archive of prior Construction Defense webinars (https://loisllc.com/webinar-series/construction-defense/) Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.

Liebe Leute, in dieser Folge spreche ich mit Yared Dibaba über Diversität. Yared wurde in Äthiopien geboren, wuchs in Norddeutschland auf und ist heute eine feste Größe in der deutschen Medienlandschaft. Er spricht nicht nur fließend Plattdeutsch, sondern setzt sich auch für Diversitätskompetenz ein. Was Diversitätskompetenz bedeutet, wie Unternehmen davon profitieren können und wo wir heute als Gesellschaft im Hinblick auf Vielfalt stehen, klären wir im Gespräch. In der Sprachanalyse (23:05) gibt es wieder interessanten Wortschatz wie „das Kuddelmuddel“, „die Verrohung“, oder Redewendungen wie „jemandem etwas ans Herz legen“. Viel Spaß!Euer RobinHier geht es zum Handout:https://www.dropbox.com/scl/fi/pn6qy7o9074qmpq7u7k7u/Episode_135_Diversit-t-mit-Yared-Dibaba_Handout.pdf?rlkey=5jvjx3aqaj9gsf1r6mbpaxj8q&dl=0Hier geht es zu Yared: https://yared.de/Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, March 8, 2025.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, February 22, 2025.

Audio recording of Ken Hart's Sabbath School recorded for Sabbath, March 1, 2025.

Trump and Musk are using each other to deconstruct and cut government using code words referring to race and waste for tax cuts and fraud.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Liebe Leute,in dieser Folge spreche ich mit der Bestseller-Autorin und Politikwissenschaftlerin Katharina Nocun über Verschwörungserzählungen, bzw. Verschwörungstheorien, wie sie umgangssprachlich genannt werden. Wir sprechen darüber, was Verschwörungserzählungen sind, wodurch sie motiviert sind und wie man sich und andere davor schützen kann. In der Sprachanalyse (24:33) gibt es wieder interessanten Wortschatz wie „das Versatzstück“, „sich verrennen“, oder Redewendungen wie „sich einlullen lassen“.Viel Spaß!Euer RobinHier geht es zum Handout:https://www.dropbox.com/scl/fi/ymw22pn6zw3vf8i0z29zq/Episode_134_Katharina-Nocun_Handout.pdf?rlkey=6q3r1wr761j1ciw233uobz77n&dl=0Hier geht es zu Katharina Nocun: https://kattascha.de/Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Join Ryan this morning to hear how to organize a team project by using SOP's. PDF-https://docs.google.com/document/d/1XvgHNsqgvV83seRweVvPASMT2ytRXfBQdA_JwxryYCQ/edit?tab=t.0 Subscribe to Legendary Marketer on Youtube Follow Legendary Marketer on Facebook Follow Dave on Instagram

Liebe Leute,in dieser Folge spreche ich mit meinem Tandempartner Jack aus England. Wir sprechen darüber, wie wir uns kennengelernt haben, welche Erfahrungen wir mit Tandempartnerschaften gemacht haben, und was es dabei zu beachten gibt. In der Sprachanalyse (29:09) gibt es wieder interessanten Wortschatz wie „ausbaufähig“, „jemanden kränken“, oder Redewendungen wie „etwas schleifen lassen“. Viel Spaß!Euer RobinZum Angebot von italki: https://go.italki.com/robinfebCode: ROBINFEBHier geht es zum Handout:https://www.dropbox.com/scl/fi/flu16wtlt3bh4rlns88sr/Episode_133_Tandempartnerschaft-mit-Jack_Handout.pdf?rlkey=ueexuhznded8ur7hzycewqi8s&dl=0Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Tune in live to this episode of Wake Up Legendary as Dave Sharpe talks about the 3 easy ways to get content ideas! Subscribe to Legendary Marketer on Youtube Follow Legendary Marketer on Facebook Follow Dave on Instagram

Liebe Leute,in dieser Folge spreche ich mit Christian Richard Bauer über die plattdeutsche Sprache. Christian ist Schauspieler, hat aber auch deutsche und niederdeutsche, also plattdeutsche Literatur studiert. Wir unterhalten uns unter anderem darüber, was Plattdeutsch eigentlich ist, wo es gesprochen wird und wie facettenreich die Sprache ist. In der Sprachanalyse (26:14) gibt es wieder interessanten Wortschatz wie „die Mundart“, „nuscheln“, oder Redewendungen wie „etwas auf der Pfanne haben“. Viel Spaß!Euer RobinHier geht es zum Handout:https://www.dropbox.com/scl/fi/ifiwzyyn39tp7r4qloimh/Episode_132_Plattdeutsch-mit-Christian-Richard-Bauer_Handout.pdf?rlkey=pt1fe6attfphhnu4299xwaho7&dl=0Zu Christian Richard Bauer: https://www.christian-richard-bauer.de/Zum Wortschatz-Wochenende:https://aufdeutschgesagt.de/wortschatz-wochenende-in-hamburg-gemeinsam-deutsch-sprechen-verstehen-und-anwenden-ganz-ohne-stress/Das Transkript und viele weitere Extras gibt es auf Patreon:https://www.patreon.com/aufdeutschgesagtZum Newsletter:https://aufdeutschgesagt.us21.list-manage.com/subscribe?u=530247c810b1c462df23c5ff9&id=b3c548b8d1Wer meine Arbeit finanziell unterstützen will, der kann das hier tun:https://paypal.me/aufdeutschgesagt?locale.x=de_DEE-Mail:auf-deutsch-gesagt@gmx.deHomepage:www.aufdeutschgesagt.deFolge dem Podcast auch auf diesen Kanälen:Facebook:https://www.facebook.com/pages/category/Podcast/Auf-Deutsch-gesagt-Podcast-2244379965835103/Instagram:www.instagram.com/aufdeutschgesagtYouTube:https://www.youtube.com/aufdeutschgesagtHier geht es zum Podcast auf anderen Seiten:https://plinkhq.com/i/1455018378?to=page Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

In this episode I talk with Dr. Karen Gellman who specializes in biomechanics. She is part of a team of people who created the Postural Rehabilitation program. We'll be talking about Equine Dentistry and Posture. It is full of valuable information. Not to be missed! About the Guest:Dr. Karen Gellman is a graduate of Cornell College of Veterinary Medicine, and has a doctorate from Cornell in animal locomotion biomechanics. She has advanced training and certification in veterinary acupuncture and veterinary chiropractic and has practiced these and other holistic modalities since 1995.   She teaches internationally about posture, locomotion biomechanics, equine dentistry and veterinary complementary therapies to veterinary professionals and allied professions. And is a teacher in the postural rehabilitation course she co-created Dr. Gellman is the research director for Maximum Horsepower Research, receiving an AHVMF grant in 2014 to study posture in horses.  The first paper from this work, "Standing Horse Posture: a longer stance is more stable", published in 2022, was recently featured in Equus Magazine.  In 2019, Dr. Gellman founded Plena Curae Botanical Solutions, a company making novel botanical pain solutions for pets and horses, and in 2021 began developing DVM Detective, a platform for on-line virtual holistic veterinary care and education.   About the Host: Karen Rohlf, author and creator of Dressage Naturally, is an internationally recognized clinician who is changing the equestrian educational paradigm. She teaches students of all disciplines and levels from around the world in her clinics and the Dressage Naturally virtual programs. Karen is well known for training horses with a priority on partnership, a student-empowering approach to teaching, and a positive and balanced point of view. She believes in getting to the heart of our mental, emotional, and physical partnership with our horses by bringing together the best of the worlds of dressage and partnership-based training.  Karen's passion for teaching extends beyond horse training. Her For The Love Of The Horse: Transform Your Business Seminar and Mastermind/Mentorship programs are a result of her commitment to helping heart-centered equine professionals thrive so that horses may have a happier life in this industry. Resource Links:More about Dr. Gellman's Postural Rehabilitation Program: https://dressagenaturally.net/posturecourse Handout from Dr. Gellman: PDF on Equine Dentistry The Dressage Naturally VIDEO CLASSROOM: https://dnc.dressagenaturally.net/ Sweet Spot Of Healthy Biomechanics Course: https://dressagenaturally.net/sweetspot The Dressage Naturally Book+Video: https://shop.dressagenaturally.net/collections/home-page-featured/products/book-dvdGet 3 free training videos: https://dressagenaturally.net/free-dressage-training-videos/ Course: Habits For Excellent Horsemanship: