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Two and a half weeks after dropping her daughter off at college, psychologist Dr. Sheryl Ziegler joins Whitney to talk about the messy, unfiltered reality of watching a kid leave the nest — including the fight at breakfast, the tissues in her purse, and the psychological reason her daughter picked their last morning together to be completely impossible.In this episode, we get into:"Soiling the nest": the psychological term for why sweet kids suddenly turn prickly right before a big transition (and why it's protective, not personal)Why the 18-year-old version of pushing you away looks so different from the 14-year-old version — and what both are really doingWhy parents of neurodivergent kids may have an advantage when the teen years hit "Future tripping": Dr. Sheryl's term for the anticipatory anxiety that steals parents' present moments, and how to catch yourself doing itA simple gut-check for deciding which social accounts, sidelines conversations, and parenting rabbit holes to walk away fromLearn MoreMentioned in this episode:New Book! Raising Body-Confident KidsYou want your kids to love their bodies. You're still trying to do both. My new book, Raising Body-Confident Kids, helps you do both. Releases Sept 1, 2026. Pre-order your copy here: https://www.raisingbodyconfidentkids.com/books
Shavasana -- Time (3 June 2014 - Milan, ITA)
Nihaus, Ita; Krone, Tobias www.deutschlandfunkkultur.de, Länderreport
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Onde estão as oportunidades na nova corrida da inteligência artificial? Neste episódio do Mind Asset, Thomas Wu, estrategista-chefe de investimentos do Itaú, e Bruno Tariki, portfolio manager na Itaú Asset, analisam os investimentos em chips, data centers e infraestrutura, mostram como a IA pode beneficiar empresas fora da tecnologia e discutem as diferenças estratégicas entre Estados Unidos e China. O episódio também explica o papel de TECK11 e SILK11 nesse contexto e por que diversificação ganha importância diante da rápida transformação dessa cadeia.00:00: O que mudou na corrida da inteligência artificial?03:35: Por que a IA também é uma revolução industrial?07:28: Onde o valor está sendo capturado na cadeia da IA?12:50: EUA x China: a disputa pelo futuro da IA18:00: SILK11 e a exposição à economia chinesa20:09: TECK11, SILK11 e diversificação internacional21:17: O que o investidor deve observar na próxima fase da IAAssista aos episódios do Mind Asset:Mind Asset | episódios anteriores | linkSaiba mais sobre os ETFs:TECK11: [link]SILK11: [link]Antes de investir, verifique seu perfil de investidor.
"I don't have time for podcasting." That's the excuse I hear most from B2B coaches and entrepreneurs, and it usually means one of two things: they don't see podcasting as a branding, marketing, and sales channel, orthey do see it and they're just not good at it yet.In this episode I get into:Why most people mistake podcasting for an entertainment platform instead of a business toolThe real reason you haven't started, or haven't stuck with itA story about helping my daughter with homework that reframes what "not having time" actually meansThe decision you have to make before you'll ever get good at thisIf you're ready to stop making excuses and start using podcasting to build your brand, market your services, and close premium deals, book a discovery call at joewintersjr.com/start
Passage: Revelation 2Jesus writes to the churches of Asia—beginning with Ephesus, Smyrna, Pergamum, and Thyatira—and shows that He knows their works, their struggles, and their compromises. These letters still speak to congregations and individuals today: keep love at the center, stay faithful under pressure, refuse cultural compromise, and deal with sin honestly. The call is clear—be the church, rooted in Scripture and marked by agape love.Key Takeaways:Christ knows our works—nothing is hidden from Him, on a church level or an individual levelIt doesn't matter what we do or how well we do it if love for God isn't the foundational motivationGod doesn't just want our head and our hands—He also wants our heartYou can be poor and afflicted and still be rich in ChristHealthy churches are marked by growth and by their ability to identify sin and remove itA church must be Bible-believing, God-fearing, loving, steadfast, and always seeking improvementDon't just come to church—be the church: pray, serve, build relationships, and dig in with both feet
Neste episódio, conversamos com a Mayumi Shingaki para entender melhor a Arquitetura Hexagonal, quais problemas ela busca resolver, como aplicar seus conceitos na prática e quais são seus benefícios e desafios. Também vamos discutir quando faz sentido utilizá-la e quando ela pode acabar trazendo complexidade desnecessária para o projeto.
CONTABILIZEI: CUIDAR DE NOTAS FISCAIS E IMPOSTOS NUNCA FOI TÃO FÁCIL! https://finc.ly/12a57c47e9TRABALHE NO MERCADO FINANCEIRO E DESCUBRA COMO CHEGAR AOS R$ 18 MIL OU MAIS POR MÊS! https://finc.ly/13fc0b1ae6 As manchetes dizem que o Brasil vive uma crise de crédito. Os dois gestores que vivem disso todos os dias dizem o contrário: o problema não é calote, é preço. Com a Selic em 14%, o dinheiro correu para a renda fixa, a demanda comprimiu os spreads e o investidor está sendo mal pago para correr risco de empresa.Neste episódio, Ulisses Nehmi (Sparta) e Daniel Palaia (Asset One) explicam por que estão carregando entre 30% e 50% de caixa nos fundos, por que um deles fechou o produto mais procurado do mercado para captação, e por que no crédito privado um erro come todos os acertos do ano.Tem também a parte que ninguém gosta de ouvir: o que acontece quando a debênture que você comprou sozinho dá problema, quanto de comissão está embutido no papel que chega na sua prateleira, e por que o título que sobrou para o varejo costuma ser o que todo gestor já olhou e recusou.No fim, os dois respondem a pergunta que importa: onde eles colocam o próprio dinheiro.
James Martin — designer, educator, and now double author of No Bullshit Branding — joins Radim to unpack why perception so often outruns talent, and what to do about it. ~The conversation moves from why James wrote a deliberately slow, research-heavy book in a fast-content world, into his central framework: the gap between evidence (everything you've actually done) and proof (what you show the world so people can believe it). Along the way, they cover the "hidden geniuses" of the creative industry, the effort heuristic, and why chasing social media visibility without asking where your actual clients are is quietly (well — loudly) burning people out.TakeawaysEvidence and proof are not the same thing — evidence is everything you've done; proof is the fraction of it you make visible to people who don't yet know youPerception can outweigh talent: the effort heuristic means people equate visible effort with value, regardless of skill"Hidden geniuses" — highly skilled people with no visibility — lose opportunities to less-skilled people who are simply better perceivedA brand is a recognisable reputation, not a logo or a content calendarThe Five Idea Keys are sequential — you can't skip ahead without answering the question in front of youMinimum Viable Brand borrows from lean startup thinking: build small, put it in the world, test, then improveAsk existing clients how they actually found you before deciding where to spend your marketing timeHuman biology drives us to conform (Hotelling's Law) — awareness of that pull is the first step to resisting itA book (or any deliberate act of proof) can reset how you're perceived, separate from algorithmic visibility Daring Forever. Podcast with Radim Malinicdaringcreativity.com | desk@daringcreativity.comBooks by Radim Malinic Paperback and Kindle > https://amzn.to/4biTwFcFree audiobook (with Audible trial) > https://geni.us/free-audiobookBook bundles https://novemberuniverse.co.ukLux Coffee Co. https://luxcoffee.co.uk/ (Use: PODCAST for 15% off)November Universe https://novemberuniverse.co.uk (Use: PODCAST for 10% off)
Play The Mammoth 200 Video Game!Learn about our Patreon Offers!: https://www.patreon.com/DistancetoEmptyPod Get some free DTE Swag by supporting out sponsors!https://janji.com/pages/distance-to-empty and be sure to select 'podcast' > 'Distance to Empty' on the post purchase "How did you hear about Janji" page. Thank you!Check out Mount to Coast here: https://mounttocoast.com/discount/DistanceMeet the Mammoths — Lindsey Dwyer: From the Crew Car to the Start LineToday's guest is a middle school PE teacher who finished 5th at Cocodona 250 this year in 72 hours, cutting seven hours off her own time from the year before. She's got a UTMB top-20 and a Rio del Lago course record on her résumé. And last October, she spent the inaugural Mammoth 200 crewing and pacing her husband Matt — a job she describes as running on about five hours of sleep across the entire race.Lindsey Dwyer joins us to talk about why it took roughly no time at all to decide she wanted to run it herself, what she's cleaning up from Cocodona (including a fueling problem most ultrarunners would love to have — she thinks she was eating too much), and the altitude tent she just rented as a sea-level runner heading to 8,000+ feet.We also get into the Mammoth 200 video game, where her household holds a record we still can't fully explain: Matt's 43-hour virtual finish is faster than anyone else who's played, and — as Kevin points out — faster than the game was designed to allow. Lindsey ran 82. There's a family strategy session pending.Plus: a genuinely great story about pacing Matt through last year's storm on the second summit, lightning overhead, and discovering that abandoning your runner mid-mountain is an extremely effective pacing technique.In this episode:Deciding to race Mammoth roughly instantly after crewing itEating too much at Cocodona, and dialing in fueling with lab testingRenting an altitude tent as a sea-level runner (Peter has thoughts)Why a runnable course is exactly what she wantsMatt's 43-hour virtual time, and a swag bounty for anyone who can beat itA pass on the weather question, and a lightning story that more than makes up for itFinish-line firsts: chocolate pudding, a hot bath, and a growing shopping list for MattMammoth 200 kicks off Friday, October 2nd in Mammoth Lakes, California — 214 miles around a 760,000-year-old caldera, bookended by two summits of Mammoth Mountain. Catch live coverage on the Mountain Outpost YouTube channel, and follow @Mammoth200 for updates and tracking throughout the race.
O Itaú, maior banco da América Latina, está com vagas abertas para Analista de Produto, Product Manager e GPMs. Inscreva-se aqui.Como a Inteligência Artificial muda o trabalho de design e Product Management sem sacrificar consistência, qualidade e confiança? Neste episódio, conversamos com Julia Pupolin, Head de Experiência e Design e superintendente no Itaú, sobre os aprendizados dela em uma temporada no Vale do Silício, alinhamento entre produto, design e tecnologia, governança com autonomia e o papel de protótipos, design systems e memória na construção da nova interface do banco com seus clientes.
Two and a half years ago, Kelly Riordan joined the podcast table in the early days of building Outside the Bachs. Now she's back, in person, in Natalie's apartment, catching us up on everything that's changed. Kelly talks candidly about growing from entrepreneur to business owner, taking more risks at in-person events, hiring for the first time, and reflecting on how we can take ourselves too seriously. We get into content creation, some insecurities we didn't know we were still carrying, and how to use feedback instead of absorbing all of it. This raw, vulnerable conversation moves through allyship, the gaps in music education and women in music, and what it takes to build a career that doesn't follow a straight line. At its core, it's a conversation about growth. New things are scary. Then, eventually, they're not. In This Episode:Kelly and Natalie reunite in person for the first time, recording live from Natalie's apartment after Kelly's trip through NFAKelly reflects on the shift from feeling like an entrepreneur to actually feeling like a business owner and CEOThe story behind hiring her first salesperson, and the outside validation that helped her trust the decisionA candid look at the Airbnb ad that sparked a viral video, and what actually holds Kelly back from posting her opinions onlineWhy Kelly keeps a "nice file" of screenshots and kind words, and how she uses it to build tolerance for criticismA breakdown of how Kelly filters feedback: considering the source and considering the motiveThe ongoing lack of diversity at the top levels of classical music, and why the data and anecdotes alone haven't been enough to shift itA call for men to be brought more directly into the allyship conversation, not just as spectatorsWhy music schools rarely prepare students for the business side of a music career, and the case for making entrepreneurship part of the curriculumKelly's advice to a new student she mentored at NFA: take the gap year, take the risk, and know that new things are scary until they're notWhat contentment has come to mean for Kelly, two and a half years after episode oneLearn more about Outside the Bachs. Listen to her podcast and follow on social media. Gear Used in this Episode: Shure MV7+ Podcast Microphone On-Stage Low-Profile Broadcast Boom ArmCAD Audio: Podmaster SuperD Microphone------------This episode is presented by Women of NAMM and On-Stage StandsFollow Us Here: Instagram SubstackThis episode was co-produced and edited by Natalie Morrison, Stephanie Lamond, and Julia Olsen. Music by: Lucky Lamond
Episode Summary What if your transition isn't punishment? What if it's transformation? Romans 12:2 tells us to be transformed by the renewing of our minds. But when life changes unexpectedly—through divorce, grief, career shifts, financial uncertainty, or simply an uncomfortable season of “in between”—it's easy to interpret transition as failure. In this episode of CROWNed Through Transition, Dr. Chonta Haynes challenges that perspective. Instead of simply trying to “think positive,” she teaches a biblical approach to renewing your mind and reframing your story. You'll walk through a practical process to reveal the old story, exchange the lie for truth, fix your focus, rehearse the new identity, anchor it, move on it, and expect transformation. And Dr. Chonta shares a deeply personal part of her own crown story—including the moment she physically placed a tiara on her head during a difficult season and recognized the power of seeing herself differently. The message is simple: Your transition may not be the evidence that you're falling apart. It may be the place where God is rebuilding you. What You'll Learn What Romans 12:2 teaches about renewing your mind Why positive thinking isn't the same as biblical transformation How transition can expose the stories you've been believing How to replace limiting beliefs with biblical truth Why your income can follow your identity How to use Scripture to refocus your thinking Why obedience can move you before you feel confident How prayer helps you remain steady during transition Why your breaking point can become your building point How to identify what God has already placed “in your house” How to turn renewed thinking into faith-aligned action Detailed Timestamps 00:00 — What if transition isn't punishment?Romans 12:2 introduces the central question: could God be using your transition to transform you? 00:22 — Stop treating transition like a math problemBudgets, strategies and positive thinking cannot always address what's happening at the identity level. 00:44 — Your old story can't carry your new seasonWhy transformation requires more than changing external circumstances. 01:09 — Prayer keeps you steady when everything shiftsWhy prayer becomes an anchor during uncertain seasons. 01:23 — The feeling of flying without an airplaneDr. Chonta describes what transition can feel like when there's nothing obvious to hold onto. 01:48 — Transition as metamorphosisA new way to understand what happens after life falls apart. 02:13 — Reframe, reinvent, reimagineThe three-part process behind CROWNed Through Transition. 03:00 — R: Reveal the old storyIdentify the narrative you've been rehearsing about yourself, money, success and your current season. 03:24 — Is your confidence tied to your bank account?A challenging question about identity and financial circumstances. 03:46 — Name the storyFreedom begins with honestly identifying the story you've been believing. 04:10 — E: Exchange the lie for truthReplace the interpretation that transition means punishment with God's truth. 04:35 — What does “good” actually mean?A deeper look at Romans 8:28 and the idea of God's work being beneficial rather than merely comfortable. 04:42 — When God uses unlikely things to sustain youThe story of Elijah and the ravens becomes a powerful metaphor for unexpected provision. 05:02 — What if your setback is your raven?A perspective shift for difficult seasons. 05:12 — F: Fix your focusWhy biblical transformation requires more than motivational quotes. 05:30 — Transformation isn't behavior modificationRomans 12:2 points toward an internal transformation. 05:47 — Biblical meditation fills the mind with truthA practical distinction between emptying the mind and saturating it with Scripture. 06:08 — The three-minute morning practiceSpeak it. See it. Say yes before you feel ready. 06:44 — Are you waiting to feel confident?Why obedience can come before confidence. 07:01 — Metamorphosis requires surrenderThe caterpillar doesn't become a butterfly because it feels like one. 07:36 — Episode one of CROWNed Through TransitionThe September series begins with reframing. 08:09 — R: Rehearse it until you walk itMove from intellectual understanding to embodied transformation. 08:29 — Transition is a classroomWhat if God never wastes anything? 08:47 — Dr. Chonta's crown storyA personal story from the season after her divorce. 09:02 — When the crown felt like it had fallenThe vulnerable moment behind the origin of the crown. 09:40 — The tiara that changed her postureHow physically seeing herself differently shifted her confidence. 10:29 — Your breaking point can become your building pointWhy struggling doesn't automatically mean you're failing. 10:42 — What's already in your house?The widow's oil becomes a lesson about using what God has already given you. 11:18 — Prayer in the in-betweenWhy prayer helps reframe the story. 11:58 — Fix the root, not the resultThe heart of the reframe. 12:21 — Revelation without anchoring fadesWhy transformation requires more than inspiration. 12:32 — A: Anchor the new truthWrite the vision. Make it plain. 13:07 — M: Move—put feet to your faithTake one faith-aligned action that matches your new identity. 13:39 — What does a “built Queen” do today?Turn the new story into a practical decision. 14:06 — E: Expect transformationRomans 12:2 and the role of expectation and obedience. 14:44 — Your two action stepsWrite the old story. Then write the Scripture-based truth replacing it. 15:09 — Go deeper in communityAn invitation into CROWNed by Design and the resources supporting the transition journey. 15:29 — Next episode: Why You Can't Heal AloneThe series moves from reframing to reinventing in community. 15:48 — Don't just hear the reframe—soak itA final invitation to continue the transformation beyond the episode. Books: https://chontahaynes.com/books CROWNed by Design Collective: https://chontahaynes.com/collective Connect with Dr. Chonta Haynes Book a call https://chontahaynes.com/destiny YouTube: https://youtube.com/@ChontaHaynes Instagram: https://Instagram.com/ctahaynes LinkedIn: https://linkedin.com/in/chonta-haynes Support the Mission Heart 2 Heart Truth Foundation Donate: https://www.paypal.com/donate?hosted_button_id=UZG5B9KX59U4S
Alex and Joe are back with another round of “True or False,” and this week's theme is one of the most legendary creatures in human history: Dragons — the majestic, the monstrous, and the deeply questionable ones France keeps insisting are dragons.We're diving into myths, history, folklore, and some absolutely unhinged medieval creature design.Expect:A French “dragon” with six bear legs, a turtle shell, a lion head, and the face of someone's disappointed grandfatherA real‑world baby boom caused by the Chinese Zodiac's coolest animalA legal system so harsh it killed cabbages, statues, and the guy who wrote itA town that discovered its beloved dragon skull was actually… not a dragon, and chose to keep the dragon branding anywayA shaggy green “dragon” that shoots poison quills and was rejected by Noah for being too weirdSome of these stories are real. Some are fake. Some are so absurd that even the real ones feel fake.All of them are fire‑breathing chaos.Grab your hoard, sharpen your sword, and enjoy the most mythical episode yet.#TheAllegendlyPodcast #Dragons #Mythology #FactOrFake #ComedyPodcast
Not seen it?We'll help you decide if this Japanese animated cyberpunk action film is your kind of movie — completely spoiler free.Seen it?We reveal things you may have missed, the details you didn't notice and uncover the hidden layers behind the film.This week, Marc, Darren and Paul crack open Akira (1988), the hugely influential anime classic written and directed by Katsuhiro Otomo and set in a dystopian Neo-Tokyo.PART 1 – The Nutshell – If you haven't seen itA spoiler-free breakdown designed to help you decide if this animated sci-fi adventure is your kind of film and worth your time.We explore a story of teenage bikers, government experiments, extraordinary powers and a city still rebuilding after catastrophe.We'll help you quickly understand the tone, style and experience of the film, from its stunning hand-drawn animation and brutal action to its complex sci-fi ideas and dystopian world.By the end of Part 1, you will have made a decision!PART 2 – The Unboxing – If you've seen itWhat Did You Miss?The things you missed, the details you didn't notice and the hidden layers behind the film.The lads attempt to make sense of Akira's complex story while exploring its themes of power, corruption, militarisation, government control, friendship and the nature of humanity itself.We also look at the relationships between the young characters, the different factions battling for control and the bigger ideas hiding beneath one of the most visually spectacular animated films ever made.Paul's Facts of the DayPaul dives into the fascinating world behind Akira with a collection of facts, trivia and stories about the making and legacy of this landmark anime.From the incredible amount of work that went into creating its distinctive visual style to the film's groundbreaking production techniques and enormous influence on animation and science fiction, there's plenty to discover.Hate It or Rate It?The guys give their opinion on the movie and score it out of 10.Where does it enter the LEGEND LEAGUE?Find out where Akira takes its place among every movie we've featured and rated on the podcast.PART 3 – The Lobby – All about you!The InboxYour chance to get involved and join the conversation.Question of the WeekGot a great movie question?Send it in and you might hear it featured on the show!Next Week's MovieThe big reveal of next week's movie!Listen Nowhttps://2ly.link/24tPILeague TablesThe Legend LeagueEvery movie we've featured and rated on the podcast.https://linkly.link/2BfcvThe Listener LeagueSee how we rated the movies chosen by our listeners.https://linkly.link/2Bi9IJoin the ConversationVoice Message:https://linkly.link/2FuSQEmail: hello@moviesinanutshell.comSocialsWebsite:https://www.moviesinanutshell.comInstagram:https://www.instagram.com/moviesinanutFacebook:https://www.facebook.com/moviesinanutYour HostsMarc FarquharInstagram:https://www.instagram.com/marcfarquharFacebook:https://www.facebook.com/themarcfarquharDarren HorneLinkedIn:https://www.linkedin.com/in/thedarrenhornePaul DayInstagram:https://www.instagram.com/pauldaylive23Music & Sound EffectsMain ThemeTV Show Intro Logohttps://pixabay.com/sound-effects/musical-tv-show-intro-logo-185797/Music BedProtofunkAttribution Code"Protofunk" Kevin MacLeod (incompetech.com)Cinema ProjectorKakaisthttps://pixabay.com/sound-effects/technology-cinema-projector-314492/SwooshTrading_Nationhttps://pixabay.com/sound-effects/film-special-effects-transition-fleeting-121419/Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/
Retail media salvou a The LED depois que a empresa perdeu 90% do faturamento na pandemia e a levou a captar R$ 150 milhões.Em março de 2021, a The LED vivia de eventos, shows e feiras. Quando o mundo dos eventos fechou do dia para a noite, a maioria das empresas no mesmo lugar quebrou. Richard Albanesi fez o contrário: pegou a mesma tecnologia de painel de LED que montava em show e levou para o varejo, o supermercado e o shopping.O resultado foi um novo modelo de negócio, a empresa crescendo 30 vezes e, em dezembro de 2025, a captação de R$ 150 milhões da Kinea, o braço de private equity do Itaú — o maior cheque já feito no segmento.Neste episódio ele abre como funciona retail media na prática, por que mídia no ponto de venda é mídia com dados e não só audiência, como usou contrato de cliente como garantia para destravar crédito, e por que reinventar o modelo de negócio na crise foi mais barato do que vender participação cedo demais.Para empresários e líderes que precisam pivotar um modelo de negócio, entender mídia no varejo ou se preparar para captar investimento.Capítulos:00:00 O erro de vender participação cedo demais00:14 Quem é Richard Albanesi e o que é a The LED05:21 A mãe que criou a maior marca de lâmpada do Brasil07:11 Apostar em LED em 2010, quando ninguém acreditava10:21 Março de 2020: o mundo dos eventos fecha do dia para a noite16:13 Por que não existe crescimento na zona de conforto22:55 O que é retail media na prática26:29 O modelo que destravou: o contrato como garantia43:07 A jornada até o private equity e o maior cheque do setor48:36 O que fazer com R$ 150 milhões
Juízes 6 encontra Israel no sétimo ano de opressão midianita. Não era uma guerra de exércitos frente a frente: os midianitas haviam cercado a terra para sufocá-la por dentro, confiscando cada colheita até a economia do povo ruir. É nesse cenário que Gideão aparece — malhando trigo escondido dentro de um tanque de prensar uvas, com medo de que o pouco que produzia fosse tomado. Quando o anjo do Senhor o chama de "poderoso guerreiro", Gideão responde com uma pergunta que também é a nossa: se Deus está conosco, por que tudo isso nos aconteceu? Onde estão as maravilhas que os nossos pais nos contam?Guilherme Franco, pastor da Igreja A Ponte, no Recife/PE, abre a mensagem por um caminho pessoal. Enquanto o irmão mais novo era aprovado no ITA e a casa inteira celebrava, ele — mais velho e sem rumo aos 18 anos — ouvia do próprio pai a única definição disponível: "o Guilherme é uma bênção". A palavra "bênção", ele lembra, nem sempre é elogio; às vezes é o rótulo gentil que se dá a quem ainda não virou realidade. E essa é a tese do sermão: Deus nunca chamou ninguém para ser promessa. A promessa existe, mas o Senhor não quer que ela permaneça promessa — ele quer que se torne realidade, e a demora em entender isso é o que mantém tanta gente estagnada.Leitura bíblica: Juízes 6.11-16 e 25Celebração em 06/09/2026__Acompanhe nossas redes sociais:@batistaurbanahttps://instagram.com/batistaurbanahttps://facebook.com/batistaurbanahttps://open.spotify.com/show/5hZJE8ClmGvdknxaWrCdhW__Igreja Batista UrbanaCelebrações presenciais• Domingos | 09h, 11h15 e 19h• Quintas | 20hR. José Lins do Rego, 631 - Valparaiso - Santo André/ SP - Brasil
Retail media salvou a The LED depois que a empresa perdeu 90% do faturamento na pandemia e a levou a captar R$ 150 milhões.Em março de 2021, a The LED vivia de eventos, shows e feiras. Quando o mundo dos eventos fechou do dia para a noite, a maioria das empresas no mesmo lugar quebrou. Richard Albanesi fez o contrário: pegou a mesma tecnologia de painel de LED que montava em show e levou para o varejo, o supermercado e o shopping.O resultado foi um novo modelo de negócio, a empresa crescendo 30 vezes e, em dezembro de 2025, a captação de R$ 150 milhões da Kinea, o braço de private equity do Itaú — o maior cheque já feito no segmento.Neste episódio ele abre como funciona retail media na prática, por que mídia no ponto de venda é mídia com dados e não só audiência, como usou contrato de cliente como garantia para destravar crédito, e por que reinventar o modelo de negócio na crise foi mais barato do que vender participação cedo demais.Para empresários e líderes que precisam pivotar um modelo de negócio, entender mídia no varejo ou se preparar para captar investimento.Capítulos:00:00 O erro de vender participação cedo demais00:14 Quem é Richard Albanesi e o que é a The LED05:21 A mãe que criou a maior marca de lâmpada do Brasil07:11 Apostar em LED em 2010, quando ninguém acreditava10:21 Março de 2020: o mundo dos eventos fecha do dia para a noite16:13 Por que não existe crescimento na zona de conforto22:55 O que é retail media na prática26:29 O modelo que destravou: o contrato como garantia43:07 A jornada até o private equity e o maior cheque do setor48:36 O que fazer com R$ 150 milhões
Daniël Kolf is acteur. Hij groeide op in Suriname en verhuisde in 2015 naar Nederland om zich verder te ontwikkelen aan de academies in Arnhem en Amsterdam. In 2016 maakte hij zijn debuut in de theatervoorstelling ‘City Lost Me'. Vervolgens speelde hij enkele gastrollen in series als ‘Mocro Maffia', waarna hij de hoofdrol speelde in de film ‘De Libi'. Voor zijn hoofdrol in ‘De dood van Benny Simons' won hij in 2025 de Theo d'Or. Later dit jaar presenteren Orkater, Bijlmer Parktheater en ITA de Suriname-trilogie nog één allerlaatste keer, als theatrale afsluiting van het jaar waarin 50 jaar Surinaamse onafhankelijkheid wordt herdacht. Deze maand gaat de film ‘Sugar' in première, over een jonge moeder die steeds verder verstrikt raakt in een gewelddadige relatie. Femke van der Laan gaat met Daniël Kolf in gesprek.
Bryan Caswell has cooked inside three very different kinds of rooms. Jean-Georges Vongerichten's kitchen in the early 2000s, where he learned that a quiet, organized kitchen beats a screaming one. Seventeen restaurant openings of his own, roughly half of them his own concepts, from Reef to his new restaurant Latuli in Houston. And, less known, rooms full of policy people deciding how the Gulf actually gets fished.Why he thinks the redfish fishery is in the best shape he's seen in his career, and why almost nobody outside the industry knows itA real proposal for cutting aquaculture's biggest cost problem in half, using something shrimp boats currently throw away for freeThe specific menu-writing rule he still uses today, learned running R&D inside one of the most systemized restaurant groups in the country: count every move a dish takes to plateAndré Natera and Bryan Caswell cover what it was actually like working under Jean-Georges before he was a household name, why talent alone breaks the moment a chef has to build a kitchen from nothing instead of running an established one, the Gulf Coast bycatch program he pioneered at Reef that's now industry standard, why he hasn't touched red wine in a sauce in over two decades, and his return to Houston with Latuli, his first restaurant of his own since Reef closed.It ends where every episode ends, with the Mount Rushmore.Guest@wholefishLatuli HoustonLinksLead Like a Chef App → https://studio.com/apps/andre/leadlikeachefGet the Books → https://chefspsa.com/booksShop Chef's PSA Merch → https://shop.chefspsa.com/Get Episodes Early on Substack → https://chefspsa.substack.com/Follow Chef's PSA on Instagram → https://www.instagram.com/chefspsa/
A Hall of Fame ballplayer was asked about his favorite little league memory. His answer was about his mom, and an ice cream cone. His worst memory was the car ride home with his dad.That story changed how Preston Pomykal parented — and it's the one he says every soccer parent needs to hear. In Part 1 of this conversation, Preston walks through youth soccer player development from the inside: he grew up playing in Dallas, coached his own three boys until age ten, never took a paycheck to do it, and watched all three come up through the North Texas system — two on to college soccer, and one, Paxton, into a professional career.Ian and Preston get into what a real technical foundation looks like before age twelve, why the best 10-year-old is so often gone by 16, and the difference between a coach who develops players and one who just picks them. Preston explains why you don't want your kid to be the best player on the team, what he learned from a Barcelona staffer who ran the identical 30-minute skills routine six days in a row, and how he replaced summer camp for 40 families with one skills coach and six weeks of real work.He also tells the hardest conversation he ever had — telling a starting left back's parents, in January, to start looking elsewhere — and why that mom still thanks him years later.For soccer parents, youth coaches, and club leaders who care more about the player at 25 than the trophy at 10. Part 2 continues the conversation.Key Talking PointsWhy Preston wouldn't let anyone else coach his boys until age ten — and why he gave up paid coaching roles to do itA ball in every room and Saturday mornings watching the Prem instead of cartoons: love of the game built at home, not scheduledThe chicken salad analogy — talent has to be there first, and "you didn't build him, you honed him"Technique before everything: striking, passing, receiving, both feet, and why the window before twelve outweighs anything after fifteenTraining up as the real developmental lever, and why your player shouldn't be the best or the worst kid on the teamThe Barcelona camp coach who ran the exact same 30-minute routine six days straight — and the American football and basketball logic behind itSkipping summer camps: pooling 40 families to hire one skills coach for six weeks instead of paying for high-priced daycareCoaching without a paycheck — how it changed what parents heard, and the parent who accused him of favoring his own sonSink or swim: FC Dallas moving Paxton up to the U18s mid-season, and two coaches who committed to the decisionNever cutting a player, no one playing less than half a game, and the January conversation that gave one family time to land somewhere betterQuotes from Preston Pomykal"If you put a soccer ball in front of them, let's see if they grab it. And they grabbed it and never stopped.""Any coach that says 'I built him' — you didn't build him, you honed him.""I saw some kids that were better than everybody else at 10 years old that by the time they were 16, they weren't.""You don't really want your kid to be the best player on the team, and you for sure don't want him to be the worst player on the team.""Don't be creative. You don't need to be. Just teach them the right way.""We did the exact same formula through the skills progression every time those kids got on a field, and their quick feet were amazing.""When you don't take money, they listen to you completely differently. You're not my paycheck.""I was a coach that would never cut a player. If you played for me, you played for me.""You just gotta be honest and candid. If you try to do it with the right intention, everything should turn out pretty well.""We're gonna talk about three things you did great, one thing that might need a little improvement, and in five minutes it's gone."Follow Chat By The Pitch
Pelvic lymph node dissection (PLND) - one of our perennial favourite and contentious topics on GU Cast. Today we have both Alberto Briganti (Milano, ITA), and Tobias Maurer (Hamburg, GER), in the studio. Two hugely experienced prostate cancer surgeons, both with huge expertise in PLND. Alberto's name synomous with PLND due to the eponymous nomograms he has deveoped over the years. And Tobias with his pioneering experience in PSMA radio-guided PLND. Your usual hosts are Renu Eapen and Declan MurphyEven better on our YouTube channel
Gabriella is back from two weeks in Portugal and sitting at her desk, shoulders already creeping up toward her ears, pelvic floor clenching, inbox blinking. September is here. The calendar is filling. And the vacation version of herself is being tested in real time.But instead of pushing through the tension the way she always has, she pauses. Takes a breath. Softens. And asks herself a question she wants to explore with every woman listening: do I actually need all this tension in order to do the things I am here to do?In this solo episode, Gabriella draws on the go and flow framework from Michaela Boehm's The Wild Woman's Way to explore one of the most overlooked questions in women's productivity and wellbeing — not how do I get out of go mode, but how am I inhabiting it? She walks listeners through a guided body scan, three nervous system practices for different states, and a simple invitation to bring more ease, sensation, and pleasure into the middle of a full and purposeful life.This is not about slowing down. It is about moving forward without the clench.Are you ready to awaken your sensuality and feel more empowered in your body? Access the FREE Pleasure Upgrade Bundle at https://www.pleasureinthepause.com/gift.Highlights from our discussion include:The go and flow framework from Michaela Boehm's The Wild Woman's Way and why the goal is not less go but more ease within itWhy a regulated nervous system is not the same as a calm one — we need activation, we just do not need all the extra tension we pile on top of itA guided body scan to notice where you are holding more tension than the moment actually requiresThree nervous system practices: conscious softening and breathing, a shaking practice to move built-up tension through the body, and floor rest when the body needs stillnessWhat to do when the body needs energy rather than rest — and why movement often creates the motivation we have been waiting forWhy pleasure does not have to be the reward for finishing your life — it can be part of how you live it We do not have to choose between being productive and being present. We can bring energy, focus, ambition, and purpose to the work that matters to us while also bringing a little more ease into the way we do it. Intention without the tension. Focus without the clench. A little more flow in the way we go.This week, every once in a while while you are in go mode, pause and ask yourself: what does my body need from me right now? Do I need to soften or do I need to mobilize? And if you notice tension, before you decide you need to stop everything and add another self-care practice to your list, just notice your body. Maybe you do not need to stop. Maybe you just need to release the clench.If this episode resonated, subscribe to Pleasure in the Pause and share it with a woman in your life who is already bracing for September. Gabriella will be back next week kicking off Sexual Health Awareness Month with a very special guest.If you're seeking to reclaim your pleasure and vitality, join Gabriella at www.pleasureinthepause.com for this enlightening journey into the heart of female pleasure and empowerment.Resources mentioned:The Wild Woman's Way by Michaela BoehmEpisode 107: From Survival Mode to Self-Connection CONNECT WITH GABRIELLA ESPINOSA:InstagramLinkedInWork with Gabriella! Full episodes on YouTube.The information shared on Pleasure in the Pause is for educational and informational purposes only and is not intended as medical advice. Always consult your healthcare provider before making any decisions about your health or treatment. The views expressed by guests are their own and do not necessarily reflect the views of the host or Pleasure in the Pause.
A couple episodes ago I told you about a hard situation I had with a client, and that turned into a conversation about being honest with ourselves. Today I'm taking it a step further: when you're really honest with yourself, what are you struggling to actually admit? This one might sting a little — but it's not here to discourage you. It's here to help you take ownership of what's actually happening in your business so you can make real changes for 2027.Also in this episode: a free webinar on time management, our UK membership beta group, SBS membership reopening, and all the details on Fall Fest.Join our free SBS webinar: Booked Without the Burnout: https://secretsofabridalseamstress.myflodesk.com/j20ksq5n0k In this episode:Why "nobody in my area would pay those prices" is easier to believe than "I'm undercharging"The pricing gut-check I use with coaching clients: what does your local electrician, plumber, or mechanic charge per hour?The DM that stuck with me: "As long as I pay my rent, it's gravy" — and what it revealed about money mindsetWhy "this is just bridal seamstress life" is the story keeping you stuck in the exact same stressful season next yearWhat it actually means when you tell yourself a program or membership "just doesn't work for me"The real reason a member left the membership feeling like she didn't fit in — and what we changed because of itA story from my old classroom teaching days (any WA teachers know TPEP) on why we're all more alike than we thinkPlus, everything coming up this fall:Free webinar — Booked Without the Burnout: time management and scheduling mindset, September 14th: https://secretsofabridalseamstress.myflodesk.com/j20ksq5n0k SBS membership reopens September 14thOur brand-new UK beta membership group, launching this fall: https://secretsofabridalseamstress.myflodesk.com/stfmlfqpvfFall Fest: October 21–23 in Seattle, Tacoma, and Olympia — money mindset with my coach Jillian Minter: https://secretsofabridalseamstresspodcast.com/retreats Connect with Nadine:Join the newsletter: https://secretsofabridalseamstress.myflodesk.com/jvjdc7sd05Learn more about the membership: https://secretsofabridalseamstresspodcast.com/membershipInstagram: https://www.instagram.com/secretsofabridalseamstress/If this episode resonated, subscribe for more real talk on running a bridal alterations business.
Historian and investor Joseph Moore, PhD, spent over a decade digging through 300 years of American financial advice to find out what actually worked, and what everyday people, not just the Rockefellers of the world, were told to do with their money.In this conversation with Melissa Joy, CFP®, Joseph explains why Americans used to say “go ahead” instead of “get ahead,” what that shift in language reveals about self-reliance and the American dream, and why perspective on how hard life used to be (one and a half shirts per person in 1870, no flush toilets well into the twentieth century) can reframe how we think about today's challenges.They also dig into a subject close to Melissa's heart: the long, well-documented history of women managing, investing, and building wealth, from Ladies' Home Journal financial columns to Abigail Adams quietly out-investing John Adams. Joseph shares what his own real estate investing taught him about the myths of passive income, makes an unlikely defense of personal finance gurus, and reflects on how his working-class upbringing in rural South Carolina shaped a book that became a national bestseller.What You'll LearnWhy Americans historically said “go ahead” instead of “get ahead,” and what that language reveals about self-reliance versus collective pessimismHow dramatically material life has improved in the last 150 years, and why that context matters when comparing today's challenges to the pastWhy the idea of a long history of stay-at-home moms is a myth, and how women's self-employment and part-time income kept most American families afloatThe overlooked history of women investing in mortgages, securities, and real estate going back to the 1700s, including Abigail Adams's investment returnsWhy real estate is not always a passive investment, and what it actually takes to make money owning itA historian's case for what personal finance gurus get right, and where their advice tends to fall shortWhy saving a percentage of every paycheck in the stock market is newer advice than most people realizeThe power of living on one income and investing the other, a strategy with roots stretching back generationsGuest BioJoseph Moore, PhD, is a national bestselling author, historian, and investor whose self-experimentation with history's wildest financial strategies made him financially independent in his mid-40s. His writing has appeared in The New York Times and through HarperCollins and Oxford University Press. His new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), is an instant USA Today bestseller. You can find his free newsletter and more of his writing at josephmoorebooks.com, and follow him on Instagram.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...
Not seen it?We'll help you decide if this tense survival thriller is your kind of movie — completely spoiler free.Seen it?We reveal things you may have missed, the details you didn't notice and uncover the hidden layers behind the film.This week, Marc, Darren and Paul crack open Fall (2022), the edge-of-your-seat survival thriller starring Grace Caroline Currey, Virginia Gardner and Jeffrey Dean Morgan.PART 1 – The Nutshell – If you haven't seen itA spoiler-free breakdown designed to help you decide if this survival thriller is your kind of film and worth your time.We'll help you quickly understand the tone, style and experience of the film, from its vertigo-inducing heights and relentless tension to the characters' increasingly desperate attempts to survive.By the end of Part 1, you will have made a decision!PART 2 – The Unboxing – If you've seen itWhat Did You Miss?The things you missed, the details you didn't notice and the hidden layers behind the film.The lads take a closer look at the film's biggest moments, the decisions made by its characters and the clever film-making techniques used to keep you feeling the full force of the height.We explore the relationships at the heart of the story, the themes running beneath the survival thriller and some of the clues that may take on a whole new meaning once you've seen the movie.Paul's Facts of the DayPaul takes us behind the scenes of Fall with a collection of fascinating facts, trivia and stories from the making of the movie.Discover more about the challenges of bringing this unique production to life, the work that went into creating its terrifying sense of scale and some surprising details you probably didn't know about the film.Hate It or Rate It?The guys give their opinion on the movie and score it out of 10.Where does it enter the LEGEND LEAGUE?Find out where Fall takes its place among every movie we've featured and rated on the podcast.PART 3 – The Lobby – All about you!The InboxYour chance to get involved and join the conversation.Question of the WeekThis week's burning question sent in by a listener!Next Week's MovieThe big reveal of next week's movie!Listen Nowhttps://2ly.link/24tPILeague TablesThe Legend LeagueEvery movie we've featured and rated on the podcast.https://linkly.link/2BfcvThe Listener LeagueSee how we rated the movies chosen by our listeners.https://linkly.link/2Bi9IJoin the ConversationVoice Message:https://linkly.link/2FuSQEmail: hello@moviesinanutshell.comSocialsWebsite:https://www.moviesinanutshell.comInstagram:https://www.instagram.com/moviesinanutFacebook:https://www.facebook.com/moviesinanutYour HostsMarc FarquharInstagram:https://www.instagram.com/marcfarquharFacebook:https://www.facebook.com/themarcfarquharDarren HorneLinkedIn:https://www.linkedin.com/in/thedarrenhornePaul DayInstagram:https://www.instagram.com/pauldaylive23Music & Sound EffectsMain ThemeTV Show Intro Logohttps://pixabay.com/sound-effects/musical-tv-show-intro-logo-185797/Music BedProtofunkAttribution Code"Protofunk" Kevin MacLeod (incompetech.com)Cinema ProjectorKakaisthttps://pixabay.com/sound-effects/technology-cinema-projector-314492/SwooshTrading_Nationhttps://pixabay.com/sound-effects/film-special-effects-transition-fleeting-121419/Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/
Companies have gotten frighteningly good at removing friction from spending. One click, stored payment info, a box on your porch before you've even had time to regret the purchase. Today's episode flips that same idea around: what if you engineered your own financial life the same way, making good decisions the path of least resistance and bad decisions just annoying enough to make you pause? Joe and OG close out Financial Action Month with a genuinely useful framework for building systems that work even on the days your willpower doesn't show up.What You'll Walk Away WithWhy discipline isn't a personality trait, it's a system you build once instead of a decision you make every dayA simple "make it easy or make it hard" test you can apply to any financial habit, from retirement savings to late-night online shoppingWhy automating your savings rate removes the single biggest source of decision fatigue in a financial planA smarter way to handle windfalls and bonuses, deciding your split between saving, debt, and fun once a year instead of every single timeWhy canceling a subscription is deliberately made difficult, and the workaround that neutralizes itA four-step "financial action ladder" for turning financial knowledge into permanent, lasting habitsWhy waiting a day before a big purchase, and other small friction points, can save you from regret without requiring any extra willpowerWhy This Matters NowKnowing what to do with your money has never really been the hard part. The hard part is doing it consistently, especially when life gets busy, stressful, or just plain boring. Building your environment so the smart choice is also the easy choice takes the daily grind of willpower out of the equation entirely. That's not a lack of discipline, it's actually the most disciplined move available: deciding once, automating it, and letting the system do the work every day after that.From the BasementA goofy but genuinely fun "make it easy or make it hard" game plays out across everything from emergency funds to concert tickets, and a National Trail Mix Day detour delivers exactly the kind of nonsense only this show could make delightful.Resources MentionedStacko Financial Action Month board — the interactive game with a money move for each squareStacking Benjamins Field Kit — the all-in-one financial organization and subscription-canceling toolProfit First by Mike Michalowicz — the book referenced on flipping the save-then-spend defaultSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Paying off your mortgage can feel like one of the clearest signs of financial freedom. I understand the appeal. For many families, that monthly payment represents pressure, obligation, and dependence on someone else. That is exactly why Velocity Banking can sound so compelling. Use a home equity line of credit to attack the mortgage balance, run your income through the line, reduce the total interest you pay, and get the house paid off faster. On paper, the math can work. That is not really where Bruce and I disagree. https://www.youtube.com/watch?v=C6N3lnog3PY What I want you to look at is what happens to your control of capital while you are doing it. A HELOC gives you access to credit under a bank's contract and lending rules. Infinite Banking starts from a different premise: build capital first, then use the policy's loan provision to access capital against what you have already built. Both strategies can involve borrowing. Both require disciplined behavior. But they are not the same financial system. And I want to say this up front: we are not anti-HELOC. A HELOC can be a useful financial tool. The purpose of this conversation is not to tell you that using one is automatically wrong. It is to help you see the structural tradeoffs clearly, especially if you are thinking about making a HELOC the center of your banking strategy. When you are thinking beyond one transaction, about the opportunities you want to pursue, the people you want to provide for, and the financial strength you want to build for your family, that distinction matters. Key TakeawaysWhat Velocity Banking Actually DoesPaying Less Interest Is Not the Only Financial ObjectiveA HELOC Gives You Access to Credit. That Is Not the Same as Controlling Capital.Home Equity Is Valuable, but It Is Not Liquid CapitalWhat Infinite Banking ChangesThe Ownership Question MattersA Different Way to Think About Paying Off the MortgageThe HELOC Draw Period Deserves Attention From the BeginningInfinite Banking Has Tradeoffs TooThe Bigger Question Is Who Controls the Capital Key Takeaways Velocity Banking can accelerate mortgage payoff, but the HELOC itself does not create the savings. Your cash flow and additional principal reduction do the work. Home equity is a real asset, but it is not the same as liquid capital. Turning it into spendable cash requires a sale or another financing decision. A HELOC gives you access to bank credit. Your continued access to unused credit remains subject to the lender's contract and applicable rules. Infinite Banking requires capitalization first. Policy loans charge interest and have to be managed responsibly. Our preference for Infinite Banking is about building a capital system around liquidity, contractual guarantees, long-range behavior, and control, not pretending every bank loan is bad. Before you ask how fast you can eliminate your mortgage, ask what position your capital will be in while you are getting there. DimensionHELOC (Velocity Banking)Infinite BankingWhere the capital comes fromA bank's credit line against your home equityCapital you build first inside a participating whole life policyGetting access to itThe bank approves the line; access to unused credit stays subject to the lender's contract and rulesThe policy's loan provision, based on the contract and available loan value — not income, credit score, or home valueWho controls continued accessThe lender, which may freeze or reduce the line in defined circumstances (per the CFPB)You, within the terms of the policy you ownCost of borrowingCommonly a variable rate that can change over timePolicy-loan interest (not free money); an unpaid loan can reduce the death benefitLiquidity of the underlying assetHome equity is real but not spendable until you sell, refinance, or borrow against itA capital base designed to stay liquid, accessible, and deployableUnderwriting each time you use itSet when the line is established; future refinancing depends on conditions at that timeNo bank-style underwriting each time you use the loan provisionYour relationship to the institutionYou are the bank's customerYou participate in a mutual insurer as an eligible policyholder (dividends are non-guaranteed)The main tradeoff to weighAccess can tighten at exactly the moment you need itYou must capitalize the policy first, and give it timeHELOC vs. Infinite Banking at a glance What Velocity Banking Actually Does Velocity Banking uses a revolving line of credit, often a HELOC, as part of a mortgage-payoff strategy. The basic mechanics are straightforward. You open a HELOC against available equity in your home. You use some of that credit to reduce or replace mortgage debt. Then you direct income into the HELOC and use the line again for living expenses. If more cash flows into the line than flows back out, the balance declines. That can reduce the total interest you pay and shorten the payoff timeline. But here is the part I do not want you to miss: your surplus cash flow is paying down principal. The HELOC changes the path the money takes. It does not create the surplus. Bruce said it very simply in our conversation: your behavior is more important than the strategy. If your income is steady, your spending stays disciplined, rates cooperate, and you follow the plan consistently, the model can look very compelling. But life is not an illustration. Income changes. Businesses have slow seasons. Families face expenses they did not plan for. And sometimes an opportunity shows up at exactly the moment you were not expecting it. That is why I want a financial strategy to be evaluated by more than how it performs when everything goes perfectly. I also want to know what options it leaves you when life does not follow the spreadsheet. Paying Less Interest Is Not the Only Financial Objective One of the strongest arguments for Velocity Banking is something we actually agree with in principle: the interest rate by itself does not tell you the total cost. A higher rate on a balance that falls quickly can, in some circumstances, produce less total interest than a lower rate carried for decades. Looking only at the rate can give you an incomplete picture. But looking only at interest saved can do the same thing. I understand why people see the amount of interest on a long mortgage schedule and immediately think, "I need to get rid of this as fast as possible." That reaction makes sense. Nobody is trying to pay a bank more interest than necessary. The question I want you to add is: what else is happening to that dollar while you are paying down the house? Every extra dollar of principal you put into the four walls of your home increases your equity, but that dollar is no longer liquid. To turn home equity back into spendable cash, you have to sell, refinance, or borrow against the property. There is also an opportunity cost. Could that same dollar have strengthened your reserves? Funded your business? Put you in position for an investment opportunity? Built capital somewhere that remained accessible to your family? A paid-off home may absolutely be part of your financial plan and part of your legacy. But so is the financial capacity you preserve along the way. For me, that is the bigger conversation. We are not simply trying to win an interest calculation. We want each decision to strengthen the whole financial system. A HELOC Gives You Access to Credit. That Is Not the Same as Controlling Capital. This is the distinction at the center of the episode. When you have a HELOC, a bank has agreed to extend credit to you against the equity in your home. That credit can be incredibly useful, but it is still a lending relationship. The bank decides whether you qualify when the line is established. Your available credit exists under the agreement, the value of the collateral, and the lending rules that apply to the account. HELOCs also commonly have variable interest rates, so the cost of borrowing can change over time. Some products offer fixed-rate features, but the details depend on the lender and the contract. The other issue is access. An unused credit line is not the same thing as cash you already control. The Consumer Financial Protection Bureau explains that a lender may freeze additional advances or reduce a HELOC in certain circumstances, such as a significant decline in the home's value or a material change in the borrower's financial condition. That does not mean a bank can simply demand repayment of every HELOC whenever it wants. Bruce was careful about that distinction in our conversation, and I want to be just as careful here. It means your continued access to unused credit is not entirely yours to decide. If your financial strategy depends on that line staying open and available, that matters. You are still a customer of someone else's bank. Home Equity Is Valuable, but It Is Not Liquid Capital Owning more of your home is not a bad thing. A paid-off home can be a meaningful goal. But we need to distinguish between having equity and having capital you can deploy. Your home's equity is real. The house is an asset. But if you want to use that equity without selling the property, a lender usually has to become part of the decision again. That is why Bruce and I kept coming back to the image of money being stored inside the four walls of the house. You can put more money in by paying down principal. The harder question is how easily you can get that money back out when you need it, and on whose terms. If your primary financial objective is to pay off the house as fast as possible, you may be directing a large share of your available cash into an asset that is not immediately deployable. At the same time, you may be delaying your ability to build a capital base somewhere else. For me, financial freedom includes having capital that is growing,...
Agosto se encerra com os investidores diante de um cenário que continua exigindo atenção aos sinais da economia global e doméstica. As expectativas para inflação, juros e crescimento seguem em constante reavaliação, enquanto decisões dos bancos centrais, movimentos dos mercados internacionais e os desdobramentos do cenário geopolítico permanecem no radar. Neste contexto, compreender quais fatores podem influenciar os mercados e os investimentos nos próximos meses torna-se ainda mais relevante. Nesta edição da Live Cenário Macro, Thomas Wu, estrategista-chefe de Investimentos do Itaú, e Sylvio Castro, Head Global Investment Solutions no Itaú, compartilham suas perspectivas sobre os temas que vêm moldando o ambiente econômico e financeiro no Brasil e no mundo. A conversa será moderada por Vanessa Daraya, da Comunicação Itaú.
You already know your commission check is capped at 3%, right? novation real estate for beginners changes that math completely, and the numbers on this exact deal will make you rethink every listing you've ever walked away from.Here's the truth nobody says out loud in this business: you can do the exact same showings, the exact same negotiations, the exact same stress on a house, and still leave a massive chunk of money on the table just because you didn't know one word. That word is novation, and this episode breaks down a real deal where a $7,000 commission check turned into a $72,000 payday on the same property.This isn't theoretical. This is novation real estate explained with the actual numbers from an actual closing, so you can see exactly where the extra money came from and why most agents never even ask the seller the one question that unlocks it.Inside this episode you'll get:✅ The real breakdown of how a $7K check became $72K on one single-family listing✅ Why chasing the highest offer is the wrong goal, and what to ask for instead✅ How novation real estate business structures actually work when you're the listing agent✅ What it looks like when a real estate agent working with investors stops leaving money behind✅ The mindset shift most agents need before they'll even consider real estate investing vs real estate agent thinking✅ Why this fits naturally if you're already curious about wholesaling real estate for beginners but never saw how agents fit into itA lot of us real estate agents are scared to even talk about investing, like it's not "our lane." It is. If you're tired of doing 3% work for 3% pay on deals that could pay you ten times that, this is the episode that shows you the exact number to ask for and why.
Could one pricing decision you made years ago still be costing your business thousands today?In this episode of the Female emPOWERed Podcast, Christa Gurka breaks down the four pricing mistakes that quietly erode profitability in Pilates studios, physical therapy practices, and boutique fitness businesses. From founding member rates that never expire to avoiding annual price increases, these small decisions can compound into tens—or even hundreds—of thousands of dollars in lost revenue over time.If you've been hesitant to raise your prices or are planning a studio launch, this episode will help you create a pricing strategy that supports long-term growth and profitability.In This Episode, You'll Learn:Why founding member pricing should always have an expiration dateHow to structure grand opening offers without creating long-term pricing problemsWhy frequent discounts train clients to wait for salesThe most expensive pricing mistake studio owners make—and how to avoid itA simple annual pricing strategy that protects your profit marginsHow pricing decisions compound into significant revenue gains or lossesHow to objectively determine what your services should actually costKey Takeaways✔️ Founding member rates should reward early supporters—not become permanent discounts.✔️ Grand opening promotions should include clear expiration dates and client caps.✔️ Discount intentionally, not habitually.✔️ Small annual price increases are easier for clients than large increases every few years.✔️ Your pricing should be based on your financial goals—not your competitors' prices.Resources
I'm kicking off Season 7 of Viva la Mami, and I'm doing it a couple weeks later than I planned, and I'm telling you exactly why. In this bonus episode, I catch you up on everything: why the season launch got delayed, what our first summer in Mexico actually looked like, and the lesson I keep coming back to when life doesn't go according to plan. I'm also sharing what's ahead this season - new guests, more Mamis Abroad stories, and solo episodes where I open up about my own journey.What You'll HearWhy Season 7 launched later than planned, and why I'm not apologizing for itA recap of our first full summer living in León, GuanajuatoWhat's coming this season: subject-matter guests, more Mamis Abroad episodes, and solo episodesA reminder (for me and for you) that it's okay to let go of the plan when life asks you toResources MentionedHave a suggestion for an episode topic? Click HEREHave a suggestion for a guest? Click HEREFree 20-minute college consulting consultationSupport the showSHOP MY NEWEST PRODUCTS - "How to Get Dual Citizenship in Mexico" E-Guide & Digital Course
Listener Choice - Chosen by Rob Hancock.Not seen it?We'll help you decide if this superhero action comedy is your kind of movie — completely spoiler free.Seen it?We reveal things you may have missed, the details you didn't notice and uncover the hidden layers behind the film.This week, Marc, Darren and Paul crack open Hancock (2008), the unconventional superhero movie starring Will Smith, Charlize Theron and Jason Bateman.PART 1 – The Nutshell – If you haven't seen itA spoiler-free breakdown designed to help you decide if this superhero adventure is your kind of film and worth your time.We explore the story of Hancock, a powerful but deeply unpopular superhero whose attempts to help people often create almost as many problems as they solve.We'll help you quickly understand the tone, style and experience of the film, from its action and comedy to its unusual take on the superhero genre.By the end of Part 1, you will have made a decision!PART 2 – The Unboxing – If you've seen itWhat Did You Miss?The things you missed, the details you didn't notice and the hidden layers behind the film.The lads explore the details, themes, character relationships and film-making choices that may take on a different meaning once you've seen the whole story.Paul's Facts of the DayHate It or Rate It?The guys give their opinion on the movie and score it out of 10.Where does it enter the LEGEND LEAGUE?Find out where Hancock takes its place among every movie we've featured and rated on the podcast.PART 3 – The Lobby – All about you!The LobbyYour chance to get involved and join the conversation.Question of the WeekGot a great movie question?Send it in and you might hear it featured on the show!Next Week's MovieThe big reveal of next week's movie!Listen Nowhttps://2ly.link/24tPILeague TablesThe Legend LeagueEvery movie we've featured and rated on the podcast.https://linkly.link/2BfcvThe Listener LeagueSee how we rated the movies chosen by our listeners.https://linkly.link/2Bi9IJoin the ConversationVoice Message:https://linkly.link/2FuSQEmail: hello@moviesinanutshell.comSocialsWebsite:https://www.moviesinanutshell.comInstagram:https://www.instagram.com/moviesinanutFacebook:https://www.facebook.com/moviesinanutYour HostsMarc FarquharInstagram:https://www.instagram.com/marcfarquharFacebook:https://www.facebook.com/themarcfarquharDarren HorneLinkedIn:https://www.linkedin.com/in/thedarrenhornePaul DayInstagram:https://www.instagram.com/pauldaylive23Music & Sound EffectsMain ThemeTV Show Intro Logohttps://pixabay.com/sound-effects/musical-tv-show-intro-logo-185797/Music BedProtofunkAttribution Code"Protofunk" Kevin MacLeod (incompetech.com)Cinema ProjectorKakaisthttps://pixabay.com/sound-effects/technology-cinema-projector-314492/SwooshTrading_Nationhttps://pixabay.com/sound-effects/film-special-effects-transition-fleeting-121419/Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/
“Where people get stuck is when they find themselves doing a lot of what I call ‘rocking chair tasks,' which are those things where, like, you feel like you're in motion, but you're not going anywhere.” – Kate Kayaian Today's featured fellow bestselling bookcaster is a former professional concert cellist, coach, keynote speaker, career strategist, and President and Artistic Director of the Bermuda Philharmonic Orchestra, Kate Kayaian. Kate and I had a fun on a bun chat about her book, “Beyond Potential: A Guide for Creatives Who Want to Re-Assess, Re-Define, and Re-Ignite Their Careers,” her journey from questioning her classical music career to coaching creatives through mental blocks, the power of journaling, and more!!!Key Things You'll Learn:What led Kate to choose the cello and go pro with playing itA powerful question for determining what's truly important in your lifeThe crucial time awareness technique she used for staying focused and productive during her book writing processWhat it means to truly go beyond your potential Kate's Site: https://katekayaian.com/Kate's Book: https://a.co/d/0jb8T2MzKate's Podcast, “Tales from the Lane”: https://podcasts.apple.com/us/podcast/tales-from-the-lane/id1724180457The opening track is titled, “Unknown From M.E. | Sonic Adventure 2 ~ City Pop Remix” by Iridium Beats. To listen to and download the full track, click the following link. https://www.patreon.com/posts/sonic-adventure-136084016 Please support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…1046 – Unlock Artistic Insight & Innovation Through CreativitRy with Dr. Stan Lai: https://www.goingnorthpodcast.com/ep-1046-unlock-artistic-insight-innovation-through-creativitry-with-dr-stan-lai/1029 – Unlock Your Creativity & Make Life Your Biggest Art Project with Pia Mailhot-Leichter (@pialeichter): https://www.goingnorthpodcast.com/ep-1029-unlock-your-creativity-make-life-your-biggest-art-project-with-pia-mailhot-leichter-p/884 – How to Go From Stuck to Unstoppable with Murielle Marie Ungricht: https://www.goingnorthpodcast.com/ep-884-how-to-go-from-stuck-to-unstoppable-with-murielle-marie-ungricht/875 – How To Unlock Your True Potential Through Empowerment with Laura Brennan Ballet: https://www.goingnorthpodcast.com/ep-875-how-to-you-unlock-your-true-potential-through-empowerment-with-laura-brennan-ballet/983 – How Neuroscience Can Fuel Your Book & Life Success with Sara Connell (@saracconnell): https://www.goingnorthpodcast.com/saracconnell/1100 – The Burning Ground and the Courage to Live Your Greatest Story with Celinne Da Costa (@CelinneDaCosta): https://www.goingnorthpodcast.com/the-burning-ground-and-the-courage-to-live-your-greatest-story-with-celinne-da-costa-celinnedacost/618 – A Book About You with David Green: https://www.goingnorthpodcast.com/ep-618-a-book-about-you-with-david-green/821 – How to Spark Your Curiosity & Live Bravely with Heather Vickery: https://www.goingnorthpodcast.com/ep-821-how-to-spark-your-curiosity-live-bravely-with-heather-vickery/1082 – Reclaim What Lights You Up & Dominate Your Next Chapter with Sheekha Singh (@ssheekha): https://www.goingnorthpodcast.com/ep-1082-reclaim-what-lights-you-up-dominate-your-next-chapter-with-sheekha-singh-ssheekha/967 – Life Lessons from a Jill of All Trades with Kristin Massey (@TheJOATbook): https://www.goingnorthpodcast.com/ep-967-life-lessons-from-a-jill-of-all-trades-with-kristin-massey-thejoatbook/222 – The Journey to Cloud Nine with Jordan Gross: https://www.goingnorthpodcast.com/222-the-journey-to-cloud-nine-with-jordan-gross/
Neste episódio especial do Data Hackers, gravado durante o Meetup Itaú Tech, Monique Femme recebe Viviane Rodrigues, Superintendente de Governança de Dados do Itaú, Ricardo Coelho, Superintendente de Tecnologia do Itaú, e Alessandro Januzzi, Vice-Presidente de Estratégia e Engenharia de Soluções da Microsoft, para uma conversa sobre os próximos passos da Inteligência Artificial dentro das grandes organizações.Partindo dos desafios de transformar IA em valor real para os negócios, discutimos a evolução da IA generativa para a IA agêntica, o papel dos dados e, principalmente, a importância do contexto para que sistemas inteligentes possam tomar melhores decisões e atuar de forma mais eficiente.Também falamos sobre os desafios de governança, segurança, descentralização e escalabilidade, além da necessidade de estruturar conhecimentos, processos e informações para uma nova realidade em que agentes de IA passam a interagir com diferentes sistemas e apoiar atividades cada vez mais complexas.Um papo sobre tecnologia, estratégia e o que as empresas precisam construir hoje para transformar o potencial da IA em impacto real e sustentável nos negócios.
Every fall we pour their energy into new campaigns, new offers, and sometimes our first ever ad spend. But most of that planning skips one thing, whether our websites can actually hold up to the traffic. TThis episode walks through three fast checks that can fix the biggest gaps before Q4 marketing kicks in.YOU WILL LEARN:Why your calls to action might not match what you're actually selling right nowHow a confusing booking flow quietly costs you leads without you ever knowing itA simple way to tell if your homepage still reflects who you are todayWhy a first time visitor experiences your website completely differently than you doOne tool that can help you get an outside perspective on your own homepageReady to build a website that works hard for your business? Let's talk about how I can support you.
If your membership signups have slowed down, your first instinct is probably to look at your sales page, your emails, or your pricing.Nine times out of ten, that's not where the problem actually lies.In this episode, I break down why stalled signups are almost always an audience growth problem in disguise, and I share seven proven strategies for keeping new people flowing into your world even after your membership is up and running.In this episode:Why stalled membership sales are almost always an audience growth problem, not a sales problemThe three core levers for growing your audience, and why they work best combinedHow to build a brand and content strategy that reaches people at every stage of the buyer journey, not just oneHow to repurpose your content so more of your audience actually sees itA repeatable framework for landing guest spots, collaborations, and other borrowed-audience opportunitiesWant the CLEAR framework as a ready-to-use template? Grab the free Collaboration Outreach Swipes, which includes the fill-in-the-blank pitch email, a leverage currency worksheet, and a pre-outreach checklist.And if you want a wider view of where the gaps in your membership business actually are, our free Membership Healthcheck is built for exactly that.Key Quotes & Takeaways:"It is almost always the audience growth that is the main culprit.""Your brand is what people say about you when you're not in the room.""Paid ads should amplify and accelerate what's already working organically. It's not a fix for a broken system.""Go in there and be a valuable member. Share useful tips, generously answer questions, contribute to discussions."You might also find useful:The 3 Pillars of Exponential Membership GrowthGrowing Your Membership with Joint Venture PromotionsUnderstanding the Customer Journey with Kenda Macdonald4 Tactics for Accelerating the Growth of Your Membership AudienceThank You For ListeningWe really appreciate you choosing to listen to us and for supporting the podcast.We would be eternally grateful if you would consider taking a minute or two to leave an honest review and rating for the show.They're extremely helpful when it comes to reaching our audience and we read each and every one personally!Finally, don't forget to subscribe to the podcast to make sure that you never miss an episode.
Not seen it?We'll help you decide if this romantic comedy is your kind of movie — completely spoiler free.Seen it?We reveal things you may have missed, the details you didn't notice and uncover the hidden layers behind the film.This week, Marc, Darren and Paul crack open About Time (2013), Richard Curtis's warm and heartfelt romantic comedy starring Domhnall Gleeson, Rachel McAdams and Bill Nighy. Richard Curtis wrote and directed the film.PART 1 – The Nutshell – If you haven't seen itA spoiler-free breakdown designed to help you decide if this romantic comedy is your kind of film and worth your time.We explore the story of Tim Lake, a young man beginning adult life as he navigates love, family, friendships and the challenges that come with growing up.We'll help you quickly understand the tone, style and experience of the film, from Richard Curtis's trademark British humour and romantic comedy to the warmth, emotion and character-driven storytelling at its heart.By the end of Part 1, you will have made a decision!PART 2 – The Unboxing – If you've seen itWhat Did You Miss?The things you missed, the details you didn't notice, and the hidden layers behind the film.The lads explore the film's central concept, the rules surrounding it and the consequences of the choices Tim makes.We also look at the relationships at the heart of the story, the way seemingly ordinary moments take on greater significance, and the details and filmmaking choices that may have passed you by the first time around.Paul's Facts of the DayBehind-the-scenes insights including:Interesting stories from the productionRichard Curtis's approach to the filmDetails about the cast and charactersConnections and references you may have missedFascinating behind-the-scenes storiesHate It or Rate It?Marc, Darren & Paul submit their scores and About Time takes its place in the Legend League.PART 3 – The Lobby – All about you!The InboxYour emails, questions, comments and stories.Question of the WeekGot a great movie question?Send it in and you might hear it featured on the show!Next Week's MovieThe big reveal of next week's movie!Listen Nowhttps://2ly.link/24tPILeague TablesThe Legend LeagueEvery movie we've featured and rated on the podcast.https://linkly.link/2BfcvThe Listener LeagueSee how we rated the movies chosen by our listeners.https://linkly.link/2Bi9IJoin the ConversationVoice Message:https://linkly.link/2FuSQEmail: hello@moviesinanutshell.comSocialsWebsite:https://www.moviesinanutshell.comInstagram:https://www.instagram.com/moviesinanutFacebook:https://www.facebook.com/moviesinanutYour HostsMarc FarquharInstagram:https://www.instagram.com/marcfarquharFacebook:https://www.facebook.com/themarcfarquharDarren HorneLinkedIn:https://www.linkedin.com/in/thedarrenhornePaul DayInstagram:https://www.instagram.com/pauldaylive23Music & Sound EffectsMain ThemeTV Show Intro Logohttps://pixabay.com/sound-effects/musical-tv-show-intro-logo-185797/Music BedProtofunkAttribution Code"Protofunk" Kevin MacLeod (incompetech.com)Cinema ProjectorKakaisthttps://pixabay.com/sound-effects/technology-cinema-projector-314492/SwooshTrading_Nationhttps://pixabay.com/sound-effects/film-special-effects-transition-fleeting-121419/Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/
No podcast ‘Notícia No Seu Tempo’, confira em áudio as principais notícias da edição impressa do jornal ‘O Estado de S.Paulo’ desta terça-feira (18/08/2026): Banco do Brasil, Bradesco, Itaú Unibanco e Santander reforçaram provisões para enfrentar um cenário mais adverso no mercado de crédito. Os quatro bancos registraram R$ 91,082 bilhões em custo de crédito no primeiro semestre, alta de 23% ante 2025. O indicador considera despesas com perdas esperadas, descontos concedidos e receitas com recuperação de créditos baixados. A cautela reflete o aumento da inadimplência. Parte relevante do cenário ruim está concentrada no agronegócio. Embora o BC tenha iniciado o ciclo de corte de juros, a Selic permanece em nível restritivo, o que pressiona o endividamento e compromete a renda das famílias. Os efeitos inflacionários da guerra no Oriente Médio e o desequilíbrio das contas públicas limitam o ritmo do alívio monetário. Economia: Juros altos, bets e concorrência da China põem varejistas na berlinda Política: Presidente do TSE diz a diplomatas que País é ‘referência mundial’ em eleições Metrópole: Discord suspende lives; especialistas veem risco de migração dos crimes Internacional: Trump ameaça atacar Omã; expira prazo para acordo entre EUA e Irã Cultura: Cultura Artística retoma relação com as artes plásticas See omnystudio.com/listener for privacy information.
What if money were a person in your life… a friend you could invite over? Would it know it was going to have fun hanging out with you? In this short excerpt taken from my recent 3 day experience The Cycles 2.0, I invite you to reimagine your relationship with money the same way you would any other relationship in your life. Highlights: The way you talk about money shapes the relationship you have with itThe difference between chasing money's energy and actually building capacity to hold itA gentle challenge to look at what you've spent money on This isn't about budgeting. It's about noticing the emotional undercurrent beneath every dollar you spend, and choosing to build a relationship with money you can actually trust. Links and Next Steps:: This is an excerpt from a 3-day experience The Cycles 2.0. It is still free, and invites you to create emotional capacity, clarity and self trust so that you can build a life that reflects who you really are. If you would like to watch the full session from Day 3 and gain insight into what is keeping you stuck from a time and money perspective, you can do that here: https://theartoflisteningtoyourbody.com/cycles You can also connect with Jin on social media: Instagram: @theartoflisteningtoyourbody Facebook: @drjinong (personal) or @theartoflisteningtoyourbody Website: https://drjinong.com and https://theartoflisteningtoyourbody.com/
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There's a version of financial responsibility that looks a lot like discipline but can quietly become something else: an inability to ever stop optimizing. Chasing 0.2% more interest. Driving fifteen minutes out of the way for cheaper gas. Budgeting so tightly that a $5 bottle of multivitamins feels like a crisis. Wealthy Kids Club founder Maya Corbic joins Carol Ann Desiderio and Jesse Cramer for a genuinely fun debate about where the line actually sits, and what over-optimizing quietly costs when nobody's counting it.What You'll Walk Away WithA simple test for telling the difference between smart optimization and time-wasting perfectionismWhy budgeting "until it hurts" can quietly damage your relationship with money more than it helpsThe real math behind small optimizations, like driving out of your way for cheaper gas or chasing a slightly higher savings rate, and when they're actually worth itA reframe on "one more year" retirement thinking that flips the entire question aroundWhy letting kids make small, reversible money mistakes teaches more than any lecture ever couldThe surprising overlap between "still researching the best option" and simply avoiding a decisionWhy the biggest lever in your investment returns has almost nothing to do with picking the "best" individual stockWhy This Matters NowIt's easy to assume that more research, more comparison, more fine-tuning always makes for a better financial decision. But there's a point where that instinct stops protecting you and starts costing you, in time, in joy, and sometimes in the decision never actually getting made at all. Recognizing when a plan is genuinely good enough isn't giving up. It's redirecting your energy toward the things optimization can't fix: time with people you love, work that fulfills you, and a life that isn't built entirely around squeezing out one more percentage point.From the BasementA wild detour into the 1964 Great Plymouth Mail Truck Robbery keeps the crew's year-long trivia race razor close, while an entirely unrelated cookie heist upstairs in mom's kitchen proves that not every optimization scheme goes according to plan.Resources MentionedWealthy Kids Club — Maya Corbic's family financial education programPersonal Finance for Long-Term Investors podcast — Jesse Cramer's show, referenced episode: "Is My DIY Financial Plan Working?"Stacking Benjamins Benjamins After Dark meetups — local in-person Stacker meetup groups, including BostonGranola — AI-powered meeting notes tool mentioned in the sponsor breakSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
One year ago, Alec Kremins got fired. Same week he found out his wife was pregnant with their first child. He had a choice: go find another stable job, or bet on himself.He went all in.Alec built his career at Ramp (now valued near $40B) before making Aliyah and eventually going out on his own. In this episode we get into why he tells most people not to start a company, even though it was the right call for him.We cover:The day he got let go, and the decision that followedWhy he thinks life is about meaning, not comfort, and the Lubavitcher Rebbe story about the "contract" nobody signed promising an easy lifeThe Histadlus/Bitachon dance and why it gets a lot harder when you're working for yourselfWhether your work should be part of your identity, or just what funds itA surprising parallel between starting a company and childbirth (his words, not ours)Why he actively discourages most people from starting their own thingBuilding a personal brand without losing your Shabbos, your learning, or your sanity to the algorithmWhere AI actually fits in content creation, and where it doesn't touch the core at allAlec Kremins is the founder of RallyUp. You can find him on LinkedIn.
Buongiorno Italia. Podcast di cultura e lingua italiana.Il nostro libro: qui. Vuoi fare lezione di italiano con me? QuiVuoi 10$ di crediti su Italki? QuiVuoi la trascrizione di questo podcast? - QuiVuoi sostenermi con una piccola mancia? QuiFacebookYouTube InstagramEmailDiventa un supporter di questo podcast: https://www.spreaker.com/podcast/buongiorno-italia-podcast-di-cultura-e-lingua-italiana--5962623/support.
What You'll Learn in This Episode:In this episode, Patrick Adams is joined by Paul Doyle and Shawna Hondorp for a preview of their sessions at the Lean Solutions Summit. Together, they explore two critical topics shaping today's organizations: developing leaders through intentional systems and using AI to strengthen talent acquisition without losing the human connection.The conversation dives into why leadership development should be treated as a business process rather than a training program, how specific leadership behaviors can be standardized and developed across every level of an organization, and why AI works best when paired with a thoughtful strategy. Shawna also shares practical insights into using AI responsibly in recruiting, emphasizing transparency, compliance, and the importance of maintaining authentic human relationships throughout the hiring process.Whether you're leading a team, developing future leaders, building an AI strategy, or improving your hiring process, this episode provides practical insights for creating stronger leaders, smarter systems, and more intentional organizations.Key Takeaways:Leadership development is a business process—not just a training programStrong leadership is built through intentional behaviors and systemsAI should enhance human connection, not replace itA successful AI strategy requires intentionality, transparency, and trustLinks: https://www.findleansolutions.com/https://www.findleansolutions.com/lean-summit/
Become a Supporter of The Real Science of Sport, and for the price of a coffee, or a gel, you get a bonus Applied episode every week, ad-free shows, and the best cycling and running community going over on Discourse.Show notesThis week we recap Tadej Pogačar's record-breaking Tour de France, and then get into the meat of it: why anti-doping leans so heavily on investigation and targeted testing, with insights from our interview with Brett Clothier, head of athletics' Athletics Integrity Unit.(02:24) Tadej Pogačar wins a fifth Tour de France in what Ross reckons is the most dominant display he has seen in any sport, and we dig into the numbers behind it, including an estimated 7 W/kg on Alpe d'Huez that obliterates Pantani's old mark, why the yellow jersey was effectively settled by stage six, and why the racing everywhere else still made it a decent watch.(13:55) The weight-loss double standard. Remco Evenepoel reportedly dropped around nine pounds for the Tour with barely a murmur, while Pauline Ferrand-Prévot's weight loss dominated the coverage last year. We ask why the reaction differs by sex, and where the line sits between periodised, medically supervised leanness and a genuine eating-disorder risk.(19:42) That Montmartre finale, with Van der Poel and Pogačar breaking clear on the last climb, van der Poel's heroic's to hold off the chasing pack, and Jasper Philipsen's remarkable judgement to "win" by not winning against his team-mate. Plus, we ponder whether the GC should really be neutralised so early on the final day? We say let them race.(32:37) The headline this week: why testing alone rarely catches the big fish, and why investigation and targeted testing do. Prompted by the furore over 2am and 5am testing at the Tour, we hear from Brett Clothier of the Athletics Integrity Unit, and explain the biological passport, the micro-dosing of EPO, fast-clearance methods, gene-doping fears, and why a genuinely "transparent" statement about a target test is close to impossible without prejudicing everyone involved.(46:26) A look ahead to the women's Tour de France, the contenders including Vollering, Blasi, Niewiadoma, Ferrand-Prévot and Reusser. With storylines galore, it features the return of a time trial, and French TV figures showing the women's race is closer to the men's than you might expect.(51:48) Are the Commonwealth Games in Glasgow still worth watching without the stars? Gareth is won over by the weightlifting, and we ask whether you really need the very best in the world to enjoy sport.(58:49) The Ultimate Championship, athletics' new 10 million dollar, three-night, TV-first format, complete with a black infield, real-time win probabilities, Mondo Duplantis on stadium DJ duty, and no country quotas. We react, and Ross pitches what he would add to the broadcast(64:16) Josh Kerr reveals how the pacing lights were slowed over the final 100 metres of his mile record to create the illusion he was beating them. Clever theatre, or are we being deceived?(67:00) And finally, Discourse member Ana sets off on a 15,000km "big lap" of Australia on her gravel bike. We wish her luck, and start plotting the data she should share with our listener community!LinksThis is the ITA statement during the Tour - it's really all they can say and expecting more is a day dream!The article on gene doping - speculative and sounds like sci-fi, but might it be happeningThe paper on micro-dosing and detection challengesPlugge on how the tests brought doping back to cyclingPreview of the TDF for WomenDetails on the World Athletics Ultimate Championships Hosted on Acast. See acast.com/privacy for more information.
Most of us think the biggest decision about a room is whether it's functional. Leidy Klotz thinks that's the wrong question, and the right one changes how a desk, a kitchen, or an entire return-to-office policy actually lands on the person living inside it.Leidy Klotz is a behavioral scientist and engineering professor at the University of Virginia who studies how and why humans design. His research has appeared in Nature and Science, and he's been interviewed everywhere from Hidden Brain to Freakonomics to The Atlantic. Before any of that, he spent 22 years as a professional soccer player and then built schools for a living, which is part of why his take on space is so physical and so lived-in.In this conversation, you'll explore:The three psychological needs that every space either feeds or starves, and why they trace straight back to hunter-gatherer survivalWhy Susan Cain's open-office backlash and today's return-to-office mandates are the same failure wearing different clothesThe strange, well-documented phenomenon of "habituation," including the story of an architecture student who walked past a six-story landmark building for years without ever seeing itA simple practice called "space before screen," and why the top of a parking garage might be the cheapest awe you'll ever findWhat it means to build a space that keeps someone's memory alive, drawn from one of the most personal stories Leidy has ever told on a podcastIf you've ever felt something shift the moment you walked into a certain room and couldn't say why, this conversation gives you the language for it.You can find Leidy at: Website | LinkedIn | Episode TranscriptNext week, we're sitting down with Chris Guillebeau to talk about why the anxious feeling that you're running out of time might be less about your calendar and more about a story you've never questioned. Be sure to follow Good Life Project wherever you get your podcasts so you don't miss any upcoming episodes!Check out our sponsors and resources: Visit Our Sponsor Page Hosted on Acast. See acast.com/privacy for more information.
Hopestream for parenting kids through drug use and addiction
ABOUT THE EPISODE:There's an emotion most of us are carrying that we don't talk about, because we're pretty sure we're not allowed to feel it. Anger. Anger at where our kid's choices have led our family. Anger at what they're doing to themselves. And underneath it, a heavy layer of guilt for feeling any of it at all.In this solo episode, I'm getting honest about it, starting with a distinction that changes everything: anger at your child is not the same as anger at the situation. One of them usually isn't anger at all. It's grief wearing a really convincing mask, and it needs a completely different response.There's a cultural script that says good parents don't get angry at a struggling kid. We're supposed to be endlessly patient, compassionate, calm. I have yet to meet one person who pulls that off all the time. So the anger goes underground, and it leaks out sideways: sarcasm, silence, blowups over nothing, or shame that quietly eats at you while you look perfectly fine on the outside.I'm also telling you my McDonald's parking lot story, the day my anger completely took the wheel and I said things to my son I never meant. I'm not exempt from any of this. Nobody is.Then I'll walk you through a different way to see anger entirely, one that turns it from something that owns you into something that informs you, plus real things you can do with it starting today.If you've been carrying anger and beating yourself up for feeling it, come listen. You are so.not.alone.YOU'LL LEARNThe one distinction that determines whether your anger needs a boundary or something much softerWhere buried anger actually goes, and who ends up paying the price for itA reframe that turns anger from a character flaw into useful informationWhat happened in a McDonald's parking lot that taught me how emotional reactivity can wreck a moment (or longer)How to tell the difference between releasing your anger and just avoiding itEPISODE RESOURCES:The Dance of Anger, Harriet LernerHopestream ResourcesEpisode 174This podcast is part of a nonprofit called Hopestream CommunityLearn about The Stream, our private online community for momsFind us on Instagram hereWatch the podcast on YouTube hereDownload a free e-book, Worried Sick: A Compassionate Guide For Parents When Your Teen or Young Adult Child Misuses Drugs and AlcoholHopestream Community is a registered 501(c)3 nonprofit organization and an Amazon Associate. We may make a small commission if you purchase from our links.
Plenty of marriages survive without them. But if you want yours to actually thrive, there are four things worth building on purpose.In this episode, we walk through the four things we believe every thriving marriage needs: a shared faith, deep trust, healthy communication, and genuine fun and friendship. In this episode:Why "needs" vs. "wants" matters less than you'd think, and what your marriage actually needs to thriveHow a shared faith shapes everyday decisions, from money to how you spend a Tuesday nightThe Tim Tebow line about rest that reframes what it means to live on missionWhy trust is the foundation everything else in your marriage stands on, and small ways to build itA real Sunday morning conflict, and how our conflict resolution plan turned it around in two minutesHow to cultivate fun and friendship as a couple, no matter what season of marriage you're inThis week's one-degree shift you can start todayIf this episode encouraged you, share it with one couple who needs it — and leave a review to help more couples find this Christian marriage podcast.