Podcasts about sotm

「SOtM、ネットワークトランスポート3機種がDirettaに対応」　SOtMのネットワークトランスポート「sMS-200 Neo」「sMS-200ultra Neo」「sMS-2000」がDirettaに対応した。

Series: Sermon on the MountService: Sun ClassType: Bible ClassSpeaker: Kevin Wise

We conclude our series in the Sermon on the Mount

We continue to walk through the sermon on the mount, approaching it's end , and peer into the stark choice Jesus offers all of us.

Exploring the collection of true and wise words that Jesus shares in Matthew 7:1-12

We continue through the Sermon on the Mount - this week stopping to consider worry & how the world that Jesus invites us into is a world of peace

We dive into Matthew 6:1-18 and ask 3 questions: Who do we look like? Who pays our wages? Where does it all lead?

Looking at Matthew 5:33-48 - and how we pursue justice in our lives and in our world.

Int this sermon we look at Jesus' teaching on adultery, lust and divorce and ponder whether it's all symptomatic of a great truth.

This week we begin to look at the meat on the bones of Jesus saying He's come to fill up the law - and how living in the Fathers world means more than staying away from Murder.

This week Pastor John take us through Matthew 5:17-18 and unpacks how Jesus views the Old Testament - exploring how His life would become the fulfilling of the life God has always offered by faith

This week we consider Matthew 5:13-16 and how the Kingdom Christ reveals calls us to live distinctive lives.

This week John Perry starts proper in the Sermon on the Mount as he dives into the Beatittudes

We begin this week a study in Jesus' great Sermon on the Mount (SOTM). One of the most influential teachings in human history ... what is it? Is it a template for what life SHOULD be like? Is it a mirror held up to to our shortcomings, our CAN'T? Or is it pulling back the curtain on what life lived in the Father's rule COULD be like? Pastor Sammy Davies helps us to consider

Ever got an extra bit of cash and wondered if it should go to your debts first? That's a money dilemma a SOTM community member is having, so we're breaking that down today! Plus, Jess is sharing your best money wins, Bec's coming in hot with her top broke tips, and we've got a spicy DM about whether chasing up friends for a few bucks makes you petty or practical. It's finance, fun, and Friday vibes all rolled into one. Tune in for a laugh and some smart money moves! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Never a quiet week on SOTM, and this week the gals talk Bec's eviction(!!), whether health insurance is really worth the money, and also what to do when a family member who owes you serious money ghosts you! As usual too we celebrate your money wins and talk broke tips. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she managed to reset, turning around her whole life and money story! With a little help from SOTM, and a whole lot of hard work she's now well on the way to paying off her debts, is engaged, and her future looks so bright. We are endlessly proud of her and can't wait for you to meet her! Friends! If you loved this episode, then we know you are going to love Victoria's new book, Money Diaries with She's on the Money! This book has been written so you can feel empowered and see that YOU have the power to rewrite your own money story! It's coming in May but you can pre-order your copy now, click here!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

"Teach us to number our days that we may get a heart of wisdom" - Psalm 90:12 Even though Moses tells us to number days. We get comfortable, coast, and we assume our lives will be long, full, & lasting. But really, even a long life is short, maybe 70 years, more if we’re lucky. Many lives are much shorter than that. We don’t have an endless supply of days. Our lives are a vapor. Often, when we make plans, we don’t act like a vapor. Instead, we operate as though we are some kind of immovable concrete pillar. Do your most ambitious plans, personal, professional, or financial, consider the cost or impact on the Kingdom of God? Are most of your professional or financial decisions driven primarily by a spreadsheet? Or do the values Jesus taught in the SOTM have an equal impact on your calculations as the numbers do? Do you constantly forge ahead with plans, big or small without wise counsel from those within your church family? When you pray, are your prayers primarily that God would pave the way smooth for your plans to be successful? Are you more focused on your comfortable retirement plan than how to be sure you can relentlessly serve God in your community of believers until the very end? Today’s passage deals with this constant tension between our plans & God's plans, & the humility necessary to honestly pray “your will be done” and truly mean it.

This long-term SOTM community member grew up in a well-off situation as a child and things drastically changed when her parents divorced. Her healing of the trauma of sexual and psychological abuse with professional help has had a positive ripple effect on my money mindset, and she has been able to reach goals she never thought possible. We can't wait for you to meet this gorgeous member of our community! Links National domestic family and sexual violence counselling service:1800RESPECT online or call 1800 737 732 Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

"From little things, big things grow" as the song goes. You might think that some goals are too small to even be bothered with in he first place, but at SOTM we love these the most! These are the goals that have huge transformational power. And on today's episode we talk about why and also share ways to stay on track with your goals and keep motivated! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Today we bring you a very special episode for Christmas and arguably one of our favorites of the year, the Money Diaries that shook us in 2023! Join Victoria and our SOTM producer Annaliese as they share some amazing stories from this year in the ultimate celebration of our beautiful She's On The Money community. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Merry Christmas angels! It's the Friday before Christmas and all through the SOTM house...we are celebrating your money wins, looking at some broke tips, and the gals answer a Money Dilemma about how to best funnel your savings. PLUS, you slid into our DMs about that family member who just wants cash when it comes to gift giving time. Is this awkward or practical? The gals have thoughts! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, Bec brings some top notch broke tips. And this week we talk through the tricky situation of last minute wedding guest cancellations. Who should carry the cost when guests pull out one week before a destination wedding? There were feelings to be had! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This our most important show in the entire existence of our most important, and "award deserving" shows. For this is the last one we are making in perhaps forever. Apparently, five hundred and five shows were all we had in us. Clearly we would have won that elusive award for our 206th show but now it will never be.

This episode of Spike on the Mic features a full crew of resistance fighters deciding things like "can we say ass?", wether to walk from Miami to England, should we wear a diaper on the plane, and if it's a good idea to smoosh cake into the face of your bride. It will all become clear.

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec brings the Broke Tips, and this week's  Money Dilemma is all about managing your accounts. Plus this week you slid into our D.Ms about whether or not it's a red flag if a new partner has less savings than you. Does this mean you're not on the same page financially? There were lots of feels on this one, so don't miss it! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This episode examines Patty Hearst, Mickey Mouse, Mars & Murray licking the walls and losing our diploma in a natural disaster, All that and we change the way we play "O.K. Boomer"

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon - CONGRATULATIONS Victoria and Steve!! And in Friday business as usual, we share your money wins and losses, dive into some Broke Tips and answer a tricky  Money Dilemma about buying property with your partner (and their parents)! Plus, the good old bill split awks...how do you deal with it? This week's D.M is an oldy but a goody. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were married and had bought their first home intertwined with family. They now have 2 kids and last week cut up all of their credit cards! We can't wait for you to meet this inspiring member of the SOTM community. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.  See omnystudio.com/listener for privacy information.

Spike and his resistance fighters discuss a multitude of topics including stealing thunder from a bride and groom at the reception, dragonfly rocket propulsion, Steve's birthday, and the crew's homework assignments. Spike recommends "Eden Lake".

A reduced crew of resistance fighters joins Spike as he infantilizes us with topics like "The Dog Ate My Homework", "Home Is Where The House Is", and "Camping With Steve". The crew all did their homework without any dogs eating their work.

For our 500th show we explore buying nothing, Mohammed Ali stealing the Mona Lisa and hiding it overnight in the Eiffel Tower, and how aliens use punctuation. You know... regular stuff.

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess brings (our ever favorite segment) community money wins from the Facebook group. Plus this week, V shares a Money Dilemma which asks what to do when you discover that people doing the same job as you (who started after you) are getting paid more! Plus this week, you slid into our D.Ms about equity in polyamorous relationships. The gals had a fascinating chat about it not to be missed! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public! But for SOTM this raises an even more important point. Why should it ever not be ok to change your financial decisions if they are going to have a negative impact on your life? On today's show we dissect why we often stick with a bad plan, how to shift our mindset, and how to look out for future you! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Spike and four of his resistance fighters gather together to prove that preparation isn't really all that necessary when it comes to the Spike On The Mic Show. We fake being prepared just as well as we prepare diligently.

This is Steve's finest half a show. The first half anyway. Imagine changing your name in order to eat free at Subway, or filling your home with hydroponic pool noodles, or getting arrested for recycling the wrong trash, or getting fired for stopping thieves from stealing from your employer. Oh... and we have a new phone number.

A very special episode of Spike On The Mic celebrating "Drive-through Day", "Cousins Day", "Tequila Day", and more. Steve shares his most interesting stories, and we discuss the possibility of re-attaching his head.

Spike and his resistance fighters gather on the fly rink to discuss what to do with our pineapple parts, what we'd do with a million pennies, Billie giving Chad the wind, and Steve firing a salvo from his boring Segway.

This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 years old is studying to be a Veterinarian, saving to be able to afford to do her rotations and has a thing or two to teach us about diversified investments, of the 4 legged kind!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Former president of Media & Marketplace at Zillow, Greg Schwartz, joins us on today's podcast. Listen and learn about the business principles that built Zillow and how to apply them to your real estate team. Greg and Aaron also discuss why home prices are still sky high, the biggest opportunity for real estate agents right now, and the secret to incredible customer service. Be sure to listen until the end for your chance to win a Sony EV-10 bundle from Tomo! Get 10+ hours of mastermind-level content 100% FREE. Register at Carrot.com/Rockstar today!

With V back on deck today, all is right in the SOTM-sphere! So we celebrate Friday with your Money Wins, Bec shares some brilliant Broke Tips, plus we answer a Money Dilemma all about tricky investing terms. Plus, we have been hearing a lot of stories lately about employer conflict with side hustles. So it's unsurprising that you slid into our DMs with a VERY spicy one. This community member is conflicted about disclosing her OnlyFans side hustle to her employer. Is the answer black and white? You'd better BELIEVE it is NOT!  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What is the "Two House" understanding of Scripture, history, and prophecy? How do we explain to those who 'just don't get it' why it is SO vital to understand the 'the law' has NOT been 'done away with'? And how can people ostensibly read the same Bible and come to diametrically opposite conclusions about, well, EVERYTHING? And how can we discern His Truth from the lies that we have "inherited from our fathers?" Mark refers to the vital instruction from His first public address, the "Sermon on the Mount," as The Razor. This is a special two-part teaching that Mark Call of Shabbat Shalom Mesa has put together as an "overview" of just exactly why Paul so specifically warned against "another jesus whom we have NOT preached." And how we can recognize when 'twisting' is at work. "From the Sermon on the Mount to Jeremiah 16:19: Big Lies Inherited from the Whore Church Fathers" Part 1: https://hebrewnationonline.com/wp-content/uploads/2023/06/SSM-6-2-23-Wild-Card-Session-Food-Marriage-MotB-and-the-SotM-teaching-podcast-xxx.mp3 Part 2: https://hebrewnationonline.com/wp-content/uploads/2023/06/WT-CooH-6-3-23-Pt-2-Big-Lies-Inherited-from-Whore-Church-FATHERS-edited-xxx.mp3 The combined full two-part teaching is here:

Sales may be slow in your market, but that doesn't mean your real estate business can't grow. On today's State of the Market podcast, we revisit the real estate predictions we made the last time Eric Bramlett was on the show. Plus, we offer new predictions regarding interest rates and the market as a whole. After that, we analyze Austin home sales and stats impacting real estate in similar markets. Finally, we cover the best ways to stay positive and productive during a downturn.

Forget everything you thought you knew, cause this Money Diarist is here to remind you that you write your own script! Growing up with a single mum with 9 credit cards, debt was normalised. She left home at 16 with nothing but the clothes on her back and lived off Centrelink and then found herself in a world of credit cards and personal loans. After spending the last decade in debt, in two years of listening to SOTM, she's been able to double her income, wipe the debt, get an emergency fund and is saving for her first home and financial freedom! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Australians are some of the most underinsured people on the planet, there's a reason that “she'll be right” is a national saying! But you can never know what is around the corner with your health. Which is why today we're talking about the cost of care with a very special guest Rhiannon Tracey who is a speaker, wellness advocate and the Founder & Executive Director at The Next Step SCI Recovery & Wellness Centre. The out of pocket cost impact to those of us affected by ill health can be terrifying. Depending on the condition, direct costs can range from hundreds to many thousands of dollars each year. Often these are compound by other indirect costs, such as lost income, impacting the sufferers and their caregivers. So join us for a very real and very eye opening conversation! LinksRhiannon TraceyThe Next Step SCI Recovery & Wellness CentreMatch with an insurance only Financial Advisor Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289. The SOTM promotion is limited to 15% off all orders over $AUD80 made via gotoskincare.com with the exclusive promo code. It is available to all Australian and New Zealand She's On The Money listeners til 11.59PM Wednesday, April 19, 2023 AEST. It isn't available to do your taxes.See omnystudio.com/listener for privacy information.

It sure doesn't feel like a Friday on SOTM unless we kick back and celebrate with you! Today the gals talk their recent IWD whip round the country and we hear from some of you who made it to our Melbourne event! We also celebrate your money wins and answer a Money Dilemma about how to improve your credit score. Plus, does a friend of yours have a side hustle that you feel pressured to support? Well, you slid into our DMs about this very topic and the gals talk all about it! Links:Check Your Credit Score on Wisr Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Friday is the day we celebrate you, our gorgeous SOTM community! Join Victoria, Jess and Bec as they share your money wins and losses, and answer a money dilemma about how to manage different income streams. PLUS this week, someone slid into our D.Ms with quite a difficult situation. She's discovered her partner and soon to be baby daddy is secretly spending money on Only Fans...against her wishes AND their budget! What would you do? The girls get real and share your thoughts on this one! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What does a lot of money look like to you? Is it a lifetime of financial freedom, or not checking your bank account every time you go to buy something? Well, everyone has a different answer, and it is absolutely a reflection of your money story! Join Victoria and Bec as they demystify some unconscious, or unhelpful ideas about how much you need to start investing, and also about how much money you need to be good with money. We also asked our gorgeous SOTM community consider a lot of money is, and it is fascinating to hear what you had to say! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Mortgage rates are more than double what they were this time last year. Homes are sitting on market longer and longer, and there's a major disconnect between buyers and sellers. In Andrew Perrie's market, the average offer coming in now is $200,000 below asking price. On today's State of the Market podcast, we give our predictions on rate reductions, share strategies for getting deals done right now, and offer encouragement to agents who are struggling with slowing sales.

The real estate market is shifting. Are you ready and able to adjust your approach to buyers and sellers? On the first-ever interactive State of the Market, we respond to agents' live questions and concerns regarding this shift with strategies that have been proven to work in even the worst of markets. We also arm viewers with stats that can be used to keep sellers happy as sales start to slow down. Don't miss it! Learn more about your ad choices. Visit megaphone.fm/adchoices