Podcasts about acknowledgement

It's Radiothon time at 3CR, and this year's theme is Celebrating 50 Years!Help us raise $300,000 to keep your favourite community radio station on the air amplifying your voices and the issues that matter to you for another year. How to donate:- Call the station 03 9419 8377- SMS 0488 809 855- Online via our Givenow givenow.com.au/cr/3crbreakfast2026 or at 3cr.org.au/donate  - Drop into the station 21 Smith St, Fitzroy during business hours Don't forget to nominate Thursday Breakfast! Any amount makes a big difference, and all donations over $2 are tax deductible.---Acknowledgement of Country// Headlines// Forced evacuation of Beirut, Israel continues attacks on LebanonGaza updatePro-Israel group formed to align grant provisions with hate speech lawsAllen government rejects most of recommendations from the inquiry into their approach to the public housing towers demolitionsCriticism of the federal government's $312 million employment services overhaul Court hears application to overturn a previous ruling that blocked Uncle Robbie from pursuing charges against King Charles III over genocide against First Nations peoples.// In honor of our 50th year on air, we heard a compilation of 3CR's 2002 special broadcast covering three days of Pine Gap Peace Camp Protest. In this segment we hear information and analysis from the hosts alongside live cross-overs to participants stationed at the protests outside Pine Gap near Mparntwe-Alice Springs in the Northern Territory. This broadcast included the voices of Jackie, Meredith, Michael, Brad, Anthony, Rob Heller, Dimity Hawkins, Kath Keeney, Bruce Thompson, Rob Gowland, Sina, James Mckenzie, Kerry Nettle, Hannah Middleton, Matt Skellen, Dave Sweeney, Nick and Rivka Nisim; complemented by authenic, vintage 3CR CSAs and music...// We also heard from artist Raju Rage about their upcoming project in collaboration with local artist TextaQueen. From the Margins – Creative Survival within Marginalised Economies will take the form of a facilitated creative workshop that uses an oversized reimagining of Snakes and Ladders to explore the lived realities of vulnerable and underrepresented artists. The facilitators, Raju and Texta will collaborate with participants through gameplay, discussion and shared reflection to map how challenges and opportunities intersect, share resources and tactics, and reflect on the broader impact of navigating marginalised economies. The first workshop will be held at Arts House, 521 Queensberry Street, North Melbourne on Thursday 13 August & Thursday 20 August from 12pm to 4pm.To participate, submit your expression of interest before Wednesday 10th of June.// We were then joined by Madeleine Howle, a lawyer with the Human Rights Law Centre (HRLC) working within the Centre's Whistleblower Project. The project is Australia's first dedicated legal service established to protect and empower whistleblowers. Madeleine talked us through shortcomings in NDIS whistleblowing protections, barriers to making complaints found within the Disability Royal Commission, and recent changes made to protections long advocated for by the Human Rights Law Centre. If you or anyone you know is looking for support to speak up, visit HRLC's Whistleblower Project website// Anne, an organiser with Mpartnwe for Falastin, one of the groups putting on the Close Pine Gap - Sacred Land Back Convergence, joined us to speak with us about the event. Organisers are inviting individuals and groups from peace & anti-militarism movements around the continent to converge on Arrernte lands this July 18-20 for 3 days of workshops, panels, and actions weaving together threads of anti-militarism and decolonial movements. Pine Gap is built on stolen sacred land. The facility's involvement in war crimes, surveillance, and genocide make us accomplices in the crimes of the US. Register & tickets via closepinegap.org.au/tickets/ and check out aman_antimilitarismnetwork & mparntwe_for_falastin on instagram. // Finally, Christine Carolan from Save Community Health informed us about the latest breaking news regarding Cohealth and the release/leak of the long-awaited government funded review of Cohealth report came out this week. Originally set for release in March of this year, we received this report 3 months later with more questions than answers. In the segment, we will briefly discussed the contents of the report, recommendations, and what this tells us about our next steps. Keep up to date with Save Community Health via their website or email savecommunityhealth@gmail.com //​ 

Send us Fan MailThis week is all about the single most important tool in my weight loss methodology: The 3A Way. Awareness, Acknowledgement, Accountability.You hear me talk about them all the time so let's dig into what they mean and how you can use them to help you get your weight off and, more importantly, change your relationship with food. Support the showThank you for your support. It helps me keep the podcast going. Looking for help on your weight loss journey?• My Membership Community Flamingo Forum! Join HERE• My Immersive Weight Loss Experience: Sustainable 7• My Cookbook 'Disruptor'• Free Guide ‘Getting Started for the Last Time'• Weight Loss Workbook Disruptor, find anywhere in the world on Amazon by searching “Disruptor Charlotte Skanes”•Get Started For The Last Time LIVE Webinar Replay Sign-Up - free Spread Sprinkle Pour worksheets WebsiteInstagramYoutubeFacebook

This week's Money Diary is proof that earning more money doesn't automatically make you feel secure. Growing up, she was constantly worried about money. Not because her family was struggling, but because she'd picked up on snippets of conversations and quietly convinced herself there was never enough. So she did what a lot of us do. She worked hard. Really hard. She got her first job at 14, worked multiple jobs through uni, saved obsessively and thought financial security would come from earning more. But after graduating and looking closely at her spending for the first time, she realised something surprising: the problem wasn't how much she earned. It was how little attention she was paying to where it was going. Fast forward to today and she's investing in ETFs, saving around $2,000 a week, planning to buy her first property, and building wealth with far more confidence than she ever thought possible. This conversation is about scarcity mindset, the stories we inherit about money, and what happens when you finally stop being scared of it. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not asking for what you’re really worth? On this week’s Friday Drinks, we’re covering career-coded Money Dilemmas. One person asks whether it’s ever worth it to stay in a job you love, even if it means taking longer to reach your money goals. And someone’s being underpaid! Or are they? With a less-experienced colleague being paid more for the same role, this community member asks whether they’ve missed their moment to ask for a raise – or if they’re simply being underpaid by a whole $25k. From knowing your worth to knowing your values, this episode is nothing to sniff at. A big thankyou to the team at eBay for sponsoring this episode! To learn more about free selling, check out their website. Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+. And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Acknowledgement of Country//Headlines//No police charged for Kumanjayi White killing//Israel intensifies attacks in Lebanon//ICC prosecutor says she was pressured by members of  Israel's Mossad agency//State-gov led native logging returning by stealth through a new State Forest By-Products Framework// First Peoples Disability Network//We were joined by Rhys Howard, Strategy and Policy Director for The First Peoples Disability Network or FPDN. FPDN is a national organisation owned and operated by First Nations people with disability to influence public policy and advocate for the rights and interests of First Nations people and their community. This morning, Rhys helped us unpack how ‘exclusion by design' of First Nations people with disability in the latest Federal Budget, increases barriers to support, and the urgent need for culturally safe systems designed and validated by community.// SUSTAINable Food Networks//Nick Rose, Co-founder and Executive Director of Sustain, a network of citizen farmers, researchers, policy experts and community connectors building sustainable food systems. We discussed the sold-out Victorian Food Policy Forum last week Friday 22nd May, the key findings and recommendations from Sustain's April 2026 Australian Food Security Pulse Check Survey, and how food insecurity impacts those who are multipy marginalised, including disability communities.//Disability Justice Now with Andrew Bretherton// Andrew Bretherton, Disability Advocate with Protect Our NDIS (Naarm), joins us again to discuss the importance of the NDIS, the devasting impact these proposed cuts will have on participants, loved ones, communities, and broader society, as well as the upcoming government submissions deadline this Monday the 1st June before 5pm.In part 1 of this interview we discuss the NDIS, how it enables participation in community, and the fight to Protect Our NDIS. In part 2, we talk about the need to submit as many submissions as possible, and how to submit.//Information on how to submit://How to make a submission to the NDIS Amendment Bill - Inclusion Australia//NDIS Amendment Bill Submission Templates - Babes with Mobility Aids//Lodge your Submission - Parliament of Australia//International Workers Day Memorial Day// Lastly, we played a segment from 3CR's Stick Together show on International Workers Memorial Day, held on Tuesday the 28th April 2026. An emotional event that marks the passing of workers who died from work related injuries. Annie speaks to people who have gathered to honour those who have passed, including people who have experienced a disabling workplace injury, union workers fighting for safer working conditions, and parents who continue the fight in their children's name. You can listen to the full show that aired Wednesday 13th May 2026, and catch Stick Together every Wednesdays 8:30-9:00am on 3CR 855AM.// Event Promo: VALID's Advocacy in Action ConferenceMon 22 Jun - Tue 23 Jun 2026Novotel Hotel Function Centre, 215 Bell St PrestonBuy your tickets https://events.humanitix.com/advocacy-in-action-conference-2026For more info visit https://valid.org.au/event/advocacy-in-action-conference/Audio Credit: Moonlight by chillity // 

So you can be overinsured and you can be underinsured, but can you ever just be insured enough in your super? ‘10 Things I Hate About You’ jokes aside, we yapped about insurance with friend of the pod Phil Thompson from Skye Wealth. Join us on the Deep Dive couch as we unpack a couple of case studies to demonstrate what it might look like to be overinsured, plus how an underinsured person might get sufficient cover, followed by a quickfire round of questions from our She’s on the Money community. Tune in if you’ve ever wondered: what percentage of your income should be spent on insurance, if the coverage in your superannuation is enough to see you through, or if you’ll still be covered with ADHD. Relatable, tbh. Self-employed, unemployed, or in your 40s, Phil’s got an A for so many of your Qs. SORT YOUR INSURANCE: Thanks once again to our partners Skye Wealth for bringing this episode to your feed. If you're ready to chat to a professional about your insurance, we have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. EVEN MORE EPISODES: Listen to our insurance playlist here.Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.Follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

A little heads up before you press play: this episode contains conversations about financial abuse and coercive control. It’s an incredibly important conversation, but please look after yourself while listening. This week’s Money Diary is raw in a way I don’t think I was fully prepared for. At 21, she fell in love with an older man and slowly built a life around him. Over time, she gave up uni, stopped working, helped raise his children, and handed over control of her finances without really realising how much of herself she was losing in the process. What started as “he’s just better with money” slowly became something much darker. By the end of the relationship, she was working unpaid for his business, questioning her own worth constantly, and living in a situation so controlling that she had her own fridge in the garage because she’d been made to feel like a burden. And still… she didn’t call it financial abuse at the time. After 14 years, one moment finally pushed her to leave. She packed up her dog, moved back in with her parents, got a new job, started learning about money for herself, and began rebuilding from scratch. Now she has a growing investment portfolio, a $50k house deposit, and something even bigger than that: independence. This conversation is heartbreaking, hopeful and honestly incredibly important. Because financial abuse rarely starts with one giant red flag. Most of the time, it happens slowly… until one day you realise you don’t recognise yourself anymore. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Theme: God condemns unfaithfulness. I. The Nature of Unfaithfulness A. Deliberate—refusing to listen and to do B. Breaking the Lord's covenant and the law of God II. Penalty for Unfaithfulness A. All kinds of punishments (vv. 16-39) B. War => sword, plague, famine, exile (vv. 23-39) C. Religiously (vv. 30-31) III. Pardon for Repentance from Unfaithfulness A. Confession 1. Iniquity—twistedness; distortion 2. Acknowledgement of sin and of God's judgment B. Humility—expression of a circumcised heart C. Covenant 1. Historical covenants [Adam, etc.] 2. God's remembrance—the land; Sabbath; promises IV. The Summary—law and covenantal faithfulness (v. 45) Observations A. Nothing new under the sun when it comes to iniquity B. "Iniquity" emphasizes distortion/ugliness/inappropriateness Application A. Don't wallow in your sin and rebellion B. Find in Jesus the pardon for your sins 1. All of the promises of God are yes and amen in Him 2. He is the embodiment of the law, which He fulfilled for you 3. He is the mediator of the covenant of grace

The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or worse… urgent? This week on Friday Drinks, we discuss a Money Dilemma that questions whether we can ever really afford to miss health-related appointments when we’re in debt. We also answer a DM that’s all about diversification and whether buying diversified ETFs is enough. If you’ve been afraid to ask the question or considering how to diversify your portfolio, this episode’s for you. New here? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA our zero-judgement support network for money tips. Ask questions, share rec’s, and celebrate your wins with a like-minded community of 300,000+. And follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep Dive, Bec and Victoria cover the acronym that’s causing a stir in our comments section. Exchange Traded Funds or ETFs are just one of the ways that many Aussies are investing, and for good reason too. They’re a bundle of shares that give you some healthy exposure to a range of companies, industries and asset classes that you mightn't have otherwise. In this episode, we’ll cover what ETFs are, how they work, and why they’re such a compelling investment option. Thanks to our episode partners Sharesies, we’ll show you how to get started on their platform, as well as which ETFs have risen in popularity in recent times (and why!). From percentages to performance, common mistakes and money tips, learn how to make your money work harder for you with ETFs. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. SHARESIES CODE: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest. NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

This week’s Money Diary is one of those “wait… this is actually so relatable” conversations. She’s a newly admitted lawyer who spent years living paycheck to paycheck while studying, prioritising travel over investing and genuinely having no idea what an ETF even was. Fast forward a few years and life suddenly got very expensive, very quickly. An apartment. A wedding. A honeymoon. Another holiday. A puppy. Moving costs. Furniture. And somewhere in the middle of all of that, she and her husband had the slightly nauseating realisation that they’d spent hundreds of thousands of dollars in a year… without really stopping to think about where any of it was actually going. And honestly? I think a lot of people will see themselves in this one. We talk about the pressure to buy property because everyone else is doing it, the reality of owning an apartment with brutal body corporate fees, lifestyle creep, ADHD hyper-fixation becoming an unexpected budgeting superpower, and what happened when she finally sat down and looked at her finances properly. Now she’s investing 40% of her income, building a portfolio she actually understands, and rethinking what financial security is supposed to look like in the first place. This one feels a little bit like a group chat with your financially self-aware friends. Slightly chaotic. Slightly confronting. But in the best way. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. GET VICTORIA'S BUDGETING SYSTEM: Master your money here.NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

Okay… this one still feels a bit surreal to say out loud. Right after the federal budget dropped, I sat down with Australia’s Prime Minister, Anthony Albanese, and Finance Minister Katy Gallagher to ask the questions our She’s on the Money community actually wants answered. We covered a lot. We spoke about housing affordability, negative gearing, capital gains tax changes, childcare costs, women’s health, paid parental leave, fuel prices, the gender pay gap and what the government is actually doing about the cost of living pressure Australians are feeling right now. We also had a really honest conversation about why the government changed its position on negative gearing, and whether politicians genuinely understand how financially stretched people are feeling. But because this is still She’s on the Money… things also went slightly off the rails. We somehow ended up talking about ChatGPT, Bluey, subscription creep, the Met Gala, free McDonald’s burgers, sourdough, single people being forgotten by the system, and the Prime Minister’s thoughts on Sabrina Carpenter’s outfit choices. Which, to be fair, was not where I expected budget week to go. If you’ve been trying to make sense of what just happened in Canberra, this is the budget breakdown you actually want to hear. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

The federal budget has dropped… and Australians have opinions. So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after the budget announcement to ask the questions everyone actually wants answered. From negative gearing and capital gains tax changes to the cost of living crisis, fuel prices, housing affordability, tax cuts and why blueberries suddenly cost what feels like a small mortgage repayment. They also get into the political backlash surrounding the budget, why the government changed its position on housing tax reform, whether Canberra is disconnected from how tough things feel financially right now, and what Treasurer Chalmers says Australians fundamentally misunderstand about the federal budget. There’s also unexpected chat about ChatGPT, air fryers, pocket money, coffee machines, influencers, and what it actually feels like to hand down a budget while the internet calls you “The Jim Reaper.” If you’ve been trying to make sense of what just happened in Canberra, this is the budget breakdown you actually want to hear. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt. Stressy and a little scandalous, this week’s episode of Friday Drinks covers a Money Dilemma about whether a listener should use their reno savings to help pay off her partner’s business debt. All $140,000 of it. And, is debt worse if it’s a secret? This week’s DM comes from a listener who stumbled across something they wish they hadn’t… their boyfriend’s secret $40k credit card debt. We tackle the question of confronting a partner when they’ve hidden something from you. Whether you’ve done the snooping or you’re the one in debt, this episode is all about tackling financial hurdles as a couple, one conversation at a time. PAY IT DOWN: Debt doesn’t have to rule your life. Here’s a playlist dedicated to paying it down. (https://open.spotify.com/playlist/02sw2NObvt18jd0ayvIHn3?si=IiGL0k__TQinry6vjofVeA) WANT VICTORIA’S BUDGETING SYSTEM?: Master your money here (shesonthemoney.com/the-money-masterclass) NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)See omnystudio.com/listener for privacy information.

Matt & Rhodesia bring you a fun filled episode as they begin by discussing who's the LeBron James of the WWE/pro wrestling, a question surrounding comedy roasts, the acknowledgment ceremony of Roman Reigns from ‘WWE RAW” Monday, week 2 of the Oba Femi open challenge, updated news on Asuka and the John Cena Classic Tournament, RIP to Barry Blaustein, and MUCH MORE!0:00 Intro03:49 LeBron James and who is him in WWE24:17 The Rock appearing on ‘The Roast Of Kevin Hart' on Netflix and a question around comedy roasts36:10 Roman Reigns acknowledgement ceremony with the Uso's and Jacob Fatu from ‘WWE Raw”47:19 Week 2 of Oba Femi's open challenge53:40 Latest news on Asuka57:32 Grande Americano1:02:51 Updated thoughts on the John Cena Classic1:07:22 Is Paul Heyman being spread too thin?1:11:06 Remembering Barry BlausteinConnect With Us!X: @ThatsFNWIG:@ThatsFNWTik Tok: @ThatsFNWWatch exclusive episodes and segments from the TFW Podcast:

This episode is what happens when financial planning and family planning have a baby. Why is it that egg-freezing and IVF feel like buzzwords; distant things that are only relevant once we (or the people we care about) start to consider the options? This changes now. Joining us on this week’s Deep Dive is sought-after fertility specialist and friend of the pod, Doctor Nicole Hope. The Medical Director at NewLife IVF has helped people to conceive and grow families for the last 20 years. Naturally, we pitched her all of your spicy DMs about financing your fertility journey, covering costs, rebates and whether you can tap into your super to fund it all. From payment options to insurances and the difference between various treatments, tune-in for an in-depth discussion about the economics of fertility with NewLife IVF. CW: During this episode we discuss pregnancy and fertility; topics that some of our listeners might find confronting or triggering. If this is true for you, we recommend skipping the episode until you’re ready to return to it, or simply tuning in for next week’s Deep Dive. Please do what feels right for you. BUDGETING FOR BIGGER THINGS? Yoink. Please swipe our free downloadable budgets over at shesonthemoney.com/download-resources and bring your goals that much closer. Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.Follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got their hands on it. At 6pm, while the internet was still speculating and journalists were speed-reading hundreds of pages of announcements and fine print, we sat down inside Parliament House to unpack the headlines we think actually matter to our community. Victoria is joined by Glen James from Money Money Money and Vince Scully from Retire Right, who also happens to own our financial services licence, which you’d think would mean we’d be on our best behaviour… but unfortunately that’s not what happened. Together, we break down:• the negative gearing and CGT changes everyone’s about to argue about• what the tax cuts actually mean for your wallet• housing affordability and first home buyers• women’s health funding• cost-of-living relief• and why the global oil crisis is suddenly impacting Australian households Plus, we had a cameo appearance from Katy Gallagher, Minister for Finance herself. This episode is landing slightly later than we planned because the audio quality wasn’t where we wanted it to be and after surviving Budget Lock-Up, the least we could do was make sure it didn’t sound like we recorded it through a microwave. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Welcome back to Day 2 of our special archive series, The Compassionate Return. Today, we are exploring the healing power of Acknowledgment. Compassion begins the moment we stop running from our truths and start sitting with them in peace. In This Episode: Witnessing the Self: Why acknowledging your current state is the fastest way to emotional release. Quiet Presence: A guided meditation to help you honor your inner reality with kindness. A Daily Message for Your Heart: You may spend so much time trying to be the 'strong one' or the 'capable one,' especially when we are caring for others. Today, I want to give you permission to just be. You don't have to be anything other than what you are right now. When you acknowledge your feelings, you aren't being 'weak'—you are being honest. And honesty is the only ground upon which true healing can grow. As you move through your day, remember: you are seen, you are known, and you are deeply honored.  This is day 2 of a 7-day meditation series, "Healing with Compassion: A Meditation Series for Self-Honor," episodes 2586-2592. THIS WEEK'S MEDITATION JOURNEY I want to start by wishing a very Happy Mother's Day to all the mothers, grandmothers, and those who provide that steady, nurturing light in our lives. Today, I've reached into the archives to bring back a very special series I recorded a few years ago. As I was sitting here with my tea, I realized that there is no greater gift we can give—to our mothers or to ourselves—than the gift of Compassion. This series, The Compassionate Return, is a journey of self-honor. It is about softening the edges of how we view our own lives so we can show up more fully for those we love. SHARE YOUR MEDITATION JOURNEY WITH YOUR FELLOW MEDITATORS Let's connect and inspire each other! Please share a little about how meditation has helped you by reaching out to me at Mary@SipandOm.com or better yet -- direct message me on https://www.instagram.com/sip.and.om. We'd love to hear about your meditation ritual! WAYS TO SUPPORT THE DAILY MEDITATION PODCAST SUBSCRIBE so you don't miss a single episode. Consistency is the KEY to a successful meditation ritual. SHARE the podcast with someone who could use a little extra support. I'd be honored if you left me a podcast review. If you do, please email me at Mary@sipandom.com and let me know a little about yourself and how meditation has helped you. I'd love to share your journey to inspire fellow meditators on the podcast! All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com. FOR DAILY EXTRA SUPPORT OUTSIDE THE PODCAST Each day's meditation techniques are shared at: sip.and.om Instagram https://www.instagram.com/sip.and.om/ sip and om Facebook https://www.facebook.com/SipandOm/ SIP AND OM MEDITATION APP Looking for a little more support? If you're ready for a more in-depth meditation experience, allow Mary to guide you in daily 30-minute guided meditations on the Sip and Om meditation app. Give it a whirl for 7-days free! Receive access to 3,000+ 30-minute guided meditations customized around a weekly theme to help you manage emotions. Receive a Clarity Journal and a Slow Down Guide customized for each weekly theme. 2-Week's Free Access on iOS https://itunes.apple.com/us/app/sip-and-om/id1216664612?platform=iphone&preserveScrollPosition=true#platform/iphone All meditations are created by Mary Meckley and are her original content. Please request permission to use any of Mary's content by sending an email to Mary@sipandom.com.Let go of repetitive negative thoughts. Music composed by Christopher Lloyd Clark licensed by RoyaltyFreeMusic.com, and also by musician Greg Keller.

Have you ever thought, “maybe I’ve missed my chance.” This weeks diarist started uni three separate times and dropped out every single one. Worked 50-hour weeks in retail management for minimum wage. Genuinely believed that without a degree, there was a limit to what she’d ever earn or achieve. Relatable. Then life happened. A baby. A relocation. A partner changing careers. Another baby. A mortgage. A massive amount of imposter syndrome. But somewhere in the middle of all of that, she met a leader who saw something in her before she could fully see it herself… and everything started to shift. Now she’s 33, earning $140k in HR with no degree, investing for the first time, raising two kids, navigating a very real mortgage, and trying to work out how anyone affords dining chairs without having a small emotional breakdown. This conversation felt really honest. Not in a “perfect with money” way. More in a “figuring it out while life is happening” kind of way. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird to accept the offer, especially when you’re desperate for a break? In this week’s Friday Drinks we cover that icky feeling some of us get around taking leave, even though it literally exists to be used. Beyond the stigma, we unpack how taking stress leave might affect your insurances and what to consider before submitting your request. Say it with me: you cannot call yourself a financial adviser if you do not have a license (an AFSL). In this episode, we answer a DM that sends up more red flags than a carnival. A community member asks if she should take advice from an unlicensed financial adviser, even if it’s free. Hear us *calmly* explain why unsolicited advice is illegal, and could actually end up costing you more. Besties don’t let besties get scammed. WHO THE HELL IS HAMISH? Here’s a link to the series about a super-scammer, mentioned on the pod, where an unfortunate number of innocent people were scammed out of their super. The moral of the story? It could happen to anyone! Don’t let that be you. SUSS OUT YOUR COVERAGE Our partners at Skye Wealth are personal insurance pros. Learn more about them over here at skye.com.au. As long standing referral partners, we only ever recommend people we trust. NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements See omnystudio.com/listener for privacy information.

You might be annoyed now, but it's not forever. Text me at 972-426-2640 so we can stay connected! Support me on Patreon! Twitter:  @elliottspeaks Instagram: @elliottspeaks Text me at 972-426-2640 so we can stay connected!Support me on Patreon!Twitter: @elliottspeaksInstagram: @elliottspeaksWork With Me: elliott@elliottconnie.com

Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin? She’s on the Money’s Jessica Ricci joins Bec Syed on the Deep Dive couch to tell us everything she’s learned (so far) about her building journey. After recently going through the preconstruction phase, Jess shares updates around pre-build appointments, budget considerations and just how important it is to read your contracts. We’ll hear about the loan application process, fixed-price building costs, as well as what is (and isn’t) included along the way. If you’ve ever wondered about the benefits of building versus buying, why it pays to have a broker, or simply want to know what you should know before you start, this episode is for you. GET YOU A MORTGAGE BROKER: Whether you’re applying for a land or building loan, having a broker on your team makes all the difference. Chat to the friendly team at Zella, who’ll act as your loan liaison. Visit zella.com.au for more information. BEFORE YOU BUILD, BUDGET: Scope creep? We don’t know her. Manage every step of your own building journey with free templates at shesonthemoney.com/download-resources. NEW HERE? Join our Facebook Group (Search for: ShesontheMoneyAUS) AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram @shesonthemoneyaus for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com)See omnystudio.com/listener for privacy information.

Dr. Paul Conti, MD, is a board-certified psychiatrist and an expert in how to improve mental health and increase your sense of agency and wellbeing. He is also an expert in trauma treatment. We discuss practical tools you can use to gain insight into your natural strengths and to make better life choices on your own behalf. We explore how these tools can help overcome low motivation, intrusive thoughts and self-destructive bad habits. We also discuss how to balance internal reflection and external action to ensure you move your life forward in the right directions. Thank you to our sponsors AG1: https://drinkag1.com/huberman Helix Sleep: https://helixsleep.com/huberman BetterHelp: https://betterhelp.com/huberman Function: https://functionhealth.com/huberman Rorra: https://rorra.com/huberman Timestamps (00:00:00) Paul Conti (00:02:51) Self View; Tool: What's Going Right?; State Dependence (00:10:03) Sponsors: Helix Sleep & BetterHelp (00:12:44) Tool: Compassionate Curiosity; Falseness; Social Media (00:21:00) Doing vs Thinking; Self-Reflection (00:29:55) External vs Internal Processing, Balance (00:40:42) Sponsor: AG1 (00:42:26) Quiet vs Verbal; Questions to Learn About Self (00:53:17) Examined Life & Reflection; Changing Unwanted Behavior (01:02:54) Making Positive Changes, Problem Solving (01:07:26) Sponsor: Function (01:09:03) Behavior Pattern Insight & Reclaiming Agency (01:17:06) Agency & Control; Getting in Your Own Way (01:22:49) Trauma, Living Intentionally; Internal Turmoil (01:29:08) Intrusive Thoughts, Tool: Self Talk Awareness; Dreams (01:34:10) Sponsor: Rorra (01:35:23) Trauma & Emotions; Healing Childhood Trauma (01:43:32) Photographs, Positive Climate for the Mind; Spirituality, Good & Evil (01:52:53) Happiness & Expectations; Death, Living a Good Life (02:03:10) Book Writing; Acknowledgements (02:07:25) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still at uni, working multiple jobs and quietly building a six-figure portfolio. Not loudly, not perfectly… just consistently. Working in luxury retail, she’s watching people her age spend entire paychecks while she’s investing hers instead. Which, honestly, says a lot. This one isn’t about perfection. It’s about starting early, thinking differently, and what that can actually turn into. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

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Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions. In this week’s Friday Drinks, we’re reminding one wary investor of how it pays to stay level-headed when the sharemarket has you feeling off-kilter. If you too are wondering if you should sell your shares during an economic downturn, this episode may have you reconsidering things. The DM gods have delivered! This week we discuss a destination wedding-themed dilemma that questions how much you should gift a family member, if you’re already attending their very expensive overseas wedding. And, yes, we cover whether they’ve specified, ‘no gifts expected’. And whether they mean it. Plus, Jess will be sharing Money Wins from within the community and Bec’s got Broke Tips to help push your dollar further. This week’s Question of the Week? Guess you (and your pet) will have to tune in to find out…

The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything around us… In this week’s Deep Dive, we’re taking on the RBA; who they are, what they do, and how they call the shots when it comes to the cash rate. We’ll explain how often they meet, what facts influence their rate decisions and how to be more financially prepared for whatever they throw at us. Because whether you’re investing, running a business, looking for a job or simply trying to get by, the cash rate impacts us all. Consider this episode a cheat sheet for what the Reserve Bank of Australia actually looks like and how to read the signs before the notifications roll in. We’re covering all the gory details including: inflation data, unemployment rates, wage growth, everyday spending, housing prices and how global factors impact our economy. With real life examples, plus savvy money moves you can make to help prepare for the shifts, this episode will help you finally make sense of it all. So, if you’ve been a bit mystified by the RBA, how they decide on our cash rate, and why those rates might cause celebration or commiseration, this episode’s for you. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

In Part Two, clinical psychologist Dr. Jody Carrington shifts the conversation toward what actually helps in the moments that matter most. She explores the power of acknowledgement and why emotional regulation is something we practice, not perfect. This episode lands on a simple idea that carries weight — learning to “go in” by settling yourself first, then “go out” by showing up for others in a way they can actually feel.You will notice Dr. Jody Carrington's language is direct and occasionally colourful, which is very much part of how she shows up.

The acting president of RSL NSW has told Mark Levy everyone is entitled to their opinions after the Acknowledgement of Country was booed during the Dawn Service on Anzac Day.See omnystudio.com/listener for privacy information.

She went from owing money to everyone… to building her dream home. This week’s Money Diary is a story about starting over. After having kids and going through a separation, she found herself navigating life as a single mum on one income, with the kind of financial pressure that leaves no room for error. But instead of staying stuck, she rebuilt. New mindset, new boundaries, and a completely different approach to money and relationships. Now she’s earning six figures in sales, has a deposit ready, and is about to start building her home. We get into what actually changed, how she approached money the second time around, and why being honest about finances early on made all the difference. It’s a reminder that your money story isn’t fixed… even if it feels like it is. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. GET VICTORIA'S BUDGETING SYSTEM: Master your money here.NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

The Animal Welfare Department (AWD) at Rethink Priorities supports high-impact strategies to help animals, especially where suffering is vast and largely neglected. Therefore, one of our focus areas is wild animal welfare (WAW), where uncertainty about tractability makes identifying cost-effective interventions particularly challenging. While much of the current WAW work rightly focuses on academic field-building (see Elmore & McAuliffe, 2024), it is worth determining whether there are viable, near-term interventions that are already available or close to implementation. With this goal in mind, we have developed the Wild Animal Welfare Intervention Database (WAWID). This project evaluates an array of interventions that may be promising for improving WAW in the (relatively) near term, evaluating them relative to criteria of interest to funders, advocates, researchers, and potential implementers across the WAW space. The WAWID is available here: Wild Animal Welfare Intervention Database The landing page includes a full list of the interventions and evaluation criteria. This report explains how we developed the WAWID, what we think you can learn from it, and suggest some future directions for this work (conditional on funding). A future report will provide some descriptive statistics. How we developed the WAWID We launched this project in [...] ---Outline:(01:34) How we developed the WAWID(08:14) Initial observations(13:13) Limitations(15:20) Future Directions(16:48) Acknowledgements --- First published: March 25th, 2026 Source: https://forum.effectivealtruism.org/posts/pEbiEmeu2agEHJgyu/a-database-of-near-term-interventions-for-wild-animals --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

Be honest… are you actually spending more, or does it just feel that way?In this week’s Friday Drinks, we’re unpacking the very real confusion between lifestyle creep and the rising cost of literally everything. If you’ve looked at your bank account lately and thought “how am I spending this much when I’m not even doing anything outrageous?”… this one’s for you.We’re also diving into a DM that hits a little close to home. What happens when you’re the one making all the financial decisions in your relationship… not because you want to control everything, but because your partner just isn’t interested? How do you get them involved without turning into the nag, and how do you stop carrying the guilt?Plus, as always: Jess brings the community money wins Bec delivers broke tips that actually work (especially if you’re in your “survival week” era) And we answer your Question of the Week, which might make you feel very seen…

If you’ve opened your investing app lately and immediately closed it again… this one’s for you. The share market has been all over the place, headlines are talking about global uncertainty, and it’s very easy to feel like you should be doing something with your investments or your superannuation right now. So let’s talk about it. Victoria and Bec break down what’s actually driving the market movements, what’s behind the recent drops, and how global events are flowing through to Australia and your portfolio. And more importantly… what to do next. Because when the market dips, the instinct to panic, sell your investments, or switch your super to something “safer” can feel like the right move… but it’s often the most expensive one. If you’ve been wondering what to do when the market drops, or feeling unsure about your investing strategy right now, this will help you make sense of it and feel a whole lot calmer about what comes next. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.SHARESIES CODE MENTIONED IN THE EP: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks. At the time, money wasn’t the problem. She was earning well, picking up shifts, saying yes to everything and just getting on with life. But there wasn’t much structure behind it. It was busy, but not necessarily intentional. And then everything shifted. Not because she didn’t have enough, but because she suddenly had a reason to think about money differently. To slow down, to plan, and to actually build something that could support her and her child. This episode isn’t about starting from scratch. It’s about taking what you already have and learning how to use it properly. It’s about stepping into a new version of your life, ready or not, and figuring it out as you go. It’s honest, it’s a little bit messy, and it’s a really powerful reminder that you don’t need everything perfectly mapped out to make it work. Sometimes it’s not about earning more. It’s about getting intentional with what you’ve already got. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary, only for it to completely backfire? Job offer gone. Pay rise denied. And now you’re stuck wondering if being honest at work just worked against you. We definitely had some opinions.As always, we also unpack a DM from someone in our community who found themselves in exactly that situation, and it opens up a bigger conversation about loyalty, transparency, and knowing your worth. Because in theory, you did everything ‘right’ but the outcome says otherwise.Before we spiral (in a productive way), we also get into a Money Dilemma that feels very relatable if you’ve ever dipped your toe into investing. What happens when you realise you might be doubling up on ETFs? Same underlying investments, different funds, and suddenly you’re questioning everything. We break down what’s actually going on there, what “hedged” really means, and whether this is something you need to fix or just part of the learning curve.There’s also the usual Friday Drinks chaos. Jess shares Money Wins that prove the small things really do add up, Bec’s got Broke Tips that are equal parts clever and questionable, and a conversation about what we’d all do if money genuinely didn’t matter, which tells you more about us than it probably should.If you’ve ever second-guessed a money decision, questioned your job, or wondered if you played something wrong, this one’s going to feel all too familiar. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289See omnystudio.com/listener for privacy information.

Have you ever felt disconnected from your intuition, your guides, or your sense of self? In this episode, we're bringing back from the archives, Sarah revisits a powerful and deeply relevant conversation on navigating a spiritual crisis. Whether sparked by personal upheaval, collective grief, or a slow inner collapse, spiritual crises can feel isolating and disorienting. But as Sarah reminds us, they are also part of being human and can become portals to deeper connection, clarity, and transformation. In this episode, we explore: What a spiritual crisis is The emotional weight of living through overwhelming or uncertain times Why hardship is not a reflection of failure or “doing something wrong” The “Three A's” for moving through crisis: Availability, Acknowledgement, and Adaptability The concept of the healing spiral and why growth isn't linear How to reconnect with intuition, even when it feels distant or inaccessible The importance of nature, small rituals, and grounded practices for support How to stay present with yourself through grief, anger, and uncertainty

If you’ve been feeling like you need to make a bit more money right now… this episode is for you. This week, Jess and Bec are getting nosy (in the best way) and diving into the real side hustles our community is using to bring in extra cash. And not the usual “fill out surveys” kind of advice… actual, clever ideas that are working. From people turning small ideas into proper income streams, to flexible gigs you can start on the side of your 9–5, this episode is full of inspiration if you’re trying to get ahead or just want a little more breathing room in your budget. Some of these are surprisingly simple. Some are a bit more creative. All of them will make you think, “okay… I could actually do that.” If you’ve ever said “I should probably get a side hustle” but didn’t know where to start… this is a very good place to begin. POINTS HACKING EPISODE: Points Hacking (No Credit Card Required)MORE SAVINGS HACKS EPISODES: I’m Bored. Give Me Your Most Unhinged Savings HacksFREEBIE: Get our free savings challenge resource here. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 45128See omnystudio.com/listener for privacy information.

What actually happens when you start investing… and just figure it out as you go? In this week’s Investing Diary, we’re chatting to a Money Bee who has been on a full journey over the last four years. Blue chip stocks, trying to time the market, accidentally buying multiple ETFs that all hold the same companies… nothing has been off limits. It’s the kind of story that will make you feel a lot better about your own investing decisions. We talk about what it looked like starting out with a $10,000 head start, how confidence can quickly turn into “I can outsmart the market” energy, and the moment you realise your strategy might not be as solid as you thought. There’s also a really real conversation about ETFs and diversification, especially when you think you’re spreading your investments… but you’re actually doubling up without realising. Plus, we get into the emotional side of investing, like watching your portfolio move up and down, and how to stay consistent when everything feels a bit chaotic. We also cover the practical side of things, including choosing an investing platform, the differences between CMC and Sharesies, and why automating your investments can be the thing that keeps you on track long term. This episode is relatable, a little bit chaotic, and genuinely helpful. If you’ve ever wondered whether you’re “doing investing right” or felt unsure about your strategy, you’re going to see yourself in this one. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

In this Huberman Lab Essentials episode, my guest is Dr. David Anderson, PhD, a professor of biology at the California Institute of Technology (Caltech) and an investigator at the Howard Hughes Medical Institute (HHMI). We discuss the brain circuits that underlie how emotions emerge and shape behaviors, including the neural control of fear, aggression and pain. We also explore how hormones and neuromodulators influence these emotional states, and why understanding these hidden internal processes is essential for improving future mental health treatments. Read the show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman BetterHelp: https://betterhelp.com/huberman Function: https://functionhealth.com/huberman Timestamps (00:00:00) David Anderson (00:00:20) Emotions vs States (00:01:53) Emotion Qualities: Persistence & Generalization (00:04:04) Aggression (00:06:39) Sponsor: BetterHelp (00:07:41) Evolution of Fear & Aggression, Offensive vs Defensive Aggression (00:09:57) Homeostatic Behaviors & Hydraulic Pressure (00:12:58) Testosterone, Estrogen & Aggression (00:14:51) Female vs Male Aggression (00:16:48) Sponsor: AG1 (00:18:13) Mating Behavior & Aggression; Sexual Violence (00:21:48) Periaqueductal Gray, Pain Control & Fighting (00:26:03) Sponsor: Function (00:27:15) Tachykinin, Pain, Social Isolation & Aggression (00:31:47) Emotions & Somatic Feeling; Vagus Nerve (00:36:27) Acknowledgements & Future Direction Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

This week’s Friday Drinks is a little bit rogue… and we’re not mad about it. We’re diving into a money dilemma from someone earning a very impressive income… but feeling completely burnt out, overwhelmed, and stuck. Think multiple mortgages, a business, big financial commitments, and the very real question of “how do I change my life when everything depends on this income?” It’s a conversation about burnout, lifestyle creep, financial pressure, and what happens when your income grows… but so do your responsibilities. We also get into a DM that has us asking: is a gift really a gift if it costs you money to use it? Because while a surprise trip sounds generous in theory… it hits a little differently when you’re the one footing the bill for flights, food and everything in between. Plus, as always, we’re sharing your community money wins (including a very satisfying warranty moment and a first-time investor win), and broke tips that are equal parts clever and chaotic. If you’ve ever felt stretched too thin, financially committed to the point of stress, or quietly annoyed at a “gift” that wasn’t really a gift… this one’s going to hit. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.

In this episode, Nicole Kalil sits down with Faith Robertson, certified life coach, professional organizer, and founder of Organize With Faith, to rip the lid off everything we've been told about homemaking, clutter, and what it means to “keep a home.” Because spoiler alert: it's not about the damn bins. Faith introduces a powerful reframe — that organizing isn't about perfection, aesthetics, or even productivity. It's about soul work. It's about identity, values, boundaries, and the emotional baggage (yes, literally and figuratively) we carry into our spaces. Together, they unpack: The “Snow White Effect” and how society conditioned women to do domestic labor alone (and smile about it) Why clutter isn't a discipline problem — it's an emotional processing problem How organizing from the inside out changes everything The truth about invisible labor, gender roles, and why you don't have to do it all How to set boundaries in your home without losing your mind or your relationship The 3-step framework: Acknowledgement, Action, Alignment to create a home that actually reflects your values This conversation isn't about having a perfect home - it's about creating a life that feels like yours. Because what stays and what goes… isn't just about your closet. Thank you to our sponsors! Shopify has everything all in one place, making your life easier and your business operations smoother. Sign up for your one-dollar-per-month trial today at shopify.com/tiww  Gusto is online payroll and benefits software built for small businesses. Try Gusto today at gusto.com/TIWW, and get three months free when you run your first payroll. Refresh your spring wardrobe with Quince. Go to Quince.com/TIWW for free shipping and 365-day returns! Visit Upwork.com right now and post your job for free! Connect with Faith: Website: https://organizewithfaith.com/  Book:https://www.simonandschuster.com/books/What-Stays-and-What-Goes/Faith-Roberson/9781668011744   IG: https://www.instagram.com/organizewithfaith/  Related Podcast Episodes How To Declutter Your Life with Lisa Woodruff | 285 Wages For Housework with Emily Callici | 325 Your Guide to a More Organized & Intentional Life with Shira Gill | 304 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform!

If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you. Because yes, it sounds dramatic. And yes, it can feel a little bit scary. But also… it’s not exactly what you think is happening. In this week’s Deep Dive, we’re unpacking what’s actually going on when the market drops, why the news makes it sound so much worse than it is, and what you should be thinking about instead of panic selling everything and calling it a day. We talk about why the share market is basically just one big emotional girl, how global events like interest rates and oil prices flow through to your portfolio, and why uncertainty makes investors act a little bit unhinged. There’s also a really important distinction between a market “correction” and a full blown crash… because they are not the same thing, no matter what the headlines are telling you. We also get into the part that actually matters. What do you do when your portfolio is down? Why selling in a panic can leave you worse off, and how long term investors think about moments like this instead. This is the episode you need if you’ve ever opened your investing app, seen red, and immediately questioned every decision you’ve ever made. LEARN TO INVEST CONFIDENTLY: Our Investing Masterclass is open, enroll here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

What happens when you hit rock bottom with money… and decide to completely turn your life around? In this week’s Money Diary, we meet a She’s on the Money community member who left home at just 16, became a young single mum, and found herself living below the poverty line with no financial literacy, mounting debt and her power literally being cut off. Fast forward to today… she’s built a career in banking, earns $95,000 a year, owns her home, has repaired her credit score and is now investing for her future. This is a story about resilience, rebuilding and what it really looks like to go from financial chaos to financial confidence. Plus, we talk budgeting, credit cards, investing strategies and how to take control of your money even when you feel completely overwhelmed. If you’ve ever felt behind, ashamed of your money situation, or unsure where to start… this episode will remind you that it’s never too late to turn things around. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon

If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” — this episode is for you. In this week’s Deep Dive, we’re talking all things travel and money. Because yes, you absolutely deserve to see the world… but ideally without coming home to financial chaos. We’re breaking down the smartest (and slightly underrated) ways to save money on travel without sacrificing the experience. Think less “skip the holiday” and more “travel smarter, not poorer.” We chat: How to find the cheapest time to travel (and why timing matters more than you think) The flight booking tricks that can literally save you hundreds Why where you book your flights from can change the price (yes, really) The “Goldilocks window” for booking flights so you don’t overpay How to rebook hotels when prices drop and lock in better deals The apps and tools that can score you discounted meals while travelling How to avoid sneaky international fees and currency traps Budget accommodation hacks that aren’t grim (including a genius uni dorm trick) And the small, realistic habits that can save you hundreds over a single trip Because travel isn’t a bad money goal. In fact, research shows spending on experiences actually makes us happier. But going into debt for it? Not the vibe. This episode is your permission slip to book the trip… and your game plan to do it in a way your future self will thank you for. POINTS HACKING EPISODE: Points Hacking (No Credit Card Required)MORE SAVINGS HACKS EPISODES: I’m Bored. Give Me Your Most Unhinged Savings HacksFREEBIE: Get our free savings challenge resource here. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 45128See omnystudio.com/listener for privacy information.

If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind. Our diarist is a 32-year-old mum of two who’s worked hard since childhood, built a strong corporate career… and then had her world flipped upside down. A serious injury, two redundancies in one year, and some very big financial decisions, all happening at once. But instead of playing it safe, she did something else. She backed herself. From launching a brand-new business (that’s already turning a profit), to buying a $400k property with 100 acres and a creek running through it, this is a story about resilience, strategy and redefining what financial success actually looks like. We chat: What it’s really like to be made redundant… twice How she went from corporate marketing to launching her own business The reality of starting a business with young kids (and a lot on the line) Selling shares to fund big life goals Building wealth outside of the “traditional” Sydney property dream And the mindset shift from working hard… to working smart This episode is equal parts practical and inspiring, and a reminder that sometimes the thing that feels like a setback… is actually the start of something much bigger. If you’ve ever wondered “could I actually do something different?”… this one’s for you. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. GET VICTORIA'S BUDGETING SYSTEM: Master your money here.NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute baby noises throughout the episode, this time it isn't Bec! This week we’re getting into two questions that feel very “this could go really well… or really not.” First up, a dilemma we know so many of you are quietly thinking about. Should you ever sell your shares to fund a house deposit? We break down when it might make sense, what you’re potentially giving up, and how to think about the trade-off between investing and getting into the property market. Then, a DM from the community that had us all leaning in. Is buying an investment property with family a smart financial move… or a disaster waiting to happen? We’re talking boundaries, expectations, legal structures and what can go wrong (because let’s be honest, money and family can get complicated very quickly). It’s practical, a little bit spicy, and exactly the kind of conversation you want to have before you make a big financial decision. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289See omnystudio.com/listener for privacy information.

Dr. Alok Kanojia, MD, MPH ("Dr. K"), is a Harvard-trained psychiatrist and expert in both Eastern and Western medicine to improve mental health. He explains tools for unlearning maladaptive thoughts and behavior patterns and for making behaviors that better mental and physical well-being more reflexive in work, relationships and daily life. We also discuss ways to resolve trauma, build stress tolerance, increase intrinsic motivation and even change temperament. We also discuss how social media, gaming and online dating shape our identity and perceptions and how to navigate them healthily. Thank you to our sponsors AG1: https://drinkag1.com/huberman Lingo: https://hellolingo.com/huberman Joovv: https://joovv.com/huberman Function: https://functionhealth.com/huberman Eight Sleep: https://eightsleep.com/huberman Timestamps (00:00:00) Alok Kanojia (Dr. K) (00:03:09) Internet, Computer Games; Academic Pressure (00:07:11) Millennials & Self-Awareness, Hijacking Mental Health Language (00:13:24) Sponsors: Lingo & Joovv (00:16:06) Personality & Individual Road Maps, Misdiagnosis (00:22:02) Ambiguity, Flirting, Social Skills Decline, Uncertainty Tolerance (00:26:06) Dating in the Internet Age, Cognitive Bias (00:30:39) Healthy Distress Tolerance, Tool: How to Feel Your Feelings (00:39:58) Sponsor: AG1 (00:40:49) Expectations vs Internal Desire Roadmap, Western vs Eastern Theory of Mind, Ego (00:50:35) Sense Organs, Comparison & Proving Oneself, Internal Drive (00:59:22) Internet, Ego, "Teflon Buddha", Tool: Dealing with Criticism (01:10:36) Observing One's Mind, Meditation, Psychedelics (01:11:59) Sponsor: Function (01:13:46) Tool: Shunya "Void" Meditation & Resilience (01:24:02) External Reminders, Environment; Men & Emotional Regulation (01:30:04) Samskara, Yoga Nidra, Trauma & Learning, Shunya & Personal Compass (01:39:15) Yoga Nidra, Channeling Divinity, Genius (01:42:30) Sponsor: Eight Sleep (01:43:48) Breathwork Practices; Meditation Science, Self-Esteem & Belief Change (01:53:40) Liminal States, Meditation Types & Benefits; Western & Eastern Balance (02:01:50) Understanding Ego & Perception; AI & Narcissism, Psychosis (02:14:07) Tool: Healthy Social Media Use, When To Not Use, Normal Standards (02:18:38) Social Media & Looks Obsession, Purpose, Charisma (02:24:18) Young Men Falling Behind?, Male Support, Suicide; Men in Relationships (02:30:36) "Stuck" Young Men, Failure to Launch, Tool: Motivation & Understanding Oneself (02:39:03) Pornography, Erectile Dysfunction, Emotions, Addiction; Relationships (02:44:21) Men & Love, Looksmaxxing, Rejection, Partner Characteristics, Tool: Walk Before Dates (02:55:12) Exploring Practices, Meditation, Breathwork (03:01:39) Spirituality, Personal Exploration; Acknowledgements (03:06:12) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Read Montague, PhD, is a professor and director of the Center for Human Neuroscience Research at Virginia Tech and an expert in how dopamine and serotonin shape human learning, motivation and decision-making. We discuss how they impact focused effort in the context of short- and long-term goals of all kinds. Also, how SSRIs and low-effort, high-engagement activities reduce the rewarding properties of dopamine, and how AI algorithms are revolutionizing understanding of the brain. Episode show notes are available at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman David: https://davidprotein.com/huberman Joovv: https://joovv.com/huberman Function: https://functionhealth.com/huberman LMNT: https://drinklmnt.com/huberman Timestamps (00:00:00) Read Montague (00:02:54) Dopamine, Motivation & Learning (00:08:49) Reward Prediction Error, Expectations (00:12:24) Sponsors: David & Joovv (00:14:54) Foraging, Dating, Expectations vs Outcomes; AI (00:23:36) Dopamine, Expectation, Motivation; Forward Drive; Dopamine "Hits" (00:29:58) Baseline Dopamine & Fluctuations; Parkinson's Disease (00:34:36) Movement, Urgency; ADHD, Bee's Dance, Explorer vs Focus Mode (00:42:29) Sponsor: AG1 (00:43:40) Social Media, ADHD; Explorers vs Task-Based, Combat (00:50:54) Effort, Learning; Social Media & Phones, Resisting Behaviors (01:01:36) Serotonin & Dopamine, Opponency, SSRIs (01:11:21) Hunger, Dopamine; Negative Feedback, Learning, Trauma; Torture (01:18:34) Drugs of Abuse & High Dopamine (01:19:48) Sponsor: Function (01:21:35) Trauma & Dopamine Adaptation (01:27:34) SSRIs, Dopamine, Positive Experiences (01:29:50) Deep Brain Stimulation; Measuring Dopamine & Serotonin in Humans (01:36:16) Sleep; Divorce; Science is a Contact Sport (01:45:14) Long-Term Motivation, Learning How to Fail, Tool: Kids & Sports (01:54:14) Sponsor: LMNT (01:55:34) Meditation, Breathing, Learning; Dopamine as a Currency (02:04:38) Function of Sleep, Motivation; Time Perception & Dopamine, Tracking Time (02:13:18) LLMs, AI, Uses & Problem Solving (02:18:33) Future Projects, Commercial Brain-Machine Interfaces; Concentration (02:25:57) Dopamine "Hits"?; Depression & Schizophrenia; Quitting (02:30:17) Dopamine & Serotonin Misunderstandings; Internal Satisfaction; Motivation (02:35:58) Serotonin Syndrome; Acknowledgements (02:38:31) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices