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Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a Euro summer is “an investment in personal growth”? This week’s DM came from someone stuck right there... her partner’s all-in on buying a home, while she’s eyeing flights. And honestly? We get it. Because trying to choose between living life and getting ahead feels like an impossible math problem. So we’re unpacking whether travel really sets you back… or if it’s just a different kind of wealth that doesn’t show up in your net worth. Victoria's breaking down how to make those big-money decisions (trips, weddings, babies, the whole lot) without losing sight of Future You, or resenting Current You for having fun. And speaking of big milestones… we’re also getting real about how to actually prep for parental leave. From test-driving life on one income to building a “sanity fund” that actually covers what you’ll really need, not just the boring stuff. Plus, it's Friday so there's all the money wins, broke tips and money goss you love. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
In this episode Scott gives the 5 stages to accomplishing a goal and dives into the most impotant step 5 of Gratidude, Acknowledgement and reflection.
Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!” So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits, steady investing, and a money plan that’s more about options than obsession. Think of this as your crash course in Financial Independence, Retire Early (FIRE) for people who still love a little bit of fun money. Because the real flex isn’t retiring early, it’s having the kind of financial independence that lets you choose what your dream life looks like.Inside this ep:
My guest is DJ Shipley, a former Tier 1 operator Navy SEAL and now a top public educator on how to build mental and physical health and reach top-level performance in any endeavor. DJ's life is one marked by extraordinary strivings, wins, setbacks and comebacks that together have shaped his approach to overcoming challenges of all kinds and to daily life. DJ explains a regimen of clear, practical steps and a mental stance that can allow anyone—male, female, young or old—to build extreme resilience of mind and body and to be successful in family and work. We also discuss his experience with new, emerging treatments for addiction, PTSD and depression that many people, not just veterans, are benefiting from. The tools DJ describes to “stack small wins” and to be ultra-intentional about your mindset will be of immense benefit to anyone wishing to achieve the best version of themselves. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman Rorra: https://rorra.com/huberman BetterHelp: https://betterhelp.com/huberman Eight Sleep: https://eightsleep.com/huberman Function: https://functionhealth.com/huberman ROKA: https://roka.com/huberman Timestamps (0:00) DJ Shipley (4:03) Mental & Physical Health, Tools: Morning Routine & Micro-wins (8:35) Balancing Work & Family, Tools: Compartmentalization, "Control the Controllable" (13:46) Sponsors: Rorra & BetterHelp (16:25) Phones, Social Media vs Focus, Negativity, Tool: Consistency & Sleep (23:05) Routine & Stressors, Exercise & Benefits, Tool: Morning Workout (29:24) Body Awareness, Hurt vs Injury (33:53) Physical Injury & Rehab; Exercise; Mobility, Tool: 5-Day Workout Program (44:26) Sponsors: AGZ by AG1 & Eight Sleep (47:29) Skateboarding, Career, Navy SEAL, BUD/S & Embracing Discomfort (56:13) BUD/S, Motivation & Mental Resilience (1:02:18) Navy SEALs, Iraq War & Casualties, Compartmentalization (1:08:41) Public Press; Extortion 17, Operation Red Wings; Death of Friends (1:16:25) High Performers, Social Media Negativity & Legacy (1:19:37) Sponsor: Function (1:21:24) Family Legacy, Military & Purpose, Navy SEAL Culture, Wife & Relationship (1:30:10) Second Deployment, Helplessness & Trauma, Inspiration & Reverence (1:38:30) Skydiving, Injury & Mental Resilience; Medical Retirement & Addiction (1:49:17) Art Therapy, Skateboarding, Electrocution & Recovery (2:00:57) Physical Recovery, Trainer Vernon Griffith (2:04:38) Miracles, Higher Power; Work & Life Tension (2:12:52) Sponsor: ROKA (2:14:39) Physical & Mental Posture, Suicide, Depression, Tool: Control the Controllable (2:21:22) Suicide, Mental Health & Darkest Hour, Ibogaine, 5-MeO-DMT (2:31:18) Ibogaine & Empathy, 5-MeO-DMT & Ego Death; Returning Home, Tool: Dials Not Switches (2:42:42) Psychedelics, Mental Health Plasticity; Veterans' Solutions, Addiction (2:50:39) Medical Ibogaine, Anger, Numbing Out & Hate; Dogs (3:03:42) GBRS Program, High Standards, Functional Fitness, Tool: Fitness Test (3:17:50) Self-Care, Longevity & Fitness, GBRS Program (3:24:45) Self-Respect, Tools: 20-Minute Walk & Relationships; Micro-wins (3:32:57) Acknowledgements, American Flag Hat, Patriotism (3:40:00) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. She created a world-first product that launched just two weeks ago, and now she’s here to do what most founders wouldn’t: spill on every dollar it took to make it happen. From losing out to a dodgy sourcing agency to somehow pulling together $200K through pure determination, she’s laying it all out... the risks and the real-world chaos of betting on yourself. Inside the ep, we what it actual costs to get a product made, and how she’s juggling start-up life, toddler meltdowns, and a mortgage. It’s messy, bold, and so unbelievably relatable. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate hack, but would it really be the money win it feels like... or are you just turning a car loan into a decades-long debt trap? We’ve got the receipts. And just when we thought we’d seen it all, a community member slid into our DMs with a first-birthday invite that came with a twist: instead of saying no presents, it asked for something that we'd never heard of before. Is it genius, or the kind of ick that makes you want to run to Kmart for a noisy plastic toy out of spite? We’re divided, the community’s divided, and you’re definitely going to have thoughts. Of course, it wouldn’t be Friday without your fave money wins, broke tips and a sprinkle of our signature unhinged chaos to kick off the weekend.Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
J.R.'s Confession: Emotional Moments That Make No Sense J.R. admits he's been crying lately over unexpected things.Clarifies it's not about his dad's 80th (which was understandable and emotional).Talks about crying over:A woman winning $1M on Wheel of Fortune.A canine cop's last shift and retirement tribute.Reflections on how it's out of character.Kevin & Launa tease supportively.Light humor: “Someone texted in—maybe you're pregnant!” Invitation to the Audience: “What Weird Thing Makes You Cry?” J.R. asks listeners to call or text with their own “weird cry triggers.”Phone number shared: 800-992-1099 Listener Call-ins and Stories
You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.
My guest is Dr. Poppy Crum, PhD, adjunct professor at Stanford, former Chief Scientist at Dolby Laboratories and expert in neuroplasticity—our brain's ability to change in response to experience. She explains how you can learn faster and ways to leverage your smartphone, AI and even video games to do so. We also discuss “digital twins” and the future of health technology. This episode will change the way you think about and use technology and will teach you zero-cost protocols to vastly improve your learning, health and even your home environment. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman David: https://davidprotein.com/huberman Helix: https://helixsleep.com/huberman Rorra: https://rorra.com/huberman Function: https://functionhealth.com/huberman Timestamps (0:00) Poppy Crum (2:22) Neuroplasticity & Limits; Homunculus (8:06) Technology; Environment & Hearing Thresholds; Absolute Pitch (13:12) Sponsors: David & Helix Sleep (15:33) Texting, Homunculus, Mapping & Brain; Smartphones (23:06) Technology, Data Compression, Communication, Smartphones & Acronyms (30:32) Sensory Data & Bayesian Priors; Video Games & Closed Loop Training (40:51) Improve Swim Stroke, Analytics & Enhancing Performance, Digital Twin (46:17) Sponsors: AGZ by AG1 & Rorra (49:08) Digital Twin; Tool: Learning, AI & Self-Testing (53:00) AI: Increase Efficacy or Replace Task?, AI & Germane Cognitive Load (1:02:07) Bread, Process & Appreciation; AI to Optimize Physical Environments (1:09:43) Awake States & AI; Measure & Modify (1:16:37) Wearables, Sensors & Measure Internal State; Pupil Size (Pupillometry) (1:23:58) Sponsor: Function (1:25:46) Integrative Systems, Body & Environment; Cognitive State & Decision-Making (1:32:11) Gamification, Developing Good Habits (1:38:17) Implications of AI, Diminishing Cognitive Skill (1:41:11) Digital Twins & Examples, Digital Representative; Feedback Loops (1:50:59) Customize AI; Situational Intelligence, Blind Spots, Work & Health, “Hearables” (2:01:08) Career Journey, Perception & Technology; Violin, Absolute Pitch (2:09:44) Incentives & Neuroplasticity; Technology & Performance (2:13:59) Acoustic Arms Race: Moths, Bats & Echolocation (2:21:17) Singing to Spiders, Spider Web & Environment Detection; Crickets; Marmosets (2:31:44) Acknowledgements (2:33:18) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the answer.... because she kept going. But this episode isn’t just about the knock-backs. It’s about grit, glow-ups, and the moment everything finally flipped. From small-town “you’ll never make it” whispers to proving every single doubter wrong, this one will hit every nerve if you’ve ever felt stuck, behind, or ready to give up. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
In episode 487, part two, host Stacey Richter interviews Kevin Lyons, a former police detective and current Executive Director of the New Jersey State Police Benevolence Association about the application of detective skills to analyze healthcare spending. Following a discussion on the barriers driving up healthcare costs in part one, Lyons delves into techniques such as statement analysis and facial recognition to identify deceit and uncover where healthcare dollars are going. Lyons emphasizes the need for preparation, persistent questioning, and the importance of following the money, thereby encouraging a fearless approach to advocating for transparency and better healthcare management. === LINKS ===
We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the tea on how much your HECS actually matters when you’re trying to get a loan... and let’s just say, the maths might surprise you. And because Fridays love a little family drama, we’re also talking about the stress of parents making very questionable financial moves. Do you bite your tongue, or pull out the calculator and stage an intervention? We’ve got thoughts. Plus, the classics: money wins worth stealing, broke tips that actually deliver, and a sprinkle of financial chaos to make you feel seen. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Writes4Women host Pamela Cook speaks with author Jodi Gibson about her multi-faceted and genre-crossing writing career. They explore Jodi's journey from traditional to indie publishing, the challenges and joys of being a 'multi-passionate' creative, and how she uses Substack to connect with her audience and build community. Jody shares her experiences with social media, the importance of finding authenticity in one's creative work, and the evolving nature of her personal and professional life. 00:00 Introduction and Acknowledgements 1:20 Pamela's Courses and Book Giveaway 04:29 Jody Gibson's Writing Journey 11:18 Indie vs. Traditional Publishing 17:45 Branding and Social Media 26:33 Discovering Multi-Passionate Creativity 29:14 Embracing Creative Freedom 30:23 Navigating Guilt and Permission 32:05 Life Transitions and Self-Discovery 36:14 Defining Job, Career, Hobby, and Vocation 39:14 Exploring Substack 46:01 Building Community and Connection 52:59 Podcast and Writing Community Updates 56:11 The Heart of Writing and CreativitySupport the show: https://www.patreon.com/writes4women?fan_landing=trueSee omnystudio.com/listener for privacy information.
Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (Sweet Bakes), two women who turned frosting and fun into booming businesses. And after fangirling over each other on socials and becoming baking besties IRL, they did what most of us only joke about... they started a business together. From side-hustle beginnings to sold-out retreats in France, brand collabs, and even launching their own pastel-pink kitchen space and creative hub, these two have learnt exactly what it takes to turn passion into profit and start a business with your bestie without blowing up your friendship. In this episode:
My guest is Dr. Bret Contreras, PhD, CSCS, a world-renowned expert on muscle and strength building for women and for men. Bret is known as “the glute guy” for his expertise in helping people build their ideal physique, including how to grow and/or strengthen their gluteus muscles. He explains how to resistance train to improve strength, hypertrophy and aesthetics, and to overcome genetically or injury-induced weaker body parts. We cover ideal training frequency, exercise selection, sets and repetitions and periodization. Our discussion is for women and men of any age and experience level seeking to maximize their aesthetics, performance and longevity. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman Rorra: https://rorra.com/huberman Carbon: https://joincarbon.com/huberman LMNT: https://drinklmnt.com/huberman Function: https://functionhealth.com/huberman David: https://davidprotein.com/huberman Timestamps (0:00) Bret Contreras (2:43) Resistance Training for Beginners, Tools: Training Frequency; Sets, Progressive Overload, “LULUL” (10:45) Sponsors: Rorra & Carbon (13:57) Frequency & Exercise Flexibility, Tool: Switch Exercise Focus (21:31) Individual Recovery, Women & Adjusting Variables, Tool: 4 Training Patterns (31:37) Maximum Recoverable Volume (MRV), Determine MRV, Tool: Flexing & Loadless Training (40:41) Low-Load Glute Activation; Life-Long Strength Gains, Avoiding Pain & Injury (48:52) Sponsors: AGZ by AG1 & LMNT (51:54) Tool: Brett's “Big Six” Lifts; COVID Pandemic, Competition & Exercise Variety (1:00:18) Difficult Final Reps; Tempo & Hypertrophy; Autonomy & Progressive Overload (1:11:16) Progressive Overload, Quantity & Quality, Injury (1:13:22) Gym vs Real-Life Constraints, Motivation, Tool: Individual Training Frequency (1:23:38) Exercise Enjoyment, Genetics, Long-Term Strength, Injury & NEAT (1:28:37) Tool: Realistic Consistent Schedules & 5-Year Review (1:33:00) Sponsor: Function (1:34:49) Glute Function; Abduction vs Adduction; Glute Vectors, Tool: Rule of Thirds (1:45:26) Upper vs Lower Glute Maximus Exercises, Frequency (1:49:26) Common Mistakes of Hip Thrusts (1:52:06) Exercises to Grow Glutes, Women & Men, Hypertrophy (2:02:14) Hip Thrust, Barbell, Hip Anatomy; Glute-Focused Hyperextension; Glute Medius Exercises (2:08:07) Training Lagging Muscle Groups, Maintaining Strength, Muscle Memory (2:14:23) Neck Training; Focused Training & Maintaining Strength (2:22:06) Sponsor: David (2:23:20) Periodic Training, Strength, Pain, Desire to Train; Tool: Training Layoffs (2:34:24) Tool: Rep Ranges for Lagging Body Part; Growing Calves (2:37:35) Can You Build Muscle After 40?, Perimenopause, Menopause; Pregnancy (2:40:44) Saggy Glutes; Gain Muscle & Lose Fat?, Mini-Bulks & Cuts, Recomp, Hormones (2:47:46) Lifting or Pilates for Strength?; Grow Glutes Without Legs; Hip Dips (2:51:48) Spot Reduction, Abs & Fat Loss; Wide vs Narrow Hips & Training; Grip Strength; Tool: One Set to Failure (2:57:48) Acknowledgements (3:01:32) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
WOKE CANADA: Elbow's Up False Patriotism, Protestors Don't Know What They're ProtestingBecome a supporter of this podcast: https://www.spreaker.com/podcast/radio-baloney-the-richie-baloney-show--4036781/support.
Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (with a side of tough-love pep talk). Because if you’ve ever scrolled past someone’s new house, new ring, new six-figure job and thought “cool, I’m officially behind on life”… this episode is basically your antidote. Victoria is here to rip up the money timeline, call BS on hustle culture, and admit that success might look more like coffee in the sun than climbing some imaginary ladder. Inside this ep:
NEWS: https://www.usatoday.com/story/news/politics/2025/08/05/donald-trump-2028-olympics-los-angeles-transgender-testing/85531661007/ https://www.nbcnews.com/politics/politics-news/grand-jury-declines-indict-sandwich-guy-threw-sub-dc-federal-officer-rcna227464 https://www.abc.net.au/news/2025-09-02/nestle-dismisses-ceo-over-undisclosed-romantic-relationship/105725484 https://www.bbc.com/news/articles/c754k7d0z51o https://www.abc.net.au/news/2025-08-18/act-how-to-spot-counterfeit-money-circulating-after-police-warn/105667076 https://www.abc.net.au/news/2025-08-18/new-zealand-soldier-guilty-of-attempted-espionage/105668788 https://www.bbc.com/news/articles/c17n9k54qz2o https://www.bbc.com/news/articles/c0r7z2ynd2lo https://www.abc.net.au/news/2025-08-29/virgin-australia-bali-brisbane-flight-toilet-malfunction/105713124 https://www.stuff.co.nz/politics/360794221/david-seymour-sought-advice-removing-bike-helmet-mandate https://www.theguardian.com/football/2025/aug/17/fifa-consider-holding-club-world-cup-every-two-years-from-2029-and-could-expand-it https://www.bbc.com/news/articles/cvg33351n61o https://www.abc.net.au/news/2025-08-12/federal-politics-blog-aug-12/105639322#live-blog-post-211876 https://www.abc.net.au/news/2025-08-19/netanyahu-says-anthony-albanese-has-betrayed-israel/105673924 https://www.abc.net.au/news/2025-08-14/australia-defence-export-permits-to-israel-gaza-war/105628320 https://www.abc.net.au/news/2025-08-14/mike-huckabee-us-reacts-to-australia-palestine-recognition/105656090 https://www.abc.net.au/news/2025-08-13/coalition-hamas-praise-embolden-terror-recognise-palestine/105649068 https://www.abc.net.au/news/2025-08-31/clashes-at-march-for-australia-anti-immigration-rallies/105717532 https://www.sbs.com.au/news/article/march-for-australia-protests-prompt-warnings-to-immigrant-communities/kclvivwdu https://www.sbs.com.au/nitv/article/a-neo-nazi-group-has-violently-assaulted-a-first-nations-sacred-site/zgy2xfq7h https://www.sbs.com.au/news/article/fact-checkers-assess-march-for-australia-immigration-claims/8yorv67wp https://www.sbs.com.au/news/article/liberals-distance-themselves-from-prices-indian-migrant-remark-as-backlash-grows/f4471dxhb https://www.theguardian.com/australia-news/2025/aug/27/about-3m-australians-affected-by-unlawful-centrelink-debt-calculation-to-be-eligible-for-up-to-600-compensation https://www.afr.com/politics/federal/labor-may-forgive-1-1b-in-welfare-debt-after-landmark-ruling-20250717-p5mfno https://www.sbs.com.au/news/article/robodebt-class-action-settles-with-additional-475-million-to-be-paid-by-commonwealth/m2ve4030e https://www.themandarin.com.au/297398-nacc-strikes-back-over-new-robodebt-six-accusations/
Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way to build wealth together, or if there are easier (and safer) options. Then, we dive into a community DM that gets a lot heavier: when your partner’s choices put your financial security at risk, how do you protect yourself? Of course, it wouldn’t be Friday without the rest of the chaos; clever money wins, broke tips you’ll actually want to steal, and a few confessions that prove nobody in this community has it all figured out. CONTENT WARNING: This episode deals with a community DM about gambling addiction and touches on addiction in general. If you or someone you love needs help, please know you are not alone. You can access these free resources:National Debt Helpline – 1800 007 007 or ndh.org.au for free financial counsellingGambling Help Online – 1800 858 858 or gamblinghelponline.org.au for free, confidential support 24/7You can listen to our episode:The Impacts of Gambling here.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re leaving free money on the table, to breaking the cycle of self-sabotage spending... nothing was off limits. If you’ve ever wished you could pick Jess and V’s brains over a coffee, this is that episode.In this ep:❓ The surprising career path that landed Jess where she is today❓ How to actually save for mat leave, with bonus tips for when you’re doing it solo❓ The “free money” hack everyone talks about… but is it genius or just hype?❓ Planning for the fun stuff in life without blowing up your bigger goals❓ The sneaky self-sabotage habits messing with your money (and how to shut them down) Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true. She thought she was making the smart move buying a second investment property. Instead, she ended up with a building so dodgy it dragged her through years of court battles, left her with no rental income, and forced her to sell the first house she loved just to stay afloat. Now she’s picking up the pieces, rebuilding from zero and now has good things coming her way. Listen in to hear the biggest lesson she's learnt. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Get your free copy of our Clinic Owners Guide on 'How To Fill The Books of a New Practitioner' now! Head to https://www.clinicmastery.com/free-resources Struggling to build strong referral relationships that actually lead to new patients? In episode 316 of the Grow Your Clinic podcast, Ben, Hannah and Jack unpack what it really takes to build trust with new referrers, and how to turn those relationships into a steady stream of clients. You'll learn why consistent communication, like sending patient progress updates and asking for feedback, is key to staying top of mind. We cover how to understand your referrers' biggest frustrations, tailor your outreach, and create a seamless experience that builds confidence in your clinic. Plus, hear how creative strategies like renting space in a referrer's clinic or using simple tools like a partnership tracker can fast-track your growth. Whether you're just starting to build your network or looking to strengthen existing connections, this episode is packed with practical tips to help your clinic become the go-to referral destination.Need to systemise your clinic? Start your free trial of Allie!https://www.allieclinics.com/In This Episode You'll Learn:
Celebrating Women's Voices: A Chat with Author Uma on 'Etched in Gold' In this episode of 'Writes4Women,' guest host Laura Boon chats to Uma Srinivasan, author of the historical fiction novel 'Etched in Gold.' Uma shares insights on her novel, which intertwines the stories of Umba, a 1630s female composer, and Maya, a contemporary musician. The conversation delves into the rigorous research behind the book, exploring themes of women's voices, cultural memory, and historical context, including the unique presence of the Danish in 17th-century India. Uma also discusses the challenges of navigating women's roles in history and the enduring pertinence of their struggles. A fascinating insight into the process of writign historical fiction as a debut author 00:00 Introduction and Acknowledgements 01:37 Podcasting Highlights and Upcoming Episodes 04:05 Short Courses and Writing Retreats 07:24 Special Guests and Book Discussion 29:14 Amber's Struggles and Triumphs 30:24 Women in History: Unveiling the Truth 34:53 European Influence in India 37:38 The Danish Connection 42:14 Crafting a Historical Novel 44:48 The Power of Multilingualism 48:06 Immersive Writing Techniques 54:52 The Journey of Writing 'Etched in Gold' SHOW NOTES: Writes4Women www.writes4women.com Facebook @writes4women Twitter / Instagram @w4wpodcast W4W Substack https://writes4women.substack.com Uma Srinivasan Website: click here Instagram: click here Facebook: click here Laura Boon Website: click here Instagram: click here Facebook: click here Buy Tips From an Insider Insider here Pamela Cook www.pamelacook.com.au Facebook: click here Twitter: click here Instagram: click here This episode produced by Pamela Cook for Writes4Women on unceded Dharawal land. Support the show: https://www.patreon.com/writes4women?fan_landing=trueSee omnystudio.com/listener for privacy information.
Should you hold off on buying until the property market cools… or is waiting the real mistake? We’ve all heard the classic “just wait two years, prices will drop” advice, but what if that never actually happens and you’ve in a worse position? This week we’re unpacking the market peak panic and what it actually means for you if you’re trying to buy right now. Then, we dive into a community DM about a partner with $40k of debt and zero urgency to pay it down. Is that just a personal choice, or a financial dealbreaker waiting to happen? But it’s not just big dilemmas on the table, we’ve also got clever money wins you’ll want to steal, broke tips that actually work, and a few confessions that prove none of us have it all together. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political theatre ones, but the real-life stuff that keeps you up at night: the weekly food shop, housing that feels out of reach, and childcare costs that just don’t add up. But this wasn’t all serious policy talk. We dug into his own money story, swapped budgeting habits, and even threw him some of our favourite spicy questions; from Trump’s tariffs to his most unpopular money opinion. His answers? Let’s just say they weren’t what we expected. In this ep:
Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn’t a “go out and buy” list. It’s the inside scoop on how they think about investing, what’s caught their eye, why it’s on the radar, and what has to happen before they’d actually jump in. It's the kind of financial gossip we live for, and it’s your chance to get pervy about what’s living rent-free in their investing brains right now.In this ep you’ll hear:
Season 08 Episode 11: Toolbox Talk: Acknowledgement of CountryWARNING: This episode addresses cultural sensitivity issues in the workplace – we advise listener discretion.Trajce challenges his podcast team, Alan, and Sara, with a claim about cultural sensitivities. He shares a tale about a street sweeper's unfair dismissal by a local government city council after he raised his concerns about the Acknowledgement of Country before a toolbox session. To add probative value to the engineering of this dismissal, Trajce explains, the employer complained about the worker's failure to attend cultural sensitivity training. “The problem?” Trajce asks, “the employee was on leave – the employer failed to check this. It looked like they were stacking their deck.” Alan is aghast, sharing his experiences and uncovering instances when white people used racisms laws against Indigenous people. Sara laments colonised approaches to both regulating cultural sensitivity and framing awards for cultural achievements.The WhyWork Team reflect on the challenges of returning to work once you have won an unfair dismissal claim, given the confrontations linked to resocialisation. The defendant may be hypervigilant, wondering about who has been gossiping, or who still blames them even when the management approach was ill-considered and unjust to them.
Have you ever wanted to pack a bag, vanish from your old life? That’s exactly what this week’s Money Diarist did when her world flipped upside down at 21 and she had everything taken away from her, and it became the start of a money story she never saw coming. What began as a running-away chapter chasing her love of travel turned into years of odd jobs, fishing boats, and tour guiding, where lifestyle always came first and paycheques came second. But somewhere between chasing adventure and moving towns, she quietly built the foundation for a financial glow-up that would shock even her. Fast forward to today and she’s earning serious money, living far smaller than her income would suggest, and stacking wealth in ways that don’t make sense until you hear the full story. There are moments in this diary that will have you gasping, laughing, and maybe questioning your own risk tolerance. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Tax time always feels like free money season… but is it really? This week we’re debating whether your refund should go straight into savings, into shares, or into the nearest Dyson Airwrap. And just when things couldn’t get more divisive, a community DM slid in: should you still split bills 50/50 when your housemate works from home (and claims it all back on tax)? Is it fair, or are you low-key subsidising someone else’s career? And we've got your community money wins, broke tips you’ll want to steal immediately, plus all the Friday chaos you signed up for. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
In this segment, Mark is joined by Jennifer Sey, the Founder and CEO of XXXY Athletics, a USA Champion Gymnast, and a Producer of the 2020 Emmy-Winning Documentary, "Athlete A" on Netflix. She shares her reaction to this week's mea culpa from Malcolm Gladwell.
House hunting in 2025 feels... chaotic. That’s why this week’s Deep Dive is your playbook for finding "The One". Because the perfect property? It doesn’t exist. But the right one for you absolutely does... and we’re here to help you spot it before someone else puts their deposit down. Buying a house is stressful enough. Let’s at least make sure you’ve got the hacks and the confidence to chose your forever home. Inside the episode you’ll get:
In this episode—the final chapter reading from The Trust Premium—I read the Epilogue, the Acknowledgements, and the About the Author section, bringing the book to a close. After exploring what trust really means, how it behaves, and how to build it, this final message offers a call to action: to not just understand trust, but to truly earn it. I also share personal reflections, acknowledgments of those who supported this journey, and even some thoughts on using AI ethically in the creative process. Starting in the next episode, we'll return to regular programming with bi-weekly episodes that explore real-world trust dilemmas, current events, and practical applications of the Trust Premium framework. And if you've enjoyed the chapter readings, stay tuned—the audiobook version of The Trust Premium is coming soon.
This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, sheds light on the hidden sacrifices that first responder families (Amazon Affiliate) make every single day. While spouses and children never signed up for the job, they still feel the ripple effects of shift work, emotional strain, and the unpredictability that comes with life in service. We unpack the emotional labor your loved ones carry—often silently—and how to acknowledge, support, and protect them without losing yourself to the demands of the badge. Understanding Secondary Service: How spouses and kids are impacted by missed holidays, unpredictable schedules, and constant worry. The way this secondary service can shape identity and family dynamics. The Emotional Toll on Loved Ones: Recognizing signs of stress, anxiety, or resentment in your spouse and children. Why unspoken worries can be just as heavy as the dangers of the job itself. Invisible Shifts at Home: How partners often shoulder the household and parenting duties alone during your shifts. The mental exhaustion of “covering” for an absent parent or spouse. The Role of Unpredictability: How canceled plans, late calls, and changing shifts affect trust and emotional connection. Why communication about unpredictability matters more than you think. The Silent Strength of Support Systems: How family members adapt to crisis without formal training. The toll of always being “on call” emotionally, even when you're not home. Strategies to Help Protect Your Family's Peace: Intentional Communication: Create a safe space for your spouse and kids to express frustrations without fear of judgment. Scheduled Family Time: Make non-negotiable dates on the calendar that aren't easily sacrificed to work. Acknowledgement and Gratitude: Verbally recognize the sacrifices your loved ones make—and do it often. Healthy Decompression Habits: Process your job stress before walking through the front door to avoid emotional spillover. Shared Resources and Support: Connect your family with counseling, peer support groups, or other first responder families for understanding and solidarity. Your family may not wear the uniform, but they carry its weight alongside you. In this episode, you'll learn how to ensure their service doesn't come at the expense of their well-being—or yours.
Every money story has a sliding door moment... the decision that could go either way. Stay safe, or risk it all. This week’s Money Diarist chose the second option: she sold her house, walked away from job security, and packed up the family for a sea change with no plan and no savings. Everyone (including her parents) thought it was risky. And honestly? At first it did look like financial chaos. But that one leap set off a chain of events she never could’ve predicted, the kind of glow up that proves the riskiest decisions sometimes deliver the sweetest rewards. You’ll hear how she navigated debt, uncertainty, and living week-to-week, the turning point that changed everything, and the money wins she still can’t quite believe are hers. If you’ve ever stared down a scary choice and wondered what might happen if you said yes… this is your sign to listen.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
00:00 – Opening & Welcome DJz greets the community, shares quick updates, gives shout-outs, and sets the agenda for the stream. 03:00 – Developer Decisions & Transparency Issues Discussion of the latest patch/update rollout, highlighting poor communication and community frustration. 10:00 – Game Mechanics Breakdown Analysis of new features, balance changes, and comparisons to past updates. Focus on the impact for free-to-play players. 20:00 – Resource Economy & Strategy Commentary on resource banks, officer sourcing, and adaptation strategies. Chat shares tips on minimizing losses. 30:00 – Event Cycles & Player Engagement Review of upcoming events, their fairness, and whether rewards justify effort. Some improvements, but repetition remains a concern. 40:00 – Q&A: Player Strategies Live viewer questions answered — covering officer pairings, ship upgrades, and clarifying community rumors. 55:00 – Developer–Community Relationship Reflection on past controversies (“Gailagate”-style disasters) and the importance of proactive communication. 1:10:00 – Looking Ahead Speculation on upcoming content and advice for preparing. Acknowledgement of Scopely's potential, but critiques of execution. 1:25:00 – Closing Remarks Final thoughts, thanks to the community, encouragement to provide feedback, and a preview of future Talking Trek content.
So… what is the magic number you should have when it comes to savings? Is it a neat percentage, a chunky dollar figure, or three months of bills sitting pretty in your account? This week we’re spilling the tea on how to work out your number, so you can stop guessing and start saving with a plan that actually makes sense for your life. Then we chat about what to do when financial advice doesn’t pass the vibe check. A community member was told to merge their life savings with their partner. Cute in theory, terrifying in practice. So, what do you do when the “experts” say one thing but your gut says absolutely not? We’re pulling apart the red flags, the real questions to ask, and why protecting yourself is the ultimate power move. And because it’s Friday, you know the chaos is here too: money wins (like a $340 dress scored for $80), broke tips that actually slap, and a ferret side hustle we did not see coming. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
The DNC's summer meeting is on, and it's filled with land acknowledgments and worse. Will the party ever learn? Hopefully not. Plus, Charlie reacts to the disastrous rebrand of Cracker Barrel and explains why it matters, and Director of United States Marshals Service Gady Serralta joins to discuss the Democrats' continued spiral into becoming the pro-mayhem party. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.
In this episode of Healing Generations, host Ariel Jimenez speaks with Madelene Contreras, a resilient young woman who shares her journey of overcoming personal challenges and the importance of community support. They discuss the significance of safe spaces for youth, the healing process, and the role of family, particularly grandmothers, in nurturing and guiding the younger generation. Madeline reflects on her experiences in Circle, her aspirations for the future, and her desire to advocate for financial justice and support for those in need. The conversation emphasizes the importance of education, self-awareness, and the power of community in fostering healing and growth. Chapters: 00:00 Introduction 01:27 Meet Madelene Contreras: A Journey of Resilience 07:58 The Importance of Community and Safe Spaces 17:43 Understanding Healing: A Personal Perspective 20:02 The Role of Grandmothers in Healing 22:45 Realizing One's Sacredness 28:10 Future Aspirations and Community Impact 29:31 Advocating for Financial Justice 31:50 Advice for Future Generations 33:55 Closing Thoughts To learn more about the National Compadres Network, please visit: Website: https://nationalcompadresnetwork.org/ Instagram: https://www.instagram.com/la.cultura.cura/ Twitter: https://twitter.com/laculturacura Facebook: https://www.facebook.com/national.compadres.network Email: HGP@compadresnetwork.org
The MMQB's Albert Breer joins Afternoon Drive on The Fan. He talks about how the Kenny Pickett trade impacts the Browns QB room, why Diontae Johnson didn't make the roster, the latest with Quinshon Judkins, and more.
Ever wondered how people actually know when it’s time to quit, pivot, or back themselves in a huge career move? Well Michelle Battersby's career was made on those moves. She ditched her safe banking job to launch unkown dating app Bumble in Australia, co-founded her own tech company Sunroom (and sold it while pregnant), and even walked away from an “end-of-career” salary because her gut told her no. This episode is her playbook on doing the scary thing and landing on your feet... plus the inside scoop on Fanfix snapping up Sunroom and what she’s plotting next.Michelle shares:
The DNC's summer meeting is on, and it's filled with land acknowledgments and worse. Will the party ever learn? Hopefully not. Plus, Charlie reacts to the disastrous rebrand of Cracker Barrel and explains why it matters, and Director of United States Marshals Service Gady Serralta joins to discuss the Democrats' continued spiral into becoming the pro-mayhem party. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.
Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She was literally ranked top 10 in the world as a professional athlete… while earning less than $20k a year. (Yep, you heard that right. Top 10 in the world, but that's all she was paid). Backed by her powerhouse single mum, she trained, studied, worked odd jobs, and poured everything into her sport, until the moment came to head to Europe to compete and the price tag was just too high. That no changed everything. Fast forward to today and her money story looks very different. She’s swapped early morning training for a six-figure 9–5, added a pilates side hustle and has gone through a casual financial glow-up. Fast forward to today and she’s swapped early morning training for a six-figure 9–5, added a Pilates side hustle, and gone through a casual financial glow-up. This diary has it all: the brutal truth about money in elite sport, a comeback story worth cheering for, and the reminder that your “no” today might just be what sets you up for a much bigger yes tomorrow. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.
Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This week, we’re unpacking the financial mystery that is the novated lease & whether they’re a money win or just marketing spin. We cover how they work, when they make sense, and the sneaky traps to watch out for. Then we spiral (in the best way) into the classic quarter-life crisis: passion vs pay cheque. A community member is tempted to swap her secure, well-paying job for a career that lights her up and promises all the shiny lifestyle perks... but with kids in the mix, the pay cut comes with a whole extra layer of complexity. So of course we had to give our two cents and ask the rest of the community for theirs too. And because it’s Friday, we’ve got all your favourites; money wins from our incredible community, broke tips you’ll actually want to steal, and a healthy dose of chaos to wrap your week right!PSA: If you want to treat yourself to the $60 facial we raved about from L’Occitane... here’s the link. You won’t regret it. And don't forget the $60 is redeemable on face care products on the day. Money win! Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never heard. The one where she was $40k in debt, lying awake at night wondering how on earth she’d dig herself out, and how she turned it all around. This week, we’re going behind the scenes of V’s own money glow-up. How she went from maxed-out cards and money anxiety to complete financial freedom, and she’s not holding back. You’ll get the exact mindset shifts, money moves, and game-changing lessons she used, so you can steal them for yourself. Inside her debt-free playbook:
Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s called Equal Pay Day, and in this special bonus episode Victoria is joined by Dr Samone McCurdy from the Workplace Gender Equality Agency to unpack the reality of the gender pay gap. But don’t worry, this isn’t your average “boring stats” chat. This is one of those conversations that’s equal parts frustrating, eye-opening, and empowering… the kind that’ll fire you up to demand better for yourself and for every woman who comes after you. Inside this ep:
What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sleeves, worked two jobs to pay it off… only for him to leave her afterwards. But plot twist: it turned out to be the best thing that could have happened to her. From financial betrayal to an unexpected glow-up, today’s diary has it all. Career wins, seriously good money habits, and the kind of second-chance love story that proves the boy you sat next to in primary school might just turn out to be your financial dream man. It’s messy, it’s funny, and it’s proof that sometimes life has bigger (and better) plans for your money than the ones you first signed up for. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.
Episode Title: Healing Your Inner Child - Part 1 Episode Summary: Welcome to another episode of Celeste the Therapist podcast! In this special five-part series, Celeste, a therapist from Boston, dives deep into the important and transformative topic of healing your inner child. In this first episode, Celeste explains what inner child healing is and why it's crucial for personal growth. She outlines the structure of the series, emphasizing the interactive nature and the importance of taking time to process the information and complete the homework assignments. Celeste also provides a gentle warning about the potential emotional challenges that may arise when delving into this work, reminding listeners that it's perfectly okay to take breaks as needed. Tune in every two weeks for new episodes in this series, and get ready to embark on a journey towards healing and self-discovery. Key Points: Introduction to the five-part series on healing your inner child. Explanation of what inner child healing is and its significance. Importance of taking time to process and do the homework assignments. Acknowledgement of the emotional challenges that may arise during this journey. Encouragement to approach the work at your own pace. Note: Episodes drop every two weeks, giving you time to reflect and engage with the content.
In this episode, my guest is Dr. Michael Kilgard, PhD, a professor of neuroscience at the University of Texas at Dallas and a leading expert on neuroplasticity and learning across the lifespan. We discuss the need for alertness, effortful focus, post-learning reflection and sleep to induce neuroplasticity, and how dopamine, acetylcholine, serotonin and norepinephrine are each involved. He explains the behavioral steps for neuroplasticity, as well as vagal nerve stimulation (VNS) and other therapies for tinnitus, stroke, depression, PTSD and paralysis. This episode ought to be of use to anyone interested in understanding the modern science of brain rewiring and learning to improve cognitive or motor skills or treat sensory or motor disorders. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Eight Sleep: https://eightsleep.com/huberman Wealthfront*: https://wealthfront.com/huberman Carbon: https://joincarbon.com/huberman Function: https://functionhealth.com/huberman *This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27, 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps (00:00) Michael Kilgard (03:24) Neuroplasticity (05:13) Child vs Adult Plasticity, Childhood Development & Learning (09:37) Sponsors: Eight Sleep & Wealthfront (12:41) Kids, Real vs Artificial Experiences & Balance, Video Games, Natural World (21:13) Social Media & Videos, Kids, Overstimulation & Development (33:42) Early Language Development, Passive vs Real Experiences, Kids & Adults (39:23) Sponsors: AG1 & Carbon (42:44) Learning & Plasticity Requirements; Focus, Friction, Rest & Reflection (52:24) Brain Connections, Complexity, Life Experiences & Plasticity (1:02:51) Learning, Reflection, Visualization, Testing (1:09:45) Experience Diversity & Time, Happiness, Life Appreciation (1:18:05) Sponsor: Function (1:19:53) Learning & Life Meaning (1:23:25) Neuromodulators, Brain Complexity, Synaptic Eligibility Trace & Learning (1:34:28) Synapses, Therapy for PTSD, Rewiring the Brain (1:39:01) Vagus Nerve Stimulation (VNS), Stroke, Spinal Cord Injury, Tinnitus, PTSD (1:47:33) Psychedelics, Neurostimulation, Importance of Timing (1:57:47) Electroconvulsive Therapy (ECT) & Major Depression (2:01:51) Psychedelics/SSRIs as Plasticity Tools, SSRIs & Bone Strength, Failed Clinical Trials (2:13:18) Can VNS Accelerate Learning? (2:16:01) VNS Surgery, Patient Use & Specificity, Closed-Loop Vagus Nerve Stimulation (2:18:18) Tinnitus Cause, Incidence & Self-Amplification; PTSD & Control (2:28:12) VNS for Tinnitus; Disease Complexity & Treatments, Lazy Eye (2:41:05) Complexity of Disease Treatments & Combination Therapies (2:48:50) Brain-Machine Interfaces, Information & Experiences; Closed-Loop Feedback; Resilience (2:59:09) Evolving Clinical Trials, Combination Treatments & Disease Complexity (3:05:21) Acknowledgements (3:07:04) Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode, Gina discusses acceptance and the importance of understanding acceptance as a form of allowance of experience, rather than acceptance of anxiety as a permanent state through which we will suffer for life. Specific steps are provided for implementing acceptance to help minimize the strength of anxiety-panic in your life.Please visit our Sponsor Page to find all the links and codes for our awesome sponsors!https://www.theanxietycoachespodcast.com/sponsors/ Thank you for supporting The Anxiety Coaches Podcast. FREE MUST-HAVE RESOURCE FOR Calming Your Anxious Mind10-Minute Body-Scan Meditation for Anxiety Anxiety Coaches Podcast Group Coaching linkACPGroupCoaching.comTo learn more, go to:Website https://www.theanxietycoachespodcast.comJoin our Group Coaching Full or Mini Membership ProgramLearn more about our One-on-One Coaching What is anxiety? Find even more peace and calm with our Supercast premium access membership:For $5 a month, all episodes are ad-free! https://anxietycoaches.supercast.com/Here's what's included for $5/month:❤ New Ad-Free episodes every Sunday and Wednesday❤ Access to the entire Ad-free back-catalog with over 600 episodes❤ Premium meditations recorded with you in mind❤ And more fun surprises along the way!All this in your favorite podcast app!Quote:The moment that judgment stops through acceptance of what it is, you are free of the mind. You have made room for love, for joy, for peace.–Eckhart TolleChapters0:26 Introduction to Acceptance1:21 The Importance of Acceptance9:31 Practical Applications of Acceptance14:18 Mantras for AcceptanceSummaryIn this episode, I dive deep into the concept of acceptance, a critical yet often misunderstood aspect of managing anxiety. As I guide you through this discussion, I highlight that acceptance isn't a lofty or passive surrender to anxiety, but rather an active acknowledgment of our current state. We explore how acceptance serves as a powerful tool in our healing journey, especially during moments of rising stress. It's about recognizing what is happening without getting swept away by it, which can lead to a more profound sense of peace.One of the key points I address is the common misconception surrounding acceptance. Many people equate it with resignation, believing it means they must endure anxiety indefinitely. I clarify that acceptance, particularly in the context of rising anxiety, is about embracing the present moment and allowing ourselves to feel what we are feeling without judgment. I encourage listeners to reframe acceptance as "allowance," suggesting that by simply permitting our experiences, we can reduce the intensity of our emotional reactions.Throughout the episode, I provide practical strategies for cultivating acceptance in our daily lives. I encourage you to challenge anxious thoughts by questioning their validity. Are these thoughts ones you would typically entertain in a more relaxed setting? Recognizing the disconnect can help in diffusing their power. Furthermore, I suggest bringing anxiety along with you in daily activities instead of trying to banish it entirely, framing it as a companion rather than a foe. This shift in perspective can empower you to face your fears more gradually.#AnxietyAcceptance #MindfulnessMatters #CopeWithAnxiety #StressLess #PanicAttackHelp #MentalWellness #GinaRyan #AnxietyCoachesPodcast #EmbraceThePresent #HealingJourney #SelfCareStrategies #EmotionalHealth #DailyMeditation #AcceptWhatIs #InnerPeace #AllowAndHeal #BeyondFear #AnxietyRelief #MindBodyBalance #ConsciousLiving #StressManagement #EmotionalFreedom #WellnessJourney #CalmYourMind #NoMoreFighting #PositiveMindset #EckhartTolleWisdom #PodcastForAnxietySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.