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You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This week, we’re unpacking the guilt trip of the financially responsible. Can you actually build wealth while you still owe money? Victoria’s breaking down the maths and the mindset, and proving that sometimes the hottest ROI is just being a little bit boring. Then, an early-inheritance nightmare that’s giving full moral hangover. Her parents gifted her $50K for a house deposit… until they hit money trouble and might need it back. Do you hand it over out of love, or keep it and become the villain in your own family group chat? It’s financial guilt, family politics, and the ultimate test of boundaries. Plus, a brand-new segment where you get to ask the team anything (yes, really), a few chaotic money wins, and broke tips so unhinged they might actually work. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Victoria's Marley Spoon Code: Use VICTORIASAVES to get up to $230 off your first 5 boxes, including free shipping on your first one. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.
Today's Topics:1. Today we are launching Section 8 of the Silencer Sound Standard: SSS.8 – Advanced Silencer Research. Outside of public view, PEW Science performs a significant amount of testing and engineering analysis on a variety of systems; most of which is never published. Not everything has to remain behind closed doors. Section 8 of the Standard presents further research advancements that are cleared for public release. (00:04:02)2. The first section in Section 8 is live today with this episode! The first report in this section is SSS.8.1.1 - Introducing PEW-SOFT HD Hazard Maps. The Suppression Rating has made you powerful. Now, you will become even more powerful, as you navigate personnel hazards from silencers in both the free field and near reflecting surfaces; everywhere. We'll walk you through the report in today's talk. Here is an outline:a. Introduction (00:08:22)b. 8.1.1.1 - Dimensional Variations (00:20:12)c. 8.1.1.2 - Free Field Data, and You (00:22:55)d. 8.1.1.3 - PEW-SOFT HD Hazard Mapper (00:31:19)e. 8.1.1.4 - MK18 Case Study: 556-RC2 vs. 556-RC3 vs FLOW 556k (00:41:04)f. 8.1.1.5 - Reflections - Moving outside of the Free Field (01:02:20)g. 8.1.1.6 - Conclusions and Acknowledgements (01:07:24)Sponsored by - Silencer Shop, Top Gun Range Houston,Legion Athletics, Capitol Armory, and the PEW Science Laboratory!Legion Athletics: use code pewscience for BOGO off your entire first order and 20% cash back always!Magpul: Use code PSTEN to receive $10 off your order of $100 or more at Magpul
In this episode of the Contacts Coaching podcast, Rafael, the Athletic Director at Modoc High School, returns to share his journey and discuss the unique challenges of running athletic programs in a small-town setting in northern California. He reflects on his path from student to teacher and administrator, highlights the importance of relationships and networking, and addresses the logistical hurdles faced by small schools, such as travel, funding, and maintaining a competitive edge. Rafael also shares his strategies for improving athletic facilities, fostering a winning culture, and handling community feedback, all while emphasizing the importance of putting student athletes first.00:00 Introduction and Guest Overview00:35 Journey to Modoc High School01:14 Challenges of Rural Athletics02:11 Building Relationships in Athletics03:13 Feedback from Conference Presentation05:05 Balancing Job Offers and Personal Commitments08:30 Small Town Dynamics and School Culture11:43 Developing a Championship Culture20:56 The Importance of Feedback and Growth24:51 Understanding Emotional Offloading25:23 Challenges of Small School Sports Programs25:56 Commitment and Team Standards26:34 Managing Practice Attendance26:55 Setting Standards and Communication27:40 Small School Challenges and Advice28:44 Uniforms and Facilities34:50 Funding and Grants43:00 Community and Tradition45:17 Closing Thoughts and Acknowledgements
Acknowledgement: the acceptance of the truth or existence of something. Does your life ever get difficult after getting acknowledgement, accolades, compliments or awards? Tune in to Being Here and relax into the greatness of being you.
Call to Faith and Repentance Personal Testimony Inability to preach without God's presence. Acknowledges reliance on God since being called to preach. Admits personal failings but emphasizes God's faithfulness. Invitation to approach the altar for prayer and repentance. Encouragement to seek humility and communicate with God. Reassurance of God's willingness to listen to His children. Accessibility of prayer beyond the church setting. Personal experience of conversing with God while driving. Urgency to address spiritual needs immediately rather than delaying. Scriptural Reflection (Job 14) Acknowledgement of life's brevity and challenges. Reference to the fleeting nature of life, comparing it to a flower. Prayer for divine guidance and blessing. Request for the Holy Spirit's presence and direction in words and actions. The Universality of Trouble Life before salvation as a troubled time. Personal experience of being "doomed for a devil's hell" before salvation. Troubles persist even after salvation. Troubles are incomparable to the trouble of not knowing Jesus Christ. Salvation through Jesus Christ as the ultimate solution to life's troubles. The Cleansing Power of Jesus Christ The Unique Ability of Jesus to Cleanse Only Jesus can make a man's vessel fair. Salvation comes from Jesus Christ, not from any man. Rejection of the idea that signing a card can guarantee salvation. Emphasis on the necessity of the Holy Spirit's conviction and repentance. Importance of touching Jesus' blood for salvation. Personal Testimony of Salvation Personal experience of being saved at the altar. The preacher could not cleanse the heart, only Jesus could. God's love demonstrated through the sacrifice of Jesus. Jesus experienced human suffering to save humanity. God knows what individuals are going through and wants to help. Caution and Discernment in Seeking Spiritual Guidance The Importance of Sound Doctrine Doctors and scientists can cure diseases, but only Jesus can save from hell. Caution against false teachers and preachers. Some preachers distort the gospel and remove the blood of Jesus from their teachings. Need to ensure preachers are teaching the true gospel. The need to preach the gospel of Jesus Christ. The gospel should be preached in truth and spirit. The Corrupting Influence of Sin and the Cleansing Power of Christ The Inevitability of Sin As people live longer, they become more corrupt. The heart becomes filled with sin. Only Jesus can cleanse a dirty heart. Jesus' willingness to be crucified demonstrates His love. His sacrifice allows people to be eternally with Him in heaven. The Importance of Repentance and Forgiveness Elder Roger still sins, but has a place to return to for forgiveness. The Holy Spirit convicts the heart when one sins. One can ask for forgiveness and receive it immediately. God is still in control, no matter how bad things get. Those saved by Jesus Christ have a better place waiting for them. The Promise of Heaven and the Importance of Salvation The Hope of Heaven Looking forward to going home to heaven. Anticipation of seeing castles, streets of gold, and a mansion. God built a mansion in heaven for Elder Roger. Jesus laid down His life and bled for humanity. He was beaten so that people could have a mansion in heaven. The Call to Salvation God knows each person's heart and what troubles them. There is no shame in talking to God. It is more shameful not to talk to God. One should not carry burdens alone. One can come to God's house and praise Him. Give Him honor for what He has done. If one needs His honors,
Acknowledgement of Country// Headlines:Mass killings in El Fasher, SudanGaza and West Bank updatesAlbanese Government makes first deportation under multi-billion dollar Nauru dealSenator Thorpe tables petition demanding justice for neo-Nazi attack on Camp SovereigntyLegal challenge brought against Environment Minister over Woodside climate impacts Proposed Changes to SCHADS AwardPhillipa Balk, Assistant Branch Secretary of the Australian Services Union, joined us in the studio to discuss the Fair Work Commission's proposed changes to the SCHADS Award, which stands to drastically cut the take-home pay of social, community, home care, and disability workers. The Commission has chosen to bizarrely copy/paste the Aged Care Award classifications and pay rates into the SCHADS Award, with significant implications for workers. Phillipa helped us break down what is happening, how this will impact the sector, what consultations need to take place and what we can do to stop this.// City of Melbourne's Anti-Homeless ProgramContent warning: strong language.We listened to speeches from a second speak-out organised by the Homeless Persons Union in front of Melbourne City Council Town Hall on Tuesday the 28th of October, held in advance of Councillors debating the adoption of a plan which includes the expansion of private security forces widely criticised for their targeting of homeless people in the city. Councillors ultimately voted 9-2 in favour to move forward with the plan, despite hearing over three hours of testimony last week of people being intimidated, harassed, and violated by security guards, as well as concerns about expanding the city's security camera network and limiting protest rights. In this segment we heard from a young person on not feeling safe at home, a First Nations person on racial disparities and ongoing impact of colonisation, and a worker from a local breakfast program.// Voter Preferences and Housing CrisisHousing researcher and urban geographer Dr Alistair Sisson spoke with us about a recently published report analysing how Australian voters' understandings of housing crisis relate to voting preferences. The report, 'Housing and the 2025 Australian Federal Election: Between Crisis and Inertia', which Alistair co-authored with colleagues at Macquarie University, details how people across age, tenure, and political lines understand the crisis: renters and younger voters see it as an affordability emergency, while older homeowners focus more on immigration and supply.// Save cohealth Emergency Town HallAn emergency town hall meeting to Save cohealth was held last week on Friday in Fitzroy, where attendees shared their serious concerns about the closure and rollback of vital health services. We heard excerpts from devastated residents, doctors, social and community workers, as well as responses from politicians. This follows our interview last week where we spoke to local councillor Sophie Wade about the impact of the end to GP services in Collingwood, Fitzroy and Kensington, and the closure of cohealth Collingwood in June 2026. cohealth services some of our most margianlised community members, and a general lack of bulk-billing services and cuts to hospitals and health services will leave almost 12,000 people to deal with the consequences. The recent decision comes after years of underfunding and cuts to cohealth. Our thanks to Monday Breakfast for editing this audio.// Ongoing Raids Target Asian Migrant Sex WorkersBee, project lead for the Asian migrant sex worker campaign Rising Red Lantern at Vixen Workers, joins us to speak about the ongoing terror of workplace raids by Border Force despite the formal conclusion of Operation Inglenook, and about Friday's solidarity gathering to honour the life of Yuko, a beloved Asian migrant sex worker who was killed in November 2024. Tomorrow's gathering will be held from 8-9AM outside Melbourne's Magistrates' Court to coincide with a committal hearing for the man charged over Yuko's death. Support the work of Rising Red Lantern by donating to their fundraiser.//
If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you! Victoria and Jess are here to prove you can buy property without a trust fund, a partner, or a miracle. They’re breaking down the actually doable ways to get into the market... from decoding your borrowing power and super hacks to the spicy truth about LMI (spoiler: it’s not the villain). This is the step-by-step playbook for anyone who’s serious about owning property on their own terms.
They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later, she married someone just like him. While she worked and saved, he spent, quit jobs on a whim, and left her holding the financial bag. At 30, she’d had enough. She packed two suitcases, took her last $12K, and started again. . Now building wealth on her own terms (complete with a partner who actually gets it) and even using debt recycling to make her mortgage work harder. This ep is proof that starting again doesn't equal failure... it’s a power move.GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero recognition, and a boss who extended her probation “just because.” She’s got a mortgage, $20K in savings, and one big question: is it smart or reckless to quit with nothing lined up? It’s a debate every burnt-out queen needs to hear... equal parts therapy and tough love. We're also tackling what to do when you can't get insurance. Victoria breaks down your options, the little-known loopholes, and why getting cover early is the real adult flex. Because it’s not the end of the week until we’ve shared a few money wins, a broke tip, and at least one questionable life choice. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
This Best Of roundup pulls the most practical moments from four powerhouse conversations, so you can lead better, hire smarter, and finally charge what you're worth.What you'll learn:Succession & Family Alignment: How to set a clear vision, involve spouses, and plan for ownership transitions that actually work.Sustaining Success: Five levers top shops use to stay profitable when volume and rates are volatile.Magnetic Hiring & Retention: The culture signal (Meaning, Acknowledgement, Measurement, Teamwork, Vision) that attracts and keeps A-players.Pricing & Mindset: Why “busy ≠ profitable,” how to know your real costs, and the mindset shift to get paid for the value you deliver.Episode sources...Ep #35 — Goal & Succession Planning for Your Shop (Matt Di Francesco)Ep #46 — 5 Ways to Sustain Success in Your Shop (David Willett)Ep #43 — How Shops Are Finding & Retaining Talent (Dave Luehr)Ep #55 — Get Paid for What You Do & Change Your Mindset (Clay Hoberecht)The shops that win aren't just efficient—they're intentional. They lead with clarity, build cultures people want to join, and price with confidence.—
Acknowledgement of Country// Headlines:Public housing updates: pickets, class action appeal, public meeting on 23 OctoberEmergency public meeting on 24 October about cohealth closures Climate trigger ruled out of federal government environment laws Marand engineering Palestine solidarity protests in GeelongGaza and West Bank updatesSudan updates// Artist and community organiser TextaQueen joined River earlier this week to discuss TheySwarm, an artist residency, studio, and covid-cautious event space for diverse and disabled artists in Naarm. TextaQueen invites community to the TheySwarm Open Day today Thursday 23 October, 12-3pm in-person or 1-3pm online at 152 Johnston Street Collingwood. The upcoming covid-cautious event series involves reading, writing and riffing sessions withTheySwarm's rad BIPOC library hosted by Trans Queer and Gender Diverse and disabled creatives.// 3CR Exclusive! Peter Cronau, esteemed investigative journalist and editor of Declassified Australia, joined Inez to discuss the shocking discovery that 69 shipments of F-35 fighter jet parts, likely many more, have been flown on commercial passenger planes to Israel from Australia as recently as last week. In part 1 of the conversation, aired last week on Thursday Breakfast, Peter discussed how this routine operation is carried out in secret. Today in part 2, we learn more about the freedom of information request, department of defense's defensive reply, and what is next for the Willamtown base as the main F35 base for the asia-pacific region. Lockheed Martin's F-35 Fighter Jets have been described as their most lethal, stealth fighter jet, playing a critical role in the genocide in Gaza, Palestine as well as other global atrocities. This comes after years of denial by the department of defence, parliament members and the Prime Minister that ''Australia does not supply weapons or parts of weapons to Israel – and hasn't done so for more than 5 years.'' Declassified Australia is uncovering Australia's secret global impact - from whistleblowers to declassified documents, weapons exports to Pine Gap, espionage to state surveillance.// We listened to a clip of Ex-Thursday Breakfast programmer and member of the Homeless Persons Union of Victoria, Spike, speaking outside the Melbourne Town Hall on Tuesday 21 Oct 2025 at the HPUV speakout against the council's criminalisation of homelessness and policing of public space. We also played lived-experience accounts of homeless community members' interactions with CrownLand Security, the private security firm that has been recently employed and deployed by Melbourne City Council in a $2M initiative which marginalises and criminalises those experiencing homelessness on the streets of the CBD. These testimonies were recorded by Spike and Kelly and presented to Melbourne City Councillors during the council meeting on Tuesday 21 October in a bid to get private security of Melbourne's streets. The council will make a decision on the draft security plan on Tuesday 28 October, and community members are asked to turn up in solidarity from 4:30PM - for updates follow @homelesspersonsunionvic on Instagram.// Acclaimed author Tony Birch was back in the studio to give us the long view on urban renewal and the fight for public housing in Naarm/Melbourne. Some of Birch's most memorable short fiction features the impacts of slum reclamation in inner city Melbourne in the mid-20th century, part of the process of establishing the city's now iconic high rise public housing estates. With the flats under threat by a state government plan for their total demolition and redevelopment, organisers and community groups have called a public meeting tonight from 6-8PM at the Capitol Theatre in Melbourne's CBD to sound the alarm. Tony Birch is an activist, historian and essayist, and is currently the Boisbouvier Chair in Australian Literature at the University of Melbourne.// Councillor Sophie Wade, representing Collingwood, joined to discuss the devastating cuts announced last week to cohealth services. cohealth announced two big changes that will impact community members in Collingwood, Fitzroy and Kensington: the closure of cohealth Collingwood in June 2026 next year, and the end of GP services at all sites. cohealth services some of our most marginalised community members. The lack of bulk-billing services and cuts to hospitals and health services in the area will leave almost 12,000 people to deal with the consequences. This comes after years of underfunding and cuts to cohealth services. Community members are asked to show up for an Emergency Town Hall meeting at Fitzroy Town Hall at tomorrow, Friday 24 October, at 4PM.//
You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 tourists out of your sunset pics. Well, on our recent trip to the NT, we realised we’ve been doing travel wrong. And because we don’t gatekeep at SOTM, this ep is all about our new fave travel hack. One that's completely changed how we think about timing, value, and what makes a holiday actually feel rich. In this Deep Dive, we unpack why we’ve all been trained to think this season is “the best,” the psychology that makes us pay more without realising, and the surprising perks of travelling when everyone else isn’t. This one is full of practical tips for planning smarter holidays, scoring better deals, and making your money further. In this ep: ✈️ Our bucket list trip without the bucket list prices✈️ The travel trap that’s been quietly draining your bank account ✈️ How to score luxe-for-less stays without feeling like you’re budgeting✈️ Go-to tips for planning getaways that feel rich... not expensiveSee the full blog of our dreamy NT travel diaries right here.Ready to plan your own trip? Find the amazing deals and experiences of the NT's Best Kept Season here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.
Happy in a Boring Life is the follow-up to Unhappy with a Dream Life. In it, former international DJ JoeySuki shares how chasing success at full speed left him burned out—and how slowing down, creating rhythm, and embracing the “boring” parts of life became the fastest way to grow.Through raw stories and practical tools, Joey shows how peace, discipline, and presence can replace chaos without killing ambition. This audiobook is an invitation to design a life you don't need to escape from—whether you're an artist, entrepreneur, or simply tired of the endless chase.Chapters:(00:00) Foreword(03:03) The Dream That Broke Me(13:17) Choosing Boring(26:45) Activating Autopilot(33:16) Designing My Days(36:45) Discipline By Design(39:10) The Levers That Keep Me Showing Up(43:00) The Work Behind The Work(45:15) Peace Over Pressure(56:57) Independence Redefined(01:08:47) The Boring Life = The Dream Life(01:18:23) Acknowledgements(01:19:35) Stuff That Helped Me(01:21:41) A Letter To The Reader(01:23:30) Keep Going
On today's show, we take your questions on delivering acknowledgments for condolence notes a year after a death, a football party fumble, and serving tea with tea bags. For community members, your question of the week is about guests who bring uninvited guests. Plus your weekly challenge, etiquette salute, and a feedback postscript segment. Become a subscriber - emilypost.substack.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in student debt and instant noodles, she was saving, flying, and somehow adulting better than all of us. She bought a house in her early twenties, lived overseas for years, and came home with more life experience than any degree could buy. Spoiler: doing life “out of order” might’ve been the smartest move she ever made. Inside this diary, we get into skipping-uni guilt, working smarter than your parents planned for, and how to build a life that actually feels good, not just looks good on LinkedIn. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
This week on Another Pass, Sam and Case are joined by Randy Allain and Kris Ingersoll to tackle the flatscan of a film that was X-Men: Dark Phoenix! Together, they explore where this cosmic finale lost its spark, what could've made it soar, and why the Dark Phoenix saga might be one of Hollywood's hardest stories to get right. #AnotherPass #XMen #DarkPhoenix #MarvelMovies #ComicBookFilms #MoviePodcast Another Pass Full Episode Originally aired: October 17, 2025 Music by Vin Macri and Matt Brogan Podcast Edited by Sophia Ricciardi Certain Point Of View is a podcast network brining you all sorts of nerdy goodness! From Star Wars role playing, to Disney day dreaming, to video game love, we've got the show for you! Learn more on our website: https://www.certainpov.com Support us on Patreon! patreon.com/CertainPOVMedia Join us on Discord: https://discord.gg/wcHHer4 PODCAST SHOWS: ▶ Another Pass - https://www.certainpov.com/another-pass-podcast Outline Introduction and Podcast Setup (00:00 - 11:12) Hosts Case Aiken and Sam Alicea introduce the episode focusing on X-Men Dark Phoenix. Guests Randy Elaine and Chris Ingersoll join the discussion; both co-host Media Lit podcast. Initial Impressions and Beginning of Film Discussion (11:12 - 20:59) Analysis of the opening space mission scene and its visual/aesthetic choices. General approval of the X-Men team roster in Dark Phoenix. Strengths of Characters and Performances (20:59 - 30:59) Appreciation for Sophie Turner's performance with Jean Grey. Discussion of Magneto's portrayal by Michael Fassbender. Xavier's Character Arc and Franchise Context (30:59 - 41:10) Examination of Xavier's complexities as an idealistic and flawed leader. Reflection on his manipulation and ego, with a key scene involving him being made to walk up stairs. ️ Critiques: Villains and Plot Issues (41:11 - 50:27) Strong criticism of the d'Bari alien race as villains. Weakness of action sequences involving these aliens. Character Development and Timeline Problems (50:27 - 01:00:35) Concern over the lack of emotional investment in characters' relationships. Confusing timeline spanning decades but not reflected in characters' aging or interactions. Death of Mystique and Emotional Impact (01:00:35 - 01:11:32) Mixed feelings about Mystique's death scene. Discussion about studio and star politics influencing character presence. ️ Critique of Dialogue and Character Interactions (01:11:32 - 01:22:42) Criticism of a line spoken by Raven about 'Ex Women' as inauthentic pandering. Suggestions for how to better write character tension and relationship dynamics. Pitches for Reworking the Film: Sam's Pitch (01:22:43 - 01:33:08) Sam proposes minor tweaks to the film's first act. Suggestions to extend screen time for Dazzler and build out Jean's emotional journey. Pitches for Reworking the Film: Randy's Pitch (01:33:08 - 01:43:57) Randy removes the alien villains and replaces them with Mr. Sinister (Kevin Bacon). Incorporates Hellfire Club and Magneto's acolytes to enrich villain roster. Pitches for Reworking the Film: Chris's Pitch (01:43:57 - 01:54:56) Chris focuses on deeper human and emotional connections. Suggests expanded political and social contexts, with Charles juggling idealism and manipulation. Pitches for Reworking the Film: Case's Pitch (01:54:56 - 02:04:42) Case agrees with removing aliens, focusing on emotional stakes and mutant-only conflicts. Adds more everyday heroics and character interactions in the school environment. Concluding Remarks and Show Promotions (02:04:42 - 02:06:15) Round of plugs for guest podcasts and social media. Preview of next episode topic (Highlander 2). Fascinating but Flawed (01:31 - 11:12) X-Men Dark Phoenix is viewed as 'fascinating but flawed,' with a promising roster and good beginning but faltering in villain construction and emotional depth. Strong Performances (20:59 - 30:59) The original cast and comic accuracy provide strong foundations, especially the performances of Fassbender's Magneto and McAvoy's Xavier. Critique of Alien Subplot (41:11 - 50:27) The alien d'Bari subplot is criticized as confusing and unengaging, detracting from the core mutant stories. ⏳ Timeline and Relationship Issues (50:27 - 01:00:35) Timeline and character relationship development, particularly Jean Grey's 10-year arc with Cyclops, lack coherence and emotional impact. Mystique's Death Impact (01:00:35 - 01:11:32) Mystique's death and screen presence suffer due to offscreen issues, weakening potential emotional payoff. Pitches for Improvement (01:22:43 - 02:04:42) Pitches emphasize removing alien plotlines, deepening mutant character interactions, and making Charles Xavier a complex antagonist with a redemption arc. Need for Better Pacing (01:59:57 - 02:06:15) Consensus that better pacing, emotional beats, and clearer motivations would strengthen the film's impact. ️ Chemistry Recognition (20:59 - 30:59) Recognition of Sophie Turner and Ty Sheridan's chemistry despite limited script support. School Renaming Suggestion (01:54:56 - 02:04:42) Recommendation to rename the school to honor Raven (Mystique) rather than Jean Grey due to emotional significance. ️ Podcast Engagement (02:04:42 - 02:06:15) Acknowledgement of the podcast as a space for deep media discussion and fan engagement.
How do you create genuine relationships with your content? In this episode of The Powerful Content Podcast, Mel is diving into what connection really means when it comes to your content. Being visible doesn't automatically create connection. You can post consistently, follow all the advice, and still feel like your content isn't landing. Genuine connection is what turns followers into true fans who want to be in your world. Mel explores the common mistakes that keep heart-led entrepreneurs stuck at the connect stage, like trying to be someone else, or diluting your message to appeal to everyone. She also walks you through what to do instead. How to share your values, beliefs, and perspective so your ideal client feels seen, understood, and safe. This conversation is about finding your rhythm and energy in content creation so that connection flows naturally and sustainably. Timestamps: 00:00 The missing piece in your visibility strategy 00:40 Welcome to The Powerful Content Podcast 01:20 Acknowledgement of Country 01:33 The Client Journey: Understanding the connect stage 02:37 A personal story about connection in action 03:54 What the connect stage is all about 06:08 Common mistakes that block connection 09:59 How to build genuine connection through content 14:36 Reflection: Are you creating content that connects? 16:08 An invitation to join The Content Effect 16:54 Closing thoughts and ways to work together Links mentioned in this podcast The Unboring Ideal Client Workbook The Content Effect If you enjoyed listening to this episode, then you'll also love: Episode 185 - Ditch the sales funnels to create content that feels good Episode 183 - How to stop socials from sucking the life out of you Loved the episode? Leave a review! Ready to work with me? Buy my book The Power of Content Join my membership The Content Effect Work with me 1:1 with The Content Accelerator Join my free Facebook Group The Content Project For more conversations on powerful content, connect with me here: Instagram | Facebook | LinkedIn | Website I use and recommend Podbean and Descript to edit my podcast. There are affiliate links in these show notes. I will receive a small compensation if you use these links. There's no extra charge to you, but it helps me create more free content like this podcast, for you.
We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know what to do. So this week we’re breaking down how to actually make your money work harder (for you and your mini-me). Then things get spicy with a DM that split the community: she’s saved $150K, he’s got $64K, and they both want to own the house 50/50. Do you still go halves? Do you lawyer up? Or do you just call it “love tax”? We get into what’s fair, what’s smart, and how to buy a house together without starting a civil war.Just another Friday of money wins, rogue broke tips, and a little financial drama to keep things spicy. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who turned a $5K side project into The Daily Edited, built stores in New York and Singapore. Then, because one cult brand wasn’t enough, she launched In The Roundhouse, the tableware label making dinner look like a fashion moment. In this ep Victoria finds out exactly how Alyce went from corporate girlie with a creative itch to a serial founder of cult-status brands. You'll here the actual money story of how she bootstrapped both brands without investors, made big collab moves on a budget, and learned that million-dollar months don’t magically cure the “not enough” feeling.
Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. While her friends were off travelling, she was juggling uni deadlines and midnight feeds. At 17, she was pregnant and kicked out of school for being a “bad example.” Instead of giving up, she finished Year 12 through TAFE, raised her baby, went to uni, and rebuilt her life from scratch, all while living on Centrelink. Fast forward a decade and she’s earning six figures, owns her home, and has cleared every cent of personal debt. But getting here meant facing down shame, comparison, and that constant feeling of being “behind”… so this ep is full of the real talk we all need to hear. This episode is your reminder that it doesn’t matter where you start, you can still build something incredible from right where you are.GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a Euro summer is “an investment in personal growth”? This week’s DM came from someone stuck right there... her partner’s all-in on buying a home, while she’s eyeing flights. And honestly? We get it. Because trying to choose between living life and getting ahead feels like an impossible math problem. So we’re unpacking whether travel really sets you back… or if it’s just a different kind of wealth that doesn’t show up in your net worth. Victoria's breaking down how to make those big-money decisions (trips, weddings, babies, the whole lot) without losing sight of Future You, or resenting Current You for having fun. And speaking of big milestones… we’re also getting real about how to actually prep for parental leave. From test-driving life on one income to building a “sanity fund” that actually covers what you’ll really need, not just the boring stuff. Plus, it's Friday so there's all the money wins, broke tips and money goss you love. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
In this episode Scott gives the 5 stages to accomplishing a goal and dives into the most impotant step 5 of Gratidude, Acknowledgement and reflection.
My guest today is Knut Svanholm, author, educator, and philosopher focused on Bitcoin. Drawing on ethics, praxeology, and monetary history, Knut argues that sound money reduces conflict by aligning human action with natural law and voluntary exchange. In this episode, he explains why fiat banking already functions like a CBDC system in practice, why cash preserves privacy but not liberty, and why real freedom requires self custody and non-KYC Bitcoin. We explore his critique of custodial “paper Bitcoin,” the case for non-custodial adoption over treasury companies, and his view of Bitcoin as intellectual armor that raises the cost of violence. Knut outlines a practical path away from banks, explains why stablecoins can be a bridge yet remain fiat, and why a low-time-preference culture of quality over quantity matters.► If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS --→ Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn → Shield your bitcoin with time-delayed transactions over multisig with BitVault: https://bit.ly/bitvault_efrat → Have you tried mining bitcoin? Stack sats directly to your wallet while saving on taxes with Abundant Mines: https://AbundantMines.com/Efrat – AFFILIATES –→ Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)→ Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat → Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat → Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Knut's Twitter: https://twitter.com/knutsvanholmKnut's Nostr: https://primal.net/knutKnut's Website (10% off with code EFRAT): https://www.bitcoininfinity.com/ Efrat's Twitter: https://twitter.com/efenigsonEfrat's Channels: https://linktr.ee/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: https://www.buymeacoffee.com/efenigson Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 - Coming Up01:23 - Introduction to Knut03:40 - Current Affairs: Stablecoins & CBDCs06:55 - Cash & Fiat vs. Bitcoin08:20 - Ethics of Money, Natural Law, First Principles 10:00 - Conflict Resolution via Violence Or Communications13:12 - Ad Break: Trezor & BitVault15:30 - Bitcoin as Intellectual Armor20:30 - Knut's Take on Bitcoin Treasury Companies23:11 - Ad Break: Abundant Mines & Expat Money27:39 - Mass Adoption & Future Outlook29:46 - Transitioning to a Bitcoin-Only Reality34:44 - The Psychological Manipulation of Obedience39:05 - Hope & the Shawshank Redemption Metaphor42:43 - Bitcoin as a Tool for Human Freedom & Hope48:12 - Closing Thoughts & Acknowledgements
Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!” So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits, steady investing, and a money plan that’s more about options than obsession. Think of this as your crash course in Financial Independence, Retire Early (FIRE) for people who still love a little bit of fun money. Because the real flex isn’t retiring early, it’s having the kind of financial independence that lets you choose what your dream life looks like.Inside this ep:
My guest is DJ Shipley, a former Tier 1 operator Navy SEAL and now a top public educator on how to build mental and physical health and reach top-level performance in any endeavor. DJ's life is one marked by extraordinary strivings, wins, setbacks and comebacks that together have shaped his approach to overcoming challenges of all kinds and to daily life. DJ explains a regimen of clear, practical steps and a mental stance that can allow anyone—male, female, young or old—to build extreme resilience of mind and body and to be successful in family and work. We also discuss his experience with new, emerging treatments for addiction, PTSD and depression that many people, not just veterans, are benefiting from. The tools DJ describes to “stack small wins” and to be ultra-intentional about your mindset will be of immense benefit to anyone wishing to achieve the best version of themselves. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman Rorra: https://rorra.com/huberman BetterHelp: https://betterhelp.com/huberman Eight Sleep: https://eightsleep.com/huberman Function: https://functionhealth.com/huberman ROKA: https://roka.com/huberman Timestamps (0:00) DJ Shipley (4:03) Mental & Physical Health, Tools: Morning Routine & Micro-wins (8:35) Balancing Work & Family, Tools: Compartmentalization, "Control the Controllable" (13:46) Sponsors: Rorra & BetterHelp (16:25) Phones, Social Media vs Focus, Negativity, Tool: Consistency & Sleep (23:05) Routine & Stressors, Exercise & Benefits, Tool: Morning Workout (29:24) Body Awareness, Hurt vs Injury (33:53) Physical Injury & Rehab; Exercise; Mobility, Tool: 5-Day Workout Program (44:26) Sponsors: AGZ by AG1 & Eight Sleep (47:29) Skateboarding, Career, Navy SEAL, BUD/S & Embracing Discomfort (56:13) BUD/S, Motivation & Mental Resilience (1:02:18) Navy SEALs, Iraq War & Casualties, Compartmentalization (1:08:41) Public Press; Extortion 17, Operation Red Wings; Death of Friends (1:16:25) High Performers, Social Media Negativity & Legacy (1:19:37) Sponsor: Function (1:21:24) Family Legacy, Military & Purpose, Navy SEAL Culture, Wife & Relationship (1:30:10) Second Deployment, Helplessness & Trauma, Inspiration & Reverence (1:38:30) Skydiving, Injury & Mental Resilience; Medical Retirement & Addiction (1:49:17) Art Therapy, Skateboarding, Electrocution & Recovery (2:00:57) Physical Recovery, Trainer Vernon Griffith (2:04:38) Miracles, Higher Power; Work & Life Tension (2:12:52) Sponsor: ROKA (2:14:39) Physical & Mental Posture, Suicide, Depression, Tool: Control the Controllable (2:21:22) Suicide, Mental Health & Darkest Hour, Ibogaine, 5-MeO-DMT (2:31:18) Ibogaine & Empathy, 5-MeO-DMT & Ego Death; Returning Home, Tool: Dials Not Switches (2:42:42) Psychedelics, Mental Health Plasticity; Veterans' Solutions, Addiction (2:50:39) Medical Ibogaine, Anger, Numbing Out & Hate; Dogs (3:03:42) GBRS Program, High Standards, Functional Fitness, Tool: Fitness Test (3:17:50) Self-Care, Longevity & Fitness, GBRS Program (3:24:45) Self-Respect, Tools: 20-Minute Walk & Relationships; Micro-wins (3:32:57) Acknowledgements, American Flag Hat, Patriotism (3:40:00) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
We are continuing our STtalks at the 2025 World Dairy Expo with Rafael Ribeiro, Dairy Market Manager of STgenetics Brasil. Rafael shares details about his role and the company's focus on sustainable and profitable dairy farming through integrated genetic services. Brazil's high usage of the Strategy™ dashboard tool and genomic data integration with CDCB are highlighted. He also emphasizes the importance of education in maximizing the benefits of genomic testing for farmers.00:00 Introduction and Welcome00:30 Meet Rafael Ribeiro: Background and Role01:03 STgenetics® Integrated Approach and Sustainability01:53 Brazilian Farmers and Genomic Tools02:50 Growth and Education in Genomic Testing03:38 Acknowledgements and Closing Remarks
Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. She created a world-first product that launched just two weeks ago, and now she’s here to do what most founders wouldn’t: spill on every dollar it took to make it happen. From losing out to a dodgy sourcing agency to somehow pulling together $200K through pure determination, she’s laying it all out... the risks and the real-world chaos of betting on yourself. Inside the ep, we what it actual costs to get a product made, and how she’s juggling start-up life, toddler meltdowns, and a mortgage. It’s messy, bold, and so unbelievably relatable. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate hack, but would it really be the money win it feels like... or are you just turning a car loan into a decades-long debt trap? We’ve got the receipts. And just when we thought we’d seen it all, a community member slid into our DMs with a first-birthday invite that came with a twist: instead of saying no presents, it asked for something that we'd never heard of before. Is it genius, or the kind of ick that makes you want to run to Kmart for a noisy plastic toy out of spite? We’re divided, the community’s divided, and you’re definitely going to have thoughts. Of course, it wouldn’t be Friday without your fave money wins, broke tips and a sprinkle of our signature unhinged chaos to kick off the weekend.Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
J.R.'s Confession: Emotional Moments That Make No Sense J.R. admits he's been crying lately over unexpected things.Clarifies it's not about his dad's 80th (which was understandable and emotional).Talks about crying over:A woman winning $1M on Wheel of Fortune.A canine cop's last shift and retirement tribute.Reflections on how it's out of character.Kevin & Launa tease supportively.Light humor: “Someone texted in—maybe you're pregnant!” Invitation to the Audience: “What Weird Thing Makes You Cry?” J.R. asks listeners to call or text with their own “weird cry triggers.”Phone number shared: 800-992-1099 Listener Call-ins and Stories
You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.
My guest is Dr. Poppy Crum, PhD, adjunct professor at Stanford, former Chief Scientist at Dolby Laboratories and expert in neuroplasticity—our brain's ability to change in response to experience. She explains how you can learn faster and ways to leverage your smartphone, AI and even video games to do so. We also discuss “digital twins” and the future of health technology. This episode will change the way you think about and use technology and will teach you zero-cost protocols to vastly improve your learning, health and even your home environment. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman David: https://davidprotein.com/huberman Helix: https://helixsleep.com/huberman Rorra: https://rorra.com/huberman Function: https://functionhealth.com/huberman Timestamps (0:00) Poppy Crum (2:22) Neuroplasticity & Limits; Homunculus (8:06) Technology; Environment & Hearing Thresholds; Absolute Pitch (13:12) Sponsors: David & Helix Sleep (15:33) Texting, Homunculus, Mapping & Brain; Smartphones (23:06) Technology, Data Compression, Communication, Smartphones & Acronyms (30:32) Sensory Data & Bayesian Priors; Video Games & Closed Loop Training (40:51) Improve Swim Stroke, Analytics & Enhancing Performance, Digital Twin (46:17) Sponsors: AGZ by AG1 & Rorra (49:08) Digital Twin; Tool: Learning, AI & Self-Testing (53:00) AI: Increase Efficacy or Replace Task?, AI & Germane Cognitive Load (1:02:07) Bread, Process & Appreciation; AI to Optimize Physical Environments (1:09:43) Awake States & AI; Measure & Modify (1:16:37) Wearables, Sensors & Measure Internal State; Pupil Size (Pupillometry) (1:23:58) Sponsor: Function (1:25:46) Integrative Systems, Body & Environment; Cognitive State & Decision-Making (1:32:11) Gamification, Developing Good Habits (1:38:17) Implications of AI, Diminishing Cognitive Skill (1:41:11) Digital Twins & Examples, Digital Representative; Feedback Loops (1:50:59) Customize AI; Situational Intelligence, Blind Spots, Work & Health, “Hearables” (2:01:08) Career Journey, Perception & Technology; Violin, Absolute Pitch (2:09:44) Incentives & Neuroplasticity; Technology & Performance (2:13:59) Acoustic Arms Race: Moths, Bats & Echolocation (2:21:17) Singing to Spiders, Spider Web & Environment Detection; Crickets; Marmosets (2:31:44) Acknowledgements (2:33:18) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the answer.... because she kept going. But this episode isn’t just about the knock-backs. It’s about grit, glow-ups, and the moment everything finally flipped. From small-town “you’ll never make it” whispers to proving every single doubter wrong, this one will hit every nerve if you’ve ever felt stuck, behind, or ready to give up. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
In episode 487, part two, host Stacey Richter interviews Kevin Lyons, a former police detective and current Executive Director of the New Jersey State Police Benevolence Association about the application of detective skills to analyze healthcare spending. Following a discussion on the barriers driving up healthcare costs in part one, Lyons delves into techniques such as statement analysis and facial recognition to identify deceit and uncover where healthcare dollars are going. Lyons emphasizes the need for preparation, persistent questioning, and the importance of following the money, thereby encouraging a fearless approach to advocating for transparency and better healthcare management. === LINKS ===
We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the tea on how much your HECS actually matters when you’re trying to get a loan... and let’s just say, the maths might surprise you. And because Fridays love a little family drama, we’re also talking about the stress of parents making very questionable financial moves. Do you bite your tongue, or pull out the calculator and stage an intervention? We’ve got thoughts. Plus, the classics: money wins worth stealing, broke tips that actually deliver, and a sprinkle of financial chaos to make you feel seen. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (Sweet Bakes), two women who turned frosting and fun into booming businesses. And after fangirling over each other on socials and becoming baking besties IRL, they did what most of us only joke about... they started a business together. From side-hustle beginnings to sold-out retreats in France, brand collabs, and even launching their own pastel-pink kitchen space and creative hub, these two have learnt exactly what it takes to turn passion into profit and start a business with your bestie without blowing up your friendship. In this episode:
My guest is Dr. Bret Contreras, PhD, CSCS, a world-renowned expert on muscle and strength building for women and for men. Bret is known as “the glute guy” for his expertise in helping people build their ideal physique, including how to grow and/or strengthen their gluteus muscles. He explains how to resistance train to improve strength, hypertrophy and aesthetics, and to overcome genetically or injury-induced weaker body parts. We cover ideal training frequency, exercise selection, sets and repetitions and periodization. Our discussion is for women and men of any age and experience level seeking to maximize their aesthetics, performance and longevity. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman Rorra: https://rorra.com/huberman Carbon: https://joincarbon.com/huberman LMNT: https://drinklmnt.com/huberman Function: https://functionhealth.com/huberman David: https://davidprotein.com/huberman Timestamps (0:00) Bret Contreras (2:43) Resistance Training for Beginners, Tools: Training Frequency; Sets, Progressive Overload, “LULUL” (10:45) Sponsors: Rorra & Carbon (13:57) Frequency & Exercise Flexibility, Tool: Switch Exercise Focus (21:31) Individual Recovery, Women & Adjusting Variables, Tool: 4 Training Patterns (31:37) Maximum Recoverable Volume (MRV), Determine MRV, Tool: Flexing & Loadless Training (40:41) Low-Load Glute Activation; Life-Long Strength Gains, Avoiding Pain & Injury (48:52) Sponsors: AGZ by AG1 & LMNT (51:54) Tool: Brett's “Big Six” Lifts; COVID Pandemic, Competition & Exercise Variety (1:00:18) Difficult Final Reps; Tempo & Hypertrophy; Autonomy & Progressive Overload (1:11:16) Progressive Overload, Quantity & Quality, Injury (1:13:22) Gym vs Real-Life Constraints, Motivation, Tool: Individual Training Frequency (1:23:38) Exercise Enjoyment, Genetics, Long-Term Strength, Injury & NEAT (1:28:37) Tool: Realistic Consistent Schedules & 5-Year Review (1:33:00) Sponsor: Function (1:34:49) Glute Function; Abduction vs Adduction; Glute Vectors, Tool: Rule of Thirds (1:45:26) Upper vs Lower Glute Maximus Exercises, Frequency (1:49:26) Common Mistakes of Hip Thrusts (1:52:06) Exercises to Grow Glutes, Women & Men, Hypertrophy (2:02:14) Hip Thrust, Barbell, Hip Anatomy; Glute-Focused Hyperextension; Glute Medius Exercises (2:08:07) Training Lagging Muscle Groups, Maintaining Strength, Muscle Memory (2:14:23) Neck Training; Focused Training & Maintaining Strength (2:22:06) Sponsor: David (2:23:20) Periodic Training, Strength, Pain, Desire to Train; Tool: Training Layoffs (2:34:24) Tool: Rep Ranges for Lagging Body Part; Growing Calves (2:37:35) Can You Build Muscle After 40?, Perimenopause, Menopause; Pregnancy (2:40:44) Saggy Glutes; Gain Muscle & Lose Fat?, Mini-Bulks & Cuts, Recomp, Hormones (2:47:46) Lifting or Pilates for Strength?; Grow Glutes Without Legs; Hip Dips (2:51:48) Spot Reduction, Abs & Fat Loss; Wide vs Narrow Hips & Training; Grip Strength; Tool: One Set to Failure (2:57:48) Acknowledgements (3:01:32) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
WOKE CANADA: Elbow's Up False Patriotism, Protestors Don't Know What They're ProtestingBecome a supporter of this podcast: https://www.spreaker.com/podcast/radio-baloney-the-richie-baloney-show--4036781/support.
Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (with a side of tough-love pep talk). Because if you’ve ever scrolled past someone’s new house, new ring, new six-figure job and thought “cool, I’m officially behind on life”… this episode is basically your antidote. Victoria is here to rip up the money timeline, call BS on hustle culture, and admit that success might look more like coffee in the sun than climbing some imaginary ladder. Inside this ep:
Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way to build wealth together, or if there are easier (and safer) options. Then, we dive into a community DM that gets a lot heavier: when your partner’s choices put your financial security at risk, how do you protect yourself? Of course, it wouldn’t be Friday without the rest of the chaos; clever money wins, broke tips you’ll actually want to steal, and a few confessions that prove nobody in this community has it all figured out. CONTENT WARNING: This episode deals with a community DM about gambling addiction and touches on addiction in general. If you or someone you love needs help, please know you are not alone. You can access these free resources:National Debt Helpline – 1800 007 007 or ndh.org.au for free financial counsellingGambling Help Online – 1800 858 858 or gamblinghelponline.org.au for free, confidential support 24/7You can listen to our episode:The Impacts of Gambling here.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re leaving free money on the table, to breaking the cycle of self-sabotage spending... nothing was off limits. If you’ve ever wished you could pick Jess and V’s brains over a coffee, this is that episode.In this ep:❓ The surprising career path that landed Jess where she is today❓ How to actually save for mat leave, with bonus tips for when you’re doing it solo❓ The “free money” hack everyone talks about… but is it genius or just hype?❓ Planning for the fun stuff in life without blowing up your bigger goals❓ The sneaky self-sabotage habits messing with your money (and how to shut them down) Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true. She thought she was making the smart move buying a second investment property. Instead, she ended up with a building so dodgy it dragged her through years of court battles, left her with no rental income, and forced her to sell the first house she loved just to stay afloat. Now she’s picking up the pieces, rebuilding from zero and now has good things coming her way. Listen in to hear the biggest lesson she's learnt. GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
Should you hold off on buying until the property market cools… or is waiting the real mistake? We’ve all heard the classic “just wait two years, prices will drop” advice, but what if that never actually happens and you’ve in a worse position? This week we’re unpacking the market peak panic and what it actually means for you if you’re trying to buy right now. Then, we dive into a community DM about a partner with $40k of debt and zero urgency to pay it down. Is that just a personal choice, or a financial dealbreaker waiting to happen? But it’s not just big dilemmas on the table, we’ve also got clever money wins you’ll want to steal, broke tips that actually work, and a few confessions that prove none of us have it all together. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political theatre ones, but the real-life stuff that keeps you up at night: the weekly food shop, housing that feels out of reach, and childcare costs that just don’t add up. But this wasn’t all serious policy talk. We dug into his own money story, swapped budgeting habits, and even threw him some of our favourite spicy questions; from Trump’s tariffs to his most unpopular money opinion. His answers? Let’s just say they weren’t what we expected. In this ep:
Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn’t a “go out and buy” list. It’s the inside scoop on how they think about investing, what’s caught their eye, why it’s on the radar, and what has to happen before they’d actually jump in. It's the kind of financial gossip we live for, and it’s your chance to get pervy about what’s living rent-free in their investing brains right now.In this ep you’ll hear:
Have you ever wanted to pack a bag, vanish from your old life? That’s exactly what this week’s Money Diarist did when her world flipped upside down at 21 and she had everything taken away from her, and it became the start of a money story she never saw coming. What began as a running-away chapter chasing her love of travel turned into years of odd jobs, fishing boats, and tour guiding, where lifestyle always came first and paycheques came second. But somewhere between chasing adventure and moving towns, she quietly built the foundation for a financial glow-up that would shock even her. Fast forward to today and she’s earning serious money, living far smaller than her income would suggest, and stacking wealth in ways that don’t make sense until you hear the full story. There are moments in this diary that will have you gasping, laughing, and maybe questioning your own risk tolerance. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, sheds light on the hidden sacrifices that first responder families (Amazon Affiliate) make every single day. While spouses and children never signed up for the job, they still feel the ripple effects of shift work, emotional strain, and the unpredictability that comes with life in service. We unpack the emotional labor your loved ones carry—often silently—and how to acknowledge, support, and protect them without losing yourself to the demands of the badge. Understanding Secondary Service: How spouses and kids are impacted by missed holidays, unpredictable schedules, and constant worry. The way this secondary service can shape identity and family dynamics. The Emotional Toll on Loved Ones: Recognizing signs of stress, anxiety, or resentment in your spouse and children. Why unspoken worries can be just as heavy as the dangers of the job itself. Invisible Shifts at Home: How partners often shoulder the household and parenting duties alone during your shifts. The mental exhaustion of “covering” for an absent parent or spouse. The Role of Unpredictability: How canceled plans, late calls, and changing shifts affect trust and emotional connection. Why communication about unpredictability matters more than you think. The Silent Strength of Support Systems: How family members adapt to crisis without formal training. The toll of always being “on call” emotionally, even when you're not home. Strategies to Help Protect Your Family's Peace: Intentional Communication: Create a safe space for your spouse and kids to express frustrations without fear of judgment. Scheduled Family Time: Make non-negotiable dates on the calendar that aren't easily sacrificed to work. Acknowledgement and Gratitude: Verbally recognize the sacrifices your loved ones make—and do it often. Healthy Decompression Habits: Process your job stress before walking through the front door to avoid emotional spillover. Shared Resources and Support: Connect your family with counseling, peer support groups, or other first responder families for understanding and solidarity. Your family may not wear the uniform, but they carry its weight alongside you. In this episode, you'll learn how to ensure their service doesn't come at the expense of their well-being—or yours.
The DNC's summer meeting is on, and it's filled with land acknowledgments and worse. Will the party ever learn? Hopefully not. Plus, Charlie reacts to the disastrous rebrand of Cracker Barrel and explains why it matters, and Director of United States Marshals Service Gady Serralta joins to discuss the Democrats' continued spiral into becoming the pro-mayhem party. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.
In this episode, my guest is Dr. Michael Kilgard, PhD, a professor of neuroscience at the University of Texas at Dallas and a leading expert on neuroplasticity and learning across the lifespan. We discuss the need for alertness, effortful focus, post-learning reflection and sleep to induce neuroplasticity, and how dopamine, acetylcholine, serotonin and norepinephrine are each involved. He explains the behavioral steps for neuroplasticity, as well as vagal nerve stimulation (VNS) and other therapies for tinnitus, stroke, depression, PTSD and paralysis. This episode ought to be of use to anyone interested in understanding the modern science of brain rewiring and learning to improve cognitive or motor skills or treat sensory or motor disorders. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Eight Sleep: https://eightsleep.com/huberman Wealthfront*: https://wealthfront.com/huberman Carbon: https://joincarbon.com/huberman Function: https://functionhealth.com/huberman *This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27, 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps (00:00) Michael Kilgard (03:24) Neuroplasticity (05:13) Child vs Adult Plasticity, Childhood Development & Learning (09:37) Sponsors: Eight Sleep & Wealthfront (12:41) Kids, Real vs Artificial Experiences & Balance, Video Games, Natural World (21:13) Social Media & Videos, Kids, Overstimulation & Development (33:42) Early Language Development, Passive vs Real Experiences, Kids & Adults (39:23) Sponsors: AG1 & Carbon (42:44) Learning & Plasticity Requirements; Focus, Friction, Rest & Reflection (52:24) Brain Connections, Complexity, Life Experiences & Plasticity (1:02:51) Learning, Reflection, Visualization, Testing (1:09:45) Experience Diversity & Time, Happiness, Life Appreciation (1:18:05) Sponsor: Function (1:19:53) Learning & Life Meaning (1:23:25) Neuromodulators, Brain Complexity, Synaptic Eligibility Trace & Learning (1:34:28) Synapses, Therapy for PTSD, Rewiring the Brain (1:39:01) Vagus Nerve Stimulation (VNS), Stroke, Spinal Cord Injury, Tinnitus, PTSD (1:47:33) Psychedelics, Neurostimulation, Importance of Timing (1:57:47) Electroconvulsive Therapy (ECT) & Major Depression (2:01:51) Psychedelics/SSRIs as Plasticity Tools, SSRIs & Bone Strength, Failed Clinical Trials (2:13:18) Can VNS Accelerate Learning? (2:16:01) VNS Surgery, Patient Use & Specificity, Closed-Loop Vagus Nerve Stimulation (2:18:18) Tinnitus Cause, Incidence & Self-Amplification; PTSD & Control (2:28:12) VNS for Tinnitus; Disease Complexity & Treatments, Lazy Eye (2:41:05) Complexity of Disease Treatments & Combination Therapies (2:48:50) Brain-Machine Interfaces, Information & Experiences; Closed-Loop Feedback; Resilience (2:59:09) Evolving Clinical Trials, Combination Treatments & Disease Complexity (3:05:21) Acknowledgements (3:07:04) Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices