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The HECS 20% discount has the whole community buzzing, and we’ve been getting so many DMs asking whether you need to wait to lodge your tax return because of it. And because we love you, Victoria went full finance detective and called the ATO herself (Yes, she waited on hold so you don’t have to). We’ve got all the tea on what you need to do, and where the government’s actually at with rolling it out. Then things get very spicy when a community memeber drops into our DMs with the ultimate workplace dilemma: she accidentally found her colleague’s payslip... and he’s making 25% more for the same role. What would you actually do? Do you go to your boss, pretend you never saw it, or start job hunting with a vengeance? Plus, as always: juicy money wins, broke tips (yes, including how to get paid just for driving safely), and a big dose of feel-good chaos to wrap your week right. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
If we keep saying we're on “Treaty Territories”… why don't we give it back? Do land acknowledgements actually help Indigenous peoples—or are they just empty words designed to ease guilt? This week, David Leis is joined by Frances Widdowson (Expert on Aboriginal Policy), John Carpay (Justice Centre for Constitutional Freedoms), and Marco Navarro-Genie (VP of Research at the Frontier Centre) to unpack one of the most controversial questions in Canada today: What do land acknowledgements really mean—and are they doing more harm than good?
If we keep saying we're on “Treaty Territories”… why don't we give it back? Do land acknowledgements actually help Indigenous peoples—or are they just empty words designed to ease guilt? This week, David Leis is joined by Frances Widdowson (Expert on Aboriginal Policy), John Carpay (Justice Centre for Constitutional Freedoms), and Marco Navarro-Genie (VP of Research at the Frontier Centre) to unpack one of the most controversial questions in Canada today: What do land acknowledgements really mean—and are they doing more harm than good?
The Context of White Supremacy welcomes David Fritz Fortune. A Morehouse College graduate, filmmaker, and proud resident of Atlanta, Mr. Fortune uses art to share refreshing portraits about black people resisting Racism in different ways. Gus T. immersed in this year's Seattle International Film Festival and caught about three dozens films. Almost all of them focused explicitly on the global System of White Supremacy. There were so many films at the 51st SIFF, Gus nearly missed Mr. Fortune's COLOR BOOK, which touchingly examines being a black father in Atlanta. After the sudden loss of a black mother and wife, Mr. Fortune captures the bond and grief shared between a black father, played by Will Catlett, and his son, portrayed by Jeremiah Daniels. COLOR BOOK showcases a black parent raising a child with disabilities and the daily impediments - like parenting while black and without a car - to living in metro Atlanta. We'll ask Mr. Fortune why he wanted to showcase this black father/son relationship and if intentionally made a film without White characters. Acknowledgements to the late Roy Ayers and Mr. Fortune's late father. #SIFF2025 INVEST in The COWS - http://paypal.me/TheCOWS Cash App: http://cash.app/$TheCOWS
Acknowledgement of Country Headlines:Gaza updatesSyria updatesSpecial Envoy's antisemitism report rejected by anti-ZionistsHigh court rules against federal government responsibility to protect Torres Strait Islands from climate harmCommunity and Public Sector Union election resultProtest against human rights violations of incarcerated women Maia Onyenachi, founding director of Yung Prodigy, a youth-led, grassroots organisation supporting young people impacted by parental incarceration, joined us to discuss their Freedom on the Line campaign. Yung Prodigy is calling on the NSW government to provide adjustments to phonecalls to improve availability, accessibility, and connection. In this interview, Maia discusses how important connection is for people who are incarcerated and their communities, how precious and expensive a 10 minute phone call can be, and why we need to act now. Please share the campaign, follow the Yung Prodigy instagram, and make sure to sign the petition. Bree Ahrens, Senior Climate Campaigner at Environment Centre Northern Territory (ECNT), spoke with us about how the Albanese Government's greenwashing of the Bonaparte Carbon Capture and Storage project conceals its potential future as one of the world's largest carbon dumping sites. ECNT is an environmental advocacy organisation fighting alongside local communities to win just solutions to the environmental issues facing the Northern Territory. Alison, an organiser with the Newcastle-based group No Weapons for Genocide, caught up with Priya earlier this week to discuss the militarisation of Newcastle's economy and how this is being resisted by members of the local community. Despite the urgent need for action on a green energy transition, Newcastle, home to the world's largest coal port, has instead seen increasing government incentives redirecting workers and manufacturing capabilities from the extractive industries towards weapons manufacturing. Keep up to date with No Weapons for Genocide on Instagram. Noura Mansour from Democracy in Colour joins us to speak about the implications of the Albanese Government's appointment of Jillian Segal as Special Envoy to Combat Antisemitism. The establishment of the Special Envoy stands in stark contrast to the repeated failure by the Australian Government to address the genocide of First Nations people in so-called Australia, as well as escalating anti-Palestinian and Islamaphobic violence. Since her appointment, Jillian Segal has come under scrutiny due to her recommendation of wide-reaching draconian reforms impacting freedom of speech and political expression, as well as her husband's company's support of right wing group ‘Advance' in the form of a $50,000 donation. Events TOLL - STOP DRIVING GENOCIDE - SNAP RALLYAutonomous activists have organised a snap rally today at Toll Holdings' melbourne headquarters to demand that the company cuts ties with weapons suppliers and stops driving genocide in this colony and others. The rally begins at 4:30PM at 380 St Kilda Road.Organisers ask that attendees wear a face mask to protect our community from COVID transmission. Bring signs, banners and flags too! Further information about the rally including how to keep yourself and community safe is available here. For information about Toll's complicity in genocide, head to tolldeath.noblogs.org.
If you've ever been offered insurance at the checkout and thought, “Wait… do I actually need this?” this ep is for you. From phone cover to pet insurance, there are so many policies that sound smart in the moment but just turn out to be clever marketing. So I called in friend of the show and insurance expert Phil Thompson from Skye Wealth to help us sort the genuinely helpful from the total money drains. We’re breaking down the covers that quietly siphon your cash, the underrated ones that actually protect your biggest assets (you might be surprised what they are BTW), and the sneaky traps hiding in default policies. If you’ve been meaning to clean up your insurance but don’t want a boring lecture about premiums and policies, this is your no-drama, straight-talking guide on what to keep, skip, or switch. In this episode:
In this episode of the Identity at the Center Podcast, hosts Jeff and Jim discuss highlights from Identiverse 2025, featuring special guest Sean O'Dell from The Walt Disney Company. They reflect on the importance of continuous identity management, event-driven architecture, and AI in identity and access management (IAM). The conversation covers a range of topics, including insights from the CAEP (continuous access evaluation profile) panel, adoption of the shared signals framework (SSF), and the evolution of identity verification. Tune in for a deep dive into the future of IAM and thoughtful reflections on key industry trends and practices.00:00 Introduction and Greetings00:05 Acknowledgements and Thanks00:23 Conference Highlights and Listener Feedback01:36 Introducing the Guest Speaker: Sean O'Dell01:48 Sean O'Dell's Role and Responsibilities02:35 Panel Discussion Recap: Event-Driven Identity Management03:29 Audience Engagement and Technical Questions04:34 Continuous Identity and Security Paradigms09:19 Federated Policies and Signal Integration19:28 Privacy Sharing and Anonymity20:25 Vendor Adoption and Keynotes21:28 AI and Data Readiness22:26 Non-Human Identities vs. Workload IAM26:25 Continuous Authentication and Identity28:12 Shared Signals Framework and Device Management31:34 Vendor Solutions and Identity Verification34:58 Panel Reflections and Moderation InsightsConnect with Sean: https://www.linkedin.com/in/seanodentity/Learn more about CAEP: https://caep.dev/Connect with us on LinkedIn:Jim McDonald: https://www.linkedin.com/in/jimmcdonaldpmp/Jeff Steadman: https://www.linkedin.com/in/jeffsteadman/Visit the show on the web at http://idacpodcast.com
Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire? This week's Money Diary is for anyone who's had to start over when they really, really didn’t plan to. The same week our diarist returned to work after maternity leave, her husband left (over text!!!) for another woman, leaving her with six-month-old twins and half of their $50K in debt. But after all that heartbreak, what follows is the kind of ending that makes you think: "That breakup? Honestly, best thing that ever happened to you." We're talking career glow-ups, investing wins, serious boundary-setting, and a new partner who proves the good ones do exist. This one’s for anyone who needs a little reminder that your worst moment might just be your turning point. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Summary In this article, I argue most of the interesting cross-cause prioritization decisions and conclusions rest on philosophical evidence that isn't robust enough to justify high degrees of certainty that any given intervention (or class of cause interventions) is “best” above all others. I hold this to be true generally because of the reliance of such cross-cause prioritization judgments on relatively weak philosophical evidence. In particular, the case for high confidence in conclusions on which interventions are all things considered best seems to rely on particular approaches to handling normative uncertainty. The evidence for these approaches is weak and different approaches can produce radically different recommendations, which suggest that cross-cause prioritization intervention rankings or conclusions are fundamentally fragile and that high confidence in any single approach is unwarranted. I think the reliance of cross-cause prioritization conclusions on philosophical evidence that isn't robust has been previously underestimated in EA circles [...] ---Outline:(00:14) Summary(06:03) Cause Prioritization Is Uncertain and Some Key Philosophical Evidence for Particular Conclusions is Structurally Weak(06:11) The decision-relevant parts of cross-cause prioritization heavily rely on philosophical conclusions(09:26) Philosophical evidence about the interesting cause prioritization questions is generally weak(17:35) Aggregation methods disagree(21:27) Evidence for aggregation methods is weaker than empirical evidence of which EAs are skeptical(24:07) Objections and Replies(24:11) Aren't we here to do the most good? / Aren't we here to do consequentialism? / Doesn't our competitive edge come from being more consequentialist than others in the nonprofit sector?(25:28) Can't I just use my intuitions or my priors about the right answers to these questions? I agree philosophical evidence is weak so we should just do what our intuitions say(27:27) We can use common sense / or a non-philosophical approach and conclude which cause area(s) to support. For example, it's common sense that humanity going extinct would be really bad; so, we should work on that(30:22) I'm an anti-realist about philosophical questions so I think that whatever I value is right, by my lights, so why should I care about any uncertainty across theories? Can't I just endorse whatever views seem best to me?(31:52) If the evidence in philosophy is as weak as you say, this suggests there are no right answers at all and/or that potentially anything goes in philanthropy. If you can't confidently rule things out, wouldn't this imply that you can't distinguish a scam charity from a highly effective group like Against Malaria Foundation?(34:08) I have high confidence in MEC (or some other aggregation method) and/or some more narrow set of normative theories so cause prioritization is more predictable than you are suggesting despite some uncertainty in what theories I give some credence to(41:44) Conclusion (or well, what do I recommend?)(44:05) AcknowledgementsThe original text contained 20 footnotes which were omitted from this narration. --- First published: July 3rd, 2025 Source: https://forum.effectivealtruism.org/posts/nwckstt2mJinCwjtB/we-should-be-more-uncertain-about-cause-prioritization-based --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.
It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make? This week, we’re taking a closer look at the money-meets-love dilemma that’s dividing the internet, and our community. What happens when you're a budgeting queen with big goals, and they’re... just not? Is financial compatibility a dealbreaker, or is there more to the story? We also dive into the side hustle stress no one talks about: how to manage money when your “fun little project” suddenly starts making bank. It’s full Friday Drinks energy: slightly chaotic, surprisingly insightful, and the financial group chat you didn’t know you needed. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Send us a textIn this deeply moving episode, I sit down with Linda Henderson—a retired nurse, author, and grieving mother—who vulnerably shares her journey through the devastating loss of her daughter, Andrea.We explore:Linda's experience with prolonged and complicated griefThe emotional and physical toll of losing a childHow she found her way forward using her AAA method: Acknowledgement, Action, and AppreciationThe power of small, intentional steps in grief healingHow Linda leaned on support systems and grief tools that made a meaningful differenceLinda also shares the story behind her heartfelt memoir, "The Road of Love & Hope: The Journey of Child Loss", a book born from heartbreak and written to help other bereaved parents and grieving families feel less alone.If you're coping with the loss of a child, navigating the depths of grief, or supporting someone who is, this conversation offers profound wisdom, validation, and a gentle reminder that healing—while never linear—is possible.Learn more about Micro-Moments for Transformation and begin your evolution today: https://lossesbecomegains.com/transformation Learn more about the 14-Day Relief in Your Grief experience and begin feeling more peace and healing: https://lossesbecomegains.com/transformationWork with me: Micro-Moments for Transformation: https://lossesbecomegains.com/transformation 14-Day Relief in Your Grief Challenge: https://lossesbecomegains.com/relief-in-grief Work with me one-on-one: https://lossesbecomegains.com/work-with-tara Connect with me further: Leave a voice note through Speakpipe! https://www.speakpipe.com/LifeWithGrief Instagram: https://www.instagram.com/lossesbecomegains/ Instagram: https://www.instagram.com/lifewithgriefpodcast/ Facebook: https://www.facebook.com/losses.become.gains Website: https://lossesbecomegains.com/ Shop the LBG Daily Journal: https://lossesbecomegains.com/journal By accessing this Podcast, I acknowledge that the entire contents are the property of Tara Accardo, or used by Tara Accardo with permission. Except as otherwise provided herein, users of this Podcast may ...
If content creation feels like a scary rollercoaster ride you just want to get off, then this episode may give you a new way of looking at your content. In this episode of The Powerful Content Podcast, Mel shares a content planning approach that makes everything feel lighter and more effective. She talks about how to start with one powerful core piece of content, then reimagine it across your platforms in a way that's aligned with your energy and goals. You'll hear how this simple strategy can turn into a week (or more!) of content that connects, nurtures, and converts without the burnout or pressure to be everywhere all the time. If you're tired of scrambling for ideas or second-guessing what to say next, this episode will help you to simplify and share. ✨ Don't forget: Mel is running a FREE live workshop: A Year's Worth of Content Ideas. Join us to map out 12 months of aligned, purpose-driven content that supports your offers, your energy, and your dream clients. Episode Breakdown: 00:00 Acknowledgement of Country 00:45 Welcome to the episode 02:17 The real secret to never running out of content ideas 03:04 Choosing your core content for the week 03:57 How to reimagine content (not just repurpose) 05:16 Creating content that supports your client journey 06:46 Examples you can run with right away 08:22 Making the most of your content ecosystem 10:07 Bringing in your Minimum Viable Content lens 12:26 Final thoughts + invitation to the live workshop Links mentioned in this podcast Free Live Workshop - A Year's Worth of Content Ideas If you enjoyed listening to this episode, then you'll also love: Episode 136 – My favourite content planning tools Episode 158 – The difference a plan came make Loved the episode? Leave a review! Ready to work with me? Buy my book The Power of Content Join my membership The Content Effect Work with me 1:1 with The Content Accelerator Join my free Facebook Group The Content Project For more conversations on powerful content, connect with me here: Instagram | Facebook | LinkedIn | Website I use and recommend Podbean and Descript to edit my podcast. There are affiliate links in these show notes. I will receive a small compensation if you use these links. There's no extra charge to you, but it helps me create more free content like this podcast, for you.
Acknowledgement of Country//Headlines//50 years of NAIDOC Week Special: The Next Generation: Strength, Vision & Legacy// Chelsea Watego on Justice for Kumanjayi White//Content note: This segment includes discussion of a First Nations person who has died in custody. For dedicated support, First Nations listeners can call 13 YARN (13 92 76) or Yarning Safe'n'Strong 1800 959 563.//We play a speech by Mununjahli and South Sea Islander health worker and researcher Chelsea Watego at the Magan-djin rally on June 9th demanding justice for Kumanjayi White, a young Warlpiri man who was killed by off duty police at a Coles supermarket in Mparntwe/Alice Springs in late May this year. Chelsea is introduced by Wangeriburra and Birrigubba man Sam Watson. Our thanks to Anna Carlson and the Radio Reversal crew at 4ZZZ Community Radio for sharing this recording with us!// Beyond the Bars 2025 at Middleton Prison// In this recording from yesterday's Beyond the Bars special at Middleton Prison, Tye Hammersly, Brent Watkins, Freddie Norris and Amos Roach honour 24 years of NAIDOC broadcasting with guests Zack and Brad. They spoke on the importance of lifting up the younger generation and the realities of accessing cultural needs while incarcerated. Every year since 2001, Beyond the Bars brings you the voices of First Nations people across the Victorian prison system, you can hear the full broadcast by going to 3cr.org.au/beyondthebars2025.// Kimberely Benjamin on Blak Filmaking: 'Our Medicine' & 'Warm Props'// Kimberely Benjamin is a Yawuru, Bardi and Kija woman from Rubibi/Broome, and proudly living and working on Country. Kimba joined Inez yesterday to discuss the directing and making of SBS & NITV show Our Medicine, as well as directing episodes of Warm Props. Our Medicine is a 6-part series behind-the-scenes look showcasing Blak excellence from across the Country, following First Nations medical trailblazers and traditional healers, who, through their work, care and knowledge are making change and having positive impacts on community. Warm Props is a drama caught between set life and home life, with characters forced to deal with a chaotic film shoot and face the one person she vowed never to see again. Kimba spoke on the importance of mentorship, directing a love letter to medical trailblazers, and advice for the next generation of Blak filmakers.// Senator Lidia Thorpe on Genocide in 'australia' & Palestine and NAIDOC week reflections.// Gunnai, Gunditjmara and Djab Wurrung Senator Lidia Thorpe joins us to discuss implications of the Yoorrook Justice Commission's final reports, as well as Australia's international human rights obligations in relation to Palestine, with a focus on Special Rapporteur Francesca Albanese's new report 'From economy of occupation to economy of genocide'. Senator Thorpe also shares her reflections on NAIDOC Week 2025.// Song:Blak Nation by Emma Donovan (03m12s)//Mentioned:25 years of BDS (Boycott, Divestment, Sanctions) Movement//Blak Pearl Studio's Annual Exhibition Launch at Bodriggy today. Thursday 10th of July 6pm - 8pm at 245 Johnston St, Abbotsford VIC 3067. Come see the collected works of incredible artists on until 31st of July 2025. //
If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend... people sharing their weirdest, wildest ways to solve life’s problems. And when one clever member of our She’s On The Money community asked for the most unhinged ways to stop unnecessary spending, and you guys well and truely delivered. These hacks might sound chaotic, but don’t be fooled. Underneath the chaos is a heap of helpful, psychology-backed, behaviour-breaking brilliance. Because sometimes a budget just isn’t enough. Sometimes you need a strategy that’s equal parts unhinged and actually effective. In this ep you'll find:
What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice... moving countries solo, leaving her husband behind, and taking on a whole new life to set up their future. From rural Japan culture shocks to rapid salary growth and a financial strategy that’s anything but ordinary, this ep is full of unexpected turns, big mindset shifts, and proof that building wealth doesn’t always look the way you’d expect. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
ExplicitWhen 10-year-olds Holly Wells and Jessica Chapman vanished from the quiet town of Soham in 2002, Britain was gripped by a tragedy that quickly spiralled into one of the most disturbing child murder cases in modern history. In this first episode of a three-part investigative series, Psycho Killer: Shocking True Crime Stories examines the early signs, missed red flags, and manipulative behaviours of Ian Huntley—the school caretaker who inserted himself into the heart of the investigation… while knowing exactly what had happened to the girls.
Have you Ever held back from posting something because it wasn't quite ready? Or maybe you've tweaked your caption six times, only to delete it altogether? That my friend, may just be perfectionism. In this episode of The Powerful Content Podcast, Mel Daniels invites you to release the grip of perfectionism and embrace the power of imperfect content. For many women in business, perfectionism can feel like a safety net. But in reality, it's what's keeping you stuck. In this conversation, she shares why letting go of “getting it right” can open the door to greater confidence, deeper connection, and real growth in business. You'll hear how to shift into a progress-focused mindset using techniques like: Creating before consuming (yes, even before scrolling!) Tapping into Minimum Viable Content by working out what's doable right now with your time, energy, and resources Viewing performance as data, not a measure of your worth Mel also shares real-life examples of how imperfect content can still create impact, and how you can take aligned action that feels easy and human. Plus, Mel invites you to her upcoming live Year's Worth of Content Ideas Workshop, where you'll learn how to plan content that suits your style, supports your business, and doesn't burn you out. Episode Breakdown 00:00 Introduction: Progress over perfection 00:52 Welcome to The Powerful Content Podcast 01:52 Acknowledgement of Country 02:32 How perfectionism gets in the way of showing up 03:15 The subtle signs of content perfectionism 05:14 Why imperfect content is powerful (and more relatable) 07:02 3 practical ways to embrace a progress mindset 08:56 Real examples from Mel and her community 10:45 Your invitation to A Year's Worth of Content Ideas Workshop 11:37 Reflection prompts + closing encouragement Links mentioned in this podcast A Year's Worth of Content Ideas If you enjoyed listening to this episode, then you'll also love: Episode 138 - 5 simple steps to map your content ecosystem Episode 167 - How MVC saved my sanity (and my business) Loved the episode? Leave a review! Ready to work with me? Buy my book The Power of Content Join my membership The Content Effect Work with me 1:1 with The Content Accelerator Join my free Facebook Group The Content Project For more conversations on powerful content, connect with me here: Instagram | Facebook | LinkedIn | Website I use and recommend Podbean and Descript to edit my podcast. There are affiliate links in these show notes. I will receive a small compensation if you use these links. There's no extra charge to you, but it helps me create more free content like this podcast, for you.
In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of acknowledging our spiritual aspirations—a topic deeply resonant within our Christian community. Along our spiritual journey, there come moments when acknowledging our progress and receiving validation becomes a significant longing. These instances not only deepen our faith but also rejuvenate our connections, propelling us closer to our individual dreams. The comforting truth remains steadfast: with the Lord as our unwavering guide, we possess the inherent capacity to recognize these aspirations, uncovering refreshed hope and clarity in our journey. Drawing profound inspiration from sacred scriptures, we embark on an introspective journey into this transformative aspect of the human experience. For those seeking guidance in acknowledging their spiritual aspirations along their faith journey, we extend a sincere invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative path of faith and resilience, firmly rooted in the constant presence of the Divine. Together, let us wholeheartedly embrace the remarkable potential for acknowledgment within us, finding endless inspiration and fortitude during our collective spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of acknowledging our spiritual aspirations and uncovering the extraordinary sense of validation that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.
You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one click away from financial ruin? In this week's ep, we're unpacking the inner broke girl energy that so many of us carry (even when our bank balance says otherwise). Sometimes it's not your budget that needs a glow-up, it's your mindset. Plus things get spicy when a community member asks where we stand on tipping culture... do you tip, when do you tip, and are we all just too awkward to ask for change back? We’ve got thoughts. And of course we've got all your money wins and confession, and broke tips that you love. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.
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Welcome to a special bonus episode of the Military to Financial Planner Podcast! I'm Daniel Kopp, and today I'm joined by my SkillBridge intern, Russ Meyer, for the inaugural session of our PME Book Club. We're diving deep into "Advice That Sticks: How to Give Financial Advice That People Will Follow" by Dr. Moira Somers—one of my hands-down favorite books for any financial planner, and honestly, for anyone who wants to make their advice more impactful in any area of life. Russ and I explore what makes advice “stick,” the science and psychology behind why people don't always follow sound, technically correct advice, and how we as professionals—and humans—can help bridge that gap. We discuss Dr. Somers' FACTS framework (Facts, Acknowledgement, Curiosity, Timing, and Support), the importance of open-ended listening, the stages of client change, and the sometimes surprising emotional complexities in the planner-client relationship. This episode isn't just for financial planners! Whether you're a parent, spouse, mentor, or just someone who genuinely wants to help others—this conversation reveals how to move from simply giving advice to fostering real, lasting change.
This week, we’re diving into five shares that absolutely popped off last financial year, and what they can actually teach us about smart investing. Some were expected (hello, gold rush), others were more niche, but all of them have big money lessons baked in. From pharmacy shakeups to booming tech, we’re unpacking what really drives a share price, how to spot strong business stories, and why investing is about more than just crossing your fingers and manifesting gains. Whether you’re deep in your investing era or just market-curious, this one’s all about making investing feel less intimidating, and way more empowering. Here’s what we cover:
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1. A former Greens candidate has posted a video from her hospital bed where she says she may lose vision in her right eye following her arrest at a protest in western Sydney.2. Research has revealed a surprising decline in average IQ scores across several countries since the 2000s.3. Queensland's Labor opposition claims the state's public servants have been issued a “strict directive” not to include acknowledgments of country in email signatures.Intro song is 'Bring Me Down'Buy Me a CoffeeThe Slippery Slope SpotifyJ Fallon SpotifyThe Slippery Slope Apple PodcastsThe Slippery Slope YouTube#jfallonmusic#theslipperyslopepodcast
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Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-so-real money diary straight from New York City, featuring an Aussie expat who’s living the dream… and navigating all the money stuff that comes with it. Working as a headhunter in NYC, she’s juggling Manhattan rent, 401ks, and a mortgage back home she shares with her siblings. Oh, and she’s got a seriously genius strategy for staying stylish in the city without blowing the budget. It’s the NYC hustle, with an Aussie twist. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Legendary Leadership- The Acknowledgement Get the Legendary Leadership Book by Coach Schuman and improve your leadership skills today at www.legendaryleadership.coach myfootballcamps.com nucsports.com @coachschuman Hello, we would love to invite you to compete to get ranked and stars at the Coach Schuman's NUC sports Showcase events and combines go to http://myfootballcamps.com/campsevents to register go to myfootballcamps.com/d1 to get promoted www.myfootballcamps.com www.nucsports.com @coachschuman on all social This podcast is powered by ZenCast.fm
Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel so shiny. This week, we’re diving into the mental minefield that is the money comparison trap... the spiral that hits even when you know you’re doing okay. We also break down what to do if you accessed your super during COVID and want to catch up (or feel like you “should”). Is it worth topping up? Where do you even start? Plus we've got all your fave money wins, broke tips and chaotic money chats. LAST CHANCE: to sign up to The Investing Masterclass, it starts July 1 and you can sign up here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
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You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re getting the full download from the magnetic, powerful, and wildly inspiring Nartarsha Bamblett, aka Queen Acknowledgements. Nartarsha never set out to be a founder. But when her way of doing Acknowledgement of Country started shifting rooms, opening hearts, and creating real connection… the business found her. In this episode, Nartarsha shares how she turned cultural wisdom, community care, and pure presence into a business that’s rewriting the script on what it means to work with purpose... and get paid for it. We talk about:
Ever felt like life just keeps testing you… one heartbreak after another? This week’s Money Diary isn’t just about grief, it’s about the admin that comes with it (and no one warns you about). After losing both her parents, our diarist found herself deep in paperwork, probate, Centrelink forms, and co-executor chaos… all while pregnant and juggling two little ones at home. From the emotional mess of selling the family home to navigating bank accounts, and all the estate drama, this is the side of money we don’t often talk about, but so many of us will face. And through it all? She’s budgeting, investing for her kids, and still somehow holding it together. This episode is a reminder that sometimes, surviving is the win. If you want to learn how to start building your own investment portfolio, The Investing Masterclass is open for enrolment. Join us here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Today is the day after Juneteenth, a federal holiday which got no direct mention from President Trump, who yesterday said America has "too many working holidays". For more, KCBS Radio news anchor Margie Shafer spoke with KCBS Insider Phil Matier and former San Francisco mayor Willie Brown. Elijah Nouvelage / Stringer / Getty Images
It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a much bigger conversation... about pressure, identity, and whether the goals we’re chasing are even ours to begin with. Plus, we tackle a seriously juicy DM about uprooting your entire family for a “life-changing” job (that may only last a few years), whether commuting ruins your happiness, and why it might be time to outsource your vacuuming. Oh, and there’s also a heated musical theatre debate and some spicy ADHD brain revelations in there too.WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this episode, we’re using EOFY energy to reboot your budget, clean up your spending habits, and get your money working for you (not the other way around). We’re talking five fast, feel-good steps to sort your finances before June 30 hits, and no, it’s not about cancelling every brunch or surviving on rice and regrets.In this episode:
Send us a textWe are back with the sixth instalment of the 101 Weight Loss Truths series. Today we are covering WLTs 50 to 53, and this is a really practical, foundational episode.Here is what we are diving into:WLT 50: Spread, Sprinkle, PourWLT 51: Control Your VehiclesWLT 52: Food Can Be Healthy Without Being HelpfulWLT 53: The 3A WayIf you have been with me for a while, you will know Spread, Sprinkle, Pour is one of my all-time favourite concepts because it is the easiest way to start making small, incremental, but meaningful changes to your eating.You will also hear why controlling your vehicles (the foods that deliver other foods to your mouth) is a game-changer, why "healthy" does not always mean "helpful" when you are trying to lose weight, and why the 3A Way (Awareness, Acknowledgement, Accountability) is one of the most powerful tools you can apply to any part of your journey.In this episode, I also talk about my free Spread, Sprinkle, Pour webinar and worksheets, which can help you implement these ideas right away. You will find the link below.If you are new to my world, or if you are looking for an accessible, realistic way to start making changes without flipping your life upside down, this episode will help.Looking for help on your weight loss journey? I've created a couple of resources:• My NEW Membership Community Flamingo Forum! Join HERE: https://charlotte-skanes.mykajabi.com/disruptor-our-community• My Immersive Weight Loss Experience: The Program• My Cookbook 'Disruptor'• Free Guide ‘Getting Started for the Last Time'• Weight Loss Workbook Disruptor, find anywhere in the world on Amazon by searching “Disruptor Charlotte Skanes”•Get Started For The Last Time LIVE Webinar Replay Sign-Up - free Spread Sprinkle Pour worksheets WebsiteInstagramYoutube...
What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Diary is the plot twist we didn’t see coming: our diarist went all in on her dream to join the Army as a psychologist, only to face a medical discharge that left her completely derailed. With no plan B, she found herself burned out, broke, and scrambling. But that’s not where her story ends. Fast forward: she’s in a meaningful career, investing like a pro, and just bought her first investment property with her boyfriend. We’re talking big glow-up energy, with money habits to match.
Come to a Dehoarding Accountability Zoom Session: http://www.overcomecompulsivehoarding.co.uk/ticket Subscribe to the podcast: https://www.overcomecompulsivehoarding.co.uk/subscribe Podcast show notes, links and transcript: http://www.overcomecompulsivehoarding.co.uk/ Today I'm looking at what happens if we forgive ourselves for past hoarding behaviours, why we maybe should, and how we can actually use that insight to make better choices and move forward. I talk honestly about the shame and guilt that keeps so many of us stuck. There's some reflection on the roots of hoarding, the importance of self-compassion, and why hating ourselves into action just doesn't work - plus a few practical suggestions for anyone trying to make a change, no matter where you're starting from. Buy your copy of Everything You Need to Know About Hoarding by Dr Lynne Drummond at cambridge.org/EverythingHoarding, and get 20% off with the discount code HOARDING20. #ad Forgiving Ourselves but Doing Better Exploration of guilt and shame related to hoarding and feeling overwhelmed. Reflection on self-blame, regret, and paralysis it can cause. Catholic upbringing: Confession, forgiveness, and the importance of genuine intent to change. Recognition that hoarding often stems from trauma, loss, fear, anxiety, or neurodivergence. Discussion of cause and effect - influences behind hoarding behavior. Emphasis that hoarders are not lazy or bad people, but in a complex situation. The cycle of self-judgement and the importance of self-compassion as an antidote to shame. Practical advice: Treat oneself with the compassion you'd offer others, challenging negative self-talk. How self-criticism can demotivate and hinder progress. Comparison: Encouraging someone else is more effective than berating oneself. Understanding mistakes, taking responsibility, and making amends when possible. The importance of learning from past experiences and committing to doing better. Practical Strategies for Moving Forward Suggestions for emotional and action-oriented progress: Journalling or talking to someone about feelings. Looking back with compassion to identify patterns and triggers. Start dehoarding by breaking tasks into small steps. Avoiding perfectionism; celebrating any progress. Reference to "towards and away moves" from episode 182 with Dr. Jan Eppingstall. Identifying values and making choices that align with them. Finding support from therapists, friends, family, support groups, or accountability sessions. Acknowledgement that forgiving oneself is challenging but necessary for progress. Emphasising persistence, compassion, and learning from mistakes. Encouragement and Validation Recognition of listeners at various stages of their journey - starting, struggling, making progress, or just listening for now. Assurance that small steps count and everyone is doing their best. Emphasis that listeners are not alone. Links Podcast ep 181: Past influences and future possibilities: cause and effect and hoarding disorder (plus Podcasthon) Podcast ep 95: Shame and hoarding with Professor Luna Dolezal Podcast ep 182: What are “towards and away moves” and what on earth do they have to do with hoarding recovery? With Dr Jan Eppingstall The Gray Area podcast Come to a Dehoarding Accountability Zoom session: Accountability Booking Form Website: Overcome Compulsive Hoarding Become a Dehoarding Darling Submit a topic for the podcast to cover Questions to ask when dehoarding: https://www.overcomecompulsivehoarding.co.uk/podquestions Instagram: @thathoarderpodcast Twitter: @ThatHoarder Mastodon: @ThatHoarder@mastodon.online TikTok: @thathoarderpodcast Facebook: Overcome Compulsive Hoarding with That Hoarder Pinterest: That Hoarder YouTube: Overcome Compulsive Hoarding with That Hoarder Reddit: Overcome Compulsive Hoarding with That Hoarder subreddit Help out: Support this project Sponsor the podcast Subscribe to the podcast Subscribe to the podcast here
This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but what if the way you’re financing it is quietly costing you thousands? From mortgage refinancing to dealership loans, Victoria breaks down the smart ways (and not-so-smart ones) to fund your next car, and the red flags to look out for before you sign anything. And we've got a heated child support DM that had us all fuming. When a co-parent uses child support as ammo against their ex, what’s fair game, and what crosses the line? We get deep into emotional manipulation, kids' financial literacy, and how to protect your peace (and your children’s) when the other parent is being... not so financially kind. Plus, it's Friday so there's all the unhinged money chats you know and love. WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually kind of genius? In this episode, we’re taking a look at the investing strategy of the world’s most low-key billionaire... and showing you exactly how to start doing it yourself (no, you don’t need a six-figure salary or a finance degree). From his first investment at age 11 to the simple rules he swears by, we unpack the mindset behind Warren Buffett’s slow-and-steady success... and why it just might be the smartest way to build your own wealth.
Send us a text The Dignity IndexSpeaking of the Utah Pilot Project, University of Utah President Taylor Randall said, “The Dignity Index relies on one of the most ancient tools for social change in the history of human beings – conscience. When we see how often we use contempt and how harmful it is, we see we're a part of the problem, and that makes us part of the solution.”Donna Hicks, the author of the book Dignity: Its Essential Role in Resolving Conflict created the list of The 10 Elements of Dignity. ACCEPTING DIGNITYINCLUSIONSAFETYACKNOWLEDGEMENTINDEPENDENCERECOGNITIONFAIRNESSBENEFIT OF THE DOUBTUNDERSTANDINGACCOUNTABILITYThis episode focuses on: ACKNOWLEDGEMENT “Give people your full attention by listening, hearing, validating, and responding to their concerns, feelings, and experiences.”INDEPENDENCE “Encourage people to act on their own behalf so that they feel in control of their lives and experience a sense of hope and possibility.”You found me! If what you heard on the No Empty Chairs podcast gives you hope for more help, please schedule a free Conversation with Candice. You can also visit candiceclarkcoaching.com for more information about how coaching tools can help you keep your relationship with your children and your faith. While you're there, be sure to pull up a chair and sign up with your email to be the first to know about news and events for moms whose kids don't come to church. It's going to be okay, and even better!
In this episode, we speak with Brian Riker, a DOT compliance expert in the towing industry. He addresses common misconceptions about towing regulations and highlights the importance of operational compliance for liability management. Brian shares insights on establishing a compliant towing business, the significance of proper record-keeping, and the potential consequences of non-compliance. He offers practical strategies for enhancing safety and training while emphasizing that prioritizing compliance is crucial for protecting both the business and its drivers. Chapters 0:27 Introduction and Acknowledgements 0:53 Coping with Loss in the Industry 4:45 Guest Introduction: Brian Riker 5:36 Importance of Compliance in Towing 10:05 Understanding Compliance Requirements 14:10 First Steps Towards Compliance 18:16 The Challenges of Hiring Drivers 22:42 Clarifying CDL vs. CMV Regulations 25:32 Misconceptions About Hours of Service 28:05 The Consequences of Violations 32:58 The Importance of Proper Documentation 36:08 Navigating State Regulations 39:40 Protecting Your License as a Driver 41:07 The Role of Attorneys in Towing 51:08 The Impact of Drug Testing Regulations 52:08 Roadside Inspection Myths Busted 58:05 Closing Thoughts on Compliance and Safety
She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This week’s Money Diary is all about the slow realisation that earning well doesn’t mean you’re building wealth. After a divorce, a court battle, and two lost properties, she hit financial rock bottom. But what really shook her? Watching a $20K bonus disappear, and not being able to say where it went. That was the moment everything changed. She started tracking every dollar and bought a place to call her own doing the work to build a future she's proud of. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.
Pentecost A Sermon by Brenard Rowe, Elder at Victory Church in Providence, RI. Introduction and Opening Remarks Expression of gratitude for the opportunity to minister. Acknowledgement and prayer for the pastor's recovery. Personal anecdote about being asked to preach on short notice. Setting the Context: Pentecost Sunday Explanation that Pentecost is recognized as the birth of the church and a pivotal event in Christian doctrine. Emphasis on the empowerment of the disciples by the Holy Spirit and the ongoing relevance of Pentecost. The Role and Power of the Holy Spirit The Holy Spirit transforms believers from fearful followers to bold witnesses. The Holy Spirit provides strength, peace, wisdom, unity, and equips believers for service. Biblical Foundation Reference to Acts 2:1-4 describing the coming of the Holy Spirit at Pentecost. Jesus' instructions to wait in Jerusalem for the Holy Spirit (Acts 1:4-5, Acts 1:8). Importance of receiving the Holy Spirit before undertaking ministry. The Experience of the Early Church Disciples' state of confusion and despair after Jesus' death. Fulfillment of Jesus' promise through the coming of the Holy Spirit. The supernatural signs accompanying the Spirit's arrival (wind, tongues of fire, speaking in tongues). Speaking in Tongues Definition: A supernatural language for worship and communication with God. Old Testament examples of the Spirit coming upon individuals (e.g., Moses' elders, Gideon, Samson, Saul's messengers). New Testament affirmation of speaking in tongues as evidence of Holy Spirit baptism. Instances of Holy Spirit Baptism in the New Testament Jerusalem (Acts 2:4): Disciples receive the Holy Spirit. Samaria (Acts 8:14-17): Believers receive the Spirit through the apostles' laying on of hands. Saul/Paul (Acts 9:17): Receives the Spirit after Ananias lays hands on him. Cornelius' house (Acts 10:44-48): Gentiles receive the Holy Spirit while Peter preaches. Ephesus (Acts 19:1-6): Believers receive the Holy Spirit through Paul. Benefits of Being Filled with the Holy Spirit Power for ministry (Acts 1:8). Spiritual refreshing (Isaiah 28:11). Ability to witness and reveal Christ (John 16:13-14). Inner strength and comfort (John 15:26). Spiritual gifts (1 Corinthians 12:4-11). Fruit of the Spirit (Galatians 5:22). Spiritual quickening (Romans 8:11). Who Can Be Filled with the Holy Spirit? Everyone: Rich, poor, young, old, sinners, saints, children, etc. Reference to Psalm 81:10 as encouragement to receive. Who Cannot Be Filled with the Holy Spirit? Those satisfied with mere salvation and unwilling to serve. Disobedient and unyielding Christians. Those who do not believe or are closed off to the Holy Spirit. Conditions for Receiving the Holy Spirit Repentance and baptism (Acts 2:28). Asking God with faith (Luke 11:13). Deep conviction, consecration, and willingness to live for God (John 7:37-39). The Ongoing Work of the Holy Spirit in Believers Teaches and makes believers teachable. Enables true worship and confession. Guides prayer and leads by God's word. Conclusion The Holy Spirit is the comforter and helper sent by God. Encouragement to be open to the Holy Spirit's work and to fulfill commitments in service to God and the church.
• Repeating “time for a bath” gag with tax refund references • Joke about buying gas and candy with tax refund • Mentions donation to charity during checkout • Sassy and exaggerated tax refund persona named “Taxitude” • Introduction of Friday Free Show • Guest appearance by comedian Amy LaCour • Mention of David Jolly possibly joining later • Promotion of Funny Bone show with Jari Nose and Preacher Lawson • Mention of new Tom and Dan merch, including car coasters and sticker packs • Collaboration with Hittin' Skins for promo items and car wraps • Upcoming Tom and Dan straw hats and sun shirts • Praise for Eric Merchman's tropical sun shirt design • Shoutout to the Orlando Science Center's DC exhibit and summer camps • OSC.org mentioned, mix-up with OCLS (library) • Library event Melrose Pop Festival mentioned • Clarification for Amy about Hittin' Skins not being “skin” related • Ball and bat wings humor and exaggerated ball descriptions • Amy's background as a licensed mental health counselor and former therapist • Amy now does comedy and therapist trainings • She runs a live psych show with comedians • Discussion about Psychology Today being viewed as pop-psych • Debate over inviting yourself to events • Example involving Dan's daughter Maisie and dance invitations • Article arguing self-invites aren't as embarrassing as people think • Dan strongly opposes people inviting themselves to events • Tom mentions his hesitation to invite others due to obligation concerns • Example of Sam being invited/not invited to events • Issue of boss-employee social invites creating pressure • Tom avoids inviting friends without kids to kid-centric events • General dislike for being invited to social events • Stories of people guilt-tripping them for not attending events • Mention of Guy Torre calling out Dan for never attending his shows • Acknowledgement that Tom is more welcoming to invites • Jokes about Tom just wanting women at pool parties • Dan jokes about Tom's long-term swinging attempts • Dan explains he doesn't care who visits unless he dislikes them • Discussion on whether people can tell if they're not welcome • Psychology Today article suggests fear of self-inviting is often unwarranted • Author claims people often don't invite others due to oversight, not rejection • Dan and Tom contrast personalities—Dan needs control, Tom is more spontaneous • Questioning the legitimacy and data behind the Psychology Today article • Speculation that Gen Z may have a different view on self-inviting • Amy refuses to self-invite to avoid making people uncomfortable • Reference to Ross McCoy awkwardly asking Dave Coulier to open for him • Dan recounts being embarrassed during Ross's interaction with Coulier • Amy discusses how hard it is to ask to be booked on comedy shows • Social media makes self-inviting to shows easier for comedians • Discussion on generational differences in communication and etiquette • Facebook events blur the lines between open and private invitations • Amy accepts not being invited if it's a small, intimate gathering • Discussion on deliberate versus accidental exclusion from plans • Tommy afraid to invite friends due to childhood trauma from Crystal's story • Crystal's birthday party trauma unintentionally affected Tommy's behavior • Dan jokes about past trauma and inappropriate parental behavior • Amy describes being methodical with party invites to ensure good experiences • Amy admits to being called the “party Nazi” for controlling party dynamics • She avoids inviting incompatible personalities to certain themed events • Amy attending a Lonely Island-themed party • Tom jokes about costume ideas for the party, including “jizz in my pants” • Amy prefers structure and scheduled fun at social gatherings • Amy's husband dislikes social planning and prefers to chill • Andrea also values structured, intentional downtime • Dan surprised that Amy doesn't force her husband to participate • Dan shares story of Andrea surprising him with a new Switch 2 • Dan perceives Andrea's surprise as a show-off move to Tom • Dan complains Andrea scheduled family time like a prison warden • Amy realizes her family dislikes being scheduled for activities • Discussion about learning to stop forcing family to hang out • Amy now asks for small, voluntary time with husband and kid • Tom relates to Amy's experience with family scheduling pressure • Segment transition teased with upcoming gripe from Tom ### **Social Media:** [Website](https://tomanddan.com/) | [Twitter](https://twitter.com/tomanddanlive) | [Facebook](https://facebook.com/amediocretime) | [Instagram](https://instagram.com/tomanddanlive) **Where to Find the Show:** [Apple Podcasts](https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682) | [Google Podcasts](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw) | [TuneIn](https://tunein.com/podcasts/Comedy/A-Mediocre-Time-p364156/) **The Tom & Dan 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You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we’re tackling the save vs. invest debate. We’re not here for one-size-fits-all answers, we’re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother with big expectations. It’s full Friday Drinks energy: spicy, thoughtful, and packed with the kinds of money convos no one else is having (but we all need to hear). WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh from Zella Money is back to chat why refinancing could be the sneaky power play your bank really hopes you don’t make. We’re breaking down how it works, when it’s worth it, and why a mortgage broker might be your secret weapon to getting the best possible loan for you. Whether you’re looking for a better rate, more flexibility, or just want to stop donating extra cash to your bank each month, this episode has everything you need to know. In This Episode:
Send us a textDo I have a treat for all of you! On today's episode of the Cops and Writers Podcast, I have with me Professor, Bestselling Author, and Retired ATF Special Agent Jay Dobyns for this special two-part interview that will conclude next Sunday.Jay Dobyns spent over two decades as a federal agent embedded in the dark heart of America's violent crime, participating in more than five hundred undercover missions targeting gun runners, narcotics traffickers, explosives manufacturers, murder-for-hire schemes, and vicious gangs.Jay's most infamous case—a landmark infiltration of the Hells Angels motorcycle gang—changed the face of undercover work forever, earning him international recognition.Jay's story is more than headlines and danger. It's about the cost of service to others, the toll on identity, family, and mental health, and how to rise from it stronger. In today's episode we discuss:· Thank you Steve Gould over at the Things Police See Podcast for the intro.· Acknowledgement of Jay's wife and kids, who are the heroes of this story. · Almost playing in the NFL. · Jay's intense desire to work undercover.· The role and value of undercover work in law enforcement.· His first foot chase and how it ended.· Taken hostage as a rookie ATF agent?· Getting shot point blank and surviving a sucking chest wound.· The aftermath of almost being killed.· When he started to feel invincible.· Fifteen years of being an undercover ATF agent specializing in illegal narcotics, explosives, and guns before going after the Hells Angels.· The murder of Cynthia Garcia at the hands of Hells Angels members.· Path to the Hells Angels. Hang around, prospect, and full patch. The rules, bylaws, and procedures of the Hells Angels. All of this and more on today's episode of the Cops and Writers podcast.Learn more about Jay Dobyns and his books on his website!Check out the new Cops and Writers YouTube channel!Check out my newest book, The Good Collar (Michael Quinn Vigilante Justice Series Book 1)!!!!!Enjoy the Cops and Writers book series.Please visit the Cops and Writers website.What would you do if you lost the one you loved the most? How far would you go to quench your thirst for vengeance?https://a.co/d/2UsJPbaSupport the show
Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big? This week’s Money Diary is a bold one. Our diarist packed up her life in Australia to move to San Francisco for her husband’s startup job, trading career security for the chance at something bigger. Now, she’s navigating life without an income, American healthcare, wild rent, and double tax returns... all while preparing to become a mum. It’s a powerful reminder that sometimes the biggest money moves aren’t about what’s in your account. They're about what could be, if the risk pays off. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not? This week on Friday Drinks, we’re unpacking a dilemma that’s hitting way too many millennials right now... the quiet stress of realising your parents might not be financially ready for the future, and the pressure of what happens next. Plus, it’s starting to get colder, and that means heater wars, passive-aggressive group chats, and winter power bills that could wreck your budget faster than you can say “"put a jumper on". It’s a classic Friday Drinks: a little bit unhinged, a whole lot real, and full of the money convos no one else is having... but we definitely should be.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
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