Podcasts about acknowledgement

Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel so shiny. This week, we’re diving into the mental minefield that is the money comparison trap... the spiral that hits even when you know you’re doing okay. We also break down what to do if you accessed your super during COVID and want to catch up (or feel like you “should”). Is it worth topping up? Where do you even start? Plus we've got all your fave money wins, broke tips and chaotic money chats. LAST CHANCE: to sign up to The Investing Masterclass, it starts July 1 and you can sign up here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re getting the full download from the magnetic, powerful, and wildly inspiring Nartarsha Bamblett, aka Queen Acknowledgements. Nartarsha never set out to be a founder. But when her way of doing Acknowledgement of Country started shifting rooms, opening hearts, and creating real connection… the business found her. In this episode, Nartarsha shares how she turned cultural wisdom, community care, and pure presence into a business that’s rewriting the script on what it means to work with purpose... and get paid for it. We talk about:

Ever felt like life just keeps testing you… one heartbreak after another? This week’s Money Diary isn’t just about grief, it’s about the admin that comes with it (and no one warns you about). After losing both her parents, our diarist found herself deep in paperwork, probate, Centrelink forms, and co-executor chaos… all while pregnant and juggling two little ones at home. From the emotional mess of selling the family home to navigating bank accounts, and all the estate drama, this is the side of money we don’t often talk about, but so many of us will face. And through it all? She’s budgeting, investing for her kids, and still somehow holding it together. This episode is a reminder that sometimes, surviving is the win. If you want to learn how to start building your own investment portfolio, The Investing Masterclass is open for enrolment. Join us here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Today is the day after Juneteenth, a federal holiday which got no direct mention from President Trump, who yesterday said America has "too many working holidays". For more, KCBS Radio news anchor Margie Shafer spoke with KCBS Insider Phil Matier and former San Francisco mayor Willie Brown. Elijah Nouvelage / Stringer / Getty Images

It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a much bigger conversation... about pressure, identity, and whether the goals we’re chasing are even ours to begin with. Plus, we tackle a seriously juicy DM about uprooting your entire family for a “life-changing” job (that may only last a few years), whether commuting ruins your happiness, and why it might be time to outsource your vacuuming. Oh, and there’s also a heated musical theatre debate and some spicy ADHD brain revelations in there too.WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this episode, we’re using EOFY energy to reboot your budget, clean up your spending habits, and get your money working for you (not the other way around). We’re talking five fast, feel-good steps to sort your finances before June 30 hits, and no, it’s not about cancelling every brunch or surviving on rice and regrets.In this episode:

Send us a textWe are back with the sixth instalment of the 101 Weight Loss Truths series. Today we are covering WLTs 50 to 53, and this is a really practical, foundational episode.Here is what we are diving into:WLT 50: Spread, Sprinkle, PourWLT 51: Control Your VehiclesWLT 52: Food Can Be Healthy Without Being HelpfulWLT 53: The 3A WayIf you have been with me for a while, you will know Spread, Sprinkle, Pour is one of my all-time favourite concepts because it is the easiest way to start making small, incremental, but meaningful changes to your eating.You will also hear why controlling your vehicles (the foods that deliver other foods to your mouth) is a game-changer, why "healthy" does not always mean "helpful" when you are trying to lose weight, and why the 3A Way (Awareness, Acknowledgement, Accountability) is one of the most powerful tools you can apply to any part of your journey.In this episode, I also talk about my free Spread, Sprinkle, Pour webinar and worksheets, which can help you implement these ideas right away. You will find the link below.If you are new to my world, or if you are looking for an accessible, realistic way to start making changes without flipping your life upside down, this episode will help.Looking for help on your weight loss journey? I've created a couple of resources:• My NEW Membership Community Flamingo Forum! Join HERE: https://charlotte-skanes.mykajabi.com/disruptor-our-community• My Immersive Weight Loss Experience: The Program• My Cookbook 'Disruptor'• Free Guide ‘Getting Started for the Last Time'• Weight Loss Workbook Disruptor, find anywhere in the world on Amazon by searching “Disruptor Charlotte Skanes”•Get Started For The Last Time LIVE Webinar Replay Sign-Up - free Spread Sprinkle Pour worksheets WebsiteInstagramYoutube...

What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Diary is the plot twist we didn’t see coming: our diarist went all in on her dream to join the Army as a psychologist, only to face a medical discharge that left her completely derailed. With no plan B, she found herself burned out, broke, and scrambling. But that’s not where her story ends. Fast forward: she’s in a meaningful career, investing like a pro, and just bought her first investment property with her boyfriend. We’re talking big glow-up energy, with money habits to match.

In this deeply insightful episode of Educator Yarns, we journey with Kat Fulford, a passionate early childhood educator from Ararat, Victoria, who shares her transformative approach to embedding Aboriginal perspectives in kindergarten education. From her unique background transitioning from agricultural industry to early childhood education, Kat brings a profound connection to Country that permeates every aspect of her teaching practice. She candidly discusses the challenges of finding Aboriginal education resources in regional Victoria, the powerful moments that shaped her commitment to this work, and practical strategies for creating meaningful connections between children and Country. Kat reveals how simple acts like wearing clothing with Indigenous patterns can signal safety and inclusion to Aboriginal families, and shares moving stories about five-year-olds becoming advocates for acknowledging traditional owners in their primary schools. This conversation offers invaluable insights into slow pedagogy, seasonal learning through Aboriginal perspectives, and the importance of building authentic relationships with local Aboriginal communities. Key Takeaways: Plant the seeds early: Children as young as five can understand and advocate for Aboriginal recognition, becoming champions for respect of traditional owners in their future schools and communities Embrace slow pedagogy: Following Miriam Rose Ungunmerr-Baumann's Dadirri philosophy allows children to deeply connect with Country and develop organic, meaningful relationships with Aboriginal perspectives Learn through Aboriginal seasons: Grounding curriculum in local Aboriginal seasonal calendars creates authentic place-based learning that connects children to the natural cycles of their environment Every element can include Aboriginal perspectives: From nature play to sustainability projects, there's no aspect of early childhood education that can't incorporate Indigenous knowledge Start where you are: Even without extensive knowledge, beginning the journey and being open about learning alongside children creates powerful educational moments Build community networks: In regional areas, 'local' may mean travelling hours to connect with Aboriginal organisations, but these relationships are invaluable for authentic practice Use multiple resources: Organisations like VAEAI (Victorian Aboriginal Education Association Incorporated), local AECGs, and Koorie Education Support Officers provide essential support and guidance Language preservation matters: Understanding the devastating impact of language loss helps educators appreciate why maintaining and reviving Aboriginal languages is crucial for cultural survival Small gestures have big impacts: Simple actions like displaying Aboriginal flags or wearing Indigenous patterns can signal to Aboriginal families that their children will be culturally safe Mistakes are learning opportunities: Following the principle that "you can't get it wrong by trying," educators should start their journey without fear, adjusting their approach as they learn This episode demonstrates how one educator's commitment to sharing Country's story has created ripple effects throughout her community, inspiring children, families, and fellow educators to engage more deeply with Aboriginal perspectives. Kat's practical examples, from growing rare native plants with children to developing child-led Acknowledgements of Country, provide a roadmap for educators seeking to embed authentic Aboriginal content in their programs. Her emphasis on relationship-building, continuous learning, and the courage to begin despite uncertainty offers both inspiration and practical guidance for early childhood professionals at any stage of their reconciliation journey. Access the episode resources here. Have a question for Educator Yarns? Call 02 5300 0306 and leave a voicemail with your early childhood query about embedding Aboriginal perspectives, and you might hear your question answered in a future episode.

Come to a Dehoarding Accountability Zoom Session: http://www.overcomecompulsivehoarding.co.uk/ticket Subscribe to the podcast: https://www.overcomecompulsivehoarding.co.uk/subscribe Podcast show notes, links and transcript: http://www.overcomecompulsivehoarding.co.uk/  Today I'm looking at what happens if we forgive ourselves for past hoarding behaviours, why we maybe should, and how we can actually use that insight to make better choices and move forward. I talk honestly about the shame and guilt that keeps so many of us stuck. There's some reflection on the roots of hoarding, the importance of self-compassion, and why hating ourselves into action just doesn't work -  plus a few practical suggestions for anyone trying to make a change, no matter where you're starting from. Buy your copy of Everything You Need to Know About Hoarding by Dr Lynne Drummond at cambridge.org/EverythingHoarding, and get 20% off with the discount code HOARDING20. #ad Forgiving Ourselves but Doing Better Exploration of guilt and shame related to hoarding and feeling overwhelmed. Reflection on self-blame, regret, and paralysis it can cause. Catholic upbringing: Confession, forgiveness, and the importance of genuine intent to change. Recognition that hoarding often stems from trauma, loss, fear, anxiety, or neurodivergence. Discussion of cause and effect - influences behind hoarding behavior. Emphasis that hoarders are not lazy or bad people, but in a complex situation. The cycle of self-judgement and the importance of self-compassion as an antidote to shame. Practical advice: Treat oneself with the compassion you'd offer others, challenging negative self-talk. How self-criticism can demotivate and hinder progress. Comparison: Encouraging someone else is more effective than berating oneself. Understanding mistakes, taking responsibility, and making amends when possible. The importance of learning from past experiences and committing to doing better. Practical Strategies for Moving Forward Suggestions for emotional and action-oriented progress: Journalling or talking to someone about feelings. Looking back with compassion to identify patterns and triggers. Start dehoarding by breaking tasks into small steps. Avoiding perfectionism; celebrating any progress. Reference to "towards and away moves" from episode 182 with Dr. Jan Eppingstall. Identifying values and making choices that align with them. Finding support from therapists, friends, family, support groups, or accountability sessions. Acknowledgement that forgiving oneself is challenging but necessary for progress. Emphasising persistence, compassion, and learning from mistakes. Encouragement and Validation Recognition of listeners at various stages of their journey - starting, struggling, making progress, or just listening for now. Assurance that small steps count and everyone is doing their best. Emphasis that listeners are not alone. Links Podcast ep 181: Past influences and future possibilities: cause and effect and hoarding disorder (plus Podcasthon) Podcast ep 95: Shame and hoarding with Professor Luna Dolezal Podcast ep 182: What are “towards and away moves” and what on earth do they have to do with hoarding recovery? With Dr Jan Eppingstall The Gray Area podcast Come to a Dehoarding Accountability Zoom session: Accountability Booking Form Website: Overcome Compulsive Hoarding Become a Dehoarding Darling Submit a topic for the podcast to cover Questions to ask when dehoarding: https://www.overcomecompulsivehoarding.co.uk/podquestions Instagram: @thathoarderpodcast Twitter: @ThatHoarder Mastodon: @ThatHoarder@mastodon.online TikTok: @thathoarderpodcast Facebook: Overcome Compulsive Hoarding with That Hoarder Pinterest: That Hoarder YouTube: Overcome Compulsive Hoarding with That Hoarder Reddit: Overcome Compulsive Hoarding with That Hoarder subreddit Help out: Support this project Sponsor the podcast Subscribe to the podcast Subscribe to the podcast here

This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but what if the way you’re financing it is quietly costing you thousands? From mortgage refinancing to dealership loans, Victoria breaks down the smart ways (and not-so-smart ones) to fund your next car, and the red flags to look out for before you sign anything. And we've got a heated child support DM that had us all fuming. When a co-parent uses child support as ammo against their ex, what’s fair game, and what crosses the line? We get deep into emotional manipulation, kids' financial literacy, and how to protect your peace (and your children’s) when the other parent is being... not so financially kind. Plus, it's Friday so there's all the unhinged money chats you know and love. WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Do you feel disheartened by the lack of likes on your social media posts? Well, maybe you're looking at it the wrong way. In this episode of The Powerful Content Podcast, Mel Daniels unpacks what it really takes to create content that stands the test of time, without running yourself into the ground. She explores how business owners can stay visible and connected to their audience in a way that feels sustainable, meaningful, and true to their voice. Instead of chasing trends or constantly creating from scratch, Mel encourages you to embrace reimagination, listen closely to what their audience needs, and lean into the strength of your full content ecosystem. Mel also shares her personal story of pausing full-time business and the surprising impact it had on engagement. She shows how building trust and staying anchored in your message can carry your content further than any quick-fix strategy. You'll also hear how Mel's signature 4P Framework (Prepare, Plan, Produce, Process) supports long-term content strategy, along with powerful reflective prompts to realign your approach with their current season of business. Episode Breakdown: 00:00   Introduction and episode overview 00:59   Welcome to The Powerful Content Podcast 01:59    Acknowledgement of Country 02:17    Personal updates and reflections 02:40   What long-term engagement really looks like 07:23    Using the 4P Framework to support sustainable content 13:53     Mel's personal experience navigating a pause 15:52     Reflective prompts for deeper alignment 17:37     Outro and ways to connect   Links mentioned in this podcast The Content Effect   If you enjoyed listening to this episode, then you'll also love: Episode 166 - Why I pressed paused on my full-time business (and what happened next) Episode 168 - Reimagine your content: How to do less and still make an impact   Loved the episode? Leave a review!   Ready to work with me? Buy my book The Power of Content Join my membership The Content Effect Work with me 1:1 with The Content Accelerator Join my free Facebook Group The Content Project   For more conversations on powerful content, connect with me here: Instagram | Facebook | LinkedIn | Website   I use and recommend Podbean and Descript to edit my podcast. There are affiliate links in these show notes. I will receive a small compensation if you use these links. There's no extra charge to you, but it helps me create more free content like this podcast, for you.

It's Radiothon time at 3CR, and this year's theme is 'Your Station, Your Voice'! Help us raise $275,000 to keep your favourite community radio station on the air amplifying your voices and the issues that matter to you for another year. How to donate:Call the station 03 9419 8377SMS 0488 809 855Online via our Givenow, at https://givenow.com.au/cr/3crbreakfast2025, or at 3cr.org.au/donate  Drop into the station 21 Smith St, Fitzroy during business hoursAny amount makes a big difference, and all donations over $2 are tax deductible.​ Our amazing Radiothon 2025 artwork is by Sofia Sabbagh.​// ------------------------------ Acknowledgement of Country Headlines:Gaza updates: genocide, Madleen deportations, and Maghreb caravan convoyProtests for Palestine in so-called Australia: 58th Anniversary of the Naksa, sanctionsUniversities called out for suppression of pro-Palestinian activismClosing submissions in excessive force and capsicum spray class actionVictorian public school teachers campaign against Labor on school funding delaysPalestine's world cup qualification journey Guests:Jamal NabulsiPhuong - Tuesday BreakfastDavid KellyScott Drummond - Victorian Alcohol and Drug AssociationNina - FIGJAMHeath PledgerJalees HyderNoura Mansour - Democracy in ColourShevAlex Gruenewald - Renters and Housing UnionJess

What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually kind of genius? In this episode, we’re taking a look at the investing strategy of the world’s most low-key billionaire... and showing you exactly how to start doing it yourself (no, you don’t need a six-figure salary or a finance degree). From his first investment at age 11 to the simple rules he swears by, we unpack the mindset behind Warren Buffett’s slow-and-steady success... and why it just might be the smartest way to build your own wealth.

Send us a text The Dignity IndexSpeaking of the Utah Pilot Project, University of Utah President Taylor Randall said, “The Dignity Index relies on one of the most ancient tools for social change in the history of human beings – conscience. When we see how often we use contempt and how harmful it is, we see we're a part of the problem, and that makes us part of the solution.”Donna Hicks, the author of the book Dignity: Its Essential Role in Resolving Conflict created the list of The 10 Elements of Dignity. ACCEPTING DIGNITYINCLUSIONSAFETYACKNOWLEDGEMENTINDEPENDENCERECOGNITIONFAIRNESSBENEFIT OF THE DOUBTUNDERSTANDINGACCOUNTABILITYThis episode focuses on: ACKNOWLEDGEMENT “Give people your full attention by listening, hearing, validating, and responding to their concerns, feelings, and experiences.”INDEPENDENCE “Encourage people to act on their own behalf so that they feel in control of their lives and experience a sense of hope and possibility.”You found me! If what you heard on the No Empty Chairs podcast gives you hope for more help, please schedule a free Conversation with Candice. You can also visit candiceclarkcoaching.com for more information about how coaching tools can help you keep your relationship with your children and your faith. While you're there, be sure to pull up a chair and sign up with your email to be the first to know about news and events for moms whose kids don't come to church. It's going to be okay, and even better!

In this episode, we speak with Brian Riker, a DOT compliance expert in the towing industry. He addresses common misconceptions about towing regulations and highlights the importance of operational compliance for liability management. Brian shares insights on establishing a compliant towing business, the significance of proper record-keeping, and the potential consequences of non-compliance. He offers practical strategies for enhancing safety and training while emphasizing that prioritizing compliance is crucial for protecting both the business and its drivers. Chapters 0:27  Introduction and Acknowledgements 0:53  Coping with Loss in the Industry 4:45  Guest Introduction: Brian Riker 5:36  Importance of Compliance in Towing 10:05  Understanding Compliance Requirements 14:10  First Steps Towards Compliance 18:16  The Challenges of Hiring Drivers 22:42  Clarifying CDL vs. CMV Regulations 25:32  Misconceptions About Hours of Service 28:05  The Consequences of Violations 32:58  The Importance of Proper Documentation 36:08  Navigating State Regulations 39:40  Protecting Your License as a Driver 41:07  The Role of Attorneys in Towing 51:08  The Impact of Drug Testing Regulations 52:08  Roadside Inspection Myths Busted 58:05  Closing Thoughts on Compliance and Safety

Imposter Syndrome. Comparisonitis. Self Doubt. Whatever we call it the fact is all writers and creatives suffer from it. In this episode host Pamela Cook delves into her personal struggles with imposter syndrome and discusses insights from previous podcast guests, including Eliza Henry Jones, Nikki Gammel, Sophie Green, Cassie Hamer, Natasha Lester, Holly Ringland, and Megan Della Camina, on managing self-doubt and fostering creativity. Join Pam as she digs deep into her own battle with imposter syndrome and finds answers in the wisdom of her fellow writers. 00:00 Introduction and Acknowledgements 00:44 Technical Difficulties and Personal Updates 03:43 Substack Updates and New Initiatives 07:10 Exploring Imposter Syndrome 11:13 Insights from Eliza Henry Jones 13:42 Nikki Gammel on Male Confidence 17:16 Sophie Green's Perspective 21:08 Cassie Hamer's Inner Critic 24:28 Natasha Lester on Editorial Feedback 28:04 Holly Ringland on the Blank Page 34:35 Megan Della Camina's Inner Critic Work 37:59 Conclusion and Final Thoughts SHOW NOTES: Writes4Women www.writes4women.com Facebook @writes4women Twitter / Instagram @w4wpodcast Pamela Cook www.pamelacook.com.au Facebook: click here Twitter: click here Instagram: click here Buy We Need Your Art by Amie McNee here Listen to Amie on Dear Rach and Soph here This episode produced by Pamela Cook for Writes4Women on unceded Dharawal country. Support the show: https://www.patreon.com/writes4women?fan_landing=trueSee omnystudio.com/listener for privacy information.

She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This week’s Money Diary is all about the slow realisation that earning well doesn’t mean you’re building wealth. After a divorce, a court battle, and two lost properties, she hit financial rock bottom. But what really shook her? Watching a $20K bonus disappear, and not being able to say where it went. That was the moment everything changed. She started tracking every dollar and bought a place to call her own doing the work to build a future she's proud of. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

Pentecost A Sermon by Brenard Rowe, Elder at Victory Church in Providence, RI.   Introduction and Opening Remarks Expression of gratitude for the opportunity to minister. Acknowledgement and prayer for the pastor's recovery. Personal anecdote about being asked to preach on short notice. Setting the Context: Pentecost Sunday Explanation that Pentecost is recognized as the birth of the church and a pivotal event in Christian doctrine. Emphasis on the empowerment of the disciples by the Holy Spirit and the ongoing relevance of Pentecost. The Role and Power of the Holy Spirit The Holy Spirit transforms believers from fearful followers to bold witnesses. The Holy Spirit provides strength, peace, wisdom, unity, and equips believers for service. Biblical Foundation Reference to Acts 2:1-4 describing the coming of the Holy Spirit at Pentecost. Jesus' instructions to wait in Jerusalem for the Holy Spirit (Acts 1:4-5, Acts 1:8). Importance of receiving the Holy Spirit before undertaking ministry. The Experience of the Early Church Disciples' state of confusion and despair after Jesus' death. Fulfillment of Jesus' promise through the coming of the Holy Spirit. The supernatural signs accompanying the Spirit's arrival (wind, tongues of fire, speaking in tongues). Speaking in Tongues Definition: A supernatural language for worship and communication with God. Old Testament examples of the Spirit coming upon individuals (e.g., Moses' elders, Gideon, Samson, Saul's messengers). New Testament affirmation of speaking in tongues as evidence of Holy Spirit baptism. Instances of Holy Spirit Baptism in the New Testament Jerusalem (Acts 2:4): Disciples receive the Holy Spirit. Samaria (Acts 8:14-17): Believers receive the Spirit through the apostles' laying on of hands. Saul/Paul (Acts 9:17): Receives the Spirit after Ananias lays hands on him. Cornelius' house (Acts 10:44-48): Gentiles receive the Holy Spirit while Peter preaches. Ephesus (Acts 19:1-6): Believers receive the Holy Spirit through Paul. Benefits of Being Filled with the Holy Spirit Power for ministry (Acts 1:8). Spiritual refreshing (Isaiah 28:11). Ability to witness and reveal Christ (John 16:13-14). Inner strength and comfort (John 15:26). Spiritual gifts (1 Corinthians 12:4-11). Fruit of the Spirit (Galatians 5:22). Spiritual quickening (Romans 8:11). Who Can Be Filled with the Holy Spirit? Everyone: Rich, poor, young, old, sinners, saints, children, etc. Reference to Psalm 81:10 as encouragement to receive. Who Cannot Be Filled with the Holy Spirit? Those satisfied with mere salvation and unwilling to serve. Disobedient and unyielding Christians. Those who do not believe or are closed off to the Holy Spirit. Conditions for Receiving the Holy Spirit Repentance and baptism (Acts 2:28). Asking God with faith (Luke 11:13). Deep conviction, consecration, and willingness to live for God (John 7:37-39). The Ongoing Work of the Holy Spirit in Believers Teaches and makes believers teachable. Enables true worship and confession. Guides prayer and leads by God's word. Conclusion The Holy Spirit is the comforter and helper sent by God. Encouragement to be open to the Holy Spirit's work and to fulfill commitments in service to God and the church.  

• Repeating “time for a bath” gag with tax refund references • Joke about buying gas and candy with tax refund • Mentions donation to charity during checkout • Sassy and exaggerated tax refund persona named “Taxitude” • Introduction of Friday Free Show • Guest appearance by comedian Amy LaCour • Mention of David Jolly possibly joining later • Promotion of Funny Bone show with Jari Nose and Preacher Lawson • Mention of new Tom and Dan merch, including car coasters and sticker packs • Collaboration with Hittin' Skins for promo items and car wraps • Upcoming Tom and Dan straw hats and sun shirts • Praise for Eric Merchman's tropical sun shirt design • Shoutout to the Orlando Science Center's DC exhibit and summer camps • OSC.org mentioned, mix-up with OCLS (library) • Library event Melrose Pop Festival mentioned • Clarification for Amy about Hittin' Skins not being “skin” related • Ball and bat wings humor and exaggerated ball descriptions • Amy's background as a licensed mental health counselor and former therapist • Amy now does comedy and therapist trainings • She runs a live psych show with comedians • Discussion about Psychology Today being viewed as pop-psych • Debate over inviting yourself to events • Example involving Dan's daughter Maisie and dance invitations • Article arguing self-invites aren't as embarrassing as people think • Dan strongly opposes people inviting themselves to events • Tom mentions his hesitation to invite others due to obligation concerns • Example of Sam being invited/not invited to events • Issue of boss-employee social invites creating pressure • Tom avoids inviting friends without kids to kid-centric events • General dislike for being invited to social events • Stories of people guilt-tripping them for not attending events • Mention of Guy Torre calling out Dan for never attending his shows • Acknowledgement that Tom is more welcoming to invites • Jokes about Tom just wanting women at pool parties • Dan jokes about Tom's long-term swinging attempts • Dan explains he doesn't care who visits unless he dislikes them • Discussion on whether people can tell if they're not welcome • Psychology Today article suggests fear of self-inviting is often unwarranted • Author claims people often don't invite others due to oversight, not rejection • Dan and Tom contrast personalities—Dan needs control, Tom is more spontaneous • Questioning the legitimacy and data behind the Psychology Today article • Speculation that Gen Z may have a different view on self-inviting • Amy refuses to self-invite to avoid making people uncomfortable • Reference to Ross McCoy awkwardly asking Dave Coulier to open for him • Dan recounts being embarrassed during Ross's interaction with Coulier • Amy discusses how hard it is to ask to be booked on comedy shows • Social media makes self-inviting to shows easier for comedians • Discussion on generational differences in communication and etiquette • Facebook events blur the lines between open and private invitations • Amy accepts not being invited if it's a small, intimate gathering • Discussion on deliberate versus accidental exclusion from plans • Tommy afraid to invite friends due to childhood trauma from Crystal's story • Crystal's birthday party trauma unintentionally affected Tommy's behavior • Dan jokes about past trauma and inappropriate parental behavior • Amy describes being methodical with party invites to ensure good experiences • Amy admits to being called the “party Nazi” for controlling party dynamics • She avoids inviting incompatible personalities to certain themed events • Amy attending a Lonely Island-themed party • Tom jokes about costume ideas for the party, including “jizz in my pants” • Amy prefers structure and scheduled fun at social gatherings • Amy's husband dislikes social planning and prefers to chill • Andrea also values structured, intentional downtime • Dan surprised that Amy doesn't force her husband to participate • Dan shares story of Andrea surprising him with a new Switch 2 • Dan perceives Andrea's surprise as a show-off move to Tom • Dan complains Andrea scheduled family time like a prison warden • Amy realizes her family dislikes being scheduled for activities • Discussion about learning to stop forcing family to hang out • Amy now asks for small, voluntary time with husband and kid • Tom relates to Amy's experience with family scheduling pressure • Segment transition teased with upcoming gripe from Tom ### **Social Media:**   [Website](https://tomanddan.com/) | [Twitter](https://twitter.com/tomanddanlive) | [Facebook](https://facebook.com/amediocretime) | [Instagram](https://instagram.com/tomanddanlive) **Where to Find the Show:**   [Apple Podcasts](https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682) | [Google Podcasts](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw) | [TuneIn](https://tunein.com/podcasts/Comedy/A-Mediocre-Time-p364156/) **The Tom & 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You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we’re tackling the save vs. invest debate. We’re not here for one-size-fits-all answers, we’re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother with big expectations. It’s full Friday Drinks energy: spicy, thoughtful, and packed with the kinds of money convos no one else is having (but we all need to hear). WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh from Zella Money is back to chat why refinancing could be the sneaky power play your bank really hopes you don’t make. We’re breaking down how it works, when it’s worth it, and why a mortgage broker might be your secret weapon to getting the best possible loan for you. Whether you’re looking for a better rate, more flexibility, or just want to stop donating extra cash to your bank each month, this episode has everything you need to know. In This Episode:

Send us a textDo I have a treat for all of you! On today's episode of the Cops and Writers Podcast, I have with me Professor, Bestselling Author, and Retired ATF Special Agent Jay Dobyns for this special two-part interview that will conclude next Sunday.Jay Dobyns spent over two decades as a federal agent embedded in the dark heart of America's violent crime, participating in more than five hundred undercover missions targeting gun runners, narcotics traffickers, explosives manufacturers, murder-for-hire schemes, and vicious gangs.Jay's most infamous case—a landmark infiltration of the Hells Angels motorcycle gang—changed the face of undercover work forever, earning him international recognition.Jay's story is more than headlines and danger. It's about the cost of service to others, the toll on identity, family, and mental health, and how to rise from it stronger.  In today's episode we discuss:·      Thank you Steve Gould over at the Things Police See Podcast for the intro.·      Acknowledgement of Jay's wife and kids, who are the heroes of this story. ·      Almost playing in the NFL. ·      Jay's intense desire to work undercover.·      The role and value of undercover work in law enforcement.·      His first foot chase and how it ended.·      Taken hostage as a rookie ATF agent?·      Getting shot point blank and surviving a sucking chest wound.·      The aftermath of almost being killed.·      When he started to feel invincible.·      Fifteen years of being an undercover ATF agent specializing in illegal narcotics, explosives, and guns before going after the Hells Angels.·      The murder of Cynthia Garcia at the hands of Hells Angels members.·      Path to the Hells Angels. Hang around, prospect, and full patch. The rules, bylaws, and procedures of the Hells Angels. All of this and more on today's episode of the Cops and Writers podcast.Learn more about Jay Dobyns and his books on his website!Check out the new Cops and Writers YouTube channel!Check out my newest book, The Good Collar (Michael Quinn Vigilante Justice Series Book 1)!!!!!Enjoy the Cops and Writers book series.Please visit the Cops and Writers website.What would you do if you lost the one you loved the most? How far would you go to quench your thirst for vengeance?https://a.co/d/2UsJPbaSupport the show

Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big? This week’s Money Diary is a bold one. Our diarist packed up her life in Australia to move to San Francisco for her husband’s startup job, trading career security for the chance at something bigger. Now, she’s navigating life without an income, American healthcare, wild rent, and double tax returns... all while preparing to become a mum. It’s a powerful reminder that sometimes the biggest money moves aren’t about what’s in your account. They're about what could be, if the risk pays off. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not? This week on Friday Drinks, we’re unpacking a dilemma that’s hitting way too many millennials right now... the quiet stress of realising your parents might not be financially ready for the future, and the pressure of what happens next. Plus, it’s starting to get colder, and that means heater wars, passive-aggressive group chats, and winter power bills that could wreck your budget faster than you can say “"put a jumper on". It’s a classic Friday Drinks: a little bit unhinged, a whole lot real, and full of the money convos no one else is having... but we definitely should be.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Acknowledgement, preparation, conversation. These are the three steps to discussing your father wound with your dad. Working through the pain is difficult but worth the effort. https://matthewjwolak.com/ ________________________________________________________________________________________________ Look for HOPE is Here: - at www.HOPEisHere.Today - on Facebook - https://www.facebook.com/HOPEisHereToday - on Instagram - https://www.instagram.com/hopeisherelex/ - on X (Twitter) - https://www.x.com/hopeisherelex - on TikTok - https://www.tiktok.com/@hopeisherelex - on YouTube - https://www.youtube.com/channel/UCtJ47I4w6atOHr7agGpOuvA Help us bring HOPE and encouragement to others: - by texting the word GIVE to 833-713-1591 - by visiting https://www.hopeisheretoday.org/donate   #Lexington #Kentucky #christianradio #JesusRadio #Jesus #WJMM #GregHorn #GregJHorn #suicideprevention #KentuckyRadio #HOPEisHere #Hope #HopeinJesus #FoodForThoughtFriday #MondayMotivation #FridayFeeling #Motivation #Inspiration #cupofHope #FYP #ForYouPage #SuicideAwareness

SummaryHidden Monsters and Deceit- Discussion about concealed identities and deceptive behaviors.- Mention of specific individuals and events, suggesting a context of betrayal.- The analogy of monsters existing in close proximity, revealing their true nature only in private. Hidden Behaviors and Societal Adaptation- The text discusses the contrast between a person's presented behavior and their true nature.- It highlights the phenomenon of individuals adapting behaviors to societal expectations.- The analogy of a 'wolf in sheep's clothing' is used to illustrate this deceptive behavior. Analysis of Black Men's Behavior Towards Black Women- Discussion on the prevalence of harmful behaviors by black men towards black women.- Analysis of demographic data showing a significant portion of Spotify listeners are black men.- Acknowledgement of a substantial number of black men who exhibit positive and responsible behavior. Manipulative Behaviors and Trauma Bonding- Some individuals feign genuine connection to achieve personal gain, exploiting others for sexual, financial, or emotional benefits.- The concept of trauma bonding is discussed, highlighting its use in manipulative relationships.- The text mentions observations of behaviors among groups, suggesting that casual interactions can mask deeper manipulative tactics. Observing and Addressing Harmful Behavior- The text discusses the importance of addressing harmful behavior, using the analogy of witnessing violence.- It emphasizes the responsibility to intervene when witnessing mistreatment of others.- The text highlights the need to disengage from situations where harmful behavior is not corrected. Challenging Biased Thinking- Addressing recurring relationship challenges, not necessarily physical.- Importance of questioning reasoning behind biased actions or thoughts.- Drawing out conversations to understand underlying motivations and biases is powerful. Building Community Through Accountability- Adjusting behavior is key to positive interactions, not necessarily direct confrontation.- Strong communities are built upon mutual respect and accountability among members.- Offering advice is appropriate when sought, but one's perspective is limited by personal experience. Growth and Filtering: A Perspective- The importance of honest communication and filtering out stagnant relationships is emphasized.- The focus should be on improving one's circle by surrounding oneself with individuals committed to growth.- A metaphor of individuals as strands, suggesting collective growth towards a larger goal, is presented. Interlocking Threads: Building a Strong Community- Creating a strong community requires interconnectedness and mutual reliance.- Understanding individual roles and shared goals is crucial for survival and community repair.- A thriving community embraces growth, education, mental health, and emotional intelligence.

You’ve skipped the oat lattes, cut back on everything that sparks joy, and you’re still not getting ahead. Maybe it’s not about spending less... it’s about earning more? This week, we’re talking about the power of a strategic pivot, because you might already have 87% of the skills you need to switch things up. Whether you're ready for a role that pays more or offers flexibility, we’re showing you how to back yourself before you tick every box. Victoria shares how to make a pivot without starting from scratch, how to turn side skills into job-ready assets, and why your cover letter might just be the strongest tool in your job hunt, if you actually use it properly. In This Episode:

She graduated top of her class, a had a house, and $200K in savings. On paper, she was set. But then came chronic health issues, three kids, and two cancer diagnoses... and suddenly the plan didn’t matter. This week’s Money Diary is about what happens when full-time work isn’t an option, savings don’t last forever, and success looks a lot different than it used to. Our Money Diarist talks about walking away from an investment property, learning to live with less, and figuring out how to rebuild without burning herself out in the process. If you’ve ever had to make hard calls, slow everything down, or just survive the season you’re in, this one’s for you. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

Have you ever stopped to really celebrate your achievements and reflect on what recognition truly means? In this podcast, we're diving into the crucial role of acknowledgement and celebration in our lives. You know, all too often, we hit a goal or reach a milestone but then just move on without soaking in the joy of what we've accomplished. Last weekend, I got to experience a truly inspiring event—a degree show at Abertay University. It was beautiful to watch students, including my own son, share their journey with family, friends, and industry insiders. The evening show was all about creative awards in fields like development, design, art, game art, and coding. It really hit me then, how rare those opportunities are to be publicly celebrated for our achievements. Our modern lives seem to lack those moments of appreciation, yet historically, festivals and celebrations have always brought communities together. Today, in our fast-paced world, we often miss out on true efforts to celebrate and recognize not just big milestones like weddings or birthdays but also little victories. The competitive business world often tries to mimic this with award events. However, these can sometimes feel like 'bought' recognitions rather than genuine celebrations. Yet, whatever the method, there's a shared joy in acknowledging success, one that's missing in many of our endeavours today, where the work seems endless and without tangible endpoints. So, what's the solution? We need to find ways to bring celebrations into our everyday lives, to break the routine and appreciate the journey. This is more than just about public adoration—it's about feeling good internally when we acknowledge ourselves and others. Why not try a little experiment? Pick a task, maybe cleaning out that cluttered drawer or tidying up your wardrobe. Once done, take a step back, appreciate the difference, and relish that sense of achievement. It'll empower you more than you might expect! Every little acknowledgement can be a powerful motivation booster, driving us to pursue even bigger goals. The creative industries know this; that's why they so elegantly celebrate success to propel people forward to achieve even greater heights. So let's tap into this powerful resource by valuing achievements more. Remember, this isn't just about work or big life events. It's about appreciating every stride we make on our life's journey. So, go ahead, try recognizing something you've achieved today, and see how uplifting it feels. If this chat has resonated with you, share it with a friend and spread the positivity. For more information of LB&B, check out the links below, and if you found this useful, consider buying me a coffee below.       Life Passion & Business Podcast is about finding answers to life's big questions through weekly interviews with guest speakers. The Shortcast is my ongoing commitment to staying inquisitive and passionate about life, with whatever is alive for me each week. Follow the links below to discover what else is on offer.     The Five Questions eBook: https://lifepassionandbusiness.com/the-five-questions Focus Coaching: https://lifepassionandbusiness.com/focus-coaching/ Support The Podcast:https://www.buymeacoffee.com/lifeandpassion Midlife Survey: https://lifepassionandbusiness.com/midlife-challenge/                  

What would you do if you had the chance to build your dream home, but your name wasn’t on the title? This week, we’re unpacking a dilemma that’s equal parts dream opportunity and legal nightmare. Plus, we hear from a listener who is pushing herself to the limit because the money is just that good. But what happens when the hustle leaves you physically unwell, emotionally drained, and one shift away from total burnout? It’s a classic Friday Drinks: a little bit unhinged, a whole lot real, and packed with the kind of fun that still makes you smarter with your money. Sort your insurances with Skye Wealth. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Cara Sheppard is the Senior Medical Officer at Puntukurnu Aboriginal Medical Service (PAMS), an Aboriginal Community Controlled Health Service in Western Australia's East Pilbara. In this episode, Marcus chats with Cara about what it really means to deliver healthcare in remote desert communities, where cultural safety, chronic disease, and deep-rooted systemic challenges intersect.From the realities of diabetes in young people to the complexities of rheumatic heart disease, spiritual beliefs, and payback culture, Cara offers a brutally honest look at the highs, lows, and hard truths of her role.Working with limited resources, vast distances, and the constant presence of cultural nuance, Cara shares:The myths and facts about remote medicineWhat makes PAMS uniqueHow she juggled becoming a mother while working fly-in fly-outThe reality behind staff safety and clinical decisions in remote settingsYou can find out more about PAMS here. Acknowledgement of CountryWe acknowledge the Traditional Custodians of the land on which this episode was recorded and the communities discussed. We pay our respects to Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples listening.We recognise the deep spiritual connection Aboriginal peoples have to land, water, and culture, and honour their enduring presence and knowledge systems, which have existed for tens of thousands of years.

Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shares what it’s really like to feel stuck in a cycle of emotional spending, hidden purchases, and guilt — even while working hard toward big financial goals. She found herself secretly spending $500 a fortnight, avoiding her bank app, and feeling like she’d never break the habit. But with some hard truths, a little therapy, and a seriously smart savings system, she turned it around — managing to save $60,000 and start building the future she actually wanted. We also unpack life with a $1.1 million mortgage, how she’s balancing career dreams with financial goals, and yes… whether that designer handbag really counts as an “investment.” Press play, this is your reminder that even if it feels hard right now, change is always possible. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

It’s one thing to feel bad about your own money decisions… but what if it’s your parents making you feel worse? This week, we’re diving into why family opinions about how you spend, save, and handle your money hit harder than they should, and how to shake off the guilt so you can make decisions that actually work for you (not just to keep the peace at family dinners). Then, we switch gears and tackle a huge financial decision selling your home. What are buyers actually looking for right now? And when your real estate agent offers advice, should you listen… or trust your own research? Plus, the usual chaos: slightly rogue broke tips, some brilliant money wins, and a very important conversation about whether IKEA meatballs count as financial self-care. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. But when it comes to your hard-earned money, is this actually the smart place to invest… or just another hype train about to derail? In this episode, we’re breaking down what’s really going on with AI and tech shares and why throwing your savings at the next shiny thing might not be the wealth-building move it’s made out to be. Are you already too late for the big wins? Are tech giants like Apple, Amazon, and Nvidia still a safe bet? And how do you know if you’re investing for future-you… or just chasing financial FOMO? In This Episode:

What happens when love fades but the debt remains? This weeks money diarist found herself caught between what her heart knew and what her bank account wouldn’t allow. With her finances tangled and the exit door feeling impossibly far away, she stayed longer than she wanted — not because she didn’t want to leave, but because she didn’t know how she could afford to. This is a story about quiet resilience and the slow work of reclaiming your independence. Content Warning:This episode discusses themes of emotional abuse, financial control and threatened suicide. 1800RESPECT is available 24/7 for confidential support at 1800 737 732 or 1800respect.org.au. or In an emergeny or if you are feeling unsafe always call 000. If you’re feeling trapped by debt or financial hardship, you can contact the National Debt Helpline at 1800 007 007 or visit ndh.org.au for free, confidential advice. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

Or on the types of prioritization, their strengths, pitfalls, and how EA should balance them The cause prioritization landscape in EA is changing. Prominent groups have shut down, others have been founded, and everyone is trying to figure out how to prepare for AI. This is the first in a series of posts examining the state of cause prioritization and proposing strategies for moving forward. Executive Summary Performing prioritization work has been one of the main tasks, and arguably achievements, of EA. We highlight three types of prioritization: Cause Prioritization, Within-Cause (Intervention) Prioritization, and Cross-Cause (Intervention) Prioritization. We ask how much of EA prioritization work falls in each of these categories: Our estimates suggest that, for the organizations we investigated, the current split is 89% within-cause work, 2% cross-cause, and 9% cause prioritization. We then explore strengths and potential pitfalls of each level: Cause [...] ---Outline:(00:37) Executive Summary(03:09) Introduction: Why prioritize? Have we got it right?(05:18) The types of prioritization(06:54) A snapshot of EA(16:45) The Types of Prioritization Evaluated(16:57) Cause Prioritization(20:56) Within-Cause Prioritization(25:12) Cross-Cause Prioritization(30:07) Summary Table(30:53) What factors should push us towards one or another?(37:27) Possible Next Steps(39:44) Conclusion(40:58) Acknowledgements(41:01) en-US-AvaMultilingualNeural__ Modern geometric logo design with text RETHINK PRIORITIES(41:55) Appendix: Strengths and Pitfalls of Each Type(42:07) Within-Cause Prioritization Strengths(42:12) Decision-Making Support(42:37) Comparability of Outputs(44:18) Disciplinarity Advantages(45:45) Responsiveness to Evidence(46:48) Movement Building(48:06) Within-Cause Prioritization Weaknesses and Potential Pitfalls(48:12) Responsiveness to Evidence(50:54) Decision-Making Support(52:45) Cross-Cause Prioritization Strengths:(53:06) Decision-Making Support(54:49) Responsiveness to Evidence(56:08) Movement Building(56:22) Comparability of Outputs(56:45) Decision-Making Support(57:14) Cross-Cause Prioritization Weaknesses and Potential Pitfalls(57:20) Comparability of Outputs(58:01) Disciplinarity Advantages(58:41) Movement Building(59:09) Decision-Making Support(01:00:27) Cause Prioritization Strengths(01:00:32) Decision-Making Support(01:02:01) Responsiveness to Evidence(01:02:52) Movement Building(01:03:28) Cause Prioritization Weaknesses and Potential Pitfalls(01:04:28) Decision-Making Support(01:06:08) Responsiveness to EvidenceThe original text contained 23 footnotes which were omitted from this narration. --- First published: April 16th, 2025 Source: https://forum.effectivealtruism.org/posts/ZPdZv8sHuYndD8xhJ/doing-prioritization-better-2 --- Narrated by TYPE III AUDIO. ---Images from the article:

You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls around, do you still owe them a gift? This week’s episode brings the wedding etiquette drama (and the budget stress) we all secretly talk about. Plus, one of the biggest money dilemmas we hear:Should you throw your savings into super and score a tax win, or save for a house deposit and try to beat the market? We’re breaking down how to figure out what’s actually right for you, including the First Home Super Saver Scheme, and how to balance future-you with right-now priorities. And it's Friday so we've got all your money wins, DIY car repairs, homemade jelly, and the kind of broke tips only this community could come up with.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this episode is your permission slip to stop blaming willpower and start building smarter systems. Because the truth is: good money habits aren’t about discipline, they’re about design. We’re unpacking the psychology of habits, why your brain loves to self-sabotage (blame the caveman settings), and how to make budgeting feel less like punishment and more like autopilot. Plus, the tiny tweaks you can make today that’ll actually stick. In This Episode: ✨Why motivation isn’t the magic solution we think it is✨How to spot your habit triggers — and use them to your advantage✨What “habit stacking” is and how to make it work for your money✨Building systems that save you from yourself (and your phone) Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

What happens when you’re smashing savings goals… and your partner is dragging debt behind him? This week’s Money Diarist is the kind of person who plans, budgets, and makes things happen. Her partner? Not so much. But instead of giving up or giving in, she stepped up.... managing the money, making the plan, and slowly pulling them into a better place. It wasn’t easy. But now, they’re out of debt, kicking goals, and building a life with way more control than chaos. It’s honest, relatable, and seriously motivating if you’ve been doing the financial heavy lifting (or just need a lift yourself). Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dilemma: one listener wants to know if investing in gold bullion is a smart financial move, or just a panic response. So we're chatting about when gold actually makes sense as an investment (and whether that jewellery sitting in your drawer is secretly part of your portfolio). Then we get personal: would you delay your dream job just in case you want to have kids someday? We dive into the pressure to plan around maybes and how to make big life decisions when nothing feels certain. Of course, it wouldn’t be a Friday ep without your money wins and broke tips. Content Warning: This episode includes discussion of miscarriage. If this topic is distressing for you, you may want to skip this one. And if you need support, Miscarriage Australia has a list of helpful resources available here.FREEBIE: we’ve teamed up with our friends at Moonpig again for a pretty iconic Mother’s Day offer: right now, you can send your first card completely free with the code MUMSOTM. Head here and add a cute photo, a sweet message, maybe even a voice note. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Boutique Consultancy: Balancing High-Touch Service and Growth   In this episode, the discussion revolves around the concept of boutique consultancy, highlighting the benefits of providing a personalized, high-touch service over rapid, automated responses. The conversation delves into the comparison between boutique firms and large-scale competitors, focusing on client satisfaction versus cost-saving strategies. Drawing parallels to Apple's business approach, the discussion extends to the evolution of consulting within the tech industry, emphasizing the importance of intelligent strategy over mere ticket resolutions. The conversation wraps up with practical insights into asset management, device lifecycle strategies, and the challenges and experiences of running a consultancy.   00:00 Introduction to Boutique Consultancy 01:31 The Apple Business Model as a Muse 03:14 The Role of Consulting in Managed Services 08:00 Challenges and Strategies in Client Management 09:22 Team Size and Economic Factors 12:03 Contract Structures and Pricing Strategies 21:25 Analytical Skills and Personal Background 25:51 Personal Time and Future Plans 28:36 Balancing Work and Family Life 29:13 Holiday Plans and Skiing Adventures 30:56 Generational Differences in Technology 33:25 Sustainable Business Practices 36:43 Lifecycle Management of Devices 42:01 Challenges and Strategies in Hardware Sales 47:16 The Importance of Client Relationships 49:31 Final Thoughts and Acknowledgements

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the stacking tricks, bonus offers, and sneaky little hacks you need to know. Inside This Episode: ✈️How to actually make points work for you (without spending more)✈️The best loyalty programs to jump on right now✈️Smart bonus stacking 101: double dip, triple dip, WIN✈️When to use your points for flights vs upgrades vs shopping✈️The real rules of savvy points hacking (and what to ignore) Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life? Today’s Money Diarist shares how she and her husband scraped together a deposit, lived in a caravan while they renovated their first fixer-upper, and flipped it for a serious profit. Once they realised they had a knack for it, they didn’t stop at one and turned their property skills into a growing business, more financial freedom, and a future with way more options than they had before. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

On Monday submissions close on an Deed of Acknowledgement between iwi Te Kawerau a Maki, Auckland Council and the Department of Conservation. The Waitakere Ranges Heritage Area Act has been in place since 2008 - so 17 years later the next step, on how to effect the act and actually manage the area is underway.

This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s setting boundaries around your time, charging what you’re worth, or figuring out how to leave a relationship that no longer serves you… when money’s involved, it gets complicated. We’re getting into what keeps people stuck, how to start building a way out (even if it feels impossible right now), and where you can turn for help that’s real and judgment-free. And because it’s a Friday show, we’re also lightening the mood with your favourite money wins and chaotic broke tips (Cheesels over chips? Discuss). The National Debt helpline is a free resource you where can speak to financial councillors about your debt. Call 1800 007 007 or visit https://ndh.org.au/Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-figure business built from the ground up, Kayla Jade is one of the most recognisable (and unapologetic) faces in Australian content creation. And she’s not just here for attention. She’s here to build wealth.She’s an OnlyFans creator, full-service sex worker, digital entrepreneur, and financial powerhouse who went from fixing her car with duct tape to negotiating five-figure bookings and flipping that income into property, power, and long-term financial freedom. It’s an unfiltered chat where Victoria gets to ask all the questions you’ve been dying to know.... and Kayla doesn’t hold back. You'll hear:

She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece. But when her dad passed away and left her an inheritance, she found herself completely stuck. Not because she doesn’t care — but because the pressure to use it “right” is heavier than she expected. This week’s Money Diary is about grief, guilt, and trying to make a smart money decision when your heart’s still catching up. It’s honest, emotional, and packed with the kind of real-life money moments no spreadsheet can prepare you for. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

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