Make Your Money Matter is a show dedicated to separating myth from truth, so you may avoid the most common mistakes many Americans make with their money and make better financial decisions. Your host Brad Barrett, CFP® is a Managing Director and Partner at One Capital Management, a top ranked independent investment advisory firm managing over $2.5 Billion in assets for clients across the country. He has advised individuals and families for over 15 years, is an active member of Kingdom Advisors, a biblically based advisory network and holds the Certified Financial Planner™ designation.
With recent volatility in the market, it is easy to panic. However, what may look one way, could mean opportunity! On today's show, Brad addresses our concerns as it pertains to current market shifts, reminding us all that this is not uncharted territory and to just stay the course. Listen Now! Show Highlights Include: This Has Happened 17 Times. (2:27) Retirement Dates Are Chapter Transitions. (6:50) The Butterfly Effect And Global Markets. (8:49) Why Not Own Concentrated Positions? (12:51) It's Mundane, Yet So Important. (14:16) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Recently, Former President Donald Trump proposed that the U.S. replace taxes with tariffs. This had politicians on both sides of the aisle scratching their heads. Although this could be a good idea, “in theory”, it will not likely happen. Today, Brad gives a little history on tariffs and taxes, along with some unbiased data and insight. Listen Now! Show Highlights Include: Is It ALL It Is? (1:37) Battleship In A Bathtub. (6:21) Trying Again And Again, Until It Works. (8:03) History Of Tariffs And Taxes. (10:36) When There's No Pain To You, It Doesn't Matter. (13:08) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Ready or not, we have an election coming up this November and many of us are bracing to see how the market responds. But do elections REALLY have an affect on the stock market? Today, Brad takes us through a 100 year timeline on election data and how it coincides with the U.S. market. The results may surprise you. Listen Now! Show Highlights Include: The Stage Is Set. (2:16) “Mr. Boring's” Method Actually Works. (6:12) What Does It REALLY Look Like? (9:28) How Do They Close The Inequality Gap? (12:04) Allowing THIS To Work, Is Key. (17:05) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
If you have been following news pundits on the subject of inflation, you might be scratching your head, but also becoming a little impatient… for good reason. Today, Brad walks us through discussions in the media regarding inflation and interest rates. And with so many rumors and opinions, it is hard to find the real story. We have you covered! Listen Now! Show Highlights Include: Right Money, Wrong Denomination. (3:31) Moving From Scarce Reserve, To Abundant Model. (5:28) Super Core Inflation. (9:03) Less Wrong More Often. (11:04) Don't Be Sold A Bill Of Goods. (13:32) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Would it surprise you that the global population over the age of 65 is expected to double from 10% to 20% by the year 2060? This increase in longevity concerns many people as it pertains to their retirement. On today's show, Brad takes us through 3 ways all of us can address the question of, “Will I have enough money in retirement?” Listen Now! Show Highlights Include: A Great Achievement, But Greater Risk? (2:24) The Most Important Thing. (5:26) Only 1/2 Of The Story. (8:39) A Road Traveled Before. (12:15) Enjoyment… The Goal Of Everyone. (14:28) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Behavioral traits have a lot to do with the success and failure of managing our money. Today on the show, Brad shares 5 habits we should all stay away from, that could be keeping us “broke” or simply hindering us from reaching our financial goals. Listen Now! Show Highlights Include: Habit 1: Overspending. (4:55) Habit 2: Waiting For The Wrong Reasons. (6:23) Habit 3: Taking On Too Much Debt. (8:40) Habit 4: Not Paying Attention. (11:38) Habit 5: Not Understanding Limited Beliefs. (13:10) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Having the right team around you, matters... especially when it comes to our money. Today, Brad breaks down the 7 million dollar contract Shohei Ohtani signed with the LA Dodgers this off-season. The way it is structured will shock you… but there is much we can learn about planning for the future. Listen Now! Show Highlights Include: The Largest MLB Contract In History. (2:10) Age Is Only A Number. (4:55) It's Hard To Beat The Team Approach. (6:48) Taxes Are At The Top Of The List. (12:01) What Is Your Batting Average? (15:50) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Dating back to the 13th century, the "Grain of Rice" fable has long been told in order to teach the simple concept of compound interest. Today, Brad shares this important tale and how it relates to the Rule of 72. You don't want to miss this tried and true investing tip! Listen Now! Show Highlights Include: The Grain Of Rice. (2:50) Seeing The Light. (7:27) Why You Should Think Long-Term. (9:05) Even If The Truth Hurts. (11:01) The Rule Of 72. (12:47) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Perception and interpretation are very different… and when it comes to the economy, these can get very convoluted. Those who are more optimistic may see a more promising year and those who are more pessimistic could be more skeptical. On today's show, Brad breaks down the famous and ambiguous illustration of the Duck and Rabbit, and how we should be looking at the economy as a broader picture. Listen Now! Show Highlights Include: The Duck / Rabbit Picture. (1:43) A Promising Or Struggling 2024 Economy? (3:59) The Perception Of One, Voids The Other. (5:58) We Must Look At The Whole Picture. (7:01) Source: https://en.wikipedia.org/wiki/Rabbit%E2%80%93duck_illusion To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. Today, Brad discusses where we are versus where we have been when it comes to retirement, reminding us all that our age does not really matter. Listen Now! Show Highlights Include: Age Is Just A Number. (1:40) Looking Back To See Forward. (4:25) Breaking Down A Legged Monster. (11:00) Contribution, Prevention And Delegation. (14:59) It's Not Your Grandma's Retirement Any More. (20:42) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
With 2024 comes an election year, and a top concern for many of us will be the economy. However, the big question will be, “Will there be any clear answers to what is broken?”. Today on the show, Brad paints a clear picture to what has happened over the course of a few years regarding government spending and reminds us to look in the mirror and put our own money in perspective. Listen Now! Show Highlights Include: Cats And Dogs. (1:15) A Spending Rundown. (3:25) Budget Battles. (6:32) Looking Into The Mirror. (9:46) It's Going To Get Hot And Heavy. (12:20) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
With 2023 behind us, it is always good to reflect on the year we had but more importantly what lies ahead in 2024. On the first show of the new year, Brad talks what the "experts" got right and what they got wrong in 2023... reminding us that no matter how this year turns out, we must ask ourselves, "Can my portfolio weather a storm?". Listen Now! Show Highlights Include: Tiger Woods Was Not A Winner. (1:42) Is Your House In Order? (6:04) Experiencing Bear Markets Gets Easier. (10:15) What Dominates Your 50,000 Thoughts? (12:44) Can Your Portfolio Weather A Storm In 2024? (13:56) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
We have all heard the true story of Christmas... The Savior, Mary and Joseph, the stable and wise men, but there is a different way to look at it. Today on the show, Brad sheds light on the In Keeper who only had a stable for for Mary and Joseph. This new perspective may surprise you! Listen now. Show Highlights Include: The Story Of Old. (1:38) An Abuse Of Power. (4:23) Love Conquers All. (6:25) A Great Reset. (8:10) Focus On The Good. (11:15) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Where are you in your financial world? Are you looking to buy or sell? These have different pain points regarding current interest rates. However, making sure we take a global view as it relates to how those rates got here and where we are going, may be a great perspective. Today on the show, Brad discusses what the Federal Reserve should do in 2024 as it relates to the broader economy. Listen now. Show Highlights Include: Neutral Or Natural Rates? (2:45) It Is NOT Time To Claim Victory. (6:31) Remember Mark To Market Accounting? (9:02) Looking Behind The Curtain. (12:54) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
It is easy to get caught up with current events going on around the world and even what is going on in the markets. With information at our fingertips, distractions are an every day occurrence… the same goes with our money. Today, Brad's challenges us to think about and discover the purpose of our money as it relates to our investments, retirement and the goals we set out to achieve. Listen now. Show Highlights Include: The Screwtape Letters. (1:34) Stay In Your Lane. (4:10) If You Quit Working Tomorrow. (7:12) Like A Ride At Six Flags. (10:40) Bold Prediction. (14:09) You Are Not Less Than. (18:11) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Has America been a more divided nation? Actually yes... But let us all remember to be gracious and kind to one another and most of all THANKFUL for what we have this Thanksgiving. Show Highlights Include: Division Is Nothing New. (:33) Just Be Kind. (1:43) The Autumn Harvest of 1621. (2:57) The Cornerstone Of Society. (6:19) The election Of 1960. (9:01) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
We have all heard the phrase, “Nothing Is FREE”. But not all prices appear on labels… in particular the markets and volatility. On today's show, Brad helps us better understand volatility, value and managing the long run when it comes to our money. Plus, he offers a FREE gift! Listen now. Show Highlights Include: Diversification Matters When Things Are Over-Bought. (4:03) When GE Sold For Scraps. (6:20) Sit Back And Let Your Money Compound. (10:17) The World Is Never That Nice To Us. (14:02) Are You Planning On Living For Only 2 Years Of Retirement? (16:26) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Most people try to avoid any situation that is volatile because they generally involve risk. But when it come to investing, it could be misleading to believe volatility equates to risk. In today's show, Brad discusses this topic of variability in a story driven way, plus educates all of us on how to filter the financial “noise” we hear every day. Listen now. Show Highlights Include: Avoiding Risky Volatility. (2:06) Your Time Horizon May Be Short. (4:47) The Story Of “Mr. Market”. (6:38) Don't Become Part Of The Herd. (10:23) There's A Laundry List Of Risk. (11:39) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Did you know that 1 in 5 married couples say that finances is the greatest issue they face in their relationship? Money and finances can be a very uncomfortable topic for many couples, but there is hope. Today on the show, Brad shares 5 tips to becoming a successful financial couple. Listen now. Show Highlights Include: Financial Incompatibility Is A Thing. (3:02) More Often, One Is In The Dark. (6:10) Prioritize Your Tomorrow. (7:37) Embrace The Hard. (8:50) Time Is Your Greatest Commodity. (10:46) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
As we move into the 4th quarter of 2023 and take a look back on the year, the word “Volatility” stands out like a giant billboard sign. But what if volatility was not as bad as it is made out to be? On today's show, Brad defines, measures and brings context to volatility, reminding us that today's concerns are tomorrow's past. Listen now. Show Highlights Include: The Word, "Context". (2:18) The Definition Of Volatility. (5:45) Measuring Volatility. (7:07) Not Good, Not Bad... It Just IS. (10:56) Today's Concerns Are Tomorrow's Past. (13:09) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
How much would you pay for advice? Oddly enough, many people will spend large sums of money on people and things, hoping to improve their lives but will focus less on financial advice. Today, Brad breaks down the 3 components of wealth management and discusses how our own biases can hold us back when it comes to return on investments. Listen now. Show Highlights Include: An Open Heart. (1:59) Where The Rubber Meets The Road. (4:53) Quantifiable & Unquantifiable. (6:49) Wealth Management Has 3 Legs. (12:44) Guidance When It is Needed Most. (19:06) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
There are a lot of misconceptions when it comes to life insurance and for some it can be an uncomfortable subject matter. However, with September being life insurance month, now is a great time to discuss it with your financial advisor or professional. On today's show, Brad discusses 6 myths around life insurance, as well as how to use it, when to use it and for whom may need it. Listen now. Show Highlights Include: 2 Paths To Needing Life Insurance. (3:19) Are You Old Enough? (5:23) Investment VS Expense. (6:30) Is Group Life Sufficient? (10:01) What About Pre-Existing Conditions? (13:17) Do Not Be Sold, Be Provided. (15:04) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
When we lose a loved one, making the grieving process less painful is challenging. There are many decisions to be made and it can be a daunting task. Today, Brad shares a helpful checklist that could help us all manage the grief we may go through when someone we care about, passes away. Listen now. Show Highlights Include: Rationalizing Grief. (2:48) The Emotional Checklist. (4:59) How Insurance Can Come Into Play. (7:40) Bill Related Financial Affairs. (9:18) Do Not Do These Things. (11:13) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
After the recent and tragic events in Lahaina, Hawaii, Brad reflects on his time living on Maui and the rush of emotions that has flooded his family's mind. Today, Brad reminds all of us how money is not always rational and if we lose ourselves emotionally when it comes to our finances, it could be a detriment to our overall financial journey. Listen now. Show Highlights Include: Love For Lahaina. (2:15) When Was The Last Time You Thought About Money? (4:17) Fear and FOMO. (11:06) Did Someone Say Oreos? (14:17) Money Is Not Always Rational. (17:05) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
People are behavioral beings and many times we bring our behaviors into our financial life, which could hurt us in the long run, causing us to make wealth destroying decisions. Today, Brad reveals 6 questions your advisor should be asking you, encouraging us all to have open dialogue with those helping us with our finances so we can protect what we have worked so hard for. Listen now. Show Highlights Include: Our Brains Have What? (1:54) What Do You Have And Why Do You Have It? (6:01) Our Objectives Change Over Time. (8:20) Budgeting Is For Fools. (12:08) The First Step Is Taking Action. (15:21) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Recession has been a looming word over the past year or so and by now many have become a bit numb to the topic. However, there are a couple of interesting theories around recessions and how they relate to our finances. Today, Brad gives some education, background and history when it comes to recessions and how it relates to mortgages, Wall Street and more. Listen now. Show Highlights Include: This Is One Generation Away From Extinction. (3:33) Austrian vs Keynesian School Of Thought. (4:28) An Economic Black Hole. (9:03) This Is Up 121 Billion Dollars! (10:23) It's All About The Little Things. (11:27) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
A current buzzword in the media as it relates to money and investments is Artificial Intelligence. Right now, the Magnificent 7 (Meta, Google, Amazon, Apple, Microsoft, Tesla and Nvidia make up 28% of the S&P 500 value. This is unprecedented. Today, Brad breaks down what this could mean for your investments and the future going forward. Listen now. Show Highlights Include: The Gold Rush And A.I. Have This In Common. (4:34) What Is The Magnificent 7? (8:07) Companies Who Mention A.I. Get A Boost. (10:21) Are We In An A.I. Bubble? (12:47) Be The Merchant Rather Than The Miner. (17:13) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Like the changing of seasons, financial planning has patterns. In fact, there are 3 phases in life all of us will go through when it comes to our financial journey. Knowing where you are in yours could help you plan much better. On today's show, Brad shares the 3 financial phases, hoping you will discover which you are in so you can move toward financial freedom. Listen now. Show Highlights Include: Financial Planning Is Like The Changing Seasons. (2:10) The Build And Grow Phase. (8:25) The Transitional Phase. (9:45) The Distribution And Deployment Phase. (11:57) Always Plan For The Next Phase. (13:29) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Is there any investment that is "Risk Free"?... Not exactly. However, there are options out there that are not the most "sexy" but have much lower risk, which could be appealing to some investors. On today's episode, Brad shares the differences between Treasury Bills and Treasury Bonds, plus how to purchase them and why they could be a great addition to your portfolio. Listen now. Show Highlights Include: Bonds Run The Market. (2:23) A Spoiled 15 Years. (5:14) Where Are The Risk Free Rates? (6:29) How To Purchase Treasury Bills. (8:45) Treasury Bills vs Treasury Bonds. (12:07) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
If the things you thought were true were actually wrong... when would you want to know? With regards to finances, misconception can cause costly consequences. In today's episode, Brad explains how your financial freedom rests on understanding WHAT you are doing with your money and WHY you are doing it. Listen Now! Carrying Around Half Truths. (1:44) Money Is Like Water. (5:05) Financial Security vs Financial Freedom. (8:52) Building Passive Income With Value Investing. (11:43) Do Not Fail To Understand This. (13:14) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Many of us stress about where we will be financially in retirement and often ask the question, "Will I have enough to last?"... What it takes to protect what you save for retirement can be quite simple. Today on the show, Brad shares 5 things that could help everyone achieve their retirement planning goals, reminding us that it is not WHAT you own but HOW you own it. Listen now. Show Highlights Include: Just Answer With A YES! (3:04) Protecting What You Save. (4:15) Have An Income Plan. (6:06) Work Out Your Health Care Options. (8:57) Public Enemy Number One... TAXES. (10:50) Estate Planning Is A MUST. (12:59) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
With continued media buzz around the U.S. debt ceiling, it has many people concerned but also short-sighted about how long the U.S. has actually been in debt... and if we as a country are in trouble when it comes to the debt we are holding. In today's show, Brad takes us through a historic timeline of the U.S. federal debt going back to our independence in 1776. The details are fascinating. Listen Now! Show Highlights Include: The Timeline Of U.S. Debt. (2:24) What Brad Is Concerned About. (6:25) Context Matters Around The Debt Ceiling. (8:38) Debt Is The Issue, But Not The Issue. (9:54) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
For most of us, the only place we hold our cash is in a bank... because that's what most of us know. But what if there were some alternative places to put your cash? The answer is: There are 5. In today's show, Brad shares 5 places you can hold your cash that could provide very positive returns. Listen now. Show Highlights Include: What Does Your Bank Balance Really Mean? (1:57) FDIC Suite Programs. (3:57) Money Market Mutual Funds. (4:43) Are Treasuries Still A Thing? (6:25) Short Term Bonds Baby! (7:38) Whoa, Whoa, Whoa... Stocks? (8:45) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
With the debt ceiling conversation leading the news AGAIN, and with volatility running amuck, it has many people asking the question... "When should I get into the market?" On today's show, Brad shares his take on when to get into the market and his answer may not be what you expect. Listen now. Show Highlights Include: Surf's Up When Investing. (2:10) Volatility Can Be Your Friend. (5:23) No One Grows Wealth By Sitting On The Sidelines. (8:14) Paying Rent To The Risk Taker. (9:45) Bears Are Smart, Bulls Make Money. (11:05) Learn From Your Mistakes, Or Repeat Them. (13:35) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Within the next couple of decades, the largest transfer of wealth will occur in generational history. What we can glean from those born between the 1920's and 1960's is immeasurable. In today's show, Brad shares his very vulnerable conversation he recently had with his 93 year old grandfather and what we can all learn about money from those who came before us. Listen now. Show Highlights Include: The Difference In Having Money At 18 Versus 93. (3:56) When Money Goes From A Stressor To A Comfort. (8:02) What Brad's Grandfather Would Say To A Young Person Today. (11.50) The Largest Wealth Transfer In History. (15:06) 3 Things My Grandfather Wants You To Remember. (19:15) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
We have been on the cusp of a recession for quite some time. Some would say we have been in a recession for awhile... No matter if we are or we aren't, these talks make the headlines daily. But, does it change what most of us already know about the economy? In this episode, Brad shares 3 things to recession proof your retirement in whatever stage of life you are in, reminding us it is better to be proactive versus reactive. Listen now. Show Highlights Include: Recessions Are Called In The 11th Hour. (3:58) Think Long Term, Look Over Your Plan. (7:40) Look For An Advisor. (9:45) Protecting Your Portfolio Through Diversification. (11:28) This Week In History. (14:22) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
The debt ceiling conversation always seems to be on the news rotation. Although there will be rhetoric and brinksmanship attached to these headlines, there is always more to the story. In today's episode, Brad gives a short history lesson on debt and shares an in depth look of what is really going on. Listen now. Show Highlights Include: When Debt Did Not Exist. (2:16) Paying Off The Mortgage May Not Be The Best idea. (5:08) We are Not Interested In A Company Without Debt. (9:12) The Trillion Dollar Question. (13.58) Debt Is The Symptom Of The Disease. (16:45) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Many of us battle our emotions as it relates to the decisions we make regarding our money. Unfortunately, this can lead to wealth destroying outcomes. In today's episode, Brad discusses the concept of Time and Money and how together they could equal Freedom. Listen now. Show Highlights Include: Investing Is 10% Intellect And 90% Emotions. (1:58) Concepts Learned From High Net Worth Individuals. (4:17) Any Solid Plan Has This 3rd Grade Math Equation. (10:09) Get Paid For Decisions, Or Pay For Decisions. (15:24) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
With Spring in the air, it is a good reminder that just like seasons change, so do market cycles. So, it is important not to get caught up in media rhetoric or social media hype when it comes to our investments and the market. In today's episode, Brad gives us a great analogy on seasons and investing and how we should be careful not to get lost in the current season of the market but be prepared for the next one. Listen Now! Show Highlights Include: Bear Markets vs Bull Markets. (1:49) Market Crashes Could Equal Sales. (3:35) Brad's Seasons And Investments Analogy. (7:12) Sometimes It's Just Better To Do Nothing. (9:30) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
If you have been listening to the current headlines, the state of the U.S. dollar has been a large topic of discussion and the question commonly asked is... "Will the world ditch the U.S. dollar?" In this week's episode, Brad gives a short history lesson on the world's currency, plus the "What if..." scenario in regards to the U.S. dollar. Listen now. Show Highlights Include: The Bretton Woods Agreement. (1:49) What is BRICS? And is it flawed? (3:58) The "What if?" Scenario. (6:55) Whatever The Case, Diversify & Rebalance. (9:16) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
If we all stopped to think about who we were ten, five, even one year ago, we could all probably agree that we have grown and perhaps changed in certain ways. This also goes with our retirement planning. In today's episode, Brad discusses life's changes, how we adapt and more importantly, how our mindsets may change about our retirement. Listen now. Show Highlights Include: Life Never Stops. (1:20) Your Retirement Reality. (5:28) What Is Your Financial Identity? (9:20) Life Finds Away To Get Messy. (14:33) As The World Changes, We Adapt. (16:40) Wealth Is About Having Options. (19:27) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
It is interesting how many of us improve our lives with different types of coaching, counseling and advising. However, many do not consider these when it comes to our money. In today's episode, Brad shares 3 pillars of advice when it comes to finances and why having a financial advisor is so important during times of market turmoil. Listen now. Show Highlights Include: A Vanguard Study (3:47) Pillar 1 - Portfolio Construction. (5:22) Pillar 2 - Wealth Management.(7:24) Pillar 3 - Behavioral Coaching. (8:48) Worry And Concern Are Not The Same. (12:12) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Last Friday, The Silicon Valley Bank collapsed and became the second largest bank failure in U.S. history. With the news media in a frenzy, this event has many individual investors wondering how it will affect their money. In today's episode, Brad discusses Charles Schwab's company statements and what this bank collapse means for many of us. Listen now. Show Highlights Include: Charles Schwab The Custodian. (2:28) Breaking Down The Silicon Valley Bank Collapse. (7:40) Where Will the Cash Go? (11:39) One Capital Management's Conclusions. (13:50) Worry vs Concern. (15:55) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Investing has its ups and downs and for many, it is difficult to navigate the landscape. Understanding the investment "playbook" can be a challenge but it can be done with discipline. In today's episode, Brad "gets real" about investing by sharing some of his personal journey, plus things to understand about your past that could create a better future for yourself. Listen now. Show Highlights Include: When Investing Clicked For Brad. (2:04) Remember The Past, But Don't Forget Your Future. (5:02) The Hustle Versus The Muscle. (8:08) Winning The Lottery. (10:27) Wanting Results Without The Work. (14.42) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
It's everyone's favorite time of the year... TAX SEASON! And for some, tax season presents many challenges... some old and some new. But there could be light at the end of the tunnel. In this episode, Brad shares 3 very important frames of reference you should be discussing with your tax preparer. Plus, a little reminder of why we pay income tax in the first place. Listen now. Show Highlights Include: Did The 16th Amendment Make Sense? (1:25) Complying with The Tax Code. (4:01) Know These 3 Frames Of Reference. (6:05) Taxes Equal Planning. (13:26) Bring It All Up With Your Tax Preparer. (15:39) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
Why do many people feel more secure holding onto cash? Is it upbringing or something learned from someone else? What if you were told that holding your cash could be costing you money? In this episode, Brad discusses what you can do if you are sitting on cash and the options you have to make it to work for you. Listen now. Show Highlights Include: Rising Interest Rates. (2:04) Are You Parking Your Cash? (4:25) You Are Getting Wrecked. (7:45) Let's Play The Game Of The Banks. (10:55) Look At Your WHY! (15:10) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
One of the largest financial topics hitting the media today is the budget deficit. Currently, it is on an unstable path but being careful not to fall for false narratives is important. So, what should we do? In this week's episode Brad gets to the root of the problem as it relates to the debt ceiling, as well as government spending and shares 5 key facts that impact stock prices. Listen now! Show Highlights Include: The Unstable Budget Deficit. (1:40) What Is The Root Of The Problem? (3:40) Does The Treasury Department Have It Covered? (7:15) 5 Factors That Impact Stock Prices. (10:35) We Must Curtail Overspending. (16:15) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
If the U.S. dollar bill weighs 1 gram, why does it weigh so heavily in our hearts?... And, how does it have so much power over our personal lives? In today's episode Brad discusses how we can can control our outlook on currency. Plus, he shares some myths about millionaires and what makes them extraordinary. The answer may surprise you. Listen now. Show Highlights Include: Facts About Money That May Shock You. (1:33) What Does Money Cost Us? (4:50) The Real Meaning Of Worth. (8:03) Myths About Millionaires. (10:07) Fix Your Attitude! (14:17) You Don't Need A Lot Of Money To Get Counsel. (17:23) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
The Flying Wallendas were a group of stunt performers made famous for their tightrope walking, high-wire acts. But, their talented and notable walks weren't the only reason they were successful. In fact, some would say it was their preparation. In this week's episode of Make Your Money Matter, Brad explains why planning coupled with "actively waiting" can be a recipe for successful investing. Listen now. Show Highlights Include: The Wonder And Preparation Of Nick Wallenda. (1:15) It Is Time To Watch The Grass Grow. (6:38) Companies Are On Sale And Prices Will Follow. (10:05) It Is A Wise Time To Invest. (13:33) One Capital's Rebalancing Act. (15:13) Question Of The Day (21:25)
Our emotions can affect many facets of our lives, especially our money. Unfortunately, emotional investing could devastate your portfolio even if you have good discipline. In this episode, Brad exposes 3 biases that negatively impact our investments and the keys to identifying them. Listen now. Show Highlights Include: The Difference Between The Brain And The Stomach. (2:07) 3 Biases That Impact Your Investments. (5:25) What Is Group Think? (12:35) Neglecting A Probability. (16:44) Watch Out For The Anchoring Bias. (18:31) Our Spending Character. (22:13) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
George Clason once wrote, "Money is plentiful for those who understand the laws which govern its acquisition". Let's be honest, we all want to be financially free! In today's episode of Make Your Money Matter, Brad shares 10 very important but simple money rules to live by in order to achieve financial success. Listen now. Show Highlights Include: It Starts And Ends With YOU! (1:50) Pay Yourself First And Keep An Emergency Fund. (3:02) Contribution Rates And Mortgage payment Rules. (9:10) Buying Or Leasing A Car And The 20/4/10 Rule. (16:41) Revisiting The Rule Of 72. (20:01) Are CD's A Good Place To Save Money?. (23:05) To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK' and we'll reach out to you. Want to WATCH the show? SUBSCRIBE to our YouTube Channel here: The Make Your Money Matter YouTube Show
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