Podcasts about spoiled

Jude is back in Pennsylvania, our attic space is WAY more organized now, Greenland Migration is almost a great movie, and why does Hollywood neuter prayers? Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Books: Read along with Mac - Moby Dick Other great stuff we like: Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

Connor Pugs tells a Storytime about when a Spoiled Kid Thinks Poor People "Deserve to be Poor!" This Spoiled Brat Entitled Rich Kid is insane, but thankfully in this storytime karma is real and he gets what he deserves... enjoy!! Listen to my stories on Spotify:

If you watched the film Primate (2026), directed by Johannes Roberts, and would like to hear our spoiler'd discussion on the film: this is the episode to listen to.For a spoiler free take on the film, listen to Episode 152: Primate Spoiler Free. Link: https://open.spotify.com/episode/0QxHTqA9FBoxBl3dvbzSCk?si=7a15ea7fddae40d1------------------------------------- NEW YEAR….NEW FORMAT….NEW EPISODE.*And now SPOILER FREE!**Check out our YouTube channel!WATCH SKIP PLUS is BACK!!!! Season Four marks the return of hosts WillDABeast (@mikewillden ) and Cupcake (@therealcupcake74) and the debut of an exciting format change:  Each Friday afternoon WS+ releases an enhanced experience, easily consumable (read: much shorter) SPOILER FREE review. Then on Sunday afternoon, come back for a SPOILED movie discussion on this week's film.First up? “Primate” (@primatemovie ), reviving the classic “animals-on-the-loose” genre with a terrifying rogue chimpanzee storyline reminiscent of cult favorites like "Cujo" and "Anaconda", directed by @johannes_roberts_47 .Be sure to subscribe and make WATCH SKIP PLUS your “go-to” podcast for insightful, pop-cultured movie reviews and analysis.- - - - - - - - - -WE ARE WATCH SKIP PLUS!FOLLOW/LIKE/SUBSCRIBE/REVIEW/LOVEEmail us: WatchSkipPlus@gmail.com#Primate2025 #PrimateMovie #JohannesRoberts #ParamountPictures #AnimalHorror #HorrorMovie2025 #PrimateReview #newhorrormovies #spoilerfree #honestreview #ermestriera #johnnysequoyah #jessalexander #troykotsur #victoriawyant #benjamincheng #charliemann #migueltorresumba #tiennesimon #walterhamada #stephenmurphy #adrianjohnston #18hzproductions

NEW YEAR….NEW FORMAT….NEW EPISODE. WATCH SKIP PLUS is BACK!!!! Season Four marks the return of hosts WillDABeast and Cupcake and the debut of an exciting format change:  Each Friday afternoon WS+ releases an enhanced experience, easily consumable (read: much shorter) SPOILER FREE review. Then on Sunday afternoon, come back for a SPOILED movie discussion on this week's film. First up? “Primate”, reviving the classic “animals-on-the-loose” genre with a terrifying rogue chimpanzee storyline reminiscent of cult favorites like "Cujo" and "Anaconda."  Be sure to subscribe and make WATCH SKIP PLUS your “go-to” podcast for insightful, pop-cultured movie reviews and analysis.- - - - - - - - - -WE ARE WATCH SKIP PLUS! FOLLOW/LIKE/SUBSCRIBE/REVIEW/LOVEEmail us: WatchSkipPlus@gmail.comFB: https://www.facebook.com/watchskippluspodIG: https://www.instagram.com/watchskipplus/X: https://twitter.com/watchskipplus#Primate2025 #PrimateMovie #JohannesRoberts #ParamountPictures #AnimalHorror #HorrorMovie2026 #PrimateReview #HorrorFilm #MonsterMovie #SpoilerFree #WhatToWatch #WatchSkipPlus #MoviePodcast

Connor Pugs tells a Storyitme baout when a Spoiled Brat Claims Our School is His “Kingdom” Listen to my stories on Spotify:

Nick and Jonathan are joined by Emory Hunt of CBS Sports. Also, they discuss the Cavs win over the 76ers, and they review the show's year-long ‘QB Deadpool.'

It's a new year! The Barrons round out Christmas with a trip to Mac's mom's house, and all our HVAC systems are apparently functioning as intended fo r the first time ever. Task is one of the best shows we've seen in a long time, and we sort of look back over the year in our spiritual lives. Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Other great stuff we like: Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

Ken and Anthony talk about how ridiculous it is to want Mike Tomlin fired.

Connor Pugs tells a Storytime of the most spoiled kid ever. It's possible that I just found the biggest spoiled brat, because this entitled rich kid thinks he rules the world, but thankfully karma found him. Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

In today's episode of Reddit Stories Podcast, a wild Karen completely loses it. You won't believe how this one ends! Sit back, relax, and enjoy this binge-worthy Reddit Stories Podcast, featuring Karen freakouts, entitled people stories, and pro revenge tales.

Allen and Joel are joined by Nathan Davies from Lloyd Warwick to discuss the world of wind energy insurance. Topics include market cycles, the risks of insuring larger turbines, how critical spares can reduce downtime and costs, why lightning claims often end up with insurers rather than OEMs, and how AI may transform claims data analysis. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining light on wind. Energy’s brightest innovators. This is the Progress Powering tomorrow. Allen Hall: Nathan, welcome to the program. Thank you for having me. So you are, you’re our link to the insurance world, Nathan, and there’s been so many changes over the past 12, 24 months, uh, not just in the United States but worldwide. Before we get too deep into any one subject, can you just give us a top level like, Hey, this is what’s happening in the insurance world that we need to know. So there’s  Nathan Davies: obviously a lot of scope, a lot of development, um, in the wind world. Um, you know, there’s the race to scale. Um, and from an insurance perspective, I think everybody’s pretty tentative about where that’s going. Um. You know, the, the theory that are we trying to [00:01:00] run before we can walk? Um, what’s gonna happen when these things inevitably go wrong? Uh, and what are the costs gonna be that are associated with that? ’cause, you know, at the moment we are used to, to claims on turbines that are circa five megawatts. But when we start seeing 15 megawatt turbines falling over. Yeah, it’s, it’s not gonna be a good day at the office. So, um, in the insurance world, that’s the big concern. Certainly from a win perspective at least.  Joel Saxum: Well, I think it’s, it’s a valid, uh, I don’t know, valid bad, dream. Valid, valid risk to be worried about. Well, just simply because of like the, the way, uh, so I’ve been following or been a part of the, that side of the industry for a little while here the last five, six years. Um. You’ve seen The insurance world is young in renewables, to be honest with you. Right. Compared to a lot of other places that like say the Lord Lloyd’s market, they’ve been writing insurance for hundreds of years on certain [00:02:00] things that have, like, we kind of know, we know what the risks are. We, and if it develops something new, it’s not crazily new, but renewables and in wind in specific haven’t been around that long. And the early stuff was like, like you said, right? If a one megawatt turbine goes down, like. That sucks. Yeah. For everybody, right? But it’s not the end of the world. We can, we can make this thing happen. You’re talking, you know, you may have a, you know, your million, million and a half dollars here, $2 million here for a complete failure. And then the business interruption costs as a, you know, with a one megawatt producing machine isn’t, again, it’s not awesome, but it’s not like it, uh, it doesn’t break the books. Right. But then when we’re talking 3, 4, 5, 6. Seven megawatts. We just saw Siemens cesa sell the first of their seven megawatt onshore platforms the other day. Um, that is kind of changing the game and heightening the risk and makes things a little bit more worrisome, especially in light of, I mean, as we scaled just the last five, [00:03:00] 10 years, the amount of. Failures that have been happening. So if you look at that and you start expanding it, that, that, that hockey stick starts to grow. Nathan Davies: Yeah, yeah, of course. And you know, we, we all know that these things sort of happen in cycles, right? It’s, you go, I mean, in, in the insurance world, we go through soft markets. We go through hard markets, um, you know, deductibles come up, the, the clauses, the restrictions, all those things get tighter. Claims reduce. Um, and then you get sort of disruptors come into the market and they start bringing in, you know, challenging rates and they start challenging the big players on deductibles and preferential rates and stuff like that. And, and then you get a softening of the market, um, and then you start seeing the claims around up again. But when you twin that with the rate of development that we see in the renewables worlds, it’s, it’s fraught for all sorts of. Weird and wonderful things happening, and most of them are quite expensive.  Joel Saxum: Where in that cycle are we, in [00:04:00] your opinion right now? So we, like when I first came into the market and I started dealing with insurance, it was very, we kept hearing hardening, market hardening, market hardening market. But not too long ago, I heard from someone else that was like, Hey, the market’s actually getting kind of soft right now. What are your thoughts on that? And, and or may, and maybe we let, let’s precursor that there’s a lot of people that are listening right now that don’t know the difference. What is a hard market? What is a soft market? Can you give us that first?  Nathan Davies: When you’re going through a soft market, it’s, it’s a period where they’ve either been, um, a limited volume of claims or the claim values have been quite small. Um, so, you know, everybody gets. It’s almost like becoming complacent with it, right? It’s like, oh, you know, things are going pretty well. We’re having it. It looks like the operators, it looks like the maintainers are, are doing a pretty good job and they know all of the issues that are gonna be working through in the lifetime of these products. So for the next however many years, we can anticipate that things are gonna gonna go pretty well. But as you see those [00:05:00] deductibles come down, you start getting more of the attritional claims, like the smaller values, um, the smaller downtime periods, all that sort of thing, start coming in as claims. And all of a sudden insurers are like, well, hang on a second. All of a sudden we’ve got loads and loads of claims coming in. Um. All of the premium that we were taking as being bled dry by, by these, these attritional claim. Um, and then you get like a big claim coming. You get a major issue come through, whether it’s, you know, a, a serial issue with a gearbox or a generator or a specific blade manufacturer, and all of a sudden the market starts to change. Um, and insurers are like, well, hang on a second. We’ve got a major problem on our hands here. We’re starting to see more of this, this specific piece of technology being rolled out, um, worldwide. Um, we are in for a lot of potential claims on this specific matter in the future, and therefore we need to protect ourselves. And the way that insurers do that is by [00:06:00] increasing or deductibles, um, increasing their premiums, all that sort of thing. So it’s basically that. Uh, raises the threshold at which a claim can be presented and therefore minimizes the, the outlay for insurers. So that’s sort of this, this cycle that we see. Um, I mean, I can’t, I’ve, I’ve only been in loss adjusting for six years, so I can’t say that I’ve seen, you know, um, multiple cycles. I’ve, I’m probably at the end of my first cycle from a hardening to a softening market. Um. But also, again, I’m not in the underwriting side of things. I’m on the claims side of things, so I own, I’m only seeing it when it’s gone wrong. I don’t know about everything else that the insurance market sees.  Joel Saxum: Yeah, the, the softening part, I think as well from a macro perspective, when there’s a softening market, it tends to bring in more capital. Right. You start to see more, more and more companies coming in saying, Hey, I’ve got, [00:07:00] and when I say companies, I mean other capital holders to beat for insurance, right? Like these, the big ones you see, the big Swiss and German guys come in and going, like, I got, I got $500 million I’ll throw into renewables. It seems like to be a good, pretty good bet right now. And then the market starts to change and then they go, uh, oops. Yeah.  Nathan Davies: And that’s it. You know, you’ve got the, the StoreWatch of the renewable insurance market like your G cubes and, and companies like that who’ve been in the game for a very long time. They’ve got a lot of experience. They’ve been burned. Um, they know what they want to touch and what they don’t want to touch. And then you get. Renewables, everybody wants to be involved. It covers their ESG targets. It’s, it’s a good look to move away from, you know, your, your oil and your coal and all the rest of it. So, of course, companies are gonna come into it. Um, and if they’re not experienced.  Allen Hall: They will get banned. How much reliance do operators have at the moment on insurance? Because it does seem like, uh, Joel and I talk [00:08:00]to a lot of operators that insurance is part of their annual revenue. They depend upon getting paid a certain amount, which then opens up the door to how sort of nitpicky I’ll describe it as the claim. They’ll file. Are you seeing more and more of that as, uh, some of the operators are struggling for cash flow, that there are going after more kind of questionable claims? Um, I think it depends on  Nathan Davies: the size of the operator. So you’ve, you’ve obviously got your, your big players, you’ve got your alls and your rws and all of those sort of guys who, the way that they manage their insurance, they’ve probably got, you know, special purpose vehicles. They’ve got, um, sites or clusters of sites that they manage finances independently. They don’t just have the one big or pot. It’s, it’s, it’s managed sort of subdivisions. Um. Those, those guys, we don’t typically tend to see like a big push for a [00:09:00] payment on account partway through a claim. It’s, it’s typically sort of the smaller end of the scale where you might have, um, an operator that manages a handful of smaller, um, assets. The way that we look at it is if you don’t ask, you don’t get, so when we talk to an insured, it’s like. Present your costs, you know, we’ll review them and it’s, it’s better that you present all of your costs and insurers turn around and say, you’re not eligible for this. You know, that that element of it will be adjusted, um, rather than not present something. And it’s like, well, you know, your, your broker then comes further down the line when they say you could have claimed that element of, of the cost. So, um. Typically that’s the approach that we take is, is present everything and we’ll work through and let you know which elements aren’t claimable.  Joel Saxum: When we’re talking insurance policies, there can be, you know, like an operator, an owner of a turbine asset can have them. Then there is construction policies and [00:10:00] there’s the EPC company might have a policy and ISP may have a policy. So, so many policies because at the end of the day, everybody’s trying to protect themselves. Like, we’re trying to protect the bottom line. Tr that’s what insurance us for, that’s why we’re here. Um, but so, so, so, so gimme a couple things. Like in your opinion as, let’s look, well, I wanna stay in the operator camp right now, say, during a non non-commission policy, a actual operating policy, wind farm is in the ground, we’re moving along. What are some of the things that, from an, from a loss adjuster’s perspective, that a operator should be doing to protect themselves? I mean, besides. Signing an insurance contract. Yes. But is it, is it good record keeping? Is it having spares on site? Is it, what does that look like from your perspective when you walk into something,  Nathan Davies: if you were to take the insurer’s dream operator, that would be somebody who, and you, you’ve kind of hit the nail on the head with a lot of those points, Joel, the, the. The golden [00:11:00] operator would have like a stash of critical spares because the last thing they want to be relying on is, um, an OEM who, you know, they, they’ve, they’ve stopped manufacturing that bit of kit three years ago. They now want to sell you the latest and greatest. It’s 18 months lead time or something like that. Oh yeah, absolutely. And so you are now having to look at potentially refurbishment through. Whether that’s through sort of approved, um, processes or not. Um, you might be looking at, um, sort of, um, aftermarket providers. You know, there, there’s, as soon as you are looking at an aged asset, you are, you are in a really complicated position in terms of your repairability. Um, because, you know, a as we know, you get to sort of that three, five year period after you’ve purchased the product, you’re in real jeopardy of whether or not it’s gonna be. Gonna have that continued support from the original equipment manufacturer. So [00:12:00] critical spares is a really good thing to, it’s, it’s just obviously a really good thing to have. Um, and how you can manage that as well is if you have, um, a customer of sites that are all using the, the same equipment, you could sort of share that between you. There, there could be. Um, so we, we’ve sinned that where, um. An umbrella company has multiple sites, multiple SPVs. Um, they were all constructed at the same sort of time. They’ve got the same transformers, you know, the same switchgear, same infrastructure, and they hold a set of spares that cover these, all these sites. ’cause the last thing you want to do is buy a load of individual components for one site. You are then paying to maintain them, to store them to, you know, there’s, there’s a lot of costs that come with. Along with that, that you, you don’t wanna be covering. If that’s just for the one site and it’s the [00:13:00] eventualities, that may never happen. So if you’ve got multiple sites and you can spread those costs, all of a sudden it’s a lot more, um. Could  Joel Saxum: you see a reality where insurers did that? Right? Where like a, like a, like a consortium of insurance companies gets together and buys, uh, half a dozen sets of blades and generators and stuff that they know are failures that come up, or they have a pool to pull from themselves to, to avoid these massive bi claims. Nathan Davies: Yeah. I mean maybe there’s, maybe there’s the potential for a renewables pool. I mean, it’s always. Complicated. As soon as you start trying to bring sort of multiple companies together with an agreement of that sort of scale, it’s gonna be challenging. But, um, I mean, yeah, in an ideal world, that would be be a great place to be. Um, so critical spares is, that’s, that’s a key thing we, we have seen. So we, we’ve got, um, one account that we work with that they’ve actually got a warehouse full of critical spares. [00:14:00] So they, they have a lot of, um, older turbine models, um, sort of typically, um, 2015 through to, well, yeah, from about 2012 to 2015. Um, these sites were commissioned so they knew there was a, a finite lifetime, uh, replacement blades, generators, gear, boxes, what have you, and it’s like we’ve. A huge number of assets. So what we should do is retain certainly a number of gearboxes and generators that you, we can utilize across, um, the fleet. And obviously they then keep a rolling stock of refurbishment and repairs on those. But they, they basically included in their, their premium spreadsheet, they’ve got all of their individual sites. Then they’ve got a warehouse that is full of all their spares, and that is an inuring asset, is their warehouse full of critical spares. Joel Saxum: So what  Nathan Davies: happens to  Joel Saxum: that  Nathan Davies: person then? Does  Joel Saxum: their premiums go [00:15:00] down? Because they have those spares, they’ve got really low deductibles on their bi. So there’s a business case for it probably, right? Like if you’re sitting there, if you’re, if you’re, you’re an accountant, you can figure that out and say like, if we hold these spares for this fleet, like if you’re, if you’re a fleet, if you have a homogenous fleet, say you’ve got a thousand turbines that are basically all the same model. W you should have centrally located amongst those wind farms, a couple of blade sets, a couple of generators, couple of pitch bearings, couple of this, couple of that. And you can use them operationally if you need to, but it’s there as spares, uh, for insurance cases. ’cause you’ll be able to re reduce your insurance premiums or your insurance deductibles. Allen Hall: That’s remarkable. I don’t know a lot of operators in, at least in the United States that have done that, I’m thinking more of like Australia where it’s hard to get. Parts, uh, you, you probably do have a little bit of a warehouse situation. That’s really interesting because I, I know a lot of operators are thinking about trying to reduce their premiums and simple things like that would, I would imagine it make a huge difference [00:16:00] in what they’re paying each year and that that’s a smart move. I, I wanna ask about the IEC and the role of certification in premiums. What does it mean and how do you look at it as an industry? Uh, one of the things that’s happening right now is there’s a number of, I think some of the major IEC documents in, in our world, in the lightning world are going through revision. Does that, how do, how do you assess that risk that the IEC specs or the sort of the gold standard and you have the certification bodies that are using them to show that the turbines are fit for purpose. Is there a reliance upon them? Does, does it help reduce premiums if there’s an I-E-C-I-I, I’m not even sure how the industry, the insurance industry looks at it. Or is it more of how the turbines perform in the first year or two, is how, what’s gonna really gonna drive the premium numbers? I mean, insofar as  Nathan Davies: I eecs, it’s, that’s a really tough question. It’s, it’s [00:17:00]interesting that you ask that. ’cause um, I mean certainly from the lightning perspective, the, the IEC. We look at on that the blades need to withstand a lightning strike of a known value, but even within that, they, within the IEC, there’s an allowance of like 2%, I think, um, for blade strikes that can still cause damage even if they’re within the rate of capacity of the LPS. Um, so in the insurance world, this is a big gray area because each, um, operator has a, a turbine, uh, has a blade failure because of a lightning strike. They’ll then immediately go to the OEM and say, um, you know, we’ve had had a lightning strike, we’ve had a blade failure. Can you come and repair or replace the blade? Sure, no bother. Um, down the line, we have an insurance claim for this repair or replacement. And insurers are like, well, what’s the lightning data? And if that’s within the [00:18:00] LPS standard, it’s like, well, why have. Why is this not covered under warranty? And, you know, you, your OEMs will always turn around and say, force majeure. Um, it’s, it’s that 2%. So the IEC, even though that’s, you know, it’s, it’s best standards, it still has a degree of allowance that, um, the OEMs can slip through and be like, well this, this falls with insurance. And again, I can only speak for what I’ve seen, but that is. We see, I’d say, um, Lloyd Warwick, we probably see 50 plus notifications a year for blade damage from lightning and, um, almost every time if it’s within the capabilities of the LPX, the OEM or say towards majeure and Atlanta with insurers. Allen Hall: Well, is there a force majeure for gearboxes or generators or transformers? [00:19:00] Is, is there a 2% rule for transformers? I don’t, I don’t think so. Maybe there is, but it is, it, it is a little odd, right, that, that there’s so many things that are happening in the insurance world that rely upon the certification of the turbine and the sort of the expected rates of failure. I have not seen an operator go back and say, we have a 3% rate of, of damage of my transformers, so therefore I wanna file a claim. But that, that doesn’t seem to occur nearly as often as on the lightning side where it’s force majeure is used probably daily, worldwide. How do we think about that? How do we, how do we think about the transformer that fails versus the lightning damage? Are they just considered just two separate things and uncontrollable? Is that how the insurance industry looks at it? If we, if we would  Nathan Davies: talk about transformers. So the fact is that we see on those can vary from, you know, it’s, it’s a minor electrical component that that goes, um, [00:20:00] which is relatively easy to pin down. But then at the other end of the spectrum, you’ve got a fire where it’s. You know, with all, all the will in the world, you could go in and investigate, but you’re not gonna find the cause of that fire. Um, you know, the damage is so great that you, you could probably say, well, the ignition point is there because that’s where the most damages occurred and it’s spread out. But, but how is that occurred? The know, and we, we do have that, that happens not frequently, but um. You know, as an engineer, I, I want to get to the bottom of what’s caused things, but, but all too often we come away from a claim where it’s like we don’t know exactly what’s caused it, but we can’t confirm that it’s excluded in the policy and therefore it, it must be covered and, you know, the claim is valid. Um, so in, in terms of causation and the standards and all the rest of it.  Joel Saxum: It goes to an extent. So this is a, this is another [00:21:00] one. So Alan was talking about lightning and blades. Then we talked about transformers a little bit. I wanna talk about gear boxes for just a second, because gearbox usually, um, in, in my, my experience in, in the wind world, claims wise, it’s pretty black and white. Was it, did it, did it fail? This is how it failed. Okay. Blah, blah, blah. Did was maintenance done at blah? So I heard the other day from someone who was talking about, uh, using CMS. On their, on their gener, on their, uh, gearbox, sorry. So it was an operator said, Hey, we should be, and, and a company coming to them saying, well, you should be monitoring CMS. This is all the good things it can do for you operationally. And the operator, the owner of the turbine said, I don’t want it, because if I know there’s something wrong, then I can’t claim it on insurance if it fails. Does that ring  Nathan Davies: true to you? Part of our process would be to look at the data. Um, so we know nine times out of 10 there is condition [00:22:00] monitoring, there is start out there, there, all this stuff. The operator, um, assistance tools, and if we can look at a gearbox vibration trend. Um, along with, you know, bearing temperature, uh, monitoring and all that sort of thing. And if you can see a trend where the vibrations are increasing, the temperatures are increasing, um, and there’s no operator maintain maintenance intervention, then, you know, if, if you, if you’ve received an alarm to say, Hey, there’s something wrong with me, you should probably come and have a look and you’ve done nothing about it, then. It’s,  Joel Saxum: it’s not great. Okay. So, so that, so that it rings, it kind of in a sense, rings true, right? That what that operator was saying, like the way their mind was working at that stage. ’cause this is, this is during, again, like, so we, Alan and I from the uptime network and just who we are, like we know a ton of people, we know [00:23:00] solutions that are being sold and, and this her about this. And I was like, man, that seems like really shortsighted, but there’s a reality to it that kind of makes sense, right? If they don’t have. I, it, it just seems unethical, right? It seems like if I don’t have the budget to fix this and I don’t wanna look at it, so I’m just waiting for it to fail. I don’t want the notifications so then I can claim it on insurance. ’cause I don’t wanna spend the money to go fix it. Like, seems, seems not cool.  Nathan Davies: Yeah. So the, I mean the, the process, the process of the insurance claim, if, if you want to look at it in almost an over simplistic way, um, a claim is notified. Um, to trigger an operational policy, there needs to be proof of damage, right? So in this instance, your gearbox has failed, whether that’s gear, teeth have have been pulled off, you’ve had a major bearing failure, whatever it is. So there’s your damage. So insurers are now [00:24:00] engaged. Um, the rules of the game. It’s now on insurers to prove that whatever has caused that damage is an exclusion. So in this instance, um, you know, that might be wear and tear, gradual deterioration, uh, could be rust. Um, and, and part of that is poor workmanship. Um, so if they have knowingly like. Cover their shut, their eyes covered, their ears just ignored this gearbox slowly crunching its way to, its, its inevitable death. You know, it, it’s not reasonably unforeseen. It’s not an unpredictable event. This was going to happen if you can see that, that trend, um, towards the failure, um, and in that light, it would, in theory be an uninsured event. Um, but [00:25:00] we know that. 90 plus percent of owner operators have, at least on their drive train, they have some sort of condition monitoring, whether that’s, you know, temperature sensors, vibration sensors, uh, noise sensors, you know, all that sort of stuff. We know that it’s there, but what’s really interesting in the claims process is. The first thing that we’ll ask is, where’s your proof of damage? Let’s see your alarm data, your scarda data, all this sort of thing.  Joel Saxum: Does the RFI get responded to?  Nathan Davies: Yeah, yeah, yeah. Um, and it’s like, oh no, we, you know, we don’t have the SCARDA data. And we’ve had instances where a company, a company had turned around and said, oh, we don’t have any SCARDA data for the time of this event. It’s like, oh, that’s interesting. And worked our way through the process. And eventually insurers were like, you know what? We’re, we’re gonna deny this one. We’re not. Things aren’t adding up, we are not happy with it. Um, and all of a sudden out the woodwork, we get scar data, we get the, the insured’s, um, failure report, [00:26:00] which I mean, there was computational flow dynamics. There were, there were like all sorts of weird and wonderful data that had been thrown into the, this failure analysis. And it’s like, well, you’ve done our jobs for us. Why did you not just hand this over at the beginning? We know that this stuff exists, so. Just, just playing, playing dumb itch. It’s just a frustration really.  Allen Hall: It does seem like the operators think of loss adjustment in insurance companies as having a warehouse full of actuaries with mechanical calculators and they’re back there punching numbers in and doing these calculations on. I lost this gearbox from this manufacturer at, at this timeframe, and, and I understand all this data. That’s not how it works, but I do think there’s this, uh, assumption that that. Uh, there’s a in wind energy that because of the scale of it, there’s a lot of, of backend research that’s happening. I, I don’t think that’s true, or, I mean, you can tell me if it’s true or not, [00:27:00] but I don’t think so. But now, in the world of AI where I can start to accumulate large sets of data and I have the ability to process it with just a single person sitting in front of a laptop, is it gonna get a little harder for some of these claims that have Mercury, just really shady histories to get? Approved.  Nathan Davies: I, I think that’s inevitable. You know, whenever we go and speak to an insurer, you know, insurers are always interested, are interested in what’s the latest claims data, what are the trends that we’re seeing, all this sort of thing. So we’ll sit down with them for an hour and a half and we’ll say, oh, this was interesting. This is what went well, this is what didn’t go so well. And then they always sort of grab us just as we’re about to leave and we’ve, we’ve said our goodbyes, and they’re like, so you guys have a. Claims database. Right? Every time. Yep. And it’s like, how’d you feel about, about sharing your data? And it’s, it’s every insurer without failure. They’re like, let’s see your claims [00:28:00] database. Okay. Right. So we can share, we can share some information. Obviously it needs to be sanitized. We don’t want to provide identifying information, all that sort of stuff. You’re looking at thousands and thousands of lines of data. And the big problem that we have with any database like this is, it’s only as good as the data that’s been entered, right? So if, if every claims handler, if every loss adjuster is entering their own data into this database, my interpretation of, of a root cause failure, maybe different to somebody else’s. So what we are gonna start seeing in the next year to three years. Is the application of AI to these databases, to to sort of finesse the poor quality data that’s been entered by multiple, you know, it’s, it’s too many cooks. Spoiled broth. All of these people have entered their own interpretation of data, will start to see AI finesse [00:29:00] that, and all of a sudden the output of it will be. Really, really powerful, much better risk models. Yeah. And I think that’s, that’s inevitable in the next two to five years. Um, and I think insurers will, but again, the, we go back to the cyclic thing. So the, the data that we have is the claims that we’ve had over the past however many years, but all the while that the OEMs are manufacturing. New gearboxes, new generators, new blades. We don’t know about the problems that are gonna come out the woodwork. We can tell you about failures that might happen on aged assets, but we can’t tell you about what’s gonna fail in the future. Allen Hall: Well, is there an appetite to do what the automobile world is doing on the automobile insurance? Have basically a plugin to monitor how the driver is doing the State Farm drive safe and [00:30:00] save. Yeah. Your little black box is, is that where eventually this all goes? Is that every turbine’s gonna have a little black box for the insurance company to monitor the asset on some large scale, but then that allows you then to basically to assess properly what the rates should be based on the actual. Data coming from the actual turbines so that you, you can get a better view of what’s happening.  Nathan Davies: I mean, it’s challenging because obviously you can only get so much from, from that monitoring data. So arguably that’s, that’s like the scarda data. But then there’s, there’s the multiple other inputs that we’re looking at. I’d say the vast majority of claims come from some form of human intervention. And how do you record that? Human intervention.  Allen Hall: Right? You, it’s like getting an oil change in your car. If the guy forgets to put the oil plug in. Pretty much you’re, you’re gonna get a mount down the road and engine’s gone. [00:31:00] And that’s, that may be the, that may be ultimately where this all goes. Is that a lot of it’s just human error.  Nathan Davies: Yeah. It’s, you know, we, we can take the, the operating data, you can start to finesse maintenance reports and, and try to plug that into this data stream. But you can guarantee, like you can absolutely bet your bottom dollar, but when there’s an insurance claim and it’s like. That one key document that you need that will answer that question, nobody knows  Allen Hall: where it is. This has been a great discussion and Nathan, we need to have you back on because you provide such great insights as to what’s happening in the insurance world and and the broader wind energy world and. That’s where I like talking to you so much. Nathan, how do people get a hold of you? Can they reach you via LinkedIn?  Nathan Davies: Yeah, I’m on LinkedIn. Um, you can also find me, um, on the Lloyd Warwick website. Sounds great.  Allen Hall: Nathan, thank you so much for being on  Nathan Davies: the podcast. Right. Appreciate it. Thank you so much [00:32:00] guys.

Connor Pugs tells a Storytime about when a Spoiled Brat DESTROYS OUR PROMWelcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Chaz and AJ opened the show by talking about the abrupt retirement of the New Haven's Police Chief, immediately following the news that he admitted to theft from a state fund for confidential informants. (0:00) Bad Idea Island was inspired by a rant Chaz had yesterday about the Ryan Seacrest New Year's Eve broadcast. Today, Ruth walked us through the glorious bomb that was the Jamie Kennedy "First Night" in 2012. (11:59) It all started in Dumb Ass News, Chaz and AJ played some audio of Alabama Barker's ridiculous "Christmas haul" post on TikTok. That was followed by her rant at the commenters for calling her out. (19:40) 

Connor pugs tells a Storytime about a Spoiled Brat Thinks HE IS A GODWelcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

All about the Barron family Christmas, Song Sung Blue is a non-nihilistic story about love, marriage, and the healing power of Neil Diamond. In Catholic Stuff, we talk about one of our faith's many paradoxes: the attainment of everything through sacrifice. Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Books: Read along with Mac - Other great stuff we like: Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

Connor Pugs tells a Storytime about a Spoiled Kid DESTROYS The School PlaygroundWelcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Connor Pugs tells a Storytime about when a Spoiled Brat RUINS My Wedding...Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

0:00 Intro 0:09 Crab 6:27 Changing 8:54 Juice 10:53 Adult card 13:21 Bride price 15:19 No kids Learn more about your ad choices. Visit megaphone.fm/adchoices

Jude is back home, Colby stops by, Love at First Sight offers non-cynical feels, and we unpack the good and the bad in Wake Up Dead Man. Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Books: Read along with Mac - Other great stuff we like: Its OK to Be Catholic Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

(2:15) — TOP 10 NY SPORTS MOMENTS: JJ recaps the top moments in NY sports. (18:58) — KNICKS: The depleted Knicks fall in Minnesota 115-104 and prepare for a Christmas Day showdown against the Cavs. (20:08) — GIANTS: The Giants face the Raiders in a game that will dictate the 2026 NFL Draft order. (22:38) — JETS: The Jets host the Patriots and get a preview of what the AFC East will look like for the future with Drake Maye being the class of the division. (25:05) — CALLS: Callers talk about top NY sports moments. (38:04) — OLD SCHOOL VS. NEW SCHOOL: JJ and Joe B are back to make their picks for NFL Week 17 in Old School vs. New School. (61:47) — ART DICESARE: Handicapper Art DiCesare grades Joe and JJ's picks, gives his best bets, and tells you what to avoid in Week 17. (74:32) — JASON KATZ: Our fantasy guru returns to give his best options to start and sit for Week 17. The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. We always want to hear from you! Leave JJ a message on the listener line at 917-382-1151. Follow JJ on Twitter: https://twitter.com/john_jastremski. Follow NYNY on Instagram: https://www.instagram.com/nynytheringer/ Host: John Jastremski Guests: Art DiCesare, Joe Benigno, and Jason Katz Producer: Stefan Anderson Learn more about your ad choices. Visit podcastchoices.com/adchoices

Connor pugs tells a Storytime about when a Spoiled Brat DESTROYS The Mall...Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Merry Christmas!! This week is a two for one episode we watched both the new 2025 film Avatar Fire and As and the 2023 film The Holdovers. Avatar is written and directed by James Cameron and The Holdovers is directed by Alexander Payne. We hope you have a good holiday, and we'll see you in 2026 for Season 10 and The Tortellini's!!! Come join us!!! Website : http://tortelliniatnoon.com/ Instagram: https://www.instagram.com/tortelliniatnoonpodcast/ Facebook: https://www.facebook.com/TortelliniAtNoon Twitter: https://twitter.com/PastaMoviePod

Connor Pugs tells a Storytime about a Spoiled Brat BURNS DOWN the Summer Camp..Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Connor Pugs tells a Storytime of when a Spoiled Kid FLOODS The School. This entitled rich kid has rich parents so he thinks he rules the world, but the truth is karma is real and this spoiled brat learns that the world doesn't revolve around him! Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

The Rams blew it against the Seahawks in overtime. How will this affect the Rams moving forward? Join us at House of Horns for the Rams-Seahawks postgame show. Gil and Vic have you covered. They'll also touch on the messy situation with Puka Nacua. 

CC453: Kail and Lindsie dive into the chaos of family life, including a fear of Hand, Foot, and Mouth Disease spreading at school. Plus, they share their unpopular opinion on the Diddy docuseries, debate if Cheesecake Factory is fast-casual, and discuss their recent attempts at home cooking. Lastly, they offer advice to a new mom dealing with a mother-in-law who insists on waking up their baby and calls her "spoiled"Thank you to our sponsors!Chime: Get started at chime.com/coffeeQuince: Go to Quince.com/coffee to get free shipping and 365-day returns on your next orderRoBody: Find out if you're covered for free at Ro.Co/COFFEECONVOS. Rx only.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bobby shares why he opened his Christmas gift from his wife early. We talked about the Oscars moving to YouTube and why it blows Lunchbox’s mind. Amy shares how much money she won from a scratch off that she got at the Office Christmas party. Bobby talks about what’s inside the Golden Globes gift bags that cost over $1 million dollars. Bobby talks about the science behind internet trolls and them getting their anger out online. Amy reveals a situation where she could have dated someone in her family. Why does Elon say you don’t need to save money?See omnystudio.com/listener for privacy information.

Who is going to have to pay up in this husband vs. wife battle? Henry is being sued by his own wife after doing this to her just days before Christmas...

Who is going to have to pay up in this husband vs. wife battle? Henry is being sued by his own wife after doing this to her just days before Christmas... See omnystudio.com/listener for privacy information.

Mac heads out of town as Kat babysits, Materialists is NOT a romantic comedy, Worst Christmas Pageant Ever is a new holiday classic, and we wonder at the remarkable nature of the ripples we make throughout others' lives. Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Books: Read along with Mac - A Christmas Carol by Charles Dickens Other great stuff we like: It's OK to Be Catholic Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

Connor Pugs tells a Storytime of a teacher who exposed a spoiled entitled rich kid for being super spoiled and delusional and thinking the world revolves around him because his daddy is rich. Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!

It's New Tunesday: new releases from the past week! Give the bands a listen. If you like what you hear, support the bands! Today's episode features new releases by JXNS, Outsized & e-bit, Alex Braun, First Aid 4 Souls, Mylla Issues, Analog 80, Prometheus Flame, Health, Frontal Boundary, LA-X, spankthenun, Guerra Fría, moonvampire, Bleached Heat, The Spoiled, Balduvian Bears, undertheskin, Die Krupps, and Lord Of The Lost!

Connor Pugs tells a Storytime of a Spoiled Brat RUINS Family Vacation, where this rich entitled spoiled brat who has plenty of daddy's money he think she rules the world, but thankfully karma strikes back.Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Connor Pugs tells a Storytime about when a Spoiled Brat RUINED My Birthday Party. This entitled rich kid is spoiled and has rich partents, and thinks he rules the world. But then karma teaches this spoiled brat a lesson. Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!

Connor Pugs tells a Storytime about when a Spoiled Brat Thinks He Has SUPER POWERSWelcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

*SPOILER ALERT* Films are heavily SPOILED so watch first, THEN listen!!Too many people have been saying Sinners is a rip-off of From Dusk Till Dawn, and Sapphire has a bone to pick. With the help of her husband, Mr. Suit & Tie (@theoldbenriver-IG), let the blood-sucking breakdown begin! From eroticism to repulsion, "button pushing"(IYKYK) and female agency, this episode will you leave hot and bothered. Stay connected: https://linktr.ee/msradiosapphireVote Earplay for AVNs Best Adult Pod 2026Sources for this episode: https://www.popsugar.com/sex/sinners-sex-scenes-opinion-49441480https://filmdaze.substack.com/p/sinners-tries-we-deny-on-desiring

Connor Pugs tells a Storytime about an entitled rich kid who gets banned from flying because he is super spoiled, but thankfully karma is real. Spoiled Rich Kid Gets KICKED OFF The Plane..Welcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Connor Pugs tells a Storytime about Spoiled Brat BURNED DOWN MY HOUSEWelcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

Between Mac's cold, the miserable weather, and trying to get tradesmen to finish their work, Mac & Kat are wallowing a little in self-pity. Pluribus is mysteriously compelling, and we parce out all the problematic pieces of a debate on designer babies. Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Books: Read along with Mac - A Christmas Carol by Charles Dickens Other great stuff we like: Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

Connor Pugs tells 3.5 Hours of Spoiled Bray Storytimes To Fall Asleep To - this is a compilation of the funniest spoiled brat stories that are perfect to put on to go to sleep to, or to put on while you are doing something else. These are the best stories to have on if you need something to go to sleep to , but I'll warn you they are funny so try not to laugh at these stories!Listen to my stories on Spotify:

Connor Pugs tells a storytime about an entitled spoiled rich kid where Spoiled Brat DESTROYS THE SCHOOLSpoiled Rich Kid DESTROYS THE SCHOOLSpoiled Kid DESTROYS THE SCHOOLWelcome to my channel, where I tell relaxing family stories lasting 1 hour - 4 hours to help you relax and fall asleep. These videos are similar to AskReddit, but with a unique twist - all these stories are submitted by YOU and I play a light Minecraft parkour game in the background! Many viewers enjoy these videos to relax before bed or as a background while doing housework. Whether for entertainment or to help you fall asleep, these videos are for you!I carefully select and tell each story, providing a mix of heartfelt and engaging stories for you to enjoy. If you like the content, feel free to subscribe and support my channel!Listen to my stories on Spotify:

This week we saw the new supernatural horror movie, Five Nights at Freddy's 2. Directed by Emma Tammi the film is set a year after the previous film, it follows Abby as she reconnects with her animatronic friends, leading to events that reveal the origins of Freddy Fazbear’s Pizza. It stars Josh Hutcherson, Elizabeth Lail, Piper Rubio, Matthew Lillard, Freddy Carter, Skeet Ulrich, Wayne Knight, Mckenna Grace, and Teo Briones. Come join us!! Website : https://tortelliniatnoon.com/ Instagram: https://www.instagram.com/tortelliniatnoonpodcast/ Facebook: https://www.facebook.com/TortelliniAtNoon Twitter: https://twitter.com/PastaMoviePod                    

Nyla Innuksuk's 2022 film Slash/Back follows a group of Indigenous girls figuring out friendships, family and...how to fend off an alien invasion. Anney and Samantha delve into themes of culture, colonization, friendship and family.See omnystudio.com/listener for privacy information.

(SPOILER) Your Daily Roundup covers one of Taylor Frankie Paul's hometowns gets spoiled on TikTok, a content creator pet peeve struck last week, Paul Anka talks about Sinatra's junk, and Simon Cowell admits he went too far on Idol at times.   Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Ads: ZocDoc – Click on https://zocdoc.com/RealitySteve to find and instantly book a top rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Jude is back in town for a huge Thanksgiving, the basement never ends, Wicked 2 is not great, and we talk about the spiritual ramifications of The Biggest Loser. Our locals page is now accepting subscriptions! Move over from Patreon so more of your tips go to us and not Apple. Books: Read along with Mac - Current book is Moby Dick by Herman Melville Other great stuff we like: Baritus Catholic Illustrations Pacem in Terris Retreat Center Restoration of Christian Culture from Our Lady of Clear Creek Abbey Restoration of Christian Culture PDF Spiritual Direction.com Fatima Farm liturgical calendar from Sofia Institute Press Gregory the Great's St. Nicholas Guild Total Consecration to Jesus Through Mary Other stuff our family does: Our libsyn page where you can find all our old episodes Sam and Mena's podcast: Engaged at 18 Spoiled! with Mac and Katherine Mac's book! Clueless in Galilee Ben's Photography Business: Red Barron Media Find us on our website Theme song by Mary Bragg.  

JP Finlay and Mitch Tischler join you from Northwest Stadium with instant reaction to the Washington Commanders' Week 13 loss to the Denver Broncos. The guys discuss the chaotic nature of the game, Washington's two-point conversion attempt in overtime, Marcus Mariota's overall performance and Terry McLaurin's impact in his return. The episode ends with JP and Mitch giving out their Game Balls and Goats and a recap of 100 chips.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

learn how to make comparisons using a formal conversation as an example

Connor Pugs tells a Storytime about a spoiled brat thinks he's better than you because he's rich

Lots of rich kids are shitheads but John du Pont might be the biggest shithead of them all. King Shithead even. Jon almost cries like three times in this ep. And he forgot to mention that du Pont asked the wrestlers to call him Golden Eagle and a lot of them did call him Eagle! Smdh. Visit https://prizepicks.onelink.me/LME0/STINKERS and use code STINKERS and get $50 in lineups when you play your first $5 lineup Support the show and get 20% off your entire first purchase with code STINKERS @http://mood.com/ Get your Lil Stinkers merch today at https://www.lilstinkerspod.com Follow us on Twitter and Instagram: Jon DelCollo: @jonnydelco Jake Mattera: @jakemattera Mike Rainey: @mikerainey82

(SPOILER) Your Daily Roundup covers my Patreon channel now live, what you get for signing up, first live re-watch happening Friday night, Taylor Frankie Paul has two dates in Las Vegas have photos & video get out, Survivor 50's premiere date, & BTTF Legos.    Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Learn more about your ad choices. Visit megaphone.fm/adchoices