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Welcome to Day 2914 of Wisdom-Trek. Thank you for joining me. This is Guthrie Chamberlain, Your Guide to Wisdom. Day 2914– “Joyful Return, Insightful Response”  based on Luke 10:17-24 Putnam Church Message – 07/19/2026 The Good News According to Luke: “Joyful Return, Insightful Response.”   Last time our message was “Practical Talk to Those in Ministry,” where we learned to leave the harvest in the hands of the Lord who is the Lord of the harvest. Today, we continue with our thirtieth message from Luke's narrative of the Good News of Jesus Christ. Today's message is: “Joyful Return, Insightful Response.” Our core passage today is Luke 10:17-24, on page 1612 of your pew Bibles. The Seventy-Two Return 17 The seventy-two returned with joy and said, “Lord, even the demons submit to us in your name.” 18 He replied, “I saw Satan fall like lightning from heaven. 19 I have given you authority to trample on snakes and scorpions and to overcome all the power of the enemy; nothing will harm you. 20 However, do not rejoice that the spirits submit to you, but rejoice that your names are written in heaven.” 21 At that time Jesus, full of joy through the Holy Spirit, said, “I praise you, Father, Lord of heaven and earth, because you have hidden these things from the wise and learned, and revealed them to little children. Yes, Father, for this is what you were pleased to do. 22 “All things have been committed to me by my Father. No one knows who the Son is except the Father, and no one knows who the Father is except the Son and those to whom the Son chooses to reveal him.” 23 Then he turned to his disciples and said privately, “Blessed are the eyes that see what you see. 24 For I tell you that many prophets and kings wanted to see what you see but did not see it, and to hear what you hear but did not hear it.” Opening Prayer Father, we come before You today with joy and humility. Thank You for calling ordinary people into Your Kingdom work. Thank You that the name of Jesus is greater than every power of darkness, every accusation of the enemy, and every fear that troubles our hearts. Lord Jesus, help us rejoice in the right things. Teach us to celebrate Your victories without becoming proud of our usefulness. Remind us that our greatest joy is not what we accomplish for You, but that we belong to You. Open our eyes to see what prophets and kings longed to see. Give us childlike hearts that receive Your truth with faith and obedience. Holy Spirit, guide us now as we listen to Your Word. Amen. Introduction: A Story - Returning From the Battle In the early nineties, a few years after Desert Storm, General Norman Schwarzkopf wrote an autobiography titled It Doesn't Take a Hero. Near the middle of the book, he describes his thoughts as he headed for his first combat command position in Vietnam. He was a West Point graduate, full of energy and idealism. He went to Vietnam, as he said, for “God, country, and Mom's apple pie.” But later, after a second tour of duty, he returned from a battle-scarred landscape where young men under his command had died or had lost parts of their bodies to landmines. He came home to a divided nation, and he wrote with exhausted realism, “I realized then I was really tired of being a commander… I thought, Thank God it's over. I'd saved as many lives as I could… I wanted to get home to my family.” Same geography. Same war. Same mission. But what a difference between the man who went out and the man who returned. In Luke 10, the seventy-two whom Jesus sent out also return from the battlefield. But the seventy-two return with joy. In our last message, “Practical Talk to Those in Ministry,” we watched Jesus send them out two by two. He told them the harvest was great and the workers were few. He sent them like lambs among wolves. He told them to travel light, offer peace, heal the sick, and announce that the Kingdom of God had come near. They went out as messengers of the King. / Now they return. And they come back like children running through the door after seeing something amazing. “Lord,” they say, “even the demons obey us when we use Your name!” They had gone out to announce peace, but they discovered that the name of Jesus also carried authority over the powers of darkness. Jesus rejoices with them. But He also corrects their perspective. He lifts their eyes above the thrill of ministry success and says, in effect, “Yes, rejoice that evil is retreating. But do not build your joy on power. Rejoice that your names are written in heaven.” That is our theme today: The greatest joy of a disciple is not what we do for Jesus, but that we belong to Jesus. Which brings us to our four truths today which are found in your bulletin insert on the side that is titled: Joyful Return, Insightful Response Main Point 1: Kingdom Ministry Pushes Back the Powers of Darkness The seventy-two return with joy and say, “Lord, even the demons obey us when we use Your name.” That little word “even” carries their surprise. Jesus had told them to heal the sick and announce the Kingdom. But apparently, as they ministered in His name, demons also submitted. They saw firsthand that the mission of Jesus was not merely moral improvement, social kindness, or religious instruction. It was war against the dominion of evil. Luke has been showing us this from the beginning. Jesus confronted demons in the synagogue. He delivered the man in the region of the Gerasenes. He gave the Twelve authority over demons. He healed the boy whom His disciples could not help. And now the seventy-two discover that the authority of Jesus extends through them as well. This is where we need to understand the Bible's bigger supernatural worldview. The late Dr. Michael S. Heiser often reminded readers that the Bible presents a spiritual world populated by heavenly beings. In the Old Testament, we see scenes of God's heavenly council, sometimes called the Divine Council. God is the Most High, the Creator, the supreme King. But Scripture also shows lesser spiritual beings who serve, rebel, accuse, deceive, or oppose God's purposes. In Job 1 and 2, we meet “The Satan,” or “the adversary,” appearing among the heavenly beings. In that setting, the word functions like a title — the accuser, the challenger, the prosecutor. By the time we reach the New Testament, Satan is clearly presented as the great enemy of God's people, the tempter, the accuser, the ruler of a rebellious kingdom of darkness. So, when Jesus says in Luke 10:18, “I saw Satan fall from heaven like lightning,” He is not giving the disciples a small compliment. He is interpreting their ministry as part of a cosmic victory. Every sick person healed, every demon rebuked, every message of Kingdom peace proclaimed — all of it was evidence that the usurper's rule was cracking. The adversary was falling. Object Lesson: The Flashlight in a Dark Room Imagine turning off the lights in a room and then switching on a flashlight. The darkness does not negotiate. / It does not hold a committee meeting. / It simply retreats where the light shines. That is what happens when the Kingdom of God advances. When Jesus walks into a synagogue, demons cry out. When Jesus steps into Gentile territory, a legion of demons loses its captive. When Jesus sends out His followers, evil spirits submit to His name. Not because the disciples are impressive, but because the King is present through them. Ancient Israelite Context For a first-century Jewish listener, this would not sound like a mere private spiritual experience. It would sound like the long-awaited victory of God. Genesis 3:15 promised that the seed of the woman would crush the serpent's head. Psalm 91 spoke of trampling lions and serpents underfoot. Daniel 7 envisioned the Son of Man receiving authority, glory, and sovereign power. The prophets looked forward to the day when God would defeat evil and restore creation. Now Jesus says, “You are seeing the beginning of that victory.” The Kingdom has come near. Modern Illustration We may not always see dramatic confrontations with evil spirits, but we still see the Kingdom push back darkness. When an addict finds freedom in Christ, darkness...

Who is the greatest wrestling family of all time?

Stew and Smith are back with another episode of the It Doesn't Hold Up podcast discussing Robin Hood: Prince of Thieves from 1991But does it hold up?Email – ⁠⁠itdoesntholduppodcast@gmail.com⁠⁠Instagram – @itdoesntholduppodcastTwitter/X - @doesntholduppodYoutube - @itdoesntholduppodcast

A new era begins!

SummerSlam is almost here, and there's no better time to talk about The Beast Incarnate.On this episode of The It Doesn't Matter Podcast, we break down the legendary career of Brock Lesnar and debate whether he truly deserves the title of Mr. SummerSlam. From unforgettable battles with The Rock, Kurt Angle, The Undertaker, Triple H, John Cena, CM Punk, Randy Orton, Seth Rollins, Braun Strowman, and more, Brock has built one of the greatest SummerSlam resumes in WWE history.We also react to your fan comments, discuss Brock's greatest matches and rivalries, the impact of Paul Heyman, and whether he's the last true attraction in professional wrestling.Is Brock Lesnar really Mr. SummerSlam?Let us know your thoughts in the comments!

────────────────────────────────────────[00:04:50]Iran's Regime Is Stronger Now Than When the War Began — Gained Control of the Strait as a Lever of PowerNo Iranian leadership had ever tried to close the Strait before; now they enforce it, charge tolls, and pass their own tankers freely while blocking others.────────────────────────────────────────[00:10:20]The Ayatollah's Funeral Drew Massive Crowds — Bombing Consolidates Regimes, It Doesn't Topple ThemPeople who were protesting the regime rallied behind it the moment bombs fell; Trump and Israel radicalized the population against themselves.────────────────────────────────────────[00:21:38]After 13,000 American and 10,000 Israeli Strikes, Iran Exports More Oil Than Before the WarProduction rose from 1.7M to 1.8M barrels per day throughout; Pentagon now needs $67B in supplemental funding Congress has not approved.────────────────────────────────────────[00:51:30]Mexican Drug Cartels Now Smuggle Fuel Into Mexico — Iran Embargo Created a Black Market They DominateFuel smuggling is now cartels' second largest income after drugs; one third of all fuel sold in Mexico may be illicit.────────────────────────────────────────[00:53:10]Trump's "Freedom Fuel" Network Is 25 Existing Gas Stations With His Branding — Prices 81 Cents Above Pre-War AverageNational average before the Iran war was $2.98; Freedom Fuel sells at $3.47; Knight: he created the global oil crisis and now brags about a 50-cent discount off his own damage.────────────────────────────────────────[01:01:44]Trump's International Licensing Revenue Grew 900% After Returning to PowerUAE paid $23M, Saudi Arabia $9M, India $10M; same game Biden ran with Hunter, just bigger and with no media scrutiny.────────────────────────────────────────[01:33:09]Republicans Claim They All Spoke to McConnell for "Exactly 20 Minutes" — Kentucky Governor Called Their BluffMassey satirized the pattern; the governor formally requested a health update; if Republicans can extend this to August 3, no special election can be called.────────────────────────────────────────[01:45:04]Mother of Twins Charged With Murder — Children Died 8 Days After 18-Month VaccinesShe warned doctors their father had a prior bad vaccine reaction; a peer-reviewed study linking vaccine timing to SIDS was removed from the record rather than corrected.────────────────────────────────────────[01:55:05]Zelensky at NATO Demanding Ukraine Membership — Would Turn Proxy War Into Direct US-Russia ConflictNATO focused on swarms of suicide drones; Knight: every European leader who betrayed their own people is now hiding in NATO pushing for world war.────────────────────────────────────────[01:57:53]Trump at NATO: Germany, France, Italy, and UK All Refused to Help in Iran — He Threatened Spain With Tariffs on StageHe admitted he was "testing" allies; Knight: nobody rallied behind him because nobody believes he won anything. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

────────────────────────────────────────[00:04:50]Iran's Regime Is Stronger Now Than When the War Began — Gained Control of the Strait as a Lever of PowerNo Iranian leadership had ever tried to close the Strait before; now they enforce it, charge tolls, and pass their own tankers freely while blocking others.────────────────────────────────────────[00:10:20]The Ayatollah's Funeral Drew Massive Crowds — Bombing Consolidates Regimes, It Doesn't Topple ThemPeople who were protesting the regime rallied behind it the moment bombs fell; Trump and Israel radicalized the population against themselves.────────────────────────────────────────[00:21:38]After 13,000 American and 10,000 Israeli Strikes, Iran Exports More Oil Than Before the WarProduction rose from 1.7M to 1.8M barrels per day throughout; Pentagon now needs $67B in supplemental funding Congress has not approved.────────────────────────────────────────[00:51:30]Mexican Drug Cartels Now Smuggle Fuel Into Mexico — Iran Embargo Created a Black Market They DominateFuel smuggling is now cartels' second largest income after drugs; one third of all fuel sold in Mexico may be illicit.────────────────────────────────────────[00:53:10]Trump's "Freedom Fuel" Network Is 25 Existing Gas Stations With His Branding — Prices 81 Cents Above Pre-War AverageNational average before the Iran war was $2.98; Freedom Fuel sells at $3.47; Knight: he created the global oil crisis and now brags about a 50-cent discount off his own damage.────────────────────────────────────────[01:01:44]Trump's International Licensing Revenue Grew 900% After Returning to PowerUAE paid $23M, Saudi Arabia $9M, India $10M; same game Biden ran with Hunter, just bigger and with no media scrutiny.────────────────────────────────────────[01:33:09]Republicans Claim They All Spoke to McConnell for "Exactly 20 Minutes" — Kentucky Governor Called Their BluffMassey satirized the pattern; the governor formally requested a health update; if Republicans can extend this to August 3, no special election can be called.────────────────────────────────────────[01:45:04]Mother of Twins Charged With Murder — Children Died 8 Days After 18-Month VaccinesShe warned doctors their father had a prior bad vaccine reaction; a peer-reviewed study linking vaccine timing to SIDS was removed from the record rather than corrected.────────────────────────────────────────[01:55:05]Zelensky at NATO Demanding Ukraine Membership — Would Turn Proxy War Into Direct US-Russia ConflictNATO focused on swarms of suicide drones; Knight: every European leader who betrayed their own people is now hiding in NATO pushing for world war.────────────────────────────────────────[01:57:53]Trump at NATO: Germany, France, Italy, and UK All Refused to Help in Iran — He Threatened Spain With Tariffs on StageHe admitted he was "testing" allies; Knight: nobody rallied behind him because nobody believes he won anything. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

You know you need to be consistent. The leaders who win are the ones who stay in the conversation over months and years. But the moment you try to automate your follow-up, it feels robotic, and people can smell a template from a mile off. So you're stuck choosing between consistent but cold or personal but hit and miss. Here's what I want you to walk away with today. Automation isn't the enemy of the relationship. Used right, it's the thing that protects it. You automate the structure, and you leave the connection alone. I'll give you a five-move framework I call Automate the Structure, Protect the Connection. Episode Breakdown [00:01:18] The Proof: This Podcast Is a Cloned Voice The podcast you're listening to right now is a cloned version of my voice. We've been running it that way for over a year, and almost nobody has noticed. The reason they don't notice is that it's built entirely from my own words. My newsletter goes out twice a week, written by AI but trained only on my own knowledge base, never on random stuff scraped off the internet, so it doesn't come out generic. It comes out sounding like me at scale. [00:02:01] The Insight: Automation Multiplies You, It Doesn't Replace You The automation didn't replace me, it multiplied me, because what got handed to the machine was the structure and the heavy lifting while the voice running through all of it stayed mine. The leaders losing the relationship are the ones who automated their voice. The leaders winning automated everything around their voice and guarded the voice itself. [00:02:35] Move 1: Separate Structure From Communication This is the unlock. The system's only job is to tell you who to reach and when to reach them. That's structure, and structure is the part that fails us, because we forget. The message itself, the words, that's communication, and that part stays human and stays yours. Let the system carry the reminder and keep the relationship in your own hands. [00:03:00] Move 2: Trade the Drip for a Value Stream A generic drip sequence built on templates tells a sharp producer one thing, that they're on a list somewhere. Replace it with a steady stream of specific, useful value aimed at that one person. And the bar out there is low. Most leaders follow up with about 7 people once every 9 to 12 months, and 97% of them open with I'm just checking in. Checking in moves nothing. Value moves the relationship forward. [00:03:40] Move 3: Write to an Audience of One My rule is that nothing goes out unless it reads like it was written for a single person, even when it's scaled to hundreds. Spam is the single most non-affirming thing a leader can send, and affirmation is one of the strongest leading indicators of recruiting success there is. So whether it goes to one recruit or 200, it has to feel like it was meant for the one person reading it. [00:04:08] Move 4: Make the Value Tangible and Make It Fast Don't promise a benefit, hand over a real one. Instead of telling a recruit you'll introduce them to people someday, hand them the top 250 real estate agents in their market. With the tools we have now, that's about a 3-minute exercise, and almost no recruiter ever does it. Automation is what lets you deliver something that specific across a whole pipeline without it swallowing your week. [00:04:40] Move 5: Train the AI on You and Keep Your Hands on It If you're going to let AI help you draft, train it only on your own words and your own stories, then tell it to sound like you. Ban the short, choppy sentences, kill the dashes, and keep the writing flowing the way you talk. Just like working with a human writer, when it makes mistakes, give it feedback so it can improve. Generic inputs will always give you generic outputs. Keep a human in the loop, and that human is you or someone on your team. That one pass before send is the difference between scaled and soulless, and it costs you about a minute. [00:05:35] Why It Works People can feel the difference between being processed and being seen every time, even when they can't put a finger on it. Automate the connection itself and they feel processed, and you lose them. But look at what was broken in the first place. It was never your sincerity, it was your structure. You don't forget to care, you forget who to call and when. When you automate the structure and protect the communication, you're fixing the part that was broken instead of the part that was already fine. Value works because contact on its own is just noise, while a specific useful thing delivered to the right person is a deposit, and deposits move a relationship forward. And training the AI on you guards the one thing that can never be copied, which is your voice. [00:06:29] Your Small Win Tonight Take the next follow-up you're about to send, the just-checking-in one, and rewrite it around one useful thing for that specific person. One article, one introduction, one insight they'd want. Send that instead. The win is turning a single check-in into a single deposit. [00:06:54] Three Bigger Moves This Week Identify a cadence for value delivery, then set up a simple reminder system that tells you who to touch and when, so consistency stops riding on your memory and your warm relationships stop going cold while you're buried in everything else. Take one generic drip and rebuild it as a value stream for your top prospects, so your follow-up starts feeling like a relationship instead of a list, and that's what keeps people in the conversation for years. Then have your AI tool interview you to identify your voice and how you speak, train it on your meetings, emails, and social posts, and review every piece before it goes out so you scale your voice without any of it sliding into noise. Key Takeaways Automation isn't the enemy of the relationship. Used right, it's the thing that protects it. Automate the structure and protect the connection. Automate the voice itself and you lose people. The system's only job is to tell you who to reach and when. The words stay human and stay yours. Most leaders follow up with 7 people once every 9 to 12 months, and 97% open with just checking in. Checking in moves nothing, value does. Write to an audience of one, even at scale. Spam is the most non-affirming thing a leader can send. Don't promise a benefit, hand over a real one. The top 250 agents in a recruit's market is a 3-minute deposit almost no recruiter ever makes. What was broken was never your sincerity, it was your structure. You don't forget to care, you forget who to call and when. If you want help building a follow-up system that scales your voice instead of flattening it, or help training your AI tools to mimic you, reach out. Visit bookrichardnow.com and grab time on my calendar, and I'd be glad to think it through with you. And if you'd rather build this kind of thing in real time, I host a biweekly working lunch where we do exactly that together. The next one's July 17 at 12 PM ET. You can add it, plus all of our other 4C live events, straight to your calendar here: http://cal.ae/suuaiiw

Adam Cole... BAY BAY!This week on The It Doesn't Matter Podcast, we're breaking down the career of one of the most talked-about wrestlers of the modern era. From Ring of Honor to leading The Undisputed Era in NXT and making a huge splash in AEW, Adam Cole has built an impressive résumé.But have injuries kept him from reaching his full potential? Did AEW drop the ball? Could Adam Cole still become a world champion?We also read fan comments from the wrestling community and debate Adam Cole's legacy, best matches, greatest moments, and what the future holds.Topics include:Why Platano picked Adam ColeROH, NXT & AEW runsThe impact of injuriesDid AEW capitalize on Adam Cole?Fan comments and reactionsAdam Cole's wrestling legacy

Episode 126: Letting It All Hang Out! July 6, 2026 Do you remember “Let it (all hang) out” by The Hombres? I dug it up and play it today. The Memphis band released that in 1967 (how old were you?) and the song has been redone by David Lee Roth and John Mellencamp among others. It was let out in the beginning of the psychedelic era. You'll also hear my spotlight on Chris Hillman, who was a Byrd, played with The Flying Burrito Bros, Stephen Stills' Manassas, Desert Rose Band, JD Souther and Richie Furay and had success as a solo act. He's a player, for sure. There's even a pair from The Beau Brummels. Get your instrument ready for our first JimJam on this episode. We play The Stones' Lady Jane together. The story behind this segment is in a previous blog here. Thanks for listening today. My email is talesvinyltells@gmail.com. You can hear a Tales Vinyl Tells radio program when it streams live on RadioFreeNashville.org and here.  We do that at 5 PM central time Wednesdays. The program can also be played and downloaded anytime at podbean.com, Apple podcasts, Google podcasts, iHeart podcasts, Player FM podcasts, Listen Notes podcasts and many other podcast places. And of course you can count on hearing the Tales on studiomillswellness.com/tales-vinyl-tells anytime. PLAYLIST: 126.1 The Rock-The Who 126.2 Heading For the Light-The Travelin' Wilburys 126.3 Want to Tell You-Beatles 126.4 Let It All Hang Out-The Hombres 126.5 Multicolored Lady-Gregg Allman 126.6 Landslide-Fleetwood Mac 126.7 Just a Little-Beau Brummels 126.8 Laugh Laugh-Beau Brummels 126.9 Break-Aphrodite's Child 126.10 Every Little Thing-Yes 126.11 Lady Jane-Rolling Stones 126.12 You Belong-Chris Hillman 126.13 Bells of Rhymney-The Byrds 126.14 It Doesn't Matter-Manassas 126.15 She Don't Love Nobody-Desert Rose Band 126.16 Somebody Must Be Wrong-John David Souther 126.17 Hot Burrito #2-Flying Burrito Brothers

It opens with cultural insights and travel stories — the kind of off-the-clock banter that always ends up revealing something real about how different people think, buy, and do business. And that's exactly where this episode finds its footing: in the uncomfortable truth that most detailers and service businesses are marketing to a ghost. They think they know their customer. They don't.Shawn, Marshall, and their guest kick things off with a conversation about authenticity — what it actually means in business versus what people say it means to sound good online. Because there's a difference between being real and performing realness, and customers can feel it. The "bamboozle" segment hits hard: the moments where businesses overpromise, underdeliver, and lose a customer forever — often without ever knowing it happened. The lesson isn't just don't be shady. It's that shortcuts in customer relationships always cost more than they save.The conversation then zeroes in on one of the most underexecuted fundamentals in the detailing industry: knowing exactly who your target customer is for each service you offer. Not just "car owners." Not just "people who care about their vehicle." The specific human being — their income, their lifestyle, their values, their vehicle — who is most likely to book, pay premium prices, and come back. Shawn and Marshall walk through how to actually identify that person, how cultural and demographic factors shape buying behavior, and why trying to market every service to everyone is one of the fastest ways to sound like nobody.From there the episode pivots to community — and this isn't a fluffy conversation about "building your tribe." It's practical. How do you create a community platform that actually generates loyalty? How do you reward the members who show up, contribute, and help answer questions? How do you turn a Facebook group or Discord into a genuine business asset instead of a place where people post memes and complain?The pirate mentality segment is one of the best moments of the episode — a raw take on starting before you're ready, moving before you have permission, and building while everything is still messy. Because the operators who wait until everything is perfect never start. And the ones who just go — and figure it out as they move — are the ones writing the playbook everyone else copies five years later.The episode closes on something that doesn't get talked about enough in this industry: giving back. Not as a marketing tactic. As a principle. The detailers and shop owners who contribute to the industry — who share knowledge, support peers, and operate with integrity — are the ones building something that lasts. Reciprocity is real, and it compounds.⚡ Key TakeawaysStop Marketing to Everyone: Identify the exact target customer for each service you offer — demographics, lifestyle, vehicle type, and values — and build every campaign around that specific person.The Bamboozle Always Backfires: Overpromising, misleading marketing, and cutting corners on customer experience might work once. It never works twice. Authenticity isn't optional — it's survival.AI Enhances, It Doesn't Replace: Use AI to sharpen your content and automate the repetitive stuff — but the voice, the story, and the relationship have to be genuinely yours. Customers smell generated content from a mile away.Community is a Business Asset: A well-run community platform builds loyalty, generates feedback, surfaces your best advocates, and creates a moat around your business that no competitor can easily cross.Reward the Contributors: The members of your community who show up, help others, and add value deserve recognition. Incentivize engagement and watch the whole community lift.Diversify Your Customer Sources: If all your leads come from one place — one platform, one referral source, one neighbourhood — you're one algorithm change away from a very bad month. Spread the risk.

Thom's Nutshell: We all have opinions. We all prefer certain outcomes. But attaching expectations to them is a choice. Disappointed? Upset? Devastated? Check your expectations. Why do we avoid going towards our pain? Because we don't have faith in our ability to cope with it. In emotional sobriety we work on our self-esteem, which is part of that perpetual engine moving us towards wholeness. From James Redford. The Struggle: “If it were any easier, it would be meaningless. If it were any harder, it would be impossible.” More from James Redford: https://www.amazon.com/stores/James-Redford/author/B0B6QG81CK?ref=ap_rdr&shoppingPortalEnabled=true&ccs_id=fc6b511e-c7e0-4483-9773-b2a68db7ade9 Our music is provided by the great southern artist Jefferson Ross. Learn more about Jefferson at jeffersonross.com Visit our website: www.emotionalsobriety.info Learn more about Joe C., Secular AA and Rebellion Dogs here: https://rebelliondogspublishing.com  Follow us on social media: Instagram: thomrutledge2 Joe C. Twitter: @Rebellion_Dogs   Friendly Circle Berlin workshops: https://friendlycircleberlin.org/events   Allen's book, 12 Essential Insights for Emotional Sobriety: https://www.amazon.com/12-Essential-Insights-Emotional-Sobriety/dp/1955415129/   Join Allen & Thom at our Thursday night, 7pm PST Zoom meeting on Emotional Sobriety and the Steps (login information below):  https://zoom.us/j/330149513 Password: 375986   For our ongoing workshop video series on Emotional Sobriety and the 12 Steps, visit our YouTube channel here: https://www.youtube.com/channel/UCHEM2-kqLkfp3I4c0jy-X-g   Also, please join our “Emotional Sobriety and Recovery” FB Group at the following link: https://www.facebook.com/groups/120450976662519 We'd love to stay in touch in between meetings.   We appreciate feedback! Contact Patrick, our producer, at pndirective4@gmail.com for any questions or comments. Chapters (00:00:07) - Emotional Sobriety: The Hurt Locker(00:07:45) - In the Elevator With Real People(00:09:15) - It Doesn't Even Matter If It's Good(00:11:44) - Living With an Addiction: Step 12(00:16:18) - Alan on Emotional Sobriety(00:20:57) - Emotional Sobriety and Relationships(00:25:18) - Part 8: Cooperation and Integrity(00:27:40) - I Want to Be Seen(00:32:01) - Poem for the Soul: James Redfern

Some wrestlers become legends because they reinvent themselves.This week on The It Doesn't Matter Podcast, the panel debates the greatest character transformations in wrestling history.Deadman or American Badass?Surfer Sting or Crow Sting?Mankind, Cactus Jack, or Dude Love?Booker T or King Booker?Plus discussions on Scott Hall, Kevin Nash, JBL, Chris Jericho, Bubba Ray Dudley, Hulk Hogan, Shawn Michaels, Jeff Jarrett, Jon Moxley, and more.Which version was better? We make our picks and defend them.Drop your choices in the comments and let us know where we got it right—and where we got it completely wrong.#Wrestling #WWE #WCW #ECW #TNA #AEW

Stew and Smith are back with another episode of the It Doesn't Hold Up podcast discussing the MacGyver TV show from 1985-1992But does it hold up?Email – ⁠⁠itdoesntholduppodcast@gmail.com⁠⁠Instagram – @itdoesntholduppodcastTwitter/X - @doesntholduppodYoutube - @itdoesntholduppodcast

Basecamp 5 is out in the world! In this episode, Jason Fried and David Heinemeier Hansson sit down with host Kimberly Rhodes to talk about some of the details of the launch and the big decisions that went into it. They discuss what went smoothly, what only a live rollout could reveal, and the response from current customers.Key Takeaways00:34 – How this launch compared to previous Basecamp versions03:50 – Setting (and moving) the launch date06:45 – How the mobile apps equaled a point of no return13:07 – Going live is when things get real16:31 – The decision to move all customers to Basecamp 5 at once19:52 – Handling the customers who push back hardest21:11 – How a great support team makes or breaks a major product transitionLinks and ResourcesSee where Basecamp is being used right now – basecamp.com/liveIf Your Product Is Great, It Doesn't Need to Be Good by Paul BuchheitRecord a video question for the podcastWatch The REWORK podcast on YouTubeBasecamp is the no-nonsense project management system. Sign up for free at Basecamp.comHEY is a fresh take on email. Sign up for a 30-day free trial at HEY.comFizzy is a modern spin on kanban. Sign up for free at fizzy.doBooks by 37signalsJason Fried on XDavid Heinemeier Hansson on X

The ECW faithful were ready for war!On this episode of The It Doesn't Matter Podcast, Notorious Dom, Platano, BDC, Ringside, and Dante review ECW One Night Stand 2006, one of the most memorable and controversial wrestling events of the Ruthless Aggression Era.We discuss:

In part two of Red Eye Radio with Gary McNamara and Eric Harley, SpaceX officially priced its initial public offering at $135 per share, raising $75 billion and making it the largest public offering in stock market history. The shares began trading under the ticker SPCX, marking the debut of a company valued at approximately $1.77 trillion. Also what life would be like on Mars / Jerry Seinfeld dismisses ‘Free Palestine' chant after Knicks game: ‘It Doesn't Exist' / and Gary's advantages with airline travel. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NXT TakeOver: The End is remembered as one of the key events of the Black & Gold era, but the real question is…Did it matter?This week on The It Doesn't Matter Podcast, Dom, Ringside, His Choice, BDC, Platano, and Strap Facts revisit NXT TakeOver: The End and debate the lasting impact of every match on the card.

Stew and Smith are back with another episode of the It Doesn't Hold Up podcast discussing Michael Jackson's Moonwalker from 1988But does it hold up?Email – ⁠⁠itdoesntholduppodcast@gmail.com⁠⁠Instagram – @itdoesntholduppodcastTwitter/X - @doesntholduppodYoutube - @itdoesntholduppodcast

The family compound... This is such a hot button topic, and often a very emotional topic. So, we decided to look at 2 competing visions (Willie Robertson vs. Dave Ramsey) and break them down with a nuanced conversation. Jeremy and Jeff have experienced this first-hand, so they're talking about this from lived experience and hard-earned wisdom. Should you actually try to build a family compound? Why or why not? What questions should you answer first? How do you know if it'll be a good idea? Listen to this and see how close the tear-jerking dream is to reality for your family. On this episode, we talk about: 0:00 Why Family Compounds Are Amazing 4:01 Why Family Compounds Are Terrible 11:47 It Doesn't Just Happen 14:56 The Grandmother Dream ---

The road to Tag Team Immortality continues!After weeks of debate, shocking eliminations, and legendary matchups, Tag Team Madness has reached the ELITE 8 and FINAL FOUR!Which teams survive? Which legends fall? And who will move one step closer to being crowned the greatest tag team of all time?Join the It Doesn't Matter Podcast as we break down every matchup, debate every result, and determine which teams deserve a place in the championship round.

THE KNICKS JUST PROVIDED AN UPDATE ON MITCHELL ROBINSON'S INJURY AND IT'S MAKING EVERYONE BELIEVE THAT ROBINSON MAY HAVE PUNCHED SOMETHING! According to new reports, we have now identified the type of injury Mitchell Robinson has. And after reviewing the common causes of the injury, it sounds like Robinson may have punched something... Troy Mahabir breaks all of this down! SHOW CHAPTERS: 00:00 - Intro 00:16 - Presented By FanDuel 00:40 - Injury Updates Keep Getting Worse 01:16 - Robinson Broke 5th Metacarpal Bone 01:33 - Common Causes Of The Injury Suggest Mitch Punched Something 03:31 - Mitchell Robinson's Message To Knicks Fans After Updates Released 05:45 - FanDuel Odds For Knicks V Thunder & Knicks V Spurs 07:43 - It Doesn't Matter Who The Knicks Play, NY's Goal Remains The Same! 09:10 - The Knicks Recap Podcast Is Available On All Platforms! LISTEN NOW TO GET YOUR KNICKS FIX! Catch the latest special interviews, shorts, fan interactions, and more by following the show! Don't forget to turn on notifications so you don't miss another episode! Rather Watch the latest Knicks Recap episode? Catch us on YouTube here: https://www.youtube.com/@TheKnicksRecap Follow The Knicks Recap on all social media platforms! Twitter: https://twitter.com/TheKnicksRecap Instagram: https://www.instagram.com/TheKnicksRecap/ Reddit: https://www.reddit.com/u/TheKnicksRecap?utm_source=share&utm_medium=android_app&utm_name=androidcss&utm_term=1&utm_content=share_button Facebook: https://www.facebook.com/TheKnicksRecap/ Rather Listen to The Knicks Recap on a different platform? Catch us on ALL of your favorite streaming platforms: Apple Podcast: https://apple.co/3SKSl8o Spotify: https://spoti.fi/3QrEfr6 iHeart Radio: https://www.iheart.com/podcast/269-the-knicks-recap-a-new-yor-100895112/ Amazon Music: https://amzn.to/3QoZrOd Other Pod Channels: https://anchor.fm/the-knicks-recap Grab our MERCH featuring some of the graphics you've seen us create to take your Knicks fandom to the NEXT LEVEL: MAIN STORE: https://theknicksrecap.myspreadshop.com/ CashApp: $TheKnicksRecap Have a comment about the show, an interview, or a graphic idea? Reach out to The Knicks Recap on ALL SOCIAL MEDIA PLATFORMS! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Why should we pray the Psalms slowly?In this reflective teaching, John Ortberg explores the nature of Hebrew poetry, the structure of the Psalms, and why the language of prayer was never meant to be rushed.Using Psalm 90 and several other Psalms, John unpacks the beauty of biblical parallelism — repetition, pivots, refrains, and poetic movement that deepen meaning and slow the soul down enough to notice God.This episode explores:- Why the Psalms are poetry, not prose- Hebrew parallelism explained simply- Why repetition matters spiritually- Psalm 23, Psalm 88, and Psalm 90- Jesus' use of poetic teaching- Prayer as attentiveness rather than efficiencyFeaturing reflections from:- Eugene Peterson- C.S. Lewis- Robert LowthScriptures:- Psalm 90- Psalm 23- Psalm 88- Matthew 7#Psalms #Prayer #JohnOrtberg #SpiritualFormation #HebrewPoetry #BibleStudy #Psalm90 #ChristianFaith #EugenePeterson #CSLewis

It Doesn't Look Like Anything Yet: What Building a Vanity Teaches Us About TrainingHave you ever been in the middle of building something and thought, How is this ever going to come together? That's exactly what happened when Kevin and I spent three hours putting together our 13-year-old daughter's new vanity. Somewhere between scattered parts, a cracked panel, and a backwards drawer track, I realized… this feels a lot like training.In this episode, we share why building a strong runner isn't about one workout or one great week. It's about putting the right pieces together over time and trusting the process, even when progress feels invisible.We talk about:Why skipping foundational work often catches up with us laterHow base building creates support for everything elseWhy sleep, fueling, strength, mobility, and recovery are not optional extrasHow setbacks and small problems mirror the challenges that show up in trainingWhy correcting course early matters more than pushing throughLearning to trust the process, even when it doesn't look like much is happening yetThe question I want to leave you with is:What piece of your training are you leaving out right now?Because every piece matters, and sometimes the thing you're overlooking is the thing holding everything else together.03:41 Unboxing The Vanity Chaos07:21 Skipping Steps Risks10:28 Teamwork And Coaching13:21 Right Plan For You20:40 Recovery And Big Rocks26:14 Setbacks And Fixing Mistakes29:41 Fix It Before It Breaks34:30 Adjusting for Life Stress35:54 Trust the Slow Progress46:18 Overnight Success Myth49:10 What Piece Are You MissingJoin the 30 Day Running Reset and get a plan that will help you build a strong and injury-proof body by combining running and strength training in a way that actually works for runners like you.Gain access to my new secret podcast, Unbreakable: The Runner's Guide To Injury-Proofing Your Body After 40. Click here: https://www.realliferunners.com/secretJoin the Team! -->  https://www.realliferunners.com/team Thanks for Listening!!Be sure to hit FOLLOW on Apple Podcasts, Spotify, or your favorite podcast player Leave a review on Apple Podcasts. Your ratings and reviews really help and we read each one!Come find us on Instagram and say hi! Don't forget: The information on this website is not intended to treat or diagnose any medical condition or to provide medical advice. It is intended for general education in the areas of health and wellness. All information contained in this site is intended to be educational in nature. Nothing should be considered medical advice for your specific situation.

Checkout Goibibo: ⁠https://app.goibibo.com/mnXF/ol62526n⁠Get your hand-picked playbook here: https://www.figuringout.co/pdf/fo-512Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠Follow Our Whatsapp Channel: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.whatsapp.com/channel/0029VaokF5x0bIdi3Qn9ef2J⁠⁠⁠⁠⁠⁠⁠⁠Subscribe To Our Other YouTube Channels:-⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rajshamaniclips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RajShamani.Shorts⁠⁠⁠⁠⁠⁠⁠⁠

Stew and Smith are back with another episode of the It Doesn't Hold Up podcast discussing Beverly Hills Cop 3 from 1994But does it hold up?Email – ⁠⁠itdoesntholduppodcast@gmail.com⁠⁠Instagram – @itdoesntholduppodcastTwitter/X - @doesntholduppodYoutube - @itdoesntholduppodcast

THE KNICKS ARE MAKING MOVES! THE KNICKS HAVE RECENTLY WORKED OUT SEVERAL PLAYERS AHEAD OF THE NBA DRAFT AND THEY ARE LOOKING AT ALL PLAYERS! However, NY is currently targeting wing players more than any other position. And the wings they have been working out? THEY ARE LEGIT! The Knicks front office are already planning for the 2026 NBA draft. You have to see who they're targeting... IT WILL CHANGE THEIR FUTURE FOREVER! Troy Mahabir breaks all of this down! SHOW CHAPTERS: 00:00 - Intro 00:19 - Presented By FanDuel 00:43 - Knicks 2026 NBA Draft Plans 01:03 - Knicks Worked Out These Following Players 01:58 - NY Works Out Malachi Moreno (Kentucky Wildcats) 04:10 - NY Works Out Lajae Jones (Florida State) 06:35 - NY Works Out Zuby Ejiofor (St. Johns) 10:35 - NY Works Out Multiple Guards... 12:48 - FanDuel Odds For NBA Finals EXACT RESULTS 14:50 - Knicks Will Represent Eastern Conference In NBA Finals 16:58 - It Doesn't Matter Who NY Faces In The Playoffs... The Results Are The Same! 18:05 - Subscribe To The Knicks Recap Podcast On ALL PLATFORMS LISTEN NOW TO GET YOUR KNICKS FIX! Catch the latest special interviews, shorts, fan interactions, and more by following the show! Don't forget to turn on notifications so you don't miss another episode! Rather Watch the latest Knicks Recap episode? Catch us on YouTube here: https://www.youtube.com/@TheKnicksRecap Follow The Knicks Recap on all social media platforms! Twitter: https://twitter.com/TheKnicksRecap Instagram: https://www.instagram.com/TheKnicksRecap/ Reddit: https://www.reddit.com/u/TheKnicksRecap?utm_source=share&utm_medium=android_app&utm_name=androidcss&utm_term=1&utm_content=share_button Facebook: https://www.facebook.com/TheKnicksRecap/ Rather Listen to The Knicks Recap on a different platform? Catch us on ALL of your favorite streaming platforms: Apple Podcast: https://apple.co/3SKSl8o Spotify: https://spoti.fi/3QrEfr6 iHeart Radio: https://www.iheart.com/podcast/269-the-knicks-recap-a-new-yor-100895112/ Amazon Music: https://amzn.to/3QoZrOd Other Pod Channels: https://anchor.fm/the-knicks-recap Grab our MERCH featuring some of the graphics you've seen us create to take your Knicks fandom to the NEXT LEVEL: MAIN STORE: https://theknicksrecap.myspreadshop.com/ CashApp: $TheKnicksRecap Have a comment about the show, an interview, or a graphic idea? Reach out to The Knicks Recap on ALL SOCIAL MEDIA PLATFORMS! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Faith, Healing, and the Power of Persistence: A Week in ReviewWelcome to "Word Time" as we dive into our classroom week in review. In this session, we tackle the complexities of faith and healing, moving past the "name it, claim it" extremes to find the solid, biblical middle ground. Using the imagery of a coach preparing a team for the playoffs, we explore why healing is often a progression—a "crock-pot experience" rather than a microwave miracle.We contrast the stories of Hezekiah, who received 15 years through a "cake of figs" (medicine), and Elisha, who died in his sickness yet carried an anointing so strong it raised the dead from his bones. Whether you are facing a medical report you didn't want or simply seeking a fresh empowerment of the Holy Spirit, this message is a call to be persistent. Don't walk away from the door just before it opens—keep knocking, keep seeking, and keep standing on the Word.Key Highlights:Context is Key: Why we must read the "66 scrolls" in their entirety, not just isolated verses.The Anatomy of the Body: Understanding 1 Corinthians 12 and the diversity of gifts for the profit of all.Crock-Pot vs. Microwave: Why "seed faith" and gradual progression often build stronger character than instant miracles.Medicine and Miracles: Looking at Hezekiah's "cake of figs" and why doctors are not a sign of unfaithfulness.The Elisha Paradox: How a man of God can die in sickness and still be a vessel of resurrection power.The Holy Spirit Buffet: A call to persistence based on Luke 11—knocking until the door of empowerment swings wide.Key Scriptures:1 Corinthians 12 – Diversities of gifts and the manifestation of the Spirit.2 Kings 20 – Hezekiah's healing and the use of medicine.2 Kings 13 – The death and remaining anointing of Elisha.Luke 11 – The persistent friend and the gift of the Holy Spirit.Acts 1 & 8 – The baptism and power of the Holy Ghost.#FaithAndHealing #BiblicalTeaching #HolySpirit #KingHezekiah #Elisha #PersistentPrayer #WordTime #ChristianGrowth0:00 - Intro: Classroom Week in Review0:40 - Beyond the "Name It, Claim It" Movement1:19 - 1 Corinthians 12: Diversities of Gifts and Ministries2:45 - The Purpose of Manifestation: Profit for All3:49 - Gift of Faith vs. The Measure of Faith4:48 - Healing as a Progression: The Seed and the Harvest6:25 - Facing the Report: Detached Tendons and Faith7:31 - Overloading the Muscle: Why God Allows Resistance8:47 - Rooted and Grounded: Rejecting the Spirit of the World10:10 - The Crock-Pot Experience: Hezekiah and the Cake of Figs11:59 - Faith Overcomes Fear, It Doesn't Deny It12:51 - The Elisha Paradox: Anointing in the Midst of Sickness16:23 - Hospital Ministry: Being a Miracle to Others18:48 - God's Purpose in the Process20:07 - Acts 8: The Difference Between Belief and Empowerment23:01 - Luke 11: The Three Loaves and Persistent Knocking26:34 - How Much More? The Father's Gift of the Holy Spirit28:00 - Closing Prayer: Encouragement for the Sick and Weary

We're going back to 2001 for a full breakdown of one of the most stacked Attitude Era PPVs—WWE Judgment Day 2001.On this episode of The It Doesn't Matter Podcast, Dom, Strap, and Platano review every match, debate the biggest moments, and talk about where this show ranks in WWE history.But before we dive into the PPV… we react to the recent WWE releases, including Kofi Kingston, and what it could mean moving forward.Then we break down:* William Regal vs Rikishi* Kurt Angle vs Chris Benoit (2 out of 3 Falls – Ladder finale!)* Rhyno vs Test vs Big Show (Hardcore Title chaos)* Chyna vs Lita (Women's Championship)* Kane vs Triple H (Chain Match for the IC Title)* Tag Team Turmoil (No. 1 Contender spot)* Stone Cold Steve Austin vs The Undertaker (No Holds Barred WWF Title main event)Was this PPV underrated or just another Attitude Era wild card?Drop your favorite match in the comments and let us know your rating for the show!⸻

WCW ran a wrestling show in North Korea… in front of over 300,000 people… and somehow it felt completely silent.In this episode of The It Doesn't Matter Podcast, Dom, BDC, and Strap break down Collision in Korea (1995) — one of the most bizarre and fascinating events in wrestling history.From Chris Benoit vs 2 Cold Scorpio… to the mix of NJPW, WCW, and AJW talent… to the surreal main event between Ric Flair and Antonio Inoki — this show feels like a hidden gem inside one of the strangest atmospheres ever.

Tonight on The It Doesn't Matter Podcast, we take it back to WCW Spring Stampede 1994 from Rosemont, Illinois—and this show is ALL over the place in the best (and worst) ways.Platano made the pick, BDC is in the building, and Strap is on location as we break down a stacked card featuring:* Ric Flair vs Ricky Steamboat (World Title)* Sting vs Rick Rude for the BIG Gold* Stunning Steve Austin vs The Great Muta* Cactus Jack in a Chicago Street Fight chaos match* Vader dominating as only Vader canWe talk:

Today I welcome to the podcast Drs. Risa Adams, Robin Beardsley, and Elizabeth Parsons. They are family physicians turned psychotherapists who came together during the pandemic to write, find community, and speak for their parts. What they found in that process and wrote about in their new book, It Doesn't Have To Be This Way: A Physician's Guide To Radical Self Care (by three physicians who've been there), is something most caregivers, doctors, healthcare workers, therapists, parents, partners, anyone who finds their worth in being needed, will recognize. In This Episode The parts that helped you survive by taking care of everyone else Why fear and shame rarely get spoken out loud in medicine, or anywhere caregiving happens What finally broke each of them, and what helped Writing as a way to let parts be witnessed for the first time Why belonging and helping got tangled together so early Takeaways Helper parts learned that helping was the price of belonging The parts that make you good at caring for others are often the same parts driving burnout Burnout is a signal that the strategy has run out of space Being witnessed by people who get it can reach parts that have never been spoken out loud The culture around caregiving, in medicine and elsewhere, rewards the helper and punishes the one who needs This episode is for anyone who has ever made themselves smaller so there would be room to help. Links: Book: It Doesn't Have to Be This Way: A Physician's Guide to Radical Self-Care IFS Canadian Community Conference: A two-day online gathering for professionals using Internal Family Systems in their work, and for those exploring how IFS may support their professional practice. June 5-6, 2026, online. About the guests: Risa Adams, MD, CCFP, is a family physician with a focused practice in perinatal mental health and complex PTSD. She is a Certified IFS Therapist, Approved Clinical Consultant and Trainer with the IFS Institute. Through her own travels with mental health she has come to appreciate the complexity of being a human while being a physician, with a special interest in intergenerational trauma. Risa lives in Elora, Ontario, with her partner and two children, and hopes to help bring IFS to doctors, patients and her own communities. Robin Beardsley, MD, FCFP, a Family Physician with over 35 years' experience of comprehensive family medicine practice and psychotherapy with a focus on care for the caregiver. She is a certified IFS-I Therapist, approved Clinical Consultant, with extensive training in the Satir Model and is a trained teacher of Mindful Self Compassion. She also works with learners, as a faculty member of the Department of Family Medicine at the University of Ottawa, and teaches Self Compassion for Health Care Communities. These experiences of working with and healing from empathic distress in medical communities with IFS and Self-Compassion, along with her own journey of being a caregiver, personally and professionally, has given her a greater understanding of the complexity and multiplicity of our systems. She lives in Ottawa, Ontario with her husband and adult children nearby.   Elizabeth Parsons, MD, FCFP, has been a physician for over 25 years, practicing psychotherapy since 2007. She is a Certified IFS therapist and an Approved Clinical Consultant with the IFS Institute. In addition to IFS, Elizabeth is trained in trauma therapy and has been facilitating psychotherapy groups since 2010. Her interest in physician well being goes back to residency, when she surveyed medical residents on their coping strategies. She has been closely involved with the Medical Psychotherapy Association Canada since 2007, launching a self-care retreat for physicians that has run annually since 2012. Elizabeth lives in Ottawa, Ontario, with her husband and 3 children. About The One Inside I started this podcast to help spread IFS out into the world and make the model more accessible to everyone. Seven years later, that's still at the heart of all we do.  Join The One Inside Substack community for bonus conversations, extended interviews, meditations, and more. Find Self-Led merch at The One Inside store. Listen to episodes and watch clips on YouTube. Follow me on Instagram @ifstammy or on Facebook at The One Inside with Tammy Sollenberger. I co-create The One Inside with Jeff Schrum, a Level 2 IFS practitioner and coach. Resources New to IFS? My book, The One Inside: Thirty Days to Your Authentic Self, is a great place to start. Want a free meditation? Sign up for my email list and get "Get to Know a Should Part" right away. Sponsorship Want to sponsor an episode of The One Inside? Email Tammy. 

What if the reason you feel alone on your spiritual path is simply because you forgot who's been walking alongside you the entire time? In this episode, Will & Karen sit down with Marty Rawson, founder of Spirit Alliance, author, multidimensional healer, and certified practitioner of everything from EMF Balancing to Melek-level light work. Marty brings a grounded, no-nonsense approach to the big questions, and his answers have a way of making the mystical feel surprisingly practical.Before the interview, Will opens with a personal reflection pulled from The Living Gita, wrestling with one of the hardest spiritual practices in a divided world: looking at the person across the aisle and genuinely seeing yourself. It's a moment of rare honesty that sets the tone for everything that follows.Then Marty takes over, and the conversation goes deep fast.Here's a taste of what you'll hear:Why Earth was turned into what Marty calls "the emotional university of the universe," and what that means for why you're here right nowThe real reason most people can't connect with their angels and guides (and it's not what you'd expect)How spirit communicates differently with every person, and the one subtle sign almost everyone is already receiving without realizing itWhy Karen's "doubt" and Will's "fear" might actually be the same thing, just wearing different clothesMarty's own turning point. a divine intervention that changed everything. and what he felt in the presence of beings of pure love and lightThe surprisingly simple first step to opening your third eye that has nothing to do with meditationHow one person, starting from exactly where they are, can actually change the worldMarty also talks about his book, It Doesn't Have to Be This Way: A Spirit Alliance, available on Amazon worldwide, packed with techniques for working with energy, understanding universal laws, and beginning to experience multidimensionality for yourself.If you've been wondering whether that connection to something greater is real, or whether it's meant for someone else and not you, this episode was made for you.Enjoyed this episode? Leave us a review on Apple Podcasts or your favorite platform, and share it with someone who needs to hear it. You can also support the show and connect with us at skepticmetaphysician.com.The Skeptic Metaphysicians is a spiritual awakening podcast for open-minded thinkers who refuse to check their critical thinking at the door. Each episode explores consciousness expansion, enlightenment, soul purpose, and soul growth through honest, grounded conversation with leading voices in metaphysics, psychic phenomenon, quantum healing, and beyond. We dive deep into spiritual awakening, ascension, alignment, and the awakening process without the dogma. From mediumship and spirit guides to Arcturian contact, astrology, and the subconscious mind, we explore it all with curiosity, humor, and zero guru worship. Whether you're in the middle of your own awakening, questioning reality, or just spiritually curious, this is the podcast for seekers and skeptics alike.Subscribe, Rate & Review!If you found this episode enlightening, mind-expanding, or even just thought-provoking (see what we did there?), please take a moment to rate and review us. Your feedback helps us bring more transformative guests and topics your way!Connect with Us: 

Top 32 NFL Coaches, Doc Rivers Calls Out Team and It Doesn't Go Well full 1282 Wed, 08 Apr 2026 14:00:08 +0000 szgRgJrXUsXN5o3K16U04DahGniUB7AS nfl,doc rivers,nfl coaches,sports Fescoe & Dusty nfl,doc rivers,nfl coaches,sports Top 32 NFL Coaches, Doc Rivers Calls Out Team and It Doesn't Go Well Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports False https://player.amperwave

Jason Fried didn't follow the startup rules most founders swear by. He rejected venture capital, refused to chase growth at all costs, and chose to stay small on purpose. What started as a scrappy web design agency turned into Basecamp, a multi-million-dollar business built on profitability, simplicity, and conviction. In this episode, Jason joins Ilana to challenge everything you think you know about scaling a business. He also opens up about how a single leadership decision caused 30% of his company to quit overnight, and how staying principled ultimately made the company stronger. Jason Fried is the co-founder and CEO of 37signals, the company behind Basecamp and HEY. For over 27 years, he has grown Basecamp into a multi-million dollar business without ever taking venture capital or chasing aggressive growth targets. In this episode, Ilana and Jason will discuss: (00:00) Introduction  (03:18) Lessons from Selling Stereo Equipment as a Kid (06:58) Starting 37signals from Scratch (14:13) Pivoting to Software Through Basecamp   (16:41) The Perks of Being a Small Company (27:24) The Policy That Made 30% of the Company Quit  (31:45) Surviving the Backlash and Rebuilding the Team (39:21) Building Thicker Skin as a Leader (42:43) How to Incorporate AI Without Getting Carried Away (45:15) How Basecamp Is Reinventing Itself with Version 5 (48:56) Why Jason Won't Advise His Younger Self (54:07) Q&A: How to Decide Your Next Career Move Jason Fried is a co-founder and CEO of 37signals, the makers of Basecamp. He is a bestselling author of Rework and It Doesn't Have to Be Crazy at Work. Known for his contrarian approach to entrepreneurship, Jason emphasizes simplicity, profitability, and long-term thinking. For over 27 years, he has grown Basecamp into a multi-million dollar, fully profitable business without ever taking venture capital or chasing aggressive growth targets. Connect with Jason: LinkedIn: linkedin.com/in/jason-fried  X: https://x.com/jasonfried Resources Mentioned: Jason's Books:  Rework: https://www.amazon.com/Rework-Jason-Fried/dp/0307463745 It Doesn't Have to Be Crazy at Work: https://www.amazon.com/Doesnt-Have-Be-Crazy-Work/dp/0062874780  37signals' Website: https://37signals.com  Basecamp's Website: https://basecamp.com  Leap Academy: Ready to make the LEAP in your career? There is a NEW WAY for professionals to fast-track their careers and leap to bigger opportunities.  Check out our free training today at https://bit.ly/leap--free-training

Chronic pain affects one in five adults, yet it remains a deeply personal and often misunderstood experience. For many, the search for relief becomes a cycle of treatments that fail to deliver lasting results, sometimes leading to long-term reliance on medications that can significantly impact quality of life. In this special episode of Curing with Sound, we examine the future of pain management from three unique perspectives. We begin with renowned neurosurgeon and CNN Chief Medical Correspondent Sanjay Gupta, MD, who shares insights from his latest book, It Doesn't Have to Hurt: Your Smart Guide to a Pain-Free Life. Dr. Gupta explores how pain is not merely a physical signal, but a complex experience shaped by the brain and nervous system, one influenced by movement, sleep, stress, and daily interactions. The episode also features Lauren Hadley, MD, MBA, the Foundation's Associate Director of the Research and Education Team, who discusses the science behind focused ultrasound as a noninvasive alternative to traditional surgery and pharmacologic treatments.  Finally, we hear from Reginald Masters, a patient whose chronic low back pain was successfully treated with focused ultrasound, offering a compelling firsthand account of life before and after treatment. Discussion highlights: The Neuroscience of Pain: Dr. Sanjay Gupta examines the subjective nature of pain, drawing on years of clinical experience and reporting to shed light on how pain is understood and managed. A Noninvasive Revolution: Dr. Lauren Hadley explains how focused ultrasound is transforming pain treatment by targeting the source through approaches such as thermal ablation and neuromodulation. A Patient's Journey to Relief: Reginald Masters shares his experience living with debilitating pain for decades and finding rapid relief through a noninvasive focused ultrasound procedure. All patient stories featured on the Curing with Sound podcast are personal accounts of an individual's experience with focused ultrasound treatment. Please be aware that each patient's situation is unique, and outcomes may vary. The information provided in this story should not be considered as medical advice or a guarantee of specific results. It is important to consult with a qualified healthcare provider to discuss your condition and determine the best treatment options for you. The Focused Ultrasound Foundation does not endorse any specific treatment or medical procedure and encourages all patients to seek professional medical guidance tailored to their individual needs. EPISODE TRANSCRIPT ---------------------------- QUESTIONS? Email podcast@fusfoundation.org if you have a question or comment about the show, or if you would you like to connect about future guest appearances.  Email info@fusfoundation.org if you have questions about focused ultrasound or the Foundation.  FUSF SOCIAL MEDIA LinkedIn X Facebook Instagram TikTok YouTube FUSF WEBSITE https://www.fusfoundation.org FOCUSED ULTRASOUND TREATMENT SITES https://www.fusfoundation.org/the-technology/treatment-sites/ SIGN UP FOR OUR FREE NEWSLETTER https://www.fusfoundation.org/newsletter-signup/ READ THE LATEST NEWSLETTER https://www.fusfoundation.org/the-foundation/news-media/newsletter/ DOWNLOAD "THE TUMOR" BY JOHN GRISHAM (FREE E-BOOK) https://www.fusfoundation.org/read-the-tumor-by-john-grisham/  

Practical tools to break "automatic habits" and take back your agency.   Gabor Maté is a retired physician who, after 20 years of family practice and palliative care experience, worked for over a decade in Vancouver's Downtown East Side with patients challenged by drug addiction and mental illness. The bestselling author of five books, including the award-winning In the Realm of Hungry Ghosts, Gabor is an internationally renowned speaker highly sought after for his expertise on addiction, trauma, childhood development, and the relationship of stress and illness.    In this episode we talk about: Practical strategies for dealing with both our addictive tendencies and scattered minds The real question to ask yourself when it comes to addiction  Maté's relationship with ADHD The relationship between ADHD and addiction Tools for conscious harm reduction  The practice of "Compassionate Curiosity" "Re-parenting" practices for your nervous system  And more   Related Episodes: Modern Life Is Making You Sick, but It Doesn't Have To   Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel   Additional Resources: Rethinking ADHD The Myth of Normal Scattered Minds Join Dan and Emmy Award-winning journalist Allison Gilbert at 92NY on May 17th for a live conversation about how mindfulness can deepen connection and combat loneliness, available in person and via streaming. Register here. Join Dan, Sebene Selassie and Jeff Warren for Meditation Party, a 3-day immersive retreat at the Omega Institute in Rhinebeck, NY, October 16–18, 2026. Register here.   To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris  

Faith-based investing has been around for decades, yet many investors still wrestle with an important question: Does aligning your investments with your values mean sacrificing performance or diversification? As more people seek to steward their resources in ways that reflect their convictions, it's worth taking a closer look at what faith-based investing really is—and what it isn't. On today's show, Brian Mumbert, President of Timothy Plan—a pioneer in faith-based mutual funds—joined us to help clear up some of the most common misconceptions and offered a clearer picture of how values-driven investing really works. What Is Faith-Based Investing? At its core, faith-based investing seeks to align financial decisions with biblical values. This often involves screening out companies whose practices conflict with those convictions while still pursuing wise, disciplined investment strategies. Despite its growing popularity, several misconceptions persist. Misconception #1: “Faith-Based Funds Always Cost More” One common assumption is that filtering companies based on values automatically leads to higher fees. In reality, faith-based funds are managed much like traditional mutual funds. They involve professional research, portfolio management, and strategic allocation. In many cases, expense ratios are comparable—especially with the availability of lower-cost options like ETFs. That said, there may be instances where costs are slightly higher. But as Brian Mumbert noted, many investors are willing to pay slightly more to ensure their investments reflect what they truly value. Misconception #2: “You Have to Sacrifice Performance” Another concern is that prioritizing values means settling for weaker returns. But values-based screening doesn't replace sound investment analysis—it works alongside it. Professional managers still evaluate fundamentals, risks, and long-term opportunities. In fact, many faith-based funds have demonstrated competitive performance over time, and in some cases, have even outperformed their unscreened counterparts. As Mumbert explained, the goal is to combine wise stewardship with disciplined investing—not to choose between them. Misconception #3: “It Doesn't Really Make an Impact” Some critics argue that faith-based investing lacks real-world impact since most stock transactions occur on the secondary market. While it's true that buying and selling shares doesn't directly fund companies in the same way as an initial public offering, investing still represents ownership—and ownership matters. Mumbert pointed out that shareholders have a voice. They can vote proxies, engage with companies, and choose not to profit from industries that conflict with their convictions. For many believers, that's a meaningful form of stewardship. Misconception #4: “Screening Limits Diversification” A final concern is that excluding certain companies will significantly narrow investment options. In practice, even strict faith-based screens still leave a vast majority of the investable universe available—often around 90%. That means investors can still achieve broad diversification across sectors and asset classes while remaining aligned with their values. A Better Way to Think About Investing Faith-based investing isn't about making a symbolic statement or checking a box. It's about recognizing that every financial decision reflects what we value—and choosing to steward those decisions intentionally. It invites us to ask a deeper question: What does faithfulness look like in the way I invest what God has entrusted to me? You don't have to choose between conviction and competence. Faith-based investing offers a way to pursue both—aligning your portfolio with your beliefs while still practicing wise, disciplined stewardship. Because in the end, investing isn't just about returns—it's about responsibility. Learn More If you'd like to explore faith-based investing options, Timothy Plan has been a trusted leader in this space for more than 30 years—offering mutual funds and ETFs designed to help investors align their portfolios with their biblical values. To learn more, visit TimothyPlan.com. On Today's Program, Rob Answers Listener Questions: I'm confused about how to report an annuity on our taxes. We started it with $6,000 in 2011, and it's now worth about $205,000. How do I determine the correct cost basis, especially with fees over time? We have $20,000 to invest and want something safe and fairly liquid. Should we use CDs or T-bills, and how do T-bills work through TreasuryDirect or a brokerage? My son's business is struggling, and he's relying on payday loans. How can he get out of this cycle, and who should he talk to for guidance or debt consolidation? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Timothy Plan Fidelity | Charles Schwab Christian Credit Counselors Christian Community Credit Union | AdelFi TreasuryDirect.gov Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is NXT TakeOver: Dallas one of the greatest wrestling shows ever?On this episode of The It Doesn't Matter Podcast, we break down the legendary 2016 TakeOver — and this one hits different because Strap and Ringside were LIVE in attendance.We're talking real crowd energy, real reactions, and how it compares watching it back 10 years later.Featuring:American Alpha vs The Revival

March 29, 2026 - Sunday AM Sermon   In this episode Neal reflects and references a reading by Jed as they unpack the omnibenevolence of God through Scripture and historical voices like Barton W. Stone, Walter Scott, and N.B. Hardeman. Topics include the nature of God's love—its endurance, universality, impenetrability, and impartiality—and how that love is shown in Christ's sacrifice, forgiveness, guidance, and restoration. Key points cover what God's love does (saves, creates intimate relationship, forgives, leads and restores) and why it matters: God's love reaches everyone, doesn't cease when we fail, reassures us of God's presence and provision, and calls for a response of repentance and faith. Expect biblical exposition, historical illustrations, practical application, and a clear invitation to respond.   Handout: The Love of God — Neal Pollard    I. WHAT IS THE ________________________ OF GOD?       A. It Is ____________________ (Psalm 136:1)       B. It Is ____________________ (John 3:16)       C. It Is ____________________ (Romans 8:35-39)       D. It Is ____________________ (Psalm 145:8-9)    II. WHAT DOES THE _____________________ OF GOD _________________?       A. It Gives _________________ And ______________ (John 3:16)       B. It Allows Us To Have A Close ________________ With Him (1 John 3:1)       C. It Causes Him To _____________________ (Exodus 34:6-7)       D. It Moves Him To ______________ People In The ______________ Way (Hosea 11:1)       E. It Prompts Him To _____________ Those Who ____________ To Him (1 John 1:9)    III. WHY DOES THE ___________________ OF GOD ______________?       A. Because It Reaches _____________, It Will Reach _____________       B. It Doesn't Stop When We _______________________       C. It _______________ The Kind Of Love We Should Have       D. It _______________ Us Of God's Presence And Provision       E. It _______________ Us From Being _______________ To Being _______________    Conclusion    A. It's Up To Us To __________________ To This Amazing Love    Duration 31:54

How do you listen to a podcast without your husband knowing? Here’s a step-by-step guide for women who need truth, privacy, and peace. Have you ever thought, “I need help, but I don't want anyone to know I'm looking for it”? If so, this guide is for you. Maybe you've seen videos from Betrayal Trauma Recovery and want to dive deeper, but you're not sure how do you listen to a podcast, or how to do it privately—especially if your husband shares your devices, tracks your history, or even works with you. Don't worry. You're not alone. And you don't need to be tech-savvy to start. By the end of this article, you'll know: What is a podcast? How do you listen to a podcast safely and privately. How to subscribe to a podcast, including the Betrayal Trauma Recovery Podcast The best podcast apps for women in your situation When to listen to ensure you’re stay safe Why this podcast is different (and why it might change your life) Let's get started. What Is a Podcast? At its core, a podcast is like an on-demand radio show you can listen to any time, from anywhere—right on your phone, computer, or smart speaker. The Betrayal Trauma Recovery Podcast is a weekly show made for women who have just discovered her husband’s lies. Each episode is short (usually under 30 minutes), free to listen to, and 100% private. How to Listen to a Podcast (In 3 Simple Steps) You don't need a computer science degree or a secret burner phone. Here's how do you listen to a podcast without your husband knowing: Step 1: Choose a Podcast App If you have a smartphone, you're already halfway there. For iPhone users: Open the Apple Podcasts app (already installed on your phone) OR download Spotify for free from the App Store For Android users: Download Spotify from the Play Store OR download Youtube Music from the Play Store This app is discreet, free, and don't require you to sign in to start listening. Step 2: Search for the Podcast Open your app and search:“Betrayal Trauma Recovery”You'll see our podcast cover (usually with Anne Blythe's name on it). Tap it. Then tap “Follow” (or “Subscribe” depending on the app). Step 3: HOW DO YOU LISTEN TO A PODCAST: Stream or Download Episodes You can stream episodes instantly (if you have Wi-Fi or data)ORTap the download icon (a little arrow pointing down) to save an episode for later. Once you're done listening, you can delete it from the app. No trace. No history. 5 Ways HOW DO YOU Listen to a Podcast Without Your Husband Finding Out Here are a few extra privacy tips for those in sensitive situations: 1. Use Headphones or AirPods Even a single earbud can let you listen during chores, errands, or lunch breaks—without drawing attention. 2. Use Private Browsing Go to btr.org/podcast in an Incognito or Private browser window. That way, nothing gets saved to your search history. 3. HOW DO YOU LISTEN TO A PODCAST: Delete Your Listening History On most podcast apps, you can delete your playback or download history manually. (Quick Google search: “how to delete podcast history [app name]”) 4. Use a Hidden App Folder If you’re concerned about someone checking your apps, tuck Spotify or Apple Podcasts into a discreetly named folder—like “Utilities” or “Weather.” 5. Use Breaks Strategically Take a “walk to the mailbox” or a “cleaning the back room” break and press play. This is emotional self-care. Best Times to Listen To a POdcast (Even If You're Exhausted) You don't need an hour. Or even need total silence. You just need some laundry to fold. Try listening during: Morning routine (shower, makeup, coffee) School drop-off or pickup Folding laundry or doing dishes Grocery shopping (one earbud in your hoodie) Late at night when the house is finally quiet Even 10 minutes can calm your nervous system and help you feel seen. How to Leave a Review (So More Women Find Help) If Betrayal Trauma Recovery has helped you feel less alone, consider leaving a short review. It helps other women—maybe even one sitting in a salon storage closet on her break—find the support she desperately needs. Just open the app, go to the podcast's main page, scroll down, and tap “Write a Review.” The Podcast That Could Save Your Sanity If you're wondering what's really going on in your marriage… Or you've been blamed for your trauma… If you've spent hundreds (or thousands) on therapy that only made things worse… Or your wondering how to recover after infidelity… Start here:

If It's Not on Your Calendar, It Doesn't ExistYou can have the best intentions in the world. But if it's not scheduled, it's not real.This episode flips calendar management on its head and turns your calendar into a tool for life design. Not more productivity hacks. Not recycled time management advice. A real shift in how high achievers use scheduling to create fulfillment, protect their vision, and drive real transformation.If your calendar is packed but your future feels neglected, this conversation will challenge you.In this episode, you'll learn:Why your current calendar may be sabotaging your personal developmentThe difference between reactive scheduling and vision-based life designHow to tie tasks to purpose so follow-through increases naturallyYour calendar isn't a jail cell. It's a blueprint.If you're ready to stop surviving your schedule and start designing your life, this episode is for you.Connect With JosselyneWebsite: beunmessablewith.comInstagram: @beunmessablewithFacebook: UnmessablewithnessLinkedIn: josselyneherman-saccioYouTube: @beunmessablewith

I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

What if the thing you think matters most to God isn't what He's focused on at all? Continuing this month's anniversary theme, Still Building, Pastor Alvin dives deeper into Luke 15 and unpacks the story of the prodigal son in a message titled “It Doesn't Matter.” At the center of this message are three powerful words: repentance, reunion, and restoration. Through Jesus, the debt of our sin has already been paid, and God's desire is not to condemn us, but to welcome us home. No matter how far you think you've gone, you haven't out-sinned the mercy of God. His grace is greater than our mistakes, and His arms are always open to welcome us back. Scripture references: Luke 15:21-32 Hebrews 8:12 Romans 5:20 ABOUT US At Nashville Life Church, our vision is dedicated to following Jesus & building leaders. We are here to point every person to Jesus Christ. CONNECT Ready to connect? Click this link so we can stay in touch and get you connected here at Nashville Life: http://www.chrch.es/ap9bd GIVE To support this ministry & help us continue to reach people all around the world: http://www.chrch.es/3a843 PRAYER REQUESTS If you have a prayer request or need, we'd love to pray with you. Click this link to let us know how we can pray with you: https://bit.ly/3fVDSDh

Why do we have pain in the absence of injury, or long after our tissue has healed? How can the same pain stimulus feel so different, depending on who you are, or even what day it is?  Neurosurgeon and CNN Chief Medical Correspondent Dr. Sanjay Gupta, author of It Doesn't Have to Hurt: Your Smart Guide to a Pain-Free Life, talks about some of the surprising developments in pain science, including non-opioid treatments you may not know about.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Why do we have pain in the absence of injury, or long after our tissue has healed? How can the same pain stimulus feel so different, depending on who you are, or even what day it is?  Neurosurgeon and CNN Chief Medical Correspondent Dr. Sanjay Gupta, author of It Doesn't Have to Hurt: Your Smart Guide to a Pain-Free Life, talks about some of the surprising developments in pain science, including non-opioid treatments you may not know about.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this episode of Friday Field Notes, Ryan Michler reflects on the public rise and fall of actor Shia LaBeouf to explore a deeper issue affecting men everywhere: isolation. While fame and success may amplify a man's strengths and weaknesses, they cannot stabilize him. Ryan argues that the real danger is not failure, but a lack of brotherhood and accountability. Through personal insight and hard-earned experience, he challenges men to build strong systems and surround themselves with brothers who will confront, support, and walk with them - especially when life begins to unravel. SHOW HIGHLIGHTS 00:00 - The Rise and Fall of Shia LaBeouf 04:36 - Success Amplifies, It Doesn't Stabilize 07:15 - No TMZ in Your Living Room 09:36 - Untouchable Men Become Unstable 12:05 - What Real Brotherhood Does 16:25 - Systems Over Willpower 18:51 - Fame Didn't Destroy Him 20:09 - Who Can Confront You? 21:02 - Submit to Accountability 22:48 - A Call to Build the Brotherhood Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready

It Doesn't Matter What You Make.. it Matters What You KEEP

Vanguard released their annual Economic and Market Outlook, and this year isn't a happy report. We take a look at some of the key insights, then give you the steps you can take to protect your finances - no matter how the market performs. Then we answer your financial questions and have yet another update to our "It Doesn't Depend" rapid fire segment! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices