Podcasts about Scenario

In this week's podcast we look at pre-holiday behavior spikes through a problem-solving lens. Instead of “How do we punish this?” we ask, “What skill is missing?” She models restorative conversations, shares reflection tools that build self-awareness, and walks through calm-down strategies that help students regulate before you problem-solve.Key takeawaysBehavior = communication. Shift from “what's wrong with the student?” to “what's happening for the student?”Use restorative approaches: understand harm, take responsibility, repair relationships, restore trust.Reflection > reaction: guided behavior reflection sheets connect thoughts, feelings, needs, and next steps.Regulation first: you can't consequence a child into calm; teach calming tools, then problem-solve.Mindset shift: connection before correction; growth over guilt.Try-it-now toolsRestorative questions:What happened? • What were you thinking/feeling? • Who was affected & how? • What makes it right? • What will you do next time?Behavior Reflection prompts:Trigger • Feeling • Need • Better choice next time • Who to repair with & how (what a real apology looks/sounds like).Calm-down strategies:Square/5-finger breathing, grounding (5–4–3–2–1), movement/water break, sensory tools (rings, stress balls), feelings check-ins/thermometers.Scenario highlight“Jayden in the line”: Instead of office + lecture, Carol uses a brief restorative chat/circle + reflection sheet to move from guilt to growth and repair.Counselor moves to start this weekModel restorative conversations (skip “Why did you do that?”).Teach emotion language (feeling wheels, visuals, daily check-ins).Build a Behavior Reflection Toolkit for you and teachers.Quote to remember“Punishment might stop the behavior, but it doesn't heal what's underneath. Problem-solving does.”ConnectFollow Carol on IG: @counselingessentialsShare what's in your calm-down kit and tag the show!Think SheetsGrab the Show Notes: Counselingessentials.org/podcastJoin Perks Counseling Club Membership and get the lessons, small group and individual counseling materials you need. Join now and get your first month free when you sign up for 3 months!Connect with Carol:TpT StoreCounseling Essentials WebsiteInstagramFacebookElementary School Counselor...

Benny's Liquor, Fireworks & Gunpowder Emporium went up in flames last night. Motion-detector alarms caught the fire and automatically notified the police, who found the fire and called the local fire chief, but by the time they arrived it was too late. Now his insurer claims he violated his Protective Safeguards Endorsement by installing burglary alarms instead of actual fire alarms. Benny doesn't recall anything about this, but apparently it's some paper he signed when he bought the policy. Key Takeaways [ 00:37 ] - Benny's shop burned down, and his insurer denied the claim due to a protective safeguards endorsement violation. [ 01:05 ] - Benny had a motion detector burglar alarm instead of the required fire alarm and does not recall agreeing to the protective safeguards endorsement. [ 06:09 ] - Protective safeguards endorsements require the insured to maintain the specific safeguards named in the policy schedule as a condition of insurance. [ 06:59 ] - If the insured knows of any suspension or impairment in the safeguards, they must notify the insurer or risk losing coverage. [ 08:29 ] - If a safeguard is shut off due to breakage or leakage, repairs must be completed within 48 hours for notification to the insurer not to be necessary. [ 10:47 ] - Courts often follow the strict policy language; simply having a different type of alarm, even if it detected the fire, is not considered compliant. [ 12:04 ] - The protective safeguards endorsement is often found in commercial property or farm coverage, and courts tend to enforce strict compliance. [ 15:15 ] - Coverage can be denied even if the breach of the safeguard duty did not affect the outcome of the loss because compliance is a condition of the insurance. [ 18:11 ] - Beth provides a summary of the key takeaways. Your PLRB Resources Coverage Question: Fire Loss Involving Protective Safeguards Endorsement - https://www.plrb.org/documents/fire-loss-involving-protective-safeguards-endorsement/ Law Review: New Hamilton Liquor Store, Inc. v. Amguard Ins. Co. - https://www.plrb.org/documents/new-hamilton-liquor-store-inc-v-amguard-ins-co-2020/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

In Episode 274 of the Pool Nation Podcast, Edgar and Zac kick off a new business series by tackling the topic most pool pros feel every day but rarely talk about openly: pricing—and how to build real profit into every single service you offer. Fresh off the Pool Nation Conference, the guys recap the buzz around the $10,000 Pool Pro Challenge, shout out this year's Pool Guy/Girl of the Year and Rookie of the Year winners, and then jump straight into the financial reality of 2025: Equipment prices up 7–9% Chemical costs climbing Insurance and utilities spiking Labor and drive time more expensive than ever Edgar and Zac break down why most pool pros fall behind financially, why so many avoid raising prices until it's almost too late, and how chasing revenue (more pools, more work) instead of margin (profit per pool) keeps you stuck in the grind. Then they dive into the foundation of your financial health: knowing your true cost-per-pool. They walk through: What really belongs in your cost-per-pool Why your “$20 cost” is probably actually $60+ How drive time, callbacks, office labor, and insurance destroy profit when you ignore them The danger of relying only on apps for chemical costs without looking at what actually leaves your bank account This is Part 1 of a multi-episode series on Pricing Power: Building Profit Into Every Service. By the end of this episode, you'll see why you need to know your numbers. In the next episodes, they'll show you how to calculate your cost-per-pool in five minutes, build in margin, raise prices confidently, and keep more of your customers. If you've ever looked at your account balance and thought, “Why am I working seven days a week and still feel broke?” …this episode is for you. ⏱️ Episode Chapters / Timestamps [00:00:00] Intro – Pool Nation Podcast opening & show welcome [00:01:00] Edgar sets the stage – Today's topic: pricing & building profit into every service [00:02:00] Zac on “slow season” that isn't really slow – using this time to dig into the back end of the business [00:03:00] Post-conference recap – Pool Nation Conference, Awards, $10K Pool Pro Challenge & winners [00:06:00] The reality of 2025 – builders slowing, costs rising everywhere, and what that means for service companies [00:07:00] Equipment price increases – Pentair, Hayward, Jandy and what those jumps mean for your margins [00:09:00] Everything is up – chemicals, supplies, test kits, office supplies, utilities, and why it all creeps up unnoticed [00:11:00] The “loss leader” trap – why weekly maintenance should NOT just be a way to get repairs [00:12:00] Treating each vertical as a micro-business – service, filters, startups, repairs all need to be profitable [00:14:00] Why most pool pros fall behind financially – running on revenue instead of margin [00:16:00] The “busy but broke” problem – working 7 days a week and still not seeing the profit [00:18:00] The power of knowing your numbers – the “aha” moment when techs finally see their true cost [00:19:00] Why pros avoid raising prices – fear of confrontation, customer pushback, and delaying until it's too late [00:21:00] Reality check – your costs don't wait just because you're uncomfortable raising rates [00:23:00] Confidence through clarity – how cost-per-pool gives you certainty in your pricing decisions [00:27:00] What is cost-per-pool really? – total cost vs gross profit and why both matter [00:31:00] Breaking down cost-per-pool – chemicals, labor, payroll tax, workers comp, admin labor, gas & more [00:34:00] Drive time & hidden minutes – the silent profit killer nobody tracks [00:37:00] Vehicle wear and tear – tires, oil changes, brakes and why they belong in your cost [00:38:00] Insurance creep – auto, GL, workers comp and why they keep climbing [00:40:00] Replacing equipment & office gear – computers, printers and where that money really comes from [00:42:00] Scenario math – why your “$30 stop” might only be making you $5–$6 [00:45:00] Hidden leaks – algae treatments, extra time on site, “little favors” and non-billable work [00:48:00] Growth reality – what you can do as a one-poler that breaks you once you have a team [00:51:00] The four phases of business – why what worked at 40 pools won't work at 200 [00:55:00] App data vs real-world costs – what your app tracks (and what it completely misses) [00:59:00] Edgar's warning – don't get lost in 300 individual pools, start with total cost-per-pool [01:01:00] What's coming in Part 2 – 5-Minute Cost Calculator, margins, price increases & customer retention [01:02:00] Final thoughts – foundational principle: financial wellbeing of pool pros & “know your numbers”

Andy Baskin and Jeff Phelps take a look at the circumstances that Shedeur Sanders were in yesterday, and think that he did the best he could with the circumstances.

Depopulation Intel Notes: New World Order (COVID- Psychological/Biological Warfare Scenario) Per John's Hopkins SPARS 2025-2028SPARS is a fictional coronavirus outbreak scenario published by the Johns Hopkins Center for Health Security (2017) that imagines a novel respiratory coronavirus emerging in 2025 and spreading worldwide over 2025–2028. The scenario focuses less on virology and more on the communication and medical countermeasure (MCM) dilemmas that arise while an existing drug is repurposed for treatment and a novel vaccine is developed, tested, authorized, produced, and distributed amid public mistrust, social fragmentation, and active misinformation. The exercise is explicitly intended to probe risk-communication challenges around MCMs. Mysteriously, all herein that was declared to be fiction became non-fictional 3 years following with emergence of COVID-19(SARS COV 2).To support the [Show] and its [Research] with Donations, please send all funds and gifts to :$aigner2019 (cashapp) or https://www.paypal.me/Aigner2019 or Zelle (1-617-821-3168). Shalom Aleikhem!

After a fairly successful scenario 01, the guys run into the first major rockblock in their campaign... scenariro... 02... how... embarrassingWe recap what happened in our second attempt at scenario 02, we talk a little about the arrival of the merc packs and also discuss selfishness in order to achieve something.. like a battlegoal..Find us on: IG - https://www.instagram.com/am_dirt/YouTube - https://www.youtube.com/@amdirtOr contact us directly at: contact@rollingterribly.com** Please note our episodes may contain spoilers for all games in the Haven series but we will try to keep them to a minimum **

Brownies have peaked (9:15 to skip). Carl's fans contain multitudes and being a crawl guide is my passion. We're starting The Tainted Cup by Robert Jackson Bennett next week! Special thanks to VOLO for the intro and outro music.

MeidasTouch host Ben Meiselas reports on Donald Trump going silent on Thursday after the latest bombshell email release threatens his future in ways not seen before. Stopbox: Get firearm security redesigned and save 15% OFF @StopBoxUSA with code TRUTH at https://stopboxusa.com/TRUTH! #stopboxpod Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

Brad Sweet, Kyle Larson, and their High Limit sprint car series releases more franchise information, payouts, and what the path and payouts would be for teams looking to get a franchise in the future. These numbers will certainly make a lot of sprint car teams ponder their futures. We'll dive in today, share the details, talk the Jason Meyers franchise sale, and more.

Is AI out to get us? What can we do to keep ourselves safe in an increasingly digital world?In this episode of Connect, we are joined by Mark Lynd, globally recognized cybersecurity leader, cloud strategist, and acclaimed author. Together, we explore how to stay safe in the face of ever-growing threats. We'll learn about best practices, the risks of getting too confident, and tips to become more cyber-aware.Plus, we'll hear about Mark's inspiration as an author and what goes into writing his books, from Giving your Teen the Cyber Skills to Succeed to his latest novel, Cyber War: One Scenario, in which a fictionalized cyber war feels far too real. Join us as we discuss how AI continues to revolutionize cybersecurity and incident response, how businesses – and individuals – can stay safe, and of course what the future looks like. For more information about Axis Communications, visit us at www.axis.com Follow us on social media at Axis Communications - Home | Facebook Axis Communications: My Company | LinkedIn Axis North America (@Axis_NA) / TwitterAxis Communications USA - YouTube

Hour 3 - It's this chicken-and-the-egg type of scenario full 2819 Tue, 11 Nov 2025 19:58:07 +0000 N9Zgqi9ZUw8QBz8LPv27PjLnILKB40po nfl,kansas city chiefs,society & culture Cody & Gold nfl,kansas city chiefs,society & culture Hour 3 - It's this chicken-and-the-egg type of scenario Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold."  Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener.  Cody & Gold, weekdays 10a-2p on 610 Sports Radio.  2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.co

Sam is a huge Bears fan. He sets up his brand new smoker in the backyard and put a perfectly seasoned pork shoulder on to cook all day -- just in time for the Sunday Night Bears v. Packers game.  The smoker was near the side of the house, but not directly next to it. After 8 hours, the shoulder was tender and ready to eat… but the insured's siding had melted. Sam seeks coverage for the replacement of the melted siding (and for the pork shoulder he dropped when he saw the damage).   Notable Timestamps [ 00:23 ] - Sonia sets out a tragic game day scenario. [ 01:16 ] - Fire is often defined by courts using dictionary definitions, such as Merriam-Webster's: "the phenomenon of combustion manifested in light and heat". [ 04:38 ] - Scorching analysis suggests black marks may indicate oxidation and a glow (which could be fire damage), while brown marks often indicate high heat damage only. [ 06:58 ] - For insurance purposes, losses must be fortuitous; Sam was trying to smoke meat, not melt the siding, so the damage was fortuitous from his perspective. [ 08:37 ] - Most states rely on "proximate cause", i.e. the dominant or efficient cause that initiates the events, when analyzing causation for claims. [ 09:23 ] - Friendly fire is contained in its usual place (like a stove), while hostile fire is unexpected or uncontrolled and not in its intended location. However, this analysis is not typically used by modern courts. [ 11:43 ] - Sonia provides a recap of the points above. Your PLRB Resources The Future of Insurance Podcast - https://future-of-insurance.com/podcast/ Coverage Question: Smoker Melts Nearby Siding - https://www.plrb.org/documents/named-peril-coverage-smoker-melts-nearby-siding-pcq-2025-02-24-slc-a/ Coverage Question: Christmas Lights Scorched Couch: Is Couch Covered? - https://www.plrb.org/documents/fire-peril-scorched-couch/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Steiny & Guru debate how bad the 49ers need Brock Purdy back and if Mac Jones could potentially become the starter for the rest of the season.

In this episode, Kaila and Kyle give their strong and uninhibited opinions on some more spicy work-related AITA Redditor submissions. From refusing to cover for colleagues to reporting them to HR, this episode brings the drama.  00:00 Intro 02:23 Scenario #1 - The Credit Thief 09:35 Scenario # 2 - The Scrooge Boss 17:02 Scenario #3 - The Shady Firm 21:54 Scenario #4 - The Office Narc This episode was sponsored by Superhuman.  You can check out Superhuman today at superhuman.com/podcast.  Want to get all of Kaila & Kyle's career resources? Subscribe to Per My Last Email: https://www.permylastemailshow.com/  Watch Per My Last Email on YouTube:   @PerMYLastEmailShow Follow Per My Last Email Instagram: @permylastemailshow TikTok: @permylastemailshow Twitter: @permylast_email Have a question for us? Send us an email or voice note to permylastemail@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices Each week on Per My Last Email, Morning Brew's resident career experts Kaila and Kyle – whose careers have collectively spanned the corporate, government, nonprofit and startup sectors – debate the trickiest challenges in work life, and share tactics on how to overcome them. Share the show with a friend, and leave us a review on your favorite podcast app! Learn more about your ad choices. Visit megaphone.fm/adchoices

Big K Hour 3: Best case Scenario for Shutdown, SNAP and More full 1111 Mon, 10 Nov 2025 14:24:57 +0000 r5xGs6ojUSqIM0H0WVRsEtC6vgxP0BMQ news,a-newscasts,top picks The Big K Morning Show news,a-newscasts,top picks Big K Hour 3: Best case Scenario for Shutdown, SNAP and More The Big K Morning Show 2024 © 2021 Audacy, Inc. News News News News news News News News News News False https://player.amperwavepodcasti

In this episode the crew review the six new scenarios, discuss their experience playing them, and talk about how they factor into VETO decision making. 

We start off the Gloomhaven 2e season with Scenario 01 as our party of Tinkerer, Mindthief and Silent Knife attempt to fail the very first scenario, hear our recap and thoughts right here on the pod.We welcome back our amDirt diaries, and discuss various things from our first experience in the latest installment of everyones favourite game. the amDirt discord link valid for 7 days: https://discord.gg/xjhYSP7GFind us on: IG - https://www.instagram.com/am_dirt/YouTube - https://www.youtube.com/@amdirtOr contact us directly at: contact@rollingterribly.com** Please note our episodes may contain spoilers for all games in the Haven series but we will try to keep them to a minimum **

Lionel Messi and Inter Miami are facing elimination in the first round of the MLS Cup Playoffs once again, setting up a dramatic and decisive home match that will not feature one of the team's biggest stars. Co-hosts Franco Panizo and Alonso Contreras preview Inter Miami's do-or-die Game 3 vs. Nashville SC, analyze what has to change from this last weekend's 2-1 loss in Tennessee, debate over Luis Suarez's controversial suspension, and more.

“I’m not sure what to do with my hands” – Luke (11:15 to skip). Dan expects the existential crisis any day now and Luke doesn’t think Donut is all that great. Also the character creation screen is giving the boys a lot of trouble. Special thanks to VOLO for the intro and outro music.The post Carl's Doomsday Scenario: Part One first appeared on Don't call it a book club..

On this week's episode of The Kelly Sheffield Show, Wisconsin head coach Kelly Sheffield breaks down one of the key transition numbers that stood out from the Badgers' match against Nebraska and what it reveals about where the team's play is trending.We also talk about Natalie Wardlow's improving serve, the two upcoming Top 25 opponents on Wisconsin's schedule, and a potential scenario the coaching staff could look at when or if Charlie Fuerbringer returns from her injury.

This week on the Squiggly Careers podcast, Sarah and Helen borrow brilliance from Vanessa Urch Druskat's research on team emotional intelligence, first featured in Harvard Business Review.While emotional intelligence is often talked about at an individual level, this episode explores what happens when you apply it to teams — and how emotional awareness can build motivation, trust, and high performance together.Sarah shares how she used AI (Claude) to turn Druskat's research into a practical team emotional intelligence quiz, helping teams assess their habits and find simple ways to improve.Episode 508


Curd Appeal sells the best-looking cheeses on the block, but over the long weekend their refrigerator broke down, and now their limburger isn't the only thing that smells. The owner argues they are covered under the BP 00 03, but the adjuster spots some holes in their argument. The owner hits back with a supplemental endorsement they purchased, hoping to find coverage any way they can.   Notable Timestamps [ 03:00 ] - The five-point process for property coverage analysis includes: covered property, direct physical loss, covered cause of loss, conditions, and additional coverages/extensions. [ 04:37 ] - Mechanical breakdown (like a refrigerator going out) is often an excluded cause of loss in a standard policy. [ 07:18 ] - Supplemental endorsements for food spoilage are designed to work with the base policy and can specify limits and change base policy language. [ 08:59 ] - This food spoilage coverage extension insures against direct physical loss or damage to food stock or food merchandise contained in a refrigeration unit. [ 10:47 ] - The endorsement defines a covered cause of loss to include mechanical breakdown and power outage (change in temperature/humidity). [ 12:31 ] - This food spoilage endorsement often explicitly deletes the mechanical breakdown exclusion from the base policy, but only for that specific coverage extension. [ 13:41 ] - The food spoilage extension may only apply if the loss is not covered by Equipment Breakdown Insurance (an optional policy coverage). [ 14:10 ] - The optional Equipment Breakdown Protection Coverage in the BP 00 03 policy covers direct loss or damage caused by mechanical breakdown or electrical failure of machinery. [ 15:33 ] - The Equipment Breakdown Protection Coverage might exclude leakage at a valve or seal, which is a distinction that could make the supplemental endorsement the only source of coverage. [ 18:31 ] - Brennan provides a recap of the points above. Your PLRB Resources Property Question of the Week: Food Spoilage under BP and CP Forms – No Off-Premises Power Outage - https://www.plrb.org/documents/food-spoilage-under-bp-and-cp-forms/ Property Question of the Week: Mechanical Breakdown of Freezer: Food Covered? - https://www.plrb.org/documents/mechanical-breakdown-of-freezer-food-covered/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Jason and Sterling react to the Jets trading cornerback Sauce Gardner to the Colts for two first round picks. They discuss why the Chiefs should consider trading McDuffie if that compensation package is available. See omnystudio.com/listener for privacy information.

Once again, everyone is looking for a reason other than the cold hard truth. Social Security operates like a ponzi-scheme. Ponzi-schemes fall apart when withdrawals exceed collections. Since 2021, the payouts have exceeded collections. The worker-retiree ratio has fallen from 5:1 in the 1960 to 2.8:1 today, and is expected to be 2.3:1 in 2033. Life expectancy has increased, as well as the payouts per retiree.    The SS trust fund will be depleted by 2033. At that point with no changes in law, only 77% of benefits will be paid out, decreasing to 69% over time. This means to keep this terrible program running and paying out 100% of benefits, things will have to change. Either higher taxes, higher retirement age, or a new $500 billion in borrowing every year, and increasing every year.    Ideas like cutting out rich people or increasing the maximum threshold buy the program another 5-10 years.    We will not come to a sensible solution on SS until voters accept that the money you paid in is gone, but not because the Trust Fund was "raided;" and the shortfall is not because millions of illegals are collecting your social security.  

Wedbush's Dan Ives returns to The Watch List and reiterates that the A.I. trade will continue a bullish run for the foreseeable future. He points to Alphabet's (GOOGL) earnings as a sign that the A.I. buildout shows no signs of slowing. Dan believes the company will eventually partner with Apple (AAPL) to deliver a "one-two punch" for A.I. development. He adds that "there's no better company" developing emerging tech than Palantir (PLTR) even as valuations continue to swell. As for the global A.I. trade, he sees Nvidia (NVDA) continuing leadership helped by an eventual trade framework between the U.S. and China.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In today's powerful new episode of Independent Americans with your host Paul Rieckhoff (@PaulRieckhoff) , featuring the return of Lt Colonel Alex Vindman—a national security expert, Ukraine insider, and unwavering patriot. This timely interview dives deep into America's fractured politics, threats from abroad, and the vital ways community and vigilance can help repair our union. With fresh perspective on Trump's foreign policy, the military shutdown crisis, and the war in Ukraine, this is your essential listen for staying informed and inspired. Listen now and share to help vigilant Americans everywhere unite. Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. Its independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -Previous appearance: Episode 265 - Feb. 1, 2024 -WATCH video of this episode. -Learn more about Independent Veterans of America and all of the IVA candidates.  -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us. And get cool IA and Righteous hats, t-shirts and other merch.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media. Ways to listen: Spotify: https://open.spotify.com/show/0F1lzdRbTB0XYen8kyEqXe Apple Podcasts: https://podcasts.apple.com/us/podcast/independent-americans-with-paul-rieckhoff/id1457899667 Amazon Podcasts: https://music.amazon.com/podcasts/49a684c3-68e1-4a85-8d93-d95027a8ec64/independent-americans-with-paul-rieckhoff Ways to watch: YouTube: https://www.youtube.com/@independentamericans Instagram: https://www.instagram.com/IndependentAmericansUS/ Social channels: X/Twitter: https://x.com/indy_americans BlueSky: https://bsky.app/profile/indyamericans.bsky.social Facebook: https://www.facebook.com/IndependentAmericansUS/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Money & Meaning, Jeff Bernier connects 17th-century philosophy with modern financial planning. Using Blaise Pascal's wager as a framework, Jeff examines how retirement planning isn't about certainty—but resilience. He discusses scenario analysis, the role of Plan B, and why the best financial plans aren't fixed, but adaptable. This episode is a timely reminder that thoughtful preparation—not prediction—brings peace of mind in uncertain times.    Topics covered:  Applying Pascal's Wager to financial planning The role of low-probability, high-impact risks in retirement planning Emphasizing resilience over prediction Scenario analysis and its purpose in building flexible plans The importance of maintaining a Plan B Avoiding the mistake of confusing spreadsheets with reality Why assumptions in planning must remain dynamic The value of humility in planning for an unknowable future Embracing flexibility in lifestyle, spending, and investments “Strong opinions loosely held” as a financial philosophy Confidence through preparation rather than prediction   Useful Links:    Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/  TandemGrowth Financial Advisors: https://www.tandemgrowth.com/ 

The crew break down the No Limit vs. Cash Money Verzuz event with a round‑by‑round scorecard, hot takes, and standout moments — from Snoop's knockout cameo to Mia X, missing features, and the family unity that swung the night. Featuring guests Bubb McFly and Matt Whitener of The Scenario, personal concert memories, and cultural context, the episode mixes nostalgia with analysis to explain why No Limit came out on top and what the showdown means for Southern hip‑hop. Join the I Only Listen to 90s Music Facebook Group http://bit.ly/3k0UEDe        Follow I Only Listen to 90s Music on IG https://bit.ly/3sbCphv       Follow SOLC Network online Instagram: https://bit.ly/39VL542                          Twitter: https://bit.ly/39aL395                          Facebook: https://bit.ly/3sQn7je                To Listen to the podcast Podbean https://bit.ly/3t7SDJH                      YouTube http://bit.ly/3ouZqJU                      Spotify http://spoti.fi/3pwZZnJ                     Apple http://apple.co/39rwjD1  IHeartRadio http://ihr.fm/2L0A2y

Just when you think you can see the finish line, your team blows a tire. Welcome to November everyone, where seasons turn upside down in an instant. Mitch and Trey discuss the weekend slate that includes Cincinnati at Utah after dark, USC's trip to Nebraska, Sooners against the Vols, and an ACC chaos scenario!Play $5 and get $100 instantly (limited time only!) in fantasy bonus funds when you use code THREETECHPOD with our presenting sponsor, Underdog Fantasy! ⁠⁠⁠⁠⁠⁠⁠⁠https://underdogfantasy.com/⁠⁠⁠⁠⁠⁠⁠⁠Join the Jimmy's and Joe's for CFB content for all 136 teams!FOLLOW: @ThreeTechPod on Instagram and Twitter!HOMEFIELD DISCOUNT: THREETECHPOD for 15% off!Join our Substack: https://threetechpod.substack.com/

We go through and give you each of our College Football Playoff predictions heading into Week 10. - - - Today's Sponsor: Raycon - Get 20% off Everyday Earbuds Classic at https://buyraycon.com/booster BAERSkin Tactical Supply Co. - Get a BÆRSkin now - while it's 60% off. Text CRAIN to 36912 - - - Privacy Policy: https://www.dailywire.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

"Simply the Vest" is a dry cleaning service with a basement full of supplies, tools, clothing, and… water. After a heavy rain, the owners discovered that their sump pump had failed, causing water to back up into the basement, resulting in damage to their property. Under their BP 00 03 form, coverage for this cause is firmly excluded. However, they paid for a supplemental endorsement with some interesting technicalities… Notable Timestamps [ 02:43 ] - When assessing coverage, always start with the underlying policy form before reviewing any endorsements, ensuring clarity on the initial coverage. [ 05:32 ] - Supplemental coverages given to an insured typically identify specific needs that they have in the transaction and provide clear limits for each supplemental coverage provided. [ 08:11 ] - Endorsements can provide additional coverage for water-related claims like backup and overflow or mold, which are generally types of losses that would otherwise be excluded. [ 11:18 ] - Determining coverage requires looking at the exact policy language, fitting it to the specific scenario, and matching facts to the policy language. [ 13:45 ] - Sump pump issues often involve power outages (necessitating battery backup) or mechanical breakdown, but each claim has to be assessed based on its individual merits. [ 15:23 ] - An endorsement providing additional water backup coverage may also modify or replace the existing water damage exclusion found in the underlying BP policy. [ 17:49 ] - If a loss isn't excluded under the underlying policy, the supplemental coverage-- which could be subject to a lower limit-- would not be needed. [ 16:18 ] - Brennan provides a brief conclusion. Your PLRB Resources Coverage Question: Sump Pump vs. Septic Pump - https://www.plrb.org/documents/sump-pump-vs-septic-pump-pcq-2024-09-24-dwf-b Property Question of the Week: Sewer Backup Coverage vs. Flood Exclusion - https://www.plrb.org/documents/sewer-backup-coverage-vs-flood-exclusion/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

It's the question I've been getting a lot of lately, which is like a general question, which is what's the best way to do social media ads? The answer is, it depends. However, there is a Holy Trinity to shoot for, and if you can pull this off, and I...

Combat-proven hosts Rick Hogg (War HOGG Tactical) and Mark Kelley (Kelley Defense) sit down with Mike Pennington, founder of Storm Dog Tactical, to unpack real-world K9 integration: selection and imprinting, handler–dog communication, scenario design that transfers to the street, and post-event debriefs that actually improve outcomes. We hit tracking, building searches, vehicle work, and the gear that matters (and what doesn't). Whether you're LE, military, or a responsible armed citizen, you'll get practical steps to tighten reps, build trust, and perform under stress. Stay safe. Stay trained. Stay deadly. Episode Notes (skim-friendly) K9 selection, drive, and early imprinting Handler–dog communication & team deconfliction Scenario design: tracking, buildings, vehicles Gear that works vs gear that's noise (leads, harnesses, cams, comms) Debrief methodology and sustaining readiness   0:00 Intro & background : K9 Conference & imprinting : Communication cues under stress : Scenario design that transfers : Gear talk: keep it simple : Debriefs & takeaways   War HOGG Tactical, Kelley Defense, On The Range Podcast, Mike Pennington, Strom Dog Tactical, K9 training, police K9, law enforcement training, military working dog, handler training, tracking, building search, vehicle interdiction, use of force, tactical mindset, performance under stress, leadership, debrief, gear setup, training scenarios, responsible armed citizen, firearms training, combatives, tactical podcast

In this episode we answer emails from Eva, Jess and Mr. Toxic.  We discuss the three levers of safe withdrawal rates applied to a listener's upcoming retirement situation, running test risk parity style portfolios to get some practice like with have done with Bigger Pockets money, and what little we know about HSAs.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapJackie Cummings Koski on Investing with HSAs:  Investing With The Health Savings Account - Define Your Legacy W/ Jackie Cummings KoskiBigger Pockets Money Test Risk Parity Style Portfolio:  We Built a 5% SWR Retirement Portfolio Using Fidelity in 48 Minutes (Golden Ratio Portfolio)Breathless Unedited AI-Bot Summary:Most retirement plans stumble not on math, but on mechanics. We sit down with a listener who's 55, VTI-heavy in a taxable account, and ready to pivot into a modified golden ratio portfolio—then unpack a practical path to move from concentration to resilient diversification without lighting up a massive tax bill. Along the way, we map out the three levers that quietly raise your safe withdrawal rate: portfolio design, baseline expenses, and personal inflation that often runs 1–2% below CPI.We get specific on asset location and reallocation: placing treasuries and managed futures in tax-deferred accounts, using gold and equities where they're most tax-efficient, and gradually trimming VTI by targeting favorable tax lots and capital gains brackets. If you've wondered whether a small cap value tilt can help, we explain how it can reduce volatility and lift a portfolio's historical withdrawal capacity by roughly 0.5–1%—and how to pursue it at a measured pace. We also clear up a common confusion: rebalancing returns you to your target mix; reallocating changes the target itself.Then we turn to HSAs. They're a triple tax-advantaged powerhouse for you, but a poor inheritance vehicle for kids who must recognize the balance as income in a single year. We break down the strategy of saving receipts, the shift at age 65 when non-medical withdrawals are IRA-like, and why timing HSA spending for higher-income retirement years often makes sense. Don't count on a costly end-of-life to “use it up”—many don't have that trajectory. A smarter approach draws down the HSA earlier for qualified costs and Medicare premiums while avoiding a tax bomb for heirs.We wrap with weekly portfolio reviews across classic and levered models and a reminder that simple beats clever: a resilient allocation, tax-savvy placement, and flexible spending can carry you from early retirement through Social Security and beyond. If this helped tighten your plan, follow the show, leave a review, and share it with a friend who's staring down a VTI-heavy portfolio and wondering where to start.Support the show

David Anderson joins to recap the blowout loss to Oregon and preview the critical matchup at Purdue on Saturday. Keys to victory, how RU should game plan and concerns for this matchup and more.#rutgersfootball

Monday's internet outage may be a warning sign of just how interconnected everything has become - where one glitch could freeze hospitals, banks, and transportation, effectively shutting down society as we know it. Paul Hochman, president of Humongous Media and former tech editor for The Today Show, joins Rob Hart on the WBBM Noon Business Hour to discuss.

Episode Title: Developing Resilience in High-Pressure SituationsSummaryWelcome back to the Muscles & Mindset Podcast with Dr. Ali Novitsky, board-certified obesity medicine physician and expert in stress, strength, and self-regulation.In this episode of the Stress Series, Dr. Novitsky explores how to build true resilience—not in serene environments, but in the moments that truly test us. Whether you're navigating life-or-death emergencies or emotionally charged situations, this conversation reveals how to stay centered and in control, even when your nervous system wants to panic.Using a powerful varicose vein metaphor, she explains how chronic stress is like a “leaky valve”—unless you address the root cause (emotional dysregulation), surface-level fixes like better habits won't stick. The solution? A simple pause.Dr. Novitsky teaches how a 2–3 second pause in the heat of stress can stop the brain's “hijack” and activate the prefrontal cortex—our reasoning center. She breaks down three stress scenarios and guides listeners toward the third, most empowering one: awareness, presence, and intentional breath.Drawing from cognitive behavioral therapy (CBT) and dialectical behavioral therapy (DBT), Dr. Novitsky offers a toolkit for regulating emotions, accessing your “wise brain,” and debriefing after stressful moments to rewire your response. Whether in medicine, sports, family dynamics, or everyday life, this episode shows how resilience can be learned—and why it's the key to long-term transformation.Key Points• Beyond the Spa: Real resilience is built in chaos, not calm.• The Leaky Valve Analogy: Fix emotional dysregulation at the root for lasting stress relief.• Stress Is Automatic: The fight-or-flight response can't be stopped—but it can be reshaped.• The Power of the Pause: A brief, intentional check-in prevents spiraling and restores clarity.• Three Stress Scenarios: 1. Hijacked and unaware. 2. Aware but suppressing. 3. Aware and present—the goal.• Tools from CBT & DBT: Learn to regulate emotions and access clear, productive thinking.• Debrief to Rewire: Reflecting after stress creates new mental pathways for resilience.• Lifelong Practice: Emotional regulation isn't a finish line—it's a daily skill worth mastering.Timestamps• 00:02 – Intro: Managing real-world stress• 02:10 – The “leaky valve” analogy for chronic stress• 04:00 – Understanding the HPA axis and stress physiology• 05:40 – Prefrontal cortex hijacking: why we spiral• 07:10 – The pause as a regulation tool• 09:30 – Scenario breakdown: hijack, suppression, or presence• 11:50 – Staying calm in acute stress (e.g., medical emergencies)• 13:40 – Building confidence by staying grounded• 15:00 – Personal story: trauma and resilience in college athletics• 18:20 – CBT vs. DBT: how emotions shape thoughts• 21:40 – Tools for distress tolerance and “wise mind”• 24:40 – Personal debriefs: your secret weapon for growth• 27:40 – Real-life triggers and emotional awareness• 30:10 – Transform 10: a year-long stress mastery programFollow Dr. Ali Novitsky on TikTok | Facebook | Instagram | YouTubeSubscribe to the Muscles and Mindset Podcast on Spotify | Apple PodcastsWork with Dr. Ali

Predicting Op Sindoor 2.0 Scenario with IAF Latest Weapons |  Pak Calculations | Augustine Vinod

We are experiencing some technical difficulties with today's episode, so instead I thought I would share two clips that were previously cut for time. In these clips, Dana Grodin and Alison McLaney, both of Gemcor and Digipraise, answer our burning questions about diamonds, lab-grown and natural. I'll re-insert their introduction before we hop into the clips, but the rest of the material has never appeared on this feed before. You might have caught it if you subscribe to our YouTube channel, so if you like these quick hits head over there for more.    Notable Timestamps [ 00:50 ] - Introducing Dana Grodin & Ali McLaney of Gemcor & Digipraise. [ 03:33 ] - Beginning of the clip "I Didn't Think a Diamond Could Chip!" Although diamond is the strongest material known to mankind, it has weak points and structural bonds, meaning hardness does not equate to avoidance of chips. [ 05:00 ] - The myth of a "flawless" diamond is common, but most diamonds have clarity characteristics (crystals/clouds) that act as weak points visible under magnification. [ 06:15 ] - Gemcor determines if an imperfection breaks the surface, constituting damage, and investigates if the damage is new or pre-existing, noting mounting condition. [ 08:53 ] - Beginning of the clip "What is a Lab-Grown Diamond?" Lab grown diamonds are chemically and physically identical to natural diamonds. LGDs have exploded in popularity, now representing 50% of engagement ring sales.  [ 09:45 ] - Unlike natural diamonds created over millions of years, LGDs are grown in a lab in about 30 days, resulting in them being thousands of dollars less expensive. [ 10:45 ] - Differentiation between natural and lab grown diamonds requires very high-quality, specialized equipment because standard diamond testers and visual inspection fail. [ 12:00 ] - Ethically, all lab grown diamonds should have a laser inscription (e.g., LG) on the girdle, but vendors sometimes omit this marking, creating significant disclosure risk. [ 16:18 ] - Brennan provides a brief conclusion. Your PLRB Resources Podcast Episode: "You Can't Salvage My Mother's Ring!" https://youtu.be/Ijph_AuQZq4 Podcast Episode: The Lab-Grown Mismatch: One Earring, One Surprise https://youtu.be/zp8UUIqQ9Q0 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Dave Collum is not optimistic on the trajectory of the broad market, as capital quietly blows up beneath the surface, AI spend gets ignited into the void, and investors pile into a complacency bubble that can only end in disaster when reality rears its ugly head. Dave points out that gold and silver's epic run could be a sign of greater problems for the economy, along with explaining how he thinks the US-China trade war could throw an additional wrench into the gears of a machine that has been running on hope for far too long.Get Your Commodity Culture Merch: https://commodity-culture-shop.fourthwall.comFollow Dave Collum on X: https://x.com/DavidBCollumWatch Dave's interview with Tucker Carlson: https://youtu.be/orgvAk7JhBI?si=AYvxLf5l1gmnzEl9Follow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture

“The opportunity now is huge with accountants and bookkeepers to provide more of a proactive service, more forecasting, more future visibility. But certain things have to be in place for that to happen.” -Paul Lodder Paul Lodder, VP of Accounting Product and Strategy at Dext, discusses how bookkeepers and accountants can use cash flow forecasting and automation to move beyond compliance and become true strategic advisors. In this interview, you'll learn… Why 1 in 4 small businesses face cash flow issues How to make cash flow forecasting personal How automation frees time for advisory To learn more about Paul, click here.  Time Stamp 00:01 – Dext study on 500 Canadian SMBs 02:27 – Why 42% fear closure 04:48 – Opportunity in cash flow forecasting 07:22 – Make cash flow personal for clients 10:25 – Cost of manual vs automation 14:39 – 1 in 4 face cash flow issues 18:09 – Barriers: capacity & strategy 20:44 – Scenario planning & sensitivity 23:42 – Key metric: debtor days 27:11 – Charging for automation, value pricing 32:28 – Tech plus relationships build trust 37:29 – More conversations, more advisory 38:17 – Where to find the Dext study This episode is brought to you by our friends at Dext! Dext handles transaction capture, keeps your data accurate, and even simplifies e-commerce reconciliation, all in one place. Join thousands of bookkeepers and accountants who've already made the switch. If you're ready to save time, reduce errors, and make bookkeeping more efficient, Dext is for you! Go to thesuccessfulbookkeeper.com/dext to book a demo TODAY and see how it can transform the way you work!

Season 4 of "Discovery" starts with a BANG! Haha, no but seriously a planet gets blown up in "Kobayashi Maru". Meanwhile, Tilly and Adira have to save a space station that's gotten all squiddled and is tumbling out of control during a mission overseen by the Federation's new apparently-micromanager President. But is there something else going on? Also this week: uniform upgrades, tonal shifts, and the monsters of science fiction! [Kobayashi Maru: 02:43; the Monster Mash: BLOG: 59:52] [boys becoming men, men becoming wolves: https://sshbpodcast.tumblr.com/post/797497438274551808/the-monster-at-the-end-of-this-blogpost ]

Bobby answers the question from a listener on his plan on what to do with the show when his wife goes into labor since his plan is to never miss a show. Amy shared a weird scenario she found herself in at dinner after asking a couple about the pasta they were having. A very 'Amy' situation. Lunchbox is heading out tomorrow to California to see if he can finally live out his dream of making it on a game show. He talks about what type of player he is going to be on the Price Is Right. what he thinks his chances are of getting on and why he is having nightmares about being on the show. In the Bobby Feud, can you name the Top 10 pop culture costumes for 2025?See omnystudio.com/listener for privacy information.

Host Ed Crooks talks to Jason Liu, Chief Executive of Wood Mackenzie and co-author (with Chief Analyst Simon Flowers) of a new book, Connected, about the fast-changing world of energy. They are also joined by Sunaina Ocalan, formerly Senior Director for Corporate Strategy & Climate at the oil and gas company Hess, now Senior Analyst and Co-Head for Americas Energy & Transition at Bernstein Research. Together, they explore how energy leaders can plan, invest and operate operate in a world where different sectors, technologies and geographies are interconnected in more powerful and complex ways than ever before.They talk about the language of “the energy transition”, and whether it can lead to misconceptions. Global demand for hydrocarbons is still growing, and they will continue to play a critical role in our energy system for decades to come, even as new supply from renewables and other low-carbon sources surges higher. A wider appreciation of that reality is driving a shift from siloed thinking about individual sectors to integrated solutions. For example, companies are increasingly looking at pairing solar and storage with gas generation to meet demand from data centers for reliable low-carbon power.Sunaina takes us inside the the thinking of energy leaders as they assess strategies and investment decisions. She sets out a practical approach to scenario analysis, with “exit ramps” so companies can pivot as facts change. The aim isn't to predict one future, but to be ready for a range of possible outcomes. That means balancing the advantages and disadvantages of a wide range of technologies, and taking a strategic view through short-term fluctuations as far as possible. Effective decision-making is impossible without reliable data. Jason warns about three traps: using too little real data, leaning on synthetic/modelled data without ground truth, and poor integration across different sectors. Data collection technology is advancing rapidly, and with sensors, satellites and market intelligence, decision-makers can increasingly see what's really happening with precision and granular detail, often in real time.Then there's AI. Like other industries, the world of energy is being transformed by the tools that have become available over the past few years. Scenario runs have been cut from months to minutes, with hundreds of models combined to give a comprehensive coherent picture. AI tools can even assess the best models to use on particular data sets: a capability Jason calls hyper-modelling. And still there is a vital role for human intelligence and judgement, to find and interpret the information that the AI tools miss. The challenges in the energy sector today are vast. It is a cliche to say that uncertainty is higher than ever, but today it genuinely seems true. The pace of innovation in AI is changing the world in ways that have never been seen before. But the opportunity is vast, too. The energy industry will need $75 trillion or more in investment over the next 25 years, to meet ever-growing demand while reducing the impact on the environment. The businesses that succeed in making the most of this opportunity will be the ones that get three things right: the right data, the right AI capabilities, and the right people, all brought together to deliver actionable insights. Download the book (free): Connected: Bringing predictability to the increasingly uncertain world of energy.Let us know what you think. We're on X, at @theenergygang and Bluesky, at ‪@theenergygang.bsky.social. Make sure you're following the show so you don't miss an episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this special “Behind the Numbers” edition, Cory takes you deeper into the 529 plan conversation with a full spreadsheet walkthrough. He breaks down every scenario from Part 1: Comparing 529 plans, brokerage accounts, student loan strategies, and new Roth IRA conversion rules, using real S&P return data and clear assumptions. Cory demonstrates how small differences in tax treatment, timing, or risk allocation can completely change long-term results, and he highlights the surprising cases where a 529 wins, and where it doesn't. You'll see the real math behind college savings, including scenarios for state tax deductions, financial turbulence, and the powerful “collegium Roth” approach. Whether you're a parent, planner, or investor, this episode turns abstract strategy into numbers you can actually understand. Check out Part 1: https://youtu.be/RQLGY1OE1vs   -- Timestamps: 00:40 – Rate of Return (ROR) Assumptions 01:48 – Scenario 1: Brokerage Account ($100K total over 18 years, pay cash for school) 04:25 – Scenario 2: 529 Plan ($100K total over 18 years) 07:37 – Scenario 3: Brokerage Account + Student Loans (use loans first, pay off later) 12:54 – Scenario 4: 529 with State Tax Deduction (South Carolina Example)   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Two weeks out from my book launch, I wanted to give you a peek into Million Dollar Grit—specifically Chapter 3: “Follow the Problem.” Because right now? The economy feels shaky. People are wondering if the coaching industry is drying up, if AI is taking over, or if buyers are just… gone. But the truth is, buyers haven't disappeared. They've just shifted. And the business owners who survive are the ones who stay obsessed with their customer's problem—not their own. In this episode, I break down what it looks like to follow the problem in real time: how to get out of panic mode, spot what your audience actually cares about, and create offers that move money today. If your sales have stalled or your confidence is wobbling, this one will hit home. Go to milliondollargrit.com to get on the waitlist—the book drops free on October 26th.

Dive into a fun, speculative episode where host Ryan Schlipp explores what a complete Packers rebuild might look like amid the team's struggles. From promoting Jeff Hafley to head coach to poaching rising stars like Joe Brady or Jesse Minter, we break down hypothetical coaching hires, coordinator options, and even mock draft picks to turn things around. It's a bye-week thought experiment that's equal parts entertaining and insightful for any Packers fan. Hypothetical scenarios: Promoting Hafley internally, landing Bills' OC Joe Brady, or starting fresh with Chargers' DC Jesse Minter as head coach. Coaching staff breakdowns: Potential roles for DeMarcus Covington, Mike Kafka, Greg Roman, and more to revamp offense and defense. Draft prospects: Spotlight on picks like CB Domanii Jackson, IOL Connor Lew, and DT Dante Corleone to address key needs. Fun AI-assisted elements: Simulated press conferences and philosophy deep dives on building a disciplined, explosive team. This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. Subscribe now for more Packers analysis, leave a rating and review to help the show grow, and join the conversation on Twitter @pack_daddy. Stay tuned for post-game reactions and more bye-week fun! To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast #Packers #NFL #GreenBayPackers #PackernetPodcast

Dive into a fun, speculative episode where host Ryan Schlipp explores what a complete Packers rebuild might look like amid the team's struggles. From promoting Jeff Hafley to head coach to poaching rising stars like Joe Brady or Jesse Minter, we break down hypothetical coaching hires, coordinator options, and even mock draft picks to turn things around. It's a bye-week thought experiment that's equal parts entertaining and insightful for any Packers fan. Hypothetical scenarios: Promoting Hafley internally, landing Bills' OC Joe Brady, or starting fresh with Chargers' DC Jesse Minter as head coach. Coaching staff breakdowns: Potential roles for DeMarcus Covington, Mike Kafka, Greg Roman, and more to revamp offense and defense. Draft prospects: Spotlight on picks like CB Domanii Jackson, IOL Connor Lew, and DT Dante Corleone to address key needs. Fun AI-assisted elements: Simulated press conferences and philosophy deep dives on building a disciplined, explosive team. This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. Subscribe now for more Packers analysis, leave a rating and review to help the show grow, and join the conversation on Twitter @pack_daddy. Stay tuned for post-game reactions and more bye-week fun! To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast #Packers #NFL #GreenBayPackers #PackernetPodcast

09-29-25 - NFL Announces Bad Bunny For Super Bowl Halftime Show Making Us Feel Our Age - Mercury Advance To WNBA Finals And We Think WNBA Games Might Be Perfect For A Marital Cheating ScenarioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sheil is joined by Pat Daugherty from NBC Sports to discuss the news of the Giants benching Russell Wilson for Jaxson Dart, and what it means for both QBs and HC Brian Daboll going forward. (00:00) Intro/cold open(2:38) How did the Giants get here?(6:09) What to expect from Jaxson Dart(10:57) Scenario 1: Dart is a revelation(13:40) Scenario 2: Dart is OK(15:57) Scenario 3: Dart is terrible(19:18) How many starts does Russell Wilson make for the rest of his career?(21:18) Who could be the Giants' next head coach?(24:26) The Hurry Up: Dallas after the Parsons trade The Ringer is committed to responsible gaming. Please visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.rg-help.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the resources and helplines available. Host: Sheil KapadiaGuest: Pat DaughertyProducer: Chris SuttonSocial: Kiera Givens and Brian WatersProduction Supervision: Conor Nevins and Arjuna Ramgopowell Learn more about your ad choices. Visit podcastchoices.com/adchoices