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09-16-25 - Death Of Robert Redford Has Us Wondering How An Indecent Proposal Would Go Over These Days And What Would Be The Scenario And TermsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Zac Jackson (The Athletic) joins Ken Carman and Anthony Lima to talk about the current state of the Cleveland Browns, as well as whether Baker Mayfield could actually take the Tampa Bay Buccaneers to a Super Bowl.
Today, a breakdown of the market action yesterday in US equities, with big games in Google-parent Alphabet and even bigger gains in an "old tech" stock that has suddenly been revivified by AI. We also look forward to the FOMC tomorrow and wonder why the Fed doesn't go ahead and cut 50 basis points, even if they are most likely not to. Meanwhile, the US dollar is already breaking lower ahead of the fact - after all, isn't the hawkish scenario non-existent? Lots more also on today's pod which is hosted by Saxo Global Head of Macro Strategy John J. Hardy. Links discussed on the podcast and our Chart of the Day can be found on the John J. Hardy substack (with a one- to two-hour delay from the time of the podcast release). Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro and outro music by AShamaluevMusic
09-16-25 - Death Of Robert Redford Has Us Wondering How An Indecent Proposal Would Go Over These Days And What Would Be The Scenario And TermsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Mia is a mid-level claims specialist with about five years' experience in the job. One afternoon, she gets a call from a customer named James. He's frustrated—bordering on furious. He's been waiting for an update about his property claim, and from his perspective, no one communicated anything. He feels ignored. He's escalating. Mia can tell this is going to be a difficult conversation. But instead of reacting defensively—or shutting down—she mentally runs through the CLEAR model. Notable Timestamps [ 00:30 ] - The "CLEAR Method" module, developed with Equis Consulting, helps insurance professionals handle difficult circumstances and challenging customers effectively. [ 01:25 ] - The CLEAR Model is applied when an adjuster, Mia, handles a reassigned property claim from James, who is furious due to a lack of updates. [ 04:40 ] - "C" is for Connect; acknowledge the customer's emotions and frustration early to build trust and prevent escalation into a confrontational "fight or flight" situation. [ 07:05 ] - "L" is for Listen; allow frustrated customers to vent without interruption, actively hearing their concerns to gather clues and make them feel heard, without becoming defensive. [ 09:55 ] - "E" stands for Engage; avoid industry jargon and maintain a calm tone. Ask angry customers to list their top three priorities to shift them from emotional to logical thinking. [ 11:25 ] - "A" is for Acknowledge; recognize the customer's frustration without accepting blame or fault. This helps build trust and moves the conversation forward positively. [ 13:20 ] - "R" means Resolve; define next steps and set priorities to move the claim towards resolution. Under-promise and over-deliver on commitments to build trust and ensure follow-through. [ 16:35 ] - Mike provides a recap of the points above. Your PLRB Resources New Course: Handling Challenging People and Difficult Circumstances - https://members.plrb.org/education/courses/handling-challenging-people-difficult-circumstances-course Guest Site: Equis Consulting & their podcast “Leadership is the Conversation” - https://equisconsulting.com/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
How might this administration and future administrations approach the critical issue of AI and energy demands? This is the question the second of TRG Media and MIT Technology Review's AI Scenario Exercises tries to answer. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This first episode contains the first phase of the game and an introduction from the editor in chief of MIT Technology Review Mat Honan, as well as an overview of the game by designer Ed McGrady. The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices
How might this administration and future administrations approach the critical issue of AI and energy demands? This is the question the second of TRG Media and MIT Technology Review's AI Scenario Exercises tries to answer. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This first episode contains the first phase of the game and an introduction from the editor in chief of MIT Technology Review Mat Honan, as well as an overview of the game by designer Ed McGrady. The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices
Messy Masonry, Inc. was hired as a subcontractor on a new home construction. Their job was to install two giant bay windows overlooking a lake, but they ended up splashing mortar on one of them. When they attempted to scrub it off, the window was scratched. As for the other window... another subcontractor, Outside the Lines Painting, was hired to paint the window frames, but accidentally sanded part of the windows in that process. The homeowner found the scratches months later. Notable Timestamps [ 00:00 ] - A construction scenario involves Messy Masonry splashing mortar and scratching a bay window, and Outside the Lines Painting sanding another window, damaging the glass. [ 01:26 ] - The "damage to property" exclusion, particularly j(5) and j(6), is a complex and often confusing aspect of the CGL policy. [ 03:43 ] - Courts have ruled that if damage results from work product done incorrectly, it's not an "occurrence" and therefore not covered by a CGL policy, even before exclusions are considered. [ 05:28 ] - The j(5) exclusion applies to property damage on "that particular part of real property" where the insured or subcontractors are performing operations, if the damage arises from those operations. [ 06:03 ] - The j(6) exclusion covers "that particular part of any property" requiring repair or replacement due to "your work" being incorrectly performed. [ 11:32 ] - Courts have viewed incidental tasks, such as cleaning up mortar, as part of "performing operations," meaning damage occurring during such tasks can fall under the exclusion. [ 17:13 ] - The specific scope of a subcontractor's contract, detailing what work they were hired to perform, is a crucial factor in determining the applicability of CGL policy exclusions. [ 17:37 ] - Brennan provides a summary of the key takeaways. Your PLRB Resources Upcoming Course: All About the CGL Damage to Property Exclusion - Coming Soon! Learning Path: What Part is "That Particular Part" in the CGL j.(5) and j.(6) Exclusions? - https://members.plrb.org/education/courses/what-part-is-that-particular-part-in-the-cgl-j5-and-j6-exclusions Advantage Homebuilding LLC v. Maryland Cas. Co. 470, F3d 1003 (10th Cir. Kan. 2006). https://www.plrb.org/documents/advantage-homebuilding-llc-v-maryland-cas-co-2007/ Alverson v. Northwestern Nat. Cas. Co., 559 N.W.2d 234 (S.D. 1997) https://www.plrb.org/documents/alverson-v-northwestern-natl-cas-co-1997/ Employers Mut. Cas. Co. v. Pires, 723 A.2d 295 (R.I. 1999) https://www.plrb.org/documents/employers-mut-cas-co-v-pires-1999/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Vladan Bozilovic, 54enne muratore residente a Preara, sarebbe stato vittima di un omicidio. Scenario del delitto l'alloggio dove viveva dopo la separazione dalla moglie. Padre di tre figli e cittadino della Serbia, pare non lavorasse più da tempo a causa di non meglio precisati problemi di salute. I militari dell'Arma hanno interrogato a lungo il figlio minore.
Why Sidney Crosby got so much luckier than Connor McDavid. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices
The Matts get to grips with the turmoil of the last few days and use their meticulous political calculus to work out whether Keir Starmer is weaker or stronger than he was a week ago. Spoiler alert: they haven't got a clue. But they certainly enjoy themselves finding that out. One thing they know - the absurd Palestine Action ban must be rescinded unless Starmer wants the spectacle of police arresting people from within the audience of his own conference in Liverpool. In the second half they deal with Tommy Robinson, whose march in London this week should, they agree, be taken seriously. Robinson is not as stupid as he looks and he plays an active role in furthering the poisonous nationalistic movement headed by Reform. Enjoy!OFFER: Get The New World for just £1 for the first month. Head to https://www.thenewworld.co.uk/2matts Hosted on Acast. See acast.com/privacy for more information.
Trinity United Methodist Church of Loveland, CO - Sermon Podcast
What does it mean to “choose life” when we're tired, aging, or facing decline? Pastor Bryson reflects on Trinity's 75th anniversary, Moses' challenge in Deuteronomy, and Paul's win/win view of life and death. Discover why death doesn't get the final word and how freedom from fear opens us to abundant life in Christ.
ll quadro di riferimento settimanale a cura del Team Advisory di Ersel per la settimana dell'8 settembre 2025. I principali temi: il collasso dei bond governativi a lunga scadenza, Macron e il processo politico francese, il dollaro e il dato del mercato del lavoro, la prossima riunione della Bce, i nuovi massimi dell'oro. Restate aggiornati e buon ascoIto!Il presente podcast è destinato esclusivamente a scopi informativi/ di marketing non sostituendosi al prospetto informativo o ad altri documenti legali di prodotti finanziari ivi eventualmente richiamati. Nel caso, si prega di consultare il prospetto dell'OICVM/documento informativo e il documento contenente le informazioni chiave per gli investitori (KID) prima di prendere una decisione finale di investimento che può essere effettuata solo previa valutazione dell'adeguatezza del servizio o dello strumento finanziario rispetto al profilo individuato con il questionario MiFID. Solo la versione più recente del prospetto, dei regolamenti, del Documento chiave per gli investitori, delle relazioni annuali e semestrali del fondo può essere utilizzata come base per decisioni di investimento. Il presente podcast non costituisce né un'offerta né una sollecitazione all'acquisto, alla sottoscrizione o alla vendita di prodotti o strumenti finanziari o una sollecitazione all'effettuazione di investimenti. Ersel ha verificato con la massima attenzione tutte le informazioni rappresentate nel presente podcast e compiuto sforzi per garantire che il contenuto di questo podcast sia basato su informazioni e dati ottenuti da fonti affidabili, ma non garantisce della loro esattezza e completezza non assumendosi alcuna responsabilità. Ersel non si assume alcuna responsabilità circa le informazioni, le proiezioni o le opinioni contenute nel presente podcast e non risponde dell'uso che terzi potrebbero fare di tali informazioni, né di eventuali perdite o danni che possano verificarsi in seguito a tale uso. Il presente podcast può fare riferimento alla performance passata degli investimenti: i rendimenti passati non sono indicativi di quelli attuali o futuri. Le indicazioni e i dati relativi agli strumenti finanziari, forniti dalla Società, non costituiscono necessariamente un indicatore delle future prospettive dell'investimento o disinvestimento. È vietata la riproduzione e/o la distribuzione del presente podcast, non espressamente autorizzata.
On episode 143 we cover Top 10 Hip-Hop Songs From 1991.
Scenario’s voor Oekraïne | Een levensgevaarlijke strategie | Wie stopt Israël?See omnystudio.com/listener for privacy information.
An insured filed a claim for a lost diamond earring. The stud and its match were scheduled as 1.00 Carat each, “I” color and SI clarity, for $8,000. Her insurer asked Gemcor create a match. When we received the mate, we ran our standard test and found something unexpected: the diamond wasn't natural. It was lab-grown. In the years since its purchase, the replacement cost for lab-grown diamonds has plummeted. But the insured believed they were both natural, and wants a natural replacement. Notable Timestamps [ 00:58 ] - A client filed a claim for a lost diamond earring, but the mate, initially thought to be natural and scheduled for $8,000, was unexpectedly discovered to be lab-grown, with its replacement cost having plummeted. [ 01:28 ] - Lab-grown diamonds are chemically and physically identical to natural diamonds, grown from a seed crystal in a lab, and only very high-quality equipment can differentiate them. [ 02:08 ] - The main difference for lab-grown diamonds is value, as they are not rare. Natural diamonds take millions of years, while lab-grown are created in 30 days, making them significantly less expensive. [ 06:12 ] - An insured's original appraisal correctly stated "lab grown," but underwriting dropped this crucial detail from the policy, as the industry lacked awareness of its importance years ago. [ 10:10 ] - If an insurance company pays for a pair and later discovers the remaining earring is lab-grown, salvage recovery is minimal, as there's no market to resell them when new ones can be easily manufactured. [ 11:27 ] - A lab-grown diamond pair purchased for $8,000 in 2001 (or $2,000 two years ago) can now be replaced by the original jeweler for $1,000 or less due to plummeting market prices. [ 14:04 ] - The purpose of insurance is to make the insured whole by replacing the item with like kind and quality, not necessarily the original dollar amount, which is impactful when lab-grown prices change quickly. [ 16:45 ] - Ali & Dana provide a recap of the points above. Your PLRB Resources CE Course: Jewelry Valuation & Adjustment - https://members.plrb.org/education/courses/jewelry-valuation-amp-adjustment Coverage Question: Wedding Ring Diamond Replaced W/O Notifying Insurer: ACV for Original Ring? - https://www.plrb.org/documents/tree-root-damage-fortuitous-or-non-fortuitous-pcq-2022-01-21-dwf-b/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
For many L&D teams, compliance training is a necessary burden—dominated by tick-box exercises, clunky e-learning, and endless chasing. But it doesn't have to be this way - even in highly regulated industries! In this episode, Nick Taylor, Head of Learning at Ishida Europe, shares how his team has reimagined compliance as a practical, performance-oriented part of everyday work. Drawing on his experience transitioning from less regulated sectors into one where compliance is non-negotiable, Nick explores how to balance regulatory demands with business needs and employee experience. He explains how his team integrates compliance into role-based learning, navigates multiple stakeholder voices, and uses collaborative learning principles to target risk in the flow of work. Nick also shares how his team has tackled the operational pain points of compliance - through automation, shared accountability, and a clear mindset shift that has transformed how the L&D function works. For L&D professionals tired of compliance being a drag on time, creativity, and credibility, this episode offers a smarter, more human approach to getting it right. KEY TAKEAWAYS Get compliance, processes, systems, and learning foundations right before tackling advanced initiatives. Clearly define compliance courses, their validity, who needs them and when in their work journey. Effective compliance training requires balancing the needs of legal, compliance, line managers, and end users. Scenario-based compliance training with actors and short, relevant talks are effective. Engage emotions. Automate and train your L&D team in basic data analysis. BEST MOMENTS “The consequences of us not doing this right ... could be as severe as somebody losing their life.” “Training really is only such a small percentage of the impact of behaviour.” “Good data in, good data out - is the powerhouse.” Nick Taylor Bio Nick Taylor is an experienced Learning and Development leader with a strong track record of building high-impact L&D functions across diverse industries. He is currently Head of Learning at Ishida Europe, a global manufacturer operating in a tightly regulated environment, where he leads efforts to integrate compliance and capability development into day-to-day performance. Before joining Ishida, Nick held senior L&D roles at organisations including Howsy, Wagamama and Pizza Hut. This broad sector experience - from hospitality to manufacturing - has shaped his pragmatic, people-first approach to learning, where business relevance and learner experience go hand in hand. VALUABLE RESOURCES The Learning And Development Podcast - https://podcasts.apple.com/gb/podcast/the-learning-development-podcast/id1466927523 L&D Master Class Series: https://360learning.com/blog/l-and-d-masterclass-home ABOUT THE HOST David James David has been a People Development professional for more than 20 years, most notably as Director of Talent, Learning & OD for The Walt Disney Company across Europe, the Middle East & Africa. As well as being the Chief Learning Officer at 360Learning, David is a prominent writer and speaker on topics around modern and digital L&D. CONTACT METHOD https://twitter.com/davidinlearning https://www.linkedin.com/in/davidjameslinkedin https://360learning.com/the-l-and-d-collective https://360learning.com/blog L&D Master Class Series: https://360learning.com/blog/l-and-d-masterclass-home
It's time for another Mind Gap Podcast! This week, Justin is joined by Mind Gap All-Star, Seth Trammell as Doug takes some well deserved downtime. Justin and Seth kick things off by reflecting on the last time Seth co-hosted the podcast, exactly 100 episodes ago. At the time, Doug and Seth talked about the fact that AI was getting dumber. This time, Seth gives his updated take on AI and how he believes it's all a bubble that is about ready to burst. After a slew of hot takes, the dorks settle into their main topic: would they survive real and fictional survival scenarios? The conversation weaves them through everything from a bear attack to a zombie apocalypse to negotiating with Thanos to not include them in the snap. Things are wrapped up with another round of AI vs LinkedIn Influencer, where Justin presents Seth with a handful of posts and Seth has to decide if they were created by AI or an insufferable LinkedIn “influencer.” Check out our YouTube channel where we livestream our new podcast episodes every Tuesday at 8pmCT and our video game stream every Saturday at 8pmCT. Be sure to like and subscribe for this content as well as episode highlights, Doug Watches Awkward Videos, Justin Plays Video games, and more! We have MERCH now! Follow us on all of our social medias and other platforms!
China's rapidly expanding presence in the Middle East has sparked a mix of anxiety and excitement, depending on one's perspective. Washington regards Beijing's support of Iran and the Palestinian cause, among other things, as key threats to its strategic interests. While Saudi Arabia, the Emirates, and other regional actors see Beijing as a valuable economic partner. A new book by two leading China-Mideast scholars, Mohamed Alsudairi at the Australian National University and Andrea Ghiselli from the University of Exeter, explores the future of Chinese engagement in the region by laying out three possible scenarios
Join Jim and Sheeny as they make their way into fight the only guy to look cool wearing a cape Lance as they finally think they have made it to the end and Sheeny has to request Jeff to fight for him once again. will Sheeny be able to get this to happen and more in this weeks episode of How Not To Summon A Scenario,The Pokémon Series ,Please Jeff Please. Join The Summoning Boys : On YouTube - www.youtube.com/@hownottosummonapodcast On our Facebook page- www.facebook.com/HowNotToSummon On Discord - https://discord.gg/bzw9pWWU On Twitter- www.twitter.com/HowNotToSummon
An insured brought her diamond ring to a local jeweler for a routine cleaning. The jeweler found damage and recommended filing a claim. Our team checked the original appraisal on file, which raised questions about the identified break. However, close analysis confirmed a different break in the girdle. The insured was entitled her to a like-kind replacement or cash if she surrendered the chipped stone. But, the insured does not want to surrender the diamond for sentimental reasons. Notable Timestamps [ 00:52 ] - The insured's diamond had a girdle break, and while entitled to replacement, she didn't want to surrender it due to sentimental reasons. [ 01:54 ] - Dana & Ali introduce themselves, Gemcor, and Digipraise. [ 04:32 ] - When a claim involving a damaged stone is resolved, the stone belongs to the insurance company under the policy. However, the insured can often buy back the stone at its salvage value. [ 05:01 ] - Jewelry claims require empathy because insureds often have deep emotional and sentimental attachments to their pieces. Approaching these conversations sensitively is crucial for a positive resolution. [ 05:39 ] - For minor damage like a "small nick on the girdle," repairing the stone and compensating for loss in value is an option. This allows the insured to keep their original diamond and prevents further damage. [ 09:50 ] - Before a claim can move forward, an expert on behalf of the insurance company must inspect the jewelry to verify damage. This prevents premature replacement recommendations. [ 11:48 ] - Many clients are underinsured because they fail to update appraisals, leading to coverage being capped at outdated values and significant out-of-pocket costs. [ 16:48 ] - Diamond certifications with a map of imperfections are vital tools. They help distinguish between pre-existing flaws and new damage, which directly impacts coverage decisions. [ 15:44 ] - Ali & Dana provide a recap of the points above. Your PLRB Resources CE Course: Jewelry Valuation & Adjustment - https://members.plrb.org/education/courses/jewelry-valuation-amp-adjustment Coverage Question: Agreed Value Settlement For Repair Of Jewelry - https://www.plrb.org/documents/wedding-ring-diamond-replaced-w-o-notifying-insurer-acv-for-original-ring-pcq-2009-10-08/?search=diamond%20value Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Mike Mulligan and David Haugh go over the top six sports stories of the day in the Pick 6
During what he calls a “terrible soccer game” his son was playing, Ademir Sarcevic picked up a recruiter's call that would change his career. The game was lopsided, but the timing was fortunate. Within months, Sarcevic was interviewing with Standex International's leadership team. By 2019, he was CFO of the diversified manufacturer, helping guide a portfolio that spans precision electronics to specialty machinery.Sarcevic's readiness for that moment was shaped years earlier in Sarajevo. He came to the United States during the Bosnian war in the mid-1990s, an experience that taught him to “be ready for anything.” His first job after graduate school was at General Instrument Corporation, where a finance rotational program exposed him to audit, FP&A, and accounting. Later, at a pre-IPO company, he helped take the firm public—only to see the dot-com crash unfold immediately after. It was a lesson in resilience and the unpredictability of markets, Sarcevic tells us.International assignments added new perspectives. In Paris, he served as controller for a billion-dollar Tyco business, and in Switzerland he became CFO for a Pentair global unit. Along the way, he experienced more mergers, acquisitions, and divestitures than he can count, reinforcing the value of flexibility and objectivity.At Standex, Sarcevic applies these lessons through a disciplined M&A approach. Every acquisition, he tells us, must meet three tests: “strategic fit, financial sense, and culture.” That rigor has paid off—recent acquisitions, he notes, “have been phenomenal…performing better than we even thought.”
An edited version of this essay was published by Deccan Herald at https://www.deccanherald.com/opinion/decoding-trump-s-tariff-tantrums-3694626, as the editor downplayed the ‘vote chori' INDI alliance story and the atrocities by Tipu on Hindu Kerala. Last month, I wrote here about India's splendid diplomatic isolation, but my prediction became fact sooner than I expected, with President Trump's withering attacks on India. Biden drove Russia into China's arms over Ukraine; Trump seems intent on driving India into China's arms; and Ukraine isn't even Asia's problem, but a likely Chinese invasion of Taiwan would beThere are at least four different ways in which one could rationalize the Trump position:* A negotiating opening gambit to soften up India* Frustration from the lack of leverage against Presidents Putin and Xi* Part of a regime-change operation planned by the Deep State* A desire to force manufacturing and investment to move back to the USI hope it is a combination of 1 and 2, and that better sense will prevail before a mutually-beneficial Indo-US relationship is damaged beyond repair. However, there is a non-trivial chance that, with prompting by Britain's Whitehall (which created Pakistan in the first place to keep India in check), the US Deep State has decided to target India.I wrote a couple of years ago that the Deep State, intimidated by China's rise, might accept a condominium with it, giving each a sphere of influence. China gets Asia and the Indian Ocean; the US gets the Americas, Europe and the Atlantic; and they share the Pacific. India, Japan, Australia (i.e. the Quad), and ASEAN become Chinese vassals. So like the Vatican-brokered Treaty of Tordesillas in 1494 that divided the world between Spain and Portugal!There is also the anti-Thucydides Trap, wherein the incumbent power (the US), instead of resisting the rise of the challenger (China), helped it grow, deluding themselves that China would be benign. However, both are now employing all possible means against new challenger India's rise, including trying to balkanize the latter.That is Scenario 3, the Deep State playbook of ‘color revolutions' against governments they don't like for whatever reason. The continuous INDI Alliance efforts to stir up linguistic or caste-based divisions in India, along with the recent ‘Vote Chori' fuss to delegitimize India's democracy, are part of the toolkit: declare a regime undesirable, then topple it. In 2024 they almost succeeded, but not quite. They will keep trying.Scenario 4 makes a strange sort of sense. Trump realizes the US erred badly in relinquishing manufacturing to China, and wants to pull it back; also he has no interest in India becoming a new manufacturing power. Similarly, the ‘deals' forcing Japan, the EU, Korea et al to invest billions of dollars in the US (and Ukraine, which lives on charity, has promised to spend $100 billion in the US!) are extortionate: a sort of neo-imperialism.The effort to browbeat India into buying more US weapons is part of this: Trump aide Peter Navarro grumbled that India buys 36% of its armaments from Russia. He omitted to mention that this is down from 70+% a decade ago. Sadly, US armaments and aerospace products (e.g. the F-35 and Boeing 787s) are now seen as not so reliable.The moral posturing about India's purchases of Russian oil leading to deaths of Ukrainians is downright bizarre. It's just business, Trump aide Scott Bessent, why repeat INDI's Ambani-Adani mantra? Remember your own ‘robber barons' and “What's good for General Motors is good for America”? There are many examples of profit above morals.One is the 1973 oil price crisis, when OPEC suddenly quadrupled crude oil prices, forcing a massive transfer of wealth from developing countries, quite likely causing starvation deaths. The US could have persuaded (or bullied) OPEC into preventing the price rise. But it didn't. Why? Because those petro-dollars were recycled into buying American weapons. The Military Industrial Complex prospered. No morality there.There is an earlier parallel. Tipu Sultan invaded Kerala in the 1780s with a reign of terror, massacres, loot of Hindu temples, pillage, forced conversions and so on. The British did nothing, despite a treaty with Travancore. After Tipu had amassed all the looted treasure in one place, the British killed him, and stole all of it themselves. The British came out smelling of roses because they killed a tyrant, and they had the loot. Two birds, one stone. No morality there, either.Given all this, there's one thing India needs to do urgently: gain leverage, a bargaining chip. China has rare earths, OPEC has oil. India should use the 100,000 H1-B folks who are likely to be forced out from the US to gain leverage through first-class software products.760 words, 20 Aug 2025, updated 21 Aug 2025 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit rajeevsrinivasan.substack.com/subscribe
Lindsay Rhodes of Sumer Sports joins Afternoon Drive on The Fan. She talks about the Browns preseason finale against the Rams, the odds that Shedeur Sanders gets traded, how good Joe Flacco has to be to keep the starting job, and more.
CDW chief technologist Jaro Tomik joins host Sakari Kyrö to unpack two seismic shifts rocking enterprise IT: the rise of AI-washing and the pivot to experience-led service management. Hear how Jaro's “escape-room for IT” workshops flip roles, surface hidden bottlenecks and turn data visibility into a zero-ticket, proactive support vision—all while keeping people and productivity front-and-centre.Key Take-awaysBeware AI-washing. Almost every vendor now claims “AI,” so leaders must cut through marketing noise to find real value.Employee experience is the new compass. Human-centred design and continuous experience data now guide project prioritisation.Scenario workshops build cross-functional empathy. Role-swapping lets teams feel each other's pain, revealing blind spots safely.Service-desk reality is tough. Experiencing the frontline first-hand fosters respect and partnership between business and IT.Visibility requires three data lenses—technology, operational, experience. Only by merging all three can CIOs see true bottlenecks.A living roadmap tames VUCA change. A clear three-year vision anchors busy teams and retains talent.Automation + AI enable proactive, “zero-ticket” support. When IT knows device health and feelings up-front, users stay productive.External facilitation accelerates buy-in. An outside voice often unlocks trust and momentum that internal teams struggle to spark.Resources & Links mentionedJaro Tomik on LinkedIn – connect for daily enterprise-service-management insights https://www.linkedin.com/in/jarotomikCDW Enterprise Service Management – learn how CDW guides large enterprises through experience-led transformation https://www.cdw.com/Scenario-Based IT Workshops (Sunburst Simulations) – explore the escape-room-style workshop framework Jaro runs https://sunburst-simulations.com/Subscribe to our newsletter:LinkedIn: https://www.linkedin.com/newsletters/it-experience-insights-6996053129205026816/Email: https://happysignals.com/itxm-insights
On today's Free Swim, we are reporting from Camp Barstool with Chief, Dana, Tate, and Cheah. We start the show by getting Tate's report on being in the weirdest bunk (1:33) and we preview Day 1's activities (7:40). We talk about driving up in a torrential downpour (11:09) and Cheah joins to tell us about his “pulling over in the rain is more dangerous” theory (18:54). Then we get into a debate about whether TSA is needed (29:19) and we close things out by discussing White Sox Dave in his camping element (37:02).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk
Join Jim and Sheeny as they continue to make their way through the Indigo Plateau fighting Bruno and Agatha while asking why the world is set up the way it is ? They ask all this and more in this weeks episode of How Not To Summon A Scenario The Pokémon Series How Do Pokémon Work? Join The Summoning Boys : On YouTube - www.youtube.com/@hownottosummonapodcast On our Facebook page- www.facebook.com/HowNotToSummon On Discord - https://discord.gg/bzw9pWWU On Twitter- www.twitter.com/HowNotToSummon
Warning, this scenario mentions suicide. The insured's 21-year-old son lives with them and suffers from depression. While the insured parents are away, their son goes through a breakup and decides to kill himself. He gets very drunk and douses the entire first floor in the gasoline they use for their lawnmower. He turns over a candle and goes upstairs to pass out. A neighbor called the police in time, and the young man was saved-- but the resulting fire consumed the house. Notable Timestamps [ 00:10 ] - John shares a serious scenario that raises pertinent coverage questions. [ 01:22 ] - The intentional loss exclusion ensures insurance covers fortuitous/accidental events, not property purposely destroyed for the prupose of collecting insurance proceeds. [ 02:00 ] - The intentional loss exclusion is clearly worded: if any insured commits an intentional act causing loss, no insured, even innocent ones, are entitled to coverage. [ 03:16 ] - Two criteria for the exclusion: the act must be by an insured, and committed with intent to cause loss, which can be difficult to prove. [ 04:53 ] - Courts consider if the perpetrator lacked the ability to form intent due to mental handicaps, mental health issues, or age, making the exclusion potentially inapplicable. [ 05:40 ] - Courts are now less friendly to the intoxication defense. The inferred intent doctrine holds that if a loss (like fire from gasoline) is "substantially certain to occur," intent is inferred, regardless of primary motive (e.g., suicide). [ 08:30 ] - Suicidal intent can be a defense, as individuals may not be in their right mind. However, the inferred intent doctrine makes recovery difficult if the actions were likely to cause property damage. [ 13:36 ] - In states with a Standard Fire Policy (SFP), which uses "conduct of the insured," innocent co-insureds might still recover, overriding tighter policy language. [ 17:20 ] - John provides a recap of the points above. Your PLRB Resources Annotation: Intentional Loss (HO90) https://www.plrb.org/documents/intentional-loss-ho90/#toc22 50-State Survey: Innocent Co-Insureds https://www.plrb.org/documents/table-of-contents-innocent-coinsured/ SEE ALSO: 988 Suicide & Crisis Lifeline - 988 offers 24/7 judgment-free support for mental health, substance use, and more. Text, call, or chat 988. samhsa.gov/mental-health/988 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Welcome to Issue 284 of Critical Encounters, a podcast about Marvel Champions, a Living Card Game by Fantasy Flight Games. Here we take a good look at that most critical piece of the game, the Encounter Sets. We'll discuss those poorly understood characters, unfairly labeled Villains, and their various plans to shape humanity and benefit the planet, as well as those so-called heroes intent on thwarting them. In this villain issue we talk all about Dark Beast from start to finish. You can find us on Discord as: Vardaen, bigfomlof, DArcy Email us at: criticalencounterspod@gmail.com Follow us on Facebook at: https://www.facebook.com/criticalencounterspod/ Subscribe to our YouTube Channel: https://www.youtube.com/channel/UCg-r6-EooHoJGa1RRsH7i3w Find our Patreon: https://www.patreon.com/criticalencounterspodcast Find our Twitch: https://www.twitch.tv/vardaen You can also find our Discord Channel on the Marvel Champions Monthly Discord Server. "A villain's work is never done." - Dark Beast
Uns zwei kann man ja auf Dauer nicht aushalten, deshalb gibts zum entspannten Gegenentwurf der Banausen den dritten Gastauftritt von Eugen. Nehmt euch ein Erfrischungsgetränk und setzt euch je nach Geldbeutel auf die Veranda oder die Fensterbank und lauscht dieser nagelneuen Folge. Hach!
Would you straight up fuck a rat? believe it or not, that's what's being discussed here for some reason? Also there's some fun stuff about two monkey's escaping a van or something. Have fun!Buy Tickets to see Plumbing The Death Star & Thumb Cramps herehttps://cheerfulearful.podlifeevents.com/Links to everything at https://linktr.ee/plumbingthedeathstar including our terrible merch, social media garbage and where to become a subscriber to Bad Brain Boys+ Hosted on Acast. See acast.com/privacy for more information.
When the grid goes down permanently, your biggest threat might not be starvation or roving gangs – it could be raw sewage backing up through every drain in your home within minutes. This episode explores the overlooked reality of sanitation failure in SHTF scenarios and why your suburban toilet could become your deadliest enemy. We cover how modern sewage systems really work, contamination timelines that will shock you, and practical solutions including backflow preventers and humanure composting. A must-listen episode that could fundamentally change your preparedness strategy. Links for this Episode Loveable Loo Compost Toilet Overview The Humanure Handbook, 4th Edition: Shit in a Nutshell Of Interest Join the Tribe! Listen to The Christian Prepper Podcast Join the Exclusive Ready Your Future Email Group
Send us a textIn this episode, we break down Miami Dolphins vs. Detroit Lions from every angle — offense, defense, coaching strategies, and key matchups that could decide the game. If you're a Miami Dolphins fan, a Detroit Lions fan, or just love NFL predictions, you'll want to watch until the end.We cover Tua Tagovailoa's performance, Tyreek Hill's speed, Amon-Ra St. Brown's playmaking, and how each team's defense could change the outcome. Whether you're in Miami, Florida, or a football fan nationwide, this is your go-to spot for Miami Dolphins news, updates, and game previews.Perfect for fans who enjoy sports talk shows, NFL analysis, and pre-game predictions.Support the showSubscribe and like for more GTD content! Patreon: https://patreon.com/GoTimeDolphins YouTube: Go Time Dolphins Twitter: @GoTimeDolphins Instagram: @GoTimeDolphins Email: gotimedolphins@gmail.com TikTok: @GoTimeDolphins #MiamiDolphins #FinsUp #NFLDraft #NFLUK #TuaTagovailoa
The market thinks the Fed is likely to cut rates come September. Morgan Stanley economists disagree. Our Head of Corporate Credit Research Andrew Sheets explains our viewpoint and presents three scenarios for corporate credit. Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Today – the big difference between our view and the market on what the Fed will do next month; and how that impacts our credit view. It's Thursday, August 14th at 2pm in London. As of this recording, the market is pricing in a roughly 97 percent chance that the Federal Reserve lowers interest rates at its meeting next month. But our economists think it remains more likely that they will leave this rate unchanged. It's a big divergence on a very important market debate. But what may seem like a radical difference in view is actually, in my opinion, a pretty straightforward premise. The Federal Reserve has a so-called dual mandate tasked with keeping both inflation and unemployment low. The unemployment rate is low, but the inflation rate – importantly – is not. In order to ensure that that inflation rate goes lower, absent a major weakening of the economy, we think it would be reasonable for the Fed to keep interest rates somewhat higher for somewhat longer. Hence, we forecast that the Fed will end up staying put at its September meeting. Indeed, while the market rallied on this week's latest inflation numbers, they still leave the Fed with some pretty big questions. Core inflation in the US is above the Fed's target. It's been stuck near these levels now for more than a year. And based on this week's latest data, it started to actually tick up again, a trend that we think could continue over the next several readings as tariff impacts gradually come through.And so, for credit, this presents three scenarios. One good, and two that are more troubling. The good scenario is that our forecasts for inflation are simply too high. Inflation ends up falling faster than we expect even as the economy holds up. That would allow the Fed to lower interest rates sooner and faster than we're forecasting. And this would be a good scenario for credit, even at currently low rich spreads, and would likely drive good total returns. Scenario two sees inflation elevated in line with our near-term forecast, but the Fed lowers rates anyway. But wouldn't this be good? Wouldn't the credit market like lower rates? Well, lowering rates stimulates the economy and tends to push inflation higher, all else equal. And so, with inflation still above where the Fed wants it to be, it raises the odds of a hot economy with faster growth, but higher prices. That sort of mix might be welcomed by the equity market, which can do better in those booming times. But that same environment tends to be much tougher for credit. And if inflation doesn't end up falling as the Fed cuts rates, well, the Fed may be forced to do fewer rate cuts overall over the next one or two years. Or, even worse, may even have to reverse course and resume hikes – more volatile paths that we don't think the credit market would like. A third scenario is that a forecast at Morgan Stanley for growth, inflation, and the Fed are all correct. The central bank doesn't lower interest rates next month despite currently widespread expectation that they do so. That scenario could still be reasonable for the credit market over the medium term, but it would represent a very big surprise – not too far away, relative to market expectations. For now, markets may very well return to a late August slumber. But we're mindful that we're expecting something quite different than others when that summer ends. Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.
Daf Yomi Avodah Zarah 58Episode 2050Slides: https://docs.google.com/presentation/d/1iIrKUR9A4-7Fuc7eBQeGjsVj3fqz77jaepCpHHsywE4/edit?usp=sharingJoin the community: https://chat.whatsapp.com/LMbsU3a5f4Y3b61DxFRsqfSefaria: https://www.sefaria.org/Avodah_Zarah.58a?lang=heEmail: sruli@babbleontalmud.comInstagram: https://www.instagram.com/babble_on_talmudFacebook: https://www.facebook.com/p/Babble-on-Talmud-100080258961218/#dafyomi #talmud00:00 Intro02:43 Scenario one23:01 Scenario two34:30 Scenario three38:54 Conclusion
Hour 1 of Jake & Ben on August 14, 2025 Should McCae Hillstead have won BYU's Starting Job by now? Top 3 Stories: Utah Jazz know their NBA Cup Schedule Would You Leave your Favorite Team's Game in this scenario?
Join Jim and Sheeny this week as they talk to a receptionist and the first of the elite four as they get swindled on what sort of leader they are and already have a close fight at the first stage. Join The Summoning Boys : On YouTube - www.youtube.com/@hownottosummonapodcast On our Facebook page- www.facebook.com/HowNotToSummon On Discord - https://discord.gg/bzw9pWWU On Twitter- www.twitter.com/HowNotToSummon
The adjuster on a hail claim receives a long list of line items that are "required by code." Once the old shingles are torn off, they find rot and gaps in the sheathing, and the contractor says a thicker sheathing is now required by code. Notable Timestamps [ 00:10 ] - Ice barriers, drip edges, a double felt underlayment... Searching the internet only leads the adjuster spiralling down a rabbit hole. [ 01:30 ] - What internet rabbit holes have you gone down? [ 04:28 ] - With PLRB's updated Address Report, members can provide an address and specify details such as rafter spans. [ 05:05 ] - PLRB's Building Codes Address Report provides the adopted building code for a specific address, ensuring it falls within the correct city boundaries (e.g., Parma, Ohio). [ 06:39] - Hail reports from NOAA are also included, allowing adjusters to confirm if hail was present in the area on the claim date. They also provide state-specific matching information, such as Ohio's "reasonable comparable appearance" standard. [ 08:27 ] - The report includes diagrams that visually differentiate between modern wood structural panels and older lumber sheathing (planks), explaining concepts like H-clips for edge support. [ 11:31 ] - The reports clarify requirements for common contractor-claimed line items, such as ice barriers, confirming if they are required (e.g., statewide in Ohio) and providing links to the source of this information. [ 14:14 ] - The "Ask a code question" button links to a form where building code experts will research the specific inquiry and provide citations and links back to the member. [ 15:44 ] - Ruth provides a recap of the points above. Your PLRB Resources Building Codes Hub & Address Report - https://members.plrb.org/building-codes FAQ: When is Double Underlayment Required? - https://www.plrb.org/documents/when-is-double-felt-underlayment-required/?search=When%20is%20Double%20Felt%20Underlayment%20Required? Ask a Building Code Question - https://www.plrb.org/building-codes/ask-plrb-building-code-question/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
The SPX initially traded above 6,400 intraday before reversing to the downside. Kevin Green shows how the 5-minute candles paint a clearer picture into Monday's price action. Bears may be clawing into the index to derisk ahead of Tuesday's CPI print. Additionally, Kevin points out a VIX up, SPX down scenario that would trend bearish if it happens again Tuesday.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
SHOW SCHEDULE 8-6-25 The show begins in the Cold War: the "Dead Hand" scenario... 1900 MOSCOW CBS EYE ON THE WORLD WITH JOHN BATCHELOR FIRST HOUR 9-915 #UKRAINE: Medvedev threatens dead hand. Colonel Jeff McCausland, USA (Retired) @MCCAUSLJ @CBSNEWS @DICKINSONCOL 915-930 #UKRAINE: PRC bolsters struggling Putin. Colonel Jeff McCausland, USA (Retired) @MCCAUSLJ @CBSNEWS @DICKINSONCOL 930-945 Russian oil and Delhi. Michael Bernstam, Hoover 945-1000 Big Pharma America. Jonathan Miltimore, Civitas SECOND HOUR 10-1015 EU and PRC. Theresa Fallon, Gordon Chang 1015-1030 ROK and DPRK. Gordon Chang 1030-1045 PRC and Russia. Blaine Holt 1045-1100 Globalization failed. Alan Tonelson THIRD HOUR 1100-1115 India tariffs 50%. Sadanand Dhume 1115-1130 India and AI. Sadanand Dhume 1130-1145 SpaceX TOSS. Bob Zimmerman, behindtheblack.com 1145-1200 Curiosity 2012. Bob Zimmerman, behindtheblack.com FOURTH HOUR 12-1215 Plums ripe, copper crashed. Simon Constable 1215-1230 Migrant hotels and Labour. Joseph Sternberg 1230-1245 Russia and Trump, 2007. Craig Unger 1245-100 AM Russia and Trump, 2007. Craig Unger continued
Could starting in preseason actually do more harm than good for Shedeur Sanders? Yahoo Sports' Jason Fitz and Frank Schwab start the show with an in depth debate about the value of NFL preseason games, before tackling the news that the Cleveland Browns will start Sanders at QB. Later on in the show senior writer Charles Robinson joins Frank from Charlotte, NC to break down the Browns preseason matchup against the Carolina Panthers. The two move on to C Rob's latest travels around the league's training camps. Are the San Francisco 49ers still elite after losing so much talent this offseason? Could the Denver Broncos be Super Bowl contenders or is Sean Payton just drumming up hype? Can J.J. McCarthy answer the call for the Minnesota Vikings? We're discussing all that and more on this episode of Inside Coverage!(2:40) - Should teams play starters in preseason?(9:55) - What to expect from Shedeur Sanders in preseason(30:20) - Panthers training camp notes(34:50) - Are the 49ers still contenders?(42:55) - Are the Broncos Super Bowl contenders?(52:10) - What to expect from the Vikings
Carl and Mike get back into their conversation on Michael Penix Jr. not playing in Friday's preseason opener tomorrow and share why hearing reports of more established quarterbacks starting in their respective preseason games has them second guessing Atlanta's decision to keep their second year quarterback out of Friday's matchup.
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Send us a textRetirement expert Matt Ruttenberg walks through 5 real-world business scenarios and how to choose the smartest retirement plan for each. Whether you're flying solo or managing a growing team, this episode breaks down IRA, SEP, SIMPLE, 401(k), and advanced options in a simple way… Plus, how to take advantage of powerful tax credits.
Israel's prime minister is facing growing international pressure to end the war in Gaza that has killed more than 60,000 Palestinians. A leading food crisis group is now warning of widespread famine in Gaza as deaths from starvation rise. Amna Nawaz reports. A warning, images in this story are disturbing. PBS News is supported by - https://www.pbs.org/newshour/about/funders
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7.21.25, Denton gives a scenario where Terry McLaurin gets signed before the beginning of Commanders training camp on Tuesday.