Podcasts about Scenario

Beatriz is a city dweller who never learned how to drive a car. However, recently she got tired of the train and decided to get an E-bike. She bought an old E-bike off a friend, purchased a battery from AftermarketBatteries.biz, and soon was zipping through the streets. Her friends even got her a "bumper sticker" that reads "Beatriz's Car" for the side. But one night, it caught fire while charging outside her apartment door. Is it a covered motor vehicle under the standard ISO HO-3 form?   Notable Timestamps [ 00:00 ] - E-bikes are becoming increasingly common in cities, raising new insurance questions, particularly around how coverage applies when losses occur. [ 02:23 ] - E-bike Trivia: Rainy Days & Freezing Batteries [ 04:12 ] - Coverage disputes often center on whether an e-bike qualifies as a motor vehicle under the HO3 form, with fire and theft being frequent causes of loss. [ 06:34 ] - E-bikes are classified into three classes based on speed and power, which affect where they can be ridden and complicate insurance coverage determinations. [ 08:24 ] - The 2022 HO3 form clarified that e-bikes with throttles are motor vehicles, unlike the 2011 edition, which did not define related terms. [ 11:42 ] - Pedal-assist-only e-bikes are generally not considered self-propelled, but throttle-equipped bikes risk being excluded as motor vehicles under certain policies. [ 13:22 ] - Policy language can lag behind technology, creating a gap where there is uncertainty in coverage. [ 16:14 ] - Expensive e-bikes may require endorsements for coverage, since they can fall into property-not-covered provisions under homeowners insurance. [ 17:05 ] - Urban fires linked to aftermarket batteries prompted new laws, such as requiring UL Certification in New York, to improve e-bike safety. [ 19:17 ] - Sonia provides a recap of the points above. Your PLRB Resources Coverage Question: Is an E-Bike Considered a Motor Vehicle in Minnesota? https://www.plrb.org/documents/is-an-e-bike-a-motor-vehicle-in-minnesota-pcq-2024-11-11-jch-a FAQ: E-Bikes and First Party Issues https://www.plrb.org/documents/e-bikes-and-first-party-issues/?search=ebike Recorded Webinar: Transportation Network Companies: Driving into the Future Webinar https://members.plrb.org/education/courses/transportation-network-companies-driving-into-the-future-webinar Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Welcome to Issue 290 of Critical Encounters, a podcast about Marvel Champions, a Living Card Game by Fantasy Flight Games. Here we take a good look at that most critical piece of the game, the Encounter Sets. We'll discuss those poorly understood characters, unfairly labeled Villains, and their various plans to shape humanity and benefit the planet, as well as those so-called heroes intent on thwarting them. In this villain scenario Issue we look at En Sabah Nur, Part I. You can find us on Discord as: Vardaen, bigfomlof Email us at: criticalencounterspod@gmail.com Follow us on Facebook at: https://www.facebook.com/criticalencounterspod/ Subscribe to our YouTube Channel: https://www.youtube.com/channel/UCg-r6-EooHoJGa1RRsH7i3w Find our Patreon: https://www.patreon.com/criticalencounterspodcast Find our Twitch: https://www.twitch.tv/vardaen You can also find our Discord Channel on the Marvel Champions Monthly Discord Server. “Dude--No one liked En Sabah Nur! But everyone loves Evan! Evan's that hope that we can all be better. That no matter where we come from, no matter how bad it was or what people expect us to be--nurture can beat nature.” —Zenpool  

Playoff baseball starts today and the Mariners, like us fans will be watching the wildcard round to see our next opponent. We spoke with Mariners GM Justin Hollander yesterday about the week off, preparing for the playoffs, Woo's injury update and roster decisions, ICYMI! :30- We are at the quarter mark of the 2025 NFL season and the Seahawks are 3-1. So, how are we feeling about this team in Mike MacDonald's 2nd year? :45- While the Mariners ALDS opponent remains in question, so does the game times for the weekend at T Mobile Park. We won't know until after the wildcard round concludes, but there's a chance the game time to alter the kickoff of the Seahawks game on Sunday. When is it most likely the Mariners will play both days? See omnystudio.com/listener for privacy information.

Playoff baseball starts today and the Mariners, like us fans will be watching the wildcard round to see our next opponent. We spoke with Mariners GM Justin Hollander yesterday about the week off, preparing for the playoffs, Woo's injury update and roster decisions, ICYMI! :30- We are at the quarter mark of the 2025 NFL season and the Seahawks are 3-1. So, how are we feeling about this team in Mike MacDonald's 2nd year? :45- While the Mariners ALDS opponent remains in question, so does the game times for the weekend at T Mobile Park. We won't know until after the wildcard round concludes, but there's a chance the game time to alter the kickoff of the Seahawks game on Sunday. When is it most likely the Mariners will play both days?

09-29-25 - NFL Announces Bad Bunny For Super Bowl Halftime Show Making Us Feel Our Age - Mercury Advance To WNBA Finals And We Think WNBA Games Might Be Perfect For A Marital Cheating ScenarioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is it okay for kids to tease their parents? Pastor Heath Lambert tackles this intriguing question by examining what the fifth commandment teaches about honoring parents while still enjoying family humor. His answer might surprise you: "It depends."Timestamps0:00 - Introduction and book release announcement (September 30th)1:36 - The question: Can I make fun of my parents?2:14 - The fifth commandment challenge (Exodus 20:12)2:54 - The careful answer: "It depends"3:18 - Scenario 1: Mutual enjoyment and family fun4:58 - Pastor Lambert's family example5:33 - Scenario 2: Good intentions but hurt feelings6:45 - The "if you're the only one laughing, you're wrong" rule7:43 - Scenario 3: Making fun with malicious intent8:25 - What dishonoring parents actually means9:03 - Final answer: Honor with healthy humorKey Topics Covered- The Fifth Commandment Foundation - Understanding what it means to honor father and mother- Three Scenarios for Family Humor - When teasing is healthy vs. when it crosses the line- Intent vs. Impact - Why good intentions don't always excuse hurtful humor- Family Communication - How to navigate humor when feelings get hurt- The Dishonor Line - Distinguishing between loving laughter and belittling behavior- Healthy Family Relationships - Building joy and closeness while maintaining respectScripture ReferencesExodus 20:12 - The Fifth Commandment about honoring parentsAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

09-29-25 - NFL Announces Bad Bunny For Super Bowl Halftime Show Making Us Feel Our Age - Mercury Advance To WNBA Finals And We Think WNBA Games Might Be Perfect For A Marital Cheating ScenarioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

ll quadro di riferimento settimanale a cura del Team Advisory di Ersel per la settimana del 29 settembre 2025. I principali temi: mercati finanziari in attesa, i livelli di minimo raggiunti dall'indice della volatilità, i nuovi dazi di Trump, scontri sui temi Palestina e Ucraina, il dato del lavoro che verrà reso noto venerdì, le novità sul mondo cripto e stablecoin. Restate aggiornati e buon ascolto!Il presente podcast è destinato esclusivamente a scopi informativi/ di marketing non sostituendosi al prospetto informativo o ad altri documenti legali di prodotti finanziari ivi eventualmente richiamati. Nel caso, si prega di consultare il prospetto dell'OICVM/documento informativo e il documento contenente le informazioni chiave per gli investitori (KID) prima di prendere una decisione finale di investimento che può essere effettuata solo previa valutazione dell'adeguatezza del servizio o dello strumento finanziario rispetto al profilo individuato con il questionario MiFID. Solo la versione più recente del prospetto, dei regolamenti, del Documento chiave per gli investitori, delle relazioni annuali e semestrali del fondo può essere utilizzata come base per decisioni di investimento. Il presente podcast non costituisce né un'offerta né una sollecitazione all'acquisto, alla sottoscrizione o alla vendita di prodotti o strumenti finanziari o una sollecitazione all'effettuazione di investimenti. Ersel ha verificato con la massima attenzione tutte le informazioni rappresentate nel presente podcast e compiuto sforzi per garantire che il contenuto di questo podcast sia basato su informazioni e dati ottenuti da fonti affidabili, ma non garantisce della loro esattezza e completezza non assumendosi alcuna responsabilità. Ersel non si assume alcuna responsabilità circa le informazioni, le proiezioni o le opinioni contenute nel presente podcast e non risponde dell'uso che terzi potrebbero fare di tali informazioni, né di eventuali perdite o danni che possano verificarsi in seguito a tale uso. Il presente podcast può fare riferimento alla performance passata degli investimenti: i rendimenti passati non sono indicativi di quelli attuali o futuri. Le indicazioni e i dati relativi agli strumenti finanziari, forniti dalla Società, non costituiscono necessariamente un indicatore delle future prospettive dell'investimento o disinvestimento. È vietata la riproduzione e/o la distribuzione del presente podcast, non espressamente autorizzata.

Ike, Spike and Fritz open up the show by discussing if they'd rather have the Eagles' offense or defense on the field at the end of the game with a chance to win versus the Buccaneers.

Existing home sales don't count as new GDP output, but they trigger a burst of spending that powers dozens of industries. When sales sink, that “turnover multiplier” fades—hitting retailers, manufacturers, and last-mile logistics fast. This episode, inspired by U.S. home sales decline: How companies can offset the ripple effect, connects the macro dots (7% mortgage rates, rate-lock, inventory scarcity) to the micro results (weaker durable-goods demand, slower last-mile, cautious consumers).We highlight four strategies leaders are deploying to offset the drag—from IKEA x Best Buy pop-ups to Pro-segment plays, international expansion, AI shopping-agent readiness, and granular scenario modeling—so companies can protect margins now and position for the rebound.What You'll Learn in This Episode:Why a Frozen Housing Market Ripples EverywhereExisting home sales projected near ~4M in 2025 vs. ~5–5.5M pre-pandemicRate-lock squeezes churn: owners won't swap 3% mortgages for ~7%Housing ≈16% of GDP: ~12% stable “housing services” vs. ~4% volatile RFI (the tripwire)Where the Drag Shows Up FirstDurable goods tied to moves: furniture, appliances, electronicsLogistics signal: softer last-mile for big-ticket deliveriesRetailers/manufacturers citing the freeze in H1 2025 resultsThe Four-Part Corporate PlaybookA. New Business Models & MarketsIn-store adjacency: IKEA pop-ups inside Best Buy to capture room-by-room buyersPro focus: revamped contractor programs to balance DIY softnessInternational hedge: expansion where housing is healthier (e.g., Mexico)B. Experience-Led RetailTurn stores into multi-function hubs: events, design consults, visualization toolsSell outcomes (spaces & solutions), not just SKUsC. Tapping New AI-Driven ChannelsPrepare for independent AI shopping agents (e.g., Remark, Rufus, Muse)Structure product data, attributes, pricing, availability for machine findabilityD. Intelligent Scenario ModelingMove beyond linear forecasts to granular simulations:Interest-rate paths by quarterRegional inventory + store signalsCategory-level demand elasticityUse outputs to shift inventory, hedge inputs, and adapt pricing dynamicallySignals to Watch in H2Persistent rate-lock, slower household formationDurable-goods resilience vs. lag effectsWhere the multiplier hits next (self-storage, landscaping, subscriptions, etc.)Key Takeaways:The “small” 4% RFI slice is the economy's tripwire—when turnover stalls, many categories feel it.You can't control rates or inventory, but you can decouple growth from move-driven demand.Experience-led stores, Pro segments, and international footprints cushion the blow.AI shopping agents are a new channel—optimize for machines, not just humans.Scenario modeling turns volatility into an advantage by guiding inventory, pricing, and sourcing in real time.Subscribe for more deep dives on macro shocks and practical playbooks. Visit The Future of Commerce for research and case studies on demand resilience, AI-ready data, and scenario modeling. Share this episode with leaders in retail, CPG, logistics, and durable goods who need an actionable plan for a slow-churn housing market.

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss how his firm's approach to retirement planning helps clients. The two discuss the questions you need to ask if you want to retire, and Tim explains the sequence-of-returns risk. For more information, call 800-640-2256.

Powered by BTA Sports https://download.btasports.io/atoz For More Titans coverage follow us here: https://www.atozsports.com/nashville Podcasts: https://www.atozsports.com/podcasts Facebook: https://www.facebook.com/atozsportsnashville Instagram: https://www.instagram.com/atozsports/ Twitter: https://twitter.com/AtoZSports TikTok: https://www.tiktok.com/@atozsportsnashville #AtoZSports #TennesseeTitans #NFLFootball Learn more about your ad choices. Visit megaphone.fm/adchoices

Sheil is joined by Pat Daugherty from NBC Sports to discuss the news of the Giants benching Russell Wilson for Jaxson Dart, and what it means for both QBs and HC Brian Daboll going forward. (00:00) Intro/cold open(2:38) How did the Giants get here?(6:09) What to expect from Jaxson Dart(10:57) Scenario 1: Dart is a revelation(13:40) Scenario 2: Dart is OK(15:57) Scenario 3: Dart is terrible(19:18) How many starts does Russell Wilson make for the rest of his career?(21:18) Who could be the Giants' next head coach?(24:26) The Hurry Up: Dallas after the Parsons trade The Ringer is committed to responsible gaming. Please visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.rg-help.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the resources and helplines available. Host: Sheil KapadiaGuest: Pat DaughertyProducer: Chris SuttonSocial: Kiera Givens and Brian WatersProduction Supervision: Conor Nevins and Arjuna Ramgopowell Learn more about your ad choices. Visit podcastchoices.com/adchoices

Pat and Aaron debate whether having Chris Godwin, Tristan Wirfs and Mike Evans fully healthy and waiting or winning now with them is more important.

Jerk tells a fun story about a trip to a local park after we discuss how Matt Damon is gonna feel about Jimmy Kimmel or whatever. Free speech! You can't be patriotic if you hate half your neighbors. America is made of the people in it, not the dirt. So ya, a lot of the people seem kinda angry and stupid right now, and not at the price of groceries for some reason. Have you bought coffee lately? Damn! Stop being angry about stuff that don't touch you and get mad at the cost of cheese for god's sake. Meh.

Nick and Daryl question if the Guardians will win the AL Central, secure a Wild Card spot, or miss the playoffs.

Nick and Daryl are joined by Jim Costa of 97.1 The Ticket. Also, they question if the Guardians will win the AL Central, secure a Wild Card spot, or miss the playoffs.

Mid-sized law firms are facing pressure from every direction. Associates are poached with six-figure pay bumps, partners are stretched thin between billing and management, and specialty practices vanish without succession plans. At the same time, clients expect broader reach and deeper benches than many firms can deliver. In this episode, host Chris Batz shares what he's hearing directly from managing partners and executive committee members across the country. He outlines the squeeze mid-sized firms are feeling - lagging organic growth, talent retention challenges, leadership burnout - and the difficult choices leaders are weighing: scale up, go lean, or join a larger platform. Chris also looks at the emerging role of private equity in law firm ownership and the ripple effects it could have on culture, compensation, and competition. Along the way, he points out steps firms can take now: sharpen strategic vision, invest in leadership and succession, strengthen recruiting systems, and pursue growth through the right mergers or acquisitions. At its heart, this episode asks a question every firm should confront: how do you stay competitive without exhausting the people who make your firm strong?   Episode Breakdown: 00:00 Why Mid-Sized Law Firms Are Struggling 03:30 Why Talent Keeps Leaving Mid-Sized Firms 04:28 The Leadership Burnout Crisis in Law Firms 07:37 Scenario 1: Losing Lead Counsel Work to Bigger Firms 11:31 Scenario 2: Rainmakers With No Succession Plan 14:04 Billing vs. Leading — Can Firm Leaders Do Both? 18:19 Growth Choices: Lateral Hires, Acquisitions, or Mergers 24:01 Should Mid-Sized Firms Join Larger Platforms? 26:09 The Hidden Cost of Burnout in Firm Leadership 32:17 How Private Equity Is Changing Law Firms 34:18 Strategies for Mid-Sized Firms to Compete 43:48 Key Lessons for Law Firm Leaders   Connect with Chris Batz: LinkedIn profile: https://www.linkedin.com/in/chrisbatz/  LinkedIn company page: https://www.linkedin.com/company/columbus-street/ Columbus Street website: https://www.columbus-street.com/  Podcast production and show notes provided by HiveCast.fm

A few months ago, today's insured decided to jump into the latest trend for a lot of suburban dwellers, and he got some chickens! He built a chicken coop and a caged in area for the chickens to be safe from predators. The coop itself looks like a very large shed with a fenced-in area extending from the coop. The insured calls up their agent to ask if there's coverage for the coop under their HO 00 03 03 22 policy covering their home and an attached garage.   Notable Timestamps [00:00] - A homeowner built a large chicken coop and asked their insurer whether it was covered under their 2022 homeowners policy. [02:00] - The hosts dive into trivia, noting that chickens are genetically the closest living relatives to the T-Rex. [05:00] - Coverage depends on construction: a coop attached to the house may fall under Coverage A, but detached coops lean toward Coverage B or C. [07:30] - One key test is portability: if the coop can move with the owner, it likely counts as personal property under Coverage C. [10:00] - Courts consider a variety of factors, e.g. how the coop is affixed, its adaptation for use, and the owner's intent to keep or move it. [12:30] - Some coops are deliberately not anchored to protect against flooding or predators, adding complexity to coverage classification. [14:25] - Similar issues arise with swing sets, pools, and other backyard structures—each must be evaluated individually. [15:15] - Selling eggs could cross the line into business use, potentially excluding coverage under standard homeowner policies. [18:00] - Coverage type affects settlement: Coverage B buildings may qualify for replacement cost, while Coverage C property is typically ACV. [20:00] - Beth provides a recap of the points above. Your PLRB Resources Coverage Question: Other Structures Used for Business – Raising Chickens https://www.plrb.org/documents/other-structures-used-for-business-raising-chickens/ Other Structures: Can Some Items Be Treated As Either Coverage A Or Coverage B Property? https://www.plrb.org/documents/other-structures-can-some-items-be-treated-as-either-coverage-a-or-coverage-b-property-pcq-2022-01-17-jem-a/?search=other%20structures Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Scenario planning often sounds like a board retreat buzzword, but in this Nonprofit Power Week episode it becomes a practical playbook with receipts. Director Tesa Piccioni of Your Part-Time Controller (YPTC) reframes uncertainty as a routine operating condition, not a meteor strike. Her thesis is disarmingly simple: “Let's take the un out of uncertainty and accept that certain things are going to happen. Let's prepare.” Preparation, she argues, isn't about predicting every storm—it's about building a habit of visibility and fast pivots.We start with the kitchen-table finance questions: What do you have? What do you owe? What's promised in and promised out? From there, the “boring” stuff—clean records, timely allocations, grant restrictions, and a rolling forecast—becomes the organization's superpower. As Tesa puts it, “If you have good information in, you get good information out—and that lets you act, not just react.” She expands the aperture beyond budgets: think balance sheet integrity, a just-in-case line of credit, and board fluency in financials so decisions don't stall during turbulence.The clever twist: scenarios aren't just bad-news drills. Tesa insists on planning for lucky breaks too—unexpected windfalls, mergers, or a connector board member who opens doors. That $1.5M surprise check? Without a plan, it's chaos with confetti. With a plan, it's momentum.Her practical framework pairs SWOT with three starter lenses: revenue up, revenue down, and environmental change. Master those, and you're not memorizing scripts; you're training reflexes. Equally important, it's not a finance-only sport. Program leads, executives, and boards need shared situational awareness so services continue even if the lights don't.Tesa links this directly to strategy: strategic planning sets the destination; scenario planning keeps the route open when reality tosses detours. Review cadence? Not annually—responsively. The moment regulations shift, funds lag, or opportunities appear, open the playbook and adjust. That rhythm replaces anxiety with calm, which is precisely what constituents deserve.The payoff is cultural: organizations stop operating in crisis posture and start operating with poise. Think FEMA's checklists, but for food banks, youth programs, and arts orgs—quiet competence that protects the mission on ordinary Tuesdays and extraordinary Thursdays alike.#TheNonprofitShow #ScenarioPlanning #NonprofitFinanceFind us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show

Welcome to another insightful solo episode of Build a Better Agency! This week, host Drew McLellan is at the mic, bringing over 25 years of agency expertise to address one of the most critical topics for agency leaders: rethinking your strategic planning process for the historic challenges and opportunities ahead in 2026. With economic uncertainty, industry disruption, and the rapid acceleration of AI at the forefront, Drew makes a compelling case that the old ways of dusting off last year's SWOT just won't cut it. Drew unveils a hands-on set of fresh, rigorous strategic planning exercises designed to push agency owners and leadership teams far beyond surface-level tactics. He outlines step-by-step activities—including scenario stress testing, client empathy mapping, reverse mentoring from your youngest team members, and even having your team role-play as your most formidable competitor. Each exercise is accompanied by practical guidance on setup, group dynamics, and ensuring every voice is heard—setting the tone for deep candor and courage throughout your planning process. You'll also discover innovative frameworks to identify your agency's blind spots, engage a broader range of team perspectives, and future-proof your business against a constantly shifting marketplace. Drew even walks through how to pressure test your new strategic plan with trusted outside advisors, ensuring your vision for 2026 is both bold and actionable. Whether you're an agency owner looking to foster stronger client and employee relationships, or a leader determined to thrive amid industry change, this episode is packed with practical takeaways and downloadable resources to help you build a plan that's ready for anything. Tune in and get inspired to move past old planning habits and chart a course for a more resilient, innovative, and profitable future. A big thank you to our podcast's presenting sponsor, White Label IQ. They're an amazing resource for agencies who want to outsource their design, dev, or PPC work at wholesale prices. Check out their special offer (10 free hours!) for podcast listeners here. What You Will Learn in This Episode: Why traditional SWOT analysis isn't enough for agency planning in 2026 New, hands-on strategic exercises to challenge assumptions and spark innovation Involving a diverse mix of team members—including newer and younger staff—in planning Emphasizing radical candor, honest conversations, and psychological safety for deeper insights Scenario stress testing to prepare for rapid industry changes (AI, economics, client shifts) Client empathy mapping to deepen client relationships and identify real opportunities   Methods to keep strategic plans alive, actionable, and integrated in agency culture

In four years time, how might a theoretical Dem administration grapple with the expanding energy consumption and demand for AI? This is the question the second half of TRG Media and MIT Technology Review's AI and Energy Scenario Exercises seeks to explore. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This episode contains the second and final phase of the game and a brief wrap-up from the editor in chief of MIT Technology Review Mat Honan and game designer Ed McGrady.  The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest  Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices

John Gambadoro joins us from Phoenix to give us the Cardinals fans perspective of the 49ers

In four years time, how might a theoretical Dem administration grapple with the expanding energy consumption and demand for AI? This is the question the second half of TRG Media and MIT Technology Review's AI and Energy Scenario Exercises seeks to explore. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This episode contains the second and final phase of the game and a brief wrap-up from the editor in chief of MIT Technology Review Mat Honan and game designer Ed McGrady.  The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest  Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Purple Insider founder Matthew Coller joins Chad with plenty of great stuff on the Vikings including talk about the QB position, Christian Darrisaw, injuries on the defense and much more.

In dit verdiepende gesprek met historicus Wybren Verstegen en Jelle van Baardewijk wordt de historische grens tussen West- en Oost-Europa besproken, met nadruk op Rusland, Oekraïne en conflicten zoals de Maidan-revolutie en de huidige oorlog. Van middeleeuwse grenzen tot Poetin, inclusief parallellen met Joegoslavië en scenario's voor de toekomst.--Steun DNW en word patroon op http://www.petjeaf.com/denieuwewereld.Liever direct overmaken? Maak dan uw gift over naar NL61 RABO 0357 5828 61 t.n.v. Stichting De Nieuwe Wereld. Crypto's doneren kan via https://commerce.coinbase.com/checkout/31d3b502-6996-41f6-97aa-ef2958025fb8-- Bronnen en links bij deze uitzending: --0:00 - Inleiding en introductie 1:05 - Grenzen tussen West- en Oost-Europa3:35 - Historische verschuivingen en autocratische regimes5:17 - Westerse superioriteit en duwen naar het Oosten6:32 - Rusland's militaire reactie en historisch patroon8:15 - Invloed van Peter de Grote en Duitse elementen10:10 - Oekraïne als grensconflict en Huntington's theorie11:14 - Auteurs over de Maidan-revolutie en westerse inmenging13:30 - Tussenstaten en succesverhalen zoals Polen15:55 - Vergelijking met Joegoslavië18:48 - Culturele verschillen in Oekraïne: West vs. Oost20:20 - Nation building en effect van de oorlog22:14 - Russisch bestuurssysteem onder Poetin26:16 - Clichébeelden: Lord of the Rings-analogie27:57 - Historisch voorbeeld: Alexander Nevski en anti-westers sentiment29:30 - Poetin en de rol van orthodox christendom30:44 - Wat wil Poetin in Oekraïne?32:35 - Drie lagen van de oorlog in Oekraïne34:49 - Scenario's voor de oorlog en diplomatie36:26 - Voorstel voor onderhandelingen met Rusland38:10 - Realistische uitkomsten en kernwapens41:06 - Culturele verschillen als politiek middel43:04 - Nationalisme in Europa en Oekraïne45:28 - Voorbeelden van nationalisme in Estland en Oekraïne46:04 - Afsluiting en conclusie--De Nieuwe Wereld TV is een platform dat mensen uit verschillende disciplines bij elkaar brengt om na te denken over grote veranderingen die op komst zijn door een combinatie van snelle technologische ontwikkelingen en globalisering. Het is een initiatief van filosoof Ad Verbrugge in samenwerking met anchors Jelle van Baardewijk en Marlies Dekkers. De Nieuwe Wereld TV wordt gemaakt in samenwerking met de Filosofische School Nederland. Onze website: https://denieuwewereld.tv/ DNW heeft ook een Substack. Meld je hier aan: https://denieuwewereld.substack.com/

One of the best parts of running a game studio and policy shop here at Riskgaming at Lux Capital is the actual public launch of a new game. That day is today, because we are dropping Southwest Silicon to the world. It's a game that models the tensions between residents, farmers as well as old and new industries in the context of the rise of chip fabs in Arizona. Water security is one of the most challenging and complex issues facing the American Southwest, and through the lens of nine characters in the game, we hope to leave every player with a more profound set of questions on what's next as America continues to grow.On the podcast today, host Danny Crichton talks with the game's designer, Ian Curtiss. Ian previously designed our Chinese electric vehicle scenario, Powering Up, and now he brings his hometown lens to bear on the future of advanced manufacturing and economic development.The two talk about the game's design, its implications and what we've witnessed as we have watched players the world over compete over the future of silicon and sand. Listen in, and we hope you join a live runthrough soon — or host your own.

09-16-25 - Death Of Robert Redford Has Us Wondering How An Indecent Proposal Would Go Over These Days And What Would Be The Scenario And TermsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Zac Jackson (The Athletic) joins Ken Carman and Anthony Lima to talk about the current state of the Cleveland Browns, as well as whether Baker Mayfield could actually take the Tampa Bay Buccaneers to a Super Bowl.

Today, a breakdown of the market action yesterday in US equities, with big games in Google-parent Alphabet and even bigger gains in an "old tech" stock that has suddenly been revivified by AI. We also look forward to the FOMC tomorrow and wonder why the Fed doesn't go ahead and cut 50 basis points, even if they are most likely not to. Meanwhile, the US dollar is already breaking lower ahead of the fact - after all, isn't the hawkish scenario non-existent?  Lots more also on today's pod which is hosted by Saxo Global Head of Macro Strategy John J. Hardy. Links discussed on the podcast and our Chart of the Day can be found on the John J. Hardy substack (with a one- to two-hour delay from the time of the podcast release). Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro and outro music by AShamaluevMusic

09-16-25 - Death Of Robert Redford Has Us Wondering How An Indecent Proposal Would Go Over These Days And What Would Be The Scenario And TermsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mia is a mid-level claims specialist with about five years' experience in the job. One afternoon, she gets a call from a customer named James. He's frustrated—bordering on furious. He's been waiting for an update about his property claim, and from his perspective, no one communicated anything. He feels ignored. He's escalating. Mia can tell this is going to be a difficult conversation. But instead of reacting defensively—or shutting down—she mentally runs through the CLEAR model.   Notable Timestamps [ 00:30 ] - The "CLEAR Method" module, developed with Equis Consulting, helps insurance professionals handle difficult circumstances and challenging customers effectively. [ 01:25 ] - The CLEAR Model is applied when an adjuster, Mia, handles a reassigned property claim from James, who is furious due to a lack of updates. [ 04:40 ] - "C" is for Connect; acknowledge the customer's emotions and frustration early to build trust and prevent escalation into a confrontational "fight or flight" situation. [ 07:05 ] - "L" is for Listen; allow frustrated customers to vent without interruption, actively hearing their concerns to gather clues and make them feel heard, without becoming defensive. [ 09:55 ] - "E" stands for Engage; avoid industry jargon and maintain a calm tone. Ask angry customers to list their top three priorities to shift them from emotional to logical thinking. [ 11:25 ] - "A" is for Acknowledge; recognize the customer's frustration without accepting blame or fault. This helps build trust and moves the conversation forward positively. [ 13:20 ] - "R" means Resolve; define next steps and set priorities to move the claim towards resolution. Under-promise and over-deliver on commitments to build trust and ensure follow-through. [ 16:35 ] - Mike provides a recap of the points above. Your PLRB Resources New Course: Handling Challenging People and Difficult Circumstances - https://members.plrb.org/education/courses/handling-challenging-people-difficult-circumstances-course Guest Site: Equis Consulting & their podcast “Leadership is the Conversation” - https://equisconsulting.com/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

In which our little congregation situation comes to a head, our unlikely heroes plan the attack on HOME and an old friend visits Coopers Cabin. Will they make it out of the church without Police assistance, Will Ray uttely fuck up their entire plight and just who is it that comes to the cabin? Find out on this episode of THE EDGE OF MADNESS!!!!!!!!   - Broadcast Advisory - Ladies and gentlemen Please Be Advised, this broadcast contains mature and potentially distressing material. Listener discretion is strongly advised (or else). The following content may include: Illicit Language not safe for the children at home Descriptions of Hallucinations, without the assistance of substances Violence, Torture and Loud Vehicle Noises We encourage those who may find such themes unsettling to proceed with caution. This program is intended for a mature and discerning audience.   For questions or concerns please email us at contactalteredmedia@gmail.com   Follow us on Instagram @edgeofmadnesspod Spotify @edgeofmadnesspod Apple Podcasts @edgeofmadnesspod Twitch @edgeofmadnesspod Youtube @lastnameOak Reddit r/edgeofmadnesspod   Edge of Madness Pod © 2024 by Brendan Borowski is licensed under CC BY-NC 4.0. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc/4.0/

How might this administration and future administrations approach the critical issue of AI and energy demands? This is the question the second of TRG Media and MIT Technology Review's AI Scenario Exercises tries to answer. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This first episode contains the first phase of the game and an introduction from the editor in chief of MIT Technology Review Mat Honan, as well as an overview of the game by designer Ed McGrady.  The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest  Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices

How might this administration and future administrations approach the critical issue of AI and energy demands? This is the question the second of TRG Media and MIT Technology Review's AI Scenario Exercises tries to answer. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This first episode contains the first phase of the game and an introduction from the editor in chief of MIT Technology Review Mat Honan, as well as an overview of the game by designer Ed McGrady.  The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest  Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jon Anderson speaks about Zach Merrett's meeting with Hawthorn. See omnystudio.com/listener for privacy information.

Messy Masonry, Inc. was hired as a subcontractor on a new home construction. Their job was to install two giant bay windows overlooking a lake, but they ended up splashing mortar on one of them. When they attempted to scrub it off, the window was scratched. As for the other window... another subcontractor, Outside the Lines Painting, was hired to paint the window frames, but accidentally sanded part of the windows in that process. The homeowner found the scratches months later.   Notable Timestamps [ 00:00 ] - A construction scenario involves Messy Masonry splashing mortar and scratching a bay window, and Outside the Lines Painting sanding another window, damaging the glass. [ 01:26 ] - The "damage to property" exclusion, particularly j(5) and j(6), is a complex and often confusing aspect of the CGL policy. [ 03:43 ] - Courts have ruled that if damage results from work product done incorrectly, it's not an "occurrence" and therefore not covered by a CGL policy, even before exclusions are considered. [ 05:28 ] - The j(5) exclusion applies to property damage on "that particular part of real property" where the insured or subcontractors are performing operations, if the damage arises from those operations. [ 06:03 ] - The j(6) exclusion covers "that particular part of any property" requiring repair or replacement due to "your work" being incorrectly performed. [ 11:32 ] - Courts have viewed incidental tasks, such as cleaning up mortar, as part of "performing operations," meaning damage occurring during such tasks can fall under the exclusion. [ 17:13 ] - The specific scope of a subcontractor's contract, detailing what work they were hired to perform, is a crucial factor in determining the applicability of CGL policy exclusions. [ 17:37 ] - Brennan provides a summary of the key takeaways. Your PLRB Resources Upcoming Course: All About the CGL Damage to Property Exclusion - Coming Soon! Learning Path: What Part is "That Particular Part" in the CGL j.(5) and j.(6) Exclusions? - https://members.plrb.org/education/courses/what-part-is-that-particular-part-in-the-cgl-j5-and-j6-exclusions Advantage Homebuilding LLC v. Maryland Cas. Co. 470, F3d 1003 (10th Cir. Kan. 2006). https://www.plrb.org/documents/advantage-homebuilding-llc-v-maryland-cas-co-2007/ Alverson v. Northwestern Nat. Cas. Co., 559 N.W.2d 234 (S.D. 1997) https://www.plrb.org/documents/alverson-v-northwestern-natl-cas-co-1997/ Employers Mut. Cas. Co. v. Pires, 723 A.2d 295 (R.I. 1999) https://www.plrb.org/documents/employers-mut-cas-co-v-pires-1999/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Why Sidney Crosby got so much luckier than Connor McDavid. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices

The Matts get to grips with the turmoil of the last few days and use their meticulous political calculus to work out whether Keir Starmer is weaker or stronger than he was a week ago. Spoiler alert: they haven't got a clue. But they certainly enjoy themselves finding that out. One thing they know - the absurd Palestine Action ban must be rescinded unless Starmer wants the spectacle of police arresting people from within the audience of his own conference in Liverpool. In the second half they deal with Tommy Robinson, whose march in London this week should, they agree, be taken seriously. Robinson is not as stupid as he looks and he plays an active role in furthering the poisonous nationalistic movement headed by Reform. Enjoy!OFFER: Get The New World for just £1 for the first month. Head to https://www.thenewworld.co.uk/2matts Hosted on Acast. See acast.com/privacy for more information.

Scenario’s voor Oekraïne | Een levensgevaarlijke strategie | Wie stopt Israël?See omnystudio.com/listener for privacy information.

An insured filed a claim for a lost diamond earring. The stud and its match were scheduled as 1.00 Carat each, “I” color and SI clarity, for $8,000. Her insurer asked Gemcor create a match. When we received the mate, we ran our standard test and found something unexpected: the diamond wasn't natural. It was lab-grown. In the years since its purchase, the replacement cost for lab-grown diamonds has plummeted. But the insured believed they were both natural, and wants a natural replacement.   Notable Timestamps [ 00:58 ] - A client filed a claim for a lost diamond earring, but the mate, initially thought to be natural and scheduled for $8,000, was unexpectedly discovered to be lab-grown, with its replacement cost having plummeted. [ 01:28 ] - Lab-grown diamonds are chemically and physically identical to natural diamonds, grown from a seed crystal in a lab, and only very high-quality equipment can differentiate them. [ 02:08 ] - The main difference for lab-grown diamonds is value, as they are not rare. Natural diamonds take millions of years, while lab-grown are created in 30 days, making them significantly less expensive. [ 06:12 ] - An insured's original appraisal correctly stated "lab grown," but underwriting dropped this crucial detail from the policy, as the industry lacked awareness of its importance years ago. [ 10:10 ] - If an insurance company pays for a pair and later discovers the remaining earring is lab-grown, salvage recovery is minimal, as there's no market to resell them when new ones can be easily manufactured. [ 11:27 ] - A lab-grown diamond pair purchased for $8,000 in 2001 (or $2,000 two years ago) can now be replaced by the original jeweler for $1,000 or less due to plummeting market prices. [ 14:04 ] - The purpose of insurance is to make the insured whole by replacing the item with like kind and quality, not necessarily the original dollar amount, which is impactful when lab-grown prices change quickly. [ 16:45 ] - Ali & Dana provide a recap of the points above. Your PLRB Resources CE Course: Jewelry Valuation & Adjustment - https://members.plrb.org/education/courses/jewelry-valuation-amp-adjustment Coverage Question: Wedding Ring Diamond Replaced W/O Notifying Insurer: ACV for Original Ring? - https://www.plrb.org/documents/tree-root-damage-fortuitous-or-non-fortuitous-pcq-2022-01-21-dwf-b/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

For many L&D teams, compliance training is a necessary burden—dominated by tick-box exercises, clunky e-learning, and endless chasing. But it doesn't have to be this way - even in highly regulated industries! In this episode, Nick Taylor, Head of Learning at Ishida Europe, shares how his team has reimagined compliance as a practical, performance-oriented part of everyday work. Drawing on his experience transitioning from less regulated sectors into one where compliance is non-negotiable, Nick explores how to balance regulatory demands with business needs and employee experience. He explains how his team integrates compliance into role-based learning, navigates multiple stakeholder voices, and uses collaborative learning principles to target risk in the flow of work. Nick also shares how his team has tackled the operational pain points of compliance - through automation, shared accountability, and a clear mindset shift that has transformed how the L&D function works. For L&D professionals tired of compliance being a drag on time, creativity, and credibility, this episode offers a smarter, more human approach to getting it right. KEY TAKEAWAYS Get compliance, processes, systems, and learning foundations right before tackling advanced initiatives.  Clearly define compliance courses, their validity, who needs them and when in their work journey. Effective compliance training requires balancing the needs of legal, compliance, line managers, and end users. Scenario-based compliance training with actors and short, relevant talks are effective. Engage emotions. Automate and train your L&D team in basic data analysis. BEST MOMENTS “The consequences of us not doing this right ... could be as severe as somebody losing their life.”    “Training really is only such a small percentage of the impact of behaviour.”    “Good data in, good data out - is the powerhouse.”  Nick Taylor Bio Nick Taylor is an experienced Learning and Development leader with a strong track record of building high-impact L&D functions across diverse industries. He is currently Head of Learning at Ishida Europe, a global manufacturer operating in a tightly regulated environment, where he leads efforts to integrate compliance and capability development into day-to-day performance. Before joining Ishida, Nick held senior L&D roles at organisations including Howsy, Wagamama and Pizza Hut. This broad sector experience - from hospitality to manufacturing - has shaped his pragmatic, people-first approach to learning, where business relevance and learner experience go hand in hand. VALUABLE RESOURCES The Learning And Development Podcast - https://podcasts.apple.com/gb/podcast/the-learning-development-podcast/id1466927523 L&D Master Class Series: https://360learning.com/blog/l-and-d-masterclass-home ABOUT THE HOST David James  David has been a People Development professional for more than 20 years, most notably as Director of Talent, Learning & OD for The Walt Disney Company across Europe, the Middle East & Africa.  As well as being the Chief Learning Officer at 360Learning, David is a prominent writer and speaker on topics around modern and digital L&D.  CONTACT METHOD   https://twitter.com/davidinlearning https://www.linkedin.com/in/davidjameslinkedin https://360learning.com/the-l-and-d-collective https://360learning.com/blog L&D Master Class Series: https://360learning.com/blog/l-and-d-masterclass-home

It's time for another Mind Gap Podcast! This week, Justin is joined by Mind Gap All-Star, Seth Trammell as Doug takes some well deserved downtime. Justin and Seth kick things off by reflecting on the last time Seth co-hosted the podcast, exactly 100 episodes ago. At the time, Doug and Seth talked about the fact that AI was getting dumber. This time, Seth gives his updated take on AI and how he believes it's all a bubble that is about ready to burst. After a slew of hot takes, the dorks settle into their main topic: would they survive real and fictional survival scenarios? The conversation weaves them through everything from a bear attack to a zombie apocalypse to negotiating with Thanos to not include them in the snap.   Things are wrapped up with another round of AI vs LinkedIn Influencer, where Justin presents Seth with a handful of posts and Seth has to decide if they were created by AI or an insufferable LinkedIn “influencer.”   Check out our YouTube channel where we livestream our new podcast episodes every Tuesday at 8pmCT and our video game stream every Saturday at 8pmCT. Be sure to like and subscribe for this content as well as episode highlights, Doug Watches Awkward Videos, Justin Plays Video games, and more!   We have MERCH now!   Follow us on all of our social medias and other platforms!  

China's rapidly expanding presence in the Middle East has sparked a mix of anxiety and excitement, depending on one's perspective. Washington regards Beijing's support of Iran and the Palestinian cause, among other things, as key threats to its strategic interests. While Saudi Arabia, the Emirates, and other regional actors see Beijing as a valuable economic partner. A new book by two leading China-Mideast scholars, Mohamed Alsudairi at the Australian National University and Andrea Ghiselli from the University of Exeter, explores the future of Chinese engagement in the region by laying out three possible scenarios

Mike Mulligan and David Haugh go over the top six sports stories of the day in the Pick 6

During what he calls a “terrible soccer game” his son was playing, Ademir Sarcevic picked up a recruiter's call that would change his career. The game was lopsided, but the timing was fortunate. Within months, Sarcevic was interviewing with Standex International's leadership team. By 2019, he was CFO of the diversified manufacturer, helping guide a portfolio that spans precision electronics to specialty machinery.Sarcevic's readiness for that moment was shaped years earlier in Sarajevo. He came to the United States during the Bosnian war in the mid-1990s, an experience that taught him to “be ready for anything.” His first job after graduate school was at General Instrument Corporation, where a finance rotational program exposed him to audit, FP&A, and accounting. Later, at a pre-IPO company, he helped take the firm public—only to see the dot-com crash unfold immediately after. It was a lesson in resilience and the unpredictability of markets, Sarcevic tells us.International assignments added new perspectives. In Paris, he served as controller for a billion-dollar Tyco business, and in Switzerland he became CFO for a Pentair global unit. Along the way, he experienced more mergers, acquisitions, and divestitures than he can count, reinforcing the value of flexibility and objectivity.At Standex, Sarcevic applies these lessons through a disciplined M&A approach. Every acquisition, he tells us, must meet three tests: “strategic fit, financial sense, and culture.” That rigor has paid off—recent acquisitions, he notes, “have been phenomenal…performing better than we even thought.”

On today's Free Swim, we are reporting from Camp Barstool with Chief, Dana, Tate, and Cheah. We start the show by getting Tate's report on being in the weirdest bunk (1:33) and we preview Day 1's activities (7:40). We talk about driving up in a torrential downpour (11:09) and Cheah joins to tell us about his “pulling over in the rain is more dangerous” theory (18:54). Then we get into a debate about whether TSA is needed (29:19) and we close things out by discussing White Sox Dave in his camping element (37:02).You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk

Would you straight up fuck a rat? believe it or not, that's what's being discussed here for some reason? Also there's some fun stuff about two monkey's escaping a van or something. Have fun!Buy Tickets to see Plumbing The Death Star & Thumb Cramps herehttps://cheerfulearful.podlifeevents.com/Links to everything at https://linktr.ee/plumbingthedeathstar including our terrible merch, social media garbage and where to become a subscriber to Bad Brain Boys+ Hosted on Acast. See acast.com/privacy for more information.

The market thinks the Fed is likely to cut rates come September. Morgan Stanley economists disagree. Our Head of Corporate Credit Research Andrew Sheets explains our viewpoint and presents three scenarios for corporate credit. Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Today – the big difference between our view and the market on what the Fed will do next month; and how that impacts our credit view. It's Thursday, August 14th at 2pm in London. As of this recording, the market is pricing in a roughly 97 percent chance that the Federal Reserve lowers interest rates at its meeting next month. But our economists think it remains more likely that they will leave this rate unchanged. It's a big divergence on a very important market debate. But what may seem like a radical difference in view is actually, in my opinion, a pretty straightforward premise. The Federal Reserve has a so-called dual mandate tasked with keeping both inflation and unemployment low. The unemployment rate is low, but the inflation rate – importantly – is not. In order to ensure that that inflation rate goes lower, absent a major weakening of the economy, we think it would be reasonable for the Fed to keep interest rates somewhat higher for somewhat longer. Hence, we forecast that the Fed will end up staying put at its September meeting. Indeed, while the market rallied on this week's latest inflation numbers, they still leave the Fed with some pretty big questions. Core inflation in the US is above the Fed's target. It's been stuck near these levels now for more than a year. And based on this week's latest data, it started to actually tick up again, a trend that we think could continue over the next several readings as tariff impacts gradually come through.And so, for credit, this presents three scenarios. One good, and two that are more troubling. The good scenario is that our forecasts for inflation are simply too high. Inflation ends up falling faster than we expect even as the economy holds up. That would allow the Fed to lower interest rates sooner and faster than we're forecasting. And this would be a good scenario for credit, even at currently low rich spreads, and would likely drive good total returns. Scenario two sees inflation elevated in line with our near-term forecast, but the Fed lowers rates anyway. But wouldn't this be good? Wouldn't the credit market like lower rates? Well, lowering rates stimulates the economy and tends to push inflation higher, all else equal. And so, with inflation still above where the Fed wants it to be, it raises the odds of a hot economy with faster growth, but higher prices. That sort of mix might be welcomed by the equity market, which can do better in those booming times. But that same environment tends to be much tougher for credit. And if inflation doesn't end up falling as the Fed cuts rates, well, the Fed may be forced to do fewer rate cuts overall over the next one or two years. Or, even worse, may even have to reverse course and resume hikes – more volatile paths that we don't think the credit market would like. A third scenario is that a forecast at Morgan Stanley for growth, inflation, and the Fed are all correct. The central bank doesn't lower interest rates next month despite currently widespread expectation that they do so. That scenario could still be reasonable for the credit market over the medium term, but it would represent a very big surprise – not too far away, relative to market expectations. For now, markets may very well return to a late August slumber. But we're mindful that we're expecting something quite different than others when that summer ends. Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.