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Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0wConnect with Walter Young: Walter@thefifthoption.comWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Introduction: The Fear of Running Out of Money 1:05 Walter Young, Author of The Fifth Option 2:36 Getting to Retirement vs. Getting Through Retirement 4:48 Accumulation vs. Distribution 5:39 Retirement Income Planning Is Hard 6:17 Cash Flow Focus and Financial Freedom 7:22 A History of Retirement 8:15 Three-Legged Stool of Retirement 9:22 Longevity Magnifies Risk 11:20 Scarcity Mindset 12:33 Personal Finance vs. Corporate Finance 14:11 Desert Island Dilemma 17:22 Sequence of Return Risk and Averages 20:35 The 4% Rule 23:15 Four Frustrating Options 24:43 The Fifth Option Strategies 25:29 Beat the Bear Approach 27:16 Bucketing Strategy 28:59 Pension 2.0 32:44 Disclaimers Before Diving into the Math 35:31 Income Efficiency Test 36:58 What Is Actuarial Science? 39:38 Scenario 1: A 25-Year-Old with Traditional Planning 43:36 The Fifth Option Applied: Beat the Bear Approach 46:30 Net Worth vs. Cash Flow 49:12 The Fifth Option Applied: Pension 2.0 53:30 Pension Max Conversation 57:35 Traditional Balance vs Portfolio Balance 1:00:39 Age 35 with Traditional Planning 1:06:03 4 years in Cash Value 1:10:10 Comparison 1:11:43 Age 45 Planning 1:18:32 How much money do I need to get that $133,000 at 8%? 1:24:00 Tax-Free Cash Flow 1:24:50 Age 55 Planning 1:31:17 Where does actuarial science not help somebody? 1:33:20 Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Contact us. We'd love to serve youRequest a stay at a Shepherd's House LocationGive financially to support the work of helping pastors thriveWrite a review on Apple Podcasts or Spotify Resources(01:57) Biblical Framework for Handling Differences(03:52) The Tension: Bold Preaching with Great Patience(04:21) Scenario 1 – Entering an Established Church with Different Views(06:45) Text-Driven, Book-by-Book Approach(11:27) Strategy for Early Years in a Church(14:21) Avoiding Buzzwords & Building Collateral(16:50) The Role of Personal Pastoral Care(17:34) Aim Is Not Total Theological Uniformity(18:49) What If You Haven't Yet Gained Trust?(22:42) Scenario 2 – When a Pastor Changes His Own Position(23:58) Role of Confessions and Statements of Faith(27:05) Case Study: Statement of Faith and the Sabbath(29:40) Interviewing and Fit: Don't Assume You'll “Change It Later”(31:12) Preaching with a Clean Conscience(32:50) A Real-World Example of Pastoral Patience in Change(34:09) Final Word and Prayer
Anthropic acquired Seattle startup Vercept on Wednesday, raising familiar questions about the impact of early exits on the broader Seattle startup ecosystem, and the question of whether AI startups can compete long-term against the giants of the field. We dig into the deal, the public feud between two of the company's early investors on LinkedIn, and why one co-founder's prior departure to Meta may have been worth more than the entire acquisition. Plus, a new research paper envisions a 2028 "global intelligence crisis" driven by AI-fueled white collar job losses, and we're already seeing early signs in the news. Then, the New York Times reported this week that Jeffrey Epstein built deeper connections inside Microsoft than any other major tech company. We break down the key revelations, including what we found when we searched the Epstein files for "GeekWire." WSJ: Bill Gates Apologizes to Foundation Staff Over Epstein Ties And stick around for GeekWire Trivia: With Xbox entering a new era under Asha Sharma, we look back at the celebrity who appeared on stage for the original Xbox unveiling 25 years ago. With GeekWire co-founders Todd Bishop and John Cook. Edited by Curt Milton.See omnystudio.com/listener for privacy information.
Welcome to the Jaunty Mantis Mothership RPG Actual Play series! This is Part 2 and the chilling conclusion. Mothership is a sci-fi horror tabletop roleplaying game focused on survival, panic, and cosmic dread. Previously, the crew boarded a long-lost colony ship that vanished three centuries ago with 1,000 souls in cryosleep. Fired from a massive railgun and tasked with offering a corporate “resettlement package” to any survivors, the team quickly realized that this derelict ark holds more questions than answers. Strange behavior. Failing systems. Missing time. And when one crew member disappears without explanation, paranoia has begun to set in. Scenario by Rich Ranallo (Velvet Generation, 69 Card Game) Kickstarter: https://www.kickstarter.com/projects/signal-interruption/1067942740
Trump's latest State of the Union was packed with headlines. Most people heard the headlines and moved on. But operators paid attention.Buried inside Trump's latest State of the Union were policy shifts that could directly impact your costs, pricing, margins, and platform fees.If you import products, rely on Amazon, Shopify, or SaaS tools, or operate on tight margins, this matters.In this episode of the High Voltage Business Builders Podcast, Neil breaks down what the latest tariff changes, inflation signals, and AI infrastructure policies actually mean for ecommerce operators and how to translate headlines into decisions instead of reacting to them.
Hour 2 - What scenario do you take Love at 9? full 3100 Fri, 27 Feb 2026 19:57:18 +0000 Qn0DRWwQ57uyqrt0RxrmvuJENfuJt8wn nfl,nfl draft,kansas city chiefs,society & culture Cody & Gold nfl,nfl draft,kansas city chiefs,society & culture Hour 2 - What scenario do you take Love at 9? Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold." Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener. Cody & Gold, weekdays 10a-2p on 610 Sports Radio. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-lin
The insured lives in a single-family home in Austin, Texas. While hanging a shelf on the wall in one of the bathrooms, the owner drilled right through the metal stud, directly into a plumbing pipe, causing water damage to the wall and to the carpeting on the floor. (Yes, you heard that correctly, carpeting…in the bathroom!) Should there have been some type of pipe protection near the stud? And, does code even allow carpeting in a bathroom? Notable Timestamps [ 00:08 ] - The scenario involves a homeowner drilling into a metal stud and puncturing a plumbing pipe, causing water damage to the wall and bathroom carpet. [ 01:15 ] - The hosts discuss home "deal breakers" and vintage advertisements. [ 05:39 ] - PLRB's Building Code Address Report confirms Austin enforces the 2021 IRC and 2021 Uniform Plumbing Code (UPC). [ 06:09 ] - Under the 2021 UPC, pipes within one inch of a metal stud must be protected by at least 18-gauge steel nail plates extending beyond the pipe's diameter to prevent drill punctures. [ 09:28 ] - The IRC clarifies that permits are not required for finish work such as carpeting. [ 09:56 ] - Code limits absorbent materials only at the actual tub or shower floor surface. In other words, carpet elsewhere in the bathroom is only prohibited by common sense and not by model building codes. [ 11:25 ] - While model codes allow bathroom carpeting, local ordinances may impose stricter sanitary rules, so adjusters should always verify municipal amendments before reaching conclusions. [ 13:52 ] - Ruth summarizes the key points of this episode. Your PLRB Resources Address Report https://members.plrb.org/building-codes What's New on the Building Codes Address Report? https://members.plrb.org/documents/whats-new-on-the-building-codes-address-report?query=address%20report Ask a Code Question https://members.plrb.org/building-codes/ask-building-code-questions Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
In this episode, Tracy explains why forgiveness isn't passive, instant, or pretending the hurt didn't happen—it's an active, ongoing choice that makes healing and growth possible in your marriage. She unpacks what forgiveness is (and isn't), shows what it can look like in real-life scenarios, and challenges both spouses to not only give forgiveness but ask for it with humility.--The PursueGOD Family podcast helps you think biblically about marriage and parenting. Join Bryan and Tracy Dwyer on Wednesday mornings for new topics every week or two. Find resources to talk about these episodes at pursueGOD.org/family.Help others go "full circle" as a follower of Jesus through our 12-week Pursuit series.Click here to learn more about how to use these resources at home, with a small group, or in a one-on-one discipleship relationship.Got questions or want to leave a note? Email us at podcast@pursueGOD.org.Donate Now--Gary Chapman's book: The Five Languages of Apology Video from the Marriage Channel: The F Word that Can Save Your Marriage Forgiveness in Marriage: The Choice That Changes EverythingEvery marriage will face hurt. Expectations will be missed. Words will be spoken in frustration. Sometimes there will even be deep betrayal. The question isn't if you'll need forgiveness in your marriage — it's whether you'll choose it.Forgiveness is not passive. It's not pretending the hurt didn't happen. And it's not a “magic eraser” that wipes away pain overnight. Biblical forgiveness is an active, ongoing choice. It's the decision to release the offense so that healing and growth can begin.When Peter asked Jesus how many times he should forgive someone, Jesus answered, “seventy times seven.” Matthew 18:21-22. That wasn't a literal number — it was a posture. Forgiveness is meant to characterize the heart of a follower of Christ.What Forgiveness Is1. Forgiveness Is a ChoiceForgiveness doesn't always feel natural. It's a deliberate decision not to replay the offense over and over or use it as ammunition in the next argument. It's choosing not to hold your spouse hostage to their failure.2. Forgiveness Is a GiftYou're giving your spouse space to grow. You're saying, “You hurt me, but I'm willing to move forward instead of weaponizing this against you.” It creates room for rebuilding.3. Forgiveness Is Active and OngoingSome wounds are deep. If there has been infidelity, addiction, or repeated betrayal, forgiveness may not be a one-time event. It may be something you choose daily — even moment by moment — as painful memories resurface.4. Forgiveness Means Giving Up VengeanceHolding onto bitterness may feel justified, but it poisons your heart. Hebrews 12:15 warns about the “poisonous root of bitterness.” Revenge does not create healing soil for reconciliation.What Forgiveness Is NotForgiveness does not mean forgetting. It does not minimize the offense. And it does not automatically restore trust.Trust and forgiveness are not the same thing. Forgiveness is a proactive gift. Trust is rebuilt over time through consistent behavior. If your spouse betrayed you, forgiveness opens the door for healing — but trust must be earned.God's Model for MarriageAs followers of Jesus, our ultimate model is God Himself.Ephesians 4:32 tells us to be “kind to each other, tenderhearted, forgiving one another, just as God through Christ has forgiven you.”Psalm 103:10-12 reminds us that God does not treat us as our sins deserve. He removes our sins “as far from us as the east is from the west.”Romans 5:8 declares that Christ died for us while we were still sinners.When we remember how much we've been forgiven, it softens our hearts toward our spouse. We've offended a holy God far more than our spouse has offended us — yet He forgives with compassion.What Forgiveness Looks Like in Real LifeScenario 1: Missed ExpectationsMaybe your spouse is chronically late. They forget anniversaries. They don't plan date nights. Forgiveness here might look like clearly communicating your expectations instead of silently building resentment. It might mean maintaining a posture that wants your spouse to succeed — not secretly hoping they fail so you can feel justified.It also means refusing to live in “negative sentiment override,” constantly focusing on their flaws. Instead, choose to remember the qualities you love about them and invite trusted mentors or counselors to help you grow.Scenario 2: Betrayal (Pornography Relapse or Infidelity)This is heavier. Forgiveness in this case does not mean ignoring the betrayal. It means honest confrontation, outside help, accountability structures, and clear expectations.Forgiveness says, “I'm willing to give you space to rebuild trust.” It does not eliminate consequences, but it removes vengeance from the equation so healing can begin.Many couples have rebuilt after devastating betrayal — but it only happened because the offended spouse was willing to extend forgiveness, and the offending spouse was willing to earn trust.When You Need to Ask for ForgivenessForgiveness isn't only about giving it. Sometimes you need to ask for it.That requires humility. It means taking responsibility without shifting blame. It means saying clearly what you did wrong and asking for forgiveness.Healthy marriages are built when both spouses know how to forgive and how to repent.The Better Way ForwardBitterness is like gasoline on a fire. Forgiveness is the extinguisher. One destroys; the other creates space for rebuilding.If you want a healthy marriage, forgiveness cannot be optional. Pray for a softened heart. Meditate on how God has forgiven you. Choose forgiveness — again and again.It's not easy. But it is freeing. And it is God-honoring.
Scariest offseason scenario for the Chiefs full 716 Thu, 26 Feb 2026 17:05:26 +0000 JnCWRsB3SV2PfAvwlTk44rWHuY2rysjC nfl,nfl draft,kansas city chiefs,society & culture Cody & Gold nfl,nfl draft,kansas city chiefs,society & culture Scariest offseason scenario for the Chiefs Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold." Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener. Cody & Gold, weekdays 10a-2p on 610 Sports Radio. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-link=h
A Supreme Court decision wipes out a major tariff mechanism, GDP comes in softer than expected, and AI fears collide with an AI spending boom. On the surface, it feels like three separate stories. In Episode 176 of Facts vs Feelings, Ryan Detrick, Chief Market Strategist, and Sonu Varghese, Chief Macro Strategist at Carson Group, connect the dots and ask a bigger question: what actually changed, and what simply made headlines?They break down the Court's ruling on IEEPA tariffs, what it means for policy going into a midterm year, and why markets barely flinched. From there, the conversation shifts to fourth-quarter GDP, where a weak headline number masked far stronger private demand beneath the surface. The episode then moves into the AI debate, examining the surge in hardware and software investment, the role of energy and power demand, and the viral “AI crash” scenario that sparked fears of a white-collar doom loop. Along the way, they explore global market leadership, sector dispersion, and why human behavior still sits at the center of economic outcomes even in a world shaped by algorithms.Key Takeaways:• Tariff authority reset: The Supreme Court's ruling removed a major executive tariff tool, reinforcing checks and balances while reducing policy uncertainty• GDP weakness needs context: A government shutdown distorted headline growth, while private demand remained solid• AI spending is real: Hardware and software investment tied to AI contributed meaningfully to 2025 growth• Scenario vs. reality: Extreme AI displacement models raise important questions, but macro consistency and demand dynamics matter• Market dispersion is widening: Software weakness, industrial strength, and global outperformance highlight a split beneath the surfaceJump to:0:00 — Tariff Shock And Supreme Court Ruling5:30 — Market Reaction, Odds And Policy Limits9:40 — Tariff Refunds And Who Ultimately Paid13:50 — China, Trade Winners And Political Timelines22:00 — GDP Miss Explained And Core Demand Strength31:00 — AI Capex Surge: Chips, Software And Scale35:00 — Power Demand, Energy And Inflation Pressures38:30 — The AI Doom Loop Scenario Debate47:40 — Market Split: Semis, Software And Global Leaders55:00 — Portfolio Implications And The Human EdgeConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com
Could this guy fall to the Lions in the draft?
(0:00-20:57) What's More Likely? Step Forward Or Step Back?(21:10-33:53) Did some of Nick Sirianni's answers from last week already change?(34:06-42:45) Would you keep an employee who was the worst at their job in the company?Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.For the latest updates, visit the show page Kincade & Salciunas on 975thefanatic.com. Follow 97.5 The Fanatic on Twitter, Facebook, and Instagram. Watch our shows on YouTube, and subscribe to stay up-to-date with all the best moments from Philly's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
L'avventura di Massimiliano Allegri sulla panchina del Milan potrebbenon essere così sicura di proseguire; secondo la redazione di Sportitalia lestrade tra i rossoneri e il tecnico livornese potrebbero dividersi.Diventa un supporter di questo podcast: https://www.spreaker.com/podcast/radio-rossonera--2355694/support.
Elis has Barrel of Eggs'ed it. Or more accurately, Isy has. The new car has met its match in the form of inner-London carpark tight corners. But for a show that holds content on the highest pedestal possible, this can only be seen as a good thing.Not only has Elis got a damaged car, but he also has a damaged connection rate in the Cymru Connection. Can youth-based listener Holly be the ticket Elis needs to do a three-point turn and drive straight up Success Alley?Elsewhere there's an abundance of fun as both Benjamin Partridge and Lou Sanders give their two cents on hot air balloons and the glowing-up of Elis James respectively, John does some winning and losing, and a trip to the sound proof booth causes Elis to do some very strange things…Keep watering the soil of content by sending in your fantastic correspondence to elisandjohn@bbc.co.uk.
Episode Info On the back of getting some less-than-great sales outreach on LinkedIn, I thought it would be a great moment to share some more sales advice for startup founders and service or solution providers out there looking to sell into or partner with insurers. This is a follow up the episode I did in Season 7 on the subject, which you can check out at https://future-of-insurance.com/podcast/vendoradvice/. I'll also be taking a few weeks off from posting new episodes of the show, which makes a great chance for you to catch up on the back catalogue of episodes from all 7.5 seasons (there are 190 episodes of this show so far!). Also, if you're interested in claims or the complexities of coverage discussed in a really entertaining and educational format, check out What's The Scenario from PLRB, available on PLRB's website (membership required), or free for anyone on all the top podcasting platforms and in video format on YouTube. Episode Overview: Key Principles: Industry Foundation: Insurance is a caring, people-driven industry. Genuine intent to help is crucial. Clarity Over Buzzwords: Avoid vague language and jargon ("next generation solutions," "AI"). Be specific about the problem you solve and your solution. Respect Time: Generic, time-wasting outreach is detrimental. Be upfront, honest, and clear. Authenticity Wins: Genuine, dedicated individuals who focus on solving real problems build impactful businesses. Relationship Driven: Success in insurance relies on trust and authentic connections. Actionable Advice for Sellers: Clearly state the problem you solve and your solution. Be direct and avoid unnecessary buzzwords. Communicate genuinely and respectfully. Understand your audience's needs. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
In this episode of The President's Daily Brief: Iran's Supreme Leader prepares for what insiders describe as an “assassination scenario,” quietly naming multiple layers of successors and restructuring command authority as Tehran braces for potential U.S. military strikes. The Supreme Court delivers a landmark ruling against President Trump's tariff strategy, limiting executive authority over trade policy and potentially shifting leverage to China in the ongoing economic standoff. Pakistan launches cross-border strikes into Afghanistan targeting militant hideouts, as humanitarian officials report multiple casualties and tensions rise along the volatile frontier. And in today's Back of the Brief — President Trump orders the Pentagon to begin releasing long-classified files related to UFOs and unidentified aerial phenomena, signaling a major transparency move on one of Washington's most mysterious subjects. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Stash Financial: Don't Let your money sit around. Go to https://get.stash.com/PDB to see how you can receive $25 towards your first stock purchase and to view important disclosures. Ava: See how millions are boosting their credit with Ava—download the Ava app and use code BAKER for 20% off your first year. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond
Welcome back to the Law School Toolbox podcast! Today we're going through three rapid-fire legal ethics scenarios and asking you, the listener, "What would you do?" We then provide you with the answers based on the ABA Model Rules of Professional Conduct. In this episode we discuss: Scenario 1: Conflict of interest Scenario 2: Client plans to lie on the stand Scenario 3: Pro bono when you're overworked Resources: Tutoring for Law School Success (https://lawschooltoolbox.com/tutoring-for-law-school-success/) ABA Model Rules of Professional Conduct (https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/model_rules_of_professional_conduct_table_of_contents/) Professional Responsibility 101 – A Quick Look at Upperclassmen Courses (https://lawschooltoolbox.com/professional-responsibility-101-a-quick-look-at-upperclassmen-courses/) Download the Transcript (https://lawschooltoolbox.com/episode-544-quick-tips-rapid-fire-legal-ethics-scenarios/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee
With expectations for the Dolphins upcoming season plummeting, we debate whether it makes sense for the Dolphins to actually go sign Malik Willis as their QB1.
Follow Clarus - https://www.beacons.page/claruspolarisFollow Nerdy - https://www.beacons.page/nerdynightlyJoin the Discord! - https://discord.gg/sZ2xy2bseaPO Box: 503-7700 Hurontario St unit 420 Brampton ON Canada L6Y 4M3Patreon - patreon.com/nerdynightlyBusiness Contact - nerdynightly@gmail.com Hosted on Acast. See acast.com/privacy for more information.
For this holiday week, we'd like to prepare you for the upcoming PLRB Claims Conference, so we're sharing a classic episode featuring some highlights on what to expect. You might notice some details specific to the original date of taping, but we've lightly edited it to keep it relevant. We're looking forward to seeing you at the conference! Let's say you're a service provider in the insurance industry. You've been attending PLRB Conferences for a few years, and you're thinking about taking the next step to increase exposure and build relationships with the right people in the industry. Notable Timestamps [ 01:20 ] - Exhibiting and sponsoring at the PLRB Claims Conference can be an impactful option, and PLRB has a variety of offerings to help each service provider reach their goals. [ 01:50 ] - For our trivia question today, last year at the Claims Conference we had over 3000 attendees, and over 950 of those were insurance company staff. Of those, how many do you think were senior staff? [ 04:05 ] - The Insurance Services Expo includes a wide variety of exhibitors and sponsors, from traditional segments like independent adjusting and forensics to technology services like claims management software and AI solutions to other ancilliary services. [ 05:22 ] - Among other benefits, exhibiting and sponsorship can provide visibility, stature, and credibility as service providers build strong relationships in the industry. [ 06:30 ] - A variety of sponsorship opportunities are available to fit the needs of different service providers, from physical branding to digital signage to booth services. [ 07:50 ] - Service providers take full advantage of the benefits of the conference by attending educational sessions, doing their own entertaining, and making connections in the Expo. [ 08:37 ] - Unique opportunities like Wifi sponsorship and keycard sponsorship provide novel avenues to make connections with attendees. [ 09:15 ] - Return On Investment is a top concern for many service providers, and building relationships over time at the PLRB Claims Conference is often a fruitful experience for those who make the investment. [ 10:28 ] - The 2025 Claims Conference in Indianapolis provided plenty of space for conferencegoers to make connections. [ 11:50 ] - Many new offerings are anticipated, including-- as a show notes sneak peek-- creative services like social media templates and press releases. [ 13:30 ] - Tom provides a recap of the scenario and the points above. Your PLRB Resources Email sponsorship@plrb.org Contact Tom O'Dowd at todowd@plrb.org Prospective Sponsors: https://web.cvent.com/event/aa96efc9-539f-4558-bb0b-c31895d0abbf/websitePage:f7750b7c-c5d4-47e9-b3ba-24b0f244d6c8 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Sponsorship PLRB thanks Alacrity Solutions for its Diamond Sponsorship of the 2025 Claims Conference. "Insurance Claims Made Easy — Streamlined claims, repairs & recovery services built for speed. Trusted nationwide partner for insurance carriers & policyholders." Visit alacritysolutions.com! Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Join us on this week's episode as we switch it up and play a game! Play along in the comments and see what scenario YOU would choose!
In this episode, Peter Swartz, Co-Founder and Chief Science Officer at Altana, reveals how the company's AI-powered supply chain knowledge graph has helped stop hundreds of millions of dollars in forced labor goods from crossing borders and contributed to some of the largest counter-narcotics seizures in investigators' careers. Peter shares the real-world impact Altana is making across both the public and private sectors.Peter breaks down how Altana's multi-tier supply chain visibility works to trace forced labor cotton through global networks, how dual-use chemicals are being diverted into fentanyl production, and how the platform helps governments and enterprises collaborate to avoid billions of dollars in trade disruptions while saving hundreds of millions in tariff fees.Key Topics Covered- How Altana blocked hundreds of millions of dollars in forced labor goods at U.S. borders- The role of AI knowledge graphs in mapping multi-tier global supply chains- How Altana supports CBP enforcement of the Uyghur Forced Labor Prevention Act- Product passports and how they expedite legitimate goods through customs- The difference between forced labor entering legit supply chains vs. legit goods entering illicit ones- How logistics companies use Altana to prevent their networks from being misused- Proactive vs. reactive approaches to supply chain risk using probabilistic AI models- Scenario modeling for geopolitical disruptions including Taiwan and global conflicts- Saving billions in supply chain disruptions and hundreds of millions in tariff feesEpisode Timestamps00:00 - Introduction and overview of Altana's real-world impact00:41 - Understanding forced labor as a multi-tier supply chain problem03:09 - Hundreds of millions in forced labor goods stopped at borders03:45 - How the AI knowledge graph maps global supply chain connections04:15 - Working with CBP on the Uyghur Forced Labor Prevention Act04:35 - Product passports and expediting goods through customs04:51 - Counter-narcotics and the dual-use chemical problem05:45 - Helping logistics companies stop network misuse06:27 - From alert to action and the system handoff process06:49 - Responsible AI and the role of human-in-the-loop decisions07:33 - Proactive vs. reactive supply chain intelligence08:08 - Scenario modeling for geopolitical disruptions and resiliencyAbout Peter SwartzPeter Swartz is Co-Founder and Chief Science Officer at Altana. He has spoken on global trade, supply chains, and machine learning at the World Trade Organization, the World Customs Organization, the U.S. Court of International Trade, and the National Academies of Medicine. Previously, Peter was Head of Data Science at Panjiva, listed as one of Fast Company's most innovative data science companies in 2018 and later acquired by S&P Global. He holds patents in machine learning and global trade, and completed his education at Yale, MIT, and EPFL.About AltanaAltana is the world's first Value Chain Management System, providing AI-powered supply chain intelligence to governments, enterprises, and logistics providers. The platform is built on a proprietary knowledge graph comprising more than 2.8 billion shipments, tracking over 500 million companies and 850 million facilities globally. Altana covers more than 50% of global trade, making it the most comprehensive and accurate supply chain map available.Resources Mentioned- Altana Atlas platform and AI knowledge graph- U.S. Customs and Border Protection (CBP)- Uyghur Forced Labor Prevention Act (UFLPA)- Product passports for cross-border compliance- Altana's disruption and tariff scenario modeling toolsPeter's Socials:LinkedIn — https://www.linkedin.com/in/pgswartz/Partner LinksBook Enterprise Training — https://www.upscaile.com/
Joseph Sternberg analyzes Prime Minister Keir Starmer's crash and burn scenario despite a large parliamentary majority, weakened by scandals and party infighting, with survival relying on the lack of compelling alternatives while constant policy reversals leave his government unable to foster growth.1900 NETHERLANDS
2.18.26 Hour 3, Tobi Altizer goes over his perfect NFL Draft scenario for the Commanders to land one of the top prospects in this year's draft. Tobi Altizer reacts to the Washington Wizards' front office ranking out of the 30 NBA teams and why it's wrong. Tobi Altizer reacts to the reveal of an NFL overseas game and which game the Commanders could get.
2.18.26, Tobi Altizer goes over his perfect NFL Draft scenario for the Commanders to land one of the top prospects in this year's draft.
Rocky Magaña and Kramer Sansone are back to discuss Tyreek Hill being on the market and Mike Evans wants to play another year. The Olympics are rolling and the latest where the latest mocks have the Chiefs going. What's a round trade-back scenario look like for the Chiefs? Subscribe: https://youtube.com/live/6HCwYy0YnhY Learn more about your ad choices. Visit megaphone.fm/adchoices
Our practice is a relational one, which means sooner or later we're bound to experience some friction between us. Friction is not a failure. It's an edge, an opportunity, and a Dharma gate. What do we do when someone unsettles us? How do we respond when tension lingers in the room? What do we say when something needs to be said, and we're unsure how to say it? This Sunday we continue our exploration of living in sangha by leaning into these edges together. Discussion scenarios: Scenario 1: You are sitting in the zendo at Appamada during a well-attended Sunday service. Before kinhin, Michael,the head student, quietly leans toward Sarah and whispers, “Sit upright. You're collapsing.” There is no physical contact, but several people near you hear it. You see Sarah stiffen. Her breathing changes. After service, she leaves quickly without lingering. Later that week, in a small group you're part of, someone mentions she hasn't returned. Michael says calmly, “We're a Zen center. Posture matters. If we don't uphold the form, what are we doing?” As he speaks, you feel something move in the room. You also notice something in yourself—agreement, discomfort, uncertainty. Scenario 2: You are on a sangha working group tasked with improving communication. You are discussing plans to update the website. Aisha again speaks first, synthesizes the discussion, and proposes next steps. The meeting is efficient. When you begin to share an idea, she reframes it into clearer language and moves the group forward. Everyone nods. Afterward, you notice a heaviness in your body. Maybe irritation. Maybe something subtler—like being unnecessary. You also know Aisha carries a great deal and seems tired. She later mentions she feels responsible for keeping things from drifting. Nothing explicit has occurred. Yet something in you is contracting. Scenario 6: In practice discussion, you share something vulnerable about doubt. The teacher responds, “That is just your ego trying to be special.” You bow and leave. On the walk home you feel both gratitude and a sharpness in your chest. Was it strong medicine, or something misaligned? A few days later, you hesitate before signing up for another meeting. Something in you feels unsettled.
Your friends Trey Mitchell, Austin Guttery and Connor Risenhoover talk Video Games 00:00:33 - Open00:03:04 - We Have Clips00:05:25 - News00:06:24 - Nintendo Partner Direct00:13:10 - New Microsoft Console? 00:18:00 - AI in Games00:18:40 - What's Your Favorite Pokemon Commercial00:22:36 - Horizon Zero Dawn 3?00:25:18 - Discord Discourse00:29:30 - Ten 2000's Retro games that aren't as good as you remember00:35:50 - Pokémon Pokopia00:36:58 - Playstation State of Play predicts (That already happened)00:38:52 - Austin likes Kingdom Hearts now00:43:23 - What You Been Playin - Hades 200:47:00 - Lego Party00:50:10 - Kingdom Come Deliverance 2 00:51:52 - High on Life00:58:33 - Games Coming Out This Week01:04:10 - This Week in Gaming01:09:15 - Video Game Draft Talk01:12:00 - Game of the Week
Your friends Trey Mitchell, Austin Guttery and Connor Risenhoover talk Video Games 00:00:33 - Open00:03:04 - We Have Clips00:05:25 - News00:06:24 - Nintendo Partner Direct00:13:10 - New Microsoft Console? 00:18:00 - AI in Games00:18:40 - What's Your Favorite Pokemon Commercial00:22:36 - Horizon Zero Dawn 3?00:25:18 - Discord Discourse00:29:30 - Ten 2000's Retro games that aren't as good as you remember00:35:50 - Pokémon Pokopia00:36:58 - Playstation State of Play predicts (That already happened)00:38:52 - Austin likes Kingdom Hearts now00:43:23 - What You Been Playin - Hades 200:47:00 - Lego Party00:50:10 - Kingdom Come Deliverance 2 00:51:52 - High on Life00:58:33 - Games Coming Out This Week01:04:10 - This Week in Gaming01:09:15 - Video Game Draft Talk01:12:00 - Game of the Week
Black Canyon 50K Preview | Golden Ticket Weekend Tonight we continue our weeklong coverage of the double Golden Ticket race weekend with Freetrail's preview of the Black Canyon 50K. We'll also share final thoughts and key stats from the Black Canyon 100K and make our Golden Ticket predictions. We'll be live at 5:00 PM PT with co-hosts Tim Tollefson, Dani Moreno, and EmKay Sullivan. Who is your pick to win? –––––––––––––––––– The Docket Breaking news Black Canyon to Western States history Scenario speculation Historical margins of victory 50K preview Predictions –––––––––––––––––– Race Registration Register for The Big Alta https://ultrasignup.com/register.aspx?did=130943 Register for Gorge Waterfalls https://ultrasignup.com/register.aspx?did=129366 –––––––––––––––––– Sponsors Osprey Grab a trail running pack at https://www.osprey.com/catalogsearch/result/?q=trail%20runnng NEVERSECOND Nutrition Use code FREETRAIL25 for 25% off your first order https://www.never2.com –––––––––––––––––– Freetrail Links Website https://freetrail.com/ Freetrail Pro https://freetrail.com/freetrail-pro/ Patreon https://www.patreon.com/dylanbowman Instagram https://www.instagram.com/runfreetrail/ YouTube https://www.youtube.com/channel/UC8MKI1xB8YMchI1764zJXHg Freetrail Experts https://freetrail.com/freetrail-experts/ –––––––––––––––––– Dylan Bowman Instagram https://www.instagram.com/dylanbo/ Twitter https://twitter.com/dylanbo LinkedIn https://www.linkedin.com/in/dylan-bowman-06174380/ Strava https://www.strava.com/pros/1596921
Follow Clarus - https://www.beacons.page/claruspolarisFollow Nerdy - https://www.beacons.page/nerdynightlyJoin the Discord! - https://discord.gg/sZ2xy2bseaPO Box: 503-7700 Hurontario St unit 420 Brampton ON Canada L6Y 4M3Patreon - patreon.com/nerdynightlyBusiness Contact - nerdynightly@gmail.com Hosted on Acast. See acast.com/privacy for more information.
A supervisor leads a team of very needy CAT adjusters! Over the course of the year, the supervisor fields many questions as it comes up in their claims. Was there hail on X date? Was there lightning in the area? This hurricane is coming soon, where can I get news about it? Winter weather caused a slip and fall!! Where can I find information on wildfire perimeters and California evacuations? For help herding all these cats, we'll head to PLRB.org. Notable Timestamps [ 00:00 ] - The episode introduces a scenario where a supervisor fields constant weather-related questions from cat adjusters, highlighting the need for a centralized, reliable source for hail, lightning, hurricanes, wildfires, and more. [ 02:15 ] - The team previews multiple scenarios—winter storms, hail, lightning, power outages, tornadoes, hurricanes, and wildfires—showing the breadth of searchable weather data available to support claim investigations. [ 03:16 ] - Using a winter slip-and-fall in Iowa City, Iowa, the report pulls verified storm data from the National Weather Service, including freezing rain reports and hourly observations to validate conditions on the date of loss. [ 07:42 ] - For hail damage in Illinois, radar-derived data and verified hail reports allow adjusters to map proximity, estimated hail size, and associated severe thunderstorm warnings tied to a specific date and address. [ 09:53 ] - Lightning reports provide daily probability percentages and satellite detection data, helping assess commercial equipment claims while noting limits in resolution and cloud-to-cloud versus cloud-to-ground distinctions. [ 12:25 ] - Power outage searches archive data every ten minutes via PowerOutage.us, identifying outage timing, affected customers, and likely storm causes—critical for business interruption investigations. [ 14:09 ] - A tornado case study of the Mayfield event demonstrates wind reports, damage points, and EF-scale path polygons, enabling precise analysis of storm track and intensity relative to a property. [ 17:31 ] - Wildfire tools include historical perimeters like the Garnett Fire, evacuation zones, thermal hotspots, smoke analysis from National Oceanic and Atmospheric Administration data, and hurricane spaghetti models—underscoring a single portal for comprehensive weather intelligence. [ 17:49 ] - Dylan summarized upcoming PLRB Weather/CATs developments. Your PLRB Resources Weather/CATS Hub - https://members.plrb.org/weather-cat/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Introduction (0:00:00). Pints, walkouts, and opening statements.The Break (0:06:07). Results from five NTC regionals.NTC Case Balance (0:07:06). Did the State get the right yutes this time?Nightmare Scenario (0:10:46). We ask four veteran hosts how they would solve a situation with no good solutions: Brett Bayne, A.J. Bellido de Luna, Kate Donoghue, and Josh Jones.Main Interview (0:37:12). Jason Goss is a trial lawyer and the head coach of St. Mary's trial teams. He tells us about prosecuting a murderer / famous rapper on the lam, a 15-minute acquittal he won in a murder case in private practice, his stunning similarities to Harrison Ford, and how he won a “duffel bag of dip.”Mailbag (1:19:38). What's the biggest small thing a host can do to improve their guests' experience?
Mikel Arteta on Brentford Test, Man Utd Winning Run Ends, Nwaneri Nightmare Scenario On LoanArsenal face another huge Premier League challenge as Mikel Arteta prepares his side for a tough test against Brentford, while Manchester United's winning run finally comes to an end — and there's growing concern over a potential nightmare loan scenario involving Ethan Nwaneri.In today's episode of The Gooner Talk, Arsenal reporter Tom Canton breaks down everything from Arteta's latest press conference, the tactical and mental challenge Brentford present, and what Arsenal must do to maintain momentum in the title race. We also analyse Manchester United dropping points and what that means for the Premier League landscape, plus a deep dive into the risks surrounding Ethan Nwaneri's potential loan move and why Arsenal must get this decision right.With insight, analysis, and the latest Arsenal news, this is your essential Gunners update.
In This Episode: The Internet Archive saves an old car. AI Bird IDs. Claude code. Ringing Lost Dogs. This week the TEH Podcast is hosted by Leo Notenboom, the “Chief Question Answerer” at Ask Leo!, and Gary Rosenzweig, the host and producer of MacMost, and mobile game developer at Clever Media. (You’ll find longer Bios on the Hosts page.) Top Stories 0:00 LN: Internet Archive to the rescue My wife is visiting my sister-in-law, and the parking brake in her 2000 Honda CRV (originally my mother’s car) froze up. The pull-lever i the center wouldn't budge. I got messaged for help. I searched for “2000 honda crv maintenance manual”. The second entry is The Internet Archive's scan of the ~1400 page manual. https://archive.org/details/HondaCRV19972000 I was able to send her images from the manual about how to access and lubricate the pull lever. This isn't the first time IA has popped up randomly to help. It's an amazing resource. 5:45 LN: What bird is that? Another story of things coming together. My wife takes a photo with her phone (Pixel 4a) of a hawk sitting on a fence in our neighborhood. https://flic.kr/p/2rVhrLG The photo is auto-uploaded to her Google Photos account. I grab a copy and crop it. Original is 4032×3024, so there are lots of opportunities. Not bad. https://flic.kr/p/2rVjh8d 7:00 I fire up Topaz Gigapixel AI, and, with a little adjustment of settings, upscale the image 4x. I then crop it further to focus more closely on the bird. Also not bad, though there are some tell-tale signs that this was AI upscaled. https://flic.kr/p/2rVisjk 9:15 My wife asks me what kind of hawk that might be. No clue. So I decided to try … ChatGPT. I upload the upscaled image, and ask simply, “What kind of bird is this?” Likely ID: Red-tailed Hawk (juvenile) Based on the bulky buteo shape, overall brown upperparts, the pale “checkerboard” pattern on the wings, and the strongly banded tail (common in young birds before they develop the classic red tail), this looks most consistent with a juvenile Red-tailed Hawk. We do indeed have red-tailed hawks around here. It’s interesting that it ID'd a juvenile. 15:00 Identify birds. https://merlin.allaboutbirds.org/ 18:00 LN: Claude Code Installed on my PC because it promised to be able to work on local data 20:00 Non-trivial install (at least for Windows – WSL, and then you're running in an Ubuntu bash shell). 21:10 Scenario 1: My Obsidian vault – all plain text (.md) files. I can now ask questions and run analyses across the entire collection of notes. 24:00 Scenario 2a: My personal blog. Pointed it at leo.notenboom.org – did OK, but incomplete. 25:00 Scenario 2b: exported by personal blog content from WordPress as an XML file. Dense, lots of cruft. Gave that to Claude and got a very complete, detailed analysis / summary of what I've been doing there since 2004. 27:00 Scenario 3: downloaded the contents of 23 years of Ask Leo! Articles. https://askleo.com/ask-leo-analysis-via-claude-code/ 38:00 GR: Ring Doorbell Superbowl Ad ? Pretty sure I was “ringing this bell” many years ago right here LN: We Rate Dogs take on it: https://www.tiktok.com/@weratedogs/video/7605333665031245069 Ain’t it Cool GR: Dungeon Crawler Carl LN: Archive.org BSP: Blatant Self-Promotion LN: Managing Windows File Explorer's Navigation Pane – https://askleo.com/188995 GR: How To Keep Using Pages, Numbers and Keynote If You Don’t Want Apple Creator Studio Transcript teh_260 Video https://youtu.be/Q7JXOLNvLi4
Mike Ryzy joins us once again! What we have been playin' lately includes Mike playing ASL again with his friend online. Dave K recounts his playing of Scenario BFP 155- Stalingrad Reds from Mannerheim Cross. In the box is Action Pack 20 which has a large variety of scenarios and one map #98. Action Pack 21: Blitzkreig to Paris with many maps. Mike also provides a look at the rules changes from Journal 16. SHOW LINKSNone TodaySHOW TIMES01: Chit Chat7:20 What Have You Been Playing Lately?17:35 What's in the Box?32:00 Total Running TimeEnd Game the road hexes on left heldTheme song by Derek K. Miller of Penmachine.The views and opinions expressed on The 2 Half-Squads are not necessarily those of the hosts. You can also watch the show on our Youtube channel.
A restaurant experienced a power outage lasting over an hour and a half. Because of the outage, they decided to close for the rest of the evening, claiming lost revenue from missed dinner service. PLRB weather tools will help us explore outage duration, date and time, location, and eventual cause. As we investigate, we'll encounter an efficient proximate cause issue, the electrical currents exclusion, and a fried squirrel. Notable Timestamps [ 00:00 ] - The episode sets up a real-world insurance scenario: a restaurant closes after a 90-minute power outage and claims lost revenue, raising questions about cause, duration, and coverage. [ 00:38 ] - Investigating a power outage starts with verifying the exact date, time, duration, location, and cause, all of which are critical inputs for determining whether a claim may be payable. [ 02:29 ] - Using PLRB's power outage report, investigators can search by address and date range, view outages within a one-mile radius, and see results on an interactive map and data table. [ 03:14 ] - Outage data comes from utilities nationwide, gets updated every ten minutes, and covers about 87% of U.S. electric customers. This report helps establish whether an insured location likely lost power. [ 05:04 ] - The report shows outage IDs, UTC timestamps, customer counts, utility names, estimated restoration times, and potentially the confirmed cause, all exportable in a shareable PDF. [ 06:53 ] - Determining the outage cause is essential because many policies distinguish between natural events and artificial causes, which can directly affect coverage decisions. [ 08:19 ] - In this case, investigators found the outage was caused by a squirrel contacting electrical equipment, leading to arcing that damaged a transformer and knocked out power. [ 13:04 ] - The court rejected "but for" causation and made a ruling that did not invalidate the policy exclusion. [ 17:49 ] - Dylan summarized upcoming PLRB Weather/CATs developments. Your PLRB Resources Weather/CATS: Get a Power Outage Report - https://members.plrb.org/weather-cat/power-outage-report Case Law Review: City of West Liberty v. Employers Mutual Cas. Co., 922 N.W.2d 876 (Iowa 2/01/19) - https://members.plrb.org/documents/city-of-west-liberty-v-employers-mutual-cas-co-2019 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Guest: David Albright. Albright warns of "loose nukes" and dangerous materials in Iran, urging planning for a "day after" scenario to secure nuclear assets during potential regime instability.1957 NUKE AIR TO AIR GENIE ROCKET TEST
Today's episode is the second in a three-part series that examines the potential consequences for China if a military operation against Taiwan were to fail. In each of these episodes, we're speaking with authors of a recently published German Marshall Fund study of the possible costs that China would incur across four different, but interrelated areas: the Chinese economy, the military, Chinese social stability, and international costs. Our podcast today focuses on the potential costs for domestic social stability. To recap, the study considered two scenarios occurring in the next five years. In the first scenario, a minor skirmish escalated into a multi-week maritime blockade of Taiwan by China. Although several dozen members of the Chinese and Taiwanese military were killed, US intervention eventually forced China to de-escalate. In the second scenario, a conflict escalated into a full-fledged invasion, with Chinese strikes on not only Taiwan but also US forces in Japan and Guam. After several months of heavy fighting, Chinese forces were degraded and eventually withdrew after suffering many tens of thousands of casualties. Joining us today are Sheena Chestnut Greitens and Jake Rinaldi. Sheena is an associate professor at the University of Texas at Austin and visiting research faculty at the US Army War College. Jake is an associate political scientist at the RAND Corporation.Timestamps: [00:00] Introduction [02:11] Why This Matters to US Policymakers [04:37] Managing Social Stability During Conflict with Taiwan [08:01] How the CCP Identifies and Suppresses Sources of Instability[10:44] Social Stability Organizations and Institutions [15:06] Domestic Pressures & Potential Party Responses [19:00] Estimating Public Support for Reunification [23:09] Scenario 3: Protracted Conventional Conflict [26:55] Lessons Learned from COVID Lockdowns [31:28] Long-Term Implications for Stability Post-Conflict
11am-12pm - Hour in full
In this podcast episode, Karl Eggerss discusses President Trump's surprise nomination of Kevin Warsh as the next Federal Reserve Chair, which triggered a sharp market reaction—most notably a spike in the dollar and a steep selloff in precious metals. Karl explains Warsh's background, his reputation as a policy hawk, and why the pick caught markets off guard. Despite some higher one‑day volatility in certain areas, overall market indexes were mostly flat for the week, reinforcing the value of diversification. Show Topics Fed chair nomination Market reaction overview Precious metals selloff Commodity/inflation divergence Diversification importance
You're a new exhibitor, and you're excited and anxious about your first visit to the PLRB Claims Conference. How will you handle the rushes of attendees and the breaks between them? How will you build relationships that will last after you leave the Expo floor? What tone will you strike with members? Gemcor has been attending PLRB since 1984, just three years after our dad founded the company. It's the one conference we commit to every single year, and today we'll share our perspective. Notable Timestamps [ 00:58 ] - In this scenario, a new exhibitor is hoping for success at the upcoming PLRB conference. [ 03:27 ] - The team discusses their favorite conference locations. [ 07:59 ] - Successful exhibitors emphasize consistency and face-to-face connection as the core driver of lasting client relationships. [ 10:57 ] - Every conversation counts, even if someone isn't a potential client at that moment. [ 12:07 ] - Conferences surface real-time industry trends and information, from informal hallway conversations. [ 13:19 ] - Downtime isn't wasted time if it's used appropriately. [ 14:55 ] - Follow-up is critical to keep the momentum going after a conference. [ 16:40 ] - Booth presence matters: engaged, approachable exhibitors attract more meaningful interactions. [ 17:49 ] - Dana summarizes the key points above. Your PLRB Resources PLRB Events: Upcoming Events - https://members.plrb.org/events/ Claims Conference: Event Site - http://www.plrbclaimsconference.org/ Affiliate Membership: Which PLRB Affiliate Membership Is Right for You? - https://www.plrb.org/affiliate/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Let's talk faith. This episode is an overhaul of how you'll view your future - BEST. CASE. SCENARIO. ONLY. These principles have been helping me so much and I can't wait for you to let them - and the faith they bring - in. You're meant for big & wonderful things and it's all working out for you. Book mentioned: Miracle Power of Your Mind by Joseph D Murphy Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway @dreamawaymembership on IG Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout Order my book, You Have the Magic: https://youhavethemagic.com/ @haleyhoffmansmith on IG/TikTok
Colonel Rajesh Pawar (retd) is a former officer of the Indian Army and is now a seasoned war correspondent and defense journalist for India Today. He is best known for his fearless ground reporting from some of the most volatile conflict zones in recent history.His expertise lies in global geopolitics, modern warfare tactics, and defense strategy. Most notably, he provided extensive on-ground coverage of the Russia-Ukraine war, reporting live from Kyiv even as the city was under siege.More recently, he has covered the Israel-Hamas war, reporting from locations like Tel Aviv and the Dead Sea to analyze the conflict's military and human impact. His work often focuses on the intersection of military action and its geopolitical ripple effects, making him a critical voice for understanding how global conflicts impact India's strategic interests.
#podcast #entertainment #range Take your everyday carry (EDC) skills from the range to the real world. In this powerful segment, Mark Kelley breaks down how to build true readiness when it matters most—beyond controlled environments and paper targets.Whether you're carrying for self-defense, duty, or personal protection, this discussion covers mindset, practical training methods, gear considerations, and the critical transition from square-range drills to unpredictable street scenarios. Key topics include: Bridging the gap between range proficiency and real-world application Scenario-based training ideas that actually prepare you Common pitfalls that leave good shooters vulnerable outside the range Building habits that hold up under stress Full episodes available now → https://ontherangepodcast.com On The Range Podcast with Mark Kelley and Rick Hogg – where serious firearms training meets real talk. Order “The Firearms Training Notebook”: https://amzn.to/3DfIOkz Kelley Defense: https://www.kelleydefense.com WarHogg: https://www.warhogg.com Listen on: Apple Podcasts → https://podcasts.apple.com/us/podcast... Spotify → https://open.spotify.com/show/0GBzNxH... Subscribe, rate, and review to help spread the word! (Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. No copyright infringement intended. All rights belong to their respective owners.) JOIN The OTR “CREW”!!! → https://www.ontherangepodcast.com
Elyria Chronicle-Telegram Browns beat reporter and BrownsZone.com's Scott Petrak joined "Baskin & Phelps" Monday talking about Cleveland's coaching search and why if the Browns promote DC Jim Schwartz, the 35 year old Rams passing game coordinator might not want to come to Cleveland.
What if players at the deadline fell into the perfect spots? How powerful could they be? Alex Barutha has 5 names that land in this zone. Who are they, and should you stash now, in a week, or deadline morning? PLAYERS COVERED: Jaden Ivey, Dylan Cardwell, Brandin Podziemski, Ziaire Williams, Scoot Henderson TRADE DEADLINE LIVE SHOW PAGE - Bookmark/Like it today and don't miss our 6 hours of mayhem on February 5th! https://youtube.com/live/ldtMbcI9EMQ?feature=share The Old Man Squad has a PATREON now. It's $1 and doesn't get a single benefit. It is entirely to support the mission here but won't change anything we do. https://www.patreon.com/cw/oldmansquad Follow Dan Besbris on Twitter: https://x.com/danbesbris Find Dan on the brand new BlueSky social network: https://bit.ly/3Vo5M0N Check out Dan's Google Sheet with Ranks, Weekly Streaming Schedule Charts & Injury Replacement Adds FREE! https://bit.ly/3XrAdEW Listen and subscribe on iTunes: https://apple.co/3XiUzQK Listen and subscribe on Spotify: https://spoti.fi/3ACCHYe Float on over to the new Old Man Squad Sports Network YouTube page to watch videos from the network's top talent: https://bit.ly/46Z6fvb Join the Old Man Squad Discord to chat with Dan and all the other hosts: https://t.co/aY9cqDrgRY Follow Old Man Squad Fantasy on Instagram for all our short videos: https://bit.ly/3ZQbxrt Podcast logo by https://twitter.com/freekeepoints Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Teaser ... Defining AI succession ... How positive psychology led Dan to AI research ... Is Dan a "successionist"? ... Does it matter whether AI is sentient? ... Two traits of a worthy successor ... The varieties of succession scenarios ... Values and interests ... Will AI have any use for us? ... Succession scenarios to avoid ... Heading into Overtime ...
The Sixers are 6-1 in the last seven games Joel Embiid has played, and they're two games out of the three seed. Could it all be happening this year? We talk about the win in Orlando and how everything is settling into place. Then we discuss a Joel Embiid trade scenario, re-address the airplane seat recline debate, and explore the likelihood of a Maxey MVP. Welcome new Ricky partner Verb Energy! Get 20% off the Verb Energy bars with code RTRS at https://verbenergy.com/Reserve your spot for Fly The Process New Orleans here: https://www.rightstorickysanchez.com/p/flyAdam Ksebe is the official realtor of The Ricky at 302-864-8643The Rights To Ricky Sanchez is presented by Draft Kings SportsbookSurfside Iced Tea and Vodka is the official canned cocktail of The Ricky. Gambling Problem? Call one eight hundred GAMBLER. New York: call eight seven seven eight HOPENY or text HOPENY. Connecticut: call eight eight eight seven eight nine seven seven seven seven or visit CCPG dot org. On behalf of Boot Hill Casino in Kansas. Wager tax pass-through may apply in Illinois. Twenty one plus in most states. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.