Podcasts about Scenario

This week on the Squiggly Careers podcast, Sarah and Helen borrow brilliance from Vanessa Urch Druskat's research on team emotional intelligence, first featured in Harvard Business Review.While emotional intelligence is often talked about at an individual level, this episode explores what happens when you apply it to teams — and how emotional awareness can build motivation, trust, and high performance together.Sarah shares how she used AI (Claude) to turn Druskat's research into a practical team emotional intelligence quiz, helping teams assess their habits and find simple ways to improve.Episode 508


Curd Appeal sells the best-looking cheeses on the block, but over the long weekend their refrigerator broke down, and now their limburger isn't the only thing that smells. The owner argues they are covered under the BP 00 03, but the adjuster spots some holes in their argument. The owner hits back with a supplemental endorsement they purchased, hoping to find coverage any way they can.   Notable Timestamps [ 03:00 ] - The five-point process for property coverage analysis includes: covered property, direct physical loss, covered cause of loss, conditions, and additional coverages/extensions. [ 04:37 ] - Mechanical breakdown (like a refrigerator going out) is often an excluded cause of loss in a standard policy. [ 07:18 ] - Supplemental endorsements for food spoilage are designed to work with the base policy and can specify limits and change base policy language. [ 08:59 ] - This food spoilage coverage extension insures against direct physical loss or damage to food stock or food merchandise contained in a refrigeration unit. [ 10:47 ] - The endorsement defines a covered cause of loss to include mechanical breakdown and power outage (change in temperature/humidity). [ 12:31 ] - This food spoilage endorsement often explicitly deletes the mechanical breakdown exclusion from the base policy, but only for that specific coverage extension. [ 13:41 ] - The food spoilage extension may only apply if the loss is not covered by Equipment Breakdown Insurance (an optional policy coverage). [ 14:10 ] - The optional Equipment Breakdown Protection Coverage in the BP 00 03 policy covers direct loss or damage caused by mechanical breakdown or electrical failure of machinery. [ 15:33 ] - The Equipment Breakdown Protection Coverage might exclude leakage at a valve or seal, which is a distinction that could make the supplemental endorsement the only source of coverage. [ 18:31 ] - Brennan provides a recap of the points above. Your PLRB Resources Property Question of the Week: Food Spoilage under BP and CP Forms – No Off-Premises Power Outage - https://www.plrb.org/documents/food-spoilage-under-bp-and-cp-forms/ Property Question of the Week: Mechanical Breakdown of Freezer: Food Covered? - https://www.plrb.org/documents/mechanical-breakdown-of-freezer-food-covered/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Jason and Sterling react to the Jets trading cornerback Sauce Gardner to the Colts for two first round picks. They discuss why the Chiefs should consider trading McDuffie if that compensation package is available. See omnystudio.com/listener for privacy information.

Once again, everyone is looking for a reason other than the cold hard truth. Social Security operates like a ponzi-scheme. Ponzi-schemes fall apart when withdrawals exceed collections. Since 2021, the payouts have exceeded collections. The worker-retiree ratio has fallen from 5:1 in the 1960 to 2.8:1 today, and is expected to be 2.3:1 in 2033. Life expectancy has increased, as well as the payouts per retiree.    The SS trust fund will be depleted by 2033. At that point with no changes in law, only 77% of benefits will be paid out, decreasing to 69% over time. This means to keep this terrible program running and paying out 100% of benefits, things will have to change. Either higher taxes, higher retirement age, or a new $500 billion in borrowing every year, and increasing every year.    Ideas like cutting out rich people or increasing the maximum threshold buy the program another 5-10 years.    We will not come to a sensible solution on SS until voters accept that the money you paid in is gone, but not because the Trust Fund was "raided;" and the shortfall is not because millions of illegals are collecting your social security.  

ll quadro di riferimento settimanale a cura del Team Advisory di Ersel per la settimana del 3 novembre 2025. I principali temi: le riunioni della Bce e Fed, tassi e inflazione, i nuovi massimi del mercato azionario, l'attenzione sull'energia e intelligenza artificiale, gli aggiornamenti sulla situazione geopolitica. Restate aggiornati e buon ascolto!Il presente podcast è destinato esclusivamente a scopi informativi/ di marketing non sostituendosi al prospetto informativo o ad altri documenti legali di prodotti finanziari ivi eventualmente richiamati. Nel caso, si prega di consultare il prospetto dell'OICVM/documento informativo e il documento contenente le informazioni chiave per gli investitori (KID) prima di prendere una decisione finale di investimento che può essere effettuata solo previa valutazione dell'adeguatezza del servizio o dello strumento finanziario rispetto al profilo individuato con il questionario MiFID. Solo la versione più recente del prospetto, dei regolamenti, del Documento chiave per gli investitori, delle relazioni annuali e semestrali del fondo può essere utilizzata come base per decisioni di investimento. Il presente podcast non costituisce né un'offerta né una sollecitazione all'acquisto, alla sottoscrizione o alla vendita di prodotti o strumenti finanziari o una sollecitazione all'effettuazione di investimenti. Ersel ha verificato con la massima attenzione tutte le informazioni rappresentate nel presente podcast e compiuto sforzi per garantire che il contenuto di questo podcast sia basato su informazioni e dati ottenuti da fonti affidabili, ma non garantisce della loro esattezza e completezza non assumendosi alcuna responsabilità. Ersel non si assume alcuna responsabilità circa le informazioni, le proiezioni o le opinioni contenute nel presente podcast e non risponde dell'uso che terzi potrebbero fare di tali informazioni, né di eventuali perdite o danni che possano verificarsi in seguito a tale uso. Il presente podcast può fare riferimento alla performance passata degli investimenti: i rendimenti passati non sono indicativi di quelli attuali o futuri. Le indicazioni e i dati relativi agli strumenti finanziari, forniti dalla Società, non costituiscono necessariamente un indicatore delle future prospettive dell'investimento o disinvestimento. È vietata la riproduzione e/o la distribuzione del presente podcast, non espressamente autorizzata.

Review of the Delta Green community scenario Telling the Bees, written by Charles Perryman for the 2021 shotgun scenario contest. You can read the text version of this review here: https://mjrrpg.com/telling-the-bees-review-delta-green-shotgun-scenario/  Telling the Bees can be found online on the Fairfield Project, Delta Green Wiki, or the original Google Doc http://fairfieldproject.wikidot.com/telling-the-bees https://fairfieldproject.fandom.com/wiki/Telling_the_Bees https://docs.google.com/document/d/14pLZdqYZk8YBc_Uaxf07IJwxuK2w3dgwYPlcbfq_vxc/edit?tab=t.0 Thank you to Cryochamber for use of their album, Cthulhu. https://www.youtube.com/watch?v=ppiGTLqfaWc  https://cryochamber.bandcamp.com/album/cthulhu 

Wedbush's Dan Ives returns to The Watch List and reiterates that the A.I. trade will continue a bullish run for the foreseeable future. He points to Alphabet's (GOOGL) earnings as a sign that the A.I. buildout shows no signs of slowing. Dan believes the company will eventually partner with Apple (AAPL) to deliver a "one-two punch" for A.I. development. He adds that "there's no better company" developing emerging tech than Palantir (PLTR) even as valuations continue to swell. As for the global A.I. trade, he sees Nvidia (NVDA) continuing leadership helped by an eventual trade framework between the U.S. and China.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In today's powerful new episode of Independent Americans with your host Paul Rieckhoff (@PaulRieckhoff) , featuring the return of Lt Colonel Alex Vindman—a national security expert, Ukraine insider, and unwavering patriot. This timely interview dives deep into America's fractured politics, threats from abroad, and the vital ways community and vigilance can help repair our union. With fresh perspective on Trump's foreign policy, the military shutdown crisis, and the war in Ukraine, this is your essential listen for staying informed and inspired. Listen now and share to help vigilant Americans everywhere unite. Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. Its independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -Previous appearance: Episode 265 - Feb. 1, 2024 -WATCH video of this episode. -Learn more about Independent Veterans of America and all of the IVA candidates.  -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us. And get cool IA and Righteous hats, t-shirts and other merch.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media. Ways to listen: Spotify: https://open.spotify.com/show/0F1lzdRbTB0XYen8kyEqXe Apple Podcasts: https://podcasts.apple.com/us/podcast/independent-americans-with-paul-rieckhoff/id1457899667 Amazon Podcasts: https://music.amazon.com/podcasts/49a684c3-68e1-4a85-8d93-d95027a8ec64/independent-americans-with-paul-rieckhoff Ways to watch: YouTube: https://www.youtube.com/@independentamericans Instagram: https://www.instagram.com/IndependentAmericansUS/ Social channels: X/Twitter: https://x.com/indy_americans BlueSky: https://bsky.app/profile/indyamericans.bsky.social Facebook: https://www.facebook.com/IndependentAmericansUS/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Money & Meaning, Jeff Bernier connects 17th-century philosophy with modern financial planning. Using Blaise Pascal's wager as a framework, Jeff examines how retirement planning isn't about certainty—but resilience. He discusses scenario analysis, the role of Plan B, and why the best financial plans aren't fixed, but adaptable. This episode is a timely reminder that thoughtful preparation—not prediction—brings peace of mind in uncertain times.    Topics covered:  Applying Pascal's Wager to financial planning The role of low-probability, high-impact risks in retirement planning Emphasizing resilience over prediction Scenario analysis and its purpose in building flexible plans The importance of maintaining a Plan B Avoiding the mistake of confusing spreadsheets with reality Why assumptions in planning must remain dynamic The value of humility in planning for an unknowable future Embracing flexibility in lifestyle, spending, and investments “Strong opinions loosely held” as a financial philosophy Confidence through preparation rather than prediction   Useful Links:    Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/  TandemGrowth Financial Advisors: https://www.tandemgrowth.com/ 

The crew break down the No Limit vs. Cash Money Verzuz event with a round‑by‑round scorecard, hot takes, and standout moments — from Snoop's knockout cameo to Mia X, missing features, and the family unity that swung the night. Featuring guests Bubb McFly and Matt Whitener of The Scenario, personal concert memories, and cultural context, the episode mixes nostalgia with analysis to explain why No Limit came out on top and what the showdown means for Southern hip‑hop. Join the I Only Listen to 90s Music Facebook Group http://bit.ly/3k0UEDe        Follow I Only Listen to 90s Music on IG https://bit.ly/3sbCphv       Follow SOLC Network online Instagram: https://bit.ly/39VL542                          Twitter: https://bit.ly/39aL395                          Facebook: https://bit.ly/3sQn7je                To Listen to the podcast Podbean https://bit.ly/3t7SDJH                      YouTube http://bit.ly/3ouZqJU                      Spotify http://spoti.fi/3pwZZnJ                     Apple http://apple.co/39rwjD1  IHeartRadio http://ihr.fm/2L0A2y

Just when you think you can see the finish line, your team blows a tire. Welcome to November everyone, where seasons turn upside down in an instant. Mitch and Trey discuss the weekend slate that includes Cincinnati at Utah after dark, USC's trip to Nebraska, Sooners against the Vols, and an ACC chaos scenario!Play $5 and get $100 instantly (limited time only!) in fantasy bonus funds when you use code THREETECHPOD with our presenting sponsor, Underdog Fantasy! ⁠⁠⁠⁠⁠⁠⁠⁠https://underdogfantasy.com/⁠⁠⁠⁠⁠⁠⁠⁠Join the Jimmy's and Joe's for CFB content for all 136 teams!FOLLOW: @ThreeTechPod on Instagram and Twitter!HOMEFIELD DISCOUNT: THREETECHPOD for 15% off!Join our Substack: https://threetechpod.substack.com/

We go through and give you each of our College Football Playoff predictions heading into Week 10. - - - Today's Sponsor: Raycon - Get 20% off Everyday Earbuds Classic at https://buyraycon.com/booster BAERSkin Tactical Supply Co. - Get a BÆRSkin now - while it's 60% off. Text CRAIN to 36912 - - - Privacy Policy: https://www.dailywire.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

"Simply the Vest" is a dry cleaning service with a basement full of supplies, tools, clothing, and… water. After a heavy rain, the owners discovered that their sump pump had failed, causing water to back up into the basement, resulting in damage to their property. Under their BP 00 03 form, coverage for this cause is firmly excluded. However, they paid for a supplemental endorsement with some interesting technicalities… Notable Timestamps [ 02:43 ] - When assessing coverage, always start with the underlying policy form before reviewing any endorsements, ensuring clarity on the initial coverage. [ 05:32 ] - Supplemental coverages given to an insured typically identify specific needs that they have in the transaction and provide clear limits for each supplemental coverage provided. [ 08:11 ] - Endorsements can provide additional coverage for water-related claims like backup and overflow or mold, which are generally types of losses that would otherwise be excluded. [ 11:18 ] - Determining coverage requires looking at the exact policy language, fitting it to the specific scenario, and matching facts to the policy language. [ 13:45 ] - Sump pump issues often involve power outages (necessitating battery backup) or mechanical breakdown, but each claim has to be assessed based on its individual merits. [ 15:23 ] - An endorsement providing additional water backup coverage may also modify or replace the existing water damage exclusion found in the underlying BP policy. [ 17:49 ] - If a loss isn't excluded under the underlying policy, the supplemental coverage-- which could be subject to a lower limit-- would not be needed. [ 16:18 ] - Brennan provides a brief conclusion. Your PLRB Resources Coverage Question: Sump Pump vs. Septic Pump - https://www.plrb.org/documents/sump-pump-vs-septic-pump-pcq-2024-09-24-dwf-b Property Question of the Week: Sewer Backup Coverage vs. Flood Exclusion - https://www.plrb.org/documents/sewer-backup-coverage-vs-flood-exclusion/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

It's the question I've been getting a lot of lately, which is like a general question, which is what's the best way to do social media ads? The answer is, it depends. However, there is a Holy Trinity to shoot for, and if you can pull this off, and I...

Combat-proven hosts Rick Hogg (War HOGG Tactical) and Mark Kelley (Kelley Defense) sit down with Mike Pennington, founder of Storm Dog Tactical, to unpack real-world K9 integration: selection and imprinting, handler–dog communication, scenario design that transfers to the street, and post-event debriefs that actually improve outcomes. We hit tracking, building searches, vehicle work, and the gear that matters (and what doesn't). Whether you're LE, military, or a responsible armed citizen, you'll get practical steps to tighten reps, build trust, and perform under stress. Stay safe. Stay trained. Stay deadly. Episode Notes (skim-friendly) K9 selection, drive, and early imprinting Handler–dog communication & team deconfliction Scenario design: tracking, buildings, vehicles Gear that works vs gear that's noise (leads, harnesses, cams, comms) Debrief methodology and sustaining readiness   0:00 Intro & background : K9 Conference & imprinting : Communication cues under stress : Scenario design that transfers : Gear talk: keep it simple : Debriefs & takeaways   War HOGG Tactical, Kelley Defense, On The Range Podcast, Mike Pennington, Strom Dog Tactical, K9 training, police K9, law enforcement training, military working dog, handler training, tracking, building search, vehicle interdiction, use of force, tactical mindset, performance under stress, leadership, debrief, gear setup, training scenarios, responsible armed citizen, firearms training, combatives, tactical podcast

ll quadro di riferimento settimanale a cura del Team Advisory di Ersel per la settimana del 27 ottobre 2025. I principali temi: gli incontri del weekend tra Bessent e Vicepremier cinese, le attese per le trimestrali, banche centrali e tagli di tassi, il mercato bond americano, la settimana volatile per l'oro. Restate aggiornati e buon ascolto!Il presente podcast è destinato esclusivamente a scopi informativi/ di marketing non sostituendosi al prospetto informativo o ad altri documenti legali di prodotti finanziari ivi eventualmente richiamati. Nel caso, si prega di consultare il prospetto dell'OICVM/documento informativo e il documento contenente le informazioni chiave per gli investitori (KID) prima di prendere una decisione finale di investimento che può essere effettuata solo previa valutazione dell'adeguatezza del servizio o dello strumento finanziario rispetto al profilo individuato con il questionario MiFID. Solo la versione più recente del prospetto, dei regolamenti, del Documento chiave per gli investitori, delle relazioni annuali e semestrali del fondo può essere utilizzata come base per decisioni di investimento. Il presente podcast non costituisce né un'offerta né una sollecitazione all'acquisto, alla sottoscrizione o alla vendita di prodotti o strumenti finanziari o una sollecitazione all'effettuazione di investimenti. Ersel ha verificato con la massima attenzione tutte le informazioni rappresentate nel presente podcast e compiuto sforzi per garantire che il contenuto di questo podcast sia basato su informazioni e dati ottenuti da fonti affidabili, ma non garantisce della loro esattezza e completezza non assumendosi alcuna responsabilità. Ersel non si assume alcuna responsabilità circa le informazioni, le proiezioni o le opinioni contenute nel presente podcast e non risponde dell'uso che terzi potrebbero fare di tali informazioni, né di eventuali perdite o danni che possano verificarsi in seguito a tale uso. Il presente podcast può fare riferimento alla performance passata degli investimenti: i rendimenti passati non sono indicativi di quelli attuali o futuri. Le indicazioni e i dati relativi agli strumenti finanziari, forniti dalla Società, non costituiscono necessariamente un indicatore delle future prospettive dell'investimento o disinvestimento. È vietata la riproduzione e/o la distribuzione del presente podcast, non espressamente autorizzata.

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In this episode we answer emails from Eva, Jess and Mr. Toxic.  We discuss the three levers of safe withdrawal rates applied to a listener's upcoming retirement situation, running test risk parity style portfolios to get some practice like with have done with Bigger Pockets money, and what little we know about HSAs.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapJackie Cummings Koski on Investing with HSAs:  Investing With The Health Savings Account - Define Your Legacy W/ Jackie Cummings KoskiBigger Pockets Money Test Risk Parity Style Portfolio:  We Built a 5% SWR Retirement Portfolio Using Fidelity in 48 Minutes (Golden Ratio Portfolio)Breathless Unedited AI-Bot Summary:Most retirement plans stumble not on math, but on mechanics. We sit down with a listener who's 55, VTI-heavy in a taxable account, and ready to pivot into a modified golden ratio portfolio—then unpack a practical path to move from concentration to resilient diversification without lighting up a massive tax bill. Along the way, we map out the three levers that quietly raise your safe withdrawal rate: portfolio design, baseline expenses, and personal inflation that often runs 1–2% below CPI.We get specific on asset location and reallocation: placing treasuries and managed futures in tax-deferred accounts, using gold and equities where they're most tax-efficient, and gradually trimming VTI by targeting favorable tax lots and capital gains brackets. If you've wondered whether a small cap value tilt can help, we explain how it can reduce volatility and lift a portfolio's historical withdrawal capacity by roughly 0.5–1%—and how to pursue it at a measured pace. We also clear up a common confusion: rebalancing returns you to your target mix; reallocating changes the target itself.Then we turn to HSAs. They're a triple tax-advantaged powerhouse for you, but a poor inheritance vehicle for kids who must recognize the balance as income in a single year. We break down the strategy of saving receipts, the shift at age 65 when non-medical withdrawals are IRA-like, and why timing HSA spending for higher-income retirement years often makes sense. Don't count on a costly end-of-life to “use it up”—many don't have that trajectory. A smarter approach draws down the HSA earlier for qualified costs and Medicare premiums while avoiding a tax bomb for heirs.We wrap with weekly portfolio reviews across classic and levered models and a reminder that simple beats clever: a resilient allocation, tax-savvy placement, and flexible spending can carry you from early retirement through Social Security and beyond. If this helped tighten your plan, follow the show, leave a review, and share it with a friend who's staring down a VTI-heavy portfolio and wondering where to start.Support the show

David Anderson joins to recap the blowout loss to Oregon and preview the critical matchup at Purdue on Saturday. Keys to victory, how RU should game plan and concerns for this matchup and more.#rutgersfootball

Monday's internet outage may be a warning sign of just how interconnected everything has become - where one glitch could freeze hospitals, banks, and transportation, effectively shutting down society as we know it. Paul Hochman, president of Humongous Media and former tech editor for The Today Show, joins Rob Hart on the WBBM Noon Business Hour to discuss.

Episode Title: Developing Resilience in High-Pressure SituationsSummaryWelcome back to the Muscles & Mindset Podcast with Dr. Ali Novitsky, board-certified obesity medicine physician and expert in stress, strength, and self-regulation.In this episode of the Stress Series, Dr. Novitsky explores how to build true resilience—not in serene environments, but in the moments that truly test us. Whether you're navigating life-or-death emergencies or emotionally charged situations, this conversation reveals how to stay centered and in control, even when your nervous system wants to panic.Using a powerful varicose vein metaphor, she explains how chronic stress is like a “leaky valve”—unless you address the root cause (emotional dysregulation), surface-level fixes like better habits won't stick. The solution? A simple pause.Dr. Novitsky teaches how a 2–3 second pause in the heat of stress can stop the brain's “hijack” and activate the prefrontal cortex—our reasoning center. She breaks down three stress scenarios and guides listeners toward the third, most empowering one: awareness, presence, and intentional breath.Drawing from cognitive behavioral therapy (CBT) and dialectical behavioral therapy (DBT), Dr. Novitsky offers a toolkit for regulating emotions, accessing your “wise brain,” and debriefing after stressful moments to rewire your response. Whether in medicine, sports, family dynamics, or everyday life, this episode shows how resilience can be learned—and why it's the key to long-term transformation.Key Points• Beyond the Spa: Real resilience is built in chaos, not calm.• The Leaky Valve Analogy: Fix emotional dysregulation at the root for lasting stress relief.• Stress Is Automatic: The fight-or-flight response can't be stopped—but it can be reshaped.• The Power of the Pause: A brief, intentional check-in prevents spiraling and restores clarity.• Three Stress Scenarios: 1. Hijacked and unaware. 2. Aware but suppressing. 3. Aware and present—the goal.• Tools from CBT & DBT: Learn to regulate emotions and access clear, productive thinking.• Debrief to Rewire: Reflecting after stress creates new mental pathways for resilience.• Lifelong Practice: Emotional regulation isn't a finish line—it's a daily skill worth mastering.Timestamps• 00:02 – Intro: Managing real-world stress• 02:10 – The “leaky valve” analogy for chronic stress• 04:00 – Understanding the HPA axis and stress physiology• 05:40 – Prefrontal cortex hijacking: why we spiral• 07:10 – The pause as a regulation tool• 09:30 – Scenario breakdown: hijack, suppression, or presence• 11:50 – Staying calm in acute stress (e.g., medical emergencies)• 13:40 – Building confidence by staying grounded• 15:00 – Personal story: trauma and resilience in college athletics• 18:20 – CBT vs. DBT: how emotions shape thoughts• 21:40 – Tools for distress tolerance and “wise mind”• 24:40 – Personal debriefs: your secret weapon for growth• 27:40 – Real-life triggers and emotional awareness• 30:10 – Transform 10: a year-long stress mastery programFollow Dr. Ali Novitsky on TikTok | Facebook | Instagram | YouTubeSubscribe to the Muscles and Mindset Podcast on Spotify | Apple PodcastsWork with Dr. Ali

Predicting Op Sindoor 2.0 Scenario with IAF Latest Weapons |  Pak Calculations | Augustine Vinod

We are experiencing some technical difficulties with today's episode, so instead I thought I would share two clips that were previously cut for time. In these clips, Dana Grodin and Alison McLaney, both of Gemcor and Digipraise, answer our burning questions about diamonds, lab-grown and natural. I'll re-insert their introduction before we hop into the clips, but the rest of the material has never appeared on this feed before. You might have caught it if you subscribe to our YouTube channel, so if you like these quick hits head over there for more.    Notable Timestamps [ 00:50 ] - Introducing Dana Grodin & Ali McLaney of Gemcor & Digipraise. [ 03:33 ] - Beginning of the clip "I Didn't Think a Diamond Could Chip!" Although diamond is the strongest material known to mankind, it has weak points and structural bonds, meaning hardness does not equate to avoidance of chips. [ 05:00 ] - The myth of a "flawless" diamond is common, but most diamonds have clarity characteristics (crystals/clouds) that act as weak points visible under magnification. [ 06:15 ] - Gemcor determines if an imperfection breaks the surface, constituting damage, and investigates if the damage is new or pre-existing, noting mounting condition. [ 08:53 ] - Beginning of the clip "What is a Lab-Grown Diamond?" Lab grown diamonds are chemically and physically identical to natural diamonds. LGDs have exploded in popularity, now representing 50% of engagement ring sales.  [ 09:45 ] - Unlike natural diamonds created over millions of years, LGDs are grown in a lab in about 30 days, resulting in them being thousands of dollars less expensive. [ 10:45 ] - Differentiation between natural and lab grown diamonds requires very high-quality, specialized equipment because standard diamond testers and visual inspection fail. [ 12:00 ] - Ethically, all lab grown diamonds should have a laser inscription (e.g., LG) on the girdle, but vendors sometimes omit this marking, creating significant disclosure risk. [ 16:18 ] - Brennan provides a brief conclusion. Your PLRB Resources Podcast Episode: "You Can't Salvage My Mother's Ring!" https://youtu.be/Ijph_AuQZq4 Podcast Episode: The Lab-Grown Mismatch: One Earring, One Surprise https://youtu.be/zp8UUIqQ9Q0 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Dave Collum is not optimistic on the trajectory of the broad market, as capital quietly blows up beneath the surface, AI spend gets ignited into the void, and investors pile into a complacency bubble that can only end in disaster when reality rears its ugly head. Dave points out that gold and silver's epic run could be a sign of greater problems for the economy, along with explaining how he thinks the US-China trade war could throw an additional wrench into the gears of a machine that has been running on hope for far too long.Get Your Commodity Culture Merch: https://commodity-culture-shop.fourthwall.comFollow Dave Collum on X: https://x.com/DavidBCollumWatch Dave's interview with Tucker Carlson: https://youtu.be/orgvAk7JhBI?si=AYvxLf5l1gmnzEl9Follow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture

“The opportunity now is huge with accountants and bookkeepers to provide more of a proactive service, more forecasting, more future visibility. But certain things have to be in place for that to happen.” -Paul Lodder Paul Lodder, VP of Accounting Product and Strategy at Dext, discusses how bookkeepers and accountants can use cash flow forecasting and automation to move beyond compliance and become true strategic advisors. In this interview, you'll learn… Why 1 in 4 small businesses face cash flow issues How to make cash flow forecasting personal How automation frees time for advisory To learn more about Paul, click here.  Time Stamp 00:01 – Dext study on 500 Canadian SMBs 02:27 – Why 42% fear closure 04:48 – Opportunity in cash flow forecasting 07:22 – Make cash flow personal for clients 10:25 – Cost of manual vs automation 14:39 – 1 in 4 face cash flow issues 18:09 – Barriers: capacity & strategy 20:44 – Scenario planning & sensitivity 23:42 – Key metric: debtor days 27:11 – Charging for automation, value pricing 32:28 – Tech plus relationships build trust 37:29 – More conversations, more advisory 38:17 – Where to find the Dext study This episode is brought to you by our friends at Dext! Dext handles transaction capture, keeps your data accurate, and even simplifies e-commerce reconciliation, all in one place. Join thousands of bookkeepers and accountants who've already made the switch. If you're ready to save time, reduce errors, and make bookkeeping more efficient, Dext is for you! Go to thesuccessfulbookkeeper.com/dext to book a demo TODAY and see how it can transform the way you work!

Season 4 of "Discovery" starts with a BANG! Haha, no but seriously a planet gets blown up in "Kobayashi Maru". Meanwhile, Tilly and Adira have to save a space station that's gotten all squiddled and is tumbling out of control during a mission overseen by the Federation's new apparently-micromanager President. But is there something else going on? Also this week: uniform upgrades, tonal shifts, and the monsters of science fiction! [Kobayashi Maru: 02:43; the Monster Mash: BLOG: 59:52] [boys becoming men, men becoming wolves: https://sshbpodcast.tumblr.com/post/797497438274551808/the-monster-at-the-end-of-this-blogpost ]

Bobby answers the question from a listener on his plan on what to do with the show when his wife goes into labor since his plan is to never miss a show. Amy shared a weird scenario she found herself in at dinner after asking a couple about the pasta they were having. A very 'Amy' situation. Lunchbox is heading out tomorrow to California to see if he can finally live out his dream of making it on a game show. He talks about what type of player he is going to be on the Price Is Right. what he thinks his chances are of getting on and why he is having nightmares about being on the show. In the Bobby Feud, can you name the Top 10 pop culture costumes for 2025?See omnystudio.com/listener for privacy information.

Host Ed Crooks talks to Jason Liu, Chief Executive of Wood Mackenzie and co-author (with Chief Analyst Simon Flowers) of a new book, Connected, about the fast-changing world of energy. They are also joined by Sunaina Ocalan, formerly Senior Director for Corporate Strategy & Climate at the oil and gas company Hess, now Senior Analyst and Co-Head for Americas Energy & Transition at Bernstein Research. Together, they explore how energy leaders can plan, invest and operate operate in a world where different sectors, technologies and geographies are interconnected in more powerful and complex ways than ever before.They talk about the language of “the energy transition”, and whether it can lead to misconceptions. Global demand for hydrocarbons is still growing, and they will continue to play a critical role in our energy system for decades to come, even as new supply from renewables and other low-carbon sources surges higher. A wider appreciation of that reality is driving a shift from siloed thinking about individual sectors to integrated solutions. For example, companies are increasingly looking at pairing solar and storage with gas generation to meet demand from data centers for reliable low-carbon power.Sunaina takes us inside the the thinking of energy leaders as they assess strategies and investment decisions. She sets out a practical approach to scenario analysis, with “exit ramps” so companies can pivot as facts change. The aim isn't to predict one future, but to be ready for a range of possible outcomes. That means balancing the advantages and disadvantages of a wide range of technologies, and taking a strategic view through short-term fluctuations as far as possible. Effective decision-making is impossible without reliable data. Jason warns about three traps: using too little real data, leaning on synthetic/modelled data without ground truth, and poor integration across different sectors. Data collection technology is advancing rapidly, and with sensors, satellites and market intelligence, decision-makers can increasingly see what's really happening with precision and granular detail, often in real time.Then there's AI. Like other industries, the world of energy is being transformed by the tools that have become available over the past few years. Scenario runs have been cut from months to minutes, with hundreds of models combined to give a comprehensive coherent picture. AI tools can even assess the best models to use on particular data sets: a capability Jason calls hyper-modelling. And still there is a vital role for human intelligence and judgement, to find and interpret the information that the AI tools miss. The challenges in the energy sector today are vast. It is a cliche to say that uncertainty is higher than ever, but today it genuinely seems true. The pace of innovation in AI is changing the world in ways that have never been seen before. But the opportunity is vast, too. The energy industry will need $75 trillion or more in investment over the next 25 years, to meet ever-growing demand while reducing the impact on the environment. The businesses that succeed in making the most of this opportunity will be the ones that get three things right: the right data, the right AI capabilities, and the right people, all brought together to deliver actionable insights. Download the book (free): Connected: Bringing predictability to the increasingly uncertain world of energy.Let us know what you think. We're on X, at @theenergygang and Bluesky, at ‪@theenergygang.bsky.social. Make sure you're following the show so you don't miss an episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is a holiday week for the podcast, so we're replaying a classic episode. This episode has been lightly edited to remain accurate to the upcoming 2025 Large Loss Conference taking place at the Gaylord Texan Resort & Convention Center in Grapevine, TX on Wednesday November 12 through Friday November 14. We'll be back next week with our regularly scheduled episode.   Today our adjuster is leveling up in their career and handling their first large loss property claim. The adjuster quickly runs into trouble-- where can a claims professional go for help? This November 12 - 14 in Grapvine, TX, join PLRB for the 2025 Large Loss Conference.   Notable Timestamps [ 00:39 ] - Alissha asks HERSELF "what's the scenario?" This scenario features late notice, Category 3 water, and additional damage during a claim. [ 03:24 ] - Late notice issues? Attend the educational session "It's Too Late, Baby, It's Too Late: Navigating a Late Reported Large Loss" with Andy Rock (Rock Law Group). [ 04:34 ] - For water mitigation issues, check out "Interpreting the Microbiology of Storm Damage" with Jeremy Beagle (SDII Global). [ 05:05 ] - For other large storm issues, see "A Coastal Catastrophe: Navigating a Large Hurricane Loss in the Northeast" with Anthony Antonellis and Brendan Labbe (both of Sloane and Walsh LLP). [ 05:45 ] - The Large Loss Conference is intended for claims professionals involved in these losses or hoping to get experience with larger claims, as well as the experts, attorneys, and accountants who provide insights on these claims. [ 06:43 ] - The Large Loss Conference is differently structured than PLRB's other conferences. The educational sessions are 90 minutes long, often more focused on case studies, and involve more interactivity. [ 07:56 ] - Andrew features the educational session "Back to the Future: How Adjusters Can Use Forensic Meteorology in Hail and Wind Claims" with Howard Altschule (Forensic Weather Consultants). [ 08:48 ] - The Large Loss Conference features many casualty and personal lines sessions as well, such as "We Didn't Start the Fire: Was it Smoking or Smokin'" with David Heemann (Mutual of Enumclaw), Pete Fowler (Fowler Construction Consultants), and Jennifer Kalvestran (Anderson, McPharlin & Conners LLP). [ 11:08 ] - The conference's general session will feature "Whoever Said Insurance Was Boring? 30 Years of Fascinating Claims Stories" with Steve Badger (Zelle LLP). [ 11:56 ] - Most educational sessions are approved in FL, TX, DE, NC, and OK Continuing Education credit, and even some courses approved for GA CE credit! [ 12:56 ] - To register, visit PLRB.org and click on the banner on the main page OR the Events tab. Registration is free for members. [ 13:50 ] - Maria McNally will be available to discuss membership or website questions. [ 14:45 ] - Alissha provides a recap of the scenario and the points above. Your PLRB Resources PLRB's Events tab: https://www.plrb.org/plrb-events/ Direct Link to PLRB's Large Loss page: https://www.plrb.org/event/plrb-2025-large-loss-conference/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Bobby answers the question from a listener on his plan on what to do with the show when his wife goes into labor since his plan is to never miss a show. Amy shared a weird scenario she found herself in at dinner after asking a couple about the pasta they were having. A very 'Amy' situation. Lunchbox is heading out tomorrow to California to see if he can finally live out his dream of making it on a game show. He talks about what type of player he is going to be on the Price Is Right. what he thinks his chances are of getting on and why he is having nightmares about being on the show. In the Bobby Feud, can you name the Top 10 pop culture costumes for 2025?See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

In this special “Behind the Numbers” edition, Cory takes you deeper into the 529 plan conversation with a full spreadsheet walkthrough. He breaks down every scenario from Part 1: Comparing 529 plans, brokerage accounts, student loan strategies, and new Roth IRA conversion rules, using real S&P return data and clear assumptions. Cory demonstrates how small differences in tax treatment, timing, or risk allocation can completely change long-term results, and he highlights the surprising cases where a 529 wins, and where it doesn't. You'll see the real math behind college savings, including scenarios for state tax deductions, financial turbulence, and the powerful “collegium Roth” approach. Whether you're a parent, planner, or investor, this episode turns abstract strategy into numbers you can actually understand. Check out Part 1: https://youtu.be/RQLGY1OE1vs   -- Timestamps: 00:40 – Rate of Return (ROR) Assumptions 01:48 – Scenario 1: Brokerage Account ($100K total over 18 years, pay cash for school) 04:25 – Scenario 2: 529 Plan ($100K total over 18 years) 07:37 – Scenario 3: Brokerage Account + Student Loans (use loans first, pay off later) 12:54 – Scenario 4: 529 with State Tax Deduction (South Carolina Example)   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Two weeks out from my book launch, I wanted to give you a peek into Million Dollar Grit—specifically Chapter 3: “Follow the Problem.” Because right now? The economy feels shaky. People are wondering if the coaching industry is drying up, if AI is taking over, or if buyers are just… gone. But the truth is, buyers haven't disappeared. They've just shifted. And the business owners who survive are the ones who stay obsessed with their customer's problem—not their own. In this episode, I break down what it looks like to follow the problem in real time: how to get out of panic mode, spot what your audience actually cares about, and create offers that move money today. If your sales have stalled or your confidence is wobbling, this one will hit home. Go to milliondollargrit.com to get on the waitlist—the book drops free on October 26th.

In the second hour, Chris Russell kicks off by comparing Caleb Williams and Jayden Daniels, diving into hypothetical trade scenarios for the #1 draft pick and what it could mean for the Commanders. He then analyzes the Chicago Bears' use of twelve personnel and how it could affect their upcoming matchup. Next, Chris breaks down Mike Tomlin and Tua Tagovailoa's postgame remarks, examining the headlines and implications. The hour closes with a detailed look at Jayden Daniels' dropback and scramble rates, highlighting how his playing style shapes Washington's offensive approach.

主播：Flora（中国）+ Maelle（法国） 音乐：Larrons en foire最近在TikTok和Instagram上出现了很多带有“-holic”标签的视频。今天我们要聊一聊这些标签到底是什么意思？01. Quiz Time—先来测测你的猜词水平！Q1: What do you think a “fake scenario-holic” is?1) Scenario是场景或情景；（如果在给别人举例子时用了两个不同的场景就可以说：two different scenarios）2) Fake scenario就是假场景——就是想象出来的；3) 再结合一下后缀“-holic (有……瘾)”；那么fake scenario-holic就是指那种“喜欢在脑子里幻想剧情”的人。 Q2: What about a “Taobaoaholic”?“-holic”这个后缀是“有……瘾”，那么“Taobaoaholic”就是“沉迷淘宝网购”的人，就是网友们经常说的“剁手党”。02. What Is the Tag “-holic”? 这些带有“-holic”的标签到底是什么意思？最近，在海外社交平台上，so many people are posting videos with the tag (标签) “-holic”，比如#tiktokaholic、#daydreamaholic、#sisteraholic等等。那么，这个“-holic”到底是什么来头呢？其实，“-holic”这个后缀（suffix）comes from the word “alcoholic (酗酒者)”, which means someone addicted to alcohol (对酒精上瘾的人)。Alcoholic: 酗酒者，其中alcohol是“酒”的意思，加上“-holic”就变成了对酒精上瘾的人。后来，people started using the “-holic” suffix to describe all kinds of obsessions (狂热)。Shopaholic: 对购物很狂热的人（someone who loves shopping）；Workaholic: 工作狂（someone who works all the time）。These words are pretty much for poking fun at yourself (自嘲). Be a bit careful if you're using them on someone else.03. The Wild World of “-holics” 网友们五花八门的“-holic”如今网友们创意十足（creative）开始整活，it's not just about shopping or work anymore. It can be something super random (随意的)，也有许多新奇有趣的“-holic”表达：Rinseaholic: someone obsessed with washing their hands. Rinse是“冲洗”；rinseaholic就是有“洗手瘾”的人。不知道大家有没有类似的习惯？比如做饭时每完成一个环节就要洗一次手，明明知道最后还要洗，but you just can't help it (忍不住）。So if that sounds like you, go right ahead and call yourself a rinseaholic.Clothesonchairholic: clothes on chair holic. 把衣服往椅子背上一放，但是一不小心就堆成山了。应该不少人有这样的经历吧？有这样一条真实评论：“My mom enters the room: I'll put it away later.”妈妈进了房间，看到了椅子背上堆成山的衣服，一般都会来一句“一会再拿”。在这样自嘲的scenario（情景）之下，“-holic”已经少了很多严肃的意味了，it's really more about expressing personality (幽默的自我表达方式) than a serious addiction (字面上的“瘾”)。04. What Do LOL and FRRR Mean in Comments? 评论区的LOL和FRRR是什么意思？LOL and FRRR under literally every post on TikTok and Instagram. 这两个缩写在评论区特别常见，它们到底是什么意思呢？LOL: the abbreviation (缩写) of “Laugh Out Loud”.意思是“让我笑出声了”，一般会出现在搞笑或者有梗的视频评论区。比如看到搞笑的视频或者评论，就可以用LOL来表达“大笑”。Sometimes people write things like “I'm LITERALLY LOLing”. 但很多时候他们并不是真的笑出声（they're not actually laughing），而是表达觉得很好笑，就像我们发好几个“哈哈哈哈”的意思是一样的。FRRR: the abbreviation (缩写) of “For Real”. 意思是“完全同意”或者我们常说的“真实了”。If someone says “This is so me… FRRR”, it means they really relate to it (有共鸣了).So LOL for laughter (笑声), and FRRR for emphasis or strong agreement (强调或强烈同意).05. What Are You Addicted To? 你是什么“-holic”呢？This “-holic” trend has gotten so popular mainly because it turns habits or little quirks (日常生活里那些奇奇怪怪的小习惯) into something shared and funny (用一种搞笑的方式分享出来).主播Flora表示：“I was a fooddeliveryholic (外卖上瘾者) before.” 不过现在已经开始自己做饭了。主播Maelle则表示：“I'm a bit of a organisaholic (整理上瘾者). I like for things to be very organised (喜欢把事情都安排得井井有条) and like making plans.” 是个J人无疑了。This trend is fine to be exaggerating but realistically it is never good to be overly addicted to (过度沉迷) something. We need balance in all aspects our lives. 重要的事要说三遍：balance，balance，balance，平衡真的非常重要！So next time you find yourself doing something over and over (反复做某件事), maybe you're a little bit of a something-holic (某个领域的“-holic”) too!欢迎在评论区告诉我们：What kind of “-holic” are you? 你是什么“-holic”呢？

The speedy winger doesn't just commit to the team but to the city as well.

Hey guys, what you are about to listen to is basically a “what if” Japan performed Hokushin-ron instead of Nanshin-ron, ie: What if Japan invaded the USSR during WW2? Before I jump into it I just want to thank all of you that signed up for the patreon, you guys are awesome. Please leave a comment on this episode to let me know what more you want to hear about in the future. With all of that said and done lets jump right into it.   Part 1 The Geopolitical context   Ok so, one of the questions I get the most is, what if Japan invaded the USSR. I've actually already tackled this subject, albeit lightly with Cody from AlternatehistoryHub and once with my friend Eric. Its too complicated to give a real answer, a lot of this is guess work, though I really will try to provide hard numbers. I think off the bat something needs to be made clear since we are dealing with alternate history. I am not doing a “what if Japan developed completely different, or what if the IJA got their way in the early 1930's” no no, this is going to be as realistic as possible…even though this is batshit crazy.    Japan faced the decision of whether to go to war with the USSR in 1941 during Operation Barbarossa. They held meetings, made plans, and ultimately it was decided they would not engage the Soviets. Our scenario will follow exactly what they did to a T, but when the made the decision not to go to war, we will see them go to war.    Now before I jump into our this timeline, I think its very important to explain the actual situation Japan faced in 1941. There were two major strategies that emerged during the 1930's within the Japanese military. Many junior officers in the IJA favored the Hokushin-ron “northern strike” strategy against the USSR. Many officers in the IJN with some in the IJA favored the Nanshin-ron “southern strike” strategy, to seize the resource rich dutch east indies by invading Southeast Asia and the Pacific. The idea of Hokushin-ron was to perform an invasion into Southern Siberia and outer mongolia ending around Lake Baikal where they would set up defenses. They had already tried to establish this during the Russian civil war as part of the Siberian Intervention, but failed to create a buffer state. From 1935-1939 there were 108 border clashes between the USSR and Japan. In 1938 one of these border clashes turned into quite a catastrophe, it was called the battle of Lake Khasan.  The Soviets suffered nearly 800 deaths, more than 3000 wounded, perhaps nearly 50 tanks were destroyed with another 100 damaged. The Japanese suffered about 600 deaths with 2500 wounded. The result ultimately was a ceasefire, but for the Kwantung army it seemed to them like a victory. In May of 1939 they had a much larger and more famous battle known as the battle of Khalkhin Gol.  During the early part of the battle the IJA sent 80 tanks crossing over Khalkhin Gol, driving the Soviets back towards Baintsagan Hill. Zhukov was waiting for the attack and sent 450 tanks and armored cars unsupported by infantry to attack the IJA from three sides. The IJA were practically encircled and lost half their armored units as they struggled to fight back as it withdrew. The two armies spared for the next 2 weeks along the east bank of the Khalkhin Gol. Problem was the Japanese were having issues getting their supplies to the area as they lacked motor transport while Zhukov whose army was over 460 miles away from its base of supply had 2600 trucks supplying them. On july 23rd the Japanese launched attacks supported by artillery and within two days they had consumed half their ammunition stores. The situation was terrible, they suffered 5000 casualties and made little progress breaking the Soviet lines. Zhukov then unleashed an offensive on august 20th using over 4000 trucks to transport supplies from Chita base. He assembled around 500 tanks, 550 fighters and bombers and his 50,000 infantry supported by armored cars. This mechanized force attacked the Japanese first using artillery and the aircraft as his armor and infantry crossed the river. The IJA were quickly flanked by the fast moving Soviet armor and encircled by August 25th. The IJA made attempts to break out of the encirclement but failed. They refused to surrender despite overwhelming artillery and aerial bombardment; by the 31st the Japanese forces on the Mongolian side of the border were destroyed. The Japanese suffered nearly 20,000 casualties, the lost 162 aircraft, 29 tanks, 7 tankettes, 72 artillery pieces a large number of vehicles. The Soviets took a heavy hit also suffering almost 25,000 casualties, 250 aircraft, 250 tanks, 133 armored cars, almost 100 artillery pieces, hundreds of vehicles. While these numbers make it seem the Japanese did a great job, you need to consider what each party was bringing to this fight. The Japanese brought roughly 30,000 men, 80 tanks and tankettes, 400 aircraft, 300 artillery pieces, 1000 trucks. The Soviets brought nearly 75,000 men, 550 tanks, 900 aircraft, 634 artillery pieces, 4000 trucks. There are some sources that indicate the IJA brought as many artillery rounds as they could muster from Japan, Manchuria and Korea, roughly 100,000 rounds for the operation. The Soviets fired 100,000 rounds per day. A quick look at wikipedia numbers, yes I know its a no no, but sometimes its good for quick perspectives show: USSR: Bomber sorties 2,015, fighter sorties 18,509; 7.62 mm machine gun rounds fired 1,065,323; 20 mm (0.80 in) cannon rounds expended 57,979; bombs dropped 78,360 (1,200 tons). Japan: Fighter/bomber sorties 10,000 (estimated); 7.7 mm (0.30 in) machine gun rounds fired 1.6 million; bombs dropped 970 tons. What I am trying to say is there was an enormous disparity in military production. And this is not just limited to numbers but quality. After the battle the Japanese made significant reforms. They increased tank production from 500 annually to 1200. The Japanese funded research into new anti-tank guns, such as the Type 1 47 mm. They mounted this gun to their Type 97 Chi-Ha tanks, the new standard medium tank of the IJA. Because of the tremendous defeat to Soviet armor they send General Yamashita to Germany to learn everything he could about tank tactics. But they simply could not produce enough tanks to ever hope to match 10% of the USSR. The Soviets had mostly been using T-26's, BT-5's and BT-7's who were crudely made, but made en masse. The Japanese would find most of their tank models with less effective range, less armor and some with less penetration power. It took the Japanese a hell of a lot more time to produce tanks, they were simply not on par with the Soviets in quantity or quality. Their tank tactics, albeit improved via Yamashita after 1939, were still nothing compared to the Soviets.  The major outcome of the battle of Lake Khasan and Khalkhin Gol was the abandonment of the hokushin-ron strategy and adoption of the nanshin-ron strategy. But, that didnt mean Japan did not have a plan in case they had to go to war with the USSR. Part 2 Kantōgun Tokushu Enshū Kantōgun Tokushu Enshū or the Kwantung Army Special Maneuvers was an operational plan created by the General Staff of the IJA for an invasion of the Russian Far East to capitalize on Operation Barbarossa. Here our story truly begin. Between 1938-1939 the IJA General Staff and Kwantung Army formed two “Hachi-Go” plans. Variants A and B examined the possibility of an all out war with the USSR beginning in 1943. In both plans they expected to be facing 60 Soviet divisions, while they could deliver 50 divisions, delivered incrementally from China and Japan. Plan A called for attacks across the eastern and northern borders of Manchuria while maintaining a defensive stance in the west. Plan B, much more ambitious, called for striking into the vast steppe between the Great Khingan Mountains and Lake Baikal, hoping to cut off the trans-siberian railway. If this was done successfully it was believed the whole of European Russia would be doomed to be defeated in detail. Defeated in detail means to divide and conquer. This battle would take place over 5000 kilometers with Japan's final objective being to advance 1200 km into the USSR. That dwarves Operation Barbarossa in distance, let that sink in. Both plans faced impossible odds. First of all the railway networks in Manchuria were not sufficiently expanded for such far reaching offensives, especially for plan B. Furthermore the 50 divisions required for them would be impossible to come by, since 1937 Japan was bogged down in a war with China. When Japan went to war with the west in 1941 she had 51 divisions. She left the base minimum in China, 35 divisions and tossed nearly 20 into southeast asia and the pacific. On top of not having the men, the IJA estimated a fleet of 200,000 vehicles would be necessary to sustain an offensive to Lake Baikal. That was twice the number of military vehicles Japan had at any given time. After the battle of Khalkhin Gol, plan B was completely abandoned. Planning henceforth focused solely on the northern and eastern fronts with any western advance being limited in scope. Now Japan formed a neutrality pact with the USSR because of her defeat at Khalkhin Gol and Molotov Ribbentrop pact between Germany and the USSR. The Molotov Ribbentrop Pact came as a bitter and complete surprise to Japan. It pushed Japan to fully adopt the Nanshin-ron strategy and this began with her invasion of French IndoChina, which led the United Kingdom, the Netherlands and United States to embargo her. The Netherlands Dutch East Indies refused to sell oil to Japan, the UK refused to sell oil from Burma and the US gradually cut off selling oil to Japan, with her oil exports alone being 80% of Japans supply, the rest from the Dutch east indies. The United States also placed an embargo on scrap-metal shipments to Japan and closed the Panama Canal to Japanese shipping. 74.1% of Japan's scrap iron came from the United States in 1938, and 93% of Japan's copper in 1939. Other things like Rubber and tin were also off the table, as this was mostly acquired from British held Malaya and the Dutch East Indies.    Now the crux of everything is the China War. Japan was stuck, she needed to win, in order to win she needed the resources she was being denied. The only logical decision was to attack the places with these resources. Thus until 1941, Japan prepared to do just that, investing in the Navy primarily. Then in June of 1941, Hitler suddenly informs the Japanese that he is going to invade the USSR. The Japanese were shocked and extremely angry, they nearly left the Tripartite Pact over the issue. This unprecedented situation that ushered in the question, what should Japan do? There were those like Foreign Minister Yosuke Matsuoka who argued they must abandon the neutrality pact and launch a simultaneous offensive with the Germans against the USSR. The IJA favored this idea….because obviously it would see them receiving more funding as the IJN was currently taking more and more of it for the Nanshin-ron plans. But this is not a game of hearts of Iron IV, the Japanese government had to discuss and plan if they would invade the USSR….and boy it took awhile. I think a lot of you will be very disappointed going forward, but there is no grand unleashing of a million Japanese across the borders into the Soviet Far East, in the real world there is something called logistics and politics.    The Japanese military abided by a flexible response policy, like many nations do today. Theres was specifically called the Junbi Jin Taisei or “preparatory formation setup”. Japan would only go to war with the USSR if favorable conditions were met. So in our timeline the Junbi Jin encountered its first test on June 24th when the IJA/IJN helped a conference in the wake of operation barbarossa. A compromise was made allowing the IJA to prepare an invasion plan if it did not impede on the nanshin-ron plans. There was those in the IJA who argued they should invade the USSR whether conditions were favorable or not, there were those who only wanted to invade if it looked like the USSR was on the verge of collapse. One thing agreed upon was if Japan unleashed a war with the USSR, the hostilities needed to be over by mid-October because the Siberian climate would hit winter and it would simply be impossible to continue. The IJA needed 60-7 days to complete operational preparations and 6-8 weeks to defeat the Soviets within the first phase of the offensive. Here is a breakdown of what they were thinking: 28 June: Decide on mobilization 5 July: Issue mobilization orders 20 July: Begin troop concentration 10 August: Decide on hostilities 24 August: Complete readiness stance 29 August: Concentrate two divisions from North China in Manchuria, bringing the total to 16 5 September: Concentrate four further divisions from the homeland, bringing the total to 22; complete combat stance 10 September (at latest): Commence combat operations 15 October: Complete first phase of war   The plan called for 22 divisions (might I add my own calculations of 20 divisions were pretty spot on), with roughly 850,000 men, including Manchukuo allies, supported by 800,000 tons of shipping. The Japanese hoped the Soviets would toss at least half their forces in the Far East, perhaps 2/3rd of their armor and aircraft against the Germans giving them a 2-1 superiority. Even the 22 divisions was questionable, many in the war ministry thought only 16 divisions could be spared for such a venture, something only suitable for mop up operations in the aftermath of a German victory along the eastern front. It was clear to all, Japan needed perfect conditions to even think about performing such a thing.    The War hawks who still sought to perform Hokushin-ron tried to persaude Hideki Tojo on july 5th to go through with a new plan using a total of 25 divisions. This plan designated “Kantogun Tokushu Enshu or Kantokuen” would involve 2 phases, a buildup and readiness phase and an offensive phase. On July 7th they went to Hirohito for his official sanction for the build up. Hirohito questioned everything, but gradually relented to it. The plan was nearly identical to the former plans, banking on the Soviets being unable to reinforce the Far East because of Germany's progress. The level of commitment was scaled down somewhat, but still enormous. Again a major looming issue was the Manchurian railways that would need to be expanded to accomodate the movement of men and supplies. This meant the construction of port facilities, military barracks, hospitals and such. Kantokuen would begin with a initial blow against the Ussuri front, targeting Primorye and would be followed up by a northern attack against Blagoveshchensk and Kuibyshevka. The 1st area army, 3rd and 20 armies with the 19th division of the Korean army would penetrade the border south of Lake Khanka to breach the main soviet defensive lines, thus threatening Vladivostok. The 5th army would strike south of Dalnerechensk to complete the isolation of the maritime province, sever the trans-sierian railway and block Soviet reinforcements. The 4th army would attack along the Amur river before helping out against Blagoveshchensk. Two reinofrced divisions would invade Sakhalin from land and sea. The second phase would see the capture of Khabarovsk, Komsomolsk, Skovorodino, Sovetskaya Gavan, and Nikolayevsk. Additionally, amphibious operations against Petropavlovsk-Kamchatsky and other parts of the Kamchatka Peninsula were contemplated.   It was agreed the operation could only afford 24 divisions, with 1,200,000 men, 35,000 vehicles, 500 tanks, 400,000 horses and 300,000 coolies. The deployment of thse forces would mean the western front facing Mongolia and the Trans-baikal region would be pretty much open, so delaying actions would have to be fought if the soviets performed a counter offensive there. Air forces were critical to the plan. They sought to dispatch up to roughly 2000 aircraft cooperating with 350 naval aircraft to launch a sudden strike against the Soviet Far East Air Force to knock them out early.    The Soviet Far East had two prominent weaknesses to be exploited. Number 1 was Mongolia's 4500 km long horeshoe shaped border. Number 2 was its 100% dependency on European Russia to deliver men, food and war materials via the trans-siberian railway. Any disruption of the trans-siberian railway would prove fatal to the Soviet Far East.    Now as for the Soviets. The 1930's and early 1940's saw the USSR take up a defensive policy, but retained offensive elecments as well. Even with the German invasion and well into 1942, the Soviets held a strategy of tossing back the IJA into Manchuria if attacked. The primary forces defending the Far east in 1941 were the Far Eastern and Trans-Baikal Fronts, under the command of Generals Iosif Apanasenko and Mikhail Kovalyov. The Trans-Baikal front held 9 divisions, including 2 armored, a mechanized brigade and a heavily fortified region west of the Oldoy River near Skovorodino had a garrison. The Far Eastern Front had 23 divisions including 3 armored, 4 brigades and 11 heavily fortified regions with garrisons including Vladivostok. Altogether they had 650,000 men, 5400 tanks, 3000 aircraft, 57,000 vehicles, 15,000 artillery pieces and nearly 100,000 horses. By 1942 the Vladivostok sector had 150 artillery pieces with 75 -356 mm calibers organized into 50 batteries. As you can imagine after Operation Barbarrosa was unleashed, things changed. From June to December, roughly 160,000 men, 3000 tanks, 2670 artillery pieces, 12,000 vehicles and perhaps 1800 aircraft were sent to deal with the Germans. Despite this, the Soviets also greatly expanded a buildup to match the apparent Japanese buildup in Manchuria. By July 22nd 1941 the Far Eastern and Trans-Baikal Fronts were to be raised by 1 million men for august. By December it was nearly 1.2 million. Even the Soviet Far East Navy saw an increase from 100,000 men to 170,000 led by Admiral Yumashev. The Soviet Mongolian allies were capable of manning about 80,000, though they lacked heavy equipment.    Thus if this war broke out in September the Soviets and Mongolians would have just over a million men, with 2/3rds of them manning the Amur-Ussuri-Sakhalin front, the rest would defend Mongolia and the Trans-Baikal region. Even though the war against the Germans was dire, the Soviets never really gave up their prewar planning for how to deal with the Japanese. There would be an all-out defense over the border to prevent any breach of Soviet territory. The main effort would see the 1st and 25th armies holding a north-south axis between the Pacific ocean and Lake Khanka; the 35th army would defend Iman; the 15th and 2nd Red Banner armies would repel the Japanese over the Amur River; and other forces would try to hold out on Sakhalin, Kamchatka and the Pacific coast. The Soviets had constructed hundreds of fortified positions known as Tochkas along the border. Most of these were hexagonal concrete bunkers contained machine gun nests and 76 mm guns. The fortified regions I mentioned were strategically placed forcing the Japanese to overcome them via frontal attacks. This would require heavy artillery to overcome. Despite the great defensive lines, the Soviets did not intend to be passive and would launch counteroffensives. The Soviet air force and Navy would play an active role in defeating a Japanese invasion as well. The air force's objetice would be to destroy the Japanese air force in the air and on the ground, requiring tactical ground attack mission. They would also destroy key railways, bridges and airfields within Manchuria and Korea alongside intercepting IJN shipping. Strategic bombing against the home islands would be limited to under 30 DB-3's who could attack Tokyo, Yokosuka, Maizuru and Ominato. The Soviet Navy would help around the mouth of the Amur River, mine the Tatar Strait and try to hit any IJN ships landing men or materials across the Pacific Coasts.    Japan would not be able to continue a land war with the USSR for very long. According to Japanese military records, in 1942 while at war they were required to produce 50 Kaisenbun. A Kaisenbun is a unit of measurement for ammunition needed for a single division to operate for 4 months. Annual production never surpassed 25 kaisenbun with 100 in reserve. General Shinichi Tanaka estimated for an operation against the USSR 3 Kaisenbun would be needed per divisions, thus a total of 72 would be assigned to 24 divisions. This effectively meant 2/3rds of Japans ammunition stockpile would be used on the initial strike against the USSR. Japan would have been extremely hard pressed to survive such a war cost for 2 years.    Now in terms of equipment Japan had a lot of problems. During the border battles, Japanese artillery often found itself outranged and grossly under supplied compared to the Soviet heavier guns. Despite moving a lot of men and equipment to face the Germans, the Red Army maintained a gross superiority in armor. The best tank the Kwantung Army had in late 1941 was the Type 97 Chi-Ha, holding 33mm armor with a low velocity 57 mm gun. There was also Ha-Go and Te-Ke's with 37 mm guns but they had an effective range less than 1 km.   The Soviet T-26, BT-5 and BT-7's had 45 mm guns more than capable of taking out the Japanese armor and the insult to injury was they were crudely made and very expendable. Every Japanese tank knocked out was far greater a loss, as Japan's production simply could not remotely match the USSR. For aircraft the Japanese were a lot better off. The Polikarpov I-16 was the best Soviet fighter in the Far East and performed alright against the Nakajima Ki-27 at Khalkhin Gol. The rest of the Soviet air arsenal were much older and would struggle. The Soviets would have no answer to the IJN's Zero fighter or the IJA's high speed KI-21 bomber that outraced the Soviet SB-2. Japanese pilots were battle hardened by China and vastly experienced.   Another thing the Japanese would have going for them was quality of troops. The Soviets drained their best men to fight the Germans, so the combat effectiveness in the far east would be less. Without the Pacific War breaking out, some of Japan's best Generals would be brought into this war, of course the first one that comes to mind for me is General Yamashita, probably the most armor competent Japanese general of ww2.    Come August of 1941 those who still sought the invasion of the USSR were facing major crunch time. The IJA planners had assumed the Soviets would transfer 50% or more of their power west to face the Germans, but this was not the case. By August 9th of 1941, facing impossible odds and with the western embargos in full motion, in our timeline the Japanese Hokushin-Ron backers gave up. But for the sake of our story, for some batshit insane reason, the Japanese military leadership and Hirohito give the greenlight for an invasion on August 10th.   Part 3 the catastrophe   So to reiterate the actual world plan had    10 August: Decide on hostilities 24 August: Complete readiness stance 29 August: Concentrate two divisions from North China in Manchuria, bringing the total to 16 5 September: Concentrate four further divisions from the homeland, bringing the total to 22; complete combat stance 10 September (at latest): Commence combat operations 15 October: Complete first phase of war   So what is key to think about here is the events of September. The Battle for Moscow is at the forefront, how does a Japanese invasion in the first week or two of September change things? This is going to probably piss off some of you, but Operation Typhoon would still fail for Germany.  In our time line the legendary spy Richard Sorge sent back information on Japan's decision to invade the USSR between August 25th to September 14th. On the 25th he informed Stalin the Japanese high command were still discussing whether to go to war or not with the USSR. On September 6th Stalin was informed the Japanese were beginning preparations for a war against the west. Then on September 14th, the most important message was relayed to Stalin "In the careful judgment of all of us here... the possibility of [Japan] launching an attack, which existed until recently, has disappeared...."[15]    With this information on hand from 23 June to 31 December 1941, Stalin transferred a total of 28 divisions west. This included 18 rifle divisions, 1 mountain rifle division, 3 tank divisions, 3 mechanized divisions and 3 mountain cavalry divisions. The transfers occurred mainly in June (11 divisions) and October (9 divisions).    Here we come to a crossroads and I am going to have to do some blunt predictions. Let's go from the most optimistic to the most pessimistic. Scenario 1) for some insane reason, Stalin abandons Moscow and moves his industry further east, something the Soviets were actively preparing during Operation Typhoon. This is not a defeat of the USSR, it certainly would prolong the war, but not a defeat. Now that seems rather silly. Scenario 2) Stalin attempts transferring half of what he did in our time line back to Moscow and the Germans fail to take it. The repercussions of course is a limited counteroffensive, it wont be as grand as in our timeline, but Moscow is saved. Scenario 3) and the most likely in my opinion, why would Stalin risk moscow for the Far East? Stalin might not transfer as many troops, but certainly he would have rather placed his chips in Moscow rather than an enemy literally 6000 km's away who have to cross a frozen desert to get to anything he cares about.  Even stating these scenarios, the idea the German army would have taken Moscow if some of the very first units from the far east arrived, because remember a lot of these units did not make it in time to defend moscow, rather they contributed to the grand counteroffensive after the Germans stalled. The German armies in front of Moscow were depleted, exhausted, unsupplied and freezing. Yes many of the Soviet armies at Moscow were hastily thrown together, inexperienced, poorly led and still struggling to regain their balance from the German onslaught. Yet from most sources, and by sources I mean armchair historian types argue, the Germans taking Moscow is pretty unlikely. And moscow was not even that important. What a real impact might have been was the loss of the Caucasus oil fields in early 1942, now that could have brought the USSR down, Moscow, not so much, again the Soviets had already pulled their industry further east, they could do it again.   So within the context of this Second Russo-Japanese War, figure the German's still grind to a halt, they don't take Moscow, perhaps Soviets dont push them back as hard, but the USSR is not collapsing by any means. Ok now before we talk about Japans invasion we actually need to look at some external players. The UK/US/Netherlands already began massive embargoes against Japan for oil, iron, rubber, tin, everything she needed to continue her war, not just against the USSR, but with over 35 divisions fighting in China. President Roosevelt was looking for any excuse to enter WW2 and was gradually increasing ways to aid Britain and the Soviets.  Now American's lend-lease program seriously aided the USSR during WW2, particularly the initial stages of the war. The delivery of lend-lease to the USSR came through three major routes: the Arctic Convoys, the Persian Corridor, and the Pacific Route. The Arctic route was the shortest and most direct route for lend-lease aid to the USSR, though it was also the most dangerous as it involved sailing past German-occupied Norway. Some 3,964,000 tons of goods were shipped by the Arctic route; 7% was lost, while 93% arrived safely. The Persian Corridor was the longest route, and was not fully operational until mid-1942. Thereafter it saw the passage of 4,160,000 tons of goods, 27% of the total. The most important was the Pacific Route which opened up in August of 1941, but became affected when Japan went to war with America. The major port was Vladivostok, where only Soviet ships could transport non-military goods some 8,244,000 tons of goods went by this route, 50% of the total. Vladivostok would almost certainly be captured by the Japanese in our scenario so it won't be viable after its capture. Here is the sticky part, Japan is not at war with the US, so the US is pretty much free to find different Pacific paths to get lend-lease to the Soviets, and to be honest there's always the Arctic or Persian corridors. Hell in this scenario America will be able to get supplies easily into China as there will be no war in Burma, hong kong, Malaya and such. America alone is going to really ruin Japans day by increasing lend-lease to the UK, China and the USSR. America wont be joining the war in 1941, but I would strongly wager by hook or by crook, FDR would pull them into a war against Germany, probably using the same tactic Woodrow Wilson did with WW1. This would only worsen things for Japan. Another player of course is China. Late 1941, China was absolutely battered by Japan. With Japan pulling perhaps even more troops than she did for the Pacific war to fight the USSR, Chiang Kai-Shek would do everything possible to aid his new found close ally Stalin. How this would work out is anyone's guess, but it would be significant as I believe America would be providing a lot more goodies.    Ok you've all been patient, what happens with the war? Japan has to deliver a decisive knock out blow in under 4-6 months, anything after this is simply comical as Japan's production has no resources. The oil in siberia is not even remotely on the table. The Japanese can't find it, would not be able to exploit it, let alone quick enough to use it for the war. Hell the Italians were sitting on oil in Libya and they never figured that out during WW2.   So Kantokuen is unleashed with an initial blow against the Primorye in the Ussuri Front followed by an assault against Blagoveshchensk and Kiubyshevka. The main soviet lines south of Lake Khanka are attacked by the Japanese 1st area army, 3rd and 20th armies and the 19th Korean division. This inturn threatens Vladivostok who is also being bombarded by IJA/IJN aircraft. The 5th Ija army attacks south of Dalnerechensk in an attempt to sever the trans-siberian railway, to block Soviet reinforcements and supplies. The 4th IJA army fords the Amur river to help with the assault of Blagoveshchensk. Meanwhile Sakhalin is being attacked from land and sea by two IJA divisions.  Despite the Soviets being undermanned the western front facing Mongolia and the Trans-Baikal region is wide up to an attack as its only defended by the 23rd IJA division, so a limited counteroffensive begins there. The Japanese quickly win air superiority, however the heavily fortified Tochkas are not being swept aside as the Japanese might have hoped. A major problem the Japanese are facing is Soviet artillery. The Japanese artillery already placed along the borders, initially performed well, crushing Tochkas in range, but when the Japanese begin advancing and deploying their artillery units they are outgunned perhaps 3-1, much of the Soviet artillery outranges them and the Soviets have a much larger stockpile of shells. Airpower is failing to knock out soviet artillery which is placed within Tochkas and other fortified positions with anti-aircraft guns. Without achieving proper neutralization or counter battery fire, the Japanese advance against the fortified Soviet positions. The Soviets respond shockingly with counterattacks. The 15th and 35th Soviet armies with the Amur Red Banner Military Flotilla toss limited counterattacks against both sides of the Sungari River, harassing the Japanese. While much of the soviet armor had been sent west, their light tanks which would be useless against the Germans have been retained in the far east and prove capable of countering the IJA tanks. The Soviets inflict tremendous casualties, however General Yamashita, obsessed with blitzkrieg style warfare he saw first hand in the west, eventually exploits a weak area in the line.Gradually a blitzkrieg punches through and begins to circle around hitting Soviet fortified positions from the rear. The Soviets knew this would be the outcome and had prepared to fight a defense in depth, somewhat managing the onslaught.  The trans-siberian railway has been severed in multiple locations close to the border area, however this is not as effective as it could be, the Japanese need to hook deeper to cut the line further away. In the course of weeks the Soviets are gradually dislodged from their fortified positions, fighting a defense in depth over great stretches of land. Vladivostok holds out surprisingly long until the IJN/IJA seize the city. Alongside this Sakhalin is taken with relative ease. The Soviet surface fleet is annihilated, but their large submarine force takes a heavy toll of the IJN who are attempting Pacific landings. Kantokuen phase 1 is meeting its objectives, but far later than expected with much more casualties than expected. The Japanese are shocked by the fuel consumption as they advance further inland. Each truck bearing fuel is using 50% of said fuel to get to the troops, something reminiscent of the north african campaign situation for Rommel. The terrain is terrible for their vehicles full of valleys, hills, forests and mountains. Infrastructure in the region is extremely underdeveloped and the Soviets are burning and destroying everything before the Japanese arrive. All key roads and cities are defended until the Japanese can encircle the Soviets, upon which they depart, similar to situations the Japanese face in China. It is tremendously slow progress. The IJA are finding it difficult to encircle and capture Soviet forces who have prepared a series of rear lines to keep falling back to while performing counterattacks against Japanese columns. As the Japanese advance further into the interior, the IJN are unable to continue supporting them with aircraft and much of the IJA aircraft are limited in operations because of the range. The second phase of Kantokuen calls for the capture of Khabarovsk, Komsomolsk, Skovorodino, Sovetskaya Gavan, and Nikolayevsk. Additionally, amphibious operations against Petropavlovsk-Kamchatsky and other parts of the Kamchatka Peninsula are on standby as the IJN fears risking shipping as a result of Soviet submarine operations. The sheer scope of the operation was seeing the tide sides stretching their forces over a front nearly 5000 km in length. At some points the Japanese were attempting to advance more than 1000 km's inland, wasting ungodly amounts of fuel and losing vehicles from wear and tear.  So what does Japan gain? Within the span of 4 months, max 6 months Japan could perhaps seized: Sakhalin, the Primorsye krai including Vladivostok, segments of the trans siberian railway, Blagoveshchensk, Kuibyshevka. If they are really lucky Khabarovsk, Komsomolsk, Skovorodino, Sovetskaya Gavan, Nikolayevsk. Additionally, Petropavlovsk-Kamchatsky and other parts of the Kamchatka Peninsula. What does this mean? Really nothing. Pull out a map of manchuria during WW2, take a pencil and expand the manchurian border perhaps 1000 km if you really want to be generous, that's the new extent of the empire of the rising sun. The real purpose of attacking the USSR is not to perform some ludicrous dash across 6000 km's of frozen wasteland to whittle down and defeat the Soviets alongside the rest of the Axis. It was only to break them, in late 1941 at Moscow there was perhaps a fools chance, but it was a fool's chance for Japan.  Japan has run out of its stockpiles of Kaisenbun, oil, iron, rubber, tin, all types of resources necessary for making war. Unlike in our timeline where Japan began exporting resources from its conquests in southeast asia and the pacific, here Japan spent everything and now is relying on the trickles it has within its empire. The China war will be much more difficult to manage. The lend-lease will increase every day to China. The US/UK/Netherlands will only increase pressure upon Japan to stop being a nuisance, Japan can't do anything about this as the US Pacific Fleet is operating around the Philippines always a looming threat. The Japanese are holding for a lack of better words, useless ground in the far east. They will build a buffer area to defend against what can only be described as a Soviet Invasion of Manchuria x1000. The Allies will be directing all of their effort against Germany and Italy, providing a interesting alternate history concept in its own right. After Germany has been dealt with, Japan would face a existential threat against a very angry Stalin. Cody from Alternate History Hub actually made an episode on this scenario, he believed the Soviets would conquer most of Japan occupied Asia and even invade the home islands. It would certainly be something on the table, taking many years, but the US/UK would most likely interfere in some way. The outcome would be so much worse for Japan. Perhaps she is occupied and a communist government is installed. Perhaps like in our timeline the Americans come in to bolster Japan up for the looming coldwar.  But the question I sought to answer here was, Japan invading the USSR was a dumb idea. The few Japanese commanders who pushed it all the way until August 9th of 1941 simply had to give up because of how illogical it was. I honestly should not have even talked about military matters, this all came down to logistics and resources. You want to know how Japan could have secured itself a better deal in WW2? 1941, the China War is the number one problem Japan can't solve so they look north or south to acquire the means to solve the China problem? Negotiate a peace with China. That is the lackluster best deal right there.    Sorry if this episode did not match your wildest dreams. But if you want me to do some batshit crazy alternate history stuff, I am more than happy to jump into it and have fun. Again thank all of you guys who joined the patreon, you guys are awesome. Until next time this is the Pacific War channel over and out. 

Today's insured looked out the window and saw that a windstorm with strong 50 MPH sustained winds had kicked up soil from their neighbor's farm fields. The soil accumulated in layers over their home, garage, pool, hot tub, and all their beautiful landscaping. The garage door was open, so their home carpentry workshop and storage was covered in dirt. Even their koi pond was buried in the soil. None of the buildings were structurally compromised, but the insured will need a professional cleaning.   Notable Timestamps [ 08:03 ] - Direct physical loss can include the cost of exceptional cleaning effort for a dwelling or other structure, even if no permanent damage occurred. [ 10:20 ] - Water in a pool or pond is likely not covered property under a standard homeowners policy due to a "property not covered" provision for water. [ 11:23 ] - The cost to drain and refill a pool may be covered if necessary to repair damage to the structure itself. [ 13:46 ] - Personal property inside a building is only covered for windstorm damage if the wind first created an opening (like to the roof or siding) through which dirt or dust entered. [ 15:02 ] - Personal property located outside a building, such as patio furniture, would be covered for damage from wind or a dust storm. [ 16:35 ] - Animals, including koi fish, are generally excluded from personal property coverage in a standard policy, often requiring a special endorsement. [ 19:14 ] - Damage to landscaping, trees, shrubs, and plants is an additional coverage, and windstorm is typically not one of the few named perils that apply. [ 20:47 ] - Beth provides a recap of the points above. Your PLRB Resources TYCK: Wind Blew Dirt On My Koi Fish - https://members.plrb.org/education/courses/wind-blew-dirt-on-my-koi-fish Coverage Question: Overflow from a Sump: Does It Apply to Water from a Drainage Line? (Another Koi Fish Hypothetical) - https://www.plrb.org/documents/overflow-from-a-sump-does-it-apply-to-water-from-a-drainage-line-pcq-2017-06-07-jch-a Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Welcome to Issue 291 of Critical Encounters, a podcast about Marvel Champions, a Living Card Game by Fantasy Flight Games. Here we take a good look at that most critical piece of the game, the Encounter Sets. We'll discuss those poorly understood characters, unfairly labeled Villains, and their various plans to shape humanity and benefit the planet, as well as those so-called heroes intent on thwarting them. In this villain scenario Issue we look at En Sabah Nur, Part II. You can find us on Discord as: Vardaen, bigfomlof Email us at: criticalencounterspod@gmail.com Follow us on Facebook at: https://www.facebook.com/criticalencounterspod/ Subscribe to our YouTube Channel: https://www.youtube.com/channel/UCg-r6-EooHoJGa1RRsH7i3w Find our Patreon: https://www.patreon.com/criticalencounterspodcast Find our Twitch: https://www.twitch.tv/vardaen You can also find our Discord Channel on the Marvel Champions Monthly Discord Server. “Now I claim my destiny!”  - En Sabah Nur  

Dive into a fun, speculative episode where host Ryan Schlipp explores what a complete Packers rebuild might look like amid the team's struggles. From promoting Jeff Hafley to head coach to poaching rising stars like Joe Brady or Jesse Minter, we break down hypothetical coaching hires, coordinator options, and even mock draft picks to turn things around. It's a bye-week thought experiment that's equal parts entertaining and insightful for any Packers fan. Hypothetical scenarios: Promoting Hafley internally, landing Bills' OC Joe Brady, or starting fresh with Chargers' DC Jesse Minter as head coach. Coaching staff breakdowns: Potential roles for DeMarcus Covington, Mike Kafka, Greg Roman, and more to revamp offense and defense. Draft prospects: Spotlight on picks like CB Domanii Jackson, IOL Connor Lew, and DT Dante Corleone to address key needs. Fun AI-assisted elements: Simulated press conferences and philosophy deep dives on building a disciplined, explosive team. This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. Subscribe now for more Packers analysis, leave a rating and review to help the show grow, and join the conversation on Twitter @pack_daddy. Stay tuned for post-game reactions and more bye-week fun! To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast #Packers #NFL #GreenBayPackers #PackernetPodcast

Dive into a fun, speculative episode where host Ryan Schlipp explores what a complete Packers rebuild might look like amid the team's struggles. From promoting Jeff Hafley to head coach to poaching rising stars like Joe Brady or Jesse Minter, we break down hypothetical coaching hires, coordinator options, and even mock draft picks to turn things around. It's a bye-week thought experiment that's equal parts entertaining and insightful for any Packers fan. Hypothetical scenarios: Promoting Hafley internally, landing Bills' OC Joe Brady, or starting fresh with Chargers' DC Jesse Minter as head coach. Coaching staff breakdowns: Potential roles for DeMarcus Covington, Mike Kafka, Greg Roman, and more to revamp offense and defense. Draft prospects: Spotlight on picks like CB Domanii Jackson, IOL Connor Lew, and DT Dante Corleone to address key needs. Fun AI-assisted elements: Simulated press conferences and philosophy deep dives on building a disciplined, explosive team. This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. Subscribe now for more Packers analysis, leave a rating and review to help the show grow, and join the conversation on Twitter @pack_daddy. Stay tuned for post-game reactions and more bye-week fun! To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast #Packers #NFL #GreenBayPackers #PackernetPodcast

Christianity Can Integrate With Science Christianity can integrate with science. In fact, the scientific revolution was only made possible because of the Christian worldview and those people who sought to discover just exactly how God ordered the universe. Only post-Enlightenment anachronistic history puts Christianity and science at odds with each other. So, this is our last plea to reject scientism and embrace a worldview that justifies true science. TIMELINE: 00:00 - Introduction 00:51 - How Should Christianity Integrate Science 01:50 - Suggestion 1 - The Two Realms Model 03:22 - Suggestion 2 - The Complementarian Model 05:06 - The Danger Of The Complementarian Model 09:14 - Suggestion 3 - The Presupposition Approach Model 10:27 - Suggestion 4 - The Practical Application Model 11:36 - Suggestion 5 - The Direct Interaction Model 13:40 - The Conflict This Model Causes 15:20 - When Should We Go Against The Experts In Science? 16:53 - Scenario 1 - Is There An Alt Bible Interpretation Available? 17:33 - Scenario 2 - A Set Of Experts That Goes Against The Other Experts 21:09 - Scenario 3 - If There Are Historic Or Philosophical Issues With Holding To The Majority Expert Views 26:00 - Scenario 4 - The Sociological Explanations For Forcing Majority Expert Views 27:44 - Scenario 5 - Theological Issues With Holding To Majority View 30:51 - Scenario 6 - Ideas That Go Against The Christian Worldview 32:41 - One Final Plea 34:53 - Conclusion BOOK LINKS: Scientism and Secularism - Learning to Respond to a Dangerous Ideology by J.P. Moreland Kindle Paperback Audible (FREE With Membership) Logos J.P. Moreland Website       All episodes, short clips, & blog - https://www.cavetothecross.com

CBS Sports national college football writer Shehan Jeyarajah joined DJ & PK to talk about the Big 12 race and what he makes of the BYU Cougars and Utah Utes. 

09-29-25 - NFL Announces Bad Bunny For Super Bowl Halftime Show Making Us Feel Our Age - Mercury Advance To WNBA Finals And We Think WNBA Games Might Be Perfect For A Marital Cheating ScenarioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is it okay for kids to tease their parents? Pastor Heath Lambert tackles this intriguing question by examining what the fifth commandment teaches about honoring parents while still enjoying family humor. His answer might surprise you: "It depends."Timestamps0:00 - Introduction and book release announcement (September 30th)1:36 - The question: Can I make fun of my parents?2:14 - The fifth commandment challenge (Exodus 20:12)2:54 - The careful answer: "It depends"3:18 - Scenario 1: Mutual enjoyment and family fun4:58 - Pastor Lambert's family example5:33 - Scenario 2: Good intentions but hurt feelings6:45 - The "if you're the only one laughing, you're wrong" rule7:43 - Scenario 3: Making fun with malicious intent8:25 - What dishonoring parents actually means9:03 - Final answer: Honor with healthy humorKey Topics Covered- The Fifth Commandment Foundation - Understanding what it means to honor father and mother- Three Scenarios for Family Humor - When teasing is healthy vs. when it crosses the line- Intent vs. Impact - Why good intentions don't always excuse hurtful humor- Family Communication - How to navigate humor when feelings get hurt- The Dishonor Line - Distinguishing between loving laughter and belittling behavior- Healthy Family Relationships - Building joy and closeness while maintaining respectScripture ReferencesExodus 20:12 - The Fifth Commandment about honoring parentsAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

09-29-25 - NFL Announces Bad Bunny For Super Bowl Halftime Show Making Us Feel Our Age - Mercury Advance To WNBA Finals And We Think WNBA Games Might Be Perfect For A Marital Cheating ScenarioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ike, Spike and Fritz open up the show by discussing if they'd rather have the Eagles' offense or defense on the field at the end of the game with a chance to win versus the Buccaneers.

Sheil is joined by Pat Daugherty from NBC Sports to discuss the news of the Giants benching Russell Wilson for Jaxson Dart, and what it means for both QBs and HC Brian Daboll going forward. (00:00) Intro/cold open(2:38) How did the Giants get here?(6:09) What to expect from Jaxson Dart(10:57) Scenario 1: Dart is a revelation(13:40) Scenario 2: Dart is OK(15:57) Scenario 3: Dart is terrible(19:18) How many starts does Russell Wilson make for the rest of his career?(21:18) Who could be the Giants' next head coach?(24:26) The Hurry Up: Dallas after the Parsons trade The Ringer is committed to responsible gaming. Please visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.rg-help.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the resources and helplines available. Host: Sheil KapadiaGuest: Pat DaughertyProducer: Chris SuttonSocial: Kiera Givens and Brian WatersProduction Supervision: Conor Nevins and Arjuna Ramgopowell Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to another insightful solo episode of Build a Better Agency! This week, host Drew McLellan is at the mic, bringing over 25 years of agency expertise to address one of the most critical topics for agency leaders: rethinking your strategic planning process for the historic challenges and opportunities ahead in 2026. With economic uncertainty, industry disruption, and the rapid acceleration of AI at the forefront, Drew makes a compelling case that the old ways of dusting off last year's SWOT just won't cut it. Drew unveils a hands-on set of fresh, rigorous strategic planning exercises designed to push agency owners and leadership teams far beyond surface-level tactics. He outlines step-by-step activities—including scenario stress testing, client empathy mapping, reverse mentoring from your youngest team members, and even having your team role-play as your most formidable competitor. Each exercise is accompanied by practical guidance on setup, group dynamics, and ensuring every voice is heard—setting the tone for deep candor and courage throughout your planning process. You'll also discover innovative frameworks to identify your agency's blind spots, engage a broader range of team perspectives, and future-proof your business against a constantly shifting marketplace. Drew even walks through how to pressure test your new strategic plan with trusted outside advisors, ensuring your vision for 2026 is both bold and actionable. Whether you're an agency owner looking to foster stronger client and employee relationships, or a leader determined to thrive amid industry change, this episode is packed with practical takeaways and downloadable resources to help you build a plan that's ready for anything. Tune in and get inspired to move past old planning habits and chart a course for a more resilient, innovative, and profitable future. A big thank you to our podcast's presenting sponsor, White Label IQ. They're an amazing resource for agencies who want to outsource their design, dev, or PPC work at wholesale prices. Check out their special offer (10 free hours!) for podcast listeners here. What You Will Learn in This Episode: Why traditional SWOT analysis isn't enough for agency planning in 2026 New, hands-on strategic exercises to challenge assumptions and spark innovation Involving a diverse mix of team members—including newer and younger staff—in planning Emphasizing radical candor, honest conversations, and psychological safety for deeper insights Scenario stress testing to prepare for rapid industry changes (AI, economics, client shifts) Client empathy mapping to deepen client relationships and identify real opportunities   Methods to keep strategic plans alive, actionable, and integrated in agency culture

In four years time, how might a theoretical Dem administration grapple with the expanding energy consumption and demand for AI? This is the question the second half of TRG Media and MIT Technology Review's AI and Energy Scenario Exercises seeks to explore. Leading experts come together to role play as key actors in government, private industry, and more to simulate how public policy might take shape in the coming years. This episode contains the second and final phase of the game and a brief wrap-up from the editor in chief of MIT Technology Review Mat Honan and game designer Ed McGrady.  The Players: US Federal POTUS - Merici Vinton, Former Senior Advisor to IRS Commissioner Danny Werfel Security (DoD, DHS, DOS) - Mark Dalton, Senior director of technology and innovation at R Street Energy (DOE, EPA, Interior) - Wayne Brough, Former President of the Innovation Defense Foundation and senior fellow on R Street's Technology and Innovation team Red State Leadership- Soren Dayton, Director of Governance at the Niskanen Center Power generation industry Fossil - David Sandalow, Inaugural Fellow at the Center on Global Energy Policy (CGEP) at Columbia University Solar - Enock Ebban, host of “Sustainability Transformations Podcast” Nuclear [1] - Ashley Finan, Jay and Jill Bernstein Global Fellow at the Center on Global Energy Policy at Columbia University Investors in Al Domestic- Josiah Neeley, R Street Institute's Energy team advisor International - Josh Felser, CO Founder and Managing Partner at Climatic International (Middle East, EU, Russia, China, etc.) - Shaolei Ren, Associate Professor of Electrical and Computer Engineering at the University of California International (Middle East, EU, Russia, China, etc.) - Rachel Ziemba, Adjunct Senior Fellow at the Center for a New American Security (CNAS) Blue State Leadership POTUS Adam Zurofsky - former Director of State Policy and Agency Management for the State of New York Ari Peskoe - Director of the Electricity Law Initiative at the Harvard Law School Environmental and Energy Law Program Beth Garza - senior fellow with R Street's Energy & Environmental Policy Team Public interest  Environmental - Brent Eubanks, founder of Eubanks Engineering Research Domestic political - Meiyi Li, Ph.D. candidate at The University of Texas at Austin Media - Jen Sidorova, policy analyst at Reason Foundation Al and other Digital Industries AI - Valerie Taylor, division director of Mathematics and Computer Science at Argonne National Laboratory Blockchain -Erica Schoder, Executive Director and co-founder of the R Street Institute Erica Schroder - Elliot David, Head of Climate Strategy at Sustainable Bitcoin Protocol Other digital systems (chips, data center operations, online gaming, streaming, etc.) [1] - Ken Briggs, Faculty Assistant at Harvard University This material is distributed by TRG Advisory Services, LLC on behalf of the Embassy of the United Arab Emirates in the U.S.. Additional information is available at the Department of Justice, Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices

09-16-25 - Death Of Robert Redford Has Us Wondering How An Indecent Proposal Would Go Over These Days And What Would Be The Scenario And TermsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.