Podcast appearances and mentions of devin carroll

In this episode of Boldin Your Money, host Steve Chen sits down with financial advisor and YouTube creator Devin Carroll, the mind behind Social Security Intelligence and the book Social Security Basics. Devin shares his journey from tire salesman to financial planner, and how a curiosity about Social Security turned into a mission—and a media platform reaching millions. The conversation covers the evolution of financial advice, Social Security reform, building trust in a digital world, and why education is the foundation of confidence. Devin also opens up about how he uses content to grow his advisory firm and what the future of planning, media, and AI means for both advisors and everyday savers.

Social Security is still an important part of any retirement plan. It acts as a good supplement to a pension or other income from IRAs or 401Ks. But how it fits in to your particular plan and when is also important. That's why in this episode of the podcast I talk with financial planner and Social Security guru Devin Carroll about how to make the right choices when you are a few years out and when you are ready to walk out the door and go home for good. In this episode you will learn: How to decide when to claim benefits What you should know about benefits before retiring The biggest mistakes people make About survivor benefits About ex-spouse benefits

Andy chats with fellow retirement planner Devin Carroll, from Carroll Advisory Group. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!Links in this episode:Devin's company's website - Carroll Advisory GroupDevin's YouTube channel - Devin CarrollDevin's podcast - Big Picture RetirementDevin's Facebook group - Social Security Intelligence Member's GroupThe Social Security Program Operations Manual System - POMSTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Social Security benefits were initially intended to be a safety net for those who had not saved enough for retirement, rather than a primary source of income. Tune in to learn about How To Get Smarter About Social Security.

Part 2 of 2 of my discussion with Social Security expert, Devin Carroll, where he debunks 7 common Social Security myths (original recording was from December 2020) Links in this episode:Devin's YouTube channel - https://www.youtube.com/@DevinCarrollDevin's blog - https://www.socialsecurityintelligence.com/Devin's Facebook group - https://www.facebook.com/groups/428684237572614Devin's book - The Hero's PenaltyDevin's book - Social Security BasicsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Part 1 of 2 of my discussion with Social Security expert, Devin Carroll, where he debunks 7 common Social Security myths (original recording was from December 2020) Links in this episode:Devin's YouTube channel - https://www.youtube.com/@DevinCarrollDevin's blog - https://www.socialsecurityintelligence.com/Devin's Facebook group - https://www.facebook.com/groups/428684237572614Devin's book - The Hero's PenaltyDevin's book - Social Security BasicsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

MLB's Joe Martinez joins Buster to answer listener questions on this season's rule changes. Then, Tim Kurkjian discusses a life curveball thrown at him, who will be the Yankees' Opening Day shortstop, three people who called Dusty Baker after winning the World Series, Corbin Burnes' being at odds with the Brewers, the gap of money between Manny Machado and the Padres and his memories of Tim McCarver. Later, Diamondbacks rookie Devin Carroll talks about his welcome to the big league moment, what he worked on in the offseason, wanting to positively impact people, and his family. Finally, Sarah Langs plays The Numbers Game. Plus, Buster previews the Mets and the Guardians. Learn more about your ad choices. Visit megaphone.fm/adchoices

MLB's Joe Martinez joins Buster to answer listener questions on this season's rule changes. Then, Tim Kurkjian discusses a life curveball thrown at him, who will be the Yankees' Opening Day shortstop, three people who called Dusty Baker after winning the World Series, Corbin Burnes' being at odds with the Brewers, the gap of money between Manny Machado and the Padres and his memories of Tim McCarver. Later, Diamondbacks rookie Devin Carroll talks about his welcome to the big league moment, what he worked on in the offseason, wanting to positively impact people, and his family. Finally, Sarah Langs plays The Numbers Game. Plus, Buster previews the Mets and the Guardians. Learn more about your ad choices. Visit megaphone.fm/adchoices

The challenge with finding balance in life and work is that it's an ongoing process. Not only do your priorities change, but the ways in which you can achieve that balance shift as well. Today's guest understands that and embraces that evolution as part of his method for finding balanced growth. Devin Carroll is the founder of Carroll Advisory Group and joins the show to share his experience finding balance. As you'll hear in our conversation, Devin is someone is constantly evolving as he tries to grow personally and professionally. Join us today to learn about these things: How he went from a sales job to financial planning. (0:55) Why the definition of balance is evolving. (4:15) How has he managed to scale his business while keeping that balance in life? (7:41) As an entrepreneur, maintaining his focus is the biggest struggle he faces. (13:40) Why he feels like hiring is a key area that most advisors struggle with. (16:07) What advice would he give other advisors? (20:16)     RESOURCES Learn more: https://www.carrolladvisory.com/  Email: travis@travisparry.com Get Travis' newest book!

The decision of when to take Social Security is one of the biggest that you will face in retirement. Many people turn to Social Security break-even calculators to help them make the decision, but my guest today insists that this shouldn't be your only deciding factor. Social Security expert, Devin Carroll from  SocialSecurityIntelligence.com  joins me today to discuss all things Social Security. We'll touch on the break-even math, including where it works and where it doesn't, cost of living adjustments, the possibility of the Social Security system going bankrupt, and how Congress could fix the Social Security funding problem.  Since Social Security is such an important part of retirement planning you won't want to miss this episode.  Outline of This Episode [1:22] The break-even calculator has been used for years to help people decide when they should file [5:36] An example of how the break-even calculator could work [8:02] Why very few people wait until 70 to file [8:50] What's next for the cost of living adjustment [12:42] Will Social Security go bankrupt? [16:08] How could the government fix Social Security problems? Resources & People Mentioned Rachel Greszler Connect with Devin Carroll Devin's Social Security calculators SocialSecurityIntelligence.com Devin's YouTube channel Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Social Security is important. It provides the majority of income to most retirees. According to The Center on Budget and Policy Priorities, it provides at least 50 percent of total income for half of retirees and 90 percent for about a quarter of them. Unfortunately, according to research, most people don't understand exactly how Social Security works. In fact, the average person overestimates their monthly benefits by $300 or more. Navigating the Social Security Administration is no picnic. That's why we're going to answer some of your questions about Social Security in this podcast. This week's guest is Devin Carroll, an advisor and the founder of the Social Security Intelligence blog. Remember, even though we sometimes talk about specific investments on this show, don't take them as recommendations because they're not. Before investing in anything, do your own research, and make your own decisions. Podcast 155 episode article with links.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Episode: 35Devin Carroll is a financial planner who is passionate about simplifying Social Security. In addition to his role as lead advisor at Carroll Advisory Group, he is the publisher of Social Security Intelligence, a retirement education platform that now reaches more than 1,000,000 monthly users through his YouTube channel and blog.He's been asked to contribute his Social Security expertise to numerous publications including CNBC, Forbes, The Wall Street Journal, Inc., and many others. Ideas For Episode Titles / Main Focus·      Spousal benefits·      Taxation of benefits·      Survivor benefits

Social Security, how it works with taxes, and how to deliver value in that area are all things Devin Carroll knows all about. A financial advisor and the host of a YouTube channel with an emphasis on Social Security, Devin joins the show today to share key value items and important parts of Social Security where you can step in to clarify, correct, and help your clients plan better.

Thoughts From A Major Online Social Security Influencer   Welcome to episode #7 of Social Security: Answers From The Experts with Martha Shedden. In this highly informative episode Martha sits down with Devin Carroll, and they talk about many aspects of Social Security planning as well as Devin's views on the issues with the social security program and how to improve it.  Devin Carroll is a Financial Planner, Social Security nerd, and entrepreneur. He has been a contributor to The Smarter Investor since 2018. He is a financial planner at Carroll Investment Management based in Texarkana, Texas, in 2010. Devin also is the founder of SocialSecurityIntelligence.com, a website dedicated to understanding Social Security benefits. More than a million people will read his blog and watch his YouTube channel every month. In the world of Social Security, Devin is a real influencer.     Here is what to expect on this week's show: Information about Devin's background and how he became one of the most respected and listened to online influencers around Social Security. How there is a lack of help for clients to understand Social Security. The regrets about Social Security that Devin often hears on his YouTube channel and facebook group. How retirees are striving to make more informed decisions when filing for social security. Trends that Devin is seeing in Social Security claiming decisions over the past decade. The importance of seeking help from someone who knows the social security program. The changes Devin would make to Social Security if he had the power to enact them. What Devin finds interesting about pensions and how they relate to Social Security. Headlines versus the truth on reforms that don't help people much. How the government can take away a citizen's benefits. Links mentioned:   https://www.socialsecurityintelligence.com   Connect with Devin: LinkedIn: https://www.linkedin.com/in/devin-carroll/ YouTube: https://youtube.com/c/DevinCarroll Facebook group: https://www.facebook.com/groups/428684237572614/     Learn more about your ad choices. Visit megaphone.fm/adchoices

Devin Carroll, a Texas-based financial planner who runs the Social Security Intelligence blog talks Social Security.  devincarroll.com Social Security Intelligence blog Devin's YouTube Channel Meridian Wealth Management 403bwise.org

In this week's interview, I talk with Devin Carroll, a robotics Ph.D. student at the modular robotics lab at the University of Pennsylvania. Devin is working on robots that can build their own structure out of ice. https://www.modlabupenn.org/people/devin-carroll/ https://www.youtube.com/watch?v=kjfDRQWv0x0

In this week's interview, I talk with Devin Carroll, a robotics Ph.D. student at the modular robotics lab at the University of Pennsylvania. Devin is working on robots that can build their own structure out of ice. https://www.modlabupenn.org/people/devin-carroll/ https://www.youtube.com/watch?v=kjfDRQWv0x0

The CoVent-19 Challenge The CoVent-19 Challenge is the creation of 13 anesthesiologists and advisors from Massachusetts General Hospital and the Boston-area who have come together to help overcome the ventilator supply crisis during the devastating the COVID-19 pandemic. As experts in mechanical ventilation and frontline workers fighting COVID-19, they seek to develop low-cost, rapidly manufacturable solutions to support heavily burdened modern medical facilities. CoVent’s goal is to close the gap between our actual resources and those in need around the world. The CoVent-19 Challenge is an open innovation 12-week Grand Challenge for engineers, innovators, designers, and makers. The Challenge launched on the GrabCAD Challenges platform on April 1, 2020. The general admission round resulted in over 213 entries from 43 countries. Seven teams were invited to participate in the invite-only finalist round (details below). The Baxter Academy team is one of the 7 finalists. The invited teams are receiving access to additional resources for completing their ventilator designs and support in creating functional prototypes, including test kits, test lungs, and testing protocols. The prototypes will be evaluated using a test bed to determine which design provides the best combination of performance, safety, reliability, manufacturability, affordability, and simplicity. The final ventilator designs are due to CoVent on June 21st and will then be evaluated by a team of expert medical and technical panelists. Team Name: SmithVent Product Name: SmithVent About the Team: The SmithVent team is a group of 30 Smith College engineering alumni and friends who joined together to collaborate on something meaningful that they could contribute to the COVID-19 amelioration efforts. They are currently operating as a virtual team, conducting all of their work remotely, and much of it asynchronously. While having limited time to contribute, they are making fast progress working together.   Location: United States + Canada + Germany     Co-leads: Susannah Howe, Astrid Landeau Adrienne Horne, Alex Widstrand, Alyssa Tham, Angelica Vargas, Beatrix Dalton, Chelsea Hinds-Charles, Claire Dudek, Dan Lin, Devin Carroll, Eleanor Claire-higgins Ory, Emily Dixon, Eric Jensen, Farida Sabry, Ha Phuong Le, Kalifa Clarke, Katie Wood, Laura Lilienkamp, Mandira Marambe, Naylani Halpern-Wight, Nick Howe, Nora Paul-Schultz, Phoebe DeGroot, Sangye Kazi, Sarah Chu, Shuying Zhen, Taylor Beall, Vivian Nelson, Yuting Ren     Smith College News Article   In a recent Zoom meeting, members of a Smith engineering design team came dressed in their college finery: blue-and gold-sweatshirts, t-shirts and hard hats sporting the Smith logo. Team members had gathered from locations spanning the globe to mark a milestone: the successful completion of their design for a mechanical ventilator for use during the coronavirus pandemic. Less than a week later, they had even more reason to celebrate, as they learned that the SmithVent design is one of seven finalists chosen from among more than 200 entries in the CoVent-19 ventilator challenge. The next round will identify a device for rapid manufacture and use on the front lines of the pandemic. “This has been the best example of any project I’ve ever been involved with showing that many hands make light work,” said Susannah Howe, director of Smith’s Engineering Design Clinic, who put out the call for a Smith team in early April. “You’ve gone above and beyond what I expected with this amazing work, which we now want to share with the world.” The month-long, open-source CoVent-19 competition was launched by a group of anesthesiology residents at Massachusetts General Hospital in partnership with Ximedica medical device company. When Howe—who is on sabbatical this semester—heard about the challenge at the start of April, she immediately reached out to the Smith engineering community. In less than 48 hours, she had a group of 29—including two Smith staff members and a member of the class of 2020—eager to work on designing a ventilator. Operating on such a tight deadline and at a distance from each other was challenging, said Astrid Landeau ’15, co-leader and project manager for team SmithVent. “But it wasn’t as difficult as I thought because people were so motivated.” At the Zoom celebration, Landeau shared slides showing how work on the project was broken down into five-day “sprints” and meticulously documented on Google Drive so that team members could easily pick up tasks where others left off. “Twenty-five days ago, Sprint 1 started and we pretty much didn’t know what a ventilator was,” Landeau reminded the group. “Our medical research team soared into action, asking those hard questions and figuring out what we needed to do.” From there, the team reviewed design options, settled on a plan for a pneumatic ventilator, and documented the complex system requirements for their toaster oven-sized device. Their submission also included 34 multiple design improvements that could be taken up in a second round of competition. “It’s not just our collaboration that’s been amazing,” Landeau said. “It’s also our output.” SmithVent members brought a variety of skills and experiences to the design challenge. · Shuying Zhen ’19, who is an engineer with GE Renewable Energy in South Carolina, came with programming and 3D printing skills. “SmithVent was the perfect opportunity to reconnect with the community and contribute to a well organized effort to meet the current ventilator shortage,” she said. · Phoebe DeGroot ’13, a project and technical coordinator for the Center for Research and Robotics at Pratt Institute in Brooklyn, championed the team’s complex computer-aided design work. · Kalifa Clarke ’14, a research and development engineer for a Florida-based medical equipment company, “jumped at the chance” to work on the ventilator project as a way to support frontline healthcare workers during the pandemic. · Emily Dixon ’15, who teaches math and computer science at the Putney School in Vermont, took on the task of contacting medical researchers to ensure that the team’s design aligned with healthcare needs. Paying close attention to evolving knowledge about COVID-19 was one of the keys to the team’s success in the first round, Howe said. “We did a lot of research as a group on the pros and cons of existing ventilators and the needs expressed by the medical community,” she noted. “In COVID situations, it’s not always the case that ventilators have to do all the breathing. But people can also be on them for a long time. We weren’t just trying to make something that works, but something that works for people.” At the Zoom celebration, team members sent each other virtual sticky notes with messages of gratitude for a challenge well met. Several said they plan to share the SmithVent design with co-workers as a model for how to successfully accomplish a deadline-driven challenge. For Naylani Halpern-Wright ’15, who is studying for a master’s degree in the Netherlands, being on the team helped her feel connected during a time of unprecedented isolation. “I have rediscovered what I learned during my Design Clinic experience at Smith: That Smithies are uniquely good at working together and communicating with one another,” she said. “I’m amazed and full of wonder at what we’ve been able to do together.”

Are you trying to maximize your social security benefits?  Confused by the complexity of when to apply? Looking for someone to make it easy? This week we interview a social security expert, Devin Carroll about the best practices, helpful tips and tools you can use to optimize your social security benefits.   For more information, visit the show notes at https://moneytreepodcast.com/297

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Financial advisor Devin Carroll, in an article on MarketWatch, put together a list of seven Social Security myths, one of which concerns the perception that Social Security is a right. He shows that Supreme Court decisions have clarified that Social Security is not a right that is earmarked to the beneficiary. This podcast (6:06) argues that both demographics and economics make it hard to imagine how Congress will not exercise its prerogative to cut benefits by at least 25 percent by 2035.

Visit Devin's Youtube channel at https://www.youtube.com/channel/UCy8uDv16fjTy51bz0iS8T-Q --- Support this podcast: https://anchor.fm/josh-scandlen-podcast/support

We are starting the next 200 episodes with another Listener Questions episode: Michael is 35 years old, has no debt, and $30,000 in his checking account. He contributes 3 percent of his earnings to his company’s 401(k) to gets the match. Michael wants to get more aggressive with his investments. Should he contribute more or just change out of a target date fund? John wants to understand the difference between an exchange traded note and an exchange traded fund. Also, inverse index ETFs like DXD or XQQQ, which are leveraged shorting of the NASDAQ and DOW respectively, is it not true that over time the value must degrade towards zero as markets invariably rise over long periods of time and the ETF price is designed to increase only when the index falls? Why invest in inverse ETFs? Semone feels like she can stand the volatility of the market, but wonders if it is time to increase her position with bonds in her portfolio. Jerry and his wife received a small windfall. His wife wants to pay off the car and mortgage, but Jerry thinks it’s time to invest because they have nothing saved other than a little money in a 401(k). Devin Carroll from Social Security Intelligence and the Big Picture Retirement podcast joins us to answer these questions.   For more information, visit the show notes at http://moneytreepodcast.com/201 

Welcome to the final episode of the Maximizing Social Security series. In this episode, we get down to business. When do you file? How do you make this decision? If you are wondering these things then you need to listen to this episode. During the Practical Planning segment, I welcome social security guru, Devin Carroll. He has been studying social security for years and even has a book dedicated to learning the basics of social security. You won’t want to miss this final episode which answers your big questions about social security: when to file, when to relax, and when to panic. Listen now help you discover your best social security strategy. How do you make the decision of when to file for social security? The big question is when do you file for social security. Unfortunately, there is no easy answer. There are many things to consider, but ultimately you need to think about what your ultimate goal is. It’s not just math. What is your confidence level in your retirement? Taking full retirement social security benefits can give you more confidence in retirement. Understand what it is that you are trying to accomplish when considering whether to file early or wait until full retirement age. When you factor in your big picture then when to file could be a game changer. Listen to this episode to help you understand this multidimensional issue and help you rock your retirement. What are some things to consider when trying to decide the best time to file for social security? There are many factors to consider when trying to decide the best age to file for social security benefits. Some considerations are: will you have additional income? How is your health? How is your spouse’s health? What is the age difference between spouses? Do you really need the money? There are also tax implications to consider. If you fall into a certain income class then you could be taxed on 85% of your social security benefits. This could really affect your taxes and your IRAs. Before you decide when to file for your social security benefits, be sure to consider all of these questions. Listen to this episode to get a boost in your social security education. In what situation would it be smart to file for social security benefits as early as possible? You can file for social security benefits as early as age 62. You will not receive your full retirement benefits at this age, but there are some situations where this may still be a good choice. One mistake some people make is that they file for their social security benefits rather than disability if they can’t keep working due to a disability. If a disability is keeping you from working, be sure to file for disability benefits instead. If you really need an income, then filing at age 62 is a smart choice. Listen to this episode to hear all the reasons that you may consider filing for social security as early as possible. How does retiring while in your peak earnings years impact your social security benefit? Many people want to retire early. But does retiring while you are in your peak earning years impact how much you will receive for your social security benefit? Most of us still have 35 years of work history behind us by the time we are considering taking an early retirement, but these years often include low wage jobs. Retiring early can impact your social security benefit. But unfortunately, there is not a good way to estimate how it would affect your benefits. Devin would love to create a calculator to help others estimate the difference in benefits to help others. Listen to this episode to hear how your benefits could be affected by retiring early. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [2:32] How to make this decision for you? [7:18] What are some things to consider? PRACTICAL PLANNING SEGMENT [8:28] How does Devin Carroll help people choose social security strategies? [11:00] What situation would it be smart to file as early as possible? [15:39] How do you navigate who takes what benefit when in a spousal situation? [17:34] There are some uninformed reasons to file early [19:08] Survivor benefits [27:04] How does retiring while in your peak earnings years impact your social security benefit? THE HAPPY LAB SEGMENT [31:22] Nichole is reading Oola For Women TODAY’S SMART SPRINT SEGMENT [32:55] Send us a question that you want to be answered Resources Mentioned In This Episode Devin’s website: Social Security Intelligence BOOK - Social Security Basics by Devin Carroll Devin Carroll’s podcast - Big Picture Retirement BOOK - Oola For Womenby Dave Braun Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Ask Roger a question Work with Roger 3-video Series: 5 Minute Retirement Makeover Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

Our listener call today is about mortgages. Is it better to take out a mortgage for law school or find another way? Our panel weighs in on this and of course, they don't agree. Devin Carroll from the Big Picture Retirement podcast joins in the fun this week to help not only answer listener questions about college planning, but also to help with our headlines and take part in our trivia segment. In our headlines segment, we talk about Halloween candy. One dentist recommends forcing kids to sell their candy for money. Is this a great way to teach kids about saving and give them cleaner teeth? Also, we discuss the tiny house trend. Is this a fad, a niche, or the wave of the future? One piece we focus on this week seems to think it might be the next big trend.... Also, in our special guest spot, we'll talk about declutter! If you're wading in old CDs, books, video games, DVDs or electronics, this "lazy man's eBay" might be for you. Want a way to make money and also declutter the house? We'll dive into that today! Thanks to MagnifyMoney.com and Harry's for supporting Stacking Benjamins. Thanks to Harry’s for supporting Stacking Benjamins. Get your Free Trial Set – go to Harrys.com/SB.

Social Security benefits are confusing - even for those who work at the SS Office. Often, the person looking for advice is unsure of what information the SS Office needs - or how to communicate it to them. Nancy tells her story of being denied for Social Security benefits - and how Devin Carroll was able to provide her the advice and documentation to fight for her benefits. The difference was $500 a month in Nancy’s favor. Contact Devin for help with your Social Security Benefits at http://www.bigpictureretirement.net/about/devin-carroll

Part 1 in a 2-part series about what you need to know about Social Security. For more information, or to have a conversation with Devin Carroll or John Ross, visit http://www.bigpictureretirement.net  

Spousal U.S. social security benefits can add up, so if you are divorced (or know someone who is), make your claim accordingly. Devin Carroll, financial advisor at Carroll Investment Management, discusses with cross-border financial planner Douglas Goldstein, CFP®, the effects of divorce and remarriage on Social Security benefits. Find out why women in particular should research what they may be entitled to when they retire, whether single, married, or divorced. Depending on your situation, it may be more than you think. How to help seniors handle their investments One of the toughest financial questions people ask is when to let go of financial responsibility. When should you consider adding additional names to your financial accounts and train someone to follow through with your financial values? Get the answers in a 12-minute video about how to let go of responsibility and pass it onto the next generation. Follow Devin Carroll at www.socialsecurityintelligence.com and listen to his podcast, Big Picture Retirement, on iTunes. Follow him on Twitter @DevinACarroll

Today we tackle Social Security with Devin Carroll from www.SocialSecurityIntelligence.com  Devin is a financial planner who has taken a special interest in consulting on the topic of social security. In this show we cover some general background and advice for those who are trying to figure out how to approach their social security strategy as well as some interesting background on the social security program. (If you listen closely, you might even find an argument or two contained herein!) Enjoy! Joshua Devin's website: http://socialsecurityintelligence.com/ Support RPF on Patreon: www.radicalpersonalfinance.com/patron 

If you want to learn how to maximize both your preparation and enjoyment of retirement, you’ve found the best way to do that. It’s here on The Retirement Answer Man podcast. This episode is focused on a very important issue - understanding the Social Security system (which is no small task). I’ve got a great guest on the show today - Devin Carroll - who is one of the best sources of understanding on this issue of anyone I know and you’re going to get some very actionable things you can do to not only understand your Social Security benefits but also to make the most of them now and in the future. Do you worry too much? As we grow older we begin to move into a time of life where we naturally understand less and less about the world and the way things are going. It’s a time when worry can start to creep in and get the best of us. But worry is never, ever a good idea. In fact, it’s been shown to be one of the most detrimental internal behaviors. On this episode I’m going to lead you through a few questions to help you assess your level of worry and adopt a mindset to help you offload your worry and get into a healthier mental place. Ready? Let’s do it! Complexity can be the enemy of wise retirement planning. It befuddles me to no end when I see financial advisors come up with retirement plans that are hundreds of pages long. What in the world?!!! There’s no reason for a retirement plan to be that complex. Complexity is our enemy because it keeps us from looking at the simple, bare facts of a situation and taking correspondingly wise action. On this episode I’m going to show you how you can adopt a simpler, easier to understand approach to your retirement planning so that you not only understand what you should do to plan for retirement, but can actually do it. How to navigate the complex Social Security System. If you go to either of the Social Security websites you’ll find over 10,000 pages of content having to do with what the system is and how it works. Even experts on the system, like my guest today, Devin Carroll, have to refer back to those sites over and over in their lifetimes. On this episode Devin and I chat about the 3 most important things that you can do in order to make sure you’re getting the most out of your Social Security benefits. Talk about simplicity, this conversation is aimed at being exactly that! If you need help with your Social Security benefits, Devin’s the man! My friend Devin Carroll has devoted a good deal of his life to understanding the Social Security system and has positioned himself to help everyday Americans utilize the benefits of the SS system that was created for their benefit. If you have a Social Security related issue (disability, survivor benefits, or retirement benefits) that you need help with, I recommend you contact Devin and his team. You can find out how to do that on this episode of The Retirement Answer Man as we talk about 3 ways you can maximize your Social Security benefits.   OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN [0:30] Roger’s introduction to this episode of the show. THE HAPPY LAB [2:24] The question of the day: “Do you worry too much?” [3:42] The power of “Cest La Vie” [4:22] The benefit of letting stuff roll off of you: saving your mental and emotional energy. HOT TOPIC SEGMENT [5:07] Warren Buffett’s annual shareholder meeting. [9:00] How Warren Buffett sees the manner in which Wall Street makes money. WHAT DOES THAT MEAN? SEGMENT [9:46] Today’s term: Complexity. PRACTICAL PLANNING SEGMENT [14:13] Roger’s conversation with Devin about maximizing Social Security. [15:45] Survivor benefits and disability benefits. [16:57] The process of getting qualified for Social Security disability. [18:35] 3 things to do regarding your Social Security benefits. [21:54] How you can check your SS earnings every year. [24:00] Will Social Security be around in years to come? [29:08] Understanding how Social Security is taxed and why it’s important. TODAY’S SMART SPRINT SEGMENT [33:52] Register and get your Social Security earnings history.   RESOURCES MENTIONED IN THIS EPISODE www.SocialSecurityIntelligence.com - Devin’s website. Set up your own SSA account: https://secure.ssa.gov/RIL/SiView.do Contact Roger: http://www.rogerwhitney.com/retirementanswers/ The Retirement Answer Man Facebook page: www.Facebook.com/RetirementAnswerMan

Jason interviews Devin Carroll about Social Security intelligence.  Devin has been helping people with money related advice for a while.  In addition to his ownership role at Carroll Investment Management, he is also the Chief Compliance Officer and half owner of Cogent Advisory Group, an SEC Registered Investment Advisor.  Additionally, he has an active blog where he discuss Social Security and retirement related stuff at Social Security Intelligence. Prior to opening Carroll Investment Management in 2010, he was a financial advisor at Edward Jones for nearly 8 years.  He learned a lot while I was there and is very thankful for where he is today. If you would like to learn more please visit the links below:  carrollinvestmentmanagement.com socialsecurityintelligence.com Driving Down The Retirement Tax Bill soundretirementplanning.com- FOR A FREE BOOK