Podcasts about dauenhauer

After a career at IBM, Lucretia Ryan founded Financial Freedom for Women, an organization whose goal is to help women gain financial independence. In addition to writing about financial issues, she puts on free retirement optimization workshops for women. After helping her late mother navigate healthcare in retirement, Lucretia warns about the dangers of Medicare Advantage.   Financial Freedom for Women 9.25.24 Event: Medicare "Advantage" Dirty Little Secrets Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org

In this NGPF Podcast episode, Dan Otter and Scott Dauenhauer of 403bwise discuss the challenges teachers face with 403B retirement plans, including high fees and poor investment options. The duo shares their advocacy journey to empower educators with better financial literacy and tools for improving retirement outcomes. They also explore state policies impacting financial education and offer practical advice for educators aiming to enhance their financial plans. Listen to this discussion to learn how educators can navigate and advocate for better retirement options.

Did a Southern California benefits consortium fail to act in the best interests of educators? Normally we drop our pods on Friday morning. But this is a time-sensitive episode because of a meeting that will occur Friday, January 12th at 11am PST. In our opinion a Southern California consortium has failed to act in the best interests of educators. We describe the issue in this episode in the hope that educators and others will weigh in by submitting written comments before the meeting and/or attend the meeting via Zoom, which we readily acknowledge is very difficult given teaching schedules. FBC Board of Directors 1/12/24 Meeting (Zoom link) Meeting ID: 829 1185 8849 Password: 363162 403bwise.org Comments Submitted to FBC Board San Diego County Schools Retirement Program Outsources Financial Advisers Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

We speak with Julia Brotherton, educator and president of the Beverly, MA Teachers Association about her dual roles, and how she helps colleagues get wise to saving for retirement. Beverly 403(b) Plan Episode 5 of Learned by Being Burned - School benefits official explains how he took a school district single vendor. Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Teacher-turned planner, Justin Garritt goes deep on student loans including sharing an important deadline (December 31, 2023) for those looking to get maximum value out of PSLF (Public Service Loan Forgiveness).    Garritt Financial Solutions Teacher/Travel Hacker Turned Fiduciary Happy Travel Hacker Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

403bwise Facebook Group reaches a Taylor Swift-like milestone. New Jersey school district throws teachers under the bus.  403bwise Facebook Group New Jersey District Throws Teachers Under the Bus Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Lily Katz of Redfin News discusses the recent story she co-wrote with her colleague Sheharyar Bokhari, Redfin Senior Economist, called: The Typical Teacher Can Afford Just 12% of Homes for Sale Near Their School, Down From 30% in 2019  The Typical Teacher Can Afford Just 12% of Homes for Sale Near Their School, Down From 30% in 2019 The Price of 403(b) Enrollment Lily Katz Meridian Wealth Management 403bwise.org

Historical biopics of famous leaders are a very familiar genre at this point: Great Men (or in this case, Women) of history navigating war or struggle or controversy with the stiff-upper-lip resolve history has granted to them. Guy Nattiv's Golda is certainly no exception, though it innovates not just with its presentation, but with its subject: Israeli Prime Minister Golda Meir, played under heavy prosthetics by Helen Mirren. More than that, it's not a tale of victory, but of defeat -- a Pyrrhic victory that nonetheless shakes the public's confidence in the film's chain-smoking leader, and damns her to the annals of infamy.   The film covers the three-week period of the Yom Kippur War, in which Egyptian and Syrian forces, among others, launched a concerted attack on Israel during the holy day of Yom Kippur. The attack led to tremendous losses, and kicked off a standoff that would rope in both the US and the Soviet Union before it was done.   Nattiv's approach to the material is stark and haunting, keeping close to Mirren's wearied, resolved take on Meir through claustrophobic, smoke-filled rooms. And aiding that sense of mystique is Golda's score, courtesy of Russian composer Dascha Dauenhauer, utilizing discordant violins and detuned cowbells to build a bleak, atmospheric sound for Golda's race against time.   We're thrilled to have Dauenhauer on the podcast to talk about her early days as a composer,  her boundless sense of experimentation, and the many themes and unusual sounds of her score for Golda.   You can find Dascha Dauenhauer at her official website here.   Golda is currently playing in select theaters. You can also listen to the score on your preferred music streaming service courtesy of MNRK Music Group.

Private equity is everywhere: emergency rooms, nursing homes, veterinarians, your favorite retailers, and maybe some day your retirement plan. Yet, according to our guest Brendan Ballou, author of Plunder: Private Equity's Plan to Pillage America, few understand what these firms are or how they work. Plunder: Private Equity's Plan to Pillage America  Learned by Being Burned (teachers share how they were burned by sales agents and "trusted" advisors and how they got wise to the 403(b) plan) Meridian Wealth Management 403bwise.org

Micah Hauptman, the director of investor protection at the Consumer Federation of America, talks about his job and the fight to implement a fiduciary standard.  Consumer Federation of America Learned by Being Burned (teachers share how they were burned by sales agents and "trusted" advisors and how they got wise to the 403(b) plan) Meridian Wealth Management 403bwise.org

A conversation with Dale Dauenhauer, Amphenol All Sensors General Manager, in Morgan Hill, CA. Dale has been General Manager for five years but has been with All Sensors since its inception. We talk about All Sensors being one of the leading manufacturers of ultra-low pressure sensors and pressure transducers. We talk about the incredible work the All Sensors team did in successfully satisfying a massive influx of orders during the pandemic while keeping everyone safe and protected. We talk about growing up in small-town Illinois and some of the early jobs he did before deciding to follow in his brother's footsteps and be an engineer. We talk about the long and winding road through many iterations of the pressure sensor business before finally getting to All Sensors and Amphenol. We talk about spending time with family, traveling, and being outdoors. And we discuss his desert island album, book, and movie. This is The Interface. Hosted by Chris Cappello. Music by Square Seed. For The Interface podcast guest inquiries and suggestions, send a LinkedIn message to https://www.linkedin.com/in/cjcappello.

Listening to the education and advocacy podcast series Learned by Being Burned: Teachers and the K-12 403(b) motivated South Carolina high school teacher to advocate for and get better 403(b) investment choices in his South Carolina school district.  York 3 vendor list Learned by Being Burned (teachers share 403(b) horror stories) Meridian Wealth Management 403bwise.org

After their own missteps, New York music teachers Hana and her husband James are helping colleagues get wise to the 403(b). Hana may have the best story ever for how and where she first signed up for a 403(b).  Episode begins with Dan talking about his current living arrangement.  Learned by Being Burned (teachers share 403(b) horror stories) Meridian Wealth Management 403bwise.org

Scott calls them the "boring administrative sh*t" but investment committees can be game changers in ensuring quality 403(b) and 457(b) plans. What are they? How do they work? And why you should consider starting or serving on one.  New York State laws on Deferred Compensation Committee Learned by Being Burned (teachers share 403(b) horror stories) Meridian Wealth Management 403bwise.org

NTSA pushing bill to ban single vendor 457(b) plans in Illinois. But only for K-12 institutions. Not police plans. Not firefighter plans. Not government employee plans.  Bad New Jersey 403(b) legislation is on the move despite sponsors telling teachers it was dead.  SB 1233 (Illinois) Senator Michael W. Halpin (D) 36th District Representative Stephanie A. Kifowit (D) 84th District Bill A1974 (New Jersey) Learned by Being Burned (teachers share 403(b) horror stories) Meridian Wealth Management 403bwise.org

We talk about our recent talk with CalSTRS, and take another look at how to access 403(b) money. Accessing 403(b) Money Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

We dig into the two advising services firm offers: 1) Vanguard Digital Advisor; and 2) Vanguard Personal Advisor. NerdWallet Ratings Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

We go over the insurance policies every educator should consider having.  Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

This interview is with Carl Dauenhauer who is the owner of a vineyard that changed over to grapes in the early years of the wine industry and the winery, Hauer of the Dauen. In this interview Carl talks about his start in the wine business, challenges of growing grapes in Oregon and the future of the Oregon wine industry.This interview was conducted at the Hauer of the Dauen Winery on February 4th, 2016 by Rachael Woody.

*cricket noises* In episode 75 of Overthink, Ellie and David discuss silence and its connection with awe, ecstasy, and the experience of the divine. They talk about David's experience staying silent during a collegiate debate and Ellie's practice of meditation as it relates to silence. How does being silent reveal the inner and outer noise that so often surrounds us? They talk about Christian mysticism, Dauenhauer's deep silence, and Heidegger's call of conscience and explore the various forms of silence that shape our everyday lives.Works Discussed St. Thomas Aquinas, The Summa TheologicaJohn Cage, 4'33” Bernard Dauenhauer, Silence: The Phenomenon and its Ontological SignificanceRupert Gethin, The Foundations of BuddhismMartin Heidegger, Being and TimeRichard Kostelanetz, Conversing with John Cage Louis Pelletier, “Silence please! A brief history of silence at the theater”Ludwig Wittgenstein, The Tractatus Logico-PhilosophicusDōgen Zenji, ShōbōgenzōPatreon | patreon.com/overthinkpodcast Website | overthinkpodcast.comInstagram & Twitter | @overthink_podEmail |  Dearoverthink@gmail.comYouTube | Overthink podcastSupport the show

Taylor Swift is amazing for so many reasons: talented singer-songwriter, role model, activist. But did you know that she has written 10 songs about the K-12 403(b)?  Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

SB 263 — which could be a model for other states — will decrease the number of sales of life insurance and annuities to consumers that are not in consumers' best interests by prohibiting insurance producers from receiving incentives beyond allowable commissions or fees (such as prizes, rent reimbursement, etc.) for their sales and also prohibiting producers from making sales when they do not know if the product is in the consumer's best interest. Bill also covers sale of life insurance products.  SB 263 Insurance Agent (Producer) Compensation Disclosure For Annuities and Life Insurance Policies Form Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

If only Congress had adopted a 2003 Bush Administration plan to drastically simplify saving for retirement. We interview William Sweetnam the Benefits Tax Counsel at the Treasury Department from 2001-2005. 2003 ERSA/LSA/RSA Plan Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

Classic bank run has many wondering how they can protect their savings.   Learned by Being Burned (short pod series that explains why the K-12 403(b) is so bad and what teachers are doing to fix it) Meridian Wealth Management 403bwise.org

Matt Raleigh on teaching and co-writing a saving-for-retirement guide for California teachers. TL;DR: Financial Literacy for California Public School Teachers: Optimizing Financial Decisions Based on Your CalSTRS Benefits Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

Teacher turned travel-hacker/blogger extraordinaire, Zac Hood talks leveraging credit card use to travel "freely."  Travel Freely Award Hacker Point.me Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

That is how much money teacher-turned planner David Gourley has saved teachers in student loan repayment.  Teach Plan Retire Newsletter New Biden Student Loan Repayment Plan (January 2023) July 2022 PSLF Waiver Event (Podcast) Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

On January 31, 2003, the Bush Administration announced a plan to drastically change how Americans save in defined contribution plans. Unfortunately that plan never got the public debate it deserved. Scott and Dan discuss the never implemented plan.  Bush Administration Retirement Savings Plan Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

Horrified by complexity of SECURE Act 2.0 and saving for retirement in general, Dan and Scott devise a better way to save for retirement, medical expenses and college. Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

We welcome back Barb O'Neill, CFP, AFC (Accredited Financial Counselor) and 403bwise columnist to discuss wise 403(b) and other money moves to make in 2023.  403(b) New Year's Resolutions Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

Dallas area educator Rashad Muhammad and his teacher wife are well on their way to financial security after paying off more than $85,000 in debt while also saving for a home down payment. Additionally, they are retirement plan super savers. But it wasn't always this way.  Journey to a Million (YouTube)  Learned by Being Burned (short podcast series) Meridian Wealth Management 403bwise.org

In part two of our conversation with money manager Cullen Roche, he discusses the concept of All Duration Investing and his recent paper on the topic. All Duration Investing Pragcap Three Minute Macro  Learned by Being Burned Meridian Wealth Management 403bwise.org

Cullen Roche, author, money manager, and one of the most astute financial minds, returns to talk video making, inflation, housing and markets in part one of our two part conversation.  Pragcap Three Minute Macro  Discipline Funds ETFs Learned by Being Burned Meridian Wealth Management 403bwise.org

Kevin Benson, executive director of the Southern Education Retirement Consortium, believes he has the solution for small and mid-size school districts looking to offer quality 403(b), 457(b) and 401(a) plans.  SERC Solutions Learned by Being Burned Meridian Wealth Management 403bwise.org

Was it all just a dream? New Jersey teachers are losing a fantastic 403(b) option: Lincoln Investment's Participant Directed Platform. Dan and Scott interview New Jersey teacher Chris Nye who shares what he has learned about the future of Lincoln PDP in New Jersey. Bad Vendors Who Offer Good Investing Choices Learned by Being Burned Meridian Wealth Management 403bwise.org  

Tax Deferred Services, whose CEO was arrested in what the California Department of Insurance called a “$4 million securities fraud scheme,” blankets teacher email inboxes with deceptive message. TDS CEO: Arrested Development "Set up" a Zoom Appointment with TDS Learned by Being Burned Meridian Wealth Management 403bwise.org

Illinois Principal Scott Liska teamed up with the business manager to dramatically improve Evergreen Park ESD 124's 403(b) and 457(b) plan.  Evergreen Park ESD 124 Plan Offerings & Grade  Learned by Being Burned Meridian Wealth Management 403bwise.org

Looking for a higher interest rate in your fixed investment(s)? Scott details some provisions that might help.  Market Value Adjustments Learned by Being Burned Meridian Wealth Management 403bwise.org

Interest rates are rising. What should you be doing?  Estate Planning Simplified Learned by Being Burned Meridian Wealth Management 403bwise.org

Teacher Shaun Morgan discusses online teaching, and his upcoming free Teach Toward Retirement Summit.  Free Registration Learned by Being Burned Meridian Wealth Management 403bwise.org

We regrade 403(b) vendor list for Broward County Public Schools. But they sure didn't make it easy to get information.  Broward 403bwise Grade Broward County Public Schools Learned by Being Burned Meridian Wealth Management 403bwise.org

What are they? How do they work? What role if any should they play in saving for retirement? Cullen Roche 3-Minute Money videos Learned by Being Burned Meridian Wealth Management 403bwise.org

A union that does it right. New Jersey's bad 403(b) bill. Crazy markets.  NGPF California Access to Financial Education (CAFE) grant NGPF Financial Equity & Empowerment (FEE) grant UTLA Fin Lit Workshop Pod: New Jersey's Bad 403(b) Bill Ben Carlson on Market History, CFA Learned by Being Burned Meridian Wealth Management 403bwise.org

Educators and state employees have access to multiple excellent, low-cost retirement savings vehicles (none of which is a 403(b) plan). Kentucky Deferred Comp Learned by Being Burned Meridian Wealth Management 403bwise.org

Districts are responding to our 403(b) Plan Rating Project. We recently heard from two school districts asking us to upgrade their D-rated plans because of improvements they had made. School Districts Who Are Improving Their 403(b) Plans Learned by Being Burned Meridian Wealth Management 403bwise.org

New RMD rule changes proposed for the 403(b)/457(b); AIG works on its core; Aspire follows Vanguard model.  Track Proposed RMD Change Learned by Being Burned Meridian Wealth Management 403bwise.org

Our guest today is a fee-only, advice-only CPF®  and fiduciary who specializes in providing hourly advice to do-it-yourself investors. He's a long-time advocate of simple, low-cost investing. He isn't all about work though. How can you be when you live in sunny San Diego? In 2019, he and his wife, Lien, dedicated one full year to travel. Jon Luskin Jon Luskin Blog Learned by Being Burned Meridian Wealth Management 403bwise.org

North Carolina teachers Dave and Brandon help colleagues and students get wise to saving for retirement (updated with correct audio track).  Financial Independent Teachers podcast Learned by Being Burned Meridian Wealth Management 403bwise.org

Southern California high school math teacher gets a Fidelity 457(b) added to his vendor list.   Chaffey Joint Union High Learned by Being Burned Meridian Wealth Management 403bwise.org

One of our favorite guests, teacher/travel hacker Justin Garritt talks about his decision to leave the classroom to become a full-time fiduciary advisor. We also talk travel hacking and carrying a "whole ham" on a flight.  Garritt Financial Solutions Learned by Being Burned Meridian Wealth Management 403bwise.org