Podcasts about advisory group

Princess Alia Al-Senussi, PhD, is a leading member of the contemporary art world, with a special emphasis in her academic, personal and professional work on visual arts and culture in the Middle East, holding a doctorate degree in politics from SOAS which analyzed the nexus of soft power and cultural diplomacy in the context of networks of patronage, with a case study of Saudi Arabia.  Dr. Al-Senussi is a founding member of the Tate's Acquisitions Committee for the Middle East and North Africa, the Board of 1:54 The African Art Fair, and the Middle East Circle of the Guggenheim. Amongst other positions, Dr. Al-Senussi is Chair of the K11 International Council and a member of the Tate Modern Advisory Council, the board of the Serpentine Future Contemporaries and the Strategic Advisory Council of Delfina Foundation. Dr. Al-Senussi's work has encompassed a variety of other initiatives in the global art world, including being integral to the founding of Art Dubai, as well as the international advisory board of Edge of Arabia, the Advisory Board of Ikon Gallery, and the Advisory Group of Photo London.  Dr. Al-Senussi is Senior Advisor, International Outreach and the VIP Representative for the United Kingdom, as well as the Middle East and North Africa, for Art Basel and a Senior Advisor to the Saudi Ministry of Culture focusing on work with the Diriyah Biennale Foundation and will be lecturing this autumn at VCU Qatar.She and Zuckerman discuss cultural diplomacy and soft power, women and self-confidence, being more than one thing, recent travel and exhibitions, and where feels like home!

It can be revealed concerns about the head of a government advisory group on crime are being kept secret. A Checkpoint investigation has found three staff members contracted to the Ministerial Advisory Group for Victims of Retail Crime are earning over $1000 a day. It has also revealed that officials have raised concerns with the Justice Minister about the group's chairman Sunny Kaushal, but Paul Goldsmith is refusing to say exactly what those concerns are. Checkpoint's Jimmy Ellingham spoke to Lisa Owen.

Chris Dixon is the Co-Founder of Oxford Advisory Group. He is responsible for the company vision and business strategy. Chris focuses on tax-efficient strategies for retirees and advanced tax planning.Chris received his Bachelor of Science. He graduated with Political Science Honors. He also studied through Harvard Business School and received his certificate in Sustainable Business Strategy.He is a Registered Financial Consultant focused on helping retirees develop tax-efficient strategies and income planning. He is also responsible for securing banking relationships with some of the top banks on Wall Street.Christopher is a speaker at the firm's informational seminars on Taxes in Retirement and Social Security. Christopher regularly trains other advisors from around the country on tax strategies for retirees.He is the co-host of Reinventing Retirement TV on ABC 10, NBC 8 and Fox 13. Reinventing Retirement Radio on WFLA 93.1, Chris is the co-author of Total Tax Free Retirement book. He has authored articles in Newsmax Finance and also been featured in Yahoo! News Nasdaq, and US News. Chris sits on the board of the Advent Health Foundation.Learn More: https://oxfordadvisorygroup.com/This is prepared for informational purposes only. It does not address specific investment objectives, or the financial situation, and the particular needs of any person who may receive this report. The information herein was obtained from various sources. Oxford Advisory Group does not guarantee the accuracy or completeness of information provided by third parties. The information in this report is given as of the date indicated and is believed to be reliable. Oxford Advisory Group assumes no obligation to update this information or to advise on further developments relating to it.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-chris-dixon-with-oxford-advisory-group-discussing-taxes-estate-plans

Chris Dixon is the Co-Founder of Oxford Advisory Group. He is responsible for the company vision and business strategy. Chris focuses on tax-efficient strategies for retirees and advanced tax planning.Chris received his Bachelor of Science. He graduated with Political Science Honors. He also studied through Harvard Business School and received his certificate in Sustainable Business Strategy.He is a Registered Financial Consultant focused on helping retirees develop tax-efficient strategies and income planning. He is also responsible for securing banking relationships with some of the top banks on Wall Street.Christopher is a speaker at the firm's informational seminars on Taxes in Retirement and Social Security. Christopher regularly trains other advisors from around the country on tax strategies for retirees.He is the co-host of Reinventing Retirement TV on ABC 10, NBC 8 and Fox 13. Reinventing Retirement Radio on WFLA 93.1, Chris is the co-author of Total Tax Free Retirement book. He has authored articles in Newsmax Finance and also been featured in Yahoo! News Nasdaq, and US News. Chris sits on the board of the Advent Health Foundation.Learn More: https://oxfordadvisorygroup.com/This is prepared for informational purposes only. It does not address specific investment objectives, or the financial situation, and the particular needs of any person who may receive this report. The information herein was obtained from various sources. Oxford Advisory Group does not guarantee the accuracy or completeness of information provided by third parties. The information in this report is given as of the date indicated and is believed to be reliable. Oxford Advisory Group assumes no obligation to update this information or to advise on further developments relating to it.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-chris-dixon-with-oxford-advisory-group-discussing-taxes-estate-plans

Special episode: A conversation with the Mines Advisory Group by Devex

Samuel J. Dixon, RFC Co-Founder/ Managing PartnerAs a managing partner of Oxford Advisory Group, Samuel J. Dixon is focused on retirement planning, IRA legacy planning and investments for retirees, executives and small-business owners. He routinely offers educational classes on taxes in retirement and developing a steady and reliable retirement plan.Samuel, with his expertise as a RFC, also contributes articles that are featured in financial publications such as Kiplinger Financial, Newsmax, and The Street.Samuel has passed the Series 65 securities exam and also holds his insurance licenses in Florida and South Carolina. Samuel graduated from the College of Business at Florida State University with a degree in risk management and insurance with a focus in financial planning and wealth management.Samuel and his wife, Katie, are raising their three children, Clark, Callan, and Elowen. Samuel also enjoys coaching Clark in sports. He teaches youth at his church and enjoys boating on Lake Butler with his family.Learn More: https://oxfordadvisorygroup.com/This is prepared for informational purposes only. It does not address specific investment objectives, or the financial situation, and the particular needs of any person who may receive this report. The information herein was obtained from various sources. Oxford Advisory Group does not guarantee the accuracy or completeness of information provided by third parties. The information in this report is given as of the date indicated and is believed to be reliable. Oxford Advisory Group assumes no obligation to update this information or to advise on further developments relating to it.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-samuel-j-dixon-with-oxford-advisory-group-discussing-rmds-retirement-plans

Samuel J. Dixon, RFC Co-Founder/ Managing PartnerAs a managing partner of Oxford Advisory Group, Samuel J. Dixon is focused on retirement planning, IRA legacy planning and investments for retirees, executives and small-business owners. He routinely offers educational classes on taxes in retirement and developing a steady and reliable retirement plan.Samuel, with his expertise as a RFC, also contributes articles that are featured in financial publications such as Kiplinger Financial, Newsmax, and The Street.Samuel has passed the Series 65 securities exam and also holds his insurance licenses in Florida and South Carolina. Samuel graduated from the College of Business at Florida State University with a degree in risk management and insurance with a focus in financial planning and wealth management.Samuel and his wife, Katie, are raising their three children, Clark, Callan, and Elowen. Samuel also enjoys coaching Clark in sports. He teaches youth at his church and enjoys boating on Lake Butler with his family.Learn More: https://oxfordadvisorygroup.com/This is prepared for informational purposes only. It does not address specific investment objectives, or the financial situation, and the particular needs of any person who may receive this report. The information herein was obtained from various sources. Oxford Advisory Group does not guarantee the accuracy or completeness of information provided by third parties. The information in this report is given as of the date indicated and is believed to be reliable. Oxford Advisory Group assumes no obligation to update this information or to advise on further developments relating to it.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-samuel-j-dixon-with-oxford-advisory-group-discussing-rmds-retirement-plans

In David's Own Words: "I have a BS in mathematics from St. Lawrence University, a BS in electrical engineering from Penn State University, and a master's in electrical engineering from Villanova University. I spent seventeen years as a design engineer and technical manager at Boeing, where I was responsible for designing automatic flight control and avionics systems.After Boeing, I spent nine years in the U.S. Government's Senior Executive Service (SES) with the US Army directing avionics and command and control R&D. During this period I also co-directed joint Army/NASA laboratories at NASA Langley and NASA Ames and was the US Army's representative and U.S Government lead on the Avionics Committee for NATO's Advisory Group for Aerospace Research and Development. I then created and was the CEO of Cobham Defense Electronics Systems (CDES) Corp, a subsidiary of Cobham, plc, for 15 years. When I retired CDES had become the world's leading military microwave subsystem company. After writing The Endless Journey, I created and was the host of The Common Sense Spirituality Show, which ran live for 2 years on W4CY radio and also had a weekly podcast called Aspects of Spirituality."Become a supporter of this podcast: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Please note that all XZBN radio and/or television shows are Copyright © REL-MAR McConnell Meda Company, Niagara, Ontario, Canada – www.rel-mar.com. For more Episodes of this show and all shows produced, broadcasted and syndicated from REL-MAR McConell Media Company and The 'X' Zone Broadcast Network and the 'X' Zone TV Channell, visit www.xzbn.net. For programming, distribution, and syndication inquiries, email programming@xzbn.net.We are proud to announce the we have launched TWATNews.com, launched in August 2025.TWATNews.com is an independent online news platform dedicated to uncovering the truth about Donald Trump and his ongoing influence in politics, business, and society. Unlike mainstream outlets that often sanitize, soften, or ignore stories that challenge Trump and his allies, TWATNews digs deeper to deliver hard-hitting articles, investigative features, and sharp commentary that mainstream media won't touch.These are stories and articles that you will not read anywhere else.Our mission is simple: to expose corruption, lies, and authoritarian tendencies while giving voice to the perspectives and evidence that are often marginalized or buried by corporate-controlled media

AI is advancing and impacts many aspects of life, including AI shopping. KTAR Retail Analyst, Kristin Bentz, joined the show to discuss this latest shopping trend along with the pros and cons that come with it.

The Health Ministry's alcohol advisory group has been condemned by one of its own leaders, accusing it of diluting Maori voices and suggesting it be axed entirely. Guyon Espiner spoke to Ingrid Hipkiss

Meredith Whitney Advisory Group CEO Meredith Whitney discusses the impending slowdown In Gen Z and Millennial spending. Whitney spoke with Bloomberg's Tom Keene and Paul Sweeney.See omnystudio.com/listener for privacy information.

A panel of experts has a solution to tackling organised crime but won't yet say what it is. The Ministerial Advisory Group on Transnational, Serious and Organised Crime has put out a new list of recommendations ahead of its final report later this month. Among the suggestions are greater accountability across government departments and a new minister whose entire job is working on the problem. Group chair Steve Symon told Mike Hosking the overall solution is bold. He says they've had a lot of encouragement; the question is whether it will translate into financial support and the political will it needs. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Organised crime is being described as the number one threat to New Zealand's national security. The Ministerial Advisory Group on Transnational, Serious and Organised Crime see it as such a significant issue, it's recommending the government should give one minister the responsibility of tackling the problem. A new report says police and customs regularly encounter drug shipments which were once thought unthinkable. Customs Minister Casey Costello told Ryan Bridge she sees merit in the recommendation. She says it's been done before, in the 80s when the Serious Fraud Office was set up to respond to a specific type of criminal offending. LISTEN ABOVESee omnystudio.com/listener for privacy information.

On the Monday, Aug. 25 edition of Georgia Today: An executive order targets unions at the Department of Health and Human Services; Georgia aerospace and defense companies form an organization to advance their industries; and two Georgia residents will serve on a new advisory group for Alzheimer's disease. 

Lindsey SmithPrincipal PlannerCommunity Development Dept.City of AppletonPhone: 920-832-3943Email: lindsey.smith@appletonwi.govhttps://www.planappleton.org/Monk Elmer, MD.Member  of the Advisory Group for Plan Appleton

The Ministerial Advisory Group on Transnational, Serious and Organised Crime says bold action on data-sharing is needed to rein in the rapidly evolving threat of organised crime. The group's chair Steve Symon spoke to Corin Dann.

There are fears limited information sharing is hindering authorities efforts to tackle transnational crime. A report from a Ministerial Advisory Group focused on organised crime says there's sparse coordination between agencies, technological limitations, and people are fearful of sharing what could be useful information. It's recommending a new sharing framework and tweaks to the Privacy Act to make it easier. Chair Steve Symon told Mike Hosking change is needed. He says he's been a prosecutor for 20 years and it's been the bane of their existence, which has worsened over time as agencies become more siloed and risk adverse. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It's getting better. The CPI this morning shows inflation hitting 2.7 percent compared to last year.

Jon Henes, Founder & CEO of C Street Advisory Group, breaks down how clear, consistent messaging brings teams into sync and powers transformation. From boardrooms to political campaigns, Jon walks through his proven playbook of how to turn communications into a competitive advantage.Learn more about D S Simon Media

Back to school shopping is in full effect, where can parents get the best savings for their kids supplies? We talked to KB Advisories, Kristin Bentz about where parents can get the best deals. 

A belief the cost of propping up retail crime advisors is money well spent – and that's from a key member of the advisory group. It's been revealed $500 thousand has been spent on the Retail Ministerial Advisory Group in the 102 days to June 30. Group Chair Sunny Kaushal told Heather du Plessis-Allan the group's coming in under budget, and money is required for their proposals. He says retail crime is costing $2.8 billion, and if laws are to change, they need to produce quality reports. Kaushal says the money's coming from the Proceeds of Crime Fund. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It's believed new RMA planning systems will relieve at least 50% of unnecessary work from councils. The Government is putting a halt on council planning work before the new RMA planning system comes into force. It's also moving to force councils to focus on core services and may move to cap future rates increases. RMA Advisory Group Chair Janette Campbell told Heather du Plessis Allan councils will still remain very busy. She says it's going to be a big job to get ready for and impliment the new system, and councils will not be twiddling their thumbs. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What did you buy during Prime week? We talked to KB Advisories Krisitn Bentz about the deals that got the most clicks. 

Kristin Bentz, KTAR retail analyst, joined the show to talk about the week of online deals as Prime Day kicks off. She says not all companies are offering great savings, but some companies like Target and Walmart have decent deals for consumers.

The Ministerial Advisory Group believes the community is a vital part of the solution in stomping out organised crime and drug use. The group has released its third report which highlights being tough on organised crime means also focusing on drug users. Advisory Group for Organised Crime Chair Steve Symon says it requires early intervention and community-based treatment. He told Heather du Plessis-Allan it no longer involves just patches and motorbikes - it's about organised crime reaching in as a business and affecting communities. LISTEN ABOVE See omnystudio.com/listener for privacy information.

There's another tool in the police toolbox for cracking down on crime. A retail crime prevention advocate says he's happy with proposed law sentencing changes. The Government's confirmed new proposals to increase penalties for shoplifting - including infringement fees, a new 'aggravated theft' offence, and prison sentences. Ministerial Retail Crime Advisory Group lead Sunny Kaushal says we need to create deterrents - and he wants it to be easier for police to prosecute shoplifters. LISTEN ABOVESee omnystudio.com/listener for privacy information.

There's excitement over expected changes to the way authorities deal with retail crime. Newstalk ZB understands Justice Minister Paul Goldsmith will be confirming shoplifting policy changes this week, relating to Retail Crime Ministerial Advisory Group recommendations. Group Chair Sunny Kaushal told Mike Hosking that the announcements are ones retailers across the country have been screaming out for. Kaushal says offenders believe police won't respond and the courts will let them go, so they're working to stop this sense of impunity. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Want to learn the secrets to business success from company owners who are not only surviving but thriving in this difficult economy? Then join award-winning entrepreneur Mike Bosma and his guests as they provide you with the insight and expertise you need to start a new business or to take your company to a whole new level. In between jobs? Why work for the boss when you can be the boss? With Bosma On Business you can be in conversation with the area’s top corporate executives, community leaders and movers and shakers. The show is the ultimate business networking event and entrepreneurial incubator wrapped up in one and it’s brought to you live weekly over the airwaves and through the Internet. You’ll tap into a wealth of wisdom from top experts in the fields of accounting, marketing, sales, information technology, business law, human resources, corporate real estate, banking and so much more. If you’re doing business in Northern Nevada or have the entrepreneurial itch, then plan on joining us on News Talk 780 KOH every Saturday morning at 10 a.m. With Mike Bosma, the Pied Piper of entrepreneurial excellence leading the way, we’re Getting Northern Nevada…Back to Business.See omnystudio.com/listener for privacy information.

Transformations are hard, and too often, they fail to deliver on their promise. In this episode of The Product Experience, Lily and Randy speak with Jen Swanson, CEO of Tuckpoint Advisory Group, to unpack why transformation initiatives falter and what it truly takes to succeed.Key Takeaways— Transformation requires intentionality: Real transformation isn't accidental or surface-level; it must be deliberate, comprehensive, and backed by leadership.— Avoid ‘transformation theatre': Pretending to change—without restructuring ownership, processes, or collaboration—is worse than doing nothing at all.— Start with honest orientation: Knowing your starting point is essential before plotting a path forward.— Executive involvement is non-negotiable: Transformations can't be delegated. Leadership must model the change and communicate relentlessly.— Product-led is about mindset, not just teams: Everyone should operate within the product model, but not all need to be on product teams.— Pace matters: Organisations must assess their capacity for change and determine the right balance between ambition and sustainability.— Give grace for the learning curve: People need space to be bad at new things before they get good—psychological safety is essential.Chapters0:00 – Introduction & the myth of sneaky transformations1:01 – Jen's background and path into product2:53 – What transformation really means5:53 – Defining honest orientation8:00 – What is transformation theatre?12:09 – When real change feels fake13:04 – The importance of executive commitment16:04 – Why transformations fail19:11 – Common catalysts for transformation22:06 – Product-led vs product thinking25:00 – Who's in the opOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Defense Secretary Pete Hegseth sent Marines into Los Angeles, and California's governor sued Trump. CalMatters’s Nigel Duara has been following events in the city. Robert F. Kennedy Jr. dismissed the CDC’s entire panel of vaccine advisers. Stat reports. Amid the public feuding between Musk and Trump, the federal government is attempting to rehire people that DOGE summarily cut from roles. Hannah Natanson from the Washington Post has the story. Plus, Ukraine and Russia’s prisoner swap began, Justin Baldoni’s claims against Blake Lively were thrown out, and how Iranian authorities are targeting dog walkers. Today’s episode was hosted by Yasmeen Khan.

Host Gil Bashe welcomes Ed Marx, CEO of Marx Advisory. They dive into the intricacies of healthcare digital transformation. Drawing from his extensive experience, Marx discusses the evolution of electronic health records, the rise of telehealth, and the influence of consumerism on healthcare delivery. He emphasizes the importance of emotional intelligence in leadership, advocating for a balanced approach to decision-making. This episode offers valuable insights for healthcare professionals navigating the digital landscape. To stream our Station live 24/7 visit www.HealthcareNOWRadio.com or ask your Smart Device to “….Play Healthcare NOW Radio”. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Retailers are seeking clarity on a Police directive on shoplifting. RNZ reports police staff have been told to not investigate allegations of theft below $500. Police may not take further action if the reports don't have enough evidence, such as CCTV. Chair of the Ministry of Justice's Retail Crime Advisory Group Sunny Kaushal told Mike Hosking retailers are concerned. He says similar policies have already failed in America and the UK, where gangs of shoplifters exploit them to make illegal gains without consequences. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In this episode of Plugged In, Chuck Hanna welcomes Rich Powell, CEO of the Clean Energy Buyers Association (CEBA), to discuss the future of grid infrastructure and associated emerging technologies. Powell highlights the importance of enhancing the current grid through innovative technologies like dynamic line rating, advanced conductors, and virtual power plants. He emphasizes the need for better utilization of existing assets and explores how grid-enhancing technologies can improve efficiency and support clean energy generation. Powell also touches on the role of policy shifts in enabling these advancements, sharing insights into the ongoing legislative efforts around tax incentives for clean energy. He stresses the potential impact on electricity prices and the importance of maintaining support for new clean energy generation. You will want to hear this episode if you are interested in... Overview of  CEBA's sustainability vision for 2030 and beyond (02:36) Addressing  regulatory changes and industry shifts (07:29) How CEBA balances near-term needs with long-term vision (11:34) CEBA initiatives and their impact on corporates (14:35) Key emerging grid-enhancing technologies (18:12) Tech-neutral tax credits and their possible effects (23:03) For full show notes, click here. Resources: Clean Energy Buyers Association (CEBA) Connect with Rich Powell  On LinkedIn Rich Powell is the CEO of Clean Energy Buyers Association (CEBA). Prior to CEBA, he was the CEO of ClearPath and ClearPath Action, the DC-based organizations advancing policies that accelerate breakthrough innovations to reduce emissions in the energy and industrial sectors. Powell advises policymakers on investing wisely in energy innovation, removing roadblocks to building and exporting American clean energy and industrial technology, and maintaining and promoting our flexible clean energy resources. He frequently testifies before Congress on climate change and energy innovation. His work has been published in the Wall Street Journal, FoxNews.com, Washington Examiner, The Hill, Morning Consult, RealClear Energy, and several regional publications. His views are regularly featured in national publications including the National Review, NPR, Politico, USA Today, Axios, E&E, The New York Times, The Washington Post, Forbes, LA Times, Houston Chronicle, MIT Tech Review, Bloomberg, Green Tech Media, Utility Dive, the Guardian, and many others. Powell serves on the boards of the 2040 Foundation and the Conservative Climate Foundation, is a Strategic Advisor to the Silverado Policy Accelerator, and is part of the Atlantic Council Global Energy Center's Advisory Group. Rich served on the Advisory Committee to the Export Import Bank of the United States from 2019 to 2021. Previously, Powell was with McKinsey & Company in the Energy and Sustainability practices. He focused on corporate clean energy strategy, government low carbon growth strategy, and clean tech market entry. Connect with Constellation Follow Constellation on LinkedIn Follow Chuck Hanna on LinkedIn Learn more about Constellation sustainability solutions Connect with Smart Energy Decisions Follow us on LinkedInSubscribe to Smart Energy Voices onApple Podcasts, Google Podcasts, Android, Spotify, Stitcher, TuneIn Radio, aCast, PlayerFM, iHeart RadioIf you're interested in participating in the next Smart Energy Decisions Event, visit smartenergydecisions.com or email our Community Development team at attend@smartenergydecisions.com

Eric E. Liriano, CFP®, is the Principal and Founder of Liriano Wealth Advisory Group, LLC, with over 25 years of experience in the financial planning industry. A graduate of Boston College with a degree in Business Marketing and Communications, Mr. Liriano employs a distinctive macroeconomic approach to wealth accumulation and preservation.He serves a diverse clientele, including business owners, executives, affluent families, and professionals in academia. As a sought-after speaker, he frequently leads financial planning seminars for employees of major corporations, healthcare organizations, and educational institutions.His areas of expertise include estate planning, insurance, investment strategies, employee and executive benefits, and retirement planning. Through comprehensive financial guidance, he helps individuals and businesses secure their financial futures with confidence.Learn more: http://www.lirianowealthadvisory.com/Phone: 617-969-2933Check the background of your financial professional on FINRA's Broker Check.https://brokercheck.finra.org/individual/summary/1905998 The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. Investment advisory services offered through Liriano Wealth Advisory Group LLC., an SEC Registered Investment Adviser* located in Newton, MA and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Liriano Wealth Advisory Group LLC maintains clients. Liriano Wealth Advisory Group LLC may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Liriano Wealth Advisory Group LLC's website is limited to the disseminations of general information regarding its investment advisory services to United States residents residing in states where providing such information in not prohibited by applicable law.The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2023 The Guardian Life Insurance Company of America. Online Terms & Conditions – https://static.fmgsuite.com/media/documents/b73e8f1c-12a6-4dc0-ac5e-b6bb81e5bea3.pdfOnline Privacy Policy – https://static.fmgsuite.com/media/documents/36a04efa-7d6f-4790-89b6-9cbc6de8d003.pdf Important Disclosures – http://www.guardianlife.com/Disclosures/index.htmCalifornia Insurance ID # OC63111.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-eric-liriano-cfp-principal-and-founder-of-liriano-wealth-advisory-group-tax-free-investing-and-retirement-for-legacy-planning

Eric E. Liriano, CFP®, is the Principal and Founder of Liriano Wealth Advisory Group, LLC, with over 25 years of experience in the financial planning industry. A graduate of Boston College with a degree in Business Marketing and Communications, Mr. Liriano employs a distinctive macroeconomic approach to wealth accumulation and preservation.He serves a diverse clientele, including business owners, executives, affluent families, and professionals in academia. As a sought-after speaker, he frequently leads financial planning seminars for employees of major corporations, healthcare organizations, and educational institutions.His areas of expertise include estate planning, insurance, investment strategies, employee and executive benefits, and retirement planning. Through comprehensive financial guidance, he helps individuals and businesses secure their financial futures with confidence.Learn more: http://www.lirianowealthadvisory.com/Phone: 617-969-2933Check the background of your financial professional on FINRA's Broker Check.https://brokercheck.finra.org/individual/summary/1905998 The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. Investment advisory services offered through Liriano Wealth Advisory Group LLC., an SEC Registered Investment Adviser* located in Newton, MA and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Liriano Wealth Advisory Group LLC maintains clients. Liriano Wealth Advisory Group LLC may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Liriano Wealth Advisory Group LLC's website is limited to the disseminations of general information regarding its investment advisory services to United States residents residing in states where providing such information in not prohibited by applicable law.The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2023 The Guardian Life Insurance Company of America. Online Terms & Conditions – https://static.fmgsuite.com/media/documents/b73e8f1c-12a6-4dc0-ac5e-b6bb81e5bea3.pdfOnline Privacy Policy – https://static.fmgsuite.com/media/documents/36a04efa-7d6f-4790-89b6-9cbc6de8d003.pdf Important Disclosures – http://www.guardianlife.com/Disclosures/index.htmCalifornia Insurance ID # OC63111.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-eric-liriano-cfp-principal-and-founder-of-liriano-wealth-advisory-group-tax-free-investing-and-retirement-for-legacy-planning

Eric E. Liriano, CFP®, is the Principal and Founder of Liriano Wealth Advisory Group, LLC, with over 25 years of experience in the financial planning industry. A graduate of Boston College with a degree in Business Marketing and Communications, Mr. Liriano employs a distinctive macroeconomic approach to wealth accumulation and preservation.He serves a diverse clientele, including business owners, executives, affluent families, and professionals in academia. As a sought-after speaker, he frequently leads financial planning seminars for employees of major corporations, healthcare organizations, and educational institutions.His areas of expertise include estate planning, insurance, investment strategies, employee and executive benefits, and retirement planning. Through comprehensive financial guidance, he helps individuals and businesses secure their financial futures with confidence.Learn more: http://www.lirianowealthadvisory.com/Phone: 617-969-2933Check the background of your financial professional on FINRA's Broker Check.https://brokercheck.finra.org/individual/summary/1905998 The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker-dealer, state – or SEC – SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. Investment advisory services offered through Liriano Wealth Advisory Group LLC., an SEC Registered Investment Adviser* located in Newton, MA, and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Liriano Wealth Advisory Group LLC maintains clients. Liriano Wealth Advisory Group LLC may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Liriano Wealth Advisory Group LLC's website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information in not prohibited by applicable law. The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2023 The Guardian Life Insurance Company of America.Online Terms & Conditions – https://static.fmgsuite.com/media/documents/b73e8f1c-12a6-4dc0-ac5e-b6bb81e5bea3.pdfOnline Privacy Policy – https://static.fmgsuite.com/media/documents/36a04efa-7d6f-4790-89b6-9cbc6de8d003.pdfImportant Disclosures – http://www.guardianlife.com/Disclosures/index.htmCalifornia Insurance ID # OC63111.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-eric-liriano-cfp-principal-and-founder-of-liriano-wealth-advisory-group-ira-strategy

Eric E. Liriano, CFP®, is the Principal and Founder of Liriano Wealth Advisory Group, LLC, with over 25 years of experience in the financial planning industry. A graduate of Boston College with a degree in Business Marketing and Communications, Mr. Liriano employs a distinctive macroeconomic approach to wealth accumulation and preservation.He serves a diverse clientele, including business owners, executives, affluent families, and professionals in academia. As a sought-after speaker, he frequently leads financial planning seminars for employees of major corporations, healthcare organizations, and educational institutions.His areas of expertise include estate planning, insurance, investment strategies, employee and executive benefits, and retirement planning. Through comprehensive financial guidance, he helps individuals and businesses secure their financial futures with confidence.Learn more: http://www.lirianowealthadvisory.com/Phone: 617-969-2933Check the background of your financial professional on FINRA's Broker Check.https://brokercheck.finra.org/individual/summary/1905998 The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker-dealer, state – or SEC – SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. Investment advisory services offered through Liriano Wealth Advisory Group LLC., an SEC Registered Investment Adviser* located in Newton, MA, and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Liriano Wealth Advisory Group LLC maintains clients. Liriano Wealth Advisory Group LLC may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Liriano Wealth Advisory Group LLC's website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information in not prohibited by applicable law. The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2023 The Guardian Life Insurance Company of America.Online Terms & Conditions – https://static.fmgsuite.com/media/documents/b73e8f1c-12a6-4dc0-ac5e-b6bb81e5bea3.pdfOnline Privacy Policy – https://static.fmgsuite.com/media/documents/36a04efa-7d6f-4790-89b6-9cbc6de8d003.pdfImportant Disclosures – http://www.guardianlife.com/Disclosures/index.htmCalifornia Insurance ID # OC63111.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-eric-liriano-cfp-principal-and-founder-of-liriano-wealth-advisory-group-ira-strategy

Eric E. Liriano, CFP®, is the Principal and Founder of Liriano Wealth Advisory Group, LLC, with over 25 years of experience in the financial planning industry. A graduate of Boston College with a degree in Business Marketing and Communications, Mr. Liriano employs a distinctive macroeconomic approach to wealth accumulation and preservation.He serves a diverse clientele, including business owners, executives, affluent families, and professionals in academia. As a sought-after speaker, he frequently leads financial planning seminars for employees of major corporations, healthcare organizations, and educational institutions.His areas of expertise include estate planning, insurance, investment strategies, employee and executive benefits, and retirement planning. Through comprehensive financial guidance, he helps individuals and businesses secure their financial futures with confidence.Learn more: http://www.lirianowealthadvisory.com/Phone: 617-969-2933Check the background of your financial professional on FINRA's Broker Check.https://brokercheck.finra.org/individual/summary/1905998The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.Investment advisory services offered through Liriano Wealth Advisory Group LLC., an SEC Registered Investment Adviser* located in Newton, MA and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Liriano Wealth Advisory Group LLC maintains clients. Liriano Wealth Advisory Group LLC may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Liriano Wealth Advisory Group LLC's website is limited to the disseminations of general information regarding its investment advisory services to United States residents residing in states where providing such information in not prohibited by applicable law.The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2023 The Guardian Life Insurance Company of America.Online Terms & Conditions – https://static.fmgsuite.com/media/documents/b73e8f1c-12a6-4dc0-ac5e-b6bb81e5bea3.pdfOnline Privacy Policy – https://static.fmgsuite.com/media/documents/36a04efa-7d6f-4790-89b6-9cbc6de8d003.pdfImportant Disclosures – http://www.guardianlife.com/Disclosures/index.htmCalifornia Insurance ID # OC63111.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-eric-liriano-cfp-principal-and-founder-of-liriano-wealth-advisory-group-moving-from-accumulation-to-distribution-phases-in-planning-for-retirement

Eric E. Liriano, CFP®, is the Principal and Founder of Liriano Wealth Advisory Group, LLC, with over 25 years of experience in the financial planning industry. A graduate of Boston College with a degree in Business Marketing and Communications, Mr. Liriano employs a distinctive macroeconomic approach to wealth accumulation and preservation.He serves a diverse clientele, including business owners, executives, affluent families, and professionals in academia. As a sought-after speaker, he frequently leads financial planning seminars for employees of major corporations, healthcare organizations, and educational institutions.His areas of expertise include estate planning, insurance, investment strategies, employee and executive benefits, and retirement planning. Through comprehensive financial guidance, he helps individuals and businesses secure their financial futures with confidence.Learn more: http://www.lirianowealthadvisory.com/Phone: 617-969-2933Check the background of your financial professional on FINRA's Broker Check.https://brokercheck.finra.org/individual/summary/1905998The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.Investment advisory services offered through Liriano Wealth Advisory Group LLC., an SEC Registered Investment Adviser* located in Newton, MA and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Liriano Wealth Advisory Group LLC maintains clients. Liriano Wealth Advisory Group LLC may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Liriano Wealth Advisory Group LLC's website is limited to the disseminations of general information regarding its investment advisory services to United States residents residing in states where providing such information in not prohibited by applicable law.The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2023 The Guardian Life Insurance Company of America.Online Terms & Conditions – https://static.fmgsuite.com/media/documents/b73e8f1c-12a6-4dc0-ac5e-b6bb81e5bea3.pdfOnline Privacy Policy – https://static.fmgsuite.com/media/documents/36a04efa-7d6f-4790-89b6-9cbc6de8d003.pdfImportant Disclosures – http://www.guardianlife.com/Disclosures/index.htmCalifornia Insurance ID # OC63111.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-eric-liriano-cfp-principal-and-founder-of-liriano-wealth-advisory-group-moving-from-accumulation-to-distribution-phases-in-planning-for-retirement

04-12-25 Girl Talk with Jeff Zufall of Capital Advisory Group by

TITLE:A Trusted Advisor Sounds the Alarm (ft. Howard Givner | Senior Advisor, Oaklins DeSilva+Phillips | CEO of the Heathcote Advisory GroupGUEST BIO:Howard Givner is a serial entrepreneur and business strategist in the events and ed-tech industries. He's the CEO of Heathcote Advisory and a Senior Advisor at Oaklins DeSilva+Phillips. With three successful business exits and a passion for innovation, Howard advises industry leaders on growth, strategy, and M&A.OPENING QUOTE: “Our ability to get in front of this stuff and not get too caught up in what's happening, but focus on how are we going to react to this and how are we going to prepare our clients for it, I think is what separates order takers from trusted advisors.“SUMMARY:In this episode of No More Bad Events, Scott is joined by one of the top trusted advisors in the industry, Howard Givner. They discuss the challenges currently facing the events industry, describing it as a "perfect storm" of various factors, such as government tariffs, international tensions, and disrupted supply chains. Howard highlights the unpredictability and chaos in the current environment, comparing it to, yet distinctly different from, the disruptions caused by COVID-19.Howard emphasizes the importance for event professionals to focus on demonstrating the ROI of events and being proactive in their approach. He suggests that unpredictability presents an opportunity for event planners to prove their value as trusted advisors, guiding their clients through these challenging times.Throughout the conversation, Howard shares his insights on the impact of current policies, particularly on government-related events and the relationship with Canada. He encourages event professionals to take action by lobbying or ensuring they can effectively articulate the value their events bring.The episode offers a reflective yet practical outlook, suggesting that while challenges abound, they also bring opportunities for innovation and leadership within the industry.HIRE THEM TO SPEAK:Follow Howard Givner: LinkedIn BioFollow Scott Bloom: eSpeakers BioFollow eSpeakers: eSpeakers MarketplaceABOUT NO MORE BAD EVENTS:Brought to you by eSpeakers and hosted by professional emcee, host, and keynote speaker Scott Bloom, No More Bad Events is where you'll hear from some of the top names in the event and speaking industry about what goes on behind the scenes at the world's most perfectly executed conferences, meetings, and more. Get ready to learn the secrets and strategies to help anyone in the event industry reach their goal of putting on nothing less than world-class events. Learn more at nomorebadevents.com.ABOUT THE HOST:A veteran comedian and television personality who has built a reputation as the go-to choice for business humor, Scott has hosted hundreds of events over two decades for big and small organizations alike. Scott has also hosted his own weekly VH1 series and recently co-hosted a national simulcast of the Grammy Awards from the Palace Theater.As the son of a successful salesman, he was exposed to the principles of building a business at an early age. As a comedian, Scott cut his teeth at renowned improv and comedy clubs. As a self-taught student of psychology, he's explored what makes people tick and has written a book (albeit a farce) on how to get through life. He's uniquely positioned to deliver significant notes on connecting people and making business seriously funny. And who doesn't like to laugh? Learn more about Scott: scottbloomconnects.comPRODUCED BY eSpeakers:When the perfect speaker is in front of the right audience, a kind of magic happens where organizations and individuals improve in substantial, long-term ways. eSpeakers exists to make this happen more often. eSpeakers is where the speaking industry does business on the web. Speakers, speaker managers, associations, and bureaus use our tools to organize, promote, and grow successful businesses. Event organizers think of eSpeakers first when they want to hire speakers for their meetings or events.The eSpeakers Marketplace technology lets us and our partner directories help meeting professionals worldwide connect directly with speakers for great engagements. Thousands of successful speakers, trainers, and coaches use eSpeakers to build their businesses and manage their calendars. Thousands of event organizers use our directories every day to find and hire speakers. Our tools are built for speakers, by speakers, to do things that only purpose-built systems can.Learn more at eSpeakers.com.SHOW CREDITS:Scott Bloom: Host | scottbloomconnects.comJoe Heaps: eSpeakers | jheaps@eSpeakers.com

Methamphetamine use skyrocketed to its highest level last year as New Zealand struggles to keep pace. A ministerial advisory group on organised crime has released it's first report since being established in February. It says police and customs do their best, but the reality is the country is losing the fight. Advisory group chair Steve Symon told Mike Hosking there are high spikes in rural areas across the country. He says that this is evidence against the theory that gangs are dumping meth in the water to avoid police raids. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The markets are going wild again as President trump imposes more retaliatory tariffs. We talked to Kristin Bentz of KB Advisories about the confidence of the consumer and why one should remain positive among the negatives numbers. 

We talked to Kristin Bentz with KB Advisories and she says not to be "tarrified" when it comes to the Trump administrations new sweeping tariffs. 

Why is everyone "tariff-fied"? Patricia and Pablo talk to Kristin Bentz with KB Advisories about the economy and the tariff situation. 

Clark County's Climate Project Advisory Group is preparing for its final meeting to present key recommendations on climate planning. Learn how this group has shaped local policy under new state legislation and how the Washington Climate Commitment Act is supporting these efforts. Read the full story at https://www.clarkcountytoday.com/news/county-climate-project-community-advisory-group-to-hold-final-meeting-on-wednesday/ #ClarkCountyWa #localnews #climatechangeplanning #environmentalpolicy #WashingtonState #ClimateCommitmentAct #publicengagement #communityplanning #sustainability

Download Chris's FREE E-Book on “How To Find Ultra High Net Worth Clients" from https://UHNWC.com/  Matthew Mandell (https://www.linkedin.com/in/matthewlmandell/) is a Private Wealth Advisor and Managing Director of Siena Wealth Advisory Group, a private wealth advisory practice of Ameriprise Financial Services, LLC. With a Bachelor's degree in Finance from Pennsylvania State University and prestigious designations including CFP®, CRPC™, and RICP®, Matthew provides expert financial planning and investment strategies for high-net-worth clients.In this episode, Chris and Matthew discuss:1. The 10X Mindset2. How to Turn Clients into Advocates3. The Power of Networking4. When to Hire, When to Partner, and When to Stay SoloLinkedIn: https://www.linkedin.com/in/matthewlmandell/ Website: https://www.ameripriseadvisors.com/matthew.l.mandell/ Maximize your marketing, close more clients, and amplify your AUM by following us on: Instagram:  https://instagram.com/ultrahighnetworthclients TikTok: https://tiktok.com/ultrahighnetworthclients YouTube: https://www.youtube.com/@uhnwcFacebook: https://www.facebook.com/UHNWCPodcast Twitter: https://twitter.com/uhnwcpodcast iTunes:  https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400Spotify: https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDrWebsite: https://uhnwc.com Work with us: https://famousfounder.com/fa DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. 

The Ethereum Foundation introduces an advisory group. Vitalik Buterin outlines steering mechanisms for AI and human governance. Safe restores front end services for Arbitrum. And ZKsync introduces a community program. Read more: https://ethdaily.io/657

Why are Arizona's groceries the fourth most expensive in the nation? Kristin Bentz weighs in:

Download Chris's FREE E-Book “How To Find Ultra High Net Worth Clients” https://UHNWC.com/ About This EpisodePaul Stack (LinkedIn Profile), an Accredited Portfolio Management Advisor, is a Financial Advisor at Wisdom Rock Financial Advisory Group, a private wealth advisory practice of Ameriprise Financial Services. In this episode, Paul shares his inspiring journey of transitioning from a 30-year career as a Social Studies teacher to becoming a financial advisor. Leveraging his background in education, Paul provides unique insights into client service and communication. Key Topics Discussed Paul's Career Transition: From Teaching to Financial Advising The Value of Tax Expertise in Wealth Management Client Engagement and Effective Communication Strategies How Community Involvement Supports Advisory Practice Growth Connect With Paul Stack LinkedIn Wisdom Rock Financial Advisory Group Website Maximize Your Marketing and Amplify Your AUMFollow Ultra High Net Worth Clients on social media: Instagram TikTok YouTube Facebook Twitter Apple Podcasts Spotify Website Work with us DISCLAIMERThis content is provided by Chris Brodhead for general informational purposes only and does not constitute an offer to buy or sell securities or investments. Investing involves risk, including potential loss of principal. Please consult your investment advisor to evaluate your personal goals, risk tolerance, and needs before making investment decisions.