Podcast appearances and mentions of diego zuluaga

Subscribe to the podcast A few weeks ago, Slappy and I talked about how libertarians should spend more time talking about Bitcoin.  And we got our wish via Libertarianism.org with a piece by Diego Zuluaga...so we see how they did. Items mentioned Libertarianism.org's Guide to Bitcoin The Easiest Way to Run a Bitcoin Full Node Sponsor Liberty Mugs Keep in touch with us everywhere you are Join our Telegram group Like us on Facebook Follow us on Twitter: @RolloMcFloogle @Slappy_Jones_2 Check us out on Patreon Learn everything you need to know about Bitcoin in just 10 hours 10HoursofBitcoin.com

Should the Postal Service hold your bank accounts? Should the Postal Service extend credit to Americans? You’ll be hearing more about this ideas soon enough. Diego Zuluaga explains the flaws in postal banking. See acast.com/privacy for privacy and opt-out information.

Hay cosas que son mucho más fácil decirlas que hacerlas. Hay cosas que son muy difícil de hacer, incluso más difíciles de lo que llegamos a pensar. Hay cosas en las que el mundo te grita una cosa pero Dios te susurra al corazón otra. Hay cosas en que solo con Su amor y fuerza son posibles de afrontar. En este episodio nos acompaña Diego Zuluaga quien nos comparte como apoyar la vida y decirle SI a la vida en situaciones de aborto o eutanasia serán siempre realidades muy complejas de hablar y mucho más de vivir. Sinceramente este episodio está hecho para tocar lo más profundo del corazón, no podemos negar que grabándolo más de una vez se nos aguaron los ojos, de solo pensar en todas las personas que podrían llegar a escucharlo y sentir plenamente que Dios abraza sus vidas, que Dios está a su lado y que Dios les dará la fuerza y la paz para susurrarle al corazón las palabras exactas que necesita escuchar. Incluso puedes ser tú el que le hablé en nombre De Dios a alguien, así que no lo dejes de escuchar!

Fifty years ago, Milton Friedman used the pages of The New York Times Magazine to suggest that businesses should focus solely on profits. The magazine revisited his claims. Diego Zuluaga sticks up for Milton. See acast.com/privacy for privacy and opt-out information.

This week we are joined by Diego Zuluaga, associate director at Cato Institute's Center for Monetary and Financial Alternatives, where he covers financial technology and consumer credit. We discuss the impact of financial regulation on community banks, the intentions vs. consequences of these regulations, and what community banks need to do stay ahead of the regulation curve in the coming years. Diego's work has been featured in print and broadcast media, such as the Times, Newsweek, and the Daily Telegraph. Zuluaga is a prolific public speaker as well as a former lecturer in economics at the University of Buckingham. Originally from Bilbao in northern Spain, Zuluaga holds a BA in economics and history from McGill University, and an MSc in financial economics from the University of Oxford. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of CenterState Bank and its employees.  CenterState Bank, N.A. - Member FDIC

The Paycheck Protection Program was meant to help firms maintain payrolls during economic disruption caused by the coronavirus. How has it worked out? Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

The Community Reinvestment Act is supposed to correct inequities in mortgage lending to low-income Americans. A new regulatory rule adopted recently made some changes. Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Ryan Bourne and Diego Zuluaga come back to the show to talk about how fiscal and monetary policy are changing drastically to respond to COVID-19. We are operating in a world of radical uncertainty. We are still unsure of how many people have been infected by the novel coronavirus. Every uncertainty affects how the stock market responds. However, it is reasonable to expect the American economy to boom back strongly in 1-3 years.How is the COVID-19 recession different than the 2007-2009 financial crisis? What industries are hurt the most by COVID-19? How do you define an economic recession? Is the market a discovery mechanism? Should individuals receive direct support from the government? See acast.com/privacy for privacy and opt-out information.

Fintech Beat sits down with Cornell University’s Daniel Awrey and Cato’s Diego Zuluaga to debate Facebook’s reforms to the Libra cryptocurrency--and whether consumers and the financial system are safer. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Christmas tree that was the relief package that moved through Congress recently did manage to avoid some particularly bad ideas in its final form. Still, those ideas will be back, according to Diego Zuluaga. See acast.com/privacy for privacy and opt-out information.

1. Introduction2. William Yeatman on regulations that were never needed3. Simon Lester on trade and cooperation in a pandemic4. Patrick G. Eddington on civil liberties in an emergency5. Diego Zuluaga on liquidity and insolvency in the crisis6. Ryan Bourne on the nature of a pandemic recession7. Michael F. Cannon on how the FDA blocked testing See acast.com/privacy for privacy and opt-out information.

Banks will no longer face certain regulatory scrutiny for helping cash-strapped people during this pandemic. Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Entrevista en Capital Intereconomía con Diego Zuluaga, analista financiero del Instituto Cato en Washington.

Entrevista en Capital Intereconomía con Diego Zuluaga, analista financiero del Instituto Cato en Washington.

What will a change to mandates in mortgage lending mean for borrowers and the market for mortgage credit? Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

George Selgin and Diego Zuluaga are back on the show today to talk about the potential of bitcoin. Throughout the conversation they discuss how bitcoin has had it’s up and downs, but this fluctuation does not indicate whether bitcoin is a successful alternative money.How old is Bitcoin? Does the price of Bitcoin tell us anything meaningful? Is Bitcoin a meaningful money alternative? Where is Bitcoin accepted as payment? See acast.com/privacy for privacy and opt-out information.

We are joined by Diego Zuluaga, a Cato Institute policy analyst, for a discussion of the proposed changes. After reviewing the current regulatory framework, we examine the proposal's new qualifying activities criteria and approach to "branchless banking" in determining assessment areas, respond to criticism of its approach to public projects, look at the small bank opt-out and what in the proposal should be revisited, and consider the impact of the Fed's non-participation.

What are the costs and risks associated with banking consolidation? Should it be concerning that the biggest banks decades ago are still the biggest? Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Passed in 1977, the Community Reinvestment Act (CRA) was intended to encourage banks and other financial institutions to lend to lower-income individuals in their communities. Has the CRA succeeded in this goal or is there room for improvement? Aaron Klein and Diego Zuluaga weigh in on this important question.Featuring:- Aaron Klein, Fellow in Economic Studies and Policy Director, Center on Regulation and Markets, Brookings Institution- Diego Zuluaga, Policy Analyst, Center for Monetary and Financial Alternatives, Cato InstituteAdditional Resources:- "The Community Reinvestment Act in the Age of Fintech and Bank Competition" (https://www.cato.org/publications/policy-analysis/community-reinvestment-act-age-fintech-bank-competition)- "Bank-like credit unions should follow bank rules" (https://www.brookings.edu/opinions/bank-like-credit-unions-should-follow-bank-rules/)- "A tool meant to help minorities buy homes is instead speeding up gentrification in D.C." (https://www.washingtonpost.com/opinions/local-opinions/a-tool-that-helps-minorities-buy-homes-is-speeding-up-gentrification-in-the-district/2019/08/09/10c08366-a744-11e9-9214-246e594de5d5_story.html)Visit our website – www.RegProject.org – to learn more, view all of our content, and connect with us on social media.

Passed in 1977, the Community Reinvestment Act (CRA) was intended to encourage banks and other financial institutions to lend to lower-income individuals in their communities. Has the CRA succeeded in this goal or is there room for improvement? Aaron Klein and Diego Zuluaga weigh in on this important question.Featuring:- Aaron Klein, Fellow in Economic Studies and Policy Director, Center on Regulation and Markets, Brookings Institution- Diego Zuluaga, Policy Analyst, Center for Monetary and Financial Alternatives, Cato InstituteAdditional Resources:- "The Community Reinvestment Act in the Age of Fintech and Bank Competition" (https://www.cato.org/publications/policy-analysis/community-reinvestment-act-age-fintech-bank-competition)- "Bank-like credit unions should follow bank rules" (https://www.brookings.edu/opinions/bank-like-credit-unions-should-follow-bank-rules/)- "A tool meant to help minorities buy homes is instead speeding up gentrification in D.C." (https://www.washingtonpost.com/opinions/local-opinions/a-tool-that-helps-minorities-buy-homes-is-speeding-up-gentrification-in-the-district/2019/08/09/10c08366-a744-11e9-9214-246e594de5d5_story.html)Visit our website – www.RegProject.org – to learn more, view all of our content, and connect with us on social media.

Diego Zuluaga is a policy analyst at the Cato Institute’s Center for Monetary and Financial Alternatives where he covers financial technology and consumer credit, and before joining Cato, Diego was head of financial services and tech policy at the Institute of Economic Affairs in London. He joins the show today to talk about his work within this policy area. David and Diego also discuss the future of cryptocurrencies, the fragmented nature of the US banking system, and the growing importance of fintech in our daily lives.   Transcript for the episode: https://www.mercatus.org/bridge/podcasts/10282019/diego-zuluaga-libra-real-time-payments-and-legacy-community-reinvestment   Diego’s Twitter: @DiegoZuluagaL Diego’s Cato Institute profile: https://www.cato.org/people/diego-zuluaga   Related Links:   *New York’s Bank: The National Monetary Commission and the Founding of the Fed* by George Selgin https://www.cato.org/publications/policy-analysis/new-yorks-bank-national-monetary-commission-founding-fed   *Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks* by Greg Buchak, Gregor Matvos, Tomasz Piskorski, and Amit Seru https://www.nber.org/papers/w23288   *Of Libras and Zebras, Part One: What Are the True Financial Risks of the Facebook-Led Digital Currency? (Systemic Risk)* by Diego Zuluaga https://www.alt-m.org/2019/07/11/of-libras-and-zebras-part-one/   *Of Libras and Zebras, Part Two: What Are the True Financial Risks of the Facebook-Led Digital Currency? (Monopoly Risk)* by Diego Zuluaga https://www.alt-m.org/2019/07/16/of-libras-and-zebras-part-two/   *Of Libras and Zebras: What Are the True Financial Risks of the Facebook-Led Digital Curency? (Part III: National Security Risk)* by Diego Zuluaga https://www.cato.org/blog/libras-zebras-what-are-true-financial-risks-facebook-led-digital-currency-part-iii-national   *The Community Reinvestment Act in the Age of Fintech and Bank Competition* by Diego Zuluaga https://www.cato.org/publications/policy-analysis/community-reinvestment-act-age-fintech-bank-competition   David’s blog: macromarketmusings.blogspot.com David’s Twitter: @DavidBeckworth

October 2019 featuring Michael D. Tanner, Diego Zuluaga, Caleb O. Brown, Daphne Eviatar, James R. Otteson, George F. Will See acast.com/privacy for privacy and opt-out information.

Bernie Sanders wants to create a public credit scoring system. What does that mean for understanding borrowers' ability to repay? Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

In this podcast, Diego Zuluaga, a Cato Institute policy analyst, joins us for a discussion of the CRA's history, its effectiveness in increasing access to credit and addressing discrimination, the role of community groups, calls to expand CRA coverage to credit unions and fintech lenders, how regulators are approaching CRA reform, and creating a system of tradeable obligations to simplify compliance.

Are rules governing housing finance setting the stage for the next crash? If so, what ought to change? Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Facebook and a coalition of major tech and financial companies are planning on creating a new crypto-currency called Libra that promises to make online payment processing swifter, safer, and less expensive. Diego Zuluaga joins Paul to discuss how Libra differs from other crypto-currencies and to provide some calm, rational analysis about a topic that has provoked intense knee-jerk reactions.What is Libra? What are the constitutional behaviors of Libra? What is Libra’s structure of governance? How do you switch from U.S. dollars and your Libra account? How can Libra help you send money to your families in other countries? How will Libra be regulated?Further Reading:Of Libras and Zebras: What Are the True Financial Risks of the Facebook-led Digital Currency (Part I: Systemic Risk), written by Diego ZuluagaFacebook’s Libra Is Part of a Welcome Trend, written by Diego ZuluagaFacebook has a second chance to sell Libra on Capitol Hill today, written by Clare DuffyRelated Content:What’s in Your (Crypto) Wallet?, Building Tomorrow PodcastHow a Honey Bear Is Reinvigorating Cryptocurrency Mining, written by Spencer NealeDecentralization and Privacy Are Inevitable — in Tech and in Government, written by Aaron Ross Powell See acast.com/privacy for privacy and opt-out information.

The Community Reinvestment Act should be scrapped wholesale. Failing that, it should be dramatically restructured. Diego Zuluaga is author of "The Community Reinvestment Act in the Age of Fintech and Bank Competition." See acast.com/privacy for privacy and opt-out information.

A new currency offered by Facebook among others stands to be a substantial financial innovation, but important elements about the sort-of cryptocurrency have yet to be revealed. Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

full 0:20:22 Diego Zuluaga

When does the SEC make a decision to go after a particular cryptocurrency offering? What standards apply? The case of Kik and its related crypto offering, Kin, isn't yielding any answers. Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Two Democratic U.S. Senators running for President have unveiled their plans for potential federal roles in managing the costs of college. Diego Zuluaga describes the plans and their problems. See acast.com/privacy for privacy and opt-out information.

A new proposal would likely sharply curtail the issuance of credit cards and the extension of unsubsidized credit to lower-income people. Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Blockchain and cryptocurrency experts discussed their 2019 policy priorities at a recent luncheon on Capitol Hill on March 15, 2019 hosted by the Technology Policy Institute in conjunction with the Blockchain Caucus. The conversation focused on stablecoins, privacy, and regulatory uncertainty. Blockchain 201: Policy Questions for 2019, 12:30 – 2:00 PM, Capitol Visitors Center, First Street, NE, CVC – Congressional Meeting Room North (CVC 268), Washington, DC 20515. As firms continue investing in blockchain, which has endured its first boom-bust cycle, policymakers are considering whether and how to regulate this new technology. In this panel, we will discuss whether policymakers are speeding or slowing the rollout of blockchain and what Congress can do to encourage innovation and protect consumers. For private blockchains, are policies supporting continued investment in auditability, interbank settlement networks, and supply chain safety? For public blockchains, such as Ethereum and Bitcoin, will open protocols usher in new innovations in networked communications, or might the technology fail to gain traction? Should light-touch regulation, if any, apply to crypto-asset markets? Join us for a lively discussion about what Congress should consider as it seeks to make policy. This lunch event is in conjunction with the Blockchain Caucus. Speakers include: Jerry Brito, Executive Director, Coin Center, Daniel Gorfine, Chief Innovation Officer and Director of LabCFTC, Mark O’Riley, Technology Policy Counsel, International Business Machines, Diego Zuluaga, Policy Analyst, Center for Monetary and Financial Alternatives, Cato Institute, Sarah Oh (moderator), Senior Fellow, Technology Policy Institute

Vanguard founder Jack Bogle revolutionized American investing on behalf of the little guy. Diego Zuluaga comments on his passing. See acast.com/privacy for privacy and opt-out information.

Cryptocurrency advocates often praise its decentralized nature, which promises to strip out intermediaries that both slow and function as a tax on private exchanges of goods and services. But even the most decentralized cryptocurrency still needs go-betweens in order to function for a mass consumer audience. Simply put, most consumers are willing to give a little on transparency and privacy in order to get more convenience and ease of access.Even so, cryptocurrency should provide significant improvements in multiple venues, including international payments. Also, as Matthew Feeney notes, crypto-fueled alternatives to popular payment processing platforms could be a needed response to the rise of de-platforming and corporate censorship by tech giants like Apple and Google. However, to succeed, cryptocurrencies need to effectively respond to a wave of “double spend” attacks that exploit the dive in crypto prices over the past year for fraudulent ends.What is a decentralized currency? How do consensus and virtuous behavior relate to cryptocurrency? What is the problem with intermediaries? Does crypto-technology have potential applications for anti-corruption schemes and programs? What is a double-spend attack? Does Alex Tabbarok possess mystical, prophetic gifts?Further Reading:Should Cryptocurrencies Be Regulated like Securities?, written by Diego ZuluagaThe Future of Financial Services: Disintermediation, Decentralization: A Familiar Tune for Credit Unions?, speech delivered by Diego Zuluaga to Michigan Credit Union Economic SummitRippleJordan Peterson is leaving Patreon, Should You?, written by Nicole RussellRelated Content:The Future of Money, Free Thoughts PodcastWhat’s in Your (Crypto) Wallet?, Building Tomorrow PodcastIs Bitcoin the Future of Money?, Free Thoughts Podcast See acast.com/privacy for privacy and opt-out information.

Cryptocurrencies are now a $270 billion market, and initial coin offerings (ICOs) raised more than $8 billion in the first five months of 2018. What is the appropriate regulatory framework for this emerging financial technology? In this Capitol Hill briefing, Cato’s Diego Zuluaga and Mercatus’ Brian Knight will address whether and how cryptocurrencies might be determined to be securities, the role of cryptocurrencies in value creation, and the use of ICOs as fundraising vehicles. Zuluaga will outline a regulatory framework for securing innovation while ensuring protection against fraud and crime. See acast.com/privacy for privacy and opt-out information.

The rise of ICOs has raised the question of whether cryptocurrencies are securities. Is the nascent, but valuable technology deserving of that kind of treatment? Diego Zuluaga is author of a new Cato paper on the subject. See acast.com/privacy for privacy and opt-out information.

Student loan balances in the United States recently crossed above $1.5 trillion. Should taxpayers be footing the bill for financing college education? Diego Zuluaga and Neal McCluskey comment. See acast.com/privacy for privacy and opt-out information.

Diego Zuluaga joins us for a discussion on cryptocurrencies. We also discuss fiat money, Gresham’s law and the difference between blockchain and cryptocurrencies. Further ReadingsYour World on the Blockchain - Free Thoughts PodcastContracts and Cryptography - Free Thoughts PodcastIs Bitcoin the Future of Money? - Free Thoughts Podcast See acast.com/privacy for privacy and opt-out information.

The "initial coin offering" has taken on the look and feel of an "initial public offering" for equity investors. Are cryptocurrencies equities or commodities? Are they something different entirely? Diego Zuluaga comments. See acast.com/privacy for privacy and opt-out information.

Before the Cava corks had finished popping to celebrate Catalonia's declaration of independence, direct rule was imposed from Madrid, the region's autonomy stripped away; its president sacked. It was a tumultuous few minutes by any country's standards. To some, the Catalan leader Carles Puigdemont is a traitor to Spain who should face criminal charges. To others, he is a Catalan patriot fighting for the region's right to self-determination - a cardinal principle of international law enshrined in the UN charter. When such a right collides with the territorial integrity of a state, competing ideas of democracy emerge. Separatists decry scenes of women being pulled out of polling stations by their hair and the detention of what they call political prisoners. Those sympathetic to the Madrid government are convinced it is they who have the moral high ground and that the actions of Catalan leaders amount to a serious breach of the Spanish constitution. A key moral question centres on what is meant by the "will of the people". In the case of Catalonia, should we base our moral judgements on the 90% who voted for independence in the illegal referendum (which only had a 43% turnout) or on the majority of Catalans who, for whatever reason, didn't vote? Does a democratically-mandated central government have a moral duty to uphold the rule of law for the sake of unity, or can self-determination trump the duty of loyalty to the nation? What are the moral boundaries of self-determination? When, if ever, is a unilateral declaration of independence morally justified? Witnesses are Chris Bambery, Joan Costa Font, Jose V.Rodriguez Mora and Diego Zuluaga. Producer: Dan Tierney.

Más noticias en https://intereconomia.com/capital-radio-intereconomia/

Más noticias en https://intereconomia.com/capital-radio-intereconomia/

The production of money: how to break the power of the banks. Laurie Taylor talks to Ann Pettifor, Director of Policy Research in Macroeconomics (PRIME) and author of a provocative new book which asks how money is created and whose interests it serves. Countering the notion that it's a neutral medium of exchange in which bankers are merely go betweens for savers and borrowers, she says we can claim control over money production and avert another financial crisis. But how might we go about it? Diego Zuluaga, Financial Services Research Fellow at the Institute of Economic Affairs, offers a contrasting perspective. Producer: Jayne Egerton.

Diego Zuluaga, vicepresidente de Spaz, habló en La Nube de la tecnología usada en las prendas para ciclistas que evitan que la ropa se deforme y que... See omnystudio.com/listener for privacy information.