Podcast appearances and mentions of nick bamford

Welcome back to Chatzzz! Today's guest is the incredible Nick Bamford, returning for his third appearance! In this episode, Nick dives into his journey of sobriety and his exciting new venture: opening a tanning salon. He shares how TikTok Shop has been pivotal in the growth of his business. We also discuss MEGATAN, Birmingham's leading tanning cream supplier, known for its extensive range of top-quality creams and lotions. Don't miss out on Nick's inspiring story and valuable insights into leveraging social media for business success. Tune in for a fascinating conversation on overcoming challenges and thriving in the world of beauty and self-care!

Happy Fathers Day to all the Dad's out there and a happy welcome to Spring! Matt is joined by the ever lively Karlos Aquino and Nik Jon Aarland, two of the nicest guys you'll meet in the WA running scene. They discuss their recent training, upcoming races and more. Nik explains in depth the 'Norwegian Method' of endurance running, made popular by the famous Ingebrigtsen family. Results: Matt Smith and Madi Toovey win the Dash for Cash 5k along Cable Beach in Broome - https://bluechipresults.com.au/results.aspx?CId=11&RId=1761&EId=5&dt=2 The 2024 National Cross Country Championships took place in Perth, Tasmania over the weekend in typically cold, wet and tough conditions. Ellaby Hansen and Lachlan Whitnell our best placed in the Seniors - https://meets.rosterathletics.com/public/competitions/details/schedule?id=24655&meId=226812 Ky Hehir and Alexandra Griffin headline our WA Athletes competing in the World Athletics U20 World Championships, held in Lima, Peru - https://worldathletics.org/competitions/world-athletics-u20-championships/lima24/timetable Some great results from WA athletes over in Chamonix for the iconic UTMB, headlined by Claire O'Brien-Smith, Nick Bamford and Lochy Jones - https://montblanc.utmb.world/races Luke Taylor runs 100k for Telethon and running for Premature Babies -  https://www.strava.com/activities/12287758596  https://www.perthnow.com.au/news/telethon/apprentice-electrician-luke-taylor-running-100km-to-raise-money-for-telethon-c-15895188?fbclid=IwZXh0bgNhZW0CMTEAAR39vkOHtUOr0hJNoCtAUGX2hZ_0xZ6AGG7te9VoWfGqrAV8umy-Mdear60_aem_z7G7qXrDV-VqeNqU7ly4kQ#m0hzjvdsowp82wampp8 Please follow us on the WARP socials Instagram @warunningpod Strava Group https://www.strava.com/clubs/WARP Email - warunningpod@outlook.com Have a great week in running and see you next week!

Send us a Text Message.A NEW SERIES: MOTOR TRADE MENTORSIn our first episode, we talk to Nick Bamford who wants to start buying and selling used cars but budget and the deadline of a work contract coming to an end are hanging over him!---------------------------------------------------------------------------------Get 90% OFF Your first 7 months with Quickbooks: https://quickbooks.partnerlinks.io/2vadiff9ayii---------------------------------------------------------------------------------Joe Betty:    / @shiftingmetal David Gott:    / @cardealerpro----------------------------------------------------------------------------------Found it useful or interesting? You can now show your support and buy us a coffee

In this episode of Chatzzz, we're joined by the ever-insightful Nick Bamford, making a record-breaking return as our joint most recurring guest. It's been a year since we last caught up, and boy, has the world of AI evolved!Tune in as we dive deep into the rapidly changing landscape of artificial intelligence. Nick shares his latest thoughts on AI's impact on businesses and demystifies how anyone can harness its power to transform their own ventures. We explore the incredible capabilities of ChatGPT and its potential to revolutionise communication and problem-solving.But the burning question remains: Is AI on the brink of taking over our lives in this lifetime? Nick provides his unique perspective on this thought-provoking topic.Join us for an engaging conversation that sheds light on the present and future of AI, its practical applications in business, and its potential to reshape the world as we know it. Don't miss this episode of Chatzzz!

Sometimes a search goes wrong. It'll start with a sense of unease, and only really become apparent after the acquisition, but it can be a stressful, morale-crushing experience when it happens. That's the experience that Nick Bamford had at one point during his own search journey. That case study forms the basis of this important session of the inaugural EtA Forum. Nick – who is now happily running SRO Technology, found himself in a situation with an (eventually) hostile seller and management issues across the board when he took over a business. Analysis and due diligence indicated that the acquisition was worth pursuing. However, when the seller embarked on an extended holiday immediately, Nick was forced to become far too active in the first hundred days, and it became rapidly apparent that there were cultural issues within the business. Ultimately, Nick felt the situation was unsalvageable and decided to exit. Fortunately, the agreement protected him from liability. After a period of reflection, he was able to resume his search journey, eventually finding SRO Technology and now growing that company through acquisition. It's rare to get such an open and frank dialogue as you'll hear in this session. Nick and SMEVentures' Jake Nicholson had a free-flowing conversation that holds back nothing. Consequently, it's essential, both in learning how to identify the red flags that a deal will be challenging, to highlighting the kind of change management mistakes that can occur early into an acquisition. Connect with Jake Nicholson: https://www.linkedin.com/in/jakenicholson/ Connect with Nick Bamford: https://www.linkedin.com/in/njbamford/ What we discussed: 2:01 Jake and Nick kick off their conversation by discussing the big lessons learned from Nick's search. 3:05 Nick summarises his pre-search background, and what inspired him to start his search. 5:13 Nick describes the company that he eventually found to make an offer on. 7:09 Nick summarises the criteria that made the business an attractive target to make an offer on. 9:46 Structuring the offer – Nick describes how he undertook this from a position of inexperience. 11:18 The seller started to have second thoughts deep into the process. Nick explains where those stemmed from. 12:32 Ultimately the seller pulled out, five months into the process. Nick describes what his next steps were. 14:20 The seller actually then came back, and Nick summarises what happened next as discussions were started again. 15:27 Nick describes the first day in the company after having closed the deal. 16:24 Nick explains the diligence process that led to the closing of the transaction. 17:42 Nick describes his first few weeks after taking over the company. 20:11 Nick describes his first experiences with the management team, with the seller being away. 22:16 Nick also brought some new people in early, and describes the experience of making his first hires. 24:35 Another area where Nick saw the need to improve the business was in the finances, so he describes his first efforts to grapple with that. This, too, ended up producing headaches for him. 28:29 The next challenge that Nick needed to grapple with was a cash crunch. He explains how that occurred and how he responded to it here. 32:35 At this point the seller flagged interest in coming back in to run the operations site of the business, or even take the business back over completely. Nick talks through how he managed this. 34:57 Having decided he needed to exit the business, Nick explains his next steps. 38:36 Nick explains what he did after to recover from the ordeal and get back on track, and how his new company, SRO Technology, is in a very strong position. 44:19 Pete provides a summary and analysis of the session. Quotes: Nick: “One of the big reflections I had from the experience of my first search was, the way that someone behaves during a negotiation is pretty much how they're going to be in business.” Nick: “My mindset during the search was very much that I'm going to run through and I'm going to look at a bunch of deals. If one hits the criteria, I'm going to do that one.” Nick: “The thing about being a seller is that you either spend more time with the business or the kids, but there's an emotional side to ready to let go and retire.” Nick: “I was happy with the due diligence that I did. I was probably a little bit optimistic in terms of what the construction sector was going to be doing. There was a lot of infrastructure at the time, in 2018. And there's a lot of infrastructure being announced. So that pipeline of infrastructure was shooting up and it was going to be a driver behind some of the growth. But overall, I look back at the due diligence and I figure I did a reasonable job.” Nick: “Everyone says keep the deal flow going when you're negotiating, but everyone drops the flow when they've found a solid candidate. K that going when you're already imagining yourself in the CEO role and earning a salary is a really hard thing to do.” Nick: “The seller went on holiday, pretty much straight away. I didn't ask him to not go on holiday, because I put a lot of confidence in his ability to manage the transition. He knew the company, right? He knows the people; he knows the best way to do that. Now I think that actually, that's not the case, and unless a person has handed over a company before and has gone through that transition, they're not necessarily coming from the best place.” Nick: “For me, part of leadership is demonstrating that I'm prepared to do the work and prepared to get dirty. My reflection on that was that it didn't work. All that happened was people in the company just started seeing me as a billable resource.” Nick: “I hired two manager slash salespeople who started about two weeks after me. One of them turned out to be very good, and I would work with him again, maybe I will. The other guy was useless. He was meant to sell stuff. And he hadn't sold a cent. And I fired him 12 weeks into his employment. But during that time, while giving him a chance, these two existing managers were looking at the leeway that these guys were getting, and getting really angry, and I needed to do something about that. So very quickly, I'm faced with the big decisions that you don't want to be making in your first 100 days.” Nick: “The seller will complain bitterly about some of the changes, but you've got your business, you got to pick your course. So, in my case the seller said he'd get this person fired, and he'd committed to the boys. He was like, ‘don't worry, I'll take care of this. I'll tell Nick to fire,' and I said no. I was sticking to my values, which is something I've never regretted doing. But when I said no, the seller was pretty angry, as were the two managers.” Nick: “We ended up at this kind of impasse where there wasn't enough money for me to comfortably run the business, although I could have had a structure in place and Westpac lined up to provide invoice financing.” Nick: “I sat down with a mentor, and the question he asked me was, if you were a third-party investor, if you were outside and you weren't involved, would you pick yourself to run the business? I realised that I was going to lose the two key managers, and didn't have enough cash to keep this thing going, and the relationship with the seller had completely broken down. So when I looked in the mirror and answered that question, I had to say I would if I were invested in a passive investor, I would have picked him to take the business.”

While most industries have embraced digital innovations over the past 30 years or so, few people probably appreciate the enthusiasm with which the energy and resources sector have done so in that time. With infrastructure downtime costing hundreds of thousands of dollars per hour, and optimisations returning millions of dollars in bottom-line profit, ignoring digital trends is not an option for any serious players in the sector. But in order for organisations to be ‘on-trend' they have to work with other organisations that are already ahead of the curve. I interviewed the Managing Director of one such firm on the podcast this week; Nick Bamford, from SRO Technology. Nick described how the business takes customers from a breakdown support situation, through to ongoing preventive maintenance programs, then to optimisation programs by making use of the vast amounts of data collected on sites. It's a formula that's proving successful, and has seen the business grow from five million dollars revenue to $20 million in a few short years, including revenues from a recent acquisition. It's an interesting interview, including Nick's own international globetrotting back story. Useful Links SRO Technology website: srotechnology.com Nick Bamford on LinkedIn: linkedin.com/in/njbamford/ Richard Triggs LinkedIn: au.linkedin.com/in/richardtriggs Arete Executive website: www.areteexecutive.com.au Richard's book on Amazon: areteexecutive.com.au/free-book/

This year the Australian EtA and Search Fund community is looking forward to its first big event for the region. The EtA Forum will be held at the Manly Pacific Hotel, on Manly Beach in Sydney on Friday 16th September. In the lead up to the event, I will be interviewing the speakers and moderators to give you some insight into the experience, capability and knowledge that will be on offer when we all come together for the first time. In this first episode, I interview Jake Nicholson, Ak Sabbagh, Michael Chew and Nick Bamford. These are the guys whom I've been working with over the last few months to bring the EtA Forum to life, so what better way to start this Season than with a chat to them! I get their thoughts on Search / EtA in Australia and what they hope to achieve through the Forum itself. Please stay tuned as we count down the days and be sure to yell out if you have any questions or comments to offer, so we can make the EtA Forum a great event for all involved. Forum tickets available at: www.etaforum.com.au

Adam & Nick Bamford discuss his love of Halo 3 & getting into NFTs, his first job, getting into nightlife promotions at uni, being a marketer, relationship advice & more…

Nick Bamford is a man on a mission. Over the past two years he's clocked up an incredibly impressive resume and there are bigger things to come including a tilt at the iconic UTMB and an FKT attempt on the West Mac's Monster (231km's into Alice Springs).  Blackall 100km Trail Race Oct 2021 (10hrs 17min) - 1st Brisbane Trail Ultra 100 Mile 2021 (20hrs 5min) - 2nd Coast to Kosci 240km 2020 (28hrs 58min) - 3rd Ultra-Trail Australia 100K 2021 - (10hrs 48min) - Top 10 Nick is a self confessed running geek and his insights into meticulous preparation and mind set are truly valuable. He offers great perspective on the idea of 'running happy' and insight into avoiding the dreaded pain cave. As usual we get stuck into the important topics, like professional tiddlywinks, brewery sponsorship and "taking souls in the night"! Don't forget to check out our discount code for the Jabulani Challenge on April 2nd (RMPOD22) Enjoy! Please subscribe or follow Running Matters to be notified when each episode is released. Feel free to use the online discount codes below: GU Energy Australia (15%): RUNNINGMATTERS Fractel Performance Running Caps (15%): runningmatters T8 Running kit (10%): RUNNINGMATTERS20 Runnulla (10%): Mention Running Matters in store. Raidlight (20%): runningmatters20 Raffertys Coastal Run entry discount: RMPOD21 Cronulla Beer Co (10%): CBC10 Koda Nutrition (15%): RUNMAT15      

Nima Sedaghat is the co-founder of Wayfinder Capital, the first institutional fund of search funds and searcher-led transactions in Australia and a partner of Australian law firm HWL Ebsworth, a full-service commercial law firm with offices all around Australia. He's been advising business owners, executives, Australian and foreign investors, as well as sponsors on restructures, mergers, acquisitions, and investment transactions for almost 15 years. Since 2017, he's been active in the Australian search fund ecosystem. He was introduced to the search fund model by a well-known person in the Australian search community Nick Bamford. He has continued his journey in search and met a lot of interesting people in the community. In this episode, Nima shares with us his knowledge not only in relation to legal and structuring issues but also in relation to the Australian search fund ecosystem. In this conversation, I had a great time getting into a bit of the nitty-gritty detail from a legal perspective in relation to the search fund structure. This is something that can be an unnecessary hurdle for those people thinking about search as a career path. Trying to consider the legal and tax implications of the search fund structure can be daunting, so it's great to know that there are people in Australia that have considered the application of the commercials of a search fund from a legal and tax perspective. It's really great to have people like Nima in our community who are helping people come to market. I hope you enjoy the conversation. Show Notes: 02:08 – Nima talks about his previous career and how the Search fund model was introduced to him by Nick Bamford who is a well-known personality in the search fund community here in Australia. 07:25 – Nima talks about the key attributes of the search fund structure from a legal perspective, the Australian search fund structure itself, the investor's rights, and the technicalities of tax implications on searchers in the Australian market. 16:05 – Nima talks about the foreign investments into the Australian-based search vehicle and what are the factors that would affect the Australian market and the hurdles that it is dealing with. 18:16 – Nima talks about the search community, the people he met along the way, the current activities that the Wayfinder Capital is working on, and how local investors give comfort and confidence to searchers in the market.26:30 – Nima discusses the next stage for the Australian market, what to look forward to in 2022 and how raising awareness about the model would greatly affect the community. Connect with Pete: LinkedIn Connect with Nima: LinkedIn

Nick Bamford is the Managing Director of SRO Technology. SRO is actually one of my own companies (that I purchased as a self-funded searcher many years ago) so it's really exciting to be able to interview Nick and let him share some of the backstory on how he began as a searcher himself, what led him to join SRO Technology, and his learnings from the process.In this podcast, Nick and I talk about the frontline of search funds and what it's like to go through the process, and what are the things that really stands-out from a searcher's perspective, as well as what are the characteristics for a good searcher? It's a great interview with a lot of valuable takeaways. Show notes:· 2:02 – Nick talks about his journey on Search Fund. How he came across the search fund concept and how he helped his father grow their family business.· 08:47 – Pete askes Nick about his transition period in consultancy and what are his views on bigger businesses. Also, they talk about what makes a good searcher and what it takes to be a searcher from his experience.· 13:00 – Pete and Nick talk about self-awareness as a search operator, how to build a team around you, and how you should learn necessary skills along the road and fill the gaps.· 14:28- Pete and Nick talk about the thought process and expectations upon hearing about the concept of search funds, and doing the search fund itself.· 21:00- Pete and Nick talk about what sort of question should you ask yourself in managing a search fund, what are the motivations and how to determine if it is the right path to take. Learn more about Search Fund and entrepreneurship through acquisition and connect with Pete and Nick:Pete Seligman: LinkedinNick Bamford: Linkedin

Big life events are often a prompt to establish a Financial Plan. Retirement is a big one, along with starting a family, buying a home, or the death of a loved one. In this episode of Informed Choice Radio, the right time to get a Financial Plan. Nick Bamford is our guest host for this episode, standing in for Martin this week.

What's the value of a financial plan? In this episode, chartered financial planner Nick Bamford from Informed Choice talks to Martin about financial planning, how it differs from financial advice, and the light bulb moments he sees with clients when presenting their financial plans.

In this episode of the show, I’m joined by Nick Bamford to talk about defined benefit pensions. These are a hot topic in the world of financial planning at the moment and Nick has written a comprehensive white paper explaining the key issues at stake. There’s also a roundup of the latest personal finance news and, of course, the aftershow, where I talk about what we’ve been up to at Informed Choice this week.

Hello and welcome to the final episode in a series of Informed Choice Radio podcasts as we celebrate Financial Planning Week 2017. If you're one of the millions of people in the UK who could do with improving their overall financial “fitness”, Financial Planning Week is especially for you. It's a consumer awareness campaign which helps you take some simple steps to kick start your future. This year's campaign is taking place from 8th to 12th May 2017, right across the UK. In this episode, it's the end of the week so we're talking about the end of the financial planning journey, retirement. Or is it the start of the journey? I'll let you be the judge of that. Joining me for this episode is my father and fellow director, Informed Choice founder Nick Bamford. Useful links -Nick's Email -Nick on Twitter Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.

How much are you paying for financial advice and investment products. In this episode of the podcast, I'm joined by Nick Bamford to chat about fees, charges and the cost of financial advice. The Sunday Times recently published an article which was critical of the charges levied by tied adviser St James Place, with particular criticism of their exit charges of up to 6% on some financial products.  We also hear a lot about the cost of fund management charges, particularly with reference to lower cost index tracker funds. And there's a lot of debate about what financial advisers charge, whether investors should pay a percentage of their money to invest, or a flat fee. Nick and I spend some time in this episode talking about the fees investors typically pay, some of the different remuneration structures offered by financial advisers, understanding value for money when it comes to fees, and the importance of fee transparency. Personal finance news update Our newsreader this week is Informed Choice paraplanner Kelvin Riches. -The Bank of England has kept interest rates on hold at 0.25% whilst increasing its forecast for growth in the UK economy.  -Annual house price inflation weakened in January, falling to its lowest level since November 2015. -Brits lack a plan for passing on wealth to future generations, according to a new survey.  -Widespread confusion over financial terms means millions of people may be taking out important policies or products without completely understanding what cover the product offers. -Savings protection available from the Financial Services Compensation Scheme, the FSCS, has risen by £10,000 this week. Listener question David Horton from Brisbane in Australia writes in with the following question that we answer in this episode: The rule on 'don't borrow to invest"; does that apply to borrowing to buy a "buy to let" property? Saving to buy outright would be impossible or very slow, and I think would run you up against rule 10, don't pay too much tax. Though I guess such savings pay so little interest the tax would be minimal. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message. Aftershow links -Deep Work by Cal Newport -Martin's book review on Medium -10% Happier by Dan Harris -Being Mortal by Atwul Gawande -Unbiased Awards 2017 Help us spread the word! Thank you for listening to this episode of Informed Choice Radio. Please use the comments section below to share any feedback you have. If you enjoyed this episode, please share it by using the social media buttons on this page. If you enjoy the show, please subscribe in iTunes and write us a review! Reviews really help us stand out from the crowd and reach more listeners.  

IBM security chief Caleb Barlow has just delivered a mind-blowing Ted Talk on internet fraud. We pick up the theme, probing the seething, scaly, scummy substratum of the web that is Cybercrime. Our interviewee this week is the delightful, insightful Jamie Campbell of banking app Bud. It's great news for coffee quaffers as Jamie drops the bombshell that saving money by cutting down on your regular cup might be a step too far. And, as per, we unapologetically imbibe some fine ales (donated this week by Martin and Nick Bamford of Informed Choice Financial Planning- thanks chaps!). Let's roll!

In this episode of Informed Choice Radio, Martin talks to seven personal finance experts about the most important thing to improve your financial wellbeing. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. "The Most Important Thing To Improve Your Financial Wellbeing" This week on Informed Choice Radio, Martin asked his favourite personal finance podcasters and other experts to share their most important thing to improve financial wellbeing. In this episode, you will hear answers from the following stars: -Pete Matthew from Meaningful Money -David Stein from Money For the Rest of Us -Chris Budd from The Financial Wellbeing Podcast -Damien Fahey from Money To The Masses -Joe Saul-Sehy from Stacking Benjamins -Claire Walsh from unbiased.co.uk -Nick Bamford from Informed Choice   Personal finance news update -HM Revenue & Customs has won a £143m battle against a firm promoting tax avoidance schemes. -The rich have become richer due to the UK's policies of low interest rates and quantitative easing. -People over the age of 50 are spending more and more on holidays, including luxury cruises, while younger people are travelling less. -Families should be given breathing space to repay debts otherwise the stress can affect children's mental health, according to The Children’s Society. -Workers in London could save themselves almost £450,000 on the cost of a home if they are prepared to commute daily for an hour each way.   Useful links mentioned in this episode -International Podcast Day -The Financial Wellbeing Book: Creating Financial Peace of Mind (Concise Advice) -How to Take Your Pension Pot -Sapiens: A Brief History of Humankind Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail.

In this episode of Informed Choice Radio, Martin talks about making sensible withdrawals from your pension pot. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Sensible pension pot withdrawals Earlier this week, the Association of British Insurers, the ABI, published the first full year of data since pension freedoms began in April 2015. These figures show that most people are being sensible about pension withdrawals. They found that over half of people withdrawing money from their pots in the first three months of 2016 took out 1% or less of their value. However, more than 3,000 people took out more than 10% of the value of their pension pots during this time. In this episode of the podcast, we hear from Nick Bamford of Informed Choice, Jamie Jenkins of Standard Life, and Fiona Tait of Royal London to get their views on these new ABI pension freedom figures. Personal finance news update -Retail sales were up by 5.9% in July compared with the same month last year, boosted by warmer weather. -Accountants and advisers face new tougher fines for helping their clients bend tax rules to gain a tax advantage. -Regulated rail fares in England and Scotland will rise by 1.9% next year, following the publication of the latest price inflation figures. -Savers face lower returns after one of the most competitive savings accounts slashed its interest rate in half. -New official figures show house price inflation was up by 8.7% in the year to June. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail.

In this episode of Informed Choice Radio, Martin looks back over the past 100 episodes and we hear from some past guests on the show. He interviews someone very close to home, Nick Bamford, executive director and founder at Informed Choice. And then they look to the future, for both this podcast and the business itself. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. The Live Episode This was a very special episode of Informed Choice Radio, celebrating the milestone of 100 episodes. It was broadcast live on Blab.im, with Martin hosting the show along with Nick, who he interviewed briefly. Martin and Nick also played messages from past guests Chris Budd, Pete Matthew, Michelle Hoskin, Simonne Gnessen, Michelle McGagh and Keith Richards. Fellow podcast Roger Edwards popped in to say hello too! Personal finance news update -Lloyds Bank is closing another 200 branches and cutting 3,000 more jobs, despite reporting a £2.5bn pre-tax profit for the half year to the end of June. -More than six million people have now been automatically enrolled in a workplace pension scheme.  -Credit card providers are doing too little to address persistent debt, according to the Financial Conduct Authority.  -The average house price in the UK has exceeded £205,000 on average for the first time.  -Despite appearing confident about their short-term finances, a fundamental shift in priorities is causing 30 year old women to grow increasingly concerned about their financial future. 

Hello and welcome to a special bonus episode of the Informed Choice Podcast. In this episode, you will hear Informed Choice executive director Nick Bamford delivering a presentation live at the Personal Finance Society 2015 National Financial Planning Symposium. This presentation was recorded live at the International Conference Centre in Edinburgh on 26th November 2015. The title of Nick’s talk is Building a professional adviser practice - three components of success. Within this presentation, Nick shares the importance of having robust systems and processes, the value of teamwork and building your own brand. Here are the slides which accompany this presentation: Building a professional adviser practice - three components of success from Informed Choice Thank you to the Personal Finance Society for providing this audio and giving us their permission to reformat this into a bonus podcast episode. This episode of the Informed Choice Podcast is likely to appeal mainly to Financial Planners and Wealth Managers, but for our usual audience it will also hopefully be of interest, giving you a real insight into the inner workings of a firm of Chartered Financial Planners. Help us spread the word! If you enjoy the show, please subscribe in iTunes and write us a review! Reviews really help us stand out from the crowd and reach more listeners.