Podcasts about standard life

Guest: Nuala Walsh - Mind Equity CEO, Professor of Behavioral Science at Trinity College Dublin, non-executive director, award-winning author, TEDx speaker, and London School of Economics fellow. Recognized among the 100 most influential women in finance with a 30-year investment career spanning BlackRock, Merrill Lynch, Standard Life, and Aberdeen. Author of "Tune In, How to Make Smarter Decisions in a Noisy World."Key Moments 3:10 - Information access vs. action: Walsh discusses how in investing, everyone has access to the same public information, but having information and acting on it are different things.3:50 - The donkey story: Walsh shares the parable of a donkey that died from indecision.5:26 - Elvis and decision context: Walsh explains how she visited Graceland while writing her book and observed how Elvis made bad decisions despite his success, surrounded by sycophants and trapped in his own "bubble of beliefs."9:21 - The danger of isolation: Discussion about investment professionals making decisions from isolated environments without firsthand experience of what they're investing in.10:51 - Four factors shaping judgment: Walsh outlines how our decision-making is affected by high-speed environments, data overload, visual dominance, and polarized thinking.15:28 - Long-term thinking: Baranowski shares how wealthy families with "infinite time horizons" can rise above market noise by looking far ahead.16:46 - Beyond blind spots: Walsh introduces "deaf spots" (inability to hear accurately) and "dumb spots" (inability to speak wisely) as crucial concepts beyond traditional blind spots.22:09 - Perimeter judgment traps: Walsh explains her framework of 10 traps.28:47 - Inaction as decision: Discussion of how procrastination and inability to decide is itself a decision with consequences.32:28 - Breaking big decisions into smaller ones: Walsh describes "chunking" as a strategy to make overwhelming decisions more manageable.35:10 - Risk and reward balance: Using the 1996 Mount Everest disaster as an example of how reward-seeking distorts rational judgment.42:12 - Identity traps: Conversation about how people get labeled in their careers (like "value investor") and how difficult but possible it is to reinvent oneself.47:21 - Hearing what others don't: Walsh discusses cognitive discipline and tuning in to signals others miss, especially for high-consequence decisions.52:21 - Slowing down: The importance of creating "decision friction" or "speed bumps for the mind" to interrupt automatic thinking, especially for important choices.55:45 - Personal definition of success: Walsh shares how her definition has evolved from external achievements to "peace of mind and freedom to do what you want."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Dust off your pixelated fedora and light your tax-saving torch—because in this epic 8-bit adventure, Warren Shute and Paul Cleworth set off on a quest to uncover the hidden treasures of Inheritance Tax planning.  From ancient gifting scrolls to the mystical artefacts of trusts and insurance, they navigate booby traps of complexity to help preserve your family fortune. With sharp wit and strategic know-how, they dodge the 40% boulder of HMRC and shine a torch on golden relics like Business Relief, Nil-Rate Band secrets, and the lost legend of Lifetime Gifting. Along the way, our geeky explorers decode cryptic strategies that can protect your legacy and turn tax trouble into triumph. Plug in, power up, and join The Finance Geeks as they explore the vault—because fortune doesn't just favour the bold... it favours the well-advised ========================== Chapters: 0:00 - Intro 5:19 - Inheritance Tax Planning Strategies ========================== Show Notes: Is it time to kill off Inheritance Tax? | The Association of Taxation Technicians https://www.att.org.uk/it-time-kill-inheritance-tax?utm_source=chatgpt.com What do Mystic Meg, HMRC and October 2024 have in common?—insights on Inheritance Tax and key statistics https://www.russell-cooke.co.uk/news-and-insights/news/what-do-mystic-meg-hmrc-and-october-2024-have-in-common-insights-on-inheritance-tax-and-key-statistics Inheritance Tax liabilities statistics - GOV.UK https://www.gov.uk/government/statistics/inheritance-tax-liabilities-statistics IHT400 rates and tables https://assets.publishing.service.gov.uk/media/67d850de4e1deef5a8c15ee7/IHT400-rates-and-tables.pdf Meditations (Book) https://amzn.eu/d/2rScX4c The soul of wealth (Book) https://amzn.eu/d/hTxOtkr Gifting plan Standard Life https://tandemfp.sharepoint.com/:b:/s/Tandem/ESYmn7SoB6hClTRyqijhjGEBWUkdZdXq4SNpBfYpDRlYKw?e=InxRJs Benefits of getting married - Benefits of Marriage https://tandemfp.sharepoint.com/:b:/s/Tandem/EWQ8qxbO0IVDrhBAyuOh5TcBxvvKuoR-xYLsv_JI-jMVtw?e=VoeEQM ========================== Follow us our our social media channels: Instagram: https://www.instagram.com/thefinancegeekspodcast/ X: https://twitter.com/TheFinanceGeeks YouTube: https://www.youtube.com/@thefinancegeeks ========================== This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action. ========================== #inheritancetax #IHTplanning #estateplanning #financialplanning #taxstrategies #legacyplanning #wealthtransfer #trustplanning #taxefficiency #familywealth #giftallowance #businessrelief #financialgeeks #taxadvice #retirementplanning #inheritanceplanning #IHTrelief #vaultoflegacy #8bitfinance #geekyfinance

This week on Life and Leadership Bobby talks to the foodie entrepreneurial sisters Domini and Peaches Kemp who founded Itsa Bagel. They discuss their childhood in The Bahamas, running restaurants with Conrad Gallagher and surviving the pandemic.With thanks to Standard Life.

Diese Themen haben wir heute für Sie: Ab 00:01:50: Im Schmolltalk gehen wir auf eine vllt bald kommende Pflicht zur Elementarschadenversicherung ein. Ab 00:11:02: Gespräche haben wir heute zwei für Sie. Wir waren auf der MMM-Messe der Fonds Finanz unterwegs und haben dort mit Frank Rottenbacher vom AfW Bundesverband Finanzdienstleistung über die politische Großwetterlage gesprochen. Ab 00:17:02: Matthias Pendl, Vertriebschef von Standard Life, geht auf die Bedeutung der Zielgruppe 50plus und die Ruhestandsplanung ein. Ab 00:24:08: Und in den News der Woche geht ein ehemaliger Fußballprofi in Sachen Verletzengeld leer aus. Vermittler trauen sich nicht an Gewerbekunden heran, zeigt eine Analyse. Die Talanx muss Strafe zahlen. Und eine Studie klärt den Begriff „reich“.

This week's guest om Life and Leadership is David McRedmond, the CEO of An Post. David talks about his long career starting in Waterstones and travelling the world with the company as well as his time at Eircom and the key role he played in TV3. With thanks to Standard Life

Rebecca Wonsang v. Reliance Standard Life Insurance Company

This week on Life and Leadership Bobby talks to the mother and daughter behind the huge success that is the National Ploughing Championships, Anna May and Anna Marie McHugh. They discuss running what is the largest outdoor event in Europe, the male-dominated early days of the National Ploughing scene as well as their hopes for agricultural life in the future. With thanks to Standard Life.

On this week's episode Bobby Kerr talks to the tech entrepreneur Ray Nolan who founded Hostelworld which became a huge business before its sale for 500 million dollars. Ray started writing code in his teens and has gone on to start and then sell many more tech companies. He's a straight-talking businessperson who likes to the get the job done with a sense of humour. With thanks to Standard Life

We all dream about what we will do when we don't have to work anymore. The perfect retirement looks different for everyone, from travelling the world and luxury holidays to spending more time with family and friends, but the cost of stopping work can be bit of a wake-up call.In this Money Box Live we'll look at how to make the most of the savings you have as retirement approaches to how to start planning for retirement at the start of your career.Felicity Hannah is joined by Sangita Chawla, Managing Director at Standard Life and Zoe Alexander, Director of Policy and Advocacy at the Pensions and Lifetime Savings Association to answer your questions - and offer tips on how to plan for a good retirement.Presenter: Felicity Hannah Producer: Catherine Lund Editor: Jess Quayle(This programme was first broadcast at 3pm Wednesday 12th February, 2025.)

Diese Themen haben wir heute für Sie: Der Schmolltalk entfällt heute. Und das liegt daran, dass wir zum Gespräch in dieser Folge einige Interviewgäste geladen haben. Die Kollegen waren letzte Woche nämlich auf dem Kongress „Versicherungsvertrieb der Zukunft“ unterwegs und haben dort einige Referenten vors Mikro geholt. Und zwar: Ab 00:02:45: Michael Heinz, BVK, und Norman Wirth, AfW Ab 00:11:46: Ute Thoma, die Bayerische Ab 00:18:40: Christian Nuschele, Standard Life. Ab 00:24:19: Und in den News der Woche fordert Doris Pfeiffer vom GKV-Spitzenverband eine harte Maßnahme. Der Versicherer-Verband GDV warnt, dass die schwache Konjunktur hierzulande die Finanzstabilität gefährden könnte. Bei Element hat alles nix genutzt. Und 75 Prozent der Deutschen fürchten sich vor einer zu kleinen Rente.

On this week's episode of Life and Leadership Bobby talk to Ryan Tubridy about everything from his childhood, his career and the summer of 2023. Ryan also reflects on the leaders who have inspired him.With thanks to Standard Life.

888 Folgen und dennoch wieder was interessantes. Rückabwicklung von Rürup- oder Lebensversicherung? Schreibe mir einfach eine kurze E-Mail an:  krapp@abatus-beratung.com Viel Spaß beim Hören,Dein Matthias Krapp(Transkript dieser Folge weiter unten) NEU!!! Hier kannst Du Dich kostenlos für meinen Minikurs registrieren und reinschauen. Es lohnt sich: https://portal.abatus-beratung.com/geldanlage-kurs/   

Anne Heraty is one of Ireland's most successful business leaders. She was the first woman in Ireland to head an Irish-listed company, CPL Resources, which went on to become one of the country's most successful companies. In this week's episode of Life and Leadership, Anne discusses everything from being one of the first tele-sales workers in Ireland to how AI might help recruitment. With thanks to Standard Life.

In der aktuellen Episode des Makler und Vermittler Podcasts begrüßt Torsten den erfahrenen Versicherungsexperten Matthias Wiegel. Mit über 40 Jahren Erfahrung in der Branche teilt Matthias spannende Einblicke und Geschichten aus seiner beeindruckenden Karriere. Von seinen entscheidenden Stationen bei der Skandia Lebensversicherung, UBS in Frankfurt und Zürich, bis hin zu seiner Tätigkeit bei der Standard Life, Matthias Wiegel bietet einen faszinierenden Rückblick auf die Entwicklungen im Versicherungsvertrieb. Erfahrt, wie sich der Markt der fondsgebundenen Lebensversicherungen in den letzten Jahrzehnten verändert hat und welche Rolle große Vertriebseinheiten dabei spielten. Zudem spricht Matthias über die Herausforderungen im Vertrieb durch neue Regulierungen und gibt wertvolle Ratschläge für junge Vermittler, die in die Branche einsteigen möchten. Freut euch auf eine fesselnde und informative Episode mit tiefen Einblicken in den Versicherungsvertrieb.

Bobby's guest this week on Life and Leadership is adventure athlete, speaker and researcher Mark Pollock. Mark recounts his incredible life which saw he become blind at 22 and 12 years later become paraplegic. Yet Mark has completed marathons in the south pole and in deserts. His latest challenge sees him involved in a mission to cure paralysis. With thanks to Standard Life.

Australia's superannuation system is often hailed as a global success story, but what can UK pension schemes learn from it? With growing regulatory pressures, consolidation trends, and a shifting investment landscape, are there lessons from down under that could help shape the future of UK pensions? In this episode, we speak with Michael Ambery of Standard Life to explore how Australia's superfunds are structured, how they operate and what this means for how they invest.

Bobby's first guest for the new season of Life and Leadership is entrepreneur and journalist Mark Little. In this episode Mark talks about his early days in RTE and the success of his company Storyful and loads more career highlights and some 'hairy' business moments. With thanks to Standard Life.

Send us a textHow can you encourage a retail bank, which will always focus on risk management and stability, to innovate? In this episode we talk with Ian Crawford, NatWest Group's Head of Innovation Design. We  explore the ways in which designers are uniquely positioned to help corporate innovation programs to think differently.Ian shares how his group interviews design candidates to evaluate their innovation mindsets, and talks about the trends that his group believe will reshape retail banking in the future. In a conversation that roams from Dieter Rams to Blackadder's Christmas Carol, we explore how you can promote two of your designer superpowers: Framing and encouraging bolder thinking,  Expert facilitation helping to create consensus and commitment to get great ideas into the real world.  About IanIan leads an Innovation Design team at NatWest Group as part of a wider department of approximately 70 people in Innovation & Partnerships. The department are responsible for catalysing the creation of brand new services, products and experiences for the wider Group, often leveraging start-ups and other technology partners to bring NatWest's strategy to life.He is an award-winning designer with over 15 years of experience across design, digital strategy and marketing and has worked with a wide range of organisations including Lloyds Bank, Amazon, Microsoft, CYBG, Standard Life, the NHS and Scottish Government among many others.Sources cited in this podcast:The Innovation Expedition: The Jobs to be Done Playbook:When Coffee and Kale Compete: Service Design YAP is developed and produced by the Service Design Network UK Chapter.Its aim is to engage and connect the wider Service Design community. Episode Host: Stephen Wood Production Assistance: Jean Watanya

Heute haben wir diese drei Interviews für Sie: Ab 00:01:16: Christian Nuschele von Standard Life geht darauf ein, warum Fondspolicen ohne Garantien gerade so beliebt sind. Ab 00:10:54: Jan-Peter Diercks von der Landeskrankenhilfe spricht über den neuen Markenauftritt des Versicherers. Ab 00:18:03: Und im Interview mit Cleos Welt erklären Ludwig Koch und Christoph Ritter von Weber Chrustschoff, welches Potenzial in der betrieblichen Tierversicherung und bei der Jagdversicherung gibt.

Data driven marketing lacks luster without the addition of qualitative research, according to Virginia Barnes, Interim Brand, Sponsorship and Retail Marketing manager at Standard Life UK. On the latest podcast episode, Virginia shares why the real magic happens when you step away from the spreadsheets and talk to actual humans. Listen to her top marketing tip around stepping back, but also avoiding distractions, hear what her new belief is that has changed her attitude to work, and delve into the power of qualitative research in a digital age. 

Pensions Experts Offering Businesses Free Pop-up Pension Advice Centres Moneycube.ie is inviting business owners and employees across Ireland to register their interest in receiving one-to-one retirement planning advice with a visit from its Pop-Up Pension Test Centre. The Pop-Up Pension Test Centre initiative forms part of Pensions Awareness Week 2024 (PAW24), which runs run this week until Friday, September 28. The pop-up events can be booked during PAW24 but can run any time over the coming months across all workplaces in Ireland. As part of the offer, the Moneycube.ie team will visit the offices of businesses around the country to conduct National Pensions Tests (NPTs) and provide one-to-one information sessions on a variety of financial well-being topics. Launched to mark the beginning of PAW24, the new NPT is designed to gauge people's readiness to start a pension. It also will test their knowledge of how to track the performance of their investments, their readiness for retirement, and their understanding of optimal employee benefits. The theme of PAW24 is: 'You wouldn't ignore your NCT; why neglect your NPT?' With that in mind, and to raise awareness about retirement planning, Moneycube.ie is also offering a free will to all those who take the test. It is expected that after the NPT, employees will have a more complete understanding of why they should start a pension, their pension contributions, the company benefits to which they are entitled, and how much income they will need enjoy a comfortable retirement. To register to host a free Pop-Up Pensions Test Centre for PAW24, businesses are requested to fill out the online form. The NPT is also available online via the PAW24 website, www.pensionsawarenessweek.ie, along with the NPT Calculator, an online dashboard that helps people calculate the savings they will need for retirement. PAW24 is a designed to raise awareness about retirement planning and to help people take charge of their long-term savings. Backed by a host of business industry partners, PAW24 is an initiative from Moneycube.ie, experts in the pensions industry. PAW24 partners include including New Ireland, Standard Life, Zurich Life, the Retirement Planning Council of Ireland, Ibec, the Small Firms Association, and Royal London Ireland. Feargal McKenna, Head of Corporate at Moneycube.ie, says: "Moneycube.ie is delighted to announce the launch of our Pop-Up Pensions Test Centres, an initiative which forms part of Pensions Awareness Week 2024 (PAW24). Companies from all over Ireland are eligible to apply to host one of our pop-up centres and we encourage those who might want one-to-one advice about starting a pension, tracking the performance of their investment, and whether they have sufficient money set aside for retirement, to register their interest online via the PAW24 website." For more information on PAW24, visit PensionsAwarenessWeek.ie.

In another Ask The Actuary special, Kieran Mistry shares his actuarial journey with us, from Deloitte to Hymans and finally, the award-winning Bulk Purchase Annuity (BPA) insurer, Standard Life in January 2022 – the last 2.5 years have been very busy in the BPA market! Keiran describes the difference between being an actuary advising the trustee side of a BPA deal to being an actuary acting for the insurer, before offering some sage advice to nearly/newly-qualified actuaries, including: “…Look for opportunities to grow and learn. If you're learning, I have a view that things will work out if you've got an actuarial badge and you keep looking to grow and learn…” Hosted on Acast. See acast.com/privacy for more information.

Mike Ambery from Standard Life joins me to talk about what the new government is up to and what he learned on his recent research trip to Australia

Heute schauen wir uns in dem Format “Der Lebens- und Rentenversicherungscheck” die Standard Life FREELAX Rentenversicherung einmal genauer an. Wie wird bei diesem Vorsorgeprodukt das Geld angelegt und vor allem: Lohnt sich die Standard Life FREELAX Rentenversicherung? Anhand welcher Kriterien, wir das Ganze bewerten und was du tun kannst, sollte dein Vorsorgeprodukt nicht die gewünschte Rendite erbringen, erfährst du in dieser Podcast-Folge! Wichtige Links zur Episode Hier geht es zur 102. Podcast-Folge, wo du gerne einmal nachhören kannst, wie wir bei einer solchen Produktanalyse vorgehen: Lebens-/Rentenversicherung im Check - wie du herausfindest, ob sich dein Vorsorgevertrag wirklich lohnt | Sparheldin Bei der Sparheldin dreht sich alles rund um die finanzielle Vorsorge, Finanzplanung & Geldanlage für Frauen, die nach mehr finanzieller Selbstbestimmung streben und unabhängig sein wollen. Mehr Infos findest du auf unserer Website oder auf Instagram @‌sparheldin. Hier geht es außerdem auch zum kostenlosen Analyse-Gespräch zu deiner finanziellen Zukunftsvorsorge mit der Sparheldin: Sparheldin Finanzcoaching | Finanzberatung auf Honorarbasis | Berlin ‌ *Alle Inhalte dienen nur zur Information und stellen keine Anlageberatung oder Aufforderung zum Kauf oder Verkauf von Wertpapieren dar.

In this episode of V-FM Pensions co-hosts Darren and Nico chat to Standard Life's Mike Ambery. Mike is a pensions industry stalwart who has recently joined Standard Life after a long and illustrious career at Hymans Robertson. Mike is an Arsenal fan (he promised Darren use of his season ticket...) so he slots straight in to a quality chat about Arsenal, even pondering how England hero Jude Bellingham could fit into the Arsenal team.... Amongst the usual pensions and VFM chatter, we cover politics and the Labour manifesto, social media and pensions, and campaign finance in the US. We also discuss what value for money means to Mike. Enjoy!    

Today I'm visiting Beech, in the county of Hampshire in south-east England to connect with our guest Mr David Roy-lance. David challenges all of us to think about how many of us feel we are really being paid the level of our worth, or value? And how many of us feel like the world's best kept secret? He then offers a little reality check by adding that we are all paid to the level of value that other's perceive in us. So who is David Roy-lance? Well he's an Amazon best selling author, award winning coach and the CEO of 2 businesses and provides business support to several others. He is Europe's No 1 smasher of the glass ceiling. His client base is typically women in senior roles in large corporates who find that the strategies they used to get the role they have now are not helping them get further up the management chain. What they get from David are the secrets of how your voice and body resonates so you can show up and shine. In December 2020 David was recognized as one of the top 40 influencers in the world by the Women in Banking and Finance Group for his assistance in helping women get promoted into the board room. His career began working as a professional actor and theatre director working alongside notables such as 007, Obi Wan Kenobi and the character Sergent Nicholas Brody of Homeland. While at drama college he met his first real mentor, Patsy Rodenburg, the world's no 1 voice coach, who helped him understand the power of the voice. Since that time David has accrued over 20 years of experience working with FTSE 250 companies, SMEs, entrepreneurs and charities. Aside from fast tracking woman onto Boards such as the RBS, his teaching skills have allowed executives to double their income within a week of intervention. He has also worked with Board room executives from Barclays, Standard Life and Coutts. He has delivered courses for staff at HSBC, Macquarie Bank, Zurich Insurance, American Express, Orange, Aviva and Turner Entertainment. David identifies 3 pillars as central to creating impact… “Posture, Voice and Energy” TEAM ET you may not be ready for it, but I even try my hand at a little piece of Shakespearean theatre. This is a fun conversation that explores how the world of drama entwines with the world of business So please join David and me as we discuss executive development techniques and David's book - “Be Seen, Be Heard, Get Paid What You Are Worth: From Invisible to Superstar”  Visit our website to access the full transcript, episode notes, and guest links - Coaching 4 Companies

Kelsey Weyer v. Reliance Standard Life Ins.Co.

In this episode of V-FM Pensions, hosts Darren and Nico chat to Royal London's Director of Policy Jamie Jenkins. As well as being a star billiards player, Jamie is a bit of a pensions legend having led the policy charge at Standard Life and now Royal London. Jamie is a PPI trustee, PLSA policy board member, and was one of three reviewers looking at how to improve auto enrolment back in 2017. We chat dashboards, at retirement, earth day, adequacy, and all the topics you would expect us to cover in just over an hour's worth of V-FM chat. In another V-FM first, we also find out a bit about billiards.  

Benjamin Reigle, founder and host of the Revenue Cycle podcast "My Good Friends," shares his extensive experience in the healthcare industry, including co-founding Health Rise Consulting Firm and leading initiatives at companies like McKinsey & Company and Accredited Health (now R1). He is also the CEO of Tarpon Health, a community driving automation for healthcare providers. In this episode, Benjamin dives into the topic of healthcare change, emphasizing the importance of understanding industry shifts. Stay tuned to gain insights into the evolving landscape of healthcare. The Change Healthcare breach, as discussed in the podcast episode with Benjamin Reigle, has had a profound impact on the healthcare industry. The breach resulted in challenges with claim submission, cash flow, and data security, affecting not only the operations of Change Healthcare but also having a ripple effect on healthcare providers, payers, and patients. The breach led to issues with claim submission, as some payers who relied solely on Change as their intermediary were unable to process claims. This created a backlog of claims and disrupted the revenue cycle for many healthcare organizations. Some providers resorted to manual processes, such as printing and mailing claims, which added complexity and delays to the billing process. Cash flow was significantly impacted by the breach, especially for smaller healthcare entities like physician groups and community hospitals. With claims not being processed efficiently, these organizations faced financial strain due to delayed payments and uncertainty about when the situation would be resolved. The lack of cash flow threatened the financial stability of these smaller entities, highlighting the importance of having contingency plans and backup systems in place. Data security concerns arose as a result of the breach, with questions about the extent of the data compromised and the potential implications for patient privacy. The breach raised questions about the adequacy of security measures in place and the vulnerability of healthcare systems to cyber threats. The need for enhanced data security protocols and proactive measures to prevent future breaches became a pressing issue for healthcare organizations. Experian Health Client Communication February 23, 2024 Experian Health is aware of Change Healthcare's (Optum's) announcement on February 21 about a cybersecurity incident affecting its systems. Experian's Cyber Incident Response team and Cyber Threat Intelligence teams have been engaged and are closely monitoring the situation. We have not seen evidence of a threat to Experian. Out of an abundance of caution and consistent with Experian's security practices, Experian has temporarily severed connectivity to Change Healthcare. During the period of this severed connectivity, there will be an impact to batch and EDI authorizations, claims and remits, claim status, eligibility, and notice of care transactions that Experian Health sends to Change Healthcare. Experian will resume connectivity to Change when it receives assurances from Change Healthcare that it has adequately contained the threat. Payers work with a variety of clearinghouses to process data. In many cases, multiple payer connections are available although sometimes payer connectivity may be limited or even exclusive to a single clearinghouse. In the majority of cases, transactions from Experian Health route directly to the requestedpayer. When connectivity is limited or certain routes are unavailable, however, it is common to route traffic through another clearinghouse. Below is a list of potentially impacted payers. Our teams are actively evaluating and rerouting transactions when an alternative route is available and will provide an update to this list as soon as possible. BCBS-MA Blue Cross Blue Shield of Massachusetts Claims 13162 1199 National Benefit Fund 93044 A & I Benefit Plan Administrators 37283 AAG-American Administravie Group 72467 ACS Benefit Services Inc. © Experian Health, Inc. Experian Confidential Information Page 2 of 28 83077 Advantek Benefit Administrators CB159 Advisory Health Administrators 65093 Advocate Physician Partners CB637 Aegis Administrative Services 128CA Aetna Better Health of California 128FL Aetna Better Health of Florida 68024 Aetna Better Health of Illinois 128KS Aetna Better Health of Kansas 128KY Aetna Better Health of Kentucky 128LA Aetna Better Health of Louisiana 128MD Aetna Better Health of Maryland 128MI Aetna Better Health of Michigan 46320 Aetna Better Health of New Jersey 34734 Aetna Better Health of New York 50023 Aetna Better Health of Ohio 23228 Aetna Better Health of Pennsylvania 38692 Aetna Better Health of Texas (Medicaid & CHIP) 128VA Aetna Better Health of Virginia 128WV Aetna Better Health of West Virginia 26337 Aetna Better Health Premier Plan MMAI 45221 Aetna OhioRISE 13334 Affinity Health Plan 46594 AFFINITY MEDICAL GROUP 37280 AGA 20048 Agate Resources Inc. (LIPA) 64158 Agency Services Inc ARA01 AgeRight Advantage AWNY6 Agewell New York 95422 AIDS Healthcare Foundation 12K01 Alabama Medicaid 91136 Alaska Carpenters Trust 44423 Alexian Brothers Community Services of TN 13550 ALICARE AHCA1 Alignment Healthcare 26160 AllCare Advantage 58234 Alliant Health Plans of Georgia 50749 Allianz Global Assistance 37308 Allied Benefit Systems A0701 Alta Bates Medical Group RP016 Alterwood Advantage 13343 Amalgamated Life - PA / Alicare 75137 AmeriBen Solutions Inc. TH095 American Family Insurance 62030 American General © Experian Health, Inc. Experian Confidential Information Page 3 of 28 31135 American Health Advantage of Mississippi 31125 American Health Advantage of Oklahoma 31130 American Health Advantage of Tennessee 31155 American Health Advantage of Texas 1066 American Healthcare Alliance 74048 American National Ins. Co. (ANICO) 44444 American Postal Workers Union Health Plan 48055 American Progressive Life and Health Insurance Company 56195 American Trust Administrators Inc. 54763 AmeriHealth Administrators 77799 AmeriHealth Caritas Delaware 77003 AmeriHealth Caritas Florida 27357 Amerihealth Caritas Louisiana (LACare) 47073 AmeriHealth Caritas Next - A Product of AmeriHealth Caritas VIP Next, Inc. 45408 AmeriHealth Caritas Next A Product of AmeriHealth Caritas Florida, Inc. 83148 AmeriHealth Caritas Next North Carolina 81671 AmeriHealth Caritas North Carolina 84243 AmeriHealth Caritas Ohio 22248 AmeriHealth Caritas Pennsylvania 77062 AmeriHealth Caritas VIP Care 87406 AmeriHealth Caritas VIP Care - Delaware DSNP 77013 AmeriHealth Caritus VIP Care Plus (Michigan) 77002 Amerihealth District of Columbia 77001 AmeriHealth NorthEast 64090 AmFirst Insurance Company (payer only accepts Secondary claims) 24818 Amida Care 79966 Amida Care Medicare 37105 Amita Health Medical Care Group 34192 Antares Management Solutions 29370 Anthem Ohio Medicaid 34196 Apex Benefit Services 83112 Apex Health 11081 Arcadia Healthcare Solutions - IPG 36364 Arcadia Healthcare Solutions - NPA 39185 ARISE 61184 Arkansas Superior Select 6603 ASAGEHA AAMG1 Asian American Medical Group 46156 Aspire Health Plan 36483 Aspirus Medicare Advantage 75068 Assurant Health Self Funded 74240 Assured Benefits Administrators 84320 Astiva Health 87020 Atlantic Coast Life © Experian Health, Inc. Experian Confidential Information Page 4 of 28 AVA01 Avalon Administrative Services 46045 Avera Health Plans 87098 Avesis (Vision) 59274 AvMed Inc. 65101 AXA Assistance_USA 77005 Bakersfield Family Medical Group 12X42 Banner Health SX145 Banner Health AZ 84323 Banner Medicare Advantage Prime HMO 81079 BayCare Select Health Plans 63100 Behavioral Health Systems 99320 Benefit & Risk Management Services 48611 Benefit Management Inc. of KS 37212 Benefit Management Systems Inc 88052 Benefit Plan Administrators 39081 Benefit Plan Administrators Co. (Eau Claire WI) 38238 BeneSys, Inc. 95606 Berkshire Lehigh Partners 62183 Better Health Plans Inc. CB987 Black Hawk 3036 Blue Benefit Administrators of MA 12B54 Blue Cross Blue Shield of Alabama 77078 Blue Cross Blue Shield of Arizona Advantage SB580 Blue Cross Blue Shield of District of Columbia (Carefirst) 12000 Blue Cross Blue Shield of District of Columbia (Carefirst) SB971 Blue Cross Blue Shield of Hawaii (HMSA) SB690 Blue Cross Blue Shield of Maryland (Carefirst) 12011 Blue Cross Blue Shield of Maryland (Carefirst) 12B15 Blue Cross Blue Shield of Missouri (Blue Cross) BCSVT Blue Cross Blue Shield of Vermont BOONG Boon Administrative Services 22286 BritCay 35182 Brodart 51037 Brokerage Concepts 94316 Brown & Toland Medical Group BTHS1 Brown and Toland Health Services 42020 Buckeye Ohio Medicaid 42150 Butler Benefit 23708 C&O Employees Hospital Association CAIPA California IPA 71057 Cannon Cochran Management Services Inc. Metairie LA 95399 CAP Management Systems 12X03 Capital District Physicians Health Plan 95112 Capital Health Plan © Experian Health, Inc. 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Experian Confidential Information Page 23 of 28 CSH-IL Clear Spring Health of Illinois CAREPOINT-MEDICARE-ADVANTAGE Clover Health CMFG-LIFE-INSURANCE CMFG Life Insurance COLONIAL-PENN Colonial Penn COLORADO-ACCESS Colorado Access COMMUNITY-HEALTH-OPTIONS-WC Community Health Options COMPSYCH Compsych Corporation IBM-INS-OUTSOURCING Concentrix Insurance Solutions CONSOLIDATED-ASSOC-RR Consolidated Associates Railroad CONSUMERS-LIFE Consumers Life CONTINENTAL-GEN-MCARESUPP Continental General Ins Co Medicare Supplement COUNTYCARE CountyCare COX-HP Cox Health Plans CULINARY-HEALTH-FUND Culinary Health Fund UNITE HERE Health DELTA-DENTAL-CA Delta Dental of California DD-FL Delta Dental of Florida DD-GA Delta Dental of Georgia DD-MO Delta Dental of Missouri DDOFNY Delta Dental of New York DD-NC Delta Dental of North Carolina DD-OK Delta Dental of Oklahoma DD-SC Delta Dental of South Carolina DIVERSIFIED-ADM-CORP Diversified Administration Corporation DRISCOLL-HP Driscoll Health Plan EDUCATORS-MUTUAL Educators Mutual Insurance Association ELDERPLAN Elderplan EMBLEM-HEALTH-BATCH Emblem Health EMPOWER Empower Healthcare Solutions ESSENCE-HC Essence Healthcare EVERENCE-FINANCIAL Everence Financial FALLON Fallon Community Health Plan FARM-BUREAU Farm Bureau Health Plans FIDELITY-SECURITY-LIFE Fidelity Security Life Insurance Company FIRST-AMERITAS-NY First Ameritas of New York FIRSTCHOICE-HEALTH-BATCH First Choice Health FIRST-MEDICAL-NETWORK First Medical Network FIRSTCAROLINACARE FirstCarolinaCare Insurance Company FOOD-BAKERY-FUND-SOCAL Food Bakery Confection Workers Fund of So Cal GATEWAY-HEALTH-PLAN-BATCH Gateway Health Plan GLOBAL-HEALTH Global Health GLOBAL-ADV Global Health Medicare Advantage GLOBE-LIFE-ACCIDENT Globe Life and Accident Insurance Company FIRST-UNITED-AMER Globe Life Insurance Company of New York GOLDEN-RULE Golden Rule © Experian Health, Inc. Experian Confidential Information Page 24 of 28 GRAVIE Gravie Inc. GREAT-AMERICAN-INSURANCEMCARESUPP Great American Life Ins Co Medicare Supplement RECALL-GROUP-PENSION Group and Pension HEALTH-CHOICE-AZ Health Choice Arizona HLTH-CHOICE-PATHWAY Health Choice Pathway Insurance Company HEALTH-PARTNERS-PHILADELPHIA Health Partners Plans HEALTH-PLAN-NV Health Plan of Nevada HEALTH-SVC-CHILDREN-SPEC-NEEDS Health Services for Children with Special Needs HEALTHBRIDGE HealthBridge BENEFIT-ADMIN-SYS HealthComp (Benefit Administrative Systems) HEALTHCOMP HealthComp Administrators HEALTHEZ HealthEZ HEALTHGRAM Healthgram HEALTH_SMART-BATCH HealthSmart HM-CARE-ADV HM Care Advantage HOORAY-HLTH Hooray Health PITTMAN-ASSOC HSBS Memphis HUMANA-DENTAL Humana Dental INDEPENDENCE-ADMIN Independence Administrators INDEPENDENT-HEALTH Independent Health IUHP-MCARE Indiana University Health Plan Medicare INLANDEMPIRE-BATCH Inland Empire Health Plan INTEGRA-ADMIN-GROUP INTEGRA Administrative Group INTEGRATED-MENTAL-HLTH-SVC Integrated Mental Health Services INT-BENEFITS-ADM International Benefits Administrators JOHN-HOPKINS Johns Hopkins Priority Partners and EHP KAISER-FHP-HI Kaiser Foundation Health Plan of Hawaii KAISER-FHP-HI-MCARE Kaiser Foundation Health Plan of Hawaii Medicare KMAT Kaiser Foundation Health Plan of the Mid-Atlantic States KGA Kaiser Permanente of Georgia KEMPER-BENEFITS Kemper Benefits KEY-BENEFIT-ADMIN-BATCH Key Benefit Administrators KEY-HEALTHY-PARTNERS Key Healthy Partners KEYSOLUTION KeySolution LIBERTY-NAT-LIFE Liberty National Life Insurance Company LIFEWISE-HP-OR-BTCH Lifewise Health Plan of Oregon LINCOLN-FINANCIAL-GROUP Lincoln Financial Group LOCAL-1199 Local 1199 LOUISIANA-HEALTHCARE Louisiana Healthcare Connections LOYAL-AMERICAN-MCARESUPP Loyal American Life Ins Co Medicare Supplement CORESOURCE-FMH Luminare Health (fkaCoreSource Kansas FMH) CORESOURCE-LITTLEROCK Luminare Health (fkaCoreSource Little Rock) CORESOURCE-MD-PA-IL Luminare Health (fkaCoreSource MD, PA, IL, NC, IN) © Experian Health, Inc. Experian Confidential Information Page 25 of 28 CORESOURCE-OH Luminare Health (fkaCoreSource OH) MAESTRO-HEALTH Maestro Health MAGNACARE MagnaCare MAGNOLIA-HP-BATCH Magnolia Health Plan MANAGED-HEALTH-NETWORK Managed Health Network MANAGED-HEALTH-WISCONSIN Managed Health Services Wisconsin MANHATTAN-LIFE Manhattan Life MAPFRE-MCARE-EXCEL MAPFRE Medicare Excel MARTINS-POINT Martins Point MARTINS-POINT-CARE Martins Point Medicare MARY-WA-HP Mary Washington Health Plan MASS-ADV Mass Advantage MEDBEN MedBen (Newark OH) MEDICA-BATCH Medica MEDICA-BATCH Medica MEDICA-HC-FL Medica HealthCare Plans of Florida MEDICAL-ASSOCIATES-HEALTH Medical Associates Health Plan/Health Choices MEDBEN Medical Benefits Administrators / MedBen MEDBEN Medical Benefits Administrators Inc. (Newark OH) MEDBEN Medical Benefits Companies (Newark OH) MEDBEN Medical Benefits Mutual (Newark OH) MEDBEN Medical Benefits Mutual / MedBen MEDBEN Medical Benefits Mutual Life Insurance Co. 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Experian Confidential Information Page 26 of 28 MCC-VA Molina Complete Care of Virginia MOLINA-HC-NV Molina Healthcare of Nevada MOLINA-NM Molina Healthcare of New Mexico MOLINA-OH-MP Molina Healthcare of Ohio Marketplace MEDICAID-MT-BATCH Montana Medicaid MORECARE-ADV MoreCare Advantage HMO MUNICIPAL-HEALTH-BENEFIT Municipal Health Benefit Fund ANTARES Mutual Health Services NALC National Association of Letter Carriers NE-TOTAL-CARE Nebraska Total Care NETWORK-HEALTH-WI Network Health (WI) HEALTH-NETWORK-CORP Network Health Insurance Corp. NEW-ERA-LIFE-INS New Era Life Insurance Company MEDICAID-NH New Hampshire Medicaid NY-HOTEL-FUNDS New York Hotel Funds MEDICAID-NY-NAME New York Medicaid Name Search NIPPON-LIFE Nippon Life Insurance Company NORTHWEST-ADMIN Northwest Administrators OCHSNER-HP-ADV Ochsner Health Plan Medicare Advantage OLD-SURETY Old Surety Life Insurance OPTUM-MED-NETWORK Optum Medical Network OPTUMCARE OptumCare OPTUMHEALTH-BEHAVIORAL OptumHealth Behavioral Solutions OSCAR Oscar PACIFIC-SOURCE Pacific Source Health Plan PACIFICSOURCE-COMMUNITY-SOLUTIONS PacificSource Community Solutions PACIFICSOURCE-MCARE PacificSource Medicare PAN-AMERICAN-LIFE Pan-American Life Insurance Company PASSPORT-ADVANTAGE Passport Advantage PASSPORT-HP Passport Health Plan PAYERFUSION PayerFusion PENN-TREATY-MCARE-SUPP Penn Treaty Network America Ins Medicare Supp PEOPLES-HEALTH Peoples Health PERSONAL-ADMIN Personal Insurance Administrators (PIA) PHP-MI PHP of Michigan PHYSICIANS-HP-MI Physicians Health Plan of Michigan Medicare PHYS-MUTUAL Physicians Mutual Insurance Company PIEDMONT Piedmont PLANNED-ADMINISTRATORS Planned Administrators Inc. PREFERRED-CARE-PARTNERS Preferred Care Partners PRIORITYHEALTH Priority Health PROMINENCE-HEALTH-PLAN Prominence Health Plan PHP-FL-ADV Prominence Health Plan of Florida (Medicare Advantage) PHP-NV-ADV Prominence Health Plan of Nevada (Medicare Advantage) © Experian Health, Inc. Experian Confidential Information Page 27 of 28 PHP-TX-ADV Prominence Health Plan of Texas (Medicare Advantage) PROVIDENCE-HP-MCARE Providence Health Plan Medicare PROVIDENT-AMERICAN-MCARESUPP Provident American Life And Health Ins Co Medicare Supplement RELIANCE-STANDARD QuikTrip Corporation RELIANCE-STANDARD Reliance Standard Life RENAISSANCE Renaissance Life and Health RCKY-MTN-ELIG Rocky Mountain Health Plan RCKY-MTN-MD-ELIG Rocky Mountain Medicaid Health Plan ROYAL-NEIGHBORS Royal Neighbors of America SAMARITAN-HP Samaritan Health Plans SAMBA-HP SAMBA Health Benefit Plan SANA-HLTH SANA Health SELMAN Selman and Company SENIOR-DIMENSIONS Senior Dimensions SENIOR-WHOLE-MCAID Senior Whole Health of Massachusetts Medicaid SENIOR-WHOLE-MCARE Senior Whole Health of Massachusetts Medicare SHARED-HLTH-MS Shared Health Mississippi SIERRA-HEALTH-BATCH Sierra Health and Life SIGNIFICA Significa Benefit Services TPA SILVERSUMMIT-HP SilverSummit Healthplan MEDICAID-SD South Dakota Medicaid SPECIAL-AGENTS-MUTUAL Special Agents Mutual Benefit Association SPJST-MCARESUPP SPJST Medicare Supplement SVCMC-NY St Vincent Catholic Medical Centers of New York STANDARD-INSURANCE Standard Insurance STANDARD-INSURANCE-NY Standard Insurance of New York STANDARD-LIFE Standard Life and Accident Insurance Company STANFORD-HC-ADV Stanford Healthcare Advantage (SHC) STUDENT StudentResources SUMMIT-AMERICA Summit America Insurance Services SUNFLOWER-STATE-HP Sunflower State Health Plan SUNSHINE-STATE-BATCH Sunshine State Health Plan SUPERIOR-HP-TX-BATCH Superior HealthPlan of Texas BIND Surest SUTTER-SELECT Sutter Select TX-CHILDRENS-HP Texas Childrens Health Plan HEALTHPLAN-WV The Health Plan of West Virginia THE-ULLICO-COMPANIES The ULLICO Family of Companies Three Rivers Health Plans Three Rivers Health Plans THRIVENT Thrivent TOTAL-HEALTH Total Health Care TRANSACTRX TransactRX Part D TRANSAMERICA-FIN-LIFE Transamerica Financial Life Insurance © Experian Health, Inc. Experian Confidential Information Page 28 of 28 TRANS-LIFE-INS Transamerica Life Insurance TRIPLE-S-ADV Triple-S Advantage TRIPLE-SALUD-BCBSPR Triple-S Salud (BCBS Puerto Rico) TRUSTMARK Trustmark Small Business Benefits UCARE-MINNESOTA-COMM UCare of Minnesota UCARE-MINNESOTA-MEDICAID UCare of Minnesota Medicaid UCARE-MINNESOTA-MEDICARE UCare of Minnesota Medicare UMR-WAUSAU-BATCH UMR Wausau UNION-PACIFIC Union Pacific Railroad Employees BETTER-HEALTH Unison Health Plan BETTER-HEALTH Unison Health Plan UNITE-HERE Unite HERE Health-LV UNITED-AMER-INS-CO United American Insurance Company UNITED-MINE-WORKERS-ASSOCIATION United Mine Workers Association UNITED-TEACHER-MCARESUPP United Teacher Associates Medicare Supplement UNIVERSITY-CARE-ADVANTAGE-AZ University Care Advantage Arizona UNIVERSITY-FAMILY University Family Care UNIVERSITY-PHYS-ADVANTAGE University Physicians Care Advantage US-FAM-HP US Family Health Plan USAA-LIFE USAA Life Insurance Company USAA-MCARE-SUPP USAA Medicare Supplement VA-FEE-BASIS VA Fee Basis Program VA-HAC VA Health Administration Center VANTAGE-HEALTH-COMMERCIAL Vantage Health VANTAGE-HEALTH-MEDICARE Vantage Health Medicare VILLAGE-FAMILY-PRACTICE Village Family Practice WEB-TPA WEB-TPA WPAS Welfare and Pension Administration Service (WPAS) WELLFLEET Wellfleet Group LLC WV-CHIP West Virginia CHIP WS-FINANCIAL-GRP Western and Southern Financial Group WESTERN-HEALTH-ADVANTAGE Western Health Advantage WHA-MCARE Western Health Advantage Medicare WESTERN-SKY Western Sky Community Care MEDICAID-WY Wyoming Medicaid Notice of Care BCBS-MA Blue Cross Blue Shield of Massachusetts   [00:01:15] Change in healthcare industry. [00:04:42] Cybersecurity breach at Change. [00:08:55] Cash flow challenges for healthcare groups. [00:13:37] Major issues in healthcare cybersecurity. [00:16:28] Hackers demanding ransom for data. [00:20:45] Cybersecurity threats in healthcare. [00:24:40] Healthcare system vulnerabilities. [00:29:53] Lack of transparency in communication.  

Martin & Patrick Chat,Today I'ts all about Patrick.We have listened to Martin tell us all about his Cancer in recent episodes but Martin thought that "St Patrick's Day" is tomorrow (March 16th, 2024) there is not a better time to talk to Patrick.Patrick openly and honestly talks today about the timeline of his two heart attacks 10 years apart, leading up to the event, during the Heart attacks itself, the procedures and stents, and the rehabilitation afterward.Patrick discusses his drug regime, itemising each one and their uses, not forgetting the side effects associated with these drugs.Martin asks Patrick a series of questions along the way along with some unassociated questions about his life living with Heart Disease.You may be surprised to hear this story and some of you may be able to re-late well with the story and his drug regime too.This week for one week only Patrick gets the "Joke of the week" spot but is it as good or as bad as Martin's you tell us?About Cancer Research UK · Cancer Research UK is the world's leading cancer charity dedicated to saving lives through research, influence, and information. · Cancer Research UK's pioneering work in the prevention, diagnosis, and treatment of cancer has helped save millions of lives. · Cancer Research UK has been at the heart of the progress that has already seen survival in the UK double in the last 50 years. · Today, 2 in 4 people survive their cancer for at least 10 years. Cancer Research UK wants to accelerate progress and see 3 in 4 people surviving their cancer by 2034. · Cancer Research UK supports research into the prevention and treatment of cancer through the work of over 4,000 scientists, doctors, and nurses. · Together with its partners and supporters, Cancer Research UK is working towards a world where people can live longer, better lives, free from the fear of cancer. · For further information about Cancer Research UK's work or to find out how to support the charity, please call 0300 123 1022 or visit www.cancerresearchuk.org.About Cancer Research UK's Race for Life · Cancer Research UK's Race for Life, in partnership with Standard Life, is an inspiring series of 3k, 5k, 10k, Pretty Muddy, and Pretty Muddy Kids events that raise millions of pounds every year to help beat cancer by funding life-saving research. · Money raised through Race for Life events funds world-class research to help beat 200 types of cancer. including bowel cancer, prostate cancer, lung cancer, testicular cancer, brain cancer, children's cancers, and leukemia. · Find out more and sign up at  www.raceforlife.org Martins Joke of the week.#HeartTransplant#EbsteinsAnomaly#RareCondition#HealthJourney#LifeChangingDiagnosis#MentalHealth#Vulnerability#SelfCompassion#PostTraumaticGrowth#MedicalMiracle#BBCSports#Inspiration#Cardiology#Surgery#Podcast#Healthcare#HeartHealth#MedicalBreakthrough#EmotionalJourney#SupportSystem#HealthcareHeroes#PatientStories#CardiologyCare#MedicalJourney#LifeLessons#MentalWellness#HealthAwareness#InspirationalTalk#LivingWithIllness#RareDiseaseAwareness#SharingIsCaring#MedicalSupport#BBCReporter#HeartDisease#PodcastInterview#HealthTalk#Empowerment#Wellbeing#HealthPodcast#ChronicIllness#joepasqualeCheck out our new website at www.whostomanddick.comCheck out our new website at www.whostomanddick.com

Martin & Patrick ChatWhat makes up a Normal day? Listen to Martin as he tells us what a normal day consists of as he continues with his Stage four lung cancer from the alarm clock to bedtime with his wife Lynnie.The photo shoot, Patrick and Martin tell us all about the Photoshoot with Cancer Research UK as they Launch "Run For Life 2024"About Cancer Research UK · Cancer Research UK is the world's leading cancer charity dedicated to saving lives through research, influence, and information. · Cancer Research UK's pioneering work in the prevention, diagnosis, and treatment of cancer has helped save millions of lives. · Cancer Research UK has been at the heart of the progress that has already seen survival in the UK double in the last 50 years. · Today, 2 in 4 people survive their cancer for at least 10 years. Cancer Research UK wants to accelerate progress and see 3 in 4 people surviving their cancer by 2034. · Cancer Research UK supports research into the prevention and treatment of cancer through the work of over 4,000 scientists, doctors, and nurses. · Together with its partners and supporters, Cancer Research UK is working towards a world where people can live longer, better lives, free from the fear of cancer. · For further information about Cancer Research UK's work or to find out how to support the charity, please call 0300 123 1022 or visit www.cancerresearchuk.org.About Cancer Research UK's Race for Life · Cancer Research UK's Race for Life, in partnership with Standard Life, is an inspiring series of 3k, 5k, 10k, Pretty Muddy, and Pretty Muddy Kids events that raise millions of pounds every year to help beat cancer by funding life-saving research. · Money raised through Race for Life events funds world-class research to help beat 200 types of cancer. including bowel cancer, prostate cancer, lung cancer, testicular cancer, brain cancer, children's cancers, and leukemia. · Find out more and sign up at  www.raceforlife.org Martins Joke of the week.#HeartTransplant#EbsteinsAnomaly#RareCondition#HealthJourney#LifeChangingDiagnosis#MentalHealth#Vulnerability#SelfCompassion#PostTraumaticGrowth#MedicalMiracle#BBCSports#Inspiration#Cardiology#Surgery#Podcast#Healthcare#HeartHealth#MedicalBreakthrough#EmotionalJourney#SupportSystem#HealthcareHeroes#PatientStories#CardiologyCare#MedicalJourney#LifeLessons#MentalWellness#HealthAwareness#InspirationalTalk#LivingWithIllness#RareDiseaseAwareness#SharingIsCaring#MedicalSupport#BBCReporter#HeartDisease#PodcastInterview#HealthTalk#Empowerment#Wellbeing#HealthPodcast#ChronicIllness#joepasqualeCheck out our new website at www.whostomanddick.comCheck out our new website at www.whostomanddick.com

The Chancellor, Jeremy Hunt has opened the red briefcase once again to deliver the Autumn Statement in the Commons.But what does it mean for you and your money? Felicity Hannah will be looking at how today's announcements impact your personal finances - from pensions, to taxes and benefits.Joining her to answer your questions and comments are, Alice Haine, Personal Finance Analyst at BestInvest, Dawn Register, Partner at the accountancy firm BDO and Sangita Chawla, Managing Director for Standard Life.Presenter: Felicity Hannah Reporter: Paul Ruddick Producer: Sarah Rogers Editor: Jess Quayle(This episode was first broadcast at 3pm, Wednesday the 22nd November, 2023).

Most people would like to save for their children but it's not always straightforward. There are questions about the best accounts, about how much you can afford - and about what those children might decide to spend the money on once they hit 18!According to Standard Life 7 out of 10 parents are worried they're not saving enough for their youngsters' futures.Felicity Hannah is joined by Kirsty Stone, a Chartered Financial Planner at the financial adviser The Private Office and Stephanie Fitzgerald, Head of Young People Programmes at The Money Charity to answer your comments and questions.Presenter: Felicity Hannah Producer: Sarah Rogers Reporter: Eimear Devlin Editor: Jess Quayle(This programme was first broadcast on Wednesday the 15th of November at 3pm).

Bill sits down with Manhattan Life's President Todd Tippets and Regional Vice President Kemp Cole to discuss the latest industry trends, "Insure Me Now Direct", Products, Technology & Sales Strategies! Mr. Tippets joined Standard Life & Casualty in 2021. Prior to joining the company, Mr. Tippets was a Director at Cigna Supplemental Benefits with primary accountability for the Direct To Consumer Channel. He began his career in the insurance industry in 1995 at Cigna. During his career, he has held a variety of leadership roles with increasing responsibility at Cigna, UnitedHealthcare, and Sterling Life Insurance Company (Windsor Health Group). His background and expertise include Marketing, Operations, Underwriting, Sales, Distribution Management, and Telesales. Additionally, Mr. Tippets has international experience in Latin America, has lived in Chile for two years, and is fluent in Spanish. Mr. Tippets earned his BS in Microbiology from Brigham Young University and his MBA with a focus in Health Services Management from The Fuqua School of Business at Duke University.  ----------------- Kemp Cole joined Standard Life and Casualty in April 2020 as Regional Vice President of Sales. Prior to joining the company, Kemp was Senior Vice President of Marketing and Sales at Kemper Health for 10 years. He served in various roles for the marketing and sales team in addition to product development since 2002. Prior to that, Kemp was a regional sales manager for 5 years and before that, he was an independent contractor for 15 years selling individual life and health insurance. Oklahoma State University is where Kemp received his Bachelor of Science degree in Organizational Administration. He is active in the local Oklahoma,  National Association of Benefit Professionals (NABIP). 

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Collin Galster, Head of International at Nova Credit Shaun Puckrin, VP of Product at Checkout.com Amelia Isaacs, Senior Reporter at AltFi We cover the following stories from the fintech and financial services space: HSBC and Nova Credit offer international credit history checks to UK immigrants (https://www.novacredit.com/corporate-blog/hsbc-uk-partners-with-nova-credit-to-become-first-uk-bank-to-offer-newcomers) Mercedes-Benz and Mastercard roll out in-car payments (https://www.fintechfutures.com/2023/09/mercedes-benz-drives-in-car-fuel-payments-through-new-mastercard-partnership/) Standard Life and Moneyhub launch a pensions dashboard (https://www.altfi.com/article/standard-life-and-moneyhub-to-launch-commercial-pensions-dashboard) Checkout.com launch their own network tokens (https://www.checkout.com/products/network-tokens) JP Morgan Chase ban crypto payments (https://www.reuters.com/technology/jpmorgans-uk-bank-chase-ban-crypto-transactions-2023-09-26/) Fujitsu trial Gen-AI in Japanese banks (https://www.finextra.com/newsarticle/43006/fujitsu-trials-gen-ai-for-japanese-banks?utm_medium=dailynewsletter&utm_source=2023-9-25&member=157701) Swift and Wise team up (https://thepaypers.com/payments-general/swift-partners-with-wise#) A hapless lorry driver disguises £70,000 of criminal cash as a sandwich (https://www.essex.police.uk/news/essex/news/news/2023/september/money-hidden-as-sandwiches/#:~:text=RET%20officers%20arrested%20the%20driver,size%20of%20packets%20of%20sandwiches) Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Amelia Isaacs, Collin Galster, and Shaun Puckrin.

ไม่เชื่อก็ต้องเชื่อ เมื่อโลกยุคนี้ยังมีทาสอยู่!   Modern Slavery หรือทาสสมัยใหม่ คือกลุ่มคนที่ต้องทำงานให้ ‘นายจ้าง' โดยไม่ได้รับค่าตอบแทน ถูกทารุณกรรมทั้งทางร่างกายและจิตใจ ไม่สามารถหนีไปไหนได้ และถูกกักขังไว้ในสภาพแวดล้อมที่โหดร้าย   แล้วเรื่องนี้เกี่ยวกับเราอย่างไร ทั้งชีวิตนี้ก็ไม่เคยทำแบบนั้นกับใครสักหน่อย ผิดแล้วครับ แค่คุณกินอาหาร ใช้โทรศัพท์ หรือนอนหลับในบ้านของตัวเอง คุณก็มีทาสอยู่ในครอบครองแล้วครับ   คำนี้ดี เอพิโสดนี้ ชวน เคน นครินทร์ CEO THE STANDARD  นุ่น ภัทรศยา บรรณาธิการ THE STANDARD LIFE  และ จีต๊วย มือตัดต่อวิดีโอของ KND Studio รวมไปถึงผู้ชมทุกคนมาสำรวจไลฟ์สไตล์ของตัวเอง กับแบบทดสอบที่ชื่อว่า Slavery Footprint  เพื่อหาว่าตอนนี้มีทาสอยู่กี่คนกันที่กำลังทำงานให้กับคุณ

In this episode of Childfree Wealth Podcast, hosted by Dr. Jay Zigmont, CFP, invites special guest Katy Seppi, founder of The Childless Collective, to discuss the societal pressure to follow the standard life plan of going to college, getting married, buying a house, having kids, retiring, and passing on assets to the next generation.Katy shares her experience of growing up in a Mormon community, where having children was expected and considered a crucial aspect of life. She discusses her infertility journey & the emotional process it took on her.In the podcast, Katy emphasizes that not having children does not make her life any less fulfilling, and that individuals have the ability to create a life that aligns with their unique circumstances and desires. The discussion also delves into the financial, mental, & emotional considerations and benefits of being childfree, including the ability to save and invest more for personal goals and experiences. Join Katy & Dr. Jay as they dig more into this often overlooked topic.Katy SeppiFollow Katy on Instagram: https://www.instagram.com/childlesscollective/ Learn more about The Childless Collective: https://childlesscollective.comBe sure to join the conversation by emailing us at podcast@childfreewealth.com, following Childfree Wealth on social media, or visiting our website www.childfreewealth.com!Instagram: https://www.instagram.com/childfreewealth/Facebook: https://www.facebook.com/ChildfreeWealthTwitter: https://twitter.com/childfreewealthLinkedIn: https://www.linkedin.com/company/childfree-wealth/Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

With the end of the tax year fast approaching, people are looking at their finances and investments. But in a cost of living crisis with unstable markets, are they performing, and how should we be investing? The experts on the panel are Sangita Chawla, Managing Director at Standard Life, and Kirsty Stone, Chartered Financial Adviser at The Private Office. Presenter: Adam Shaw Producer: Amber Mehmood Editor: Elisabeth Mahy (First broadcast 3pm, Wednesday 22nd February 2023)

Dan Jones sits down with Abrdn Asset Management Asia chairman Hugh Young for a wide-ranging discussion, including whether the strength in the dollar is negatively affecting the business case for emerging markets, whether China is investible at the moment, and whether this current inflationary period is comparable to previous points in emerging markets history.Hugh Young is the Managing Director of Aberdeen Standard Investments, Asia. He was formerly a main board director and Head of Investments for Aberdeen Asset Management (before its merger with Standard Life plc). Hugh joined Aberdeen in 1985 to manage Asian equities from London, before founding the Singapore-based Aberdeen Asia in 1992 and since then he has built the company into one of the largest and most well-respected managers of such assets globally. Hosted on Acast. See acast.com/privacy for more information.

In this episode of STRIVE, we sat down with 11 x World Muay Thai Champion & lifetime martial artist, Nathan ‘Carnage' Corbett. We discussed philosophies of life, masculinity, integrity and living a life to the golden standard - not a life of being average. ---------- If you enjoyed this episode of STRIVE, please hit SUBSCRIBE to be the first to listen to future episodes. Also follow us on Instagram at @strive.podcast or YouTube at https://www.youtube.com/channel/UCYRSxZ9QXP0ljaliRjA0krw Please direct any questions, comments, and feedback to our Instagram page and we will respond as soon as practicably possible! Thanks for listening. Miles & Sel

On this episode we have Andrew O'Donnell with whom we talk markets, politics and finding your next multi-bagger investment opportunities. He is currently the Managing director of The Market Mindset with a YouTube channel where they do lives. https://youtube.com/channel/UCYhVl904KvfluqUroXUpVnw A graduate of Ridley College, he obtained his Bachelor of Arts  from the University of Western Ontario. He began his career in Calgary as an advisor with Standard Life but branched out to include stocks, bonds and derivatives products when he took his book to Merrill Lynch. The focus was on providing thoughtful planning, high performance and structured strategies. Throughout his career Mr. O'Donnell has worked at various levels of the financial service industry culminating as a Managing Director of an offshore ‘captive insurance company' in Barbados which he created with Willis Canada for a land banking company. He has created structured products and is always looking for innovative, interesting market advantages. --- Send in a voice message: https://anchor.fm/newgenmindset/message

Today's episode is a special interview with a sober sister, Laura Greenberg, who knows a thing or two about navigating the tumultuous waters of marriage.  Among other things, Laura describes overcoming some serious internal blockages that ultimately led to the collapse of her limiting beliefs and a rebirth of her inner world and ultimately, her marriage.  Check out her BIO below:Laura's journey began in Los Angeles.  Growing up she desperately sought to find out what she was supposed to do with her life. She moved to Edinburgh, Scotland at the age of 20 to pursue avoiding answering that question. While there, she worked in the corporate world for companies like Ernst & Young and Standard Life in Human Resources. She became a keen saleswoman as a Recruitment Consultant for an international recruitment company. Laura was lured home to the ocean breeze of Santa Monica with an opportunity to become a Flight Attendant on private jets. She spent several years flying A-list celebrities and billionaire philanthropists around the globe in luxury style. Laura's life took a drastic turn when she ended up in the hospital on and off for several months in 2006. Unsure of what was going on, she dove deep into studying alternative healing modalities, spirituality, and anything she could get her hands on to get better. Overcoming addiction is a big part of her story which led to a deep connection to a higher power and being of service. Slowly, but surely she got her health back but was forever transformed. She could not go back to a life without deep purpose. She knew she was here to help others do the same – discover who they truly are and help them share it with the world. Laura became a Massage Therapist and Reiki Practitioner where she learned to harness life force energy to focus on specific areas targeted for deep healing and relaxation. She spent years at an integrative healing center where she mastered guiding patients through holistic healing sessions.Coaching became her passion when she realized that one single session could be powerful enough to create impact in someone's life. Laura began incorporating years of experience, endless workshops, her work with leaders in this community, and her Master's degree in Spiritual Psychology into each session creating lasting change that was needed in her clients lives. Laura's clients include Academy award nominated actors, Executives in all industries, Producers, Entrepreneurs, Moms and Dads. She has worked with everyone from A-list celebrities and multi-billionaire philanthropists to entrepreneurs scraping by to follow their vision and bring it into reality.Laura enjoys living with the ocean breeze of Santa Monica, CA with her husband, son, and bonus daughter. She loves cooking, traveling, kundalini, time with her soul sisters, and living a rich life filled with the whole range of the human experience.

With financial advisors resisting recommending the brand to clients, this is how an inventive idea reframed its value. A great B2B2C case.

Do you wish to let go of procrastination, imposter syndrome, anxiety or perfectionism? On a mission to help more women into the Professional Services Industry and to support those already there by addressing exam and confidence challenges, Lysette Offley recognises that success often comes at a cost. Lysette's work has been classified as a ‘game-changer' and ‘the missing link' by leading educationalists and is the must-have training for professional people who need leading-edge strategies for passing exams easily, managing their mindset and leveraging their time, massively expanding their career and earning prospects. Lysette is the genius maker!   KEY TAKEAWAY “You can make the changes you need to get the results that you need. You have more options. You've always got more options than you think. With the right sort of help, you can break through wherever it is you are on to whatever it is that you want to do.”   ABOUT LYSETTE OFFLEY When you get to the top as an ultra-successful, powerful person, it can prove to be a pretty lonely place which is why you will recognise the value of continual personal development and effectiveness training and support. A teacher in mainstream schools in the UK and a Quest Cognitive Hypnotherapist, Lysette's clients benefit from her considerable world-class training and extensive experience in NLP, New Code NLP, CBT, Positive Psychology and Evolutionary Psychology, and reach their full potential, living happier, healthier, longer, more fulfilling lives. The Genius Principles, her signature, 6-part mindset programme ensures confidence and self-esteem issues, procrastination, imposter syndrome and other obstacles are kicked into touch, leaving you free to step into the next level of success. Genius Material, her trademark memory & exam programme helps people pass every exam first time, with a score of 80%, by doing less work, is endorsed by NMBA, Zurich, AXA Wealth, Partnership, Prudential, St James' Place, Brand Financial Training, Standard Life and The Patterson Group. Lysette has also made several appearances on BBC radio, Channel 4, Netflix and other TV channels and is an accomplished public speaker, presenter and author.   CONNECT WITH LYSETTE https://www.linkedin.com/in/Lysette/   https://genius-material.com/ https://geniusprinciples.com/   ABOUT THE HOST - AMY ROWLINSON Amy is a Life Purpose Coach, Podcast Strategist, Top 1% Global Podcaster, Speaker, Mastermind Host and Property Investor. Through 1:1 and group coaching, Amy works with individuals and businesses to improve productivity, engagement and fulfilment, to banish overwhelm, underwhelm and frustration and to welcome clarity, achievement and purpose.   WORK WITH AMY Amy inspires and empowers entrepreneurial clients to discover the life they dream of by assisting them to make it their reality through their own action taking. Helping them to focus on their WHY with clarity uniting their passion and purpose with a plan to create the life they truly desire. If you would like Amy to help you to launch your podcast or to focus on your WHY then please book a free 20 min call via www.calendly.com/amyrowlinson/enquirycall   KEEP IN TOUCH WITH AMY Sign up for the weekly Friday Focus - https://www.amyrowlinson.com/subscribe-to-weekly-newsletter   CONNECT WITH AMY https://linktr.ee/AmyRowlinson   HOSTED BY: Amy Rowlinson   DISCLAIMER The views, thoughts and opinions expressed in this podcast belong solely to the host and guest speakers. Please conduct your own due diligence. 

Caccavo v. Reliance Standard Life Insuran

In the latest podcast from Herbert Smith Freehills' pension team, Rachel Pinto, Partner, is joined by Rosie Fantom, Partner at Barnett Waddingham and Matt Richards, Senior Business Development Manager at Standard Life. They discuss the reasons why some schemes may choose to do a series of bulk annuity transactions, rather than a single transaction covering all of the scheme's liabilities. In their conversation, Rachel, Rosie and Matt cover: • Affordability and pricing • Risk profile of scheme's investments • How to get insurers' attention • Data and benefit preparation • How to tranche your scheme's liabilities • Challenges when residual risk cover is requested alongside a tranched approach

Ministeri v. Reliance Standard Life Insurance Company

Ministeri v. Reliance Standard Life Insurance Company