Podcasts about informed choice radio

In today's episode, we have two very special guests joining us, James Ellis and Jason Shaw, the founders of Elevated Food for Life. Elevated Food for Life is a groundbreaking platform that can be best described as the Netflix of healthy recipe sites. With over 200 mouthwatering recipes and an extensive library of video instructions, this platform is revolutionising the way we approach healthy cooking. James Ellis, a nutritionist, and Jason Shaw, a professional chef, joined forces to create Elevated Food for Life. James, who left a successful career on Fleet Street, pursued his passion for health by becoming a clinical nutritionist and gaining an MSc in Nutrition. He's also a health coach and conditioning coach, with a keen interest in biohacking, enabling him to achieve a metabolic age 22 years younger than his actual age. Jason Shaw, our other guest today, developed his culinary skills in the kitchens of the acclaimed Trust House Forte Hotel in Bramhope, Leeds. Over the years, he has worked alongside some of the biggest names in the business, including culinary legends Marco Pierre White, Gordon Ramsey, and Raymond Blanc. Now, an industry consultant, Jason brings his wealth of experience and expertise to Elevated Food for Life. During our conversation, James and Jason will take us behind the scenes of Elevated Food for Life and explain how they developed this innovative platform. We'll delve into the benefits of a healthy lifestyle, exploring the nutritional aspects and discussing how to save money on quality ingredients. If you've ever felt overwhelmed in the kitchen or struggled to find healthy recipe ideas, this episode is for you. James and Jason are here to inspire and educate us on the art of healthy cooking and the importance of nourishing our bodies. So, without further ado, let's dive into my conversation with James Ellis and Jason Shaw, the founders of Elevated Food for Life, in episode 597 of Informed Choice Radio.

In this episode, I had the pleasure of interviewing Allison Baggerly, the author of Money Made Easy and the founder of Inspired Budget. Allison is a former teacher turned money coach who has helped countless women break free from the paycheck-to-paycheck cycle and take control of their finances. During our conversation, Allison shared her personal story of how she and her husband paid off over $111,000 of debt on two teachers' salaries while raising their family. Her insights into goal-setting, sticking to a budget, and staying motivated throughout the process were incredibly valuable. We talked about the importance of identifying your "money pattern" and developing a plan to pay off debt, save money, and invest for your future. Allison's book, Money Made Easy: How to Budget, Pay Off Debt, and Save Money, is a must-read for anyone looking to improve their financial situation. Whether you're just starting out or you're a seasoned pro, her insights and strategies will help you achieve your financial goals. I hope you enjoy this episode of Informed Choice Radio and find it as valuable as I did. Here's my conversation with Allison Baggerly in episode 596 of Informed Choice Radio.

In this episode, I'm speaking with Karen Mooney, the Founder and CEO of Sara Eden, the UK's leading matchmaking agency. Karen started Sara Eden back in 1988 after hearing from too many friends about the difficulties they faced in finding a partner. Since then, she has been responsible for thousands of marriages and long-term relationships, becoming a trusted adviser to her clients along the way. In this episode, Karen shares her insights on the matchmaking industry, her clientele of successful professionals and retired professionals up to their late 80s, and how her business has changed since the pandemic. Karen also talks about the importance of financial compatibility in relationships and how she helps her clients navigate this often tricky topic. So, whether you're single and looking for love or just interested in learning more about the matchmaking industry, you won't want to miss this episode. Here's my conversation with Karen Mooney in episode 595 of Informed Choice Radio.

Our guest today is Countess Jennifer Walderdorff, a fashion merchandising and retail expert, and the author of “Look at the Labels”. Jenn's passion for fashion was instilled in her by her Nigerian parents and she's always had a natural sense of style. After working part-time while studying, Jenn began her career in Fashion Retail Merchandise Planning, before starting her own successful company, Cheeky Poppins Shoe Clips. Jenn eventually left London for Italy to pursue her dreams in the fashion industry and while there, she wrote her book “Look at the Labels”. In this episode, we will be discussing the role of fashion in the global economy, how to make ethically responsible fashion choices, and what it means to be a toxic shopper. So, sit back, relax, and let's dive into the world of fashion with Countess Jennifer Walderdorff, in episode 593 of Informed Choice Radio.

In this episode, we're joined by Charlie Lamdin, the founder of BestAgent.co.uk and a renowned economic and political commentator in the housing market. Charlie left a successful career in the city to become a tech founder, and he has a passion for uncovering the truth about how the property market functions. His dream is to end homelessness (something we discuss later in this episode), and he's a straight-talking, eloquent, and forthright voice in the industry. In this episode, Charlie shares his unique insights into the property market, gained from his twenty years on the inside of the estate agency world as a supplier of tech to agents of all sizes across the country. He'll also discuss how he aims to undermine all the backhanded conduct in the property sector with his new national property website, BestAgent.co.uk, which is weighted in favour of home movers, rather than estate agents. Charlie is a consumer champion for home-movers and shares his insights with his followers across all social media platforms on the “Moving Home with Charlie” channels. So, if you're thinking about buying or renting a property or simply interested in the housing market, you won't want to miss this episode. Stay tuned for an informative and thought-provoking discussion with Charlie Lamdin, in episode 592 of Informed Choice Radio.

In today's episode, we have a very special guest – Peter Komolafe, an author, and finance expert with a story that will inspire you to take charge of your finances. Peter is more than an expert in money; he has been through the ups and downs of financial instability, and his personal experience gives him a unique perspective on the subject. In this episode, we'll learn more about his incredible journey and how he overcame financial challenges to become a successful executive in a Fortune 100 company. We chat about Peter's journey from homelessness to financial success, the mistake that drew him into financial services, coping with the cost of living crisis, and much more. If you're feeling overwhelmed by your finances, this episode is for you. Peter's journey is an inspiration, and his practical advice will help you take the first steps towards financial security. So, grab a pen and paper, and get ready to take some notes! Here's my conversation with Peter Komolafe, author of The Money Basics, in episode 591 of Informed Choice Radio.

Would you like to repay your mortgage faster? For many homeowners, that's the dream, especially during this period of rising interest rates. But mortgage overpayments can be complicated, with terms and conditions to navigate and sometimes complex calculations to understand the best approach. My guest on the podcast today aims to simplify mortgage overpayments, with his app Sprive. Sprive is designed to create smart overpayments that chip away at your mortgage balance, reducing lifetime interest costs and bringing that repayment date closer. Jinesh Vohra is CEO and founder of the fintech firm Sprive, following a career at Goldman Sachs managing global teams. In this episode, I chat with Jinesh about the inspiration for Sprive, what drives the ambition to pay off a mortgage faster, and how to make this possible during the cost of living crisis. Here's my conversation with Jinesh Vohra in episode 590 of Informed Choice Radio.

What's the secret to taking every Friday off, so you can spend more time with your family and doing the things you love? My guest on the podcast today is Dustin Serviss, and he appears to have cracked the code for work/life balance! Dustin built a wildly successful businesses in the wealth and lifestyle design space. He's a Certified Financial Planner, Chartered Life Underwriter, Chartered Investment Manager, and Certified Health Specialist. In this conversation, we chat about his secret for never working on a Friday, how this is linked to his money mindset, and the importance of a 'never retire' strategy. Here's my conversation with Dustin Serviss in episode 589 of Informed Choice Radio.

The Bank of Mum and Dad is becoming a major casualty of the cost-of-living crisis, as parents are under growing strain to support their adult children. That's according to new research from law firm Irwin Mitchell, which found 6 in 10 are currently financially supporting adult children, with more than a third saying they would not be able to make ends meet without this support. Joining me in this episode is Christine Thornley, Head of the Tax, Trusts and Estate team in the firm's Manchester office. I chat with Christine about why so many adult children are still financially dependent on their parents, the impact of this financial burden on our own plans, and the importance of seeking expert advice before giving money to adult children. Here's my conversation with Christine Thornley from Irwin Mitchell in episode 588 of Informed Choice Radio.

This year marks the 10th anniversary of the government's auto-enrolment policy. Since its introduction in 2012, more than 10 million people have been automatically enrolled into a workplace pension scheme. But, with a cost of living crisis and challenging economic times ahead, what are employers and pension providers able to do to support continued saving? My guest today is Jason Green, Head of Research at Benefits Guru, an independent technical resource to support advisers and employers. We chat about how auto-enrolment works, things employers need to consider about their workplace pension schemes, and why financial wellness is becoming a key part of the pensions conversation. Here's my conversation with Jason Green from Benefits Guru in episode 587 of Informed Choice Radio.

What happened when a GP went on a mission to learn about money management? My guest today is Dr Nikki, aka The Female Money Doctor, a financial empowerment coach for women. As a Certified Money Coach, Nikki is helping women from all over the world to improve their mental health and well-being, through getting organised with their finances and building wealth for the future they truly deserve. Dr Nikki is also a GP with over 13 years of experience as an NHS doctor and women's health specialist, and in that role she sees first hand the impact poor money management skills have on the mental health of her patients and colleagues. During this conversation, we chat about the link between money management and our health, the impact of the current cost of living crisis, and some steps we can all take to boost our incomes during these difficult times. Here's my conversation with Dr Nikki aka The Female Money Doctor, in episode 586 of Informed Choice Radio.

Welcome to the Metaverse. You may have come across augmented reality before, but what happens when this cutting edge technology becomes an ordinary part of our daily lives? My guest on the podcast today is Marcel Stotzel, portfolio manager of the FTSE 250 listed Fidelity European Trust PLC. Marcel covers European Software and IT Services as an analyst, and we have a good conversation about investment opportunities in the emerging Metaverse space. Did you know that 10% of luxury sales are forecast to be entirely digital by 2030? It seems clear that the world is changing, and Europe is conveniently positioned to take advantage of the opportunities created by the Metaverse. Here's my conversation with Marcel Stotzel, portfolio manager of the Fidelity European Trust PLC, in episode 585 of Informed Choice Radio.

With 60% of UK adults not having a valid Will in place, a charity campaign coming up later this year is more important than ever. Will Aid is a special partnership between the legal profession and nine of the UK's best-loved charities. Together, they raise vital funds for these wonderful causes, while ensuring that people in the UK gain the reassurance of knowing they have a professionally written Will. I'm joined today by Lauren Smith, a solicitor at Taylor Bracewell, and supporter of the Will Aid scheme. Here's my conversation with Lauren in episode 584 of Informed Choice Radio.

We need to get smarter about home energy consumption. With rising wholesale prices and concerns about the capacity of the National Grid, could your battery electric vehicle be part of the solution to a smart energy future? In today's episode, I'm chatting with Mark Harrison from dcbel, who are bringing to Europe their smart home energy technology. dcbel sits at the nexus of residential solar power, electric vehicle charging and prosumer-centric energy systems. Its AI-driven sustainable energy technology puts the power into the hands of customers to fuel their car, home, and lifestyle with solar energy. I'm fascinated by new technology, especially where it has the prospect to save money, lead to a more sustainable future, and secure access to energy in an increasingly uncertain world. Here's my conversation with Mark Harrison from dcbel in episode 583 of Informed Choice Radio.

The world of energy is changing, with a dramatic shift towards sustainability. At the same time, the price of wholesale energy went through the roof as the economy returned to normal levels of activity post-pandemic. Joining me for this episode is Tom Holl, co-manager of the BlackRock Energy and Resources Income Trust plc and a member of BlackRock's Natural Resources team. Tom is responsible for the nutrition strategy, the gold and mining sectors, and co-manages a number of the team's gold and mining portfolios as well as income strategies. Mining and energy companies lie at the heart of the global economy, helping fuel economic activity. Mining companies provide the resources to build new infrastructure, while energy companies drive growth. In this conversation, I chat with Tom about the factors behind current high prices, the three transition 'buckets' in the energy sector, and why the UK has some amazing opportunities during this transition. Here's my conversation with Tom Holl, co-manager of the BlackRock Energy and Resources Income Trust, in episode 582 of Informed Choice Radio.

How can we make our lives easier? My guest on the podcast today is Chris Westfall, a business coach, author and speaker. In his latest book, Chris writes about ways to make your work life work for you. Easier is the hold-your-handbook on coaching, leadership and resilience, offering insights on creating the future of work, finding connection and guidance, and finding ways to make everything in life easier. Chris Westfall is one of the most sought-after coaches and keynote speakers in the world. He has helped launch over five dozen businesses and has appeared on ABC News, NBC TV, and CNN. His clients have appeared on Shark Tank, Dragons Den in Canada and Shark Tank - Australia. In our conversation today, we talk about turning frustration into transformation, why service and creation are our purpose on earth, and what makes self-leadership essential. Here's my conversation with Chris Westfall, author of Easier, in episode 581 of Informed Choice Radio.

Anyone who began working 20 or 30 years ago has witnessed astonishing changes in the workplace during their career. When the global pandemic hit, older workers fortunate enough to retain their jobs once again had to navigate enormous upheaval, virtually overnight. Working from home, often in isolation, over-fifties found themselves facing daunting technological and social challenges. My guest on the podcast today is Kerry Hannon, author of In Control at 50+: How to Succeed in the New World of Work. Kerry Hannon is a leading authority and strategist who has spent more than three decades covering all aspects of careers, business, personal finance, and retirement as a columnist, editor, and writer for leading media companies. In her new book, In Control at 50+, Kerry illustrates how COVID-19 changed the nature of work, provides a compellingly optimistic vision of the future, and highlights opportunities and specific action steps for achieving success. Here's my conversation with Kerry Hannon, author of In Control at 50+, in episode 580 of Informed Choice Radio.

Private equity was once an investment niche. Today, the wealth controlled by its leading firms surpasses the GDP of some nations. My guest on the podcast today is Sachin Khajuria, author of the first true insider's account of private equity, revealing what it takes to thrive among the world's hungriest dealmakers. A former partner at Apollo, Sachin gives readers an unprecedented view inside this opaque global economic engine, which plays a vital role underpinning our retirement systems. He brings the traits, culture, and temperament of the industry's leading practitioners to life through a series of vivid and unvarnished deal sketches. Here's my conversation with Sachin Khajuria, author of Two and Twenty: How the Masters of Private Equity Always Win, in episode 579 of Informed Choice Radio.

What part should gold play in your investment portfolio? My guest today is Adrian Ash, director of research at BullionVault, the world's largest online marketplace for gold, silver, platinum and palladium. Looking after £3 billion of precious metal for more than 100,000 customers, BullionVault offers private investors access to the whole bullion market with online trading, instant settlement, and low-cost storage in secure vaults. Winner in April 2022 of a third Queen's Award for Enterprise, BullionVault has been a full member since 2008 of professional trade body the London Bullion Market Association (LBMA) and was chosen in 2017 as online vaulted bullion partner of the mining-industry backed World Platinum Investment Council. During our conversation today, we talk about the factors influencing the price of gold, why silver is called The Devil's Metal, and what Russia's invasion of Ukraine means for the palladium market. Here's my conversation with Adrian Ash, director of research at BullionVault, in episode 578 of Informed Choice Radio.

Do you want to live your life well and enjoy financial security while leaving a legacy for family members? My guest on today's show is Marlene Outrim, author of Cascading Your Wealth, a comprehensive guide to putting your affairs in order and making the right choices now about how to pass on your wealth without compromising your current lifestyle. Marlene is a Certified Financial Planner, Fellow of the CISI, Chartered Wealth Manager and Chartered Financial Planner, as well as holding numerous other professional qualifications and designations. Her new book discusses the practical, emotional and psychological factors that affect intergenerational wealth and explains the six steps to creating a clear and detailed Family Wealth Plan. During this conversation, we chat about Marlene's two rules for cascading wealth, the right time to start thinking about this planning, and some of the complexities associated with wealth transfer planning for blended families. Here's my conversation with Marlene Outrim, author of Cascading Your Wealth, in episode 577 of Informed Choice Radio.

Energy bills are soaring and many of us are wondering what, if anything, we can do to ease the burden. My guest today is James Sommerville, Head of Business Development at AgilityEco. AgilityEco is on mission to play a major role in eliminating fuel poverty, to deliver better outcomes for low income and vulnerable families and to prepare Britain's homes for Net Zero. They have a vision for a warm, efficient and healthy home for everyone. By reducing energy bills through energy efficiency and helping people stay warm and well, they will be able to support the most vulnerable in society. In our conversation today, we talk about some of the government grants available to households who want to reduce their energy use, the steps to consider before installing solar panels, and how we can all address the cost of energy crisis. Here's my conversation with James Sommerville, Head of Business Development at AgilityEco, in episode 576 of Informed Choice Radio.

The financial services profession is often accused of being male, pale and stale. Things are changing (for the better!) with greater diversity and a younger cohort becoming Financial Planners, bringing with them a valuable perspective and experiences. My guest on the podcast today is Makala Green, the first Black Female Chartered Financial Planner. Makala has an extraordinary track record of success, working her way up from a cashier position age 16. She has transformed lives and businesses, working with entrepreneurs, sportspeople, professionals and multi-million-pound companies. Makala knows how empowering it is to be in control of your finances. She understands how managing your money can change everything for the better. So, Makala has written The Money Edit, her first book, to make great financial planning accessible to everyone. The Money Edit is a jargon-free, straight-talking guide, giving us the confidence and clarity to understand money and make smarter choices at every stage in life. The book answers all the most common questions Makala has encountered from clients over the years, covering everything from budgeting and investing to buying property and preparing for the future. During this episode, we chat about what drove Makala's career success, how we can attract more diversity in financial services, and the mindset required to manage money well. Here's my conversation with Makala Green, author of The Money Edit, in episode 575 of Informed Choice Radio.

In this episode, we're talking about how to think critically about the news and information that you come across every day. With today's guest, Helen Lee Bouygues, we're chatting about something really important: critical thinking skills. It seems like more and more lately we're coming across fake news and information that's simply not true. It can be really hard to tell what's real and what's not, but with some simple techniques, you can start thinking critically about the news you digest, and get a better understanding of what's going on in the world. Helen Lee Bouygues is one of the most successful women in business transformation. She has served as interim CEO, CFO, or COO for more than a dozen companies. Helen is the founder of The Reboot Foundation, a columnist at Forbes, and currently working on a book on critical thinking. The Reboot Foundation is dedicated to supporting efforts by individuals and organizations to better integrate critical thinking into our daily lives. They conduct surveys and opinion polls, lead their own research, and support the work of university-affiliated scholars in a shared goal to help improve critical thinking. In our conversation today, Helen explains why social media is harming our critical thinking skills, how to improve our media literacy, and why the Pope endorsing Donald Trump for his presidency (spoiler alert: he didn't) was the modern birth of what we all know as fake news. Here's my conversation with Helen Lee Bouygues, founder of The Reboot Foundation, in episode 574 of Informed Choice Radio.

How do you manage an ‘all-weather' global equity portfolio in 2022? My guest on the podcast today is Matthew Tillett, Lead Portfolio Manager of The Brunner Investment Trust. The Brunner Investment Trust has been around since 1927, and invests in companies all over the world. The Trust favours large, well-financed businesses with global reach, pricing power and brand strength. Prior to joining AllianzGI, who run the Brunner Trust, Matthew worked at Datamonitor and the Office for National Statistics. He graduated from Bristol University with a first class degree in Economics and Economic History. He also holds a masters (with distinction) in International Political Economy from the London School of Economics. In this conversation, we talk about what to look for in a superior business model, some of the key themes for change in the future, and how the war in Ukraine is affecting the portfolio. As ever when I speak to fund managers on this podcast, the usual disclaimers and risk warnings. This conversation is not an endorsement of a particular investment fund or a recommendation to invest. The value of your investments can go down as well as up, as can dividend income, and past performance is no guarantee of future returns. With that said, here's my conversation with Matthew Tillett, lead portfolio manager of the Brunner Investment Trust, in episode 573 of Informed Choice Radio.

Imagine a life where you are financially savvy and independent, living with purpose and generosity while inspiring others. That's what Holistic Wealth is all about. My guest on the podcast today is economist Keisha Blair, the bestselling author of Holistic Wealth: 32 Life Lessons To Help You Find Purpose, Prosperity and Happiness. Keisha's story started with tragedy, the sudden death of her husband in 2009. Her experience became a viral article for Thrive Global, “My Husband Died at 34; Here Are 40 Life Lessons I Learned From It”, and the basis for her excellent book. Holistic Wealth teaches you how to find prosperity in key aspects of life, from financial stability and physical health to your emotional and spiritual connections with others. Cultivating these strengths will build the mental toughness and grit you need to weather life's inevitable storms and setbacks. Here's my conversation with Keisha Blair, author of Holistic Wealth, in episode 572 of Informed Choice Radio.

I imagine you've heard of NFTs? Non-fungible tokens are the latest hot digital property, but what are they, how did they evolve, and why do they have value? My guest on the show today is Matt Fortnow, entertainment lawyer turned entrepreneur. Matt is co-author of The NFT Handbook: How to Create, Sell and Buy Non-Fungible Tokens. He's become increasingly enamored by digital art and non-fungible tokens and has created the official NFTs for iconic brands such as The Three Stooges. Last year Matt discussed NFTs on Marketing for the Now with Gary Vaynerchuk. I entered this conversation with a degree of, hopefully healthy, scepticism. Regular listeners will be aware that I hold some strong views when it comes to all things cryptocurrency. But Matt helped me overcome some of my fears about NFTs, and shared what I believe was a useful conversation about their value. Here's my chat with Matt Fortnow, author of The NFT Handbook, in episode 571 of Informed Choice Radio.

Make more money. Change the world. Live the life you deserve. Sounds good, right? My guest for this episode of Informed Choice Radio is Derrick Kinney and he is all about changing how you feel about money. Derrick believes money is not bad and good people should have more of it. After applying these proven principles with thousands of clients, Kinney sold his multimillion-dollar business to teach these success steps to you. His new book is Good Money Revolution: How to Make More Money to Do More Good, in which Derrick explains why you need to add meaning to your money. In this conversation, we talk about why money isn't the root of all evil, the importance of tracking your key financial metrics, making more money with a side hustle, and much more. Here's my conversation with Derrick Kinney in episode 570 of Informed Choice Radio.

Soaring wholesale energy prices are squeezing household budgets, with higher costs for gas and electricity bills this winter. Many smaller energy providers have gone bust, with more expected to fail in the coming months. In this episode, I'm joined by Kevin Pratt, personal finance journalist and editor of Forbes Advisor UK, to discuss the drivers of these rising prices, what steps we can take to keep our bills manageable, and whether now is the right time to invest in renewable energy production at home. Kevin has been writing about all aspects of household finance for over 30 years, aiming to provide information that will help readers make good choices with their money. Here's my conversation with Kevin Pratt in episode 569 of Informed Choice Radio.

Do you think of yourself as climate-conscious? With the COP26 climate change summit drawing to a close, I catch up with Sarah Pennells from Royal London to discuss responsible investing with your pension. Their new research found more than three-quarters of us claim to be climate-conscious, but more than two-thirds of pension savers are unaware their pension could be used in the fight against climate change. Pensions have the power to protect the future of the planet, but first we need to understand what responsible investing involves and how we can identify suitable responsible investments. If you want to harness your pension investments to help secure the future of the planet, this podcast episode is a great place to start. Here's my conversation with Sarah Pennells, consumer finance specialist at Royal London, in episode 568 of Informed Choice Radio.

An ever-increasing number of young adults are living in debt, with minimal financial knowledge and without the skills to build long-term wealth. My guest on the podcast today wants to empower parents to teach their kids how to form life changing money habits. Through his work and new book, Will Rainey is teaching kids the basics of all money related topics that they will need to be financially secure when they become adults. Will is a qualified actuary and award-winning investment consultant. His new book is called Grandpa's Fortune Fables. He's the father to two young daughters, and has always tried to make sure they feel comfortable talking about money. In our conversation today, we chat about forming money habits at an early age, why debt is like invisible slime, and how not talking about money in front of our kids is the same as telling them money is bad. Here's my conversation with Will Rainey, author of Grandpa's Fortune Fables, in episode 567 of Informed Choice Radio.

What happens when someone dies and their family disputes the terms of their will? My guest on the podcast today is Samara Dutton, a contentious probate litigator at Collyer Bristow. Samara is a key member the contentious trusts and probate team at Collyer Bristow. She specialises in all categories of trust disputes, acting for both trustees and beneficiaries in breach of trust claims, applications for removals and other disputed aspects of trust administration, including cross-jurisdictional issues. In our conversation today, I chat with Samara about why so many people continue to put off making a will, what it is about second (and subsequent) marriages that can lead to inheritance squabbles, and the thorny issue of mental capacity when making a will. Here's my conversation with Samara Dutton, Partner at Collyer Bristow LLP, in episode 566 of Informed Choice Radio.

Whatever financial freedom means to you – living the life you want, not working to someone else's timetable, not worrying about money ever again, or some other dream – the way to get there is through investing. My guest on the podcast today is Robin Powell, co-author of Invest Your Way to Financial Freedom. Robin and his co-author Ben Carlson share in the book the path to financial freedom through sensible saving and straightforward investing. In our conversation today, we talk about the importance of starting early, why you should strive to improve your earnings potential, and the difference the right and wrong financial adviser. Here's my conversation with Robin Powell, co-author of Invest Your Way to Financial Freedom, in episode 565 of Informed Choice Radio.

If you're a trustee, you need to know about the Trust Registration Service. My guest on the podcast today is Adrian Moss, Trusts and Tax Director at Penningtons Manches Cooper. Adrian manages the Penningtons Manches Cooper trust and personal tax administration team which provides an accurate, efficient and cost-effective accounting and tax compliance service to clients. The team is involved in over 500 active trust administrations and the preparation of over 150 personal tax returns. As a specialist in the taxation of UK trusts, individuals, beneficiaries of non-residence trusts and remittance basis-users, Adrian applies his expertise to a wide variety of family situations, allowing the firm to provide a full legal and administrative service to trustees, executors and individuals. In this episode, Adrian explains the background to the Trust Registration Service, everything trustees need to know, and why privacy concerns are perhaps a little overblown. Here's my conversation with Adrian Moss, Trusts and Tax Director at Penningtons Manches Cooper, in episode 563 of Informed Choice Radio.

The meaning we attach to money becomes the lens that we think, feel and behave with money. My guest on the podcast today is Catherine Morgan, an entrepreneur, keynote speaker and multi-award winning money coach. Catherine is host of the In Her Financial Shoes podcast which helps you to get in control of money, gain financial confidence, learn how to invest and save money. In our conversation today, we discuss the imprinting period in childhood that forms many of the emotions around money, why were are naturally attracted to people who have the opposite relationship to money, and the impact of Covid on our financial attitudes. Here's my conversation with Catherine Morgan, host of the In Her Financial Shoes podcast, in episode 562 of Informed Choice Radio.

Do you ever dream about upping sticks and moving to a different country? Perhaps you have one eye on the future and want the security of a second passport, 'just in case' things go wrong in your home country. My guest on the podcast today is Brandon Miller, founder of Maple Immigration Services, a boutique immigration practice in Toronto, Canada. Brandon is author of Second Passport: Your guide to have a secure alternative home for you and your family, just in case... When he graduated from University, Brandon left Canada for South Korea, a journey which changed his life forever and started him on a path to helping others obtain a second passport. He has helped countless people find their way to Canadian shores and settle in successfully to their new homes. During our chat today, we discuss what Brandon calls the Canadian Ponzi scheme, some of the benefits of living in Canada, and why you need a plan before applying for a second passport. Here's my conversation with Brandon Miller, author of Second Passport, in episode 561 of Informed Choice Radio.

Getting divorced can be an expensive business. Where divorcing parties end up in court to settle their financial arrangements, those legal expenses can become substantial. My guest on the podcast today is Charlotte Plowman, an Associate Solicitor at Family Law Partners in Horsham. Charlotte has specialist expertise advising in all aspects of family breakdown and divorce, dissolution or separation, including the financial aspects and arrangements for children. She provides advice in cases which involve significant and complex financial assets held within the UK and internationally. Such cases often include foreign assets, pensions, business interests and dissipation of assets. In our conversation today, we look at what divorce means for your money. Charlotte explains the various options for negotiating and reaching a financial settlement, and why ending up in front of a judge is likely to be a very bad idea. Here's my conversation with Charlotte Plowman from Family Law Partners, in episode 560 of Informed Choice Radio.

My guest on the podcast today is Jonathan Satovsky, the CEO and Chief Behavioral Coach of Satovsky Asset Management. Jonathan provides leadership, coaching, advanced financial planning, and oversight across client relationships and business operations. Jonathan has spent more than 25 years in the wealth advisory business. He wears two hats in his company as both the CEO and the Chief Behavioral Officer. During our conversation today, Jonathan explains why controlling and fully understanding our behavior us just as important as understanding the accounts. He offers the easy steps they we take immediately to begin investing mindfully for both the short and long-term. We talk about an effective process to determine goals in life, the value in taking an improv class, and the three pillars of wealth we all need to consider. Here's my conversation with Jonathan Satovsky, chief behavioural coach, in episode 559 of Informed Choice Radio.

Do you ever feel like you're going through the motions, at work or at home? It's common to feel jaded and unhappy with the various organisations of which we are a part. Life doesn't have to feel like this. My guest on the podcast today is Sharath Jeevan, Founder and Executive Chairman at Intrinsic Labs. Sharath is one of the world's leading experts on how to practically re-ignite the inner-drive (or intrinsic motivation) in our lives. In his new book, Intrinsic: A manifesto to reignite our inner drive, Sharath uses motivation thinking not just to accurately diagnose the problems so many feel, but to find solutions. During our conversation today, he makes some suggestions for how we can achieve more lasting fulfilment and success in our work, careers, relationships, parenting, and as citizens. We're talking today about working in a winner takes all culture, why there is no such thing as work-life balance, and the value in finding a nurturer. Here's my conversation with Sharath Jeevan in episode 558 of Informed Choice Radio.

Anyone who has learned a financial lesson the hard way has probably thought, "I wish I knew that sooner". We've all got financial regrets, some big and some small. My guest on the podcast today wants people to have access to the right financial information at the right time, before they do the wrong thing. Sten Morgan is a Certified Financial Planner and founded Legacy Investment Planning as an alternative to traditional financial advisers. He's on a mission to bring creativity back to the financial industry and to help as many people as possible avoid the financial regrets that come from wishing they would have known sooner. In our conversation today, we discuss the importance of focusing on the big financial decisions, why the cash emergency fund needs an urgent rethink, and how the pandemic has influenced our financial decision making. Here's my conversation with Sten Morgan, author of Wish I Knew That Sooner, in episode 557 of Informed Choice Radio.

Crypto is always in the headlines, with a growing number of people speculating on Bitcoin, Ethereum and other tokens. But, along with the rest of the financial industry, scams are rife. Thousands of people lost billions of dollars in the OneCoin scam, masterminded by the now infamous Missing Cryptoqueen, called 'one of the biggest scams in history'. How can you protect yourself from losing out? My guest on the podcast today is Erica Stanford, a crypto expert and educator. Erica is author of Crypto Wars: Faked Deaths, Missing Billions & Industry Disruption, highlighting the real stories behind some of the biggest crypto scams in the world. She's founder of crypto networking and events organisation the Crypto Curry Club, and a lecturer at Warwick Business School. In this conversation, I chat with Erica about distinguishing between the use case for crypto and the scam element of the industry, what some of the crypto scams look like, and the things you need to watch out for to avoid being scammed. Here's my conversation with Erica Stanford, author of Crypto Wars, in episode 556 of Informed Choice Radio.

What has the pandemic taught us about wealth and what my guests today refer to as 'funded contentment'? I'm delighted to welcome back to Informed Choice Radio two of my favourite people from the world of behavioural finance. Brian Portnoy is one of the world's leading experts on the psychology of money.   He has written multiple bestselling books, including The Geometry of Wealth, and has 20+ years of experience as investor and educator in the hedge fund and mutual fund industries.  He is a CFA Charterholder and earned a PhD at the University of Chicago.  Neil Bage is an expert at bridging complex behavioral science with practical, tech-enabled application. He has served as a Chief Behavioral Officer for a UK-based financial planning firm and was the founder of an award-winning behavioral technology business. Neil has presented to thousands of business professionals around the world on human evolution, human biology, and behavioral psychology. As experts in psychology, finance, technology, and learning, Brian, Neil and their colleagues at Shaping Wealth combine science and story to show people how to underwrite a meaningful life. It's what they call "funded contentment." Here's my conversation with Brian Portnoy and Neil Bage of Shaping Wealth, in episode 555 of Informed Choice Radio.

The recent high-profile ITV documentary ‘Kate Garraway: Finding Derek' highlighted the severe issue of losing mental capacity. This documentary is about Kate's struggle to support her Husband Derek, in a year-long battle with Covid-19, has been only complicated by the lack of legal protections. Kate has been unable to manage her husband's care or manage his finances. She did not even have the right to see his medical information. But what happens when you or a loved one loses mental capacity, and you can't make financial or healthcare decisions on their behalf? There is an effective legal tool available, the Lasting Power of Attorney, that can prevent a great deal of stress and cost at what is already a challenging time. My guest on the podcast today is Emily Taylor, Partner at BDB Pitmans. Emily specialises in tax planning, trusts, estate administration and drafting of wills and powers of attorney. She has a wealth of experience dealing with a wide range of private client matters in particular high net worth estates including those with foreign property. She also deals with Court of Protection matters and is a Court Appointed Deputy with clients all over the UK. In this conversation, Emily explains how a Lasting Power of Attorney works, why we are thinking more about this legal instrument in light of Covid, and the practical steps to follow when putting your LPA in place. Here's my conversation with Emily Taylor, Partner of BDB Pitmans, in episode 554 of Informed Choice Radio.

Businesses in England could stimulate the economy by as much as £61 billion by 2025, if they proactively develop new wellbeing strategies and improve underperforming ones. With many employees thinking about a return to the workplace in the coming months, wellbeing will be front of mind during this critical transition. My guest on the podcast today is Vicky Walker, Head of People at Westfield Health. Vicky has more than 25 years' experience in HR. She believes it is the role of HR to act as the conscience of an organisation and the voice of its employees in the boardroom. In this episode, we discuss the findings of the new report, Coping with Covid: The Hidden Cost to Businesses (and their People), which takes a look at business attitudes towards wellbeing and its role in the workplace. Here's my conversation with Vicky Walker, Head of People at Westfield Health, in episode 553 of Informed Choice Radio.

4 in 10 women struggle with their financial wellbeing as a result of a focus on short-term finances. According to the latest Aegon Financial Wellbeing Index, women wait until later in life than men to determine what they truly want from their finances. In this episode of Talking Money, Martin and Hannah discuss why women's financial wellbeing is suffering because of a focus on short-term finances. They also look at the new rules being introduced by the FCA to stamp out the systematic scam of insurer price walking, and they talk about new research that suggests we are counting our inheritance chickens before they hatch. Welcome to episode 20 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of the week, putting our personal spin on the news.

My guest on the podcast today found himself deeply in debt, despite earning significant amounts of money in his career. He came to realise that what he didn't understand about money was really hurting him. It was the right time to get a strong financial education. Dave Mason is the author of The Cash Machine, a novel that charts the rollercoaster relationship of characters Amber and Dylan, teaching the reader hundreds of money lessons along the way. In our conversation today, we talk about the importance of money in relationships, why you need a clear purpose before seeking financial independence, and the secret to finding the answers you already know. Here's my conversation with Dave Mason, author of The Cash Machine, in episode 551 of Informed Choice Radio.

The absence of a renewed economic strategy in the UK risks creating a relative decline in the coming years. That's according to a new report from the Resolution Foundation, The UK's Decisive Decade. In this episode of Talking Money, Martin and Hannah discuss the five seismic changes to our society and economy that require a clear strategy to avoid disaster. Also in this episode, why the latest official payroll data looks good but hides some worrying numbers, and how one business is measuring the carbon footprint of its staff who are working from home. Welcome to episode 19 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of the week, putting our personal spin on the news.

The pandemic has forced a huge number of people to work from home. In some cases, this enforced change in our working practice has been a revelation; life became instantly better overnight, with distractions removed and hours each day saved in commuting time. For others, working from home is a living nightmare, and they can’t wait to get back to the office. My guest on the podcast today has written the book about working from home productively. Cynthia Spraggs is a nomadic traveller who got her Masters degree in telecommuting in the mid-90s, when remote working was still an alternative approach. She has worked remotely exclusively since 1993, from all over the world. As President and CEO of Virtira, she leads a team that implements processes, standardised tools and facilitators to make sure that everyone, no matter where they are, stays on track and accountable. In our conversation today, Cynthia explains why some people are suited to remote working and why others are most definitely not; we talk about Zoom fatigue and how to overcome the exhaustion that comes with being on camera; and we discuss how a hybrid working pattern might work – or might fail spectacularly. Here’s my conversation with Cynthia Spraggs, author of How to Work from Home and Actually Get Sh*t Done, in episode 549 of Informed Choice Radio.

The post-pandemic rental market outlook is clouded by economic uncertainty and shifts in housing preferences. In this episode of Talking Money, Martin and Hannah discuss new figures showing a decline in the private rented sector, following almost two decades of rapid expansion. Also in this episode, why the new Breathing Space scheme for those in problem debt comes at the perfect time, and the jobs outlook for older workers as the furlough scheme comes to an end. Welcome to episode 18 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of the week, putting our personal spin on the news.

Our global economic system is broken. The experience of the past 12 months, living through an unprecedented global pandemic, has illustrated the need to find a new way. My guest on the podcast today is Peter Vanham, co-author of Stakeholder Capitalism, written with his World Economic Forum colleague Professor Klaus Schwab. Stakeholder Capitalism explores why things need to change and how we can create a global economy that works for progress, people and the planet. It’s all about eliminating rising income equality (a problem that has become dramatically worse throughout the pandemic), and also reducing the dampening effect of monopoly market power wielded by large corporations on innovation and productivity gains. This manifesto for change also addresses the short-sighted exploitation of natural resources; something that is corroding the environment and affecting the lives of many for the worse. Peter is Head of Communications, Chairman’s Office at the World Economic Forum. He’s an economist, entrepreneur and freelance journalist. During our conversation today, we discuss the role of modern unions, whether moving to Stakeholder Capitalism requires The Great Reset, and some examples of Stakeholder Capitalism already in action. Here’s my conversation with Peter Vanham, co-author of Stakeholder Capitalism, in episode 547 of Informed Choice Radio.

The UK property market is red hot right now, with the latest data from property portal Rightmove showing a record high for asking prices and a rapid turnaround for property sales. Does the launch of low-deposit mortgages this week add more fuel to the property fire? Also in this episode of Talking Money, Martin and Hannah discuss a looming price war in the financial advice market, thanks to Vanguard introducing a digital advice service for users of its platform, and why the government is planning to compensate investors in the failed mini-bond scheme from London Capital & Finance. Welcome to episode 17 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of the week, putting our personal spin on the news.