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Jason has a conversation with Prosperity Home Mortgage's Regional Sales Leader Mike Walsh about what type of psychological effect interest rates are having on today's Buyers, how their perception of the real estate market may have recently changed and what that means for the market, and how that perception may be different from the last time consumers faced similar interest rates. Have we reached a "new normal"? Let's discuss!
This week on the Power House podcast, HousingWire president Diego Sanchez sits down with Justin Messer, the CEO of Prosperity Home Mortgage. Prosperity was recently ranked at the top mortgage originator for customer satisfaction by JD Power. Today — with that top ranking in mind — Justin and Diego talk about Prosperity's strategic shift from refinance to purchase and their unique real estate affiliated model, which allows them to focus on better borrow communication and expectations. They also talk about recruiting in a competitive market and what he predicts will happen to rates as we head into 2025. Here's what you'll learn: Effective communication with borrowers is crucial for improving customer experience. The company's unique realtor affiliate model significantly impacts their business strategy. Prosperity aims to balance purchase and refinance opportunities strategically. Servicing partnerships are vital for maintaining customer relationships post-transaction. Market predictions indicate stubborn mortgage rates in the short term. The focus on home ownership extends beyond just mortgage lending. Related to this episode: 2024 Vanguard: Justin Messer - HousingWire How Prosperity Home Mortgage plans to make up for lost volume in 2023 |HousingWire Prosperity Home Mortgage Justin Messer | LinkedIn HousingWire | YouTube Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
We are back with another great episode with Todd Cox and John Ingram. Todd explains to us what BOIR is, and John discusses Prosperity Home Mortgage being ranked #1 in customer service by JD Power! We also debate if it is okay for a person to hold a parking spot for another car. #Mortgage #RadioShow #BOIR #NevadaHomeBuyers #LasVegasHomes #Tips #LasVegas #LasVegasRealEstateRadio #RealEstate Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com Youtube: www.youtube.com/@LasVegasRealEstateNOW
Prosperity Home Mortgage Divisional Sales Leader Mark Anselmo is back on the podcast to discuss the changes to lending guidelines per the NAR Settlement and how it can help your clients. We'll also discuss the latest on interest rates, and the big new incentive Prosperity Home Mortgage is offering to Buyers that will help your offer be the one that wins out against the competition!
Tim Braheem Interviews Allen TaymanAllen Tayman is an originator based in Columbia, Maryland. He has been helping customers fulfill their dream of homeownership since 1992. In 2021, he transitioned to being an in-house lender with Prosperity Home Mortgage. As a result, he has access to an impressive database of nearly 300 realtors and has incredible insights on what agents need following the NAR ruling.You Will Learn: How to help Realtors through this difficult time with the new NAR RulingHow to help Realtors develop their value propositionHow to host Realtor Masterminding GroupsHow to best nurture existing Realtor relationships Who is Allen Tayman?Allen has been in the industry for quite some time and has an active participant while it has undergone remarkable changes.He recognizes that most people only go through the home buying process a few times in their lives, and prides himself on keeping customers informed throughout the transaction. As a graduate of the University of Maryland and a Howard County resident, Allen is passionate about working with local and state bond programs to help first-time homebuyers achieve their dreams while keeping their financial goals within reach. Link to purchase Outlive Brought to you by The Loan Atlas theloanatlas.com
Welcome back to the Real Estate Agent Development (READ) Podcast! In this enlightening episode, we're joined by Nick Crichton, an experienced loan officer from Prosperity Home Mortgage. Diving deep into the world of home loans, Nick shares invaluable insights, especially curated for first-time home buyers as well as newer real estate agents.
Harvey and John discuss if it may be in your best interest to sell your current home although your mortgage rate is low, pay off other high interest debt and then buy another a home that may still be cheaper than an accumulation of all of the other debt combined. We are not telling you to sell & buy a home, but check out this plan and see if it may be a good idea for you and your family! Are rents in Las Vegas going up? Listen to this show to find out.
Parte dos: Esta semana en el Northeast Newscast, tuvimos a Tally Rivera de Prosperity Home Mortgage que nos contó cómo podemos hacernos propietarios de casa por primera vez, explicando el proceso, los errores comunes y el equipo que lo hacen posible. No se lo pierdan, escuchen aquí!Part two: This week on the Northeast Newscast, we had Tally Rivera from Prosperity Home Mortgage who talked to us about how to become a homeowner for the first time. She explains the process, common mistakes and the team that makes it all possible. Don't miss it, listen here!
Esta semana en el Northeast Newscast, tuvimos a Tally Rivera de Prosperity Home Mortgage que nos contó cómo podemos hacernos propietarios de casa por primera vez, explicando el proceso, los errores comunes y el equipo que lo hacen posible. No se lo pierdan, escuchen aquí!This week on the Northeast Newscast, we had Tally Rivera from Prosperity Home Mortgage who talked to us about how to become a homeowner for the first time. She explains the process, common mistakes and the team that makes it all possible. Don't miss it, listen here!
Having a good credit score is important these days, and our lending expert; John Ingram w/ Prosperity Home Mortgage gives us great tips and information on how to not only build your score, but also on what not to do and what can hurt you. Check out John's playlist for more information on credit building and becoming a qualified for a home. When it comes to pets buying homes, Harvey & John are your experts. Even if you're a dog person, you cannot discriminate against cats! Things to consider when pets are buying a home, how many litters are you going to have? How big is the yard? Do you even need bathrooms? And when it comes to income on how dogs can afford the home, John advised that they base strictly off of the treat and toy based income.
The mortgage business is constantly changing, and it is so important to work with a trusted professional. I like to work with professionals who are laser-focused on the state of the market like my guest this week, Mortgage Consultant Paul Hart. Paul is a consultant at Prosperity Home Mortgage LLC and has been in the mortgage industry for over two decades. He's sharing his advice to anybody looking to have their best foot forward in the current real estate market. Hear some of the factors that go into mortgage interest rates and some options available to help you save on rates. Get full show notes and more information here: https://harrietlibovhomes.com/33
Join our resident Business Ninja Kelsey together with Jelaire Grillo of Prosperity Home Mortgage, a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. The Long & Foster Companies is part of HomeServices of America, a Berkshire Hathaway affiliate. Prosperity offers a wide range of fixed and adjustable rate mortgage products, including conventional, FHA, USDA, VA, jumbo, investor and renovation financing options. When you choose Prosperity Home Mortgage as your lender, you'll benefit from their: Competitive rates and fees; Their Mortgage Consultants with extensive knowledge of client's local market; Knowledge and expertise on available mortgage products; Prompt and thorough communication; and Dedication to exceptional customer service for client's unique needs from start to finish. Learn more about them and visit their website https://www.phmloans.com/-----Do you want to be interviewed for your business? Schedule time with us, and we'll create a podcast like this for your business: https://www.WriteForMe.io/-----https://www.facebook.com/writeforme.iohttps://www.instagram.com/writeforme.io/https://twitter.com/writeformeiohttps://www.linkedin.com/company/writeforme/https://www.pinterest.com/andysteuer/Want to be interviewed on our Business Ninjas podcast? Schedule time with us now, and we'll make it happen right away! Check out WriteForMe, more than just a Content Agency! See the Faces Behind The Voices on our YouTube Channel!
Ladies and gentlemen, welcome to a new episode of the Fintech Hunting Podcast. We have a very special guest for you today. She is an industry insider, technology evangelist, and brand ambassador. Please help me welcome Jelaire Grillo, Brand Ambassador for Prosperity Home Mortgage, LLC In this episode, we discuss the following: · Jelaire's background and how she got into the mortgage industry · The current market conditions? In today's market, leveraging technology to build better relationships and capture and close every lead is more critical than ever. During the pandemic, some lenders upped their tech game, creating more automation and personalization, while others are still relying on outdated tactics and falling behind. Simply put – if you want to build lasting relationships and get more loans in the hands of your loan officers, you must adapt and implement a platform that marries intent with intelligent automation. Discussion points: · The formula to drive growth and retention by leveraging technology · How lenders are adapting using co-marketing to win real estate relationships, customer intent for deal flow, and acting on buying signals to win deals · How Prosperity Home Mortgage adopted technology and onboarded some of the most marketing-adverse loan officers and so much more.
Podcast interview with Dee Kirk from Prosperity Home Mortgage #berkshirehathawayhomeservices #berkshirehathaway #realtor #realestategoals #rickberube #mortgagetips #mortgagetipsandadvice Prosperity Home Mortgage, LLC
Joining us on today's show is the one and only Jay Josephs Founder/President of Josephs Appraisal Group and Tracy King Region Manager of Prosperity Home Mortgage!
About Jelaire Grillo: Jelaire is the Brand Ambassador at Prosperity Home Mortgage and travels the country training and elevating mortgage lenders and leaders to change the game and maximize their future growth potential using various tools in the PHM technology stack. Traveling in market and the conference circuit allows Jelaire to promote the PHM brand in a public space and elevate the MC brand using PHM's tools. In market, Jelaire works to drive the adoption of those tools.Mortgage was not Jelaire's first stop. She started at a lobbying firm on The Hill in DC and then moved into the non-profit space soon after she realized The Hill was not for her. Jelaire started in the mortgage industry in 2012 as a Loan Officer Assistant. She played in that space for about 6 years, but her true love is to be creative. She eventually edged her way into a marketing position and the rest is history.In this episode, Steve and Jelaire discuss:Seeking out your passion Learning something from others Developing your personal brandWhy should you have a “why”Key Takeaways: Listen to the longing of your heart. Consider how you could do more of the things that you are truly passionate about. Open yourself up to building relationships with people and learning from them, especially those who come from a very different background than you. Everyone is different; apply that truth when coaching in a group. Developing your personal brand starts by pulling out that authentic identity that most of us are very afraid to show. Doing that will take some vulnerability on your part. When you know what your “why” is, conversations are just much easier and they will flow better because you'll have a clearer picture of who you are. When you're in a space where you are working in service of that “why”, you will feel more grateful for your life. “If you're only in it to make buckets of money, at some point you're going to be obsolete… People don't want to be seen as transactions, they want to be seen as people.” - Jelaire GrilloConnect with Jelaire Grillo:Website: https://www.phmloans.com/ LinkedIn: https://www.linkedin.com/in/jelairegrillo/ Connect with Steve and Jason:LinkedIn: Jason or SteveWebsite: Rewire, Inc.: Transformed Thinking Email: grow@rewireinc.comShow notes by Podcastologist: Justine TallaAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
John Ingram with Prosperity Home Mortgage as he is our guest host on this weeks show. He talks about the FHFA standards for credit requirements and talks of new ways of pulling your score. What are your thoughts of them changing the way they pull credit scores? Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: lvrealestateradio.com/ Visit our real estate website: blankfeldgroup.com/
Podcast interview with Karen Sjodin at Prosperity Home Mortgage #berkshirehathawayhomeservices #BerkshireHathaway #realtor #realestategoals #rickberube #nevadarealtor #lasvegasrealtor #mortgagetips #mortgagetipsandadvice Prosperity Home Mortgage, LLC
David Morris, Mortgage Consultant with Prosperity Home Mortgage, joins Jacqui and Joy to talk about the importance of "Marrying the house, not the rate," and more advice for homebuyers in today's real estate market.
Podcast interview with John Youssef at Prosperity Home Mortgage #berkshirehathawayhomeservices #BerkshireHathaway #realtor #realestategoals #rickberube #nevadarealtor #lasvegasrealtor #mortgagetips #mortgagetipsandadvice Prosperity Home Mortgage, LLC
Our expert contributor John Ingram with Prosperity Home Mortgage explains what you need to know when you buy a home with solar from transferring between seller and buyer, if the solar is leased or owned and much more! Stay tuned to learn more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: lvrealestateradio.com/ Visit our real estate website: blankfeldgroup.com/
Is now a good time to buy a house? Do kitchens and bathrooms really sell houses? What will mortgage interest rates do going forward? Should you consider an adjustable-rate mortgage? Tune in to find out! In this episode of Off The Wall, hosts David Armstrong and Jessica Gibbs welcome Joan Stansfield of Stansfield Signature Real Estate and David Turner of Prosperity Home Mortgage to talk about residential real estate in the current market. Joan shares her top tips for buyers and sellers in this highly competitive market. For people who are planning to be in their home for the foreseeable future, she gives her perspective on a reasonable long-term rate you can assume your home value will grow. Dave talks through the notable change in mortgage interest rates since 2021 and where rates could be going in the future. He also gives his take on using adjustable-rate mortgages right now in case rates come back down in the future, and more. Episode Timeline/Key Highlights Part 1: Buying and Selling a Home [00:50] Introducing Joan Stansfield. [03:26] Is now a good time to buy a home? Are home prices going to keep going up? [07:32] Tips for buyers on how to compete in a competitive market. [09:51] Waiving contingencies: Good or bad idea? [11:56] Why people are panic selling real estate & Is it still a seller's market? [14:18] Why is the housing market so expensive? [16:37] Using real estate as a long-term investment. [21:02] Home improvements and renovations that increase and decrease the resale value of a property. Part 2: Interest Rates & Lending [26:12] Introducing David Turner. [26:45] The current state of mortgage interest rates & Will interest rates keep going up? [27:40] How federal interest rates affect mortgage interest rates & Should I wait to buy a home until interest rates to go down? [29:28] Adjustable-rate mortgages (ARM) vs. Fixed-rate mortgages [36:45] What you need to know about Jumbo Loans. [39:39] Rules for VA Loans have changed… Here's how you might benefit! Relevant Resources Mentioned Stansfield Signature Real Estate: https://www.stansfieldsignature.com Prosperity Home Mortgage: https://www.phmloans.com About Joan Stansfield Joan Stansfield is the President and Owner of Stansfield Signature Real Estate LLC. Her team, licensed in DC, MD & VA, specializes in residential real estate consultative services, serving both sellers & buyers -- from first-time home buyers, to luxury listings, relocations, military families, move-up buyers, renters & investors! Joan is a Certified Luxury Home Marketing Specialist, Global Property Specialist, e-PRO, GREEN, Short Sale & Foreclosures and Relocation Specialist. Her team promises to "spoil" you in the process of buying, investing or selling! Connect with Joan Visit Joan's website: https://bit.ly/3caRE7N Connect with her on LinkedIn: https://bit.ly/3TjM4AW Listen to the Listed4Love® Podcast: https://apple.co/3zXO9cR About David Turner David Turner is a Senior Mortgage Consultant at Prosperity Home Mortgage LLC. He started his career in mortgage banking after graduating from Virginia Tech in 1982. David has lived and worked in Alexandria for over 45 years, giving him the ability to build and maintain lifelong relationships with clients and referral partners. David's vast industry knowledge and years of experience have given him the privilege of assisting many customers on the road to homeownership. He specializes in VA and low down payment conventional conforming and non-conforming loan products. David sees his role as a mortgage advisor with the goal of guiding clients through the mortgage process delivering a solution that meets or exceeds expectations. Connect with David Visit Prosperity Home Mortgage's website: https://bit.ly/3A9Fbcy Connect with him on Facebook: https://bit.ly/3Kb62cO Connect with Monument Wealth Management Visit our website: https://bit.ly/monumentwealthwebsite Follow us on Instagram: https://bit.ly/MonumentWealthIG Follow us on Twitter: https://bit.ly/MonumentWealthTW Connect with us on LinkedIn: https://bit.ly/MonumentWealthLI Connect with us on Facebook: https://bit.ly/MonumentWealthFB About “Off the Wall” Off the Wall is a podcast aimed at helping you answer the questions: What is the point of my wealth, and what actions can I take to accomplish that purpose? Your answers to those questions will be different from everyone else's. As Wealth Managers, we're skilled at helping our clients think through these challenging, but important, questions. Learn more about our hosts, Dave and Jessica on our website at https://monumentwealthmanagement.com. Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures.
Technology is changing so rapidly that it can be difficult to find time to pause and catch a breath. The fast-paced world of marketing and sales can be especially vulnerable to roadblocks and challenges that come with the evolution of digital. As a former customer relationship manager, Jelaire Grillo has been at the frontline of marketing and sales for a decade. Now the Brand Ambassador for Prosperity Home Mortgage, Jelaire is spreading the word about the products and programs her company offers. In this episode, Jelaire joins me to talk about the transformation she's witnessed in marketing over the last few years and what excites her about the future. Join us as we discuss: - Advancements in marketing technology over the last few years (5:18) - How collaboration with certain tech has changed the game (12:36) - Automation and its role in marketing and sales (22:08) Check out these resources we mentioned during the podcast: - Jelaire Grillo - Prosperity Home Mortgage - Total Expert You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here. Listening on a desktop & can't see the links? Just search for Banking on Digital Growth in your favorite podcast player.
New credit score changes and what that means to you! John Ingram with Prosperity Home Mortgage discusses the new changes to medical collections and how it shows on your credit report! This is change is going to be very helpful - keep listening to hear more!!! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: lvrealestateradio.com/ Visit our real estate website: blankfeldgroup.com/
Everyone says they want to see more financial education… But that will never happen unless we actually start talking openly about money. Everyone has a financial story — it's time we all told it. That's what drives Jelaire Grillo, Customer Relationship Manager at Prosperity Home Mortgage, to empower her customers to share Join us as we discuss: - Why we need to overcome the taboo of sharing our financial struggles - How Jelaire's money journey led to her passion for financial education - Why financial brands need to stop treating customers like transactions You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here. Listening on a desktop & can't see the links? Just search for Banking on Digital Growth in your favorite podcast player.
John sits down with the COO of Prosperity Home Mortgage Justin Messer, Justin has incredible knowledge of the mortgage world and has great energy when discussing his passions. Even if you have no knowledge of how the business works prior, this episode will leave you with some great insight.
John Ingram from Prosperity Home Mortgage talks about the holiday season and what you should and shouldn't do when it comes to home buying and holiday shopping! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: https://lvrealestateradio.com/ Visit our real estate website: https://blankfeldgroup.com/
Join John Ingram from Prosperity Home Mortgage as he discusses the loan limits for the upcoming year and what they are! Also how some lenders are trying to utilize those now.. stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: https://lvrealestateradio.com/ Visit our real estate website: https://blankfeldgroup.com/
John and Tim Wilson of Prosperity Home Mortgage discuss some interesting topics such as home loans, diversity and inclusion in the real estate business, and growing up with 12 siblings in a small town in Kansas. This episode is full of great insights and stories from Tim.
Welcoming our guest, Shari Pardue, from Prosperity Home Mortgage. Shari joins Alba and Isabelle to talk lending. How will 2021 be different from previous years?
We have Carlin Ham on the air with us today discussing all things lender related! She is a lender with Prosperity Home Mortgage and a great asset to further our knowledge on what is going on in the mortgage world! We are asking her a slew of questions, but if you have any additional questions let us know and we can get in touch! You can also visit her website at https://carlinham.phmloans.com/. Grab a glass of sweet tea and take a seat!