Hidden Truths In Retirement & 401k Investing

Joe Cantu here and this is a Cantu Tactical Wealth Management, 9 topic update and stock market forecast. The stock market topics are #1 Losses. #2 Tariffs. #3. Where's the bottom of the stock market? #4. Why are we up when the stock market is down on our accounts? #5 our strategy before April 2nd tariffs. Number six. Our strategy after April 2nd tariffs #7. Recovery process. And expectations of the stock market. #8. Our plan to mitigate losses in the future. #9. Purchases we have made in this market correction. Joe CANTU is Chief Investment Officer of Cantu Tactical Wealth Management, is your host and has over 30 years of experience in the retirement money management profession. He is a West Point graduate with a Masters in Business administration. And has worked for three of the largest Wall Street firms as a stockbroker and portfolio manager over 10 years ago, he created Cantu Tactical Wealth Management, which actively balances and selects investments based on a tactical approach. Rather than the traditional strategic management method, instead of the buy and hold philosophy, he believes in the pursuit of finding investments showing momentum performance regardless of the direction of the market.  His experience includes IRA accounts, 401K rollovers, trusts, endowments, defined benefit plans, 403B and 401K plans. Additionally, he served as a night college instructor for seniors teaching high net worth retirement and estate planning for 14 years. Podcast views and personal opinions are for educational and entertainment purposes only. And does not constitute a recommendation. Investing has risk of loss and you should consult with your own advisors for any financial decisions. Cantu Tactical Wealth Management and Joe Cantu are a fiduciary firm and registered investment advisor in the States of California, Florida, Georgia and Texas, providing pure independent advice and money management.https://youtu.be/UrYxlJ31r2I Youtube Link:

 Retirement Hidden Truths is dedicated to helping you uncover the skills behind stocks with high income and growth, giving you the tools with a goal to maximize your investment returns. It helps you protect your money by teaching you techniques to prevent financial losses. Exposing hidden investment fees and giving you ideas for risk diversification. This channel helps you develop the ability to forecast and predict. The future direction of the stock market. And make informed decisions on buying and selling gold. And spot critical signals that may warn of downturns or reveal possible money-making stock opportunities. So this channel is for advanced retirement investors as well as beginning investors. I will be passing on over 36 years of stockbroker and portfolio manager experience. Joe Cantu's Biography.  ARMY DUTY.Joe Cantu. West Point graduate. "Nuclear Weapons Launch Officer" in Europe. Helicopter pilot in Latin America and was commander of the Combat Aviation Brigade Headquarters Unit, First Cavalry Division, Texas. STOCKBROKER AND MONEY MANAGER.Joe Cantu became a stockbroker and a tax-free bond broker with a regional brokerage firm in Houston, TX. He, also, sold "IPOs", Initial Public Offerings for the city of Houston, TX.  Then he moved and worked for the next 20 years at 3 of the largest Wall Street firms of "Merrill Lynch", "Smith Barney", and "Morgan Stanley". There he specialized in high-net-worth retirement planning and worked as a stockbroker and portfolio manager. In addition, concurrently, he taught night college courses in "retirement and estate planning" and "401K investments" for 14 years. In 2009, he started and investment advisor firm money management firm called "Cantu Tactical Wealth Management" where he is Chief Investment Officer. https://youtu.be/UrYxlJ31r2I Youtube Link:

Did President Trump just nuke the stock market with his tariffs. President Trump may have a hidden agenda?  Joe Cantu, describes 6 factors to offset tariffs. #1 currency adjustments,  #2. And talking about company supply chains, diversification. #3. As nations, we can negotiate with each other. Actually, lower tariffs. The amazing things that actually lowers inflation.  When both parties remove their tariffs, it leads directly to lower prices and lower inflation.  #4 subsidies to local industries could be provided. The United States could give tax breaks and money to local industries to alleviate the burden of tariffs #5. Alternate country shifts we may look to other countries to strengthen new trade relations, which could offset losses from tariffs. #6. Lowering Interest rates provide numerous benefits and may be one of President Trump's hidden weapons. After all, he was a real estate tycoon, and he absolutely loves low interest rates. 6th factor to offset tariffs, which is the most powerful.  So, in conclusion, remember in President Trump's first term we had low gasoline prices. Were energy Independent. We had lower taxes; we had low inflation and low interest rates. Now, I believe these tariffs may be a method to his madness. Again, because there are several avenues to explore currency adjustments. Supply chain diversification negotiations with the US could lower tariffs and that leads directly to lower inflation. He could provide subsidies to lower the price of goods. For our products and services as a vendor, we can shift to other countries for our products. And finally, lowering interest rates has numerous advantages for businesses and inflation. So, you see, it is possible that its madness may lead to lower prices and inflation these tariffs. Are just one chapter, and President Trump's book. It's just being written. Let's see how it ends. And let's not panic.Podcast views and personal opinions are for educational and entertainment purposes only and does not constitute a recommendation. Investing has risk of loss and you should consult with your own advisors for any financial decisions. Cantu Tactical Wealth Management and Joe Cantu are a fiduciary firm and registered investment adviser in the States of California, Florida, Georgia and Texas providing pure independent advice and money management.https://youtu.be/UrYxlJ31r2I Youtube Link:

Joe Cantu explains how to make money in the stock market by predicting the future price of a stock.  He provides the future prices for Amazon, NVIDIA, Walmart, Meta Platforms a.k.a. Facebook, Palantir, Broadcom, Apple and Royal Caribbean.  He mentions that this is excellent for Advanced Retirement Investors but it is also useful for beginning retirement investors, as well.  Cantu Tactical Wealth Management Client' own many of these stocks as of February 27, 2025.  The prices are as of February 27, 2025.  Disclosure:  You can lose money investing in the stock market.  This podcast is for entertainment and educational purposes only.  Any stocks mentioned in the podcast do not constitute a recommendation.  YOu should speak with your own advisors for any financial advise.  Joe Cantu and Cantu Tactical Wealth Management is a fiduciary, registered investment advisor in the states of California, Florida, Georgia and Texas offering pure independent advice and money management.  TranscriptHow to make money in the stock market? It's obviously buy low and sell high. Is when the market is down, people are afraid. Uncertainty causes fear. And fear creates selling and volatility in the market. And I have another video that talks about uncertainty and how to predict the long-term direction of the market. However, I made this video for our clients so y'all can see the long term one year price target of these stocks in other. What are some of the stocks we own and where are they going? This is also a good video for advanced retirement investors because it teaches you. A main concept on how to make money in the stock market by analyzing price targets. So what? Going to do in this video is we're actually going to look into the future. Of some of the very best stocks in America, of which you, our clients out there own several of these positions. So, one of the hidden truths out there, and I call it a hidden truth. Is because you have to uncover. So, to speak. Uncover the price target. It's not readily available. It's not published in the newspapers. You typically have to get it through a research company. But it provides a valuable, valuable item of information. On the prediction of the future of a stock price. And I call it uncovering because you do have to have some research capabilities, programs to find these numbers. What is the one year price target of a stock? We have analyst on Wall Street who predict. The 12 month price target of a stock. It's actually predicting the future of where stock is going. They write a research report. And they publish it. For example, if you're the beverage analyst and you follow Coca-Cola and Pepsi, then you will write a research report on that saying what you think that stock price will be in a year. We will be looking at the one year price target of some of the positions that we own here at Cantu Tactical Wealth Management. Many of you clients will be familiar with some of these stocks because they're in your retirement accounts. But I will show you where the stock is going in our opinion. I have reviewed 20 to 40 different analyst price targets to come up with these numbers. Since I also have people listening on a podcast, maybe driving to work, I will be naming the names and the prices. So there's Apple, Amazon, Broadcom, Costco, Meta platforms, also known as Facebook, NVIDIA, Netflix, Palantir, Royal Caribbean, and Walmart. Now let me go through some of the prices and price targets. So Apple, for example, trading as a February 27th, 2025. Is $237 the all time high for the stock? Is $260, yet the one year price target is $278. Amazon trading at $210.00. All time high price was $242 when your price target 264 dollars. Broadcom $200 all time high price 251 dollars one year price target $250 Costco 1030 dollars all time high price 1078 dollars. One year price target 1096 dollars meta platforms trading at 663 dollars. All timehttps://youtu.be/UrYxlJ31r2I Youtube Link:

Learn a key skill to predict the future direction of the stock market.  Joe Cantu with Cantu Tactical Wealth Management provides information and key elements to help answer the question:  Will The Stock Market Crash?  He gives detailed analysis of the stock market with charts and graphs showing a market falling in 2022 with a comparison in 2024.  Then he provides an economic forecast for 2025. and describes the possibility of a rebound this coming seek and why?https://youtu.be/UrYxlJ31r2I Youtube Link:

How To Buy Seven (7) Magnificent Stocks for Retirement Beginners and Students for less than $100 (U.S.) Informs how to own seven magnificent stocks which represent 35% of the United stees stock market. Video gives you the names and explains how to own all seven stocks for less than $100 dollars in US currency as of the end of January 2025 price. What Is An Exchange Traded Fund, ETF? https://youtu.be/6ogG3qzF15EABOUT THE RETIREMENT HIDDEN TRUTHS CHANNEL This channel is a journey into the hidden truths of how stocks, dividend income stocks, gold and other securities are selected for investment accounts. Discover key indicators and telltale signs. Of stock market industry sectors, good and bad economies. Around the world, this is a global channel. A great channel for basic stock market education to the Advanced Retirement investor. Discover the hidden truths about other types of investments such as tax deferred annuities and hedge funds. What are the Magnificent Seven Stocks? https://www.wsj.com/buyside/personal-finance/investing/magnificent-7-stocks https://www.wsj.com/livecoverage/stock-market-today-dow-jones-12-18-2023/card/what-are-the-magnificent-seven-stocks-and-why-do-they-matter--OePeoDdwqC5ek5bCjjP7"These Seven Tech Stocks Are Driving the Market" (Published: January 22, 2024): This article examines how the Magnificent Seven stocks have been pivotal in driving market gains, accounting for a significant portion of the S&P 500's increase.#stocks #retirement #stockmarketforbeginners #instagramhttps://youtu.be/UrYxlJ31r2I Youtube Link:

Joe Cantu provides the Cantu Tactical Wealth Management 2025 Stock Market forecast as of February 16, 2025.  He shows charts of the GDP, Gross Domestics Product, report for the United States.  He display several other economic reports such as Industrial Production, Capacity Utilization and Employment.  The Magnificent seven stocks are discussed with the performance for 2024.   There is an interesting comparison of the S&P 500 Size weighted INDEX and the S&P 500 Equal Weighted INDEX for 2024 performance.  This is a good video for retirement accounts and money management ideas.Link: "What is An ETF?" https://youtu.be/6ogG3qzF15EMagnificent 7 links: "What Are the Magnificent Seven Stocks?", https://www.wsj.com/buyside/personal-finance/investing/magnificent-7-stocks?utmhttps://youtu.be/UrYxlJ31r2I Youtube Link:

Joe Cantu, Chief Investment Officer of Cantu Tactical Wealth Management, Inc. provides the Firm's Market forecast ahead on September 8, 2024.  Excellent for retirement planning accounts to get an understanding of the U.S. economy and, perhaps, where the markets direction may be? 

Joe Cantu and Ronald Liston gives their economic and stock market forecast.  This is excellent information for retirement account rebalancing.

Joe Cantu, Chief Investment Officer, along with Ronald Liston's economic market analysis provides proof of the pulse of the real U.S. economy's health.  He also shows why the market is down and provides the firm's forecast of the stock market.

Audio of YouTube video for Cantu Tactical Wealth Management clients and customers.

Joe educates the listener on key elements of the U.S. economy which include inflations, housing, jobs and the possibility of the stock market moving higher.  great for retirement planning investment portfolios.

Joe describes the the 7 reasons Cantu Tactical Wealth Management, Inc. investment advisors Joe Cantu and Ronald Liston believe the stock market is moving to higher ground.  Great for retirement money management education.

Joe Cantu Provides and educational video on how to select Tax Free Municipal Bonds.   He explains the risks and the type of investor best suited for these investments.  Good Podcast for retirement money management education.

Joe Cantu describes the significant change that has occurred in the U.S. economy on May 10, 2023.  He believes this change will effect the stock market ahead.  The Firm's forecast is provided.  The announcement is made of Ronald Liston being  promoted to Senior Vice President of Cantu Tactical Wealth Management, Inc.. Ronald is the Lead Portfolio Manager for the Income Strategy and Investment advisor.  Good Podcast for retirement money management. 

Joe talks about his view of the stock market today, energy, the economy, Wall Street earnings and his forecast ahead.  Nice video for retirement planning money management.

Joe describes reason for re-entering the stock market.  The Fed's possible policy interest rate decision tomorrow March 22, 2023.  He discusses his stock market forecast.  Great for retirement planning money management.

In RUN ON THE BANKS episode Joe describes for retirees what caused the the run and what our government has done in reaction.  He further describes history of a Run On The Banks and why the eyes of the world are watching the United States in this event.   He also educates you on the Credit Suisse bank stock drop.  Great episode for retirement money management concerns.

Joe Cantu provides his 2023 Forecast.  He provides a 2022 review of the stock market and his outlook for 2023.  He also discusses possibility of a recession in 2023.

Joe Cantu provides his analysis of last Fed rate hike and how inflation impacts corporate earnings reports and money managers thought they understood, but didn't.  He gives his second half of 2022 stock market forecast.  Great audio for retirement money management investors and the understanding future stock market.  Answers the questions of what really makes the stock market tick.

July 25, 2022, In a weak U. S. Dollar situation, Joe Cantu describes the possible causes of a weak dollar and the best investments to make money from a historical standpoint.  He provides ideas for the type of stocks to add in a retirement portfolio to have some degree of insulation against a companies earnings loss in a weak U.S. Dollar scenario.  Excellent for adding income to retirement portfolios in this weak U.S. Dollar Scenario.  Note:  Investments described in this video have interest rate risk and currency risk of loss.  Joe Cantu is a registered investment advisor in the states of California, Florida, Georgia and Texas.

Joe Cantu explains the key significance of the stock market crossing a key indicator and how important Earnings Season can be.  He also describes the current investment sectors moving up in the market as of July 20, 2022.  Excellent for those managing retirement accounts needing some key telltale signs of the direction of the market.

Joe Cantu, Chief Investment Officer for Cantu Tactical Wealth Management provides an analysis of the past stock market performance in a high inflationary environment in the years 1979 to 1983.  He also gives and understanding between GDP and S&P 500 earnings and his forecast for 2022 and beyond considering this sell-off.  

Joe Cantu* hosts guest speaker Gary Klabunde, Senior Portfolio Manager, Vice President,  Cantu Tactical Wealth Management and registered investment advisor in the states of California, Florida and Texas.*   Gary provides his analysis of the stock market sell-offs, inflation and his forecast of the long term stock market.   Gary introduces a different kind of investment which has the possibility of rising with the expected interest rate hike in the U.S.  Great podcast for retirees to learn what drives inflation, The Fed, strength of the U.S. economy and anticipated long term stock market direction. * Cantu Tactical Wealth Management, Inc. are a registered investment advisor firm in the states of California, Florida, Georgia and Texas of which Joe Cantu is also registered in.

Joe Cantu Chief Investment Officer for Cantu Tactical Wealth Management explains how uncertainty can spook the stock market.  He describes the events which led to a 981 point sell-off on the DJIA Friday April 22, 2022.  He also gives his near term forecast.  Great for understanding what drives the stock market.

This episode distinguishes between fact or fiction of a warranted market sell-off or emotional over reactions. In the Russian invasion of the Ukraine and the deep market drop off it provides an understanding of true earnings and the possible future direction of the market .  J

In this episode you will learn the 4th quarter earnings for the market in the United States and how Cantu Tactical Wealth Management will make a dynamic portfolio adjustment in consideration of Russia's possible future actions.  This provides ideas which may be applied to retirement planning portfolio adjustments considering a moderate risk investor.  Note:  Cantu Tactical Wealth Management, Inc. and Joe Cantu are a fiduciary and registered investment advisors in the states of California, Florida, Georgia and Texas offering pure independent advice and money management.  Investing has risk of loss.

401k company retirement plan successful investing basics.  Learn what is your risk tolerance and why it is important in structuring your retirement plan investments?   Understand the possible types of investment management in your retirement plan.  Find out about the many different kinds of fund names and what they mean?   Discover what dividends are and why they should be treated differently in mutual funds versus stocks?  Explore key features in determining retirement plan performance.  How and when can you make the most money in your retirement plan unbeknowest to others? 

When interest rates are rising we say "Don't Fight The Fed" which means agree with them there is growth & inflation.  A great episode to understand how to structure a retirement portfolio in reaction to the Fed.  Learn what kind of investments to use in rising rates  or falling rates.

Joe Cantu discusses tax reduction ideas for retirement portfolios.  He further describes the Omicron virus effect on the Market and his expectations for the Market ahead.

Joe Cantu describes his reasoning for the Market being spooked and dropping 900 points on Black Friday.  He provides his firm's possible courses of action and a look into the future.  Essential for retirees to have an understanding of choices to make for their retirement portfolios now and in the future.

In EP. 34. INDEX FUNDS Joe Cantu explains the history and type of equity (stock), fixed income (bonds), international and commodity index funds for income in retirement accounts and performance.  He explains the "transparency" and other advantages Index funds have over traditional mutual funds and how they trade on the New York Stock Exchange.   

Joe Cantu explains for retirement portfolios where the stock market is headed from his analysis at Cantu Tactical Wealth Management.   He explains the current positions in his investment portfolios and provides a look in the future in his forecasting models.  He further explains the dangers of having the wrong kind of bonds in a retirement portfolio which may lose money.

Retirement portfolio discussion about why the stock market will continue to advance in March of 2021 moving forward.  Also, learn Joe Cantu's expectation for the catalyst of the next market correction and when it will occur and why?  Discover the investment positions Cantu Tactical Wealth Management, Inc. is placing in their portfolios to diversify and protect retirement assets.

Vaccines and stock market changing for retirement accounts.  Congratulations to Gary Klabunde.  Certified Market Technician

September 22, 2020 Joe Cantu discusses his defensive posture for his portfolios and the reason behind changing Custodians in detail.  Included is a historical view of September and October why they are volatile months for retirement money.  Why November and December are the best months and his strategy of investment selections if Biden wins or investment selections if President Trump is victorious.   

Learn why ETFs are preferred over traditional old Mutual Funds.  Find out how retirement portfolios may benefit from Bond ETFs and counter market securities to protect the principle.   Discover the numerous ETFs available to retirement investors.

Is it possible to predict the direction of the stock market?  Is it possible to predict stock prices and their direction?  Retirement money managers and financial planners all need to have the foresight of where the stock market direction is going.  Find out the hidden truth behind the scenes of how market direction is predicted.  Discover a new analogy of how the direction of something so unpredictable can be predicted.  Unearth the entire profession devoted to the stock market and stock prediction business.  Take notes on different insightful historical parameters which Joe provides to help you predict the direction and seasonal trends of looking into the future for the direction on the stock market for the long term and the short term.

This episode describes 3 catalysts for the the stock market to continue it's rebound reflected in our analysis this June 25, 2020 by Cantu Tactical Wealth Management, Inc.   Retirement portfolio money managers are dependent on investment analysis of the economic recovery of the United States business environment.  Listen and discover these 3 key possible catalysts for the stock market in the Covid-19 recovery.

A blow-out jobs number report this morning.  This means the stock market V shape recovery in on track.  Retirement planning is predicated on the performance of your money.   It is important to keep track of the economy how jobs numbers reflect the performance of business.

Derek Chauvin had 18 bad misconduct complaints on his police record before he killed George Floyd by depriving him of the air to breathe.  It is time for public officials to mandate all police departments to find and fire bad police officers with similar profiles of bad misconduct.   These type of bad officers need to find another profession more suitable for civilized society.  Perhaps create a board of multinational people to review bad police officer misconduct?  Just my opinion. (Please pass this on to a public official as an idea to create a mandate cleansing law)

Find out the hidden truth behind this fancy word Fiduciary.  What is a Fiduciary?  There are so many financial planners, brokers and insurance agents abusing this title.  Discover key financial products which may disclose a wolf in sheep's clothing for retirees.   Find out if your investment advisor of your 401k may or may not be a Fiduciary.  Find out if your financial planner is really a fiduciary.

There is so much confusion about investment advisers in the financial industry.   Who are all these people and what do they do?  Find out the the real truth about the difference between a stock broker, financial planner, registered representative, financial consultant, investment adviser, and insurance agent.  How can I tell the who charges commissions and who does not charge commissions.  Who are fee based?  Which of these are insurance agents?  Retirement investment management is a real issue when determining what the motivation is for my investment advisor.  Is it commissions or are they working in my best interest?

Learn the hidden truths and mystery about Hedge funds.   Who can invest in them.  What are the risks?  Why are they called Hedge funds?  Are hedge funds an appropriate investment for a retirement account or an IRA?

Annuity bomb episode talks about how you can get wiped out of your retirement money.  Discover the most destructive aspects of a tax deferred annuity.  Learn a hidden truth which no one ever talks about in the financial planning business about tax deferred annuities.

Retirees are over sold annuities.  There is a particular place for them on rare occasions.  You are told that they are guaranteed, however, you are being mislead because their word for guarantee does not mean the same to the public and you may have a risk of loss of enormous proportions.  Yet, financial planners sell these like hot bread & butter for retirement planning accounts.  Beware!  Discover the hidden truths about tax deferred index annuities.  I provide real life stories about these dangerous financial products.  Like Adam & Eve eating the apple from the tree of knowledge.  I will give you knowledge, but you may not like what you see. 

401k possible performance funds for a retirement 401k diversification.  Conservative, Moderate or Aggressive Investor all need guidance on how to diversify a 401k account in the possible Covid-19 expected recovery.  Presented are ideas for 401k retirement accounts which may help in understanding this concept of investing.

This is a gold alert for all retirement IRAs, 401ks and other investment accounts.  with the influx of free money the chances of causing inflation are very high.

Investments that go up when the stock market is falling are called "Inverse ETFs".  Learn the ticker symbols for this hidden gem of securities that may be used to hedge a portfolio in a retirement portfolio in trending down stock market.  Beware because they lose money when the stock market goes up.

Discover the hidden leveraged ETFs that may soar if we have a "V Shape" Covid1-19 stock market recovery.  These ETFs have more volatility and may not be suitable for retirement accounts due to the severe losses which will occur of the stock market falls.  However, on the positive side possibility of gain is enormous should a recovery of the market occur.

3 possible market catalysts are revealed.  These are stock market catalysts which can drive it to higher levels over time.  One of these catalysts has already been proven to work!  This is important for retirement accounts, IRAs and 401k plans to understand what the stock market catalysts could be.