Podcasts about retirement starts today radio

Guest: Benjamin Brandt, a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, ND fee-only financial planning company. Benjamin is also the host of the Retirement Starts Today Radio podcast and co-host of The Least Boring Tax Podcast. In a Nutshell: Many advisors think about tech and marketing in terms of "more": more reach, more productivity, more clients, more AUM. But lately I've been asking myself and my coaching clients: Isn't part of the promise of our all-digital, AI-driven future supposed to be "less" time grinding away at the office and "more" time living your life? That depends on what kind of service you want to deliver, what size firm you want, and how you want to spend your time. Some RIA CEOs are going to pump productivity gains right back into the business and keep trying to "add a zero." Others, like my guest today, are going to be very intentional about maintaining both high-touch service for a specific niche of clients and healthy work-life balance for themselves and their team members. On today's show, Benjamin Brandt and I discuss his podcast marketing funnel, his unique approach to accepting and onboarding new clients, and how he's leveraging technology to optimize the efficiency of his firm.

You may be excited to jump on the early retirement bandwagon, but before you do, listen to this episode. In our retirement headlines segment, we explore a peer-reviewed article that shows that early retirement can accelerate cognitive decline.  Stay tuned for the listener questions segment to hear how to reimagine your retirement spending mindset by creating a flexible spending plan.  Retirement Starts Today Radio is a way to learn about having more income, paying fewer taxes, and creating an even better retirement, so if that sounds like the life you're trying to create, press play now.  Outline of This Episode [1:22] Cognitive decline can increase in retirement [3:50] My takeaways from the article [6:52] How can I convince my partner to spend more money in retirement? Resources & People Mentioned Research shows that early retirement can accelerate cognitive decline Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Welcome back to Retirement Starts Today Radio! Today we have an extra special episode for two reasons.  Today, you'll finally meet our newest advisor, Bret Mulvaney. He joins me today to discuss the most recent legislation regarding tax and retirement planning.  This entire episode is dedicated to reviewing the Secure Act 2.0. Listen in to learn what's changing in retirement planning and how the Secure Act 2.0 will change your retirement tax situation. Outline of This Episode [2:12] The age for RMDs is changing [7:58] Qualified Charitable Distributions have not changed [10:35] Roth 401k or 403b no longer needed RMD [12:00] An update to 529 plans [16:58] Key takeaways Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Welcome back to a new year or Retirement Starts Today Radio! Just as you have been envisioning your retirement, I've been envisioning exciting new things for this podcast.  This year we are kicking off a couple of new additions to the show that I'm particularly excited about. After the retirement headlines, we'll have our new Lead Financial Advisor, Bret, join us as an occasional co-host for the listener questions segment. In addition to our original segments, you'll hear from listeners like yourself in our new personal development segment.  On this episode, you'll hear the latest news on the Social Security front, I'll answer a question about the best investment options for mid-term investments in a retirement portfolio, and one listener, Frank, will describe how he is investing in his health to improve his retirement. Make sure to stick around until the end to hear the latest addition to your second favorite retirement podcast! Outline of This Episode [2:12] The number of American retirees is outpacing the number of workers [3:52] There are really only two ways to solve this problem [10:15] My thoughts on claiming Social Security [11:40] The best investment options for short and intermediate-term [17:39] Frank is proud of exercising every day in retirement Resources & People Mentioned Investment News article Episode 99 - What Can a Mullet Teach us About Portfolio Distribution?  Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

In this episode, I play a song by Bo Burnham; I quit the Retirement Starts Today Radio podcast; I take mild exception to Benjamen Walker's history of podcasting; my cohort of early podcasting is very different from Benjamen's; I tell the story of using the term “podcast” for the first time; Latiff Nasser's presentation at … Continue reading Evil Genius Chronicles Podcast for August 4, 2022 – Filtered by the Light of My Own Bubble The post Evil Genius Chronicles Podcast for August 4, 2022 – Filtered by the Light of My Own Bubble first appeared on Evil Genius Chronicles.

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management,  He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin was recently named as one of the top 40 financial advisors under age 40 by Investment News. An Iraqi combat veteran, who served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their SIX (count 'em!) energetic children.   In this episode, Benjamin shares with us the importance of viewing wealth. That it's not just about buying things, but it's also about creating an environment of abundance so that you can live the life that you want to live. And he also shares with us his journey from being a financial advisor to being a podcaster, and how he was able to use this platform to eventually grow his brand and his business. I hope you enjoy the show as much as I did and please let me know what you think.  [00:01 - 21:56] Opening Segment I welcome everyone to the show I introduce our guest, Benjamin Brandt Benjamin shares about his money culture  Money is scarce In order to have more, you “have to save more”  Learning to look at things at the lens of abundance  Deciding to be foster parents Looking at the situation as an opportunity to be a service to the community  Seeing the situation as an abundance of resources Processing the adoption of triplets Fortunate to have abundance  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this link! [21:55 - 48:08] Financial Advisor Turned Podcaster  How Benjamin transitioned into the podcasting world  The goal was to grow the clientele Used podcasting as a wealth-building tool Retirement Tax Podcast New show to watch out for  Marrying your CFP (certified financial planner) and your CPA (certified public accountant) Starting the Retirement Starts Today Podcast Being visible online  Using this platform to nurture people Vetting financial advisors before hiring one Check their social media Do some research and find some key items  [38:09 - 40:32] Closing Segment Watch out for the new podcast on December  Connect with Benjamin through the links below  Final Words  Tweetable Quotes: “And so I looked at my situation through this lens of abundance and said I don't have to spend less. I've got this time, latitude or longitude, to pursue other business activities so that I have this blue ocean of possibilities.” - Benjamin Brandt   “That's why I put less focus on spending less and more focus on earning more.”  - Benjamin Brandt Take the money quiz at www.moneyscripts.com    Connect with Benjamin on Twitter, Facebook, and LinkedIn and listen to his podcast at www.retirementstartstodayradio.com. You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I'm excited to hear more about you. I'm excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empires.com. You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!   I have created a NEW eBook called "You Don't Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management,  He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin was recently named as one of the top 40 financial advisors under age 40 by Investment News. An Iraqi combat veteran, who served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their SIX (count 'em!) energetic children.   In this episode, Benjamin shares with us the importance of viewing wealth. That it's not just about buying things, but it's also about creating an environment of abundance so that you can live the life that you want to live. And he also shares with us his journey from being a financial advisor to being a podcaster, and how he was able to use this platform to eventually grow his brand and his business. I hope you enjoy the show as much as I did and please let me know what you think.  [00:01 - 21:56] Opening Segment I welcome everyone to the show I introduce our guest, Benjamin Brandt Benjamin shares about his money culture  Money is scarce In order to have more, you “have to save more”  Learning to look at things at the lens of abundance  Deciding to be foster parents Looking at the situation as an opportunity to be a service to the community  Seeing the situation as an abundance of resources Processing the adoption of triplets Fortunate to have abundance  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this link! [21:55 - 48:08] Financial Advisor Turned Podcaster  How Benjamin transitioned into the podcasting world  The goal was to grow the clientele Used podcasting as a wealth-building tool Retirement Tax Podcast New show to watch out for  Marrying your CFP (certified financial planner) and your CPA (certified public accountant) Starting the Retirement Starts Today Podcast Being visible online  Using this platform to nurture people Vetting financial advisors before hiring one Check their social media Do some research and find some key items  [38:09 - 40:32] Closing Segment Watch out for the new podcast on December  Connect with Benjamin through the links below  Final Words  Tweetable Quotes: “And so I looked at my situation through this lens of abundance and said I don't have to spend less. I've got this time, latitude or longitude, to pursue other business activities so that I have this blue ocean of possibilities.” - Benjamin Brandt   “That's why I put less focus on spending less and more focus on earning more.”  - Benjamin Brandt Take the money quiz at www.moneyscripts.com    Connect with Benjamin on Twitter, Facebook, and LinkedIn and listen to his podcast at www.retirementstartstodayradio.com. You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I'm excited to hear more about you. I'm excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empires.com. You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!   I have created a NEW eBook called "You Don't Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy! The post Retirement Starts Today with Benjamin Brandt appeared first on Micro Empires.

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today we have Benjamin Brandt.   Benjamin Brandt you are a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company.    You are also the host of the popular podcast Retirement Starts Today Radio and blog.   You were recently named as one of the top 40 financial advisors under age 40 by Investment News.   You are also an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003.    You've been featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others.  In your free time, you and your wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their six energetic children.   In this conversation you'll learn:   The importance of understanding how the media can work for you; What to do in order to gain more clients and authority within your industry; How to reach your target audience and make media personal for your ideal customer; The importance of keeping your story compelling to your audience; How to use the media to why media is important for growing your business; The importance of understanding how to market your brand with media; And so much more!   Resources: Are you a current or aspiring financial professional?  Click here to join the Jumpstart community! Listen to previous podcast episodes, clicking here. To receive a newsletter digest of Jumpstart community happenings, click here.   Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Conversations for Financial Professionals!" by clicking here. Want to collaborate? Click here. If you enjoyed this episode, please share it with your friends by using the social media buttons you see at the bottom of the post.   And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get.   Please leave a review right now, click here.   Thanks again for listening, reading, and watching!

Financial advisors generally meet with clients year-round, resulting in wasted time not only preparing for the meetings, but also in the meetings themselves. However, there is an alternative: surge meetings. By adding a surge to your calendar, you have the ability to boost productivity, systematize the client review meeting while still providing massive value to your clients, and free up time to do more of what you love. Here to help Matthew and Micah dive into this topic further is Ben Brandt, the host of Retirement Starts Today Radio, co-host of the Retirement Tax Podcast, and founder of Capital City Wealth Management. You can find show notes and more information by clicking here: https://bit.ly/3ztgXZf 

If you've listened to our show at all, you already know that podcasting is a very cost-effective strategy for nurturing your clients but today we want to tell you about a Certified Financial Planner that has built his business around a podcast. Our guest today is Benjamin Brandt, who started the Retirement Starts Today Radio six years ago and has grown an incredible following through simple approach to marketing and promotion. If you have a podcast or have been considering starting a show (which we recommend), then this is an interview you don't want to miss. Brandt's business was in dire shape back in 2015 when he shifted his focus to podcasting and now he has a beautiful work-life balance that can turn away clients that aren't the right fit. Today we'll learn about the strategies he's implemented, why he doesn't use call to actions, and how the idea of ‘less is more' is very true for his show. So as you go through the episode today, keep an ear out for some of these topics that we cover: Why he decided to start the podcast to help save his business. The approach he credits for having so much success with the show. Why he doesn't use any calls to action on the show. Strategies to drive organic growth The way he formats his show each episode and the reasons behind it. Why he keeps his shows to 20 minutes or less Getting clients into the funnel and then how he manages that flow. Why he doesn't do any promotion on the show and keeps everything simple. Breaking news on his future plans to work with advisors. For more on this topic and other strategies to growing your business, join us over at RenegadeAdvisor.net. What we discuss on the show: 1:53 – The reason for the podcast 4:46 – Why he's had success 5:58 – No calls to action 10:29 – Creating scarcity and friction 12:55 – How he promotes the show 17:07 – Format for his show 22:06 – The length of his show 24:39 – His audience 30:15 – Brilliance of simplicity 32:12 – Never promotes the show 33:46 – Surge of meetings 37:51 – Starting to work with advisors

I’m thrilled to be back sharing the latest retirement headlines with you after my short holiday break. The biggest news on the retirement radar this week is that the 2nd Coronavirus stimulus package has passed. Together, we’ll take a look at the most relevant parts. Then I’ll answer the question: do you need a Roth IRA even if you make more than the income limits allow for? Let’s start preparing for tomorrow by learning today. Press play now.  Outline of This Episode [1:22] What will the Coronavirus stimulus package bring for us? [7:19] Health expenses are now deductible after 7.5% AGI [9:07] Standard deduction + $600 if you are married filing jointly in 2021 [10:45] Unemployment benefits have been extended [13:09] Does Janet need a Roth IRA? Will you be cashing a $600 stimulus check? The 2nd Coronavirus stimulus package has recently been passed and rather than have you read this 5500 page piece of legislation, I’ll cover the highlights that most pertain to you. Jeff Levine, @CPAPlanner on Twitter was a great source to help me understand the most important information in this bill.  Perhaps the biggest news out of the stimulus package is that new stimulus checks are heading our way. These checks aren’t structured exactly the same as the last ones. The checks are $600 for each person in your household if your income falls under a certain amount. Find out the income limitations by listening to the details here.  If you subscribe to the Every Day is Saturday newsletter this week, we’ll have a link to a calculator that can help you calculate the amount you’ll receive.  Health expenses are now deductible after 7.5% Another change brought about by the Coronavirus stimulus package is that healthcare expenses are deductible after 7.5% of your income. This number often bounces back and forth between 10% and 7.5% of your adjusted gross income (AGI). This means that your healthcare expenses must be 7.5% of your income to be deductible and even then it only counts for the amount that is over 7.5% of your income.  Unemployment benefits have been extended If you found yourself unemployed, like many this year, there’s good news. The stimulus package added federal unemployment benefits for another 11 weeks. This means that $300 per week will be added to your state’s traditional unemployment benefit.  These weren’t the only changes in the bill. You can learn more about how the latest Coronavirus stimulus bill could affect you by listening to this episode of Retirement Starts Today Radio. Do you really need a Roth IRA? Janet’s financial advisor told her that since she is over the income limitations to save in a Roth IRA that she doesn’t need to open one. However, Janet is a few years away from retiring and she is worried about retiring without one.  In my opinion, everyone could use a Roth IRA eventually. If your current income doesn’t allow for it, you can always fund a Roth IRA with a Roth conversion. Listen in to hear how you can fund your Roth most effectively while filling up your tax bracket.  Resources & People Mentioned Jeff Levine on Twitter @CPAPlanner Nerd’s Eye View Blog by Michael Kitces Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Subscribe to Retirement Starts Today on Apple Podcasts,Stitcher,TuneIn,Podbean,Player FM,iHeart, or Spotify

Welcome back to another edition of Retirement Rewind -- episodes so good we played them twice!  Time for travel is by far the number one thing that Retirement Starts Today Radio listeners look forward to in retirement. That’s why I interviewed David Jacoby on to this episode and why it was chosen as a Retirement Rewind.  David Jacoby is a financial planner and travel expert who specializes in helping travelers and expats. David, himself has lived in 4 different countries and even built his business while living abroad. On this episode, he’ll help us understand the unique aspects of retiring abroad. If travel abroad piques your interest then you won't want to miss this interview. Outline of This Episode [2:06] The 3 types of people that are interested in travel abroad [5:22] When does traveling extensively turn into living abroad?  [9:10] How to determine where you might want to live? [13:33] How do people plan for their elderly years? [15:26] How does health insurance work when you live abroad? [17:42] What do people neglect to plan for? The 3 types of people that are interested in travel abroad  Many people are interested in traveling when they retire, but David Jacoby has found that there are 3 types of people that come to him for his services.  Digital nomads or globetrotters are people who work remotely or are location independent entrepreneurs.  Next are people who want to retire abroad for financial or social reasons. They are looking for the right country to move to.  The last group of people is those who are not quite ready to retire abroad and still live in the U.S. They may be traveling a bit right now to scope out potential locations.  Would you consider living abroad when you retire? When does traveling extensively turn into living abroad?  Traveling abroad and living abroad aren’t quite the same. Rather than living full time in another country, some people would rather keep their house in the U.S. and spend extended vacations in other parts of the world. Others just want to sell it all and start fresh in exotic locales. However, before this romantic idea sets in, it’s important to do your homework first. David encourages his clients to visit a place 2-3 times in different parts of the year before making any final plans. Renting a place for 3 months or so will give you a better feel for everyday life in your desired location.  How to determine where you might want to live? Some people may not know exactly where they want to live, they just have a general idea. They may prefer a tropical climate, be near the ocean, or perhaps they have always wanted to live in Europe.  David can help his clients consider practicalities when choosing a location. Oftentimes visas and taxes play a huge part in choosing where to settle. For instance, Portugal, Spain, and Italy have easily obtainable visas for Americans while other countries in Europe are more challenging for American citizens to move to. But what about healthcare? Have you considered travel health insurance? No matter where in the world you choose to settle you’ll need to think about health care especially since Medicare does not work outside the U.S. Depending on where you live you’ll either rely on the local system of care or pay for private health insurance.  Some people even chose to forgo health insurance. This sounds crazy but when you consider that the costs of medicine in many parts of the world are 1/10 of what you pay in the U.S. it isn’t that scary.  You need to understand why you should still enroll in Medicare even if you plan to live abroad for several years, so make sure to listen to this interview with international travel expert, David Jacoby. Connect with David Jacoby Remote Financial Planner 4 Ways Moving Abroad Can Radically Improve Your Finances Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean,Player FM, iHeart, or Spotify

Are you worried about what the election means for your retirement portfolio? Many people are tempted to make big changes to their retirement savings to reflect their election concerns. On this episode of Retirement Starts Today Radio, you’ll learn what you can do to your portfolio if you are nervous about the transition. You’ll also hear what the new RMD tables mean and how the Biden proposals could change the entire retirement landscape. Outline of This Episode [2:12] What do the new RMD tables mean for you? [4:40] How much is the next Medicare Part B premium increase? [7:40] Should you make big changes to your retirement plan because of the election? [11:50] Which Biden proposals could affect you and your retirement? What do the new RMD tables mean for you? Since people are living longer than ever before, the IRS has finally decided to acknowledge these longer lifespans by updating their Required Minimum Distribution tables. According to the longer retirement timeline, retirees can take out smaller mandatory distributions and spread them out over a longer period of time.  What does this mean for you? You can expect to see smaller tax bills and larger IRA balances compounding over time. Listen in to hear the details and learn why this new tax table may seem familiar. Should you make big changes to your retirement plan because of the election? Thankfully, we’re not here to discuss politics. You can go just about anywhere else on the internet for that. However, I do want to touch on the changes that may arise due to the election.  An election year often brings about strong feelings one way or the other and many people feel that they need to make changes to their portfolio based on what they hear on the news. Just because there is an election doesn’t mean that you should make big changes to your retirement portfolio. It’s a good idea to keep in mind that there may be between 4 and 8 presidents in office over the course of your retirement. Major global policy shifts don’t equal major portfolio shifts Even if there are major shifts in global policy you only want to make tiny shifts in your portfolio. If you listen in I will give you specific examples of what you can do to prepare for the future transition without changing the essence of your portfolio.  I do want to clarify that you should never take advice from me or anyone that you find on the internet. Regardless of who is running the country, I want you to have an amazing retirement. Which Biden proposals could affect you and your retirement? One of Biden’s proposals could completely change the retirement landscape. How would your retirement plans change if the Medicare age was lowered from age 65 to 60? At this point, it is just a proposal. Stay tuned in to Retirement Starts Today Radio over the coming months to hear the latest on this Biden proposal as well as his plans for Social Security. Resources & People Mentioned Plan Adviser RMD tables Think Advisor Medicare Part B article NPR article about Biden’s Medicare proposal CNBC article about Social Security Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Subscribe to Retirement Starts Today on Apple Podcasts,Stitcher,TuneIn,Podbean,Player FM,iHeart, orSpotify  

In today’s episode we have a special guest: Benjamin Brandt.  Benjamin is a Retirement Income Certified Professional (RICP®), and the host of Retirement Starts Today Radio, a top-rated podcast dedicated to retirement planning.  Throughout the episode, Ben shares his wisdom on retirement income ideas, spending rules, incorporating flexible retirement spending into your retirement income plans, and numerous other topics.  Be sure to stay tuned until the end of the episode, where Ben talks about what people often get wrong in their transition to retirement. [01:28] Ben’s Story – Ben’s background and his journey through the financial planning industry. [06:37] The Four Percent Rule – Ben shares his take on the effectiveness of the 4% rule and why it may not be an ideal strategy in some situations. [10:04] Making Timely Decisions – How to adjust your retirement strategy according to varying market conditions. [17:11] Distributions – Ben explains the logistics aspect of pulling money from your portfolio and some ways Ben helps his clients plan their distributions. [19:55] Life After Retirement – Why it’s essential to dedicate yourself to something outside your regular career after retirement and what people do wrong in their transition to retirement. [24:01] Safe Investments – The value of making informed financial decisions to avoid investment failures. [29:04] Final Thoughts – Tips & tricks for preparing for retirement.   Resources: Ben’s Podcast, Retirement Starts Today Radio: podcasts.apple.com/us/podcast/retirement-starts-today-radio/id1052378769 Ben’s Website: retirementstartstodayradio.com

“Right now, is the perfect time to start your podcast.” -Benjamin Brandt In this episode, Allison Liddle interviews Benjamin Brandt. Benjamin is a Certified Financial Advisor and Founder/President of Capital City Wealth Management. He is also the host of the popular podcast Retirement Starts Today Radio and blog that has been seen in Kiplinger’s, CNBC, and many other national media outlets and has reached over 500K downloads. Allison and Benjamin discuss how to grow a podcast and why now is the best time to grow it. Connect with Benjamin Brandt: https://retirementstartstodayradio.com/ Podcast Course for Financial Advisors: https://learn.onlineadvisorgrowthformula.com/p/advisor-podcast-accelerator

Benjamin Brandt is the founder and president of Capital City Wealth Management, as well as the host of Retirement Starts Today Radio. Through his podcast, Benjamin inspires people to be financially independent and properly prepared to retire. Today he joins this podcast to discuss his background and how he started his incredibly successful show. You can find show notes and more information by clicking here: https://bit.ly/2W9B26f 

It’s Roth conversion season! What does that mean for you, and how can you take advantage of the current tax cuts to get the most out of your money? On this episode of Retirement Starts Today Radio we’ll get down and dirty with Roth IRA’s and find out what happens if you earn even $1 […]

The father of life planning, George Kinder, joins me on this episode of Retirement Starts Today Radio. George trains financial advisors to look at the softer side of retirement planning, at what he calls life planning. He helps financial advisors teach their clients how to live life to the fullest in retirement. Life planning is […]

Welcome to Retirement Starts Today Radio, a retirement podcast. On today’s episode, we take a look at your children. Will they be the downfall of your retirement plans? We all love our kids, but they could ruin our financial planning for retirement if we don’t create some boundaries. We will also discuss a new retirement […]

In case you missed it, market volatility is back.  On January 26th, we saw the stock market go from hitting a record high to being down 10% (a.k.a the definition of a market correction) in nine days. Here's the thing: stock market corrections are normal. They happen about once every year. What's not normal is how quickly this one happened. Find show notes and more information at www.staywealthysandiego.com/19 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in the rendering legal, financial, or other professional services.

My guest today is Benjamin Brandt, all the way from Bismark in North Dakota. He's the host of the popular podcast Retirement Starts Today Radio podcast and blog. Benjamin is a Certified Financial Planner and Founder/President of Capital City Wealth Management. He's also an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. As a retirement planning expert, he's featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In this episode, we talk about Benjamin's Retirement-Ready Blueprint, how to choose a suitable retirement age, how to prioritise different goals in later life, and extreme levels of checking with choosing your own financial planner. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.  

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company. He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin is an Iraqi combat veteran having served in the North Dakota Army National Guard for … Continued

In this episode of Retirement Starts Today Radio, we read between the lines of new Social Security reform proposals to better help you understand what might lie ahead for the popular social insurance platform.     Here is the exact wording without any additional commentary: From Sam Johnson’s website: The Social Security Reform Act of […]

We featured this topic on episode 15 of the retirement podcast Retirement Starts Today Radio.  Check out the episode below, and subscribe on iTunes or your favorite Android podcast player.  “Sometimes life’s changes are subtle, sometimes change is a red Dodge truck.” My Grandmother’s health and mental acuity had been deteriorating in small bits and […]

Are you ready to head down the path to an amazing retirement? We are tackling the topics on the mind of the modern retiree, on Retirement Starts Today Radio. Recent Posts Do I Need Two Financial Advisors? 5 Reasons to Work One More Year Why You Shouldn’t Hire Me As Your Financial Advisor The Fiduciary […]