American-based brand of automobiles, minivans, and sport utility vehicles.
There is a recall of aerosol deodorants, Dodge the car company is making their own line of cowboy boots, some fast facts, the worst password to have, and someone graded how healthy the Starbucks Holiday Drinks are! See omnystudio.com/listener for privacy information.
All signs point to rough congressional elections next year. What are House Democrats doing to hold their majority? Guest: Rep. Sean Maloney (D-N.Y.), chair of the Democratic Congressional Campaign Committee. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you'll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices
All signs point to rough congressional elections next year. What are House Democrats doing to hold their majority? Guest: Rep. Sean Maloney (D-N.Y.), chair of the Democratic Congressional Campaign Committee. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you'll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices
All signs point to rough congressional elections next year. What are House Democrats doing to hold their majority? Guest: Rep. Sean Maloney (D-N.Y.), chair of the Democratic Congressional Campaign Committee. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you'll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices
Alex Dodge is an internationally acclaimed artist with studios in both New York City and Tokyo. His art is a unique blend of mediums, is designed in virtual space and then hand crafted. He speaks with Vance Crowe about textures, colors, shadows, and the medium of art itself. Dodge recently had a daughter and the two discuss whether someone is born an artist or if they become one from their environment.PODCAST LINKS —Vance Crowe Podcast Website: https://www.vancecrowe.com/podcastApple Podcasts: https://podcasts.apple.com/us/podcast/the-vance-crowe-podcast/id1463771076Spotify: https://open.spotify.com/show/08nGGRJCjVw2frkbtNrfLw?si=WUCu-FoyRRu9U_i-1gJZfgRSS: https://feeds.transistor.fm/the-vance-crowe-podcastYouTube Full Episodes: https://www.youtube.com/channel/UCigB7W5bX_gCinJxev9WB8w/YouTube Clips: https://www.youtube.com/channel/UCJKKb66A5_4ZcsE-rKI24ygBuy a sweatshirt, T-shirt or mugs from the podcast! Check out the Articulate Ventures Merch Store: https://teespring.com/stores/thevancecrowepodcastSubscribe to the podcast for email notifications on new episodes, invites to events and other exclusive content — http://eepurl.com/gSTfk5ABOUT THE VANCE CROWE PODCAST — Vance Crowe interviews people with an expertise that you would want to know about, but might not think to ask. He prompts his guests to think about their work in novel ways, discusses how it applies to regular people and has fun sharing stories and experiences.SUPPORT THE PODCAST —Rate the Podcast | https://ratethispodcast.com/vcpJoin the Articulate Ventures Network | https://network.articulate.ventures/ —We are a patchwork of thinkers that want to articulate ideas in a forum where they can be respectfully challenged, improved and celebrated so that we can explore complex subjects, learn from those we disagree with and achieve our personal & professional goals.Contact Vance for a Talk | https://www.vancecrowe.com/ —Vance delivers speeches that reveal important aspects of human communication. Audiences are entertained, engaged, and leave feeling empowered to change something about the way they are communicating. Vance tells stories about his own experiences, discusses theories in ways that make them relatable and highlights interesting people, books, and media that the audience can learn even more from. Join the #ATCF Book Club | https://articulate.ventures/category/atcf-book-club
THANK YOU FOR LISTENING! DETAILED SHOW NOTES FOR THIS EPISODE CAN BE FOUND ON CALLIEANDJEFF.COM - CLICK HERE - Our phone number is 800-434-5454 … call or text about anything you heard on the show or want to hear on the show! - Follow Callie and Jeff on IG: @CallieDauler and @JeffDauler. - UPSIDE listeners have an amazing community on Facebook. Join by clicking here. - Are we Facebook friends yet? Check out Callie and Jeff's page. - Our PICK ME UP email has good news, cool deals, delicious recipes, and more delivered to you every Tuesday. Subscribe for free! - Shop the Callie and Jeff store. - If you listen to THE UPSIDE every day, you should join The Advisory Horde! Click HERE. - Please tell the world about this show! The easiest way to do that - especially if someone doesn't know too much about podcasts - is by sending them to listentocallieandjeff.com. Internet magic will take them directly to the best available player for whatever device they are using. - Today's show is presented by Dinner A'Fare. Save $25 off anything you order from dinnerafare.com with promo code UPSIDE25. - Three Random Things on today's episode is presented by Brown & Company Jewelers. - Our sponsors this week: StoryWorth — save $10 on your first purchase Rothy's — get $20 off your first purchase Magic Spoon — use the code UPSIDE to get $5 off your next purchase Learn more about your ad choices. Visit megaphone.fm/adchoices
Reverend Robin Dodge, Canon for Ecumenical and Interfaith Dialogue for the Episcopal Diocese of the Rio Grande, discusses both the challenges and the solutions gained by working with different faith communities.
Bill shares an exciting update about his supergarage. Plus the guys talk about what's going on with BMW's latest designs and upcoming Dodge and Mercedes EV's. Visit Geico.com Visit RockAuto.com and let them know you heard it on CarCast Visit TricoCatsAndDogs.com
Presented with Holley! For some reason, this show and Holley go together like tires and smoke - a perfect fit! We are happy to announce that we have signed a long term arrangement with Holley as Title Sponsor of this wacky show for the next year. If that doesn't make you want to buy an awesome speed part, nothing will! Visit Holley.com and make SURE you tell them we sent you! Dukes Review: We're not going to close, Season 6 is nearly to a close and it's starting to get weird. There's a fake fortune teller played by the lady from Policy Academy. There's a little person (and they actually don't say "midget," thankfully). Also, Bo's not in this episode. There's also a 68 Charger with a REALLY terrible 69 taillight conversion. This friends, is a really odd episode with tons of sub plots, a Dodge van, and no new General Lee jumps. That's the bad news. The good news is that Corndog's book had a ton of details on this episode and we added a lot to our list! Patreon Peeps, the year 2021 will be an important one for Patreon specifically, and if you'd consider jumping up to the $5 level it would sure help. The $10 level will remain and we now have a brand new $20 level as well! All members who join at that level will receive a sticker swag pack in the mail, you'll be IMMEDIATELY entered in the monthly prize grab, and you'll receive a phone call from one (or all) of us to chat up whatever you want for 30 minutes! Thank you SO MUCH to those of you who have joined in for the extra content that is only for Patreon supporters. To get in on the action and support the show with a minor financial contribution just click the link below to sign up. http://www.patreon.com/kfshow. Kibbe invented a product! Well, a team of buddies and Kibbe invented a product...and finally launched it. It only took 10 years and it's not for cars at all. It's for baseball! Check it out: https://www.magictee.io Click to join our super secret KF Show Only listener email list..just in case we get blocked from every social and podcast platform! https://forms.aweber.com/form/48/1311263948.htm The post K&F Show #208: End of the Hellcat; Dukes of Hazzard S6E21 Review “The Fortune Tellers” first appeared on The Muscle Car Place.
In this week's episode the guys have a heart to heart about depression. Matt talks about the moves that Dodge is making with their Hellcat Engine, Mike talks about DC, and Rohan explains his Whataburger Thanksgiving! Comment down below if you want to see us in ugly Christmas Sweaters! Subscribe for more Uninfluenced: https://www.youtube.com/Uninfluenced Check out Mike Drop for more from Mike Ritland: https://www.youtube.com/MikeDrop ---------- 0:00 - Intro 0:30 - Fortune Cookie 1:30 - Coping with Depression 4:30 - Thanksgiving and Gen Z 10:01 - Thanksgiving and DC 21:48 - Transgender, Cisgender, and Everything Else 43:37 - Hellcat Engines 1:01:07 - Why Car Guys Love Hot Girls! 1:07:34 - Carrera 4s VS Turbo S 1:13:22 - Epstein Didn't Kill Himself 1:14:18 - Who Would You Let Build a ‘69 Chevelle 1:16:57 - Is Turkey a Must? 1:18:43 - Christmas Traditions 1:23:46 - Do You Tell Your Kid Santa Doesn't Exist? 1:29:01 - Outro --------- Support the Show: ► Support Uninfluenced on Patreon: https://www.patreon.com/Uninfluenced ► Official Uninfluenced Merch: https://www.bonfire.com/store/uninfluenced ---------- Support Mike Ritland: ► Support Mike Drop on Patreon: www.patreon.com/MikeDrop ► Dog Treats, Training, & More at Fueled by Team Dog: https://www.mikeritlandco.com MIKE's NEW BOOK: https://www.amazon.com/Unfuck-America-Respectful-Open-Minded-Conversation-ebook/dp/B09HRF494F ---------- Stay Connected: Follow Matt Holden: https://www.facebook.com/realtalkwithmatt Follow Mike Ritland: https://www.facebook.com/mikeritlandco
Episode Summary Emlyn tells Emma about public health advocate Annie Dodge Wauneka. Learn about us and other women in STEM on our website https://www.stemfatalepodcast.com/ Sources Main Story - Annie Dodge Wauneka Niethammer, Carolyn. I'll Go and Do More: Annie Dodge Wauneka, Navajo Leader and Activist. Nebraska Press, Lincoln, NE. 2001. Women who Work https://lostwomenofscience.org/ Music “Mary Anning” by Artichoke “Work” by Rihanna Cover Image http://www.schools.utah.gov/curr/indianed/teacher/lessons/Leaders/AnnieDodge.htm
The third MacVoices Holiday Gift Guide features picks from our all-Minnesota panel of Charles Edge, Elle Newman, and Brett Terpstra. Get ready for some fun and some off-the-wall picks that are both tech and "tech-adjacent". (Part 1) MacVoices is supported by quip. Better oral health made simple. Get your first refill free at getquip.com/macvoices. Show Notes: Guests: Charles Edge has written 9 books and over 3,000 blog posts on technology, with a focus on large-scale systems and server management, including Take Control of OS X Server. He is currently a product manager for JAMF Software. When not playing with computers at work, he can be found at home tinkering with computers for fun. His personal blog is krypted.com, his podcasts are JAMF After Dark and The Mac Admins Podcast, and you can follow him on Twitter. Elle Newman is a facilitator, a life coach, and a yoga teacher. Find out more about her at her personal web site. find her on her Facebook page, and follow her on Twitter as @ElleMoreen, and on Micro.Blog as @Elle Newman. Charles Edge has written 9 books and over 3,000 blog posts on technology, with a focus on large-scale systems and server management, including Take Control of OS X Server. He is currently a product manager for JAMF Software. When not playing with computers at work, he can be found at home tinkering with computers for fun. His personal blog is krypted.com, his podcasts are JAMF After Dark and The Mac Admins Podcast, and you can follow him on Twitter. Links: Charles' Picks: Combinators: A Centennial View by Stephen Wolfram Petcube Bites 2 Lite Interactive WiFi Pet Monitoring Camera with Phone App and Treat Dispenser Elle's Picks: Bags as Sassy As You Are Makers Canvas Backpack Brett's Picks: Apple TV Siri Remote The Sandman (Audible) Chuck's Picks: WYZE Cam v3 with Color Night Vision, Wired Wyze Cam Pan v2 1080p Pan/Tilt/Zoom Wi-Fi Indoor Smart Home Camera with Color Night Vision, 2-Way Audio WYZE Cam Outdoor Starter Bundle (Includes Base Station and 1 Camera) Snow Crash by Neal Stephenson Reamde: A Novel by Neal Stephenson Fall; or, Dodge in Hell: A Novel by Neal Stephenson Quicksilver (The Baroque Cycle, Vol. 1) by Neal Stephenson The Confusion (The Baroque Cycle, Vol. 2) by Neal Stephenson The System of the World (The Baroque Cycle, Vol. 3) by Neal Stephenson In the Beginning...was the Command Line by Neal Stephenson Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
Annie Dodge Wauneka (1910-1997) was a prominent leader in the Navajo community, and a voice for Navajo people in the US government. She worked to improve the health of people in her community, while respecting and preserving Navajo culture.History classes can get a bad wrap, and sometimes for good reason. When we were students, we couldn't help wondering... where were all the ladies at? Why were so many incredible stories missing from the typical curriculum? Enter, Womanica. On this Wonder Media Network podcast we explore the lives of inspiring women in history you may not know about, but definitely should.Every weekday, listeners explore the trials, tragedies, and triumphs of groundbreaking women throughout history who have dramatically shaped the world around us. In each 5 minute episode, we'll dive into the story behind one woman listeners may or may not know–but definitely should. These diverse women from across space and time are grouped into easily accessible and engaging monthly themes like Educators, Villains, Indigenous Storytellers, Activists, and many more. Womanica is hosted by WMN co-founder and award-winning journalist Jenny Kaplan. The bite-sized episodes pack painstakingly researched content into fun, entertaining, and addictive daily adventures. Womanica was created by Liz Kaplan and Jenny Kaplan, executive produced by Jenny Kaplan, and produced by Liz Smith, Grace Lynch, Maddy Foley, Brittany Martinez, Edie Allard, Lindsey Kratochwill, Sundus Hassan, Adesuwa Agbonile, Carmen Borca-Carrillo, Taylor Williamson, and Ale Tejada. Special thanks to Shira Atkins.We are offering free ad space on Wonder Media Network shows to organizations working towards social justice. For more information, please email Jenny at firstname.lastname@example.org.Follow Wonder Media Network:WebsiteInstagramTwitter
Descriptions- EXPAT FILES SHOW #1106 SUN, NOV 28 (11-28-21) JOHNNY'S 2021 LATIN AMERICAN “EXPAT INSIDER” SEMINAR HAS BEEN POSTPONED DUE TO BAD SCIENCE AND US GOVT STUPIDITY: The last Latin American Seminar was scheduled for January 2021. Please stay tuned for the new rescheduled dates (estimated to be in early 2022). We're on it and will keep you posted… #1- The Thanksgiving scene for expats and gringos: We all celebrate and are thankful for getting the hell out of Dodge. #2- The expat newbee ‘fish out of water” effect: How long does it take to dissipate and go away #3- An Expat with one year of boots-on-the-ground sounds off with his 10 tips for expat gonnabees and wannabees: An off the gringo tourist trail primer for newbees #4- Car insurance tips: #5- Fertilizers, insecticides and organic food questions: #6- When older gringos and gringas hook up: A Latin love and romance report for older folks looking to get into the dating game. #7- Do you want to get into the exploding Crypto-currency world but don't feel quite confident enough to dive in? Our own Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: email@example.com #8- Be sure to pick up my newly updated, "LATIN AMERICAN HEALTHCARE REPORT": The new edition for 2021 (and beyond) is available now, including the latest "Stem Cell Clinic" info and data and my top picks for the best treatment centers for expats and gringos. Just go to www.ExpatPlanB.com and click on the "Latin American Healthcare Report”.
Abby Dodge, is back! We find out all about her newest book, Sheet Cake: Easy One-Pan Recipes for Every Day and Every Occasion. Think you can't make a gorgeous and delicious layer cake? Think again! Abby has a great system for making these easy. Included below is her recipe for Banana Buttermilk Cake with Vanilla Buttercream Frosting. ABBY'S LINKS Instagram: https://www.instagram.com/abbydodge/ Facebook: https://www.facebook.com/abbydodge Website: http://www.abbydodge.com Confessions of a Baking Nerd blog: http://www.abbydodge.com Books: https://www.amazon.com/Abigail-Johnson-Dodge/e/B001ILKDFW Ask Abby a baking question: http://www.abbydodge.com/contact/ BANANA BUTTERMILK CAKE SERVES 12 TO 16 The banana-chocolate flavor combo continues to be a favorite at Dodge family birthday celebrations. Because it bakes up so quickly, this cake is perfect for weeknight dinners or parties CAKE 2⅔ cups (12 oz/340 g) unbleached all-purpose flour 1 tablespoon baking powder ½ teaspoon table salt ¼ teaspoon baking soda 2 sticks (1 cup/8 oz/227 g) unsalted butter, softened 1 cup (7 oz/198 g) granulated sugar ½ cup (3½ oz/99 g) packed light brown sugar 4 large eggs, at room temperature 2 teaspoons pure vanilla extract 3 very ripe medium bananas, mashed (about 1 cup/9 oz/255 g) ½ cup (4¼ oz/120 g) buttermilk, at room temperature ASSEMBLY AND SERVING Vanilla Buttercream Frosting Cake croutons or cakes, (recipe below) soft or toasted (optional) Banana slices (optional) BAKE THE CAKE Position a rack in the center of the oven and preheat the oven to 350°F (180°C/gas mark 4). Lightly grease the bottom and sides of the half sheet pan. Line the bottom with parchment and lightly grease and flour the bottom and sides. Combine the flour, baking powder, salt, and baking soda in a medium bowl and whisk until blended. In the bowl of a stand mixer fitted with the paddle attachment, beat the butter on medium speed until smooth, about 1 minute. Add the granulated and brown sugars and continue beating on medium-high speed until fluffy and lighter in color, 2 to 3 more minutes. Add 3 of the eggs, one at a time, beating until blended after each addition. Add the vanilla along with the remaining egg. Add one-third of the flour mixture and mix on low speed until just blended, about 30 seconds. Add the mashed bananas and mix until just blended, about 30 seconds more. Add another third of the flour mixture and mix on low speed until just blended, about 30 seconds. Add the buttermilk and mix until just blended, about 30 seconds. Add the remaining flour mixture and mix until just blended, about 30 seconds. Scrape the batter into the prepared pan and, using an offset spatula, spread evenly. Bake until a toothpick inserted in the center comes out clean, 20 to 22 minutes. Unmold the cake, let cool, and cut out 3 circles or 4 rectangles. ASSEMBLE AND SERVE THE CAKE Fill and assemble the cake layers, using about half the buttercream on the bottom layers. Top with the final layer. Spread the remaining frosting on the top and sides of the cake. Just before serving, scatter cake croutons and banana slices over the top of the cake, if desired. flavor swaps Marshmallow Chip Use the Vanilla: Marshmallow Frosting (full recipe, with Chocolate Chips add-in; pages 142 and 153) in place of the buttercream. Toffee-Banana: Use the Vanilla Cream Cheese Frosting (full recipe, Brown Sugar variation; page 139) in place of the buttercream. Just before serving, gently press handfuls of toffee pieces around the sides of the cake to cover completely. VANILLA BUTTRECREAM FROSTING full recipe: makes about 5 cups (4 41⁄8 oz/1.25 kg) ¼ cup (1⅛ oz/32 g) unbleached all-purpose flour 1⅓ cups (10 4⁄5 oz/320 g) whole milk 1½ cups (10½ oz/298 g) granulated sugar ½ teaspoon table salt, plus more to taste 5 sticks (2½ cups/ 1¼ pounds/567 g) unsalted butter, at room temperature 2 to 3 tablespoons pure vanilla extract half recipe: makes about 2 1⁄2 cups (22 oz/624 g) 2 tablespoons unbleached all-purpose flour ⅔ cup (52⁄5 oz/160 g) whole milk ¾ cup (5¼ oz/149 g) granulated sugar ¼ teaspoon table salt, plus more as needed 2½ sticks (1 cup plus4 tablespoons/10 oz/ 283 g) unsalted butter, at room temperature 1 to 2 tablespoons pure vanilla extract Place the flour in a small saucepan. Tipping the pan to one side, add about 2 tablespoons of the milk and whisk until the mixture forms a thick, smooth paste. Add another 2 tablespoons milk and whisk until blended. Set the pan on the counter and gradually add the remaining milk, whisking until the mixture is smooth. Place the pan over medium heat and, whisking constantly, bring the mixture to a boil. Cook, continuing to whisk constantly, for 1 minute. Remove the pan from the heat, add the sugar and measured salt, and whisk until the sugar is dissolved. Pour the mixture through a fine-mesh sieve set over a medium bowl (do not press down). Scrape the underside of the sieve into the bowl and discard the floury remnants in the sieve. Set aside, stirring occasionally, to cool completely. (For faster cooling, set the bowl over a larger bowl filled with ice and a little water, stirring and scraping the sides frequently until chilled to room temperature.) In the bowl of a stand mixer fitted with the paddle attachment, beat the butter on medium speed until smooth, about 1 minute. Add the cooled sugar mixture and 2 tablespoons of the vanilla and beat on medium speed until smooth and well blended, about 2 minutes more. If the mixture looks grainy or “broken,” keep mixing until the texture is smooth. Taste and add more salt and vanilla as needed. The flavor should be vibrant. Store the buttercream, well covered or in heavy-duty zip-top bags with the air pushed out, in the refrigerator for up to 4 days or in the freezer for up to 3 months. Before using, bring to room temperature and beat until smooth and light. Before using, bring to room temperature and whisk until smooth and warm enough to spread. HOW TO MAKE CAKE CROUTONS Using a serrated knife, cut the edges of the cake scraps into ¾-inch pieces. For soft croutons, cover and store the pieces at room temperature for up to three days or freeze for up to three months. Thaw at room temperature and refresh in a 350°F (180°C/gas mark 4) oven for about 5 minutes. For crisp croutons, arrange the cake pieces on a parchment-lined half-sheet pan so they aren't touching and bake in a 350°F (180°C/gas mark 4) oven until the edges are dry, 12 to 14 minutes. Set aside to cool completely. The cake croutons can also be mixed into brownie or cookie dough, used in a bread pudding, layered with mousse, or whipped cream in a parfait, or sprinkled on top of ice cream. ASEMBLING AND SERVING THE CAKE Three- or four-layer stacked cakes can be round or rectangular. To make a three-layer round cake, use an inverted plate or cardboard template and the tip of a small knife to cut out three 6¾-inch (16.7 centimeter) circles. To make a four-layer rectangular cake, use the tip of a small knife to cut the cake in half along the 18-inch (46 centimeter) length, then cut again in half along the 13-inch (33 centimeter)length to make four rectangles that are approximately 9 by 6½ inches(23 by 16.5 centimeters). Brush away any crumbs from the sides of the layers. Save any remaining cake scraps to make croutons or cake crumbs (see page 18), if you like. Put one cake layer, top side up, on a flat serving plate. (To protect the plate from smears during frosting, you may want to slip small strips of foil or parchment between the cake and the plate.) If the recipe calls for a soak, use a small pastry brush to brush the soak evenly over the first cake layer. Pile 1 to 1¼ cups of frosting onto the cake layer and spread evenly to the edges. Place the next layer, top side up, on top of the frosting. Align the sides and gently press down on the layer. Brush the soak, if using, on the second layer, and spread another 1 to 1¼ cups of the frosting evenly to the cake's edge. Place the third layer, top side down, on top of the frosting. Align the sides and gently press down on that layer. If you are frosting the outside of the cake, spread a thin layer of the remaining frosting over the sides and top of the cake to seal in any pesky crumbs (this is a crumb coat). Refrigerate the cake for 10 to 15 minutes. Spread as much of the remaining frosting as you like evenly over the sides and top of the cake. Just before serving, pile the cake crumbs or croutons on top of the cake, if using. Or, using a cupped hand, gently press some of the cake crumbs around the sides and top of the cake to cover completely. Add any additional garnishes. ___________________ Women Beyond a Certain Age is an award-winning weekly podcast with Denise Vivaldo. She brings her own lively, humorous, and experienced viewpoint to the topics she discusses with her guests. The podcast covers wide-ranging subjects of importance to older women. SHOW LINKS Website: https://womenbeyond.podbean.com Join our Facebook group: https://www.facebook.com/groups/WomenBeyond/ Follow our Facebook page: https://www.facebook.com/WomenBeyond/ Instagram: https://www.instagram.com/womenbeyondacertainage/ Episode archive: https://womenbeyond.podbean.com Email us: WomenBeyond@icloud.com Denise Vivaldo is the host of WBACA. Her info lives here: https://denisevivaldogroup.com/ More of Denise's info is here: https://denisevivaldo.com Cindie Flannigan is the producer WBACA. Her info lives here: https://linktr.ee/cindieflannigan Denise and Cindie's books: https://www.amazon.com/Denise-Vivaldo/e/B001K8QNRA%3Fref=dbs_a_mng_rwt_scns_share Find us on Podbean, Apple Podcasts or wherever you listen! https://womenbeyond.podbean.com/e/abby-dodge-talks-sheet-cakes
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 26th, 2021. The news we've been dreading, another variant of COVID-19 that is more mutated, more contagious, and more capable of evading the vaccines we have thus far. It's called B.1.1.529 and it's been identified in South Africa, Hong Kong, and Botswana. Senior scientists describe it as the worst variant they'd seen since the start of the pandemic with 32 mutations in the spike protein. That's twice as many as in the Delta variant. Because of the new variant, South Africa has been placed under England's red list travel restrictions. About 500 to 700 people usually go to the UK from South Africa every day. The ban will also cover flights from Namibia, Botswana, and Zimbabwe. Scotland says all arrivals from the countries must self-isolate and take two PCR tests, then starting 4am tomorrow, stay at a managed quarantine hotel. And Israel is banning citizens from traveling to southern Africa and barring the entry of foreign travelers from the region. If you're still arguing with a friend over which is the better vaccine, Pfizer or Moderna, a large scale study out of Hungary says Moderna beats Pfizer in effectiveness. In fact, so does Russia's Sputnik V vaccine. Moderna was 88.7% effective in protecting against infection vs Pfizer's 83.3%, and Moderna was 93.6% effective against COVID mortality vs Pfizer's 90.6%. As expected, the EU authorized Pfizer's vaccine for use on kids aged 5 to 11 years old. That means shots are coming to millions of elementary school pupils. Of course, at least one country didn't wait for authorization. Vienna, Austria had already started vaccinating 5 to 11-year-olds. So with cases surging, ICU's full, and staff vaccine mandates going into place, surely more healthcare workers are getting fully vaccinated, right? At the moment, as much as 30% of healthcare practitioners remain unvaccinated. HCPs working in children's hospitals had the highest vaccination rates at 77%, followed by short- and long-term care ACHs at 70.1% and 68.8%, respectively. Critical access hospitals had vaccination rates of just 64%. In the United States cases were up 20%, deaths are down 10%, and hospitalizations are up 11% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Montana, Kentucky, West Virginia, Oregon, and Michigan. There are 9,401,200 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 54%, Michigan 46%, Massachusetts 42%, Indiana 36%, and Illinois and Maine 31%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Big Horn, MT. Nome Census Area, AK. Scurry, TX. Dodge, MN. Mason, MI. Shiawassee, MI. Bethel Census Area, AK. Crawford, PA. Nodaway, MO. And Goodhue, MN. There have been at least 775,785 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72.7%, Rhode Island unchanged at 72.2%, and Maine at 72.1%. The bottom 3 vaccinating states are West Virginia unchanged at 41.5%, Wyoming unchanged at 45.3%, and Alabama at 46%. The percentage of the U.S. that's been fully vaccinated is unchanged at 59%. Globally, cases were up 16% and deaths were down 3% over 14 days, with the 7-day average trending up since October 15. There are 19,855,847 active cases around the world. With U.S. reporting affected by the Thanksgiving holiday, the five countries with the most new cases: Germany 76,132. The U.K. 47,240. Russia 33,796. France 33,464. And Poland 28,128. There have been at least 5,181,949 deaths reported as... See acast.com/privacy for privacy and opt-out information.
Happy BLACK Friday lol and you don't need another tv! Malikah Shabazz(daughter of Malcolm X) found dead at 54 ,Dodge discontinues the hellcat, Pussy ass Terrorist Kyle Rittenhouse found not guilty on all charges, Killers of Ahmaud Arbery found Guilty of murder, Whore retires after 500,000 customers and 4 presidents, Lebron and Stewart confrontation, Zac Stacy and Sports news. Stevie J confronts wife Faith. Travis and Drake lawsuit, are you Sologamous like MYA?, Summer walker back in love Women and their male friends, Men waiting in the wings? He up next? Risky roundtable: Do women keep your replacement close by? Who are more curvy by ethnicity(women)?
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 25th, 2021. A human subject is testing a new experimental vaccine. And that human subject is Russian President Vladimir Putin. He's already fully vaccinated, and he got his booster shot four days ago. But now he's taken an experimental nasal version of the Sputnik V vaccine. He said so far, he hasn't experienced any unpleasant effects after taking the nasal vaccine. The U.S. President will require essential, nonresident travelers crossing U.S. land borders, like truck drivers and emergency response officials, to be fully vaccinated starting January 22. That brings the rules for essential travelers in line with rules for leisure travelers that went into place earlier this month. Looking around the world, Slovakia's government approved a two-week national lockdown for both the unvaccinated and vaccinated. People can leave their homes only for limited, specific reasons. The Italian government decided to exclude unvaccinated people from some leisure activities like movies, sporting events, and dining out. Vaccinations were also made mandatory for law enforcement, military and all school employees. Denmark's government is seeking to reintroduce mask mandates in all public places. And Portugal is introducing new pandemic restrictions seven weeks after scrapping almost all of them because of the high vaccination rate. This isn't going to shock you, but a lot of people don't follow the public health advice they're asked to follow. A new survey shows that in England, one in four adults who test positive for COVID do not follow the rules for 10-day self-isolation. And that number is rising, up from 22% who fessed up to that in September. In the United States cases were up 24%, deaths are down 6%, and hospitalizations are up 9% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Montana, Kentucky, West Virginia, Oregon, and Michigan. There are 9,382,501 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 55%, Michigan and Massachusetts 45%, and Illinois and Indiana 32%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Big Horn, MT. Nome Census Area, AK. Scurry, TX. Dodge, MN. Mason, MI. Shiawassee, MI. Bethel Census Area, AK. Venango, PA. Nodaway, MO. And Goodhue, MN. There have been at least 773,770 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont unchanged at 72.6%, Rhode Island at 72.2%, and Maine at 72%. The bottom 3 vaccinating states are West Virginia unchanged at 41.5%, Wyoming at 45.3%, and Alabama unchanged at 45.8%. The percentage of the U.S. that's been fully vaccinated is 59%. Globally, cases were up 17% and deaths were up 2% over 14 days, with the 7-day average trending up since October 15. There are 19,654,645 active cases around the world. The five countries with the most new cases: The United States 103,899. Germany 73,966. The U.K. 43,676. Russia 33,558. And France 32,591. There have been at least 5,165,169 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus 411 on your podcast app or ask your smart speaker to play the Coronavirus 411 podcast. See acast.com/privacy for privacy and opt-out information.
Today on Double Teamed, Cami and Niki present a day of thanks episode! Thanksgiving is a celebration of thanks, a holiday we all love to spend with family and friends. BUT, along with having good food and fun times come the most dreaded questions and topics you'd rather avoid. Here's our take on how to handle these awkward situations by derailing the conversation with tact! For your next purchase at goodcleanlove.com use this discount code: DOUBLE20 for 20% off! Listen Up: 00:00 Intro 01:14 What are you thankful for? 06:03 You're spending the holidays with who? 11:29 The art of dodging, derail with tact 16:44 The Half-Send 19:46 Fun facts to discuss over the holiday table 24:54 The Full Send Follow Us on: Instagram TikTok Twitter
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 24th, 2021. The EU's version of the FDA said Merck has put in its request to authorize its coronavirus antiviral, the first pill shown to treat COVID-19. They expect a decision to be made on molnupiravir within weeks. Earlier this month, Britain became the first country in the world to OK the drug. It is just speculation and guesswork, but the World Health Organization's Europe office says its projections show the continent could see another 700,000 deaths in the pandemic by next spring. That means it would top 2 million total. The WHO Europe says boosters should be given as a priority to vulnerable populations, but its own international headquarters is still calling for a moratorium on boosters. It's mask on, mask off depending on where in America you live. Health officials in Oregon announced they're lifting statewide mask requirements in crowded outdoor settings. It was the first state to reimplement an outdoor mask mandate for both vaccinated and unvaccinated residents. But in Denver they're renewing a mask mandate for indoor public spaces until January 3, even though 76% of Denver residents have gotten at least one vaccine dose. The Governor of Minnesota has called up the National Guard to help long term care facilities as a huge surge in hospitalizations overwhelms the health care system. About 400 members of the Guard have been training as certified nursing assistants and temporary nursing aides. Only 2% of the state's ICU beds are available. A lot of people are very up front, even proud of the fact they have refused to get vaccinated. But new research shows there are some who are more than happy to lie about it when it's convenient. Of those who aren't vaccinated, 28% would consider lying about their status to eat in a restaurant that has a vaccine mandate. It's a problem for businesses because they're increasingly held accountable for verifying vaccination status. That's added to the fact that 18% of consumers say they're less likely to patronize a business with a mandate. And a New York survey found 67% of restaurants have lost customers due to the city's vaccine mandate. In the United States cases were up 25%, deaths are down 8%, and hospitalizations are up 8% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Montana, Kentucky, Idaho, North Dakota, and West Virginia. There are 9,329,193 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 56%, Massachusetts 46%, Michigan 44%, Minnesota 32%, and Illinois 31%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Big Horn, MT. Nome Census Area, AK. Scurry, TX. Dodge, MN. Bethel Census Area, AK. Shiawassee, MI. Mason, MI. Pope, MN. Nodaway, MO. And Dickenson, VA. There have been at least 773,770 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72.6%, Rhode Island at 72.1%, and Maine unchanged at 71.9%. The bottom 3 vaccinating states are West Virginia unchanged at 41.5%, Wyoming unchanged at 45.2%, and Alabama at 45.8%. The percentage of the U.S. that's been fully vaccinated is 59.2%. Globally, cases were up 16% and deaths were up 2% over 14 days, with the 7-day average trending up since October 15. There are 19,520,364 active cases around the world. The five countries with the most new cases: The United States 86,016. Germany 54,268. The U.K. 42,484. Russia 33,996. And France 30,454. There have been at least 5,165,169 deaths reported as Covid-related... See acast.com/privacy for privacy and opt-out information.
Listen to a recap of the top stories of the day from Electrek. Quick Charge is available now on Apple Podcasts, Spotify, TuneIn and our RSS feed for Overcast and other podcast players. New episodes of Quick Charge are recorded Monday through Thursday and again on Saturday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories we discuss in this episode (with links): Tesla employees are reportedly organizing a union at Gigafactory Berlin Tesla Model X gets turned into war machine with dual machine guns coming out of the falcon wings Tesla Cybertruck reservation backlog reaches $80 billion in value based on latest tally Ford is actually installing its Tesla Supercharger lookalike charging stations The muscle car goes electric: Dodge sets 2024 end date for gas Chargers/Challengers Polestar confirms Precept concept will be the Polestar 5 and offers a sneak peak of the final design https://youtu.be/0sQOKP31210 Subscribe to the Electrek Daily Channel on Youtube so you never miss a day of news Follow Mikey: Twitter @Mikey_Electric Listen & Subscribe: Apple Podcasts Spotify TuneIn Share your thoughts! Drop us a line at firstname.lastname@example.org. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show!
Craig Collins filling in. Tucker Carlson interviews Kyle Rittenhouse after his acquittal. Rep. Tlaib supports BREATHE Act, includes defunding police, reparations, universal basic income. 9 y/o foils robbery attempt. LeBron James suspended for 1 game after flagrant foul. Black man acquitted of shooting at police on same day of Kyle Rittenhouse acquittal. Daniel Brooks charged with 5 counts of homicide after running his vehicle into Christmas parade. Original Gerber baby turns 95. Air travel almost at pre-pandemic level. Looting continues in San Francisco. Dodge to phase out gas powered muscle cars by 2024.
As the boys near the date for their '3rd Annual Car Talk Sock Hop' Tamsen calls in from California with a VW Superbeetle that Shakes, Rattles and Rolls down the highway. Robin has a rotten exhaust, Debbie's Peugeot won't go, and Kirk wonders if the $19 alignments he's been getting regularly will eventually solve his Dodge's habit of heading for the ditch. All this and a new puzzler on today's show!
Minute Thirty-Seven: From Stan the Man to Bare-Chested Thor Joining us to discuss Stan Lee as well as Thor's perfect body is Jessica Plummer, author and contributing editor at Book Riot. In the thirty-seventh minute of Kenneth Branagh's 2011 film Thor... How strong does that chain have to be to rip the bed of a Dodge pickup truck right off the frame? Or is it that the truck itself was not made well? In a minute of perfect bodies, this truck proves it does not have the perfect body. If they chipped the rock away from under Mjølnir, would they be able to pull it away? Look! It's Stan Lee in his cameo! Turns out, Stan the Man is driving the pickup that gets torn apart. It's been disproved that Stan's one of the Watchers now that What If...? has been released, but we explore what he would be up to if he were the Watcher during this crossover period between The Incredible Hulk, Iron Man 2 and this film. Agent Coulson finally arrives. And it looks a bit familiar as we've seen a bit of this at the end of Iron Man 2. He's very stoic as the SHIELD agent, and as his first foray outside of the Iron Man films, it really feels like he's starting to step into his own here. But he doesn't have Thor's perfect body. They do make him feel more menacing though. Is that because for this film, they're meant to feel more of a threat during the continuing sequences with Mjølnir? This moment again speaks so well about what Kevin Feige had been setting up with this crossover universe that becomes the Marvel Cinematic Universe. We talk about a few of the other actors playing townies at the crater as well. Back at Smith Motors in Jane's workshop, and we find Thor shirtless, showing off his perfect body. Thirsty, anyone? Thor is putting on clothes and we find him with jeans on. And that's it. Clearly, Hemsworth is happy to show off his body here because those months in the gym seriously paid off. Jessica wanted to discuss these minutes in particular because of the concept of thirst and how these films have subverted a bit of the trope of featuring women in moments simply included for thirsty male viewers by featuring these super men in super shape usually topless to satisfy fans. We discuss the male gaze versus the female gaze a bit. We also discuss the challenge of a male director filming the female gaze. Does that negate it? Though perhaps that's why it's so important to have Darcy and Jane both staring at Thor's perfect body. Darcy's apology/non-apology to Thor about tasing him feels like classic Darcy. Jane does a great job of averting her eyes, oh Lord. Thor fiddles with the computer mouse and Jane stops him. And she realizes how close she is to that perfect bod. And we realize just how much taller he is than she. But while Thor's body may be the perfect body, that damn bleached eyebrow thing and terrible wig. They almost make his entire face disappear. Oh, and we haven't even mentioned the other beautiful thing to look at – those incredible New Mexico vistas through the enormous windows of Smith Motors. Wow, what a beautiful part of the world. We've got Stan Lee's cameo as well as a whole conversation about the thirst everyone has after seeing Hemsworth look the way he looks. Tune in! Join the conversation with movie lovers from around the world on The Next Reel's Discord channel! Film Sundries Watch this film: iTunes • Amazon • Netflix • YouTube • Disney+ Join the conversation on Discord Script Transcript Trailer #1 Trailer #2 Poster artwork Original Material Jessica at Instagram, Twitter and BookRiot Jessica's podcast Flights and Tights: A Superman Movie Podcast Buy Sword Stone Table at Amazon or BookShop
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 23rd, 2021. So you're thinking about getting a booster shot. But you're also thinking “how long will this one last?” Well the answer is, I know this is a shock, they don't know. However, a small study out of Northwestern University is claiming neutralizing antibody levels against COVID decreased 25-fold after a booster compared to 10-fold nine months after getting the original doses. So they think the booster might last longer. Germany and Denmark have been added to the list of places the CDC preferred you didn't go. In fact, 13 European countries were added to the “avoid travel” list in the past four weeks, which brings the total of countries at Level 4 on the list to 76. Fun fact: based on the CDC's criteria, America would also be on the list of countries they recommend Americans not travel to. Right alongside the push to get kids vaccinated just happen to be new reports that more kids than ever are getting infected. The American Academy of Pediatrics says Covid-19 cases in children are up 32% from two weeks ago. In fact, they say kids represent more than a fourth of all new cases for the past week. Just ahead of Monday's deadline, a source reports more than 90% of federal workers had gotten at least one dose of vaccine. Again, there is no option offered to get regularly tested instead unless they managed to get a medical or religious exemption. Actually, when you count those exemption requests, more than 95% of federal workers are in compliance. Well we told you about Germany being added to the don't travel list, and someone who probably agrees with that is Germany's health minister. He's saying the rapid rise in cases means it's likely everyone in the country who isn't vaccinated will have caught COVID by the end of winter, and some will be dead. Obviously, many, many health experts say that's not necessarily true. In the United States cases were up 29%, deaths are down 9%, and hospitalizations are up 6% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Wyoming, Montana, Idaho, Kentucky, and West Virginia. There are 9,319,803 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 59%, Michigan 47%, Massachusetts 41%, Minnesota 37%, and Illinois 32%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Nome Census Area, AK. Big Horn, MT. Scurry, TX. Bethel Census Area, AK. Dodge, MN. Mason, MI. Shiawassee, MI. San Juan, NM. Roseau, MN. And Jackson, MI. There have been at least 772,381 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72.4%, Rhode Island at 72%, and Maine at 71.9%. The bottom 3 vaccinating states are West Virginia at 41.5%, Wyoming at 45.2%, and Alabama at 45.7%. The percentage of the U.S. that's been fully vaccinated is 59.1%. Globally, cases were up 20% and deaths were up 2% over 14 days, with the 7-day average trending up since October 15. There are 19,404,315 active cases around the world. The five countries with the most new cases: The United States 74,156. The U.K. 44,917. Germany 40,489. Russia 35,681. And Hungary 27,209. There have been at least 5,158,635 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus 411 on your podcast app or ask your smart speaker to play the Coronavirus 411 podcast. See acast.com/privacy for privacy and opt-out information.
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 22nd, 2021. In many of our minds, the year 2020 stands out as the most difficult where COVID-19 is concerned. However, in the United States, the number of 2021 coronavirus deaths have surpassed the total for 2020. And that is with the nation's government and public health leaders having access to vaccines. The number will most definitely rise in the remaining weeks of the year. But the country's answer is, more vaccine. The FDA and CDC did as expected and expanded eligibility for booster shots to all adults Friday, offering additional protection for all those 18 and above who had their second shot of Pfizer or Moderna at least six months prior. Boosters had already been approved for J&J's one-dose vaccine, for two months after the primary dose. New and renewed restrictions in several European countries resulted in protests, some of them violent, and some leading to dozens of arrests. These are not small demonstrations, ranging from hundreds of participants in some cities to tens of thousands in Belgium. Few people are wearing masks, political rallies, concerts, and home gatherings have resumed, and people busily shop in crowded marketplaces. This is in Zimbabwe. And the same is happening across much of Africa, which is less than 6% vaccinated. The World Health Organization says infections have been dropping there since July, and Africa makes up just 3% of the global total of COVID-deaths. The Americas account for 46% of them. So seriously, what is going on? Scientists have absolutely no clue. Some say it's the continent's relative youth, some say the populations are more spread out and are outdoors more, some say it's genetics or past infections with parasitic diseases. For those who still think we should find out how all this happened, US government documents newly released under the Freedom of Information Act show the Wuhan Institute of Virology was studying coronaviruses found in bats from Laos and Yunnan, China in the months before the outbreak. This means the bat origin and lab escape origin theories might both be true. US-funded researchers were sending viral samples from the bats to the lab according to leaked emails between EcoHealth Alliance and US government funders. Records of both genetic sequences were removed from an online database at the Institute in September of 2019. In the United States cases were up 29%, deaths are down 9%, and hospitalizations are up 5% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Wyoming, Montana, West Virginia, Kentucky, and Idaho. There are 9,336,118 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 61%, Michigan 45%, Massachusetts 39%, Minnesota 37%, and Illinois 31%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Nome Census Area, AK. Big Horn, MT. Scurry, TX. Bethel Census Area, AK. Dodge, MN. Mason, MI. Shiawassee, MI. San Juan, NM. Roseau, MN. And Jackson, MI. There have been at least 771,118 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72.4%, Rhode Island at 72%, and Maine at 71.9%. The bottom 3 vaccinating states are West Virginia unchanged at 41.5%, Wyoming at 45.2%, and Alabama at 45.7%. The percentage of the U.S. that's been fully vaccinated is unchanged at 58.9%. Globally, cases were up 18% and deaths were up 1% over 14 days, with the 7-day average trending up since October 15. There are 19,908,663 active cases around the world. The five countries with the most new... See acast.com/privacy for privacy and opt-out information.
Season one of Locke and Key came with much excitement and hype, and for the most part, I think that we all thought it lived up to most of those expectations! Here we are at season 2, leaving off pretty much where the first season ended, and trying to find out where the Locke's are now, and what new keys are there out there floating around!"Locke & Key is a 2020 American supernatural horror drama streaming television series developed by Carlton Cuse, Meredith Averill, and Aron Eli Coleite, based on the comic-book series of the same name by Joe Hill and Gabriel Rodríguez. It premiered on Netflix on February 7, 2020. The series stars Darby Stanchfield, Connor Jessup, Emilia Jones, Jackson Robert Scott, Laysla De Oliveira, Petrice Jones, and Griffin Gluck. In March 2020, Netflix announced that the series had been renewed for a second season which premiered on October 22, 2021. In December 2020, ahead of the second season premiere, the series was renewed for a third season." The Locke kids think that they've rid themselves of Dodge, and have now found themselves the owners of a few new keys!! The audience knows better than to believe that Dodge is gone, and instead, is just carrying a different face, and now with a mostly loyal subject at his side! What else do we learn about this family, making keys, and new dangers around the corner? Check out season 2, and let us know what you all think! SUBSCRIBE: Apple Podcasts | Android | Spotify | Pandora | RSS Tell us what you think!Leave us a voicemail at 970-573-6148Send us feedback and/or MP3's to email@example.comFollow us on Facebook, Twitter, Instagram, and Youtube!Support the podcast on Patreon!Credit - Doyle Daniels, Juan Muro, Gabe Llanas, Tim Huskey
The founder of Fine Cooking magazine's test kitchen, Abby Dodge, is with us this week! James Beard-award-winning instructor and author of 11 cookbooks, Abby's baking knowledge is boundless. We chat about her career in this first half of our conversation. In part two we'll discuss her newest book, Sheet Cake: Easy One-Pan Recipes for Every Day and Every Occasion. ABBY'S LINKS Instagram: https://www.instagram.com/abbydodge/ Facebook: https://www.facebook.com/abbydodge Website: http://www.abbydodge.com Confessions of a Baking Nerd blog: http://www.abbydodge.com Books: https://www.amazon.com/Abigail-Johnson-Dodge/e/B001ILKDFW Ask Abby a baking question: http://www.abbydodge.com/contact/ Women Beyond a Certain Age is an award-winning weekly podcast with Denise Vivaldo. She brings her own lively, humorous, and experienced viewpoint to the topics she discusses with her guests. The podcast covers wide-ranging subjects of importance to older women. SHOW LINKS Website: https://womenbeyond.podbean.com Join our Facebook group: https://www.facebook.com/groups/WomenBeyond/ Follow our Facebook page: https://www.facebook.com/WomenBeyond/ Instagram: https://www.instagram.com/womenbeyondacertainage/ Episode archive: https://womenbeyond.podbean.com Email us: WomenBeyond@icloud.com Denise Vivaldo is the host of WBACA. Her info lives here: https://denisevivaldogroup.com/ More of Denise's info is here: https://denisevivaldo.com Cindie Flannigan is the producer WBACA. Her info lives here: https://linktr.ee/cindieflannigan Denise and Cindie's books: https://www.amazon.com/Denise-Vivaldo/e/B001K8QNRA%3Fref=dbs_a_mng_rwt_scns_share
Do You Think There's Nothing You Can Do to Keep the Bad Guys Out? What a week. The FBI got hacked. Homeland security supposedly is sending out emails about hackers in your network. This is what we're going to talk about to start with today. What are these new emails, and how are they trying to con you? [Automated Transcript Follows] This is a little bit concerning. We know that the FBI's email system got hacked. And for everyone sitting there saying, well, gee, if the FBI gets hacked, there's no way my business can survive an attack. Remember that the FBI is a huge, huge target. They have so many systems, so many people, and the bad guys really, really would love to send an email out as though they are the FBI. [00:00:49] And, they did, they used, they used the FBI's email servers to send out some of these fake emails. I thought that was kind of funny, but be that as it may, the FBI closed. But there are things you can do to protect yourself, to protect your email. And my wife and I have been working diligently on a guide. [00:01:13] Now, you know that I protect businesses. I work closely with the FBI, been doing cyber security for more than 30 years. I kind of hate to admit it. But, uh, you know, you know, I've been on the internet for more than 40 years. So I've been at this for a very, very long time and there are things you can do. So we're making available a guide. [00:01:38] So she's taken a lot of my teachings and is boiled it down. It looks like it's going to be 25 ish pages. And it's just the essential things, the primary things that you can do. To stop your email from getting hacked, your bank accounts, et cetera. There are some pretty simple things you can do. So we're putting that together, and we're also putting together a Bootcamp and both of these are free. [00:02:07] Okay. Absolutely free. And in the bootcamp, again, this book isn't about selling you all of the, my services and stuff. It's giving you. Actionable things you can do. Yes, you can do. You don't need to be the FBI or a cybersecurity expert to do them, but five things you can do that will, I don't know, 10 X, your cybersecurity, really? [00:02:35] It it's, it's that big a deal. And it's going to take you less than an hour to do all of this stuff. So for those people who like the boot camp, so we're going to have. And, uh, you know, one of these zoom things and we're going to do it live and I'm going to explain it to you, spleen it. And you're going to have some homework before the bootcamp, because I want you to have some skin in the game too. [00:03:02] Right. You're not paying me or anything. So I want to make sure that you've done your homework so we can quickly. Go through all of the stuff that we need to cover in the boot camp and people who are interested in kind of being the example, which means they are going to get more information than anybody else. [00:03:21] You can also say, Hey, listen, uh, yeah, please use mine as an example. So we'll look at all of these different things. We're going to focus in on that first bootcamp primarily on. The stuff with passwords, you know, what should you do? How should you do it? How can you tell if your password has been stolen? If your email accounts been compromised, all of that sort of thing. [00:03:44] And you need to be on my email list in order to find out about this stuff. Right. And in fact, when you sign. I've got three special reports that Karen and I wrote that are really going to be helpful for you. These are three that we've been using with our clients for years, but again, actionable. To do right, is not some marketing sales guy trying to sell you the latest, greatest piece of antivirus software that doesn't work. [00:04:18] So you can get that. If you go to Craig peterson.com right now slash subscribe. If you want the deep link, Craig peterson.com/subscribe. We'll go ahead and sign you up. I have a little automated sequence. It's going to send you the emails with all of the attachments. We got one, that's kind of an introduction to Karen and I, you get to see both of us. [00:04:44] And, uh, it's a really cool picture of when we're on vacation one time and you can get all of that again. It's free. This is the free newsletter. This isn't the paid newsletter. Craig peterson.com. Slash subscribe. All right. So I can help you out with all of that free content. And I have lots of it. I'm on the radio every week talking about free, right. [00:05:08] And you can avoid these things. So like, I kind of hate to bring up this FBI hack because as I discussed again with Karen this week, I, I don't want people to feel like there's nothing that they can do. I have a friend, her name's Laura and she's in one of my mastermind groups. And Laura is, was listening to me because another mastermind member got hacked and it had like, what was it? [00:05:36] $45,000 ultimately stolen from him. And we helped them out. And so I was explaining, okay, so here's the things you can do. And. Basically all she heard was, uh, I'm never going to be able to do this. And, and she's a technical person. She teaches people how to become business analysts, which is pretty technical, right. [00:06:00] There's a lot of steps involved in doing business and analyst work. And so I was really surprised to hear from her that she had. The securing herself was just too hard. You know, the FBI gets hacked, et cetera. And so that's why when I came to this realization, the bottom line is, yeah. Okay. It can be hard if you're like me and you've been in doing this for 30 years, you've got the curse of knowledge, right? [00:06:30] So you, you know, all of this stuff, this isn't for you. If, if you know everything, okay, this is for people who. Quite understand what's going on. Definitely don't understand what they should do. Don't know what they should buy. They don't know how to use the free stuff that Microsoft and apple give you and how to pull it all together. [00:06:52] That's what I want you to be able to understand, and we spend time every. Going through this and every newsletter. I have a, an opening now that is a lot about three to five minute read. If that it can be very, very quick read and is helping you to understand some of the things that you can and should do. [00:07:16] So you'll get that as part of the newsletter. Again, Craig peterson.com. That's in my free newsletter. You should see the paid newsletter. Uh, it's a big deal because it's your life. It's a big deal because it's your business. It's a big deal because it's your job on the line. And most of the time, and when I pick up a new client, it's somebody who's kind of the office manager. [00:07:42] Well, frankly, more than your office manager, sometimes the business owner, you know, owner operator says to the office manager, Hey, we got to do something about cybersecurity and then I get. Saying, Hey, can you do a cyber health assessment for us and that cyber health assessment, which we'll do for almost anybody out there will tell you the basic self. [00:08:05] Okay. Here's what you got to do. You've got to update this. You should turn off this software or you should do this and that with your firewall so that they have. I a little checklist, right. That they can run through. That's the whole idea behind one of these cyber health assessment. And then what happens is they say, okay, well, let's, let's talk some more and we go in and talk with them, talk with the owner. [00:08:32] Do they want to do, help them put together a more detailed plan and then they are off and running so they can do it themselves. They can hire someone, they can have us do it for them, whatever seems to make the most sense, but it's very important. To do it, to do something because sitting there trusting the Google's going to take care of you or apple or whomever, it is, uh, you know, trusting Norton antivirus is going to take care of. [00:09:04] I was reading a quote from John McAfee. He's the guy that started the whole antivirus industry. Now, of course, he passed away not too long ago, under suspicious circumstances, but he came out and said, Hey, listen, antivirus is. Because right now this year, these weren't his stats. These are stats published. [00:09:24] You can find them online. Just duck, duck, go them. Yeah. I don't use Google for most things. Uh, and you'll find that the antivirus is ineffective 77, 0% of the time. So, what do you need to do? Well, you need to listen to me here because I am going to help keep you up to date here. Some people are auditory listeners. [00:09:46] You need to make sure that you get the newsletter so that you get the weekly updates and you find out about these free trainings and special reports that we put together. Makes sense to you and you can attend the boot camps where we cover the basically one hour meetings on zoom, just like you're used to, and we cover one or more specific topics and we do it live and we use your information. [00:10:17] The information you want us to have a, do you want us to share? So how could that be better? And it's the same sort of stuff, but deeper dives and more interactive obviously than radio. And you can listen to me here every week. I think it's important that you do, and you understand this stuff. So anyways, ramble, ramble. [00:10:37] It all starts with email. How do you keep your emails safe? You might remember years ago, you, people were getting broken into and emails were sent out using their accounts. Well, that happened decades ago and it's still happening today. So. Right now, Craig peterson.com. I promise you. I am not a heavy marketer. [00:11:01] Okay. You're going to get good, actionable information that you can put to use in a matter of minutes, Craig peterson.com/subscribe. [00:11:13] Our intelligence monitoring indicates exfiltration of several of your virtualized clusters in a fist sophisticated chain attack. Your, I am trying to put on this like official voice. Right. And it didn't do so well anyways, that's what we're going to talk about, right now. [00:11:29] This is an email that came from the department of Homeland security warning about hackers in our network. [00:11:37] Okay. The subject line here, the one I'm looking at, and this is a, the justice week urgent threat. In systems read the email goes on. We tried to black hole, the transit nodes used by this advanced persistent threat actor. However, there is a huge chance you will modify as attack with fast flux technologies. [00:12:01] I don't know if that ties into a flux capacitor or not, which he proxies through. Uh, multiple global accelerators. So this is somebody who doesn't really know what they're talking about. They're just throwing up big words. We identified the threat actor to be. Somebody whom is believed to be in of course, whom wrong usage of the word here, uh, is believed to be affiliated with the extortion gang, the dark overlord, comma, uppercase. [00:12:33] We highly recommend you to check your systems and IDs monitoring. Be where this threat actor is currently working under the inspection of the MCC. I see, as we are dependent on some of his intelligence research, we cannot interfere physically within four hours, which could be enough time to cause severe damage to your infrastructure. [00:12:59] Stay safe. USDA department of Homeland security, cyber threat detection and analysis network analysis. Total control panel. So this is classic when it comes to scammers. And the classic part is that you could do. Is the grammars bad. The wording is confusing, his punctuation is wrong and he's throwing out all whole bunch of words that are used when it comes to hackers. [00:13:35] You know, there are things like advanced, persistent threats. That's one of the biggest problems in fact, businesses have today. But in reality, the way he used it, Incorrect now that's something I would notice cause I've been doing this stuff for more than 30 years, but the average person is never going to notice something like this. [00:13:59] So it's been pretty, in fact, pretty successful now, a little different than usual here. These fake messages don't have attachments. They don't have phone numbers. They don't have web links. Therefore what? Well, your email filter is not going to look at them and say, oh, these look risky. These URL links are going to risky sites. [00:14:26] I'm going to block it. Right. That's what we do. We have the advanced email filtering from Cisco that we use for our client, or that includes their amazing artificial intelligence for phishing and stuff. So an email like this is not go. To trigger those types of alarms. So they're saying don't panic, avoid contacting the FBI for further details and ignore the accusations that are made in the email. [00:14:55] This is so focused though. So is a cybersecurity company. They have, they have a lot of stuff. They have some pretty good stuff. It's not, um, there's not. But spam house is tracking it. Now, if you've ever been blacklisted, it's called black Coleen really by people who might've used your domain to send spam, or maybe you're a spammer, you've heard of spam house and I've been blacklisted before inappropriately. [00:15:25] The good news is my. That I use for emailing is about 30 years old as well. So it's got a pretty good reputation over the years, but spam house is saying now that this is a scam they've been tracking it. It's a well-known scam and it's been widely circulated. To those office managers that I said are often the people who call us when there's a cybersecurity problem, or we get calls from office managers when something doesn't look right with the emails. [00:16:01] And we have a client that had been getting these weird emails and. We were called saying, what's going on, have a look. We looked and we found all kinds of problems. Right? So that again, an office manager approaching us and thinking everything's fine because they had Norton and they had the more advanced Symantec stuff and it didn't catch. [00:16:27] Any of this really nasty stuff, but that's part of what Spamhaus does. And they're looking at it and saying, oh, okay, wait a minute. Now we're seeing these emails come out. They are definitely not coming from, uh, fbi.gov, which is what the return address is. And so spam house tags, it spam. Assassin's going to tag it and, and it's not even going to make it. [00:16:56] Anything, but a log on are our email filter. So a number of people have received it. If you've received this email, I'd love to know it because they really are trying to go after the people who are a little bit more into this now, how do they find them? Apparently? They have stolen the email addresses by scraping them from public sources. [00:17:22] So databases, uh, published by Aaron, for instance, the American registry for internet numbers. And I'm assigned my own number is CP 2 0 5 because I was so early on by Aaron they're the guys that have been managing. The basic internet domain stuff here in the U S for very long time. And it also doesn't mean by the way that Aaron had any sort of a breach. [00:17:47] And really just showing that the crooks behind this disinformation campaign have really been focusing on people who appear to be in network administration, because those are the email addresses and names that Aaron is going to have. So why are they doing this? Why are they sending it out into it's frankly, it's kinda hard to tell some of the emails have a QR code in them. [00:18:18] Now that is intriguing because here's how, again, how a lot of these basic email filters work, they look at it, they say, well, what links are in there? How many links, how much of the email is a graphic? And they understand while it's going to internet bad guys.com. There's the link right there. Forget about it. [00:18:42] I'm not going to forward this email to the intended recipient, but if there's a QR code in that email to almost every email filter out through. It only looks like a graphic. So might've been a picture of your mother as far as it knows. Most of them are not very smart. So w you getting an email, having a QR code in it and saying, oh, that's kind of interesting. [00:19:07] Let's check out that QR code. That's where the hazard com. All right. So be very, very careful fake news like this. It's not only unfair to the people who are accused in it, which is what happened here. There can be accusing your own it department. They can be accusing. People within your department, which is typically what's happening and then what they may try and do now that you don't trust your, it people, your security people, because they're mentioned by name in the email, but remember their names are probably scraped off of. [00:19:47] That you don't trust them. And now they attack you and you don't trust that you've been attacked. Right? So fake news, a term coined by Hillary Clinton during her campaign, but that's exactly what it is entirely fake. So this email, if you get one from Homeland security about threat actors in your systems, almost certain. [00:20:12] Fake fake, fake, fake stick around. We've got a lot more coming up. Don't forget to subscribe. Get my weekly newsletter. I'm going to be published and even more, I think probably starting next month. I'm going to be sending a couple emails out a week because I got to get you guys up to speed so that you're ready for the upcoming bootcamp. [00:20:35] Everybody knows about the chip shortage, right? Uh, computer chips. They're just hard to find. I'm hearing all kinds of ads from Dell lately on the radio. And they're saying just buy now. Well, they're not selling new high-end machines anymore. The white house. This is a story from the verge has allegedly kinda stepped in about Intel's plans to increase chip production. [00:21:04] And you'd think that the white house would be encouraging chip production. Considering the shortages, the justice week, it came out Tesla hasn't been delivering their electric cars. Without USB ports. Other manufacturers are no longer providing you with an electric window for your car. It's a crank window. [00:21:28] Car manufacturers did it to themselves, frankly, by stopping orders for chips during the lockdown, thinking that somehow people wouldn't need cars anymore. And yet their sales of cars went up and when they go. Yeah. Guess what happens to the price? The price goes up, right? Inflation. You have more money chasing fewer goods. [00:21:52] So they really nailed themselves. Don't feel so sorry for some of these car manufacturers. We need more chips. I mentioned one of the manufacturers of PCs, the many of us use in our offices and, and Jews in our homes. Dell is a good company. They have been for a long time. However, you gotta be careful when you're buying computers because Dell makes very low end computers all the way up through good solid servers. [00:22:22] Same. Thing's true with. P Hewlett, Packard, excuse me, Hewlett Packard. Remember those guys back in the day? Yeah. They also make everything from cheap computers that you never would buy should not buy all the way up through really good ones. It's kind of like going to Walmart, you go to the Walmart and you don't want to buy any of the computer sitting there with one exception. [00:22:48] And that is the Chromebook. If you buy a mid tier Chromebook at Walmart, you're going to get a good little computer. Doesn't run windows, doesn't run Microsoft office word, et cetera, but it can still edit those documents. And it's a very good machine that is kept up to date. Just watch the price $110 Chromebook, probably isn't going to last. [00:23:12] It doesn't have much storage on it, et cetera. A $2,000 Chromebook is probably major overhead. So go somewhere in the $400 $500 range for a Chromebook, which is by the way where they're selling some of the laptops, windows, laptops, same price point. I, again, that's why I just wouldn't buy any of that. So we need more chips. [00:23:37] We need higher end chips. They are very hard to get our hands on right now. We're talking about electrification of everything. And if you've heard me on the radio during morning drive time, you know, I've been just bemoaning how the government's putting the horse before the. They're out there saying electric, electric, electric, and shutting down pipelines and coal mining and coal power plants. [00:24:04] Although coal is one of the cleanest energy sources nowadays because of all of the scrubbing that's going on with the output of the coal plant. And also of course, they're, they've been stomping. Most of the nuclear plants from coming online, even though the new. Technology in nuclear is impossible to fail. [00:24:26] They use basic physics to make sure that these things aren't going to do a Jane Fonda, a China's syndrome thing. Okay. So it's just crazy. We don't have the electrical. Even if we put up, it would take literally millions of wind farm, our turbines, and obviously millions of rooms and fields covered with solar cells. [00:24:54] We would still need nuclear. We would still need other sources of power because the sun doesn't shine all the time and the wind doesn't blow all of the time. This is just completely backwards. People aren't thinking it through. It's again, it's the knee jerk. And of course they're investing heavily. They being the Congress, people of themselves, particularly those Congress people like the Al Gore's of the world and Nancy Pelosi and Chuck Schumer, because they are forcing a move to this technology that isn't ready for prime time. [00:25:31] And at the same time, we are trying to buy electric cars. How are we going to charge them? How are we going to run our homes? It's like Europe, people froze to death last winter in Europe. It's going to happen again this year. And the thing about what happened in Texas last year. Yes. Some of that was because they weren't prepared, but guess what else happens? [00:25:55] Sometimes the wind isn't blowing in Texas. So there's, there's just all kinds of problems. So Intel is saying, well, we got to increase our chip production. Intel's main business right now, by the way, seems to be moving towards making chips on behalf of other people, other companies, rather than making their own chips. [00:26:20] Isn't that kind of interesting. And the industry, the chip fab industry, the ones that fabricate the chips, make the chips are spending about $2 billion a week. According to the latest numbers I saw to try and expand the manufactured. Well, apparently Intel went to the white house because they want some of our tax dollars. [00:26:44] You know, the money they'd take at the point of a gun. They want some of that so that they can build their business, build it back better. And apparently some sources close to the situation told Bloomberg that Intel. Posed making silicone wafers in a Chinese factory, which could start production towards the end of next year. [00:27:12] But in a move that I agree with had the Biden white house, apparently Intel was strongly discouraged due to potential security issues. Yeah, no kidding. Some major security issues here. We don't want to give away our technology to make this leading edge stuff. Think about the U S. We were always the country that people came to for technology. [00:27:43] I mentioned this week on the radio, the cotton gin way back when look at how much labor. That, uh, that cut look at the internal combustion engine. And again, the Teamsters, the horses, the cleanup crews in New York city. Right. All of that went goodbye pretty much because of technology and people got higher technology. [00:28:10] Jobs and everyone became more efficient and that's, what's supposed to happen right now when right now based basically we have stagflation in other words, prices are going up, but we're not getting any more productivity out of it. That's a real problem. And that's why they keep talking about the problems we were having in the late seventies. [00:28:31] And I remember those well, I remember gas lines sitting there in California waiting to buy gas. It was incredible what was happening out there. So Intel thinks it needs to secure funding from the federal government in order to ramp up the production. Bloomberg announced, Orwell said that Intel currently has no plans to produce silicone wafers in China after discussing it with governor. [00:29:01] Officials and it will instead consider other solutions. Now I hope those other solutions are to make those plants, those chip fab plant here in the United States. Let's put ourselves back on a leading edge footing here. Google moved its artificial intelligence lab to China talking about. Anti American thing to do moved it to China, artificial intelligence. [00:29:31] That's something we need. The us needs to be the world leader in some of these technologies. And frankly, we're not the leader anymore. It's it frankly, a shame. So you can check this out. It's on the verge. You'll also find it up on my website. Craig peterson.com. Make sure you sign up for the newsletter so you can get all of these little trainings, you know, five minutes a weekend can make a big difference. [00:30:03] Craig peterson.com. [00:30:05] Hey, I don't want to depress anyone, but Bitcoin is now a 13 year old teenager. And back in January, 2009, Bitcoin was priced at well. Wow. [00:30:19] January 3rd, 2009 is when it was launched. And E Bitcoin was priced at you ready for this point? [00:30:30] Zero 8 cents each. Okay. So, uh, the, uh, uh, and because of that, a lot of people. I have been seen, well, you know, we, we've got to get into this and that in fact, Elon Musk has been kind of pushing up the price of another digital currency. All of the initial price increases in Bitcoin were due to fraud. [00:30:57] According to a lot of reports and we can get into those if you'd like fraud. Yeah. That's a great way to launch a whole new product. And they also played some other games. For instance, the biggest driver of Bitcoin price for a long time was crux. For ransomware. Yeah. People had to buy ransom and pay ransoms. [00:31:25] How do you pay a ransom while usually it was with Bitcoin and that meant you had to turn us dollars or other foreign currencies into Bitcoin. And as economists in the white house, don't seem to understand when there is more money tracing, a limited commodity, the price of the commodity goes up, whether it's gasoline, food, or Bitcoin, and that's exactly what happened. [00:31:58] Percentage wise, how much of an increase has there been in the value of Bitcoin? Um, uh, let me see here. You see if I can figure this out 7 billion, 750000000% increase. Isn't that something now of course we don't all have these magical glasses that let us look forward to kind of figure it out. Out, but it's based on this peer to peer electronic cash system that was written about by, uh, someone or a group of people that went by the pseudonym of Natasha Nakamoto. [00:32:42] And there've been a few people over the years who have claimed that they are the person that started it and maybe one of them is, and may be, none of them are who knows, but this was first published, October 31st, 2008. So about a month later is when it started to trade and it is just incredible here. [00:33:04] Bitcoin was really perceived initially. Threat by government and financial institutions. I think it's still perceived as a threat. My government, they are able to track Bitcoin and other cryptocurrencies in many cases and the way they track it as well. If you have Bitcoin, what good is it? Unless you can use the Bitcoin to either buy something or to traded for us dollars or another hard currency, that's how they're tracking. [00:33:38] Without getting into a lot of detail here, but it's interesting to look at because the Bitcoin white papers proposing a solution to prevent what they were calling double spending. And when you don't trust a third party necessarily, and that's where we got these logs, if you will, the. Uh, balance sheets that were being used to track everything. [00:34:06] And then you had the voting, you had to have 50% of these systems that were tracking all of the transactions, agree on a transaction, et cetera. And that's actually been a problem for Bitcoin because of the. Intermediaries, you have to go through or get to approve your transaction. It's a, frankly, a problem that's really slowed down transaction. [00:34:34] So you can't just go like with a credit card and pay for something that's done. It can take your day or more. Now it's interesting that we're getting close to the ultimate limit of Bitcoin offerings. The blockchains mind blocked number 707,000. Which by the way, offered a mining reward of six and a quarter Bitcoins. [00:35:01] So think about that. Well, it costs you more to mine, Bitcoins than they're worth. If you're trying to do it in the Northeast. Pretty much anywhere in the United States. So don't just run out and start doing it. My son and I, I don't know, five, eight years ago, something like that, we decided we'd start trying to do some mining and we did, and we didn't find any Bitcoins and it was just cooking some machines. [00:35:28] And so we said, forget about it. And we gave out on it. It does have a hard cap. Then it's got a ways to go. I said, it's approaching. It is, but there's 21 million Bitcoin is the hard cap and the community that maintains the software and maintains Bitcoin because it is a committed. Has it been modifying the rules as time went around at about how many Bitcoin you get when you're mining something, into solving these problems and, and how the blockchain works and how many honest and dishonest mentions were in the original Bitcoin white paper and how can they reject invalid blocks? [00:36:18] So there's a lot of technical stuff going on and it's changing. All of the time. And ultimately it's the consensus mechanism that has been slowing it. So when it costs you more to mine, a Bitcoin than you get for it. So let's do a little bit of math here. If we say that how much is a Bitcoin worth right now? [00:36:42] So we say current value of Bitcoin. I'm typing it in right now. So it's about $57,000. Per Bitcoin. If we say 57,000, uh, here we go. 57,000 times, what did I say? Six and a quarter, right? So $362,000 equivalent is what they, the person who mined this block was paying. That sounds pretty good. Doesn't it? Yeah, it really does. [00:37:17] It adds up quite, quite quickly. But when you consider that it costs more to mine, a Bitcoin than it costs, then you, then you get to paid for it. 350, $6,000. That's a lot of electricity on a lot of hardware. And because of that, China has. Down Bitcoin mining operations, because it uses so much electricity and in the United States and in some other countries, but here in the U S and in the UK, some of these Bitcoin mining operations have been buying. [00:37:54] Coal powered power plants, coal fired power plants so that they can produce their own electricity so they can make it worthwhile to mine. So things are going to change. They're going to be changing the rules. As I said, we've got a total of 21 million Bitcoin ultimately. And so far we've only just mined numbers, 707,540. [00:38:21] So the interchange, the rules, I'm going to keep an eye on this because that's kind of an interesting one. Elon Musk, his quote is Crip. Cryptocurrency is fundamentally aimed at reducing the power of a centralized government. And that by the way, can be one of the main reasons that Bitcoin hasn't been really adopted in the mainstream yet. [00:38:42] And Ilan has all kinds of tweets. Bitcoin and other cryptocurrencies, he says, Bitcoin is my safe word. Isn't that? Something he's been primarily the guy behind Dodge coin, which is yet another crypto currency, D O G. Coyne D O G E coin doge, I guess, coin. And you can find that online. I think it has new doge even publicly traded while it's certainly traded as a crypto. [00:39:12] Okay. So doge coin right now is worth 22 cents. It's down from its month, week, and day highs. I'm looking. Here. Yeah. Yeah. So it's gone up and down. It's been worth more. Yeah. A couple of weeks ago. So that's part of the problem with it. If you don't have money that you can absolutely waste, don't buy this stuff and I'm not an investment advisor, but I've never bought any Bitcoin or any other cryptocurrency. [00:39:46] And the problem is, and from my perspective that it is not real at all. Yeah, you can say, look at this, I could have made 7000000% on that. Well, you could do the same thing almost if you had, instead of buying a brand new Tesla model as, uh, you know, eight years ago, seven years ago, and paying $77,000 for that. [00:40:11] If you had bought $77,000 worth of Tesla stock, you'd be in the millions of dollars in value. Right? And so we've got the Raven company out there. I don't know if you know these guys or not. I watched a motorcycle show. They're going from the tip of south America all the way on up to San Diego. And they had this reveal and electric truck, which is really quite cool. [00:40:39] Well, they are public right now. They just won. And they have a market capitalization. In other words, a value of ribbon, which has only made a couple of dozen vehicles. That's it? Total. And they're owned by people who work for the company. Their market capitalization is 50% more. Then most of the major manufacturers out there, it's just crazy how much it is worth and why it's because people are looking at it saying, well, Tesla appreciated 7000000%. [00:41:19] Ravion's going to do the same. And by the way, they are cool cars. I love the idea behind. Uh, you know, electric vehicles. It's just that we got the cart before the horse who don't have the electricity. We're not making the hard decisions. We're just ripping stuff out. It's absolutely crazy. By the way, they had a 15% drop in the value of their shares on Wednesday. [00:41:45] Uh, it'll go up. It'll go down. But it's, uh, w it's something we got to test remember? Okay. Cryptocurrency is not it yet of Tesla. Stock is worth something will probably always be worse. Something cryptocurrency is worth something, but tomorrow may be worth zero, and don't go crazy. These market caps of startup companies that have never done anything being worth 50% more than major us auto manufacturer. [00:42:18] What that's crazy. [00:42:19] Clothing prices have been going up. In fact, apparel prices were up 4.2% in the last 12 months. That's as of August, we've got cotton going up. There's a whole bunch of things that are going up and a company out there called dress X thinks it has a solution for all of these prices. [00:42:40] Everything's been going up, I put some gas in my car the other day. I have a, you might know, of course, a 1980 Mercedes and my wife drives a nice little Ford edge, not a particularly big SUV, kind of a guess a mid-size SUV. And I put, I think it was about 15 gallon Zan and it costs me more. 55, $0. I can't believe it. [00:43:12] We used to have a little diesel little Volkswagen Passat diesel. We would drive around and we were getting pretty close to 60 miles per gallon, around town. And diesel was about a buck, a gallon, and it cost 20 bucks to fill the silly thing up. And we could drive all the way down to New York city and back on. [00:43:31] $20 worth of diesel one fill up. Okay. Uh, none of that's true anymore, is it? And we're looking at some increases. It's not like the kind of increase we've seen in certain foodstuffs or gasoline or eating oil. Apparel prices are up and there there's a company out there that thinks that maybe they have a bit of a solution for you. [00:43:56] It's called dress ex I found a video online of a young lady. Who's got a lot of followers, interesting lady. And she was trying them out. She'd tried a different dress or different clothes every day for a month. No, I did not watch all of the video, but I got the basic idea. And the idea is that people are buying digital clothes. [00:44:25] Now I think of that for a minute. Would you pay for a designer? And maybe you would, maybe you wouldn't pay for designer dress, but you know, already like, and AOC is dress that she wore, you know, the lady of the people, uh, only cost. What, w what is it? $30,000. Per seat for her to go to that banquet. And I think her dress was like five or $6,000. [00:44:53] Well, you can get a dress just like AOC. That's designed by a high-end fashion designer for somewhere between 40 and $60. Okay, but it's a virtual dress. It's not a real dress, not in the real world. It's interesting what they're doing and trying to do. If you have used some of these online sites like Instagram, they have various types of what they call filters. [00:45:21] So you can put a filter on you and there's like a makeup filter, for instance, that makes you look like you're all made up, right. That gets rid of all of the blemishes on. In, and there's other filters that do backgrounds and do different things and make you look like you're a kitty cat or whatever. [00:45:41] They'd all kinds of crazy things. Well, this company called dress ex has now come out with filters that you can use in their app. And they don't work too well right now, but people have been buying these digital close to. Now you don't wear them out. Okay. This is really like the King's new clothes. You might remember that story. [00:46:06] Right. And if all you have on are your digital clothes, you don't have anything on. However, what it does is if you're using their app and you're moving around, uh, and with their app, Paste these clothes on you. And it's a little funky right now. It's not the best, but you can bet that's exactly where it's going. [00:46:32] And it reminds me of a blues, Bruce Willis movie. Can't remember the name of it. And, uh, it's I think really bringing up a whole, a whole type of. Dysphoria that I think people are going to have more and more where you're living in this artificial life and that artificial life that you're in now that's called SIRA gets, I was just looking up as we were talking, uh, that artificial life that you're in is so nice. [00:47:05] You don't want to live. In the real world. And I'm starting to see this now with things like dress X, which you'll find online, address x.com. You can now wear anything you want. You can use the filters that are available generally to change. Parents to change your ethnicity, to change anything you want. [00:47:28] And if you ever saw Sarah gets, it was a very interesting movie. I liked it. I watched it because I generally like Bruce Willis and Rosa Mon pike, who were the two primary actors in this movie. But in the movie, everybody was just sitting there. And they were in these 3d chairs. And while you're in that chair, you could be anybody anywhere doing anything and literally anyone. [00:47:57] And so you're sitting in the chair, you can see around you, it looks real, it feels real everything about it is real, at least for the most part, but in reality, And none of it's real. And these people, they, some of them got out of those chairs and while they were out a nasty things happen to them. In fact, it was, he was a cop and they were, uh, investigating some murders of these people who were again, using what they were calling. [00:48:30] Sarah gets nowadays with what our friends over at face. Or doing, you are going to see it called something else. Uh, Facebook, in case you didn't know Facebook changed its name. Now Facebook, Facebook is still Facebook, but the parent company kind of like Google split kind of off and change the company name, uh, Facebook did the same thing. [00:48:56] They're calling it. And the idea is to have this meta universe where again, just like in surrogates, nothing is real, just like on dress ex you can wear any fashions you want to, and instead of paying thousands of dollars, you pay tens of dollars, basically. Now I mentioned that their video isn't very good. [00:49:21] At least not yet over address X, but you can go to dress X. You can take photos of yourself and send them to dress X. They will go ahead and put whatever clothes you want to be. On you it's basically. Yeah, it's Photoshopping, but they do a pretty good job in general. I looked at a whole bunch of them, but it, uh, you know, it, it looked pretty real. [00:49:48] You don't have to consider the fit. You don't have to worry about how big you are because all of these clothes adjust, infinitely a store. Doesn't have to stock a bunch of them. So we're moving. This whole metaverse idea and these digital clothes, which are really a thing nowadays is vice said, vice.com. [00:50:12] We're moving more and more to this unreal world and some real unreal fashions too. I'm looking at some of them and it's, it's hard to even describe them. It looks like there's all of these. Things growing all over the clothes that are coming out and just doing all kinds of weird things. So there you go. [00:50:36] I'm note on fashion. I'm looking right now at a picture that's right in front of the metropolitan museum of art in New York, and a lady is wearing one of the. Digital dresses. Now they tell you what you should be doing. And when you take that picture is aware of skin tight clothes so that they can match the digital close to you a little bit better. [00:51:01] But, uh, w w we'll see, she's saying that in this project, Tweet at the, in front of the mat, she's saying I just can't wait for the met gala. What it'll look like in 21, 21, because you know what, she's not wrong about this. It's really coined to change. There's some real cool stuff. Go to my website. If you want to see this, you can find it on vice, but I have a link to it. [00:51:24] Just look for this. Show notes and you'll find it right there. In fact, you're getting even search for on my website because I have everything transcribed. Just look for digital clothes because there are thing now. Hey, I also want to talk a little bit here about. The, uh, the next little article, which is what's happening right now with apple. [00:51:48] And you've probably heard about these ID cards in Austria right now, they are stopping people randomly and asking for their papers. They want your papers. If you are, have not been, they call it vaccinated. It's not a vaccine. Really. It's still funny to see the CDC change to the definition of vaccine, just so it meets their jab standards. [00:52:16] But, uh, if you're not vaccinated, there's an immediate, it's about of $3,500 fine that the police officer will issue to you. And of course, there's police everywhere. Just stopping people randomly and asking for their papers. Well, apple is making various us states that have decided they want to use a digital ID card. [00:52:43] For customer support and also for some of the technology. Now, the initial idea behind this, and Apple's been working on it for a while, is that you can have your driver's license in the iPhone wallet, app, more secure. It's certainly more convenient for most people. Sometimes you might forget your wallet, but most people don't forget their iPhones. [00:53:10] Yeah. The feature when combined with Apple's biometric security measures really could also cut down on fraud. So we've got about a half a dozen states right now that have signed up with apple and our pain part of the freight for these things. And when they pull you over and ask for your papers, you'll have them right there in your iPhone. [00:53:32] Isn't that handy stick around. We got more to talk about. Thanks for joining. Today and visit me online. Craig peterson.com. Stick around.
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 19th, 2021. It's known for its festive Christmas markets but health officials in Germany say they could be heading for a terrible Christmas. New measures were approved yesterday to rein in record infections and some German states are considering mandatory vaccinations for some professional groups like medical staff. Again, it is good to be Pfizer. The U.S. government will pay the company $5.29 billion for 10 million courses of its potential COVID treatment if regulators authorize it. That's about $529 per course if you're doing the math. The President said in a statement the treatments “will be easily accessible and free,” although the taxpayers just paid $5.29 billion. Still, these treatments have been repeatedly called potential game changers. Unvaccinated Army soldiers are starting to get their marching orders. They will not be allowed to re-enlist or be promoted. This also applies to reservists and National Guardsmen. 28% of the entire U.S. Army is not yet fully vaccinated. New research shows the pandemic has brought on an "emerging public health concern" of people losing their sense of smell. Like, for a long time. The estimate is between 700,000 and 1.6 million people in the US who had COVID have lost or had a change in their sense of smell that has lasted more than 6 months, and that's likely an underestimate. They say some may never regain it. Why is the sense of smell lost? Scientists have no idea. If you don't like needles or humans, have we got a story for you. A Canadian startup has built a vaccine robot that can dose you in the arm without a needle or any human help. You use an app to register with the robot, prove your identity by holding an ID card in front of its camera, the robot arm retrieves the vaccine and uses a sensor to find your arm, then injects the vaccine using a brief, high-pressure jet of fluid with no needle. If it detects you have COVID at the time, it starts yelling Danger Will Robinson. Okay that last part isn't true. In the United States cases were up 23%, deaths are down 13%, and hospitalizations are down 1% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Wyoming, Montana, West Virginia, Idaho, and Kentucky. There are 9,279,227 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 45%, Michigan 37%, Minnesota 36%. Rhode Island 32%. And New Mexico 31%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Nome Census Area, AK. Big Horn, MT. Dodge, MN. San Juan, NM. Scurry, TX. Grant, NM. Mason, MI. Wadena, MN. Roosevelt, MT. And Shiawassee, MI. There have been at least 768,684 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont unchanged at 72.2%, Rhode Island unchanged at 71.8%, and Maine unchanged at 71.6%. The bottom 3 vaccinating states are West Virginia unchanged at 41.5%, Wyoming unchanged at 45%, and Alabama at 45.6%. The percentage of the U.S. that's been fully vaccinated is unchanged at 58.9%. Globally, cases were up 15% and deaths were flat over 14 days, with the 7-day average trending up since October 15. There are 19,646,839 active cases around the world. The five countries with the most new cases: The United States 99,146. Germany 64,164. The U.K. 46,807. Russia 37,374. And Poland 24,882. There have been at least 5,131,160 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus 411 on your podcast... See acast.com/privacy for privacy and opt-out information.
Humberto sits down with @missmopar for episode 21. Episode #21 of the DODGE POD is brought to you by these kick ass Dodge Companies - Title Sponsor LMC Truck, www.lmctruck.com - You need help with your project and they are just a call away - Chose LMC Truck. www.airliftperformance.com - When you think Air Management, think Air Lift Performance and Flo Air Ride. qa1.net/mopar - QA1 now offers a suspension kit for the early Dodge trucks. So no more Crown Vic swap specials, QA1 has you covered.
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 18th, 2021. The US administration was counting on making businesses their enforcers for vaccination mandates. But the Occupational Safety and Health Administration is suspending said enforcement as ordered by the courts. OSHA had originally given employers with more than 100 employees until January 4 to comply under threat of thousands of dollars in fines. U.S. taxpayers are paying drugmakers billions of dollars to scale up domestic production, but not for the U.S. It's to ship out to other countries that have had poor access to vaccines. The U.S. has been criticized by the World Health Organization for moving ahead with booster shots when many countries have not had enough initial doses. Looks like we might have to re-set our list of which states are most fully vaccinated, because they might change the meaning of fully vaccinated. The U.S. is considering that and several European nations are already moving toward not counting you as fully vaccinated unless you've had a second shot of J&J or a third shot of Pfizer and Moderna. For example, by December 15, anyone over 65 in France needs a booster to revalidate their vaccination pass. And in Austria, full vaccination status expires after nine months from your last dose. How is the child vaccination effort going? The White House says about 10% of eligible kids aged 5 to 11 have gotten a dose of Pfizer since it was approved for them. That was about two weeks ago. It's more than three times faster than the adult vaccination rate when they first became available. Do you ever wonder if other people have been worrying about the same things you've been worrying about during the pandemic? A 19-country study of global helplines has revealed what most people have had anxiety over. Mostly, it's been fear of infection, loneliness, and concerns about overall physical health. Calls about relationship and money problems, as well as suicide-related issues were less prevalent than before the pandemic. The researchers were struck by how the worries were the same across nations. In the United States cases were up 23%, deaths are down 13%, and hospitalizations are down 3% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Wyoming, Montana, West Virginia, Idaho, and Kentucky. There are 9,239,157 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 38%, Michigan 35%, Minnesota 34%. Rhode Island 30%. And Illinois and New Mexico 28%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Nome Census Area, AK. Big Horn, MT. Dodge, MN. San Juan, NM. Scurry, TX. Grant, NM. Mason, MI. Wadena, MN. Roosevelt, MT. And Shiawassee, MI. There have been at least 767,432 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72.2%, Rhode Island at 71.8%, and Maine at 71.6%. The bottom 3 vaccinating states are West Virginia at 41.5%, Wyoming at 45%, and Alabama unchanged at 45.5%. The percentage of the U.S. that's been fully vaccinated is 58.9%. Globally, cases were up 15% and deaths were flat over 14 days, with the 7-day average trending up since October 15. There are 19,470,876 active cases around the world. The five countries with the most new cases: The United States 104,702. Germany 60,753. The U.K. 38,263. Russia 36,626. And Poland 24,239. There have been at least 5,122,852 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus... See acast.com/privacy for privacy and opt-out information.
Tonight we are taking the train back to true-crimeville. Unsolved as per the usual, the case, or cases if you will, also has a crazy connection to one of our own here in the midnight train family. First we are going to talk about the Springfield 3. The Springfield 3 is an unsolved missing persons case that began on June 7, 1992, when friends Suzanne "Suzie" Streeter and Stacy McCall, and Streeter's mother, Sherrill Levitt, went missing from Levitt's home in Springfield, Missouri. Then we are going to roll into a talk about a giant hunk of shit named Larry Dewayne Hall. And in our discussion of Mr. Hall we shall get to the personal connection to us at the train! So without further ado… Let's get into today's episode! 29 years ago Suzie Streeter, 19, her mother Sherill Levitt, 47, and her friend Stacy McCall, 18 disappeared without a trace from their central Springfield home. Authorities have gathered many theories to explain what could have happened. Some people have even gone as far as blaming alien abduction and the rapture. Can't we go a single unsolved true crime episode without an alien abduction theory? Anyways, the day before the three went missing, the two girls were celebrating. They had graduated from highschool that day and were planning on going to a friend's house for a party later that day. The two initially intended to head to their friend Janelle Kirby's house, but it was too crowded, and instead, they went back to the home Streeter shared with her mother, Sherrill Levitt. The next day the girls were supposed to meet up with Kirby and her boyfriend to go to a water park. They did not show up at Kirby's house so Kirby and her boyfriend went to the girl's house to see what was going on. They assumed the girls had just overslept. When they got to the house the girls were not there and there was no sign of the mother either. When they arrived at the home, Kirby found the front door unlocked and entered the house to find it empty despite the women's cars still being outside. The family dog, however, was present and was described as agitated. Kirby also noticed that the porch light was smashed and there was glass everywhere. She decided to go ahead and clean up and unfortunately, not realizing it, may have destroyed some evidence while cleaning the mess. Kirby and her boyfriend started to look around the house and the phone rang. Kirby answered the phone call and said that the call was full of "sexual innuendo". She hung up and then another call came through and it was basically the same as the first. A few hours later, McCall's mother arrived at the property after she failed to reach her daughter on the phone. She noted Suzie's clothes, purse and cigarettes were still in the house and decided to call the police. While doing so, she noticed there was a message on the answering machine. Listening to it, she later described it as "strange" but inadvertently deleted it. Police believe the message may have contained evidence and it was unconnected to the sexual calls made when Kirby was present, which are largely dismissed as a prank. It was now 16 hours since the two girls had been confirmed to have been seen. The mother had been last heard from at 11:15 the night before when she had called a friend of hers. When Kirby first accessed the property at 9 a.m., more and more friends and relatives came looking for their loved ones, with up to 20 people walking through the house. The crime scene became utterly compromised, and, needing a warrant, police were unable to enter until June 8. By June 9, they had called the FBI. "The only thing unusual about this house was that three women were missing from it," retired Springfield Police Capt. Tony Glenn told News-Leader in 2006. "You had this feeling as you looked around that something was missing, that something had to be missing. But there wasn't. Just them." Regardless, there was very little evidence at the property, with no signs of a struggle or blood present. All three women owned a car, and all three vehicles were still present; Levitt's blue Corsica was in the carport, Streeter's red Ford Escort and McCall's Toyota Corolla were in the circle drive. The keys were all in the house. Their purses were at the bottom of the stairs, and an inviting graduation cake was waiting in the fridge. Meanwhile, Levitt's bed had been slept in, and her book was even turned over on the nightstand, ready to be resumed. The two young women had also certainly gotten prepared for bed, washing their make-up off and leaving their jewelry by the basin. McCall left her shorts and placed them by Streeter's waterbed, and given that no other clothing appeared to be missing, she is likely to have vanished in just a t-shirt and underpants. The only sign of any disturbance at all was the shattered porch light. The possibility exists that the light was deliberately broken to draw Levitt, Streeter and McCall out of the house just after the two young women arrived home, or another deception was used to the same effect, yet that can only be speculation. Thousands of posters went up throughout Springfield. Police logged 5,200 tips in the case and gave polygraphs to numerous people. They searched woods and fields throughout the Ozark area and made inquiries in 21 states. All to little avail. One potential piece of evidence was a letter left at a News-Leader rack at Smitty's. The letter had a drawing of the Bolivar Road Apartments with the phrase "use Ruse of Gas Man checking for Leak" written on. What it may have meant is unknown. An image of a transient man in the area was distributed, as was a photo of a retouched dodge van seen by the home on June 7. The van is seemingly crucial to the case as an eyewitness claims to have seen Streeter driving a green Dodge later in the day on June 7 and, apparently under duress, a male voice telling her not to do anything stupid. Another witness reported seeing the van with a blonde female driver at a local grocery store and was suspicious enough to write down the license plate on a newspaper. Unfortunately, he threw the newspaper away before contacting authorities. The hunt for the three women was relentless, with police logging 1,632 hours of overtime on the case over ten days, theorizing the transient might have been involved or the answer lay in the background of Sherrill Levitt. A new lead appeared on June 24 when a waitress came forward to say the three missing women had been at George's Steakhouse between 1 a.m., and 3 a.m., with earlier evidence on the timing of the younger women's movements suggesting this is likely to have been near the end of that window. The witness said Streeter appeared to be drunk, and her mother tried to calm her. The sighting has never been confirmed. Going nowhere, the investigation was featured on the Dec. 31 edition of "America's Most Wanted" and produced 29 calls. One stood out above the others when a caller claimed he had information about the three disappearances. However, attempts to link the caller with investigators failed, as he became spooked and hung up. Police appealed for him to get in touch again, but he never did, and his identity remains a mystery. Another program, "48 Hours," shadowed police for weeks as they investigated the case, showing pictures from the search and officers sifting through the many leads. Nothing led to a workable angle, and the case went cold. Five years later, Springfield police announced it could no longer justify the money spent on the matter, officially shutting the case down. Ok so that's fucking odd… Three women just disappeared. No signs of a struggle… No robbery… No blood.. everything left in place. Maybe it was aliens! No you may be asking yourself...but guys… There's gotta be a suspect or something, well we found a couple. Here's what we found: Gerald Carnahan: A businessman, he was convicted in the 1985 killing of Jackie Johns 25 years after it happened. He has ties to Springfield and a long history of legal troubles including: Jan. 13, 1994, second-degree burglary of a business, two-year prison sentence; -- Jan. 13, 1994, stealing from that business, four-year prison sentence; -- Jan. 13, 1994, arson at that business, three-year prison sentence; -- Jan. 10, 1994, attempted kidnapping of a girl in Springfield in 1993; -- June 1, 1994, assault of a law enforcement officer, 11 months in county jail; -- June 1, 1994, unlawful use of a weapon, one-year prison sentence; and -- other prison sentences for attempted kidnapping and tampering with evidence. So, he's an all around, grade A butthole Then there's Dustin Recla, Michael Clay and Joseph Riedel: Recla is the ex-boyfriend of Streeter who told police he wanted her dead because she gave officers a statement about the men, who were charged with the felony institutional vandalism of a cemetery in February 1992. Which seems a bit excessive to want to kill someone over. Riedel is accused of breaking into a mausoleum at Springfield's Maple Park Cemetery on Feb. 21 1992 and stealing a skull and some bones. Police have said Dustin Recla sold 26 grams of gold teeth fillings from the skull at a Springfield pawn shop for $30. So, these jerks were working together, breaking into graves and stealing their gold fillings. In the early 90s. Steven Garrison: Garrison told police a friend had confessed to killing the three women during a drunken party. He told police information unknown to the public that led investigators to serve three search warrants at two sites in western Webster County; that info was that they would find the women's bodies and clues about their abduction and deaths. He also said a moss green van believed used to take the women would be found about 12 miles away, south of Fordland. The property searched was the same site where in 1990 LE searched for two of three missing Springfieldians. Property owner Francis Lee Robb Sr. pleaded guilty to two counts of second-degree murder in a case authorities said at the time they believed involve a drug deal gone awry. Garrison was believed enough that a gag order concerning the three search warrants was issued by a judge.“…certain aspects of the information we received fit with other (private) aspects of the case,” Springfield Police Capt. Todd Whitson said. Whitson said the gag order was rare, but he could not say why it was issued,“other than to say there is such an order, and it governs the operation and everything related to the operation out here.” Added Webster County Sheriff C.E. Wells:“We can't tell you anything about it until the order's lifted.” Garrison is serving 40 years in prison for raping, sodomizing and terrorizing a female Springfield college student in the summer of 1993. After tracking him and several associates almost exclusively for more than a year, police have since backed off Garrison. But not all the way off. They last approached him last summer. Six months ago, investigators looked to Colorado for information on Garrison, who is in a Missouri prison. "They've never let up on me," Garrison says. But even with all these buttholes on the list, there is one main suspect that the police and many others like in this case, Robert Craig Cox. It's always about Cox on this fucking show… In 1995, Cox was arrested for holding a gun on a 12-year-old girl in Decatur, Texas. He is presently serving a life sentence for that robbery and a consecutive 15-year federal sentence. Robert Craig Cox was convicted of killing a 19-year-old Florida woman who was somehow intercepted while driving home from work at Disney World one night in 1978. Cox - who lived in Springfield the summer of 1992 - walked away from death row in 1989 after the Florida Supreme Court said the jury didn't have enough evidence to convict him. Through the years, Cox has toyed with Springfield police - saying he knows the women are dead and that they're buried near the city. Having discovered that Cox lied about his alibi on the morning of June 7, 1992, officials are skeptical about his claims. Cox declined to be interviewed by the News-Leader, but in recent letters to the newspaper, he acknowledges police consider him a suspect and that years ago he worked as a utility locator in south-central Springfield. Get that? Remember the “gas ruse” note?? Robert Craig Cox was convicted in 1988, of first degree murder, in the 1978 beating death of Sharon Zellers, 19, an employee of Walt Disney World. The case was weak, and Cox was not charged until eight years after the murder. Cox and his family were staying at a motel in Orlando where the victim's body was found. He had a cut on his tongue, and hair and blood samples found near the victim were compatible with his. Cox testified he bit through his tongue during a fight. The Florida Supreme Court reversed Cox's conviction, ruling that, at best, the evidence created “only a suspicion” of guilt. The court ordered his acquittal and release from death row in1990 He was immediately taken into custody to complete a prison sentence in California for an unrelated 1985 kidnapping. Then he returned to his boyhood home of Springfield, Mo., where he came under suspicion — but was never charged — in the 1992 disappearance of the three females. Texas police also questioned him about an abduction in Plano. In 1995, Cox was arrested for holding a gun on a 12-year-old girl during a robbery in Decatur, Texas. He is serving a life sentence for that robbery and is not eligible for parole until 2025. A couple years After being sent to prison in 1995, Cox claimed he knew what happened to the three women. Cox claimed all three had been murdered and buried, taunting that their bodies would never be found. Cox was living in Springfield at the time of the murders and didn't claim to be the killer, saying he was in church that morning as corroborated by his girlfriend. However, that would not discount his involvement earlier in the morning, and in any case, the girlfriend later recanted her statement and said Cox asked her to lie for him. Cox said he was at his parents' home when asked where he was earlier, which was again corroborated. Police remain uncertain as to Cox's involvement with the crimes, observing that he only ever tells them enough for them to believe he knows something but never enough to incriminate himself. Some believe Cox is merely seeking infamy through a false confession. For his part, Cox said he will reveal the truth once his mother dies, but the bodies are buried somewhere around Springfield. wow what a stand up fella. Someone kill that old lady! I'm kidding… Can we at least fake her death?? Also one more interesting tidbit. In 2007, investigators revealed they'd received a tip that the bodies were buried in the foundations of the Cox Hospital parking lot. (yay more Cox) That same year, crime reporter Kathee Baird had a corner of the parking lot scanned with ground-penetrating radar and found three anomalies. However, it remains doubtful that the site is the burial location as construction didn't begin there until September 1993, over a year after the disappearances. Equally, the tip came not from anyone connected with a burial but somebody professing psychic abilities. So there's that… While the claims of Cox possibly have merit, there is no evidence to say for sure. Despite 50,000 tips from the public, the case remains unsolved, and with nearly 30 years having now passed, the case of the Springfield Three may never actually be resolved. Ok so by now you may have forgotten that there is a personal connection to this case. You're kind of getting a twofer today. Let's talk about another fine upstanding citizen, scratch that, a huge giant hunk of shit, Larry DeWayne Hall. Larry DeWayne Hall was born on December 11th 1962 in Wabash, Indiana, US. He was born 2nd of 2 children and raised by both parents. He was raised as a youngest child and had one older (by a few seconds) twin brother, Gary Hall. His father, Robert Hall, was an abusive alcoholic. His mother, a homemaker. His father abused alcohol and/or drugs. He had a speech defect. During his education he had academic, social or discipline problems, including being teased or picked on. Larry DeWayne Hall was physically and psychologically abused at some point of his life. Sound like the makings of a serial killer, what say ye passengers! Police believe that Hall, 54, may have killed 30 to 40 women. He's confessed to rapes, murders and abductions of women all over the Midwest to reporters, book authors and police investigators. He was convicted in federal court of abducting and raping a 15-year-old Illinois girl. But he's never been convicted of murder. Hall is serving a life sentence in federal prison in North Carolina for the 1993 kidnapping of school girl Jessica Roach, whose ravaged body was found in a cornfield. She had been out riding her bicycle. In Hall's confession, which was read to the jury, he admitted that he raped Jessica and strangled her with a belt, the ends of which he held from behind a tree where the child was forced to sit so he wouldn't have to see her face. He was not tried for murder because the teenager's remains were mangled by a farmer's combine to the extent that a cause of death could not be determined. HOLY HELL!! That's a new and extremely disturbing one on this show, folks. Without a cause of death, the case was transferred to federal court and Hall was charged with bringing a minor across state lines for purposes of sex. However, in 1996, the federal Seventh Circuit Court of Appeals in Chicago ruled that Hall should be given a new trial because the trial judge erred by not allowing the testimony of a psychologist that Hall's mental condition led him to falsely confess, to please police. He was convicted again at a second trial and sentenced to life without parole. Hall also confessed to police to killing 20-year-old Laurie Depies after abducting her in Menasha in northern Wisconsin. But he was never charged in connection with her 1992 disappearance, even though he said he killed her and scraps of paper were found in his van on which he had written “Lori” and “Fox River Mall,” where Depies worked. Authorities said they could not corroborate his confession, a legal requirement to bring murder charges. The strange, 30-year odyssey of Larry Hall, a twin who once lived in an Indiana cemetery and wandered the Midwest in a van, involved occasionally attending Civil War re-enactments dressed as a Union soldier, and toying with police despite a low IQ of 85, according to a police report. Hall sent a letter to author Christopher H. Martin, who is from Hall's hometown of Wabash, Indiana. Martin wrote a book about Hall's alleged murderous sprees titled, “Urges: A Chronicle of Serial Killer Larry Hall.” On page 39 of the book, Paulette Webster, 19, is listed as a victim. She was walking to a local bowling alley to meet a friend when she disappeared. Hall's letter to Martin was taunting, noting that, “If I did it, I would have put her in a river or in a field.” Eulalia “Lolly” Chavez was found in a field near Summerfield. Paulette's mother, Mary Webster, 68, said she and her husband William first learned about Hall when Martin visited them, around 2010. Martin had the letter from Hall, but Mary Webster declined to look at it. Hall also confessed to a television reporter that he killed and sexually mutilated Chavez, who was known for years as the Summerfield Jane Doe until her exhumation in 2008 led to her identification. He later recanted. St. Clair County Sheriff Rick Watson recently revived an investigation involving Hall and the murder of Chavez, which happened 31 years ago. So where are we going with this? Well well tell you. Larry was also a suspect in the Springfield 3 disappearances after his twin brother, who people claim looked exactly like Larry, said his brother claimed to have murdered the three women. They were in the area for a civil war reenactment at the time of the disappearances. Twin brothers that traveled around the country doing Civil War Reenactments, known serial killers. Larry claims his brother Gary was stalking one of the teens that night. There are many that believe both men were involved as it would have been hard for one man to subdue and kidnap and murder three women at once. The disappearances fit Larry's mo. And he's a giant piece of shit that's definitely capable. So that brings us full circle to the disappearance of Tricia Reitler. The following details of her disappearance we're taken from the Charley project. Org website: Reitler was a freshman psychology major at Indiana Wesleyan University in Marion, Indiana in 1993. She was a good student with a high grade point average. She was last seen at approximately 8:00 p.m. on March 29, 1993. Reitler was writing a term paper that evening, and decided to take a break. She walked to Marsh Supermarket, which was approximately half a mile from the university's campus. She purchased a soda and a magazine and left the store, intent on returning to her dormitory in Bowman Hall. She never made it there and has never been seen or heard from again. Reitler's bloodstained jeans, shirt and shoes were discovered in a field near Seybold Pool and Center Elementary School, which is located between Marsh's Supermarket and the campus. Investigators said six or seven unidentified people were playing basketball in the Center School playground adjacent to the pool at the time Reitler disappeared, but none of the possible witnesses have come forward with information regarding her case. Authorities believe that Reitler was taken against her will while walking back to campus. Foul play is suspected in her disappearance. Donald W. Grenier was considered a possible suspect in Reitler's case at one time. Grenier was arrested in 1999 and charged with the abduction and molestation of a young girl from the Marion area. His home was searched for evidence connecting him to Reitler's case and the 1987 Indiana disappearance of Wendy Felton, which seemed to share common traits. Nothing was discovered in the search and Grenier has since been cleared of involvement in both Reitler and Felton's cases. Grenier has always maintained his innocence in both cases. Tony R. Searcy, a habitual criminal offender, has also long been considered a possible suspect in Reitler's case. He has denied all involvement and authorities have never arrested Searcy in connection with Reitler's disappearance. Another possible suspect emerged when authorities discovered materials related to Reitler's case in a van owned by Larry DeWayne Hall several months after her 1993 disappearance. Hall resided with his parents in the 300 block of Grant Street in Wabash, Indiana at the time. Investigators found maps, ether, photos and newspaper articles concerning Reitler inside Hall's vehicle. A photograph of him is posted with this case summary. He was arrested in December 1994 and charged with abducting Jessica Roach, a teenager whose remains were discovered in an Indiana cornfield in 1993. Hall signed a statement confessing to Reitler's kidnapping and murder, but he later recanted and was never charged in connection with her disappearance due to a lack of evidence. Investigators searched an area of Grant County, Indiana near the Mississinewa Reservoir for Reitler's body. Hall led them to the scene, saying he'd buried her body there, but no evidence was located. Hall is presently incarcerated in a psychiatric prison in North Carolina, serving a life sentence for Roach's kidnapping. He is still considered a suspect in Reitler's presumed abduction. He confessed to the murder of Laurie Depies, who disappeared from Wisconsin in 1988, and implied he was involved in the 1988 disappearance of Paulette Webster from Illinois. Police believe he may have killed thirty to forty women, but he hasn't been charged in any cases besides Roach's. Reitler's case remains open and unsolved. She has never been located. Her family lived in Olmsted Township, Ohio, southwest of Cleveland, at the time she disappeared. She is the oldest of four children in a conservative Christian family. Her parents believe she is deceased. Now you may say to yourself… Olmsted falls? That sounds awfully familiar.. Well friends that's because that's where the train station is located and where both I and Logan live. And now the crazy connection to the case and today's episode? Tricia was Grace, my wife's, babysitter! (Jon take over and give more back story) Movies: Horror movies involving planes… Cus why not https://www.ranker.com/list/best-horror-movies-about-airplanes/ranker-film
Episode summary introduction: In this episode of Backyard Geology, Serena takes you to Hamilton, ON to look at the sedimentary structure that locals call “The Mountain”. The Niagara Escarpment is a steep cliff face that bisects southern Ontario. The cliff face is home to scenic hiking trails and countless waterfalls. For geologists, the Escarpment showcases over 100m of relatively undisturbed sedimentary rock beds, hosting fossils from an ancient tropical sea that once existed on the edge of Laurentia. Resources: The Bruce Trail Conservancy. Webinar – Ancient Seas, Glaciers and Waterfalls: The Geologic History of the Niagara Escarpment (2020) presented by Dr. Carolyn Eyles and Rebecca Lee. Armstrong, D.K. and Dodge, J.E.P., 2007. Paleozoic Geology of Southern Ontario. Sedimentary Geoscience Section, Ontario Geological Survey, p.30. Hewitt, D.F., 1971. The Niagara Escarpment. Host Information: Serena is a Canadian graduate student currently studying geochemistry at the University of British Columbia in Vancouver. Her research focuses on isotopic analysis of Hawaiian volcanos to understand the dynamic and complicated evolution of the Hawaiian mantle plume. She completed her undergraduate degree at McMaster University in Hamilton, Ontario, where the exposed sedimentary rocks of the Niagara Escarpment and enthusiastic professors quickly fostered a love for all things geology. Like other member of the Geology Podcast Network, Serena loves to talk rocks and is invested in sharing her love for our planet through podcasts, educational programs for kids, and even museum exhibits. Despite heavy seasonal rains in Vancouver, she is an avid cyclist, which unfortunately does not bode well with inevitable stop for round hounding, but is an excellent way to thoroughly explore the Earth and all its glorious geologic features.
Matt welcomes his friend Aaron Hagar to the show while Goldberg is away filming. The guys chat about the newest Dodge campaign and Aaron shares some rock n' roll stories. Next, the guys share their thoughts on the new Range Rover, Acura's unveiling of the Integra, and Lexus LFA rumors. Visit Geico.com Visit RockAuto.com and let them know you heard it on CarCast Visit good-guys.com and use code CarCast
Craig Curelop is a Real Estate Agent and Investor. He is an Author of The House Hacking Strategy: How to Use Your Home to Achieve Financial Independence and Co-host of FI Team podcast. In this episode we talked about: - Craig's Bio & Background - House Hacking Strategy - Expansion of Craig's Real Estate Portfolio since 2017 - Working at BiggerPockets - Real Estate Investing Strategies - Writing a Real estate Book - Sourcing Deals - View On Current Market Environment - Short Term Rental Market Outlook - Financing Deals - The Advice to People who Consider Making a Career in Real Estate - Building a Team - Mentorship, Resources and Lessons learned Useful links: https://thefiteam.podbean.com https://www.instagram.com/thefiguy/?hl=en Transcriptions: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. Ladies and gentlemen, my name is Jesper galley and you're listening to working capital the real estate podcast. Our special guest today is Craig . Craig is a real estate agent and investor. He is author of the host hacking strategy and co-host of FII team podcast, Craig, how's it going, Craig (37s): Jesse? So good to be here today. I'm doing great. How Jesse (40s): Are you? I'm doing awesome, man. I can't complain we're on the tail tail end or just, just pass Halloween. So I, for those that can't see us right now, we've got a couple of mustache here, but I feel like yours is for a Movember Craig (53s): Mine's is just for life and his life. The lady, the lady loves the mustache, so we Jesse (58s): Keep it. That's amazing. So it's just a lifestyle choice. Craig (1m 1s): It's a lifestyle choice. Yeah, man. It's been like a year. I think it's, I'm almost, I'm approaching my one year mustache anniversary, so I love it. There should be a, there should be a celebration for that. Jesse (1m 10s): Oh, I said we were just chatting. I have mine on, I meant to shave it off. I was afraid of mercury for Halloween and now I, and now we're in November, so I don't know what to do, dude. You Craig (1m 18s): Look good. You should keep it. Jesse (1m 21s): I appreciate it, man. Are you joining us today from, from Denver? Craig (1m 25s): Yeah, I am here in Denver. Yeah. Been here four and a half years. Jesse (1m 30s): Sweet. Well, thanks. Thanks so much for coming on the show. Really appreciate it. I think we'll have a great episode here. Talk a little bit about your background in real estate and love to get into house hacking and the book. But before we do, maybe what we could do is talk a little bit about how you got into real estate and bring us up to speed of what you're doing these days. Craig (1m 52s): Yeah. So I got into real estate because a lot of people like a lot of people, I hated my job. And so I was actually working like a venture capital type role in Silicon valley, which sounds super sexy and super cool. And I was hanging out with mark, like I was hanging out with mark Zuckerberg and Elon Musk and all that, but that wasn't, that's not really the case. Right. I'm actually just like buried in spreadsheets, working hundreds of hours a week is what it felt like. And really just getting paid like an abysmal amount on an hourly rate. And I just kinda came to this conclusion that there's no way I wanted to do this for the rest of my life and what, like, what's the way to out. What's an early way to retire. How do I achieve financial independence? And that's what kind of real estate came to mind through a lot of iterations I went through, I tried to do start my own startups, which was just horrible, horrible stuff. And then I was like, I don't need to be mark Zuckerberg or Steve jobs or anything like that. Right. I can just be a real estate investor. And so I found bigger pockets pretty quickly after this deciding I wanted to get into real estate just was absorbing absorb, absorb information for about six months. And then I was like, okay, I got to get out of Silicon valley. Cause I just can't afford anything here. It doesn't seem like this whole house hacking thing really works in Silicon valley. So I actually moved to Denver, got a job at bigger pockets, which was like a dream come true. Started surrounding myself with real estate investors and people that were doing things that I wanted to do. And, you know, got my first property in that was April, 2017 or actually started June, 2017. I got my first property Jesse (3m 21s): Right on. And that first property was that a, was that a house hacking proper property. And, and I guess before you answer that, maybe for listeners just to update people that don't know how sacking would, is it? Craig (3m 33s): Yeah. So how's hacking is the idea that you buy a one to four unit property with a low percent down, typically three to 5% down. You have to live in it for a year. So if it's a single family house, you're living in a room, if it's a two to four unit, you're living in a unit and you rent out the parts that you're not living in, so that the rent covers your mortgage and you're able to live for free or at least drastically reduce your housing expense. And because your housing expenses probably your largest expense, you're actually able to save a lot more money. So you can go ahead and buy the next investment. And so that's what I did on that first property. I purchased a duplex. This was before anybody really knew about the rent by the room strategies before that was popular. So the only way to house at this time in my head was to buy a duplex live in one side, rent out the other. So it was an uptown duplex. I lived in the bottom, rented out the top and I wasn't quite covered my mortgage. And I was like determined to cover my mortgage. It would have been a great house either way, but I was determined to cover my mortgage. So I Airbnb it out my bedroom and put up this like cardboard box room divider thing, slept on a futon and made that where I slept for one year. And that was my 24 year old hustle self. Jesse (4m 47s): So that, that is a pure house hack right there. So in terms of the, the uptown, was it already, was it already converted to the ability to have a walkout? What did that? Craig (4m 58s): Yeah, it was totally turnkey. And so with house hacking, I firmly believe, and I stand by this. I was like this to the grave. Is that a turnkey property? That in by Turkey, I just mean the rehab is totally completed for you is much better than doing a rehab when you're doing the house. Heck because with house hacking, right, the, the magic is buying one every single year on the year and your year does not start until you close on that first property. And so let's say you close today's November 1st, let's say close today, November 1st. I can't buy another one until November 1st of next year, but if I'm doing a rehab, that means I am spending more money. I am not getting money from my tenants. And that may push me back if I have to save another 20 or 30 grand to get the house hack on November 1st. So who cares if I have an extra 30,000 of equity in my house, which I can't use, I need 30,000 in my pocket, which I can go buy the next house for. Jesse (5m 52s): And the one year is that, is that a financing thing? Is that just a strategic thing? Craig (5m 57s): Yeah, that's a financing thing. So in order to get those low down payment loans, the three to 5% Jesse (6m 1s): Down the bank says, you need to live there for at least one year. So yeah. Yeah. I find, I find too, there's a, depending on kind of the weather American Canadian, depending on which state you're in, I know that the ability to move in or displace a tenant oftentimes has a one-year horizon on it that they want you living there for one year. But to your point, yeah. In terms of finance, I think most areas you're going to get that lower financing. When you can say that you're personally moving into the, to the property in terms of the, so, so you start with, you start with that property, how, and that was a 2017, you Craig (6m 37s): Said 2017. Jesse (6m 38s): So from 2017 to where we're at right now, a couple of things have changed in the market. You know, some minor things in terms of how you kind of grew the portfolio. If you have from then to now, what does that look like? Craig (6m 52s): Yeah. So the growth at first, it's really slow because you just don't have a lot of money, right? Like, you know, I remember on that first one, I pretty much depleted almost my entire savings and maybe had like 10 grand left and I needed to save up another 20 or so grand and get the next house hack. And you know, at that time I was maybe saving $2,000 a month. So it was like gonna take me probably a whole year to save up for the next house. Heck. So what I was doing, you know, I call it the lull period in between house hacks where there's really not much you can do. I mean, if you want to be a real estate hustler and start wholesaling and flipping, you could get into that, but I wasn't really interested in those things. So I just doubled down at my work. I was working at BiggerPockets at the time, doubled down on my work there. I actually asked Scott who Scott trench to see yogurt buckets, basically, how can I make more money here? And I was able to, he actually gave me an opportunity and we created a pathway together to where I could make more money at my, at my W2 job. I was doing Airbnb arbitrage. I was throwing out my car. I was basically just figuring out any possible way that I can make some more money because I want to hit financial independence as early as possible, like so badly because I hated that feeling of being stuck. Jesse (8m 4s): Yeah. Yeah. It's great. It's looking for different or different streams of income. And for those that don't know, like Turo Turo is great. It's a, it's basically an Airbnb for your card and I'm pretty sure they're in every major market, but so it sounds like, it sounds like for you, it wasn't so much the flipping and the fact that you're going to run a business, you wanted more so passive income and, and longer term, longer term growth. Craig (8m 25s): That's right. Yeah. I was, I mean, maybe I was scared honestly. Like I didn't want to handle hard money. I was in Denver. Right. So buying a house for 400 grand hard money on that, it's going to be like 50 grand. And I was like only about 20 grand. Right. And then you still got to put 20% down. So it became such a high effort thing that like, I wouldn't be able to do that and have my W2 job. And I really loved my W2 job at the time. Like I was hanging out at BiggerPockets, we were talking real estate network was growing. I had a lot of opportunity at BiggerPockets. So I was like, just, that is my number one focus. So Jesse (8m 59s): At the time, what were you doing at BiggerPockets? Craig (9m 2s): So I was their finance guy. So I say the finance guy, because I was the only person on the finance team at the time. And so basically like doing all their books, running the numbers, making reports for management and stuff to look at. So I, at one point I knew pretty much every number that BiggerPockets had, but unfortunately I don't have that anymore. So my numbers are probably three years expired. Jesse (9m 26s): Okay. Fair enough. And you've moved at sounds like you've moved from BiggerPockets to another W2 job or are you investing full time? Craig (9m 35s): No, so yeah, I knew that BiggerPockets is going to be my last w two jobs. And so my, yeah, so I figured pockets. I basically had done three house hacks. So over the course of about three years, I did three house hacks and I felt like I was financially independent, but I wasn't sure. And so the way I test it was I took a zero paycheck and maxed out my 401k. So like my entire paycheck for three months was going to my 401k and I figured, Hey, if at the end of three months, my checking account is higher. I'm financially free. And if not, well, then I'm pretty darn close. And I just, I just maxed out my 401k. And so lo and behold, it was a lot bigger and I was like, I can, I think I can make it on my own. And so pretty much a month after that, at the end of January of 2020, I quit BiggerPockets and went full-time as a real estate agent, helping people, coach guide and mentor people, helping coach guide and mentor those who want to house hack. Jesse (10m 32s): Fair enough. So in terms of the, the host hacking itself, so you, you move on to that anniversary, you move in purchasing another property. How sack of that property, what are you doing with the former property in terms of whether you're selling refinancing? What does that look like? Craig (10m 46s): I don't do anything. I just move out and I put someone else in my place. So just rent it out. I did refinance my first two properties because interest rates were so low this past year in 2021. And so it made a lot of sense. I think I reduced my monthly payment by like, like a total of a thousand dollars over the course of two properties. So easy way to boost your cashflow. And so, so yeah, Jesse (11m 9s): Yeah, absolutely. Absolutely. But in terms of the, cause the Denver market, it's not the cheapest market in the world. So in terms of you were still able to cashflow, even when you're, you're moving out of these properties with, with the down payment as low as it was. Craig (11m 24s): Oh yeah. So on that first property, my, my mortgage payment before I refinanced was 22, 2300, I was getting 1650 for the upstairs and 1300 for the downstairs. So my rent was 29 50 and my mortgage payment was about 2300. So six 50 over the mortgage, of course there's reserves and all that kind of stuff, but it was a newer property. So there wasn't a whole lot of maintenance and stuff. It wasn't a great location, so not a whole lot of vacancy. And you know, maybe you put reserves for two or $300 a month and it's still cashflows $300. And it's in a great area. It's appreciated like probably 200 over 200 grand now in just a few years. So like great property now, since I've refinanced it and rents have gone up this year in 2021, you know, it's, I think I'm making a little over $3,000 on the rent and my mortgage payment is only like 1700 or maybe 1800. And so, you know, now it's closer to a thousand dollars of cashflow on the property and then yeah, same, same thing, same thing as it goes like each one, probably each property that I have in Denver cashflows about a thousand dollars a month. Jesse (12m 33s): That's great. So being the numbers guy, when you look at these properties specifically on the host hacking side of things, is there an approach that you take that might differ from, from other investors or other investments? Craig (12m 46s): Yeah. So when you're house hacking, you want to fit, you want to have multiple strategies that you can do, or at least I like having multiple strategies. And what I mean by that is, you know, if you've got a duplex, can you rent it out? Each unit like traditionally and still cashflow, it may not be your best cashflow, but can you still do it? Can you Airbnb it? Can you rent it by the room? How does the layout work? Can you, you know, in a single family house, can you split the upstairs and the downstairs or, you know, the left side from the right side and make two different units out of it. And so properties like that are the ones that we really like. I pretty much in Denver now, I pretty much only buy single family houses that we could easily convert it to duplexes just based on the layout. And that way, you know, you're getting the house at a single family price in a single family type neighborhood. He renting it out as two separate units that are actually would get you higher rent than you would have to duplex because it's in a nicer area, it's a nicer house. And so the numbers work really well in places like, Jesse (13m 41s): Yeah, no, that makes sense. And you kind of moved into, I guess, writing with the house hacking strategy. How did that come about? What was that process like? Craig (13m 52s): Yeah. So writing has, you know, the miracle morning. I do. Yeah. Great. But yeah. Great. So amazing. Both of you haven't read that book. You need to read it a life-changing book, but ever since I started doing that, I started to write every morning and I think he had Ellen Rogers who wrote the book meant means like journaling, but I just enjoy actually just like writing content in the morning. And so basically I write every morning and I was writing blog after blog, after blog for bigger pockets. I think I have probably close to 60 blog posts on bigger pockets. And so they asked me, Hey, do you want to write this book on how second you can? I was like, hell yeah, I do. And so I, you know, basically instead of writing the blog post every morning, I would just take a stab and write a piece of the book every morning. And after about a hundred days, I had a first draft of a book. And then, you know, for a few months later after the edits and stuff like that, it got published. And that was definitely a, an inflection point in my life. Jesse (14m 43s): Yeah. I'm always fascinated as listeners probably know of the, the process, the, the, the writing process. We had Chad Carson, coach Carson on the show, by the time you're listening to this, that episode probably has aired. He was talking about the same thing. It was basically from blog to multiple blogs to book. It seems like a strategy that a lot of writers, especially in our space use, as well as, you know, on the other side of, for the individuals that maybe writing isn't isn't their passion, or it's just something that's that doesn't come easily easily to them. I found that some, some people put content out audio and then basically transcript the audio and then kind of edit from there. But yeah, it's, it sounds like you were the former on that. Craig (15m 24s): Yeah, no, I, I genuinely like to like touch the keyboard, which is weird, I guess, but like, I like to like make that thing go and yeah, it doesn't take long, you know, if you can just sit yourself, I mean, there's a word counter right on the bottom left, like a Microsoft word document. So I would just be like, I'm not, I'm not leaving this computer until a thousand words richer or whatever you want to call it. Jesse (15m 43s): And for those that are interested, we'll put a link up for where you can reach out and where you can get the book. But in terms of the, the framework of the book, did you, I mean, obviously you, you wrote through blogs, but in terms of the framework itself, did that change from when you initially wrote it and you know, how did you approach that? Craig (16m 1s): Yeah. So when you're running a book, it's all about the outline. Like you should spend half the time of half the total time writing the book on the outline, because that is the most important part. If you got the outline, good, the book will just write itself. Right. And so it's almost like almost, you just keep expanding, expanding its spending on the outline until it becomes the book and then you have to go back and, and make it flow. And so really it was just a mixture of yeah. Having a solid outline. Also, I took a lot of my blog posts and just kind of repurposed them a little bit for the book because I mean, a lot of my information is out in the world somewhere. That's the great thing about a book, because you can even sit into one little thing. And so, and so, yeah, I mean, that was pretty much the process, you know, outline, outline, outline. And then after I had a thorough outline and I went over it with bigger pockets, I just, just started writing a thousand words a day. Every day. You had a, before you had a book. Jesse (16m 55s): No, that makes sense. So in terms of the, you know, one of the biggest things right now that we're seeing in our market is it continues to be a lot of capital chasing fewer and fewer deals. And it just seems that deals are harder and harder to find where, you know, it's usually one or the other. And in times where there's a lot of deals out there, it's usually financing is harder to find. So in this environment, for those, whether they're looking for longer term properties or looking specifically to do house hacking, what's your approach for sourcing deals and you know, what do you tell clients and investors that you coach? Craig (17m 28s): And so we get almost all of our deals on MLS and how second is kind of a different beast, right? And the reason for that is you don't need to get a property, super undervalued, add value to it and refinance it, right? The magic is just like slowly collecting rental properties with a low percent down. So you can buy a $600,000 property here in Denver and you're putting 5% down. That's 30 grand, right? And so you've gotten this, you have this property for 30 grand. You have to make the deal work by creatively trying to figure out ways, right? So we've got a lot of people that like to Airbnb, a lot of people that do rent by the room, we've we teach people how to do these split things that, that I like to do. And those almost always cashflow, right? It may not be a thousand dollars a month at first, but over time, rents are going to increase. You're going to be paying more of your mortgage payment down. Maybe you can refinance to a lower rate. You can take off your PMI and you figure out ways to increase your cashflow over the course of five, seven years. And you know, that that's, the play is the long-term buy and hold. So that's why the MLS works is because again, we don't, we're not trying to like add a whole bunch of value and refinance it, deployed money back out. We're just okay with letting the $30,000 in and keeping it in there. Jesse (18m 38s): Yeah. And it kind of sounds similar to what we do on the commercial real estate side. We always find that the owner occupier is the one that can pay the highest price for the, for the property because of the, the economies that they have, or the fact that because they're operating out of there. So I guess in a similar way, the person that is house hacking, maybe, you know, not that you're going to pay more than you should, but you probably can be more competitive than somebody that's purely going in there to rent it out. Craig (19m 2s): Yep, exactly. Right. You can, you can. Yeah, exactly. You can pay more because again, like you're going to be thinking about your competition because the, the, the market's competitive. Right. And if your competition is a lot of it is like home buyers, it's probably more so than house hackers. And so as a house hacker, you can pay more because you're already offsetting your mortgage payment with rents. And so sure, like, what's the difference of like a $50,000 difference is like $250 on your mortgage. Right. It's significant, but it shouldn't be life-changing. And that $250, you're going to make that back in a month with appreciation. Right. So like, it doesn't even like the price almost doesn't even matter, but make sure you run the numbers and it makes sense, but like with how exactly, I've just never heard anybody lose. Like, and I know a lot of house hackers. Jesse (19m 50s): Yeah. No, it makes sense. I mean, especially that you're in the property, are there properties that you basically try to avoid or properties that, you know, comparing two properties, say one, like you said, that needs, needs renovations or needs capital improvements. Do you try to avoid those? And, and also just kind of on the same, on the same wavelength when it comes to properties that, you know, you can put a walkout in that doesn't currently have one that would be perfect and create a house hacking property. Is that something you also would look at when you're, when you're looking at properties? Craig (20m 23s): Yeah. So we like to look at, so creating a walkout can be very hard if the house, like, you know, if the basement isn't already at like our level. So we try to find a house where the stairs to go, like stairs to go from the main level to downstairs is right by maybe a back door or garage door. So you can just kind of wall off where, you know, the backdoor meets the upstairs. And then the, so then just, so when you walk in the back door, it's just, you go down the steps. And so that those lamps are the ones that we really like, and there's a ton of them in Denver. So that's what tends to really work. I think you had another question, but I forgot what you asked Jesse (21m 4s): In terms of the, just other capital improvements. Are there, are there certain properties that you, you try to avoid when it comes to, you know, when it comes to spending a certain amount of money to get it to where you need it to be? Okay. Craig (21m 16s): Yeah. So again, I like the layout to be, like I said, right where the, the less amount of work I have to do the better. So if I have to like dig a separate entrance, like that's a lot of work, expensive egress windows can be very expensive and they've gone up in price in my market when I was putting them in like a couple of years ago, it was 3,500. Now it's close to $5,000 for a regressed window. And so if, if egos windows are already in there, that is really helpful. If there's some sort of plumbing fucked up to the downstairs, we can hook up a kitchen fairly easily. That's really nice. And so, yeah, those are all the things that I kind of look for. There's nothing that I, I like nothing in particular that I wouldn't do, but if it's like, not even like it, but I wouldn't like force a house to make it a house hack. If the layout doesn't work and all that, like, there's, there's plenty of houses where the way it does work. Jesse (22m 5s): Yeah. Fair enough. So just shifting gears in terms of where we're at in the market right now, I know that, you know, as you mentioned, you, you write a bunch of blogs. I've seen different posts that you've had. I'm curious to get your thoughts on the current market environment that we're in. Obviously, you know, there's been lockdowns for a few years, almost two years now, if not, yeah. Over we're coming into it right now to two years in terms of how that's affected, if it has at all, the way that you're viewing the real estate market. And is it informing decisions that you're making today? Craig (22m 37s): Yeah, that's a good question. So, so COVID was probably the best thing that ever happened to me from a, it from a financial standpoint, which maybe I'm, I think I'm one of the few, because when everything's shut down in April and may of 2020 is right. When I basically started my real estate agent business and no one was doing showings. Right. And it was super competitive before that, but no one was doing showings and Denver never really shut it down. Like they never made it. So you couldn't schedule it. Like there were some markets where you couldn't schedule it Denver, you can still schedule it. And I was talking to like my buyers and I was like, well, no one else is looking right now showing percentages, showing times like showing rate is down 88%. So I swear we're probably the only ones even looking and the seller wants to sell and you want to buy, so if you're cool with it, like I'm cool with it. Let's just go and it will be, you know, six feet apart wear the mask, whatever, like, you know, and, and so we did that and we were for like a few months there, every offer that we were putting out there was getting accepted and it was at asking price. And it was like, it was even below asking price, which was like beautiful for them, for the buyers. Obviously that was only a short window. And then as things started to heat up again towards the end of last summer, and then all through winter 20, 20, 20, 21, and throughout 2021, things got started really heating up and getting really, really competitive. And that's where house hacking comes into play. Right. Because it's like, Hey, not only were the price is going up, but rents were also going up as well. But we were saying like, okay, let's just analyze the deal, right? Like it's listed for 500,000, can you pay five 50 for it? Like, this is what your mortgage payment would be. This is what you'll get in rent. You're still going to be making over a thousand dollars a month, like who cares what the listing price is and how much over we have to go. Then the only downside was the appraisal gap coverage, right. Where, you know, for the listeners that may not know is if the appraisal is, comes in lower than the purchase price, someone's got to make up that difference in cash buyer or seller or combination of the two. We kind of had a, a way around that as well. And so should I get into that or please do so, so one thing that we did a lot of was we would set the inspection. So we would set the inspection for maybe seven to 10 days out. So let's say, you know, you're under contract on November. First inspection would be November 10th. We would then immediately call the lender and get a rush appraisal to be done like that same, the same week. So we're reporting this on a Monday, the appraisal would be backed by Friday before the inspection deadline. If the appraisal comes back super low, we can still back out because of the inspection. So we were able to fully waive the appraisal while still having to be able to back out on the inspection. And that was a strategy that I think a lot of, well, maybe we were the only ones to do it, but I'm sure we're not the only ones to do that strategy, but that worked really well for us in terms of getting deals in our contracts, getting deals done and making sure both parties were very happy. Jesse (25m 33s): No, fair enough. And in terms of the short-term rental space. So I think you've, you've written blogs on this in terms of that area of the business, you know, how has, how do you see that market given everything that's transpired over the past year and a half, two years? And do you think, do you think it's a S it's a space that is going to be coming back? If it has an already Craig (25m 55s): It's already come back and it's tough. It's like, it's doubled since, but it was, so I had a whole bunch of short term rentals. I was one of the scared ones that shut, shut everything down and turn into long-term rentals during COVID. And I think a lot of people did that. So the supply and demand just wasn't there. So then as more and more Airbnbs came on and we started air, like our clients started being, they were just crushing. It they're like, dude, I like you told me I was going to make like 3000 a month. I'm making 5,000 a month, like, like the are conservative numbers. Like they were blowing our numbers out of the water, which was great. Like, I would much rather have people be happier in that regard. But, you know, as, as, as, as far as where it's going to go, like, I don't have a crystal ball. I don't know. That's why I always say like, Airbnb can be your plan a right. And that could be the way you make your most money, but like, make sure you have a plan B that also cashflows, even if it's only a hundred bucks over the mortgage, just so you can hold it, hold it through this recession or whatever, because, you know, when, when, whenever this recession hits that we're going to have at some point, right? Like the first thing that's going to go is recreational travel business travel is probably going to be a lot less, especially with zoom and all of these things that have come to fruition through COVID and there's going to be a lot less reasons for people to travel and want to travel. And so if the Airbnb, I mean, at the end of the day, Airbnb hasn't even gone. Hasn't even made it through a recession yet the company Airbnb. Right. So we don't even know how they would handle it. So just to have that, have that like backup plan, I think it's super important. Jesse (27m 24s): Yeah. In terms of the actual financing of deals, obviously you're doing a particular strategy and niche when it comes to the house hacking, but generally speaking, do you have a, a certain methodology or philosophy about how you handle the debt side of your business? Craig (27m 41s): So I, I personally am trying to get as many, as many Fannie Freddie loans as I possibly can, because we all know that's the cheapest and that's the best kind of debt you can have. I think you're allowed to have up to 10 Fannie Freddie type loans. Once you've maxed out at your 10, you know, then you have to start thinking about other creative ways. And so right now, I think I'm at like seven or eight, I'm going to probably be at 10 by early next year, but I'm fine with that. Like, I kind of just want to exhaust my 10 because now I'm going into like more commercial real estate investing, triple net, lease side stuff and all that. And that's where I see the future of my real estate investing going. But yeah, Jesse (28m 24s): No, that makes sense. I want to kind of shift a little bit to something we talked about at the beginning. So your W2 job, or, you know, your, your normal kind of day to day job. You're not dissimilar to a lot of people that we have on the show that make the jump into full-time investment for people that are looking to get into real estate or people that are into real estate. And they're coming up to what, you know, you had an inflection point, you know, what do you, what, what would you say to those individuals in terms of actually kind of leaving the, the day job and you know, what seems like a pretty, and it is a scary, scary move, you know, what, what are your thoughts on that? Craig (28m 59s): I mean, it's uncomfortable doing so, right. But think about it this way is that your worst case scenario is the scenario you're in right now, right? Your worst case scenario is as you quit, you maybe lose $5,000 on an experiment of trying to, you know, do something for yourself. And then you have to go back and get another job. Right? Like that that's really a hardest. And so if you can kind of just like, look at it as an experiment and look at it, like nothing is permanent, just because you say you quit, it doesn't mean you have to quit forever. Right. And also, I like the idea that, yeah, you've got enough rental property, passive income to support at least your basic living expenses so that you have enough runway. So that it's, it's not, you know, it's not an issue, you know? Yeah. So Jesse (29m 44s): For you, it wasn't, it wasn't like a burn, the boats thing where you just absolutely, you know, drop it and say, I'm going to start buying real estate. It was buy real estate, figure out what that number is to make it, make it at least somewhat more comfortable to make, to do that transition. Do I have that right? Craig (29m 59s): Yeah. Yep. Is that right? Right. I mean, I think for me, I had like $3,000 of passive income and I was like, I'm a single dude. Like I can live off of that as long as I say frugal. And then once you become your entrepreneurial self, you can make a million times more than you ever could have W2. And that will just funnel you're, you know, getting more financially independent or, you know, more fat financially independent, or however you want to call it. Jesse (30m 22s): No. Fair enough. So in terms of the, you know, you mentioned you, you did get licensed, so as a licensed realtor, you kind of moved into that space, the fit team. Is that, is that on the investing side or is that the, is that on the broker agenda things? Craig (30m 36s): Yeah, so I ended up being like so busy last year that I either had to quit or start a team. So we started a team. We, we got a team about 1520 agents now that are all house hackers, all investors, at least on the investment side. And so we help coach guide, mentor people through that process of house hacking. We've got pretty much everything you need in terms of, you know, relationships with vendors, leases, calculators, like we'll walk you through the entire process if you need us to just because that process is so scary to like the first person putting their, like 30 of the $40,000, they've saved up for their whole life into one house. It makes you feel better when you've got a whole team of people with, you know, hundreds of deals under their belt, kind of guiding you through that. Jesse (31m 23s): Yeah, for sure. And I mean, in terms of the team itself, the, the team that you built out and the coaching that you have, was that something that happened, it seems like you, you had the demand. So you built out the team for those that are building their own team w with real estate, whether it's sourcing real estate, trying to get property managers, what are your recommendations? Kind of some of the stuff that you've found that were helpful to you when you were starting out and you're buying these first few properties, Craig (31m 52s): I I'd say like, just document your systems as best as you can. Loom is something that I use a lot. So I'm sure people know about it by now, it's a screen recording thing. It's a plug-in on Chrome and anything you do that is repetitive, you should be looming it. Right. And you save it somewhere so that someone else can do it. Right. So, so these days I'm doing very few. I really don't do any showings. I really don't do any contract writing. I've got the team that does that and they can ramp up so easily without asking me hardly any questions, because I literally have videos and videos and templates and samples of all of that. Right. So we can onboard a new agent pretty quickly and they're up and running very quickly. And the questions they asked me are like high level questions that they should be asking me. And so I can stay kind of in my 20%, which is know content creation coming on, podcasts like this, right. Doing stuff like that to just to just grow the, grow the brand. Jesse (32m 46s): Yeah. That's great. I love the loom. And it's funny now, like two years or a year and a half after everything, that's, that's really been going on in the world. It's nice that we have zoom, loom, Skype, where you can actually, you know, when you're hiring something, somebody just the other day, my partner and I were like, okay, we can give instructions to this person. Or we could just record the call, the onboarding call. And then, you know, they, he, or she has a reference. Craig (33m 7s): Yeah. It's, it's so amazing. Like, and I think it's way easier. Like the old fashioned, like paper trail documents, like your type every step-by-step. We have a little bit of that, but the loons are just so much easier and so much better too. Like it's a picture is worth a thousand words. Right. So video's worth like a million. Jesse (33m 24s): Yeah, no, a hundred percent. A 100%. And then you ha it's, it's more dynamic, right? Yeah. You can have somebody in real time asking you questions and then solve it, solve it right there. Awesome. Well, we have, we've got four questions that we ask every guest that comes on the show and want to be mindful of the time here. But before we get to that, in terms of the coaching that you have for people to reach out we're where can they find find you? And, you know, what's the best route for them to, to take on. Craig (33m 51s): Yeah. So, you know, we've got our podcast, the fight team podcast is actually being rebranded here shortly. So we're going to come up with a new name, so be on the lookout for that. And then, you know, if you're, if you're in the Denver area or you need a real estate investor from the real estate, Adrian, the fight team.com is where you can find us. And I'm also on Instagram. If you want to just kind of check out my stuff at the fire guy. Jesse (34m 12s): Absolutely. We'll put a link to everything in the show notes, but yeah, let's go to the final four here. If you're, if you're ready to go, I'll send them your way. Let's do it. Okay. What's something, you know, now in your career, it can be real estate or business that you wish you knew when you first started out. Craig (34m 30s): I wish I knew the who, not how concept have you heard of, you know, that mother basically. Yeah. That whole thing of why stay in, what do you do best in stay in your zone of what you do best at anything. You don't do good. Hire someone to do it for you. Cause they're not only going to do it better, quicker and probably cheaper, but it's going to also grow your business much faster and you're going to be happier. Jesse (34m 56s): Yeah. I can't, I can't recommend that book enough when we were at the BP con BiggerPockets conference in new Orleans, I was think Dan Sullivan is the author awesome book. It's it really is. It really changes the way you look at things because for so long, we're taught, you know, if you, if you get somebody to collaborate with you, if you give somebody a task that you're, you know, you're cheating in school. Right. But really the idea of find, find out who's the best person to do that. And it should be, should it be taking up your bandwidth or not? Yep. Love that. Awesome. All right. Number two here. What is a, a book that you seem to constantly be recommending and we'll put the who not, how on put that aside for a second or podcast that you, that you keep recommending? Craig (35m 40s): I guess the miracle morning doesn't count either. Cause he already mentioned that one, definitely the miracle morning and who knows how or applied my tattoo a podcast, obviously there's a bigger pockets podcast. That one is kind of a no brainer. Can I just depends on where you are in your journey. But I think like for, for fundamental business books, miracle morning changed my life. Who knows how it changed my life. And also the E-Myth is, is really, really good if you're thinking about growing a business and long people wanting to step away someday. Jesse (36m 9s): That's great. We'll put links up to those as well. In terms of people that are getting into the industry, people that are, whether it's through brokerage or looking from the investor's lens, what would you tell them in today's market? And just generally your thoughts on mentorship? Craig (36m 27s): My thoughts. So, so in terms of the market today, I think like you have to just like keep buying no matter what the market's doing, because timing the market is like been known to be fail failure right now, known to fail. So just dollar cost, average it by one a year with the course of 10 years and you'll buy it the highest you'll buy it. The lowest in terms of mentorship and stuff. I think you really, I hate that term mentor. I hate when someone asks me to be their mentor, I kinda just wanna be your friend, right? Like I'll be friends with almost anybody, as long as you're, we've got the same values, the same morals, and we're kind of on the same page. So just like go to meetups and just start talking to people, right. And then follow up with them and grab a coffee with them and grab dinner with them and go on a hike with them. And before you know it you're, you've got a friend and maybe they're more experienced than you. Then they become your mentor. Right. They're going to naturally just give you advice. They're going to want to help you. And so that's like my favorite way to mentorship is just becoming friends with people that are both above you. So you can be the mentee and below you. So you can be the mentor. Jesse (37m 25s): That makes sense. All right. The last one, Craig, first car make and model. Craig (37m 30s): Oh man. He tried to get to my bank accounts. It's a 2002 Dodge. Intrepid was my first car Jesse (37m 38s): Right on. And I said, that's not the one you put on Turo. Craig (37m 41s): No, no. The one I put on Turo was a Toyota Prius, which got smashed up. But yeah, that's a fun, fun story. Maybe we'll dive into it real quick. I think I lost you on the yeah. Jesse (37m 57s): Okay. Yeah, no, you can get into it. Cause I know you put a, you put a blog out as well about, about just different income streams I think. And Turo was a Toro was definitely one of them I believe. Craig (38m 8s): Yeah. So yeah, back in the day, Touro was a street, was an income stream that I had to kind of while I was at bigger pockets and I could fight to work. And so basically I, I was proud of myself. I read, never split the difference by Chris Boston negotiating book. And I was able to negotiate the price of that car from 12,500 down to 10,000. So I bought the car for 10,000. I Ubered it for awhile. I toll road for awhile. The car probably made me about $10,000 over the course of two years. And then someone crashed on Turo. The Touro com whatever the company has, some insurance policy where they actually paid me out like 11,500 for it. I ended up like getting more than I ever paid for it initially after, you know, however many miles later. And then I bought a crappy car for like 50, for like five grand and kept the six grand and invested in real estate. So Jesse (38m 57s): There you go. Always, always on the move. Awesome. All right. Well, we'll put links up to, to everything that we talked about here. And just for those that, you know, I know you have a presence on Instagram as well. Could you just let us know the handle for that as well? Craig (39m 11s): Yup. It's a, the fire guy. So like the financial independence guy. Jesse (39m 17s): Awesome. My guest today has been Craig Kurloff Craig. Thanks for being part of working capital. Craig (39m 21s): Thanks for having me on Jesse. Appreciate you. Jesse (39m 31s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.
Minute Thirty-Three: From Triage to Townie ‘Jovial' Jay Shepard from the MCU: Location Scout joins us again to discuss Thor destroying the Triage Bay and a townie discovering Mjølnir's impact crater. In the thirty-third minute of Kenneth Branagh's 2011 film Thor... Nurse Terry kicks things off as he tries to draw blood from Thor. Thor will have none of it and proceeds to tear the Triage Bay apart, along with all the nurses, orderlies, security guards, and patients as well. Who styled Thor's hair so perfectly? Terry Dale Parks plays Nurse Terry. We run through the IMDb Game with him. Great face here, particularly from that worm's eye view shot we get. Parks likely lives and works in New Mexico, and we bet is not a utility stunt player as he pretty much avoids the action and stays at the back of the Triage Bay while Thor takes on the medical staff. We love Nurse Terry, but Nurse Rob just might be working for the Time-Keepers. Rob Mars just may be one of our new favorite stunt workers. He not only works hard to tackle Thor in this scene but he plays Ray Stevenson's stunt double as Volstagg in the film! That means we likely saw him already on Jotunheim. Rob has been a utility stunt player in so many of the MCU films but has also performed in small roles in some of the films and TV shows that we've seen him enough times to be convinced he perhaps works for the Time-Keepers. Thor doesn't have his powers but he's still powerful as he tears the Triage Bay apart. Until he's taken down with the same gag. We struggle with picturing Thor with no strength considering the body he has. Muscles and fighter tactics are still part of his everyday life. Odin only stripped his Asgardian powers from him after all. Considering the damage during this fight, we believe more strongly that this is a soundstage they've built for this fight. Plus, it likely made it easier for them when they did the original single long shot of the fight before it was cut down for the edit. Did you catch Thor's reference to his comic book title? He nearly calls himself ‘The Mighty Thor.' Chris Hemsworth plays the dumb oaf so well here. He also slides down glass like no one else in the MCU. Why does it work so well to have Thor taken down using essentially the same gag we just saw a few minutes ago? We revel in how well this still works. To that end, if you count him getting hit in the parking lot in a few minutes, they're doing their comedy in threes which has always been known to work. Thor calls them savages and demands healing stones in the extended version of this scene. Branagh's decision makes sense as perhaps in a world of super-science, healing stones seem too magical. We leave the Triage Bay and join a townie on a drive to an impact crater. As Thor gets tranqed in the Triage Bay, we leave him to follow a townie in a red Dodge pickup driving over a rise where we see an impact crater. We can tell that this is where Mjølnir landed, but our townie either heard it the night before and investigates or just happens upon it here. Who knows which? Why does he drive all the way around to the far side of it though? It's not really clear. We discuss a bit about how this could've been CG but with all the work that's going to happen here in the next act of the film, we figure it was actually dug out to look this way. Not only does this location not look like the same flat area Jane and her team were driving on last night, but also it turns out it wasn't even the same state where they filmed. Jane, Erik and Darcy crashed into Thor in New Mexico. They filmed this impact crater, while meant to be close by, in the Santa Clarita valley in California. To that end, did Odin specifically select this place for Mjølnir to land? Perhaps he wanted it close enough to Thor so he can find it but not too close? Or as we surmised a few minutes ago, Mjølnir perhaps slipped out of the Bifrost on its way down. From destroying the Triage Bay and everyone in it to a mysterious townie finding Mjølnir's impact crater, we fill this conversation with all sorts of juicy tidbits. Tune in! Join the conversation with movie lovers from around the world on The Next Reel's Discord channel! Film Sundries Watch this film: iTunes • Amazon • Netflix • YouTube • Disney+ Join the conversation on Discord Script Transcript Trailer #1 Trailer #2 Poster artwork Original Material ‘Jovial' Jay Shepard at MCU:Location Scout and Retrozap
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 17th, 2021. Why is Europe struggling so much? We may have at least a partial answer. A new variant has been detected in several countries there that has some mutations scientists haven't seen before. It's called B.1.X and it's been found in France, the UK, Switzerland, Scotland, and Italy. It's not known yet if the mutation means it's as or any more dangerous than Delta. Yesterday we told you that some states and cities are not waiting on the FDA or CDC and are administering boosters to all adults 18 and over. And here they are. Arkansas, West Virginia, New York City, Colorado, California, and New Mexico. So far, about 15% of those who are fully vaccinated have also gotten a booster shot. Things are not going well in Russia at all, but yesterday it announced it will resume allowing air travel to Argentina, Bangladesh, Brazil, Costa Rica, and Mongolia starting Dec. 1. Remaining restrictions will also be lifted on flights to Cuba, Mexico, and Qatar. In all, Russia's resumed flights with over 60 countries. Cases and deaths there are at record highs with a full vaccination rate at less than 40%. A second set of states has filed a federal lawsuit challenging the administration's vaccine mandate for health care workers in the US. This one is on behalf of 12 states, added to a previous suit involving 10 states. The new ones are Louisiana, Montana, Arizona, Alabama, Georgia, Idaho, Indiana, Mississippi, Oklahoma, South Carolina, Utah, and West Virginia. If standing outside in the freezing cold for hours packed in with a throng of people is your thing, good news for you. Times Square will be open for celebrations this New Year's Eve, though only the vaccinated will be allowed access to the area. In 2021 there was a virtual ball-dropping celebration only. In the United States cases were up 18%, deaths are down 15%, and hospitalizations are down 4% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Wyoming, Montana, Kentucky, West Virginia, and Idaho. There are 9,235,181 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: New Hampshire 32%, Minnesota and Michigan 31%, New Mexico 29%, and Rhode Island 28%. The top 10 counties with the highest number of recent cases per capita according to The New York Times: Scotts Bluff, NE. Nome Census Area, AK. Dodge, MN. Big Horn, MT. San Juan, NM. Bethel Census Area, AK. Scurry, TX. Wadena, MN. Goodhue, MN. And Grant, NM. There have been at least 765,762 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72.1%, Rhode Island unchanged at 71.7%, and Maine at 71.5%. The bottom 3 vaccinating states are West Virginia unchanged at 41.2%, Wyoming unchanged at 44.8%, and Alabama unchanged at 45.5%. The percentage of the U.S. that's been fully vaccinated is unchanged at 58.8%. Globally, cases were up 13% and deaths were down 3% over 14 days, with the 7-day average trending up since October 15. There are 19,364,712 active cases around the world. The five countries with the most new cases: The United States 87,133. Germany 39,985. The U.K. 37,243. Russia 36,818. And Turkey 25,101. There have been at least 5,114,140 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus 411 on your podcast app or ask your smart speaker to play the Coronavirus 411 podcast. See acast.com/privacy for privacy and opt-out information.
Khloe Terae (IG: @Khloe) has been on the cover of over 30 magazines including Maxim, Sports Illustrated and 15 international Playboy covers. She was the 2015 Playboy CyberGirl of the Year. She is currently a Crypto Influencer for Taboo Token, an adult NFT project. Khloe is a spokesperson for dozens of brands including Fashion Nova, Limitless, Pretty Little Thing and 138 Water as well as being big a supporter of Autism Speaks as well as several other charities. Subscribe on Youtube: https://www.youtube.com/user/MichaelSartain Listen on Apple Podcast: https://podcasts.apple.com/us/podcast/the-michael-sartain-podcast/id1579791157 Listen on Spotify: https://open.spotify.com/show/2faAYwvDD9Bvkpwv6umlPO?si=8Q3ak9HnSlKjuChsTXr6YQ&dl_branch=1 Learn more about Michael's Men of Action Mentoring Program: https://go.moamentoring.com/i/2 Filmed at Sticky Paws Studios: https://m.youtube.com/channel/UComrBVcqGLDs3Ue-yWAft8w 0:00 Start 0:07 Introduction 0:30 Thirty magazine covers 2:28 Painted for every playboy mansion party 3:09 Are you willing to work hard? 4:01 Emotionally unavailable 4:09 no one can kick higher than you 4:40 Originally from Toronto, Montreal Canadian fan 5:32 Toronto maple leafs fan 6:45 Changes on Instagram 7:28 Sexual solicitation 9:45 Let me post what I want/ false reporting 11:47 Transition to only fans 13:38 Celebrities following you 14:34 Fashion Nova 15:25 Your father Andrea 20:03 Santorini Dress 22:13 Your manager Romero 22:49 This is your life 23:01 World famous party trick 23:43 I would rather be naked 24:08 How many boob jobs have you had? 25:21 Your soulmate or spectacular wealth? 25:43 Tattoos 26:50 To the youngest person to ever go to hedonism in Jamaica 27:35 Holly Barker: What's the most beautiful place to travel? 29:50 Naked add an STK in Ibiza 30:19 Anya Benton: how many Pomeranians? 31:32 If you were to live on a deserted island? 32:33 Danielle Blackwell: where are the hottest men located? 33:30 Khloe Coin and NFT's 34:14 Working with taboo 34:55 Dodge coin and Elon musk 36:04 Blockchain technology/Crypto influencer 37:42 NFT's explained 40:00 Which exchanges do you prefer to trade on? 42:12 Changes in what crypto is used for 43:29 Blockchain explain 45:09 Cryptocurrencies competing against each other 45:50 Working with Taboo 46:30 Models owning their own image 48:08 Moore's law and an increase in technology 49:06 Elon Musk 50:16 Dating power forwards 51:53 Chloe dated three power forwards 54:01 I don't date athletes anymore 55:33 What Khloe wants in a man 56:55 How does a man get to Khloe? 58:19 You don't let men affect you. 59:38 Autism speaks 1:03:27 Monogamy 1:05:35 I fuck whoever the fuck I want. 1:07:08 One of the girls is fighting with her boyfriend 1:08:09 Khloe's future plans 1:10:08 Hosting both Maxim Parties 1:11:40 Khloé Kardashian
Sergio y Beto hablan de la nueva Dodge Journey. Mejor que la anterior, pero eso no les dice nada; seguramente será líder de ventas en Dodge, pero eso tampoco dice nada. Y ni Sergio ni Beto entienden las especificaciones.
In this podcast, Scott and I talked about success, networking, the auto industry, clubhouse and so much more. He is the co-host of the Breakfast of Champions Clubhouse Room, an investor in Multiple Businesses across many Industries and Managing Partner/General Manager of CMAs Valley Chrysler, Dodge, Honda, Jeep, Nissan, RAM, Subaru, VW Car Dealerships. Connect with Scott Simons Website - www.scottsimons.com Connect with David Hill Website- http://www.davidihill.com/ Facebook- https://www.facebook.com/davidihill/ YouTube- https://www.youtube.com/user/hillteam17 LinkedIn- https://www.linkedin.com/in/davidihill Book: https://www.amazon.com/Sales-Playbook-Simple-Strategies-Close/dp/1628652861 Free Gift: https://callreluctance.davidihill.com/ Free 30-minute Coaching Call https://www.trycoaching.net Monthly Training with David- https://35callchallenge.com/ David's Monthly Article – http://www.davidihill.com/5mistakes/ FACEBOOK COMMUNITY Please follow and join my Group- https://www.facebook.com/groups/ptmastery/ OUR LEAD PROVIDER SPONSORS VULCAN7 https://www.vulcan7.com/pathtomastery/
This is Coronavirus 411, the latest COVID-19 info and new hotspots for November 15th, 2021. Austria has locked down…at least for the unvaccinated. We've seen it all before, new infections are surging, and ICUs are strained. In fact, Austria has one of Europe's highest infection rates and is the first to reinstate restrictions on daily movements. Austria has one of the lowest vaccination rates in western Europe at 65%, but that's well above the United States' 58-59%. More vaccines are destined for the arms of children. Israel approved giving it to kids 5 to 11. That's expected to start next week. Australia will likely start administering the shots for kids under 12 in January. They've already vaccinated 57.7% of children between 12 and 15. And of course the U.S. approved the vaccine for kids 5 to 11 earlier this month. A company in England, Emergex, will soon start clinical trials of a second-generation vaccine that's a skin patch that uses T-cells to kill infected cells. The hope is it can offer longer-lasting immunity than current vaccines. The antibodies in current vaccines stick to the virus and stop it from infecting cells, but T-cells find and destroy infected cells. A massive real-world study compared how fast three vaccines lose their effectiveness over eight months. The good news is, they found while protection from infection may decline, protection against death seems to hold up. Johnson & Johnson's single-dose vaccine apparently showed the greatest decline in protection. Moderna performed the best, with Pfizer in the middle. Can you unvaccinate yourself? Well, the short answer is no. But vaccine “detoxes” are making the rounds on the internet. The pitch is you can get vaccinated to meet mandates, then cleanse yourself of the vaccine by bathing in a mixture of baking soda, Epsom salts, and the cleaning agent borax. Experts say all you're going to do is irritate your skin and eyes. In the United States cases were up 11%, deaths are down 16%, and hospitalizations are down 8% over 14 days. The 7-day average of new cases has been trending up since November 3. The five states that had the most daily deaths per 100,000 are Alaska, Wyoming, Kentucky, Montana, and Idaho. There are 9,214,324 active cases in the United States. The five states with the greatest increase in hospitalizations per capita: Rhode Island 31%, Michigan 23%, Minnesota 20%, New Mexico 17%, and South Dakota 16%. The highest number of recent cases per capita according to The New York Times: Nome Census Area, AK. Scotts Bluff, NE. Wadena, MN. Humboldt, NV. Grant, NM. San Juan, NM. Scurry, TX. Dodge, MN. Mille Lacs, MN, and Goodhue, MN. There have been at least 763,092 deaths in the U.S. recorded as Covid-related. The top 3 vaccinating states by percentage of population that's been fully vaccinated: Vermont at 72%, Rhode Island at 71.6%, and Maine at 71.4%. The bottom 3 vaccinating states are West Virginia unchanged at 41.1%, Wyoming at 44.8%, and Alabama at 45.3%. The percentage of the U.S. that's been fully vaccinated is unchanged at 58.5%. Globally, cases were up 12% and deaths were down 2% over 14 days, with the 7-day average trending up since October 15. There are once again over 19 million active cases around the world, at 19,231,229. The five countries with the most new cases: Russia 38,823. The U.K. 36,517. Germany 29,048. The United States 24,193. And Turkey 21,624. There have been at least 5,100,195 deaths reported as Covid-related worldwide. For the latest updates, subscribe for free to Coronavirus 411 on your podcast app or ask your smart speaker to play the Coronavirus 411 podcast. See acast.com/privacy for privacy and opt-out information.
In episode 367, we welcome our guest, Robert Lawson, director of the Bridwell Institute for Economic Freedom at (SMU) and author of Socialism Sucks: Two Economists Drink Their Way Through the Unfree World. In today's episode, we're talking about some of my favorite topics – capitalism, travel, and beer! Robert traveled around the world to visit socialist countries and let's just say the crappy beer wasn't the only thing he didn't like about the trip. We start by defining what true socialism is, why Sweden isn't actually a socialist country, and look at Venezuela, Cuba, and North Korea to see what true socialism looks like in the world today. Surprise, surprise: it's not good. Next, we discuss why socialism has a false utopian vision for the world and the reasons why this terrible idea just won't go away. As we wind down, we chat about some current topics in the U.S., including UBI, student-loan forgiveness, and the lack of financial education in schools. ----- Follow Meb on Twitter, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Today's episode is sponsored by Masterworks. Masterworks is opening the doors to top-tier, blue-chip art investments to everyone. Visit masterworks.io/meb to skip their wait list. Today's episode is sponsored by The Idea Farm. The Idea Farm gives you access to over $100,000 worth of investing research, the kind usually read by only the world's largest institutions, funds, and money managers. Join today and get access to quarterly CAPE ratios, an excel quant backtester and the entire research library.