Podcast appearances and mentions of benjamin brandt

The retirement you've worked so hard for should be more than just financially secure—it should be truly fulfilling.  In this episode, Benjamin Brandt, financial planner and host of the award-winning Retirement Starts Today podcast, reveals how to break free from limiting mindsets and create a retirement plan that prioritizes your passions, values, and connections. Whether you're on the cusp of retirement or already enjoying it, this conversation will challenge how you think about retirement and offer a fresh perspective on what truly matters. Listen now and learn: How to shift from a scarcity mindset to one that maximizes joy, experiences, and memories. Why common financial tools may unintentionally limit your potential—and how to reframe them for greater fulfillment. Actionable tips for building meaningful connections and creating a legacy through shared experiences. How to redefine your identity and purpose as you transition into retirement. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. (00:00) Introduction (01:45)  Abundance vs. Scarcity in Retirement Planning  (04:12) The Time Machine Thought Experiment (10:35) Rethinking Monte Carlo Analysis and Retirement Success Rates (16:40) Creating Memories That Last Beyond Retirement (23:21) Preparing Emotionally for Retirement (24:55) Connect with Ben Brandt

Joe interviews Benjamin Brandt, CFP, the retirement expert behind Retirement Starts Today. Together they explore the non-financial aspects of retirement planning. Topics range from shifting from a scarcity to an abundance mindset, retiring to something rather than from something, and embracing creativity to design a fulfilling post-career life. Key topics include overcoming spending anxiety, identifying passions, building social connections, and planning purposefully for a no-regrets retirement. With actionable insights and a focus on mindset, this episode is perfect for those looking to simplify and enrich their retirement journey.  Read the full show notes and find more information here: EP 125 Show Notes

It turns out that it is really easy to mess up retirement. In fact, most retirees make two big mistakes. Benjamin Brandt joins us to chat about his new book, Retirement Starts Today. We discuss specifically the non-financial aspects and mindsets that people tend to get wrong. Learn more about your ad choices. Visit megaphone.fm/adchoices

Click here to work with us! Are you spending too little in retirement, worried you might outlive your savings? Many retirees struggle to strike the right balance, often holding back on enjoying the wealth they've worked a lifetime to build. I'll show you how to overcome those fears and spend with confidence while still planning for the future. What about real estate? Whether you're thinking about renting instead of owning, leveraging home equity for long-term care, or even investing in rental properties, the right approach can make all the difference. I'll share practical insights to help you figure out what works best for your lifestyle and financial independence. Retirement is your chance to live on your terms, free of unnecessary stress and worry. By understanding the psychology of spending and making thoughtful decisions about your biggest assets, you can enjoy the freedom and security you've earned. Let's get started.  Outline of This Episode [0:00] The Start of 2025 [1:50] Spending Struggles in Retirement [4:40] Connecting with Your Future Self [6:12] Underspending Biases and Longevity Risk [12:01] Real Estate in Retirement [14:10] Renting vs. Owning [16:10] Home Equity for Long-Term Care Resources & People Mentioned The Retirement Podcast Network Morningstar Article: Tips to spend less or more in retirement by Samantha Lamas. Benjamin Brandt's Book: Retirement Starts Today. Capital City Wealth Management: Benjamin Brandt's financial planning firm. Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Joining the show this week is perhaps one of the forefathers of financial advisor podcasts, Benjamin Brandt. Ben shares his podcast and tax planning origin story (both predate being involved with RTS) and how his approach to these key areas of growth have changed over time. You don't have to be a tax expert to deliver massive value to clients, you do need to be consistent and committed and Ben gives great insight on both. https://zurl.co/pviIu

Taylor Schulte and Benjamin Brandt join the show to talk about the Retirement Podcast Network and share valuable perspectives on various retirement-related topics.   Listen now and learn: How to leverage the Retirement Podcast Network to enhance your retirement readiness The major pain points retirees and those planning for retirement face Diverse ideas on how to approach advanced retirement planning strategies   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   02:34 Origin of the Retirement Podcast Network 07:09 Retirement Planning Beyond Investing 10:18 Retirement Income Strategies 14:10 Strategic Roth Conversions Are Great, But Not Everything 17:36 Long-Term Care Planning 20:58 Future Content Hubs at Retirement Podcast Network  

Benjamin Brandt is back on the join this week and rejoins Steven Jarvis to talk tax topics that are relevant in April. Whether you've already filed your return or still need to get it across the finish line the guys have some great information for you. They also dive into what it means to file an extension and when it makes sense to do just that (spoiler, Steven regularly files an extension for his own taxes). And they cover some of the things you should be on the lookout for before you get your heart too set on amending a return. https://zurl.co/2IOs

Guest: Benjamin Brandt, a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, ND fee-only financial planning company. Benjamin is also the host of the Retirement Starts Today Radio podcast and co-host of The Least Boring Tax Podcast. In a Nutshell: Many advisors think about tech and marketing in terms of "more": more reach, more productivity, more clients, more AUM. But lately I've been asking myself and my coaching clients: Isn't part of the promise of our all-digital, AI-driven future supposed to be "less" time grinding away at the office and "more" time living your life? That depends on what kind of service you want to deliver, what size firm you want, and how you want to spend your time. Some RIA CEOs are going to pump productivity gains right back into the business and keep trying to "add a zero." Others, like my guest today, are going to be very intentional about maintaining both high-touch service for a specific niche of clients and healthy work-life balance for themselves and their team members. On today's show, Benjamin Brandt and I discuss his podcast marketing funnel, his unique approach to accepting and onboarding new clients, and how he's leveraging technology to optimize the efficiency of his firm.

Before episode 1 of the RTS podcast was ever recorded Steven was learning from the best in the business to make sure he started on the right foot, including from his guest on today's episode, Benjamin Brandt. Ben was podcasting about financial planning before it was ever cool and comes on the show to share his experience and what he has learned along the way about communicating with prospects and clients that goes beyond simply podcasting. Listen to the end as Steven and Ben talk about resources available to Advisors looking to do more around improving their communication skills AND levelling up their tax planning. https://bit.ly/3pFrHnM  

Finding the right tax advisor can be a frustrating experience. Today, we talk to Steven Jarvis, CPA about the steps you should take when looking for a new advisor to help you with taxes.  Steven is the owner of Retirement Tax Services and aims to bridge the gap between tax professionals, financial advisors, and their mutual clients to help reduce most people's largest expense in retirement: taxes! You can also find him (along with past guest Benjamin Brandt) on his podcast The Retirement Tax Podcast. Want to ask Devin or John your question? Just visit https://www.bigpictureretirement.com/ and look for the tab on the right side that says “Send A Voicemail.”  Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/ 

In today's show we are joined by Benjamin Brandt for a discussion about the 4% rule (and how it goes against human nature), using a dynamic spending approach, and building a retirement budget that actually works.  Connect with Benjamin Brandt on his website at https://retirementstartstodayradio.com/ and sign up for his newsletter at https://retirementstartstodayradio.com/newsletter       Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/ 

On today's episode, the founder and president of Capital City Wealth Management, podcast host, and father of six, Benjamin Brandt joins. His interest in finances started early with his grandfather. When his grandfather passed away, he saw the struggles his grandmother faced when it came to finances and wanted to help people in similar situations. Balance for Benjamin means having abundance when it comes to the things that are important to him. He wants to be at home in abundance and grow his business in abundance. It is possible to be intentional on how much time we spend at home and at work. Being conscious of your family and your spouse's needs and goals is essential when building a business. You don't want to be paddling against one another. A big part of balance and building a business involves collaboration with your spouse. Join us today as we discuss: Re-investment in balance and in life Accountability with families and spouses Understanding value expansion   TIMESTAMPS 0:53 – How did you get into the industry? 2:59 – What's your definition of balance? 5:11 – How did you work through this process? 7:33 – How much is your family involved? 9:44 – What do you see in the industry? 14:00 – Why do advisors kick against this idea? 16:31 – What have you discovered since starting the podcast? 17:44 – Matching the skill set with listeners 19:03 – Do you have to convince people? 19:58 – Why do some advisors not podcast? 21:05 – Zoom allowing business growth 22:10 – How are you helping advisors? 25:04 – Where can you learn more?   RESOURCES: More About Benjamin: https://retirementstartstoday.com/ Website: https://www.travisparry.com/ Email: travis@travisparry.com Get Travis' newest book!

As the cost of living—food, gas, taxes, and everything in between—goes up, it makes sense that advisors increase their fees, as well. However, many advisors feel hesitant to do so during a seemingly volatile time. Even so, it's important to remember that financial advisors and RIAs offer an incredibly valuable service to their clients. So, in this episode, Benjamin Brandt, CPA™ and Founder/President of Capital City Wealth Management, will be joining the show to share his recent experience with increasing his fees and advice for anyone thinking about doing the same. You can find show notes and more information by clicking here: https://bit.ly/3IlIocS 

Strategies for Parents to set Themselves up for Retirement by Launching Financial Grownups. For more information, visit the show notes at https://www.bobbirebell.com/podcast/

Advisor Benjamin Brandt, host of the Retirement Starts Today podcast returns to the show this week. An expert on surge scheduling, Ben has made a masterclass based on his experience available through The Perfect RIA. Tune in as Steven and Ben discuss everything from cash flow and income taxes to systematizing surges to maximize value.

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management,  He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin was recently named as one of the top 40 financial advisors under age 40 by Investment News. An Iraqi combat veteran, who served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their SIX (count 'em!) energetic children.   In this episode, Benjamin shares with us the importance of viewing wealth. That it's not just about buying things, but it's also about creating an environment of abundance so that you can live the life that you want to live. And he also shares with us his journey from being a financial advisor to being a podcaster, and how he was able to use this platform to eventually grow his brand and his business. I hope you enjoy the show as much as I did and please let me know what you think.  [00:01 - 21:56] Opening Segment I welcome everyone to the show I introduce our guest, Benjamin Brandt Benjamin shares about his money culture  Money is scarce In order to have more, you “have to save more”  Learning to look at things at the lens of abundance  Deciding to be foster parents Looking at the situation as an opportunity to be a service to the community  Seeing the situation as an abundance of resources Processing the adoption of triplets Fortunate to have abundance  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this link! [21:55 - 48:08] Financial Advisor Turned Podcaster  How Benjamin transitioned into the podcasting world  The goal was to grow the clientele Used podcasting as a wealth-building tool Retirement Tax Podcast New show to watch out for  Marrying your CFP (certified financial planner) and your CPA (certified public accountant) Starting the Retirement Starts Today Podcast Being visible online  Using this platform to nurture people Vetting financial advisors before hiring one Check their social media Do some research and find some key items  [38:09 - 40:32] Closing Segment Watch out for the new podcast on December  Connect with Benjamin through the links below  Final Words  Tweetable Quotes: “And so I looked at my situation through this lens of abundance and said I don't have to spend less. I've got this time, latitude or longitude, to pursue other business activities so that I have this blue ocean of possibilities.” - Benjamin Brandt   “That's why I put less focus on spending less and more focus on earning more.”  - Benjamin Brandt Take the money quiz at www.moneyscripts.com    Connect with Benjamin on Twitter, Facebook, and LinkedIn and listen to his podcast at www.retirementstartstodayradio.com. You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I'm excited to hear more about you. I'm excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empires.com. You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!   I have created a NEW eBook called "You Don't Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management,  He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin was recently named as one of the top 40 financial advisors under age 40 by Investment News. An Iraqi combat veteran, who served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their SIX (count 'em!) energetic children.   In this episode, Benjamin shares with us the importance of viewing wealth. That it's not just about buying things, but it's also about creating an environment of abundance so that you can live the life that you want to live. And he also shares with us his journey from being a financial advisor to being a podcaster, and how he was able to use this platform to eventually grow his brand and his business. I hope you enjoy the show as much as I did and please let me know what you think.  [00:01 - 21:56] Opening Segment I welcome everyone to the show I introduce our guest, Benjamin Brandt Benjamin shares about his money culture  Money is scarce In order to have more, you “have to save more”  Learning to look at things at the lens of abundance  Deciding to be foster parents Looking at the situation as an opportunity to be a service to the community  Seeing the situation as an abundance of resources Processing the adoption of triplets Fortunate to have abundance  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this link! [21:55 - 48:08] Financial Advisor Turned Podcaster  How Benjamin transitioned into the podcasting world  The goal was to grow the clientele Used podcasting as a wealth-building tool Retirement Tax Podcast New show to watch out for  Marrying your CFP (certified financial planner) and your CPA (certified public accountant) Starting the Retirement Starts Today Podcast Being visible online  Using this platform to nurture people Vetting financial advisors before hiring one Check their social media Do some research and find some key items  [38:09 - 40:32] Closing Segment Watch out for the new podcast on December  Connect with Benjamin through the links below  Final Words  Tweetable Quotes: “And so I looked at my situation through this lens of abundance and said I don't have to spend less. I've got this time, latitude or longitude, to pursue other business activities so that I have this blue ocean of possibilities.” - Benjamin Brandt   “That's why I put less focus on spending less and more focus on earning more.”  - Benjamin Brandt Take the money quiz at www.moneyscripts.com    Connect with Benjamin on Twitter, Facebook, and LinkedIn and listen to his podcast at www.retirementstartstodayradio.com. You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I'm excited to hear more about you. I'm excited to know more about you. Also, feel free to shoot me an email at jennifer@micro-empires.com. You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!   I have created a NEW eBook called "You Don't Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy! The post Retirement Starts Today with Benjamin Brandt appeared first on Micro Empires.

Taxes aren't top of the fun things to do every year. In fact, it's something that a lot of us avoid. But if you do a little planning and preparation in advance, it can make tax time and your finances run a little smoother. In this episode, I talk with Benjamin Brandt about the list of tax items you should review at the end of the year, mistakes you can avoid, and what military families need to know about taxes. Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company. He's an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15-month deployment to Iraq in 2003. The show notes can be found here: https://laceylangford.com/podcast/end-of-year-tax-planning-tips-for-2021/

Welcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.   Today we have Benjamin Brandt.   Benjamin Brandt you are a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company.    You are also the host of the popular podcast Retirement Starts Today Radio and blog.   You were recently named as one of the top 40 financial advisors under age 40 by Investment News.   You are also an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003.    You've been featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others.  In your free time, you and your wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their six energetic children.   In this conversation you'll learn:   The importance of understanding how the media can work for you; What to do in order to gain more clients and authority within your industry; How to reach your target audience and make media personal for your ideal customer; The importance of keeping your story compelling to your audience; How to use the media to why media is important for growing your business; The importance of understanding how to market your brand with media; And so much more!   Resources: Are you a current or aspiring financial professional?  Click here to join the Jumpstart community! Listen to previous podcast episodes, clicking here. To receive a newsletter digest of Jumpstart community happenings, click here.   Don't forget to subscribe to the show on iTunes to get automatic episode updates for our "Conversations for Financial Professionals!" by clicking here. Want to collaborate? Click here. If you enjoyed this episode, please share it with your friends by using the social media buttons you see at the bottom of the post.   And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get.   Please leave a review right now, click here.   Thanks again for listening, reading, and watching!

Welcome to The Retirement Tax Podcast, where hosts Steven Jarvis, CPA, and Benjamin Brandt, CFP, work together to bridge the gap between tax professionals, financial advisors, and their mutual clients to help reduce most people's largest expense in retirement: taxes. Each week, they will dive into conversations around taxes, focusing on what you can truly control (instead of what you cannot) and how to set yourself up financially for your future. In this inaugural episode, Steven and Benjamin will be explaining how you can generate tax-free income by owning a house, as well as how to make use of your home even whilst you are not living in it. You will learn the importance of keeping good records and always remaining compliant with the IRS. Remember: you can have an impact on your retirement tax—this is not something you are stuck with! You can find all show notes for this episode at: https://bit.ly/3AhyB2o 

If you've listened to our show at all, you already know that podcasting is a very cost-effective strategy for nurturing your clients but today we want to tell you about a Certified Financial Planner that has built his business around a podcast. Our guest today is Benjamin Brandt, who started the Retirement Starts Today Radio six years ago and has grown an incredible following through simple approach to marketing and promotion. If you have a podcast or have been considering starting a show (which we recommend), then this is an interview you don't want to miss. Brandt's business was in dire shape back in 2015 when he shifted his focus to podcasting and now he has a beautiful work-life balance that can turn away clients that aren't the right fit. Today we'll learn about the strategies he's implemented, why he doesn't use call to actions, and how the idea of ‘less is more' is very true for his show. So as you go through the episode today, keep an ear out for some of these topics that we cover: Why he decided to start the podcast to help save his business. The approach he credits for having so much success with the show. Why he doesn't use any calls to action on the show. Strategies to drive organic growth The way he formats his show each episode and the reasons behind it. Why he keeps his shows to 20 minutes or less Getting clients into the funnel and then how he manages that flow. Why he doesn't do any promotion on the show and keeps everything simple. Breaking news on his future plans to work with advisors. For more on this topic and other strategies to growing your business, join us over at RenegadeAdvisor.net. What we discuss on the show: 1:53 – The reason for the podcast 4:46 – Why he's had success 5:58 – No calls to action 10:29 – Creating scarcity and friction 12:55 – How he promotes the show 17:07 – Format for his show 22:06 – The length of his show 24:39 – His audience 30:15 – Brilliance of simplicity 32:12 – Never promotes the show 33:46 – Surge of meetings 37:51 – Starting to work with advisors

Steven's guest today is Benjamin Brandt, host of the nationally-spotlighted podcast Retirement Starts Today. Ben practice helps clients create spending plans out of their portfolios.  You can find the show notes and transcript here.  

What can hosting a podcast do for your financial advisor practice? Benjamin Brandt wondered the same thing as he was looking to grow his financial advisor practice. In less than five years after starting his retirement planning podcast, Benjamin has attracted an audience of 40,000 listeners a month (all of whom are also clients or potential clients). See full show notes at https://maximumadvisor.com/034

In today’s episode we have a special guest: Benjamin Brandt.  Benjamin is a Retirement Income Certified Professional (RICP®), and the host of Retirement Starts Today Radio, a top-rated podcast dedicated to retirement planning.  Throughout the episode, Ben shares his wisdom on retirement income ideas, spending rules, incorporating flexible retirement spending into your retirement income plans, and numerous other topics.  Be sure to stay tuned until the end of the episode, where Ben talks about what people often get wrong in their transition to retirement. [01:28] Ben’s Story – Ben’s background and his journey through the financial planning industry. [06:37] The Four Percent Rule – Ben shares his take on the effectiveness of the 4% rule and why it may not be an ideal strategy in some situations. [10:04] Making Timely Decisions – How to adjust your retirement strategy according to varying market conditions. [17:11] Distributions – Ben explains the logistics aspect of pulling money from your portfolio and some ways Ben helps his clients plan their distributions. [19:55] Life After Retirement – Why it’s essential to dedicate yourself to something outside your regular career after retirement and what people do wrong in their transition to retirement. [24:01] Safe Investments – The value of making informed financial decisions to avoid investment failures. [29:04] Final Thoughts – Tips & tricks for preparing for retirement.   Resources: Ben’s Podcast, Retirement Starts Today Radio: podcasts.apple.com/us/podcast/retirement-starts-today-radio/id1052378769 Ben’s Website: retirementstartstodayradio.com

Benjamin Brandt, host of the Retirement Starts Today Radio Show and Founder/CEO of Capital Wealth Management is coming on the show today to talk about the 5 steps to building wealth inside your 401k. Believe it or not, $1 million may seem like a lofty goal by today's standards, but will it be enough if you're planning on retiring 20-30 years from now? Here are the 5 steps we will discuss during the show: Step 1: Start Saving Today  The money you will be living off of in retirement is not from the money you are setting aside today. It's from the money that your money will be making in the form of compound interest.  Step 2: 10% -15% Invested Start off by saving 10% - 15% of your income. Then, every time you get a raise, split the raise: half goes to you and the other half goes to your 401k. Step 3: Always Get the Employer Match 97 percent of employers offer a company match. How much is the match, is it a tiered match, and how do you find this out? Remember, the employer match is truly FREE money for your nest egg. Step 4: Invest Into the Right Funds Not everyone will be investing into the same funds. Some of us retire next year and other will retire in 30 years from now. Knowing what to invest in based on the level of risk and time you have left is crucial.  Benjamin gives some great insight on what you should be investing in depending on age vs risk vs reward. Step 5: Keep Your Hand out of the Cookie Jar There are three ways you can access money from your 401k, and only one of them is correct. The correct way: wait until you are in retirement and access your nest egg penalty free. Wrong way #1: early withdrawal and pay a hefty penalty Wrong way #2: take a 401k loan Benjamin breaks down why you want to avoid tapping into your 401k until you are at retirement age and most importantly why this is not a good idea. *** All the show notes and links Benjamin mentioned can be found at https://www.moneypeach.com/session135 *** If you would like a plan on how to create a budget, save more money, and pay off debt, I would love to work with you. I am currently taking applications for my next live coaching program. Head on over to https://www.moneypeach.com/apply to learn more about how you and I can work together and the results you will get. Apply Now  

Benjamin Brandt is the founder of Capital City Wealth Management, an independent RIA that oversees $60 million in assets under management for nearly 80 households. Benjamin originally developed a focus niche after going out on his own, only to realize there were not enough people in that niche to fill his desired client base. Today he joins the show to discuss how he initially established his niche and how he has optimized his website to maximize local search engine optimization opportunities. Listen in to hear about why he decided to start a podcast to reach beyond his local market, as well as the marketing funnel he developed to turn his listeners into prospective clients. You will learn why he runs meeting surges twice a year to maximize his focus and his time off, how he has built his advisory firm to fit his lifestyle goals, and how you can bring similar flexibility to your practice. For show notes and more visit: https://www.kitces.com/181         

Enjoy this Relaxing Ocean Music. Ocean is a natural aquarium filled with some of the most amazing creatures like Manatees known as sea cows.  save the nature save your future. Instruments: Piano, Electric Piano, Strings, Synth Credit: "Music for Manatees" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/ Image by Benjamin Brandt from Pixabay --- Send in a voice message: https://anchor.fm/sleepdeepmusic/message Support this podcast: https://anchor.fm/sleepdeepmusic/support

“Right now, is the perfect time to start your podcast.” -Benjamin Brandt In this episode, Allison Liddle interviews Benjamin Brandt. Benjamin is a Certified Financial Advisor and Founder/President of Capital City Wealth Management. He is also the host of the popular podcast Retirement Starts Today Radio and blog that has been seen in Kiplinger’s, CNBC, and many other national media outlets and has reached over 500K downloads. Allison and Benjamin discuss how to grow a podcast and why now is the best time to grow it. Connect with Benjamin Brandt: https://retirementstartstodayradio.com/ Podcast Course for Financial Advisors: https://learn.onlineadvisorgrowthformula.com/p/advisor-podcast-accelerator

It's no secret that podcasting is REALLY popular. In fact, there are now over one million podcasts! Recording and publishing audio is easy. Creating a high-quality podcast with a growing base of raving fans is another story. That's why I asked two podcasting pro's, Mathew Passy and Benjamin Brandt, to help me with today's episode. We cover: Equipment you need to host a studio-quality podcast Resources for how to DIY the editing & production process Common mistakes and pitfalls to avoid Tips for growing and marketing your podcast How to turn raving fans into clients We also talk about best practices for recording remotely, an extremely timely topic given the state of our world. If you're a financial advisor who wants to start a podcast or take your existing show to the next level, this episode is for you.

Benjamin Brandt is the founder and president of Capital City Wealth Management, as well as the host of Retirement Starts Today Radio. Through his podcast, Benjamin inspires people to be financially independent and properly prepared to retire. Today he joins this podcast to discuss his background and how he started his incredibly successful show. You can find show notes and more information by clicking here: https://bit.ly/2W9B26f 

Could you take 100 days off a year and still meet your career and financial goals? Benjamin Brandt, CFP®, podcast host, and president/founder of Capital City Wealth Management, is living that dream. In this episode of YAFPNW, Benjamin discusses his successful podcast, marketing tactics, and how running a lifestyle practice works.

Could you take 100 days off a year and still meet your career and financial goals? Benjamin Brandt, CFP®, podcast host, and president/founder of Capital City Wealth Management, is living that dream. In this episode of YAFPNW, Benjamin discusses his successful podcast, marketing tactics, and how running a lifestyle practice works.

It might appear that most financial advisors already have a podcast, but in reality, very few actually do. There is plenty of room for more podcasts hosted by financial advisors and Benjamin Brandt explains why this is true, the advantages of a podcast, and what advisors should take into consideration when launching a podcast.  

If you’re planning for retirement right now, chances are you’ve never actually been through it. In fact, most financial advisors have never even experienced retirement. In this interview, you will learn how to prepare for retirement both mentally and financially.Benjamin Brandt, Founder and President of Capital City Wealth Management, teaches people how to retire. During his time as a fee-only financial planner, he’s observed that many people are disillusioned with how they will spend their time in retirement.In this video, Greg and Benjamin discuss the importance of having awareness about what retirement will look like and then having something to retire to.KEY TOPICS -What is a Retirement Rehearsal? -What is a Practice Retirement? -What is your Retirement Calling?WHY CONSIDER A RETIREMENT REHEARSAL?There is an intangibility about what retirement might look like. Many people think retirement is trips to Disney World with the grandkids, traveling around in an RV, and rounds of golf everyday, when in reality many retirees struggle to fill the 40 hour void left by the absence of a full-time job. Statistics show 52.4 billion dollars of unused vacation time is squandered every year—a 40 year high. While a few employers gift retirees vacation pay as they leave the workforce, it typically amounts to less than a fifth of the vacation pay that was actually earned. Wouldn’t it be helpful if we took advantage of this resource and used it to help us plan for retirement ahead of time? WHAT IS A RETIREMENT REHEARSAL? The first step is to make sure you have a written financial plan. The retirement rehearsal is useless if you can’t go back to a written plan and make the necessary adjustments. The retirement rehearsal is meant to give us a little dose of reality. Typically 2-5 years before retirement, Benjamin encourages his clients to use a few weeks of that valuable yet often underused vacation time to see what life after the 9-5 grind looks like. He encourages clients to stay at home and do absolutely nothing. You’ll see how your expenses during that time coincide with the amount your written financial plan has allotted. Boredom is the number one enemy of retirement, usually inciting an unplanned vacation or unnecessarily large purchase. Such an impulse move can drastically throw off your retirement plan. As Benjamin puts it, “you’re stealing from your 70, 80, and 90-year-old self.” Consider a retirement rehearsal so that you’ll head into retirement with a disciplined, prepared mindset about what the final phase of life looks like. WHAT IS A PRACTICE RETIREMENT? Many people conduct a retirement rehearsal and realize they’re not quite ready to fully retire yet. A “Practice Retirement” is phasing yourself out of your career in increments. A combination of retirement and career, either max out your vacation days or drop down to part-time work. You’ll begin to live like you’re retired, while still making contributions to your retirement accounts and allowing your portfolio to grow. WHAT IS YOUR RETIREMENT CALLING? Benjamin encourages his clients to create a lifestyle they do not want to retire from. If you have not already, figure out what you’re truly passionate about and begin to transition from your career to your calling. Often this is an excellent way to add an additional stream of income. Even though it might be minimal, it can do wonders to the size and longevity of your portfolio. If you’re passionate about playing guitar, consider teaching guitar lessons at a local music store. If you enjoy playing golf, consider giving lessons at the country club. Even if it’s just a few thousand dollars a year, when you take the phenomena of compound interest into account, this additional stream of income from pursuing your passion can either allow you to retire a little sooner or perhaps live a more opulent lifestyle throughout the next phase of your life. Retirement is full of unknowns, so do what you can in advance to prepare. A “Retirement Rehearsal” might be a good way to get a taste of what life will be like once you no longer work full-time. Once you conduct a retirement rehearsal, consider a “Practice Retirement” to help you phase into that next chapter of life. Finally, consider using your passions to create additional streams of income that will then add even more substance to your portfolio.

On this show, we talked about the importance of being an educated investor, why planning should be done during good economic times and the most important factors to consider in retirement planning with Benjamin Brandt, CFP and Founder and President of Capital City Wealth Management and host of Retirement Starts Here Radio.  Listen to learn how to maximize contentment and minimize boredom in retirement! For the Difference Making Tip, scan ahead to 15:52! You can learn more about Benjamin at RetirementStartsToday.com, Twitter, and LinkedIn. Interested in starting your own podcast?  Click HERE Please subscribe to the show however you’re listening, leave a review and share it with someone who appreciates good ideas. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.  Check out Money Alignment Academy as well!

Jason and Benjamin discuss retirement planning.  Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company. He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Recently, Benjamin was named as one of the top 40 financial advisors under age 40 by Investment News. Benjamin is also an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their six energetic children.

Adopting a child is a huge decision with many different challenges. We discuss some of the issues with Retirement Starts Today host Benjamin Brandt. Ben talks about his families journey as they are getting ready to adopt triplets. We discuss some of the financial resources, tax credits and grants available to people who are interested in adopting. Benjamin can be found at Retirement Starts Today Podcast

Benjamin discusses retirement planning, and how it's important for us to "rehearse retirement" because what we think retirement will look and feel like, and how it will ACTUALLY feel are often two different worlds.Short vacations are not a break.  You need at least 15 days to completely refresh from work.You can listen to Benjamin on his Retirement Starts Today podcast.You can follow Benjamin on Twitter:  @RetireMeASAPLearn more about your ad choices. Visit megaphone.fm/adchoices

I've been getting email by several people saying that i'm only interviewing financial management execs that specialize in folks getting ready for retirement. Benjamin Brandt is a bit different. His Captital Wealth Management Company specializes in those people that have significan savings. So, if you've done well and want to do better, listen here.  ******************************** Social Media Attachment for all publications  “YOU CANT GO BACK AND CHANGE THE BEGINNING BUT YOU CAN START WHERE YOU ARE AND CHANGE THE ENDING.  The Yak About Today broadcasts deliver on air and online conversations, interviews and stories engaging the Baby Boomer Generation and beyond with discussions, tips and information.  Hosted by an authentic conversationalist, intuitive listener and a boomer himself, David Yakir brings a genuine, down to earth and disarming personality that talks with his audience and his guests with out talking at them.  David shares #Engagement, #Education, #Enjoyment & #Empowerment on air and online for the #BabyBoomer Generation delivered with #humor, #wit and #thought.  Yak About Today is your GPS guide for #technology, #fitness, #automotive, #finance #entrepreneurship, #entrepreneurship & all things that mean anything to you. For more information, visit:   http://yakirgroup.com/ http://facebook.com/yakabouttoday/ http://twitter.com/yakabouttoday/ http://spanishriverconcerts.com  #baby-boomer #health #yakabouttoday #davidyakir #iheartradio #seniors #davidyakirgroup #marketing #Baby-boomer-sponsers #newvisioneyecenter #spreaker #ivook #itunes #blubrry #boomers #vero Beach, #babyboomer-finance

Benjamin Brandt, CFP,talks with host Jordan Goodman about why planning for retirement means so much more than just money. People need to work on building happiness beyond jobs and finding meaning beyond golf and grandkids. Brandt uses many examples based on his military experience to illustrate retirement planning concepts and practices with colorful, memorable examples. Brandt talks with Goodman about the importance of not doing silly, reactive things while also not avoiding making necessary changes. Broad, diversified investments across the market with minimal fund costs can yield income while preserving assets. Very boring, non-sexy investments can be the approach to best serve retirees needs for safety and income.

Benjamin Brandt, CFP,talks with host Jordan Goodman about why planning for retirement means so much more than just money. People need to work on building happiness beyond jobs and finding meaning beyond golf and grandkids. Brandt uses many examples based on his military experience to illustrate retirement planning concepts and practices with colorful, memorable examples. Brandt talks with Goodman about the importance of not doing silly, reactive things while also not avoiding making necessary changes. Broad, diversified investments across the market with minimal fund costs can yield income while preserving assets. Very boring, non-sexy investments can be the approach to best serve retirees needs for safety and income.

Do your elderly parents need help with managing their finances? This is a difficult realization both for child and parent, and accepting and giving help needs extreme sensitivity. Letting go of the reins of a financial account is a process. Since this is a difficult conversation to have, consider inviting a financial professional to be an objective voice. Doug gives advice for adult children – and their parents - who find themselves in this challenging position. If you and your parents are at this crossroads, watch this video that might help adult kids and their parents discuss when to hand over financial decisions and accept help with finances. At a certain point being too trusting, or making bad financial decisions, is an invitation to a con artist. The financial bad guy isn’t necessarily a stranger – it can be someone you know, maybe even someone who is close to you. Retirement planning requires some flexibility Financial planner Benjamin Brandt of the Retirement Starts Today podcast joins Doug to discuss the importance of having a written financial plan and flexibility. These two aspects aren’t as contradictory as they seem, because both put the individual’s financial goals first. Benjamin shares the values he emphasizes with his financial planning clients. Should you emphasize these points in your own personal financial plan? Follow Benjamin on his podcast on iTunes and at www.retirementstartstodayradio.com. Benjamin has even created a special page for The Goldstein on Gelt Show listeners at www.retirementstartstodayradio.com/gelt. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

I asked Benjamin Brandt how deploying to a war zone prepared him to be a financial planner.  He said in the military they learned to act without thinking.  In his profession now, it's important to think without acting. He was a member of Task Force Trailblazer where he was a combat engineer.  Their mission was […] The post Episode 030 – Iraq veteran and financial planner Benjamin Brandt appeared first on .

I asked Benjamin Brandt how deploying to a war zone prepared him to be a financial planner.  He said in the military they learned to act without thinking.  In his profession now, it’s important to think without acting. He was a member of Task Force Trailblazer where he was a combat engineer.  Their mission was […] The post Episode 030 – Iraq veteran and financial planner Benjamin Brandt appeared first on .

My guest today is Benjamin Brandt, all the way from Bismark in North Dakota. He's the host of the popular podcast Retirement Starts Today Radio podcast and blog. Benjamin is a Certified Financial Planner and Founder/President of Capital City Wealth Management. He's also an Iraqi combat veteran having served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. As a retirement planning expert, he's featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In this episode, we talk about Benjamin's Retirement-Ready Blueprint, how to choose a suitable retirement age, how to prioritise different goals in later life, and extreme levels of checking with choosing your own financial planner. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.  

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management, a Bismarck, North Dakota fee-only financial planning company. He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin is an Iraqi combat veteran having served in the North Dakota Army National Guard for … Continued